Planning Application: 15/00389/App

Total Page:16

File Type:pdf, Size:1020Kb

Planning Application: 15/00389/App PLANNING APPLICATION: 15/00389/APP In the event that a recommendation on this planning application is overturned the Committee is reminded of the advice contained on the front page of the agenda for Reports on Applications THE PROPOSAL Application to build 30 beach huts on dune land at North Beach Findhorn. Beach huts to be closely spaced together but staggered in a loose row with every second hut set back slightly from the huts on either side of it. The proposed huts will have an internal footprint of 2.09m x 2.5m and a ridge height of 3.16m, timber clad sides and a felt pitched roof. The huts will be of a traditional design and appearance and finished in various external colours (to be agreed). The huts will have no windows and only one door. The huts would sit 450mm above existing ground level on timber piles driven vertically into the ground, to minimise disturbance of the surface and in the event of extraordinary tides they should generally be flood proof but will be designed to allow any water ingress to escape through the floor. The huts will not be habitable, being used only as shelters with no services or infrastructure i.e. no water supply, electricity, drains or sewers, and surface water run-off from the roofs will go straight into the sand. The supporting information indicates that two huts are to be given to the community, and as many of the huts will be locally owned, they will not generate car journeys but some beach hut users arriving by car will probably use the existing car park. THE SITE The site area as defined extends to 1500sq m, forms part of the north beach and is located above the high water mark. The site is rectangular in shape with a frontage of 99m extending along the beach. The east and west boundaries of the site are defined by existing boardwalks which provide access to the beach and across the sand dune complex to/from the car park to the south of the site. The huts will sit on the edge of the dunes which provide a backdrop to and from the southern boundary to the site and above the shingle and sand parts of the beach. The site is identified as part of the Findhorn ENV6 designation in the Moray Local Plan 2008. The site is part of the Findhorn Bay Local Nature Reserve and the Culbin, Findhorn Bay and Burghead Site of Interest to Natural Science (based on geological and biological interests). HISTORY 14/02040/PE - Pre-application advice on the principle of development including identification of further information required for any formal application to demonstrate that the proposal is compatible with policies to safeguard the natural environment and is acceptable in terms of its siting, design and servicing, and not otherwise contrary to policy. POLICY - SEE APPENDIX ADVERTISEMENTS Advertised for neighbour notification purposes. Advertised as a departure from the development plan. CONSULTATIONS Development Plans - No objection. The proposal complies with Policy E2, E4, ED9 and IMP1. As a low intensity, recreational/tourist use, beach huts could significantly enhance and add distinctiveness to Findhorn as a tourist destination. Based on advice from SNH including the localised impact on dune habitat not being likely to result in significant adverse impacts on natural heritage interests, the proposal complies with policy E2 (Local Nature Conservation and Bio-diversity). The site is within an ENV designation in the Moray Local Plan 2008 therefore policy E4 (Open Spaces) applies. Policy ED9 (Tourism Facilities and Accommodation) also applies. The huts would have economic benefits for the whole village by encouraging new visitors to the area and encouraging locals to stay. It is also noted that two huts are to be donated to the community which have the potential to generate rental income. Whilst the proposal is not considered to clearly outweigh the value of the open space, the potential tourism and long-term economic benefits to the wider community that could be generated from this proposal, increasing Findhorn's profile as a tourist destination, could be considered to satisfy Policy E4 and ED9. Together with the existing car park, the site is on an area of the beach that already has relatively high