Cancer Patient's Aids Association) We Have Continued Various Activities' with Them

1. Adoption of 20 Cancer Patients As a part of our association with CPAA (Cancer Patient's Aids Association) we have continued various activities' with them. A major one being adoption of cancer patients.

We sponsor Rs. 60,000/- per patient for cancer treatment per year. This amount would cover post- surgical rehabilitation, economic support for patient and their families; emotional and spiritual counseling, accommodation during treatment. CPAA has given us the list of 20 cancer patients including their family background and patient's medical history. Their response to treatment will be informed to us on quarterly basis.

2. CPAA Tempo Traveller : A large majority of patients coming to Tata Memorial Hospital & other government hospitals from all over the country for surgery and post-surgical treatment like radiotherapy, chemotherapy, etc are offered free transportation services by CPAA. Free transport is provided to patients from one place of treatment to other or they get dropped from the hospital to the station to reach home or Dharamshala` after chemotherapy and radiation. GIC has donated a 13 seater tempo traveler to them. The inaugural ceremony took place on 7th May, 2015 at CPAA office at Mahalaxmi. Mr. P. Dutta, GM and Mr. A. K. Agarwal, DGM met with the staff of the CPAA, understood their workings and the different ways in which they help cancer affected patients and/ or their families. An amount of 9.73 lakhs was donated as a part of CSR for the purchase of this vehicle.

3. Childhood Malnutrition Control and Prevention Programme in the Govandi Dumping grounds area in Mumbai

This initiative is aimed basically for the slum children approx. 4000 (under the age group 1-6 years) in the Rafiqnagar slums near Govandi Dumping Grounds in Mumbai.

The programme aims to make children of slum dwellers around the area of Govandi dumping grounds free from the ill effects of anemia and related malnutrition. The programme caters to children of rag pickers who work on waste in the dumping grounds. These slum dwellers and their children who stay in the periphery of the dumping grounds are exposed to several health problems like skin diseases and infections, respiratory infections, lung disorders, etc. Small children also suffer from rat bites, dog bites, asthma, scabies, malaria, etc. The initiatives undertaken will help create awareness among these dwellers about health, hygiene and sanitation. Medical camps will be conducted for the children on regular basis. Nutrition powder and supplements will be given to slum children. All these initiatives and programmes will be implemented by Concern India Foundation along with Niramaya. We have promised an amount of Rs. 9.84 lakhs towards this programme.

4. Health and Sanitation Initiatives through Sulabh International Social Service Organisation

GIC would be bearing the cost of refurbishing / renovation of existing Sulabh Toilet Complex in Mumbai City limits at various locations. (Bhatia Hospital, Chinchpokli, Crawford Market, Upper D`mello Road, Lower D`mello Road, Mahim, Simla House and Tadwadi). M/s Sulabh International Social Service is a nonprofit voluntary organisation and the Advantages of Sulabh Flush Composting Toilets is that they are hygienically and technically appropriate and are easy to maintain due to their pay and use system. Their system of construction also ensures that the ground water does not get polluted. GIC Re has associated with them in renovating the existing toilet blocks in Mumbai at the various locations.

5. Shiroshi and Talyacha pada (Jawahar) and Sapte and Dhumodi ( Nasik)- Village Adoption

Jawhar is one of the most remote tribal blocks of Palghar districts. The area is surrounded by the Mokhada, Vikramgad, Dahanu blocks. Geographical area is hilly with forest area, where natural diversity is observed in forest as well as in crop. While villages in the region receive torrential rain during the monsoon season, prominent hill ranges, isolated hillocks, undulations in the district allow for the shallow soil to quickly saturate with water resulting in over-ﬂowing wells. Further, due to poor storage and naturally sloping topography, water from these wells and natural aquifers ﬂow rapidly into the sea. As a result, the area becomes dry from November onwards causing tremendous stress on villages and their communities. The main source of income is rain fed agriculture and crops grown are paddy, finger millets and other crops. Jawhar consisting 109 revenue villages with total population is 1,11,039. One such village is Shiroshi which is surrounded by Mokhada in East, Vikramgad towards west. Women have to walk miles every day to fetch water from local resources for drinking as well as other necessities. They end up wasting nearly 4 – 5 man hours of their productive time leaving aside the energy spent which could have been utilized towards livelihood generating initiatives. Establishing drinking water supply scheme for safe drinking water for both proposed villages through community participation and creating awareness on health and hygiene. Before GIC Re initiated programmes there in association with MITRA ( Maharashtra institute of Technology for Rural Areas), women of the village spent more than 4 to 5 hrs every day to fetch water from common source. It led to physical exertion, loss of earnings and inability to explore other livelihood opportunities. This also lead to girls dropping from the schools to support their mothers in daily chores and to look after their siblings. The programmes initiated here were to ensure safe and regular drinking water will be available to the villagers; to explore alternate farming opportunities; setting up of Kitchen gardens for healthy living and doing infrastructure for a small school. Self-help groups have been formed in Shiroshi with a corpus collected from most of the families to manage the running costs of the filtration system which is installed there. To promote healthy living and also to ensure ways and means to prevent wastage of water, MITRA has trained the villagers in setting up of kitchen gardens. Chilli saplings, mixed vegetable seed kit and fruit bearing plants were distributed to the concerned families. Aproox RS. 94.00 lakhs were contributed for the above programmes across these 4 villages.

6. Phase II Nezabhari- Village Adoption

As per our village adoption policy, we associate with the village for a period of 3 years to ensure that the programmes that were imitated in the first phase become sustainable and self-reliant. In the last financial year, a community hall and toilet blocks were built and 4 hand pumps were installed in Nezabhari. Solar lamps were also distributed to needy school children. To extend the association in the current financial year, free medical camps are held for the villagers of Nezabhari. This cost of health camps is borne by GIC. Because of the regular nature of these free health camps, it has been observed that the spread of communicable diseases has come down. These camps also create awareness on the lifestyle diseases like diabetes and hypertension. The villagers are now more careful about their eating habits and more conscious about their health. Continuing with the first programme i.e. community hall and toilet blocks this year to ensure viability of the same programme and to maintain aesthetic value a boundary wall and gate has been installed around the same campus. GIC has donated 12 lakhs for these programmes in Nezabhari.

