DOCSLIB.ORG

"Women Organizing for Social Protection: the Self-Employed

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Women organizing for social protection The Self-employed Women’s Association’s Integrated Insurance Scheme, India STEP Programme Social Protection Sector International Labour Office 4, route des Morillons CH-1211 Geneva 22, Switzerland Tel.: (41 22) 799 65 44 – Fax: (41 22) 799 66 44 e-mail: [email protected] – INTERNET: www.ilo.org/step/publs The programme “Strategies and Tools against Social Exclusion and Poverty” (STEP) of the International Labour Office is an instrument for extending the coverage and effectiveness of social protection throughout the world. Following the conclusions of the World Summit for Social Development in Copenhagen, the STEP programme promotes the design and the implementation of innovative systems of social protection for excluded populations. Based on the principles of equity, efficiency and solidarity, these systems contribute to social justice and cohesion. In its work, STEP combines different types of activities: concrete actions in the field, research, production of methodological tools, reference documents and technical assistance for policy development and implementation. Women organizing for social protection The Self-employed Women’s Association’s Integrated Insurance Scheme, India International Labour Office Copyright © International Labour Organization 2001 First published 2001 Publications of the International Labour Office enjoy copyright under Protocol 2 of the Universal Copyright Convention. Nevertheless, short excerpts from them may be reproduced without authorization, on condition that the source is indicated. For rights of reproduction or translation, application should be made to the Publications Bureau (Rights and Permissions), International Labour Office, CH-1211 Geneva 22, Switzerland. The International Labour Office welcomes such applications. Libraries, institutions and other users registered in the United Kingdom with the Copyright Licensing Agency, 90 Tottenham Court Road, London W1P OLP (Fax: + 44 (0)20 7631 5500), in the United States with the Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA 01923 (Fax: + 1 508 750 4470) or in other countries with associated Reproduction Rights Organizations, may make photocopies in accordance with the licences issued to them for this purpose. ILO Women organizing for social protection. The Self-employed Women’s Association’s Integrated Insurance Scheme, India Geneva, International Labour Office, Strategies and Tools against social Exclusion and Poverty Programme (STEP), 2001 Social protection, woman worker, self employed, womens organization, informal sector, health insurance, India. 02.03.1 ISBN 92-2-112627-7 ILO Cataloguing in Publication Data The designations employed in ILO publications, which are in conformity with United Nations practice, and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of the International Labour Office concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers. The responsibility for opinions expressed in signed articles, studies and other contributions rests solely with their authors, and publication does not constitute an endorsement by the International Labour Office of the opinions expressed in them. Reference to names of firms and commercial products and processes does not imply their endorsement by the International Labour Office, and any failure to mention a particular firm, commercial product or process is not a sign of disapproval. This publication can be obtained, free of charge from: ILO-STEP Programme Social Protection Sector, International Labour Office 4, route des Morillons CH-1211 Geneva 22, Switzerland Tel.: (+41 22) 799 6544 Fax: (+41 22) 799 6644 E-mail: [email protected] http://www.ilo.org/step/publs Printed in Italy CONTENTS INTRODUCTION 1 Chapter 1: CONTEXT OF THE INTEGRATED INSURANCE SCHEME 3 1. The SEWA movement .................................................................... 3 1.1 SEWA’s origins ....................................................................... 3 1.2 SEWA’s philosophy, goals and membership .............................. 4 1.3 SEWA: A profile of its organizations and activities ............... 6 2. Environment in which the Integrated Insurance Scheme operates ............................................................................................. 14 2.1 Demographic aspects ................................................................. 14 2.2 Economic aspects ...................................................................... 14 2.3 Labour market aspects ............................................................. 15 2.4 Educational aspects ................................................................. 15 2.5 Health aspects .......................................................................... 16 3. Social protection for people working in the informal economy in India ............................................................................. 17 3.1 The major Indian social security schemes ................................... 19 3.2 Other arrangements for people in the informal economy .............. 22 Chapter 2: THE INTEGRATED INSURANCE SCHEME 27 1. Development of the Integrated Insurance Scheme ................... 27 1.1 Birth of an idea: Access to social protection (1977-89) .......... 27 1.2 Introduction of the life insurance scheme (1989-91) .................. 28 1.3 From life insurance to integrated insurance (1992) .................... 