Ifgs 2018 Agenda

IFGS 2018 AGENDA

Date:

Monday 19th - Tuesday 20th March

Platinum Sponsor Venues:

Guildhall and IFGS Campus

1 DAY ONE Monday 19th March 2018

0800 Registration Opens

The Great Hall The Livery Hall The Grocers’ Hall

Hosted by Please ensure you have registered in the Guildhall Art Gallery before heading to your 0845 - Katie Derham, Presenter and Broadcaster 0900 - 1040 sessions at the Grocers’ Hall. 0900 Great Hall morning sessions will be live streamed in the Livery Hall If you are not registered for the workshops below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

0900 - Welcome Address - Charlotte Crosswell, CEO, Innovate Finance 0900 - Investor Office Hours 0910 1000 Livery Hall With investment in FinTech at record levels, how can the industry come together to ensure FinTech delivers on its promises for businesses and consumers? And Innovate Finance will be hosting Investor Office Hours taking place in the how can the UK remain a global FinTech leader? Grocers’ Hall during the morning of Day 1. From talking through business propositions to seeking funding advice, delegates can connect with leading 0910 - Fireside Chat with Lance Uggla, CEO, IHS Markit investors. Please note, all appointment openings are subject to availability. 0930 From zero to 19 billion dollar company: Lance Uggla, founder of unicorn Markit Investors: (now IHS Markit) will talk about his journey from UK startup to global information Alex Macpherson, Octopus Ventures giant - the lessons learnt, current trends and the future of data in financial Conor Scanlan, Frog Capital services. Dan Smith, Exponential Ventures David Smejkal, Nauta Capital Moderator: Gareth Jones, FinTech Collective Philip Stafford, Editor, FT Trading Room Giuliano Sison, Passion Capital Kristina Soderberg, SEB Ventures Speaker: Thomas Olszewski, Frontline Lance Uggla, CEO, IHS Markit Ola Nordbye, Kennevik Reece Chowdhry, RLC Ventures

0930 - FinTech Leaders: Inspiration for the Next Generation 1005 Panel Discussion

FinTech has shifted the competitive landscape, reshaped customer expectations and fundamentally changed the way financial services are structured, provisioned and consumed. In this session, FinTech founders will discuss and explore how their organisations compete differently based on unique customer value propositions, business models and what the challenges and opportunities are for growth.

Moderator: Michael Tang, Partner, Deloitte

Panelists: Anne Boden, CEO, Starling Bank Jeff Lynn, Chairman, Seedrs Rishi Khosla, CEO, OakNorth Ron Kalifa, Vice Chairman and Executive Director, Worldpay

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1005 - What Does FinTech Need to Deliver Real Change? Hosted by 1040 Panel Discussion Bindi Karia, Startup expert and Innovate Finance Ambassador

1005 - How to Address the Changing Fintech Modeling and FinTech has taken the financial services world by storm. It has dominated 1105 Regulatory Landscape with Automated Machine Learning headlines and boardrooms and become a talking point for governments, Workshop by regulators, investors and the world’s largest financial institutions. While FinTech is now squarely in the public and private eye, what is the next step to deliver even greater change? Is FinTech transformative or additive and does it matter which? Can greater investment, government support, access to talent and customers 2018 will be a landmark year for European FinTech and banking. With PSD2 empower FinTech to deliver real change? What else can be done to support the and GDPR now upon us, how can automated machine learning be leveraged growth of the sector? to help financial institutions navigate the changing landscape? DataRobot, the Moderator: world’s leading automated machine learning platform, returns to IFGS to discuss its advances in critical areas of interest to financial institutions such as fraud Vish Sowani, Vice President, Global Innovation and Strategic Partnerships, Visa detection, but also new functionality in automated reporting of such models to support the changing regulatory environment. The demonstration will serve as a Panelists: world premier of these new capabilities from the leader in automated machine Imran Gulamhuseinwala OBE, Open Banking Implementation Trustee learning. Jaidev Janardana, CEO, Zopa Kevin Hanley, Director of Innovation, RBS Workshop Lead: Kirsty Rutter, MD CIO, Barclays UK Justin Dickerson, General Manager - Global Financial Services, DataRobot Li Wang, Head of EMEA Ant Financial, Alibaba Group

1040 - Morning Break 1105 - Will the UK Open Banking Project Deliver on its Promise? 1100 1135 Opinions

1100 - Plenary Address – Catherine McGuinness, City of London 1055 - Hosted by Open banking is an exciting step toward a digitised future, bringing the promise 1105 Corporation 1100 Chris Denson, Director, Ignition Factory, Omnicom Media Group and Host, of liberalised data, focused regulation and empowered customers. The UK’s Innovation Crush open banking regulations came into effect on 13th January 2018 and have been How do you retain trust in a given economic environment? From giving a voice to heralded as the catalyst for the transformation of financial services. The UK 1100 - Keynote – Liam Maxwell, National Technology Adviser, HM all actors to ensuring continuation and stability despite changing conditions, how Open Banking Project, led by the CMA and Open Banking Implementation Entity can we look at the situation with pragmatism and assess the long-term sine qua 1115 Government (OBIE), seeks to deliver on this promise, but what are the challenges that lie non of economic growth? ahead? Can open banking truly enable third parties and enhance competition? Discover Liam Maxwell’s unique perspective on the future of FinTech and financial How will GDPR affect implementation? And how quickly will customers look to services. adopt new service offerings, if at all?

1105 - Revolut: Becoming One of the Fastest Growing FinTechs in 1115 - Cyber Security: Can We Present a United Front? 1125 the World 1200 Panel Discussion Moderator: Keynote Aidene Walsh, CEO, The Fairbanking Foundation In January 2018, the head of the UK’s National Cyber Security Centre warned As of this year the digital-only bank Revolut has signed up a total of 1.5 that a major cyber-attack on the UK is a matter of “when, not if.” In the financial Panelists: million users and has a monthly transaction volume of well over a billion. services sector, the threat of compromised data or crippled infrastructure would Chris Gorst, FinTech Challenge Prize Lead, Nesta Their journey from humble beginnings to the first challenger bank to break affect customers and businesses on a national and international scale. Will the Christoph Rieche, Founder, iwoca even is a real FinTech success story. Hear it first hand from their CEO Nikolay cyber threat drive collaborations at an industry, national and international level? Marten Nelson, Co-founder and VP of Marketing, Token Storonsky. Is there a hope for a global response to cyber-threats? And can the UK present a Dr Tim Sievers, Founder and CEO, Deposit Solutions united front and lead the way? Speaker: Nikolay Storonsky, CEO, Revolut Moderator: Martin Arnold, Banking Editor, Financial Times

Panelists: Andersen Cheng, CEO, Post Quantum Andy Bates, Executive Director, United Kingdom, Europe, Middle East and Africa Global Cyber Alliance Dr Nigel Houlden PhD, BSc, MBCS, CITP, Head of Technology Policy, Information Commissioner’s Office Ruth Davis, Head of Commercial Strategy and Public Policy, BT Security Stewart Bertram, Director of Threat Intelligence and Professional Services, Digital 3 Shadows The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1125 - Has Disruption Really Benefited the Consumer? 1135 - FinTech Landscape: A View from the Capital 1200 Opinions 1220 Interactive Polling Panel

