Ultimate Caribbean Cruise Important Information (Page 1)

INCLUDED FEATURES: • Round trip airfare to Florida • One-night stay in Ft. Lauderdale, including breakfast • Transfers between Florida airport and hotel, hotel and pier, pier and Florida airport • 10-night cruise aboard Celebrity Reflection • Meals and entertainment onboard ship • Gratuities for drivers and airport, hotel, and pier porters • Pre-paid cruise gratuities for stateroom attendants and dining room staff • Hotel taxes and resort fees • Port and government taxes and fees

NOT INCLUDED: • Meals not included in itinerary • Baggage handling fees imposed by airlines • Soft drinks and alcoholic beverages onboard ship • Optional specialty restaurant surcharges onboard ship • Optional shore tours on cruise • Items and services of a personal nature • Optional trip cancellation/interruption protection • Optional transportation to/from Ohio Airport ($40 pp)

COSTS PER PERSON:

Interior Stateroom $2,995 per person (2 to a cabin) $172 per person travel protection 183-200 square feet $4,295 per person (single) $276 per person travel protection

Deluxe Veranda Stateroom $3,995 per person (2 to a cabin) $242 per person travel protection 194 sq. ft. plus 54 sq. ft. balcony $5,995 per person (single) $388 per person travel protection

Concierge Veranda Stateroom $4,295 per person (2 to a cabin) $276 per person travel protection 204 sq. ft. plus 42 sq. ft. balcony $6,495 per person (single) $422 per person travel protection

Aqua-Class Veranda Stateroom $4,695 per person (2 to a cabin) $319 per person travel protection 194 sq. ft. plus 54 sq. ft. balcony $7,195 per person (single) $519 per person travel protection

All staterooms feature 2 twin beds that can be converted to a queen, with Celebrity eXhale bedding; private bathroom with shower; custom-blended bath products; interactive flat-screen television; hairdryer; private safe; minibar; twice-daily housekeeping service and evening bed turn-down service. Deluxe Veranda staterooms also have a private balcony with patio furniture. Concierge Veranda staterooms have personalized concierge service; priority check-in and debarkation; exclusive embarkation-day lunch; a destination seminar; restaurant seating time preferences; welcome sparkling wine and fresh fruit; and daily delivery of afternoon savories. AquaClass Veranda staterooms are suited for those with a focus on wellness and relaxation. Extra amenities include the specialty restaurant, Blu, only for AquaClass guests; unlimited access to the Persian Garden spa lounge; Personal Spa Concierge; Hansgrohe Ultimate shower panel; Wellness Channel with on-demand AquaClass programming; daily delivery of flavored tea and bottled water; pillow menu; aromatherapy diffuser; and an expanded room service breakfast menu. Triple and quad-occupancy staterooms are subject to availability. Prices are available upon request. Caribbean Cruise Contact your Freedom Years Director for reservations February 7-18, 2019 and additional information. When cruising to the Caribbean, expect a whole lot of sun, sand, and beautiful

Century National Bank • 740.455.7296 • [email protected] waters to wash over you with relaxation and happiness. The Caribbean is Fairfield National Bank • 740.681.8251 • [email protected] highlighted by some of the most spectacular rainforests in the world, tropical Park National Bank • 740.349.3739 • [email protected] cuisine to expand your palate, and an exclusive, exotic atmosphere that will make Richland Bank • 419.525.8742 • [email protected] you feel right at home. Experience the exciting culture mixtures throughout the islands cultivated by foreign influence from Europe, South America, and the U.S. Our Ports of Call: St. Johns, Antigua; Bridgetown, Barbados; Catries, St. Lucia; Basseterre, St. Kitts & Nevis; and Philipsburg, St. Maarten.