7. BMVSS Jaipur

BMVSS is registered as a society under the Rajasthan Societies Registration Act on 25th March 1975 and is the world`s largest organisation for the disabled. They are a purely secular, non- religious, non- governmental, non-political, non-regional institution helping the physically challenged specially the financially weak and underprivileged.

The main objective of BMVSS is providing mobility and dignity to the amputees especially to those who are below poverty line. They provide amputees and artificial limbs to polio patients and other aids and appliances totally free of charge .

They receive nearly 125-150 amputees and polio patients visit their premises on any given day. The cost of the artificial limb is Rs. 3500/-. BMVSS provides limbs, aids and appliances, wheel chairs, hand paddled cycles, crtuches, etc to all the diabled beneficiarries at its centres FREE OF COST. The Jaipur foot enables amputees to walk, run, trek, awim, sit cross legged, walk on unevern terrain, work in wet muddy fields, etc. GIC had already committed to them in the last financial year. They have also informed us of the list of beneficiaries. This year we have committed an amount of Rs. 25.00 lakhs.

8. Financial Assistance of Rs. 10.01 lakh for providing Economic Aids to the disabled persons through BMVSS.

As a part of our initiative to provide support to the physically handicapped, it was felt that after a person receives fitment of artificial limbs / or calipers, something fruitful should be done to provide him with economic stability. With this intention, it was decided to provide economic assistance to the disabled who have already been supported for physical rehabilitation. Under this, disabled would be given low cost, quick maturing self-employment so that after getting physically rehabilitated they start earning income and become economically rehabilitated also. This is a concept of comprehensive rehabilitation covering both the physical and economic aspects. GIC has been working in this field along with BMVSSS form the last financial year. The entire help provided by BMVSS on social and economic side is totally FREE OF CHARGE as over 95% of its beneficiaries are below the poverty line. BMVSS is also the implementing agency for the ADIP Scheme of Government of India in the Ministry of Social Justice & Empowerment. Most of the beneficiaries are from BPL category and the underprivileged sections of society. GIC has contributed an amount of RS. 10.01 lakhs for this project. List of beneficiaries awaited.

9. Financial Assistance of Rs. 3.45 lakh for providing Mobile Jaipur foot camp through BMVSS Mumbai branch at Cuffe Parade ON 7th and 8th September, 2015.

As a part of our initiative to provide support, GIC Re had sponsored a mobile Jaipur foot camp at Cuffe Parade on 7th and 8th September, 2015 The mobile camp was organized for fitment of artificial limbs (Jaipur foot) and calipers for the disabled at Macchimar Nagar, Captain Prakash Pedhe Marg, Opp. Badhwar Park, Cuffe Parade, Mum–400005. This camp is being conducted through Bhagwan Mahavir Viklang Sahayak Samiti ( BMVSS- Mumbai Branch). BMVSS is the world`s largest organisation for helping the disabled. They are a purely secular, non- religious, non-governmental, non-political, non- regional institution helping the physically challenged specially the financially weak and underprivileged. About 70 beneficiaries have benefitted from this camp. The cost of camp was Rs. 3.45 lakhs

10. NAB -PROVISION OF BRAILLE KITS The National Association of Blind (NAB) is empanelled with us and their main focus area is empowerment of visually impaired persons by way of education and vocational skill development. NAB is more than 60 years old was founded in 1952.

NAB Department of Education for the last several years has been distributing Braille kits free of cost to schools for the blind and I. E. implementing agencies in India. The cost of Braille kit is about Rs. 1200/-. All school going children are given this kit at the commencement of their formal education. One kit can last for about 4-5 years. With the help of these kits they can study all subjects that a sighted child can. GIC has contributed 1000 braille kits.

11. Financial Assistance for providing Stitching Machine and Zinc Plates to National Association of Blind.

The Braille Press produces and circulates a wide range of periodicals, and general books to blind individuals & institutions for the blind all over India. All the books produced by the Braille Press are supplied either free of cost or at one sixth of the cost of production. The Braille Press has the capacity to produce about 70,000 braille volumes running into more than one crore pages in a year. GIC Re has provided them with a stitching machine. NAB does staple binding for Braille volumes that contain less than 150 pages each. When any book is printed in Braille, it runs into thrice the number of pages. As a result one text book for any given standard is in 3 volumes. Braille volumes that contain more than 150 pages (a maximum of 250) are manually stitched. By providing them this machine, they save considerable time and labour. Such machine can bind about 500 volumes in the 8 hours. GIC Re has contributed an amount of Rs. 6.18 lakhs towards purchase of stitching machine.

At present, NAB uses Aluminum plates for printing Braille press books, which are required in large quantities especially Marathi medium school text books. They use aluminum plates for the master copies to be used on the Plate Embossing Machine. The dots on aluminum sheets get worn out or flatten after some time resulting in poor quality of Braille books. These aluminum sheets cannot be reused. Zinc plates have a long life and remain undamaged even after 20-25 years. These can be recycled once a book is no longer in syllabus; the master plates can be flattened and reused. GIC Re has contributed an amount of Rs. 8.25 lakhs towards purchase of zinc plates.

12. Sponsoring the Biochemistry machine for CPAA at their Diagnostic center at Naigaon center.

The Naigaon center offers free service to the layman on every Tuesdays (normally this is done by word of mouth). All cancer policy holders can avail of various health checkups on Wednesdays. CPAA has been given this space to conduct their activities by BMC in their gynecological ward at Naigaon. GIC Re has provided them with a bio chemistry machine costing Rs. 13.77 lakhs. This machine helps to diagnose diseases and monitor treatment by measuring a variety of proteins, hormones, cancer markers, drugs and other chemicals present in the liquid part of blood. These are machines that process a large portion of the samples going into a hospital or private medical laboratory. Automation of the testing process has reduced testing time for many analytics from days to minutes he types of tests required include enzyme levels (such as many of the liver function tests), iron levels (e.g. sodium and potassium, and other tell-tale chemicals (such as glucose, serum albumin, or creatinine). These machines are used to test the reaction in the cell by the enzymes for example protein synthesis, cellular metabolism, genetics, etc. These applications are used to diagnose and treat diseases.

