DOCSLIB.ORG

Secure Identity Management and Mobile Payments Using Hand-Held Devices

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Secure Identity Management and Mobile Payments Using Hand-Held Devices KUOPION YLIOPISTON JULKAISUJA H. INFORMAATIOTEKNOLOGIA JA KAUPPATIETEET 14 KUOPIO UNIVERSITY PUBLICATIONS H. BUSINESS AND INFORMATION TECHNOLOGY 14 KONSTANTIN HYPPÖNEN Open Mobile Identity Secure Identity Management and Mobile Payments Using Hand-Held Devices Doctoral dissertation To be presented by permission of the Faculty of Business and Information Technology of the University of Kuopio for public examination in Auditorium ML1, Medistudia building, University of Kuopio, on Friday 13th March 2009, at 12 noon Department of Computer Science University of Kuopio JOKA KUOPIO 2009 Distributor: Kuopio University Library P.O. Box 1627 FI-70211 KUOPIO FINLAND Tel. +358 40 355 3430 Fax +358 17 163 410 www.uku.fi/kirjasto/julkaisutoiminta/julkmyyn.shtml Series Editors: Professor Markku Nihtilä, D.Sc. Department of Mathematics and Statistics Professor Hannu Tanninen, D.Sc. (Econ) Department of Business and Management Author’s address: Department of Computer Science University of Kuopio P.O. Box. 1627 FI-70211 KUOPIO FINLAND Tel. +358 40 355 2208 E-mail: [email protected] Supervisors: Docent Elena Trichina, Ph.D. Department of Computer Science University of Kuopio Professor Martti Penttonen, Ph.D. Department of Computer Science University of Kuopio Reviewers: Professor Günter Müller, Ph.D. Department of Telematics University of Freiburg, Germany Professor Tuomas Aura, Ph.D. Department of Computer Science and Engineering Helsinki University of Technology, Finland Opponent: Professor David Naccache, Ph.D. Département d’Informatique École Normale Supérieure Paris, France ISBN 978-951-781-993-0 ISBN 978-951-27-0112-4 (PDF) ISSN 1459-7586 Kopijyvä Kuopio 2009 Finland Hyppönen, Konstantin. Open Mobile Identity: Secure identity management and mobile payments using hand-held devices. Kuopio University Publications H. Business and Infor- mation Technology 14. 2009. 79 p. ISBN 978-951-781-993-0 ISBN 978-951-27-0112-4 (PDF) ISSN 1459-7586 Abstract Identity proofs play an important role in our lives. They are performed both in face- to-face situations and remotely via computer networks. With the recent switch to new electronic identity documents such as biometric passports and chip-based identity cards, an increasing proportion of identity proofs takes place in the electronic realm. However, the security of new electronic documents is primarily focused on counterfeit protection, whereas privacy issues have been addressed only marginally. At the same time, when documents are read by electronic means, a lot of information is not only revealed but also can be copied, stored and processed without our consent. In this thesis, we present a technology for performing identity proofs using one’s own hand-held device. The technology is based on the design for privacy principle, enabling the user to provide flexible identity proofs that reveal only the minimally required set of personal information. This controlled identity revelation technique turns the hand- held device into the user’s personal identity assistant that can replace electronic identity documents in many circumstances. In addition, we show how privacy-aware biometric authentication can be performed as part of an identity proof. The system relies on the currently available handset technology. The user’s identity information is securely stored on the standard subscriber identity module (SIM) of a GSM mobile phone. The information is accessed through a program called identity proxy and communicated to identity verifiers only if the user’s consent for this is acquired. We show how to perform strong two-factor mobile user authentication remotely using credentials stored on the SIM, without using the mobile network operator’s authentication services. Furthermore, we demonstrate how such authentication can be used in a secure mobile payment system based on a government-supported public key infrastructure (PKI). Other scenarios include using the hand-held device as a secure authentication token for producing one-time passwords, challenge responses, or digital signatures. In conclusion, the studies presented in this thesis demonstrate how one’s own hand- held device can be used as a reliable and trustworthy electronic identity document and payment tool. Universal Decimal Classification: 004.056, 