July-October 2018 KASANAG Page 1

July - October 2018 | Vol. 12. No. 2

DCCCO is 2018 Gawad Parangal Awardee DCCCO DCCCO Multipurpose the Regional Gawad Chairman of the Board Multipurpose Cooperative, which Parangal held at the of Administrators, Usec. Cooperative is the 2018 result in empowering and Provincial Capitol, Cebu Orlando R. Ravanera, CDA Gawad Parangal alleviating the lives of City. This award was Dr. Nora P. Patron, and National Awardee for its members, benefiting given by the Cooperative Governor Hilario Davide achieving excellence the whole community as Development Authority Jr. in providing financial well. The awarding was (CDA) to recognize the Other recipients products and services to held on October 26, 2018 exemplary performance from members. at the Novotel, Cubao, of cooperatives, coop were the Provincial The Office of Quezon City. BOD Chair leaders, cooperative Cooperative Development the President in the William Ablong and CEO development offices and Council (PCDC) for Best Malacañang Palace, Flordeliz Bokingkito local government units. Performing Cooperative through the Cooperative received the award. With the award received, Council, Atty. Gloria G. Development Authority On September DCCCO qualifies in the Futalan as Outstanding (CDA), recognizes the 17, 2018, DCCCO national level. Cooperative Leader, effective and efficient Multipurpose Among the and NORECO ll as Best provision of financial Cooperative was First guests present during Performing Electric products and services of Runner-up during the awarding were Cooperative. Page 2 KASANAG July-October 2018 perspectives: Financial, Customer/Member, Internal Business Process, DCCCO @ and Learning and his year’s Asian Credit Growth. Union Forum which The results was held in the showed that T DCCCO is a Philippines coincided with the 200th Anniversary performing of Frederick cooperative; Raiffeisen, yet despite the the founder number of years of of credit existence, the local, union; hence, regional, and national the theme of employees. awards received, and “Rekindling With the growth of the statistics to prove Raiffeisen’s Ideologies in DCCCO, how far has it reached our achievements, DCCCO the Heart of Every Credit out to our members? Within still needs to work hard Union.” The ideologies he 50 years of its operation, can before we can truly say WE conceived and shared to 235 we say that DCCCO has given ARE A MULTIPURPOSE million members of financial a huge impact in the lives of COOPERATIVE, a world cooperatives around the world its members? Has DCCCO class cooperative that serves helped to better their lives. been able to address the needs as a catalyst in improving the Raiffeisen stressed on equity, of its members? Has the idea lives of Filipinos. participation, self-reliance, of helping people to help We hope that the and transparency. themselves been observed? ideologies Raiffeisen DCCCO Multipurpose To be able to measure introduced in the cooperative Cooperative also celebrates the journey of our cooperative, would continue to inspire its 50th year this year. It we submitted to an evaluation. DCCCO as it continues to has grown big as shown in The assessment was anchored soar. statistics: 106,150 members. on the 4.6 billion total assets, eight scorecard branches, additional satellite under the offices, and increased number following July-October 2018 KASANAG Page 3 DCCCO Multipurpose Cooperative Holds Official Groundbreaking Ceremony for its own DCCCO Hotel

homegrown cooperative, DCCCO Multipurpose Cooperative, formerly Credit ACooperative, officially broke ground on its new venture – a five-story DCCCO Hotel on Monday, June 18, 2018 at Upper Luke Wright Street, Poblacion 2, Dumaguete City, just behind the DCCCO Main Office building. The DCCCO hotel will have 54 guestrooms, function rooms, a restaurant, coffee shop, fitness gym, a street-level ground floor parking area and a one of a kind rooftop swimming pool with a relaxing view of the city and its scenery. The groundbreaking ceremony was witnessed by DCCCO’s Board of Directors: Chairperson William E. Ablong, Vice-Chairperson Atty. Vivian O. Maquiling, Mrs. Marina C. Mendoza and