13. Contribution to Bhagwan Mahaveer Viklang Sahayata Samiti, Hyderabad (timeline 6 months)

To further our relationship with M/s Bhagwan Mahaveer Viklang Sahayata Samiti (BMVSS), GIC Re has also tied up with their Hyderabad center. Hyderabad center is located at King Kothi Hospital and is managed by Mr. Inder Chand Jain. GIC Re has to contribute funds for all patients who avail their facility for a period on 6 months starting 16th October, 2015 to 15th March, 2016. GIC Re has contributed Rs. 15.60 lakhs towards the same.

14. Contribution to Bhagwan Mahaveer Viklang Sahayata Samiti, Delhi (timeline 2 months)

CSR deptt. has tied up with their Delhi Center at Ahimsa Bhavan, Shankar Road Crossing, New Rajendra Nagar, New Delhi for contribution for funds for patients at their center for two months (starting 2nd November). This contribution will help about 650 disabled beneficiaries to regain their mobility and dignity through fitment and provision of Jaipur of aids and appliances such as crutches, wheel chairs and hand paddled tricycles. GIC Re has contributed an amount of Rs. 23.50 lakhs for this initiative.

15. Contribution for MID-day Meal Scheme through Annamrita.

The Midday Meal Scheme is a school meal programme of the Government of India designed to improve the nutritional status of school-age children nationwide. The programme supplies free lunches on working days for children in Primary and Upper Primary Classes in Government, Government Aided, Local Body, Education Guarantee Scheme, and Alternate Innovative Education Centers, Madarsa and Maqtabs supported under Sarva Shiksha Abhiyan, and National Child Labour Project schools run by the Ministry of Labour. It services to about 120,000,000 children in over 1,265,000 schools and Education Guarantee Scheme centers, it is the largest such programme in the world.

ISKCON Food Relief Foundation believes in providing children with the right nutrition to support their education. IFRF’s annamrita program is based on the belief that ‘you are what you eat’. Therefore one nutritious meal a day brings thousands of children to school. IFRF, presently cater over 12,00,000 meals every day from their 20 kitchen centers across 8 states. The school coordinator receives the sealed food containers. During the lunch break, piping hot nutritious and delicious sanctified khichadi in sumptuous quantity is served to the students. There are no limitations on quantity and students may eat as much as they desire.

Each annamrita kitchen is equipped with the best technology to aid bulk cooking, including heavy-weight vegetable-cutting, potato-peeling machines, steam cookers for fuel efficiency that also retain 100% of nutrients and an ecofriendly infrastructure. GIC Re has contributed Rs. 24.75 lakhs towards this scheme which would help feed children for one year at their Mira Road, Jamshedpur, Kolkata, Ujjain, Jaipur, Pune as well as Palghar. Rs. 1.73 crores has been funded for mid day meal through Annamrita.

16. Contribution for an Ultra sound Machine and Ambulance for Rural Development Trust Hospitals at Mannanur, Achampet area, Andhra Pradesh.

RDT is an NGO at Anantapur, Rayalaseema Region of Andhra Pradesh and basically focuses on areas like Education, Women empowerment, Community Health, including HIV/ AIDS, Hospitals, Community Habitat, Green Initiatives, etc. Achampet and Srisailam areas comprise of population belonging to Chenchu tribes and BC communities residing in deep forest areas where no proper medical facilities are available. It covers nearly 50 villages in 3 mandals of Amarabad, Achampet & Lingala. We have contributed towards an ultra sound facility at Mannanur clinic. Due to lack of facilities, some of them do not go for treatment. If the ultra sound facility at Mannanur clinic is provided, people will be highly benefitted. Contribution of this facility will be useful for these poor tribals, mostly relating to women’s pregnancies and child birth issues.

The scan machine will be very useful for the people who are advised medical investigations, mostly relating to women’s pregnancies and child birth issues. Ultra Sound is also used to visualize fetuses during routine and emergency prenatal care. Such diagnostic applications used during pregnancy are referred to as obstetric sonography. Ultrasound is also increasingly being used in trauma and first aid cases, with emergency ultrasound becoming a staple of most EMT response teams. GIC Re has contributed approximately 29.7 lakhs towards this programme.

17. Contribution of fees for Canteen Boys.

We have about 15 canteen boys who serve us tea/ coffee and other services in Suraksha. As a special initiative, we are contributing to the fees of all the canteen boys who are availing night school facility. To help them further their education, GIC Re has contributed Rs. 25,500/- towards their fees. The names of these boys are Mr. Sunil Shetty Mr. Pradeep Devadiga Mr. Kiran Poojary Mr. Shashikant Poojary Mr. Ajit Shetty Mr. Sachin Moogaveera Mr. Subhash Moogaveera

18. Support for the Comprehensive Day Care Programmes of Mumbai Mobile Creche

MMC is an NGO which was set up in 1972. They have centers at construction sites. At present they have 23 centers across Mumbai, Navi Mumbai and Thane. They provide nutritional and educational support to the children of migrant workers who work on Construction site. The construction industry is the largest employer of migrant labour in modern India. These workers are from the lowest strata of society. These migrant workers from unorganized sector and move from developer/ construction site as and how there are demands of the job. The children of these workers fall in the high risk section of society. Due to poverty, their parents have to work constantly resulting in children having to fend for themselves and their younger siblings. This situation leads to problems of malnutrition, under nourishment, accidents and health related problems. These children cannot avail of formal schooling. Accidents are also common as the construction site is their playground. They cater to the age group from birth to 14 years. They run a programme which caters to the health, nutritional and educational needs of construction sites worker`s children. The timings of these centers are 08.45 a.m. to 04.30 p.m. MMC provides nutritional programmes to the children to foster health, physical and cognitive development. MMC provides breakfast, mid-morning snacks, lunch and evening snacks. Children suffering from malnutrition and health related problems are referred to refund to doctors in their center. Nutritional food high in calories and proteins are given to children. Since the diet they receive is hearty and wholesome, children take complete participation in the class room activities. GIC Re has contributed an amount of Rs. 23.69 lakhs for this comprehensive day care programme.

