VIEW FROM THE HILL REAL ESTATE Satisfaction Record breaker not guaranteed at Crye-Leike Find Public Notices Governor’s “customer-  e company closed inside & online: focused” government 32,583 transactions www.HamiltonCountyHerald.com comes with sticker shock. worth $.5B in 2017. P3 P16 Crye-Leike co-founder Harold Crye

Volume 105 | No. 6 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

February 9 – 15, 2018 Brown lauded for service, humor Retired judge What was going on in honored for Chattanooga in 1968? Saturday, Feb. 10 achievements in A massive purge of Hamilton County voting 48-year career polls was proposed Friday By David Laprad by Chairman John Curtis of the Election Commission. hen attorney Roger  e action was postponed Dickson of Miller & until Feb. 19.  e purge Martin learned the would be accomplished by a WChattanooga Bar mailing to some 97,000 reg- Association would be honoring istered voters in the county his colleague and friend Judge and cost about $7,000. William L. “Chink” Brown  e Chattanooga Hous- with the Jac Chambliss Life- ing Authority Board has time Achievement Award, he approved preliminary plans thought they were kidding. for the three-story Interna- If Brown were receiving an tional Business Machines award, surely it was in spite building at the northwest of the things he’d done rather corner of Sixth and Chest- than in honor of them. nut Streets. Dickson’s mind fl ashes back Dr. James M. Mol- to the early 2000s, when he and er, president of Kiwanis Brown were trying a jury trial International, addressing Photograph by Alex McMahan in Knoxville on behalf of Co- William L. “Chink” Brown shares a laugh with Larry Cash at the Chattanooga Bar Association’s 120th annual meeting. members of area Kiwanis ca-Cola Enterprises. Brown was clubs Friday night, declared in the middle of a presentation that if men, such as those Lawrence & Lawrence, sup- humorous antics, though, say- attended a public meeting with when he knocked over the ports this theory by smiling as ing they’re unsuitable for the the County Commission and in Kiwanis, do not take the easel containing his visual aids, lead in supporting law and he recalls a trip he and Brown printed page. the mayor in the auditorium of scattering its contents across took to Cancun in the 1970s Dickson, however, tells Bledsoe County High School. order at the community the court room fl oor. level, the “peddlers of burn, with a group of trial lawyers. another Brown story that is Brown was seated up front, As Brown bent over to pick “I started laughing the appropriate for public con- and as the meeting started, baby, burn” will reduce you them up, he indiscreetly aimed to sackcloth and ashes. moment we stepped onto the sumption: the time Travis Upchurch walked in with his his backside at the jury. Not plane and I didn’t stop laughing McDonough, now a judge attorney, Steven Greer. John C. Curtis has been wanting to lose the case on a elected to succeed Fielding until we parted company once for the U.S. District Court of  e crowd cheered their ar- technicality, Dickson stood we were back in Chattanooga,” East Tennessee but then an rival and celebrated again a few Atchley as president of the up from his seat, walked to his Chattanooga Trial Lawyers Lawrence recalls. “Chink is that attorney with Miller & Martin, minutes later when the County friend and whispered, “You’re funny.” convinced Brown to make a Commission elected to retain Association. Ray Siener was pointing your ass at the jurors!” named vice president; Wil-  e laughter didn’t subside bid to become the attorney for Upchurch. Brown responded by loudly even when both men were Bledsoe County. “ e audience booed and liam T. Roper, secretary; and colorfully suggesting his See 50 YEARS, page 18 stricken with Montezuma’s “ e mayor wanted Chink jeered Chink as he walked out,” co-counsel bend over and help. Revenge. “If anything, that to replace Harold Upchurch Dickson says, nearly doubling Dickson laughs nearly to the INSIDE heightened Chink’s ability to because Upchurch kept suing over. “When he was back in the point of tears as he tells the laugh at a situation,” Lawrence the county,” Dickson recalls. truck, he let Travis have it for ■ FINANCIAL FOCUS P5 story.  is is the eff ect a Brown adds. “Chink was smart and said no, talking him into doing that.” story has on a person. Lawrence won’t share any but Travis talked him into it.” Although Dickson was sur- ■ REAL ESTATE P15 Another attorney friend of the specifi cs of Brown’s Brown and McDonough See BROWN, page 6 of Brown’s, Phil Lawrence of 2 | February 9–15,2018 Linda Minks Hood Minks Linda

EXECUTIVEDIRECTOR CHATTANOOGA BAR ASSOCIATION on,” Colvinsaid. worth thepapertheywereprinted ing powersofattorneythat“werenot with Chattanoogalawfirmsandsell posing aslawyersorintermediaries an increaseinthenumberofpeople Hispanic community.Lastyearsaw the issueofindividualspreyingon the 30-daynon-solicitationrule. on telemarketerswhowereignoring board starCharlesPitmanandtook by outofstateattorneys,tackledbill- garding thepeddlingoffamilytrusts and theattorneygeneral’sofficere- Board ofProfessionalResponsibility effort thatissuedcomplaintstothe attack. etwoattorneysoversawan leaving PinchakandElliotttoleadthe General SessionsJudgeDavidBales, came thetemporaryreplacementfor group. and AlexMcVeaghtospearheadthe attorneys FrankPinchak,SamElliott Tennessee’s laws.Hethentapped state’s attorneygeneraltoenforce committee intendedtoworkwiththe bus tragedy,Colvinputtogethera tion ofthevictimsWoodmore rules. Troubledbythedirectsolicita violating Tennessee’santi-solicitation arms againstattorneyswhowere the unauthorizedpracticeoflaw. president WilliamColvinregarding continuing “thegoodwork”of2017 members. in itsother2018officersandboard award recipientsfor2017andswore- nooga, theCBAalsoannouncedits place Jan.31ateWestinChatta the year. the CBAandlaidouthisagendafor was installedasthe2018presidentof case, assoonhewasabletoleave. return tocourt,wherehewastryinga to ChancellorJeffAthertonthathe’d whistle. Heendeditwithapromise meeting toorderwithanear-piercing nooga BarAssociation’s120thannual Laprad David By Harwell focuses on minority outreachminority focuseson Harwell Harwell announced that the CBA Harwell announcedthattheCBA Colvin’s committeealsoaddressed McVeagh withdrewwhenhebe In 2017,Colvinissuedacallto Foremost onHarwell’smindwas During themeeting,whichtook Between thosebookends,Harwell Marc HarwellcalledtheChatta- Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 | Bar Association Bar notes from the the notesfrom Chattanooga

News and Newsand

Steven M.Jacoway Steven John C. Harrison John C. Bar Association PRESIDENT-ELECT Marc Harwell Marc SECRETARY PRESIDENT Executive Committee - - - - ened ofus.” they needandbecomefright victims don’tgetthelegalservices their moneyandthenvanishing.e as CBApresident.“Peoplearetaking Harwell saidduringhisfirstremarks services theyneed. ics andensuretheyreceivethelegal it LaPaztoreachoutlocalHispan- has joinedforceswithlocalnon-prof Brown, William Colvin andFrank Pinchak. Matt Brock, SheriFox, Marc Harwell, Nora McCarthy, Lynda Hood,theHon.William “Chink” Napolitan as2018 president of theChattanooga Bar Association. Circuit Court JudgeMarieWilliams installs Marc Harwell of Leitner, Williams, Dooley & “What’s happening is awful,” “What’s happeningisawful,” William Colvin G. Robin L. Miller L. Robin PASTPRESIDENT TREASURER Hamilton CountyHerald - - Board of Governors Drew H.Reynolds, Drew Jeffrey W.Jeffrey Maddux Thomas M.Horne Thomas George G. Hixson G. George YLD REPRESENTATIVEYLD Lee AnnAdams Lee Jimmy Rodgers er lawyers and involve them more in er lawyersandinvolvethemmorein neys inChattanoogaembraceyoung- to seetheoldergenerationofattor- in.” to helpthembutalsobring to theminoritycommunitynotjust he added.“We’regoingtoreachout en’t alotofminoritiesinthisroom,” more minoritiesinthebar.“erear Sheri FoxSheri Harwell expressed a similar desire Harwell expressedasimilardesire Harwell also said he wants to see Harwell alsosaidhewantstosee

Photographs by Alex McMahan JUDICIAL REPRESENTATIVEJUDICIAL Ex-Officio Member The Honorable J. B. The J.B. Honorable Bennett - it togrow.” is willmakeitstrongerandenable one ofus. competition andtogetknoweach to becomeinvolvedinourmocktrial work withustoputonbetterCLEs, of community–toinspirethem to becomeleadersandseizeasense the millennialgeneration. short-sighted viewofhowtohandle while return.ButIbelievethat’sa every investmentprovidesaworth- there’s amovementtomakesure the increasedpressureonlawfirms, created aninterestingdynamic.With firms,” Harwellcontinued.“at’s lennials appearasassociatesinour to Chattanooga. competition asmorelawfirmsmove tunity. Butwe’vealsoseenincreased which providesawonderfuloppor and peopleareenteringourcity, seen ourcityexplode.Alotofmoney business,” Harwellsaid.“We’vealso to keepoldbusinessandacquirenew which isputtingmorepressureonus budgets andareductioninlitigation, seen corporationsdecreasetheirlegal years. Inashortperiodoftime,we’ve the businessoftheirfirms. Hamilton County. of everypublichighschoolseniorin a copyofthepublicationinhands You’re Eighteen”bookletandgetting Law Dayprogram,revisingthe“So nessee’s ProBonoNight,startinga supporting LegalAidofEastTen in 2017includedhostingsixclinics, e YLD’spublicserviceactivities announcements duringabusyyear. for sendingoutmostofthegroup’s Matt Brock.omasthankedBrock Volunteer oftheYearAwardto preceding yearandtheircareers. their contributionsthroughoutthe gram, whichrecognizesmembersfor Awards bonanza off theawardsportionofpro Lawyers Divisionpresident,kicked www.chattanoogabar.org “We have a strong community. “We haveastrongcommunity. “I wouldlikeustoencouragethem “At thesametime,we’veseenmil- “A lot has changed in the last 10 “A lothaschangedinthelast10 omas also thanked Brock for his omas alsothankedBrockforhis omas presentedtheYLD Brittany omas, 2017 Young Brittany omas,2017Young www.hamiltoncountyherald.com See CBA page 12 page , - - - 3

| CHATTANOOGA BAR ASSOCIATION

Katherine Lentz ofLentz Grant, Konvalinka & Konvalinka Harrison February 9 – 15, 2018 9 – 15, 2018 February Photographs by Alex McMahan Chancellor Chancellor Atherton Jeff Timothy Mickel of Evans Harrison Hackett Harrison Evans of Mickel Timothy Sean Martin of Carr Allison Carr Martin of Sean Barret Albritton of Spears, Moore, Rebman & Williams Rebman Moore, Spears, of Albritton Barret & Stophel Bahner Chambliss, of and John Jackson 13

Hamilton County Herald County Hamilton Michael Alston of Husch Blackwell Husch of Michael Alston 2017 Chattanooga Bar Association President President Association Bar Chattanooga 2017 Williams, Leitner, of Harwell Marc surprises Colvin William Award. with the President’s & Napolitan Dooley

Harry Burnette of Burnette, Dobson & Pinchak Dobson Burnette, of Harry Burnette & Adams Swafford Greer, of Greer and Stephen

Weill, Harry’s daughter Harry’s Weill,

Zealous Practice of Law award, and Flossie Flossie and award, Law of Practice Zealous Nora McCarthy, winner of the Harry Weill Weill Harry the of winner McCarthy, Nora Tennessee Court Tennessee Judge Appeals of John McClarty and Chattanooga Association Bar Direc- Executive Hood Lynda tor

General Session Court Judge Clarence Shattuck, Jr., and Jr., Shattuck, Judge Clarence Court Session General Bean Judge Russell Court City Chattanooga Eric Burnette of Burnette, Dobson & Dobson Burnette, of Eric Burnette Pinchak Rachael Henry, clerk for Robin Miller Robin clerk for Henry, Rachael www.hamiltoncountyherald.com 4 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com HCH ■ VIEW FROM CAPITOL HILL Hamilton County Herald Customer-focused govt. not always a pleaser 103 years of service Gov. Bill Haslam is fond ■ Runs EmPower TN, a view. Telephone 423-602-9270 of saying government should statewide program to reduce But that’s exactly what the Fax 423-602-9269 run more like a business, and energy consumption and lower Offi ce of Customer Focused 735 Broad Street Suite 406 during his eighth and fi nal utility costs in state-owned and Government did after it out- Chattanooga, TN 37402 State of the State address he managed buildings. sourced 10 percent of state of- ■ – CHATTANOOGA – invoked the term “custom- Handles the Governor’s fi ce space to Chicago-based JLL er-focused” at least twice in a Management Fellowship, a a few years ago and purportedly David Laprad Editor victory lap. program for those who want saved $10 million over two [email protected] Touting education improve- Sam Stockard to work for and learn from the years, according to the offi ce. Dianna Chambers ments, budget reductions, [email protected] state’s top executives. Armed with those numbers, Display Advertising tax cuts, low unemployment Customer Focused Govern- the offi ce wanted to privatize [email protected] and a growing rainy day fund, ment also was involved in the all state building maintenance. 615-254-5522 priorities.” the Republican governor says Among its work, the offi ce: 2015 move to a unifi ed logo, Cowles told legislators Meagan Robinson Tennessee made unprecedent- ■ Manages Transparent one in which the state paid a the state could save more Foreclosures, Public Notices [email protected] ed strides during his two terms, Tennessee, a web tool provid- company $46,000 to put TN on than $35.8 million annually 901-521-1196 largely because of newfound ing people with information a red fi eld. “ is has facilitated if it turned over all facilities effi ciency. clear, consistent communi- management to a vendor, Donna Gosnell about the state’s visions, goals Circulation, Online Subscriptions “So, let me be clear, because and accomplishments, such as cation in interactions with which turned out to be JLL. customerservice@ of the eff ectiveness of our work, citizens and avoids the cost of  e contract with the vendor hamiltoncountyherald.com its AAA bond ratings and how 615-254-5522 Tennessee is in a better place it compares with other states. managing separate state agency was to contain “strict language” today than it has ever been  e tool “increases account- brand identities,” the offi ce prohibiting a reduction in force – CORPORATE OFFICES– before,” the governor said in his ability” by showing taxpayers states. and stating no “qualifi ed and 193 Jefferson Ave. speech. how their dollars are spent and Refusing to rest on its lau- productive” employee would Memphis, TN 38103 Haslam is so fi xated on is being updated to Transpar- rels, the offi ce is planning to lose their job, words sure to be Eric Barnes customer-focused government, ent Tennessee 2.0. launch a bevy of programs in comforting to state workers. Publisher, CEO [email protected] in fact, he started an Offi ce of ■ Leads Alternative Work- 2018 before Haslam heads for  e proposal ran headlong Customer Focused Govern- place Solutions, a program the hills. into complaints from legisla- Lyle Graves Associate Publisher, ment to align with his vision of designed to increase employee Besides Transparent Ten- tors and the United Campus Executive Editor running state government in a fl exibility and productivity with nessee 2.0, it will start MyTN. Workers. And so far just about [email protected] business-like fashion. open and “collaborative” work gov, a mobile app to bolster ac- every university in the state Pam Mallett “As the state’s consulting space. In turn, it reduces the cessibility to state services, Ser- has stuck with its own facilities Chief Financial Officer offi ce, we collaborate with state state’s real estate needs. vice Partnership Agreements, management workers. [email protected] agencies to drive innovation ■ Handles the Governor’s which will clarify responsi- Likewise, a move to start Member of: and operational effi ciency to Excellence in Service Awards, bilities and set “performance privatizing state parks appears Tennessee Press Association benefi t Tennesseans,” the offi ce which recognizes executive metrics” for General Services, to be doomed, and a number National Newspaper Association says in a statement explaining branch employees who are Human Resources and Finance of state workers at Fall Creek American Court & Commercial its mission. “transforming” the delivery of & Administration departments Falls are set to lose their jobs Newspapers  e offi ce runs the executive and conduct Continuity of this year when Tennessee tears state services. branch’s performance manage- ■ Oversees facilities man- State Operations to “facilitate down an inn there and builds a ment system, making sure each agement in an eff ort to improve a seamless transition” for the new one. cabinet-level agency meets the state’s real estate portfolio next governor’s administration. State Rep. John Ray Clem- its operating goals, “which and cut operating costs. (We’ll Measuring up mons is a constant critic of are driven by the governor’s get back to this later.) the Haslam administration’s Of course, all of this collabo- outsourcing eff ort. ration, facilitation, transforma- “ is notion of running this tion, accountability, interaction Subscription $15 per year state like a business or running and metrics performance government like a business is a By mail doesn’t come without a price. Single copy • 50 cents falsehood that’s repeated time Director Terry Cowles’ and time again. But the reality Postmaster send salary is $159,132, and his changes of address to: is this is a public service, and Hamilton County Herald deputy director makes $93,600. there is no comparison,” says P.O. Box 3008 Two senior management Clemmons, a Nashville Dem- Memphis, TN 38173 consultants are paid more ocrat. Hamilton County Herald than $73,000, and a couple “I’ve seen no evidence of any USPS #120710 more personnel make around cost savings, any effi ciencies published weekly by $52,000. Four management or any benefi t to the people of Hamilton County Herald, LLC., fellows also make more than Periodicals Postage Tennessee from this so-called paid at $51,500. Offi ce of Customer Focused Chattanooga, Tennessee  at’s $714,300 in salaries Government. All I have seen Material published in the Hamilton County alone to make sure the state’s are massive layoff s, downsizing, Herald is compiled at considerable expense and is bureaucracy is well-oiled. It for the sole and exclusive use of our subscribers. cuts to vital state services and The contents of the Hamilton County Herald may must be noted the Department several hardships created for not be republished, resold or reproduced in any of General Services is seeing a Tennesseans.” manner, in whole or in part without the consent $183,900 reduction in recur- of the publisher. Any infringement may be subject Clemmons suspects the to legal redress. ring expenses for fi scal 2019 offi ce has been involved in The records contained in the Hamilton County out of a $41.8 million depart- several other things lawmakers Herald are taken from those fi led in the public ment budget. record and do not necessarily refl ect the fi nancial “haven’t been able to sniff out standing of the parties involved. Care is taken to And when the state’s budget yet,” and he calls that another publish suits, judgements, other documents is projected at $37.5 billion for part of the problem. exactly as they appear in the public record. next fi scal year, those 10 sala- However, the Hamilton County Herald assumes “Nobody really knows what no liability for errors or omissions. Persons who ries barely register. these high-paid offi cials are up rely solely on these contents do so at their own  en again, if you work risk. there cooking up, what the next in maintenance or janitorial Any explanation of these items, as well as scheme is they’re cooking up correction of any erroneous information, will be services for the University of behind closed doors,” he adds. published upon timely notifi cation by proper Tennessee and a government Lt. Gov. Randy McNally, on correspondence. bureaucrat sitting in the Ten- The editors are responsible for the writing and the other hands, says he’s no- display of the news, data and features in this nessee Tower in downtown ticed a “fairly steady decrease” newspaper. If you have a question or suggestion, Nashville wants to turn you in the number of complaint you may call during normal business hours. over to a private company, pos- – DavidLaprad, Editor calls and letters he receives 423-602-9270 sibly putting your job at risk, [email protected] you might take a little diff erent See HASLAM, page 5 www.hamiltoncountyherald.com Hamilton County Herald February 9 – 15, 2018 | 5

Low-interest loans to help fund Financial Focus Stan Russell infrastructure improvements [email protected]

Chattanooga has been ap- WWTA will also receive a future population and econom- proved to receive $1 million for $1,560,000 planning and design ic growth. a Moccasin Bend Wastewater loan for a sanitary sewer evalu- “ is fund provides an Treatment Plant improvements ation survey and I/I correction opportunity for TDEC to help What’s the investment project that will be funded with in Signal Mountain, Red Bank, local communities provide a 20-year, $900,000 loan with Lookout Mountain, East Ridge clean drinking water for their outlook for 2018? an interest rate of 1.53 per- and unincorporated Hamilton residents,” TDEC Commis- By most measures, 2017 was a pretty good year for inves- cent and $100,000 in principal County areas.  e project will sioner Bob Martineau said. tors. But what can you expect in 2018? forgiveness that will not have to be funded with a fi ve-year, “Financial support is one tool It’s diffi cult to precisely predict the immediate future of be repaid. $1,560,000 loan with an inter- the state can use to help ensure the fi nancial markets. However, many signs point to im-  e Tennessee Department est rate of 0.82 percent. Tennessee’s water resources proved global economic growth and rising corporate earn- of Environment and Con- “ e State Revolving Fund are preserved for future genera- ings – both of which are important drivers of stock prices. servation has approved nine Loan Program provides sup- tions.” In the United States, economic growth may be more modest communities and the Hamilton port for infrastructure needs in  rough Tennessee’s State than in other regions, which could result in international County Water and Wastewater communities across the state, Revolving Fund Loan Program, stocks outperforming domestic ones. Treatment Authority to receive which leads to cleaner water communities, utility districts Here’s another consideration: Low interest rates typically more than $34.9 million in and a better quality of life,” said and water and wastewater au- benefi t the fi nancial markets – and unless infl ation jumps low-interest loans for water Tennessee Gov. Bill Haslam. thorities can obtain loans with sharply, the Federal Reserve will probably remain patient, and wastewater infrastructure Earlier this month, Haslam lower interest rates than most only raising short-term rates slowly throughout 2018. improvements. announced the formation of a can obtain through private fi - Despite these positive signs, there’s also reason for cau-  e Hamilton County steering committee to devel- nancing. Interest rates for loans tion. Political uncertainty and changes in economic policies WWTA will receive $7,310,000 op a statewide plan for future can vary from zero percent may lead to increased market volatility. Another factor is the for the East Ridge Sewer Basin water availability. Known as to market rate based on each long-term history of the stock market, which includes a drop I/I (infi ltration/infl ow) cor- TN H2O, the plan will include community’s economic index. of 10% or more – technically called a “correction” – about rection project.  e project an assessment of the state’s Loans utilizing EPA grant once a year. We’ve gone two years since the last correction, will be funded with a 20-year, water resources and recom- funds can include a principal so it would not be surprising if we saw one in 2018. $7,310,000 loan with an inter- mendations to help ensure forgiveness component. Given this outlook – which could be classifi ed as “mod- est rate of 1.74 percent. Tennessee has an abundance Tennessee’s Clean Water erately optimistic” – what investment moves should you  e Hamilton County of water resources to support See LOANS, page 17 consider this year? Here are a few suggestions: • Rebalance your portfolio – Th e market’s gains may have increased the value of your stocks so much that they now HASLAM From page 4 things, it’s harder to get a grasp Yet, it likely will continue in represent a greater percentage of your portfolio than you on the accomplishments of some form or another under had intended – and you may not be comfortable with this about basic state services such Haslam’s Offi ce of Customer the next governor. increased presence. as getting a driver’s license or Focused Government. It does So, you may want to rebalance your portfolio to achieve buying tags during the Haslam a lot of facilitating and inter- Sam Stockard is a Nash- a suitable mix of stocks and bonds, based on your goals, risk administration. acting, but it also has angered ville-based reporter covering tolerance and time horizon. As part of this rebalancing, and Likewise, Sen. Ferrell Haile many people over the last the Legislature for the Nashville in an eff ort to help reduce the impact of market volatility, points to the Secretary of seven years, much of it with Ledger, Memphis Daily News, you may need to add investment-grade bonds and cash State’s offi ce as a good example little public notice, including Knoxville Ledger and Hamil- investments. (Of course, bonds carry some risks, too, includ- of increased effi ciency over the its creation.  at’s not exactly ton County Herald. He can be ing interest rate risk and credit risk.)  e availability of cash last seven years. It has gone the “customer-focused” thing reached at sstockard44@gmail. will also make it easier for you to purchase stocks during a from 450 positions to 350 to do. com. market downturn, when prices may be lower. people who do more work and • Look beyond U.S. borders – You may want to consider handle more programs, says adding some international equity investments to your port- Haile, a Gallatin Republican. folio, if appropriate. As mentioned above, these stocks may Sen. Bo Watson, a Hixson do better than U.S. stocks in 2018, but regardless of perfor- Republican who chairs the mance, the presence of global stocks can help diversify your Senate Finance, Ways & Means portfolio – and diversifi cation can help decrease your overall Committee, says he can’t speak risk level. (However, diversifi cation can’t guarantee profi ts about the Offi ce of Customer or protect against all losses.) Keep in mind that international Focused Government because investing carries some inherent risks, such as those related he doesn’t deal with it much. to currency fl uctuations and foreign political and economic Still, he says, “I think within events. this administration, within this • Be aware of “big” versus “little” – If you don’t own many Legislature, there has been a stocks of smaller companies, you might consider adding general theme that the citizens them to your portfolio. Smaller U.S. stocks have traditionally that we represent and serve are outperformed larger ones and may benefi t from stronger our fi rst customers.” economic growth and lower corporate tax rates. Be aware, The analysis though that small company stocks tend to be more volatile Gov. Haslam deserves some than those of larger companies. And, as with all stock invest- kudos for trying to put as many ments, you may risk losing some or all of your principal. people as possible in junior You may want to consult with a fi nancial professional to college and technical school determine which of these moves, or any others, are right classrooms. Critics point out for you. You can’t control the external factors aff ecting the he’s doing it at the expense of fi nancial markets, but you can take total charge of your own four-year university students investment decisions – and in the long run, these decisions and the Hope Scholarship fund. can help determine your success as an investor. It’s hard to complain about tax cuts, too, even though the is article was written by Edward Jones for use by your lo- state’s wealthiest residents are cal Edward Jones Financial Advisor (member SIPC). Contact getting the lion’s share of the Stan at [email protected]. breaks through the Hall tax phase-out while everyone else puts a few extra pennies in the piggy bank after they leave the grocery store. But while we can at least put a pencil to some of those 6 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com

BROWN From page 1 Basketball legend John Robert Wooden said the test prised when he learned Brown of a man’s character is what he would be receiving the Jac does when no one is watching. Chambliss Award, he quickly Wooden might have added that came around. “When I read what a man’s friends say when through the criteria, it became he’s not around speaks volumes clear that he checks all the box- as well. es,” Dickson points out. Dickson has only good Box 1: Demonstrates a high things to report about Brown’s standard of excellence for the character. “He’s the best friend legal profession you can have,” he says. “He’s Brown earned his license to loyal and considerate.” practice law on April 4, 1970, So does Lawrence. “Chink and was sworn in four days has a deep sense of loyalty to later. Not wanting to wait until his family and the friends he’s the Supreme Court convened made over the years,” he adds. in Knoxville, Brown and Box 4: Devotes significant Lawrence traveled to Jackson time and effort to benefit the to be introduced to the court. community Brown then joined his father, If Brown has one quality that Chattanooga attorney Harold trumps all others, it’s his gener- Brown, at his one-man firm the osity, according to Dickson and next day. File photograph Lawrence. But people rarely As Brown shouldered his Williams L. “Chink” Brown with members of his family at his portrait unveiling in 2016 see this side of Brown because, share of the rigors of their prac- when he does give, he does it his career as a lawyer when in down, the final straw came on tice, he consumed a steady diet quietly, behind the scenes. 1988 he expressed an interest Christmas Day, 1996, when he of jury trials in personal injury “Judge Brown felt So, although Brown’s resume in becoming judge of Division received four phone calls about and criminal cases, including doesn’t contain a long list of a duty to admonish IV of Hamilton County Circuit a custodial parent refusing to murder. Lawrence remembers boards on which he’s served Court, which was vacated when let the other parent see their Brown taking to the work like a when it was his or civic clubs to which he’s Judge David Tom Walker went children. duck to water. belonged, he’s had a significant hope that some on disability. After meeting “I told my wife, ‘at’s it. “He rapidly took to the impact on the lives of the peo- positive change with Tennessee Gov. Ned When I go back, I’m setting a craft,” Lawrence says. “He ple he’s helped. McWherter, Brown received date to resign and writing the didn’t experience much of a might result. It “When someone has under- the appointment. governor,’” Brown recounts. learning curve.” gone some misfortune, Chink was not in his “e system for appointing Not one for downtime, Brown sharpened his trial is always deeply moved and will judges was less complicated Brown retired from the bench skills on a grinding stone of capacity to give a go beyond what’s expected to then than now,” Brown says. “I on March 1, 1997, and then some of the finest lawyers of give whatever comfort and aid sterile ruling. He might not have gotten to first went to work as a partner at that time, including Charlie he can,” Lawrence says. base under the current system.” Miller & Martin on March 4. Goins, Paul Campbell, Ted gave those who “Chink is very kind and Brown’s skills as an attorney Brown has been with the Milburn, Sike Williams and generous,” Dickson adds. “If he were there to hear transferred seamlessly to the firm ever since. Although he Fred Milligan, among others. knows someone is down and bench, where Lawrence says recently went of counsel and is “ese men weren’t chicken a part of his feel- out, he’ll help them, but on the he placed his full effort on both now taking only mediation and salad,” Lawrence says. “ey side. And when I’m involved in ings – his emotions the judicial and human aspects arbitration cases, he continues were hard-nosed, seasoned the Boys & Girls Club, he gives of the cases he heard. to demonstrate a “high stan- lawyers with years of expe- about the human me a check every year.” “I often heard Judge Brown dard of excellent for the legal rience. e assistant district Occasionally, Brown will do aspects of the admonish the litigants in profession,” Dickson says. attorneys – Don Poole, Gary something in the public eye domestic relations matters e Chattanooga legal com- Gerbitz, Jeff Hollingsworth and case.” – as he did when he coached about how their acrimony and munity at large agrees, and in Stan Lanzo – were talented, Phil Lawrence, attorney and youth baseball on Signal hostility toward each other 2016, a regal portrait of Brown formidable opponents, as well.” friend of Judge William L. Mountain for 14 years and had inflicted collateral damage was unveiled in the courtroom Despite stiff opposition, Brown served as a Tennessee Wildlife on the innocent ones around in which he had served from Brown tallied many victories, “At the time, the law said a Commissioner for several years them and how destructive the bench, where it will hang in including one case he tried company that hires an inde- – but in general, he prefers to those actions were to their own perpetuity. with Gene Griffin that resulted pendent contractor can’t be operate under the radar. self-interests,” Lawrence adds. in the creation of new law. held liable for their actions Box 2: Stimulates a feeling “Judge Brown felt a duty Box 5: Enhances the image “Two couples were camping because they’re beyond their of respect, esteem and good to admonish when it was and esteem of attorneys in in Crossville and were on their control. But we proved they did fellowship among members way to buy groceries when a his hope that some positive Hamilton County control them; they operated the One of the things that makes tandem dump truck loaded change might result,” Lawrence e purpose of this category weigh station, they intentional- Brown a good lawyer, Dickson with asphalt struck them in continues. “It was not in his is slightly elusive. How does ly overloaded the contractor’s says, is his ability to connect the rear. Our lady’s neck was capacity to give a sterile ruling. one improve the image of law- trucks and they were on notice with people, including clients, broken in the collision,” Brown He gave those who were there yers beyond their effectiveness because they were paid by the juries, fellow lawyers and judg- explains. to hear a part of his feelings – as an attorney, ethical fortitude ton.” es. “He’s a forthright, straight “e company [paving for his emotions about the human and generosity? Brown and Griffin claimed up guy,” Dickson adds. the state] had its own trucks aspects of the case.” By devoting themselves to there was independent inter- Lawrence says Brown will but the job was so big, it was Brown didn’t sugar-coat his the care and support of their vening negligence and argued be remembered for his warm, hiring independent haulers. delivery, either, but became family – like Brown has done. the case all the way to the State welcoming spirit. “You don’t e truck that struck them was known for being “more direct Brown, who’s now 77, was Supreme Court, where they make many friends as a judge an independent hauler, and he than indirect, more straightfor- born and raised in Chattanoo- won and established new law. because either one side on a was overloaded. ward than oblique,” Lawrence ga. He was the oldest of three Brown was at the apex of case is really unhappy or both says diplomatically. boys, although he and his fami- sides on a case are mildly Eventually, Brown’s frus- ly lost their youngest, Mike, on unhappy,” he says. “Judges get a tration with the unbending, Dec. 22, 1953. He was four at lot of attention from attorneys, vindictive nature of domestic the time. “Christmas was never but a lot of that is the lawyers Count on litigants caused him to the fun again for my parents,” trying to keep in their good retire from the bench. “I let the Brown acknowledges. the Herald graces. divorces get to me,” he says. Brown excelled in athletics, “But Chink has made lasting for your “Most of the people involved although he goes out of his way friends among the bar. He’s in them would do anything to to avoid bragging. Neverthe- open, gracious and has a highly weekly spite the other party, and their less, he played quarterback for developed sense of humor.” Sudoku. children suffered as a result.” Central High School at a time Although Brown was al- Box 3: Maintains a high when the school was a regional ready thinking about stepping standard of ethics See BROWN, page 14 February 9 - 15, 2018 HAMILTON COUNTYPage 7 www.HamiltonCountyHerald.com H  Public Notices

