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Offering Memorandum ANZ National Bank Limited
Offering Memorandum ANZ National Bank Limited (incorporated with limited liability in New Zealand) as Issuer and Guarantor ANZ National (Int’l) Limited (incorporated with limited liability in New Zealand) acting through its London branch as Issuer US$10,000,000,000 Medium-Term Notes Series A Notes Due One Year or More from Date of Issue Series B Notes Due from 12 Months to 60 Months from Date of Issue ANZ National Bank Limited’s obligations as Issuer or Guarantor of the Series B Notes are Guaranteed by Her Majesty the Queen in right of New Zealand ANZ National Bank Limited (“ANZ National”) and ANZ National (Int’l) Limited (“ANZNIL”), acting through its London branch (each an “Issuer” and together, the “Issuers”), subject to compliance with all relevant laws, regulations and directives, may from time to time issue medium-term notes. Notes of ANZ National are referred to as “ANZ National Notes”, notes of ANZNIL are referred to as “ANZNIL Notes” and ANZ National Notes and ANZNIL Notes are collectively referred to as “Notes”. Notes may be issued as Series A Notes, which are due one year or more from date of issue, or as Series B Notes, which are due from 12 months to 60 months from date of issue. Series B Notes will have the benefit, directly in the case of ANZ National Notes and indirectly in the case of ANZNIL Notes, of the Crown Wholesale Funding Guarantee, dated December 23, 2008 and Supplemental Deed to the Crown Wholesale Funding Guarantee, dated February 19, 2009 (collectively, the “Crown Guarantee”) executed on behalf of Her Majesty the Queen in right of New Zealand acting by and through the Minister of Finance (the “Crown”) if a Guarantee Eligibility Certificate (as defined in the Crown Guarantee) has been issued in respect of such Notes (such Notes being referred to in this Offering Memorandum as “Crown Guaranteed Notes”). -
Australia and New Zealand Banking Group Limited ANZ National Bank
Level: 3 – From: 3 – Tuesday, July 21, 2009 – 08:22 – eprint6 – 4135 Intro Australia and New Zealand Banking Group Limited Australian Business Number 11 005 357 522 (Incorporated with limited liability in Australia and registered in the State of Victoria) as Issuer ANZ National Bank Limited (incorporated with limited liability in New Zealand) as Issuer and Guarantor of Notes issued by ANZ National (Int’l) Limited ANZ National (Int’l) Limited (incorporated with limited liability in New Zealand) as Issuer US$60,000,000,000 Euro Medium Term Note Programme Under the Euro Medium Term Note Programme described in this Base Prospectus (the “Programme”), Australia and New Zealand Banking Group Limited (“ANZBGL”), ANZ National Bank Limited (“ANZNBL”) and ANZ National (Int’l) Limited (“ANZNIL”) (each an “Issuer” and together the “Issuers”), subject to compliance with all relevant laws, regulations and directives, may from time to time issue euro medium term notes (the ‘’Notes”). The payment of all amounts due in respect of any Notes issued by ANZNIL will be unconditionally and irrevocably guaranteed by ANZNBL (the “Guarantor”). The Notes issued by ANZNBL or ANZNIL are not guaranteed by ANZBGL. Unsubordinated Notes (as defined below) issued by ANZBGL may have the benefit of a guarantee provided by the Commonwealth of Australia (the “Commonwealth”, and such Notes being “Commonwealth Guaranteed Notes”). Notes issued by ANZNBL or ANZNIL may have the benefit of a guarantee provided by Her Majesty the Queen in right of New Zealand acting by and through the Minister of Finance (the “Crown”, and such Notes being “Crown Guaranteed Notes“). -
2015 Annual Report
ANZ ANNUAL REPORT 2015 2015 ANNUAL REPORT For personal use only ANZ IS EXECUTING A FOCUSED STRATEGY TO BUILD THE BEST CONNECTED, MOST RESPECTED BANK ACROSS THE ASIA PACIFIC REGION For personal use only This Annual Report (Report) has been prepared for Australia and New Zealand Banking Group Limited (“the Company”) together with its subsidiaries which are variously described as: ”ANZ”, “Group”, “ANZ Group”, “the Bank”, “us”, “we” or “our”. Thanks to the ANZ staff who volunteered for the cover photoshoot. They were: Ying Ho, Kate Hu, Natasha Nash, Shehani Noakes, Didar Singh, Chris Slade, Toby Warren. Australia and New Zealand Banking Group Limited ABN 11 005 357 522. II ANZ ANNUAL REPORT 2015 WHO WE ARE AND HOW WE OPERATE ANZ’s history of expansion and growth stretches over 180 years. We have a strong franchise in Retail, Commercial and Institutional banking in our home markets of Australia and New Zealand and we have been operating in Asia Pacific for more than 30 years. Today, ANZ operates in 34 countries globally. We are the fourth largest bank in Australia, the largest banking group in New Zealand and the Pacific, and among the top 20 banks in the world. ANZ is building the best connected, most respected bank } ANZ’s in-house regional delivery network is a source across the Asia Pacific region, to help deliver prosperity of ongoing competitive advantage for ANZ. The network for our customers and the communities in which they live, is enabling the transformation of key business activities and develop our people, and to provide shareholders sustainable delivery of productivity improvements while driving a more earnings growth. -