19. Livelihood Generation for Self Employment to the Blind

The National Association of Blind (NAB) is empanelled with us and their main focus area is empowerment of visually impaired persons by way of education and vocational skill development. NAB is supports the people to develop his/her entrepreneurial capabilities to explore new avenues of self- employment through machines. This will help them to run their family independently with dignity. 22 beneficiaries have benefitted from this scheme. GIC RE has contributed R. 22.00 lakhs for the same. We have provided them popcorn machine, Xerox machine, stitching machine and flour mill. On 4th January, 2016 which is the Louis Braille day these items were distributed to the various beneficiaries at their Worli center.

20. Contribution for Mobile Van through Akshaypatra

The Akshaya Patra Foundation is a registered trust working nationwide to end classroom hunger amidst government school children and facilitate education. Logistics and food distribution form an integral part of the program, without which hot, freshly-cooked food will not reach the beneficiaries. Special purpose vehicles are used for food distribution. Cooked food is packed into stainless steel containers and loaded into these custom-built vehicles, which have racks to store the containers in an orderly manner. The vehicle is heat insulated to ensure that the food remains hot when it is delivered to the schools. Each vehicle can cater to about 4,000 children.

Thus vehicles are a crucial link in this process, without which the program is incomplete. GIC Re has contributed an amount of Rs. 33.48 lakhs towards purchase of TATA mobile van and Swaraj Mazda. The van will be used in Hubli and Bellary.

21. Contribution for Mid day meal scheme through Akshaypatra

To continue our association, Akshay Patra meals meet the nutritional requirements of children, complying with the government norms as per the recommendations of qualified nutritionists. Their kitchens are technology-intensive, and can cook a minimum of 100,000 meals in less than four and a half hours with minimum human intervention and sustained quality. The cooked food is distributed through heat-insulated, dust-free special purpose vehicles. Due to extensive mechanization of the kitchen, the program is able to offer children standardized, high quality, wholesome hygienic meals and makes the programme highly cost effective. GIC Re has contributed funds to support the feeding students @ Rs. 750 per child for this academic year at their Bangalore, Mangalore, Hyderabad, Puri and Bhubhaneshwar, Bellary centers. We have contributed Rs. 1.47 crores towards mid day meal scheme.

22. Medical camp at Silvasa through CPAA.

In today` life, wellness is more important. Keeping that in mind, we have initiated a health camp through CPAA at Silvassa. The camp was conducted over two days on 30th and 31st October, 2015. M/s Krishna Cancer Aid Association, Silvassa helped us to garner the registrations for the camp. About 5000 men and women from socio lower economic group were covered. GIC Re has contributed 3.50 lakhs towards this camp.

23. Cancer screening medical camp at Imphal, Manipur through CPAA.

Like in Silvassa, a similar camp was conducted at Imphal, Manipur through CPAA on the 26th and 27th November, 2015. Around 330 women from the underprivileged section of society were tested. The entire cost of camp was approximately 8.54 lakhs.

24. Renovation of Mumbai Mobile Creche at Khindipada, Mulund East, through Concern India Foundation

MMC owns a premise of 1279 sq. ft. in the Mulund slum where it runs the Day care center. There are four rooms in the centre - one room is utilized as the Balwadi (for 3-5 year old), one is used for the crèche (from birth to 3 year old), another one is used as the kitchen, to prepare food and one is used as the storage room. The centre was renovated as it needed urgent repair and up-gradation of infrastructure to make it more child friendly, hygienic, safe and secure and to ensure safety for the young children and to make the environment conducive for the children. GIC Re has contributed RS. 8.05 lakhs towards repair and restructuring of this crèche.

25. Contribution of Funds of disabled inmates at Swapna Nagari project working in Cashew Processing Training Unit

Helpers of the Handicapped, Kolhapur’ (HHK) was set up in 1984. It is registered as a Society and a Public Trust. In the last 31 years, the organization has helped more than 25,000 disabled persons with medical aid (including corrective surgeries), appliances (wheel chairs, calipers, etc), hostel accommodation with full boarding, school and college education, vocational training and employment. HHK has been helping the disabled on case to case and need to need basis. A family in Mangaon, had donated HHK acres (12) of their land for project of rehabilitation of the disabled. HHK have converted that piece of land into ‘Swapna Nagari’ for persons with disabilities.

HHK normally caters to the disabled persons from economically backward rural areas. Due to lack of adequate transport facility in Sindhudurg and barrier free schools suitable for the disabled, most of them remain under-educated and hence under employed or unemployed. At Swapna Nagri, disabled persons are employed, even persons with one arm, mentally challenged, hearing impaired or blind are also encouraged to do some work to earn their keep. Cashew being a major crop in the Sindhudurg district, the cashew processing can be done by physically challenged even while sitting in their wheel chairs. The entire project is managed by persons with disabilities which include physically challenged, mentally challenged, and even visually challenged (blind) persons. They process approximately 3 ton of cashew during the course of the year. The entire structure and the quarters including the cashew processing unit is designed to be handicap friendly. GIC Re has contributed a sum of Rs. 46 lakhs towards construction of quarters for the disabled as well as for the funds for 67 inmates in Swapna Nagri and also funds for construction of 2 blocks of family

quarters in Swapna Nagari.

26. Contribution to Bhagwan Mahaveer Viklang Sahayata Samiti, Buldhana

The camp was conducted at Sahakar Vidya Mandir, Chikhali Road, Buldhana from 9th to 14th January, 2016. We have already conducted a mobile Jaipur foot camp at Cuffe Parade through BMVSS Mumbai Branch. We contribute an approximate amount of Rs. 19,00,000/- towards cost of camp in Buldhana to BMVSS Mumbai. Approximately 792 beneficiaries are covered during the camp. The camp was held over the period of 8 days. The sole credit for the camp goes to Mr. Vyas who held the BMVSS Mumbai center. It was his and his entire team` total initiative to get people on the drive and endure that the information reached the disabled and the underprivileged. GIC Re has contributed approx. Rs. 19.00 lakhs towards this programme.