ment at the time and place for the sale set NOTICE OF FORECLOSURE SALE conducted by Shapiro & Ingle, LLP, having been Foreclosure Notices forth above. STATE OF TENNESSEE, HAMILTON COUNTY appointed Substitute or Successor Trustee, all Hamilton County This office is attempting to collect a debt. WHEREAS, Linda Hardaway and Joseph of record in the Hamilton County Register’s Of- Any information obtained will be used for W. Hardaway executed a Deed of Trust to fice. Default has occurred in the performance that purpose. American Acceptance Mortgage, Inc., Lender of the covenants, terms, and conditions of said NOTICE OF SUBSTITUTE TRUSTEES SALE www.rubinlublin.com/property-listings.php Brock & Scott, PLLC, Substitute Trustee and Century Title & Escrow, Inc., Trustee(s), Deed of Trust and the entire indebtedness has WHEREAS, default has occurred in the perfor- Tel: (877) 813-0992 c/o Tennessee Foreclosure Department which was dated September 5, 2003 and been declared due and payable. mance of the covenants, terms and conditions Fax: (404) 601-5846 4360 Chamblee Dunwoody Road, Ste 310 recorded on September 11, 2003 in Book GI Party Entitled to Enforce the Debt: CIT Bank, of a Deed of Trust dated November 24, 2009, Ad #130543 Atlanta, GA 30341 6852, Page 227, Hamilton County, Tennessee N.A., its successors and assigns. executed by FRANKLIN R WILDER, conveying Jan. 26, Feb. 2, 9, 2018 Fnr18778 PH: 404-789-2661 FX: 404-294-0919 Register of Deeds. The following real estate located in Ham- certain real property therein described to File No.: 17-14849 FC01 WHEREAS, default having been made in ilton County, Tennessee, will be sold to the LARRY N. WESTBROOK, ESQ, as Trustee, as NOTICE OF FORECLOSURE SALE Jan. 26, Feb. 2, 9, 2018 Fnr18782 the payment of the debt(s) and obligation(s) highest call bidder: same appears of record in the Register’s Office STATE OF TENNESSEE, HAMILTON COUNTY thereby secured by the said Deed of Trust and Described property located at Hamilton of Hamilton County, Tennessee recorded No- WHEREAS, Latasha D. Foy and John NOTICE OF SUBSTITUTE TRUSTEES SALE the current holder of said Deed of Trust, US County, Tennessee, to wit: vember 30, 2009, in Deed Book GI 9066, Page Foy, Jr., wife and husband executed a Deed WHEREAS, default has occurred in the perfor- BANK NATIONAL ASSOCIATION AS TRUSTEE LOCATED IN THE SECOND CIVIL DISTRICT OF 294at Instrument Number 2009113000391; of Trust to Mortgage Electronic Registration mance of the covenants, terms and conditions FOR CFMSI REMIC SERIES 2004-01 - REMIC HAMILTON COUNTY, TENNESSEE: and WHEREAS, the beneficial interest of said Systems, Inc. as nominee for Mortgage Inves- of a Deed of Trust dated May 15, 2017, ex- PASS-THROUGH CERTIFICATES SERIES 2004- BEING a part of the Southeast one fourth Deed of Trust was last transferred and assigned tors Group, Lender and Charles E. Tonkin, II, ecuted by KATHY H. MULLINS, RICHARD A. MUL- 01, (the “Holder”), appointed the undersigned, (l/4th) of Section Fourteen (14 ), Township to LakeView Loan Servicing, LLC. who is now Trustee(s), which was dated October 17, 2008 LINS, conveying certain real property therein Brock & Scott, PLLC, as Substitute Trustee, Four ( 4), Range Three (3), West of the Ba- the owner of said debt; and WHEREAS, the and recorded on October 21, 2008 in Book GI described to JOSEPH B. PITT, JR., as Trustee, with all the rights, powers and privileges of sis Line, Ocoee District, and described as: undersigned, Rubin Lublin TN, PLLC, having 8785, Page 358, Hamilton County, Tennessee as same appears of record in the Register’s the original Trustee named in said Deed of BEGINNING at a point in the North line of been appointed as Substitute Trustee by instru- Register of Deeds. Office of Hamilton County, Tennessee recorded Trust; and Greenwood Road at the extreme East corner ment to be filed for record in the Register’s WHEREAS, default having been made in May 31, 2017, in Deed Book GI 11062, Page NOW, THEREFORE, notice is hereby given of the property described in Book 2051, Page Office of Hamilton County, Tennessee. NOW, the payment of the debt(s) and obligation(s) 550; and WHEREAS, the beneficial interest of that the entire indebtedness has been declared 179, in the Register’s Office of Hamilton THEREFORE, notice is hereby given that the thereby secured by the said Deed of Trust said Deed of Trust was last transferred and due and payable as provided in said Deed of County, Tennessee; thence along the North entire indebtedness has been declared due and the current holder of said Deed of Trust, assigned to LakeView Loan Servicing, LLC. who Trust by the Holder, and that as agent for the line of Greenwood Road, South 86 degrees and payable, and that the undersigned, Rubin Tennessee Housing Development Agency, (the is now the owner of said debt; and WHEREAS, undersigned, Brock & Scott, PLLC, Substitute 6 minutes West, 283.18 feet; thence North Lublin TN, PLLC, as Substitute Trustee or his “Holder”), appointed the undersigned, Brock the undersigned, Rubin Lublin TN, PLLC, having Trustee, by virtue of the power and authority 24 degrees 7 minutes East, 133 feet; thence duly appointed agent, by virtue of the power, & Scott, PLLC, as Substitute Trustee, with all been appointed as Substitute Trustee by instru- vested in it, will on February 20, 2018, at North 65 degrees 53 minutes West, 491 feet; duty and authority vested and imposed upon the rights, powers and privileges of the original ment to be filed for record in the Register’s 10:00AM at the usual and customary location thence North 31 degrees 47 minutes East said Substitute Trustee will, on February 22, Trustee named in said Deed of Trust; and Office of Hamilton County, Tennessee. NOW, at the Hamilton County Courthouse, Chatta- 471.36 feet; thence South 65 degrees 40 2018 at 10:00 AM at the West Door of the NOW, THEREFORE, notice is hereby given THEREFORE, notice is hereby given that the nooga, Tennessee, proceed to sell at public minutes East, 644.8 feet; thence South 26 Hamilton County Courthouse, 625 Georgia that the entire indebtedness has been declared entire indebtedness has been declared due outcry to the highest and best bidder for cash, minutes 25 minutes West, 465 feet; thence Avenue, Chattanooga, TN 37402, proceed to due and payable as provided in said Deed of and payable, and that the undersigned, Rubin the following described property situated in South 65 degrees 53 minutes East, 52 feet sell at public outcry to the highest and best Trust by the Holder, and that as agent for the Lublin TN, PLLC, as Substitute Trustee or his Hamilton County, Tennessee, to wit: to the beginning. bidder for cash or certified funds ONLY, the fol- undersigned, Brock & Scott, PLLC, Substitute duly appointed agent, by virtue of the power, Lot 3, J.J. Roger’s Addition to Foxwood TOGETHER WITH the joint use of a private lowing described property situated in Hamilton Trustee, by virtue of the power and authority duty and authority vested and imposed upon Heights, of record in Plat Book 830, Page roadway, as recorded in Book 1475, Page County, Tennessee, to wit: vested in it, will on February 22, 2018, at said Substitute Trustee will, on February 22, 196, in the Register’s Office of Hamilton 494, in the Register’s Office of Hamilton LOCATED IN THE CITY OF CHATTANOOGA, 10:00AM at the usual and customary location 2018 at 10:00 AM at the West Door of the County, Tennessee. County, Tennessee. HAMILTON COUNTY, TENNESSEE: LOT EIGHTY- at the Hamilton County Courthouse, Chatta- Hamilton County Courthouse, 625 Georgia For prior title see deed recorded in Book TOGETHER WITH a joint driveway and main- THREE (83), MURRAY HILLS 6TH ADDITION, AS nooga, Tennessee, proceed to sell at public Avenue, Chattanooga, TN 37402, proceed to 4300, Page 471, in the Register’s Office of tenance agreement as set out in Deed Book SHOWN BY PLAT OF RECORD IN PLAT BOOK outcry to the highest and best bidder for cash, sell at public outcry to the highest and best Hamilton County, Tennessee. 3949, Page 89, in said Register’s Office. 22, PAGE 42, IN THE REGISTER`S OFFICE OF the following described property situated in bidder for cash or certified funds ONLY, the fol- This conveyance made subject to the fol- For prior title and last instrument of record HAMILTON COUNTY, TENNESSEESUBJECT TO Hamilton County, Tennessee, to wit: lowing described property situated in Hamilton lowing: affecting the above described property, RESTRICTIONS AS SET OUT IN INSTRUMENT Located in the Second Civil District of County, Tennessee, to wit: Subject to all notes, stipulations, restrictions, see deed recorded on September 1, 1976, RECORDED IN BOOK 1335, PAGE 107, IN THE Hamilton County, Tennessee: Lot 189, Unit THE FOLLOWING DESCRIBED PROPERTY: easements, conditions, and regulations as in Book 2344, Page 52, in said Register’s REGISTER`S OFFICE OF HAMILTON COUNTY, No. 13, Lake Hills Subdivision, as shown LOT FORTY-THREE (43), LAKESHORE MANOR set out on recorded plat. Office. TENNESSEE. SUBJECT TO GAS LINE EASE- on plat recorded in Plat Book 20, page 29, SUBDIVISION, UNIT ONE (1), AS SHOWN BY Any governmental zoning and subdivision SUBJECT TO any governmental zoning and MENT AS SHOWN, DESCRIBED OR NOTED in the Register’s Office of Hamilton County, PLAT RECORDED IN PLAT BOOK 32, PAGE 94, ordinances in effect thereon. subdivision ordinances and regulations in ON RECORDED PLAT. SUBJECT TO BUILDING Tennessee. According to said plat said lot IN THE REGISTER`S OFFICE OF HAMILTON Parcel ID Number: 147A E 034 effect thereon. SETBACK LINES AS SHOWN, DESCRIBED OR fronts 115 feet on the East line of Rocky COUNTY, TENNESSEE. Address/Description: 3005 Peggy Lane, SUBJECT TO The joint use of a private road- NOTED ON LEGEND OF RECORDED PLAT. SUB- River Road and extends back Eastwardly Parcel ID: 111M A 003.44 Chattanooga, TN 37404. way, as recorded in Book 1475, Page 494, JECT TO DRAINAGE EASEMENT AS SHOWN, along the south line of Eastwood Drive 115 PROPERTY ADDRESS: The street address of Current Owner(s): Linda Hardaway. in said Register’s Office. DESCRIBED OR NOTED ON RECORDED feet to the Western line of Lot 188 on which the property is believed to be 6327 SHORE Other Interested Party(ies): Midland Funding, SUBJECT TO Joint Driveway and Maintenance PLAT. SUBJECT TO DRAINAGE EASEMENT AS it has footage of 119.6 feet; its south MANOR LN, CHATTANOOGA, TN 37416. In LLC assignee of First National Bank of Marin. Agreement as set out in Book 3949, Page SHOWN, DESCRIBED OR NOTED ON LEGEND broken line being 100 feet and 27.8 feet the event of any discrepancy between this The sale of the property described above 89, in said Register’s Office. OF RECORDED PLAT. SUBJECT TO OVERHEAD in length. Except that part of said lot used street address and the legal description of the shall be subject to all matters shown on David J. Jolley, hereby declaring that Helen TELEPHONE LINES AS SHOWN ON SURVEY BY in rounding the curve at the intersection property, the legal description shall control. any recorded plat; any and all liens against P. Jolley, died on or about March 30, 2008, DAVID W. BARNES, DATED DECEMBER 6, 1992. of Rocky River Road and Eastwood Drive. CURRENT OWNER(S): KATHY H. MULLINS, said property for unpaid property taxes; any and her husband, Joseph A. Jolley, died on Parcel ID: 129A G 016 RICHARD A. MULLIN restrictive covenants, easements or set-back or about January 2, 2006, and that their PROPERTY ADDRESS: The street address of BEING all of the same property conveyed to SOTHER INTERESTED PARTIES: TENNESSEE lines that may be applicable; any prior liens or marriage was continuous from the date of the property is believed to be 4720 TARPON Latasha D Foy by Warranty Deed from Teresa HOUSING DEVELOPMENT AGENCY encumbrances as well as any priority created acquisition of said property until the date TRL, CHATTANOOGA, TN 37416. In the event Howard, Trustee, dated October 17, 2008, of The sale of the above-described property shall by a fixture filing; a deed of trust; and any mat- of his death. of any discrepancy between this street address record in Book 8785, Page 356, Register’s be subject to all matters shown on any recorded ter than an accurate survey of the premises Street Address: 7301 Greenwood Rd, Har- and the legal description of the property, the Office for Hamilton County, Tennessee. BEING plat; any unpaid taxes; any restrictive cov- might disclose; and rison, Tennessee 37341 legal description shall control. all of the same property conveyed to Teresa enants, easements or set-back lines that may All right and equity of redemption, statutory Parcel Number: 094 177 & 094 178 CURRENT OWNER(S): FRANKLIN R WILDER Howard, Trustee of The 4731 Rocky River be applicable; any prior liens or encumbrances or otherwise, homestead, and dower are ex- Current Owner(s) of Property: The Heirs of OTHER INTERESTED PARTIES: Road Trust. by Warranty Deed from Patricia as well as any priority created by a fixture filing; pressly waived in said Deed of Trust, and the David J. Jolley, unmarried The sale of the above-described property shall Lynn Howard, Christy Cantrell Poe and Eric and to any matter that an accurate survey of title is believed to be good, but the undersigned The street address of the above described be subject to all matters shown on any recorded Charles Cantrell dated April 11, 2008 of the premises might disclose. This property is will sell and convey only as Substitute Trustee. property is believed to be 7301 Greenwood plat; any unpaid taxes; any restrictive cov- record in Book 8638, Page 545, Register’s being sold with the express reservation that The right is reserved to adjourn the day of the Rd, Harrison, Tennessee 37341, but such enants, easements or set-back lines that may Office for Hamilton County, Tennessee. it is subject to confirmation by the lender or sale to another day, time, and place certain address is not part of the legal description of be applicable; any prior liens or encumbrances Parcel ID Number: 129J C 001 Substitute Trustee. This sale may be rescinded without further publication, upon announce- the property sold herein and in the event of as well as any priority created by a fixture filing; Address/Description: 4731 Rocky River at any time. The right is reserved to adjourn ment at the time and place for the sale set any discrepancy, the legal description herein and to any matter that an accurate survey of Road, Chattanooga, TN 37416. the day of the sale to another day, time, and forth above. shall control. the premises might disclose. This property is Current Owner(s): Latasha D Foy and hus- place certain without further publication, upon This office is attempting to collect a debt. This sale is subject to, without limitation, all being sold with the express reservation that band John Foy Jr. announcement at the time and place for the Any information obtained will be used for matters shown on any applicable recorded plat; it is subject to confirmation by the lender or Other Interested Party(ies): The City of Chat- sale set forth above. All right and equity of re- that purpose. any unpaid taxes; any restrictive covenants, Substitute Trustee. This sale may be rescinded tanooga and Chattanooga Neighborhood demption, statutory or otherwise, homestead, Brock & Scott, PLLC, Substitute Trustee easements, or setback lines that may be ap- at any time. The right is reserved to adjourn Enterprise, Inc.. and dower are expressly waived in said Deed c/o Tennessee Foreclosure Department plicable; any statutory right of redemption of any the day of the sale to another day, time, and The sale of the property described above of Trust, and the title is believed to be good, 4360 Chamblee Dunwoody Road, Ste 310 governmental agency, state or federal; any prior place certain without further publication, upon shall be subject to all matters shown on but the undersigned will sell and convey only Atlanta, GA 30341 liens or encumbrances including those created announcement at the time and place for the any recorded plat; any and all liens against as Substitute Trustee. The Property is sold PH: 404-789-2661 FX: 404-294-0919 by a fixture filing or any applicable homeowners’ sale set forth above. All right and equity of re- said property for unpaid property taxes; any as is, where is, without representations or File No.: 14-08364 FC03 association dues or assessments; all claims or demption, statutory or otherwise, homestead, restrictive covenants, easements or set-back warranties of any kind, including fitness for a Jan. 26, Feb. 2, 9, 2018 Fnr18781 other matters, whether of record or not, which and dower are expressly waived in said Deed lines that may be applicable; any prior liens or particular use or purpose. may encumber the purchaser’s title and any encumbrances as well as any priority created SUBSTITUTE TRUSTEE’S SALE of Trust, and the title is believed to be good, THIS LAW FIRM IS ATTEMPTING TO COLLECT Continued on page 8 but the undersigned will sell and convey only by a fixture filing; a deed of trust; and any mat- A DEBT. ANY INFORMATION OBTAINED WILL Sale at public auction will be on March 28, as Substitute Trustee. The Property is sold ter than an accurate survey of the premises BE USED FOR THAT PURPOSE. 2018 at 11:00 am local time, at the west door, Go to as is, where is, without representations or might disclose; and Rubin Lublin TN, PLLC, Substitute Trustee Hamilton County Courthouse, 625 Georgia www.HamiltonCountyHerald.com for warranties of any kind, including fitness for a All right and equity of redemption, statutory 119 S. Main Street, Suite 500 Ave., Chattanooga, Tennessee pursuant to thousands of public records and particular use or purpose. or otherwise, homestead, and dower are ex- Memphis, TN 38103 Deed of Trust executed by David J. Jolley, to public notices. THIS LAW FIRM IS ATTEMPTING TO COLLECT pressly waived in said Deed of Trust, and the www.rubinlublin.com/property-listings.php First Title Insurance Company, TN, Trustee, as A DEBT. ANY INFORMATION OBTAINED WILL title is believed to be good, but the undersigned Tel: (877) 813-0992 trustee for Mortgage Electronic Registration BE USED FOR THAT PURPOSE. will sell and convey only as Substitute Trustee. Fax: (404) 601-5846 Systems, Inc. as nominee for Financial Freedom HAMILTON COUNTY Rubin Lublin TN, PLLC, Substitute Trustee The right is reserved to adjourn the day of the Ad #130579 Acquisition LLC, a subsidiary of OneWest Bank 119 S. Main Street, Suite 500 sale to another day, time, and place certain Jan. 26, Feb. 2, 9, 2018 Fnr18779 FSB on October 29, 2009 at Book GI 9051, Memphis, TN 38103 without further publication, upon announce- Page 255, Instrument No. 2009110500002; H  Page 8 Public Notices February 9 - 15, 2018 www.HamiltonCountyHerald.com

Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks to provisions as set out in that instrument regarding subdivision plats of record in Property Address Publication Dates Borrower Attorney Book 2116, Page 186, Register’s Office of Hamilton County, Tennessee. SALES TO TAKE PLACE ON 2018-02-12 ALSO KNOWN AS: 1524 Caramel Circle, Hixson, TN 37343 1315 Ackerman Street, Chattanooga, 37404 2018-01-19; 2018-01-26; 2018-02-02 Larry Zeigler Wilson & Associates, PLLC This sale is subject to all matters shown on any applicable recorded plat; any unpaid SALES TO TAKE PLACE ON 2018-02-14 taxes; any restrictive covenants, easements, or setback lines that may be applicable; any 15829 Coulterville Road , Sale Creek, 37373 2018-01-19; 2018-01-26; 2018-02-02 Dunn, Roxanne Shapiro and Ingle, LLP statutory rights of redemption of any govern- mental agency, state or federal; any prior liens SALES TO TAKE PLACE ON 2018-02-15 or encumbrances as well as any priority created by a fixture filing; and to any matter that an ac- 4300 Fitehaven Dr., Chattanooga, 37415 2018-01-19; 2018-01-26; 2018-02-02 William Wrinn Mackie Wolf Zientz & Mann, P.C. curate survey of the premises might disclose. In addition, the following parties may claim SALES TO TAKE PLACE ON 2018-02-20 an interest in the above- referenced property: PHATH SONG 3005 Peggy Lane , Chattanooga, 37404 2018-01-26; 2018-02-02; 2018-02-09 Linda and Joseph Hardaway C/O Tennessee Foreclosure Dept. VANNA SONG The sale held pursuant to this Notice may SALES TO TAKE PLACE ON 2018-02-22 be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn 5115 Hunter Village Drive, Ooltewah, 37363 2017-12-22; 2017-12-29; 2018-01-05 Michael E. Jackson Wilson & Associates, PLLC the day of the sale to another day, time, and 6517 South Lynncrest Ter , Chattanooga, 37416 2018-01-12; 2018-01-19; 2018-01-26 Brantingham, Ted and Amanda Shapiro and Ingle, LLP place certain without further publication, upon 8925 Bay View Drive, Chattanooga, 37416 2018-01-05; 2018-01-12; 2018-01-19 Alexander K. Terry Wilson & Associates, PLLC announcement at the time and place for the 1906 Tombras Ave , Chattanooga, 37412 2018-01-19; 2018-01-26; 2018-02-02 Levi, Melissa Shapiro and Ingle, LLP sale set forth above. In the event of inclem- 5900 Tyner Ln , Harrison, 37341 2018-01-12; 2018-01-19; 2018-01-26 Palen, Dirk Shapiro and Ingle, LLP ent weather, the trustee hereby announces 3804 Lake Vista Dr , Chattanooga, 37416 2018-01-12; 2018-01-19; 2018-01-26 Dyer, Kathy Shapiro and Ingle, LLP that the sale will be postponed for a period of 272 West 36th St , Chattanooga, 37410 2018-01-12; 2018-01-19; 2018-01-26 Pollard, Anthony Shapiro and Ingle, LLP two weeks. In such situations, notices will be 13704 Mount Tabor Rd , Soddy Daisy, 37379 2018-01-12; 2018-01-19; 2018-01-26 Smith, Charles and Holli Shapiro and Ingle, LLP mailed to interested parties of record. W&A 735 Sylvan Drive, Chattanooga, 37411 2018-02-02; 2018-02-09; 2018-02-16 Ernestine and Robert McDonald Better Choice Notice Solutions No. 184650 6327 Shore Manor Lane, Chattanooga, 37416 2018-01-26; 2018-02-02; 2018-02-09 Kathy H. Mullins, Richard A. Mullins Rubin Lublin TN, PLLC DATED January 18, 2018 4731 Rocky River Road, Chattanooga, 37416 2018-01-26; 2018-02-02; 2018-02-09 Latasha D. and John Foy, Jr C/O Tennessee Foreclosure Dept. WILSON & ASSOCIATES, P.L.L.C., 6656 Sandswithc Road, HIxson, 37343 2018-02-02; 2018-02-09; 2018-02-16 Jamison P. and Christiana Roddy Better Choice Notice Solutions Successor Trustee 6645 Hickory Trace Circle, Chattanooga, 37421 2017-12-22; 2017-12-29; 2018-01-05 Benjamin S. Rowland Wilson & Associates, PLLC Jan. 26, Feb. 2, 9, 2018 Fnr18785 8300 Blue Spruce Drive, Hixson, 37343 2017-12-22; 2017-12-29; 2018-01-05 Gary D. Gray Wilson & Associates, PLLC 204 Allen Street, Chattanooga, 37415 2017-12-22; 2017-12-29; 2018-01-05 Patricia L. Higdon Wilson & Associates, PLLC SUBSTITUTE TRUSTEE’S SALE 4720 Tarpon Trail, Chattanooga, 37416 2018-01-26; 2018-02-02; 2018-02-09 Franklin R. Wilder Rubin Lublin TN, PLLC Sale at public auction will be on March 8, 2018 at 10:00 a.m., local time, at the west SALES TO TAKE PLACE ON 2018-02-23 door of the Hamilton County Courthouse, 625 Georgia Avenue, Chattanooga, TN 37402, 6218 Talladega Avenue, Chattanooga, 37421 2018-02-02; 2018-02-09; 2018-02-16 Sandricka Crowder Evans Harrison Hackett PLLC pursuant to Deed of Trust executed by James E. Keene, Marc A. Keene and Ginger Keene, SALES TO TAKE PLACE ON 2018-02-26 to Arnold M. Weiss, as Trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”) 1524 Caramel Circle, Hixson, 37343 2018-01-26; 2018-02-02; 2018-02-09 Phath Song Wilson & Associates, PLLC as nominee for Countrywide Home Loans, Inc., 9112 Westminster Circle, Chattanooga, 37416 2018-02-02; 2018-02-09; 2018-02-16 Michael E. Reviere Wilson & Associates, PLLC dated August 5, 2003, of record in Book GI 6800, Page 43, in the Register’s Office for SALES TO TAKE PLACE ON 2018-02-27 Hamilton County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been 1908 Oak St , Chattanooga, 37404 2018-02-02; 2018-02-09; 2018-02-16 Cherry, Chadwick Shapiro and Ingle, LLP appointed Substitute Trustee, all of record in 7046 Ely Ford Place, Hixson, 37343 2018-02-02; 2018-02-09; 2018-02-16 Benny C. Phillips, Jr. & Amy S. Phillips C/O Tennessee Foreclosure Dept. the Hamilton County Register’s Office. Default in the performance of the covenants, terms, SALES TO TAKE PLACE ON 2018-03-05 and conditions of said Deed of Trust has been made; and the entire indebtedness has been 6102 Water Oak Drive, Harrison, 37341 2018-02-09; 2018-02-16; 2018-02-23 Neal B. Pascal Wilson & Associates, PLLC declared due and payable. Party entitled to enforce the debt: Ditech SALES TO TAKE PLACE ON 2018-03-07 Financial LLC Other interested parties: LVNV Funding, LLC 1850 North Prairie Cir , Hixson, 37343 2018-02-02; 2018-02-09; 2018-02-16 Waters, Miranda and Adam Shapiro and Ingle, LLP as assignee of “CitiFinancial Inc.” The hereinafter described real property located SALES TO TAKE PLACE ON 2018-03-08 in Hamilton County will be sold to the highest call bidder subject to all unpaid taxes, prior 8663 Pershing Road, Chattanooga, 37421 2018-02-09; 2018-02-16; 2018-02-23 Timothy J. and Ambor Gibson C/O Tennessee Foreclosure Dept. liens and encumbrances of record:. 503 South Lovell Ave , Chattanooga, 37412 2018-02-09; 2018-02-16; 2018-02-23 Bradshaw, Bobby Shapiro and Ingle, LLP Legal Description: In the Second Civil District 1714 Mountain Bay Dr , Hixson, 37343 2018-02-09; 2018-02-16; 2018-02-23 Dinverno, Anthony and Jenessa Shapiro and Ingle, LLP of Hamilton County, Tennessee: Being Lot Two 3010 Hoyt St. , Chattanooga, 37404 2018-02-09; 2018-02-16; 2018-02-23 Bernard Petty and Emma Petty Rubin Lublin TN, PLLC (2), Jim Keith`s Addition on Cooley Road, Lots 4507 Saint Elmo Avenue, Chattanooga, 37409 2018-02-09; 2018-02-16; 2018-02-23 Cooper Lee Watkins Rubin Lublin TN, PLLC 1 thru 5, as shown on plat of record in Plat 757 Flinn Drive, East Ridge, 37412 2018-02-09; 2018-02-16; 2018-02-23 James D & Sharon Carr Rubin Lublin TN, PLLC Book 71, Page 100, as revised in Plat Book 82, 1424 Heritage Landing Drive, Chattanooga, 37405 2018-02-09; 20185-02-16; 2018-02-23 Eleanor Bagamery Rubin Lublin TN, PLLC Page 75, in the Register`s Office of Hamilton 6615 Cooley Road, Harrison, 37341 2018-01-26; 2018-02-02; 2018-02-09 James E., Marc A, & Ginger Keene County, Tennessee. See also the Boundary 1211 Ticonderoga Circle, Hixson 2018-02-09; 2018-02-16; 2018-02-23 Willie F. Russell Weiss & Cummins, PLLC Line Agreement of record in Book GI 9165 and 7153 British Road, Ooltewah, 37363 2018-01-05; 2018-01-12; 2018-01-19 Marico Davis Wilson & Associates, PLLC Page 941, in the Register`s Office of Hamilton 1805 Williams Road, Hixson, 37343 2018-02-09; 2018-02-16; 2018-02-23 Anna R. Wilcox and Cortez Williams C/O Tennessee Foreclosure Dept. County, Tennessee. 3514 Sunrise Ter , Chattanooga, 37412 2018-02-02; 2018-02-09; 2018-02-16 Millsaps, Mark and Melanie Shapiro and Ingle, LLP There may or may not be a manufactured home, which may or may not be affixed to the property. The successful purchaser will be required to Foreclosure Notices of the auction in the form of a certified/ Substitute Trustee due and payable; and that an agent of Wilson take the steps necessary to obtain title to the bank check made payable to or endorsed 10130 Perimeter Parkway, Suite 400 & Associates, P.L.L.C., as Successor Trustee, manufactured home. Continued from page 7 to Shapiro & Ingle, LLP. No personal checks Charlotte, NC 28216 by virtue of the power, duty, and authority Street Address: The street address of the matter that an accurate survey of the premises will be accepted. To this end, you must bring Phone: (704) 333-8107 vested in and imposed upon said Successor property is believed to be 6615 Cooley Road, might disclose. sufficient funds to outbid the lender and any Fax: (704) 333-8156 Trustee, by U.S. Bank National Association, Harrison, TN 37341, but such address is not The following parties may claim an interest other bidders. Insufficient funds will not be www.shapiro-ingle.com as Trustee for Citigroup Mortgage Loan Trust part of the legal description of the property. In in the above-referenced property to be affected accepted. Amounts received in excess of the File No. 17-114035 2007- WFHE1,Asset-Backed Pass-Through the event of any discrepancy, the legal descrip- by the foreclosure: any judgment creditor or lien winning bid will be refunded to the successful Jan. 26, Feb. 2, 9, 2018 Fnr18788 Certificates, Series 2007-WFHE1, will, on Feb- tion herein shall control. holder with an interest subordinate to the said purchaser at the time the foreclosure deed ruary 26, 2018 on or about 3:00 PM, at the Map/Parcel Number: 060 004.43 Deed of Trust or any party claiming by, through, is delivered. NOTICE OF TRUSTEE’S SALE Hamilton County Courthouse, Chattanooga, Current owner(s) of Property: James Emory or under any of the foregoing. Such parties This property is being sold with the express WHEREAS, default has occurred in the Tennessee, offer for sale certain property Keene, Ginger Lee Keene and Marc Alan Keene known to the Substitute Trustee may include: reservation that the sale is subject to confirma- performance of the covenants, terms, and hereinafter described to the highest bidder This sale is subject to all matters shown on Department of Housing & Urban Development. tion by the lender or trustee. This sale may be conditions of a Deed of Trust Note dated FOR certified funds paid at the conclusion any applicable recorded Plat or Plan; any Terms of Sale will be public auction, for rescinded only by the Substitute Trustee at any September 22, 2006, and the Deed of Trust of of the sale, or credit bid from a bank or other unpaid taxes and assessments; any restric- cash, free and clear of rights of homestead, time. If the Substitute Trustee rescinds the even date securing the same, recorded October lending entity pre-approved by the successor tive covenants, easements or setback lines redemption and dower to the extent disclaimed sale, the purchaser shall only be entitled to a 3, 2006, in Book No. GI 8101, at Page 58, in trustee. The sale is free from all exemptions, that may be applicable; rights of redemption, or inapplicable, and the rights of David J. Jolley, return of any money paid towards the purchase Office of the Register of Deeds for Hamilton which are expressly waived in the Deed of equity, statutory or otherwise, not otherwise and those claiming through him/her/it/them. price and shall have no other recourse. Once County, Tennessee, executed by Phath Song Trust, said property being real estate situated waived in the Deed of Trust, including rights of Any right of equity of redemption, statutory the purchaser tenders the purchase price, the and Vanna Song, conveying certain property in Hamilton County, Tennessee, and being more redemption of any governmental agency, state and otherwise, and homestead are waived in Substitute Trustee may deem the sale final in therein described to Old Republic as Trustee particularly described as follows: or federal; and any and all prior deeds of trust, accord with the terms of said Deed of Trust, which case the purchaser shall have no remedy. for Mortgage Electronic Registration Systems, Located in the third civil district of Hamilton liens, dues, assessments, encumbrances, and the title is believed to be good, but the The real property will be sold AS IS, WHERE Inc., as nominee for Challenge Financial County, Tennessee: Lot Twenty-One (21), defects, adverse claims and other matters that undersigned will sell and convey only as Sub- IS, with no warranties or representations of Investors, Corp., its successors and assigns; Carmel Village Subdivision, as shown by may take priority over the Deed of Trust upon stitute Trustee. any kind, express or implied, including without and the undersigned, Wilson & Associates, plat of record in Plat Book 29, Page 97, in which this foreclosure sale is conducted or The right is reserved to adjourn the day limitation, warranties regarding condition of the P.L.L.C., having been appointed Successor the Registers Office of Hamilton County, are not extinguished by this Foreclosure Sale. of the sale to another day, time, and place property or marketability of title. Trustee by U.S. Bank National Association, Tennessee. Subject to any governmental THE PROPERTY IS SOLD WITHOUT ANY REPRE- certain without further publication, upon an- This office may be a debt collector. This as Trustee for Citigroup Mortgage Loan Trust zoning and subdivision ordinances or regula- SENTATIONS OR WARRANTIES, EXPRESSED OR nouncement at the time and place for the sale may be an attempt to collect a debt and any 2007- WFHE1,Asset-Backed Pass-Through tions effect thereon. Subject to restrictions IMPLIED, RELATING TO TITLE, MARKETABILITY set forth above. If you purchase a property information obtained may be used for that Certificates, Series 2007-WFHE1. as set out in that instrument recorded in OF TITLE, POSSESSION, QUIET ENJOYMENT at the foreclosure sale, the entire purchase purpose. NOW, THEREFORE, notice is hereby given Book 2193, Page 765, Register’s Offcie OR THE LIKE AND FITNESS FOR A GENERAL price is due and payable at the conclusion Shapiro & Ingle, LLP that the entire indebtedness has been declared of Hamilton County, Tennessee. Subject OR PARTICULAR USE OR PURPOSE. The title February 9 - 15, 2018 Public Notices Page 9 www.HamiltonCountyHerald.com

