January-June 2017 KASANAG Page 1

January - June 2017 Vol. 12. No. 1 DCCCO opens new satellite office at the Central Arcade by: Epifania D. Sonjaco

DCCCO Multipurpose raffling off of DCCCO souvenir items, e.g. event’s guest of honor, Mayor Remollo, Cooperative (DCCCO) held a grand wall clock, umbrella, t-shirts, pouch, and in his Message to DCCCO. “I advise opening on Tuesday, April 18, 2017, for 3N1 Key Chain/Nail Clipper/Bottle Opener. DCCCO to invest in properties and build its new Satellite Office at Central Arcade, “We are excited about this opening establishments such as the Arcade where Cervantes Street, City. The of our new satellite office and we look it can invite lessees to lease its property, celebration started at 8:00 a.m. with a forward to the opening of other satellite instead of leasing spaces for its branch Thanksgiving Mass presided by Rev. Fr. offices in Valencia and Tanjay City. Our offices such as the satellite office,” he Gerry Truno, followed by the blessing and Central Arcade satellite office is another added. inauguration at 9:00 a.m. and ribbon- example of how DCCCO continues to The management deployed cutting ceremony led by the City Mayor work hard toward providing our members two (2) employees, one Teller and of Dumaguete, Hon. Felipe Antonio with convenience and the best products one Loans Processing Specialist and B. Remollo, as the guest of honor and and services,” said the Chair of the Board Member Specialist for member and loan speaker. The program ended at 10:00 a.m. of Directors, Dir. William E. Ablong, in his consultations/ application membership with a city motorcade led by the Traffic words of welcome. application/admission, loan applications Management Office (TMO) Team and “DCCCO has indeed greatly among others from the Dumaguete Main Banda Mangga. expanded through establishing eight After the ribbon-cutting ceremony, branches and recruited more than 80,000 Office for the operation of the newly opened DCCCO customers and the general public members; and it is wonderful to have Satellite Office. The satellite office is open were invited to partake of the free food and the coop broaden its reach in the city of every Monday through Friday from 8:00 refreshments. The opening featured a fun Dumaguete, decongest, and thereby make a.m. to 4 p.m., and on Saturday from 8:00 activity for transacting members, i.e., the itself accessible to the public,” said the a.m. to 12 noon. Page 2 KASANAG January-June 2017

in BIR Ruling 551-888 promulgated on Nov. 16, 1988. Editorial Likewise, the SC held that members of cooperatives – like DCCCO DCCCO and HB 4774 which is a credit cooperative duly registered tax exemption of cooperatives will defeat with the Cooperative Development the very intent of the 1987 Constitution. Authority – deserve a preferential tax House Bill 4774 or the proposed It must be remembered always that treatment pursuant to RA 6938 as amended Tax Reform for Acceleration and Inclusion cooperatives are voluntary organizations by RA 9520 (Cooperative Code of the Bill (or TRAIN Bill) threatens to repeal the of people who want to improve their ). tax exemptions of cooperatives. As a result, economic lives using their own initiatives The SC noted that under Article Philippine cooperatives are enraged with and employing their own resources. 2 of RA 6938, “it is a declared policy of this proposed bill in Congress which aims As we all know, cooperatives are the State to foster the creation and growth to abolish their privilege of tax exemption. created mostly by poor Filipino individuals of cooperatives as practical vehicle for We at DCCCO and the other who contributed small amounts to the promoting self-reliance and harnessing cooperatives are not opposed to the entire organization on one collective purpose -- people power towards the attainment of TRAIN Bill. However, we are particularly to alleviate them from poverty. In short, economic development and social justice.” wary on the provisions of the proposed law cooperatives are government allies to “Thus, to encourage the which seeks to repeal section 60 and 61 of alleviate scarcity and financial insufficiency formation of cooperatives and to create the Cooperative Code of the Philippines (RA of people residing in this country. an atmosphere conducive to their growth 9520). These provisions give cooperatives and development, the State extends all tax exemption privileges, of which among A classic example forms of assistance to them, one of which the non-taxable income of cooperatives are Our legislators in Congress and is providing cooperatives a preferential tax those derived from transactions with its Senate should learn from the landmark treatment,” the High Court said. members. case of the Dumaguete Credit The SC said cooperatives deserve Articles 61 and 62 of RA 6938, as Cooperative (DCCCO) vs. Commissioner a preferential tax treatment because of the amended by RA 9520, read: of Internal Revenue (CIR), G.R. No. vital role they play in the attainment of ART. 61. Tax Treatment of 182722, January 22, 2010 since the economic development and social justice. Cooperatives. Duly registered cooperatives arguments and ultimate decision of the “Thus, although taxes are the lifeblood of under this Code which do not transact any Supreme Court was based on social justice the government, the State’s power to tax business with non-members or the general in the Constitution. must give way to foster the creation and public shall not be subject to any taxes and The issue in this case was -- is growth of cooperatives,” the SC said. fees imposed under the Internal Revenue DCCCO liable to pay the deficiency The SC stressed that this Laws and other tax laws. Cooperatives not withholding taxes on interest from savings withholding tax exemption on cooperatives falling under this article shall be governed and time deposits of its members, as well under Article 126 of RA 6938 extends to by the succeeding section. as the delinquency interest of 20% per their members. ART. 62. Tax and Other annum? In a nutshell, cooperatives, Exemptions. Cooperatives transacting including their members, deserve a business with both members and non- The Supreme Court held preferential tax treatment because of the members shall not be subjected to tax on that the Cooperative is not vital role they play in the attainment of their transactions to members. In relation liable. economic development and social justice. to this, the transactions of members with In a 16-page decision penned by Thus, although taxes are the lifeblood of the cooperative shall not be subject to any Associate Justice Mariano del Castillo, the government, the State’s power to tax taxes and fees, including but not limited the Second Division of the High Court must give way to foster the creation and to final taxes on members’ deposits and reversed a ruling of the Court of Tax growth of cooperatives. To borrow the documentary tax. Notwithstanding the Appeals in December 2007 ordering the words of Justice Isagani A. Cruz, “The provision of any law or regulation to the DCCCO to pay over P2.6 million in unpaid power of taxation, while indispensable, is contrary, such cooperatives dealing with withholding taxes on interest from savings not absolute and may be subordinated to non-members shall enjoy the following tax and time deposits of its members for the the demands of social justice.” exemptions: x x x. taxable years 1999 and 2000, as well as The repeal of the provisions is delinquency interest of 20 percent per My contention on the issue inappropriate and misdirected and defeats annum. The reason for the drafting of the very essence of why cooperatives exist. The SC also effectively nullified HB 4774 was for the government to have One reason why the repeal is the pre-assessment notice on tax deficiency access to additional funds to finance unsuitable is grounded on the creation of against DCCCO issued by the regional the 10-Point Socio-Economic Agenda the Cooperative Development Authority. office of the Bureau of Internal Revenue in of the Duterte administration. OK, I am The CDA is mandated in Section 15, City. not opposed to the idea that government Article XII of the Constitution which says The High Court explained that should source out money to fund whatever that it is the policy of the state “to promote cooperatives are not required to withhold needs to be funded, however, they have to the viability and growth of cooperatives as taxes on interest from savings and time be completely circumspect on where they instruments of equity, social justice, and deposits of their members as declared by source out their funds. Government should economic development.” Hence, repealing the country’s major tax collecting agency Continue to page 3 January-June 2017 KASANAG Page 3 From page 2 - DCCCO and HB 4774....

