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A Buyers Guide to Real Estate Awesome Homes for Under 750K A From: Paul Cibrano [email protected] Subject: A Buyers Guide to Real Estate, Awesome Homes for Under $750k, A Spotify Playlist and Shameless Self Promotion Date: November 6, 2018 at 1:13 PM To: [email protected] A Buyers Guide To Real Estate In An Aggressive Buyers Market The last few months, I've been sharing that the current NYC market is one of the most favorable for buyers (there were over 800 price drops after Labor Day!) and now I'm going to share with you the perennial after Labor Day!) and now I'm going to share with you the perennial guide for Buying as well as the process you can expect! 1. Find An Agent Look for a licensed real estate agent who is knowledgeable about the neighborhoods you’re considering and is an expert in the process. 2. Get Pre-Approved Before beginning your search, you should get pre-approved by a mortgage banker for a loan (unless you are all-cash buyer). Your Compass Agent can connect you with a trusted mortgage banker to determine your ultimate buying power. 3. View Properties Attending viewings and open houses spanning a range of areas and property types. Work with your agent to narrow down your search. 4. Make An Offer Reach an agreement with the seller on price and terms. Once you have seen a home you like, you can put in an “offer”, which is a non-binding agreement to pay a certain price for the property. Your Compass agent will advise you on negotiation strategies throughout this process. 5. Conduct Due Diligence Analyze the contract of sale, building financials, and board minutes with your attorney. It is best to work with an attorney who specializes in NYC co-op and condo sales. 6. Sign Contract and Put Down Deposit You will sign the contract and put down a deposit of 10% of the purchase price. 7. Complete Loan Application Your bank will schedule an appraisal of the property, and you will submit all necessary financial paperwork as part of the loan process. 8. Prepare Your Board Package This co-op or condo application process requires detailed financial documents, reference letters, and your mortgage documents. If you are purchasing a co-op, an interview with the board will be required before approval. 9. Receive Board Approval After your interview with the co-op board, you will receive official approval to become a shareholder in the corporation. If you are you purchasing a condo, the board will issue a “waiver” of their right of first refusal. No interview will be required at a condo. 10. Bank Issues Clearance to Close 11. Schedule Closing The attorneys will coordinate a closing date with building management and the bank. 12. Final Walk-Through with Your Agent You and your agent will inspect the property before closing to make sure all appliances are in working order and that the apartment is being delivered per the contract terms. 13. Closing Congratulations, you are now a home owner! For further information or any questions about your potential search, please feel free to reach out! Public Collection Think you can't purchase in Manhattan if your budget isn't over a million dollars? Think again! Here are some great One and Two beds on the market under $750k! Public Collection Featured News Featured News Manhattan Real Estate Is Now In A Year Long Correction (I had this in last months newsletter but had to put it in again!) The average price of a Manhattan apartment fell 4 percent during the quarter, to $1.93 million, while the median price fell 5 percent to $1.1 million. Great news for buyers. CNBC This Penthouse on Billionaire's Row has This Penthouse on Billionaire's Row has a $56 Million View If anyone knows that person in Iowa who won the Powerball, if you could introduce us that would be awesome. New York Post Nobel Prize Winner Robert Shiller's Take on The Housing Market The housing market may be slowing down, but Yale economist Robert Shiller says he isn’t fearful that a big downturn is ahead. CNBC Wall Street Is Moving, And Its Reshaping New York Seems that the Financial District is the Financial District in name only as more and more companies are moving towards places like the Hudson Yards, reshaping the residential landscape as well Bloomberg News Long Island City could be the new home for (half of) Amazon’s HQ2 home for (half of) Amazon’s HQ2 NYC announced a $180 million improvement project for sewage and transportation the last week to be timed with the announcement of the HQ split. 25,000 new TECH jobs in NYC is great news for everyone. Real Deal NY Exclusive Featured Listings 345 East 73rd Street, Unit 3J Upper East Side 2 Bed | 1 Bath Welcome home to your renovated converted 2-bedroom on the Upper East Side! This home features an exceptional living room space fit for entertaining and dining also with a converted second bedroom nursery. The modern bathroom boasts Carrera marble, stone flooring and Duravit and Hans Grohe fixtures. This high-end kitchen comes equipped with and Hans Grohe fixtures. This high-end kitchen comes equipped with granite countertops, custom cabinetry and backsplash, and stainless steel appliances. In addition, there are custom built-in radiator covers providing additional storage, custom doors and hardware throughout, California Closet interiors, Lutron lighting system, recessed lighting, refinished dark wood floors, and baseboard molding. The apartment also boasts ample amount of closet storage. Spotify Playlist: Party On Garth I love metal music but I am also an unabashed fan of emo and rock tunes. These songs had a huge influence on me growing up and there are some new jammers on the playlist that have kept the genre alive. Check out this Spotify Playlist I put together featuring Paramore (pictured Check out this Spotify Playlist I put together featuring Paramore (pictured above), Taking Back Sunday, The Starting Line, Brand New and others for your listening pleasure. Party on Garth Puppies of the Week! Meet Cody and his best friend Simba. Cody has long legs, more toys than any 5 dogs put together and more friends than any 10 humans. He also likes sticking his tongue in Simba's ear but that ok because Simba literally falls asleep on top of Cody. Cody likes belly rubs and sleeping in bed with his Mom when his Dad is away on business trips. Cody is my little big sisters dog and he lives in London and I always wonder if he's little big sisters dog and he lives in London and I always wonder if he's thinking about me... Does he Alexis?! Paul Cibrano Licensed Real Estate Salesperson m: 631.948.0331 e: [email protected] website: CibranoCompass.com © Compass 2018 ¦ All Rights Reserved by Compass ¦ Made in NYC Compass is a licensed real estate broker and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdraw without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. Exact dimensions can be obtained by retaining the services of an architect or engineer. This is not intended to solicit property already listed. Unsubscribe.
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