(N) Code Solution Mr. G M. Varliani [email protected] 2
Total Page：16
File Type：pdf, Size：1020Kb
Load more
Recommended publications
-
Banking Annual DATABASE
bank-datatable-2021-revised.qxd 29/01/2021 07:01 PM Page 8 Banking Annual DATABASE (In %) FY 2018 FY 2019 FY 2020 (In %) FY 2018 FY 2019 FY 2020 FOREIGN BANKS PRIVATE BANKS Standard Chartered Bank 15.8 15.5 14.9 Yes Bank 1.3 3.2 16.8 Sumitomo Mitsui 37.6 30.3 40.9 SMALL FINANCE BANKS SOUNDNESS: GROSS NPA (%) AU Small Finance Bank 2.0 2.0 1.7 Equitas Small Finance Bank 2.7 2.5 2.7 PUBLIC SECTOR BANKS ESAF Small Finance Bank 3.8 1.6 1.5 Bank of Baroda - 10.0 9.4 Fincare Small Finance Bank 0.9 1.3 0.9 Bank of India 16.6 15.8 15.8 Jana Small Finance Bank 42.2 8.1 2.8 Bank of Maharashtra 19.5 16.4 12.8 Suryoday Small Finance Bank 3.5 1.8 2.8 Canara Bank 11.8 8.8 8.2 Ujjivan Small Finance Bank 3.7 0.9 1.0 Central Bank of India 21.5 19.3 18.9 Utkarsh Small Finance Bank 1.9 1.4 0.7 Indian Bank 7.4 7.1 6.9 Indian Overseas Bank 25.3 22.0 14.8 SOUNDNESS: NET NPA (%) Punjab & Sind Bank 11.2 11.8 14.2 PUBLIC SECTOR BANKS Punjab National Bank 18.4 15.5 14.2 Bank of Baroda - 3.7 3.1 State Bank of India 10.9 7.5 6.2 Bank of India 8.3 5.6 3.9 UCO Bank 24.6 25.0 16.8 Bank of Maharashtra 11.2 5.5 4.8 Union Bank of India 15.7 15.0 14.2 Canara Bank 7.5 5.4 4.2 Central Bank of India 11.1 7.7 7.6 PRIVATE BANKS Indian Bank 3.8 3.8 3.1 Axis Bank 6.8 5.3 4.9 Indian Overseas Bank 15.3 10.8 5.4 Punjab & Sind Bank 6.9 7.2 8.0 Bandhan Bank 1.3 2.0 1.5 Punjab National Bank 11.2 6.6 5.8 City Union Bank 3.0 3.0 4.1 State Bank of India 5.7 3.0 2.2 CSB Bank 7.9 4.9 3.5 UCO Bank 13.1 9.7 5.5 DCB Bank 1.8 1.8 2.5 Union Bank of India 8.4 6.9 5.5 Dhanlaxmi Bank 7.4 7.5 5.9 -
Jftlvªh Laö Mhö ,Yö&33004@99 Vlk/Kj.K Hkkx II
jftLVªh laö Mhö ,yö&33004@99 REGD. NO. D. L.-33004/99 vlk/kj.k EXTRAORDINARY Hkkx II—[k.M 3 —mi&[k.M (ii) PART II—Section 3—Sub-section (ii) izkf/dkj ls izdkf'kr PUBLISHED BY AUTHORITY la- 363 ] ubZ fnYyh] lkseokj] tuojh 28] 2019@ek?k 8] 1940 No. 363] NEW DELHI, MONDAY, JANUARY 28, 2019/MAGHA 8, 1940 िवē मंJालय (((िवēीय सेवाएं िवभाग ))) अिधसूचना नई Ƙदली , 28 जनवरी, 2019 काकाका.का ...आआआआ.... 476476((((अअअअ))))....—कĞLीय सरकार का राƎीय कृिष और =ामीण िवकास बġक (नाबाडϕ), तिमल नाडु सरकार और इंिडयन बġक तथा इिडयन ओवरसीज़ बġक जो , पलवन =ामा बġक और पांिडयन =ामा बġक के Oायोजक बġक हġ, से परामशϕ करने के प चात यह िवचार है Ƙक जनिहत और उपयुϕŎ Oादेिशक =ामीण बġकĪ ůारा िजन ϓेJĪ मĞ सेवा दी जा रही है, उन ϓेJĪ के िवकास के िहत मĞ तथा वयं उŎ Oादेिशक =ामीण बġकĪ के िहत मĞ यह आवयक है Ƙक उŎ Oादेिशक =ामीण बġकĪ को एकल Oादेिशक =ामीण बġक मĞ समामेिलत Ƙकया जाना चािहए ; अत:, कĞLीय सरकार अब Oादेिशक =ामीण बġक अिधिनयम , 1976 (1976 का 21) (िजसे इसमĞ इसके पƇात 'अिधिनयम' कहा गया है) कƙ धारा 23 क कƙ उपधारा (1) ůारा Oदē शिŎयĪ का Oयोग करते ćए उŎ Oादेिशक =ामीण बġकĪ को एकल Oादेिशक =ामीण बġक मĞ समामेिलत करने का उपबंध करती है जो ऐसे गठन, संपिē , शिŎ , अिधकार, िहतĪ , OािधकारĪ और िवशेषािधकारĪ ; तथा ऐसी देयताĸ , कतϕƆĪ और दाियवĪ जो नीचे िविनƠदƍ हġ, के साथ अOैल , 2019 का पहला Ƙदन से Oभावी होगा (िजसे इसमĞ इसके पƇात 'समामेलन कƙ Oभावी तारीख़’ कहा गया है):- 1. -
List of Candidates for Refund 2020-21