not “kill the hen that lays the golden eggs,” so to speak and that is coops, electric coops and health service coops providing cheaper because cooperatives are allies of the government. alternative but quality services. The 6,770 multi-purpose cooperatives offer a wide range Cooperatives as partners OF government of products and services. And as most people would say, co-ops Everyone has witnessed how cooperatives have become services range from womb to tomb. Co-ops run hospitals, schools, a partner of the government in combating insufficiency and cooperative banks, pharmacies and even funeral care services. economic imbalance. For over 100 years now since the first In 2015, cooperatives directly employed 520,758 Filipinos and cooperative decree was ratified, cooperatives have been operating generated indirect employment of 1,923,047. in every curve and bend of the archipelago. Therefore, policies Cooperatives support and empower the most helpless conducive to cooperative growth and development must be created segments of our society such as women, youth and persons-with- or sustained. disabilities so that they can participate in economic activities and As demarcated within the Philippine Cooperative Code, partake in nation building. a cooperative “is an autonomous and duly registered association To sum the significance of cooperative enterprises, it of persons, with a common bond of interest, who have voluntarily can be safely said then that our cooperatives serve as catalysts joined together to achieve their social, economic, and cultural for local and national development and as instruments for people needs and aspirations by making equitable contributions to the empowerment. capital required, patronizing their products and services and accepting a fair share of the risks and benefits of the undertaking Is this the sector we want taxed? in accordance with universally accepted cooperative principles.” While the proposed bill has good intentions, repealing In other words, cooperatives are member-owned ventures whose Articles 60 and 61 of the Philippine Cooperative Code (RA 9520) objectives are not to maximize profits but to operate in order to will threaten co-ops’ sustainability. address the social, economic and cultural needs of the members. Tax treatment on cooperatives should not be the same The success and sustainability of a cooperative then relies strongly with the usual businesses. Whatever earnings obtained by the on relationships with its member-owners. cooperative are given back to the member owners in the form of In the country today, there are 26,243 cooperatives dividends. registered with the Cooperative Development Authority, with And let’s face it, CDA budget remains dismal. In 2010, the combined membership of 13.7 million. agency was appropriated P267.5-M. It was decreased to P257-M Cooperatives prop up food security. Producers’ in the following year. CDA budget from 2012-2016 increased a bit; cooperatives, dairy cooperatives, agrarian cooperatives, farmers’ 321-M in 2012, 332-M in 2013, 320-M in 2014, 320-M in 2015 cooperatives and fishermen cooperatives. On the other hand, and 329-M in 2016. This amount is so meager given the volume of marketing cooperatives help individual farmers; fisher folk and functions it has to perform. For 2017, the CDA originally proposed small entrepreneurs achieve economies of scale in trimming down P838-M budget but the DBCC only approved P429-M. This is production costs and enhance value chain participation. definitely not enough to meet the targets of the agency. The 7,421 agricultural coops in the country have members If this administration is serious in taking the more than who are farmers and fisher folks and who are usually the ones 9 million Filipinos out of poverty, the repeal of the coop tax deprived of livelihood and economic opportunities. These are the exemption and other privileges stipulated in Articles 60 and 61 sectors who belong to the poorest of the poor. of the Cooperative Code must not be pushed through and such In the service and utility sectors, we have housing provision should be scrapped from the proposed Fiscal Incentives coops, water service coops, labor service coops, transport service Bill. Page 4 KASANAG January-June 2017 Fire Drill held by: Marjorie B. Patajo, R.N.

