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Starred Question for the Lok Sabha Raised by Sh.Nishikant Dubey, Sh Starred Question for the Lok Sabha Raised by Sh.Nishikant Dubey, Sh. Syed Shahnawaz Hussain, MP Question to be put down on 06.02.2014 Bearing Diary No.9703 Question Part Material for Reply to part (a), (b) & (c) a) Whether the Government is A. So far as NMDFC is concerned , the following schemes are implementing any scheme for being implemented across the country & in Bihar, for the socio- improving the socio-economic economic development of the minorities , including women conditions of minority women beneficiaries :- including development of their Concessional Credit Schemes :- skills and leaderships in the country including Bihar, 1. Term Loan: -Term Loan, maximum of up to Rs.10.00 Lacs per Question Part (b) beneficiary is available at an interest rate of 6% p.a. The scheme in implemented through State Channelising Agencies (SCAs) if so, the details thereof, and the nominated by the respective State Governments; success achieved as a result 2.Micro Finance: -Maximum loan upto Rs.50,000/- per SHG member thereof in meeting the requisite is available at an interest rate of 7% p.a. The scheme is implemented target; through the SCAs/NGOs. The scheme is primarily aimed at extending Question Part (c) concessional credit to women beneficiaries. The scheme is implemented through SCAs & also through established NGOS. the financial assistance provided 3. Education Loan: - The Education Loan of upto Rs.10.00 lacs (Rs.20 by the Government for the lacs for courses abroad) is available at an Interest rate of 3% p.a. for purpose; and pursuing technical and professional courses, with maximum course duration of 5 years. The scheme is implemented through SCAs Loan upto Rs.3.00 lacs is available for short term high skill courses of 1 year duration & Rs.6.00 lacs for Post Graduate courses. 4.Mahila Samridhi Yojana :- Skill development training is imparted to group of women in women friendlys trades. During the period of training, the group is formed into Self Help Group, followed by infusion of micro-credit maximum upto Rs.50,000 per member for the purpose of using the skill developed during the training , for income generation activities. Promotional Schemes :- NMDFC also implements promotional schemes like Vocational Training & Marketing Support for the benefit of its target groups, through the SCAs as well as NGOs. Women beneficiaries are given preference. Details is as follows :- 1. Vocational Training Scheme: - The Vocational Training Scheme of NMDFC aims at imparting skills to the targeted individual beneficiaries leading to wage/self-employment. The scheme is implemented through the SCAs which organize need based skill development training with the help of local Govt. owned/recognized training institutes in trades having potential wag /self-employment. The cost of the training program is upto Rs.2000 per candidate per month for courses upto 6 months duration. Stipend @ Rs.1000 per month trainees is also offered during the training. Under the scheme, the training institutes/implementing agencies are being insisted to ensure employment of at least 80% trainees with at least 50% in the organised sector. In addition, the NMDFC is also implementing the ‘Seekho Kamao’ Scheme of Ministry of Minority Affairs. 2. Marketing Assistance Scheme: -The Marketing Assistance Scheme is meant for individual crafts persons, beneficiaries of NMDFC as well as SHGs & is implemented mainly through the SCAs. The scheme envisages to promote marketing & sale of their products at remunerative prices through participation/organizing exhibitions at State/District level. B. Fund released by the Ministry during last 3 years i.e. , 2010- 11,2011-12,2012-13, Target for disbursement of Loan under MOU & corresponding achievement , is given in the following table :- Year Fund Target Achievement (as released on 31/1/2014) by Disb. Benef. Disb. Benef. Ministry to NMDFC 2010-11 115.00 190.00 87984 233.27 158510 2011-12 115.00 220.00 78000 271.37 105874 2012-13 99.64 300.00 82408 370.77 102302 2013-14 120.00 350.00 96200 319.11 73939 (as on (expected 31/1/14) to be released during the year.) *Consolidated targets are given. C. Number of trainees assigned under the Vocational Training Scheme in the MOU during last 3 years i.e., 2010-11,2011- 12,2012-13 & corresponding achievement , is given in the following table :- Year Target for disbursement Achievement of funds under various financing schemes of NMDFC 2010-11 2750 3369 2011-12 3850 5410 2012-13 4139 4629 2013-14 4500 4636 (as on31.1.2014) Further, NMDFC is implementing Seekho Kamao Scheme on the lines of Ministry of Minority Affairs wherein, 6300 candidates are being provided skill development training in various trades, with overall cost of Rs.6.33 crores. The scheme is being implemented through 5 Project Implementation Agencies (PIAs) in 8 districts of Uttar Pradesh & 2 district of Uttarakhand . Under the scheme, 80% employment has been ensured for the trainees. The Ministry of Minority Affairs has already released Rs.2.25 crores