FinTech has grabbed headlines for disrupting Financial Services, but is it just 2017 saw the most VC investment flow into UK FinTech to date, and led the disruption for the sake of disruption? In what areas has it actually made a way in terms of overall tech investment. So what were the drivers behind this substantial change to customers lives? How have FinTechs put customers at record year? Will it continue? Looking ahead to 2018 - what will be the hottest the heart of their propositions? And can we point to clear use cases where trends and areas of investment? What micro and macro trends will affect the technology development or service change has fundamentally improved the end landscape? Now 5 years old, FinTech has reached its mature phase - what does user’s experience? that mean for investment? Will we finally see some FinTech exits and what will the landscape look like in 5 years time? Moderator: Emily Reid, Head of FinTech and New Business, Hogan Lovells Moderator: Mike Reid, Managing Partner, Frog Capital Panelists: Iain McDougall, UK Country Manager, Stripe Panelists: Lucy-Marie Hagues, Chief Marketing Officer, Capital One Alex Macpherson, Chairman, Octopus Ventures Michael Kent, Co-founder and CEO, Azimo Claire Calmejane, Product Owner, Risk, Lloyds Banking Group Monica Kalia, Co-founder and Chief Strategy and Business Development Officer, Kaushalya Somasundaram, Head of FinTech Partnerships and Strategy, HSBC Neyber Mark Whitcroft, Founding Partner, Illuminate Financial Shaun Port, Chief Investment Officer, Nutmeg Mike Sigal, Partner, 500 Startups

1200 - 1255 1220 -1250 Lunch Break Lunch Break

Hosted by 1250 - How Will The UK Open Banking Project Work In Practice? Andrea Catherwood, Journalist, Presenter and Broadcaster 1300 - 1315 1350 Workshop Keynote - John Glen MP will be live 1300 - Keynote - John Glen MP, Economic Secretary to the Treasury streamed in the Livery Hall 1315 and City Minister

From access to global talent and predictable and stable trade to clarity and certainty of economics and legal conditions, what constitutes the sound platform This workshop, led by Hogan Lovells, will examine the following topics: FinTech needs to flourish? • How does the UK Open Banking project fit with PSD2, the RTS and the GDPR? 1315 - Keynote - Chris Woolard, Director of Strategy and 1315 - ICOs & Crypto: Can We Move Beyond the Wild West? • The Open Banking Directory: what is it and how does it service the new 1330 Competition, FCA 1345 Panel Discussion ecosystem? • The final position on screen-scraping under the RTS. Where do Banks and How do regulators strike the right balance between certainty and flexibility 2017 was a landmark year for cryptocurrencies. Their combined market value Third Party Providers stand? to support and foster innovation in financial services? What are the internal went from less than $20bn to more than $540bn, with predictions in 2018 • Secure Customer Authentication: how do you satisfy the requirements? methodologies regulators can adopt to stay up to date and constantly grow their of bitcoin’s potential to reach $60,000 per coin. While crypto’s meteoric rise reach? From protecting consumers interests to fostering healthy competition and has brought high returns for some, it has raised serious questions on market safeguarding the integrity of markets, what does the perfect regulatory network manipulation, illegal trading, a lack of regulation and the threat posed to Workshop Lead: look like? ambitious but ill-informed investors. ICOs have also proven themselves in 2017 Emily Reid, Head of FinTech and New Business, Hogan Lovells as a low-cost, high-speed means of capital raising. But with an estimated $400 John Salmon, Financial Services Technology Partner, Hogan Lovells million stolen from ICOs by hackers, can they truly survive the comparison with IPOs? And in an environment where access to long term funding is challenging, can ICOs be the ultimate remedy?

Moderator: Dave Birch, Director of Innovation, Consult Hyperion

Panelist: Carlos Espinal, Managing Partner, Seedcamp Philip Smith, Partner, Allen & Overy Maya Zehavi, Founder and CEO, Stealthy New Venture

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1330 - Institutional Innovation: Big Change or Big Talk? 1345 - Financial Inclusion: Will Digital Decrease Disparity? 1355 - Where is the Tech in FinTech? 1405 Panel Discussion 1415 Interactive Polling Panel 1430 Interactive Polling Panel

Are institutions and innovation a contradiction in terms? While we have seen From financial inclusion to financial wellness, how is FinTech making finance At the heart of FinTech is the promise to introduce new and exciting technology a growing commitment to deliver more innovative propositions and we have work for everyone? Ten years on from the 2008 financial crisis, the issue of to the financial sector. Technology is the driver of disruption, offering businesses certainly heard a great deal of talk by key players, are we actually seeing true financial inclusion has received global recognition and countries around the and consumers efficiency, flexibility and the enhancement of user experience transformation? And if so where and how is this being driven - in infrastructure, world are increasingly employing initiatives aimed at enhancing the adoption of - powering new or improved ways to deliver financial services and continually service offerings, culture? What are some key examples? And what more can be banking services, reducing poverty and inequality. Technology can improve the improve and better the industry. So who are the businesses putting technology done to drive even greater change? economics of servicing the unbanked and underbanked and FinTech businesses at the core of their offerings and how have they secured the right strategy, team have harnessed the power of digital to lower the barriers to entry. Yet, are these and capital to do so? Moderator: digital products and services truly available and adoptable by target customers Katie Derham, Presenter and Broadcaster en masse? Moderator: Ali Paterson, Editor in Chief, Fintech Finance Panelists: Moderator: Bipin Sahni, EVP, Head of Innovation and R&D, Innovation Group, Wells Fargo Daniel Korski CBE, CEO, Public.io Panelists: Richard Smith, Head of Strategic Investments, Deutsche Bank Russ Thornton, CTO, WorldRemit Sigridur Sigurdardottir, CIO, Santander, UK Panelists: Marieke Flament, MD Europe, Circle Eva Gustavsson, Director, EMEA Government Relations, PayPal Paolo Galvani, Co-founder and Chairman, MoneyFarm Freddy Kelly, Co-founder and CEO, Credit Kudos Victor Trokoudes, CEO, Plum Kabir Kumar, Director of Policy and Ecosystem Building, Omidyar Network Luke Griffith, Vice President and General Manager UK, Klarna Virraj Jatania, Founder and CEO, Pockit

1405 - FinTech Capital: Beyond the Money 1415 - Blockchain: Pipeline or Pipe dream? 1435 Opinions 1445 Opinions

Capital is increasingly becoming a commodity, so founders can start to afford to While we have reached a new global understanding of blockchain technology’s be picky. With all this choice what other quality should be looked for? Should you potential to transform existing financial infrastructure, when will it deliver on go for capital that brings along access to new markets or clients, that comes with its promises? Critics argue that the blockchain buzz is filled with pipe dreams, specific experience or just with a good brand? What are the pros and cons of while proponents point to the pipeline and implementations already happening getting capital from local sources vs going global? Is patient capital important in across governments and industries. While FinTech startups are harnessing FinTech, and if so, where should this come from? open blockchains to deliver innovative software solutions for smart contracts, microlending, banking applications and more, what is the timeline for the Moderator: blockchain revolution and is mainstream adoption a possibility? Eileen Burbidge, Partner, Passion Capital and FinTech Envoy, HM Treasury Moderator: Panelists: Sarah Kocianski, Lead Analyst, FinTech, Business Insider UK Chris Skinner, Founder, The Finanser Dan Cobley, Managing Partner, FinTech, Blenheim Chalcot Panelists: Rhydian Lewis, CEO, Ratesetter Anthony Woolley, Head of Group Innovation, Societe Generale 35 - Stephen Lemon, Co-founder, Currencycloud Hans Lombardo, Chief Marketing Officer, BlockPass 14 FinTech Nation 2018: Views from the Front Marcus Treacher, Global Head of Strategic Accounts, Ripple 1535 Panel Peter Stephens, Head of Blockchain and UK Group Innovation, UBS FinTech has gone from strength to strength over the last few years. Venture 1435 - AI & Machine Learning: Will the Robots Rise? 1445 - Geopolitics and Tech: What’s At Stake? capital investment in UK FinTech startups reached record highs in 2017 and we 1520 Presentation and Panel Discussion 1500 Keynote saw over 220 deals in the UK alone.

