Proposal No. 0101 Proposal No. 0102
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Proposal No. 0101 Proposal No. 0102 Name: Veronica Gray Name: Crystal Rabizadeh Delegation: SPPY/WY- San Pedro Delegation: Triunfo TOPIC OF CONCERN: TOPIC OF CONCERN: Raises minimum credit card payments for young adults, ages 18-25. Abolish all federal Luxury Taxes. JUSTIFICATION: JUSTIFICATION: The United States’ average FICO score is 687. While the average FICO score for ages 18- Luxury Tax is a tax on goods or services not considered essential and are usually high in 24 is 630. Keep in mind that the brain does not finish developing until 25 years old. Credit price. Most of the Luxury Tax laws used today were put in place by George H.W. Bush in card companies have a monthly minimum payment of 1-3% of all charges. Just raising the attempt to reap government benefits at the expense of the wealthy. However, the Luxury Tax monthly minimum percentage from 2% to 4% increases the average payoff rate by 3.8%, has the most detrimental affects on the working class that manufactures the luxury items. which means more people will pay off their debt. If there is a credit card bill of $1,000.00 and the minimum payment percentage is 2% and the interest rate is 19%, it would take eight For example, in November 1990, Congress enacted a tax on yachts thinking that the people years and four months to pay off the debt in full. If there was the same bill of $1,000.00 and who could afford to buy a yacht were the ones who could afford to get taxed. Instead of the same interest rate of 19% but the minimum monthly payment percentage was raised to 5.8%, rich buying yachts as the American government planned, those who wanted the luxury items it would take only one year and nine months to pay it off. bought them foreign countries. This destroyed the American yacht industry, forcing yacht workers into unemployment and putting a dent in the American economy. Within eight Credit card companies give out credit cards to students even when they list no income on months after the change in the law took effect, Viking Yachts, the largest U.S. yacht their application. The Federal Reserve Bank and the Federal Deposit Insurance Corporation manufacturer, laid off 1,140 of its 1,400 employees and closed one of its two manufacturing say that making loans without any regard to the borrowers’ ability to pay represents reckless plants. Before it was all over, Viking Yachts was down to 68 employees. In the first year, lending practice. one-third of U.S. yacht-building companies stopped production. The economy took such a negative turn the law was repealed. ACTION TO BE TAKEN: Raise the minimum monthly payment of credit cards to 5% for ages ranging from 18-25. In 2011, Obama called for a luxury tax on corporate jets, believing it would have a different effect than the tax two decades prior. The luxury tax was created to fight federal deficits, but it only skyrocketed the unemployment rate. Today, Congress still poses luxury taxes on jewelry, alcohol, cigarettes, animal skin. The lesson learned is the Luxury Tax does little, but create a larger federal deficit and hurt the American economy. ACTION TO BE TAKEN: Congress and the President will pass legislation that will prevent future federal establishments from imposing a Luxury Tax and remove the current Luxury Taxes put in place. Proposal No. 0103 Proposal No. 0104 Name: Ella Gmelich Name: Chase Halladjian Delegation: Crescenta-Cañada Delegation: Newport-Corona del Mar TOPIC OF CONCERN: TOPIC OF CONCERN: Allowing pharmacists to prescribe hormonal contraceptive patches and self-administered oral Better preparation for young adults in regards to becoming self sufficient adults hormonal contraceptives at a federal level. Modeled after bill 287 which was passed in the state of Oregon. JUSTIFICATION: It is important that young adults learn how to be self sufficient. In the current day and age, JUSTIFICATION: many young adults have grown accustom to having others do their work for them or fix their Sixty-two percent of American women of the reproductive age regularly use contraceptives. problems. In the past decade, many young adults have started to find themselves unprepared And roughly 10.6 million American women rely monthly on birth control medication to for the real world. In 2015, only 45.3 percent of the United States population knew how to protect themselves and their partners from unwanted pregnancy. And these statistics don’t file and complete their taxes and only one in three drivers knew how to change a tire on a car. even factor in the millions of teens and adults who rely on birth control to help reduce Without the basic skills and knowledge necessary to excel in the world, future generations hormone deficiencies and imbalances, which affect skin, menstrual cycles, and can even have a higher risk of falling behind, acquiring debt, and becoming unemployed. With the cause diseases such as endometriosis and polycystic