ST. JOHNS, ANTIGUA: The largest of the British Leeward Islands, Antigua (pronounced an-tee-ga) boasts one of the Caribbean's most spectacular coastlines with secluded coves and sun-drenched beaches. The island's rolling hills are dotted with stone sugar mills, relics from the bygone era when sugar was king. Historic Nelson's Dockyard, where Admiral Horatio Nelson quartered his fleet in 1784, attests to Our Itinerary: Antigua's long and colorful nautical history during colonial times. And St. John's, the island's bustling capital, offers visitors a wealth of boutiques, restaurants and pubs. Thursday, February 7 Fly to Florida. Overnight in Fort Lauderdale, Florida BRIDGETOWN, BARBADOS: Barbados is one of the few Caribbean islands solely colonized by one nation. It's no wonder Bajans describe their country as being "more English than England sheself", surnames like Worthing and Hastings abound. But look around and you know you're not in England: rich and fertile tropical fields meet a glistening, Friday, February 8: Depart 4 pm azure sea. The soft pastels of old chattel houses blend with the vibrant reds, oranges, and greens of roadside fruit stands. In Morning at Leisure at hotel. Transfer to pier and embarkation of short, Barbados exudes a charm all its own. Perhaps it is due to Bajan culture, that celebrated blend of English tradition and Celebrity Reflection the African heritage brought to the island by slaves imported to work the sugar plantations. The potent brew which results flavors every aspect of island life, from music, dance and art, to religion, language and food. Saturday, February 9 - Sunday, February 10: At sea CASTRIES, ST. LUCIA: Nestled below the Pitons, twin peaks rising over 2,600 feet above the azure waters of the Caribbean, St. Lucia is an oasis of tropical calm. The island's capital, Castries, is a town of charming, pastel-colored colonial Monday, February 11: Arrive at 9 am / Depart at 4 pm buildings, home to some 60,000. Yet despite its peaceful setting, St. Lucia has a turbulent and colorful history. Fierce Carib warriors overran the peaceful Arawaks in the 9th century. The first European settler, Francois Le Clerc, was a French St. Johns, Antigua buccaneer. Le Clerc's countrymen followed in his wake, establishing the town of Soufriere in 1746. Sugar was the lure, sugar was king. Within four decades some 50 plantations flourished on the island. Thus St. Lucia became part of the Caribbean's 18th-century trade triangle of sugar, slavery, and rum. Today this beautiful island welcomes visitors drawn to its exotic Tueday, February 12: Arrive at 10 am / Depart at 6 pm tropical landscape, superb beaches, crystalline waters, and colorful marine life. Bridgetown, Barbados

BASSETERRE, ST. KITTS & NEVIS: Jagged volcanoes soaring above azure and turquoise seas, dense rainforests in myriad shades of green, rolling fields of sugarcane--welcome to St. Kitts. Along with its neighbor, Nevis, Wednesday, February 13: Arrive at 8 am / Depart at 6 pm St. Kitts presents an exotic landscape more common to Polynesia than the Caribbean. The islands' terrain, rich soil, and Castries, St. Lucia climate made them ideal locations for raising sugarcane. In fact, St. Kitts and Nevis were once the crown jewels of the Caribbean. During the 17th and 18th centuries, Spain, France and England vied for control of the islands, with the English finally winning out in 1787. Today, British and French heritage is evident on both islands. Basseterre, the capital of St. Kitts, Thursday, February 14: Arrive at 8 am / Depart at 6 pm boasts fine, restored colonial buildings. Impressive Brimstone Hill Fortress, called the "Gibraltar of the West Indies," is one Basseterre, St. Kitts & Nevis of the most impressive fortresses in the Caribbean.

PHILIPSBURG, ST. MAARTEN: St. Maarten offers a delightful case of split personality. Legend has it that a Friday, February 15: Arrive at 7 am / Depart at 5 pm Frenchman and a Dutchman divided ownership of the island through a walk-off: Standing back to back, the two headed in Philipsburg, St. Maarten opposite directions, walking around the island until they met. Perhaps the Dutchman paused for a refreshing brew. At any rate, the French ended up claiming 21 square miles of the island to 16 square miles for the Dutch. This lively tale says much Saturday, February 16 - Sunday, February 17: At sea about St. Maarten's easygoing ways. No formal boundary exists between the Dutch and French sides of the island; a simple welcome sign tells you when you cross from one country to the other. But the differences are as noticeable as the spelling Monday, February 18: Arrive at 7 am of the island's name. The French spell it St. Martin. And it's this split personality that lends so much to the island's charms, Fort Lauderdale - Disembark ship and fly home including an international reputation for the finest cuisine in the Caribbean. Our Ports of Call: St. Johns, Antigua; Bridgetown, Barbados; Catries, St. Lucia; Basseterre, St. Kitts & Nevis; and Philipsburg, St. Maarten.

PHILIPSBURG, ST. MAARTEN: St. Maarten offers a delightful case of split personality. Legend has it that a Friday, February 15: Arrive at 7 am / Depart at 5 pm Frenchman and a Dutchman divided ownership of the island through a walk-off: Standing back to back, the two headed in Philipsburg, St. Maarten opposite directions, walking around the island until they met. Perhaps the Dutchman paused for a refreshing brew. At any rate, the French ended up claiming 21 square miles of the island to 16 square miles for the Dutch. This lively tale says much Saturday, February 16 - Sunday, February 17: At sea about St. Maarten's easygoing ways. No formal boundary exists between the Dutch and French sides of the island; a simple welcome sign tells you when you cross from one country to the other. But the differences are as noticeable as the spelling Monday, February 18: Arrive at 7 am of the island's name. The French spell it St. Martin. And it's this split personality that lends so much to the island's charms, Fort Lauderdale - Disembark ship and fly home including an international reputation for the finest cuisine in the Caribbean. INCLUDED FEATURES: • Round trip airfare to Florida • One-night stay in Ft. Lauderdale, including breakfast • Transfers between Florida airport and hotel, hotel and pier, pier and Florida airport • 10-night cruise aboard Celebrity Reflection • Meals and entertainment onboard ship • Gratuities for drivers and airport, hotel, and pier porters • Pre-paid cruise gratuities for stateroom attendants and dining room staff • Hotel taxes and resort fees • Port and government taxes and fees