footfall and has already been modified, making it suitable for beach huts. The topography of the surrounding area will reduce the visual and landscape impacts and visibility from the village and the car park. Whilst the principle of the development can be supported, there are concerns about the scale of the proposal. Based on the sustainable design of the huts, the compact nature of the layout in an already well-used part of the beach and the consultation response from SNH, the proposal is deemed an appropriate location for this development and therefore complies with Policy IMP1. The Findhorn Village Conservation Trust has made a representation to locate hard standing and associated facilities for touring motor homes to park overnight, a matter subject to the Examination of the Local Development Plan. In 2014 it was agreed that "The Council recognises that the Findhorn Village Conservation Company is investigating the feasibility of various projects in the village and the Council would, in principle, support sensitive projects within the village which support tourism. There are limited details available about the project at this time. If the reporter is so minded the Council would not object to the two parking areas adjacent to the foreshore should be re-designated as "ENV9 Other functional greenspaces" under the terms of Policy E5, with wording added to the Plan to indicate that in principal, parts of these established parking areas could be used for overnight camper van parking, subject to the principal use of public car parking and the wider environmental value of the area not being compromised." Environmental Health - No objection. Contaminated Land - No objection. Environmental Protection - No objection. Transportation - No objection. No additional parking required. Moray Floor Risk Management - No objection. The site is a coastal area and there is a risk of coastal erosion. The site is located on dunes above the Mean High Water Spring. It is adjacent to the medium likelihood (1 in 200 year) flood extent, based on SEPA's Flood Map and may be at risk of flooding. The risk to property and to life is considered to be of low risk given the low value of the beach huts and the huts will be occupied only temporarily with safe egress available. Any approval must be subject to conditions to ensure that the huts are not habitable and are used only as shelters, and set on piles at a minimum of 450mm above the existing ground level. It is recommended that occupiers are made aware of the risks of flooding and sign up to the SEPA Floodline direct warning service. Flood resilient materials should also be used. Scottish Environment Protection Agency - No objection. The site adjacent to the indicative 1 in 200 year flood extent and is for a water-based recreational use. The beach huts on the sand dune will be used as shelters and are not habitable or have any associated services and the beach huts are considered to be a less vulnerable use. SPP discourages development within the functional flood plain but recognises that exceptions can be made for some recreation, sport, amenity and nature conservation uses. Given the coastal location and as the proposed use is essential for water-based facilities, the exception in SPP applies in this instance. It is recommended that the huts be sited above the 1 in 200 year water level (approx. 3.23mAOD) where possible. SEPA welcome the fact that huts will be designed to be floodable with water ingress allowed to escape through the floor. It is also noted that the sand dunes can be expected to retreat in the long term. Scottish Natural Heritage - No objection. The proposal is unlikely to have any significant adverse impacts on natural heritage interests. The proposed footprint of the huts will cause some dune habitat loss which could include species such as purple milk-vetch and lichen species but such impacts could be minimised through careful ground preparation and construction techniques (and should be overseen by an ecologist retained to oversee construction). The overall impact would be localised and any habitat lost represents a small proportion of overall area of habitat of this type found in Moray. Findhorn & Kinloss Community Council - Object on the grounds that the benefit of the proposed use does not