Atty. Lowell A. Andaya, Incorporators Dr. Sylvia L. Flores and Mrs. Patria C. Fortich, Chief Executive Officer Flordeliz V. Bokingkito, Managers Mildredo T. Umbac, Teodomero T. Almaida and Felix C. Pino, and Cooperative Secretary Epifania D. Sonjaco. It was also graced with the presence of the contractor, G. Uymatiao Jr. Construction, represented by Engr. Gregorio L. Uymatiao, Jr. and Arch. Gerard L. Uymatiao, the design team, R. Garcia and Associates, represented by Arch. Rainier V. Garcia, the DCCCO Technical Working Group (TWG): Engr. Teodoro R. Torrevillas, Engr. Renato S. Infante, Jr. Mr. Fernando T. Uy, Mrs. Fe P. Ortega, Brgy. Captain Pedro R. Suniega and the officials of Brgy. Poblacion 2, the Traffic Management Office headed by Mr. Gilbert E. Ablong, former General Manager Felicidad L. Ruiz, PFCCO CEO Emma S. dela Cerna, DCCCO officers and staff, and some members of the cooperative. Emanating from a humble beginning with minimal initial capitalization from parents and teachers of Dumaguete Cathedral College but with the noble vision of the founders, pioneering members and incorporators, DCCCO was organized in 1968. Now, it is recognized as one of the top cooperatives in the country, garnering local, regional and national awards for its best practices, good governance, transparency, poverty alleviation programs for its members and community service all for the glory of God. Looking back on how this prestigious cooperative came to be, the ceremony turns teary as speakers talk of its history, origin and the challenges it overcame these past 50 years. As it celebrates its golden jubilee, DCCCO Multipurpose Cooperative paves the way to progress not only for its member- owners but for the community and the whole cooperative movement. With a vision of being a world-class cooperative driven by excellence and caring service, DCCCO, through its hotel project, will provide each guest a truly memorable stay at “a comfortable and affordable home away from home.” Page 4 KASANAG July-October 2018 OFFICERS ATTEND 14TH NATIONAL COOPERATIVE SUMMIT By: Samuel B. Masayon, ETICOM, DCCCO-Bayawan Branch

The 14th National Cooperative summit was held in Davao City with the Theme: “OVERCOMING CHALLENGES SUCCEEDING TOGETHER UNDER ONE APEX” last October 3-5, 2018 at SMX Convention Center Lanang, Davao City. It was hosted by local coop: MASS- SPECC Cooperative Development Center, VITO National, Tagum Cooperative, CLIMBS, Life and DCCCO Participants from different branches: from left: Mr. Emmanuel Jay Torred, General Insurance Cooperative Mr. Feljun L. Bomediano, Mr. Jayfrey B. Gapol, Mr. Marcelino C. Oro, Honorable Cong. Sabiniano S. Canama, BOD Atty. Vivian O. Maquiling, BOD Marina C. Mendoza, Felime M. and Coop NATCCO Network Facturan, Andrew C. Banquerigo, Lovjoy Tobongbanua and Samuel B. Masayon with ATING KOOP “(Adhikaing TInataguyod NG KOOPeratiba)” Party List. the great role for nation building Challenges in response to BSP’s DCCCO was one of the towards socio-economic progress Drive for Financial inclusion. Banks attendees to this great National and sustainable development. are reaching out to the unbanked, Cooperative Summit of all Philippine Cooperative Apex and the poor in rural areas. So, they Cooperatives with approximately (One Apex-Philippines perspective) established Micro Business Offices three thousand participants. The has been the topic of this convention (MBO), Branch-lite banking unit, DCCCO Officers were headed to be established in 2020 to have Cash agent delivery channels, basic by BOD officers Atty. Vivian ONE COOP INVESTMENT, ONE accounts for small value account O. Maquiling, and Mrs. Marina COOP INSURANCE and ONE transaction and National Retail Mendoza. Other Officers attending COOP BANK so that Primary Payment System. were representatives from Bayawan Coops will affiliate and support The PRODUCERS AND Branch, Bais Branch, Kabankalan the unification of Co-op Sector, MARKETING Pillars are combined Branch, Guihulngan Branch, Think and Act Big: “1Coop”. services of the cooperative. Most of Sibulan Branch, and Now is the time to integrate, unify the cooperatives in Mindanao and Branch. and transform the Coop sector