is believed to be good, but the undersigned County, Tennessee. may take priority over the Deed of Trust upon strictions, easements, conditions, and at 10:00 AM, local time, at the Hamilton will sell and convey only as Substitute Trustee. The street address of the Property is which this foreclosure sale is conducted or regulations as set out on recorded plat County Courthouse, located in Chattanooga, The right is reserved to adjourn the sale to believed to be 6218 Talladega Ave., Chat- are not extinguished by this Foreclosure Sale. cited herein. Tennessee, proceed to sell at public outcry to another time certain or to another day, time, tanooga, TN 37421, but the use of such THE PROPERTY IS SOLD WITHOUT ANY REPRE- Parcel ID: 091J A 028.01 the highest and best bidder for cash or certified and place certain, without further publication address shall have no effect on or become SENTATIONS OR WARRANTIES, EXPRESSED OR Commonly known as 6656 Sandswitch Rd, funds ONLY, the following described property upon announcement on the day, time, and part of the description of the Property as IMPLIED, RELATING TO TITLE, MARKETABILITY Hixson, TN 37343 situated in Hamilton County, to wit: place of sale set forth above or any subsequent set forth above. OF TITLE, POSSESSION, QUIET ENJOYMENT However, by showing this address no ad- The land referred to herein below is situated adjourned day, time, and place of sale. The sale will be subject to (1) any unpaid OR THE LIKE AND FITNESS FOR A GENERAL ditional coverage is provided in the County of Hamilton, State of Tennes- If you purchase a property at the foreclosure ad valorem taxes (plus penalty and interest, OR PARTICULAR USE OR PURPOSE. The title The street address and parcel number(s) see, and is described as follows: sale, the entire purchase price is due and if any) that may be a lien upon the Property; (2) is believed to be good, but the undersigned of the above described property are believed IN THE CITY OF CHATTANOOGA, HAMILTON payable at the conclusion of the auction in the any liens, defects, encumbrances, adverse will sell and convey only as Substitute Trustee. to be correct; however, such references are not COUNTY, TENNESSEE: Lots Forty-Six (46), form of a certified check made payable to or claims, and other matters which take prior- The right is reserved to adjourn the sale to a part of the legal description of the property Block Ten (10), East Highlands as shown endorsed to Padgett Law Group. No personal ity over the Deed of Trust upon which this another time certain or to another day, time, sold herein, and, in the event of any discrep- by plat recorded in Plat Book 7, Page 32, checks will be accepted. To this end, you must foreclosure sale is had; (3) any statutory and place certain, without further publication ancy, the legal description herein shall control of the Register’s Office of Hamilton County, bring sufficient funds to outbid the lender and rights of redemption not otherwise waived upon announcement on the day, time, and Current Owner(s) of Property: Jamison P. Tennessee. any other bidders. Insufficient funds will not be in the Deed of Trust, including rights of place of sale set forth above or any subsequent Roddy and Christiana Roddy Source of Grantor’s title is Warranty Deed accepted. Amounts received, in excess of the redemption of any governmental agency, adjourned day, time, and place of sale. Other Interested Parties: Tennessee Hous- being recorded simultaneously herewith, winning bid will be refunded to the successful state or federal, which may not have been If you purchase a property at the foreclosure ing Development Agency being the last document of record. purchaser at the time the foreclosure deed waived by such governmental agency; and (4) sale, the entire purchase price is due and This sale is subject to tenant(s)/ Subject to any governmental zoning and is delivered. any other matters which an accurate survey payable at the conclusion of the auction in the occupant(s) rights in possession. subdivision ordinances or regulations in This property is being sold with the express of the Property might disclose. form of a certified check made payable to or This sale is subject to all matters shown effect thereon. reservation that the sale is subject to confirma- The Property is to be sold AS IS WHERE endorsed to Padgett Law Group. No personal on any applicable recorded plat; any unpaid Subject to Restrictive Covenants recorded tion by the lender or trustee. This sale may be IS, without representations or warranties checks will be accepted. To this end, you must taxes; any restrictive covenants, easements, in Book 354, Page 579, as modified in rescinded by the Substitute Trustee at any time. of any kind whatsoever, whether express or bring sufficient funds to outbid the lender and or setback lines that may be applicable; any Book 795, Page 682, Register’s Office of THIS IS AN ATTEMPT TO COLLECT A DEBT, implied. Without limiting the foregoing, THE any other bidders. Insufficient funds will not be statutory rights of redemption of any govern- Hamilton County, Tennessee. AND ANY INFORMATION OBTAINED WILL BE PROPERTY IS TO BE SOLD WITHOUT ANY accepted. Amounts received, in excess of the mental agency, state or federal; any prior Robert McDonald joins in this conveyance USED FOR THAT PURPOSE. IMPLIED WARRANTIES OF MERCHANTABIL- winning bid will be refunded to the successful liens or encumbrances as well as any priority for the purpose of conveying whatever in- Padgett Law Group, Substitute Trustee ITY OR FITNESS FOR A PARTICULAR USE OF purchaser at the time the foreclosure deed created by a fixture filing; and to any matter terest he has herein, especially his marital 6267 Old Water Oak Road, Suite 203 PURPOSE. is delivered. that an accurate survey of the premises might interest. Tallahassee, Florida 32312 The Successor Trustee reserves the This property is being sold with the express disclose. In addition, the following parties may Being the same property conveyed by PH: (850) 422-2520 right to postpone the foreclosure sale upon reservation that the sale is subject to confirma- claim an interest in the above-referenced prop- Warranty Deed recorded 1/9/04 from FX: (850) 422-2567 oral announcement at the scheduled place tion by the lender or trustee. This sale may be erty: Jamison P. Roddy and Christiana Roddy; Pelham Turner, Trustee, grantor to Ernes- PLG#17-010488 and time of sale. rescinded by the Substitute Trustee at any time. Tennessee Housing Development Agency. tine McDonald, married, grantee at Book Jan. 26, Feb. 2, 9, 2018 Fnr18791 Dated this 19th day of January, 2018. THIS IS AN ATTEMPT TO COLLECT A DEBT, If the United States or the State of Tennes- 3715, Page 186. By:Everett L. Hixson, Jr., AND ANY INFORMATION OBTAINED WILL BE see have any liens or claimed lien(s) on the Tax/Parcel ID #147 J L 013.01 NOTICE OF TRUSTEE’S SALE Successor Trustee USED FOR THAT PURPOSE. Property, and are named herein as interested This sale will be made subject to any right WHEREAS, by that certain Deed of Trust EVANS HARRISON HACKETT PLLC Padgett Law Group, Substitute Trustee parties, timely notice has been given to the ap- of the United States of America to redeem dated February 2, 2010, of record in Book 835 Georgia Avenue, Suite 800 6267 Old Water Oak Road, Suite 203 plicable governmental entity, and the sale will be the hereinabove described property within 9106, page 39, Register’s Office of Hamilton Chattanooga, TN 37402 (423) 648-7890 Tallahassee, Florida 32312 subject to any applicable rights of redemption 120 days from the sale date aforesaid, in County, Tennessee (the “Deed of Trust”), Sale:February 23, 2018 PH: (850) 422-2520 held by the entity as required by 26 U.S.C. § order to satisfy certain outstanding federal Sandricka Crowder (“Grantor”), conveyed Feb. 2, 9, 16, 2018 Fnr18784 FX: (850) 422-2567 7425 and/or Tennessee Code § 67-1-1433. tax liens. to Milligan-Reynolds Guaranty Title Agency, PLG#17-010842 All right and equity of redemption, statu- Commonly known as 735 Sylvan Drive, Inc., Trustee, certain real property (the SUBSTITUTE TRUSTEE’S SALE Jan. 26, Feb. 2, 9, 2018 Fnr18792 tory and otherwise, homestead, and dower Chattanooga, TN 37411 “Property”) to secure the payment of a certain Sale at public auction will be on March 22, 2018 are expressly waived in said Deed of Trust, However, by showing this address no ad- obligation described in the Deed of Trust at 10:00 a.m., local time, at the west door of NOTICE OF SUBSTITUTE TRUSTEE`S SALE and the title is believed to be good; however, ditional coverage is provided including, without limitation, that evidence by the Hamilton County Courthouse, 625 Georgia WHEREAS, default has occurred in the the undersigned will sell and convey only as The street address and parcel number(s) a certain Promissory Note dated February Avenue, Chattanooga, TN 37402, pursuant performance of the covenants, terms, and Substitute Trustee. of the above described property are believed 2, 2010, executed by Grantor payable to C. to Deed of Trust executed by Rev. Curtis H. conditions of a Deed of Trust dated February The transfer shall be AS IS, WHERE IS, AND to be correct; however, such references are not H. Chen (“Lender”), which Note is presently Douglas and Pansy Douglas, husband and wife, 14, 2017, executed by Jamison P. Roddy and WITH ALL FAULTS, and without warranties of any a part of the legal description of the property held and owned by Lender; and to Security Union Title Insurance Company, as Christiana Roddy, husband and wife, to M. kind, express or implied, as to the condition sold herein, and, in the event of any discrep- WHEREAS, demand has been made for Trustee for Mortgage Electronic Registration Anderson Cobb, Jr., Trustee, for Mortgage of the Property and the improvements located ancy, the legal description herein shall control the payment of the obligation secured by the Systems, Inc. (“MERS”) as nominee for Security Electronic Registration Systems, Inc. as thereon, including merchantability or fitness Current Owner(s) of Property: Estate/Heirs Deed of Trust, the payment of which is in Atlantic Mortgage Co. Inc., dated February 11, nominee for Independent Bank, its succes- for particular purpose. Trustee shall make no of Ernestine McDonald default, and the obligation has been declared 2009, of record in Book GI 8870, Page 101, sors and assigns, and appearing of record on covenant of seisin or warranty of title, express Other Interested Parties: Ernestine McDon- due and payable as provided in the Note and modified at Book GI 10231, Page 433, in the February 15, 2017, in the Register’s Office of or implied, and will sell and convey the subject ald and Robert McDonald Deed of Trust, but the obligation has not Register’s Office for Hamilton County, Tennes- Hamilton County, Tennessee, at Instrument real property by Substitute Trustee’s Deed only. This sale is subject to tenant(s)/ been paid; and see (“Deed of Trust”), conducted by Padgett Number 2017021500130 and Deed Book The right is reserved to adjourn the day occupant(s) rights in possession. WHEREAS, Lender has demanded that Law Group, having been appointed Substitute GI 10977 Page 97. of the sale to another day, time, and place This sale is subject to all matters shown the Property be advertised and sold in Trustee, all of record in the Hamilton County WHEREAS, the beneficial interest of said certain without further publication, upon an- on any applicable recorded plat; any unpaid satisfaction of the indebtedness and the Register’s Office. Default in the performance Deed of Trust was last transferred and assigned nouncement at the time and place for the sale taxes; any restrictive covenants, easements, cost of foreclosure in accordance with the of the covenants, terms, and conditions of to TENNESSEE HOUSING DEVELOPMENT set forth above. or setback lines that may be applicable; any term of the Deed of Trust; and said Deed of Trust has been made; and the AGENCY, the party entitled to enforce said This property is being sold with the express statutory rights of redemption of any govern- WHEREAS, Everett L. Hixson Jr. has entire indebtedness has been declared due security interest; and having appointed Clear reservation that the sale is subject to confirma- mental agency, state or federal; any prior liens been appointed in the place and stead of and payable. Recon LLC, the undersigned, as Substitute tion by the lender or trustee. This sale may be or encumbrances as well as any priority created Milligan-Reynolds Guaranty Title Agency, Party entitled to enforce the debt: HomeBridge Trustee by instrument filed or being filed for rescinded by the Substitute Trustee at any time. by a fixture filing; and to any matter that an ac- Inc. pursuant to Appointment of Substitute Financial Services, Inc. record in the Register’s Office of Hamilton THIS OFFICE IS ACTING AS A DEBT COLLECTOR curate survey of the premises might disclose. Trustee recorded in Book 11089, page 270 Other interested parties: Secretary of Housing County, Tennessee, with all of the rights, AND IS ATTEMPTING TO COLLECT A DEBT. ANY In addition, the following parties may claim in the Register’s Office of Hamilton County, and Urban Development powers, and privileges of the original Trustee INFORMATION OBTAINED WILL BE USED FOR an interest in the above-referenced property: Tennessee. The hereinafter described real property located named in said Deed of Trust. THAT PURPOSE. Ernestine McDonald, Robert McDonald, Es- NOW, THEREFORE, notice is hereby in Hamilton County will be sold to the highest NOW, THEREFORE, notice is hereby Clear Recon LLC tate/Heirs of Ernestine McDonald and United given that Everett L. Hixson Jr., Successor call bidder subject to all unpaid taxes, prior given that the entire indebtedness has been Substitute Trustee States Dept of Treasury—IRS. Trustee, and any successor trustee who liens and encumbrances of record:. declared due and payable as provided in said 5751 Uptain Road If the United States or the State of Tennes- may succeed him, pursuant to the power, Legal Description: In the City of Chattanooga, Deed of Trust, and that the undersigned, Clear Suite 514 see have any liens or claimed lien(s) on the duty, and authority vested in and imposed Tennessee, and being more particularly de- Recon LLC, as Substitute Trustee or his duly Chattanooga, Tennessee 37411 Property, and are named herein as interested upon him in the Deed of Trust will on Febru- scribed as: Lot Seventeen (17), Washington appointed agent, by virtue of the power, duty, Phone: (877) 319-8840 parties, timely notice has been given to the ap- ary 23, 2018, at 10:00 a.m., at the West Hills Addition Number One (1) unit four (4) and authority vested and imposed upon said File No: 1292-415A plicable governmental entity, and the sale will be door of the Hamilton County Courthouse shown by a plat of record in Plat Book 21, Substitute Trustee will, on February 22, 2018, Feb. 2, 9, 16, 2018 Fnr18786 subject to any applicable rights of redemption in Chattanooga, Tennessee, offer for sale page 86, in the Register`s Office of Hamilton at 10:00 AM, local time, at the Hamilton held by the entity as required by 26 U.S.C. § to the highest and best bidder for cash, and County, Tennessee. According to said Plat, County Courthouse, located in Chattanooga, NOTICE OF SUBSTITUTE TRUSTEE`S SALE 7425 and/or Tennessee Code § 67-1-1433. free from any equity of redemption, statutory said Lot fronts one hundred thirty-five (135) Tennessee, proceed to sell at public outcry to WHEREAS, default has occurred in the All right and equity of redemption, statu- right of redemption, spouse’ elective share, feet on the Northern line of Rosemary Circle the highest and best bidder for cash or certified performance of the covenants, terms, and tory and otherwise, homestead, and dower homestead, dower, curtesy and all other and extends Northwardly to the Northern line funds ONLY, the following described property conditions of a Deed of Trust dated March are expressly waived in said Deed of Trust, exemptions, all of which are expressly waived of said addition, upon which it has a width of situated in Hamilton County, to wit: 26, 1990, executed by Ernestine McDonald, and the title is believed to be good; however, in the Deed of Trust, certain real property one hundred thirty-five (135) feet. Its Western The land referred to herein below is situated married and Robert McDonald, to Delta Title, the undersigned will sell and convey only as situated in Hamilton County, Tennessee line being along the Eastern line of Hancock in the County of Hamilton, State of Tennes- Trustee, for TENNESSEE HOUSING DEVELOP- Substitute Trustee. and described as follows: Road being one hundred fifteen (115) feet and see, and is described as follows: MENT AGENCY, its successors and assigns, The transfer shall be AS IS, WHERE IS, AND IN THE CITY OF CHATTANOOGA, HAMILTON Eastern line being one hundred fifteen (115) ALL THAT TRACT OR PARCEL OF LAND LYING and appearing of record on April 2, 1990, WITH ALL FAULTS, and without warranties of any COUNTY, TENNESSEE: Lot Nine (9), Block “0” feet, more or less, in length. AND BEING IN THE CITY OF CHATTANOOGA, in the Register’s Office of Hamilton County, kind, express or implied, as to the condition , Washington Park, as shown by plat of record Street Address: The street address of the HAMILTON COUNTY, Tennessee, at Deed Book 3715 Page 188. of the Property and the improvements located in Plat Book 14, page 144, in the Register’s property is believed to be 7902 Hancock TENNESSEE, BEING PARTICULARLY DE- WHEREAS, the beneficial interest of said thereon, including merchantability or fitness Office of Hamilton County, Tennessee. Road, Chattanooga, TN 37416, but such ad- SCRIBED AS FOLLOWS: Deed of Trust was last transferred and assigned for particular purpose. Trustee shall make no REFERENCE is made for prior title to Decree dress is not part of the legal description of the Lot Two (2), Scottish Oaks Subdivision, to TENNESSEE HOUSING DEVELOPMENT covenant of seisin or warranty of title, express Confirming Sale of record in Book 7980, property. In the event of any discrepancy, the as shown by plat of record in Plat Book AGENCY, the party entitled to enforce said or implied, and will sell and convey the subject page 383 and Final Order of record in Book legal description herein shall control. 36, Page 252, in the Register’s Office of security interest; and having appointed Clear real property by Substitute Trustee’s Deed only. 8829, page 423, in the Register’s Office of Map/Parcel Number: 129F F 018 Hamilton County, Tennessee. Recon LLC, the undersigned, as Substitute The right is reserved to adjourn the day Hamilton County, Tennessee. Current owner(s) of Property: Rev. Curtis H. Being the same property conveyed from Trustee by instrument filed or being filed for of the sale to another day, time, and place SUBJECT TO General Slope Easement of Doublas Fannie Mae a/k/a Federal National Mort- record in the Register’s Office of Hamilton certain without further publication, upon an- record in Book 72761, page 657, in the Reg- This sale is subject to all matters shown on gage Association to Jeffrey Guerry and County, Tennessee, with all of the rights, nouncement at the time and place for the sale ister’s Office of Hamilton County, Tennessee. any applicable recorded Plat or Plan; any Scott Carroll by Special Warranty Deed powers, and privileges of the original Trustee set forth above. SUBJECT TO Easement of record in Book unpaid taxes and assessments; any restric- dated May 17, 2013, filed for record May named in said Deed of Trust. This property is being sold with the express 2761, page 518, in the Register’s Office of tive covenants, easements or setback lines 20, 2013 in Deed Book 9957, Page 23, in NOW, THEREFORE, notice is hereby reservation that the sale is subject to confirma- Hamilton County, Tennessee. that may be applicable; rights of redemption, the Register’s Office of Hamilton County, given that the entire indebtedness has been tion by the lender or trustee. This sale may be SUBJECT TO Governmental zoning and equity, statutory or otherwise, not otherwise Tennessee. declared due and payable as provided in said rescinded by the Substitute Trustee at any time. subdivision ordinances or regulations in waived in the Deed of Trust, including rights of SUBJECT To conditions and easements Deed of Trust, and that the undersigned, Clear THIS OFFICE IS ACTING AS A DEBT COLLECTOR effect thereon. redemption of any governmental agency, state contained in document of record in Book Recon LLC, as Substitute Trustee or his duly AND IS ATTEMPTING TO COLLECT A DEBT. ANY The source of Grantor’s interest is conveyed or federal; and any and all prior deeds of trust, 2116, Page 186, in the Register’s Office appointed agent, by virtue of the power, duty, INFORMATION OBTAINED WILL BE USED FOR by Warranty Deed recorded in Book 9106, liens, dues, assessments, encumbrances, of Hamilton County, Tennessee. and authority vested and imposed upon said Page 37, in the Register’s Office of Hamilton defects, adverse claims and other matters that SUBJECT To all notes, stipulations, re- Substitute Trustee will, on February 22, 2018, Continued on page 10 Page 10 Public Notices February 9 - 15, 2018 www.HamiltonCountyHerald.com

Building Permits nouncement at the time and place for the sale Hamilton County set forth above. If you purchase a property at the foreclosure sale, the entire purchase Status Licensed Professional Contract price is due and payable at the conclusion Owner Address Work Description Date Site Address Address Value of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks 01/29/2018 033155O D 01000 ALC HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $231,680.00 will be accepted. To this end, you must bring 3828 PENNSYLVANIA AVE 1925 ROSSVILLE AVE PAUL TERUYA SINNGLE FAMILY RESIDENCE sufficient funds to outbid the lender and any CHATTANOOGA 37409 CHATTANOOGA, TN 37408 1925 ROSSVILLE AVE THREE BEDROOMS OVER other bidders. Insufficient funds will not be Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 CRAWL SPACE WITH ATTACHED GARAGE accepted. Amounts received in excess of the 01/30/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $182,970.00 winning bid will be refunded to the successful 1511 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE purchaser at the time the foreclosure deed CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH is delivered. Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE This property is being sold with the express 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $171,190.00 reservation that the sale is subject to confirma- 1515 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE tion by the lender or trustee. This sale may be CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH rescinded only by the Substitute Trustee at any Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE time. If the Substitute Trustee rescinds the 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $179,455.00 sale, the purchaser shall only be entitled to a 1519 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE return of any money paid towards the purchase CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH price and shall have no other recourse. Once Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE the purchaser tenders the purchase price, the 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $166,725.00 Substitute Trustee may deem the sale final in 1523 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE which case the purchaser shall have no remedy. CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH The real property will be sold AS IS, WHERE Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE IS, with no warranties or representations of 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $145,160.00 any kind, express or implied, including without 1539 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE limitation, warranties regarding condition of the CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH property or marketability of title. Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE This office may be a debt collector. This 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $145,160.00 may be an attempt to collect a debt and any 1531 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE information obtained may be used for that CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH purpose. Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE Shapiro & Ingle, LLP 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $182,970.00 Substitute Trustee 1547 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE 10130 Perimeter Parkway, Suite 400 CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH Charlotte, NC 28216 Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE Phone: (704) 333-8107 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $171,190.00 Fax: (704) 333-8156 1551 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE www.auction.com CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH File No. 17-114202 Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE Feb. 2, 9, 16, 2018 Fnr18795 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $179,455.00 1555 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE SUBSTITUTE TRUSTEE’S SALE CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH Sale at public auction will be on April 17, Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE 2018 at 1:00PM local time, at the west door, 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $145,160.00 Hamilton County Courthouse, 625 Georgia 1563 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE Ave., Chattanooga, Tennessee pursuant to CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH Deed of Trust executed by Christopher L. Bailey Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE and Cynthia L. Bailey, to Steve Holmes Law 02/02/2018 033145LDC 00200 TCBS LLC CENTRAL BUILDERS, LLC NEW DUPLEX- WOOD FRAMED $225,000.00 Firm, P.C., Trustee, as trustee for Mortgage 26 E 16TH ST 410 BURTON HILLS BLVD STE BUCK SNYDER 3 STORY WITH MASONRY AND WOOD FRAMED Electronic Registration Systems, Inc. as nomi- CHATTANOOGA 37408 230 NASHVILLE, TN 37215 2610 WESTWOOD DRIVE 1 STORY DETACHED GARAGE, NEEDS 2HR nee for R.H. Lending, Inc. on December 13, Residential (1-2 Units) New Construction NASHVILE, TN 37204 WALL SEPARATION IN LIVING AND GARAGE 2011 at Book GI 9552, Page 210, Instrument UNITS 4FT PROTECTION ON ROOF OF No. 2012011000061; conducted by Shapiro & DWELLING AND GARAGE Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hamilton County Register’s Office. Default has occurred Foreclosure Notices Book 73, Page 67, said Register’s Office. SUBSTITUTE TRUSTEE’S SALE against handicapped persons. in the performance of the covenants, terms, Continued from page 9 For prior title and last instrument of record af- Sale at public auction will be on March 8, Street Address: 3514 Sunrise Ter, and conditions of said Deed of Trust and the fecting title to the above described property, 2018 at 10:00AM local time, at the west door, Chattanooga, Tennessee 37412 entire indebtedness has been declared due THAT PURPOSE. see deed recorded in Book 7285, Page 103, Hamilton County Courthouse, 625 Georgia Parcel Number: 168N A 010 and payable. Clear Recon LLC in the said Register’s Office. Ave., Chattanooga, Tennessee pursuant to Current Owner(s) of Property: Mark T. Party Entitled to Enforce the Debt: LakeV- Substitute Trustee SUBJECT TO any governmental zoning and Deed of Trust executed by Mark T Millsaps Millsaps and Melanie J. Millsaps iew Loan Servicing, LLC, its successors and 5751 Uptain Road subdivision ordinances and regulations in and Melanie J Millsaps, to Jeanine B. Saylor, The street address of the above described assigns. Suite 514 effect thereon. Trustee, as trustee for Magna Bank on De- property is believed to be 3514 Sunrise Ter, The following real estate located in Ham- Chattanooga, Tennessee 37411 SUBJECT TO Restrictions recorded in Book cember 29, 2008 at Book GI 8825, Page 171; Chattanooga, Tennessee 37412, but such ilton County, Tennessee, will be sold to the Phone: (877) 319-8840 6769, Page 929, said Register’s Office. conducted by Shapiro & Ingle, LLP, having been address is not part of the legal description of highest call bidder: File No: 1292-478A SUBJECT TO All matters as shown by re- appointed Substitute or Successor Trustee, all the property sold herein and in the event of Described property located at Hamilton Feb. 2, 9, 16, 2018 Fnr18787 corded plat. of record in the Hamilton County Register’s Of- any discrepancy, the legal description herein County, Tennessee, to wit: Parcel ID Number: 092G B 070 fice. Default has occurred in the performance shall control. SITUATED in the Second (2nd) Civil District NOTICE OF FORECLOSURE SALE Address/Description: 7046 Ely Ford Place, of the covenants, terms, and conditions of said This sale is subject to, without limitation, all of Hamilton County, Tennessee, and without STATE OF TENNESSEE, HAMILTON COUNTY Hixson, TN 37343. Deed of Trust and the entire indebtedness has matters shown on any applicable recorded plat; the corporate limits on any municipality and WHEREAS, Benny C. Phillips, Jr. And Amy Current Owner(s): Benny C. Phillips Jr. and been declared due and payable. any unpaid taxes; any restrictive covenants, being more fully described as follows: S. Phillips executed a Deed of Trust to State wife Amy S. Phillips. Party Entitled to Enforce the Debt: Na- easements, or setback lines that may be ap- LYING AND BEING in Section Twenty-five Employees’ Credit Union, Lender and First Title Other Interested Party(ies): First Tennessee tionstar Mortgage LLC d/b/a Mr. Cooper, its plicable; any statutory right of redemption of any (250, Township One (1), Range Three (3), Insurance Company, Trustee(s), which was Bank, N.A.. successors and assigns. governmental agency, state or federal; any prior West of the Basis Line, Ocoee District, and dated September 24, 2004 and recorded on The sale of the property described above The following real estate located in Ham- liens or encumbrances including those created being more particularly described as follows: September 24, 2004 in Book GI 7285, Page shall be subject to all matters shown on ilton County, Tennessee, will be sold to the by a fixture filing or any applicable homeowners’ To locate the point of Beginning, begin at the 105, Hamilton County, Tennessee Register any recorded plat; any and all liens against highest call bidder: association dues or assessments; all claims or common corner of Section 25, 36, 30, and of Deeds. said property for unpaid property taxes; any Described property located at Hamilton other matters, whether of record or not, which 31, and then go North 65 degrees 20 min- WHEREAS, default having been made in restrictive covenants, easements or set-back County, Tennessee, to wit: may encumber the purchaser’s title and any utes West, along the line dividing Section 25 the payment of the debt(s) and obligation(s) lines that may be applicable; any prior liens or IN THE CITY OF CHATTANOOGA, HAMILTON matter that an accurate survey of the premises from Section 36, a distance of 1,254.8 feet, thereby secured by the said Deed of Trust encumbrances as well as any priority created COUNTY TENNESSEE: might disclose. more or less, to the point of its intersection and the current holder of said Deed of Trust, by a fixture filing; a deed of trust; and any mat- Lot No. Forty-One (41), Crestwood, as shown The following parties may claim an interest with the Southeast line of Bettis Road, the State Employees’ Credit Union, (the “Holder”), ter than an accurate survey of the premises by plat thereof recorded in Plat Book 10, in the above-referenced property to be affected point of Beginning; thence, from said point appointed the undersigned, Brock & Scott, might disclose; and page 32, in the Register’s Office of Hamilton by the foreclosure: any judgment creditor or of Beginning, South 65 degrees 20 minutes PLLC, as Substitute Trustee, with all the rights, All right and equity of redemption, statutory County, Tennessee. lien holder with an interest subordinate to the East, along the dividing Section 25 from Sec- powers and privileges of the original Trustee or otherwise, homestead, and dower are ex- REFERENCE is made for prior title to Deeds said Deed of Trust or any party claiming by, tion 36, 575 feet, thence, North 65 degrees named in said Deed of Trust; and pressly waived in said Deed of Trust, and the of record in Book 5397, page 831 and Book through, or under any of the foregoing. Such 20 minutes West 375 feet, more or less, to NOW, THEREFORE, notice is hereby given title is believed to be good, but the undersigned 6489, page 268, in the Register’s Office of parties known to the Substitute Trustee may the Southeast line of Bettis Road; thence, that the entire indebtedness has been declared will sell and convey only as Substitute Trustee. Hamilton County, Tennessee. include: None. Southwestwardly along the Southeast line due and payable as provided in said Deed of The right is reserved to adjourn the day of the Description same as prior Deed. Terms of Sale will be public auction, for of Bettis Road, 310 feet, more or less, to Trust by the Holder, and that as agent for the sale to another day, time, and place certain Commonly known as: 3514 Sunrise Terrace, cash, free and clear of rights of homestead, the point of Beginning. undersigned, Brock & Scott, PLLC, Substitute without further publication, upon announce- Chattanooga, TN 37412 redemption and dower to the extent disclaimed BEING the same property conveyed to Chris- Trustee, by virtue of the power and authority ment at the time and place for the sale set SUBJECT TO all easements and stipulations or inapplicable, and the rights of Mark T Millsaps topher L. Bailey and wife, Cynthia Bailey, vested in it, will on February 27, 2018, at forth above. shown on said plat. and Melanie J Millsaps, and those claiming from Vanderbilt Mortgage and Fiance, Inc. 10:00AM at the usual and customary location This office is attempting to collect a debt. SUBJECT TO Restrictive Covenants recorded through him/her/it/them. by Special Warranty Deed dated December at the Hamilton County Courthouse, Chatta- Any information obtained will be used for in Book E, Volume 24, page 435, in the Any right of equity of redemption, statutory 13th, 2011 of record in Book 9552, Page nooga, Tennessee, proceed to sell at public that purpose. Register’s Office of Hamilton County, and otherwise, and homestead are waived in 207, in the Register’s Office for Hamilton outcry to the highest and best bidder for cash, Brock & Scott, PLLC, Substitute Trustee Tennessee, but omitting any covenant or accord with the terms of said Deed of Trust, County, Tennessee. the following described property situated in c/o Tennessee Foreclosure Department restriction based on race, color, religion, and the title is believed to be good, but the THIS CONVEYANCE IS MADE SUBJECT TO Hamilton County, Tennessee, to wit: 4360 Chamblee Dunwoody Road, Ste 310 sex, handicap, familial status or national undersigned will sell and convey only as Sub- ANY AND ALL RESTRICTIONS, SETBACK LOCATED IN THE THIRD CIVIL DISTRICT OF Atlanta, GA 30341 origin unless and only to the extent that said stitute Trustee. LINES AND EASEMENTS OF RECORD IN THE HAMILTON COUNTY, TENNESSEE: PH: 404-789-2661 FX: 404-294-0919 covenant (a) is exempt under Chapter 42, The right is reserved to adjourn the day REGISTER’S OFFICE FOR HAMILTON COUNTY, Lot Thirty-five (35), Final Plat, Stonewall Farm File No.: 17-12532 FC01 Section 3607 of the United States Code or (b) of the sale to another day, time, and place TENNESSEE. Subdivision as shown by plat recorded in Plat Feb. 2, 9, 16, 2018 Fnr18793 relates to handicap but does not discriminate certain without further publication, upon an- THERE IS CONVEYED HEREWITH one (1) February 9 - 15, 2018 Public Notices Page 11 www.HamiltonCountyHerald.com

