Business Banking Online Application

Business Banking Online application.

This application will register you to Business Banking Online and allow you to:

• Access accounts held by ONE company or business entity

• Process Credit Direct Entry file payments e.g. payroll

• Appoint up to four Users who require access to Authorise payments

Additional Requirements:

If you require any of the following additional access, please complete the appropriate additional application located at banksa.com.au/bbo

• Access accounts held by an additional linked company or business entity

• Access the personal account(s) of the business principal e.g. director

• Additional Users who will require access to Authorise payments Business Banking Online Application

? 1. Primary Company Details Title (Sole trader) Name of Company, partnership or sole trader ?

ABN/ACN/ARBN

Principal place of Business/Administration – PO Box not allowed

Address – PO Box not allowed Phone No. 1 (Mandatory)

Country Phone No. 2

Postal Address – if different from above

Country

Email address (Mandatory) Overseas Telegraphic Transfers required?

Yes No ? 2. Account Details List only the accounts held by the Primary Company to be accessed using Business Banking Online. You must nominate ONE of the accounts to charge the Business Banking Online Monthly Access Fee to. Foreign currency users must nominate a single AUD account.

One to sign (A level user Monthly Two to sign One to sign only) OR two Two to sign Access BSB Account Number (A level user (any) to sign (any (any) Fee Billing required)* level user) Account ? ? accepted# ? ? ? ?

# If you select this option it means either one level “A” User or any two Users of either level “A” and/or level “B” as appointed by you can authorise a transaction. * If you select this option it means either two level “A” Users or one level “A” User and one level “B” User appointed by you can authorise a transaction.

Would you like to nominate a single billing account to be charged for any transaction or service fees also incurred through using Business Banking Online? Yes No If Yes, Nominated Transaction Billing Account Number If you select “No”, you will be able to make a billing account selection as you perform each transaction.

BSA02037 (10/13) Page 1 of 7 BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. ? 3. Appoint Users Company Administrator You must nominate at least one person to be a Company Administrator who will be responsible for: • Setting and maintaining the company details and the company’s daily transaction limit; • Setting and maintaining Authorisation limits for those Users who will have Authorised User access; and • Adding and/or removing other Users and assigning and maintaining their User access rights. If you appoint more than one Company Administrator, how will they operate? Independently Jointly Authorise Users – Authentication device application Users nominated as having Authorise User access below will be issued an Authentication device to allow them to authorise transactions processed through Business Banking Online. If you have selected “two to sign” on any account(s) and different levels of Authorise User in Section 6, please make sure that there are adequate Authorise Users including of the appropriate level to authorise transactions at all times. Identification Requirements Each person nominated as an Authorise User must provide identification to the bank. Authorised Signing Representative You may give any User below the authorisation to sign any future Business Banking Online application forms on behalf of the Primary Company. 4. Users Acknowledgement Individuals nominated as an Authorise User and who sign below, acknowledge and agree that: · They have read and will be bound by the Authentication Subscriber Agreement in section 7 below; · They have read the Terms and Conditions of use of Business Banking Online, with which the Authentication device will be used; · They will not use Business Banking Online other than in accordance with the Terms and Conditions of use of Business Banking Online; · This form supersedes any previous application for an Authentication device that they may have lodged; and · They authorise BankSA to collect, maintain, use and disclose their personal information in a manner set out in the Privacy Statement in section 8 below. 5. Level of Users to Authorise payments If you selected “Two to sign (“A” level user required)” in section 2 of this application, this means either two level “A” Users or one level “A” User and one level “B” User appointed by you can authorise a transaction. If you elect to take this option please indicate the appropriate level for each User in Section 6.

