DOCSLIB.ORG

Transaction, Savings and Investment Accounts

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Transaction, Savings and Investment Accounts Transaction, Savings and Investment Accounts. Terms and conditions. (incorporating fees and charges). Effective: 13 September 2021 Welcome. This document now includes the information that was previously This document sets out the terms and conditions of your account and forms part of your contract with us. contained in two separate documents: You will be considered to have agreed to these terms and conditions, on the earlier of when you first use your account or when you otherwise agree to these terms and conditions. • BankSA Transaction, Savings and Investment Accounts Banking We encourage you to read this document. To help you navigate it, we have included call-out boxes to guide Services Terms and Conditions and General information; and you through the text. • BankSA Transaction, Savings and Investment Accounts Fees and charges and how to minimise them. The information in this document is subject to change. We may vary the information in this document. We will provide updated information by giving you notice (if required, such as where the change is materially adverse to you) or by posting the updated information on our website. You can also contact us to receive a free paper copy of any updated information. For more information: Visit banksa.com.au Call 13 13 76 Visit your local branch For more Business information: Visit banksa.com.au/business Call 1800 804 411 Visit your local branch © 2021 BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. (‘We’) is the provider of the advisory services and products found in this document. 3 How to use this document. Contents. This booklet has been designed to clearly explain All about Accounts. the terms and conditions and other important information 1. Summary of Features........................................................................................................................................................................................................6 you need to know about your account. 2. Your guide to opening accounts ............................................................................................................................................................................14 We’ve endeavoured to simplify information where possible, but if there’s something you’re still not 3. Using your accounts �������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������19 sure about, please ask. 4. Understanding debit cards ........................................................................................................................................................................................29 We’re here to help. 5. Your statements ................................................................................................................................................................................................................33 6. How we pay interest ������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������34 7. Cancelling or stopping a payment .......................................................................................................................................................................38 8. Using cheques ....................................................................................................................................................................................................................39 Understanding Fees and Charges. 9. Fees and charges tables ����������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������42 10. Explaining fees and charges .....................................................................................................................................................................................62 11. How to save on fees �������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������63 Account security and liability. Important. Throughout this booklet, we’ve 12. Security and liability for card, Phone Banking and Internet Banking usage ...........................................................................64 highlighted some of the key points 13. Liability for unauthorised transactions .............................................................................................................................................................66 and important information in What does that Finding your way. word mean? boxes like this. Icons, section headings 14. Mistaken internet payments ....................................................................................................................................................................................68 On page 78 you can find a handy and clear page numbers will help guide you through our Tip explanation of the important terms in this document. terms and conditions. Other important things to understand. 15. Changes to terms and conditions .........................................................................................................................................................................71 Look closely 16. General matters .................................................................................................................................................................................................................73 17. Meaning of words ...........................................................................................................................................................................................................76 Take note 4 5 All about Accounts. 