2006 CMH Freedom Manufactured Home Building Permits bearing Serial Number CWP016520TNAB. Hamilton County Property Address: 12711 Bettis Road, Birchwood, Tennessee 37308 Status Licensed Professional Contract Owner Address Work Description Tax IS #044-045.02 Date Site Address Address Value Street Address: 12711 Bettis Rd, Birchwood, Tennessee 37308 Parcel Number: 044 045.02 01/31/2018 033145LCB 02001 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF $166,725.00 Current Owner(s) of Property: Christopher L. 1559 WASHINGTON ST 1644 ROSSVILLE AVE PAUL TERUYA TOWNHOUSE, THREE Bailey and Cynthia Bailey CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE BEDROOMS WITH The street address of the above described Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 DETACHED TWO CAR GARAGE property is believed to be 12711 Bettis Rd, 02/02/2018 033145LDC 00200 TCBS LLC CENTRAL BUILDERS, LLC NEW DUPLEX- WOOD FRAMED 3 STORY WITH $225,000.00 Birchwood, Tennessee 37308, but such ad- 18 E 16TH ST 410 BURTON HILLS BLVD STE BUCK SNYDER MASONRY AND WOOD FRAMED 1 dress is not part of the legal description of CHATTANOOGA 37408 230 NASHVILLE, TN 37215 2610 WESTWOOD DRIVE STORY DETACHED GARAGE, the property sold herein and in the event of Residential (1-2 Units) New Construction NASHVILE, TN 37204 SEPARATION IN LIVING AND GARAGE UNITS any discrepancy, the legal description herein 4FT PROTECTION ON ROOF OF DWELLING shall control. AND GARAGE This sale is subject to, without limitation, all 02/01/2018 033126ND 01100 BURKHART JENNIFER WILLS ADL CONSTRUCTION RESIDENTIAL ADDITION- LIVING $100,000.00 matters shown on any applicable recorded plat; 605 NYE CIR & WILLIAM ADAM LEVITT ROOM AND EXERCISE ROOM any unpaid taxes; any restrictive covenants, CHATTANOOGA 37405 605 NYE CIR 4840 GEMINUS DRIVE easements, or setback lines that may be ap- Residential (1-2 Units) CHATTANOOGA, TN 3705 CHATTANOOGA, TN 37416 plicable; any statutory right of redemption of any New Construction governmental agency, state or federal; any prior 01/30/2018 133127H H 00704 SANDLIN J SCOTT & CARA W KIM L WOODS NEW SINGLE FAMILY $1,450,000.00 liens or encumbrances including those created 1684 MINNEKAHDA RD 161 MALLARD LN CONSTRUCTION INC RESIDENCE- POURED WALL BASEMENT by a fixture filing or any applicable homeowners’ CHATTANOOGA 37405 SPRING CITY, TN 37381 KIM WOODS WOOD FRAME/BRICK VENEER association dues or assessments; all claims or Residential (1-2 Units) New Construction 2342 KITTLE RD NW ENCLOSED WALKWAY ATTACHED other matters, whether of record or not, which DALTON, GA 30720 GARAGE may encumber the purchaser’s title and any 02/02/2018 033145LDC 00200 TCBS LLC CENTRAL BUILDERS, LLC NEW DUPLEX- WOOD FRAMED 3 STORY $225,000.00 matter that an accurate survey of the premises 22 E 16TH ST 410 BURTON HILLS BLVD STE BUCK SNYDER WITH MASONRY AND WOOD FRAMED might disclose. CHATTANOOGA 37408 230 NASHVILLE, TN 37215 2610 WESTWOOD DRIVE 1 STORY DETACHED GARAGE, The following parties may claim an interest Residential (1-2 Units) New Construction NASHVILE, TN 37204 NEEDS 2HR WALL SEPARATION IN in the above-referenced property to be affected LIVING AND GARAGE UNITS 4FT PROTECTION by the foreclosure: any judgment creditor or ON ROOF OF DWELLING AND GARAGE lien holder with an interest subordinate to the 02/02/2018 033145LDC 00200 TCBS LLC CENTRAL BUILDERS, LLC NEW DUPLEX- WOOD FRAMED $225,000.00 said Deed of Trust or any party claiming by, 30 E 16TH ST 410 BURTON HILLS BLVD STE BUCK SNYDER 3 STORY WITH MASONRY AND WOOD through, or under any of the foregoing. Such CHATTANOOGA 37408 230 NASHVILLE, TN 37215 2610 WESTWOOD DRIVE FRAMED 1STORY DETACHED GARAGE, parties known to the Substitute Trustee may Residential (1-2 Units) New Construction NASHVILE, TN 37204 NEEDS 2HR WALL SEPARATION IN include: None. LIVING AND GARAGE UNITS 4FT PROTECTION Terms of Sale will be public auction, for ON ROOF OF DWELLING AND GARAGE cash, free and clear of rights of homestead, 01/29/2018 033126L H 01602 TYLER CHAD GREEN TECH HOMES NEW RESIDENTIAL SINGLE $170,000.00 redemption and dower to the extent disclaimed 1367 CARRINGTON WAY 1424 ADAMS ST PAUL TERUYA FAMIY HOME, CRAWL SPACE, or inapplicable, and the rights of Christopher L. CHATTANOOGA 37405 CHATTANOOGA, TN 37408 1925 ROSSVILLE AVE HARDI SIDING, BRICK FRONT, 2 Bailey and Cynthia L. Bailey, and those claiming Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 CAR GARAGE through him/her/it/them. 01/30/2018 033126M E 00500 RCS CONSTRUCTION RCS CONSTRUCTION LLC NEW SINGLE FAMILY RESIDENCE $225,000.00 Any right of equity of redemption, statutory 815 MERONEY ST 8652 ELL DEE LANE WILLIAM CLEGG JR WITH FOUR BEDROOMS OVER and otherwise, and homestead are waived in CHATTANOOGA 37405 SODDY LANE, TN 37379 8652 ELL DEE LANE UNFINISHED BASEMENT accord with the terms of said Deed of Trust, Residential (1-2 Units) New Construction SODDY DAISY, TN 37379 and the title is believed to be good, but the 01/31/2018 033127P H 00500 HOLLAND MITCHELL & AMY WATERS-HOLLAND LLC NEW TWO STORY SINGLE FAMILY $322,000.00 undersigned will sell and convey only as Sub- 906 ENDICOTT ST 1253 1/2 MARKET ST BRANDON WATERS HOME BUILT OVER A BASEMENT. stitute Trustee. CHATTANOOGA 37405 CHATTANOOGA, TN 37402 4115 SOUTH CREEK RD PARKING WILL BE IN THE The right is reserved to adjourn the day Residential (1-2 Units) New Construction CHATTANOOGA, TN 37406 BASEMENT. of the sale to another day, time, and place 01/31/2018 033159F A 01200 ROBARDS DEVELOPMENT LLC ROBARDS DEVELOPMENT LLC NEW SINGLE FAMILY RESIDENCE, $180,000.00 certain without further publication, upon an- 1821 LELA LN 7265 AVENTINE WAY APT 206 THADDEUS ROBARDS THREE BEDROOMS OVER nouncement at the time and place for the sale CHATTANOOGA, TN 37421 CHATTANOOGA, TN 37421 7265 AVENTINE WAY CRAWLSPACE WITH set forth above. If you purchase a property Residential (1-2 Units) New Construction CHATTANOOGA, TN 37421 ATTAHCED GARAGE at the foreclosure sale, the entire purchase 02/02/2018 033146O J 00200 WILSON ALLISON OWNER NEW CONSTRUCTION OF SINGLE $200,000.00 price is due and payable at the conclusion 1604 ANDERSON AVE 3361 SHADOWLAWN DR OWNER . FAMILY RESIDENCE, FOUR of the auction in the form of a certified/ CHATTANOOGA 37404 CHATTANOOGA, TN 37404 BEDROOMS OVER CRAWL SPACE WITH bank check made payable to or endorsed Residential (1-2 Units) New Construction , PARKING PAD ONLY. to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any to Choo Choo Title, Inc. as Trustee for Mort- In addition, the following parties may claim County, Tennessee, to wit: said Deed of Trust or any party claiming by, other bidders. Insufficient funds will not be gage Electronic Registration Systems, Inc., as an interest in the above- referenced property: Located in the City of Chattanooga, Hamilton through, or under any of the foregoing. Such accepted. Amounts received in excess of the nominee for Accredited Home Lenders, Inc., its MICHAEL E. REVIERE County, Tennessee: parties known to the Substitute Trustee may winning bid will be refunded to the successful successors and assigns; and the undersigned, THERESA V. REVIERE Lot Five (5), Block Thirty-seven (37), Orchard include: None. purchaser at the time the foreclosure deed Wilson & Associates, P.L.L.C., having been SECRETARY OF VETERANS AFFAIRS Knob, the McCallie Avenue Land and Improve- Terms of Sale will be public auction, for is delivered. appointed Successor Trustee by DEUTSCHE The sale held pursuant to this Notice may ment Company’s 1st Addition of record in cash, free and clear of rights of homestead, This property is being sold with the express BANK NATIONAL TRUST COMPANY, as Trustee be rescinded at the Successor Trustee’s option Plat Book 1, page 41 in the Register’s Office redemption and dower to the extent disclaimed reservation that the sale is subject to confirma- for MORGAN STANLEY ABS CAPITAL I INC. at any time. The right is reserved to adjourn the of Hamilton County, Tennessee. or inapplicable, and the rights of Chadwick tion by the lender or trustee. This sale may be TRUST 2003-HE1 MORTGAGE PASS-THROUGH day of the sale to another day, time, and place Reference to prior title is made to Warranty Michael Cherry, and those claiming through rescinded only by the Substitute Trustee at any CERTIFICATES, SERIES 2003-HE1. certain without further publication, upon Deed recorded of even date herewith in Book him/her/it/them. time. If the Substitute Trustee rescinds the NOW, THEREFORE, notice is hereby given announcement at the time and place for the 8678, page 845, in the Register’s Office of Any right of equity of redemption, statutory sale, the purchaser shall only be entitled to a that the entire indebtedness has been declared sale set forth above. In the event of inclement Hamilton County, Tennessee. and otherwise, and homestead are waived in return of any money paid towards the purchase due and payable; and that an agent of Wilson weather, the trustee hereby announces that Subject to any governmental zoning and accord with the terms of said Deed of Trust, price and shall have no other recourse. Once & Associates, P.L.L.C., as Successor Trustee, the sale will be postponed for a period of two subdivision ordinances or regulations in and the title is believed to be good, but the the purchaser tenders the purchase price, the by virtue of the power, duty, and authority weeks. In such situations, notices will be mailed effect thereon. undersigned will sell and convey only as Sub- Substitute Trustee may deem the sale final in vested in and imposed upon said Successor to interested parties of record. W&A No. 85398 Subject to all notes, stipulations, restrictions, stitute Trustee. which case the purchaser shall have no remedy. Trustee, by DEUTSCHE BANK NATIONAL TRUST DATED January 26, 2018 easements, conditions, and regulations as The right is reserved to adjourn the day The real property will be sold AS IS, WHERE COMPANY, as Trustee for MORGAN STANLEY WILSON & ASSOCIATES, P.L.L.C., set out on recorded plat. of the sale to another day, time, and place IS, with no warranties or representations of ABS CAPITAL I INC. TRUST 2003-HE1 MORT- Successor Trustee Street Address: 1908 Oak St, Chattanooga, certain without further publication, upon an- any kind, express or implied, including without GAGE PASS-THROUGH CERTIFICATES, SERIES Feb. 2, 9, 16, 2018 Fnr18798 Tennessee 37404 nouncement at the time and place for the sale limitation, warranties regarding condition of the 2003-HE1, will, on February 26, 2018 on Parcel Number: 146K P 004 set forth above. If you purchase a property property or marketability of title. or about 3:00 PM, at the Hamilton County SUBSTITUTE TRUSTEE’S SALE Current Owner(s) of Property: Chadwick at the foreclosure sale, the entire purchase This office may be a debt collector. This Courthouse, Chattanooga, Tennessee, offer Sale at public auction will be on February Michael Cherry, a single person price is due and payable at the conclusion may be an attempt to collect a debt and any for sale certain property hereinafter described 27, 2018 at 12:00PM local time, at the west The street address of the above described of the auction in the form of a certified/ information obtained may be used for that to the highest bidder FOR certified funds paid door, Hamilton County Courthouse, 625 Geor- property is believed to be 1908 Oak St, bank check made payable to or endorsed purpose. at the conclusion of the sale, or credit bid from gia Ave., Chattanooga, Tennessee pursuant to Chattanooga, Tennessee 37404, but such to Shapiro & Ingle, LLP. No personal checks Shapiro & Ingle, LLP a bank or other lending entity pre-approved by Deed of Trust executed by Chadwick Michael address is not part of the legal description of will be accepted. To this end, you must bring Substitute Trustee the successor trustee. The sale is free from all Cherry, to B. Paul Hatcher, Trustee, as trustee the property sold herein and in the event of sufficient funds to outbid the lender and any 10130 Perimeter Parkway, Suite 400 exemptions, which are expressly waived in the for Mortgage Electronic Registration Systems, any discrepancy, the legal description herein other bidders. Insufficient funds will not be Charlotte, NC 28216 Deed of Trust, said property being real estate Inc. as nominee for First Tennessee Home shall control. accepted. Amounts received in excess of the Phone: (704) 333-8107 situated in Hamilton County, Tennessee, and Loans, a division of First Tennessee Bank N.A. This sale is subject to, without limitation, all winning bid will be refunded to the successful Fax: (704) 333-8156 being more particularly described as follows: on May 27, 2008 at Book GI8678, Page 848, matters shown on any applicable recorded plat; purchaser at the time the foreclosure deed www.auction.com Lot Thirty-two (32) Nottingham Subdivision, Instrument No. 2008053000250; conducted any unpaid taxes; any restrictive covenants, is delivered. File No. 17-114063 Unit Two (2), as shown by plat recorded in by Shapiro & Ingle, LLP, having been appointed easements, or setback lines that may be ap- This property is being sold with the express Feb. 2, 9, 16, 2018 Fnr18796 Plat Book 25, Page 85, in the Register’s Substitute or Successor Trustee, all of record plicable; any statutory right of redemption of any reservation that the sale is subject to confirma- Office of Hamilton County, Tennessee. in the Hamilton County Register’s Office. De- governmental agency, state or federal; any prior tion by the lender or trustee. This sale may be NOTICE OF TRUSTEE’S SALE ALSO KNOWN AS: 9112 Westminster Circle, fault has occurred in the performance of the liens or encumbrances including those created rescinded only by the Substitute Trustee at any WHEREAS, default has occurred in the Chattanooga, TN 37416 covenants, terms, and conditions of said Deed by a fixture filing or any applicable homeowners’ time. If the Substitute Trustee rescinds the performance of the covenants, terms, and This sale is subject to all matters shown of Trust and the entire indebtedness has been association dues or assessments; all claims or sale, the purchaser shall only be entitled to a conditions of a Deed of Trust Note dated on any applicable recorded plat; any unpaid declared due and payable. other matters, whether of record or not, which return of any money paid towards the purchase February 14, 2003, and the Deed of Trust taxes; any restrictive covenants, easements, Party Entitled to Enforce the Debt: Car- may encumber the purchaser’s title and any price and shall have no other recourse. Once of even date securing the same, recorded or setback lines that may be applicable; any rington Mortgage Services, LLC, its successors matter that an accurate survey of the premises the purchaser tenders the purchase price, the February 27, 2003, in Book No. GI 6560, at statutory rights of redemption of any govern- and assigns. might disclose. Substitute Trustee may deem the sale final in Page 860, in Office of the Register of Deeds mental agency, state or federal; any prior liens The following real estate located in Ham- The following parties may claim an interest which case the purchaser shall have no remedy. for Hamilton County, Tennessee, executed by or encumbrances as well as any priority created ilton County, Tennessee, will be sold to the in the above-referenced property to be affected The real property will be sold AS IS, WHERE Michael E. Reviere and Theresa V. Reviere, by a fixture filing; and to any matter that an ac- highest call bidder: by the foreclosure: any judgment creditor or Continued on page 20 conveying certain property therein described curate survey of the premises might disclose. Described property located at Hamilton lien holder with an interest subordinate to the 12

GREATERCHATTANOOGA CHATTANOOGA BAR ASSOCIATION ASSOCIATION OF REALTORS | February 9–15,2018 him. So rather than shrinking away him. Soratherthanshrinkingaway award onhisbehalf. prolonged battlewithcancer. who passedawaylastAprilaftera presented thehonortoBartQuinn, with Chambliss,Bahner&Stophel, named, andJustinFurrow,attorney attorney afterwhomtheawardwas Katherine Lentz,daughterofthe a courageous,positiveattitude. through anadversesituationwith an attorneydeemedtohavefought Higgason CourageAwardgoesto exotic scubalocation.” Administration ortravelingtosome benefits fromtheSocialSecurity senting disabledpeoplewhodeserve on challenges,whethershe’srepre- optimism andsuccess.Shethrives decades practicinglawwithpassion, “[She] ...hasspentthelastthree more than...[Nora],”Weillsaid. tion oftenacity,smartsandcourtesy McCarthy wastherecipient. Zealous PracticeofLawAward.Nora or ofherlatefather,theHarryWeill the awardestablishedin2006hon practice oflawcommittee. for hisworkontheunauthorized Hodge VolunteerAwardtoPinchak in thecity.” self asthepreeminentDUIattorney Hayduk Brock,andestablishinghim this whilelaunchinganewfirm,Best in need,”omassaid.“Hedidall takes onprobonocasesforclients bar. Association reachouttothecriminal trial andhelpedtheChattanoogaBar Association, volunteeredwithmock Coordinator fortheTennesseeBar the EastTennesseeWillsforHeroes During theyear,Brockalsoservedas on YLDbusinesswheneverneeded. willingness tobrainstormandwork CBA Officers andboardofthe1968ChattanoogaBarAssociation 50 YearsAgo: “Bart did not want cancer to define “Bart didnotwantcancertodefine Quinn’s wife,Jan,acceptedthe Established in2016,theJohnM. “No oneepitomizesthecombina- Attorney FlossieWeillpresented Colvin presentedtheAlbertL. “He’s alsoaBigBrotherandhe

From page2 - - months, heplayedaheckofgame.” play thegame.Becausehislastthree taught meitreallyisabouthowyou to thinkitwasallaboutwinning.Bart poorly hefelt. Monday morningnomatterhow Friday. Heshowedupforworkevery ing chemotherapytreatmentsevery remarks. soldiered on,”Furrowsaidduringhis from hispracticeandfriends,he expanded and the staff at the Family expanded andthestaffatFamily partnerships acrossTennesseehave minority-owned businesses,medical services havebeenbroughttosmall Aid hasacquirednewgrants, organization inNovember2015. since assumingleadershipofthe Fox’s accomplishmentsatLegalAid way. ment toaccessjusticealongthe volunteer activitiesandhercommit- attorney withBakerDonelson. to disabledpersonscounselor, her careerfromnewspaperreporter, and senseofhumor,”Williamstraced ley’s “sharpwit,engagingpersonality of EastTennessee. Fox, executivedirectorofLegalAid Kelley HumanitarianAwardtoSheri Williams presentedtheRalphH. criteria. friend andcolleagueembodiesallthe ment Award,sayinghislong-time the JacChamblissLifetimeAchieve Judge William“Chink”Brownwith the restofassociation.” And hesetawonderfulexamplefor … tookatremendousloadoffme. said. “Byacceptingthattask,[Marc] had thathappenthisyear,”Colvin weren’t planningtoassume.Andwe ask someonetotakeonataskthey dent’s AwardtoastunnedHarwell. Colvin thenpresentedthePresi “Being involvedinathletics,Iused “Few peopleknewhewasreceiv Under Fox’s leadership, Legal Under Fox’sleadership,Legal She thenofferedanaccountof Williams alsodetailedFox’smany After notingthatFoxsharesKel Finally, CircuitCourtJudgeMarie Attorney RogerDicksonpresented “Every nowandthen,wehaveto Hamilton CountyHerald - - - - ent of theJohnM.Higgason Courage Award. offers histhoughts aboutBartQuinn,recipi - Justin Furrow of Chambliss Bahner &Stophel Brittany Thomas, 2017 Young Lawyers Divisionpresident said. Justice Centerhasgrown,Williams “Sheri is growing the Pro Bono “Sheri isgrowingtheProBono

president oftheCBA. the oldestlivingpast Josiah Baker.Franksis LeRoy Phillips,Jr.;and Glenn Stophel,secretary; Powers; RayMurphy; are: SamPayne;John Standing, lefttoright, Bahner, presidentelect. and T.Maxfield“Max” dent; Franks,president; immediate pastpresi- are JohnK.Morgan, Seated, lefttoright, slate ofofficersfor1968. this photooftheCBA’s in Tennesseeprovided of theCourtAppeals Judge HerschelP.Franks looked like.Retired and selectionofofficers Bar Association’sboard what theChattanooga Fifty yearsago,thisis Photograph by Alex McMahan each other.” the film’sheroes to“Beexcellent & Ted’sExcellent Adventure”urges ham Lincoln,whoattheend of“Bill from greatAmericanpresident Abra co-counsel.” or saysomethingtoanadversary or we postsomethingontheinternet bitter andcritical. mation, whichcancomeacrossas without firstobtainingalltheinfor- of sometimesrespondingwithhaste of us,includingme,areatleastguilty client. tion butbycriticizingourmember’s with substanceandhelpfulinforma- from otherplacesrespondednot ed alegitimatequestion,andlawyers yesterday, oneofourmemberspost- profession. enduring topicofcivilityinthelegal as president,Colvintouchedonthe dent-elect; andHarwell. Beard, Schulman&Jacoway,presi secretary; SteveJacowayofPatrick, Harrison ofEvansHackett, Master RobinMiller,treasurer;John County ChanceryCourtClerk& one-year term. of LutherAnderson,whowillservea two-year term;andomasHorne Elliott &Cannon,whowillservea Lee AnnAdamsofGearhiser,Peters, gers, whowillserveatwo-yearterm; New business his name?” recipient oftheawardestablishedin more couldRalphKelleyaskofthe and individualpractitioners.What the experiencesofclients,lawfirms Tennessee willcontinuetoimprove sive strategicplan,LegalAidofEast explained. “Withhercomprehen greater probonoservices,”Williams Project andensuringthepresenceof Rodgers ofSummers,Rufalo&Rod and boardmembersfor2018. announced thenewslateofofficers suggestions fromitsmembers,Colvin bylaws toallowtheboardconsider proposed amendmentstotheCBA’s Colvin then closed with a quote Colvin thenclosedwithaquote “I wouldaskusalltothinkbefore “Civility isasystemicproblem.All “On atriallawyers’messageboard After WilliamsinstalledHarwell New officersinclude:Hamilton e new board includes: Jimmy e newboardincludes:Jimmy After announcingadelayinthe www.hamiltoncountyherald.com Photograph by Alex McMahan - - - - 13 CHATTANOOGA BAR ASSOCIATION | Photographs by Alex McMahan February 9 – 15, 2018 9 – 15, 2018 February Tennessee Court of Appeals of Court Tennessee Chatta- Judge John McClarty, Executive Association nooga Bar Hood and 2017 Lynda Director Colvin William President CBA Cameron Kapperman of Chambliss, Bahner & Stophel. In & Stophel. Bahner Chambliss, of Kapperman Cameron Max Bahner. the background: Clerk & Master

Robin Miller, Hamilton Hamilton Miller, Robin County Chancery Court Chancery County

Attorney Jay Morgan Hamilton County Herald County Hamilton Brothers George and Bo Hixson and Bo George Brothers Jan Quinn, moments afterJan Quinn, moments the John M. Higgason accepting her on behalf of award Courage husband, Bart Quinn late presented the award, far right. far the award, presented son, far left, and Justin Furrow, who left, Furrow, and Justin far son, Katherine Lentz, daughter of Higga- of daughter Lentz, Katherine pictured with their three daughters, daughters, with their three pictured her late husband, Bart Quinn. Jan is her late Higgason Courage Award on behalf of Award Courage Higgason Jan Quinn, who accepted the John M. Jan Quinn, who accepted CBA Executive Executive CBA Lynda Director AidHood, Legal Ten- Southeast of Executive nessee Sheri Director of recipient Fox, H. Kel- the Ralph Humanitarian ley and Cir- Award, Judge Court cuit Marie Williams, who presented the award.

Matt Jannerbo of Miller & Martin Jannerbo of Matt Haley Moody of Miller & Martin Moody of Haley www.hamiltoncountyherald.com 14 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com

BROWN From page 6 decided to follow in his father’s business side of being a lawyer,” footsteps and go to law school. Lawrence says. “ ere were powerhouse and was co-cap- Unlike his dad, who attend- several occasions when [Chink] tain of the team that won the ed the defunct Chattanooga ... would have to assert him- 1957 state championship. College of Law, Brown sold his self against quite a formidable In the end, Brown was house and moved his family to person to right the ship.” named All-City fi rst team, All- Birmingham, where he attend- If Brown’s business sensi- State fi rst team and All-South- ed classes at the Cumberland bilities came from his mother, ern fi rst team and received an School of Law and, once again, then perhaps the seeds of his honorable mention as a high worked full time. generosity can be found in school All-American. Brown burned through law his father, who took in two Brown’s abilities on the fi eld school in two and a-half years, boys from outside the fam- translated to a scholarship at then made a triumphant return ily and helped them fi nish Auburn, where he was moved to Chattanooga, where his fa- school.  ere’s a hint of pride to left halfback. “I couldn’t see ther was waiting to unload his in Brown’s voice as he recalls over the center,” he recalls, criminal case load on him. how his father even helped the laughing. Although Brown Fatherly infl uence young men get their footing in dislikes tooting his own horn, college. he always has a self-deprecating Looking back, Lawrence says  ere’s also a touch of joke at the ready. he believes Brown’s father had sadness in Brown’s voice as he Homesick and lovesick in a profound infl uence on his remembers losing his father equal measure, Brown left personality and character. Not to a heart attack in 1981.  e Auburn after one year and only does Brown have his dad’s elder Brown was 62 years old, returned to Chattanooga. Once sense of humor, he also has his but his legacy lives on through home, he married Judy Holland heart for altruism and commit- his fi rst-born son. ment to family. and began attending classes at Family ties the University of Chattanooga “Harold was colorful, char- and working at Davenport Ho- ismatic, garrulous and witty,” Although people have com- siery on 11th Street. “I’ve been Lawrence says. “You have to mended Brown for working as hooked to the plow ever since,” have a sense of humor to stick hard as he did to fi nish school Brown says, laughing again. your kid with a nickname like and support his family, he When investors purchased ‘Chink.’ He was a whirlwind of redirects any whiff of praise to and moved the mill, Brown energy and mischief. Judy. took a job driving an 18-wheel- “Watching him in a court- “I give my wife the credit,” Photograph by Alex McMahan er for the Teamsters. His room was pure entertainment. he says. “While I was at Com- CBA Executive Director Lynda Hood and Brown with his Jac Chambliss Lifetime sporadic schedule made taking He could say things during a bustion, I was either working, Achievement Award classes diffi cult, so three years trial that would get someone going to school or sleeping. We later, Brown switched to Com- disbarred today.” had one car, two kids and we and spending time with his fi ve people with whom he’s dealing bustion Engineering, where he At the same time, Lawrence didn’t go anywhere, but instead grandchildren. and second from his honesty. worked seven days a week for says Brown was more orga- of complaining, she motivated Brown and Judy’s children [Chink] ... exhibits empathy four years building pressur- nized and serious about the and encouraged me.” include a son, Doug, a Presby- not as a pretext but because he izers for nuclear submarines. business side than his father “Chink is fortunate to have terian minister in Denver, and cares about the outcome.” Somehow, he also fi nished his and became the steadying Judy,” Dickson says. “She’s been a daughter, Holly Novkov, who Brown travels broadly to marketing degree during this infl uence in their practice. He a solid rock in his life.” works at the Hamilton County hunt but likes to fi sh locally. time. acquired those traits from his Although Brown and his Circuit Court Clerk’s offi ce. He’s currently pleased that his Brown’s credentials didn’t mother, Lawrence contends. wife will celebrate their 58th Doug and his wife have three second granddaughter, Caro- land him a job off er more “ ere was something of a year of marriage in May, children; Holly and her hus- line, is taking to hunting, much lucrative than his position at role reversal between father the two weren’t high school band have two. like he did when his uncle took Combustion Engineering, so he and son when it came to the sweethearts. Even though their Although some have noted a him on outings as a boy.  e families knew each other, they degree of incongruity between two recently hunted together in didn’t meet until later – unless Brown’s candid and irreverent Southern Alabama, where she being together in the nursery nature and his son being a killed a deer. “She knows what PUBLIC AUCTION at Erlanger Hospital after being minister, Lawrence says there’s gets close to her pappy’s heart,” (800) 729-6466 born two days apart counts as nothing at all strange about Brown says, laughing. MONTHLY GOVERNMENT SURPLUS their fi rst date. that. Although Brown is as sharp LIVE ONSITE & ONLINE 500+ LOTS EXPECTED Although Brown is still “Ministry is about connect- and energetic as ever (he built FEB active in the practice of law, ing on a close, personal level several of the houses in which he limits his mediations and with other people,” Lawrence he and his family lived with 28 arbitrations to seven or eight says. “ at’s a trait Doug adopt- his own hands and looks like 9:00 AM EST per month.  is allows him to ed from his father, whose skills he could still do it today), he spend more time on his favor- as a mediator springs fi rst from admits the day is coming when ite pursuits: hunting, fi shing the fact that he connects to the it’ll be time to “put the old mule out to pasture.” But he’s not done yet. Brown Jackle TIP TIG Welder Electric Pipe Bender is looking forward to his Rising malpractice insurance costs? upcoming mediations, which include several that arose out of Tennessee’s leading the Woodmore bus crash. independent broker of His thoughts, however, are turning more and more toward Polaris 900 ATV’s Knuckle Boom Truck Lawyers’ Professional Liability insurance making all of his time family time. “I’m having fun. I’ve been blessed with health, family and a job. If I had to go today, I’d have no complaints. I’d like to hang around and see what my grandkids are doing, though.” Whatever Brown does, his legacy is already established, Dickson says, and will live on 2 lots on Haymon Morris Rd in Winder, GA 2006 SW 13th St. Oklahoma City, OK Graham Swafford through his family, the people Tract 3: .99+/- acres - $44,000 2700+/- SQ FT 4 Bed/4Bath Tract 4: .98+/- acres - $42,900 List Price- $110,000 he’s helped and the clients he’s Get a quote online at served. “Chink is a tribute not CONTACT JUSTIN OCHS FOR MORE INFO www.swaffordins.com/Get-An-Online-Quote [email protected] or 615-507-5984 just to the bar but to mankind Call us today at 615-678-8369 as well,” he says. “He’s a won- www.SoldonCompass.com email: [email protected] Firm #5678 derful person.” www.hamiltoncountyherald.com Hamilton County Herald February 9 – 15, 2018 | 15

News and notes from the Greater Chattanooga Association of Realtors® Real Estate Realtors attend Day on the Hill GREATER CHATTANOOGA REALTORS

Photograph provided Chattanooga Realtors showed up in force to “rock the House” during the annual Tennessee at the Cordell Hull Building with presentations from Lt. Governor Randy McNally and Speaker Realtors Day on the Hill Tuesday, Jan. 30. The group of nearly two dozen local Realtors joined Pro Tempore Curtis Johnson. GCR officers, board and staff then spent the rest of the day more than 300 colleagues as they converged in Nashville for a day of meetings with elected meeting with their respective legislators, including Reps. Marc Gravitt, Gerald McCormick, officials to discuss upcoming real estate issues and bills that involve either an individual’s Mike Carter, Patsy Hazlewood and JoAnne Favors and Sen. Bo Watson. property rights or restrictions that might affect a homeowner’s property value. The day began

REALTOR ASSOCIATION PRESIDENT’S MESSAGE Realtor Day on the Hill Each year, Realtors across Ten- Short-term rentals the Professional Privilege Tax that nessee join forces for the Realtors Recently, Nashville’s Metro were taken off notice because of the Day on the Hill when they meet with Council voted to gradually phase out fiscal impact on the state. Tennessee state senators and representatives all short-term rentals that are not Realtors would like to see the Profes- to discuss issues vital to property owner-occupied. With rental avenues sional Privilege Tax repealed partly owners and the real estate industry in such as Airbnb growing in popularity, because, with the repeal of the Hall our community and to influence the it’s likely this will gain a lot of atten- Income Tax, certain professionals are legislative process in the Tennessee tion – soon. Tennessee Realtors have included and certain professions are General Assembly. On Jan. 30, Great- Geoff Ramsey taken a neutral position on this bill to not included, which is unfair. Also, er Chattanooga Realtors met with date because we have many members the state should be able to operate President, other Tennessee Realtors in Nashville on both sides of the issue. ere are without this additional money. Greater Chattanooga Realtors® for 2018’s Realtor Day on the Hill and those who sell residential properties Service of Process – Repossession of to represent as Greater Chattanoo- cess – Repossession of a Landlord’s who oppose short-term rentals and a Landlord’s Property ga’s voice for real estate. Property bill and the Uniform Com- view them as something that hurts e four key issues of discussion is bill would add the ability to mercial Real Estate Receivership Act. the values of surrounding homes. for Realtors with legislators were serve process on any contractually Let’s dive into each topic to under- Professional Privilege Tax short-term rentals, the Professional named party. In the past, when the stand why they’re important to our Privilege Tax, the Service of Pro- ere are several bills regarding community. See GCR, page 16