BSA02037 (05/14) Page 2 of 7 ? 6. User Details User 1 Only provide details here for Users who will be a Company Administrator and/or required to Authorise transactions through Business Banking Online. Users who require other levels of access (e.g. View, Create) must be set up on the system by the Company Administrator. Title Given name(s) Surname Date of Birth / / Address – PO Box not allowed Country

Email address (Mandatory) Daytime phone number

? To identify you during phone support, provide your preferred Question and Answer (e.g pet’s name) Question (Mandatory) ? Answer (Mandatory)

Email address (Mandatory) Daytime phone number

To identify you during phone support, provide your preferred Question and Answer (e.g pet’s name) Question (Mandatory) Answer (Mandatory)

Email address (Mandatory) Daytime phone number

To identify you during phone support, provide your preferred Question and Answer (e.g pet’s name) Question (Mandatory) Answer (Mandatory)

BSA02037 (05/14) Page 3 of 7 User 4 Title Given name(s) Surname Date of Birth / / Address – PO Box not allowed Country

Email address (Mandatory) Daytime phone number

To identify you during phone support, provide your preferred Question and Answer (e.g pet’s name) Question (Mandatory) Answer (Mandatory)

Company Administrator (refer Section 3 Appoint Users)? Yes No Authorise User access/Authentication device required? Yes No Authorised Signing Representative? – Nominated authorised person to sign BBO forms Yes No User Authorisation level (optional) A or B Signature of appointed Authorise User Date ✗ / / 7. Authentication Subscriber Agreement By completing your details in Section 6 – User Details of this application(s) and being nominated as having Authorise User access, you are taken to have applied for an Authentication device for use with Business Banking Online and you are taken to offer to enter into an agreement with us on these terms and conditions. We are taken to have accepted that offer when we issues you with an Authentication device. Authority. You confirm that there is nothing that prohibits you from applying for and using an Authentication device (this includes, where relevant, being authorised to apply for and use it). User Obligations. You must: · not permit any other person to access or use your Authentication device; · not disclose any information connected to your Authentication device (including token passwords and passphrases). This includes ensuring, that when you are using your Authentication device, the information that you have entered is not observed; · take reasonable steps to ensure that your Authentication device cannot be used by any other person; · on your first use of the Authentication device, update your password; · not make a record of any information connected to your Authentication device unless this information is kept securely and separately from any place where the Authentication device is stored. For example, you must not keep a record of any token passwords or passphrases on any disk or computer; · not use the Authentication device other than to access and use those Business Banking Online and other services which you have been otherwise authorised to access and then only in accordance with that authorisation; · destroy any Authentication devices, in accordance with our instructions if the Authentication device is no longer to be used to access or use Business Banking Online and other services; · contact us immediately if your access details (including passwords and passphrases) become known to anyone else, the security of the Authentication device is compromised, the computer used to access Business Banking Online is lost, stolen or fraudulently accessed, or if you become aware of any unauthorised transaction or error on an account to which access or use is enabled by the Authentication device; and · contact us immediately if your authorisation to use any of the services to which the Authentication device enables access or use, is revoked or suspended. Issuing New Authentication devices. If you report your Authentication device lost, we will need to issue a new one. We may charge a fee for doing so. Revocation of Authentication device. We may suspend or revoke your Authentication device at any time without prior notice. If your Authentication device is revoked, you will need to apply for a new Authentication device. Information Verification. You agree to us taking such steps as we deem necessary to verify any of the information in your application for the Authentication device, whether or not the Authentication device has been issued. Variations. We may vary these terms and conditions at any time. If we do, we will use reasonable efforts to notify you of the change which may include writing to you, emailing you, advertising in the media or posting the variation on our website for viewing when you access Business Banking Online. Definitions and Interpretation. In this Section 7 – Authentication Subscriber Agreement “we” means BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141. In your application for the Authentication device and these terms and conditions: · A reference to “this agreement” or another instrument includes any variation or replacement of any of them; · the word “person” includes a firm, a body corporate, a partnership, joint venture, an unincorporated body or association, or any government agency; · “including” when introducing an example, does not limit the meaning of the words to which the example relates to that example or examples of a similar kind. You have read and understood the terms and conditions set out above and agree to be bound by them.