29 1.4 Major changes in the Integrated Insurance Scheme between 1993 and 1999 ....................................................................... 32 2. Principal features of the Integrated Insurance Scheme in 2000 ................................................................................ 33 2.1 Target group, membership and beneficiaries ............................... 33 2.2 The benefits package and premiums .......................................... 41 2.3 Administration and management .............................................. 44 v The Self-employed Women’s Association’s Integrated Insurance Scheme, India Chapter 3: SPECIFIC ASPECTS OF THE HEALTH COMPONENT 51 1. Health benefits ................................................................................. 51 1.1 Coverage ................................................................................... 52 1.2 Choosing the services to be covered ............................................. 54 1.3 Diseases covered and the main causes of mortality and morbidity in India .................................................................... 55 2. The Integrated Insurance Scheme and health care providers ....................................................................... 56 2.1 The Integrated Insurance Scheme and SEWA’s health care providers .................................................. 56 2.2 The Integrated Insurance Scheme and external health care providers .................................................... 57 3. Health claims and characteristics of claimants ........................... 58 3.1 The most common claims .......................................................... 58 3.2 Number of claims .................................................................... 59 3.3 Characteristics of the claimants ................................................ 61 4. Cost of services and reimbursement ........................................... 62 4.1 Cost of services ........................................................................ 62 4.2 Reimbursement ......................................................................... 65 5. Health premiums in relation to the Integrated Insurance Scheme members’ income ........................ 65 6. Time taken to process health claims ............................................ 66 Chapter 4: FINANCIAL ASPECTS OF THE INTEGRATED INSURANCE SCHEME 69 1. Accounting treatment ..................................................................... 69 1.1 Major issues ............................................................................. 69 1.2 Subsidiary issues ...................................................................... 70 2. Financial history of the scheme .................................................... 70 3. Financial development of the scheme ......................................... 71 CONCLUSION 79 ANNEX 83 BIBLIOGRAPHY 85 vi ACRONYMS ACCORD Action for Community Organization, Rehabilitation and Development ASSEFA Association of Sarwa SEWA Farms CHC Community Health Centre ESI Employee’s State Insurance EPF/MP Employee’s Provident Fund/ Miscellaneous Provisions FD Fixed deposit GDP Gross Domestic Product GIC General Insurance Corporation of India GIS Group Insurance Scheme GoI Government of India GTZ Gesellschaft für technische Zusammenarbeit (German Technical Development Agency) HDI Human Development Index ILO International Labour Office IIS Integrated Insurance Scheme IRDP Integrated Rural Development Programme LALGI Landless Agriculture Labourers’ Group Insurance LIC Life Insurance Corporation of India NGO Non-governmental organization NIACL New Indian Assurance Company Ltd NSAP National Social Assistance Programme PHC Primary Health Care Centre RBI Reserve Bank of India RGLIS Rural Group Life Insurance Scheme SAAT South Asia Advisory Team SEWA Self-employed Women’s Association SPARC Society for Promotion of Area Resources Centre STEP Strategies and Tools against Social Exclusion and Poverty Programme vii The Self-employed Women’s
Load more

Recommended publications
  • 3. Social Security in India: a Patchwork Quilt
    Edited with the trial version of Foxit Advanced PDF Editor To remove this notice, visit: www.foxitsoftware.com/shopping +55#É5QEKCN5GEWTKV[%QXGTCIG'ZVGPUKQPKPVJG$4+%5 3. Social security in India: A patchwork quilt Tapen Sinha ITAM Mexico 3.1. Economic and social background 80 3.2. Social security in India: An overview 82 3.3. Recent extension efforts 84 3.3.1. Safety net for the elderly 85 1.3.2. Old-age income security for the formal sector 90 1.3.3. Health insurance 92 1.3.4. Other social insurance schemes 94 1.3.5. Social assistance programmes 95 3.4. Key challenges and solutions 97 1.4.1. Administrative issues 97 1.4.2. Implementation and organizational issues 99 1.4.3. Sustainability issues 101 3.5. Conclusions 101 Bibliography 102 ISSA É Social security coverage extension in the BRICS 3. Social security in India: A patchwork quilt Summary While two decades of economic reform in India have brought changes to the way in which the social security safety net operates, the country’s social and economic situation is itself a challenge to the extension of social security coverage. Over 90 per cent of workers are in the informal sector, and the income of one in five informal workers is below the poverty line. Although new government programmes for food security, health care for the poor, and cash transfers have been put in place, they are mostly ad hoc; some successful experiments failed to live up to expectations when they were scaled up. Microinsurance and micro-pensions might hold out certain promise but also face challenges.