The voice of real estate in Greater Chattanooga. Founded in 1912

2018 Board of Directors Mark Hite Commercial Council Northwest Georgia Council IMMEDIATE PAST PRESIDENT Ben Pitts Joanna Jackson Geoff Ramsey PRESIDENT PRESIDENT PRESIDENT Robert Backer Kim Bass Becky Cope English Robyn Ring Steven LaMar PRESIDENT-ELECT Dan Griess Joyce Smith Denise Murphy Ron Tucker John Payne Brandi Pearl Thompson SECRETARY-TREASURER Kevin Wamack Barry Hamilton MLS CHAIRMAN

Greater Chattanooga Realtors | T2963 Amnicola Hwy. | Chattanooga, Tn 37406 | 423-698-8001 | Fax: 423 -698-8004 | www.gcar.net | [email protected] 16 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com Eight additional schools to receive Volkswagen eLabs

Volkswagen Group of Amer- ica Chattanooga Operations, in partnership with the State of Tennessee, Hamilton County Department of Education and Public Education Foundation, have selected eight addition- al Hamilton County schools to receive digital fabrication equipment as part of the Volk- swagen eLabs initiative. Volkswagen eLabs, the result of a $1 million donation by Volkswagen Chattanooga and the state, provide students access to digital fabrication tools including automated manufacturing equipment, programmable microcomput- ers, renewable energy kits, 3D printers, robotics, laser cutters, and other emergent technolo- gies that will empower them to engage in authentic problem solving. e eight schools are Brain- erd High School, Brown Mid- dle School, Center for Creative Arts, Hixson Middle School, Hixson High School, Ooltewah Photograph provided Middle School, Orchard Knob Eight additional schools in Hamilton County will receive digital fabrication equipment as part of the Volkswagen eLabs initiative. Middle School and Soddy Dai- sy Middle School. swagen eLab Innovation Team August of 2017. Since then, Volkswagen eLab specialists Mobility & Urban Planning, e eight schools represent to ensure each Volkswagen more than 1,500 HCDE stu- and teachers, have designed 3D which aims to conduct research the second round of recipients eLab is used to its maximum dents have had the opportunity printed orthopedic devices for on the viability of autonomous for the Volkswagen eLabs, capacity. e schools are each to learn and explore areas of people and pets with special electric vehicles in Chattanoo- fulfilling Volkswagen’s com- responsible for raising $5,000 STEM previously unavailable needs. Seven of the eight labs ga. mitment to open a total of 16 annually in cash or contributed to them. HCDE teachers have launched student-run entre- e program is administered eLabs in Hamilton County materials to ensure that the lab logged more than 4,000 person preneurial ventures dubbed Ed in partnership with the PEF, an schools over a two-year period. is continually refreshed and hours of training and 88 per- Corps in partnership with Real independent nonprofit organi- After extensive site vis- materials are replaced. cent indicate that students who World Scholars, a nonprofit zation that provides training, its, schools were selected by “e Volkswagen eLabs have meaningful experiences e-commerce platform that research and resources to representatives from Volkswa- have created an excitement in Volkswagen eLabs are more allows teachers to operate a teachers, principals and schools gen Chattanooga, Tennessee for learning,” says Dr. Bryan engaged in their work in tradi- classroom-based business. in Hamilton County. Michael Department of Education, Johnson, superintendent of tional classes. Students from the Volkswa- Stone, PEF Director of Inno- TNECD, HCDE and PEF. HCDE. “ese labs open a new “In less than a single year, gen eLab at the Howard School vative Learning, will continue e eight chosen schools world of possibilities in instruc- we’ve launched 16 digital fab- and Red Bank High School to help equip the Volkswagen were required to identify a tion for teachers and prepare rication labs. at’s amazing,” partnered with students from eLabs as well as design and team of four teachers, including students for the world they will says PEF President Dr. Dan the Fab Lab at STEM School lead the professional learning a Volkswagen eLab specialist, live in tomorrow.” Challener. “But what’s every bit Chattanooga to pioneer HC- of the educators in the newly who will serve on the Volk- e original eight Volkswa- as amazing are the solutions DE’s first multi-campus, inter- announced labs. gen eLabs officially opened in our students are developing to national, project-based learning Source: Volswagen Chattanooga solve real world problems.” unit. Students also worked with Students, with support of the the Global Institute for Urban GCR From page 15

contractually named party had moved or left the prem- ises, if you couldn’t find them, you couldn’t get service. Crye-Leike Real Estate breaks is would allow you to serve a contractually named party anywhere. is bill could serve our property man- agement people well. recordCrye-Leike Real Estate with “Despite $6.5B those challenges, in our closings650,000 families to make the Uniform Commercial Real Estate Receivership Act Services is celebrating a re- sales associates were able to dream of homeownership a re- is bill is an effort to align receivership law across cord-breaking year in 2017. excel and make it our best year ality since we first opened our the United States. It is intended to put all states on an e company sold $6.5 billion to date.” doors over 40 years ago.” even playing field on real estate receiverships. We urge in real estate and closed 32,583 Crye-Leike has more than During Crye-Leike’s 41st an- you to ask your legislator to support this legislation. transactions corporate wide 3,200 sales associates and 128 nual kick-off conferences, held To learn more about the key issues for 2018 Realtor to make it their highest sales company-owned and fran- every January, Crye and Leike Day on the Hill, visit www.gcar.net/advocacy. Search performance in the company’s chise offices in a nine-state shared the announcement with #TNRealtorday18 on social media to find photos and over 40-year history. region (Tennessee, Arkansas, agents and employees in each additional information from this year’s Realtor Day on “We Alabama, Florida, Georgia, of the nine state regions. Sales the Hill. anticipated Kentucky, Mississippi, Missou- associates received 2017 com- there would ri, and Oklahoma) and Puerto pany highlights as well as the Greater Chattanooga Realtors is “ e Voice of Real be some Rico. company’s goals for 2018. Estate in Greater Chattanooga.” A regional organization challenges in “We’re proud of our net- “Let’s continue to set goals with more than 2,000 members, Greater Chattanooga 2017. Inven- work of sales associates who and make 2018 the best year tory shortages dedicate their services to help to date,” Leike said. “Although GREATER CHATTANOOGA REALTORS CHATTANOOGA GREATER Realtors is one of some 1,300 local boards and associa- tions of Realtors nationwide that comprise the National were an issue, home buyers and sellers in and challenges for the real estate Crye Association of Realtors. Greater Chattanooga Realtors and we saw around their communities,” industry in 2018 appear to be service Hamilton and Sequatchie counties in southeast an increase says Crye-Leike Co-founder similar to that of 2017, we can Tennessee and Catoosa, Dade and Walker counties in of annual tenure in homes,” Dick Leike. “eir hard-work, reach our 2018 goal of $6.8 northwest Georgia. For more information, visit www.gcar. says Crye-Leike CEO and time and commitment have billion.” net or call (423) 698.8001. Co-founder Harold Crye. made it possible for over Source: Crye-Leike www.hamiltoncountyherald.com Hamilton County Herald February 9 – 15, 2018 | 17

The Critic’s Four tips for converting Corner By David Laprad basement to living space [email protected]

A fi nished basement can be a decor later when your budget valuable addition to your home. allows. Put the bulk of your Just dive in, enjoy It can be a playroom for your budget into making sure it’s a kids, a place for family to stay safe, comfortable, functional during visits, a media room the space before splitting hairs over ‘Shape of Water’ whole family can use, or even furnishings or small decorative  ere’s a brief scene in “ e Shape of Water,” a fantasy a space to rent out for extra touches. drama from fi lmmaker Guillermo del Toro, that has the po- tential to turn viewers off for good. I’m not going to describe income. Think about ways to eliminate Jay Bell it because you’d snort and turn the page, vowing to never see However, depending on the that basement feel current condition of your base- President, Home Builders the fi lm. And that would be a shame because you’d miss a ment, it can also be a pretty Association of Greater Chattanooga Basements are often not movie that was beautifully made on every level. daunting project to take on. built with everyday use in “ e Shape of Water” is one of del Toro’s art fi lms, which mind, but there are a lot of he sometimes makes between commercial projects like Here are four tips to help you space, consider if a small creative ways to liven up the “Hellboy” and “Pacifi c Rim.” Set in Baltimore in 1962, the feel comfortable jumping in kitchen will fi t comfortably in space and take away that un- story follows a mute custodian at a high-security government and transforming your base- your budget. A bathroom can derground basement feel. laboratory who forms a close bond with a captured amphib- ment into your home’s newest go a long way toward making Start with good insulation to ian creature. If you’ve seen “Pan’s Labyrinth” or “ e Devil’s feature. a space comfortable for guests, control both temperature and Backbone,” then you know which version of del Toro made Deal with health, safety and and if there’s not room for a full sound. You don’t want your “ e Shape of Water.” legal concerns fi rst tub and shower, a half bath will footsteps echoing loudly in your  e fi lm works as pure entertainment – to a point.  e still add value to the space. Before you start renovations, guests’ ears, and you don’t need scenes in which Elisa, the mute custodian, discovers and Set a realistic budget and stick do some research into any laws unwanted noise fl oating up into befriends the creature are as sweet and innocent as an old to it and building codes that might the main part of the house. movie. Although Elisa has never been able to speak due to aff ect your project. Codes can Basement remodels can For decor, think about using an injury she sustained as an infant, she’s good at using sign change depending on your be one of the most expensive warm color and gentle lighting. language and her facial expressions to get her point across. locality, so make sure you’re home renovation projects, so Add softness with curtains or  e creature, which has become accustomed to screaming reading the right ones. Make it’s a good idea to sit down with carpet. Basements will often and brute physical treatment, responds to Elisa’s kindness note of any egress require- a professional remodeler and have low ceilings that can make and accepts her as a friend. ments and plan for adequate set a realistic budget. Allow the space feel a bit unwelcom- Col. Richard Strickland is the man behind the screaming windows and fi re exits. for some wiggle room in case ing, so think creatively and see and brute physical treatment. Cast in the role of foil, Strick-  en, get a professional to unexpected problems arise, and if a professional can reroute the land wields a cattle prod like it’s an extra limb and treats come in and check for any don’t be stingy when it comes ductwork, wiring, or piping so anyone who’s not in authority above him with disdain. health and safety concerns that to dealing with things like leaks you can free up some space to Strickland wants to gut the creature like a  anksgiving need to be addressed. Base- and water damage. allow for higher ceilings. turkey and see what makes it tick.  e lead scientist on the ments can often hide things Have a professional check project wants to study but not kill it. Elisa wants to save it like mold, asbestos and radon, out the foundation, and put To fi nd professionals to and hatches a rescue plan. so make sure that if anything is some money toward solving help you get started on your Once the creature is safely marinating in a salt bath in lurking, you’re taking care of it any potential water problems basement remodel, contact the Elisa’s tub, “ e Shape of Water” dives deeper into the cool before starting renovations. fi rst and foremost. Remember Home Builders Association of waters of fantasy.  ere, del Toro allows his imagination Decide on your master plan that you can always put more Greater Chattanooga at (423) to swim free, conjuring scenes that will test the resolve of money toward fi nessing the 624-9992 or www. hbagc.net. viewers who simply wanted to consume a bucket of popcorn Will you primarily be using as take in a stock creature feature. your extra space for guests?  ere’s nothing wrong with that, but it’s not what del A playroom? A family movie Toro, who wrote and directed “ e Shape of Water,” had room? in mind. Instead, he made a thoughtful movie about how If you plan on renting the the misfi ts, rejects and, as Strickland says through a derisive sneer, “piss wipers” of the world are the more human of us. In del Toro’s fi ctional worlds, the monsters often embody LOANS From page 5 the fi ner qualities of humankind, while he’s frequently paint- ed the humans as monstrous. Yet the creatures are feared SRF Program has awarded and scorned because they’re diff erent. more than $1.9 billion in  e theme of rejection is evident in the fi lm’s narrator, low-interest loans since its Giles. An artist who inception in 1987. Tennessee’s lost his job with Drinking Water SRF Program an ad agency has awarded more than $302.2 OFF due to his million in low-interest loans alcoholism since its inception in 1996. and homo- TDEC administers the SRF sexuality, he See it See it Program in conjunction with Skip it spends his days NOW LATER the Tennessee Local Devel- creating paintings opment Authority.  e U.S. no one will want to see and wallowing in his aging, balding Environmental Protection misery. Elisa and his cats are the only bright spots in hisOFF exis- Agency provides grants to fund tence. As told by him, it’s no wonder “ e Shape of Water” is the program, and the state pro- drenched in rain – or rather, tears. vides a 20 percent match. Loan Although Elisa is the central protagonist in the fi lm, del repayments are returned to the See it See it Toro reveals his motivations most clearly through Giles,Skip it program and are used to fund NOW LATER who’s a paragon of acceptance. When the creature consumes future SRF loans. one of his cats, he’s upset but looks beyond the loss to say,  e funding order of proj- “He can’t help who he is.” ects is determined by the SRF Giles is critical in one other way: as the narrator, heOFF allows Program’s Priority Ranking del Toro to say, “Once upon a time...” Setting the fi lm during Lists that rank potential proj- the 1960s Cold War era allowed del Toro to explore issues ects according to the severity of we face today without focusing on the circumstances that their pollution and compliance See it See it surround them. NOW Skip it problems or for the protection LATER of public health. See CRITIC, page 26 Source: TDEC 18 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com

DowntownDowntown Chattanooga measured how muchparking these of those 43,000 parkingstudy spaces if a company completed has a parking lot district that would serve both has more than 43,000 parking spaces were used on a typi- are available to the general that’s reserved for employees Erlanger and Siskin Hospitals, spaces, but less than one-third cal weekday and Saturday to public. Furthermore, supply only and is only being used by but also potentially UTC and of those spaces are publicly understand normal patterns of is much less heavily used on employees during the nor- the Hamilton County Health available. parking activity. weekends. mal work day opening up the Department. is is one of the many is allowed the study team is suggests that major ad- parking lot to the public in the “Downtown Chattanooga, findings from a year-long, to understand gaps in parking ditions to parking supply might evenings and on weekends. like many urban areas, has $250,0000 comprehensive potential. have limited utility. Second, the study recom- challenges when it comes to parking study led by the “With 43,000 spaces over Nonetheless, in select areas mended that price is the most parking,” says Kim White, pres- Chattanooga Area Regional an area covering five square such as the heath and educa- effective determinant of a user’s ident and CEO of River City Transportation Authority, the miles, this study constituted tion district, UTC campus area willingness to stay in a location. Company. “For us, it’s mak- Chattanooga Parking Authority a major data collection and and MLK district, supply is is has led to several recom- ing more of the parking that and River City Company, in analysis effort,” says Joel Mann, constrained. mendations concerning pricing currently exists in downtown partnership with the Lyndhurst principal at Stantec Consulting From this, the framework and time limits depending on available to more people. And and Benwood Foundations, Services and lead consultant on for recommendations based on the area and its observed use. as our city continues to grow the University of Tennessee at the parking study. the findings from space counts, ird, parking should be and change, we aim to work Chattanooga, Siskin Hospital, “It’s the first time downtown usage data and projections on treated as part of urban mobili- with partners to strategically Erlanger Health System and the will have a comprehensive in- future growth recommend a ty. Sharing arrangements might add more parking where nec- City of Chattanooga. ventory of all on- and off-street “manage first, then build with extend beyond a comfortable essary, make parking more ac- Commissioned to under- spaces, including details such strategy” approach. walking reach for many cus- cessible and foster a downtown stand challenges and opportu- as loading zone locations and First, a key finding from tomers; to create better sharing where people are comfortable nities related to parking as the parking lots that only serve a the study found that available opportunities, there’s a need parking and then utilizing the city’s urban core continues to dedicated business or user. parking is almost always nearby to explore stronger mobility electric shuttle, bike share and grow and develop, the study “Assembling this much data a driver’s desired destination, connections such as transit, walking to move around.” captured the current state gives Chattanooga’s agencies at any given time or location in bicycling and improvements to To move this report from of parking downtown and and partner organizations a the study area. the walking environment. study to action, River City provides strategic recommen- tool for decision-making.” is highlights the need for Last, strategies for new park- Company, along with CARTA dations for addressing and bal- In general, the study ob- those owners of parking to ing should include partnerships and CPA, has an implementa- ancing current parking needs served that overall parking sup- both understand the demand to construct facilities that not tion team of downtown stake- while also considering future ply in Downtown Chattanooga for his or her parking facility only serve multiple users but holders and partners working development. is adequate. and work to create shared also future development. One to execute recommendations e study, which counted However, that supply is not parking opportunities. example the study explored from the study. both on- and off-street spaces optimally utilized, which is ev- An example of a shared is a shared parking garage Source: River City Company with public and private access, ident when less than one-third parking opportunity would be in the health and education

50 YEARS From page 1 the Metropolitan Opera Co. ican National Bank and Trust difficulty. He was placed under into the road. Cmdr. Michael A. Patten of Company building at Market oxygen treatment. Patrolman Bettis suffered and Martin Burke, treasurer. Chattanooga has been named and Eighth Streets. e work Wednesday, Feb. 14 critical injuries which kept him Directors are Atchley, Robert commander of VC-3 Fleet was done by local contractors in the intensive care unit of Shockey, Leroy Phillips, Wil- Composite Squadron. Cmdr. James Wilson Co., and Lennon Rep. Daniel W. Oehmig Erlanger Hospital for several liam Sherrill and N. B. Har- Patten is the son of the late Mr. Co. says he might introduce a bill weeks. during the current legislative graves, Jr. and Mrs. John A. Patten, Jr., Chattanooga Sertoma Club Thursday, Feb. 15 Sunday, Feb. 11 and grandson of the late Judge members, who have received session to legalize horse racing and Mrs. Michael M. Allison, national recognition for recent and pari-mutuel betting in “By increasing the use of Dr. Robert C. Mildram, dean all of Chattanooga. Freedom Week observances, Tennessee. school buildings, we will cut of students and professor of Two young sopranos were will present replicas of the U.S. Sen. Al Gore was the their cost and eliminate the philosophy and religion at the featured speaker at the Jaycee need to build many commu- declared winners of the Chat- original Declaration of Inde- University of Chattanooga, Man of the Year award ban nity centers,” Lou Williams tanooga Regional Metropolitan pendence to each of the 5,030 - will resign as dean on Sept. 1 chairman of the Community Opera National Council Audi- ninth grade students in Hamil- quet Monday at Hotel Patten. to pursue full-time teaching, Schools Project Committee, tions at Cadek Hall. ton County’s public and private His subject centered on public UC President William Master- said Wednesday. ey are Miss Joyce Mathis, schools. debate of public issues, and he son announced Saturday. Dr. Shirley Temple Black will 23, a scholarship student at Attorney John C. Stophel, scored the administration on Mildram will be succeeded by appear on the program of the Juilliard School of Music in president of the Greater several counts. Dr. Robert Bensen, Jr., present Tennessee Republican Party’s New York, and Mrs. Charlene Chattanooga Chamber of e Blue Cross and Blue dean of administration. Cavalcade of Stars dinner in Hoffman Henry, 25, a student Commerce, told the Exchange Shield home office building to Shoshana Shoshan, leading Chattanooga on March 8, Con at the University of Chattanoo- Club Monday that the Cham- be constructed here will be a - soprano with the Israel Na- ga. ber’s major goal for 1968 is to 10-story structure developed gressman Bill Brock and State tional Opera, will present a work toward modernized local around a sky-lighted center GOP Chairman Claude Rob- program of operatic arias and Monday, Feb. 12 governments. court. ertson announced Wednesday Israeli music Feb. 17 at the e largest crane in the He indicated he favored a Bronze insulating mirror from the Tennessee Republican Jewish Community Center. South, leased from an Atlanta more central, or metro, govern- glass will enclose the upper headquarters in Nashville. Miss Shoshan has been granted construction firm, was at work ment here. nine floors, Roy McDonald, Friday, February 16 “permanent residence” in the Sunday using a 290-foot boom chairman of the board, Ten- David M. Eldridge, Hamilton e local Blue Cross Blue United States by having been to hoist over 100,000 pounds of nessee Hospital Association, County Trustee, was hospi- Shield Plan marked a record declared an “exceptional talent” heating and cooling equipment announced. talized today at Curry Clinic year in 1967, Roy McDonald, by Rudolph Bing, director of to the 20th floor of the Amer- (Note: is building is now after experiencing respiratory chairman of the board of trust- e Westin Chattanooga. Its ees of the Tennessee Hospi- Portman Ballroom can be seen tal Association, announced. in the photos of the Chatta- McDonald told delegates to nooga Bar Association’s annual the Association’s 22nd annual meeting printed in this issue of Don’t miss meeting that during the year, the Hamilton County Herald.) $45.5 million was paid for ben- e Chattanooga Exchange efits received by some 444,000 an issue! Club Tuesday named James claimants. A. (Pete) Bettis, Tennessee e Velsicol Chemical Corp. highway patrolman, Policeman will complete a $4 million ex- of the Year. pansion program here this year He was cited for his hero- and is planning further expan- ism in crashing his patrol car For advertising sion of its Alton Park plants in into a bridge railing last Sept. information, call Dianna 1969, Norman E. Hathaway, 12 during a high-speed chase at 615-254-5522. president, announced Monday. rather than hit a child who ran www.hamiltoncountyherald.com Hamilton County Herald February 9 – 15, 2018 | 19

Clear winner, but change is on the way Luxury compared: Lincoln Navigator vs. Cadillac Escalade