Luzon are producers coop and at Major sponsors of the event in the Philippines. As MASS- the same time marketing their farm were “1 Cooperative Insurance SPECC said, support coop projects products, feed mills, sugar mills, System of the Philippines (CISP)”, (water, health, rice, feed mills and plantations and etc. To date, they Life and General Insurance others) under the different Pillars: have a number of producers from Cooperative CLIMBS, and others. FINANCE, PRODUCERS AND micro cooperatives working on the The goal of the National MARKETING, SERVICES, and ground; they need assistance from Cooperative Summit was to unify EDUCATION AND ADVOCACY. Finance Pillar to sustain farmers’ all cooperatives in the nation as one Financial Pillar, was reported production and marketing efforts. representative. The activity was as by NATCCO, MASS-SPECC, They have linkages to medium and an opportunity for our cooperative CLIMBS, 1CISP, and METRO big co-ops on how they can catch leaders from all over the country SOUTH COOPERATIVE BANK. up marketing with production. The to discuss in one venue to address It spoke about a state wherein there structure of the small coops is not the increasing pressure on sectoral/ is effective wide range of Financial the issue of unification but we focus marginal groups and strategic services for all Filipinos like Savings, the sector. The challenges are how action towards economics, social Credit, Investments, Payments and we support our micro cooperative and environment sustainability for Remittances and Insurance. Also for sustainable program, how we a better life of the cooperators. In they contributed 2.45% increase on can extend financial support with that way the Cooperative played Mindanao employment problem. However, they also face Financial Continue to page 5... July-October 2018 KASANAG Page 5 Parking Attendants Pepino conducts Anti-Human attend PESO Program Trafficking Seminars Orientation Ms. Marlene Pepino, a flesh trade. DCCCO Multipurpose Two separate People’s representative from the VISAYAN Cooperative through the Gender Economic SuppOrt (PESO) Forum, conducted a seminar on and Development (GAD) and ETIC Program orientations were Anti-human trafficking to forty- committees initiated the conduct of conducted to the parking attendants two (42) Pantawid members in the said activity. in Dumaguete City. The first Dumaguete on August 9, 2018 at Other than the Anti- orientation was conducted to six the DCCCO Main Branch. Another trafficking seminar, DCCCO has parking attendants at DCCCO batch of thirty-nine (39) Pantawid been doing awareness sessions on August 18. The second batch members from Siaton was given on Gender Sensitivity, Violence was given the same orientation at the same at the Social Hall of St. Against Women and their Children the Feeding Area, Marian Hall, Nicholas De Bari Parish, Siaton on (VAWC), and Anti-Bullying. Series Cathedral Compound to 18 parking August 20. BOD Officers Marina of anti-human trafficking seminar attendants surrounding the market C. Mendoza and Atty. Vivian O. will be conducted to members in areas and along Perdices Street Maquiling were present. the Main Branch and the rest of the on August 29. Six participants This seminar was held branches until the end of the year. immediately enrolled in the PESO to raise the awareness of the Ms. Pepino, on the other Program. community, especially the Co-op hand, also conducted series of DCCCO initiates this activity to help these attendants members about human trafficking. orientation sessions on Anti- become members of PESO and Ms. Pepino has been working with Bullying to Aflatoun members. Anti- eventually become members of the the Visayan Forum for a number of bullying sessions are conducted years already. Visayan Forum is an cooperative. Mrs. Monaliza M. to give learners orientation about Nemenzo, DCCCO Community organization whose advocacy is on what bullying and anti-bullying is, Dev’t. Specialist and ETIC Officer the protection of women, men, and what to do, and how to cope in case Mr. Charlemagne M. Calunsag children from human slavery and bullying occurs in their school. coordinated the orientations.