List of Candidates for Refund ( Round of I, II, III & Additional) Online Counselling 2020-21 S. Roll No Name Bank Name Branch Name IFSC Account No Name of Account Holder Refundable NO. Amount 1 200310043131 NALIN VERMA HDFC bank Lakhimpur kheri HDFC0001914 50100368464565 NALIN VERMA 15000 2 200310053526 RAUNAK KUMAR Union Bank Of India Lucknow main UBIN0530221 302202010704968 RAJENDER PRASAD 7000 3 200310062010 ADITYA JAIN BANK OF INDIA Indira nagar, lucknow BKID0006852 685210110000863 ADITYA JAIN 15000 4 200310070835 SANYA SENGAR STATE BANK OF INDIA Azad nagar, kalyanpur SBIN0001962 30091238739 SANYA SENGAR 15000 5 200310076008 NAMAN SINGH Kotak mahindra bank Civil lines bareilly KKBK0005294 619010016953 KEYERROR 7000 6 200310139507 MAYANK GARG Union Bank Shamli UBIN0541125 411202010991520 KEYERROR 15000 7 200310141073 SHUBHNEET TIWARI STATE BANK OF INDIA Manik chowk SBIN0003759 38563010993 NAVNEET TIWARI 15000 8 200310164372 DIVYANSH BAJPAI State Bank of India Karrhi SBIN0015624 32978606681 DIVYANSH BAJPAI 15000 9 200310169615 GEETIKA SINGH BANK OF INDIA Lohatia BKID0006915 691510100007669 KEYERROR 15000 10 200310181526 SAKSHAM GAUTAM Prathama U.P. Gramin Bank Kachaharii road bulandshahr PUNB0SUPGB5 91681500003267 SAKSHAM GAUTAM 15000 11 200310185397 MAYANK GUPTA STATE BANK OF INDIA Ashok nagar kanpur SBIN0006218 10417761378 AMBARISH GUPTA 15000 12 200310208513 PUNIT KUMAR PUNJAB NATIONAL BANK Afzalgarh PUNB0051500 0515000105712115 PUNIT KUMAR 7000 13 200310212525 ANKITA SINGH STATE BANK OF INDIA Jankipuram, lucknow SBIN0051291 30057228891 KEYERROR 15000 14 200310363207 SHIVANSH GUPTA BANK OF BARODA K-block kidwai nagar kanpur BARB0KIDKAN 19640100024438 SHIVANSH GUPTA 15000 SANTOSH KUMAR 15 200310395766 MANISH SRIVASTAVA State Bank Of India Industrial estate SBIN0000219 10890252471 15000 SRIVASTAVA 16 200310571706 ANURAG MISHRA Canara Bank Shyamnagar, kanpur CNRB0004964 4964101000209 PRIYANKA MISHRA 15000 17 200310620392 APARNA DUBEY State Bank of India Sbi-kannauj sarai miran p.o. -
S No Housing Finance Companies Website PLI Code
List of Primary Lending Institutions that have signed MoU with NHB (National Housing Bank) under Rural Housing Interest Subsidy Scheme (RHISS) status as on 31/12/2018. S No Housing Finance Companies Website PLI Code 1 Aadhar housing Finance Ltd www.aadharhousing.com RAADR1101 2 Aavas Financiers LTD www.auhfin.in/index RAUHF1101 3 Aditya Birla Housing Finance LTD adityabirlahomeloans.com RBRLA1101 4 Altum Credo Home Finance Private LTD www.altumcredo.com RALTM1101 5 Anand Housing Finance Ltd RANAD1101 6 Aptus Value Housing Finance India LTD www.aptusindia.com RAPTS1101 7 ART Affordable Housing Finance India LTD arthfc.com RRAAS1101 8 Aspire Home Finance LTD www.ahfcl.com RASPR1101 9 Bee Secure Home Finance PVT LTD www.incred.com RBSEC1101 10 Can Fin Home Finance LTD www.canfinhomes.com RCANF1101 11 Capri Global Housing Finance LTD cgclhomeloans.com RCPRI1101 12 Cent Bank Home Finance LTD www.cbhfl.com RCENT1101 13 DMI Housing Finance Pvt Ltd www.dmihousingfinance.in RDMIH1101 14 Edelweiss Housing Finance LTD www.edelweissfin.com REDEL1101 15 Fasttrack Housing Finance Ltd www.fasttrackhfc.com RFAST1101 16 Fullerton India Home Finance LTD www.fullertonindia.com RFULL1101 17 Gruh Finance Ltd www.gruh.com RGRUH1101 18 Hinduja Housing Finance Ltd http://www.hindujahousingfinance.com/ RHIND1101 19 Homeshree Housing Finance LTD homeshree.com RHOME1101 20 IKF Housing Finance Pvt LTD www.ikffinance.com RIKFL1101 21 India Bulls Housing Finance LTD www.indiabullshomeloans.com RINDB1101 22 India Home Loan LTD www.indiahomeloan.co.in RINDH1101 23 India Infoline Housing Finance LTD www.iifl.com/home-loans RIIHF1101 24 India Shelter Finance Corporation LTD www.indiashelter.in RISFC1101 25 IndoStar Home Finance Private LTD www.indostarcapital.com RINDO1101 26 LIC Housing Finance Ltd. -
An Empirical Study on Selected Small Finance Bank in Mysuru with Reference to Micro, Small and Medium Enterprises