By Mark Takahashi | Edmunds it well. You’ll feel the consider- able weight while you’re driving 2018 Lincoln Navigator Just a handful of automakers either SUV, but the Navigator offer three-row luxury SUVs. If imparts a more agile feeling you want one with robust tow- behind the wheel. ing capabilities, your choices e Navigator also leads in narrow even further. Within technology. A large, 10-inch that group are two well-known touchscreen sits atop the dash, domestic models: the 2018 Behind the Wheel right in the driver’s sightlines Car insights from AP and Edmunds Cadillac Escalade and 2018 to reduce distraction. ere’s Lincoln Navigator. tor pulls ahead with its tur- also a slick, configurable LCD Both SUVs are capable of bocharged 3.5-liter V6 that instrument display in place of hauling up to eight people produces 450 horsepower and traditional gauges. in royal comfort, towing just 510 pound-feet of torque, com- By comparison, the Esca- about any recreational toy you pared to the Cadillac Escalade’s lade’s touchscreen is only 8 can think of, or a mix of both. 6.2-liter V8 and its 420 horse- inches and mounted lower But which one is better for you? power and 460 pound-feet of on the dash. e Cadillac is Here’s how they stack up. torque. is power advantage further hampered with its How they’re similar contributes to the Lincoln’s capacitive touch buttons. ey Both the Escalade and Navi- 8,700-pound maximum tow look great but are frustrating to gator are traditional SUVs with rating that outclasses the Cadil- use and require more attention truck-based, body-on-frame lac’s by 400 pounds. than the Navigator’s traditional construction. ey are each e Navigator’s V6 is also buttons. available in extended-wheel- more fuel-efficient, returning Beyond the Navigator’s larg- 2018 Cadillac Escalade base versions – the Navigator an EPA-estimated 19 mpg in er cargo volume, it’s also more combined city and highway convenient for everyday living. L and the Escalade ESV – that step-up in the cargo area that is nearly every way. driving for a rear-wheel-drive It features a flat load floor have additional cargo capacity needed to house the third-row But it’s possible that model versus the Escalade’s with a slight lip on the edge behind the third-row seats. seats when stowed, making it Lincoln’s victory could be 17 mpg. Over a year, that to prevent items from rolling ey also come standard with noticeably harder to load bulk- short-lived. Recent Escalade edge translates to hundreds of out. ere’s also a deployable advanced 10-speed automatic ier items. redesigns have followed the dollars in fuel savings for the panel that can be configured to transmissions and offer both The clear winner, for now introductions of new Chevro- Navigator. keep items from being tossed rear-wheel and four-wheel let Silverado trucks by about a On the inside, the Navigator around, to provide a split-level drive. It should be obvious that year, and 2018 will indeed ush- provides more passenger space shelf, or to cover a trio of un- External measurements the 2018 Lincoln Navigator is er in a new line of Silverados. in almost every metric, with derfloor compartments. and curb weights are similar, superior to the 2018 Cadillac Cadillac has the potential and both can hold up to eight the most significant advantage On the other hand, the Es- Escalade. It’s more comfort- calade is hindered by a 3-inch passengers if you opt for the an additional 11.3 inches for able, capable and advanced in See WHEEL, page 27 second-row bench instead of third-row legroom. Similarly, the captain’s chairs. the Navigator is also more e Cadillac starts around accommodating with regard to Events [email protected] $74,000 and the Navigator cargo space. Its 20.9-cubic-foot starts around $72,000. Both can capacity behind the third row, Festive Music for Early Brass lead guests in a parade throughout the Big Band Fever end up close to $100,000 when 63.6 cubic feet behind the & Voices venue. The event is sponsored by The The Chattanooga Symphony & Opera fully stocked with features. second row, and maximum of St. Paul’s Artist Series presents Festive Mark Hite Team, First Tennessee and will host its annual swing concert, Big Chambliss, Bahner & Stophel. As far as ownership goes, 103.3 cubic feet overshadow Music for Early Brass & Voices featuring Band Fever, on Friday, Feb. 16 at 7:30 each SUV is covered by four- the Escalade’s 15.2 cubic feet, the Washington Cornett and Sackbut Tickets for the Mardi Gras Gala are $70 p.m. and Saturday, Feb. 17 at 7:30 p.m. year/50,000-mile basic and six- 51.6 cubic feet and 94.2 cubic Ensemble with the St. Paul’s Senior for individuals and $120 per couple. at the Tivoli Theatre. Tickets: $21, www. Complimentary Uber rides home will chattanoogasymphony.org. This concert year/70,000-mile powertrain feet, respectively. Choir performing music from the late Renaissance and early Baroque periods. be provided by safe ride sponsor Best will feature the CSO’s big band, guest warranties. Beyond the numbers The concert will take place at St. Paul’s Hayduk Brock. Tickets: www.chambliss- clarinetist Fred Lemmons and Kyle Bar- Advantage Navigator e 2018 Navigator’s ad- Episcopal Church, 305 W. Seventh at center.org, 423 468-1139. els from Dance Tonight Chattanooga. Pine St., on Friday, Feb. 9 at 7:30 p.m. A key difference is newness. vantage transcends the spec Mardi Gras “Ball” Rescues on the Runway sheet. Comfort is paramount Tickets may be purchased in advance Lincoln has redesigned the The Chattanooga chapter of the The Humane Educational Society will for any luxury vehicle, and the through the St. Paul’s website (www.st- Navigator for the 2018 model paulschatt.org/concert-season). Tickets National Coalition of 100 Black Women host its annual Rescue on the Runway year, while the Escalade was Lincoln takes an edge thanks to will also be sold at the door on the night will present its annual Mardi Gras Ball fundraiser Saturday, March 24 at 6 p.m. last redesigned for the 2015 its more compliant ride quality of the concert. on Saturday, Feb. 10 from 8:30 p.m.-1 at the Chattanooga Convention Center. and its option for 30-way ad- model year. A three-year Considered among the premiere period a.m. at the Chattanooga Convention Guests will may sip complimentary beer advantage might not seem sig- justable front seats. instrument ensembles in North America, Center. In addition to scholarships, the or wine while they sample appetizers nificant, but for cars, being the A softer ride typically results the WCSE consists of historic brass organization will use the funds raised and bid on an array of silent auction latest entry pays dividends. in more body roll when corner- instrument specialists based in the to continue operating its Sista-to-Sista items before sitting down for a three- e 2018 Lincoln Naviga- ing, but the Navigator manages Washington, D.C. area. The WCSE has Mentoring Program at Chattanooga Girls course meal. During the runway show, been acclaimed for its “beautiful display Leadership Academy. guests will have the opportunity to of virtuosity” (The Washington Post) and Tickets for the Mardi Gras Ball can be bid on live auction items ranging from “stylish and sonorous performance.” purchased from any NCBW member or vacations to one-of-a-kind pieces of art. (Richmond Times-Dispatch). from Chic Beauty Salon, 3715 Brainerd Formal attire is required. Tickets and Road. Seating for eight is reserved. tables: www.heschatt.org/fm/events/ Mardi Gras “Gala” Tickets cost $55 per person and are tax detail/id/118 Chambliss Center for Children will host deductible. Attire will be formal. the 6th Annual Mardi Gras Gala on Fri- Information: info@ncbw-chattanooga. day, Feb. 9 from 7-11 p.m. at Bessie Smith org, 423 698-0029. PAPA HAUL AWAY Hall, 200 East M.L. King Blvd. Guests will SERVICES begin the evening with jazz piano and CSO annual family concert HOMEOWNERS: PROFESSIONALS: hurricanes in Preservation Hall, then The Chattanooga Symphony & Opera will •Junk Removal •Real Estate and stroll down Bourbon Street to get their host its annual family concert, Compose •Garage Cleanouts Construction cleanup beads and check out the silent auction. Yourself, on Sunday, Feb. 11 at 3 p.m. at •Appliance Disposal •Estate Cleanouts They will then step into the French the Volkswagen Conference Center. The •Basement Cleanouts •Evictions Quarter for Dixieland jazz by the Ralph event is designed to expose children to •Yard Debris Removal •Event Clean Up Miller Quartet and a late-evening deejay the symphony orchestra. Tickets are $5 And Much More! And Much More! and dance party. for kids and $25 for adults. Tickets: 423 The evening will also feature Cajun-in- 267-8583, www.chattanoogasymphony. Call (423) 629-0700 Photograph courtesy Lincoln spired fare and the crowning of the org, at the door. or visit papaservices.com The Navigator has a maximum of 103.3 cubic feet of cargo space. Mardi Gras king and queen, who will We gladly accept VISA and Mastercard Page 20 Public Notices February 9 - 15, 2018 www.HamiltonCountyHerald.com Foreclosure Notices matters shown on any applicable recorded plat; the Old Dayton Pike (Springfield Road) at the purchaser at the time the foreclosure deed Daisy, Tennessee 37379 Continued from page 11 any unpaid taxes; any restrictive covenants, Northeast corner of the tract of land conveyed is delivered. Parcel Number: 067B-A-010 easements, or setback lines that may be ap- by William Layne and wife, to Willie Marton This property is being sold with the express Current Owner(s) of Property: Timothy Daley IS, with no warranties or representations of plicable; any statutory right of redemption of any and wife, Lena Marton, by deed registered reservation that the sale is subject to confirma- Frizzell and Tisa Frizzell, husband and wife any kind, express or implied, including without governmental agency, state or federal; any prior in Book 782, Page 154, of the Register’s tion by the lender or trustee. This sale may be The street address of the above described limitation, warranties regarding condition of the liens or encumbrances including those created Office of Hamilton County, Tennessee; thence rescinded only by the Substitute Trustee at any property is believed to be 1729 Green Pond property or marketability of title. by a fixture filing or any applicable homeowners’ with said Marton’s North line 55 degrees time. If the Substitute Trustee rescinds the Rd, Soddy Daisy, Tennessee 37379, but such This office may be a debt collector. This association dues or assessments; all claims or West One Hundred Twenty-five (125) feet sale, the purchaser shall only be entitled to a address is not part of the legal description of may be an attempt to collect a debt and any other matters, whether of record or not, which to a stake; thence North 35 degrees East return of any money paid towards the purchase the property sold herein and in the event of information obtained may be used for that may encumber the purchaser’s title and any Eighty-three (83) feet to a stake; thence price and shall have no other recourse. Once any discrepancy, the legal description herein purpose. matter that an accurate survey of the premises South 55 degrees East Ninety (90) feet to the purchaser tenders the purchase price, the shall control. Shapiro & Ingle, LLP might disclose. the Old Dayton Pike; thence with said Pike Substitute Trustee may deem the sale final in This sale is subject to, without limitation, all Substitute Trustee The following parties may claim an interest South 7 degrees West One Hundred (100) which case the purchaser shall have no remedy. matters shown on any applicable recorded plat; 10130 Perimeter Parkway, Suite 400 in the above-referenced property to be affected feet to the beginning. The real property will be sold AS IS, WHERE any unpaid taxes; any restrictive covenants, Charlotte, NC 28216 by the foreclosure: any judgment creditor or TRACT TWO (2): IS, with no warranties or representations of easements, or setback lines that may be ap- Phone: (704) 333-8107 lien holder with an interest subordinate to the BEGINNING at a point on the Western line any kind, express or implied, including without plicable; any statutory right of redemption of any Fax: (704) 333-8156 said Deed of Trust or any party claiming by, of the Old Dayton Pike (Springfield Road) limitation, warranties regarding condition of the governmental agency, state or federal; any prior www.shapiro-ingle.com through, or under any of the foregoing. Such at the Northeast corner of the tract of land property or marketability of title. liens or encumbrances including those created File No. 18-114469 parties known to the Substitute Trustee may conveyed by William M. Layne and wife, to This office may be a debt collector. This by a fixture filing or any applicable homeowners’ Feb. 2, 9, 16, 2018 Fnr18799 include: None. Paul Motley and wife by deed registered may be an attempt to collect a debt and any association dues or assessments; all claims or Terms of Sale will be public auction, for in Book 787, Page 589; thence with said information obtained may be used for that other matters, whether of record or not, which SUBSTITUTE TRUSTEE’S SALE cash, free and clear of rights of homestead, Motley’s North line North 55 degrees 00 purpose. may encumber the purchaser’s title and any Sale at public auction will be on March 7, redemption and dower to the extent disclaimed minutes West Ninety (90) feet to Motley’s Shapiro & Ingle, LLP matter that an accurate survey of the premises 2018 at 11:00 am local time, at the west door, or inapplicable, and the rights of Miranda R. Northwest corner; thence with Motley’s West Substitute Trustee might disclose. Hamilton County Courthouse, 625 Georgia Waters and Adam L. Waters, and those claiming line South 35 degrees 00 minutes West 10130 Perimeter Parkway, Suite 400 The following parties may claim an interest Ave., Chattanooga, Tennessee pursuant to through him/her/it/them. Eighty-three (83) feet to Motley’s Southwest Charlotte, NC 28216 in the above-referenced property to be affected Deed of Trust executed by Miranda R. Waters Any right of equity of redemption, statutory corner, also Northwest corner of Marton’s Phone: (704) 333-8107 by the foreclosure: any judgment creditor or and Adam L. Waters, to Realty Title and Escrow and otherwise, and homestead are waived in original lot; thence North 55 degrees, 00 Fax: (704) 333-8156 lien holder with an interest subordinate to the Services, Inc., Trustee, as trustee for Mortgage accord with the terms of said Deed of Trust, minutes West Eighty-one (81) feet to a stake; www.shapiro-ingle.com said Deed of Trust or any party claiming by, Electronic Registration Systems, Inc. as nomi- and the title is believed to be good, but the thence North 35 degrees 00 minutes East File No. 14-058636 through, or under any of the foregoing. Such nee for Southpoint Financial Services, Inc. on undersigned will sell and convey only as Sub- Ninety-one (91) feet to a stake;thence South Feb. 2, 9, 16, 2018 Fnr18805 parties known to the Substitute Trustee may May 18, 2011 at Book GI 9403, Page 982; stitute Trustee. 55 degrees East One Hundred Forty-five and include: None. and modified by agreement recorded December The right is reserved to adjourn the day five-tenths (145.5) feet, more or less, to the SUBSTITUTE TRUSTEE’S SALE Terms of Sale will be public 31, 2014 at Book GI 10372, Page 282 and of the sale to another day, time, and place Old Dayton Pike; thence with said pike Nine Sale at public auction will be on April 3, auction, for cash, free and clear of rights further and modified by agreement recorded certain without further publication, upon an- (9) feet to the beginning. 2018 at 3:30PM local time, at the west door, of homestead, redemption and dower to May 4, 2016 in Book GI 10734, Page 342; nouncement at the time and place for the sale For prior title and last record instrument Hamilton County Courthouse, 625 Georgia the extent disclaimed or inapplicable, and conducted by Shapiro & Ingle, LLP, having been set forth above. If you purchase a property affecting the above described property, see Ave., Chattanooga, Tennessee pursuant to the rights of Timothy Daley Frizzell and Tisa appointed Substitute or Successor Trustee, all at the foreclosure sale, the entire purchase deed recorded in 893, Page 394, in the Reg- Deed of Trust executed by Timothy Daley Frizzell Frizzell, and those claiming through him/ of record in the Hamilton County Register’s Of- price is due and payable at the conclusion ister’s Office of Hamilton County, Tennessee. and Tisa Frizzell, to Foundation Title & Escrow her/it/them. fice. Default has occurred in the performance of the auction in the form of a certified/ SUBJECT TO Any Governmental zoning and Series LLC, Trustee, as trustee for Mortgage Any right of equity of of the covenants, terms, and conditions of said bank check made payable to or endorsed subdivision ordinances and regulations in Electronic Registration Systems, Inc. as nomi- redemption, statutory and otherwise, and Deed of Trust and the entire indebtedness has to Shapiro & Ingle, LLP. No personal checks effect thereon. nee for TJC Mortgage, Inc. on October 28, 2016 homestead are waived in accord with the been declared due and payable. will be accepted. To this end, you must bring SUBJECT TO Easement to American at Book GI 10895, Page 700, Instrument No. terms of said Deed of Trust, and the title is Party Entitled to Enforce the Debt: JPM- sufficient funds to outbid the lender and any Telephone and Telegraph Company and 2016110100111; conducted by Shapiro & believed to be good, but the undersigned will organ Chase Bank, National Association, its other bidders. Insufficient funds will not be conditions as set out in Book N, Vol. 29, Ingle, LLP, having been appointed Substitute or sell and convey only as Substitute Trustee. successors and assigns. accepted. Amounts received in excess of the Page 670, in the Register’s Office of Hamilton Successor Trustee, all of record in the Hamilton The right is reserved to adjourn The following real estate located in Ham- winning bid will be refunded to the successful County, Tennessee. County Register’s Office. Default has occurred the day of the sale to another day, time, and ilton County, Tennessee, will be sold to the purchaser at the time the foreclosure deed Street Address: 8423 Springfield Road, in the performance of the covenants, terms, place certain without further publication, highest call bidder: is delivered. Soddy Daisy, Tennessee 37379 and conditions of said Deed of Trust and the upon announcement at the time and place Described property located at Hamilton This property is being sold with the express Parcel Number: 073B A 027 entire indebtedness has been declared due for the sale set forth above. If you purchase County, Tennessee, to wit: reservation that the sale is subject to confirma- Current Owner(s) of Property: Charles Bell and payable. a property at the foreclosure sale, the Land in the Third Civil District of Hamilton tion by the lender or trustee. This sale may be The street address of the above described Party Entitled to Enforce the Debt: Platinum entire purchase price is due and payable at County, Tennessee, being Lot No. Thirty-five rescinded only by the Substitute Trustee at any property is believed to be 8423 Springfield Mortgage, Inc, its successors and assigns. the conclusion of the auction in the form (35) on the plan of Prairie Heights, as shown time. If the Substitute Trustee rescinds the Road, Soddy Daisy, Tennessee 37379, but such The following real estate located in Ham- of a certified/bank check made payable by plat of record in Plat Book 27, Page 83, sale, the purchaser shall only be entitled to a address is not part of the legal description of ilton County, Tennessee, will be sold to the to or endorsed to Shapiro & Ingle, LLP. No Register’s Office for said County, to which return of any money paid towards the purchase the property sold herein and in the event of highest call bidder: personal checks will be accepted. To this plan reference is hereby made for a more price and shall have no other recourse. Once any discrepancy, the legal description herein Described property located at Hamilton end, you must bring sufficient funds to complete description. the purchaser tenders the purchase price, the shall control. County, Tennessee, to wit: outbid the lender and any other bidders. Being the same property conveyed to Miranda Substitute Trustee may deem the sale final in This sale is subject to, without limitation, all The Land referred to herein below is Insufficient funds will not be accepted. R. Waters and husband, Adam L. Waters by which case the purchaser shall have no remedy. matters shown on any applicable recorded plat; situated in the County of HAMILTON, State Amounts received in excess of the winning deed from David C. Crowe and wife, Natalie D. The real property will be sold AS IS, WHERE any unpaid taxes; any restrictive covenants, of TENNESSEE, and is described as follows: bid will be refunded to the successful Crowe f/k/a Natalie D. Robertson, of record IS, with no warranties or representations of easements, or setback lines that may be ap- Beginning at a point in the Northern line of purchaser at the time the foreclosure deed in Book 9403, Page 980, Register’s Office any kind, express or implied, including without plicable; any statutory right of redemption of any Green Pond Road, One Hundred Sixty-Five is delivered. for Hamilton County, Tennessee. limitation, warranties regarding condition of the governmental agency, state or federal; any prior (165) feet, more or less, Westwardly as mea- This property is being sold Subject to all easements, restrictive cov- property or marketability of title. liens or encumbrances including those created sured along the Northern line of said Road, with the express reservation that the sale enants and conditions, and other matters This office may be a debt collector. This by a fixture filing or any applicable homeowners’ from its intersection with the Eastern line is subject to confirmation by the lender or of record, including all items set out on any may be an attempt to collect a debt and any association dues or assessments; all claims or of a tract conveyed to Claude Robert Weas trustee. This sale may be rescinded only by applicable plat of record. information obtained may be used for that other matters, whether of record or not, which by Deed of record in Book 910, Page 110, the Substitute Trustee at any time. If the Street Address: 1850 North Prairie Cir, purpose. may encumber the purchaser’s title and any in the Register’s Office of Hamilton County, Substitute Trustee rescinds the sale, the Hixson, Tennessee 37343 Shapiro & Ingle, LLP matter that an accurate survey of the premises Tennessee; thence continuing a Westwardly purchaser shall only be entitled to a return Parcel Number: 074M C 011 Substitute Trustee might disclose. direction along the Northern line of Green of any money paid towards the purchase Current Owner(s) of Property: Miranda R. 10130 Perimeter Parkway, Suite 400 The following parties may claim an interest Pond Road One Hundred Twenty-Five (125) price and shall have no other recourse. Waters and Adam L. Waters Charlotte, NC 28216 in the above-referenced property to be affected feet, to an iron pin; thence North Three Once the purchaser tenders the purchase The street address of the above described Phone: (704) 333-8107 by the foreclosure: any judgment creditor or Hundred Thirty (330) feet, more or less, to price, the Substitute Trustee may deem the property is believed to be 1850 North Prairie Fax: (704) 333-8156 lien holder with an interest subordinate to the an iron pin; thence a Eastern direction, paral- sale final in which case the purchaser shall Cir, Hixson, Tennessee 37343, but such ad- www.shapiro-ingle.com said Deed of Trust or any party claiming by, lel to the Northern line of Green Pond Road, have no remedy. The real property will be dress is not part of the legal description of File No. 14-055796 through, or under any of the foregoing. Such One Hundred Thirty-Nine (139) feet, more or sold AS IS, WHERE IS, with no warranties the property sold herein and in the event of Feb. 2, 9, 16, 2018 Fnr18804 parties known to the Substitute Trustee may less, to an iron pin; thence as Southwest or representations of any kind, express any discrepancy, the legal description herein include: Hamilton County; Secretary of Housing direction Three Hundred Thirty (330) feet, or implied, including without limitation, shall control. SUBSTITUTE TRUSTEE’S SALE and Urban Development; All parties claiming more or less to the point of beginning. LESS warranties regarding condition of the This sale is subject to, without limitation, all Sale at public auction will be on April 3, by, through, or under Georgie Bell. AND EXCEPT that portion of said described property or marketability of title. 2018 at 3:30PM local time, at the west door, Terms of Sale will be public auction, for land conveyed by Deed in Deed Book 3113, This office may be a debt Hamilton County Courthouse, 625 Georgia cash, free and clear of rights of homestead, Page 334 in the Register’s Office of Hamilton collector. This may be an attempt to collect Ave., Chattanooga, Tennessee pursuant to redemption and dower to the extent disclaimed County, Tennessee. a debt and any information obtained may be Deed of Trust executed by Georgie Bell and or inapplicable, and the rights of Georgie Bell Being the same property conveyed to Emory used for that purpose. Let’s Be Social Charles Bell, to First Title Insurance Company, and Charles Bell, and those claiming through Houston Ewton, married by Deed from Doro- Shapiro & Ingle, LLP Trustee, as trustee for Mortgage South of him/her/it/them. thy Branum, widow, unmarried dated October Substitute Trustee Pick up a copy every Friday Tennessee, Inc. on October 15, 2007 at Any right of equity of redemption, statutory 27, 2000 and recorded November 1, 2000 in 10130 Perimeter Parkway, Suite 400 Book GI 8503, Page 403, Instrument No. and otherwise, and homestead are waived in Book GI 5711, Page 100, in said Register’s Charlotte, NC 28216 Read us online at 2007102400058; conducted by Shapiro & accord with the terms of said Deed of Trust, Office for Hamilton County, Tennessee. Phone: (704) 333-8107 www.HamiltonCountyHerald.com Ingle, LLP, having been appointed Substitute or and the title is believed to be good, but the Being the same property conveyed to Kath- Fax: (704) 333-8156 Successor Trustee, all of record in the Hamilton undersigned will sell and convey only as Sub- erine Jane Ewton and Emory Houston Ewton, www.shapiro-ingle.com County Register’s Office. Default has occurred stitute Trustee. as Tenants by the Entirety by Quit Claim Deed File No. 17-113998 Facebook: in the performance of the covenants, terms, The right is reserved to adjourn the day from Emory Houston Ewton dated June 11, Feb. 2, 9, 16, 2018 Fnr18806 Hamilton-County-Herald and conditions of said Deed of Trust and the of the sale to another day, time, and place 2001 and recorded June 12, 2001 in Book entire indebtedness has been declared due certain without further publication, upon an- GI 5895, Page 619, in said Register’s Office NOTICE OF TRUSTEE’S SALE Twitter: and payable. nouncement at the time and place for the sale for Hamilton County, Tennessee. WHEREAS, default has occurred in the @HCHeraldEditor Party Entitled to Enforce the Debt: CIT Bank, set forth above. If you purchase a property Further, being the same property conveyed performance of the covenants, terms, and N.A., its successors and assigns. at the foreclosure sale, the entire purchase to Katherine Jane Ewton by Final Decree of conditions of a Deed of Trust Note dated May The following real estate located in Ham- price is due and payable at the conclusion Divorce from Emory Houston Ewton dated 25, 2007, and the Deed of Trust of even date ilton County, Tennessee, will be sold to the of the auction in the form of a certified/ April 28, 2004 and recorded April 28, 2004 securing the same, recorded June 4, 2007, in highest call bidder: bank check made payable to or endorsed in Book GI 7106, Page 768, in said Regis- Book No. 8360, at Page 328, and modified Described property located at Hamilton to Shapiro & Ingle, LLP. No personal checks ter’s Office for Hamilton County, Tennessee. on June 14, 2016, In Book No. 10768, At County, Tennessee, to wit: will be accepted. To this end, you must bring Being the same property conveyed to Page 562 in Office of the Register of Deeds LOCATED IN THE THIRD CIVIL DISTRICT OF sufficient funds to outbid the lender and any Grantor(s) by deed of record recorded for Hamilton County, Tennessee, executed by HAMILTON COUNTY, TENNESSEE: other bidders. Insufficient funds will not be simultaneously herewith, in the Register’s Pamela J. Ramsey, conveying certain property TRACT ONE (1): accepted. Amounts received in excess of the Office of HAMILTON, County, TENNESSEE. therein described to Alliance Title Sevices, Inc. BEGINNING at a stake in the West line of winning bid will be refunded to the successful Street Address: 1729 Green Pond Rd, Soddy as Trustee for Mortgage Electronic Registration February 9 - 15, 2018 Public Notices Page 21 www.HamiltonCountyHerald.com

Systems, Inc., as nominee for Taylor, Bean the property is believed to be 3010 HOYT ST, deed from John P. Shoemate, Jr. a/k/a John Mortgage Electronic Registration Systems, Hamilton County, Tennessee. & Whitaker Mortgage Corp, its successors CHATTANOOGA, TN 37404. In the event of Shoemate, Jr, and wife, Kristen S. Shoemate, Inc. as nominee for Mortgage Investors Group. Lien of Assessments as may be levied against and assigns; and the undersigned, Wilson & any discrepancy between this street address of record in Book 9334, Page 281, Register’s on March 11, 2010 at Book GI 9127, Page said Lot No. Four Hundred Thirteen (413), Associates, P.L.L.C., having been appointed and the legal description of the property, the Office for Hamilton County, Tennessee. 949, Instrument No. Inst # 2010031500279; Unit Twelve (12), and under the terms and Successor Trustee by Selene Finance, LP. legal description shall control. Subject to all easements, restrictive cov- conducted by Shapiro & Ingle, LLP, having been provisions of the “DECLARATION OF COV- NOW, THEREFORE, notice is hereby given CURRENT OWNER(S): BERNARD PETTY AND enants and conditions, and other matters appointed Substitute or Successor Trustee, all ENANTS AND RESTRICTIONS FOR HIDDEN that the entire indebtedness has been declared EMMA PETTY of record, including all items set out on any of record in the Hamilton County Register’s Of- HARBOR COMMUNITY AND BY-LAWS FOR due and payable; and that an agent of Wilson & OTHER INTERESTED PARTIES: Bayview Loan applicable plat of record. fice. Default has occurred in the performance HIDDEN HARBOR HOMEOWNERS’ ASSOCIA- Associates, P.L.L.C., as Successor Trustee, by Servicing, LLC Parcel ID Number: 110H-D-031.01 of the covenants, terms, and conditions of said TION, INC.” of record in Book 2358, Page virtue of the power, duty, and authority vested The sale of the above-described property shall Address/Description: 1805 Williams Road, Deed of Trust and the entire indebtedness has 177, and as amended in Book 2431, Page in and imposed upon said Successor Trustee, be subject to all matters shown on any recorded Hixson, TN 37343. been declared due and payable. 54, in Book 2495, Page 41, in Book 2707, by Selene Finance, LP, will, on April 2, 2018 on plat; any unpaid taxes; any restrictive cov- Current Owner(s): ANNA R. WILCOX AND Party Entitled to Enforce the Debt: Na- Page 549, in Book 3149, Page 719, and in or about 12:00 PM, at the Hamilton County enants, easements or set-back lines that may HUSBAND CORTEZ WILLIAMS. tionstar Mortgage LLC d/b/a Mr. Cooper, its Book 5600, Page 953, in the Register’s Office Courthouse, Chattanooga, Tennessee, offer be applicable; any prior liens or encumbrances Other Interested Party(ies): Internal Revenue successors and assigns. of Hamilton County, Tennessee. for sale certain property hereinafter described as well as any priority created by a fixture filing; Service and Internal Revenue Service. The following real estate located in Ham- Easements contained in document of record to the highest bidder FOR certified funds paid and to any matter that an accurate survey of This sale is also subject to the right of redemp- ilton County, Tennessee, will be sold to the in Book 2116, Page 186, in the Register’s at the conclusion of the sale, or credit bid from the premises might disclose. This property is tion by the INTERNAL REVENUE SERVICE, DE- highest call bidder: Office of Hamilton County, Tennessee. a bank or other lending entity pre-approved by being sold with the express reservation that PARTMENT OF THE U.S. TREASURY, pursuant to Described property located at Hamilton Chattanooga Cable TV Company Easement the successor trustee. The sale is free from all it is subject to confirmation by the lender or 26 U.S.C. 7425(d)(1) by reason of the following County, Tennessee, to wit: as set out in instrument recorded in Book exemptions, which are expressly waived in the Substitute Trustee. This sale may be rescinded tax lien(s) of record in: Book 8581, Page 94, Lot Four Hundred Thirteen (413), Unit Twelve, 2753, Page 655, in the Register’s Office of Deed of Trust, said property being real estate at any time. The right is reserved to adjourn Serial Number 418364208; Book 8977, Page (12), Final Planned Unit Development of Hid- Hamilton County, Tennessee. situated in Hamilton County, Tennessee, and the day of the sale to another day, time, and 850, Serial Number 564401709. Notice of the den Harbor, of record in Plat Book 32, Page Notes and provisions 1-18, as shown in being more particularly described as follows: place certain without further publication, upon sale has been given to the Internal Revenue 95, in the Register’s Office of Hamilton Coun- plat of record in Plat Book 32, Page 17-2, A CERTAIN TRACT OR PARCEL OF LAND announcement at the time and place for the Service in accordance with 26 U.S.C. 7425(b). ty, Tennessee. TOGETHER WITH all benefits, in the Register’s Office of Hamilton County, IN HAMILTON COUNTY, STATE OF TENNES- sale set forth above. All right and equity of re- The sale of the property described above rights, privileges, easements and subject to Tennessee. SEE, DESCRIBED AS FOLLOWS, TO-WIT: demption, statutory or otherwise, homestead, shall be subject to all matters shown on the burdens, covenants, restrictions, by laws, Anchor Easement as set out on recorded plat. Lot Thirteen (13), Block Sixteen (16), and dower are expressly waived in said Deed any recorded plat; any and all liens against rules, regulations, and easements all as Easements per plat notes for utility com- Amended Plat of part of Biltmore Estates of Trust, and the title is believed to be good, said property for unpaid property taxes; any set forth in “DECLARATION OF COVENANTS panies. Extension, as shown by plat recorded in but the undersigned will sell and convey only restrictive covenants, easements or set-back AND RESTRICTIONS FOR HIDDEN HARBOR Any governmental zoning and subdivision Plat Book 14, Page 87, in the Register’s as Substitute Trustee. The Property is sold lines that may be applicable; any prior liens or COMMUNITY AND BY -LAWS FOR HIDDEN ordinances in effect thereon. Office of Hamilton County, Tennessee. as is, where is, without representations or encumbrances as well as any priority created HARBOR HOMEOWNERS’ ASSOCIATION, Subject to all notes, stipulations, restrictions, Subject to restrictions recorded in Book warranties of any kind, including fitness for a by a fixture filing; a deed of trust; and any mat- INC.” of record in Book 2358, Page 177, easements, conditions, and regulations as 821, Page 51, in the Register’s Office of particular use or purpose. ter than an accurate survey of the premises and as amended in Book 2431, Page 54, in set out on recorded plat. Hamilton County, Tennessee. Subject to THIS LAW FIRM IS ATTEMPTING TO COLLECT might disclose; and Book 2495, Page 41, in Book 2707, Page Street Address: 1714 Mountain Bay Dr, any governmental zoning A DEBT. ANY INFORMATION OBTAINED WILL All right and equity of redemption, statutory 549, in Book 3149, Page 719, and in Book Hixson, Tennessee 37343 ALSO KNOWN AS: 706 Parkview Drive, BE USED FOR THAT PURPOSE. or otherwise, homestead, and dower are ex- 5600, Page 953, in the Register’s Office of Parcel Number: 101C F 020 Chattanooga, TN 37411 Rubin Lublin TN, PLLC, Substitute Trustee pressly waived in said Deed of Trust, and the Hamilton County, Tennessee. Current Owner(s) of Property: Anthony R. This sale is subject to all matters shown 119 S. Main Street, Suite 500 title is believed to be good, but the undersigned For prior title see Deed recorded in Book Dinverno, Jr. and wife, Jenessa D. Dinverno on any applicable recorded plat; any unpaid Memphis, TN 38103 will sell and convey only as Substitute Trustee. 8811, Page 245, in the Register’s Office of The street address of the above described taxes; any restrictive covenants, easements, www.rubinlublin.com/property-listings.php The right is reserved to adjourn the day of the Hamilton County, Tennessee. property is believed to be 1714 Mountain or setback lines that may be applicable; any Tel: (877) 813-0992 sale to another day, time, and place certain THIS CONVEYANCE MADE SUBJECT TO THE Bay Dr, Hixson, Tennessee 37343, but such statutory rights of redemption of any govern- Fax: (404) 601-5846 without further publication, upon announce- FOLLOWING: address is not part of the legal description of mental agency, state or federal; any prior liens Ad #130609 ment at the time and place for the sale set Restrictive Covenants contain in Article the property sold herein and in the event of or encumbrances as well as any priority created Feb. 9, 16, 23, 2018 Fnr18780 forth above. VII of the “DECLARATION OF COVENANTS any discrepancy, the legal description herein by a fixture filing; and to any matter that an ac- This office is attempting to collect a debt. AND RESTRICTIONS FOR HIDDEN HARBOR shall control. curate survey of the premises might disclose. NOTICE OF FORECLOSURE SALE Any information obtained will be used for COMMUNITY AND BY-LAWS FOR HIDDEN This sale is subject to, without limitation, all In addition, the following parties may claim STATE OF TENNESSEE, HAMILTON COUNTY that purpose. HARBOR HOMEOWNERS’ ASSOCIATION, matters shown on any applicable recorded plat; an interest in the above- referenced property: WHEREAS, Anna R. Wilcox and Cortez Brock & Scott, PLLC, Substitute Trustee INC.” of record in Book 2358, Page 177, any unpaid taxes; any restrictive covenants, PAMELA J. RAMSEY Williams, wife and husband executed a Deed c/o Tennessee Foreclosure Department and as amended in Book 2431, Page 54, in easements, or setback lines that may be ap- CITIFINANCIAL, INC. of Trust to Mortgage Electronic Registration 4360 Chamblee Dunwoody Road, Ste 310 Book 2495, Page 41, in Book 2707, Page plicable; any statutory right of redemption of any The sale held pursuant to this Notice may Systems, Inc. as nominee for Mortgage Inves- Atlanta, GA 30341 549, in Book 3149, Page 719, and in Book governmental agency, state or federal; any prior be rescinded at the Successor Trustee’s option tors Group, Lender and Charles E. Tonkin, II, PH: 404-789-2661 FX: 404-294-0919 5600, Page 953, in the Register’s Office of liens or encumbrances including those created at any time. The right is reserved to adjourn Trustee(s), which was dated March 25, 2011 File No.: 17-19594 FC01 Hamilton County, Tennessee. by a fixture filing or any applicable homeowners’ the day of the sale to another day, time, and and recorded on March 29, 2011 in Book GI Feb. 9, 16, 23, 2018 Fnr18800 Easements reserved in Article VII of the association dues or assessments; all claims or place certain without further publication, upon 9374, Page 283, Hamilton County, Tennessee “DECLARATION OF COVENANTS AND other matters, whether of record or not, which announcement at the time and place for the Register of Deeds. SUBSTITUTE TRUSTEE’S SALE RESTRICTIONS FOR HIDDEN HARBOR may encumber the purchaser’s title and any sale set forth above. In the event of inclem- WHEREAS, default having been made in Sale at public auction will be on March COMMUNITY AND BY-LAWS FOR HIDDEN matter that an accurate survey of the premises ent weather, the trustee hereby announces the payment of the debt(s) and obligation(s) 8, 2018 at 10:00AM local time, at the west HARBOR HOMEOWNERS’ ASSOCIATION, might disclose. that the sale will be postponed for a period of thereby secured by the said Deed of Trust door, Hamilton County Courthouse, 625 INC.” of record in Book 2358, Page 177, The following parties may claim an interest two weeks. In such situations, notices will be and the current holder of said Deed of Trust, Georgia Ave., Chattanooga, Tennessee pur- and as amended in Book 2431, Page 54, in in the above-referenced property to be affected mailed to interested parties of record. W&A Tennessee Housing Development Agency, (the suant to Deed of Trust executed by Anthony Book 2495, Page 41, in Book 2707, Page by the foreclosure: any judgment creditor or No. 301836 “Holder”), appointed the undersigned, Brock R. Dinverno Jr. and Jenessa D. Dinverno, to 549, in Book 3149, Page 719, and in Book Continued on page 23 DATED January 30, 2018 & Scott, PLLC, as Substitute Trustee, with all Charles E. Tonkin, II, Trustee, as trustee for 5600, Page 953, in the Register’s Office of WILSON & ASSOCIATES, P.L.L.C., the rights, powers and privileges of the original Successor Trustee Trustee named in said Deed of Trust; and Feb. 2, 9, 16, 2018 Fnr18812 NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared NOTICE OF SUBSTITUTE TRUSTEES SALE due and payable as provided in said Deed of STATEWIDE CLASSIFIED ADS WHEREAS, default has occurred in the perfor- Trust by the Holder, and that as agent for the Reaching more than 979,000 Readers Every Week! mance of the covenants, terms and conditions undersigned, Brock & Scott, PLLC, Substitute For placement information, contact this newspaper’s classi ed advertising department. of a Deed of Trust dated March 1, 2005, Trustee, by virtue of the power and authority Auctions For Sale Help Wanted-Drivers executed by BERNARD PETTY AND EMMA vested in it, will on March 8, 2018, at 10:00AM PETTY, conveying certain real property therein at the usual and customary location at the GET THE WORD OUT about your next SAWMILLS from only $4397.00-MAKE & EXCELLENT HOMETIME OTR DRIVERS described to MARIA BIGHAM, as Trustee, as Hamilton County Courthouse, Chattanooga, auction! Save Time & $$$. One Call For SAVE MONEY with your own bandmill- Avg 2900 miles/week No Touch Freight same appears of record in the Register’s Of- Tennessee, proceed to sell at public outcry to All. Your ad can appear in this newspaper Cut lumber any dimension. In stock Home weekends 615-792-6550 x1 fice of Hamilton County, Tennessee recorded the highest and best bidder for cash, the fol- + 96 other TN newspapers. For more info, ready to ship! FREE Info/DVD: www. www.uts-tn.com United Transportation March 3, 2005, in Deed Book GI 7448, Page lowing described property situated in Hamilton contact this newspaper’s classified dept. NorwoodSawmills.com 800 567-0404 Services 291; and WHEREAS, the beneficial interest of County, Tennessee, to wit: or call 865-584-5761 ext. 117. Ext.300N said Deed of Trust was last transferred and Land in Hamilton County, Tennessee, being RECRUITING HEADACHES? WE CAN assigned to Bayview Loan Servicing, LLC, a a part of Lot No. Forty-three (43) on the Cable / Satellite TV Health / Beauty Help! Advertise your job opening in this Delaware Limited Liability Company who is Revised Plan of Green Hills Subdivision, as DISH TV. 190 channels. $49.99/mo. DENTAL INSURANCE. Call Physicians newspaper + 96 newspapers across the now the owner of said debt; and WHEREAS, shown by plat recorded in Plat Book 21, Page for 24 mos. Ask About Exclusive Dish Mutual Insurance Company for details. state - One Call/Email for All! Contact the undersigned, Rubin Lublin TN, PLLC, hav- 67, Register’s Office for said County. Said Features like Sling® and the Hopper®. Not just a discount plan, Real coverage our classified dept. or email bmoats@ ing been appointed as Substitute Trustee by part of lot is more particularly described as PLUS HighSpeed Internet, $14.95/mo. for 350 procedures. 844-278-8285 or tnpress.com instrument to be filed for record in the Register’s follows: Beginning at a point marking the (Availability and Restrictions apply.) TV http://www.dental50plus.com/tnpress Office of Hamilton County, Tennessee. NOW, intersection of the Western line of Green for Less, Not Less TV! 1-844-274-6074 Ad# 6118 THEREFORE, notice is hereby given that the Hill Drive, if extended, and the Northeasterly Internet entire indebtedness has been declared due line of Williams Road, if extended; thence Earthlink High Speed Internet. As and payable, and that the undersigned, Rubin North 78 degrees 06 minutes West along SPECTRUM TRIPLE PLAY TV, Internet Help Wanted Low As $14.95/month (for the first 3 Lublin TN, PLLC, as Substitute Trustee or his the Northeastern line of Williams Road & Voice for $29.99 ea. 60 MB per second PAID IN ADVANCE! Make $1000 A months.) Reliable High Speed Fiber duly appointed agent, by virtue of the power, Eighty- five (85) feet; thence Northeastwardly speed. No contract or commitment. We Week Mailing Brochures From Home! Optic Technology. Stream Videos, duty and authority vested and imposed upon (a severance line across Lot Forty-three (43) buy your existing contract up to $500! No Experience Required. Helping Music and More! Call Earthlink Today said Substitute Trustee will, on March 8, 2018 a distance of One Hundred Forty-two and 1-855-710-8320 home workers since 2001! Genuine 1-888-337-9611 at 10:00 AM at the Front Steps of the Hamilton five-tenths (142.5) feet, more or less, to a Opportunity. Start Immediately! www. County Courthouse, located in Chattanooga, point in the line dividing Lots Forty-two (42) DIRECTV. Call & Switch Now - Get NFL MailingTeam.net Advertise Throughout Tennessee Tennessee, proceed to sell at public outcry to and Forty-three (43) of said subdivision, Sunday Ticket for FREE! Every Game. YOUR LOW COST ADVERTISING the highest and best bidder for cash or certified said point being located Four (4) feet South- Every Sunday. CHOICE- All-Included ACCOUNT MANAGER WANTED Solution! One call & your 25 word ad funds ONLY, the following described property eastwardly from the common corner of Lots Package. Over 185 Channels. $60/month URGENTLY. ANY WORK EXPERIENCE will appear in 97 Tennessee newspapers situated in Hamilton County, Tennessee, to wit: Forty- three (43) and Forty-four (44); thence (for 12 Months.) CALL 1- 844-230-4803 CAN APPLY. MUST BE ACCURATE, for $275/wk or 33 East TN newspapers ALL THAT CERTAIN PARCEL OF LAND IN HAMIL- South 63 degrees 46 minutes East 70 feet COMPUTER LITERATE, HAVE GOOD for $120/wk. Call this newspaper’s TON COUNTY, STATE OF TENNESSEE AS MORE along the dividing line of Lots Forty-two (42) TYPING SKILLS AND HAVE A GOOD classified advertising dept. or go to FULLY DESCRIBED IN BOOK 3834 PAGE 354 and Forty-three (43) to the Western line of Donate SENSE OF COMMUNICATION. WILL www.tnadvertising.biz. ID # 147A-F-012, BEING KNOWN AND DESIG- Green Hill Drive; thence South 11 degrees DONATE YOUR CAR, TRUCK OR BOAT EARN $3340 MONTHLY. Email at NATED AS LOT NO. 41 J.J. ROGERS ADDITION 54 minutes West along the Western line of TO HERITAGE FOR THE BLIND. Free [email protected] for TO FOXWOOD HEIGHTS, FILED IN PLAT BOOK Green Hill Drive One Hundred Thirty (130) 3 Day Vacation, Tax Deductible, Free application. www.tnadvertising.biz 830 AT PAGE 196. feet to the beginning. Towing, All Paperwork Taken Care Of. Parcel ID: 147A F 012 Being the same property conveyed to Anna CALL 1-844-697-0499 PROPERTY ADDRESS: The street address of R. Wilcox and husband, Cortez Williams by Page 22 Public Notices February 9 - 15, 2018 www.HamiltonCountyHerald.com