Is 2018 finally the year AI technology turns from a concept to a reality at an Who is likely to lead global tech development in 2018 and why? How does a Hosted by Innovate Finance and Cicero, this session will explore the stories enterprise level? In what form will these artificial intelligence products and country’s geopolitical constraints factor in its technological development and what behind the data and discuss their recently launched report: FinTech Nation solutions take and what challenges might we face from the rise of robotics? are the case studies? Looking at infrastructure, demographics, labour flexibility 2018. Contributors will expand on their assessments and analysis of the current Deloitte’s Gurpreet Johal and a panel of experts will explore where AI is being and access to capital, who is leading the way and who needs to step up? state of UK FinTech. What have been the key drivers behind the sector’s growth? implemented at an enterprise level, how it’s shaping the future of work and What challenges lay ahead and how can these be overcome? mobility, and the important considerations behind the technology. Speaker: Sean West, Deputy CEO, Eurasia Group Moderator: Moderator: Luke Seaman, Head of Digital Policy, Cicero Group Gurpreet Johal, Artificial Intelligence Leader UK, Deloitte Panelists: Speaker: Benedetta Arese Lucini, Co-founder, Oval Money Christine Foster, Managing Director for Innovation, The Alan Turing Institute Gareth Lewis, Co-founder and CEO, Delio Nawaz Imam, CEO, Issufy Jesse McWaters, Financial Innovation Lead, World Economic Forum Kirill Evreinov, Solutions Engineer, Google Cloud UKI, Google 5 Satadru Sengupta, General Manager and Data Scientist, Insurance, DataRobot The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1520 - Keynote - The Rt Hon Nicky Morgan, MP, Loughborough 1500 - FinTech and the Buy Side: Can Alternative Data Create Alpha? 1535 1535 Panel Discussion

When it comes to the use of alternative data, the opportunities are huge – but what about the challenges? We’re undergoing a data revolution: from satellite data, geolocation, the internet of things to social media. Combine that with modern day technology applications and resources, we now have the capacity to extract real time insights, correlations and trends to users directly in trading strategies. But how can this data be effectively sourced and structured? While incumbents struggle to overcome budgetary, implementation and legacy challenges, FinTech startups face tough compliance screening and vendor consolidation. Is it possible to see through the noise and generate true alpha?

Moderator: Rebecca Healey, Head of EMEA Market Structure and Strategy, Liquidnet

Panelists: Alston Zecha, Director, Eight Roads Neha Manaktala, COO, Altfi Data Niels Turfboer, Managing Director, Spotcap

1535 - 1600 Afternoon Break 1535 Afternoon Break 1545

1605 - FinTech’s Impact on the Buy Side 1600 - What will the Regulator of the Future Look Like? 1545 - Live Ransom DDoS: Interactive Ransomware Cyber-Attack 1640 Panel Discussion 1635 Opinions 1700 Simulation Workshop by From extracting data to deriving insights, how has FinTech impacted the buy Do regulators see financial innovation as a policy challenge, a new source of risks side? How can FinTech help exchange information and feedback in a transparent or as an opportunity to improve their own operations? In an evolving financial way? Can FinTech be the linchpin to support data democratisation? And what is services landscape, how can regulators better foresee and counter emerging risks With the rise in prevalence and severity of corporate cyber-attacks, being going to be the impact of MIFID II on the wider industry? which may arise from the growth of FinTech? And when it comes to developing prepared to respond to them has never been so important. Deloitte’s Crisis financial regulatory frameworks questions of efficiency, flexibility, and data Management and Resilience specialist Rick Cudworth and FS Cyber Security Risk Moderator: accuracy must be raised to ensure the compliance of regulated entities and the expert Stephen Bonner will take a small group of participants through a live safety and stability of global financial systems. How should regulators adopt Joe Cassidy, Partner, FS Advisory, KPMG ransomware cyber-attack simulation before helping them plan a response. This technology-led approaches within their own four walls to improve oversight, and session will focus on the boardroom’s response to a ransomware DDoS attack financial stability whilst enabling innovation to flourish? Looking forward, what can Panelists: and will see participants faced with the dilemma of deciding whether to pay a the financial services industry expect and is significant regulatory change on the Clare Flynn-Levy, CEO, Essentia Analytics ransom or not. horizon? Graham Kellen, Chief Digital Officer, Schroders Koley Corte, Senior Vice President and Global Head of Business Transformation, Workshop Lead: Moderator: Alliance Bernstein Rick Cudworth, Crisis Management and Resilience Partner, Deloitte Jo Ann Barefoot, CEO, Barefoot Innovation Group Stewart Jardine, Director, Head of Market Technology and Data Services, EMEA, Stephen Bonner, Cyber Security Risk Partner, Deloitte CME Group Panelists: Nick Cook, Head of RegTech and Advanced Analytics, FCA Mark Adams, Senior Executive Leader, Strategic Intelligence, Australian Securities and Investments Commission Martin Etheridge, Head of Division responsible for FinTech, Bank of England Richard Teng, CEO, Financial Services Regulatory Authority of Abu Dhabi Global Market

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1640 - The New Face of Finance: Reconnecting with the Customer 1635 - Sandboxes: Advancing Open Innovation 1705 Fireside Chat 1710 Panel Discussion

In 2018 the UK opened the door for a whole new way of customer engagement Sandboxes provide the opportunity to advance open innovation, providing a with financial services. Open banking and PSD2 have unlocked access to testing environment for new technologies, processes and products. But how do customers’ financial data and placed even closer scrutiny on the relationship you assess the effectiveness of a sandbox? With greater international interest in customers’ have with their banks, FinTech applications, technology and social building and maintaining sandboxes, what are the key global trends? With over media platforms. But what opportunities exist for these players to collaborate, 20 regulatory sandboxes active globally and a number of Industry Sandboxes in how is one of the UK’s leading challenger banks working with one of largest tech development, what have we learned about the utility of this tool for getting new firms to truly put the customer financial experience first? products to consumers more efficiently? Who are the main beneficiaries from the creation of sandboxes, the startups, regulators, customers? And ultimately what Moderator: does the future hold for their implementation? Sushil Saluja, Senior Managing Director, Financial Services, Europe, Accenture Moderator: Panelists: Matteo Rizzi, Co-founder, FinTechStage Russell Pert, Industry Head, Financial Services, Facebook Megan Caywood, Co-founder and Chief Platform Officer, Starling Bank Panelists: Charles d’Haussy, Head of FinTech, Invest Hong Kong Jorge Ruiz, Founder and CEO, Above Beyond Rasheed M. Al Maraj, Govenor, Central Bank of Bahrain Valenzia Yap, CEO and Founder, PolicyPal and PolicyPal Network