International Journal of Mechanical Engineering and Technology (IJMET) Volume 9, Issue 11, November 2018, pp. 723–731, Article ID: IJMET_09_11_073 Available online at http://www.iaeme.com/ijmet/issues.asp?JType=IJMET&VType=9&IType=11 ISSN Print: 0976-6340 and ISSN Online: 0976-6359 © IAEME Publication Scopus Indexed AN EMPIRICAL STUDY ON SELECTED SMALL FINANCE BANK IN MYSURU WITH REFERENCE TO MICRO, SMALL AND MEDIUM ENTERPRISES Abijith S and Raghavendra N Department of management and commerce, Amrita School of Arts and Sciences, Mysuru Amrita Vishwa Vidyapeetham, India ABSTRACT Bank is type of financial institution which provide services such as accepting deposit and providing credit facilities to their customers. Reserve Bank of India (RBI) is the governing body that has been taking care of the banking industry in our country. Over the past few years our banking industry has gone through numerous changes on such change has been in initiation Small Finance Banks. Small Finance Bank are those banks which perform basic services such as accepting deposit and lending loans to its customers. The main objective of Small Finance bank is to provide financial inclusion to disadvantaged section who are not served by other banks. This study tries to measure the challenges faced Small Finance Bank and to analyse the awareness among the Micro, Small and Medium enterprises about Small Finance Banks. KEYWORDS : Financial Inclusion, Small Financial Banks and Micro Small and Medium Enterprises Cite this Article Abijith S and Raghavendra N, an Empirical Study on Selected Small Finance Bank in Mysuru with Reference to Micro, Small and Medium Enterprises, International Journal of Mechanical Engineering and Technology, 9(11), 2018, pp. -
Indian Overseas Bank Business Responsibility Report – 2016-17
Indian Overseas Bank Business Responsibility Report – 2016-17 Section A: General Information about the Company 1.Corporate Identity Number: Not Applicable (CIN) of the Company 2.Name of the Company INDIAN OVERSEAS BANK 3.Registered Address 763 ANNA SALAI, CHENNAI 600 002 4.Website www.iob.in 5.Email [email protected] 6.Financial Year Reported 2016-17 7. Sectors that the Company is Banking & Financial Services engaged in (industrial activity code-wise) 8.List of 3 key products/services a) Retail Banking that the manufacturers provides b) Corporate Banking (as in Balance Sheet) c) International Banking 9. Total number of locations where: business activity takes is undertaken by the Company No. of Locations I. National 3373 branches as on 31.03.2017 II. International 13 (Singapore, Seoul, Sri Lanka, Hongkong, Bangkok) 10. Markets served by the Company- Bank has branches in 27 States and 6 Union Territories and Local/State/National/International International presence in Singapore, Seoul, Hongkong, Sri Lanka, Bangkok, China and Dubai. Section B: Financial Details of the Company 1) Paid up Capital (INR) Rs. 2454.73 crore 2) Total Turn Over (INR) Not applicable / Revenue 3) Total profit After Tax(INR) Loss: Rs 3416.74 crores 4) Total Spending on Corporate No spending under CSR due to loss Social Responsibility (CSR) as (Rs.in Lakhs) percentage of Profit after Tax (%) Sl. CSR activity Particulars Amount No. NA NA NIL 5) List of the activities in which Not Applicable expenditure on 4 above has been incurred Section C: Other Details 1. Does the Company have any No Subsidiary Company/ Companies 2. -
Press Release ESAF Small Finance Bank Limited