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To donate or volunteer, go to UNITEDWAY.ORG. BECAUSE GREAT THINGS HAPPEN WHEN WE LIVE UNITED. February 9 - 15, 2018 Public Notices Page 23 www.HamiltonCountyHerald.com Foreclosure Notices DEED RECORDED IN BOOK 9840, PAGE 6 The street address of the above described Lublin TN, PLLC, as Substitute Trustee or his Situated in County of Hamilton, State of Continued from page 21 IN THE REGISTER’S OFFICE OF HAMILTON property is believed to be 503 South Lovell duly appointed agent, by virtue of the power, Tennessee. COUNTY, TENNESSEE Ave, Chattanooga, Tennessee 37412, but such duty and authority vested and imposed upon Located in Hamilton County, Tennessee and lien holder with an interest subordinate to the THE PROPERTY ADDRESS AND TAX PARCEL address is not part of the legal description of said Substitute Trustee will, on March 8, more particularly described as follows, to-wit: said Deed of Trust or any party claiming by, IDENTIFICATION NUMBER LISTED ARE the property sold herein and in the event of 2018 at 10:00 AM at the Front Steps of the Lot Six-A (6-A), Resubdivision of Mary Carolyn through, or under any of the foregoing. Such PROVIDED SOLELY FOR INFORMATIONAL any discrepancy, the legal description herein Hamilton County Courthouse, Chattanooga, Village, as shown by plat of record in Plat Book parties known to the Substitute Trustee may PURPOSES. shall control. Tennessee , proceed to sell at public outcry to 20, Page 31, in the Register’s Office of Hamilton include: None. Being the same property conveyed to Timothy This sale is subject to, without limitation, all the highest and best bidder for cash or certified County, Tennessee. Subject to Restrictions of Terms of Sale will be public auction, for J. Gibson and Ambor Gibson, husband and matters shown on any applicable recorded plat; funds ONLY, the following described property record in Book 1241, Page 641, amended in cash, free and clear of rights of homestead, wife, by deed dated May 20, 2015 of record any unpaid taxes; any restrictive covenants, situated in Hamilton County, Tennessee, to wit: Book 1354, Page 44, said Register’s Office. redemption and dower to the extent disclaimed in Deed Book GI 10473, Page 300, in the easements, or setback lines that may be ap- ALL THAT CERTAIN PROPERTY SITUATED Subject to any governmental zoning and subdivi- or inapplicable, and the rights of Anthony R. County Clerk’s Office. plicable; any statutory right of redemption of any IN THE CITY OF CHATTANOOGA, COUNTY sion ordinances or regulations in effect thereon. Dinverno Jr. and Jenessa D. Dinverno, and Commonly known as: 8663 Pershing Rd, governmental agency, state or federal; any prior OF HAMILTON, AND STATE OF TENNESSEE, Tax Parcel ID: 100H-C-029 those claiming through him/her/it/them. Chattanooga, TN 37421-2859 liens or encumbrances including those created BEING DESCRIBED AS FOLLOWS: UNIT 34- Property Address: 1211 Ticonderoga Circle, Any right of equity of redemption, statutory Parcel ID Number: 159C D 005 by a fixture filing or any applicable homeowners’ D1, IN HERITAGE LANDING, A TENNESSEE Hixson, TN. and otherwise, and homestead are waived in Address/Description: 8663 Pershing Road, association dues or assessments; all claims or HORIZONTAL PROPERTY REGIME CREATED Other Interested Parties: Tennessee Valley accord with the terms of said Deed of Trust, Chattanooga, TN 37421. other matters, whether of record or not, which PURSUANT TO THE PROVISIONS OF THE TEN- Federal Credit Union, c/o Brian Mickles, At- and the title is believed to be good, but the Current Owner(s): Timothy J. Gibson and may encumber the purchaser’s title and any NESSEE “HORIZONTAL PROPERTY ACT” AS torney, 701 Market Street, Suite 1610, Chat- undersigned will sell and convey only as Sub- wife, Ambor Gibson. matter that an accurate survey of the premises SET FORTH IN CHAPTER 27, AT SECTIONS tanooga, Tn 37402 stitute Trustee. Other Interested Party(ies): State Farm might disclose. 66-27-101, ET SEQ., IN THE TENNESSEE CODE All right and equity of redemption, home- The right is reserved to adjourn the day Mutual Automobile Insurance Company The following parties may claim an interest ANNOTATED, BY THAT CERTAIN MASTER DEED stead and dower waived in said Deed of of the sale to another day, time, and place ASO James A. Kicks. in the above-referenced property to be affected FOR HERITAGE LANDING OF RECORD IN BOOK Trust, and the title is believed to be good, but certain without further publication, upon an- The sale of the property described above by the foreclosure: any judgment creditor or 3190, PAGE 32, IN THE REGISTER`S OFFICE OF the undersigned will sell and convey only as nouncement at the time and place for the sale shall be subject to all matters shown on lien holder with an interest subordinate to the HAMILTON COUNTY, TENNESSEE.PROPERTY IS Substitute Trustee. set forth above. If you purchase a property any recorded plat; any and all liens against said Deed of Trust or any party claiming by, SUBJECT TO ANY AND ALL AMENDMENTS AND ARNOLD M. WEISS, Substitute Trustee at the foreclosure sale, the entire purchase said property for unpaid property taxes; any through, or under any of the foregoing. Such SUPPLEMENTS TO SAID MASTER DEED WHICH Law Offices of Arnold M. Weiss PLLC price is due and payable at the conclusion restrictive covenants, easements or set-back parties known to the Substitute Trustee may ARE OF RECORD.PROPERTY IS SUBJECT TO 208 Adams Avenue of the auction in the form of a certified/ lines that may be applicable; any prior liens or include: None. ANY AND ALL EASEMENTS OF RECORD.BEING Memphis, Tennessee 38l03 bank check made payable to or endorsed encumbrances as well as any priority created Terms of Sale will be public auction, for THE SAME PROPERTY CONVEYED IN DEED 90l-526-8296 to Shapiro & Ingle, LLP. No personal checks by a fixture filing; a deed of trust; and any mat- cash, free and clear of rights of homestead, BOOK 6228, PAGE 579, AND IN DEED AT BOOK File # 7189-128974-FC will be accepted. To this end, you must bring ter than an accurate survey of the premises redemption and dower to the extent disclaimed 4831, PAGE 544, AND IN DEED OF TRUST AT Ditech Financial LLC/Willie Russell sufficient funds to outbid the lender and any might disclose; and or inapplicable, and the rights of Bobby A. 9291, PAGE 189, ALL IN THE REGISTER`S Feb. 9, 16, 23, 2018 Fnr18819 other bidders. Insufficient funds will not be All right and equity of redemption, statutory Bradshaw, and those claiming through him/ OFFICE OF HAMILTON COUNTY, TENNESSEE. accepted. Amounts received in excess of the or otherwise, homestead, and dower are ex- her/it/them. Parcel ID: 136H-J-038C-030 NOTICE OF SUBSTITUTE TRUSTEES SALE winning bid will be refunded to the successful pressly waived in said Deed of Trust, and the Any right of equity of redemption, statutory PROPERTY ADDRESS: The street address of WHEREAS, default has occurred in the per- purchaser at the time the foreclosure deed title is believed to be good, but the undersigned and otherwise, and homestead are waived in the property is believed to be 1424 HERITAGE formance of the covenants, terms and condi- is delivered. will sell and convey only as Substitute Trustee. accord with the terms of said Deed of Trust, LANDING DR, CHATTANOOGA, TN 37405. In tions of a Deed of Trust dated July 10, 2014, This property is being sold with the express The right is reserved to adjourn the day of the and the title is believed to be good, but the the event of any discrepancy between this executed by COOPER LEE WATKINS, conveying reservation that the sale is subject to confirma- sale to another day, time, and place certain undersigned will sell and convey only as Sub- street address and the legal description of the certain real property therein described to tion by the lender or trustee. This sale may be without further publication, upon announce- stitute Trustee. property, the legal description shall control. FIRST AMERICAN TITLE, as Trustee, as same rescinded only by the Substitute Trustee at any ment at the time and place for the sale set The right is reserved to adjourn the day CURRENT OWNER(S): ELEANOR V. BAGAMERY, appears of record in the Register’s Office of time. If the Substitute Trustee rescinds the forth above. of the sale to another day, time, and place TRUSTEE OF THE ELEANOR V. BAGAMERY Hamilton County, Tennessee recorded July 16, sale, the purchaser shall only be entitled to a This office is attempting to collect a debt. certain without further publication, upon an- REVOCABLE LIVING TRUST 2014, in Deed Book GI 10257, Page 898; and return of any money paid towards the purchase Any information obtained will be used for nouncement at the time and place for the sale OTHER INTERESTED PARTIES: Secretary of WHEREAS, the beneficial interest of said Deed price and shall have no other recourse. Once that purpose. set forth above. If you purchase a property Housing and Urban Development of Trust was last transferred and assigned to the purchaser tenders the purchase price, the Brock & Scott, PLLC, Substitute Trustee at the foreclosure sale, the entire purchase The sale of the above-described property shall Reverse Mortgage Solutions, Inc. who is now Substitute Trustee may deem the sale final in c/o Tennessee Foreclosure Department price is due and payable at the conclusion be subject to all matters shown on any recorded the owner of said debt; and WHEREAS, the which case the purchaser shall have no remedy. 4360 Chamblee Dunwoody Road, Ste 310 of the auction in the form of a certified/ plat; any unpaid taxes; any restrictive cov- undersigned, Rubin Lublin TN, PLLC, having The real property will be sold AS IS, WHERE Atlanta, GA 30341 bank check made payable to or endorsed enants, easements or set-back lines that may been appointed as Substitute Trustee by instru- IS, with no warranties or representations of PH: 404-789-2661 FX: 404-294-0919 to Shapiro & Ingle, LLP. No personal checks be applicable; any prior liens or encumbrances ment to be filed for record in the Register’s any kind, express or implied, including without File No.: 17-20149 FC01 will be accepted. To this end, you must bring as well as any priority created by a fixture filing; Office of Hamilton County, Tennessee. NOW, limitation, warranties regarding condition of the Feb. 9, 16, 23, 2018 Fnr18801 sufficient funds to outbid the lender and any and to any matter that an accurate survey of THEREFORE, notice is hereby given that the property or marketability of title. other bidders. Insufficient funds will not be the premises might disclose. This property is entire indebtedness has been declared due This office may be a debt collector. This SUBSTITUTE TRUSTEE’S SALE accepted. Amounts received in excess of the being sold with the express reservation that and payable, and that the undersigned, Rubin may be an attempt to collect a debt and any Sale at public auction will be on March 8, winning bid will be refunded to the successful it is subject to confirmation by the lender or Lublin TN, PLLC, as Substitute Trustee or his information obtained may be used for that 2018 at 10:00AM local time, at the west door, purchaser at the time the foreclosure deed Substitute Trustee. This sale may be rescinded duly appointed agent, by virtue of the power, purpose. Hamilton County Courthouse, 625 Georgia is delivered. at any time. The right is reserved to adjourn duty and authority vested and imposed upon Shapiro & Ingle, LLP Ave., Chattanooga, Tennessee pursuant to This property is being sold with the express the day of the sale to another day, time, and said Substitute Trustee will, on March 8, 2018 Substitute Trustee Deed of Trust executed by Bobby A. Bradshaw, reservation that the sale is subject to confirma- place certain without further publication, upon at 10:00 AM at the Front Steps of the Hamilton 10130 Perimeter Parkway, Suite 400 to David W. Kious, Trustee, as trustee for tion by the lender or trustee. This sale may be announcement at the time and place for the County Courthouse, located in Chattanooga, Charlotte, NC 28216 Mortgage Electronic Registration Systems, rescinded only by the Substitute Trustee at any sale set forth above. All right and equity of re- Tennessee, proceed to sell at public outcry to Phone: (704) 333-8107 Inc. as nominee for Guaranty Trust Company time. If the Substitute Trustee rescinds the demption, statutory or otherwise, homestead, the highest and best bidder for cash or certified Fax: (704) 333-8156 on January 13, 2010 at Book GI 9094, Page sale, the purchaser shall only be entitled to a and dower are expressly waived in said Deed funds ONLY, the following described property www.auction.com 677, Instrument No. 2010011500032; and return of any money paid towards the purchase of Trust, and the title is believed to be good, situated in Hamilton County, Tennessee, to wit: File No. 15-103794 as modified by Loan Modification Agreement price and shall have no other recourse. Once but the undersigned will sell and convey only BEING LOT NUMBER TWENTY-ONE (21), IN Feb. 9, 16, 23, 2018 Fnr18814 recorded July 18, 2016 at Book GI10799, the purchaser tenders the purchase price, the as Substitute Trustee. The Property is sold BLOCK NUMBER SIX (6), OF A.M. JOHNSON`S Page 71,; conducted by Shapiro & Ingle, LLP, Substitute Trustee may deem the sale final in as is, where is, without representations or REVISED SUBDIVISION OF ST. ELMO, AS NOTICE OF FORECLOSURE SALE having been appointed Substitute or Successor which case the purchaser shall have no remedy. warranties of any kind, including fitness for a SHOWN BY PLAT OF RECORD IN PLAT BOOK STATE OF TENNESSEE, HAMILTON COUNTY Trustee, all of record in the Hamilton County The real property will be sold AS IS, WHERE particular use or purpose. 5, PAGE 6 (ERRONEOUSLY REFERRED TO AS WHEREAS, Timothy J. Gibson and Ambor Register’s Office. Default has occurred in IS, with no warranties or representations of THIS LAW FIRM IS ATTEMPTING TO COLLECT PLAT BOOK 6, PAGE 6, IN DEED OF ACQUISI- Gibson executed a Deed of Trust to Mortgage the performance of the covenants, terms, any kind, express or implied, including without A DEBT. ANY INFORMATION OBTAINED WILL TION), IN THE REGISTER`S OFFICE OF HAMIL- Electronic Registration Systems, Inc. as nomi- and conditions of said Deed of Trust and the limitation, warranties regarding condition of the BE USED FOR THAT PURPOSE. TON COUNTY, TENNESSEE. SUBJECT TO ANY nee for Quicken Loans Inc., Lender and Joseph entire indebtedness has been declared due property or marketability of title. Rubin Lublin TN, PLLC, Substitute Trustee GOVERNMENTAL ZONING AND SUBDIVISION B. Pitt. Jr., Trustee(s), which was dated June and payable. This office may be a debt collector. This 119 S. Main Street, Suite 500 ORDINANCES AND REGULATIONS IN EFFECT 28, 2016 and recorded on July 7, 2016 in Party Entitled to Enforce the Debt: Na- may be an attempt to collect a debt and any Memphis, TN 38103 THEREON. Book GI 10792, Page 214, Hamilton County, tionstar Mortgage LLC d/b/a Mr. Cooper, its information obtained may be used for that www.rubinlublin.com/property-listings.php Parcel ID: 167G E 007 Tennessee Register of Deeds. successors and assigns. purpose. Tel: (877) 813-0992 PROPERTY ADDRESS: The street address of WHEREAS, default having been made in The following real estate located in Ham- Shapiro & Ingle, LLP Fax: (404) 601-5846 the property is believed to be 4507 SAINT the payment of the debt(s) and obligation(s) ilton County, Tennessee, will be sold to the Substitute Trustee Ad #131648 ELMO AVENUE, CHATTANOOGA, TN 37409. thereby secured by the said Deed of Trust highest call bidder: 10130 Perimeter Parkway, Suite 400 Feb. 9, 16, 23, 2018 Fnr18816 In the event of any discrepancy between this and the current holder of said Deed of Trust, Described property located at Hamilton Charlotte, NC 28216 street address and the legal description of the Quicken Loans Inc., (the “Holder”), appointed County, Tennessee, to wit: Phone: (704) 333-8107 SUBSTITUTE TRUSTEE’S SALE property, the legal description shall control. the undersigned, Brock & Scott, PLLC, as LOCATED IN THE SECOND CIVIL DISTRlCT, Fax: (704) 333-8156 Default having been made in the payment of CURRENT OWNER(S): COOPER LEE WATKINS Substitute Trustee, with all the rights, powers HAMIL TON COUNTY, TENNESSEE: www.auction.com the debts and obligations secured to be paid OTHER INTERESTED PARTIES: Discover Bank, and privileges of the original Trustee named Lot Nos. Twenty (20) and Twenty-one (21), File No. 18-114429 by a certain Deed of Trust executed April 23, Secretary of Housing and Urban Development in said Deed of Trust; and Block No. Fourteen (14), Revised Plat of Feb. 9, 16, 23, 2018 Fnr18813 2007 by Willie F. Russell, Married and Annie The sale of the above-described property shall NOW, THEREFORE, notice is hereby given Hamilton Place Subdivision, as shown by Russell to Larry A. Weissman, as Trustee, as be subject to all matters shown on any recorded that the entire indebtedness has been declared plat of record in Plat Book 8, Page 35, in NOTICE OF SUBSTITUTE TRUSTEES SALE same appears of record in the office of the plat; any unpaid taxes; any restrictive cov- due and payable as provided in said Deed of the Register’s Office of Hamilton County, WHEREAS, default has occurred in the perfor- Register of Hamilton County, Tennessee, in enants, easements or set-back lines that may Trust by the Holder, and that as agent for the Tennessee. mance of the covenants, terms and conditions Record Book GI 8329, Page 314 and Modified be applicable; any prior liens or encumbrances undersigned, Brock & Scott, PLLC, Substitute For prior title see deed dated August 29, 1997 of a Deed of Trust dated November 3, 2010, at Record Book GI 10145, Page 812, and the as well as any priority created by a fixture filing; Trustee, by virtue of the power and authority and recorded September 3, 1997 in Book executed by ELEANOR BAGAMERY, conveying undersigned having been appointed Substitute and to any matter that an accurate survey of vested in it, will on March 8, 2018, at 10:00AM 4935, Page 628 and see also deed dated certain real property therein described to Trustee by instrument recorded in Record Book the premises might disclose. This property is at the usual and customary location at the March 29, 2000 and recorded April 4, 2000 ROBERT M. WILSON, JR., as Trustee, as same GI 9387, Page 895, in the said Register’s being sold with the express reservation that Hamilton County Courthouse, Chattanooga, in Book 5569, Page 294, in the Register’s appears of record in the Register’s Office of Office, and the owner of the debt secured, it is subject to confirmation by the lender or Tennessee, proceed to sell at public outcry to Office of Hamilton County, Tennessee. Hamilton County, Tennessee recorded Novem- Ditech Financial LLC, having requested the Substitute Trustee. This sale may be rescinded the highest and best bidder for cash, the fol- SUBJECT TO Any Governmental zoning and ber 16, 2010, in Deed Book GI 9291, Page undersigned to advertise and sell the property at any time. The right is reserved to adjourn lowing described property situated in Hamilton subdivision ordinances and regulations in 189; and WHEREAS, the beneficial interest of described in and conveyed by said Deed of the day of the sale to another day, time, and County, Tennessee, to wit: effect thereon. said Deed of Trust was last transferred and Trust, all of said indebtedness having matured place certain without further publication, upon Tax Id Number(s) 159C D 005 SUBJECT TO Restrictions of record in Book assigned to BANK OF AMERICA, N.A. who is by default in the payment of a part thereof, at announcement at the time and place for the Land Situated in the County of Hamilton in G, Volume 28 (Book 708), Page 341, in now the owner of said debt; and WHEREAS, the option of the owner, this is to give notice sale set forth above. All right and equity of re- the State of TN: the Register’s Office of Hamilton County, the undersigned, Rubin Lublin TN, PLLC, hav- that the undersigned will, on Thursday, March demption, statutory or otherwise, homestead, LOT FORTY-THREE (43), PLAN OF BELLEAU Tennessee. ing been appointed as Substitute Trustee by 8, 2018 commencing at 10:00 AM, at the and dower are expressly waived in said Deed WOODS SUBDIVISION, UNIT 1, AS SHOWN Street Address: 503 South Lovell Ave, Chat- instrument to be filed for record in the Register’s West Door of the Hamilton County Courthouse, of Trust, and the title is believed to be good, BY PLAT OF RECORD IN PLAT BOOK 60, PAGE tanooga, Tennessee 37412 Office of Hamilton County, Tennessee. NOW, 615 Walnut Street, Chattanooga, TN 37402, but the undersigned will sell and convey only 169, IN THE REGISTERS OFFICE OF HAM- Parcel Number: 169B-L-019.00 THEREFORE, notice is hereby given that the Hamilton County, Tennessee proceed to sell at as Substitute Trustee. The Property is sold ILTON COUNTY, TENNESSEE. REFERENCE Current Owner(s) of Property: Bobby A. entire indebtedness has been declared due public outcry to the highest and best bidder for Continued on page 24 IS MADE FOR PRIOR TITLE TO QUITCLAIM Bradshaw and payable, and that the undersigned, Rubin cash, the following described property, to-wit: Page 24 Public Notices February 9 - 15, 2018 www.HamiltonCountyHerald.com Foreclosure Notices 119 S. Main Street, Suite 500Memphis, TN having been appointed Successor Trustee by Corp. CSFB Mortgage-BackedPass-Through POSSESSION. Continued from page 23 38103 PennyMac Loan Services, LLC. Certificates, Series 2003-23. If applicable, the notice requirements of T.C.A. www.rubinlublin.com/property-listings.php NOW, THEREFORE, notice is hereby given NOW, THEREFORE, notice is hereby given 35-5-117 have been met. as is, where is, without representations or Tel: (877) 813-0992 that the entire indebtedness has been declared that the entire indebtedness has been declared Other Interested Parties: Secretary of Housing warranties of any kind, including fitness for a Fax: (404) 601-5846 due and payable; and that an agent of Wilson & due and payable; and that an agent of Wilson & and Urban Development particular use or purpose. Ad #131758 Associates, P.L.L.C., as Successor Trustee, by Associates, P.L.L.C., as Successor Trustee, by All right of equity of redemption, statutory THIS LAW FIRM IS ATTEMPTING TO COLLECT Feb. 9, 16, 23, 2018 Fnr18822 virtue of the power, duty, and authority vested virtue of the power, duty, and authority vested in and otherwise, and homestead are expressly A DEBT. ANY INFORMATION OBTAINED WILL in and imposed upon said Successor Trustee, and imposed upon said Successor Trustee, by waived in said Deed of Trust, and the title is BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE’S SALE by PennyMac Loan Services, LLC, will, on The Bank of New York Mellon f/k/a The Bank of believed to be good, but the undersigned will Rubin Lublin TN, PLLC, Substitute Trustee WHEREAS, default has occurred in the April 5, 2018 on or about 10:00 AM, at the New York,as successor in interest to JPMorgan sell and convey only as Substitute Trustee. 119 S. Main Street, Suite 500 performance of the covenants, terms, and Hamilton County Courthouse, Chattanooga, Chase Bank, NationalAssociation f/k/a JPM- The right is reserved to adjourn the sale to Memphis, TN 38103 conditions of a Deed of Trust Note dated July Tennessee, offer for sale certain property organ Chase Bank, as successor to BankOne, another day, time and place certain without www.rubinlublin.com/property-listings.php 27, 2011, and the Deed of Trust of even date hereinafter described to the highest bidder National Association, as Trustee for Credit further publication, upon announcement of the Tel: (877) 813-0992 securing the same, recorded July 29, 2011, in FOR certified funds paid at the conclusion Suisse FirstBoston Mortgage Securities Corp. time and place for the sale set forth above. If Fax: (404) 601-5846 Book No. GI 9445, at Page 240, in Office of of the sale, or credit bid from a bank or other CSFB Mortgage- BackedPass-Through Certifi- you purchase the property at the foreclosure Ad #131720 the Register of Deeds for Hamilton County, Ten- lending entity pre-approved by the successor cates, Series 2003-23, will, on March 5, 2018 sale, the entire purchase price is due and Feb. 9, 16, 23, 2018 Fnr18821 nessee, executed by Todd D. Halsey, conveying trustee. The sale is free from all exemptions, on or about 3:00 PM, at the Hamilton County payable at the conclusion of the auction in the certain property therein described to Charles which are expressly waived in the Deed of Courthouse, Chattanooga, Tennessee, offer for form of certified bank check made payable to NOTICE OF SUBSTITUTE TRUSTEES SALE E. Tonkin, II as Trustee for Mortgage Electronic Trust, said property being real estate situated sale certain property hereinafter described to Solomon Baggett, LLC Escrow Account. No WHEREAS, default has occurred in the per- Registration Systems, Inc., as nominee for in Hamilton County, Tennessee, and being more the highest bidder FOR certified funds paid at personal checks will be accepted. You must formance of the covenants, terms and condi- Mortgage Investors Group, its successors particularly described as follows: the conclusion of the sale, or credit bid from bring sufficient funds to outbid the lender and tions of a Deed of Trust dated January 26, and assigns; and the undersigned, Wilson & THE LAND REFERRED TO HEREIN BEEOW IS a bank or other lending entity pre-approved by any other bidders. Insufficient funds will not be 2007, executed by JAMES D. CARR, SHARON Associates, P.L.L.C., having been appointed SITUATED IN THE COUNTY OF HAMILTON, the successor trustee. The sale is free from all accepted. Amounts received in excess of the CARR, conveying certain real property therein Successor Trustee by Wells Fargo Bank, NA. STATE OF Tennessee, AND IS DESCRIBED exemptions, which are expressly waived in the winning bid will be refunded to the successful described to BRAD BORCHERS, as Trustee, NOW, THEREFORE, notice is hereby given AS FOLLOWS; A CERTAIN TRACT OR Deed of Trust, said property being real estate purchaser at the time the foreclosure deed is as same appears of record in the Register’s that the entire indebtedness has been declared PARCEL OF LAND IN HAMILTON COUNTY, situated in Hamilton County, Tennessee, and delivered. This property is being sold with the Office of Hamilton County, Tennessee recorded due and payable; and that an agent of Wilson & STATE OF TENNESSEE, DESCRIBED AS being more particularly described as follows: express reservation that the sale is subject to February 1, 2007, in Deed Book GI 8228, Page Associates, P.L.L.C., as Successor Trustee, by FOLLOWS, TO- WIT: LOCATED IN THE CITY A CERTAIN TRACT OR PARCEL OF LAND IN confirmation by the lender or trustee. This sale 326; and WHEREAS, the beneficial interest of virtue of the power, duty, and authority vested OF CHATTANOOGA, HAMILTON COUNTY, HAMILTON COUNTY, STAT OF TENNESSEE, may be rescinded by the Substitute Trustee said Deed of Trust was last transferred and in and imposed upon said Successor Trustee, TENNESSEE: BEING LOT NUMBER SIX- DESCRIBED AS FOLLOWS, TO-WIT: Lot 49, at any time. assigned to U.S. Bank National Association, by Wells Fargo Bank, NA, will, on April 19, 2018 TEEN (16), BLOCK “F”, SEQUOIA PEACE, Harvest Run Subdivision, Unit Two (2), of THIS LAW FIRM IS ACTING AS A DEBT COL- as Trustee for American General Mortgage on or about 10:00 AM, at the Hamilton County AS SHOWN BY FEAT OF RECORD IN PLAT record in Plat Book 46, Page 66, in the Reg- LECTOR AND IS ATTEMPTING TO COLLECT A Loan Trust 2010-1 American General Mortgage Courthouse, Chattanooga, Tennessee, offer BOOK 12, PAGE 9, IN THE REGISTER’S OF- ister’s Office of Hamilton County, Tennessee. DEBT. ANY INFORMATION OBTAINED WILL BE Pass-Through Certificates, Series 2010-1 who for sale certain property hereinafter described FICE OF HAMILTON COUNTY, TENNESSEE, ALSO KNOWN AS: 6102 Water Oak Drive, USED FOR THAT PURPOSE. is now the owner of said debt; and WHEREAS, to the highest bidder FOR certified funds paid AND MORE PARTICULARLY DESCRIBED Harrison, TN 37341-5952 Robert J. Solomon the undersigned, Rubin Lublin TN, PLLC, having at the conclusion of the sale, or credit bid from AS FOLLOWS; BEGINNING AT A POINT IN This sale is subject to all matters shown Substitute Trustee been appointed as Substitute Trustee by instru- a bank or other lending entity pre-approved by THE EAST FINE OF CHICKASAW ROAD; on any applicable recorded plat; any unpaid Solomon Baggett, LLC ment to be filed for record in the Register’s the successor trustee. The sale is free from all FIVE HUNDRED, THIRTY-NINE AND SIX taxes; any restrictive covenants, easements, 3763 Rogers Bridge Road Office of Hamilton County, Tennessee. NOW, exemptions, which are expressly waived in the TENTHS (539.6) FEET WESTWARDLY or setback lines that may be applicable; any Duluth, Georgia 30097 THEREFORE, notice is hereby given that the Deed of Trust, said property being real estate AND SOUTHWESTWARDLY FROM THE statutory rights of redemption of any govern- (678) 243-2512 entire indebtedness has been declared due and situated in Hamilton County, Tennessee, and SOUTHWEST INTERSECTION OF SAID mental agency, state or federal; any prior liens Our File No. CMS.02173 payable, and that the undersigned, Rubin Lublin being more particularly described as follows: CHICKASAW ROAD AND SHAWNEE TRAIL; or encumbrances as well as any priority created Feb. 9, 16, 23, 2018 Fnr18829 TN, PLLC, as Substitute Trustee or his duly LOCATED IN HAMILTON COUNTY, TENNES- THENCE EASTWARDEY ONE HUNDRED AND by a fixture filing; and to any matter that an ac- appointed agent, by virtue of the power, duty SEE: BEING LOT TWO (2), BLOCK “A”, FIRST SIXTY-SEVEN (167) FEET TO A POINT IN curate survey of the premises might disclose. SUBSTITUTE TRUSTEE’S SALE and authority vested and imposed upon said UNIT OF FREDERICK HOMES SUBDIVISION, THE WEST FINE OF LOT FIVE (5) IN SAID In addition, the following parties may claim Sale at public auction will be on March 8, Substitute Trustee will, on March 8, 2018 at as shown by plat of record in Plat Book BLOCK; THENCE SOUTHWARDLY, ALONG an interest in the above- referenced property: 2018 at 12:00PM local time, at the west door, 12:00 PM on the front steps of the West Side 18, Page 69, of the Register’s Office of THE WEST FINE OF LOTS 5 AND 4 IN SAID NEAL B. PASCAL Hamilton County Courthouse, 625 Georgia Entrance of the Hamilton County Courthouse, Hamilton County, Tennessee, to which BLOCK SEVENTY (70) FEET TO THE NORTH- KATHLEEN PASCAL Ave., Chattanooga, Tennessee pursuant to 615 Walnut Street, Chattanooga, TN 37402, plat reference is hereby made for a more EAST CORNER OF LOT 17 IN SAID BLOCK; DONALD D. MOORE AND LORETTA E. MOORE Deed of Trust executed by Yvonne W Evett, to proceed to sell at public outcry to the highest complete and accurate description of said THENCE WESTWARDLY, ALONG THE NORTH AMERICAN EXPRESS CENTURION BANK Legal Title and Escrow Inc., Trustee, as trustee and best bidder for cash or certified funds lot. SUBJECT TO Any governmental zoning LINE OF SAID LOT 17, ONE HUNDRED AND CACH, LLC for Accredited Home Lenders, Inc. on April 22, ONLY, the following described property situ- and subdivision ordinances and regulations SIXTY-FIVE (165) FEET TO A POINT IN THE The sale held pursuant to this Notice may 2005 at Book GI 7512, Page 246; conducted ated in Hamilton County, Tennessee, to wit: in effect thereon. SUBJECT TO Easements EAST FINE OF CHICKASAW ROAD; THENCE be rescinded at the Successor Trustee’s option by Shapiro & Ingle, LLP, having been appointed A CERTAIN TRACT OR PARCEL OF LAND IN and Restrictions per plat in Plat Book 18, NORTHWARDLY, ALONG THE EAST FINE OF at any time. The right is reserved to adjourn Substitute or Successor Trustee, all of record HAMILTON COUNTY, STATE OF TENNESSEE, Page 69, and in Deed Book 7509, Page CHICKASAW ROAD, SEVENTY (70) FEET TO the day of the sale to another day, time, and in the Hamilton County Register’s Office. De- DESCRIBED AS FOLLOWS, TO-WIT: BEING 250, in said Register’s Office. SUBJECT TO THE POINT OF BEGINNING. place certain without further publication, upon fault has occurred in the performance of the LOT NUMBER FIFTEEN (15), FLINN`S ADDI- Restrictions as set out in Book 1203, Page ALSO KNOWN AS: 406 Chickasaw Rd, announcement at the time and place for the covenants, terms, and conditions of said Deed TION TO HARRIS HILLS, UNIT THREE (3), AS 605, in said Register’s Office. Chattanooga, TN 37411 sale set forth above. In the event of inclement of Trust and the entire indebtedness has been SHOWN BY PLAT OF RECORD IN PLAT BOOK ALSO KNOWN AS: 3710 Mary Anna Drive, This sale is subject to all matters shown weather, the trustee hereby announces that the declared due and payable. 26, PAGE 202, IN THE REGISTER`S OFFICE OF Chattanooga, TN 37412 on any applicable recorded plat; any unpaid sale will be postponed for a period of two weeks. Party Entitled to Enforce the Debt: Athene HAMILTON COUNTY, TENNESSEE, TO WHICH This sale is subject to all matters shown taxes; any restrictive covenants, easements, In such situations, notices will be mailed to Annuity and Life Company, its successors PLAT REFERENCE IS HEREBY MADE FOR A on any applicable recorded plat; any unpaid or setback lines that may be applicable; any interested parties of record. W&A No. 327770 and assigns. MORE COMPLETE DESCRIPTION OF SAID taxes; any restrictive covenants, easements, statutory rights of redemption of any govern- DATED February 1, 2018 The following real estate located in Ham- LOT. THIS CONVEYANCE IS EXPRESSLY MADE or setback lines that may be applicable; any mental agency, state or federal; any prior liens WILSON & ASSOCIATES, P.L.L.C., ilton County, Tennessee, will be sold to the SUBJECT TO RESERVATIONS, RESTRICTIONS, statutory rights of redemption of any govern- or encumbrances as well as any priority created Successor Trustee highest call bidder: EASEMENTS, COVENANTS AND CONDITIONS mental agency, state or federal; any prior liens by a fixture filing; and to any matter that an ac- Feb. 9, 16, 23, 2018 Fnr18825 Described property located at Hamilton CONTAINED IN FORMER INSTRUMENTS OF or encumbrances as well as any priority created curate survey of the premises might disclose. County, Tennessee, to wit: RECORD PERTAINING THERETO AND TO ALL by a fixture filing; and to any matter that an ac- In addition, the following parties may claim NOTICE OF SUBSTITUTE TRUSTEE’S SALE Land in Hamilton County, Tennessee, be- EASEMENTS AND ENCROACHMENTS APPAR- curate survey of the premises might disclose. an interest in the above- referenced property: Default having been made in the payment of the ing a part of Lots “B” and “C”, Booth’s ENT FROM AN INSPECTION OF THE PROPERTY. In addition, the following parties may claim DONALD R. KILGORE debts and obligations described in and secured Re-Subdivision of the S. M. Walker Estate, Parcel ID: 170K A 016.21 an interest in the above- referenced property: RUTHIE M. KILGORE by a certain Deed of Trust executed by KEVIN L. as shown by plat of record in Plat Book 11, PROPERTY ADDRESS: The street address of TODD D. HALSEY The sale held pursuant to this Notice may BOGGESS, unmarried to Charles E. Tonkin, II, Page 3, of the Register’s Office of Hamilton the property is believed to be 757 FLINN DR, JUSTIN HALSEY be rescinded at the Successor Trustee’s option Trustee, recorded March 9, 2009 in Hamilton County, Tennessee. According to a survey EAST RIDGE, TN 37412. In the event of any NEAL B. PASCAL at any time. The right is reserved to adjourn County Register’s Office at Book GI8874 Page made by Charles L. Newman, dated April 25, discrepancy between this street address and ESTATE OF TODD D. HALSEY the day of the sale to another day, time, and 55 and the beneficial interest of said Deed of 1997, said property is further described as the legal description of the property, the legal HEIRS, IF ANY, OF TODD D. HALSEY place certain without further publication, upon Trust is owned by BANK OF AMERICA, N.A., follows: BEGINNING on the northwestern line description shall control. The sale held pursuant to this Notice may announcement at the time and place for the and the undersigned having been appointed of Oriole (formerly Walker) Drive, 648.73 feet CURRENT OWNER(S): JAMES D. CARR, SHA- be rescinded at the Successor Trustee’s option sale set forth above. In the event of inclem- Successor Trustee by instrument recorded southwestwardly of its intersection with the RON CARR at any time. The right is reserved to adjourn ent weather, the trustee hereby announces in said Register’s Office, this is notice that Southern line of Brainerd Road, as widened, OTHER INTERESTED PARTIES: the day of the sale to another day, time, and that the sale will be postponed for a period of the undersigned will on March 22, 2018 at said beginning point also being 50.43 feet The sale of the above-described property shall place certain without further publication, upon two weeks. In such situations, notices will be 10:00 AM local time, at the Hamilton County southwestwardly along said drive from the be subject to all matters shown on any recorded announcement at the time and place for the mailed to interested parties of record. W&A Courthouse, located at 625 Georgia Avenue, Southeastern corner of Lot “D” of P. D. plat; any unpaid taxes; any restrictive cov- sale set forth above. In the event of inclem- No. 323631 Chattanooga, Tennessee will proceed to sell at Booth’s Subdivision, as set out above; thence enants, easements or set-back lines that may ent weather, the trustee hereby announces DATED February 1, 2018 public outcry to the highest and best bidder for Southwestwardly along the northwestern be applicable; any prior liens or encumbrances that the sale will be postponed for a period of WILSON & ASSOCIATES, P.L.L.C., cash the following property located in Hamilton line of Oriole Drive 50.43 feet; thence North as well as any priority created by a fixture filing; two weeks. In such situations, notices will be Successor Trustee County, Tennessee, will be sold to the highest 62 degrees 30 minutes West along a line and to any matter that an accurate survey of mailed to interested parties of record. W&A Feb. 9, 16, 23, 2018 Fnr18824 call bidder subject to all unpaid taxes, prior parallel to the southern line of Lot “D” above the premises might disclose. This property is No. 327679 liens and encumbrances of record. mentioned, 309 feet to the Eastern line of being sold with the express reservation that DATED January 31, 2018 NOTICE OF TRUSTEE’S SALE Described property is located at Lot Fifty-eight a concrete (or rock paved) ditch; thence it is subject to confirmation by the lender or WILSON & ASSOCIATES, P.L.L.C., WHEREAS, default has occurred in the (58), The Arbors, P.U.D., Plat Book 83, page Northwardly along the Eastern line of said Substitute Trustee. This sale may be rescinded Successor Trustee performance of the covenants, terms, and con- 141, in the Register’s ditch 51.8 feet, more or less; thence South at any time. The right is reserved to adjourn Feb. 9, 16, 23, 2018 Fnr18823 ditions of a Deed of Trust Note dated January Office of Hamilton County, Tennessee. 62 degrees 30 minutes East parallel to the the day of the sale to another day, time, and 29, 2003, and the Deed of Trust of even date Being the same property conveyed to Kevin southern line of said Lot “D”, 305.7 feet to place certain without further publication, upon NOTICE OF TRUSTEE’S SALE securing the same, recorded February 4, 2003, Boggess at Deed of record in Book 8874, page the northwestern line of Oriole Drive, the point announcement at the time and place for the WHEREAS, default has occurred in the in Book No. GI 6533, at Page 707, in Office 53, in the Register’s Office of Hamilton of beginning. The foregoing description was sale set forth above. All right and equity of re- performance of the covenants, terms, and of the Register of Deeds for Hamilton County, County, Tennessee. taken from prior deed and from the survey demption, statutory or otherwise, homestead, conditions of a Deed of Trust Note dated August Tennessee, executed by Neal B. Pascal and Property Address: 2860 Firethorne Lane, Chat- dated April 25, 1997, made by Charles L. and dower are expressly waived in said Deed 25, 2012, and the Deed of Trust of even date Kathleen Pascal, conveying certain property tanooga, TN 37421 Newman, Tennessee Registered Surveyor of Trust, and the title is believed to be good, securing the same, recorded September 4, therein described to Equititle Inc as Trustee TAX ID: 139HE-001 No. 659 of Larry Newman Surveying, P.O. but the undersigned will sell and convey only 2012, in Book No. 9735, at Page 86, in Office for First Horizon Home Loan Corporation; and Current Owner(s) of Property: KEVIN L. BOG- Box 21272, Chattanooga, TN 37421. as Substitute Trustee. The Property is sold of the Register of Deeds for Hamilton County, the undersigned, Wilson & Associates, P.L.L.C., GESS, unmarried TOGETHER WITH the Easement for Encroach- as is, where is, without representations or Tennessee, executed by Donald R. Kilgore and having been appointed Successor Trustee The street address of the above described ment from T. Kemp Bartlett and wife, Beverly warranties of any kind, including fitness for a Ruthie M. Kilgore, conveying certain property by The Bank of New York Mellon f/k/a The property is believed to be 2860 Firethorne Lane, H. Bartlett to Ben L. Hornsby, dated May 21, particular use or purpose. therein described to Fidelity National Title as Bank of New York,as successor in interest to Chattanooga, TN 37421 but such address is not 1997, recorded in Book 4887, Page 740, THIS LAW FIRM IS ATTEMPTING TO COLLECT Trustee for Mortgage Electronic Registration JPMorgan Chase Bank, NationalAssociation part of the legal description of the property sold in the Register’s Office of Hamilton County, A DEBT. ANY INFORMATION OBTAINED WILL Systems, Inc., as nominee for iFreedom Direct f/k/a JPMorgan Chase Bank, as successor to herein and in the event of any discrepancy, the Tennessee. BE USED FOR THAT PURPOSE. Corporation, its successors and assigns; and BankOne, National Association, as Trustee for legal description referenced herein shall control. Being the same property conveyed to Clinton Rubin Lublin TN, PLLC, Substitute Trustee the undersigned, Wilson & Associates, P.L.L.C., Credit Suisse FirstBoston Mortgage Securities SALE IS SUBJECT TO TENANT(S) RIGHTS IN D. Teague by Deed dated May 30, 1997 of February 9 - 15, 2018 Public Notices Page 25 www.HamiltonCountyHerald.com