1705 - Will InsurTech Follow the Path of FinTech? 1710 - Keynote - Hiroki Takeuchi, CEO, GoCardless 1745 Fireside Chat 1725 Looking at the rise of bank-to-bank payments Hiroki Takeuchi, CEO of GoCardless, Hear exclusively from Lemonade CEO Daniel Schreiber and Direct Line CEO will discuss how this has been fuelled by the growth of the subscription economy, Paul Geddes on the future of InsurTech and the growing disruption seen in the internationalisation, open banking and transaction costs. How have businesses’ insurance industry. Backed by Allianz, Sequoia Capital and Google Ventures, and consumers’ payment methods developed over time and are bank to bank Lemonade saw SoftBank take part in its $120m series C funding round in transactions going to become the norm? December 2017. Direct Line is a leading insurance company determined 1725- Closing the Gender Gap in FinTech to improve its services to customers and remain innovative. Join these two 1755 Interactive Polling Panel powerhouse CEOs as they talk disruption, differentiation and how building consumer focused solutions is the key across all industries. Figures from 2017 show that women represent only 29% of staff in the FinTech industry sector. The “Fintech Census,” commissioned by the Treasury, found that Moderator: only 17% of senior executives in FinTech are women. When looking comparatively Natalie Ceeney CBE, Chair, Innovate Finance at the under-representation of women in senior positions in large technology firms and financial institutions - why is the situation stagnating in an industry Panelists: sector dominated by millennials who are supposedly more sensitive to equality Daniel Schreiber, CEO and Co-founder, Lemonade issues? What can be done to shift the trend once and for all? Paul Geddes, CEO, Direct Line Moderator: Priya Guha, UK Head, RocketSpace

Panelists: Céline Lazorthes, Founder and CEO, Leetchi.com Mango Pay Benedetta Arese Lucini, Co-founder and CEO, Oval Money David Lawlor, Co-founder and COO, EnforcD Felicia Meyerowitz Singh, CEO, Akoni Hub Michelle Prance, Director of Innovation and Strategy, Lloyds Banking Group Susanne Chishti, CEO, FINTECH Circle and Co-Editor of Bestseller The FINTECH Book

1755 - Closing Remarks 1755 - Closing Remarks 1800 1800

Drinks Reception Old Library | Sponsored by BBVA

End of Day One 7 DAY TWO Tuesday 20th March 2018

The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

Hosted by Hosted by Nektarios Liolios, MD, StartupBootCamp Gareth Jones, Co-founder and Managing Partner, FinTech Collective

0855 - Keynote - The Rt Hon Sir Nick Clegg, Former Deputy Prime 0900 - #ShatterTheGlass: A Campaign For Gender Parity In The 0910 Minister and former Leader of the Liberal Democrats 1000 Workplace Workshop 0910 - UK FinTech in the Wake of Brexit: What Now? 0935 Fireside Chat Jobbio will host SHATTERTHEGLASS - a presentation and interactive 21 months after the referendum, the UK’s decision to leave the European discussion on how gender bias in Tech is hindering the progress of both Union continues to impact the future of UK FinTech and financial services. women and men. Three women in leadership positions in tech will share the What are the expectations for the UK FinTech ecosystem post-Brexit? How stories and examples of what their organisation is doing to improve diversity will the ecosystem be affected in areas such as talent, investment or access in the workplace. From paternity leave, to recruitment practices and equal to customers? If key financial institutions make the move to headquarter in Europe, how will UK FinTechs respond? pay - this session will begin with three short presentations followed by an open and interactive discussion to identify issues, share ideas, and celebrate Moderator: success. Iain Anderson, Co-founder and Executive Chairman, Cicero Group Workshop Lead: Panelists: Dee Murphy, Head of Content, Jobbio Carolyn Fairbairn, Director-General, CBI Rachel Kent, Head of Financial Services Regulation, Hogan Lovells Speakers: Kate Miller, CCO, City Pantry Mia Iwana Hasting, Head of Business Development, Priviti 0935 - Banking Innovation: Strategy or Pet Project? 1010 Opinions Sarah Gilbert, Product Director, Starling Bank Sophie Theen, Head of HR and Talent, 11: FS Are banks doing enough to innovate? While historically there was little Lu Li, Founder, Blooming Founders incentive to do so, FinTech challenger banks have stolen significant customer Sarah Rench, Advanced Analytics, Robotics and Artificial Intelligence - Senior share. Aided by progressive regulation that has lowered barriers to entry, Manager, EY challenger banks have claimed some of the most valuable pieces of the 1005 - How will AI change the way we Live, Work and Think? customer journey. What strategies have been employed by challengers 1040 to achieve this success and what do they have planned to continue their Opinions Pitch360 mission to truly innovate the banking experience? commences According to a recent Global FinTech Report, 30% of large Financial Institutions Moderator: are investing in Artificial Intelligence (AI). But when it comes to customers and after lunch Conan French, Senior Advisor for Innovation and FinTech, IIF their expectations, can AI realistically revolutionise financial services? What are the real life implications of the usage of AI tools such as Deep Learning Theory Panelists: and Automated Machine Learning on the traditional workplace? And how does Karen Rudich, Managing Partner, BiBox the role of data and new regulatory regimes shape the future of the space? George Bevis, Founder and CEO, Tide A panel of experts will share their opinion on the wider social implications of the Sophie Guibaud, Managing Director Europe, Fidor rise of AI as well as how businesses can respond to new consumer behaviours. Oliver Bussmann, CEO and Founder, Bussmann Advisory Moderator: Clara Durodie, CEO, Cognitive Finance Group

Panelists: Ben Richmond, Founder and CEO, CUBE David Wood, Principal, Delta Wisdom, Author of The Abolition of Aging Emily Foges, CEO, Luminance Mike Blalock, General Manager, Financial Services Industry, Intel Ruzbeh Bacha, Founder and CEO, City Falcon

1010 - Keynote - Jonathan Reynolds MP, Shadow Economic 8 1025 Secretary to the Treasury The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1025 - FinTech Going Global: What are the Lessons from 1100 the International Playground? Panel Discussion

With industry lines blurring and globalisation threatened, how can the global FinTech ecosystem continue to attract risk capital, promote national innovation strategies, and implement regulation which creates a level playing field for FinTechs? Globally, will collaboration between hubs foster the rise of the Global FinTech or will fragmentation generate regulatory arbitrage and growth stagnation? Are we building bridges or walls? Moderator: Diana Paredes, Co-founder, Suade Labs

Panelists: Derek White, Global Head of Customer Solutions, BBVA J A Chowdary, Special Chief Secretary and IT Advisor to the Chief Minister, Government of Andhra Pradesh Sopnundu Mohanty, Chief FinTech Officer, Monetary Authority of Singapore Raja Al Mazrouei, Executive Vice President of FinTech Hive, Dubai International Financial Centre Authority

1100 - 1120 Morning Break 1100 - Speed Networking Session for Startups with BBVA: Get a 1200 Preview of the BBVA Open Talent Experience 1120 - InsurTech: Hype or Hyperdrive? Workshop 1200 Panel Discussion