BSA02037 (05/14) Page 4 of 7 8. Privacy Statement Personal information. We collect personal information from you to process your application, provide you with your product or service, and manage your product or service. We may also use your information to comply with legislative or regulatory requirements in any jurisdiction, prevent fraud, crime or other activity that may cause harm in relation to our products or services and help us run our business. We may also use your information to tell you about products or services we think may interest you. If you do not provide all the information we request, we may need to reject your application or we may no longer be able to provide a product or service to you. We may disclose your personal information to other members of the Westpac Group, anyone we engage to do something on our behalf and other organisations that assist us with our business. We may disclose your personal information to an entity which is located outside Australia. Details of the countries where the overseas recipients are likely to be located are in our privacy policy. As a provider of financial services, we have obligations to disclose some personal information to government agencies and regulators in Australia, and in some cases offshore. We are not able to ensure that foreign government agencies or regulators will comply with Australian privacy laws, although they may have their own privacy laws. By using our products or services, you consent to these disclosures. We are required or authorised to collect personal information from you by certain laws. Details of these laws are in our privacy policy. Our privacy policy is available at banksa.com.au or by calling 13 13 76. It covers: · how you can access the personal information we hold about you and ask for it to be corrected; · how you may complain about a breach of the Australian Privacy Principles or a registered privacy code and how we will deal with your complaint; · how we collect, hold, use and disclose your personal information in more detail. We will update our privacy policy from time to time. Other acknowledgments and consents. · We may confirm the details of the information provided in this application. · Where you have provided information about another individual, you must make them aware of that fact and the contents of the Privacy Statement. · This application form is not an offer or acceptance of credit. 9. Credit Direct Entry (DE) user application (optional) Only complete this section if you require to process credit Direct Entry (DE) file payments. A credit Direct Entry (DE) file enables the payment of multiple creditors, employees, or other third parties by transferring funds to multiple bank accounts in Australia using a single file. A single Direct Entry Credit User ID can be applied to multiple accounts belonging to the Primary Company. The same Credit User ID cannot be applied to accounts held by a separate company. To: BankSA (“User FI”) and to each Participating Member and Appointer (as those expressions are defined in the Regulations of the Bulk Electronic Clearing System (CS2)) which from time to time participate in the Bulk Electronic Clearing System (CS2) (“BECS”). (“Credit User”) (Primary Company name) ? (APCA only allow a maximum of 50 characters for the Credit User Name) HEREBY APPLIES to become a Credit User in BECS from time to time operated by the Participating Members (which include the User FI). The Credit User HEREBY ACKNOWLEDGES that the User FI is at liberty to accept or decline this Application. If the Application is accepted by the User FI and any financial institution thereafter accepts and acts on instructions given by the Credit User in connection with BECS by the use of that financial institution’s BSB Number, the Credit User AGREES that in consideration thereof, subject to any warranties implied by statute into a contract for the supply of services between the User FI and the Credit User which cannot be excluded, restricted or modified by a term of the contract, it shall become bound to each such financial institution in the following manner: 1. The Credit User shall comply with all the obligations of a Credit User of BECS as advised by the User FI and any amendment, modification or replacement thereof from time to time issued by the User FI or by any other Participating Member or Appointer which may hereafter become the User FI in respect of the Credit User. 2. The Credit User shall obtain from every customer of a financial institution whose account the Credit User wishes to instruct that financial institution to credit through BECS, the correct title and account number of that customer’s account, and shall correctly include such particulars in the acceptable media containing the Credit User’s instructions. 3. The Credit User hereby agrees to indemnify and keep indemnified each Participating Member and Appointer, which from time to time participates in BECS, from and against all losses, outgoings, demands, damages, actions, suits and proceedings whatsoever, arising directly or indirectly out of or in connection with any failure by the Credit User, or a Bureau acting for the Credit User, to observe any obligations of a Credit User in respect of BECS. 4. If the Credit User with the prior written approval of the User FI engages a Bureau to prepare and/or lodge acceptable media by which the Credit User’s Instructions are given to a financial institution, the Credit User’s obligations will not be in any way affected by its engagement of a Bureau of the User FI’s approval thereto. 5. The performance of the Credit User’s obligation in respect of BECS may be enforced by any Participating Member or Appointer, which from time to time participates in BECS or by the User FI on behalf of any of them.