Press Release ESAF Small Finance Bank Limited March 05, 2021 Ratings Amount Rating Facilities Rating1 (Rs. crore) Action 125 CARE A; Stable Tier II Bonds (Basel III) # Reaffirmed (Rs. One hundred twenty five crore only) (Single A; Outlook: Stable) Certificate of Deposits 500 CARE A1+ Reaffirmed (Proposed) (Rs. Five hundred crore only) (A One Plus) Details of instruments/facilities in Annexure-1 #Tier II Bonds under Basel III are characterised by a ‘Point of Non-Viability’ (PONV) trigger due to which the investor may suffer a loss of principal. PONV will be determined by the Reserve Bank of India (RBI) and is a point at which the bank may no longer remain a going concern on its own unless appropriate measures are taken to revive its operations and thus, enable it to continue as a going concern. In addition, the difficulties faced by a bank should be such that these are likely to result in financial losses and raising the Common Equity Tier I capital of the bank should be considered as the most appropriate way to prevent the bank from turning non-viable. In CARE’s opinion, the parameters considered to assess whether a bank will reach the PONV are similar to the parameters considered to assess rating of Tier II instruments even under Basel II. CARE has rated the Tier II bonds under Basel III after factoring in the additional feature of PONV. Detailed Rationale & Key Rating Drivers The ratings assigned to the debt instruments of ESAF Small Finance Bank (ESAF SFB) continue to factor in experience of the promoter & management team in the lending business, the group’s significant experience in microfinance loans, comfortable capitalization levels and adequate liquidity position. -
Tracking Performance of Small Finance Banks Against Financial Inclusion Goals
Tracking Performance of Small Finance Banks against Financial Inclusion Goals Amulya Neelam 1 November 2019 1 The author works as a Research Associate with Dvara Research. The author acknowledges the contribution of Deepti George, Dwijaraj B, Madhu Srinivas, Sowmini G Prasad for their valuable inputs on the draft. Tracking Performance of Small Finance Banks against Financial Inclusion Goals 1. Introduction In this report, we review a new type of bank, a variation of the universal bank, called the Small Finance Bank (SFB which was introduced in 2015 with the Reserve Bank of India (RBI issuing in-principle approvals to ten financial services providers. SFBs are authorised to perform all the banking functions – payments, accepting deposits and lending. This makes them functionally identical to universal banks. However, given the SFBs' financial inclusion focus, there are essential differences brought about by the business-model-level regulatory prescriptions of the RBI. The requirement for fulfilling priority sector lending is higher for SFBs – at 75% of its Adjusted Net Bank Credit (ANBC) compared to the 40% for the universal banks. Also, to benefit small borrowers, SFBs have a restriction on their loan portfolio that requires 50% of the portfolio to be comprised of loans and advances of up to Rs. 25 lakhs. Additionally, there are some differences in prudential requirements as well for SFBs. The minimum paid-up equity capital for SFBs is Rs. 100 Cr, one-fifth of the requirement for universal banks. The minimum capital requirement for SFBs -
MUTHOOT FINANCE LIMITED’S Shelf Prospectus Dated February 05, 2019 and Tranche II Prospectus Dated May 03, 2019 ( “Prospectus” )