    [Show full text]
  • Social Security
    TFYP WORKING GROUP Sr.No.48/2001 REPORT OF THE WORKING GROUP ON SOCIAL SECURITY FOR THE TENTH FIVE YEAR PLAN (2002-2007) Government of India Planning Commission October- 2001 Acknowledgements Planning Commission had set up a Working Group to prepare the Xth Five Year Plan on Social Security under the Chairmanship of Shri Vinod Vaish, Secretary, Ministry of Labour, Govt. of India. The terms of reference assigned to the Working Group were dealt with by constituting three sub working groups dealing with the organised sector, the unorganised sector and review of implementation of some of the important Acts on area of social security. I would like to place on record the Group’s deep sense of gratitude to Shri Vinod Vaish, Secretary, Ministry of Labour, the Chairman of the Working Group for his valuable guidance, constant support and encouragement in the successful completion of the report. I would also like to place on record my sincere thanks to the members of the Working Group S/Sh.Smt. Suman Swarup, DGESIC, G.S.Ram, LEA, Manohar Lal, DGLW, Smt. Jayanti Chandra, Joint Secretary, Ministry of Social Justice & Empowerment Sh. Ajai Singh, CPFC, Smt. M. Gautam, Principal Secretary (Labour) and Shri Madhukar Dwivedi, Special Secretary (Labour) Govt. of Uttar Pradesh, Shri B.Subba Rao, Principal Secretary, Labour Department, Karnataka, Shri Hardyal Singh, Additional Labour Commissioner, Govt. of Punjab and Shri S.K. Saha, Joint Adviser, Planning Commission who helped the Group in preparing this report with their wide experience and expertise in social security. The cooperation extended by Shri M.C.Mittal, Deputy Secretary, Ministry of Labour, Sh.
    [Show full text]
  • Social Security of Labour in the New Indian Economy
    SOCIAL SECURITY OF LABOUR IN THE NEW INDIAN ECONOMY Thesis Submitted to the Cochin University of Science and Technology for the award of the degree of Doctor of Philosophy in the Faculty of Law By S. MINI Under the supervision of Dr. D. RAJEEV SCHOOL OF LEGAL STUDIES COCHIN UNIVERSITY OF SCIENCE AND TECHNOLOGY COCHIN - 682022 2010 School of Legal Studies Cochin University of Science and Technology Kochi- 682 022, Kerala, India Dr. D. Rajeev Ph: 0484 2575465 Reader E mail: [email protected] 10th March,2010 This is to certify that the thesis entitled “Social Security of Labour in the New Indian Economy” submitted by Smt. Mini S., for the degree of Doctor of Philosophy under the Faculty of Law is the record of bona fide research carried out under my guidance and supervision in the School of Legal Studies, Cochin University of Science and Technology, Cochin – 22. This thesis or any part there of, has not been submitted elsewhere for any other degree. Dr. D. Rajeev (Supervising Guide) Declaration I declare that the thesis entitled “Social Security of Labour in the New Indian Economy” is the record of bonafide research carried out by me in the School of Legal Studies, Cochin University of Science and Technology, Cochin - 22. I further declare that this has not previously formed the basis of the award of any degree, diploma, associateship or other similar title of recognition. Cochin - 22 S. Mini 10th March,2010 Certified that the important research findings included in this thesis have been presented and discussed in a Research Seminar at the School of Legal Studies, Cochin University of Science and Technology on 3rd July, 2009.