outweigh the value of the green space as required by Policy E4 and that the 'Natural Environment' of this site will not be 'conserved and enhanced' by this development as required by Policy E2. The site identified is shown as ENV6 in the 2008 Moray Local Plan and as such Policies E2 and E4 apply to this site. Findhorn & Kinloss Community Council identify local opinion to be against this application, an opinion based on the considerable number of comments recorded on the Moray Council's Planning website, in particular the adverse comments regarding 'The Natural Environment', and 'The View', both important considerations for the bio-diversity and amenity of this site. Other comments concern, among other points, 'the over development 'of the site. OBJECTIONS-REPRESENTATIONS NOTE: Following the determination of this application, name and address details will be/have been removed (i.e. redacted) in accordance with the Data Protection Act (paragraph 3 of Minute, Planning & Regulatory Services Committee 16 September 2014). a) 175 representations and 1 petition in OBJECTION
Recommended publications
  • Inverness Local Plan Public Local Inquiry Report- Volume 3
    TOWN AND COUNTRY PLANNING (SCOTLAND) ACT 1997 REPORT OF PUBLIC LOCAL INQUIRY INTO OBJECTIONS TO THE INVERNESS LOCAL PLAN VOLUME 3 THE HINTERLAND AND THE RURAL DEVELOPMENT AREA Reporter: Janet M McNair MA(Hons) MPhil MRTPI File reference: IQD/2/270/7 Dates of the Inquiry: 14 April 2004 to 20 July 2004 CONTENTS VOLUME 3 Abbreviations The A96 Corridor Chapter 24 Land north and east of Balloch 24.1 Land between Balloch and Balmachree 24.2 Land at Lower Cullernie Farm Chapter 25 Inverness Airport and Dalcross Industrial Estate 25.1 Inverness Airport Economic Development Initiative 25.2 Airport Safeguarding 25.3 Extension to Dalcross Industrial Estate Chapter 26 Former fabrication yard at Ardersier Chapter 27 Morayhill Chapter 28 Lochside The Hinterland Chapter 29 Housing in the Countryside in the Hinterland 29.1 Background and context 29.2 objections to the local plan’s approach to individual and dispersed houses in the countryside in the Hinterland Objections relating to locations listed in Policy 6:1 29.3 Upper Myrtlefield 29.4 Cabrich 29.5 Easter Clunes 29.6 Culburnie 29.7 Ardendrain 29.8 Balnafoich 29.9 Daviot East 29.10 Leanach 29.11 Lentran House 29.12 Nairnside 29.13 Scaniport Objections relating to locations not listed in Policy 6.1 29.14 Blackpark Farm 29.15 Beauly Barnyards 29.16 Achmony, Balchraggan, Balmacaan, Bunloit, Drumbuie and Strone Chapter 30 Objections Regarding Settlement Expansion Rate in the Hinterland Chapter 31 Local centres in the Hinterland 31.1 Beauly 31.2 Drumnadrochit Chapter 32 Key Villages in the Hinterland
    [Show full text]
  • A96 Dualling Inverness to Nairn (Including Nairn Bypass)
    A96 Dualling Inverness to Nairn (including Nairn Bypass) DMRB Stage 2 Scheme Assessment Report Volume 1 – Main Report Part 1 – The Scheme October 2014 A96 Dualling Inverness to Nairn (including Nairn Bypass) DMRB Stage 2 Scheme Assessment Report Part 1: The Scheme Contents Volume 1 – Main Report and Appendices Part 1: The Scheme Glossary of Terms ii Abbreviations ix 1 Scheme Background 1.1 Background to Study 1-1 1.2 A96 Aberdeen – Inverness Trunk Road 1-2 1.3 Scheme Objectives 1-2 1.4 Previous Studies 1-3 1.5 Stakeholders 1-4 1.6 Current A96 Commissions 1-5 1.7 DMRB Stage 2 Scheme Assessment Report 1-5 1.8 Report Layout 1-6 2 Existing Conditions 2.1 Introduction 2-1 2.2 Scheme Location and Environment 2-1 2.3 Existing Road Network – Inverness to Gollanfield 2-4 2.4 Existing Road Network – Gollanfield to Hardmuir (Nairn Bypass) 2-17 3 Description of Route Options 3.1 Introduction 3-1 3.2 Route Option Development 3-1 3.3 Inverness to Gollanfield 3-2 3.4 Nairn Bypass 3-3 3.5 Do-Minimum Scenario 3-6 3.6 Cost Estimates 3-6 Part 2: Engineering Assessment Part 3: Environmental Assessment Part 4: Traffic and Economic Assessment Part 5: Assessment Summary and Recommendation Part 6: Appendices Volume 2 – Engineering Drawings Volume 3 – Environmental Figures Page i A96 Dualling Inverness to Nairn (including Nairn Bypass) DMRB Stage 2 Scheme Assessment Report Part 1: The Scheme Glossary of Terms ‘A’ weighting dB(A) The human ear does not respond uniformly to different frequencies.