A panel of InsurTech specialists, including an incubator, a founder and an investor, will join Deloitte’s UK and EMEA Insurance leader David Rush to discuss where InsurTech is making a real difference in the industry, where we This year BBVA Open Talent, the world’s biggest FinTech competition, will mark are seeing ROI in InsurTech and what lessons learnt over the past few years its tenth anniversary by working with more start-ups than ever before. BBVA can accelerate the impact of InsurTech for customers and organisations. is looking for the FinTech ideas that will shape the future of banking, that will support customers to make the most of their money and their data, and that Moderator: will help customers reduce the stress of money management and financial David Rush, Insurance leader, UK and EMEA, Deloitte decision-making. The bank is also seeking out those solutions that will make Panelists: businesses run more efficiently, operate more effectively, and work in entirely Phoebe Hugh, Co-founder and CEO, Brolly new and innovative ways. Sabine VanderLinden, InsurTech lead, Startupbootcamp Sam Evans, Founder and General Partner, Eos Venture Partners Ultimately, through Open Talent, BBVA wants to foster and support disruption in the banking sector, and to ensure that technology can continue to work as a 1200 - The Collaborative Economy: Who Do You Trust? catalyst for positive change in an ecosystem where industry lines are blurring 1235 Panel Discussion and great customer and client experience is a key driver for success. At Innovate Financial Services is becoming increasingly open and collaborative, with Finance Global Summit we will host a speed networking session as a preview of new initiatives like Open Banking and new technologies like Blockchain the Open Talent experience. fundamentally re-defining trust. With all these new players and solutions, how do you know who to trust? Will the incumbents always have the advantage when it comes to brand? Or will new models of collaboration win out? How can trust be built up between not just new FinTechs and customers, but also between industry players?

Moderator: Keith Saxton, Independent Director and Advisor

Panelists: Adrian Black, CEO, NorthRow Eric Mouilleron, CEO, Bankable Jennifer Reynolds, CEO, Toronto Financial Services Alliance Liesbeth Rigter, CEO, Moneyou 9 The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1205 - All Money Is an Illusion 1225 Keynote

It is said that money has the value people believe it has. Yet with global issues of financial inclusion, economic recession and market crises and the raging recent cryptocurrency debate, money and its various appendages has been proven to empower and discredit. Is money an illusion or a reality of the modern world?

Speaker: Jon Matonis, Senior Advisor, nChain and Founding Director, Bitcoin Foundation

1235 - 1300 Lunch 1225 - 1310 Lunch

1300 - Welcome 1300 - Welcome 1310 1310 Host: Host: Chris Denson, Director, Ignition Factory, Omnicom Media Group and Host, Monica Woodley, Global Head of Content and International Head of PR at Innovation Crush Legg Mason

1310 - Category 1 1310 - FinTech Skills: Has Britain Got Talent? 1310 - Digital Identity: Towards Frictionless Financial Services 1335 Banking/Enterprise Solutions 1350 Interactive Polling Panel 1345 Interactive Polling Panel 1. Akoni 2. Hedgewiz How does the UK measure up on FinTech skills? What jobs fundamentally Digital identities and the feasibility of clearly defined and recognised standards 3. Saltedge fuel the FinTech industry and do we know where the talent filling these roles across borders has become increasing more prominent in recent geopolitics. comes from? Looking at recent employment trends and industry research do 99% of the population of Estonia have access to the nation’s digital e-identity, we know where the gaps are and the extent of the challenges ahead? How with 67% using the ID regularly. Organisations such as the ID2020 alliance are can UK FinTech attract AND retain talent? looking to address Target 16.9 of the UN’s Sustainable Development Goals Moderator: by enabling legal identity for the one billion people across the global without Pat Saini, Partner and TLA Immigration Lead, Penningtons Manches identity. With these conversations in mind what type of regulatory framework can support the development of realistic solutions? What is the best way of Panelists: authenticating the identity of an individual? How can FinTech help and what are Axelle Sznajer, Partner, Head of FinTech Europe, Egon Zehnder the best practices on the global scene? 1335 - Category 2 Emma Cerrone, Co-founder, Managing Director and Board Director, 1400 Distributed Ledger Technology (DLT) Freeformers Moderator: 1. hiveonline Julian Wragg, Vice President, EMEA and APAC, Pluralsight Peter Radcliffe, Entrepreneur, Business Advisor, Chairman of P20 and Innovate 2. Spiral Finance Ambassador 3. Valiat Panelists: Hussayn Kassai, CEO and Co-founder, Onfido Nico Bruel, Regional Director Europe, Agreement Express Rob Laurence, Director, Innovate Identity Libby Chambers, Board Director and Advisor, Former CMO of Western Union, Barclaycard and Barclays

10 The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1400 - Category 3 1350 - FinTech Regulation: Too Much or Not Enough? 1350 - Leveraging Behavioural Science in Financial Services 1425 Artificial Intelligence 1430 Opinions 1450 Workshop 1. Axyon.ai Is the regulatory burden overly cumbersome on FinTech innovation? Yet if 2. Coriolis we scale back regulation, can emerging companies truly be trusted to do 3. Eyecapital the right thing? With the likes of Uber and AirBnB highlighting the need for more proactive regulation, can FinTech learn the right lessons and can How can financial services players leverage behavioural science to help regulators keep up with the pace of change? Is a reduction in regulation create positive outcomes for customers? Stuart Johnson, Head of Conduct really an option? Or can we find ways to meet regulatory requirements more at HSBC UK, will be joined by a range of Behavioural Science experts for a 60 efficiently? Which areas of FinTech require greater regulation, and why? And minute panel discussion to discuss how the FS industry can help customers should regulation only lie with regulators, or can we look to the industry to to better manage their money. set the standards? Moderator: Workshop Lead: 1425 - Category 4 Yvonne Dunn, Partner, Pinsent Masons Stuart Johnson, Head of Conduct, HSBC UK 1450 Financial Inclusion 1. Commuscore Panelists: 2. CreditSpring Charles Delingpole, CEO, ComplyAdvantage 3. Trezeo Edmond Dilger, CEO, Policy Castle Matthew Van Buskirk, Co-founder and CEO, Hummingbird RegTech Shefali Roy, COO and Chief Compliance Officer, TrueLayer Romina Savova, CEO, PensionBee

1430 - PSD2: 64 Days Later 1455 - A Different Perspective on Financial Wellness 1505 Interactive Polling Panel 1530 Interactive Polling Panel

1450 - Category 5 13th January 2018...a date that will go down in history within the European A recent CIPD survey suggests that one in four workers in the UK have been 1515 Payments and FX Financial Services Industry. But 64 days later, what has actually changed? Do impacted by financial stress. The DNA of Financial Wellbeing 2017 report 4. Divido Financial Services people outside the industry even know (or care) it has come into play? In this shows that 33% of UK employees placed financial worries as their biggest 5. Duality Banx new world of Open Banking, what are the opportunities and challenges that concern. Whose responsibility is it to provide access to tools for consumers? lie up ahead? And what does the future truly look like once Open Banking is 6. Envision What is the current state of initiatives from incumbents and government embraced by the industry? institutions? And how should digital disruption play a role in educating them Panelists: on diverse financial instruments? This interactive panel will examine the Caroline Plumb OBE, Founder, Fluidly common misconceptions about financial wellness and which players are Dave Cunningham, CEO, Priviti shaping a new socially responsible financial framework. Jamie Campbell, Head of Awareness, Bud Alain Falys, Co-founder and CEO, Yoyo Wallet Moderator: Kris Ketels, Principle Standards Cloud Architect, SWIFT Sharon O’Dea, Digital Strategy, Communications and Media Consulting

1515 - Category 6 1505 - Engaged Millennials: Why Does Ethics and Panelists: 1540 Peer-to-Peer, Alternative Funding & SME Lending 1535 Sustainability Matter? Charles Cotton, Performance and Reward Adviser, CIPD 1. Alterest Interactive Polling Panel Anna Laycock, Executive Director, Finance Innovation Lab 2. Orbitt Katie Evans, Head of Research and Policy, Money and Mental Health 3. StrideUp What do we know about millennials as a workforce and as consumers? They often look for sustainability and ethics when choosing an employer, product or service. It has been shown that millennials have distinct and clear values, habits and predilections when it comes to spending, saving and earning money. What can be learnt from this for financial services? How can financial institutions and FinTechs engage with this market? With a growing younger consumer base, examples can be found in Islamic finance. How does this provide a case study for broader financial services change?