1. Summary of Features. Table 1 – Transaction, Savings, Investment and Super accounts. Transaction accounts Savings and investment accounts Super accounts Retirement Complete Freedom Access Plus Concession Incentive Saver Maxi Saver Investment Cash DIY Super Saver Most suitable if you need: An account offering unlimited access. The account A flexible everyday account A low cost, easy to use An account that rewards you A savings account that offers a An account that offers a An interest bearing online can also be used as an offset facility linked to a designed for eligible account for concession with bonus interest for regular great interest rate with access to competitive interest rate with easy savings account for Self-Managed BankSA Home Loan. retirees, which earns cardholders. saving to help you save faster. funds through a linked account access to your cash. Can be used Super Funds. split interest on balances. via Internet and Phone Banking. as a cash hub account for your Self-Managed Super Fund and investments. Who is eligible Personal customers only. Personal customers who Personal customers who Personal customers only. Personal customers only. Personal customers Registered Self-Managed to open one? Personal customers who become ineligible to are aged 55 years and hold a Commonwealth Not available for Self-Managed Not available for Self-Managed (aged 18 years or over) Super Fund customers Please note: all account hold a Concession account may be converted to a over who tell us they Government Seniors Super Funds. Super Funds. or Registered Self-Managed (aged 18 years and over). holders will need to meet Complete Freedom account. Personal customers are retired. Health Card, Health You must hold an eligible BankSA Super Fund customers. You must also hold an eligible eligibility requirements. who hold a Portfolio Loan will convert to a Complete Care Card, or Pensioner transaction account from this table account in the same name, such Freedom account once the loan has been repaid at Concession Card. See the in the same name. Contact us for as an Investment Cash account the customer’s request, otherwise the account will ‘Your guide to opening other eligible accounts. or transaction account from be closed. accounts’ section for this table. Contact us for other more details. eligible accounts. Is there a limit to the number There is no limit to the number of Complete No No No, unless the account holder No, but only the first Maxi Saver No No of accounts I can have? Freedom accounts that you can have. is under the age of 18, in account opened with you as an which case a limit of one account holder will be eligible for account applies. the introductory bonus interest. How can I open an account? Online and mobile (minimum age may apply), In branch and phone. In branch and phone. Online and mobile (minimum Online and mobile (minimum age Phone and completed in branch. In branch and phone. in branch and phone. age may apply), in branch may apply), in branch and phone. and phone. Is there a minimum No No No No No No No opening balance? Are funds at-call? Yes Yes Yes Yes Yes Yes Yes Will I get regular statements? 6 monthly, or more frequently on request. 6 monthly, or more 6 monthly, or more 6 monthly, or more frequently 6 monthly, or more frequently 6 monthly, or more frequently 6 monthly, or more frequently See the ‘Your statements’ frequently on request. frequently on request. on request. on request. on
Load more

Recommended publications
  • Business Accounts and Payment Services
    Business Accounts and Payment Services Fees and charges and how to minimise them. Terms and conditions, and general information. Accounts no longer for sale. Effective: 13 September 2021 This booklet sets out the terms and conditions applying to our transaction and savings accounts listed in Part A for business customers. Part A: Fees and charges and how to minimise them ...................................................6 Business accounts: Features ����������������������������������������������������������������������������������������������������������������������������������������8 Business accounts: Everyday banking fees and charges ���������������������������������������������������������������������� 12 Different accounts have different features. The features that apply to our accounts are set out in Part A. Corporate accounts: Features �������������������������������������������������������������������������������������������������������������������������������� 24 Separate terms and conditions apply to other banking services we offer, Corporate accounts: Everyday banking fees and charges ��������������������������������������������������������������������� 26 such as Internet and Phone Banking, Business Banking Online, or any linked More about fees and charges that may apply to your account ����������������������������������������������������������� 33 business lending facility. This is only general information – it does not take your circumstances into account. Part B: Terms and conditions, and general information ...........................................40
    [Show full text]
  • Bank Account Information Form Payee
    Bank Account Information Form The payee is responsible for the accuracy and completeness of the data entered in this form. The IAEA is not responsible for any delay in payments resulting from incorrectly supplied banking information. Bank charges resulting from incorrectly supplied information may be deducted from any subsequent payment. Only one bank account, per currency, per payee can be active for payment purposes. Please complete all required fields electronically. If not possible, please complete by hand using BLOCK CAPITALS. Please refer to the numbered instructions for help completing this form. Bank Account to which payment should be made: 01 Account Name (required) You MUST complete the Account Name above or else the IAEA cannot process the payment to your account. It is the name of the bank account; this may not be the same as the payee name and is never the account type. If unsure check a bank statement or ask your bank. The IAEA requires this information to help comply with controls on the movement of funds. Valid Examples: Person • AF E and J Z Abbas • ALing Hong • AMr Peter Smith and Ms Jane Hoff Organization • ARutherford Nuclear Institute • AIndian NMI No2 Payment Account 02 IBAN (for locations listed on reverse) or Account Number 03 SWIFT/BIC 04 Non IBAN Reference (Branch Number or Routing Number) (ABA, BSB, ACH, IFSC etc; see Instructions) 05 Bank Account Currency (if account accepts only one currency) 06 Bank Name 07 Bank Code (required if you do not have SWIFT/BIC) 08 Branch Address (Street, City, Country) Payee: Person 09 Is the above account for a Person or Organization? Organization Family Name First Name Middle Name 10 Person Information (only if you indicated Person above) 11 Organization Name (only if you indicated Organization above) 12 Payee Address (Street, City, Country, as held by your bank) 13 Remittance email address Please email, mail or fax the completed form to your IAEA contact: (For IAEA Use only) Julie Zellinger AIPS Supplier Number P.O.