    [Show full text]
  • Retention Schedule
    Highland-wide Local Development Plan Am Plana Leasachaidh Air Feadh Na Gàidhealtachd APPENDIX 7 - RETENTION SCHEDULE March 2012 Am Màrt 2012 Highland-wide Local Development Plan – Retention Schedule March 2012 AIMS AND OBJECTIVES OF THE RETENTION IN PART OF THE HIGHLAND ADOPTED LOCAL PLANS INTRODUCTION The Highland-wide Local Development Plan has been through the examination process and the Council are in receipt of the Report of Examination. This allows The Highland Council to move towards intention to adopt stage. It has been clear throughout the production of the Highland-wide Local Development Plan that The Highland-wide Local Development Plan will replace the Highland Structure Plan (except within the Cairngorms National Park) and update/supersede the “general policies” of the existing adopted Local Plans. In order to retain other elements of the existing adopted Local Plans (i.e. site allocations and settlement development areas not covered by the Highland-wide Local Development Plan and site specific policies) an Order will be laid before Scottish Parliament to enable these elements to remain in force to the extent so specified as required by Schedule 1 of The Town and Country Planning (Scotland) Act 1997 As Amended. For this Order to be passed it has to be clear that the retained elements of the existing adopted local plans have met the requirements of European Community Law with respect to Habitats Regulation Appraisal and Strategic Environmental Assessment. The result of this exercise informs the content of the order. The elements of the adopted Local Plans which will remain in force are included in the Retention Schedule of this document.
    [Show full text]
  • New Series, Volume 19, 2018
    NEW SERIES, VOLUME 19, 2018 DISCOVERY AND EXCAVATION IN SCOTLAND A’ LORG AGUS A’ CLADHACH AN ALBAINN NEW SERIES, VOLUME 19 2018 Editor Paula Milburn Archaeology Scotland Archaeology Scotland is a voluntary membership organisation, which works to secure the archaeological heritage of Scotland for its people through education, promotion and support: • education, both formal and informal, concerning Scotland’s archaeological heritage • promotion of the conservation, management, understanding and enjoyment of, and access to, Scotland’s archaeological heritage • support through the provision of advice, guidance, resources and information related to archaeology in Scotland Our vision Archaeology Scotland is the leading independent charity working to inspire people to discover, explore, care for and enjoy Scotland’s archaeological heritage. Our mission …to inspire the discovery, exploration, stewardship and enjoyment of Scotland’s past. Membership of Archaeology Scotland Membership is open to all individuals, local societies and organisations with an interest in Scottish archaeology. Membership benefits and services include access to a network of archaeological information on Scotland and the UK, three newsletters a year, the annual edition of the journal Discovery and excavation in Scotland, and the opportunity to attend Archaeology Scotland’s annual Summer School and the Archaeological Research in Progress conference. Further information and an application form may be obtained from Archaeology Scotland Email [email protected] Website www.archaeologyscotland.org.uk A’ lorg agus a’ cladhach an Albainn The Gaelic translation of Discovery and excavation in Scotland was supplied by Margaret MacIver, Lecturer in Gaelic and Education, and Professor Colm O’Boyle, Emeritus Professor, both at the Celtic, School of Language and Literature, University of Aberdeen.