Fire drills are important in any workplace in terms of Employees and members were being led to the evacuation area. safety. Through fire drills, employees are made aware of what to They were able to perform their part by lining up and leaving do in case there is fire. It is one of the effective ways to practice the building as orderly as possible. Evacuation area is located evacuation procedure to ensure it is well familiarized. Last at the right side of DCCCO Main Office Building, in front of March 18, 2017, a Fire Drill orientation was conducted at the the empty lot beside the “hot pandesal” store. To make it more 3rd floor DCCCO Main Office building. It was participated in realistic, some employees acted as victims (Ms. Mary Rose E. by all Main and Head Office employees. The resource persons Tinguha, Mr. Lyndon F. Locario and Mr. Mark Ian Q. Racadio). from the Fire Department were FO3 Earl Manny A. Uy, FO3 Mrs. Marjorie M. Patajo, company nurse, and the members of the Dunhill D. Sayson and FO2 Rene E. Lagudas. Resource First Aid Team namely Mr. Ryan J. Carvellida, Mr. Joshua T. Pia, speaker, FO3 Uy, tackled the basic information about fire Mr. Guillermo T. Esona, and Mr. Don Alver V. Alabat tend to all and fire safety. The DCCCO Fire Brigade Team, specifically the victims according to their cases of injury. the Rescue and the First Aid teams were being taught how An evaluation was made between the Fire Officers to transport and handle victims during fire emergency. After and the DCCCO Fire Brigade Team to cite all the good and bad the orientation, employees had a run-through of the fire drill practices during the drill. They also evaluated the effectiveness scenario. of the evacuation procedure. Overall, FO3 Earl Manny A. Uy On March 20, 2017 (Monday) at 9:30 A.M was the commended the DCCCO Fire Brigade Team and the rest of the actual Fire Drill. Mr. Gaspar L. Arbas, Main Office Manager, DCCCO staff for a smooth procedure and a job well done during and Mr. Jade Ciano, Loans Officer, acted as the Fire Marshall the drill. and Assistant Fire Marshall respectively. They supervised the It was another learning experience for DCCCO. As they fire drill and checked that everyone got out safely. They ensured say, it is always better to be prepared than be sorry in the end. that the fire exit and routes remained free from obstruction. After all, safety is everybody’s responsibility. January-June 2017 KASANAG Page 5 Arbas, Flores attend CLIMBS General Assembly by: Gaspar L. Arbas, Jr. income of 136.80 million pesos for 2016. Main Office Manager Gaspar L. Arbas, increased by 11.34%; The assembly accepted the following Joint Jr, and Branch Manager Andrian S. Flores • Assets of 2.557 billion pesos increased by BOD and Management Recommendations: attended the 45th Annual General Assembly of 23.26%; 1. Establishment of the CLIMBS Investment CLIMBS Life and General Insurance Cooperative • Net worth of 1.328 billion pesos increased Corporation as Holding Company (Res. #5, s. at SMX Convention Center, Lanang, Davao City on by 22.50%; 2017); April 23, 2017. They also attended the Excellence • Managed funds of 1.254 billion pesos 2. Construction of 4-storey CLIMBS Market Awards Night on April 22, 2017 at the same venue to increased by 12.06%; Market at Pabayo-Borja Streets in Cagayan de receive the Certificate of Appreciation re Fresh Capital • Net premiums totalled 1.456 billion pesos Oro City and Retention of the 2016 Dividends, Infusion. Other awards given to various cooperative- while claims paid totalled 731.89 million Patronage Refunds and Experience Refunds investors were Top Producer of the Year, Top Premium pesos; to finance the CLIMBS Market Market Contributor, Millionaire’s Club, and CAC Achiever • Life confirmation of coverage totalled project (Res. #6, s. 2017); and Award. Entertainer Mitch Valdes performed during 3,622,253 individuals with net premium of 3. New logo of CLIMBS. the awards night. 1.215 billion pesos; and Hon. Orlando R. Ravanera, CDA During the assembly, President and • Non-life or general insurance net premiums Chairman and Atty. Ferdinand George A. Florendo, CEO Fermin L. Gonzales reported the following amounted to 239.86 million pesos which Deputy Commissioner for Financial Examination of performance highlights for 2016 as compared with covered 39,609 policies. the Insurance Commission, graced the assembly. 