Australian Securities Exchange Limited Exchange Centre Level 4 20 Bridge Street SYDNEY NSW 2000
Australian Securities Exchange Limited Exchange Centre Level 4 20 Bridge Street SYDNEY NSW 2000 5 January 2010 Notice of change in interest of substantial holder - Mercury Brands Limited We refer to the notice of ceasing to be a substantial holder in respect of Mercury Brands Limited (MCB) given by Australia and New Zealand Banking Group Limited (ANZ) on 31 December 2009 (the Notice). We advise that the Notice contains incorrect details regarding ANZ's voting power in MCB, and that ANZ's voting power in MCB has not changed by more than 1% since the date of its previous notice of change in interests of substantial holder in respect of MCB dated 2 July 2009, a copy of which is attached. Yours faithfully Sharyn Page Deputy Company Secretary Australia and New Zealand Banking Group Limited Company Secretary’s Office Level 14, 100 Queen Street, Melbourne Vic 3000 GPO Box 537E, MELBOURNE VIC 3001 AUSTRALIA www.anz.com Australia and New Zealand Banking Group Limited ABN 11 005 357 522 2 July 2009 Company Announcements Australian Securities Exchange Level 4 20 Bridge Street SYDNEY NSW 2000 Company Secretary Mercury Brands Limited Fax: (03) 9676 9557 Notice of change in interest of substantial holder - Mercury Brands Limited Reference is made to the announcement made by Australia and New Zealand Banking Group Limited (ANZ) on 12 May 2008 regarding its interests in various ASX listed entities arising under transactions entered into pursuant to Australian Master Securities Lending Agreements. As indicated in that announcement, although there is some uncertainty as to whether ANZ is under a legal obligation to do so, ANZ intends to lodge substantial holding notices in relation to relevant listed entities. -
2019 Annual Report
ANZ 2019 ANNUAL REPORT Our success depends on improving the financial wellbeing of our customers For personal use only COVER STORY Supporting drought affected communities in rural Australia Brian and Heather Coxon established BJ & HD Coxon Oyster Farmers in 1985 – a time when stocks were plentiful and business was booming. Since that time, the business has faced some difficult times. An ANZ customer for 10 years, Brian has appreciated the bank’s Brian recently found himself seeking the assistance of one of support through those times. “During the algae bloom in 2010 those agencies, reaching out to the Rural Financial Counselling I went to ANZ and pleaded relief. We did not know when things Services (Southern NSW). The service, which is free, supports would pick up. I am grateful for ANZ sticking with us through rural businesses through ongoing drought, poor production or that time”. anything else affecting their business and their life. Fast forward to 2019 and Brian’s business is once again facing “When you’re doing it tough it’s all too hard, and the state you difficulties, this time as a result of the drought impacting much are in does not always lead to rational decisions,” says Brian. “The of Australia. financial counsellor looks at you as a person, as well as a business.” “Oyster farming needs fresh water,” says Brian. “Famine on the land Brian looks forward to building up the business again, but he means famine in the sea. The oysters have poor growth, it’s difficult doubts things will ever be as good as they were in 1985. -
2010 Annual Report
ANZ 2010 ANZ AnnualReport 2010 YOUR ANZ YOUR WORLD ANNUAL REPORT 2010 We live in your world Cover: James Riley, Relationship Manager and Jenny Fan, Assistant Manager, Business Banking, Melbourne, Australia BUILDING A BANK OF GLOBAL QUALITY WITH A REGIONAL FOCUS Almost three years ago ANZ took a decision to change. We set an aspiration to become a super regional bank – a bank of global quality with clear strategy to focus on growth in Asia Pacifi c, one of the world’s fastest growing regions. We had strong franchise in retail, commercial and institutional banking Together, our franchise, our clear strategy and the actions we have in our home markets of Australia and New Zealand and an existing but taken to change have uniquely positioned us to ride the wave of under developed presence in Asia dating back more than 30 years. growth in the region and to create value for our customers and for Our aspiration and the foundation we had to build on played perfectly our shareholders. into the growing economic, trade, educational and cultural linkages Today, ANZ is the only Australian bank with a clearly articulated between Australia, New Zealand and Asia Pacifi c. strategy to take advantage of Australia and New Zealand’s With our roadmap for change, ANZ remained well capitalised and geographic, business and cultural linkages with Asia, the fastest profi table through a time of great turmoil in global markets. This has growing region in the world. enabled us to take advantage of opportunities to grow and to make tangible progress toward becoming a leading bank in the region. -
