Direction for Modification by Consent of 5.1 to 5.3 and 5.5 of the Capital Buffers Part of the PRA Rulebook
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Lender Panel List December 2019
Threemo - Available Lender Panels (16/12/2019) Accord (YBS) Amber Homeloans (Skipton) Atom Bank of Ireland (Bristol & West) Bank of Scotland (Lloyds) Barclays Barnsley Building Society (YBS) Bath Building Society Beverley Building Society Birmingham Midshires (Lloyds Banking Group) Bristol & West (Bank of Ireland) Britannia (Co-op) Buckinghamshire Building Society Capital Home Loans Catholic Building Society (Chelsea) (YBS) Chelsea Building Society (YBS) Cheltenham and Gloucester Building Society (Lloyds) Chesham Building Society (Skipton) Cheshire Building Society (Nationwide) Clydesdale Bank part of Yorkshire Bank Co-operative Bank Derbyshire BS (Nationwide) Dunfermline Building Society (Nationwide) Earl Shilton Building Society Ecology Building Society First Direct (HSBC) First Trust Bank (Allied Irish Banks) Furness Building Society Giraffe (Bristol & West then Bank of Ireland UK ) Halifax (Lloyds) Handelsbanken Hanley Building Society Harpenden Building Society Holmesdale Building Society (Skipton) HSBC ING Direct (Barclays) Intelligent Finance (Lloyds) Ipswich Building Society Lambeth Building Society (Portman then Nationwide) Lloyds Bank Loughborough BS Manchester Building Society Mansfield Building Society Mars Capital Masthaven Bank Monmouthshire Building Society Mortgage Works (Nationwide BS) Nationwide Building Society NatWest Newbury Building Society Newcastle Building Society Norwich and Peterborough Building Society (YBS) Optimum Credit Ltd Penrith Building Society Platform (Co-op) Post Office (Bank of Ireland UK Ltd) Principality -
Treasury Management Practices (Tmps)
Appendix 2 Treasury Management Practices Version 1.0 Approved By: Audit Committee Number Issue Date March 2021 1 TREASURY MANGEMENT PRACTICES PRINCIPLE AND SCHEDULES This document has been prepared in the sequence provided by CIPFA. For ease of use, the key areas for North Lincolnshire Council treasury operations are referenced below: TMP Number Page Organisational chart of the Council’s Finance and TMP 5 17 Treasury Division Statement of duties and responsibilities TMP 5 Absence cover TMP 5 Liquidity Management, Cash flow, bank overdraft, TMP 1.2 4 short-term borrowing/lending Cash flow forecasts TMP 8 24 Bank statements, payment scheduling TMP 3 12 Electronic banking and dealing TMP 5 17 Standard Settlement Instructions, Payment TMP 11 26 Authorisation Approved types and sources of borrowing TMP 4 14 Approved investment instruments TMP 4 Counterparty and Credit Risk Management TMP 1.1 3 Current criteria TMP 1.1 Electronic Banking and Dealing: TMP 5 17 Authorised dealers Dealing limits Settlement transmission procedures TMP 5.8 19-20 Reporting arrangements/Performance measurement TMP 6 21 Officers’ responsibilities for reporting TMP 2 10 TMP 5 17 Budget, Statement of Accounts, treasury-related TMP 7 23 information requirements for Auditors Anti Money Laundering Procedures TMP 9 24 Contingency Arrangements TMP 1.7 7 External Service Providers TMP 11 26 References to Statute and Legislation TMP 1.6 6 2 TMP1 - Risk Management 1. Credit and Counterparty Policies 1.1.1 All treasury management activities present risk exposure for the Council. The council’s policies and practices emphasise that the effective identification, management and containment of risk are the prime objectives of treasury management activities. -
Roman House Is a Rare Opportunity to Acquire a Luxury Apartment Or Penthouse in a Premier City of London Location