COSTS PER PERSON:

Interior Stateroom $2,995 per person (2 to a cabin) $172 per person travel protection 183-200 square feet $4,295 per person (single) $276 per person travel protection

Deluxe Veranda Stateroom $3,995 per person (2 to a cabin) $242 per person travel protection 194 sq. ft. plus 54 sq. ft. balcony $5,995 per person (single) $388 per person travel protection

Concierge Veranda Stateroom $4,295 per person (2 to a cabin) $276 per person travel protection 204 sq. ft. plus 42 sq. ft. balcony $6,495 per person (single) $422 per person travel protection

Aqua-Class Veranda Stateroom $4,695 per person (2 to a cabin) $319 per person travel protection 194 sq. ft. plus 54 sq. ft. balcony $7,195 per person (single) $519 per person travel protection

Century National Bank • 740.455.7296 • [email protected] waters to wash over you with relaxation and happiness. The Caribbean is Fairfield National Bank • 740.681.8251 • [email protected] highlighted by some of the most spectacular rainforests in the world, tropical Park National Bank • 740.349.3739 • [email protected] cuisine to expand your palate, and an exclusive, exotic atmosphere that will make Richland Bank • 419.525.8742 • [email protected] you feel right at home. Experience the exciting culture mixtures throughout the islands cultivated by foreign influence from Europe, South America, and the U.S. Ultimate Caribbean Cruise Important Information (page 1)

Payment: A deposit of $750 per person plus optional travel protection premium is due at time of booking. A second deposit of $750 per person is due by August 20, 2018. Final payment is due on or before October 10, 2018. Cancellation Policy: For cancellations prior to October 10, 2018: $100 per person penalty For cancellations on or after October 10, 2018: All money is non-refundable

Weather and Clothing: The weather in the Caribbean should be delightful, with average temperatures ranging from the low 70s to the mid 80s. You may want to bring a light jacket or sweater for cooler temperatures or air conditioning. When vacationing on your cruise, your emphasis should be on casual and comfortable clothing. We suggest casual, resort clothing. There will be two formal nights on board, in which women usually wear cocktail dresses, dressy dresses or dressy pantsuits and men wear dark suits or dinner jackets. On the formal nights, the cruise line requests that guests follow this policy in the main dining room; however, if you do not wish to dress up for dinner, you are welcome to dine in one of the alternative restaurants on the ship. On the other nights, attire for dinner is resort casual, in which women wear more casual dresses, skirts, or slacks and a blouse or sweater, and men wear long slacks and an open-neck shirt. Documentation: TSA (Transportation Security Administration) requires that the name on your airline ticket matches exactly the name on the ID you will be using for travel, i.e. passport, driver’s license or state issued identification card with a birth certificate. TSA can deny boarding if they do not match exactly. Because we are leaving the United States on our cruise, it is highly recommended that you carry a passport, valid for at least 6 months following our return date (August 19, 2019). If you do not carry a passport, the cruise line requires you to present a government-issued photo ID (such as a driver’s license or state-issued ID) along with an original or certified copy of your birth certificate. If the name on your birth certificate does not match the photo ID, you must also carry additional documentation such as marriage certificate. Travel/Health Policy: It is required that persons needing assistance be accompanied by a companion who is capable and totally responsible for providing that assistance. Neither Freedom Years nor its suppliers may assist with medications, wheelchairs, or physically lift persons onto transportation vehicles. Travelers needing special assistance must notify Freedom Years when they make their reservations. Responsibility: Park National Corporation/Freedom Years/World of Travel are not responsible for personal injury, loss, damage of property, inconvenience or expense resulting from matters beyond their control. Park National Corporation/Freedom Years/World of Travel will not be held liable for any claims for errors or default by airlines, hotels, cruise line, and ground operators. Any costs involved in delays due to “Acts of God” or weather will be the responsibility of the individual passenger, not the airlines or ground operators. Payment of required deposit or any partial or full payment for reservations constitutes your consent to these conditions. Cancellation/Trip Interruption Protection: The Travel Insured Group Deluxe travel protection plan is available for your purchase. Some benefits are time sensitive, including the pre-existing condition waiver, so we encourage all travelers to purchase the plan at the time of initial trip deposit. Refer to your plan document for complete plan details including benefits and exclusions and limitations. Rates are based on overall trip cost. The schedule of insurance coverage and the other services are listed below. The pre-existing medical condition exclusion will be waived if the protection plan is purchased prior to or with final trip payment for the full non-refundable trip cost, the booking for the trip is the first and only booking for this travel period, and you are not disabled from travel at the time you purchase the travel protection. Schedule of travel protection coverage and other services: • Trip cancellation - trip cost* • Trip interruption** 150% of trip cost* • Trip delay – 6 hours $750 ($150/day) • Baggage/personal effects $1,500 • Baggage delay – 24 hours $400 • Accident & sickness medical expense $50,000 • Emergency evacuation & repatriation $250,000 • Accidental death & dismemberment $25,000 • Worldwide Emergency Assistance services Included *Up to the lesser of the trip cost paid or the limit of coverage for which benefits are requested and the appropriate plan cost has been paid. Maximum limit of $10,000 **150% of trip cost paid up to a maximum of $10,000 for the unused portion of your trip and the transportation cost to re-join the trip or return home. Should it become necessary for you to cancel or interrupt your trip due to a covered reason as stated in your plan document, a claim will need to be filed with Travel Insured International. Note: World of Travel must be contacted for a state-specific plan document if you reside in: GA, KS, LA, MN, OR, SD, TX, UT or WA. NOTE: World of Travel will not make any representations about what conditions or occurrences the travel insured plan will cover. The plan document will be provided to each participant, and it is the traveler’s responsibility to review the document. Should you have any questions regarding coverage in the travel insured plan, please call TRAVEL INSURED at 800.243.3174 and reference plan “GROUP DELUXE PROTECTION PLAN # 49517” for clarification. Ultimate Caribbean Cruise Important Information (page 2)