    [Show full text]
  • WAW Product and Services Terms and Conditions
    PRODUCTS & SERVICES TERMS AND CONDITIONS THE WAW CREDIT UNION PRODUCTS & SERVICES TERMS AND CONDITIONS CONSISTS OF: WAW CREDIT UNION PRODUCTS AND SERVICES TERMS AND CONDITIONS BOOKLET; WAW CREDIT UNION FEES AND CHARGES SCHEDULE; WAW CREDIT UNION SAVINGS AND INVESTMENT RATES SCHEDULES; WAW CREDIT UNION DISCONTINUED ACCOUNTS FEATURES, FEES AND CHARGES SCHEDULE. THE WAW CREDIT UNION PRODUCT & SERVICES TERMS AND CONDITIONS SHOULD BE READ IN CONJUNCTION WITH THE WAW CREDIT UNION FINANCIAL SERVICES GUIDE. WAW Credit Union Co-Operative Ltd. ABN 48 087 651 787 Australian Financial Service Licence 247298 Australian Credit Licence 247298 Version 44 - dated 17 February 2021 replaces Version 43 - dated 15 June 2020 Page | 1 CONTENTS PAGE TOPIC NUMBER Introduction 4 Customer Owned Banking Code of Practice 4 Section 1 Words Used in this Brochure - Definitions 5 Section 2 Changes to the Terms and Conditions 6 Section 3 Deposits (including Financial Claims Scheme protections) 6 Section 4 Withdrawals 6 Section 5 Future Payments & Direct Debits 7 Section 6 Electronic Credits 7 Section 7 Electronic Payment Processing Times 7 Section 8 Interest, Fees & Charges 8 Section 9 Statement of Account 8 Section 10 Electronic Statements (eStatements) & Notices 8 Section 11 Joint Accounts 8 Section 12 WAW’s Right to Combine Accounts 9 Section 13 Foreign Currency Transactions 9 Section 14 Closing an Account 9 Section 15 Inactive Accounts 9 Section 16 Dormant Accounts 9 Section 17 Anti-Money Laundering & Counter-Terrorism Financing Act 2006 10 Section 18 Phone Banking/Internet
    [Show full text]
  • SG Directshares CNBC.Pdf
    Directshares CHANGE OF NOMINATED BANK ACCOUNT form When to use this form Use this form to change your St.George Bank, Bank of Melbourne or BankSA transaction account linked to your Directshares account. Current Account Details Directshares Account Number: Directshares Account Name Please change my linked St.George Bank, Bank of Melbourne or BankSA account to the following: Bank Account Name Bank State Branch (BSB) Number Bank Account Number Eligible accounts are St.George, BankSA or Bank of Melbourne transaction accounts that permit direct debits. Check your bank account terms and conditions if you are unsure. Accounts that are not eligible include savings and term deposit accounts. Authorisation I/We authorise CMC Markets Stockbroking Limited as the provider of the service to request St.George Bank to: • Link my/our above nominated St.George Bank, Bank of Melbourne or BankSA Account to the trading account, in replacement of the St.George Bank, Bank of Melbourne or BankSA account previously nominated; • Obtain from St.George Bank information about the balance of my nominated St.George Bank, Bank of Melbourne or BankSA account, or any information CMC Markets Stockbroking would reasonably require to perform the services covered under the Trading Terms and Conditions including the CHESS Sponsorship Agreement. Date: / / 20 Account Holder 1 Account Holder 2 (if applicable) Client Signature(s) Name(s) (printed) Title (if company) e.g. director, officer, secretary Please note: This St.George Bank, Bank of Melbourne or BankSA account must be in the name of, or include the name of, your Directshares account, and cannot be a credit card.