1 THE CITY’S PREMIER NEW ADDRESS 2 3 ROMAN HOUSE IS A RARE OPPORTUNITY TO ACQUIRE A LUXURY APARTMENT OR PENTHOUSE IN A PREMIER CITY OF LONDON LOCATION. THE SQUARE MILE’S RENOWNED RESTAURANTS, LUXURY SHOPS AND WORLD CLASS CULTURAL VENUES ARE ALL WITHIN WALKING DISTANCE; WHILE CHIC, SUPERBLY WELL PLANNED INTERIORS CREATE A BOUTIQUE HOTEL STYLE LIVING ENVIRONMENT. AT ROMAN HOUSE, BERKELEY OFFERS EVERYTHING THAT COSMOPOLITAN TASTES AND INTERNATIONAL LIFESTYLES DEMAND. 4 1 THE EPITOME THE CITY OF OF BOUTIQUE WESTMINSTER CITY LIVING THE CITY Contents 5 Welcome to a new style of City living 28 On the world stage 6 Welcome home 30 On the city borders 8 An unparalleled living experience 32 Be centrally located 11 Y 35 A world class business destination 12 Your personal oasis 37 Wealth and prestige 14 A healthy lifestyle right on your doorstep 38 London, the leading city 16 Café culture 41 London, the city for arts and culture 18 Find time for tranquillity 42 A world class education 20 Y 44 Zone 1 connections 23 Vibrant bars 46 Sustainable living in the heart of the city 25 Shop in Royal style 47 Designed for life 26 London, the global high street 48 Map 2 3 Computer Generated Image of Roman House is indicative only. Y Welcome to years, and is considered a classic of its time. Now, it is entering a prestigious new era, expertly refurbished by Berkeley to provide ninety exquisite new homes in the heart of the City, a new style with a concierge and gymnasium for residents’ exclusive use. -
Banks List (May 2011)
LIST OF BANKS AS COMPILED BY THE FSA ON 31 MAY 2011 This list of banks is intended to be used solely as a guide. The FSA does not warrant, nor accept any responsibility for the accuracy or completeness of the list or for any loss which may arise from reliance by any person on information in the list. (Amendments to the List of Banks since 30 April 2011 can be found on page 6) Banks incorporated in the United Kingdom Abbey National Treasury Services plc DB UK Bank Limited ABC International Bank plc Dunbar Bank plc Access Bank UK Limited, The Duncan Lawrie Ltd Adam & Company plc Ahli United Bank (UK) plc EFG Private Bank Ltd Airdrie Savings Bank Egg Banking plc Aldermore Bank Plc European Islamic Investment Bank Plc Alliance & Leicester plc Europe Arab Bank Plc Alliance Trust Savings Ltd Allied Bank Philippines (UK) plc FBN Bank (UK) Ltd Allied Irish Bank (GB)/First Trust Bank - (AIB Group (UK) plc) FCE Bank plc Alpha Bank London Ltd FIBI Bank (UK) plc AMC Bank Ltd Anglo-Romanian Bank Ltd Gatehouse Bank plc Ansbacher & Co Ltd Ghana International Bank plc ANZ Bank (Europe) Ltd Goldman Sachs International Bank Arbuthnot Latham & Co, Ltd Guaranty Trust Bank (UK) Limited Gulf International Bank (UK) Ltd Banc of America Securities Ltd Bank Leumi (UK) plc Habib Allied International Bank plc Bank Mandiri (Europe) Ltd Habibsons Bank Ltd Bank of Beirut (UK) Ltd Hampshire Trust plc Bank of Ceylon (UK) Ltd Harrods Bank Ltd Bank of China (UK) Limited Havin Bank Ltd Bank of Ireland (UK) Plc HFC Bank Ltd Bank of London and The Middle East plc HSBC Bank -
On the Wharf
W W HERTSMERE ROAD ROAD HERTSMERE E E S S T T F F E E R R DLR R R Y Y R R WEST O O INDIA A A QUAY D D NORTH DOCK NORTH DOCK 17 CROSSRAIL PLACE 25 ONTARIO WAY 18 19 20 21 22 23 24 ADAMS PLAZA BRIDGE ADAMS FISHERMAN'S WALK 17 COLUMBUS COURTYARD ONE ON THE WHARF MAP PASSAGE FROBISHER CHURCHILL 5 CANADA PLACE 10 CABOT 5 NORTH SQUARE 15 CANADA 30 NORTH 1 WESTFERRY COLUMBUS SQUARE COLONNADE 25 NORTH 8 CANADA SQUARE COLONNADE CIRCUS COURTYARD ONE 10 COLONNADE SQUARE CABOT SQUARE WREN LANDING 7 WESTFERRY CIRCUS 20 COLUMBUS COURTYARD 4 8 11 WESTFERRY CABOT SQUARE NORTH COLONNADE NORTH COLONNADE CIRCUS 9 28 29 27 26 THE IVY IN THE PARK 16-19 CANADA 32 1 5 SQUARE ONE DLR THE CANADA WAITROSE & CARTIER WESTFERRY CABOT PLACE CABOT PLACE CANADA PARK 31 SQUARE 34 PARTNERS CHURCHILL 2 CANARY SQUARE PAVILION PARK THIRD SPACE PLACE CIRCLE CIRCUS WHARF CHURCHILL PLACE WEST INDIA AVENUE PLATEAU 33 3 7 6 30 35 15 WESTFERRY ONE WEST CABOT SQUARE SOUTH COLONNADE UPPER BANK STREET SOUTH COLONNADE CIRCUS INDIA AVENUE FUTURE DEVELOPMENT 15 CUBITT STREET CHARTER STEPS NASH COURT 37 25 CABOT 20 CABOT 10 SOUTH 30 SOUTH 20 CANADA 25/30 SQUARE SQUARE COLONNADE COLONNADE 33 CANADA 25 CANADA SQUARE CHURCHILL 11 SQUARE SQUARE PLACE CANARY W WHARF E S PIER T F W 12 13 BERNERS PLACE E R E 16 38 R S Y T F STREET MONTGOMERY 15 WATER 30 HARBORD R E JUBILEE 36 OFFICE O R PLAZA MARKETING 1 WATER STREET SQUARE A R D Y 640 SUITE STREET MIDDLE DOCK RIVER THAMES R EAST O NEWFOUNDLAND UNDERGROUND UNDERGROUND MONTGOMERY A WATER STREET D SQUARE 12 BANK JUBILEE PARK UNDERGROUND WATER -
Lender Action Required What Do I Need to Do? Express Payments?