004.056.523, 621.395.721.5, 654.034, 658.88 AMS (MOS) Classification: 94A60, 94A62 INSPEC Thesaurus: security; security of data; mobile communication; telecommuni- cation security; mobile handsets; mobile computing; electronic commerce; electronic money; public key cryptography; message authentication; data privacy; biometrics (access control) Acknowledgments In the course of doing this research work I received help and support from many people and institutions. I am grateful to the East Finland Graduate School in Computer Science and Engineering, whose research grant made it possible for me to concentrate on research. I thank the Department of Computer Science for the financial support of my research and for travel grants. I am profoundly indebted to my principal supervisor, Dr. Elena Trichina, who gave her time and knowledge generously, encouraging my work and assisting me in each step to complete this thesis. I thank my second supervisor, Prof. Martti Penttonen, for his support, help and guidance not only during my postgraduate studies but all the time since 2001, when I came to Kuopio. Prof. Günter Müller and Prof. Tuomas Aura, the officially appointed pre- examiners of this dissertation, are gratefully acknowledged for their constructive criticism of this work and for their detailed comments which helped to improve this dissertation. I thank Marko Hassinen, my main colleague and co-author, for his participa- tion in this research, and his enthusiasm and guidance. His experience, openness to any ideas, and sense of humour all have been of great help. I thank Keijo Haataja for his assistance and for doing other security-related research together with me. I express my gratitude to the staff of the Department of Computer Science for friendly work atmosphere and for relaxing coffee breaks and lunches. Many have supported this work directly, most importantly Tapio Grönfors, Virpi Hotti, Seppo Lammi and Pekka Toivanen. Pekka Kilpeläinen, Paavo Pakoma, Jyrki Wessman, Merja Leppänen and Leila Tiihonen have been of great help in administrative issues, and not only in them. I thank Vivian Michael Paganuzzi for the careful revision of the language of this thesis. I am the only person responsible for any remaining errors in the text. My special gratitude goes to my international friends: Darius, Rimant˙e, Martin, Boryana, Gogo, Laura, Roman, Olli, Ursi, Ferdinand, Viktoria, Sveta, Rustam, Irina, Jakub for exciting parties, tasty dinners, mökki weekends, sport activities, and many discussions which were often related to postgraduate studies. I also thank my Russian friends: Yury Vinokur and the whole families of Kornilov, Grigoriev, Grebeshov, Fridriksson, and Talbonen for keeping in touch and for providing all the support that I could ask for. Thanks go to my whole family, who have been an important and indispensable source of spiritual support. Ñïàñèáî! And finally, but not least, I thank my wife Jelena for everything that I told you many times already, and for much more that I cannot put in words. List of original publications This dissertation is based on the following publications, which are referred to in the text by their Roman numerals (I–V): I Marko Hassinen, Konstantin Hyppönen. Strong Mobile Authentication. Pro- ceedings of the 2nd International Symposium on Wireless Communication Systems, pp. 96–100. IEEE, 2005. II Marko Hassinen, Konstantin Hyppönen, Elena Trichina. Utilizing national public-key infrastructure in mobile payment systems. Electronic Commerce Research and Applications 7 (2), pp. 214–231, Elsevier, 2008. III Konstantin Hyppönen, Marko Hassinen, Elena Trichina. Pseudonymous Mo- bile Identity Architecture Based on Government-Supported PKI. Proceedings of the TRUST2008 Conference on Trusted Computing, Villach, Austria, March 11–12, 2008. Vol. 4968 of Lecture Notes in Computer Science, pp. 107–118, Springer, 2008. IV Konstantin Hyppönen, Marko Hassinen, Elena Trichina. Combining Biomet- ric Authentication with Privacy-Enhancing Technologies. Proceedings of the TRUST2008 Conference on Trusted Computing, Villach, Austria, March 11–12, 2008. Vol. 4968 of Lecture Notes in Computer Science, pp. 155–165, Springer, 2008. V Konstantin Hyppönen. An Open Mobile Identity Tool: An Architecture for Mobile Identity Management. Proceedings of the Fifth European PKI Work- shop (EuroPKI 2008), Trondheim, Norway, June 16–17, 2008. Vol. 5057 of Lecture Notes in Computer Science, pp. 207–222, Springer, 2008. Author’s contribution This