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FUND SUMMARY. Worksave Pension Plan / Worksave Buy out Plan

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FUND SUMMARY. Worksave Pension Plan / Worksave Buy out Plan 1 FUND SUMMARY. WorkSave Pension Plan / WorkSave Buy Out Plan October 2014 WorkSave Pension Plan / WorkSave Buy Out Plan 2 CONTENTS LEGAL & GENERAL GROUP FUNDS. 3 EXTERNAL FUNDS. 6 LEGAL & GENERAL LIFESTYLE PROFILES. 12 GOVERNED FUNDS. 14 CORE FUNDS. 15 WHAT ARE THE CHARGES FOR INVESTING? 16 WorkSave Pension Plan / WorkSave Buy Out Plan 3 LEGAL & GENERAL GROUP FUNDS. FUND GOVERNED FUND RISK FUND NAME ABI SECTOR¹ IMC² AE² FMC² CODE FUND CATEGORY³ L&G (PMC) AAA Fixed Interest All Stocks Targeted Duration Fund 3 NEJ3 Sterling Corporate Bond 0.12% 0.00% 0.12% 3 Mid L&G (PMC) AAA Fixed Interest Over 15 Year Targeted Duration Fund 3 NEI3 Sterling Long Bond 0.12% 0.00% 0.12% 3 Upper L&G (PMC) AAA-AA-A Corporate Bond All Stocks Index Fund 3 NEM3 Sterling Corporate Bond Y 0.12% 0.00% 0.12% 3 Mid L&G (PMC) AAA-AA-A Corporate Bond Over 15 Year Index Fund 3 NEK3 Sterling Long Bond 0.12% 0.00% 0.12% 3 Mid L&G (PMC) All Stocks Gilts Index Fund 3 NBY3 UK Gilt Y 0.08% 0.00% 0.08% 3 Mid L&G (PMC) All Stocks Index Linked Gilts Index Fund 3 NEL3 UK Index-linked Gilts Y 0.08% 0.00% 0.08% 3 Mid Asia Pacific excluding L&G (PMC) Asia Pacific (Ex-Japan) Developed Equity Index Fund 3 NEF3 0.14% 0.00% 0.14% 5 Upper Japan Equities Asia Pacific excluding L&G (PMC) Asia Pacific (Ex-Japan) Equity Index Fund 3 NEG3 0.14% 0.00% 0.14% 5 Upper Japan Equities L&G (PMC) Consensus Index Fund 3 NBQ3 Specialist Y 0.10% 0.00% 0.10% 4 Mid Mixed Investment 40%- L&G (PMC) Diversified Fund 3 NWW3 0.25% 0.02% 0.27% 4 Mid 85% Shares L&G (PMC) Dynamic Diversified Fund 3 NXZ3 Specialist 0.50% 0.03% 0.53% 4 Lower L&G (PMC) Ethical Global Equity Index Fund 3 NEB3 Global Equities 0.30% 0.00% 0.30% 5 Lower L&G (PMC) Ethical UK Equity Index Fund 3 NEA3 UK All Companies 0.20% 0.00% 0.20% 4 Upper Europe excluding UK L&G (PMC) Europe (Ex-UK) Equity Index Fund 3 NBS3 Y 0.12% 0.00% 0.12% 5 Lower Equities L&G (PMC) Global Equity 70:30 Index Fund 3 NEO3 Global Equities Y 0.10% 0.00% 0.10% 4 Upper L&G (PMC) Global Equity Fixed Weights 50:50 Index Fund 3 NDZ3 Global Equities Y 0.10% 0.00% 0.10% 4 Upper L&G (PMC) Global Equity Fixed Weights 60:40 Index Fund 3 NDY3 Global Equities Y 0.10% 0.00% 0.10% 5 Lower L&G (PMC) Global Equity Market Weights 30:70 Index Fund 75% GBP Currency Hedged Fund 3 NRJ3 Global Equities 0.14% 0.00% 0.14% 4 Upper L&G (PMC) Global Fixed Weights (50:50) Index Fund GBP Currency Hedged Fund 3 NQN3 Global Equities 0.15% 0.00% 0.15% 4 Upper ¹ See page 15 for a description of ABI Sectors and how to obtain more information. ² See page 16 for a more detailed explanation