    [Show full text]
  • Mackenzie's Guide to Inverness and the Highlands : Historical, Descriptive, and Pictorial
    3iipliii. UNIVERSITY OF GUELPH SOCSCI DA 880. H7 ril9 1897 Mackenzie, Alexander, 1838-1898 Mackenzie's guide to Inverness and the Highlar^ds ii SPA HOTEL, STRATHPEFFER.-THE sporting hotel ^HE HiGHi,\\'i)S— Shooting, Fishing, Tennis, etc.— See Page 77. — GREAT NORTH OF SCOTLAND RAILWAY. TO TOURISTS. JTHE GREAT NORTH OF SCOTLAND RAILWAY COM- ^ PANY'S ROUTE to INVERNESS and the NORTH of SCOTLAND is Via ABERDEEN and ELGIN G. N. of S. RAILWAY. Between Aberdeen and Elgin passengers have the choice of travelling : (i) VIA THE MORAY FIRTH LINE, i.e by Grange, Portsoy, Cullen, Buckie, and Fochabers, an Attractive Coast route. (2) Via Keith, Dufftown, Craigellachie, and Rothes. RETURN TICKETS VIA ABERDEEN, Holders of all classes of ORDINARY RETURN or TOURIST TICKETS between any Through Booking Station in England or in Scotland South of Perth and Dundee on the one hand, and Inverness or any through Booking Station North or West of Elgin on the other hand, can go and Return by the GREAT NORTH OF SCOTLAND RAILWAY CO.'S ROUTE via ABERDEEN, or they can go via ABERDEEN and return via DUNKELD or vice versa ; but they will require to state the Route by which they intend to travel in each direction at the time of Booking. Holders of Tourist Tickets to and from the North of Scotland may break their journey at Aberdeen and any Station North of Aberdeen on the route covered by the ticket. -^ B E li r) E E 3sr, The Granite City, is extremely convenient for Tourists Breaking their journey. There is a Covered Entrance from the Station Platform to the Railway Company's PALACE HOTEL.
    [Show full text]
  • BREACHLICH CHURCHYARD a Survey of Its Memorials
    BREACHLICH CHURCHYARD A Survey of Its Memorials. NH 7961/5285 By Stuart Farrell B.A A.I.F.A F.S.A.Scot April 2003 Abstract This survey was conducted, further to the survey work carried out by the author in the Inverness area (Farrell 1997). This report gives details of inscriptions and an index of surnames. Acknowledgments I would like to thank the following people for their help during this survey: - Mr. J Hepburn-Wright, of Adrem Cartographic Services Ltd for the plan; - Mr. J Welsh, for help with the recording of the stones. This survey was conducted with the help of funding from the following: - The Marc Fitch Fund. Location Site location is circled. Cover : Churchyard facing West. Church History It is unknown by whom and when the church of Breachlich was founded though mentioned in 1281 and dedicated to St. Ewan. The parish of Bracholie united with the adjacent parish of Petty c1500. The church was in use till 1688 and the ruins of the church were still to be seen when the Rev William Smith wrote for the Old Statistical Account in 1792. Church Records Records of burials exist from the parish of Petty from 1800-1854 (see appendix 1). Ministers of the Church No former ministers of the parish are commemorated within the churchyard. Date and condition of Monuments The memorials in the churchyard date from the mid 18th century to the modern day. They are in a variety of styles including slabs, obelisks, pedestals, effigy slabs and headstones. The vast majority is in a fair condition, only a few being damaged or broken.
    [Show full text]
  • 1 Economic Report for Highlands and Islands
    ECONOMIC REPORT FOR HIGHLANDS AND ISLANDS ENTERPRISE No 5 9 August 2009 1. Introduction 1.1 This fifth Economic Report for Highlands and Islands Enterprise follows a similar format to the first four reports produced earlier this year. The main purpose is to track impacts of the international and national recessions on the economy of the Highlands and Islands from statistical information, forecasts, news reports and other intelligence, and to highlight areas of growth. The content of the report is intended as suitable for wider circulation, and confidential information that HIE staff will have on specific company performances and prospects, etc, is thus not included. 1.2 Following a summary review of key international and national trends and forecasts, the main implications for the Highlands and Islands are drawn out and new statistical information for the area (or for Scotland where relevant) is interpreted, with a summary of positive and negative features. Summaries are then provided for the five Local Authority areas that are wholly contained within the HIE area and for Argyll and the Islands. These include new statistical indicators (mainly unemployment, vacancies, and house prices and transactions) and key local events or announcements between 1 June and 9 August 2009. Some text is repeated from the 1 June report where still relevant. The main source material and sources of further information are referenced at the end of the report in Section 8. 1.3 The unemployment and vacancy figures for July were released after this report was completed, and will be detailed in the next report. The Claimant Count unemployment rate for the Highlands and Islands Travel to Work Areas remained at 2.7% from June, with a small reduction in numbers unemployed.
