CNN Student News Transcript: February 19, 2009 adapted by 李在光

(Transcript) we are preventing their neighbors from being pulled over that edge too. Foreclosure Fix? - Examine a new plan aimed at fixing the U.S. foreclosure crisis. WILLIS: The multi-pronged plan will modify loans for borrowers who are struggling to make payments Afghan Troop Increase - Hear how U.S. troops are and facing foreclosure. The goal: bring payments to adapting to a new deployment strategy. no more than 31% of a borrower's income; refinance

Black History Month - Get first-hand accounts of loans for homeowners currently making payments into a 15-year or 30-year loan with a fixed rate of attending historically black schools. interest; give bankruptcy judges the power to THIS IS A RUSH TRANSCRIPT. THIS COPY MAY reduce the mortgage debt of individuals in NOT BE IN ITS FINAL FORM AND MAY BE bankruptcy; encourage lenders to cooperate by UPDATED. offering them a payment of $1,000 for mortgages that are modified successfully. Professor Nicholas CARL AZUZ, CNN STUDENT NEWS ANCHOR: To Retsinas runs Harvard's Housing Research Center. all you official Facebook fans who've talked about sweater vests, today's edition of CNN Student News NICOLAS RETSINAS, HARVARD UNIVERSITY'S goes out to you. I'm Carl Azuz. Now for our top story. JOINT CENTER FOR HOUSING STUDIES: How successful it will be will be in part determined with First Up: Foreclosure Fix? how successful the stimulus is in putting people AZUZ: President Obama introduces a new plan back to work. If people keep losing their jobs, we'll aimed at fixing the country's foreclosure crisis. He see more and more foreclosures. says the collapse of the housing market has led to WILLIS: On the other hand, the federal government job losses and companies shutting down, and he is in a better position than any time before to believes this new measure could help millions of influence the housing industry, because it operates Americans. But it has to go through Congress. Some the largest lender to first-time homebuyers, plus its Republican leaders have raised concerns about cash injection into the nation's lending industry gives how it would work, and one political analyst it leverage over banks. The devil is in the details, questioned the fairness of the plan. Gerri Willis and we will have more of those when eligibility breaks down the president's proposal. requirements are released March 4. Gerri Willis, (BEGIN VIDEO CLIP) CNN, New York.

GERRI WILLIS, CNN PERSONAL FINANCE (END VIDEO CLIP) EDITOR: The wide-ranging program comes with a I.D. Me! price tag of $75 billion. It targets two groups: homeowners who, because of falling real estate ERIK NIVISON, CNN STUDENT NEWS: See if you values, owe more than their home is worth. Group can I.D. Me! I'm an Asian nation that's a little smaller two: those families caught in the wave of massive than the state of Texas. I was founded in 1747, and I layoffs. got my independence from the UK in 1919. Much of my land was controlled by the Taliban from 1996 U.S. PRESIDENT : Through this through 2001. I'm , and I'm home to plan, we will help between seven and nine million nearly 33 million people. families restructure or refinance their mortgages so they can avoid foreclosure. And we're not just helping homeowners at risk of falling over the edge,

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Afghan Troop Increase getting the co-operation of local people. We just had a walk through the Pul-e-Alam district center, where AZUZ: Of course, U.S. troops ousted the Taliban the Afghans were staring at the U.S. troops. But not from power in 2001. But that group is regaining necessarily because they were not happy that they influence in the country and clashing with Afghan were here, but because they were curious. This is the and U.S. forces. That's why President Obama is largest presence that the U.S. troops have had in sending 17,000 new troops to Afghanistan. Atia Logar Province since the war began. The locals Abawi, who was embedded with one division of the appear to have mixed feelings about the new country's Logar Province, reports on the military's presence. adjustment to this new assignment. MAN ON STREET: We just have a request that they (BEGIN VIDEO CLIP) not go into homes, bombard our homes at their own

ATIA ABAWI, CNN CORRESPONDENT: A unit of the will, or air-strike innocent people. We are happy if U.S. Army's 10th Mountain Division prepares to go they bring us security. on patrol. They've only been here for a couple of ABAWI: And that's what these troops say they will weeks. bring. Making this "forgotten war" today's priority. It