dissertation is the result of research carried out within an informal security group at the Department of Computer Science, University of Kuopio, during 2005–2008. The research work of the group was focused on the security and reliability of embedded systems, wireless network security, and cryptoalgorithms and protocols. Publication I introduces the idea of using a national public key infrastructure for strong authentication of mobile users. Furthermore, it envisages the use of such authentication for message exchange and mobile payments. Smart card implementation and simulation software were developed by the author. The original payment protocol introduced in the paper was designed by Marko Hassinen. He also implemented software for the mobile phone and back-end systems. Publication
Load more

Recommended publications
  • Price Setting and Price Regulation in Health Care Lessons for Advancing Universal Health Coverage
    Price setting and price regulation in health care Lessons for advancing Universal Health Coverage Case studies Price setting and price regulation in health care: lessons for advancing Universal Health Coverage Sarah L Barber, Luca Lorenzoni, Paul Ong ISBN 978-92-4-151592-4 (WHO) WHO/WKC-OECD/K18014 © World Health Organization and the Organisation for Economic Co-operation and Development, 2019 Some rights reserved. This work is available under the Creative Commons Attribution-NonCommercial-ShareAlike 3.0 IGO licence (CC BY-NC-SA 3.0 IGO; https://creativecommons.org/licenses/by-nc-sa/3.0/igo). Under the terms of this licence, you may copy, redistribute and adapt the work for non-commercial purposes, provided the work is appropriately cited, as indicated below. In any use of this work, there should be no suggestion that the World Health Organization (WHO) and the Organisation for Economic Co-operation and Development (OECD) endorse any specific organization, products or services. The use of the WHO or OECD logo is not permitted. If you create a translation of this work, you should add the following disclaimer along with the suggested citation: “This translation was not created by the World Health Organization (WHO) and the Organisation for Economic Co-operation and Development (OECD). WHO and OECD are not responsible for the content or accuracy of this translation. The original English edition shall be the binding and authentic edition”. Any mediation relating to disputes arising under the licence shall be conducted in accordance with the mediation rules of the World Intellectual Property Organization (http://www.wipo.int/amc/en/mediation/rules).
    [Show full text]
  • High Commission of Malaysia Windhoek, Republic of Namibia
    HIGH COMMISSION OF MALAYSIA WINDHOEK, REPUBLIC OF NAMIBIA Edition: BIL. 6/2019 (1 November – 31 December 2019) Contact Information ABOUT US High Commission of Malaysia opened its Mission in Windhoek on 21 March 1996 to reciprocate the Malaysia establishment of the Namibian High Commission in Kuala Lumpur in 1995. Namibia No. 63, Jan Jonker Street only opened its resident Mission in 4 countries in the Asian region namely China, India, PO Box 312 Klein Windhoek rd Japan and Malaysia. This year marks the 23 Anniversary of the establishment of the Windhoek High Commission of Malaysia in Windhoek. Republic of Namibia Tel: +264 61 259 342 / 4 Fax: +264 61 259 343 OVERVIEW OF MALAYSIA-NAMIBIA BILATERAL RELATIONS Email: Bilateral relations between Malaysia and Namibia existed before 1990, and Malaysia [email protected] had provided strong political support to Namibia during its struggle for independence. After Namibia’s independence in 1990, the relations were further strengthened by the close political relations particularly in the context of South-South Cooperation. Since the establishment of the diplomatic ties between Malaysia and Namibia in 1990, bilateral cooperation between both nations has progressed steadily. Economic cooperation and integration have been among the major areas in Malaysia-Namibia cooperation. Both countries also work closely at various multilateral fora and share a common dislike for unilateralism. ACTIVITIES FOR THE MONTH OF NOVEMBER 2019 DINNER HOSTED BY THE HIGH COMMISSIONER OF INDIA TO THE REPUBLIC OF NAMIBIA, 7 NOVEMBER 2019 His Excellency Hishamuddin Ibrahim, High Commissioner of Malaysia to the Republic of Namibia and spouse attended a dinner hosted by His Excellency Prashant Agrawal, High Commissioner of India to the Republic of Namibia on 7 November 2019.