27. Village Adoption : Phayeng and Thanga Part II, Manipur

The Department had written to the Rural Development and Panchayati Raj of all States in India in the month of July, 2015. Manipur was one of the few states to have responded positively on this issue. GIC Re has adopted Phayeng and Thanga Pat II in Manipur. The population in both the villages is basically from the weaker and underprivileged sections of the society. Promotion of Green and Energy efficient technology was one of the programmers implemented here. This is being carried out in Umang village for Phayeng and Ithing village for Thanga part II. Also tree plantation has been taken up in the areas for an area of 40 hectares. Solar lamps are also being put up in 40 locations in both the villages. The other initiatives include capacity building with empowerment and environment protections. Also initiatives in the piggery and poultry have been implemented. Rs. 50.00 lakhs across both the villages have been contributed for these CSR activities.

28. Village Adoption : Vengurla through Swachhch Bharat Mission

The CSR department wanted to reach out to the underprivileged through out the country. The state ministry of Maharashtra have responded positively and one of the towns adopted by GIC Re is Vengurla. Vengurla is a Municipal Council city in the district of Sindhudurg, Maharashtra. The city is divided into 17 wards. The Vengurla Municipal Council has population of 12,392 of which 6,196 are males while 6,196 are females as per report released by Census India 2011. Literacy rate of Vengurla city is 91.54 % higher than state average of 82.34 %. Vengurla Municipal Council has total administration over 3,147 houses to which it supplies basic amenities like water and sewerage. It is one of the only councils to have developed the unique model of segregation waste at source. Waste or garbage is segregated and 4 parts and recycled again to create a dump free area at the dumping ground. The biogas generated through the recycling of wet waste is used for generating electricity which is required at the dump yard. A resolution has been passed by the council members wherein the villagers are liable to be penalized for any collection of rubbish or garbage in their area. To ensure that the garbage is collected and segregated in time, GIC Re has contributed 2 garbage vans to them. To ensure that their beaches remain clean and litter free, 2 mobile toilet vans have also be sponsored to support the floating population that visits the beaches. GIC Re has contributed funds for reconstruction of Sulabh toilet complex block at their market square. 2 garbage vans and 2 mobile toilets for the floating population on the beach is also donated by GIC Re. We have contributed Rs. 48.00 lakhs for these initiatives.

29. Distribution of School Accessories through SUADHA

Social Upliftment and Development for Health Action (SUADHA): – Is a non – governmental organization working for last six years on different health issues as well as social causes and to ensure upliftment of the poor and needy people. This organisation also supports various health care facilities, education and tribal welfare activities. In association with SUADHA, GIC RE contributed funds for the school accessories at 4 tribal schools in Palghar and Thane district. Approximately 1740 students were covered in this drive. The schools are listed as below: a) Adivashi Vidyalaya, Vamne, Shahapur b) Adivashi Shala, Narivalli, Murbad c) Adivashi Ashram Shala, Valhaivare, Murbad d) Mahral Kanya Zilla Parishad, Mahral, Kalyan GIC Re contributed approximately Rs. 23.00 lakhs for the school accessories.

30. Contribution to Swachchh Vidyalaya Campaign Scheme

The Honorable Prime Minister had made an announcement on 15th August last year stated that all the schools in country should have a separate toilet for girls and that this target should be achieved within one year. He has called upon the Corporates sector to give priority to this national endeavor with expenditure under the Corporate Social Responsibly. We had contributed to this task in the last financial year also. GIC Re ha constributed Rs. 15.00 crore to that initiative.

31. Contribution of Funds to Tamil Nadu Chief Minister`s Fund

In 2015, South India floods resulted from heavy rainfall of annual north-east monsoon in November– December 2015. They affected the Coromandel Coast region of the South Indian states of Tamil Nadu and Andhra Pradesh and the union territory of Puducherry with Tamil Nadu and the city of Chennai particularly hard-hit. More than 400 people were killed and over 18 lakh (1.8 million) people were displaced. Damages to the tune of Rs. 50000 crores to Rs. 100000 have been estimated. The Tamil Nadu floods are said to be costliest natural calamities for the FY 15-16. The state of Tamil Nadu was hit by heavy rains in the first week of November 2015. On 8 November 2015, during the annual cyclone season, a low pressure area consolidated into a depression and slowly intensified into a deep depression before crossing the coast of Tamil Nadu near Puducherry the following day. Due to land interaction and high vertical wind shear, the system weakened into a well-marked low pressure area over north Tamil Nadu on 10 November. The system brought heavy rainfall over the coastal districts of Tamil Nadu. Neyveli, a mining township south-west of Puducherry, recorded 139 mm on 9 November and 483 mm on 10 November of rainfall of which 450 mm fell within 9 hours. During the 24-hour period from 15-16 November, Chennai city received 246.5 mm of rainfall, the highest amount recorded since November 2005 and was described to have flooded on 16 November 2015. To ensure rehabilitation measures GIC Re contributed Rs. 3.00 crores towards the Tamail Nau Chief Ministr`s Relief fund.

32. Clean Ganga Mission

Untreated sewage, industrial waste, reduced flow and rampant underground water withdrawals affect millions of people who depend on the Ganga’s water. Donations/ or contributions received under this fund would be utilized for the following purposes: 1. Cleaning up the river, 2. setting up water treatment plants, 3. conservation of bio diversity of the river, 4. development of public amenities, 5. Ghat redevelopment projects across the river banks.

The main objective of this project is  To ensure effective abatement of pollution and rejuvenation of the river Ganga by adopting a river basin approach to promote inter-sectorial co-ordination for comprehensive planning and management  To maintain minimum ecological flows in the river Ganga with the aim of ensuring water quality and environmentally sustainable development.

GIC Re has contributed Rs. 15.00 crores for this project.