U.S. ARMY SOLDIER: As we're walking through the is a far away place for soldiers from Fort Drum in New streets, make sure that we're kinda looking at the York to find themselves, and it won't be long before rooftops. That way, we get good situationally aware the Taliban's expected spring offensive tests them. around the area. Task Force Spartan may provide early clues about whether a new influx of troops can work. Atia Abawi, ABAWI: They're part of Task Force Spartan, a big CNN, Pul-e-Alam, Afghanistan. increase in the U.S. presence in the region, and they are the first of tens of thousands to arrive, as (END VIDEO CLIP) Washington shifts its focus to Afghanistan and Shoutout dealing with a resurgent Taliban. NIVISON: Time for the Shoutout! What is the oldest CAPTAIN STAN POLK, U.S. ARMY: This has kind of historically black college or university in the U.S.? If been neglected, if you will. They had free reign and you think you know it, shout it out! Is it: A) Howard, B) very unopposed here. Cheyney, C) Morehouse or D) Tuskegee? You've got ABAWI: Adapting to their new mission isn't easy. three seconds -- GO! Cheyney University was The men and women here had been training for a founded with the name "the African Institute" in 1837. deployment to Baghdad. Three months before they That's your answer and that's your Shoutout! were due to go, their destination changed to this Black History Month remote and unforgiving terrain. AZUZ: The oldest, but certainly not the only. POLK: Yes, there are a lot of intricacies and cultural Historically black schools make up about three training that we focused specifically on for Iraq. But a percent of America's colleges and universities, but of day-to-day insurgent fight, even in the cities of Pul-e- all the African-Americans who earn undergraduate Alam, the mountains of Logar, Nuray or wherever, degrees, nearly 25 percent of them graduate from you're still sticking to the same basics. HBCUs. As our special coverage of Black History

ABAWI: Logar and Wardak Provinces are close to the Month rolls on, we hear from some of the students capital, , which has seen an alarming increase who attend these schools about their experiences in Taliban attacks. Some 3,000 U.S. troops will be there. based here, trying to prevent Taliban infiltration and

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(BEGIN VIDEO CLIP) tumor." Ditto for Matt, who told us, "I would not want my business or my kidney all up in the world." Phillip KEN NELSON, CNN STUDENT NEWS: Howard, thought it may be distracting for the surgeon, "they Morehouse, FAMU, Spelman, Xavier: just a few of the should be concentrating on the surgery." And Addy nation's Historically Black Colleges and Universities, says, "I wouldn't mind, but I'm not sure I'd want to also known as HBCUs. HBCUs are accredited, read the story later." historically black institutions of higher learning established before 1964, whose principal mission is Facebook Promo to educate black Americans. Today, over 300,000 AZUZ: There are two ways you can interact with us students are enrolled at the more than 100 HBCUs online: our blog and our official Facebook page! We across America. HBCUs don't just offer bachelor's have a couple new videos up. One responds to some degrees; many of these schools offer graduate of your posts on our wall, and in the other, yours truly degrees and professional degrees, including offers a little behind-the-scenes look at our studio. So, medicine, pharmacy and law. Here's what the log on to Facebook, search for "Carl Azuz, official" students have to say about the experience: and check them out! FLORIDA A&M UNIVERSITY (FAMU) STUDENT #1: Before We Go I thought it was important to be submerged in my culture for at least four years before I go into a place AZUZ: Before we go, a story you can really sink your where's that not as prevalent. teeth into. You're looking at about 20 tons of ground beef, literally! Thousands of burgers spilled across FAMU STUDENT #2: Florida A&M University this Utah interstate Tuesday morning when a truck prepares you for the corporate world, for the real that was transporting the patties crashed. Sadly, no world. It instills in you the values that you need no signs of a nearby ketchup spill. The hamburger matter what color, race or creed that you are, what holdup lasted for a few hours, because authorities you need to be successful in life and to be a moral had to chuck the mounds of meat before they could person. remove the truck. FAMU STUDENT #3: We may not have sports, like Goodbye Duke University, or we may not have sports like UGA and UF, but we do have education. One thing about AZUZ: Whoever had that cleanup assignment really HBCUs, we strive for education. got a raw deal. We'll be back tomorrow to serve up our last show of the week. Hope to see you then. NELSON: Recognizing the higher education of HBCUs this Black History Month.

(END VIDEO CLIP)

Blog Report

AZUZ: Yesterday's story about doctors using Twitter in the OR got some good responses on our blog. One thing we want to point out though is that the doctor himself wasn't directly Twittering; he was telling an assistant what to Twitter. Dan writes, "I think it's okay, but it all depends on what part of my body they are operating on!" Good Point! B.J. says, "If it was me, I would not want the whole world knowing that I have a

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CNN Student News: Ten Questions success of the plan, according to the expert featured in the report? (1) Answer the following questions about today's ______featured news stories

______(2) Write your answers in the space provided ______1. What issue is at the center of an economic plan ______unveiled by President Barack Obama yesterday?