Celebrity Reflection:

Celebrity Reflection is the fifth and largest Solstice-class cruise ship, her sister ships being Celebrity Equinox, Celebrity Eclipse, Celebrity Solstice and Celebrity Silhouette. Launched in 2012, the ship received several new enhancements during her recent dry dock. Now you can experience a cinematic night under the stars with A Taste of Film at the Rooftop Terrace. It’s an exciting way to enjoy the great outdoors, satisfy your love of movies, and dazzle your taste buds all at once. Treat yourself to spa innovations at the luxurious Canyon Ranch Spa Club, or visit the just-added shops for Tiffany and Swiss Watch onboard. Celebrate the flavorful joys of outdoor grilling at the Lawn Club Grill. Unwind in your own cabana-style haven at The Alcoves.

Ship Specifications:

Inaugural date: October 12, 2012 Refurbished: January 8, 2018 Occupancy: 3,046 Tonnage: 126,000 Length: 1,047 Feet Beam: 123 Feet Draught: 27 Feet Cruise Speed: 24 Knots Registry: Malta

Ship Features:

• Reflection Theater: Production shows take place in this 2-level theater. The entertainment varies and includes big production shows, comedians, magicians, music, and dance. “Reflection: The Show” is the highlight of the production shows and features a combination of rock music and acrobatics.

• Lawn Club: A truly authentic Solstice-class feature, this space offers a variety of experiences including The Art Studio for aspiring artists interested in hands-on classes. Enjoy the half-acre of grass, restaurants, and eight alcoves – private rentable cabanas for those who want shade and a little privacy but away from the pool area. Play bocce, have a lazy picnic, or relax in the sun.

• Daily Entertainment: During the day, entertainment includes games, dance lessons, enrichment lectures, and music. There is a video arcade, a sports court, wine and spirit tastings, culinary demonstrations, and digital camera and computer seminars. In the evenings, there is live music in several spots around the ship.

• Casino: Fortune’s Casino occupies the middle of Deck 4. Games include slots, blackjack, and video poker, as well as Texas Hold’em at scheduled times most days.

• Bars and Lounges: Enjoy a choice of almost a dozen bars ranging from cozy spaces to light-filled lounges with ocean views.

• Pools: The adults-only Solarium houses 2 hot tubs and a pool beneath a glass cover. The area offers a tranquil escape with a dancing fountain, soothing music, and grand-scale art. The main pool area has 2 pools and 4 hot tubs with cushioned loungers and poolside beds.

• Reflections iLounge: Passengers can access the Internet, take classes, and purchase Apple products. It acts as an Internet Café, but you can also log in to personal devices via Wi-Fi. Charges apply.

• The Hideway: This whimsical space offers comfy chairs and pods that offer a quiet retreat for relaxing with a good book.

• Game On: A new innovative twist on the traditional card room with touchscreen tables featuring eight interactive games.

• Art: It’s impossible to miss the art, a multimillion-dollar investment. It’s big. It’s bold. And it’s everywhere. Perhaps the most stunning piece is the Grand Foyer’s showstopper: a live tree that grows tall, while an illuminated aluminum tree hangs from the base. Photography is also a feature, with an eclectic range of images lining the stateroom corridors.