from page 4 14th Summit... The success and failure of the 4. Needs to have a reliable, very low interest rates and other Cooperative lies on the education consistent advocacy group and advocacies. committee on how the mission, platform. SERVICES Pillar: vision and goals of the cooperative 5. Needs to have a reliable Cooperatives are those working as be delivered to all member owners research body. service provider like water provider, of the co-op, how wealth distribution In 2020, the 15th National electrical services, transportation, of the co-op or the profit of the co- Cooperative Summit will be held in labor service and workers. The op be distributed to members, good Iloilo City. challenge of Electric services governance of the co-op, how they is to harmonize the policies of are delivered and understood by the CDA, NEA, ERC and DOE for members-owners. This committee non-issuance of Share Capital plays a vital role on the following Certificates and non-distribution of advocacies: share capital and patronage refund. 1. Ability of the co-op education The CDA regulates registration of committee to build alternative socio pseudo labor services coops that are economic structure. intended to “escape” regulations of 2. Self-reliance builds contractual workers. confidence, results in empowerment The EDUCATION AND of the grassroots. ADVOCACY Pillar is considered 3. Leads to nation building and the lifeblood of all Cooperatives. countryside development. Page 6 KASANAG July-October 2018 Purpose-Driven Leader,

CreditBy: WilliamUnion E. Ablong Chairperson, Board of Directors er invitation by the Association communities in attracting and of Asian Confederation of retaining members. PCredit Unions (ACCU), I presented a paper on Purpose Benefits Driven Leadership: Discovering There are advantages to Why you are in the Credit Union being focused, determined, and during the Asian Credit Union decisive: Forum 2018 last Sept. 10-16 in Manila. This coincides with the Engagement. Purpose is a key 200th Year Raiffeisen anniversary driver of cooperative employee with the theme “Rekindling engagement. When a worker has and shareholders during the Raiffeisen’s Ideologies in the Heart purpose in what he/she is doing and often-painful transition periods of Every Credit Union.” he/she strongly believes that he/she that normally come in the life of The forum was hosted by is contributing to humanity’s good, organizations. the Philippine Federation of Credit that worker becomes intensely Cooperatives and the National driven and highly engaged and Vision. Serving all stakeholders Confederation of Cooperatives. will do anything and everything to and aspiring to improve society With me as forum panelists were exceed what he/she is capable of enables a broader vision-a bigger Dolly Goh, Chief Executive doing. game to play-making purpose- Officer of the Singapore National driven cooperatives more likely to Cooperative Federation Ltd. and Culture. Credit cooperatives with spot unforeseen opportunities and Babu Markus Gomes, President of a purpose statement possess a new risks. the Christian Cooperative Credit stronger culture than those without, Union Ltd. in Dhaka, Bangladesh. and the positive effect is multiplied. Learning environment. While That culture is confident and not many cooperatives and credit Purpose-driven orgs apprehensive; optimistic without unions understand that having a For organizations to be being naïve. Radical outspokenness stated purpose is important, they genuinely and accurately “purpose flourishes and people across the struggle to weave it into day-to- driven,” they should look outside cooperative can vigorously deal day business operations. It is found of their own walls and think like with pressing issues. that purposeful organizations build a social enterprise by working to leaders’ skills in inspiring, adapting, solve a specific problem. Agility. This enables a purposeful and team leadership. They do It is action, not simply organization to respond more this by focusing on experiences, good intentions, that proves swiftly and efficiently when coaching, and mentoring, Leaders an organization is following opportunities arise or danger learn from leaders, and they coach through with their purpose. Tools, threatens. and develop their people. assessments, and standards can reveal if the organization is walking Resilience. Purposeful credit Becoming a purpose-driven leader the talk, or just talking the talk. cooperatives that enjoy higher The evidence that becoming The seven cooperative levels of trust and loyalty are a purpose-driven organization principles give credit union more resilient when the going gets leads to greater success is difficult networks huge opportunities to tough. They are also better able engage with other purpose-driven to retain members, employees, Continue to page 7... July-October 2018 KASANAG Page 7 from page 6 Purpose-Driven... aware of what’s happening in the Because I believe deeply in to deny. Organizations that are group. Trust the team members to a cause that is guided by Christian successful share one common trait use their skills and their creativity, values that are important not only – they pursue a specific purpose, and show them that the