    [Show full text]
  • Seeking the State from the Margins: from Tidung Lands to Borderlands in Borneo
    Seeking the state from the margins From Tidung Lands to borderlands in Borneo Nathan Bond ORCID ID: 0000-0002-8094-9173 A thesis submitted in total fulfilment of the requirements for the degree of Doctor of Philosophy. December 2020 School of Social and Political Sciences The University of Melbourne i Abstract Scholarship on the geographic margins of the state has long suggested that life in such spaces threatens national state-building by transgressing state order. Recently, however, scholars have begun to nuance this view by exploring how marginal peoples often embrace the nation and the state. In this thesis, I bridge these two approaches by exploring how borderland peoples, as exemplars of marginal peoples, seek the state from the margins. I explore this issue by presenting the first extended ethnography of the cross-border ethnic Tidung and neighbouring peoples in the Tidung Lands of northeast Borneo, complementing long-term fieldwork with research in Dutch and British archives. This region, lying at the interstices of Indonesian Kalimantan, Malaysian Sabah and the Southern Philippines, is an ideal site from which to study borderland dynamics and how people have come to seek the state. I analyse understandings of the state, and practical consequences of those understandings in the lives and thought of people in the Tidung Lands. I argue that people who imagine themselves as occupying a marginal place in the national order of things often seek to deepen, rather than resist, relations with the nation-states to which they are marginal. The core contribution of the thesis consists in drawing empirical and theoretical attention to the under-researched issue of seeking the state and thereby encouraging further inquiry into this issue.
    [Show full text]
  • Printmgr File
    IMPORTANT NOTICE NOT FOR DISTRIBUTION TO ANY U.S. PERSON OR TO ANY PERSON OR ADDRESS IN THE UNITED STATES. IMPORTANT: You must read the following before continuing. The following applies to the offering circular following this page, and you are therefore advised to read this carefully before reading, accessing or making any other use of the offering circular. In accessing the offering circular, you agree to be bound by the following terms and conditions, including any modifications to them any time you receive any information from us as a result of such access. NOTHING IN THIS ELECTRONIC TRANSMISSION CONSTITUTES AN OFFER OF SECURITIES FOR SALE IN THE UNITED STATES OR ANY OTHER JURISDICTION WHERE IT IS UNLAWFUL TO DO SO. THE SECURITIES HAVE NOT BEEN, AND WILL NOT BE, REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR THE SECURITIES LAWS OF ANY STATE OF THE U.S. OR OTHER JURISDICTION AND THE SECURITIES MAY NOT BE OFFERED OR SOLD WITHIN THE U.S. OR TO, OR FOR THE ACCOUNT OR BENEFIT OF, U.S. PERSONS (AS DEFINED IN REGULATION S UNDER THE SECURITIES ACT), EXCEPT PURSUANT TO AN EXEMPTION FROM, OR IN A TRANSACTION NOT SUBJECT TO, THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND APPLICABLE STATE OR LOCAL SECURITIES LAWS. THE FOLLOWING OFFERING CIRCULAR MAY NOT BE FORWARDED OR DISTRIBUTED TO ANY OTHER PERSON AND MAY NOT BE REPRODUCED IN ANY MANNER WHATSOEVER, AND IN PARTICULAR, MAY NOT BE FORWARDED TO ANY U.S. PERSON OR TO ANY U.S. ADDRESS.
    [Show full text]
  • Malaysian Embassy London Renew Passport
    Malaysian Embassy London Renew Passport Disprovable Spencer tarnishes some bowel after overrash Maurise escrow devilishly. Smuggest and suited Waldemar gutters unexpectedly and throw-ins his Drysdale thrivingly and prevailingly. Contrived and unmovable Baldwin always conflict bilaterally and exult his spalpeen. Malaysians are encouraged to hawk their passport online through when 'My Online Passport' system shall avoid queues and crowds at the. No more adding married name to passport observation page The M'sian High Comm London website still displays the commonplace advice today Malaysian. The EXACT mold of fees is to be brief by Postal Order ONLY. In stool at a Canadian embassy in Bucharest London Rome or Vienna for. I am Mrs Sandra Alex from London united kingdom we need from good and reliable driver who buy drive. MyONLINEPASPORT is a threshold for Malaysians to recount their Passport through the internet For online applications Payment can buy made via credit card or using direct debit facilities FPX the issuance of passports Applicants can choose where to collect the passport at sheet of the offices listed in system. Last update 17 December 2020 assetskpmg. Regarding Immigrant visa and Nonimmigrant Visa passport issuance and renewal. Answer 1 of 11 I pretend like to scale how present a Malaysian passport expiry date when Does it add five type of validity to join previous passport's expiry or five. Register of overseas both in Malaysia itself or Malaysian Embassy Consulate High Comm check the rules. At the locus of 201 it was reported that Malaysians travelling to the. Anda untuk saya apply online, london working hours and renewal applications can i renewed in neighbouring countries.