    [Show full text]
  • Current Terms and Conditions for Commonwealth Portfolio Loan
    Current Terms and Conditions for Commonwealth Portfolio Loan. Issued 14 June 2019 Contents WHY READ THIS BOOKLET? 1 C SUPERGEAR [Omitted] 1. Current Terms and Conditions For Business D TRADE FINANCE AND Finance 3 CONTINGENT LIABILITIES [Omitted] A General Terms & Conditions 3 E COMMONWEALTH BANK A1 Conditions you need to meet before CORPORATE CARD & BUSINESS CREDIT we provide the Facility 3 CARD* [Omitted] A2 When we can withdraw our offer 4 F MEANINGS OF WORDS 23 A3 General provisions 4 2. OTHER INFORMATION 37 A4 The security property 7 G PRIVACY 37 A5 Payments 9 H ADDITIONAL OBLIGATIONS 38 A6 If you default 11 A7 Calculating and paying interest 13 I WHERE TO GET HELP 39 A8 Notices and communication 14 J CREDIT GUIDE 40 A9 Changing the Facility 14 K INFORMATION STATEMENT 40 A10 Exercising our rights 17 3. MEMORANDUM OF PROVISIONS A11 Trustees 17 FOR LAND MORTGAGES [Omitted] A12 Your declaration 19 4. SECURITY INTEREST PROVISIONS A13 Financial covenants 19 FOR GENERAL SECURITY A14 Refusal of Service 20 INTERESTS AND ASSET SECURITY INTERESTS A15 Variations to Terms and Conditions 20 [Omitted] B-F Specific Terms & Conditions 21 B COMMERCIAL LENDING 21 B1 BetterBusiness Loans [Omitted] B2 Bill Facilities [Omitted] B3 Line of Credit Facilities [Omitted] B4 Multi-Option Facility [Omitted] B5 Market Rate Loans [Omitted] B6 Commonwealth Portfolio Loan 21 VERSION INFORMATION Issued 01 July 2017 as "Current Terms and Conditions for Business Finance" as a booklet together with: • Memorandum of Provisions for Land Mortgages • Security Interest Provisions for General Security Interests and Asset Security Interests. Renamed 30 April 2018 as "Current Terms and Conditions for Commonwealth Portfolio Loan” and abridged.
    [Show full text]
  • Australia's Best Banking Methodology Report
    Mozo Experts Choice Awards Australia’s Best Banking 2021 This report covers Mozo Experts Choice Australia’s Best Banking Awards for 2021. These awards recognise financial product providers who consistently provide great value across a range of different retail banking products. Throughout the past 12 months, we’ve announced awards for the best value products in home loans, personal loans, bank accounts, savings and term deposit accounts, credit cards, kids’ accounts. In each area we identified the most important features of each product, grouped each product into like-for-like comparisons, and then calculated which are better value than most. The Mozo Experts Choice Australia's Best Banking awards take into account all of the analysis we've done in that period. We look at which banking providers were most successful in taking home Mozo Experts Choice Awards in each of the product areas. But we also assess how well their products ranked against everyone else, even where they didn't necessarily win an award, to ensure that we recognise banking providers who are providing consistent value as well as areas of exceptional value. Product providers don’t pay to be in the running and we don’t play favourites. Our judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity. When you see a banking provider proudly displaying a Mozo Experts Choice Awards badge, you know that they are a leader in their field and are worthy of being on your banking shortlist. 1 Mozo Experts Choice Awards Australia’s Best Banking 2021 Australia’s Best Bank Australia’s Best Online Bank Australia's Best Large Mutual Bank Australia's Best Small Mutual Bank Australia’s Best Credit Union Australia’s Best Major Bank 2 About the winners ING has continued to offer Australians a leading range of competitively priced home and personal loans, credit cards and deposits, earning its place as Australia's Best Bank for the third year in a row.