leader is to the coop and its employees, but in addition to pursuing profits also trustworthy like them. The its members and larger community; and other things. An organization stronger the relationships are Finally, it’s because that has a purpose is able to better within the teams, the more likely DCCCO knows its purpose and engage and mobilize its people and that everyone will be pulling the acts accordingly. resources to reach its goals, rather cart in the same direction and be I am one person who is than simply managing them to able to achieve the organization’s driven by my own purpose. I am accomplish task. But how can we purpose. glad I belong to a purpose – driven spot the purpose – driven leader? Identify and encourage Cooperative. The purpose – driven leader employees/co-officers’ strengths of a credit cooperative or any – Everyone has strengths, and it organization has these facets in his/ is the job of the leader to expose Editorial her personality: workers’/co-officers’ strengths, and Clarifies the connection encourage their development. All between tasks and purpose – One too often, leaders focus on areas Staff common reason for disengagement that need improvement – which Executive Editors: within an organization is that is important – but identifying and workers are not clear about how encouraging what people are good Dir. William E. Ablong their jobs relate to the overall at and allowing them to put those BOD Chairperson purpose of the company. Workers skills to work toward a purpose can want to feel like their work matters boost engagement. Atty. Vivian O. Maquiling and are important to the firm, so Align goals with purpose – BOD Vice-Chair when they don’t understand where Finally, the last trip for becoming a they fit into the bigger picture, it can better purpose – driven leader is the Editor-in-Chief: lead to frustration and have them most obvious – when developing Dr. Consolacion C. Unabia simply going through the motions. goals for the organization, align Vice-Chair ETICom I believe that a leader in a them with the overall purpose. cooperative must make his/her co- Again, the idea behind this type Associate Editors: workers/co-officers, and members of leadership is to work toward a Flordeliz V. Bokingkito (CEO) understand how his or her role specific purpose, so everything that Fe P. Ortega (PDO) fits in to the larger purpose of the must be done should be tied to that. organization and why their work For eight years now ETICom Officers: or their presence matters. This may (since 2010), I’ve been serving Carmen P. Baylon require revising job descriptions, as chairperson of DCCCO after Nella R. Ibarra or even changing some roles, but being duly elected as Director the outcome is that of a stronger, every two years and being chosen Contributors/Reporters: more focused team in which every as chairperson of the Board of ETIC Officers member knows why he/she is there Directors every year. Branch Managers and why he/she is doing the job. I joined this Cooperative DCCCO Staff Build stronger relationships because its goals are aligned with my with co-workers/officers. One of personal environmental advocacy Photojournalists: the biggest drivers of employee and on uplifting the quality of life Gerald M. dela Cerna engagement is relationship. Being of the people, especially the poor Vhrence Kirby B. Nuñez responsible for the management of and the marginalized; people, the relationships – or lack It places priority on purpose, Managing Editor: of relationships – can have a direct character, and integrity; Marie Keth A. Cabajon effect on everyone’s performance. It makes decisions not just A leader must take the time to listen for the good of the coop, but for the Circulation: PDO to employees/co-officers and be good of other people; Page 8 KASANAG July-December 2017 July-December 2017 KASANAG Page 9 Page10 KASANAG July-October 2018 Tree Planting Skills Trainings Conducted Conducted Several skills trainings were scheduled The annual tree by Ms. Monalisa Nemenzo, planting and growing Community Development activity of DCCCO was Specialist. The purpose conducted in Panubtuban, of the trainings was to Dauin, Negros Oriental on provide additional income September 4, 2018. The generating activities to activity was organized by augment our members DCCCO and attended by family income. Rug the Pantawid members Making was scheduled led by ML Anna Mirasol, to one hundred-one (101) Dauin LGU officials Pantawid members in headed by their Municipal Dumaguete on August Mayor Neil Credo, Dauin 10-11, 2018. Their rugs PNP, Rural Health Unit, were bought by DCCCO small engine repair-Level Scheduled sessions on 2 was given to thirteen (13) Mushroom Production and the Barangay officials employees and other of Panubtuban led by interested customers. The PESO Tricycle drivers in started with orientation Dumaguete on August 12, on mushroom growing, the barangay captain income from their sales Marlito Tubog. DCCCO became the seed money for 2018. Mr. Mario Duran exposure to a mushroom gave the training. Level farm, and preparation of was represented by BM their business. Mildredo Umbac, ETIC Another group 1 training was focused mushroom fruiting bags. on trouble shooting small The