of these charges. ³ See ‘Your Risk Meter’ for more information on our Fund Risk categories. WorkSave Pension Plan / WorkSave Buy Out Plan 4 LEGAL & GENERAL GROUP FUNDS. FUND GOVERNED FUND RISK FUND NAME ABI SECTOR¹ IMC² AE² FMC² CODE FUND CATEGORY³ L&G (PMC) Japan Equity Index Fund 3 NBW3 Japan Equities 0.12% 0.00% 0.12% 5 Upper Mixed Investment 40%- L&G (PMC) Multi-Asset Fund 3 NTW3 Y 0.13% 0.00% 0.13% 4 Lower 85% Shares L&G (PMC) North America Equity Index Fund 3 NDX3 North America Equities Y 0.12% 0.00% 0.12% 5 Lower L&G (PMC) Over 15 Year Gilts Index Fund 3 NBR3 Sterling Long Bond Y 0.08% 0.00% 0.08% 3 Upper L&G (PMC) Over 5 Year Index Linked Gilts Index Fund 3 NEC3 UK Index-linked Gilts Y 0.08% 0.00% 0.08% 3 Mid L&G (PMC) Overseas Bond Index Fund 3 NBX3 Global Fixed Interest 0.15% 0.00% 0.15% 3 Upper L&G (PMC) Overseas Equity Consensus Index Fund 3 NEE3 Specialist 0.14% 0.00% 0.14% 5 Lower L&G (PMC) Pre-Retirement Fund 3 NEN3 Sterling Long Bond Y 0.12% 0.00% 0.12% 3 Upper L&G (PMC) UK Equity 5% Capped Passive Fund 3 NNM3 UK All Companies 0.10% 0.00% 0.10% 4 Upper L&G (PMC) UK Equity Index Fund 3 NBC3 UK All Companies Y 0.10% 0.00% 0.10% 4 Upper L&G (PMC) World (Ex-UK) Equity Index Fund 3 NED3 Global Equities Y 0.12% 0.00% 0.12% 5 Lower Global Emerging L&G (PMC) World Emerging Markets Equity Index Fund 3 NQM3 Y 0.45% 0.00% 0.45% 5 Upper Markets Equities L&G Cash Fund 3 EAB3 Deposit & Treasury Y 0.09% 0.01% 0.10% 2 Mixed Investment 20%- L&G Distribution Fund 3 EAZ3 Y 0.27% 0.04% 0.31% 4 Lower 60% Shares L&G Dynamic Bond Fund 3 EKJ3 Sterling Strategic Bond 0.60% 0.05% 0.65% 3 Upper L&G Equity Fund 3 EAC3 UK All Companies 0.20% 0.01% 0.21% 4 Upper Europe excluding UK L&G European Fund 3 EAM3 0.30% 0.01% 0.31% 5 Lower Equities Asia Pacific including L&G Far Eastern Fund 3 EAL3 0.30% 0.03% 0.33% 5 Lower Japan Equities L&G Fixed Interest Fund 3 EAD3 UK Gilt Y 0.09% 0.01% 0.10% 3 Lower ¹ See page 15 for a description of ABI Sectors and how to obtain more information. ² See page 16 for a more detailed explanation of these charges. ³ See ‘Your Risk Meter’ for more information on our Fund Risk categories. WorkSave Pension Plan / WorkSave Buy Out Plan 5 LEGAL & GENERAL GROUP FUNDS. FUND GOVERNED FUND RISK FUND NAME ABI SECTOR¹ IMC² AE² FMC² CODE FUND CATEGORY³ L&G Growth Fund 3 EHK3 UK All Companies Y 0.70% 0.08% 0.78% 4 Upper L&G High Income Fund 3 EID3 Sterling High Yield 0.30% 0.05% 0.35% 4 Lower L&G Index-Linked Gilt Fund 3 EAH3 UK Index-linked Gilts 0.09% 0.01% 0.10% 3 Mid L&G International Fund 3 EAF3 Global Equities 0.30% 0.04% 0.34% 4 Upper Mixed Investment 40%- L&G Managed Fund 3 EAA3 0.12% 0.04% 0.16% 4 Mid 85% Shares L&G Managed Income Fund 3 3344 Sterling Corporate Bond 0.12% 0.18% 0.30% 3 Upper Mixed Investment 40%- L&G Multi Manager