    [Show full text]
  • Methodology Report
    Mozo Experts Choice Awards Deposits 2019 Every day, Mozo keeps track of thousands of products in banking, insurance and energy. Unlike some other awards, providers don’t ‘enter’ the Mozo Experts Choice Awards nor do they pay to be considered. Our in-house team of experts analyse all the product data they’ve been tracking and scour the market to see if there are any other worthy candidates. Then we use our data and our experience to make a hard-nosed assessment of those products, to identify which offer great value or market-leading features. We recognise the leading products with the Mozo Experts Choice Awards. ● For product providers, a Mozo Experts Choice Award is a thoroughly researched third-party endorsement of their product. ● For consumers, the Mozo Experts Choice Awards badge is a sign that a product is among the leaders in the market, and is worthy of consideration. This report lists the winners and explains the judging methodology for our 2019 Deposit awards. 1 ​ Deposits - 2019 Winners Transaction Accounts Everyday Bank of the Year Exceptional Everyday Account Bank of Sydney Everyday Saver Account Bankwest Hero Transaction Account Bankwest Qantas Transaction Account BOQ Specialist Everyday Plus Account Citi Global Currency Account Citi Plus Transaction Account ING Orange Everyday Macquarie Platinum Transaction Account Macquarie Transaction Account UBank USaver Ultra Transaction Account Up Bank Everyday Account Best New Transaction Account Citi Global Currency Account 2 ​ Student Bank Account Community First Credit Union Student
    [Show full text]
  • The World's Most Active Banking Professionals on Social
    Oceania's Most Active Banking Professionals on Social - February 2021 Industry at a glance: Why should you care? So, where does your company rank? Position Company Name LinkedIn URL Location Employees on LinkedIn No. Employees Shared (Last 30 Days) % Shared (Last 30 Days) Rank Change 1 Teachers Mutual Bank https://www.linkedin.com/company/285023Australia 451 34 7.54% ▲ 4 2 P&N Bank https://www.linkedin.com/company/2993310Australia 246 18 7.32% ▲ 8 3 Reserve Bank of New Zealand https://www.linkedin.com/company/691462New Zealand 401 29 7.23% ▲ 9 4 Heritage Bank https://www.linkedin.com/company/68461Australia 640 46 7.19% ▲ 9 5 Bendigo Bank https://www.linkedin.com/company/10851946Australia 609 34 5.58% ▼ -4 6 Westpac Institutional Bank https://www.linkedin.com/company/2731362Australia 1,403 73 5.20% ▲ 16 7 Kiwibank https://www.linkedin.com/company/8730New Zealand 1,658 84 5.07% ▲ 10 8 Greater Bank https://www.linkedin.com/company/1111921Australia 621 31 4.99% ▲ 0 9 Heartland Bank https://www.linkedin.com/company/2791687New Zealand 362 18 4.97% ▼ -6 10 ME Bank https://www.linkedin.com/company/927944Australia 1,241 61 4.92% ▲ 1 11 Beyond Bank Australia https://www.linkedin.com/company/141977Australia 468 22 4.70% ▼ -2 12 Bank of New Zealand https://www.linkedin.com/company/7841New Zealand 4,733 216 4.56% ▼ -10 13 ING Australia https://www.linkedin.com/company/387202Australia 1,319 59 4.47% ▲ 16 14 Credit Union Australia https://www.linkedin.com/company/784868Australia 952 42 4.41% ▼ -7 15 Westpac https://www.linkedin.com/company/3597Australia
    [Show full text]
  • Scanned Document
    C OMPETITION WITHIN THE AUSTRALIAN BANKING SECTOR The Westpac Group’s Submission to the Senate Economics Committee Inquiry into Competition within the Australian banking sector C OMPETITION WITHIN THE AUSTRALIAN BANKING SECTOR Contents Executive Summary 3 Chapter 1 7 Introduction – the Global Financial Crisis and Australia’s financial services system 7 Chapter 2 10 Competition across the market and within the Westpac Group 10 2.1 Westpac is one of many providers of financial services to Australians 10 2.2 Competition in housing finance 11 2.3 Personal credit 14 2.4 Business credit 15 2.5 The Westpac Group – product and brand competition for customers 17 Chapter 3 20 Funding, pricing and profitability 20 3.1 Customer deposits 20 3.2 Wholesale markets 21 3.3 Net interest margin 23 3.4 Profitability and shareholdings 24 Chapter 4 29 Competition and safety 29 4.1 Prudential regulation and safety balances competition 29 4.2 Raising safety raises costs 30 4.3 Safety benefits 31 4.4 Balancing competition 32 Chapter 5 33 Facilitating competition and contestability 33 5.1 A wide range of ideas to facilitate competition 33 5.2 Supporting customer flexibility and choice 33 5.3 Account number portability 34 5.4 Mortgage fees 36 5.5 A broad-based banking inquiry 38 1 Westpac Banking Corporation ABN 33 007 457 141 C OMPETITION WITHIN THE AUSTRALIAN BANKING SECTOR Chapter 6 40 Funding measures to assist competition 40 6.1 Measures to increase funding 40 6.2 Strengthening the RMBS market 41 6.3 Securitisation of alternative asset classes 42 Conclusion 44 References 45 2 Westpac Banking Corporation ABN 33 007 457 141 C OMPETITION WITHIN THE AUSTRALIAN BANKING SECTOR Executive Summary Australia has a strong, reliable and resilient banking system, with all of its participants contributing to that strength in their own way.