33. Plantation activity in Barmer area of Thar Desert.

SankalpTaru is a technology enabled NGO "planting trees for the people, by the people". They also support rural livelihood, empower women, promote bio-diversity and make schools cleaner and greener SankalpTaru carries out a community based plantation program on the theme “Gaon ka jungle gaon ke liye” (A forest by villagers for the village). To restore the total deserted land of more than 7 hectares into a forest approximately 7000 trees will be planted. This also leads to livelihood generation through the forest, promotion of bio diversity in the localised area and fostering, local plant species. They ensure participation of local villagers to create and promote a self-enthusiastic eco system. The entire village is responsible for the plantation blocks. They also connect students residing in nearby areas with environmental awareness program and also give them an opportunity to come closer to preserve environment. The goal of this project is to create a mini-forest based on themes of bio-diversity, livelihood support and watershed management in addition to creating the green cover in Barmer which is surrounded by Thar desert. Neem trees will be planted in the area of 7 hectares. However, to produce fodder for livestock plant Khejri will also be planted. Grown saplings will be planted which have more survival rate is these rough conditions. Fast-growing, native species with high productivity are recommended for restoring the lands in order to increase productivity and enrichment of biodiversity. GIC Re has contributed an amount of Rs. 12.30 lakhs towards this plantation drive.

34. Village Adoption : Kawalailung and Chhaitlalung, Mizoram

Kawlailung I and Chhaitlalung are two villages in Serchip district adopted by GIC Re under the village adoption scheme. We have taken up various schemes in both the villages. The projects in both the villages are focusing on 1. sanitation – provision of sanitary truck 2. education - provision of lap tops, projector and other accessories required for the school 3. women empowerment -Organize trainings/ workshops on human rights and legal rights of Women, Organize sensitization campaigns for men to respect and protect women, Awareness on Women's Health Problems 4. Livelihood generation- for marginalized farmers

Kawalilung is a village of 505 household with approximate population of 2402. This village has been adopted as Adarsh Gram under Sansaad Adarsh Gram Yojana The community is homogenous in its composition which is the Mizo tribes and Christianity religion. It is located at about 30 Kms from the District Headquarter Serchhip and about 141 Kms from the State Capital Aizawal. Farming is the main occupation with sugarcane as the main crops. Other crops include rice, orange, banana, ginger, leafy vegetables, etc. Kawlialung is famous for producing the best quality of Kurtai (Gur) in Mizoram.

Chhiahtlang is a village of 784 household with approximate population of 3951. This village has been adopted as Adarsh Gram under Sansaad Adarsh Gram Yojana (SAGY). The community is homogenous in its composition which is the Mizo tribes and Christianity religion. It is about 12 Kms from the District Headquarter Serchhip and about 98Kms from the State Capital Aizawal. Farming is the main occupation with such crops as baibing (Mizo Traditional Vegetables), rice, orange, banana, ginger, chilly, leafy vegetables, etc. GIC Re has contributed Rs. 50.00 lakhs for both the villages.

35. Livelihood Generation through Retail Shops : BNGVN

Driven by the desire of developing her native place- Bahadarpur, Ms. Nilima Mishra, has initiated, ‘Bhagini Nivedita Gramin Vidnyan Niketan’ in the year 2000 in Bahadarpur, Jalgaon. The organisation focus is on ‘helping people to help themselves.’

BNGVN has always tried to encourage tribal women in the Bahadarpur area near Jalgaon for their empowerment through their education, training and giving exposure to their hidden talents. They have requested us for financial support and employment generation, especially for 55 tribal women from rural and tribal villages in Bahadarpur area. The organization is trying to provide work opportunities to these women through various enterprises like, making food items, embroidery work, stitching and quilt making. The self-help group funded by GIC Re is called SAKHI. The beneficiaries have also contributed 25% of funds towards setting up the retail shop. This is one of the unique schemes started by GIC Re wherein the beneficiaries will contribute a small amount towards corpus fund for the next 36 months. After the end of 36 months new beneficiary would be funded from this corpus amount every month. GIC Re has contributed Rs. 22.62 lakhs for this programme on livelihood generation.

36. Solar System installation in Matoshree Vruddhashrum

The Govt of Maharashtra stated this home for aged in Nov 1995 to start in Sor village near Thane district. The land for the home was donated by the government. The home is on the banks of the scenic Bhatsa river. This Vruddhashrum was established on 15th March 1996 with a belief that service to humanity is service to God and to repay our moral debts to Society. The vrudhhashrum has approximately 110 members as on date. Senior citizens are admitted to the home without any decimation of caste, color, creed or religion. The age for men is minimum of 60 years and above and for women it is 55 years and above. The vrudhhashrum has a built in capacity to accommodate hundred senior citizens out of which 50% is reserved for ladies. There is a separate section for men and women. Special TV room worth recreation facility is also built so that the senior citizens are in touch with the outside world. There is a meditation centre as well as a physiotherapy room where a doctor (one of the inmates) helps the members with their problems. The entire place is well maintained and a team of dedicated persons oversee the running of the place. GIC Re has contributed all funds for installation of the solar system at Matoshree Vrudhashrum.

37. Construction of School cum Community Center at Anantpur Andhra Pradesh through Rural Development Trust.

We had contributed funds for an ultra sound machine and an ambulance to the Rural Development Trust in Anantpur district in Andhra Pradesh in the first half of the year. Now we have contributed funds estimated approx Rs. 22.00 lakhs for construction of school cum community center at three locations viz: Yerronipalli, Yedugurralapalli & Dubbarlapalli of MAMILLAPALLI area of Aanantapur District. These centers would be runs by Community based groups managed by the villagers for providing tuitions or additional coaching to tribal children in the said areas. The children would also be trained in various other aspects like art, culture, quiz, etc. including dance and drama which would have positive impact on the personality development of the growing up children. The goal of this initiative is to promote literacy levels to children of poor rural communities and help them get access to higher quality professional and technical education. The population in the three villages is predominantly tribal and from backward castes. Also these centers serve as day care centers for the young and infant children. The children are fed and given nutritious and wholesome diet during the day to help them overcome nutritional deficiencies.