What questions have some Republican lawmakers ______and political analysts raised about the plan? ______4. Can you think of others ways that the federal ______government could help families who are struggling in the current economy? Explain. ______

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______2. According to the segment: What is the estimated cost of the president's foreclosure plan? What two ______groups are being targeted by President Obama's plan? Approximately how many homeowners may be ______helped by the plan? ______5. According to the program: How many additional ______U.S. forces are being sent to Afghanistan? Why has President Obama decided to deploy more troops to ______this region?

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3. According to the report, what are some ways that ______the foreclosure plan might help struggling homeowners? What other factors could impact the ______

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6. According to the report: What is Task Force ______Spartan's mission in Afghanistan? What challenges ______has the unit faced regarding its mission?

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9. What are Historically Black Colleges and ______Universities (HBCUs)? What are some examples of ______HBCUs?

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7. How have local Afghans responded to the ______presence of U.S. troops, based on the information in ______the segment?

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10. What accounts do the students featured in the ______report offer about their experiences at HBCUs? In ______your opinion, what might be the benefits of attending an HBCU? ______

______8. Do you think that the increased U.S. troop levels will have an impact on the situation in Afghanistan? ______Why or why not? ______

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loan with a ______; give ______CARL AZUZ, CNN STUDENT NEWS ANCHOR: To judges the power to reduce the ______debt all you official Facebook fans who've talked about of individuals in ______; encourage lenders to sweater vests, today's edition of CNN Student News cooperate by offering them a payment of $1,000 for goes out to you. I'm Carl Azuz. Now for our top story. ______that are ______successfully. First Up: Foreclosure Fix? Professor Nicholas Retsinas ______Harvard's Housing Research Center. AZUZ: President Obama introduces a new plan aimed at ______the country's ______NICOLAS RETSINAS, HARVARD UNIVERSITY'S ______. He says the ______of the JOINT CENTER FOR HOUSING STUDIES: How housing market has led to job losses and companies successful it will be will be ______shutting down, and he believes this new ______determined with how successful the ______could help millions of Americans. But stimulus is in putting people back to work. If people it has to ______Congress. keep losing their jobs, we'll see more and more Some Republican leaders have ______. ______how it would work, WILLIS: On the other hand, the federal government and one political analyst ______the is in a better position than any time before to ______of the plan. Gerri Willis influence the housing industry, because it operates ______the president's the largest lender to first-time homebuyers, plus its ______. ______into the nation's (BEGIN VIDEO CLIP) lending industry gives it ______banks. ______GERRI WILLIS, CNN PERSONAL FINANCE ______EDITOR: The wide-ranging program comes with a ______, and we will have more of those when price tag of $75 billion. It ______two groups: ______are ______homeowners who, because of falling ______March 4. Gerri Willis, CNN, New York. ______, owe more than their home is worth. Group two: those families caught in (END VIDEO CLIP) the wave of ______. I.D. Me! U.S. PRESIDENT BARACK OBAMA: Through this ERIK NIVISON, CNN STUDENT NEWS: See if you plan, we will help between seven and nine million can I.D. Me! I'm an Asian nation that's a little smaller families ______or ______their than the state of Texas. I was ______in 1747, ______so they can avoid ______. and I got my independence from the UK in 1919. And we're not just helping homeowners Much of my land was controlled by the Taliban from ______falling 1996 through 2001. I'm Afghanistan, and I'm home to over the edge, we are preventing their neighbors nearly 33 million people. from being pulled over that edge too.

WILLIS: The ______plan will ______loans for borrowers who are struggling to make payments and facing ______. The goal: bring payments to no more than 31% of a borrower's Afghan Troop Increase income; ______loans for homeowners AZUZ: Of course, U.S. troops ______the currently making payments into a 15-year or 30-year Taliban ______power in 2001. But that group

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is ______influence in the country and ABAWI: Logar and Wardak Provinces are close to the ______with Afghan and U.S. forces. That's capital, Kabul, which has seen an ______why President Obama is sending 17,000 new troops increase in Taliban attacks. Some 3,000 U.S. troops to Afghanistan. Atia Abawi, who was ______will be ______here, trying to prevent Taliban ______one division of the country's Logar ______and getting the co-operation of local Province, reports on the military's ______to people. We just had a walk through the Pul-e-Alam this new ______. district center, where the Afghans were ______the U.S. troops. But (BEGIN VIDEO CLIP) not necessarily because they were not happy that

