Signs of Compulsive Spending Do You

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Signs of Compulsive Spending Do you ... • Incur unsecured debt to make a purchase? • Go to stores without a list of planned purchases and estimated costs? • Go to stores without knowing what funds are available to pay for the purchase? • Spontaneously purchase items displayed at the checkout stand? • Usually buy something "extra" at the grocery store or gas station? • Make major purchases without researching comparative features and prices? • Make major purchases without considering the long-term financial impact? • Browse mail-order catalogs, the Internet, or stores with no particular purchase in mind? • Watch and buy from a shopping channel? • Shop as one of your recreational activities? • Spend a lot of time thinking and talking about shopping and the great deals you've gotten? • Own multiple numbers of the same thing? • Have a closet full of unworn clothing, shelves of unread books, a storage space filled with unused tools, unused hobby equipment, or other unused items? • Rationalize your purchases because you got it used or on sale? • Buy things for other people when you can't rationalize buying them for yourself? • Spend money to please or impress other people? • Conceal purchases? • Frequently return purchases? • Feel regret, remorse, guilt, or shame after a purchase? • Feel elated after a purchase? • Feel let down after a shopping trip has ended? • Shop to cheer yourself up? • Shop to calm yourself down? • Lack money to pay for basics after purchasing less essential items? • Have a spouse, parent, or child who criticizes, or worries about, your spending? Have you ... • (or your friends) joked about your spending habits? • Neglected basic responsibilities because of time spent shopping? • Stolen items whether or not you had the money to buy them? • Believed that a given purchase would fix some aspect of your life? • Lost a relationship or job because of your spending? If you answered yes to three or more of these signs, you may be a compulsive spender and Debtors Anonymous (D.A.) may be able to help you. Reprinted with permission, from Debtors Anonymous General Service Board, Inc. © 2004.

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