    [Show full text]
  • Mapping India's World of Unorganized Labour
    MAPPING INDIA’S WORLD OF UNORGANIZED LABOUR B A R B A R A H A R R I S S -W H I T E A ND N A N D I N I G O O P T U f class struggle is first a struggle over class and second a struggle between Iclasses, we can say that the overwhelming majority of the Indian work-force is still kept engaged in the first struggle while capital, even though stratified and fractured, is engaged in the second. India’s capitalist economy has a GDP about the size of Belgium’s, but with a hundred times the number of people and of course a radically different history. Out of India’s huge labour force, over 390 million strong, only 7% are in the organized sector. Even the term ‘organized’ is seriously misleading because only half of the 7% is unionized and in the vanguard of working-class politics.1 The union movement, despite the efforts of workers, has been exposed to the exertions of political parties, machinations of the Indian state and onslaught of employers, so becoming fragmented and failing to represent consistently the interests of organized labour. ‘Organized sector labour’ means workers on regular wages or salaries, in registered firms and with access to the state social security system and its framework of labour law. The rest—93% of the labour force—works in what is known as the ‘unorganized’ or ‘informal’ economy.2 Unorganized firms are supposed to be small. In fact they may have substantial work-forces, occasionally numbering hundreds, but where workers are put deliberately on casual contracts.
    [Show full text]
  • 4424 15.Dr. Saroj Ag
    Aayushi International Interdisciplinary Research Journal (AIIRJ) PEER REVIEW IMPACT FACTOR ISSN VOL- VII ISSUE- II FEBRUARY 2020 e-JOURNAL 6.293 2349-638x Social Security of Minority in India Dr. Saroj Aglave Asso Professor and head Deptt of Sociology, Mahila College, Nagpur, India, Introduction: and international co-operation and is accordance with the organization and resources of each State, of the he Ministry of Minority Affairs, Government of T economic, social, and cultural rights indispensable India has notified that Muslims, Sikhs, Buddhists, for his dignity and the free development of his Christians, Zoroastrians and Jains are minority personality.”[2] communities in India. According to census 2011 of The ILO Social Security (Minimum India, total 20.20% people belongs to minority. The Standards) Convention, 1952 (No. 102), is the religion wise population of minority in India is, flagship of all ILO social security Conventions, as it Muslim 17.22 crore (14.23%), Christian 2.78 crore is the only international instrument, based on basic (2.30%), Sikhs 2.08 crore (1.72%), Buddhist 0.84 social security principles, that establishes worldwide- crore (0.70%), Jains 0.45 crore (0.37%), and other agreed minimum standards for all nine branches of religion 0.79 crore (0.66%). It shows that, social security. [3] Muslimsare the largest and most important minority In this paper, I tried to bring reality what is community in India.Social security of minority is a social security in India for minorities and whether it basic question, which is related to human is implemented properly or not. rights.Minority community cannot be deprived from Concept of Social Security: the basic human needs.