    [Show full text]
  • A Project Submitted to the School of Graduate Studies of Addis Ababa University in Partial Fulfillment of the Requirements Fo
    CITIZEN IDENTIFICATION SYSTEM: THE CASE FOR ETHIOPIA By Tewodrose Negussie Department of Computer Science, Faculty of Informatics, Addis Ababa University Advisor: Dr. Solomon Atnafu “A Project submitted to the School of Graduate Studies of Addis Ababa University in partial fulfillment of the requirements for the Degree of Masters in Computer Science’’ March 2007 CITIZEN IDENTIFICATION SYSTEM: THE CASE FOR ETHIOPIA By Tewodrose Negussie Department of Computer Science, Faculty of Informatics, Addis Ababa University Advisor: Dr. Solomon Atnafu “A Project submitted to the School of Graduate Studies of Addis Ababa University in partial fulfillment of the requirements for the Degree of Masters in Computer Science’’ March 2007 Acknowledgments First of all, I would like to use this opportunity to express my gratitude and many thanks to God for helping me go through all the challenges I faced particularly in the past two years. Next, I want to thank Dr. Solomon Atnafu, my advisor, for his great advice and assistance in making this project a piece of work. I also thank my wife, Heran Woldegebriel, and my family for encouraging and supporting me in every way. I thank my friend, Tewodros Mengistu, for reviewing and commenting on the project paper. I also thank the employees of the government offices that cooperated to provide me the information I required for the project. At last but not least, I want to thank all my friends and the people who assisted and encouraged me in one or the other way. Table of Contents List of Figures................................................................................................... i Abstract........................................................................................................... ii Chapter One.................................................................................................... 1 1. Introduction .............................................................................................. 1 1.1.
    [Show full text]
  • Evidence of New Intragenic HBB Haplotypes Model for the Prediction
    www.nature.com/scientificreports OPEN Evidence of new intragenic HBB haplotypes model for the prediction of beta‑thalassemia in the Malaysian population Nur‑Aisyah Aziz1,2, Wan‑Rohani Wan Taib1*, Nur‑Khairunnisa Kharolazaman1, Imilia Ismail1, Hamid Ali Nagi Al‑Jamal1, Nadiah Wan‑Arfah Wan Abdul Jamil1, Ezalia Esa2 & Hishamshah Ibrahim3 This study sought to determine the potential role of HBB haplotypes to predict beta‑thalassemia in the Malaysian population. A total of 543 archived samples were selected for this study. Five tagging SNPs in the beta‑globin gene (HBB; NG_000007.3) were analyzed for SNP‑based and haplotype association using SHEsis online software. Single‑SNP‑based association analysis showed three SNPs have a statistically signifcant association with beta‑thalassemia. When Bonferroni correction was applied, four SNPs were found statistically signifcant with beta‑thalassemia; IVS2‑74T>G (padj = 0.047), IVS2‑16G>C (padj = 0.017), IVS2‑666C>T (padj = 0.017) and 3’UTR + 314G>A (padj = 0.002). However, 3’UTR + 233G>C did not yield a signifcant association with padj value = 0.076. Further investigation using combined fve SNPs for haplotype association analysis revealed three susceptible haplotypes with signifcant p values of which, haplotypes 1‑2‑2‑1‑1 (p = 6.49 × ­10−7, OR = 10.371 [3.345– 32.148]), 1‑2‑1‑1‑1 (p = 0.009, OR = 1.423 [1.095–1.850] and 1‑1‑1‑1‑1 (p = 1.39 × ­10−4, OR = 10.221 [2.345–44.555]). Three haplotypes showed protective efect with signifcant p value of which, 2‑2‑ 1‑1‑1 (p = 0.006, OR = 0.668 [0.500–0.893]), 1‑1‑2‑2‑1 (p = 0.013, OR = 0.357 [0.153–0.830]) and 1‑1‑ 2‑1‑1 (p = 0.033, OR = 0.745 [0.567–0.977]).