APPLICANT’S UNDERTAKING ,:HKHUHE\DJUHHDQGFRQ¿UPWKDW 1. I/We have read, understood and agreed to the contents and terms and conditions of MUTHOOT FINANCE LIMITED’s Shelf Prospectus dated February 05, 2019 and Tranche II Prospectus dated May 03, 2019 ( “Prospectus” ). 2 I/We hereby apply for allotment of the NCDs to me/us and the amount payable on application is remitted herewith. 3. I/We hereby agree to accept the NCDs applied for or such lesser number as may be allotted to me/us in accordance with the contents of the Prospectus subject to applicable statutory and/or regulatory requirements. 4. I/We irrevocably give my/our authority and consent to IDBI TRUSTEESHIP SERVICES LIMITED, (the “Debenture Trustee” ) to act as my/our trustees and for doing such acts as are necessary to carry out their duties in such capacity. 5. I am/We are Indian National(s) resident in India and I am/ we are not applying for the said NCDs as nominee(s) of any person resident outside India and/or Foreign National(s). 6. The application made by me/us do not exceed the investment limit on the maximum number of NCDs which may be held by me/us under applicable statutory and/or regulatory requirements. 7. In making my/our investment decision I/We have relied on my/our own examination of Muthoot Finance Limited the Issuer and the terms of the Issue, including the merits and risks involved and my/our decision to make this application is solely based on disclosures contained in the Prospectus. -
India Financial Checks
INDIAN FINANCIAL CHECKLIST Student name Date of Birth Agent (Agency) Business Name You should provide evidence of funds as outlined below. This checklist will assist you to calculate required funds. For information on the financial capacity requirement see http://www.border.gov.au/Trav/Stud/More/Student-Visa-Living-Costs- and-Evidence-of-Funds. Instructions: Please complete this checklist and return it together with your financial documents requested to [email protected] All documents must be certified by the Financial Institution, Bank, a Notary Public or your Education Agent. If you are providing bank statements, they must be for the last 6 months ONLY and should be a summary. No more than 10 pages will be accepted. Expenses Required funds (AUD) Funds available (Please specify in AUD) Funds required for your 12 months’ tuition and living costs AUD $55,000 Add for accompanying dependants Spouse or partner Please add $7,362 Children Please add $3,152 per child TOTAL (AUD) Evidence of Financial Capacity – You must provide one of the following Sufficient funds to cover your travel costs and 12 months of living and tuition fees for you (as above AUD $55,000) plusplusplus accompanying and your family members and school costs for any school aged dependents . Source of funds Acceptable evidence includes: • Your bank statements or deposit certificates from a recognised financial institution • A signed undertaking from a private sponsor that includes an explanation of the relationship between the applicant and sponsor and evidence of financial capacity as above (maximum of 2 sponsors). Note: For married couples, if main applicant is male, funds must be from male side of the family. -
Between Microfinance and Small and Medium-Sized Enterprise Finance in South Asia