ovarian syndrome. Despite this, birth implementation of a class in high schools that teach these skills, these situations could be control is not as easily accessible as it should be relative to its mass use and effectiveness in a avoided. High school students will be taught basic mechanics, plumbing, and electrical in variety of medical problems. Following the outline of bill 2879 (passed in the state of order to be prepared for problems in the home and with vehicles. They will also be taught Oregen), allowing licensed pharmacist to prescribe contraception to millions of women public speaking and interview skills in order to help gain future employment, and also a class encourages safer sexual encounters and lowers risk for unwanted pregnancy. Increasing on how to file and complete taxes. This class will span two semesters covering a whole access to safe and effective methods of protection promotes sexual safety and health school year. The school year will be divided into four equal portions in order for students to education among American females in a variety of age ranges. practice each skill set that will be taught with this class. With basic knowledge in all of these skills, a strong foundation is put in place that will help build better, more confident, and self ACTION TO BE TAKEN: sufficient adults. Congress and the President will pass legislation that includes licensed pharmacists on the list of drug administers who can legally prescribe hormonal contraceptive patches and self- ACTION TO BE TAKEN: administered oral hormonal contraceptives. Life skills classes must be developed and added to all school curriculums Proposal No. 0105 Proposal No. 0106 Name: Emily Garber Name: Cooper Lyden Delegation: Westside Family Delegation: West Valley TOPIC OF CONCERN: TOPIC OF CONCERN: Every automobile hired for public or private transportation (for example: Uber, Taxi, Buses, Federal Department of Education requiring at least one semester of Environmental Science to and Lyft...) must have a permanently mounted camera with a microphone for public safety. graduate from a public or private high school. JUSTIFICATION: JUSTIFICATION: To have a live stream of the camera installed in every public automobile (which will go to Our world is facing a great environmental crisis that is simply not being addressed. Many their headquarters), will insure public safety. There are multiple known incidents from these ignorant and misinformed citizens and politicians deny and refute the danger or even taxiing companies such as sexual or regular assaults, kidnappings, deaths, imposters, and existence of climate change. This is an issue that deserves attention but is simply being felons. There were over three dozens of reported sexual assault just by the company Uber in ignored. By the federal government requiring at least one semester of environmental science the US, China, and Canada. And, there are even more unrecorded occurrences, which can be to graduate from high school, we can hope to breed a generation of environmentally avoided by the camera system. This appliance will also increase the use of these public or conscious citizens and politicians who together can work to lessen humans negative effects private transportation corporations because of its safety appliance, benefitting the companies on our earth. Currently, no state requires any environmental course to graduate from a public themselves. Because more people feel safe with a source to protect them, it will encourage or private high school. Although elective environmental science classes are offered in some the community to use these transportation services instead of tired or drunk driving. The Taxi schools around the nation they fail to instill in every student the importance of environmental service tested this theory out with a few cars and it helped their customers and themselves in awareness. The closest any state has come to requiring the taking of any environmental class the end. Too many people, especially high school and college girls, have been sexually to graduate is Georgia in which their educational code states, "Eff. Class of 2012: 4, incl. 1 assaulted, coming home late from an event. Too many people are robbed and hurt coming unit biology, 1 unit either physical science or physics, 1 unit either chemistry, earth systems, home late from an event. It needs to be stopped. environmental science or an AP/IB science course, and 4th unit that may be used to meet both the science and elective requirements. " (source: Education commission of the states: ACTION TO BE TAKEN: Standard High School Graduation Requirements (50-state)). To prevent the rise in assault, kidnappings, drunk driving, and other crimes, there is a need for cameras installed in every vehicle of hired public or private transportation. The camera Requiring an at least one semester long environmental science course, is also cost and time will be monitored and recorded by the headquarters of that enterprise.