We Deliver Opportunities.™ 40•6•40 Time Line

40•6•40 For over 40 years our customers on 6 continents have realized over $40 billion of incremental ﬁ nancial opportunity!

1973–75 recession marked by the 1973 oil crisis and the 1973–1974 stock 1973 PROFIT INSIGHT® market crash. The period is remarkable for rising unemployment (9%) performs its ﬁ rst engagement. 1975 coinciding with rising inﬂ ation. 1980 silver market crashes as the Hunt brothers borrowed heavily to hold one third of the world supply of silver. The price began to fall dropping over 50% in just four days.

1980 Early 1980’s recession 1979 energy crisis led to a tight monetary policy in the US to control inﬂ ation carried over from the previous decade from 1973 oil embargo and the 1979 energy crisis. Recession triggered by the failure of Penn Square Bank.

1985 Black Monday October 14, 1987 the DJIA dropped 95.46 points (a then 1987 George McKee a former banker with Bank record) and fell another 58 points the next day, down over 12% from the of America, acquires PROFIT INSIGHT® (formally August 25 all-time high. known as NCNB) Japanese Bubble Bursts on Dec. 29, 1989 as the Nikkei reached its all-time high. Prices began to plummet in January. Throughout the 1990s, Japan experienced slower growth than any other major industrial nation 1990 1991 PROFIT INSIGHT® offers services to the credit card industry becoming the premier earn- 1990’s recession After the lengthy peacetime expansion of the 1980s, ings enhancement partner in this arena. some combination of the subsequent 1990 oil price shock, the debt accumulation of the 1980s, and growing consumer pessimism combined 1995 PROFIT INSIGHT® begins offering its with the weakened economy to produce a brief recession. 747 of 3234 Savings & Loans fail. services internationally to Latin America and 1995 Canada. Asian Financial Crisis a period of fi nancial crisis that gripped much of Asia beginning in July 1997, and raised fears of a worldwide economic meltdown 1998 PROFIT INSIGHT® opens its fi rst due to fi nancial contagion. international offi ce in London under the name of Profi t INSIGHT (Europe) Ltd. The Dot.com Bubble Bursts on Friday, March 10, 2000, the tech heavy 2000 NASDAQ peaked at twice its value a year before. Ten days later it lost over 10% of its value and quickly begin a downward slide. 2000 First PROFIT INSIGHT® study in Asia/ Pacifi c region begins in Australia. Early 2000’s recession After a decade of the longest growth period in American history, speculative dot-com bubble burst and lack of business 2001-2004 PROFIT INSIGHT® opens offi ces in investments brought growth to an end. Brazil, Spain and Italy. 2005 Great Recession On Sept. 15, 2008, Lehman Brothers is allowed to fail 2010 PROFIT INSIGHT® enters the Chinese triggering a subprime mortgage crisis that led to the collapse of the United mainland market. States housing bubble. Falling housing-related assets contributed to a global fi nancial crisis, even as oil and food prices soared

2010 European sovereign debt crisis S&P down grades Greece’s sovereign We helped our clients get through three recessions, two credit rating to junk four days after a €45 billion IMF bailout, triggering the economic bubbles and a number of regulatory upheavals for more than four decades. decline of stock markets worldwide.

We deliver opportunities.™ 40•6•40 Time Line

Our customized solutions go right to your bottom line Our customized solutions are yours

Our revenue enhancement and cost We develop a broad array of solutions to address your savings opportunities are guaranteed specifi c needs and customize them to your specifi c business to improve your bottom line. In no time, climate. We work with you to implement these new ideas these opportunities become self-funding and instill them as best practices into your organization’s Infi nite Self-Funding Opportunities from the infi nite benefi ts they deliver. culture.

Our customized solutions are highly transparent Our engagements are quick, quiet & efﬁ cient

We are sensitive to your current clients and prospects. Our Our engagement teams are small and operate quickly cost saving and revenue enhancement programs help you without disrupting your daily operations. They require little better understand not only your operations, but your market of your internal resources and work as part of your team in a and customer base. collaborative approach.

We deliver opportunities.™

249 Williamson Road • Suite 200 • Mooresville • North Carolina • USA • 28117 866.261.6226 • + 704.746.3779 • www.proﬁ tinsight.com