    [Show full text]
  • RIGHT to PRIVACY: REDEFINING SOCIAL SECURITY in INDIA Satya
    International Journal of Law and Legal Jurisprudence Studies :ISSN:2348-8212:Volume 3 Issue 3 482 RIGHT TO PRIVACY: REDEFINING SOCIAL SECURITY IN INDIA Satya Vrat Yadav and Vasundhara Anil Kaul 1 Abstract Privacy has been defined in several ways over last hundreds of years. Judge Thomas Cooley called it as a right to be let alone. Time and again philosophers, scholars and Jurists tried to lament the difficulty to satisfy the concept of privacy. Aurther Miller in his work has declared privacy as difficult to define as its nature is exasperatingly vague and evanescent. Privacy is a sweeping concept, encompassing (among other things) freedom of thought, control over one’s body, solitude in one’s home, control over information about oneself, freedom from surveillance, protection of one’s reputation, and protection from searches and interrogations. Indian polity has been continuously debating on merits and demerits of clouding data of one and all citizens of the country through UID system ever since the concept of ADHAAR has been introduced. This UID system carry necessary biometric data, which if falls in the wrong hands can be very dangerous to the society. It’s one of the few possible consequences may be identity theft. Introduction 1 College of Legal Studies, University of Petroleum and Energy Studies, Kandoli, Via Prem Nagar, Dehradun, Uttarakhand - 248007 © Universal Multidisciplinary Research Institute Pvt Ltd International Journal of Law and Legal Jurisprudence Studies :ISSN:2348-8212:Volume 3 Issue 3 483 Privacy has been defined in several ways over hundreds of years. Judge Thomas Cooley2called it as a right to be let alone3.
    [Show full text]
  • Ratan Tata Library List of Documents Acquired 01/04/2016 to 31/03/2017
    Ratan Tata Library List of Documents Acquired 01/04/2016 to 31/03/2017 Printed On: 23/10/2018 06:05 PM Sl No Accession No Bibliographic Details Commerce 1. RAO Mohan G. / Foriegn exchange facilities for individuals..New Delhi, Macmillan Publishers Pvt. Ltd, 2. REDDY P.Veera; MAMATHA P. / Handbook on export promotion scheme..New Delhi, Commercial Law Publishers, 3. KRISHNAN R.; PARTHASARATHY R. / Handbook on duty drawback..New Delhi, Commercial Law Publishers, 4. REDDY P.Veera; MAMATHA P. / Manual on import documentation..New DElhi, Comercial Law Publishers, 5. REDDY P.Veera; MAMATHA P. / Manual on export documentation..New Delhi, Commercial Law Publishers, 6. GOYAL Arun / Customs tariff.Delhi, Academy of Business Studies, 7. 01461835,01461836, JACOBY Jacob / Legends in consumer behavior. Edited by Jagdish N Sheth. 8 Vols. (8 01461837,01461838, Volumes).Los Angeles, Sage Publications, 01461839,01461840, 01461841,01461842 8. 01461843,01461844, BELK Russell W / Legends in consumer behavior. edited by Jagdish N Sheth. 10 Vols. 01461845,01461846, (10 Volumes).Los Angeles, Sage Publications, 01461847,01461848, 01461849,01461850, 01461851,01461852 9. 01461853,01461854, SHETH Jagdish N / Legends in marketing. Edited by Balaji C Krishnan. 9 Vols. (9 01461855,01461856, Volumes).Los Angeles, Sage, 01461857,01461858, 01461859,01461860, 01461861 10. 01461862 BRENNAN Ross / Business in busines marketing.New Delhi, Sage, 11. 01461863,01461864, CLOW Kenneth E; BAACK Donald / Cases in marketing management.New Delhi, Sage 01461865,01461866, Publication 01461867 12. 01461868,01461869, KUMAR V / Marketing research: A global outlook.New Delhi, Sage Publications, 01461870,01461871 13. 01461872 BUTTLE Francis; MAKLAN Stan / Customer relationship management: Concepts and technologies.New York, Roultedge, 14.
    [Show full text]
  • Econsoc 21-1
    Volume 21 · Number 1 · November 2019 economic econsoc.mpifg.de sociology _the european electronic newsletter 21.1 Note from the editor Content 1 Note from the editor The Brave New World The Brave New World of Big Data by Akos Rona-Tas of Big Data 4 Aadhaar: Uniquely Indian Dystopia? by Reetika Khera Akos Rona-Tas 13 Biometric IDs and the remaking of the Indian (welfare) state by Ursula Rao 22 Multiple social credit systems in China by Chuncheng Liu 33 Credit Scoring in the United States by Barbara Kiviat his issue is organized around plate readers can follow cars in 43 Bringing Context back into privacy the theme of Big Data as our many big cities and highways, regulation and beyond. About limitation on new social world, one that while cameras in public spaces re- purpose as an (old) response to (new) data Thas been taking shape thanks to three cord every second they see. Many challenges important recent advances in infor- of these sensors work without us by Karoline Krenn mation technology, all accelerated in even noticing them, like high reso- the last few years. lution satellite photos that can now 54 OpEd First, there has been an enor- deliver resolutions of 30 centime- by Jenny Andersson mous increase in our capacity to ters, while others, like our own gather and transmit data. Sensor digital cameras, require our active 56 Book reviews and communication technology al- participation by taking the pictures lows the inexpensive collection of and then uploading the digital im- Editor vast quantities of information, aid- ages.