Right Place Right Time 2012 Annual Report
2012 ANNUAL REPORT RIGHT PLACE RIGHT TIME OUR SUPER REGIONAL STRATEGY PUTS ANZ IN THE RIGHT PLACE AT THE RIGHT TIME OUR PEOPLE AND UNIQUE STRATEGY ARE THE KEYS TO OUR SUCCESS ANZ IS EXECUTING A FOCUSED STRATEGY TO BUILD THE BEST CONNECTED, MOST RESPECTED BANK ACROSS THE ASIA PACIFIC REGION. WHO WE ARE AND HOW WE OPERATE ANZ’s history of expansion and growth stretches over 175 years. We have a strong franchise in Retail, Commercial and Institutional banking in our home markets of Australia and New Zealand and we have been operating in Asia Paci c for more than 30 years. Today, ANZ operates in 32 markets globally. We are the third largest bank in Australia, the largest banking group in New Zealand and the Paci c, and among the top 20 banks in the world. Res pon P nd for si u OUR SUPER a ou bl r n ed k r c e p o t an pe u gr i ec b op st o o REGIONAL STRATEGY s n d n le om w i n te io a th s o c eg n e V c e r d rs a e t p r c , n s s u o sh d » Strengthening our business in e e o m b r s a p t s m r r e s o e o Australia, New Zealand and the r u h s h o n T c o p m a i t ld e Paci c, while establishing a signi cant ie r e i s r t s y presence in key markets in Asia. -
Research Commons at The
http://waikato.researchgateway.ac.nz/ Research Commons at the University of Waikato Copyright Statement: The digital copy of this thesis is protected by the Copyright Act 1994 (New Zealand). The thesis may be consulted by you, provided you comply with the provisions of the Act and the following conditions of use: Any use you make of these documents or images must be for research or private study purposes only, and you may not make them available to any other person. Authors control the copyright of their thesis. You will recognise the author’s right to be identified as the author of the thesis, and due acknowledgement will be made to the author where appropriate. You will obtain the author’s permission before publishing any material from the thesis. Credit Loss Dynamics in Australasian Banking A thesis submitted in partial fulfilment of the requirements for the degree of Doctor of Philosophy at the University of Waikato by Kurt Hess Department of Economics University of Waikato Management School 2008 [email protected] Date: 10 April 2008 i Abstract The purpose of this thesis is to analyze the drivers and dynamics of credit losses in Australasian banking over an extended period of time in order to improve the means by which financial institutions manage their credit risks and regulatory bodies safeguard the stability and integrity of the financial system. The analysis is based on a specially constructed data base of credit loss and provisioning data retrieved from original financial reports published by Australian and New Zealand banks. The observation period covers 1980 to 2005, starting at the time when such information was published for the first time in bank financial statements. -
ANZ 2020 Annual Report
9 November 2020 Market Announcements Office ASX Limited Level 4 20 Bridge Street SYDNEY NSW 2000 ANZ 2020 Annual Report Australia and New Zealand Banking Group Limited (ANZ) today released its 2020 Annual Report. It has been approved for distribution by ANZ’s Board of Directors. Yours faithfully Simon Pordage Company Secretary Australia and New Zealand Banking Group Limited For personal use only Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ANZ Centre Melbourne, Level 9A, 833 Collins Street, Docklands VIC 3008 For personal use only 2020 ANNUAL REPORT Overview How we Performance Remuneration Directors’ Financial Shareholder create value overview report report report information CUSTOMER STORY ADAPTING Growing business An ANZ customer for more than 50 years, fellahamilton has been during a crisis in the business of Australian women’s fashion since the early 1970s. Today, the company is managed by David Hamilton (son of the eponymous founder) and his wife, Sharon Hamilton, CEO. When the COVID-19 pandemic first hit Australia in March, times were challenging. Within the first few weeks of lockdowns, dentists and hospitals. We’ve hired back they had to let go of employees at their all of our staff and have never been busier,” Moorabbin factory and retail stores says Sharon. nationally were shut. David credits the move into making PPE However, shortly after, a doctor friend of to his wife’s optimistic nature and tendency Sharon’s asked her to make a scrub set, as to ‘think outside the box’. there was a limited supply of Personal “Changing direction wasn’t easy,” says David. -
1996 Annual Report