2015: For 2016, dividend is 11%, patronage DCCCO Multipurpose Cooperative is an • Gross revenue of 1.519 billion pesos refund is 4% and experience refund is 2%. investor of CLIMBS. increased by 18.08%; For 2017, CLIMBS projected a net income • Net surplus of 136.82 million pesos of 210 million pesos as compared with the actual net DCCCO holds its 4th Annual Representative Assembly by: Epifania D. Sonjaco President Rodrigo Duterte’s Message for DCCCO’s ARA My warmest greetings to the DCCCO Multipurpose Cooperative as it hold its 4th Annual Representative Assembly. By giving our countrymen DCCCO’s fourth Annual Representative was officially opened and the board presented to the the access to micro-financing, we can Assembly (ARA) with the theme, “Go for Gold, for assembly the reports from various committees for empower and give them the chance to have the Glory of God”, took place on March 12, 2017 at consideration and acceptance. Stand-out dancing their own livelihood and stable source of the Lamberto L. Macias Sports and Cultural Centre. and singing intermissions were rendered during the income. Thus, I commend the DCCCO for It is the largest and most diverse gathering of DCCCO breaks, and members from different branches had the Multipurpose Cooperative in its yearly calendar, opportunity to take part in various minor and major its outstanding commitment to its members bringing together officers and members who are raffle draws. The grand door prize was a Multicab with and for its involvement in community elected representatives from their respective chapters canopy. development. Through its products and or branches from the eight branches of DCCCO, Another important feature of the assembly services, it has enabled its members to viz.: Dumaguete, Bais, Bayawan, Guihulngan, San meeting was the holding of elections for the following attain economic self-sufficiency. With Carlos, , Siquijor, and Sibulan. The positions: a) Board of Directors (three seats); b) your cooperative’s help, we can fuel our Branch Managers of the eight branches led their Audit Committee or AC (one seat); and c) Election country’s growth and ensure a better future respective delegations to the annual representative Committee (three seats). The winners for the BOD for the next generation. assembly meeting. were: Dr. James Jed R. Rosales; Ms. Mary Magdalene Let us raise the quality of life of The assembly which was attended by Z. Villegas; and Atty. Lowell A. Andaya. For the 3,512 representatives, 69.68% of the total 5,010 AC, former accountant of Guihulngan Branch, Ms. our people and help tem attain financial ARA representatives, opened with a concelebrated Helen Grace M. Acas, won; while for the Election freedom through grassroots level initiatives Thanksgiving Mass with the of Dumaguete, Committee, the winners were: Atty. May Flor Duka, and activities. the Most Reverend Bishop, Julito B. Cortes, as the Ms. Lumel Dael-Chiu and Mr. Vecinzo D. Orano. May you have a productive and main celebrant. The event featured the recognition “The present time is characterized by meaningful assembly. of member awardees of DCCCO, namely: Juliano rapid changes, multidimensional challenges, multiple C. Montero as Most Outstanding Platinum Awardee opportunities and radical values,” said Miss Luisa C. track” by being awarded as the Most Outstanding for Year 2016 and Natividad O. Dales, Membership Magbanua, former director of the BOD of DCCCO. Community Enterprise on Poverty Reduction because Loyalty Awardee; and the conferment of the Branch She said that the next 50 years will be exciting and of its success in the areas of “innovation, pioneering of the Year Award to Siquijor Branch which garnered a challenging times for DCCCO. The BOD Chair, Dir. activities, creative strategies and methodical rating of Very Satisfactory. William E. Ablong, was happy to note in his Report approaches in reducing poverty.” At mid-morning, the business meeting that “’it is safe to say then that DCCCO is on the right Congratulations DCCCO! Page 6 KASANAG January-June 2017 FUN… FUN… ONE MORE TIME! by: Marie Keth A. Cabajon