    [Show full text]
  • Poverty Alleviation Programmes in Andhra Pradesh- an Assessment
    POVERTY ALLEVIATION PROGRAMMES IN ANDHRA PRADESH - AN ASSESSMENT (Sponsored by Planning Commission, Government of India) S. MAHENDRA DEV P.PADMANABHA RAO CENTRE FOR ECONOMIC AND SOCIAL STUDIES N.O CAMPUS, BEGUMPET, HYDERABAD –16 August, 2002 1 CONTENTS Executive Summary 3 - 11 Chapter I – Context, Objectives and Methodology 12- 25 1. Context of the Study 12 2. Brief Review of the Literature 14 3. Objectives of the Study 21 4. Methodology of the Study 22 a. Sample Design 22 b. Surveys and Data Collection 23 Chapter II – Performance of the PAPs at Macro – Level 26 - 31 a. Rural Poverty Ratios 26 b. Population and Poor 27 c. Rural Poor by Age Groups and Families 29 d. Coverage of Rural Poor Under IRDP/SGSY 30 e. Coverage under TRYSEM 30 f. Coverage under NOAP 30 g. Coverage under DWCRA, NFBS and NMBS 31 Chapter III - Performance of the PAPs at Micro-Level 32 - 111 I. Income Enhancement Schemes 32 II. Census Survey 33 III. Micro Analysis 45 IV. A. Self Employment Programmes 46 i. Integrated Rural Development Programme (IRDP) 52 a. Leakages 52 b. Retention of Assets 53 c. Income and Employment gains 72 ii. Development of Women and Children in Rural Areas 82 B. Wage Employment Programmes i. Jawahar Rojgar Yojana (JRY) 86 II. Food and Nutritional Programmes (ICDS) 88 III. Minimum Needs Programme: Indira Awas Yojana (IAY) 90 IV. Income maintenance Programme 92 V. Deepam Scheme 93 VI. Employment Assurance Scheme (EAS) 98 VII. Natural Resource management programme 102 Chapter IV - Suggestions for Improvement 112 – 115 References 116 - 118 Appendix 119 - 125 2 EXECUTIVE SUMMARY The Government of Andhra Pradesh has adopted a multifold strategy to eradicate poverty, which is multi-dimensional.
    [Show full text]
  • Social Security Measures in India: a Review on Construction Workers
    Quest Journals Journal of Research in Humanities and Social Science Volume 9 ~ Issue 7 (2021)pp: 59-66 ISSN(Online):2321-9467 www.questjournals.org Research Paper Social Security Measures in India: A Review on Construction Workers Shonal Rath B.A (Hons) Economics, University of Delhi ABSTRACT: The Social security has broad meaning in its own. It Measures in statutory shape are of latest origin as a key aspect in Industrial machine to guard personnel and their dependents against contingencies like disability, sickness, employment injury and unemployment. The Industrial Programmes based on the ideals of human dignity and social justice will relieve the anxiety of the negative labours through monetary benefit and hospital therapy. Social Security as a National Programme targets to lessen Social sufferings due to Poverty, Unemployment and Intensity of Diseases. The Schemes for Provident Fund, Medical Insurance, Maternity Benefit, Compensation and Gratuity are beneficial in India. The efficiency, extent of coverage, finding suitable policy and tactics to strengthen the transport machine in step with priorities through deliberate justice for inclusive growth is the need of the day. This paper reviews about the social security measures for construction workers in India. For employers and enterprises, social security helps maintain stable labor relations and a productive workforce. The policies and laws must be framed in such a way that they are mostly concentrated for the benefit of unorganized workforce. KEYWORDS: Social Security; Benefits; System & Welfare; Social Assistance; Social Insurance Received 29 June, 2021; Revised: 11 July, 2021; Accepted 13 July, 2021 © The author(s) 2021. Published with open access at www.questjournals.org I.