ANZ has branches or representative Limited Zealand Banking Group Australia and New offices in 43 countries: AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED Australia New Zealand Argentina Bahrain Bangladesh Brazil Chile China Cook Islands Fiji France Germany Greece Guernsey Hong Kong India Indonesia 1996 Annual 1996 Annual Report Iran Japan Jersey Jordan Korea Malaysia 1996 Annual Report Mexico Nepal Oman Pakistan Papua New Guinea Philippines Qatar Singapore Solomon Islands Sri Lanka Switzerland Taiwan Thailand Tonga United Arab Emirates United Kingdom United States of America Vanuatu Australia and New Zealand Banking Group Limited ACN 005 357 522 Vietnam Registered Office: Level 2, 100 Queen Street, Melbourne, Victoria 3000, Australia. Western Samoa Telephone: (03) 9273 6141 Facsimile: (03) 9273 6142 Key Dates CONTENTS SHAREHOLDER INFORMATION ANZ at a Glance ......................................................... 2 Dividends Brief overview of the Group, Australia, Books close for The final dividend of 24 cents per share will be paid New Zealand and International operations on 15 January 1997 bringing the full year dividend to Annual General Meeting Final Dividend 42 cents per share. The interim dividend paid in July The Annual General Meeting Chairman’s Report ...................................................... 4 1996 was 50% franked and the final dividend is fully will be held at the Savoy Ballroom, 13 December 1996 “good profit outcome for shareholders” franked at 36% for Australian taxation purposes. Dividends may be paid directly to a bank account in Grand Hyatt Melbourne, Chief Executive Officer’s Review............................ 6 Australia, New Zealand or United Kingdom. 123 Collins Street, Melbourne Annual General “change initiatives are the key task” Shareholders who want their dividends paid this way on Wednesday, 15 January 1997. -
Billabong International Limited ANZ Gives This Notice of Change in Interest
11 August 2006 Company Announcements Australian Stock Exchange Level 10 20 Bond Street SYDNEY NSW 2000 Notice of change in interest of substantial holder- Billabong International Limited ANZ gives this notice of change in interest of substantial holding in respect of Billabong International Limited. Yours faithfully John Priestley Company Secretary Form 604 Corporations Act 2001 Section 671B Notice of change in interests of substantial holder Billabong International Limited (the "Entity") To Company Name ACN/ABN 084 923 946 1. Details of substantial holder Name Australia and New Zealand Banking Group Limited (ANZ) ACN/ABN (if applicable) 11 005 357 522 There was a change in the interests of the substantial holder on 04 August 2006. The previous notice was given to the company on 7 September 2005. The previous notice was dated 7 September 2005. This notice is given by ANZ on behalf of itself and each of the related bodies corporate of ANZ (“ANZ Subsidiaries”) specified in the list of 7 pages annexed to this notice and marked Annexure ‘A’. 2. Previous and present voting power The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate had a relevant interest in when last required, and when now required, to give a substantial holding notice to the company or scheme, are as follows: Class of securities Previous notice Present notice Person's votes Voting power % Person's votes Voting power % Ordinary Fully Paid Shares 10,345,525 5.01 12,630,204 6.10 3. -
For Personal Use Only Use Personal For
Australia and New Zealand Banking Group Limited ABN 11 005 357 522 Full Year 30 September 2016 Consolidated Financial Report Dividend Announcement and Appendix 4E The Consolidated Financial Report and Dividend Announcement contains information required by Appendix 4E of the Australian Securities Exchange (ASX) Listing Rules. It should be read in conjunction with ANZ’s 2016 Annual Report, and is lodged with the ASX under listing rule 4.3A. For personal use only RESULTS FOR ANNOUNCEMENT TO THE MARKET APPENDIX 4E Name of Company: Australia and New Zealand Banking Group Limited ABN 11 005 357 522 Report for the year ended 30 September 2016 1 Operating Results AUD million Operating income -3% to 20,529 Net statutory profit attributable to shareholders -24% to 5,709 Cash profit2 -18% to 5,889 3 Dividends Cents Franked 4 per amount share per share Proposed final dividend 80 100% Interim dividend 80 100% Record date for determining entitlements to the proposed 2016 final dividend 15 November 2016 Payment date for the proposed 2016 final dividend 16 December 2016 Dividend Reinvestment Plan and Bonus Option Plan Australia and New Zealand Banking Group Limited (ANZ) has a Dividend Reinvestment Plan (DRP) and a Bonus Option Plan (BOP) that will operate in respect of the 2016 final dividend. For the 2016 final dividend, ANZ intends to provide shares under the DRP and BOP through the issue of new shares. The 'Acquisition Price' to be used in determining the number of shares to be provided under the DRP and BOP will be calculated by reference to the arithmetic average of the daily volume weighted average sale price of all fully paid ANZ ordinary shares sold in the ordinary course of trading on the ASX during the ten trading days commencing on 18 November 2016, and then rounded to the nearest whole cent.