“Work without fun is like thanksgiving mass officiated by Rev. by pinoy games like ball relay, paligid, peanut butter without jelly”, Jase Fr. Geremvit I. Truno who was also a egg catching, hourglass shake, charade Robertson. birthday celebrant. With cake candle and of course the bakya race. While The 2nd DCCCO Fun Games blown and as the birthday song echoed, social bingo was played by the “young held last February 19, 2017 was indeed Fr. Gerry was all smiles as officers and once”. peanut butter and jelly altogether. There staff greeted him with well wishes. Indeed, everybody had so much was fun and fellowship as officers and Energetic teams of yellow, red, fun. As David Ogilvy says, “Where staff gathered to play their hearts out blue and green packed in the gymnasium people are having any fun, they often at St. Joseph Seminary Gymnasium, with their reverberating yells and produce good work”. Agan-an, Sibulan, . beaming faces. There was a 30-minute Good job to all DCCCO The fun event opened with a zumba to start the excitement followed Officers and Staff. January-June 2017 KASANAG Page 7 Rest, relaxation, recreation by: William E. Ablong “A calm mind is the ultimate weapon against challenges” (Bryant McGill) perating a business, managing people in an adequate rest and ample relaxation. Research reveals fun and the laughter which was truly proven to office, organizing an event, even when they that when one gets less than eight hours of sleep a be the “best medicine.” Witnessing the fun of the are not too big, can be a roller-coaster ride. night, alertness, productivity, creativity, and general participants shown on Facebook, Chief Executive OThese can lead to electrifying highs and distressing health are all adversely affected. The gains of rest Officer Flordeliz V. Bokingkito could not help but lows. relaxation, and recreation are: comment: “Naka relax gyud…” Dir. Marina Mendoza And as we juggle duties from here and who’s in the U.S. sent a note saying “missed the fun.” there, fit all we have to do into a jam-packed and • Restores/refreshes us when tired The workaholic Board Secretary Epifania “Eping” dwindling work day, changing and becoming • Repairs the body - The activities of the body slow Sonjaco regretted for not being able to join the fun accustomed to a continuously shifting “playground,” down when we sleep, therefore body building because as always, “still working.” She said: “Can’t combatting the upshots of declining trends or cells carry on their recuperative work. When we be there. Still working on the minutes for Monday’s ravenous new competition, we experience stress. sleep, nature builds up and repairs the waste of our ManCom.” If all these keep on mounting up, we organism. An engaging book entitled “Rest: Why start to feel the adverse effects -- plummeting • Provides additional energy You Get More Done When You Work Less,” written zest, recurrent exhaustion, diminishing buoyancy, • Gives way to better sleep by Alex Soojung-Kim Pang, asserts that having a miserable viewpoint for the future, and even serious • Enhances immunity breathing space is an essential component of both health issues. • Increases concentration productivity and creativity. Pang, a senior consultant To avoid all these from happening, we • Offers better problem-solving abilities at Strategic Business Insights and a visiting scholar need to relax. It is the most productive thing to do • Affords greater efficiency at Stanford University, draws on biographical after a grueling day. But why do we need to relax and • Ensures smoother emotions — less anger, crying, accounts of famous artists and scientists and a trove engage in recreational activities from time to time? anxiety, frustration of psychological studies to make his case in exploring Importance and Benefits of the 3Rs -- • Results in less headaches and pain the benefits of sleep, relaxation, play, recreational Rest, Relaxation, and Recreation • Gives the heart a rest by slowing the heart rate activities, and exercise. There are numerous benefits gained from • Reduces blood pressure I took a few extracts (taken verbatim) of • Slows down the rate of breathing, which reduces the the book author’s insights to better illustrate how need for oxygen the 3Rs can boost any man’s physical wellbeing and • Increases blood flow to the muscles mental health: • Decreases muscle tension What I mean by rest is engaging in restorative activity. It’s not necessarily completely DCCCO R & R passive for one thing. We tend to think of rest as Believing in the benefits of relaxation and what putting your feet up and you’ve got the margarita recreational activities can do to one’s wellbeing, and you’re binge-watching Orange is the New Black. Editorial DCCCO Multipurpose Cooperative, on a yearly For people in my study, their idea of rest was more basis, allocates time and resources for R and R for its vigorous than our idea of exercise. These are people Board of Directors, officers, management and staff. who go on long walks covering 15 or 20 miles in a day Staff Usually this is done during summer vacation so that or climb mountains on vacation. For them, restful families can attend the R and R activities, go on site activities were often vigorous and mentally engaging Executive Editors: seeing and appreciate the beauty of nature and the but they experienced them as restorative because they Chairperson: environment. offered a complete break from their normal working Mr. William E. Ablong Last June 3-4, the board and officers of lives. DCCCO had their R and R in the Island View Coastal The critical thing to recognize is that when Vice Chair: Resort (overlooking the marine-rich Apo Island) in we are mind-wandering, when our minds don’t have Atty. Vivian O. Maquiling the municipality of Dauin, Negros Oriental. Those any particular thing they have to focus on, our brains who attended include myself with wife Yolly and are pretty darn active. When you do things like go for a daughter Clare Therese, together with the outspoken long walk, your subconscious mind keeps working on Editor-in-Chief: Director Atty. Vivian Maquiling with hubby Cano problems. The experience of having the mind slightly Nella R. Ibarra Maquiling; the generous-hearted Director Dr. James relaxed allows it to explore different combinations of Jed Rosales with gorgeous wife Dr. Delia Rosales; ideas, to test out different solutions. And then once it Associate Editors: Sibulan Municipal Accountant, beauteous Director has arrived at one that looks promising, that is what Flordeliz V. Bokingkito (CEO) Mary Magdalene Villegas; and Director, former City pops into your head as an Aha! moment. Fe P. Ortega (PDO) Prosecutor Atty. Lowell Andaya. Also present were It’s easy to think of the mind burning Carmen P. Baylon (ETIC Main Office) the DCCCO officers, namely: the easy-going Vice- out the way circuits’ burn out, and I’m pretty sure Chair of the Education and Training Committee Dr. it doesn’t work that way. Rather, the psychological Corsame-Unabia (NORSU Dean of the consequences of intensive sacrificial work are what Contributors/Reporters: College of Arts and Sciences), the indefatigable 81- we are talking about when we talk about burnout. Branch Managers year old Mrs. Loreta Sable of the Credit Committee; It’s not that you can no longer calculate problems or ETIC Branches Head Office the insightful Treasurer Meliton Gabas, former think about plot twists. If you work intensively on banker and an Accounting Professor of Silliman things and there is a bad psychological consequence, Photojournalist: University with wife Shellane Gabas, Asian Union your mind learns not to do that again. It’s more like Gerald M. de la Cerna Bank (AUB) Manager, and their children Milton John that than a loss of innate ability. Even if you have and Mishell Marie. these burnout experiences, you can in fact recover Managing Editor: All of us enjoyed fully the truly relaxing from them. When you learn how to balance work Marie Keth A. Cabajon fun – videoke singing, swimming on the pool and and rest, you can sustain a higher level of productivity the crystal-clear coastal waters near the marine and creativity. It makes it possible not just to have one sanctuary, selfies, the exchange of wholesome jokes, Circulation: PDO brilliant work when you are young but a whole shelf and eating healthy food. Everybody enjoyed the Continue to page 15 Page 8 KASANAG January-June 2017