A Service of Leibniz-Informationszentrum econstor Wirtschaft Leibniz Information Centre Make Your Publications Visible. zbw for Economics Shankar, Savita Working Paper Bridging the "missing middle" between microfinance and small and medium-sized enterprise finance in South Asia ADBI Working Paper, No. 587 Provided in Cooperation with: Asian Development Bank Institute (ADBI), Tokyo Suggested Citation: Shankar, Savita (2016) : Bridging the "missing middle" between microfinance and small and medium-sized enterprise finance in South Asia, ADBI Working Paper, No. 587, Asian Development Bank Institute (ADBI), Tokyo This Version is available at: http://hdl.handle.net/10419/161463 Standard-Nutzungsbedingungen: Terms of use: Die Dokumente auf EconStor dürfen zu eigenen wissenschaftlichen Documents in EconStor may be saved and copied for your Zwecken und zum Privatgebrauch gespeichert und kopiert werden. personal and scholarly purposes. Sie dürfen die Dokumente nicht für öffentliche oder kommerzielle You are not to copy documents for public or commercial Zwecke vervielfältigen, öffentlich ausstellen, öffentlich zugänglich purposes, to exhibit the documents publicly, to make them machen, vertreiben oder anderweitig nutzen. publicly available on the internet, or to distribute or otherwise use the documents in public. Sofern die Verfasser die Dokumente unter Open-Content-Lizenzen (insbesondere CC-Lizenzen) zur Verfügung gestellt haben sollten, If the documents have been made available under an Open gelten abweichend von diesen Nutzungsbedingungen die in der dort Content Licence (especially Creative Commons Licences), you genannten Lizenz gewährten Nutzungsrechte. may exercise further usage rights as specified in the indicated licence. https://creativecommons.org/licenses/by-nc-nd/3.0/igo/ www.econstor.eu ADBI Working Paper Series Bridging the “Missing Middle” between Microfinance and Small and Medium-Sized Enterprise Finance in South Asia Savita Shankar No. -
Indian Overseas Bank Minutes of the 149Th Meetings of SLBC Held on 23.03.2017
State Level Bankers’ Committee, Tamil Nadu Convenor: Indian Overseas Bank Minutes of the 149th Meetings of SLBC Held on 23.03.2017 The 149th meeting of SLBC, Tamil Nadu was held at Chennai on 23rd March, 2017. List of participants is furnished in the Annexure. The meeting was chaired by Shri.R.Subramania Kumar, ED with Addl. Charge MD & CEO, Indian Overseas Bank. Welcome Address:- Shri.M.M.Sarangi, General Manager, Indian Overseas Bank and Convenor, SLBC, Tamil Nadu, welcomed the participants to the 149th meeting of SLBC, Tamil Nadu. He has highlighted the various special SLBC meetings and Sub committee meetings organised by SLBC after the 148th meeting. He briefed the forum about the various measures taken for providing relief to the farmers affected by drought in terms of RBI’s Master Circular. He informed that SLBC has conducted special meeting to discuss the various relief measures to be provided in the drought affected areas. He advised the banks to instruct their branches in the state to ensure that necessary relief is provided to all the eligible accounts within the stipulated time of 3 months as per RBI guidelines. He informed the forum that Government of Tamil Nadu has issued necessary notification of area / crops for Rabi season 2016. He informed that the notification has already been circulated to all the member banks. He appealed to the member banks to advise all their branches in the State to ensure that all loans extended for cultivation of the notified crops in the notified areas are covered under PMFBY. Convenor, SLBC advised Public sector Banks to advise their branches to participate actively in disbursement of MUDRA loans and achieve the annual target given to each bank under the three MUDRA schemes namely “Shishu, Kishore, and Tarun”.