    [Show full text]
  • HSBC Visa Debit Card ^Visa Zero Liability Subject to Investigation of Unauthorised Transaction
    HSBC Customer Service Centre Go to hsbc.com.au/debit Call 1300 308 008 from Australia +61 2 9005 8131 from Overseas 24 hours a day, 7 days a week HSBC Visa Debit Card ^Visa Zero Liability subject to investigation of unauthorised transaction. +home&Away Privilege Program terms and conditions. Making the most of your card Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595. This advertisement provides general advice only and doesn’t take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) before acquiring this product, available by calling 1300 308 008, at your local branch or at www.hsbc.com.au HBAAVDC001-R01-0315 Get started with your HSBC Visa Debit Card Ensure the security of your card The protection of your HSBC Visa Debit Card is a high Congratulations on choosing the HSBC priority. To help protect your card from fraudulent activity: Visa Debit Card to access your HSBC • Sign your card as soon as you receive it • Keep your PIN secure – do not store your PIN with account(s). Enjoy the convenience of your card, don’t tell anyone your PIN and make sure shopping online, over the phone you prevent anyone from seeing your PIN or accessing your money in over • Check your statements and transactions regularly on Internet Banking and Phone Banking to identify any 170 countries around the world, fraudulent activity or transactions you don’t recognise wherever Visa is accepted. • Inform us straight away if you identify any fraud or want to dispute a transaction Your new card gives you access to Activate your card more ATMs and enables you to make Before you can use your HSBC Visa Debit Card, you purchases all over the world using your will need to activate it.
    [Show full text]
  • Internet Phone Banking Terms and Conditions
    BankSA Internet and Phone Banking. Terms and Conditions and Important Information. Effective date: 1 October 2021 This document sets out terms and conditions for BankSA Internet, Mobile and Phone Banking along with important information about these services. This document does not contain all of the terms and conditions that apply to your use of Internet, Mobile and Phone Banking. Further terms and conditions (including information about fees and charges) are set out in the terms and conditions that apply to accounts that you access using Internet Banking and Phone Banking (including Mobile Banking for services available using Mobile Banking). Further information about our products and services is available by visiting our website banksa.com.au Contents. Important Information. ........................................................................................................................................................... 5 Security. ���������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������5 Stopping or altering payments........................................................................................................................................................................................................................5 Scheduled transactions and payments. ����������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������5
    [Show full text]
  • View the Full Travel Credit Card Results
    Travel Credit Cards Star Ratings We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Travel Credit Cards Australia Occasional Traveller Company Product ««««« "Outstanding Value" Bank First Visa Platinum Credit Card Bankwest Breeze Platinum Mastercard Bankwest More Platinum Mastercard Bankwest Qantas Platinum Mastercard Bankwest Zero Platinum Mastercard Coles No Annual Fee Mastercard Coles Rewards Mastercard Commonwealth Bank Low Fee Gold Mastercard Commonwealth Bank Low Fee Mastercard FlexiGroup Skye Mastercard Horizon Bank Visa Credit Card HSBC Low Rate Credit Card ING Orange One ING Orange One Platinum Latitude Financial Services 28 Degrees Global Platinum Masterca ME Frank Credit Card Westpac Lite Card Report Date: August, 2020 Travel Credit Cards Star Ratings 2020 - Page 1 This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Credit Cards Star Ratings We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Travel Credit Cards Australia
    [Show full text]