New Faces...At Your Service

“My name is Shirley O. “I am Lorsheen V. Patrocinio, assigned in the Office of Arado, 24-year old lass. Prior to the Secretary/Treasurer as an Office joining DCCCO Multipurpose Assistant. I hail from Valencia, Negros Cooperative, I had four (4) years Oriental with one sister and brother. of experience working in a bank. I My father works in NORECO II while consider myself as a hard worker my mother is a stay-at-home mom. I and takes pride in having a stellar am a product of St. Paul University attendance record in my previous Dumaguete. I describe myself as very employment. I am passionate simple, caring, understanding and about being an easy-going person trustworthy person. I believe in the wherein I enjoy meeting new people quotation, “Be who you are and say and finding ways to help them. As a what you feel, because those who mind reliable and honest person, I give don’t matter, and those who matter credit to my parents for the good SHIRLEY O. PATROCINIO don’t mind”. Travelling, sight-seeing, LORSHEEN V. ARADO upbringing and to my alma mater, listening to music and reading fiction Executive Secretary St. Paul University Dumaguete for Office Assistant novels are the things that I love doing the good values instilled.” Office of the Secretary/Treasurer during my free time.

KENT JAMES R. SOLITANA KRIS ANNE B. CALINGACION GERALANE V. GUZAREM, CPA Field Loans Monitoring Specialist Member Specialist Accountant

“I choose to work in the “I am Kris Anne B. Calingacion COOPERATIVE because I want to serve 23 years of age from Ajong, Sibulan, “Being part of DCCCO Bais people and to give good service to them. Negros Oriental but currently residing at Branch is really an awesome opportunity. DCCCO gives an excellent service to Mainit, Looc, Sibulan, Negros Oriental. I get to serve other people in my own the members and to the community. It DCCCO Multipurpose Cooperative expertise as the Branch Accountant. I molds me as a better employee and gives has given excellent service to enrich feel blessed and grateful to my colleagues me challenging trainings as well. I have the quality of life of its members and and Manager who helped me grow as learned to face different members and their of the community. It is also a good and a professional. Encountering people attitudes and how to cater them. Being an convenient workplace for its employees from different walks of life in our daily employee of the cooperative it unifies co- resulting in the willingness to provide transactions is very inspiring. We get to employees so that the work can be done on the needs and wants of the members. touch their lives and able to help them time. It also teaches Christian values to DCCCO never thinks first its needs but through cooperativism. I look forward the members and gives better governance. gives the quality products and services to to the years of working with DCCCO as It also teaches me how to become a the members. That’s why I like working at much as I can. Thank you!” hardworking person with less supervision DCCCO Multipurpose Cooperative.” of work and to be a God fearing person.” January-June 2017 KASANAG Page 9

HONEY MAE R. GREPON EDGAR A. LUMAYA ELLEN S. SATINGASIN CYRA V. VILLAFUERTE ANGELINE J. TAQUI-ANG Member Specialist Loans Processing Specialist Member Specialist Member Specialist Office Assistant – Finance Division

“As one of the “My name is Edgar A. “I’m Ellen “I am Cyra “I am Angeline privileged recipients of Lumaya. Currently, I am living in Sabaldan-Satingasin, V. Villafuerte, 20 years Jerez Taqui-ang. I am the scholarship grant of Sibulan, Negros Oriental. I took up married to Jovie B. old, a degree holder of gratified to say that I Bachelor of Science in Accountancy DCCCO, I was able to Satingasin and a mother Bachelor of Science in completed my degree at Saint Paul University Dumaguete. to a-month old baby boy Business Administration finish my studies at Negros I shifted to Management Accounting named EJ Yohann. To major in Human Resource because of the DCCCO Oriental State University in my 3rd year and graduated last be employed as Member Development Management. Scholarship Program. and overcome adversities March 2012. My friends call me Specialist in DCCCO I am currently designated Never did I imagine that “Ed”. I am passionate in everything in life. Working in the coop Multipurpose Cooperative in Membership and my life could changed that I do, and I always believe in the is such a gift from heaven Extension Services Division under the Membership saying that “behind the clouds”, for me since I dream to as a Member Specialist. dramatically, from being and Extension Services there are airplanes?”…seriously, work in this prestigious Being part of this industry an ordinary citizen to Division, it is my aim to “Behind the clouds, there is a silver cooperative. Being able is truly an honor and a person of profession. lining.” On the other hand, DCCCO provide utmost services to serve our members privileged for me because DCCCO’s existence has so had helped my family for almost from different walks of this is the perfect avenue to the members as a way 25 years. In God’s grace, I’ve been life gives fulfillment. I am for me to showcase my much impact to my being. I of giving back for all the working in this prestigious institution forever grateful to DCCCO skills, knowledge and most am happy that I was given things the coop has done for for 7 months now and I really find it Multipurpose Cooperative importantly my attitude this opportunity to serve challenging and enjoyable at the me. It is of great privileged for this rare opportunity towards work. I will be the DCCCO and its people..” same time. I am very excited to what and live out the core values best version of myself, as to be part of the DCCCO DCCCO has to offer and I promise to it stands.” I continue clinching the family.” provide service beyond service.” greater height of success.