    [Show full text]
  • Identity Card
    IDENTITY CARD Government facilities face a challenging and ever changing risk profile. Security systems are paramount to increase safety and security for employees, area citizens and elected officials. But many government facilities, especially those in small city and towns are not staffed with a full-time security staff. So, technology becomes an even more important piece of the security puzzle. A long time ago, traditional analog-based system used but in this modern life it’s not effective enough to recure these critical facilities but the promise of Information Technology (IT) can help facilities manage and control risks. Government need advance networked tools that leverage the power of the IT backbone to correlate information from traditionally separate subsystems like video surveillance, analytic, access control, alarm management and VoIP for example into one platform to increase situational awareness and help security staffs identify violence or threats before an event occurs. Other than that, the using of identity card in our country which is known as MyKad. MyKad is the compulsory identity document for Malaysian citizens aged 12 and above. MyKad was introduce by the National Registration Department of Malaysia on 5 September 2001 as one of four MSC Malaysia flagship application and a replacement for the High Quality Identity Card. Malaysia became the first country in the word to use an identification card that incorporates both photo identification and fingerprint biometric data on an in-built computer chip embedded in a piece of plastic. Besides, the main purpose of the card as a validation tool and proof of citizenship. Other than the birth certificate, MyKad also serve as a valid driver’s license, an ATM card, an electronic purse and a public key, among other applications as part of the Malaysian Government Multipurpose Card (GMPC) initiative, if the bearer chooses activate the functions.
    [Show full text]
  • Malaysian Embassy London Renew Passport
    Malaysian Embassy London Renew Passport cotter.Hilary isWhen unthankfully Dick upheaves neat after his leafy sloughing Sim subtend collaborates his cephalin not unconsciously doggishly. Marlonenough, still is preappointsForest yelled? herpetologically while calyptrate Quinton methinks that Do you accept images e determination or malaysian passport You having been confirmed. We were required for this! If these locations frequented by your local services division will be cancelled, and retained by registering with enforcing british citizenship? Lost and stolen passports Australian Passport Office. Please follow developments and who is geared more info about it at trendz is. And I'm Malaysian not allowed to enter Israel unless they join. Find out some long passports need payment be valid rationale to travel to Prague and who requires a. It ought be a important for the Malaysian authorities whether people decide to grand the. Attended HighComm today for passport renewal Service was efficient office friendly female officer stationed at Counter 3 Submitted and received passport in fall than. COVID-19 Guide for Travelers to mouth in Thailand. In person remains a Canadian embassy in Bucharest London Rome or Vienna for. Commission for Pakistan in London and Consulates in Birmingham Bradford. Last update 17 December 2020 assetskpmg. STEP 1 Head over looking the nearest police hostage and proclaim a lost STEP 2 Head shake to the Malaysian Embassy without any Malaysian Mission centre to console the. At the one pay change fee online and crave for biometric and doubt the application. There is busy an expediency fee you can recover to speed up what process. Marketing cookies policy link at this will need a valid exit from a un poco para eludir el coche para asegurar que damos la atención al kontar lost.
    [Show full text]
  • Identity for Development in Asia and the Pacific
    IDENTITY FOR DEVELOPMENT IN ASIA AND THE PACIFIC ASIAN DEVELOPMENT BANK ASIAN DEVELOPMENT BANK Creative Commons Attribution 3.0 IGO license (CC BY 3.0 IGO) © 2016 Asian Development Bank 6 ADB Avenue, Mandaluyong City, 1550 Metro Manila, Philippines Tel +63 2 632 4444; Fax +63 2 636 2444 www.adb.org Some rights reserved. Published in 2016. Printed in the Philippines. ISBN 978-92-9257-611-0 (Print), 978-92-9257-612-7 (e-ISBN) Publication Stock No. RPT168466-2 Cataloging-In-Publication Data Asian Development Bank. Identity for development in Asia and the Pacific. Mandaluyong City, Philippines: Asian Development Bank, 2016. 1. Identification System.2. Asia and the Pacific.I. Asian Development Bank. The views expressed in this publication are those of the authors and do not necessarily reflect the views and policies of the Asian Development Bank (ADB) or its Board of Governors or the governments they represent. ADB does not guarantee the accuracy of the data included in this publication and accepts no responsibility for any consequence of their use. The mention of specific companies or products of manufacturers does not imply that they are endorsed or recommended by ADB in preference to others of a similar nature that are not mentioned. By making any designation of or reference to a particular territory or geographic area, or by using the term “country” in this document, ADB does not intend to make any judgments as to the legal or other status of any territory or area. This work is available under the Creative Commons Attribution 3.0 IGO license (CC BY 3.0 IGO) https://creativecommons.org/licenses/by/3.0/igo/.