farmers decided to go officer Charlemagne of fifty-one (51) Valencia Calunsag, MESO Venus Pantawid members was engine. into this kind of agricultural Moreno, and Mr. Renato also given Rug Making The PWD’s endeavor because of the training . It was conducted sector, on the other hand, demand for mushrooms in Patrocinio, a staff. Fruit- in Sagbang, Valencia on underwent a training on the market, and it does not bearing trees were planted September 6-8, 2018 and candle making. need a large space to grow in the mountainous area to forty-nine (49) Bacong The farmers group them. Ms. Fe S. Pelosopo support the government’s Pantawid members also also had a training on the facilitated the activity. There campaign to rehabilitate the attended the same training Preparation of Mushroom are fifteen (15) farmers who denuded area and eventually on September 20-22, 2018. Fruiting Bag. This took have been attending these prevent soil erosion, flush A skills training on place on August 30, 2018. series of trainings. floods, and landslides. Sectors hold 3rd quarter meetings Third quarter Evaluation Tool for the at the 4th floor of the status and additional meetings were held by skills trainings conducted Main Office building. savings accounts. various groups. One to members, and inspection Discussed were concerns The youth group was conducted by the of the trees planted in the on membership update also conducted the Youth branch ETI Committees vicinity of Lake Balanan and monitoring of the area Assembly on August 18, on September 23, 2018 several years ago. Each coordinators schedules on 2018 at the Main Branch. at Balanan, Siaton. branch ETICom presented the conduct of PMES and There were 169 Kiddie and Discussed during this their accomplishment OMs in their respective Teen Savers who attended meeting included the reports for one quarter. areas, update on new the gathering. The Kiddie new co-op policies, The Area policies, and plans for the and Teen savers are updating of the Visayan Coordinators also held upcoming months ending supervised by Miss Hisovi version of the Gender their quarterly meeting in December. There were Kristine Alonzo. BOD Sensitivity Orientation, the October. Sixty-one (61) also some concerns treated Vivian Maquiling and presentation of the Visayan area coordinators attended during the meeting as Mrs. Venus Moreno were version of the Impact the meeting conducted regard their membership present. July-October 2018 KASANAG Page11 PFCCO and NATCCO host Asian Credit Union Forum 2018 The Philippines became ACU Forum 2018 aimed to BOD Chair William E. Ablong. the site for the Asian Credit recall Raiffeisen and his work and His topic was on “Purpose Driven Union Forum 2018 with the the ideologies he shared that helped Leadership: Discovering Why You theme “Rekindling Raiffeisen’s 235 million members of financial are in a Credit Union.” Ideologies in the Heart of Every cooperatives around the world to Delegates from DCCCO Credit Union” on September 13- better their lives. were Mr. William Ablong, Atty. 15 at the Crowne Plaza, Manila. The plenary session topics Vivian Maquiling, Mrs. Marina Twenty-two countries attended the were on Raiffeisen, Great Idea; The Mendoza, Ms. Mary Magdalene said forum – Australia, Bangladesh, Power of One; Desjardins Group: Villegas, Atty. Felix Araula, Atty. Canada, China, Germany, Strong community values, people- Lowell Andaya, CEO Flordeliz Hongkong, Indonesia, Kenya, focused, modern, high performance Bokingkito, Dr. Consolacion Lao PDR, Malaysia, Mongolia, and simple to do business with; Unabia, Dr. Sylvia Flores BMs Nepal, Philippines, Singapore, How Financial Cooperatives Mildredo Umbac, Felix Pino, South Korea, Sri Lanka, Taiwan, Cope with Big Technology’s Liberato Encoy, Andrian Flores, Thailand, Timor Leste, United Trends - payments, remittances, Kerwin Catubig, and Teodomero Kingdom, USA, and Vietnam. This and artificial intelligence; and Almaida. Atty. Maquiling and Mrs. year’s ACU Forum coincided with Rekindling Raiffeisen’s Ideals in Mendoza attended the Seminar on the 200th year Anniversary of F.W. the Heart of Every Credit Union. Women and Youth, a pre-forum Raiffeisen, the founder of credit Break-out sessions were grouped on workshops on September 10-11 at union. The Philippine Federation three areas: People differentiation, the same venue. Other activities of Credit Cooperatives (PFCCO) Creating Member Value, and Credit of the forum included exposure and the National Confederation Union Developments. visits to different cooperatives in of Cooperatives (NATCCO) hosted One of the speakers during Bulacan, Rizal, Valenzuela, and the week-long activity. the breakout sessions was DCCCO Quezon City. NATCCO holds Aflatoun Orientation The National Confederation Melissa Lero of Zamboanguita school to collect the deposits of of Cooperative (NATCCO) Science High School. The the students. conducted an Aflatoun orientation purpose of the said activity was to At present, there are to 30 principals and teachers from provide the teachers an orientation 20 Aflatoun member schools six (6) schools on September 15- on how to integrate financial with 2805 members having 17, 2018 at the DCCCO Main literacy, governance, and thrift in a total savings deposit