BSA02037 (05/14) Page 5 of 7 6. The termination by Participating Member or Appointer of the direct credit arrangements between the Credit User and that financial institution will not affect the Credit User’s obligations in respect of BECS to each Participating Member or Appointer which from time to time participates in BECS. 7. All implied conditions and warranties (statutory or otherwise) except for warranties or conditions implied by law upon the User FI which are not capable of being excluded from the agreement between the Credit User and the User FI in respect of BECS and save as aforesaid there are no understandings, agreements, representations, conditions or warranties expressed or implied given by the User FI, not specified herein, which relate to BECS or the services to be provided by the User FI, or any Participating Member or Appointer pursuant to BECS. The Credit User certifies that the foregoing undertakings are within the power of the Credit User to give. 10. Information about products and services We will use or disclose your personal information to contact you or send you information about other products and services offered by the Westpac Group or its preferred suppliers. Please tick this box if you do not wish to receive marketing communications from us.

11. Agreement By signing this application you: · Offer to enter into an agreement with BankSA on the Terms and Conditions set out in this application; and in the Business Banking Online and Payment Services Product Disclosure Statement (PDS) which includes the Terms and Conditions (in those Terms and Conditions a reference to the “Business Banking Online Application” is a reference to this application form, the terms “Primary Company”, “Company Administrator”, “You” and “User” when used in this application have the same meaning as those Terms and Conditions); · Acknowledge that before signing this application you have read this application and the Business Banking Online PDS and agree to be bound by them; · Apply for an Authentication device and acknowledge, agree and declare that you have read and agree to be bound by the Authentication Subscriber Agreement; · Declare that all information supplied by you is correct and not misleading; · Acknowledge that you have read and understood the Privacy Statement in the Business Banking Online Terms and Conditions and consent to the collection, use and disclosure of personal information in accordance with the Privacy Statement. Where you have provided information about another individual, you declare that the individual has been made aware of that fact and the contents of the Privacy Statement; · Acknowledge that you have read our Fees and Charges brochure which forms part of the Business Banking Online PDS; · Acknowledge that this form superseded any previous application lodged for Business Banking Online; · Acknowledge that any authorised signing representative appointed under this application apply only to Business Banking Online. The Authority to Operate you have previously given us in respect of any accounts still applies to all other operations except Business Banking Online. You acknowledge that we will be taken to have accepted this offer when we notify the Company Administrator that we have done so. 12. Primary Company Signing Clause Companies/Partnership/Other – Sign Below ? Executed by (Name of Primary Company) ? in accordance with section 127(1) of the Corporations Act 2001 (Cwlth) by Authority of its directors Name of Director/Partner Signature Date ✗ / / Name of Director/Secretary/Partner Signature Date ✗ / / Sole Trader – Sign Below Name of Primary Company

Name of Director/Partner Signature Date ✗ / /

BSA02037 (05/14) Page 6 of 7 ? Branch Use Only Staff must complete this section prior to lodgment to BBO Administration: Primary Company name in section 1 matches CHS/GHS profile Bizpack Customer ? Primary Company CIS ?

Authorise User Identification collected Individual User no. 1 ? Name CIS

Identification received for individual in section 6 (KYC ID Completed) Yes Individual User no. 2 Name CIS

Identification received for individual in section 6 (KYC ID Completed) Yes Individual User no. 3 Name CIS

Identification received for individual in section 6 (KYC ID Completed) Yes Individual User no. 4 Name CIS

Identification received for individual in section 6 (KYC ID Completed) Yes

? Receiving Branch/Department (Mandatory) RO name/Branch Manager name (Mandatory)

RO number/Branch Manager Employee number

Staff Name (who has verified this application) Employee Number

Staff Signature Date ✗ / / RO to enter a daily limit that will be applied to the bank’s internal $ Prudential Limit Amount systems, and to which the customer will not be able to exceed.

Fax completed applications to: BBO Admin on (02) 9995 8014 Retain original form in branch.

? Branch Stamp/Further Instructions

BSA02037 (05/14) Page 7 of 7