Moderator: Ali Patterson, Editor in Chief, Fintech Finance

Panelists: Harris Irfan, Managing Director, Cordoba Capital Ollie Purdue, Founder, Loot Stella Cox, Chair, CityUK Islamic Finance Group DCAP Samina Akram, Managing Partner, Samak Ethical Finance 11 The Great Hall The Livery Hall The Grocers’ Hall - Piper Room

1535 - 1605 Afternoon Break 1530 - Initial Coin Offerings: Innovating in a Changing Market 1630 Workshop 1605 - Category 7 1605 - Spotlight on Regional UK FinTech 1630 RegTech 1640 Panel Discussion 1. Calcabis Looking across the UK, what are the key hubs for FinTech activity, and 2. Exate Technology With regulators around the world taking a keen interest in initial coin what are the shared challenges in expanding FinTech outside of London? 3. Neotas Can FinTech clusters emerge organically or should there be planning, offerings, this workshop will review the recent regulatory interventions, investment and cooperation to coordinate such activity? What is the role consider the key legal and regulatory issues relating to token issuances for Government (both local and national), alongside industry, in creating and look to how the market for ICOs will respond and mature over the the ‘fabric’ which underpins UK FinTech? coming months and years. Led by lawyers from Allen & Overy, we’ll keep the discussions practical, focusing on emerging best practice and allowing Moderator: plenty of time for discussion and questions. Julian Wells, Director, Whitecap Consulting and FinTech North Panelists: Jeremy Coupland, Regional Specialist, DIT Kate Evans, Business Development Manager - Business Birmingham, West Midlands Growth Company Matt James, Head of Innovation Scouting, RBS UK and Europe Tom Britton, Co-founder and CTO, Syndicate Room

1630 - Category 8 1640 - Access to Capital: Is Alternative Mainstream? 1655 Personal Finance and Robo Advice 1720 Interactive Polling Panel 1. Bedaan 2. Cashoff They say you should choose your investor like you would choose a spouse. 3. Pia But with so many options out there, how do you know which one to go with? CVC, VC, Angel, Accelerator, Crowdfunding: which capital is best and at what stage? Listen to advice from the capital providers themselves, and companies who have been through the process.

Moderator: Thomas Bull, Director of FinTech Strategy, EY

Panelists: Anthony Craufurd, Director, Venture and Startup Engagement, Visa Europe Catherine Lewis La Torre, CEO, British Business Bank Investments Christian Faes, CEO and Co-founder, LendInvest Rob Moffat, Partner, Balderton Capital 1655 - Finalists Tara Reeves, Partner, LocalGlobe 1705 Category winners announced and welcomed on stage

1705 - Judges Q&A 1720 - Closing Remarks 1715 1725 Andrei Brasoveanu, Vice President, Accel Partners Bipin Sahni, EVP, Head of Innovation and R&D, Innovation Group, Wells Fargo Dejan Kusalovic, Global Head of FinTech Enabling, Intel Corporation Catherine Wines, Co-Founder, WorldRemit Henry Ritchotte, Founder, RitMir Ventures

1715 - Chris Denson provides overview of Pitch360 1725

1725 - Winner Announced 1730 Drinks Reception Old Library | Sponsored by Broadgate

12 End of Day Two ROUNDTABLES Monday 19th March 2018 Please arrive 10 minutes prior to the Roundtable

If you are not registered for the roundtables below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

0940 – Securing UK FinTech – Creating a Global Talent Pool 1040 Venue: Guildhall, Chief Commoner’s Parlour

Innovate Finance will host a roundtable to discuss our forthcoming report with WPI Economics on the implications of a change in immigration policy on UK FinTech, and how best to create and attract a global talent pool. Through data being made available for the first time, the report demonstrates why a balance between overseas talent and local skills needs to be considered in order to ensure the UK remains a leading centre for FinTech.

This roundtable will provide the opportunity to discuss: • The scope of current government thinking regarding migration policy • Key findings from research on the impact of future immigration policy on UK FinTech • How FinTechs anticipate such changes affecting their business; and • What policy principles and further changes industry, public stakeholders, and academia would like to see?

Chaired by: Sameer Gulati, Head of Policy and Regulation, Innovate Finance Iain Anderson, Co-Founder and Executive Chairman, Cicero Group

1115 – Open Banking: How to Deliver Real Change? 1215 Venue: Guildhall, Chief Commoner’s Parlour

Following the launch of Open Banking in January this year, Innovate Finance will host a roundtable chaired by Adam Afriyie MP (Chair, APPG on FinTech) to discuss the first two months of operation in the UK and if whether, as promised, its implementation has begun to transform the way small businesses discover, access and use financial products. Not only will our attendees, representing both small innovative businesses and those with a stake in Open Banking, have a platform to exchange their observations regarding its implementation, but they will also have the opportunity to discuss, if not establish, the tomorrow of Open Banking.

This roundtable will provide the opportunity for attendees to discuss: • Where is Open Banking in the UK right now? • What are the challenges, how are banks adapting, and what are FinTechs doing to leverage the opportunity of Open Banking? • What does the future hold for businesses in the UK, what are the international prospects for Open Banking, and what are the regulatory aspects required for global change?

Chaired by: Adam Afriyie MP, Chair, APPG on FinTech

13 ROUNDTABLES Monday 19th March 2018 Please arrive 10 minutes prior to the Roundtable

If you are not registered for the roundtables below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

1125 – The Future of InsurTech: Is Collaboration Key? 1220 Venue: Grocers Hall, Pitt Room

Innovate Finance, in partnership with Deloitte and Hogan Lovells, will be holding a roundtable discussion to explore how collaboration within the InsurTech industry can help support its progression.

This roundtable will provide the opportunity for attendees to discuss: • The challenges and opportunities presented by collaboration, both between InsurTechs and insurers but also between insurers themselves • How new technologies, like Blockchain, can support this collaboration • To what extent standardisation is needed, and how this can be implemented • What lessons can be learnt from successful FinTech collaboration models

Chaired by: Nigel Walsh, Partner and InsurTech Leader (UK), Deloitte John Salmon, Financial Services Technology Partner, Hogan Lovells

1310 – How to Start, Grow and Globalise a Card Program 1410 Venue: Guildhall, Chief Commoner’s Parlour

Are you considering issuing in the near future or are wondering what value cards can add to your product? This session will lift the covers on how Visa operates, covering a range of topics that will help you understand how you can integrate cards into your business to increase revenue and market integration. In this hands-on workshop, you will discover:

• The 4 party model and the Visa Ecosystem • Regulation, Licensing and becoming a Visa Member • Technology, Processing and VisaNet • Business Models and commercial support

Chaired by: Anthony Craufurd, Director, Venture and Startup Engagement, Visa Europe Dan Herridge, Business Development Executive, Visa

14 ROUNDTABLES Monday 19th March 2018 Please arrive 10 minutes prior to the Roundtable

If you are not registered for the roundtables below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

1400 – Hiring Post Brexit 1455 Venue: Grocers’ Hall, Pitt Room

Stephen Quinn, Founder and CEO of Jobbio along with Flavia Richardson, Portfolio Manager of Funding London and London Co-Investment Fund will lead a roundtable on ‘Hiring Post Brexit’, guiding attendees through the barriers and challenges companies will face in attracting, acquiring and retaining talent (both local and international) in the lead up to Brexit and beyond.