    [Show full text]
  • Monthly Economic Report for Highlands and Islands Enterprise
    MONTHLY ECONOMIC REPORT FOR HIGHLANDS AND ISLANDS ENTERPRISE No 9 15 April 2010 1. Introduction 1.1 This ninth Economic Report for Highlands and Islands Enterprise follows a similar format to the previous eight reports produced since early 2009. The main purpose has been to track the impacts of the major international and national recessions on the economy of the Highlands and Islands from statistical information, forecasts, news reports and other intelligence, and to highlight areas of growth. The content of the report is intended as suitable for wider circulation, and confidential information that HIE staff will have on specific company performances and prospects, etc, is thus not included. 1.2 Following a summary review of key international and national trends and forecasts, the main implications for the Highlands and Islands are drawn out and new statistical information for the area (or for Scotland where relevant) is interpreted, with a summary of positive and negative features. Summaries are then provided for the five Local Authority areas that are wholly contained within the HIE area and for Argyll and the Islands. These include new statistical indicators (mainly unemployment and vacancies) and key local events or announcements between early February and early April 2010 (with updates of major announcements up to 16 April). Some text is repeated from previous reports where still relevant. The main source material and sources of further information are referenced at the end of the report in Section 8. 1.3 It should be noted, in comparing recently released indicators with those for a year earlier, that the latter will themselves reflect the early impacts of the recession.
    [Show full text]
  • I Had Some Actions to Sort out from the Chat About the TMP Yesterday Morning
    From: Mark Clough To: [email protected] Cc: John Taylor - Community Services; Alistair Macleod - Community Services Subject: Ardersier Date: 26 October 2016 15:07:00 Attachments: img-X25135540-0001.pdf Ardersier.msg I had some actions to sort out from the chat about the TMP yesterday morning. The first was to speak with our traffic survey team about options for the traffic counter. Given the length of time this would be needed, they have recommended that a permanent solar- powered traffic counter is installed. Their feeling is that temporary tubes would fail possibly a number of times over the 18 month period and radar units require the batteries to be changed regularly (ever 2 weeks apparently). The team feel that a permanent counter could be installed at a cost no greater than £4k, which is something they could do on your behalf if you wanted them to. The second issue was to check the local school bus services, as there was a suggestion from them that there was local pick up somewhere along that back road. The first attachment suggests that this isn’t the case and the routing doesn’t involve going onto the back road at any point. It does however go along the B9092 and onto the road linking through to the A96T. Therefore, your TMP should recognise that this happens and ideally come forward with suggestions to limit any possible conflicts. The final thing was to check the status of the coastal path along the possible line of the pipeline. You will see from the second attachment that our Access Officer, Stewart Eastaugh, has confirmed that it is a core path and a PRoW.
    [Show full text]
  • A14.1: Cultural Heritage Desk-Based Survey
    A96 Dualling Inverness to Nairn (including Nairn Bypass) DMRB Stage 3: Environmental Statement Appendix A14.1: Cultural Heritage Desk-Based Survey A14.1: Cultural Heritage Desk-Based Survey 1 Introduction 1.1 This report presents the results of a cultural heritage desk-based survey undertaken to inform the Chapter 14 (Cultural Heritage) of the A96 Dualling Inverness to Nairn (including Nairn Bypass) Design Manual for Roads and Bridges (DMRB) Stage 3 Environmental Impact Assessment (EIA). 2 Background to the Proposed Scheme 2.1 Jacobs has been commissioned by Transport Scotland to undertake a DMRB Stage 3 Assessment of improvements to the A96 Aberdeen to Inverness Trunk Road from Inverness to the east of Auldearn (hereafter referred to as the proposed Scheme). 2.2 Further information on the proposed Scheme is provided in Chapter 4 (The Proposed Scheme). 3 Aims and Objectives 3.1 The historic environment is recognised as comprising all aspects of the environment which have resulted from the interaction between people and places through time. Under the guidance provided by DMRB Volume 11, Section 3, Part 2, HA208/07: Cultural Heritage (Highways Agency, Transport Scotland, Welsh Assembly Government and The Department for Regional Development Northern Ireland 2007) (hereafter DMRB HA208/07), cultural heritage has been considered under the following three sub-topics as defined in DMRB HA208/07: Archaeological Remains - the material remains of human activity from the earliest periods of human evolution to the present. These may be buried traces of human activities, sites visible above ground, or moveable artefacts. Archaeological Remains can encompass the remains of buildings, structures, earthworks and landscapes, human, animal or plant remains, or other organic material produced by or affected by human activities, and their settings.