express lender action required what do i need to do? payments? how will i be paid? You can request to be paid within Phone Accord Mortgaegs’ Business Support Team 24 hours of the lender confirming Accord Mortgages Telephone Registration on 03451200866 and ask them to add ‘TMA’as a Yes completion by requesting a payment payment route. through ‘TMA My Portal’. Affirmative Finance will release Registration is required for Affirmative Finance, the payment to TMA on the day of Affirmative No Registration however please state ‘TMA’ when putting a case No completion. TMA will then release Finance through. the payment to the you once it is received. Aldermore products are only available via carefully selected distribution partners. To register to do business with Aldermore go to https;//adlermore- brokerportal.co.uk/MoISiteVisa/Logon/Logon.aspx. You can request to be paid within If you are already registered with Aldermore the on 24 hours of the lender confirming Aldermore Online Registration Yes each case submission you will be asked if you are completion by requesting a submitting business though a Mortgage Club, tick payment through ‘TMA My Portal’. yes and then select ‘TMA’. If TMA is not already in your drop down box then got to ‘Edit Profile’ on the ‘Portal’ and add in ‘TMA’ Please visit us at https://www. Payment will be made every postoffice4intermediaries.co.uk/ and Monday to TMA via BACs. Bank of Ireland Online registration https://www.bankofireland4intermediaries. No Payment is calculated on the first co.uk/ and click register, you will need a Monday 2 weeks after completion profile for each brand. -
22 Bishopsgate London EC2N 4BQ Construction of A
Committee: Date: Planning and Transportation 28 February 2017 Subject: Public 22 Bishopsgate London EC2N 4BQ Construction of a building arranged on three basement floors, ground and 58 upper floors plus mezzanines and plant comprising floorspace for use within Classes A and B1 of the Use Classes Order and a publicly accessible viewing gallery and facilities (sui generis); hard and soft landscaping works; the provision of ancillary servicing and other works incidental to the development. (201,449sq.m. GEA) Ward: Lime Street For Decision Registered No: 16/01150/FULEIA Registered on: 24 November 2016 Conservation Area: St Helen's Place Listed Building: No Summary The planning application relates to the site of the 62 storey tower (294.94m AOD) granted planning permission in June 2016 and which is presently being constructed. The current scheme is for a tower comprising 59 storeys at ground and above (272.32m AOD) with an amended design to the top. The tapering of the upper storeys previously approved has been omitted and replaced by a flat topped lower tower. In other respects the design of the elevations remains as before. The applicants advise that the lowering of the tower in the new proposal is in response to construction management constraints in relation to aviation safeguarding issues. The planning application also incorporates amendments to the base of the building, the public realm and to cycle space provision which were proposed in a S73 amendment application and which your Committee resolved to grant on 28 November 2016, subject to a legal agreement but not yet issued. The building would provide offices, retail at ground level, a viewing gallery with free public access at levels 55 and 56 and a public restaurant and bar at levels 57 and 58. -
Reference Banks / Finance Address
Reference Banks / Finance Address B/F2 Abbey National Plc Abbey House Baker Street LONDON NW1 6XL B/F262 Abbey National Plc Abbey House Baker Street LONDON NW1 6XL B/F57 Abbey National Treasury Services Abbey House Baker Street LONDON NW1 6XL B/F168 ABN Amro Bank 199 Bishopsgate LONDON EC2M 3TY B/F331 ABSA Bank Ltd 52/54 Gracechurch Street LONDON EC3V 0EH B/F175 Adam & Company Plc 22 Charlotte Square EDINBURGH EH2 4DF B/F313 Adam & Company Plc 42 Pall Mall LONDON SW1Y 5JG B/F263 Afghan National Credit & Finance Ltd New Roman House 10 East Road LONDON N1 6AD B/F180 African Continental Bank Plc 24/28 Moorgate LONDON EC2R 6DJ B/F289 Agricultural Mortgage Corporation (AMC) AMC House Chantry Street ANDOVER Hampshire SP10 1DE B/F147 AIB Capital Markets Plc 12 Old Jewry LONDON EC2 B/F290 Alliance & Leicester Commercial Lending Girobank Bootle Centre