38. Integrated Education Programme through National Association for Blind.

NAB has been operating Integrated Education programme across various locations in the country through voluntary agencies and directly in Mumbai city for visually impaired students. Under this programme blind and low vision children (both boys and girls) are encouraged to lake education in regular mainstream schools in their local areas along with sighted students. Such children receive regular services if itinerant teachers through NBA who impart training I Braille, use of special devices, orientation & mobility, daily living activities, sensory integration, etc. GIC Re has contributed Rs. 23.00 lakhs towards Integrated Education Programme. 233 Visually Impaired children/ students receive the benefit of this system.

39. Contribution for Acupressure & Massage and Physiotherapy courses for visually impaired through National Association for the Blind.

Physiotherapy Course Physiotherapy is one of the professions supplementary to medicine. It is used to restore and increase the impaired bodily function and to help the patients to achieve maximum efficiency in their activities of daily living at home, at work or at leisure. This is a profession and practical requiring skill, precision and understanding based on theoretical knowledge. The syllabus includes knowledge and understanding of Anatomy, Physiology, Behavioral Science and the psychological aspects of patient care. The National Association of Blind has initiated this 2 year course from June 1996. Being a Certificate Course, this two-year full-time training was in due course recognized as Diploma Course in Physiotherapy, by the Maharashtra State Board of Vocational Examinations (MSBVE). Subjects covered are human anatomy, physiotherapy, abnormal physiology and other allied topics besides English, computer applications and entrepreneurship. Assessment is through theory and practical exams. On completion of the course the trainees undergo 60-days clinical internship in selected hospitals. Students also volunteer at hospitals to get hand-on experience. Only X grade passed students with good knowledge of English are admitted. GIC RE has sponsored 2 batches of 15 students each amounting to Rs. 15.60 lakhs.

Acupressure and Massage Course

This MSBVE recognized six-month training program initiated in 2004 enables visually challenged individuals to work as masseurs/masseuses in hospitals and clinics and also carry out private practice. Visually challenged trainers conduct the course. On successful completion of the Course, MSBVE awards Certificates. Job placement assistance is provided to successful candidates. With more and more people becoming health conscious, this profession is fast gaining importance. The candidate may be Std VII pass to enroll in this 6 months long course. GIC RE has sponsored 2 batches of 15 students each amounting to Rs. 6.00 lakhs.

40. Contribution for Rehabilitation Courses for visually impaired through National Association for the Blind

To begin with, DOR conducted Basic Rehabilitation Course for the visually challenged covering life skills and mobility and also initiated courses for employment officers and orientation & mobility instructors, which in due course were withdrawn. NAB has started need based short term courses which help the visually impaired to overcome their disability with confidence and make great strides in the scope of work or education along with sighted people.

Basic Rehabilitation Course The course makes a blind person realize the Three A’s – Accept blindness, Adjust to blindness and Achieve despite being blind. This cost-free training course is conducted twice a year. Each batch is of 3½- month duration. The 30 trainees admitted per batch are given intensive training to develop skills in Activities of Daily Living which covers: Self-care (brushing, bathing, grooming, eating, etc.); Orientation & Mobility (safe indoor and outdoor travel techniques using the White Cane); Home Management (sweeping, making bed, simple mending, cooking, ironing, sewing, identifying currency and so on); Communication (Braille reading and writing); social etiquette etc. Confidence-building to lead a normal and productive life takes place through activities like physical training, participation in sporting and cultural activities, visits to public spaces, familiarization with public transport etc. Trainees are also provided vocational guidance, exposure to work avenues open to them and assistance in identifying

occupation that suits them most. GIC Re has sponsored 2 batches of candidates amounting to Rs. 12.96 lakhs.

Short-term Need-based Courses Course for Adolescent: This preparatory course gears up for adult life, youth in transition age – primarily those who appear for secondary/higher secondary exams. Trainees are introduced to community-based experiences; given career guidance through lectures; and trained in disability-specific skills, physical fitness and basics of day-to-day chores. The program helps them recognize and manage the physical, psychological and emotional changes they go through during this transitional phase, and gives them the confidence to pursue further education. The duration of the course is for a month and a half. GIC Re has sponsored only one batch amounting to Rs. 3.45 lakhs.

Vocational Training Course: Covers trades like making candle/incense sticks (agarbattis), liquid soap/phenyl, garlands/torans (door- hangings), envelopes, popcorn, chocolates and ubtans (face and body packs) etc., besides training in sewing, servicing gas-stove, and other manual jobs as well. Students undergo intensive training in at least three trades. These trades when pursued as a vocation can provide a livelihood. Demonstrations on marketing skills are also organized. Their department of rehabilitation also tries to provide them support to find suitable employment opportunities. GIC Re has contributed funds for one batch of 30 candidates amounting to Rs. 4.05 lakhs.

Women’s Special Course: This full-time course of 1½ month duration has been exclusively designed for all-round development of visually challenged women who are 18 and older. The Course covers orientation & mobility; Braille and communication skills; Yoga and recreation; domestic science with special emphasis on food preparation, nutrition, child care; grooming and personality development – including social etiquettes; self-defense etc. Trainees are also counseled and taught vocational trades. The training renders these women confident enough to lead near-normal life. GIC Re has sponsored only one batch amounting to Rs. 3.45 lakhs.

41. CPAA Belgaum Cancer Screening Camp

The idea of reaching out to the underprivileged on pan India basis was done with the help of Cancer Patients Aids Association (CPAA). The camp was conducted for the spouses of the soldiers working in the Maratha Regiment at Belgaum. We have been informed that there are about 2000 army men employed at the Belgaum Maratha Regiment. CPAA conducted the cancer detection screening camp for the spouses of some of these soldiers. GIC Re has sponsored approximately Rs. 7.85 lakhs for this camp.