    [Show full text]
  • Highland-Wide Local Development Plan
    U ! !U " # $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ % $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ & ' ( # ) ! *$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ + How to Read and Use the Plan........................................................ 9 Other Factors................................................................................... 10 , - - "$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ . /$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ' % ! ) -# $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ . & 0 ) ( $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ + + ( 1" $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ 2 ! !"$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ , City Centre....................................................................................... 26 Longman Core................................................................................. 27 Former Longman Landfill site.......................................................... 28 Muirtown and South Kessock.......................................................... 30 Inshes and Raigmore...................................................................... 32 Ness-side and Charleston - Future Consolidation of the City.......... 34 3 2% ! (5## $$$$$$$$$$$$$$$$$$$$$
    [Show full text]
  • Inverness County Directory for 1887[-1920.]
    1 \mxtv) ©ircctori) UBLISHU 1 A FRASER ) i ; . ^ I K 1 1 ADVERTISEMENTS. THE LANCASHIRE INSURANCE COMPANY (FIRE AND LIFE). CAPITAL - - THREE MILLIONS. CHIEF OFFICES: Exchange St., Manchester. HEAD OFFICE FOR SCOTLAND: 133 West G-eorge Street, Glasgow. Edinburgh Office : 12 York Buildings, Queen Street. bhancs office in Inverness -. HIGHLAND RAILWAY BUILDINGS, 24^ ACADEMY STREET. DIRECTOBS TN INVERNESS; ANDREW DOUGALL, Esq. of Strawberry Hill. ALEXANDER ERASER, Esq., Banker. Sir KENNETH J. MATHKSON, Bart, of Ardross aud Lochalsh. ALEXANDER ROSS, Esq. of Riverfield. ANNUAL INCOME 1885. Fire Premiums (Net) . - - . £601,250 Life Premiums (Net) .... 80,279 luierest ou Investments - - - - 49 208 RESERVE FUNDS, 31st December 1885. Life £678,867 Fire 339,726 FIRE DEPARTMENT. Almost every description of Property Insured at Rates as low as those of any other first-class Office. No charge made for Transfers from other Companies, or for removal or alter- ation by Endorsement. LIFE DEPARTMENT. Life Assurance undertaken at Rates more moderate than those of many other first-class Companies. Prospectuses and every information may be obtained from the Agents, or from CHARLES G. BALLINGALL, Rfsident Secretary at Inverness. ADVERTISEMENTS. LONDON AND CANADIAN LOAN & AGENCY COMPANY (LIMITED). 53oar6 in §cotlanb. COLIN J. MACKENZIE, Esq. of Portmore. A. D. M. BLACK, W.S., Edinburgh. ROBERT HUTCHISON, Esq. of Carlowrie, Merchant, Leith. W. H. MURRAY, Esq., W.S., Edinburgh. DEBENTURES & DEPOSIT RECEIPTS ARE ISSUED BY THE COMPANY, Bi^ARING- FOUR PER CENT. INTEREST, PAYABLE HALF-YEARLY, AT THE OFFICES OF THE NATIONAL BANK OF SCOTLAND. A a E H T S- STEWART, RULE, & BURNS, MACANDREW & JENKINS, ADVERTISEMENTS. NORTH BRITISH AND MERCANTILE INSURANCE COMPANY.
    [Show full text]