Bridal Road BOOTLE Merseyside GIR 0AA B/F67 Alliance & Leicester Plc Carlton Park NARBOROUGH LE9 5XX B/F264 Alliance & Leicester plc 49 Park Lane LONDON W1Y 4EQ B/F110 Alliance Trust Savings Ltd PO Box 164 Meadow House 64 Reform Street DUNDEE DD1 9YP B/F32 Allied Bank of Pakistan Ltd 62-63 Mark Lane LONDON EC3R 7NE B/F134 Allied Bank Philippines (UK) plc 114 Rochester Row LONDON SW1P B/F291 Allied Irish Bank Plc Commercial Banking Bankcentre Belmont Road UXBRIDGE Middlesex UB8 1SA B/F8 Amber Homeloans Ltd 1 Providence Place SKIPTON North Yorks BD23 2HL B/F59 AMC Bank Ltd AMC House Chantry Street ANDOVER SP10 1DD B/F345 American Express Bank Ltd 60 Buckingham Palace Road LONDON SW1 W B/F84 Anglo Irish -
Two Studies on Roman London. Part B: Population Decline and Ritual Landscapes in Antonine London
Two Studies on Roman London. Part B: population decline and ritual landscapes in Antonine London In this paper I turn my attention to the changes that took place in London in the mid to late second century. Until recently the prevailing orthodoxy amongst students of Roman London was that the settlement suffered a major population decline in this period. Recent excavations have shown that not all properties were blighted by abandonment or neglect, and this has encouraged some to suggest that the evidence for decline may have been exaggerated.1 Here I wish to restate the case for a significant decline in housing density in the period circa AD 160, but also draw attention to evidence for this being a period of increased investment in the architecture of religion and ceremony. New discoveries of temple complexes have considerably improved our ability to describe London’s evolving ritual landscape. This evidence allows for the speculative reconstruction of the main processional routes through the city. It also shows that the main investment in ceremonial architecture took place at the very time that London’s population was entering a period of rapid decline. We are therefore faced with two puzzling developments: why were parts of London emptied of houses in the middle second century, and why was this contraction accompanied by increased spending on religious architecture? This apparent contradiction merits detailed consideration. The causes of the changes of this period have been much debated, with most emphasis given to the economic and political factors that reduced London’s importance in late antiquity. These arguments remain valid, but here I wish to return to the suggestion that the Antonine plague, also known as the plague of Galen, may have been instrumental in setting London on its new trajectory.2 The possible demographic and economic consequences of this plague have been much debated in the pages of this journal, with a conservative view of its impact generally prevailing. -
Giving Private Banking a Stroke of Elegance
PRIVATE BANKER May 2015 Issue 320 www.privatebankerinternational.com On track for digital wellness • Interview: Arbuthnot Latham's James Fleming • PBI London Awards: Preview • Interview: Lombard Odier's Dominic Tremlett • Country survey: France PBI 320.indd 1 22/05/2015 20:11:30 Join thousands of financial services Intelligent Environments, the international professionals who have joined The provider of digital solutions in association with Retail Banker International, Digital Banking Club to understand Cards International, Electronic and discuss the future of mobile and Payments International, Private Banker online financial services International and Motor Finance Membership benefits 10% discount on Delegate passes for Motor Finance and Private Banking UK conferences Annual Subscription to Retail Banker International, Cards International, Electronic Payments International, Motor Finance and Private Banker International publications (new subscribers only) World Market Intelligence Ltd’s archive of over 250 Retail Banking, Private Banking and Cards and Payments research reports (for new report purchasers only) Annual subscription to Retail Banking Intelligence Centre and Wealth Insight Intelligence database (new subscribers only) World Market Intelligence Ltd’s bespoke research and consultancy services For further information please email: [email protected] Join The Club! www.thedigitalbankingclub.com Or For further information please email: [email protected] PBI 320.indd 2 22/05/2015 20:11:30 TDBC-Advert-Dec-2014.indd 1 19/01/2015 09:03:48 Private Banker International EDITOR’S LETTER ANALYSIS CONTENTS London state of mind NEWS Join thousands of financial services Intelligent Environments, the international 2: NEWS BRIEFS hese are exciting times for wealth exposure. provider of digital solutions in association management in the UK. -