Balanced Fund 3 3606 0.12% 1.10% 1.22% 4 Mid 85% Shares L&G Multi Manager Growth Fund 3 3607 Flexible Investment 0.12% 1.08% 1.20% 4 Upper Mixed Investment 20%- L&G Multi Manager Income Fund 3 3608 0.12% 1.08% 1.20% 3 Upper 60% Shares L&G North American Fund 3 EAK3 North America Equities 0.30% 0.01% 0.31% 5 Lower L&G Property Fund 3 EAE3 UK Direct Property Y 0.30% 0.44% 0.74% 4 Lower L&G UK Alpha Fund 3 EJW3 UK All Companies 0.70% 0.07% 0.77% 5 Lower L&G UK Recovery Fund 3 EBV3 UK All Companies 0.20% 0.06% 0.26% 4 Upper L&G UK Smaller Companies Fund 3 EBU3 UK Smaller Companies 0.20% 0.05% 0.25% 5 Lower ¹ See page 15 for a description of ABI Sectors and how to obtain more information. ² See page 16 for a more detailed explanation of these charges. ³ See ‘Your Risk Meter’ for more information on our Fund Risk categories. WorkSave Pension Plan / WorkSave Buy Out Plan 6 EXTERNAL FUNDS. FUND GOVERNED FUND RISK FUND NAME ABI SECTOR¹ IMC² AE² FMC² CODE FUND CATEGORY³ Asia Pacific including L&G Aberdeen Asia Pacific and Japan Equity Fund 3 3214 1.00% 0.05% 1.05% 5 Lower Japan Equities L&G Aberdeen Property Share Fund 3 3217 UK Property Securities 0.87% 0.11% 0.98% 5 Lower Global Emerging L&G Allianz BRIC Stars Fund 3 3537 1.00% 0.32% 1.32% 5 Upper Markets Equities L&G Allianz Gilt Yield Fund 3 3223 UK Gilt 0.62% 0.05% 0.67% 3 Mid L&G Allianz Sterling Total Return Fund 3 3224 Sterling Strategic Bond 0.72% 0.16% 0.88% 3 Upper L&G Allianz UK Corporate Bond Fund 3 3538 Sterling Corporate Bond 0.62% 0.20% 0.82% 3 Mid Europe excluding UK L&G Artemis European Growth Fund 3 3226 0.77% 0.12% 0.89% 5 Lower Equities L&G Artemis Global Growth Fund 3 3227 Global Equities 0.87% 0.15% 1.02% 5 Upper L&G Artemis Income Fund 3 3229 UK Equity Income Y 0.77% 0.04% 0.81% 4 Mid L&G Artemis UK Special Situations Fund 3 3233 UK All Companies 0.87% 0.05% 0.92% 4 Upper L&G Aviva Investors Property Fund 3 3400 UK Direct Property 0.75% 0.98% 1.73% 4 Lower L&G AXA Framlington UK Select Opportunities Fund 3 3274 UK All Companies 0.87% 0.08% 0.95% 4 Upper L&G Baring Global Bond Fund 3 3235 Global Fixed Interest 0.75% 0.09% 0.84% 3 Mid ABI Mixed Investment L&G Baring Multi Asset Fund 3 3719 0.62% 0.31% 0.93% 3 Upper 20%-60% Shares Mixed Investment 40%- L&G BlackRock Balanced Income Portfolio Fund 3 3367 0.87% 0.19% 1.06% 4 Lower 85% Shares L&G BlackRock Gold & General Fund 3 3366 Commodity/Energy 1.00% 0.18% 1.18% 5 Upper L&G BlackRock UK Absolute Alpha Fund 3 3589 Specialist 0.87% 0.18% 1.05% 4 Lower L&G BlackRock UK Fund 3 3368 UK All Companies 0.87% 0.16% 1.03% 4 Upper L&G BlackRock UK Income Fund 3 3370 UK Equity Income 0.72% 0.17% 0.89% 4 Mid ¹ See page 15 for a description of ABI Sectors and how to obtain more information.
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