under the scheme. NMDFC has also entered into MOU with Maruti Suzuki India Ltd (MSIL) for imparting one month duration ‘driving training’ to 4200 persons from the target minority communities in 6 States. Training has since started for 714 trainees in 2 completed by end of current financial year 2013-14. Following is the detail of female candidates covered under NMDFC schemes:- a. Coverage of Women Beneficiaries under NMDFC Program during last 5 years starting from 2008-09 to 2012-13. Name of the Total Male Female Percentage Scheme Beneficiaries Beneficiaries Beneficiaries (approx) Female Beneficiari es Term Loan 91329 65238 26091 29 (including Education Loan) Micro- 374586 17801 356785 96 Finance Vocational 9712 6230 3482 36 Training Marketing 11806 5905 5901 50 Assistance b.Mahila Samridhi Yojana :-The scheme caters to training & financing needs of women beneficiaries only, The scheme has been recently revised, in the month of June ,13 with higher training & material costs & stipend for the trainee. The coverage under the scheme is expected to increase in the coming years. c. Seekho Samridhi Yojana :- NMDFC is implementing Seekho Kamao scheme on the lines of Ministry of Minority Affairs wherein, 6300 candidates are being provided skill development training in various trades, with overall cost of Rs.6.33 crores. The scheme is being implemented through 5 Project Implementation Agencies (PIAs) in 8 districts of Uttar Pradesh & 2 districts of Uttrakhand. The PIAs have reported that out of 5628 trainees already selected for the training program, 2431 trainees are female candidates (43 % are female candidates.) d)Driving Training through Maruti Suzuki India Ltd. NMDFC has also entered into MOU with Maruti Suzuki India Ltd (MSIL) for imparting one month duration ‘driving training ‘to 4200 persons from the targeted minority communities in 6 States. Training has since started for 714 trainees in 2 States viz.’ Maharashtra & Gujarat. Training in other states is expected to be completed by end of current financial year 2013-14. Out of 714 trainees, 92 trainees are women (13% are female trainees.) e)Financing through Exclusive Women Development Corporations NMDFC is implementing its schemes through 2 exclusive Women Development Corporation as its State Channelising (SCAs) viz; J&K Women Dev. Corporation (JKWDC) and Kerala State Women Development Corporation (KSWDC). All the beneficiaries covered under different schemes by these two SCAs of NMDFC are women. f) Awareness Camps: -NMDFC has organised an awareness camp at th Chennai on 17-18 May 2013 wherein nearly 150 participants from NGOs had attended the program. Nearly 30% of the participants were women. Another massive awareness program was organized to disseminate information about schemes of Minority Affairs & NMDFC at Bengaluru on 21st December 13. Over 2500 participants from NGOs from all over the country had participated in the program. Nearly 40% of the participants were women. Besides during the current year 2013-14, NMDFC has organized 79 awareness camps in 14 States/UT across the country to give publicity about the schemes & programs of NMDFC & Ministry of Minority Affairs. The SCAs have reported participation by sizeable number of women in the awareness campaigns. g) Organised Seminar on Minority Girl’s Education:- NMDFC has organised a Two day National Seminar on Minority Girl’s Education Jamia Millia Islamia on 25-26the December 13 wherein large number of Educationists, NGOs connected with Question Part (d) minority girls’ education & minority girls had participated. The seminar was organised through All India Confederation for Women’s the steps taken/being taken by Empowerment through Education. The program was inaugurated by the Government for the effective implementation of various Hon’ble Justice M.S.A. Siddiqui, Chairman National Commission for schemes for improving the Minority Educational Institutions, Similar programs are schedules to condition of minority women in be organised at Kolkata & Howrah in West Bengal & Nagaon in the country ? Assam. Material for reply Part (d) So far as NMDFC is concerned, following steps have been taken for effective implementation of its schemes for improving the condition of targeted minorities including women:- a) Revision of Income Eligibility criterion for the targeted beneficiaries. The annual family income limit has been increased to Rs.81,000/- for the rural areas & Rs.1,03,000/- for the urban areas. The annual family income limit has been brought at par with the other similar Apex Corporations catering to SCs/STs & Backward Classes, under the Ministry of Social Justice & Empowerment. b) The schemes of NMDFC have been recently revi9sed & higher quantum of loan is now available under its scheme. c) The SCAs of NMDFC are being extended Grant –In-Aid (GIA) assistance by the Ministry of Minority Affairs to improve their organizational capabilities by upgrading their infrastructure. The GIA scheme has also been recently revised to ensure smooth & effective implementation of NMDFC schemes at the field level.
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