University Banking Services Agreement

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UNIVERSITY BANKING SERVICES AGREEMENT THIS UNIVERSITY BANKING SERVICES AGREEMENT ("Agreement") is effective st as of the I day of July 2015 ("Effective Date"), and entered into by and between the Trustees of The University of Pennsylvania, an institution of higher education organized and operated under the laws of the state of Pennsylvania, having officesat 3401 Walnut Street, Philadelphia, PA 19104 ("University") and PNC Bank, National Association, a national banking association, with its principal officeat One PNC Plaza, 249 Fifth Avenue, Pittsburgh, Pennsylvania 15222 ("PNC Bank"). WHEREAS, this Agreement shall replace and supersede all prior agreements between the parties for University Banking Services. WHEREAS, the University wants PNC Bank to offer its Program on the University's Campus. NOW, THEREFORE, in consideration of the mutual covenants herein contained and intending to be legally bound hereby, it is agreed as follows: I. DEFINITIONS For the purposes of this Agreement, the followingterms shall have the following meanings: (a) "Account" shall mean any new University-affiliatedstudent, faculty, or staff PNC Bank personal checking account. (b) "Accountholder" shall mean a person who has an Account with PNC Bank. (c) "Affiliate"shall mean, with respect to either party hereto, any entity which, directly or indirectly, owns or controls, is owned or controlled by, or is under common ownership or common control with PNC Bank or University; "control" shall mean the power to direct the management of the affairs of the entity; and "ownership" means the beneficial ownership of more than 50% of the equity of the entity. (d) "Automated Teller Machine" or "ATM" shall mean an electronic terminal, together with such wiring, connections and hook-ups necessary to connect it to the STAR® or other appropriate network, that may perform one or more banking functions on behalf of customers, including, without limitation, dispensing cash, accepting deposits, making transfers between accounts and giving account balances. (e) "Campus" shall mean the area bordered as follows: beginning at Walnut and 33,d Street, 33rd Street South (including any A TM location having direct access from the public sidewalk on the east side of33rd Street) to the southern boundary of the University of Pennsylvania Hospital Building; the southern boundary of the University of Pennsylvania Building and Hamilton Walk, west to 38th Street; 38th Street, north to Spruce Street; Spruce Street, west to 41 st Street; 41'1 Street, north to Walnut Street; and Walnut Street from 415' Street east to 33rd Street, (including any ATM locations having direct access from the public sidewalk on the nmth side of SCHEDULE2 TO "EXHIBIT E" UNIVERSITY MARKS The University marks, logos and other graphics that are licensed under the terms of the Web Linking Agreement are: JN WITNESS WHEREOF, intending to be legally bound, each party hereto has caused its duly authorized representative to execute this Department of Education Cash Management Compliance Agreement on its behalf, as of the Effective Date. TRUSTEES OF THE UNIVERSJTY OF PENNSYLVANIA By: Name: Title: \(? �l ./lt6 � \Vu..e.,w'c/ Date: �- 2-:v-Jtc Name: Nickolas Ce1to Title: Senior Vice President, University Banking Date: �-Y·//, 8 .

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A Leed Platinum Tower That's the Greenest in the World
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March 19, 2009 Dear Fellow Shareholder
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