Biometrically Enabled The Plaorm for mobile-ID

Jonas Andersson Director Mobile Payment, Mobile ID Cards AB

WWW..COM Fingerprint Sensor Main New iPhone 5S Feature

Phone 5s and 5c Sales Stascs Sales Total number of iPhone 5s units sold 9,750,000 Total number of iPhone 5c units sold 5,800,000 iPhone First Day Sales Stascs Number Sold Number of iPhone 5s sales in the first 24 2,750,000 hours Number of iPhone 5c pre-orders in the first 1,320,000 24 hours

Stasc Verificaon Source: Apple, AT&T, Sprint, Verizon Research Date: 11.12.2013

Another huge launch for Apple as they release their latest iPhone the 5s and 5c. Early reports show that the iPhone 5s will break the iPhone 5 first day sales records. The 5c hasn’t faired as well with die hard apple fans. A surveyor from Philip Elmer-DeWi interviewed a number of people camping at the Apple Store and none were there for the 5c.

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 2 Mobile

• 1st phone launched to the market in July (Japan) • Most demanding operator (DoCoMo) Most experienced finger sensor phone OEM (Fujitsu)

• 1st Korean player (Pantech) launched in August

• 1st Chinese manufacturer (Konka) launched in September, First launch with 1080A Several Chinese manufacturers soon to follow

• Finger sensor high-lighted as key selling point by OEMs • FPC selected in several plaorm reference designs • Repeat Customers is proof of Market Success

WWW.FINGERPRINTS.COM Confidenal 3 Mobile

• Happy and sasfied customers give fast follow-up projects • Fujitsu announced another 7 products with FPC technology, launching from October ⁻ Phone with Sobank ⁻ Phone with Au/KDDI ⁻ Tablet with KDDI ⁻ 3 phones with DoCoMo ⁻ Tablet with DoCoMo

• Addional OEM projects ongoing with several different target operators (US, Korea and other)

WWW.FINGERPRINTS.COM Confidenal 4 Driver: Consumer/End User Demand Your Body is the New Password STOCKHOLM, Dec 11 (Reuters) - Biometric • Ericsson ConsumerLab has idenfied smartphones are expected to become some of the most important mainstream next year as leading handset makers consumer trends for 2014 and follow the lead of Apple Inc. into fingerprint beyond recognion technology, an Ericsson report on consumer • 74 percent believe that biometric trends showed on Wednesday. smartphones will become mainstream during 2014 • 61 percent of people want to use fingerprints to unlock their phone • 52 percent of users want to use their fingerprints instead of passwords • Half of consumers even want to use their fingerprints to authorize their credit card payments online

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 5 Driver: Cost Savings

ANNUAL COST OF MANUAL PASSWORD MANAGEMENT

Number of end users: 45,000

Help Desk calls per user, Based on META Group’s average of Per year: x 21 1.75 calls per user, per month

Help Desk calls per year: = 945,000

Percentage of password Gartner Group studies report resets: x 35% that password resets make up to 35% of total call volume Password calls per year: = 330,750

Gartner Group studies report a Helpdesk cost per call: x $31 cost of up to $31/call

Current password costs Per year: = $ 10,253,250 Savings in Year 1

Note: This calculation is based on the method used in the US DoS Blade project. To estimate the above password management savings that would be realized

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 6 Driver: Real Life Security

• NIST SP 800-32 Secon 2.2.4 in its enrety • … “Biometric authencaon relies on a unique physical characterisc to verify the • identy of system users. Common biometric idenfiers include fingerprints, wrien • signatures, voice paerns, typing paerns, renal scans, and hand geometry. The unique • paern that idenfies a user is formed during an enrollment process, producing a template • for that user. When a user wishes to authencate to the system, a physical measurement • is made to obtain a current biometric paern for the user. This paern can then be • compared against the enrollment template in order to verify the user’s identy. Biometric • authencaon devices tend to cost more than password or token-based systems, because • the hardware required to capture and analyze biometric paerns is more complicated. • However, provide a very high level of security because the authencaon is • directly related to a unique physical characterisc of the user which is more difficult to • counterfeit. Recent technological advances have also helped to reduce the cost of • biometric authencaon systems.”…

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 7 Driver: Real Life Security -2

INCITS M1/07-0185rev Study Report on Biometrics in E-Authentication

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 8 Ease of Use

• A posive User Experience – 100% of AXA Insurance Employees converted to Fingerprint Biometrics when given the opportunity. • Password Pain – Studies by Janrain, and others indicate that the negave atude towards passwords create arion among end users. • At Sign-up – Can’t make the effort of invenng a ”new” password • At log-in – frogoen password translate to dropping the service – Lack of will to manage complicated passwords destroy entropy

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 9 Fingerprints supports ”NFC and Secure Elements”

• Secure user verificaon improves usage of NFC – Reduces security concerns for consumers for buying goods using NFC – An Skimming

• Fingerprint matching soware algorithm ported on Infineon Secure Element*

• Close cooperaon with Infineon – Combining advantages of improved security using Secure Elements and secure user verificaon using fingerprint sensors

hp://www.fingerprints.com/en/Press%20releases/2012/FPC%20Secure%20Elements%20NFC%20Phones%20Tablets.aspx

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 10 Example of Verificaon Use Cases

• Secure on-line transacons – No need to remember passwords for on-line purchasing – No need for PIN codes for banking transacons

• Secure user verificaon for social networks – No need to remember passwords to log into social networks

• Secure access to cloud services – We store our lives in the cloud – Personal and sensive data only shared with closest family and friends

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 11 Example of Enterprise use cases

• IP telephony with idenficaon – Know who’s on the call

• Run SAP client secure on your device

• Secure verificaon of the other party in a call – Improved customer care – “Know who you’re talking to”

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 12 Fingerprint Verificaon Enables “One Swipe to Pay”

1 payment screen opon instead of 2-4 used for many mobile checkout implementaons

Purchase Confirm Download

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 13 Standardizaon Efforts

Cloud/Web

• FIDO (Fast IDenty Online) defines an open industry web-based standard for secure on- line idenficaon • Funconal Demos developed based on current version of spec and actual member services and products in the market

• Global Plaorm is defining secure standard verifiable device environments (phone, smartcard, SIM card etc.) for secure transacons • FPC selected as editor and driver of fingerprint sensor standardizaon in Global Plaorm

2014-02-01 WWW.FINGERPRINTS.COM Confidenal 14 Selected FIDO Members

Service OEM Providers

Component Suppliers

1 februari 2014 WWW.FINGERPRINTS.COM Confidenal 15 Selected Global Plaorm Members

Service OEM Providers

Component Suppliers

1 februari 2014 WWW.FINGERPRINTS.COM Confidenal 16 GP helps apps ecosystem use fingerprint sensors

• Global Plaorm standards will allow Smartphone and tablet apps developers to bring ”secure apps” that can use fingerprint sensors for secure user verificaon

• Standardized APIs will be available for apps to request user verificaon with fingerprint sensor

• This allows for banks, credit cards, social networks, cloud services etc. to replace today’s use of username/pw with fingerprint sensor

• Fingerprint sensor funconality executed in Trusted Execuon Environment (TEE) for increased security

WWW.FINGERPRINTS.COM Confidenal 17 Thank you for your aenon! For further informaon please contact: sales@fingerprints.com

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