Chaired by: Stephen Quin, CEO, Jobbio

1435 – 1535 Delivering and Operationalising FinTech Bridges Venue: Guildhall, Chief Commoner’s Parlour

Innovate Finance in partnership with the Department for International Trade will host a roundtable discussion to explore how businesses, key institutions, regulators and government can collectively operationalise FinTech Bridges in order to ensure maximum benefits for UK FinTechs seeking to scale and export.

This session will seek to clarify: • What are the FinTech Bridges? • How do these differ from other co-operation agreements, and how do both sets of agreements operate alongside each other? • What are the challenges firms are facing when seeking to export? • What do firms most need from FinTech Bridges? • What is the intention for the FinTech Bridges going forward?

Chaired by: Sameer Gulati, Head of Policy and Regulation, Innovate Finance Daniel Morgan, FinTech Sector Specialist, Department of International Trade

1605 – 1705 FinTech, Has it Lived up to the Hype? Venue: Grocers’ Hall, Pitt Room

Once the hottest sector around, FinTech has seen its fair share of failures and struggles as of late. Everyone from online lenders to bank technology companies has experienced elongated fund-raising cycles, missed targets, and growing losses. The rise of FinTechs continues to reinvigorate the financial services customer journey; however, many companies have realized that they will struggle to succeed alone, so how disruptive is FinTech really and has it lived up to the hype?

Chaired by: Derek Freel, Head of Fintech, Google Cloud, UK/IE Kirill Evreinov, Google Solutions Engineer Mark Dixon, Managing Director, Technology Medha Sharma, Consultant, FinTech

15 1620 – Fintech Valley Vizag - A Gateway for Market Access in India 1720 Venue: Guildhall, Chief Commoner’s Parlour

Fintech Valley Vizag is the flagship initiative of the Government of Andhra Pradesh that aims to create a global FinTech ecosystem in collaboration with multiple stakeholders such as corporates, universities, financial institutions, technology service providers, startups and accelerators. Government of Andhra Pradesh aims to become the gateway for market access for FinTechs across the globe and is on the way to become a one stop shop to navigate in the India market.

We now want to engage with UK FinTechs looking for expansion in India and how we can hand hold them through our incentives, policies and most importantly Government support in connecting to FinTech Valley corporate partners. Government of Andhra Pradesh also aims to become Blockchain enabled via its digital assets by 2019. Join our roundtable at IFGS 2018 to learn more.

Chaired by: J A Chowdary, Special Chief Secretary and IT Advisor to the Chief Minister, Government of Andhra Pradesh Latha Ayyar, Special Representative for IT and Innovation, Government of Andhra Pradesh Richa Shrivastava, Vice President, Marketing and Strategy, Fintech, Government of Andhra Pradesh

ROUNDTABLES Tuesday 20th March 2018 Please arrive 10 minutes prior to the Roundtable

If you are not registered for the roundtables below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

0915 – AI - Innovating with Confidence 1015 Venue: Guildhall, Chief Commoner’s Parlour

AI has yet to deliver on its full potential of driving cost efficiencies and improving the customer experience for regulated Financial Services firms. This session will explore some of the barriers to AI adoption and the pivotal role that effective risk management can play in enabling firms to harness the power of AI with confidence.

Chaired by: Peter Stephens, Head of Blockchain and UK Group Innovation, UBS Suchitra Nair, Director, Deloitte EMEA Centre for Regulatory Strategy

1105 – Building Global Collaboration between Islamic FinTech Hubs 05 12 Venue: Guildhall, Chief Commoner’s Parlour

The Bahrain Economic Development Board together with the UK Islamic Fintech Panel are bringing experts together for a roundtable discussion during the Innovate Finance Global Summit 2018: the roundtable will bring together key figures from Islamic Fintech in Bahrain and the UK to discuss a way forward for knowledge transfer, growth and investment.

Hosted by: Khalid Al Rumaihi, CEO, Bahrain Economic Development Board Rasheed Mohammed Al Maraj, Governor Central Bank of Bahrain

Chaired by: Abdul Haseeb Basit, Co-founder and Principal, Ellipses

16 ROUNDTABLES Tuesday 20th March 2018 Please arrive 10 minutes prior to the Roundtable

If you are not registered for the roundtables below but would like to attend please go to the registration desk in the Guildhall to enquire about availabilty.

1125 – The End of Market Infrastructure as We Know It 1220 Venue: Grocers’ Hall, Pitt Room

This roundtable will question the future of financial market infrastructure as we know it, and examine the impact of significant technological disruption and regulatory change on: • Clearing and settlement systems; • Payment systems; • CSDs and custodians; and • Other actors and intermediaries, including registrars and paying agents

Chaired by: Harry Eddis, Partner, Financial Regulation, Linklaters Richard Hay, UK Head of FinTech, Linklaters

1310 – Taking on the Big Tech Players - A New Way to Foster Innovation? 1410 Venue: Guildhall, Chief Commoner’s Parlour

The trend towards global digitalisation brings with it many advantages - increased prosperity, incredible business opportunities, new ways of working and communicating. But there are also challenges - by its very nature digital economies tend to favour big platform players fueled by economies of scale and massive networks. In this reality, how can financial institutions and the FinTech start-up community best work together to encourage real disruption and growth in a way that delivers value to all involved, especially the customer and client?

1300 – Improving Alternative Finance Markets for UK Businesses 1355 Venue: Grocers’ Hall, Pitt Room

British Business Investments will host a roundtable at IFGS 2018 covering the following areas: • Improving financial markets by increasing supply, choice and innovation • Introduction to BBI’s Debt and Equity investment programmes • Providing an insight into investment approaches

Participants: Richard Coldwell, Direct Lending Funds Adam Kelly, Structured Capital Solutions Marilena Ioannidou, FinTech Christine Hockley, Venture Capital Peter Garnham, Director (Chair of Portfolio Monitoring and Valuation Committee)

17 The Bigger Picture – Is There a FinTech Uprising in the Regions? 1400 – 1455 Venue: Grocers’ Hall, Pitt Room

This session will explore the regional trends in FinTech and the opportunity to form a larger UK FinTech ecosystem, and how it can complement rather than compete with London. The roundtable will discuss recent developments and how the activity varies region to region, as well as considering the international angles. It will also debate the potential of the regional FinTech economy and how this can be realised.

Chaired by: Julian Wells, Director, Whitecap Consulting and FinTech North

1440 – Building and Sustaining a Culture of Inclusion and Diversity in Financial Services 1540 Venue: Guildhall, Chief Commoner’s Parlour

Lloyds Banking Group will be placing the spotlight on diversity to explore the following themes:

• Attracting and retaining diverse talent at all levels • The role of diversity at Lloyds Banking Group • The importance of role models and allies within an organisation

Chaired by: Kate Simmons, Head of Innovation and FinTech Communities, Lloyds Banking Group

1605 – Balancing Regulation of AI and Automation in Financial Services 1705 Venue: Guildhall, Chief Commoner’s Parlour

As the application of AI becomes more common public/private collaboration will be essential to addressing emerging governance gaps. Potential gaps include the risk of unanticipated feedback loops, the possibility unintended collusive behaviour between algorithms, conflicts over data-ownership, and questions about the importance of interpretability in financial regulation.