of Office. NATCCO trainers were their lessons. Php.1,170,236.23. Other Aflatoun Ms. Anna Laurene Del Rosario To date, DCCCO has orientations initiated by DCCCO and Mr. Rodolfo M. Villanueva. already twenty school affiliates were conducted in Jantianon Principals present, together with to the Aflatoun Program. The Elementary School (August 9), their teachers, were Mr. Luisito members of the Aflatoun are Camanjac Elementary School Mapue of Piapi High School, Mr. students seven to seventeen years (August 22), Junob National High Alden Rabina of Dumaguete City old. With only twenty five pesos School (August 23), Dumaguete High School, Mr. Eudes Beltran as a startup, the student becomes City High School (August 25), of Junob Elementary School, Ms. a member. The goal of Aflatoun is HFGM Elementary School Gemma Teves of Camanjac Elem. to develop in the students the habit (August 25), and Zamboanguita School, Ms. Rosanna Mariñas of of saving. Every week, a field Science High School (August Candau-ay Elem. School, and Ms. collector will visit the affiliate 28). Page12 KASANAG July-October 2018 Camanjac and Candau-ay Elementary Schools benefit supplemental feeding from the two schools: Ms Rosanna Mariñas of CANDES and Ms. Gemma Cherrypie Teves of CAMES expressed their gratitude for the help extended by our Cooperative in alleviating the health conditions of their pupils. BOD Officers present during the separate launching were Chairperson William Ablong and Vice-Chair Vivian Maquiling. Also present were Branch Manager Mildredo Umbac, MESO Venus Moreno and Ms. Annamar Eparwa. Dr. Juditha Mapue and Dr. Audrey Bolodo represented DepEd Two elementary schools in one (41) pupils from Camanjac in CANDES while Assistant Dumaguete are beneficiaries of Elementary School (CAMES) Superintendent Nelson supplemental feeding initiated have availed of the supplemental Caday represented DepEd in by DCCCO Multipurpose feeding for ninety (90) days. CAMES. Feeding the identified Cooperative. Forty (40) pupils DCCCO launched this activity malnourished pupils is one of from Candau-ay Elementary on August 9, and August 10, the social service concerns of School(CANDES) and forty- respectively. The principals DCCCO. MIS Staff attends CBMIS Roadshow on the producers and consumers is more Industry, and Philippine Coconut Cooperative which was efficiently done with the sharing Authority. spearheaded by the Cooperative of relevant online information. This one-day seminar was Business Matching Information Through CBMIS, agri-based attended by Mr. Nashvell Ombi- System (CBMIS) was held on buyers and sellers whether they on, a MIS staff of DCCCO. The September 17, 2018 in Cebu are large, medium or small-scale seminar was highlighted by the City. CBMIS is a program enterprises can engage in online presence of Usec. Orlando R. conducted under the auspices transactions. One requirement Ravanera, CDA Chair; OIC Dir. of the government through to join CBMIS is to register in Nonie I. Hernandez of IDD; the Cooperative Development order to ensure the legitimacy CDA Board of Administrators; Authority (CDA). It serves and reliability as a trading and Dr. Nora Patron, Cebu EO as a business catalyst for partner. The partners of CBMIS Director. Mr. Carlo V. Cachola, Cooperatives and the Private are Department of Agriculture, the Director of One Resource Sector. Department of Agrarian Reform, Lab Software Technologies was The matching of Department of Trade and the resource speaker. July-October 2018 KASANAG Page13

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Annamar T. Eparwa Joseph M. Campos SPM Specialist Software Development Specialist Vhrence Kirby B. Nuñez Marketing Specialist Archie May L. Mi-ot Philip E. Sardan Audit Specialist Software Support Specialist

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Ariel D. Yosores Janice Q. Cirunay Richelyn V. Rellosa Field Loans Monitoring Specialist Office Assistant - Finance Division Office Assistant - Loan Monitoring Section

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Rocelyn L. Ates Alyssa Jesseil C. Millan Grace De Los I. Reyes Siquijor Branch Loans Valencia Satellite Office In-House Valencia Satellite Office Processing Specialist Teller Loans Processing & Members Specialist

Clairy Lynn P. Ewayan San Carlos Branch Liza Grace Ann R. Barrera Office Assistant Loans Division Bais Branch Loans Processing Specialist Page14 KASANAG July-October 2018 THANK YOU DCCCO! “Success depends on your backbone, not on the wishbone.” I am a proud son of a housewife and a mill operator. Their uphill battles became my motivation to move my feet and find a way to reach my dream. My dream would not come true if not because of DCCCO. I was accepted as a scholar after qualifying the requirements. This cooperative paved the way to the realization of my dream. DCCCO is God sent. Jan Nathaniel M. Bangay Dumaguete Main Office Scholar DCCCO Scholarship Program is an answered prayer. I made several attempts to get financial support for my college education, and DCCCO has provided me one slot. It is true that blessings often come in the most unexpected time. With God’s blessings and DCCCO, my journey towards the quest for a degree came true. Last March 2018, I received my