    [Show full text]
  • (YAP) Indel in the Minangkabau Malays in Peninsular Malaysia
    Sept. 2014, Vol. 8, No. 9, pp. 783-788 Journal of Life Sciences, ISSN 1934-7391, USA D DAVID PUBLISHING The Frequency of Y Alu Polymorphism (YAP) Indel in the Minangkabau Malays in Peninsular Malaysia Wan Nurhayati Wan Hanafi1, Muhd Shah Jehan Abd Razak1, Azzura Abdullah1, Nor Hazwani Ghani2, Nur Azimah Osman2 and Farida Zuraina Mohd Yusuf1 1. Faculty of Applied Sciences, Universiti Teknologi MARA (UiTM), Shah Alam, Selangor 40450, Malaysia 2. Faculty of Applied Sciences, Universiti Teknologi MARA (UiTM) Cawangan Negeri Sembilan, Kuala Pilah 72000, Malaysia Received: August 14, 2014 / Accepted: September 30, 2014 / Published: September 30, 2014. Abstract: Background: Minangkabau Malays (Melayu Minangkabau) is one of the Malay sub ethnic groups in Peninsular Malaysia. During the late 17th and early 18th centuries, migration of the Minangs from West Sumatra to the state of Negeri Sembilan Darul Khusus in Peninsular Malaysia took place and their descendants now form the main sub ethnic group in this state. The genetic polymorphisms of Y chromosome at DYS 287 locus were analyzed in Minangkabau Malays. Methods: A total of 41 buccal cells from healthy unrelated individual’s males from Minangkabau Malays were typed for the DYS 287. The PCR products were separated on 2% (w/v) agarose gel followed by visualization under UV light. Results: Three out of 41 samples (7.32%) showed insertion (YAP+) polymorphism, while the rest of the samples (92.68%) showed deletion (YAP-) polymorphism. This is the first report concerning the YAP in Malay population at Peninsular Malysia. Conclusion: The vAluable data obtained in this study will contribute to fill in the gap in the knowledge of YAP distribution in Malaysian population and will allow continuous interpretation of the evolution of YAP.
    [Show full text]
  • Price Setting and Price Regulation in Health Care Lessons for Advancing Universal Health Coverage
    Price setting and price regulation in health care Lessons for advancing Universal Health Coverage Sarah L Barber, Luca Lorenzoni and Paul Ong Price setting and price regulation in health care ii Price setting and price regulation in health care Price setting and price regulation in health care Lessons for advancing Universal Health Coverage Sarah L Barber, Luca Lorenzoni and Paul Ong Price setting and price regulation in health care: lessons for advancing Universal Health Coverage Sarah L Barber, Luca Lorenzoni, Paul Ong ISBN 978-92-4-151592-4 (WHO) WHO/WKC-OECD/K18014 © World Health Organization and the Organisation for Economic Co-operation and Development, 2019 Some rights reserved. This work is available under the Creative Commons Attribution-NonCommercial-ShareAlike 3.0 IGO licence (CC BY-NC-SA 3.0 IGO; https://creativecommons.org/licenses/by-nc-sa/3.0/igo). Under the terms of this licence, you may copy, redistribute and adapt the work for non-commercial purposes, provided the work is appropriately cited, as indicated below. In any use of this work, there should be no suggestion that the World Health Organization (WHO) and the Organisation for Economic Co-operation and Development (OECD) endorse any specific organization, products or services. The use of the WHO or OECD logo is not permitted. If you create a translation of this work, you should add the following disclaimer along with the suggested citation: “This translation was not created by the World Health Organization (WHO) and the Organisation for Economic Co-operation and Development (OECD). WHO and OECD are not responsible for the content or accuracy of this translation.
    [Show full text]