record in Book 4887, Page 743, Register’s the purchaser tenders the purchase price, the IT IS ORDERED that publication be made for order, the same will be taken as admitted by Deputy Clerk Office of Hamilton County, Tennessee. Also Substitute Trustee may deem the sale final in four successive weeks in the Hamilton County KYLE BROOKS WALDEN BYRD and the case Attorney for Plaintiff: see Power of Attorney from Clinton D. Teague which case the purchaser shall have no remedy. Herald, a newspaper published in Hamilton will be set for hearing ex parte or without KYLE Alan Ray Beard naming his wife, Leah E. Teague as his at- The real property will be sold AS IS, WHERE County, Tennessee, notifying said non-resident BROOKS WALDEN BYRD presence. Feb. 9, 16, 23, March 2, 2018 Cnr18818 torney in fact, dated November 5, 2000, IS, with no warranties or representations of that unless THOMAS CLARK answers and This 24th day of January 2018. recorded in Book 5803, Page 607, said any kind, express or implied, including without makes defense to said complaint in the offices Larry L. Henry Register’s Office. limitation, warranties regarding condition of the of the Circuit Court Clerk of Hamilton County, Circuit Court Clerk Street Address: 29 Oriole Dr, Chattanooga, property or marketability of title. Tennessee, within thirty (30) days after the Heather Nolan Misc. Tennessee 37411 This office may be a debt collector. This fourth weekly publication of this order, the Deputy Clerk Parcel Number: 157A B 025 may be an attempt to collect a debt and any same will be taken as admitted by THOMAS Attorney for Plaintiff: Notices Current Owner(s) of Property: Yvonne W. information obtained may be used for that CLARK and the case will be set for hearing ex Alan Beard Evett, unmarried purpose. parte or without THOMAS CLARK presence. Feb. 2, 9, 16, 23, 2018 Cnr18811 The street address of the above described Shapiro & Ingle, LLP This 23rd day of January 2018. PUBLIC NOTICE property is believed to be 29 Oriole Dr, Chatta- Substitute Trustee Larry L. Henry STATE OF TENNESSEE OF MEETING OF nooga, Tennessee 37411, but such address is 10130 Perimeter Parkway, Suite 400 Circuit Court Clerk GENERAL SESSIONS COURT OF HAMILTON ELECTRIC POWER BOARD not part of the legal description of the property Charlotte, NC 28216 J. Wheeler, D.C. COUNTY OF CHATTANOOGA sold herein and in the event of any discrepancy, Phone: (704) 333-8107 Deputy Clerk Docket Number: 16GS11156 Take notice, pursuant to Chapter 442, the legal description herein shall control. Fax: (704) 333-8156 Attorney for Plaintiff: Plaintiff: CASH EXPRESS LLC Tennessee Public Acts of 1974, the Sunshine This sale is subject to, without limitation, all www.shapiro-ingle.com Cindy Bice Defendant: MCDANIEL CORY Law, that the Board, the governing body of the matters shown on any applicable recorded plat; File No. 18-114640 Feb. 2, 9, 16, 23, 2018 Cnr18807 Date of this Order: 01/26/2018 Electric Power Board of Chattanooga, Tennes- any unpaid taxes; any restrictive covenants, Feb. 9, 16, 23, 2018 Fnr18833 Appearance Date: 03/26/2018 see, will convene and meet in open session on easements, or setback lines that may be ap- Non-Resident Notice At 11:00 a.m. Friday, February 16, 2018, at 9:15 a.m. Eastern plicable; any statutory right of redemption of any State of Tennessee, County of Hamilton Appearance Address: Court of General Ses- Standard Time, in the Board Room, seventh governmental agency, state or federal; any prior Docket No. 17A240 sions, Civil Division floor, 10 W. M L King Blvd, Chattanooga, Ten- liens or encumbrances including those created Court DIVISION III Room 111 Hamilton County City Courts Building nessee, where and at which time and place by a fixture filing or any applicable homeowners’ IN RE: TAMZIN ARYANNA DANE CLARK 600 Market Street said Board will transact such public business association dues or assessments; all claims or Notices VS Chattanooga, TN 37402-1911 as may lawfully come before it. other matters, whether of record or not, which BRITTANY DANE CLARK ORDER OF PUBLICATION Gregory S. Eaves may encumber the purchaser’s title and any It is appearing from allegations in Plaintiff’s It appearing from the record in this cause Secretary matter that an accurate survey of the premises Non-Resident Notice Bill, which is sworn to, that the defendant is a that the defendant is a non-resident of Ten- Feb. 9, 2018 Mnr18827 might disclose. State of Tennessee, County of Hamilton non-resident of the State of Tennessee, so that nessee, and certain property or money has The following parties may claim an interest Docket No. 17D2258 the ordinary process of law cannot be served been attached. PUBLIC NOTICE in the above-referenced property to be affected DIVISION II upon THOMAS CLARK. One or more civil warrants have issued but The following vehicles will be up for auction by the foreclosure: any judgment creditor or LAKESHA D. SMITH SLOCUM IT IS ORDERED that publication be made for returned unserved, and an attachment issued in or around Chattanooga, TN on or after lien holder with an interest subordinate to the VS four successive weeks in the Hamilton County and was levied upon certain property or money. 2/24/2018 at 8:00am Eric’s Wrecker & said Deed of Trust or any party claiming by, COURTNEY D. SR. SLOCUM Herald, a newspaper published in Hamilton IT IS ORDERED that publication be made Junk Cars 3601 Clio Ave- 2007 Infiniti through, or under any of the foregoing. Such It is appearing from allegations in Plaintiff’s County, Tennessee, notifying said non-resident requiring the defendant to appear at the time JNKBV61E97M716887 First Response parties known to the Substitute Trustee may Bill, which is sworn to, that the defendant is a that unless THOMAS CLARK answers and and place stated above and defend this suit, Towing & Recovery 1619 Dodds Ave- 2002 include: None. non-resident of the State of Tennessee, so that makes defense to said complaint in the offices or a judgment by default may be entered Chevy 3GNEC13T62G182172 American Terms of Sale will be public auction, for the ordinary process of law cannot be served of the Circuit Court Clerk of Hamilton County, against him. This Order shall be published in Towing 3515 Clio Ave- 1986 Lincoln 1LNBP- cash, free and clear of rights of homestead, re- upon COURTNEY D. SLOCUM, SR. Tennessee, within thirty (30) days after the a newspaper by this County as required by law. 96F3GY700283, 2010 Ford 2FMDK3GCXA- demption and dower to the extent disclaimed or IT IS ORDERED that publication be made for fourth weekly publication of this order, the LARRY L. HENRY, CLERK BA86331, 2002 Ford 1FMZU73W42ZC70668 inapplicable, and the rights of Yvonne W Evett, four successive weeks in the Hamilton County same will be taken as admitted by THOMAS Kim Emmett, Deputy Clerk Feb. 9, 2018 Mnr18828 and those claiming through him/her/it/them. Herald, a newspaper published in Hamilton CLARK and the case will be set for hearing ex Attorney for Plaintiff: Any right of equity of redemption, statutory County, Tennessee, notifying said non-resident parte or without THOMAS CLARK presence. Mayfield and Lester Public Notice and otherwise, and homestead are waived in that unless COURTNEY D. SLOCUM, SR an- This 10th day of April 2017. Feb. 9, 16, 23, March 2, 2018 Cnr18817 B & D Titles Service accord with the terms of said Deed of Trust, swers and makes defense to said complaint in Larry L. Henry (615) 870-9457 Office and the title is believed to be good, but the the offices of the Circuit Court Clerk of Hamilton Circuit Court Clerk Non-Resident Notice (615) 356-2616 Fax undersigned will sell and convey only as Sub- County, Tennessee, within thirty (30) days after J. Wheeler, D.C. State of Tennessee, County of Hamilton Auction for the following vehicles to be held stitute Trustee. the fourth weekly publication of this order, the Deputy Clerk Docket No. 18A118 on Feb. 27, 2018 at 10:00 am. The right is reserved to adjourn the day same will be taken as admitted by COURTNEY Attorney for Plaintiff: DIVISION 1998 Chevy # 1GCCS1447WK142238 of the sale to another day, time, and place D. SLOCUM, SR and the case will be set for Cindy Bice IN RE: LAYA NEVAEH WILLIAMS 2002 Chevy # 1GNDS13S422325327 at certain without further publication, upon an- hearing ex parte or without COURTNEY D. Feb. 2, 9, 16, 23, 2018 Cnr18808 VS 5100 Brainerd Road nouncement at the time and place for the sale SLOCUM, SR presence. UNKNOWN FATHER Feb. 9, 2018 Mnr18830 set forth above. If you purchase a property This 22nd day of January, 2018. Non-Resident Notice It is appearing from allegations in Plaintiff’s at the foreclosure sale, the entire purchase Larry L. Henry State of Tennessee, County of Hamilton Bill, which is sworn to, that the defendant is a Public Notice price is due and payable at the conclusion Circuit Court Clerk Docket No. 07D873 non-resident of the State of Tennessee, so that The following vehicles will be sold at public of the auction in the form of a certified/ Heather Nolan DIVISION III the ordinary process of law cannot be served auction on Feb. 26, 2018, 9AM at 2924 bank check made payable to or endorsed Deputy Clerk WILLIAM D. WALTON upon UNKNOWN FATHER. Rossville Blvd., Chatt., TN 37407: 1969 to Shapiro & Ingle, LLP. No personal checks Attorney for Plaintiff: VS IT IS ORDERED that publication be made for Lincoln, Vin# 9y82a896379, 2000 Ford, will be accepted. To this end, you must bring Pro Se MELISSA EVANGELINE ASKEW four successive weeks in the Hamilton County Vin# 1fmru1666yLa59587, 2004 Honda, sufficient funds to outbid the lender and any Feb. 2, 9, 16, 23, 2018 Cnr18794 It is appearing from allegations in Plaintiff’s Herald, a newspaper published in Hamilton Vin# 3hgcm56324g706535, 2011 Jeep, Vin# other bidders. Insufficient funds will not be Bill, which is sworn to, that the defendant is a County, Tennessee, notifying said non-resident 1j4ba3h16bL524026 accepted. Amounts received in excess of the Non-Resident Notice non-resident of the State of Tennessee, so that that unless UNKNOWN FATHER answers and Feb. 9, 2018 Mnr18831 winning bid will be refunded to the successful State of Tennessee, County of Hamilton the ordinary process of law cannot be served makes defense to said complaint in the offices purchaser at the time the foreclosure deed Docket No. 17A239 upon KYLE BROOKS WALDEN BYRD. of the Circuit Court Clerk of Hamilton County, Public Notice is delivered. DIVISION III IT IS ORDERED that publication be made for Tennessee, within thirty (30) days after the The following vehicle a 1970 Volks, This property is being sold with the express IN RE: THOMAS CAYDEN ELIAS CLARK four successive weeks in the Hamilton County fourth weekly publication of this order, the Vin#1102040886. It is in the possession reservation that the sale is subject to confirma- VS Herald, a newspaper published in Hamilton same will be taken as admitted by UNKNOWN of David Eddleman, who is requesting title tion by the lender or trustee. This sale may be BRITTANY DANE CLARK County, Tennessee, notifying said non-resident FATHER and the case will be set for hearing ex to said vehicle. All parties holding any legal rescinded only by the Substitute Trustee at any It is appearing from allegations in Plaintiff’s that unless KYLE BROOKS WALDEN BYRD parte or without UNKNOWN FATHER presence. interest in the vehicle must contact the person time. If the Substitute Trustee rescinds the Bill, which is sworn to, that the defendant is a answers and makes defense to said complaint This 30th day of January 2018. in possession by certified mail, return receipt sale, the purchaser shall only be entitled to a non-resident of the State of Tennessee, so that in the offices of the Circuit Court Clerk of Larry L. Henry requested within 10 business days of this ad. return of any money paid towards the purchase the ordinary process of law cannot be served Hamilton County, Tennessee, within thirty (30) Circuit Court Clerk Feb. 9, 2018 Mnr18832 price and shall have no other recourse. Once upon THOMAS CLARK. days after the fourth weekly publication of this J. Wheeler, D.C.

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Super Crossword WE INTERRUPT THIS PROGRAM by King Features

Photograph courtesy of Fox Searchlight Pictures, Twentieth Century Fox Film Corporation Octavia Spencer and Sally Hawkins in the film The Shape of Water

CRITIC From page 17 also as the mirror in which others can see themselves. Seeing itself as beautiful Setting “ e Shape of Water” in the and not fearsome, the creature softens past also gave del Toro a canvas for and accepts Elisa as a friend. making one of his most visually pleas-  e creature work is good as well. ing fi lms to date. “ e Shape of Water” With the facial features of “ e Creature is fi lled with old TVs, cars, buildings from the Black Lagoon” and the chiseled and technologies, among other ancient abs of “Magic Mike,” the leading man things.  ere are even Russian spies in of “ e Shape of Water” is not a special fedoras and overcoats and a eff ect or a computer ani- theater that’s playing “Cleo- The Shape of mated wonder; instead, he’s patra.” Water latex, rubber and an actor But nothing looks like masquerading convincingly a fi lm prop; rather, Elisa’s Rated R for sexual con- tent, nudity, violence as something fantastical. apartment and everything and language  e seamless nature of that surrounds it has a the body suit and actor Doug weathered, lived in look, like Jones’ performance within del Toro transported his it helped me to suspend any disbelief I crew and equipment back in time and had early on so that by the time Elisa and made the movie in 1960s Baltimore. her unnamed friend begin to explore Del Toro and his cinematographer, territory previously reserved for “ e Dan Laustsen, bathe this world in gor- Beauty and the Beast,” the fi lm didn’t geous but gloomy blues and greens, as lose me. I’m glad it didn’t because if it though it’s on the verge of rusting. Like had, I would have missed the themati- the characters in the movie, the world is cally and emotionally rich climax, which imperfect but lovely. is as tragic and magical as anything del  e performances, however, are im- Toro has crafted. peccable. While the entire cast delivered Perhaps you’re thinking you’ve fi gured good work, Sally Hawkins is extraordi- out the scene I believe will throw people nary as Elisa. With no dialog to speak, off . But you haven’t because I didn’t Hawkins was forced to convey all of touch on it.  at said, it doesn’t matter Elisa’s joy, wonder, sadness, fear – every- what it shows. Whether it perfectly fi ts thing she feels – through her expressions what’s happening or temporarily throws and mannerisms. the movie off the rails, it’s just one mo- And it is a deep and engaging perfor- ment in a two-hour fi lm that blends art mance. Elisa’s face serves not only as the and entertainment in a rare and excep- light that projects her heart to others but tional way. I hope you don’t miss it.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald February 9 – 15, 2018 | 27

WHEEL From page 19 New owner for Lucidity Float & Wellness Center to meet or beat the Lincoln For two years, Angela McAl- Navigator’s current dominance, lister sought refuge from her “There’s no light, but we’ll have to wait and busy life in regular floatation no sound and no see whether that potential is sessions at Lucidity Float & realized. Wellness Center. pressure.” Edmunds says “Imagine 90 minutes without Angela McAllister, owner of For now, the 2018 Lincoln Luciduty Float your phone, with zero distrac- Navigator holds a considerable tions, where you feel weight- advantage over the 2018 Esca- less, centered and relaxed,” the entire volume of water is lade. Your move, Cadillac. McAllister says. “It was my emptied automatically after place for calm and meditation each floatation session and Mark Takahashi is a senior when work was overwhelming.” then cycled twice through four writer at Edmunds. Twitter: @ McAllister had spent her filtration methods,” she ex- mark_takahashi career working in sales and plains. Floatation tanks are also nonprofit fundraising – two manually cleaned and sanitized David Laprad’s high-pressure professions after every guest. “The Critic’s Corner” where she says performance e flotation tank water is offers movie reviews weekly. goals can be suffocating at the same temperature as the times. skin’s surface, and the high Over time, she noticed that concentration of Epsom salt things were changing at Lucid- increases the water density and causes the body to float ity, and her source of peace and Photograph provided calm had developed some kinks weightlessly. “ere’s no light, that were negatively affecting no sound and no pressure,” the positive effects of floatation a.m.-8 p.m. seven days a week. the experience. McAllister McAllister adds. therapy on the central nervous Appointments can be made by called the owner, who told While floatation tanks might system. Brazilian research- calling 423-903-4138 or visiting her he was struggling to juggle seem like a “new age” practice, ers found positive effects on www.luciditychattanooga.com. several businesses at once. “I they have been used therapeu- relaxation, heart rate, blood Source: Lucidity Float & Wellness Center offered to buy the center, and tically for more than 60 years. pressure and flexibility after suddenly, I was a small business Recent research by the Human floatation therapy. owner,” she says. Performance Laboratory at In addition to floatation McAllister’s first order of Sweden’s Karlstad Univer- therapy, Lucidity also offers Phone and Internet Discounts business was to remodel the sity found that more than hyperbaric oxygen therapy, space. She cleared the clut- three-quarters of study partic- massage services, and cannabi- Available to CenturyLink Customers ter and added custom-made ipants experienced noticeable diol and essential oil products copper fixtures and artwork. In improvements in long-term geared toward stress relief and The Tennessee Regulatory Authority designated CenturyLink addition, the floatation tanks conditions including anxiety, overall good health. as an Eligible Telecommunications Carrier within its service and chambers were given a stress, depression and fibromy- Located at 1405 Cowart St. area for universal service purposes. CenturyLink’s basic local algia after floatation therapy. thorough cleaning and tune-up on Chattanooga’s Southside, service rates for residential voice lines are $22.50 per month and to ensure they were operating MRI scans conducted by Jus- Lucidity Float & Wellness business services are $34.00 - $39.95 per month. Specific rates at peak performance. tin S. Feinstein of the Laureate Center is part of the Southern will be provided upon request. “While the equipment does Institute for Brain Research in Surgical Arts complex. require routine maintenance, Tulsa, Oklahoma, documented e center is open from 8 CenturyLink participates in a government benefit program (Lifeline) to make residential telephone or broadband service more affordable to eligible low-income individuals and families. Eligible customers are those that meet eligibility standards as defined by the Federal Communications Commission and state commissions. Residents who live on federally recognized Tribal Lands may qualify for additional Tribal benefits if they participate in certain federal eligibility programs. The Lifeline discount is available for only one telephone or broadband service per household, and can be on either wireline or wireless service. Broadband speeds must be 15 Mbps download and 2 Mbps upload or faster to qualify.

Lifeline discounts include a transfer restriction (port freeze). This means that you are unable to obtain the Lifeline discount on service with another provider for a period of time. The length of time depends on the services you purchase – 60 days for voice telephone service, 12 months for qualifying broadband service. Certain exceptions to the transfer restrictions may apply. See http://www.lifelinesupport.org/ls/change-my-company.aspx for more information. A household is defined for the purposes of the Lifeline program as any individual or group of individuals who live together at the same address and share income and expenses. Lifeline service is not transferable, and only eligible consumers may enroll in Photograph provided the program. Consumers who willfully make false statements in order to obtain a Lifeline discount can be punished by fine or See Rock City makes record donation imprisonment and can be barred from the program. If you live in a CenturyLink service area, please call 1-855-954- 6546 or visit centurylink.com/lifeline with questions or to request to Ronald McDonald House an application for the Lifeline program. See Rock City presents its largest donation to date to Ronald McDonald House Charities of Greater Chattanooga following the Enchanted Garden of Lights event, the best-attended in the attraction’s his- tory. is season’s gift from ticket proceeds is $19,251.75, making the partnership’s grand total almost $200,000. From left: SRC President and COO Susan Harris, RMHC President and CEO Jane Kaylor, SRC Special Events Manager Jonathan Humble and SRC Public Relations Manager Meagan Jolley. 28 | February 9 – 15, 2018 Hamilton County Herald www.hamiltoncountyherald.com Saving nature’s unseen architects With wide, spade-like claws and sturdy hind legs, the gopher tortoise seems almost built to move earth. Like shelled bulldozers, these reptilian excavators dig deep, winding tunnels beneath the scrublands and coastal dunes of the American Southeast. ese burrows provide crucial shelter for the tortoises as well as hundreds of other species, from Eastern Indigo snakes to gopher frogs to burrowing owls. Despite the positive ripple effect gopher tortoises have within their ecosys- tems, their numbers in the last century have fallen by 80 Gopher tortoise, a keystone species. percent – in- Inset: The gopher tortoise has shov- cluding those el-like claws. living on federal healthy and robust. land – due to In a recently published habitat loss and study, Ennen and Tennessee fragmentation Aquarium Conservation Insti- caused by human tute geographic information activity. systems analyst Sarah Sweat For a keystone joined other Southeastern species like the go- researchers in producing a ge- pher tortoise, a con- found netic survey of gopher tortoises tinuing decline would be a west of across the species’ entire range. big problem for a lot of other the Tom- In all, the group sampled more animals, explains conservation bigbee and Mobile rivers was than 930 gopher tortoises from biologist Josh Ennen of the federally listed as threatened in 47 sites in both the species’ Photographs provided Tennessee Aquarium Conser- 1987. listed and unlisted regions. Dr. Josh Ennen holds a gopher tortoise. vation Institute. Despite facing a multitude of e study found that gopher “If they and their burrows imperilments, however, tortois- sub-populations of gopher tor- value because when you protect tortoises comprise five distinct were to disappear, it would es living east of these rivers lack toises to preserve the species’ this one species, you protect a genetic groups rather than two, affect numerous species. e federal protection. genetic diversity. Doing so whole ecosystem.” as was previously supposed. importance of gopher tortoises Maintaining a species’ would represent an important Guests to the Tennessee Researchers found that rivers is disproportionate to their genetic diversity is crucial to step in formulating a long-term Aquarium can observe the such as the Mobile and Tom- abundance,” Ennen explains. ensuring its long-term survival. conservation plan, Ennen says. way other animals use gopher bigbee, represent an important “By protecting this one turtle Until recently, however, scien- “If you have separate popula- tortoise burrows by visiting the barrier to genetic intermingling species, you’re protecting up- tists lacked a comprehensive tions that are different, genet- Delta Country gallery inside of these groups. wards of 400 other species.” examination of gopher tortoise ically, you want to maintain the River Journey building. e findings pave the way e genetically distinct genetics with which to ensure that evolutionary potential,” he Source: Tennessee Aquarium to individually manage these population of gopher tortoises the species’ gene pool remained adds. “It’s a great conservation PAPER opens at Townsend Atelier Townsend Atelier is preparing to host PAPER, an art exhibition and sale by artists Daud Akhriev, Timur Akhriev and Melissa Hefferlin. e exhibit will feature works on paper including gouache, watercolor, oil, drawings, pastels, etchings and lino- leum prints signed and numbered by the artists. Some work will be framed and some will be loose for custom framing after purchase. Over 50 works will be available and will range in price. e public is invited to a free opening reception on Friday, March 2 from 5:30-9 p.m. at Townsend Atelier, 301 E. 11th St. Daud, the classicist of the three, is drawn to etching and charcoal draw- ing. His wife, Melissa, enjoys pastels on paper as well as relief printing. Her designs for Serithea fine silk scarves all began as linoleum cuts. eir son, work internationally and are regular appointment through April 6. Infor- Timur, relies on graphite drawing instructors at Townsend Atelier. mation: Townsend Atelier (423 266- and gouache for exploring compo- e exhibit will be on view Monday 2712, [email protected] sition ideas and color combinations. through Friday, 10 a.m.-4 p.m., or by Source: Townsend Atelier All three artists exhibit and sell their