1. Adoption of 20 Cancer Patients As a part of our association with CPAA (Cancer Patient's Aids Association) we have continued various activities' with them. A major one being adoption of cancer patients. We sponsor Rs. 60,000/- per patient for cancer treatment per year. This amount would cover post- surgical rehabilitation, economic support for patient and their families; emotional and spiritual counseling, accommodation during treatment. CPAA has given us the list of 20 cancer patients including their family background and patient's medical history. Their response to treatment will be informed to us on quarterly basis. 2. CPAA Tempo Traveller : A large majority of patients coming to Tata Memorial Hospital & other government hospitals from all over the country for surgery and post-surgical treatment like radiotherapy, chemotherapy, etc are offered free transportation services by CPAA. Free transport is provided to patients from one place of treatment to other or they get dropped from the hospital to the station to reach home or Dharamshala` after chemotherapy and radiation. GIC has donated a 13 seater tempo traveler to them. The inaugural ceremony took place on 7th May, 2015 at CPAA office at Mahalaxmi. Mr. P. Dutta, GM and Mr. A. K. Agarwal, DGM met with the staff of the CPAA, understood their workings and the different ways in which they help cancer affected patients and/ or their families. An amount of 9.73 lakhs was donated as a part of CSR for the purchase of this vehicle. 3. Childhood Malnutrition Control and Prevention Programme in the Govandi Dumping grounds area in Mumbai This initiative is aimed basically for the slum children approx. 4000 (under the age group 1-6 years) in the Rafiqnagar slums near Govandi Dumping Grounds in Mumbai. The programme aims to make children of slum dwellers around the area of Govandi dumping grounds free from the ill effects of anemia and related malnutrition. The programme caters to children of rag pickers who work on waste in the dumping grounds. These slum dwellers and their children who stay in the periphery of the dumping grounds are exposed to several health problems like skin diseases and infections, respiratory infections, lung disorders, etc. Small children also suffer from rat bites, dog bites, asthma, scabies, malaria, etc. The initiatives undertaken will help create awareness among these dwellers about health, hygiene and sanitation. Medical camps will be conducted for the children on regular basis. Nutrition powder and supplements will be given to slum children. All these initiatives and programmes will be implemented by Concern India Foundation along with Niramaya. We have promised an amount of Rs. 9.84 lakhs towards this programme. 4. Health and Sanitation Initiatives through Sulabh International Social Service Organisation GIC would be bearing the cost of refurbishing / renovation of existing Sulabh Toilet Complex in Mumbai City limits at various locations. (Bhatia Hospital, Chinchpokli, Crawford Market, Upper D`mello Road, Lower D`mello Road, Mahim, Simla House and Tadwadi). M/s Sulabh International Social Service is a nonprofit voluntary organisation and the Advantages of Sulabh Flush Composting Toilets is that they are hygienically and technically appropriate and are easy to maintain due to their pay and use system. Their system of construction also ensures that the ground water does not get polluted. GIC Re has associated with them in renovating the existing toilet blocks in Mumbai at the various locations. 5. Shiroshi and Talyacha pada (Jawahar) and Sapte and Dhumodi ( Nasik)- Village Adoption Jawhar is one of the most remote tribal blocks of Palghar districts. The area is surrounded by the Mokhada, Vikramgad, Dahanu blocks. Geographical area is hilly with forest area, where natural diversity is observed in forest as well as in crop. While villages in the region receive torrential rain during the monsoon season, prominent hill ranges, isolated hillocks, undulations in the district allow for the shallow soil to quickly saturate with water resulting in over-flowing wells. Further, due to poor storage and naturally sloping topography, water from these wells and natural aquifers flow rapidly into the sea. As a result, the area becomes dry from November onwards causing tremendous stress on villages and their communities. The main source of income is rain fed agriculture and crops grown are paddy, finger millets and other crops. Jawhar consisting 109 revenue villages with total population is 1,11,039. One such village is Shiroshi which is surrounded by Mokhada in East, Vikramgad towards west. Women have to walk miles every day to fetch water from local resources for drinking as well as other necessities. They end up wasting nearly 4 – 5 man hours of their productive time leaving aside the energy spent which could have been utilized towards livelihood generating initiatives. Establishing drinking water supply scheme for safe drinking water for both