The Ritz London, 16Th November 2016 by Invitation Only Confidential – Not for Distribution
® The Ritz London, 16th November 2016 By Invitation Only The AI Finance Summit is the world’s first and only high-level conference exploring the impact of Artificial Intelligence on the financial services industry. The invitation-only event, brings together CxOs from the world’s leading banks, insurance companies, asset management organisations, brokers. The event takes place at London’s most prestigious address, The Ritz, on the 16th of November and features world-class speakers presenting exclusive case studies shedding light into how the 4th industrial revolution will affect specifically affect the financial services industry. DRAFT AGENDA 16tH November 2016, The Ritz London 08:30 Registration, Breakfast refreshments & Networking 09:15 A welcome unlike any other… and Chair’s Opening Remarks 09:20 State of Play opening keynote: the 4th industrial revolution in financial services Where are financial services currently at with artificial intelligence, what technologies in particular are being used, how quickly is it being adopted, and what areas are leading the adoption of new intelligent technologies? These are are some of the pivotal questions answered in the scene-setting opening keynote to the AI Finance Summit. 09:45 Introducing a new era of risk management in investment banking The use of artificial intelligence within the world of investment banking is a phenomenon which is going to propel the industry in more ways than one. This talk will discuss how the advent of AI technologies, focusing on machine learning and cognitive computing, will drastically enhance risk management processes and achieve levels of accuracy previously unseen in the industry 10:10 Customer Experience/ Relations Management through AI platforms AI is revolutionizing customer service across every industry, with financial services already a pioneer in adoption. -
Shawbrook Group Plc Annual Report & Accounts 2017
Shawbrook Group plc Annual Report & Accounts 2017 Proudly different Proudly different Word Contents Strategic report The Strategic report provides readers with a holistic picture of Shawbrook’s business model, strategy, 2017 performance and future prospects. 1 The difference in being different 2 Basis of preparation 4 Our business 6 Chairman’s statement 7 Chief Executive Officer’s statement 9 Our strategy 10 Our business model 12 Business review 24 Risk management report 42 Corporate social responsibility Corporate governance report In this section we set out our commitment to the highest standards of corporate governance in line with UK best practice, our approach to remuneration and Directors’ Responsibilities. 47 Corporate governance report 50 Board of Directors 76 Directors’ Remuneration Report 81 Directors’ report 85 Statement of Directors’ responsibilities 86 Independent Auditor’s report Financial statements The financial statements comprise of the statutory financial statements and notes to the accounts for 2017. 94 Consolidated statement of profit and loss and other comprehensive income 95 Consolidated and Company statement of financial position 96 Consolidated statement of changes in equity 97 Company statement of changes in equity 98 Consolidated and Company statement of cash flows 99 Notes to the financial statements 167 Glossary shawbrook.co.uk twitter.com/shawbrookbank twitter.com/shawbrookbroker linkedin.com/company/shawbrook-bank The difference in being different Shawbrook is a growing UK specialist bank. Our approach to lending and savings is founded on the simple and good old-fashioned quality of good sense. What sets us apart is the deep relationships we develop with our customers and business partners.