VERNA KRISTELLE M. ALFEREZ CLIFF S. CARCUSIA KRISTEN G. CULAJARA RENATO P. PATROCINIO Loans Processing Specialist Field Loans Monitoring Specialist Office Assistant – Loans Division Driver

“I am Verna Kristelle “I’m Cliff S. Carcusia from “I am Kristen G. Culajara, “My name is Renato P. M. Alferez, 21 years old with a Poblacion 3, Siaton, Negros 22 years old and a graduate Patrocinio, a graduate of Bachelor bachelor’s degree in Business Oriental. I graduated in of Management Accounting at of Science in Industrial Technology Administration major in Foundation University. I Foundation University. Becoming at Negros Oriental State University. Management. I was recently hired feel blessed and thankful an employee of a big and well- I develop my skills over the years distinguished cooperative such as and excited and honor to be able to as Loans Processing Specialist when DCCCO hired me as DCCCO is a great opportunity for me at DCCCO Multipurpose Field Loans Monitoring to be exposed in this type of industry contribute my abilities to DCCCO. Cooperative. Joining and becoming Specialist. My work as well as a challenge to be able to As a newly hired employee, I am happy and I feel so blessed to be a part of DCCCO has given me the here is very exciting and meet the expectations of not only my opportunity to showcase my skills employer but most importantly the part of the DCCCO family that and acquire diverse experience challenging, but I enjoy it member-owners. I am really grateful has continued to grow and expand that would help me grow and reach a lot and I’m so happy of to DCCCO for giving me this chance its reach. Working at DCCCO is a my maximum potential. To be given being here in this religious, to prove myself and I hope that the great pleasure and a privilege.” the chance to work here at DCCCO compassionate and helpful cooperative will continue to grow as the year go by. is truly a huge blessing for me.” environment.” Page10 KASANAG January-June 2017 Sibulan Branch holds its 1st Aflatoun Youth Summer Camp 2017 by: Kris Anne B. Calingacion

Teaching children how to save money is one of the most Day one started with an orientation about the activity and important things parents should do so that they can value the participants were given specific task and team building activities money they will save to help them meet their future needs. That to shape the leader within them. At night, there were also team is why DCCCO Multipurpose Cooperative Aflatoun Program is building activities and group sharing around the bonfire. On its a very good avenue for elementary and high school students to last day a Holy Mass was officiated by Rev. Fr. Ramonito Maata. save their money because they can deposit any amount. In this Afterwards, Ms. Ragay read and explained the guidelines on the connection, DCCCO Sibulan Branch conducted its 1st Aflatoun election of officers. Election and induction of officers followed. Summer Camp held at the Bishop’s Palace Emmaus, Bagacay, Rev. Fr. Ramonito Maata served as the Inducting Officer. Dumaguete City. It started in the afternoon of April 27 and ended The Summer Camp was designed for the students to in the morning of April 28, 2017. The activity was facilitated by be acquainted to new endeavors and to reflect on God’s love Sibulan Branch Manager, Mr. Mildredo T. Umbac, two ETICom and mercy aside from understanding the value of savings and Officers, Ms. Ma. Teresa P. Ragay and Mr. Mark Jason B. Sasing, to become responsible without their parents’ supervision. It was Area Coordinator, Mr. Ronie Abrenica with the assistance of Ms. full of enjoyment and the students participated actively in all the Kris Anne B. Calingacion and Ms. Blessa Mae M. Esturas. There activities. Indeed, the Summer Camp was very successful and were 28 students in attendance from the ten (10) participating participants learned many things. It provided them the value of schools and each school was represented by at most three (3) savings and how to value money and for them to be reminded also student leaders. that God is the center of all things. DCCCO Sibulan Branch Officers, Staff visit by: Juna Fe C. Melon Jobs fill your pocket, but adventures fill your soul. So Hills. You can’t say you have been to Bohol, if you weren’t able press pause, because we are finally taking a break! to see the breath-taking view of this place. Although, the big Last April 30, 2017, the officers and staff of DCCCO portion viewing deck was destroyed by the earthquake, it has Sibulan branch embarked on a three-days and a two-night been restored just as beautiful as its original and you still have to trip to the beautiful island of Bohol. An itinerary was set in walk the 214 steps to reach the top. Yes, I remember that figure advance for the three-day adventure which included a tour correctly! From the Chocolate Hills, we headed to Dumaluan in the city’s famous attractions and tourist spots. On the first Resort to check in, as the night was drawing in and our tired feet day, we encountered an unexpected delay in our trip which were calling for rest. was scheduled at 8:30 in the morning. The excited travellers We say “Maajong Buntag Bohol! “ as day 2 came. The waited for about three hours before leaving Dumaguete City. island tour in Panglao started with an astounding view of the As we arrived at the port of , Bohol at 1:00 pm, a playful dolphins which left us all in awe. Amidst the crystal clear coaster van fetched us and brought us to our first destination blue waters of Panglao, Bohol, we were brought to the island which was just what our famished tummies needed-- the floating of Balicasag. Here, the group went snorkeling and experienced restaurant! The restaurant can accommodate up to 50 people and the magnificent view of “pawikans” and a variety of fishes has a buffet of sumptuous meals. There was also a singer playing underneath the well protected marine sanctuary. Hereafter, we good music at the floating restaurant. Along the river, there was went to the Virgin Islands where we saw a very picturesque long a quick stop to witness the lively performance of the children and white sandbar. The scorching heat of the sun did not stop of Loboc. What a joy to watch! Indeed, this place is the center us from enjoying the sea, the white shores and cleanliness of of music in Bohol. From Loboc, we made a quick stop to the Panglao. As if the adventures we had weren’t enough, we took a enchanting Man-Made Forest. The gigantic trees made the trip tour around the municipality of Panglao. We went to other hidden very cool and refreshing; an evidence of Boholano’s great love gems, the Hinagdanan Cave and Bohol Bee Farm and also visited for nature. From this point, we went for a quick stop again, this Dauis Church. To end our amazing Bohol experience, the staff time at the Tarsier Sanctuary where we got to see the famous and officers went for a dip in the cool pools of Dumaluan Resort. primate. Then we went to the Butterfly Sanctuary in Bilar, Bohol Indeed, it was a great experience! All the delays meant where we saw many more species of butterflies. The group nothing compared to the fun and bond we shared during the trip. enjoyed taking pictures in this beautiful place especially that A big thanks to the Boholanos for giving us the best summer the local tour guides were accommodating and very friendly. experience and to DCCCO Sibulan for this opportunity. Till we To end our 1st day in Bohol, we went to the famous Chocolate meet again Bohol! January-June 2017 KASANAG Page11 AFLATOUN orientation held by Sonia P. Garrucha