42. Livelihood Generation through Poultry Farming for the Tribal Women in Purulia, West Bengal

PRADAN (Professional Assistance for Development Action) is a non-government, non-profit organisation that works with India’s rural poor. They promote Self-Help Groups; develop locally suitable economic activities; and introduces systems to improve livelihoods of the rural poor and sustain their progress. This concept of “enabling communities” implies that PRADAN adopts participatory processes in its work with the people, making available ideas and technologies in a manner that enhances the poor’s access to and control over their resources. These resources, in turn, aid in the improvement of their lives, in organising them into appropriate peoples’ institutions at various levels, to improve their bargaining power and in enhancing their ability to deal with mainstream systems and provide sustainability to the interventions.

PRADAN carries out all of these programmes with the collective hard work of its highly skilled and dedicated workforce. The organisation recruits and deploys high-quality human resources at the grassroots, inducting, nurturing, and developing professional development workers who are able to operate in a wide spectrum, are capable to reverse roles, are self-regulating, and continually seeking excellence in their tasks. The project GIC Re has approved brings livelihood generation to approximately 296 tribal women at Kashipur Block in Purulia district of West Bengal through poultry farming. This project would be implemented through the SHG Panchakot Mahila Poultry Producer Company Ltd. ( PMPPCL). This project would be considered over a period of three years. GIC Re has sponsored Rs. 25 lakhs for this project.

43. Construction Of classrooms in Rebecca Bellilious English School run by Samaritan Help Mission

The children, youth and women of this community are at risk that easily falls prey to the mafias and get involved in the nefarious activities. These homeless and slum communities host a variety of complex issues on a daily basis. Tikiapara slum is situated in Howrah district of West Bengal, India; along with the tracks of South- Eastern Railways and is one of the largest slums of India with 80% of minority Muslim population.

= Samaritan Help Mission is a secular non-profit organization is working in the slums of Tikiapara having 80% Muslim population under Howrah Municipal Corporation for last thirteen years. Their objective is to build awareness and empower the underprivileged, especially children, youth and women while spreading formal English education and generating employment opportunities through vocational and skill development trainings. The project primarily targets the most vulnerable children and youth groups. GIC Re has contributed funds for construction of ground floor classrooms of Rebecca Belilious English Institution to impart formal education to the underprivileged. GIC RE has contributed an amount of Rs. 25.00 lakhs.

44. Ultra sound Machine for Rotary Ambala Cancer and General Hospital.

Rotary Ambala Cancer Detection and Welfare Society is a Non-profit NGO that has established Rotary Ambala Cancer and General Hospital with a motive to provide quality treatment at affordable price. The hospital is a 100 bedded facility having various branches like General Medicine, General Surgery, Pathology, Radiology, ENT, Oncology, Orthopaedics, Cardiology and Gynaecology. The hospital is equipped with 24x7 Emergency Department, Cath Lab, Knee & Hip Replacement and Dialysis Centre. Over 300 patients avail the benefits of the hospital every day. The hospital serves to cater to the poor. The consultation charges including the super specialist range from Rs. 20/- to Rs. 100/- per visit. The other services including indoor patient services are being approximately @ 50% of market rates. GIC Re has contributed Rs. 25.00 lakhs towards purchase of ultra sound machine.

45. Mobile Jaipur Foot Camp at Jalna

Jalna district is an administrative district in the state of Maharashtra in western India. Under the able guidance of Mr. N. B. Vyas of Bhagwan Mahavir Viklang Sahayata Samiti, GIC Re conducted its third camp at Jalna in the month of March 2016. The camp was organized from 1st to 5th March, 2016. Mr. Vyas and his entire dedicated team catered around 507 differently abled people. The camp was held in Vindhyachal Shikshan Sanstha` VSS College, Jalna. The officials of the college did all the grass root work for generating awareness and ensuring that the benefits of the camp were known to public at large in Jalna. GIC Re has contributed Rs. 19.00 lakhs.

46. CANCER DETECTION CAMPS THRU` SUADHA

Social Upliftment and Development for Health Action (SUADHA) had proposed to do whole body cancer screening on 12th and 19th March 2016 for 200 women. They have covered approximately 100 women each Saturday. The whole body checks up were conducted for the underprivileged women from in and around Kalyan. These women were from the underprivileged section of the society (mostly working as housemaids). Approximately Rs. 1.00 lakh was contributed for these 2 camps.

48. Contribution to Bhagwan Mahaveer Viklang Sahayata Samiti, Bangalore ( camp 01.01.16 to 09.01.16)

BMVSS Bangalore had requested us to fund their Mobile Jaipur Foot Camp at Bangalore. This is an anuula event held at Bangalore in association with the Rotary Club. The disabled or the physically challenged across the southern districts of Karnataka, Tamil Nadu and Andhra and Telangana avail of this opportunity. The camp was conducted in the 1st week of January, 2016 from 1st to 9th Jan, 2016. This was one of the first camps wherein the sugar level of each and every beneficiary was also tested. An awareness camp regarding diabetes was also held on each day of the camp. It was observed that most of the amputees who required the Jaipur foot were diabetic and it was very necessary that awareness about the new lifestyle disease be informed to all. GIC Re has contributed an amount of Rs. 25.00 lakhs for this initiative.

49. GIC Re Scholarships 2015-17

GIC Re provides scholarships to students of National Insurance Academy (NIA) who are enrolled every year in the PGDM course. The scheme is called "GIC Re Scholarship Scheme" wherein 5 such scholarships are issued. The Scholarship Scheme is intended to provide assistance to meritorious students from lower income families enrolled in the PGDM Course at NIA every year to enable them to complete their education by alleviating the financial constraint faced by them. The names of the students selected for FY 15-17 are as under  Mr. Sriraj Nair  Mr. Rohit Mahajan  Mr. Sagar Charpe  Mr. Pravin Katare

48 50. Contribution of funds for Alibaug Council.

Alibag is a coastal town and municipal council in Raigad district in Konkan region of Maharashtra, India. It is the headquarters of the Raigad. Alibag has a population of 20743 as per 2011 census. Males constitute 52% of the population and females 48%. Alibag has an average literacy rate of 79%, higher than the national average of 59.5%; with 54% of the males and 46% of females literate. 11% of the population is under 6 years of age. The town has an area of 0.7 square mile. We have contributed funds around 26 lakhs for providing a mobile toilet for the floating population on the beaches and for providing computer infrastructure for their schools.