Bachelor’s Degree. I thank God for making DCCCO an instrument I am deeply honored to be of my success. I also thank Mr. Felix Pino for supporting my aspirations one of the recipients of the DCCCO and being part of this lifetime success. May God continue to shower His Scholarship Program. Your blessings to this Co-op. Andrian L. Obcianal advocacy and generous support Bayawan Branch Scholar helped me fulfill my lifelong dream of becoming a degree holder. When I was still in the I would like to extend my sincerest gratitude to DCCCO for giving elementary, I already knew it me the opportunity to study in college and realize my dreams. I was only would be difficult for my parents a farm worker and I thank Sir Liberato Encoy and Sir Felix Pino for to send me to college. My father encouraging me to apply as a working scholar to support my journey. It had to work hard to make ends was not easy to be a working scholar. I have to budget my time so that I meet every day. At a young age, I won’t miss my work at DCCCO and still do well in school. There were realized the value of education. I times when I felt like giving up, but I persisted. Now, I have a degree and imagined that if one of my parents my future is brighter. I thank everybody for believing in me: the Board finished college, life would be of Directors, officers, staff, and my parents. Most especially, I thank the different. But sad to say it was Almighty for this success, for the strength and faith. To God be the glory! the other way around. Our family Randel M. Yurong situation became my inspiration to Bayawan Branch Scholar study and work hard. Now, I have a degree to be proud of. DCCCO brings encouragement to everyone’s life. It gives I am indebted to DCCCO every individual freedom to express what they are able to do for the for giving me the opportunity to betterment of the coop. Not only the members but also their families are pursue college education. I was given opportunities. DCCCO’s Scholarship Program has given me the exposed to different trainings that encouragement and motivation to reach my dream. Being a working scholar honed my talents and abilities, of DCCCO was a great opportunity. I was treated as part of the family by developed my self-confidence, the staff and members as well. It was a great experience. A generous man and raised my self-esteem. These told me, “Working with Jesus brings fruitful success”. In other words, you experiences gained will become need to love your work to endure the hardships that will come in order to my foundation as I move forward have a successful result. There are also some things that are not meant to to face life. happen because these are destined to happen in different ways. Though I Thank you DCCCO for am no longer a working scholar but still DCCCO welcome me as one of helping me fulfill my dream! their own. Everything happens for a reason and that reason is yet to be known. Marnilyn Aba Annamar T. Eparwa Bais Branch Scholar Dumaguete Main Office Scholar July-October 2018 KASANAG Page15 DCCCO cares and indeed I am a living testimony of this. Being born from a less fortunate family, I dreamed of becoming somebody someday. Then God answered my prayers and DCCCO Scholarship Program opened its door for me through Sir Teodomero T. Almaida, DCCCO Bais Branch Manager. The learning and experiences I had were worth all the sleepless nights and tiresome days. I had many first- hand and memorable experiences with staff and co-workers that I will cherish for the rest of my life. They treated me as part of their family, too. DCCCO became my training ground for the real battle that I would face in the future. They molded me to be the best that I can be. I may bid DCCCO goodbye but not in my heart, mind and soul. Thank you so much for everything DCCCO. I hope that you will not stop helping and caring for those who are in need, and that may you even prosper more in the years to come. More power and God will always be with you, DCCCO! Hannah Mae C. Jacosalem Bais Branch working scholar Women Attend Waste Management Seminar

A total of seventy-one women from the Main Office attended the seminar on Waste Management on August 4, 2018 at the DCCCO Main Office. Ms. Mercy Ferrer was the facilitator. Waste Management Seminar was conducted to instill in the minds of DCCCO members the importance of segregating house waste. Page16 KASANAG July-October 2018 DCCCO PARTNERS WITH PALAWAN EXPRESS PERA PADALA To facilitate transactions of members to DCCCO, it tapped the services of Palawan Express Pera Padala. Members can now send payments for their loan and deposits through this establishment. For every Php10,000.00 transaction made at Palawan Express Padala, the sender is charged Php 10.00. So, wherever the members are in the Philippines, for as long as there is Palawan Express Pera Padala, they can make a transaction. indicating the following: deposit to what savings When a member sends full name of the sender, account or share capital), and money through Palawan contact number, member’s ID amount sent in peso. Express Pera Padala, he/ Number, Receiver of payment For more details, she has to fill up the form (DCCCO branch name ), type members can visit DCCCO of transaction (loan payment, office.