    [Show full text]
  • Social Security in India with Reference to Fiscal Sustainability and Ageing
    SOCIAL SECURITY IN INDIA WITH REFERENCE TO FISCAL SUSTAINABILITY AND AGEING A THESIS SUBMITTED TO THE MAHARAJA SAYAJIRAO UNIVERSITY OF BARODA FOR THE AWARD OF THE DEGREE OF DOCTOR OF PHILOSOPHY IN BUSINESS ECONOMICS BY HITESH I. BHATIA UNDER THE GUIDANCE OF DR. JAYANT KUMAR DEPARTMENT OF BUSINESS ECONOMICS FACULTY OF COMMERCE THE M. S. UNIVERSITY OF BARODA VADODARA, GUJARAT INDIA JUNE, 2013 I DECLARATION ‘I hereby declare that the thesis titled ‘Social Security in India With Reference to Fiscal Sustainability and Ageing’ is my original research work on the subject. The work has not been submitted previously in part or full in this or any other institute or university for the award of any other degree or diploma. Wherever contributions of others are involved, I have indicated the same with due acknowledgement and reference’. Hitesh I. Bhatia Registration No:- Place: Vadodara Date: II CERTIFICATE This is to certify that the thesis titled ‘Social Security in India With Reference to Fiscal Sustainability and Ageing’ submitted by Mr. Hitesh I. Bhatia, has been carried out by him under my guidance for the award of the degree of Doctor of Philosophy in the Department of Business Economics, Faculty of Commerce, The Maharaja Sayajirao University of Baroda, Vadodara, Gujarat. The work has not been submitted previously in part or full in this or any other institute or university for the award of any other degree or diploma. DR. JAYANT KUMAR Associate Professor Department of Business Economics Faculty of Commerce The Maharaja Sayajirao University of Baroda Vadodara, Gujarat III ACKNOWLEDGMENT Working on my Ph.D thesis has been an overwhelming experience.
    [Show full text]
  • Concept of Social Security and Labour Welfare in India: an Analytical Study*
    Imperial Journal of Interdisciplinary Research (IJIR) Vol-3, Issue-3, 2017 ISSN: 2454-1362, http://www.onlinejournal.in Concept of Social Security and Labour Welfare in India: An analytical study* Raman Sharma Ph.D. Research Scholar Department of Laws, Panjab University, Chandigarh Abstract: The concept of social security is needed economic inequalities and for making direct to establish peace, stability and protection in the contributions to the well being of all. The gist of society. Now social security has become a fact of social security is that the State shall make itself life for millions of people, throughout the world. responsible for ensuring a minimum standard of Social security is a major aspect of public policy material welfare to all its citizens on a basis wide and the extent of its prevalence is a measure of the enough to cover all the main contingences of life. It progress made by a country towards the ideal of a aims to help individuals in their times of welfare state. The main strength of the social dependency. The main risk of insecurity to which security system is that it acts as a facilitator – it human life is exposed and in relation to which helps people to plan their own future through organised society can afford relief to the helpless insurance and assistance. Social security for individuals are incidents of life occurring right workers is a concept which over a time has gained from childhood upto old age & death and include importance in the industrialized countries. Broadly, mainly sickness, maternity, invalidity, accident and it can be defined as measures providing protection industrial disease, unemployment, old age, death of to working class against contingencies like- the bread-winner and other such emergency.ii retirement, resignation, retrenchment, maternity, old age, unemployment, death, disablement and 2.1- Definitions other similar conditions.
    [Show full text]