proposed villages through community participation and creating awareness on health and hygiene. Before GIC Re initiated programmes there in association with MITRA ( Maharashtra institute of Technology for Rural Areas), women of the village spent more than 4 to 5 hrs every day to fetch water from common source. It led to physical exertion, loss of earnings and inability to explore other livelihood opportunities. This also lead to girls dropping from the schools to support their mothers in daily chores and to look after their siblings. The programmes initiated here were to ensure safe and regular drinking water will be available to the villagers; to explore alternate farming opportunities; setting up of Kitchen gardens for healthy living and doing infrastructure for a small school. Self-help groups have been formed in Shiroshi with a corpus collected from most of the families to manage the running costs of the filtration system which is installed there. To promote healthy living and also to ensure ways and means to prevent wastage of water, MITRA has trained the villagers in setting up of kitchen gardens. Chilli saplings, mixed vegetable seed kit and fruit bearing plants were distributed to the concerned families. Aproox RS. 94.00 lakhs were contributed for the above programmes across these 4 villages. 6. Phase II Nezabhari- Village Adoption As per our village adoption policy, we associate with the village for a period of 3 years to ensure that the programmes that were imitated in the first phase become sustainable and self-reliant. In the last financial year, a community hall and toilet blocks were built and 4 hand pumps were installed in Nezabhari. Solar lamps were also distributed to needy school children. To extend the association in the current financial year, free medical camps are held for the villagers of Nezabhari. This cost of health camps is borne by GIC. Because of the regular nature of these free health camps, it has been observed that the spread of communicable diseases has come down. These camps also create awareness on the lifestyle diseases like diabetes and hypertension. The villagers are now more careful about their eating habits and more conscious about their health. Continuing with the first programme i.e. community hall and toilet blocks this year to ensure viability of the same programme and to maintain aesthetic value a boundary wall and gate has been installed around the same campus. GIC has donated 12 lakhs for these programmes in Nezabhari. 7. BMVSS Jaipur BMVSS is registered as a society under the Rajasthan Societies Registration Act on 25th March 1975 and is the world`s largest organisation for the disabled. They are a purely secular, non- religious, non- governmental, non-political, non-regional institution helping the physically challenged specially the financially weak and underprivileged. The main objective of BMVSS is providing mobility and dignity to the amputees especially to those who are below poverty line. They provide amputees and artificial limbs to polio patients and other aids and appliances totally free of charge . They receive nearly 125-150 amputees and polio patients visit their premises on any given day. The cost of the artificial limb is Rs. 3500/-. BMVSS provides limbs, aids and appliances, wheel chairs, hand paddled cycles, crtuches, etc to all the diabled beneficiarries at its centres FREE OF COST. The Jaipur foot enables amputees to walk, run, trek, awim, sit cross legged, walk on unevern terrain, work in wet muddy fields, etc. GIC had already committed to them in the last financial year. They have also informed us of the list of beneficiaries. This year we have committed an amount of Rs. 25.00 lakhs. 8. Financial Assistance of Rs. 10.01 lakh for providing Economic Aids to the disabled persons through BMVSS. As a part of our initiative to provide support to the physically handicapped, it was felt that after a person receives fitment of artificial limbs / or calipers, something fruitful should be done to provide him with economic stability. With this intention, it was decided to provide economic assistance to the disabled who have already been supported for physical rehabilitation. Under this, disabled would be given low cost, quick maturing self-employment so that after getting physically rehabilitated they start earning income and become economically rehabilitated also. This is a concept of comprehensive rehabilitation covering both the physical and economic aspects. GIC has been working in this field along with BMVSSS form the last financial year. The entire help provided by BMVSS on social and economic side is totally FREE OF CHARGE as over 95% of its beneficiaries are below the poverty line. BMVSS is also the implementing agency for the ADIP Scheme of Government of India in the Ministry of Social Justice & Empowerment. Most of the beneficiaries are from BPL category and the underprivileged sections of society. GIC has contributed an amount of RS.