ATIA ABAWI, CNN CORRESPONDENT: A unit of the they were here, but because they were curious. This U.S. Army's 10th Mountain Division prepares to is the largest ______that the U.S. troops ______. have had in Logar Province since the war began. The They've only been here for a couple of weeks. locals appear to have mixed feelings about the new ______. U.S. ARMY SOLDIER: As we're walking through the streets, ______that we're MAN ON STREET: We just have a ______kinda looking at the rooftops. That way, we get good that they not go into homes, ______our situationally aware around the area. homes at their own will, or ______innocent people. We are happy if they bring us security. ABAWI: They're part of Task Force Spartan, a big increase in the U.S. presence in the ______, ABAWI: And that's what these troops say they will and they are the first of tens of thousands to arrive, bring. Making this "forgotten war" today's as Washington ______. It is a far away place for soldiers from ______Afghanistan and Fort Drum in New York to find themselves, and it ______a ______won't be long before the Taliban's expected spring Taliban. ______them. Task Force Spartan may provide early ______about CAPTAIN STAN POLK, U.S. ARMY: This has kind of whether a new ______of troops can work. been neglected, if you will. They ______Atia Abawi, CNN, Pul-e-Alam, Afghanistan. ______and very unopposed here. (END VIDEO CLIP)

ABAWI: ______their new Shoutout ______isn't easy. The men and women here NIVISON: Time for the Shoutout! What is the oldest had been training for a ______to Baghdad. historically black college or university in the U.S.? If Three months before they were ______to go, you think you know it, shout it out! Is it: A) Howard, B) their ______changed to this ______Cheyney, C) Morehouse or D) Tuskegee? You've got and ______. three seconds -- GO! Cheyney University was POLK: Yes, there are a lot of ______and ______with the name "the African Institute" in cultural training that we focused specifically on for 1837. That's your answer and that's your Shoutout! Iraq. But a day-to-day ______fight, even in Black History Month the cities of Pul-e-Alam, the mountains of Logar, Nuray or wherever, you're still ______AZUZ: The oldest, but certainly not the only. ______the same ______. Historically black schools ______about three percent of America's colleges and universities, but of all the African-

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Americans who earn undergraduate degrees, nearly AZUZ: Yesterday's story about doctors using Twitter 25 percent of them graduate from HBCUs. As our in the OR got some good responses on our blog. One special ______of Black History Month thing we want to ______, we hear from some of though is that the doctor himself wasn't directly the students who attend these schools about their Twittering; he was telling an assistant what to Twitter. experiences there. Dan writes, "I think it's okay, but it all depends on what part of my body they are operating on!" Good (BEGIN VIDEO CLIP) Point! B.J. says, "If it was me, I would not want the KEN NELSON, CNN STUDENT NEWS: Howard, whole world knowing that I have a ______." Morehouse, FAMU, Spelman, Xavier: just a few of the Ditto for Matt, who told us, "I would not want my nation's Historically Black Colleges and Universities, business or my kidney all ______in the also known as HBCUs. HBCUs are ______, world." Phillip thought it may be ______for historically black institutions of higher learning the ______, "they should be concentrating on established before 1964, whose principal mission is the ______." And Addy says, "I wouldn't mind, to educate black Americans. Today, over 300,000 but I'm not sure I'd want to read the story later." students are ______at the more than 100 Facebook Promo HBCUs across America. HBCUs don't just offer bachelor's degrees; many of these schools offer AZUZ: There are two ways you can interact with us graduate degrees and professional degrees, including online: our blog and our official Facebook page! We ______, ______and ______. have a couple new videos up. One responds to some Here's what the students have to say about the of your posts on our wall, and in the other, yours truly experience: offers a little behind-the-scenes look at our studio. So, log on to Facebook, search for "Carl Azuz, official" FLORIDA A&M UNIVERSITY (FAMU) STUDENT #1: and check them out! I thought it was important to be ______in my culture for at least four years before I go into a place Before We Go where's that not as ______. AZUZ: Before we go, a story you can really sink your FAMU STUDENT #2: Florida A&M University teeth into. You're looking at about 20 tons of ground prepares you for the corporate world, for the real beef, literally! Thousands of burgers ______world. It ______in you the values that you across this Utah interstate Tuesday morning when a need no matter what color, ______or truck that was transporting the patties ______. ______that you are, what you need to be Sadly, no signs of a nearby ketchup ______. successful in life and to be a moral person. The hamburger ______lasted for a few hours, because authorities had to ______the FAMU STUDENT #3: We may not have sports, like mounds of meat before they could remove the truck. Duke University, or we may not have sports like UGA and UF, but we do have education. One thing about Goodbye HBCUs, we ______education. AZUZ: Whoever had that ______NELSON: Recognizing the higher education of ______really got a ______HBCUs this Black History Month. ______. We'll be back tomorrow to serve up our last show of the week. Hope to see you then. (END VIDEO CLIP)

Blog Report

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