This roundtable will draw upon the findings of an ongoing project by the World Economic Forum on AI in financial services to catalyse a focused discussion on how public and private stakeholders can collaborate on developing best practices to close these governance gaps.

Expected Audience: • Senior UK regulators (FSA, PRA, BOE, etc). • Representatives from large UK financial institutions • Representatives from leading AI companies (both startups and large techs

Expected Outcomes: • To identify potential solutions to emerging governance gaps related to the use of AI and automation in financial services, including, but not limited to: • New regulatory approaches • Legislative Changes • Public/Private partnerships

Chaired by: Jesse McWaters, Financial Innovation Lead, World Economic Forum 18 FRINGE EVENTS Wednesday 14th March 2018 Invitation Only

This session will explore the regional trends in FinTech and the opportunity to form a larger UK FinTech ecosystem, and 1830 – Innovate Finance Global Summit how it can complement rather than compete with London. The roundtable will discuss recent developments and how 2100 2018 Launch Event the activity varies region to region, as well as considering the international angles. It will also debate the potential of the regional FinTech economy and how this can be realised. Innovate Finance and Deloitte are hosting the official launch event of the Innovate Finance Global Summit 2018 on Chaired by: Wednesday 14th of March at Deloitte Fusion. Julian Wells, Director, Whitecap Consulting and FinTech North The event will be a great opportunity to look ahead to the Global Summit and begin the conversations in a relaxed and informal setting. Connect with fellow leaders in the FinTech, banking and insurance sectors over networking drinks.

19 FRINGE EVENTS Monday 19th March 2018

1800 – Will Global Cities Prevail Over Countries? 2100 Venue: Grocers’ Hall, Princes St, London EC2R 8AD

It seems that when it comes to business, London is where you have to be. It is a financial centre and a global city in the purest form. The first decades of the 21th century have shown that in many fields of life the major players on the world stage are not so much nation states but global cities. As a business, it is more reasonable to think in terms of cosmopolitan metropolises than in terms of countries these cities are located in.

LHV, a leading Estonian bank, will host a fringe event session featuring a panel discussion, exchanging ideas about the role of cities as hubs of business, innovation, culture, education and as drivers of progress.

Speakers: Sten Tamkivi, First CEO of Skype, Founder of Teleport inc and Member of the Supervisory Board of LHV Group Toomas Hendrik Ilves, previous President of Estonia. World leader in the area of e-government, cyber security policy and blockchain technology. Winner of the 2017 Reinhard Mohn Prize entitled: “Smart Country: Connected. Intelligent. Digital.”. Visiting Fellow at the Hoover Institution, Stanford University Peter Vesterbacka, Co-founder at Lightneer, Fun Academy; Formerly Mighty Eagle at Angry Birds, founder of Slush and Mobile- Monday; Promoter of the tunnel project between Finnish and Estonian capital cities, which he claims is the heart of Eurasia

FRINGE EVENTS Tuesday 20th March 2018

0800 – 0900 Bahrain FinTech Hub Networking Breakfast Venue: The Anthologist, 58 Gresham Street, London, EC2V 7BB

The team from Bahrain EDB will be hosting a networking breakfast at their annual Innovate Finance meet up. Hear the latest news from David Parker, Head of Financial Services on Bahrain FinTech Bay – the largest FinTech Hub in the GCC - updates on their Regulatory Sandbox, Crowdfunding developments and Islamic FinTech in the Kingdom.

1000 – Creating FinTech Bridges with the Department for International Trade 1300 Venue: Sheffield Haworth Ltd, 60 Gresham St, London

As part of Innovate Finance Global Summit and UK FinTech week, DIT have partnered with Prophet to host a Design Sprint where experts from across the FinTech ecosystem will examine the best way to deliver a FinTech Bridge Digital Portal to support UK FinTech firms expand into Bridge markets.

FinTech Bridges provide opportunities for UK FinTechs that want to scale-up internationally. By establishing links between government, regulators and private sectors, Bridges reduce the barriers to entry in a new jurisdiction and link UK FinTechs with opportunities for international investment.

This collaborative design sprint and innovation consultation will explore how Fintech Bridges might best be delivered through an interactive trade portal, helping to operationalise and develop Fintech Bridge Policy.

20 1430 – Next Step China – Accessing the FinTech and Investment Powerhouse 1900 Venue: ICBC Standard Bank, 20 Gresham St, London EC2V 7JE

Bringing together leading industry experts, Next Step China shines a light on the FinTech industry and investment potential for UK companies looking to expand into the Chinese market.

Next Step China will provide discussion and insight into how to scale into the market, what’s next for the industry in the years ahead and a look at the strategies and insights of Chinese corporates.

Following panel conversations from leading industry experts, the event will also feature the first look at the Global Fintech Re- port by Professor Yang Dong, Director of the FinTech and Internet Security Research Centre. In addition, attendees will benefit from learning more about the UK - China Fintech Alliance, launching at the event and bringing together trusted corporations from China and the UK to speed-up commercial inertia.

The event is co-hosted by Innovate Finance, ICBC Standard and BGTA, the corporate backed and China rooted accelerator paving the way for UK companies to enter the Chinese market through investment and strategic partnerships.

1800 – UK Fintech Awards 2018 2100 Venue: The Anthologist, 58 Gresham Street, London, EC2V 7BB

Participants of the Innovate Finance Global Summit 2018 are cordially invited to the prestigious Invest Hong Kong UK Fintech Awards.

As the first event of its kind the winners and runner-ups of the InvestHK UK Fintech Awards will be announced and celebrated. Participants will be able to network and find out more about the booming business opportunities in Hong Kong, mainland China and the wider Asian region.

Hosted by: Ms Priscilla To, Director-General of the Hong Kong Economic and Trade Office, HK SAR Government Mr Charles d’Haussy, Head of FinTech, Invest Hong Kong Thorsten Terweiden, Deputy Head of FinTech, Invest Hong Kong

The team from Bahrain EDB will be hosting a networking breakfast at their annual Innovate Finance meet up. Hear the latest news from David Parker, Head of Financial Services on Bahrain FinTech Bay – the largest FinTech Hub in the GCC - updates on Inspiring Entrepreneurs - In Conversation with Jack Dorsey their Regulatory Sandbox, Crowdfunding developments and Islamic FinTech in the Kingdom. 1845 – 2000 Venue: The British Library, 96 Euston Road, London, NW1 2DB

Jack Dorsey, Co-founder and CEO of Square, is speaking at an event at The British Library on the evening of Tuesday 20th of March.

Square began as a tiny white card reader that enabled anyone with a smartphone to take credit and debit card payments. In the nine years since, the business has grown to empower millions of business owners from all sectors and backgrounds start, run and grow successful businesses.

Square launched in the UK last March, and one year on, Jack joins us in conversation for this exclusive Business and IP Centre event to share the unique story of how and why he started Square, how technology can power small businesses, his experiences building and leading two successful businesses and his vision for the future of global commerce.

This is your chance to hear directly from this successful serial entrepreneur and business leader, who is also CEO and co-founder of Twitter. Don’t miss this opportunity to get a head start on learning about the tech trends that will impact business.

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