Signing of the Memorandum of Agreement for the Aflatoun Program (L-R: Branch Manager Teodomero T. Almaida of DCCCO Bais Branch, Mrs. Juacrisa D. Aflatoun Orientation of students and parents of Sampinition High School, Manjuyod Balbon, principal and Mrs. Marse Awayan, PTCA President of Sampiniton High School)

Aflatoun Orientation of students of Bais City National High School

Two additional 2017, with Mr. Teodomero program received a positive and Sampiniton High School schools became members of T. Almaida and on January response from the students. (Manjuyod) principal Mrs. the AFLATOUN Program 26, 2017 with Mrs. Sonia P. Dissemination of the activity Juacrisa D. Balbon, and PTCA of DCCCO Multipurpose Garrucha and Mrs. Hermosila to the parents was made by the President Mrs. Marse Awayan Cooperative, Bais Branch for Adalid, ETIC Officers. The advisers of the said classes. was realized. Mr. Teodomero the 1st quarter of 2017. The program was supported by the On the other hand, last T. Almaida conducted the first is Bais City National High principal, Mr. Ernesto Q. Alas- February 10, 2017 an orientation orientation after the Pre- School where the Grades 9 and as, Jr. who strongly advocates among prospective Aflatoun membership Education Seminar 10 students of Mrs. Jesalyn the need to train students to save members and MOA signing with parents. Not only are the Martos and Mrs. Cherry Lou for their future. With a minimal between DCCCO MPC, Bais parents interested to save but they Lumantas have undergone fee of ₱25.00, a student can Branch represented by Branch also encouraged their children to orientation on January 25, already open an account. The Manager Teodomero T. Almaida do the same. Page12 KASANAG January-June 2017 Annual spiritual recollection of Bais Branch personnel and officers by: Hermosila Adalid

On April 4, 2017, (at the opportunity to reflect on goal of an organization. Thus, for sharing his expertise as 6:00 in the evening,) the staff how to prepare themselves for each member of the DCCO the facilitator. To make the and officers of DCCCO Bais the incoming Holy Week. Fr. team is essential in achieving the groundwork complete, the Branch welcomed the Lenten Hendrix dwelt on the message mission of the cooperative. sacrament of reconciliation was Season by holding a recollection of Pope Francis as guide to give Fr. Hendrix wrapped made available in to welcome with Fr. Hendrix C. Alar as the meaning to the passion and up the session by giving a Jesus in each heart during the facilitator. He was introduced by death of Christ as an individual deep analysis on the symbols Lenten Season. Attending the Teodomero Almaida, the Branch Christian and as a part of the used in the parable of the Rich session was indeed worthwhile Manager. It was held at the Bais DCCCO team. Each one has his Man and Lazarus. The Branch and the best preparation for Holy Branch Function Hall. The said own potential and capability that Manager gave the certificate Week. recollection gave the participants can contribute to achieving the of appreciation to Fr. Hendrix

Reflectionsby: Cherry May Hyacinth G. Ablir onLOVE It is not necessary to do an act of One of the basic that were highly interesting bravery on a daily basis just to show components of human life since the core topic was love. off how you can make others feel so is spiritual nourishment, for The mere mention of this word loved but it can just be simple yet without it we will lose the very evokes mixed emotions of meaningful gestures essence of our being. We often curiosity, excitement, happiness times regard it as the kind that and giddiness. Well, it is not“ supplements us physically but so surprising since this is so the simple things that we can might even be life changing; we nonetheless it is something universal that any person from recall of that we exhibited as an would never know but what is more for it goes down skin deep, kids to adults can recognize and act of love that we have shared so important is that as a person the type that reaches the soul. relate with it. He relayed that at with other people. It may be a one do not become greedy by not This is important to take note the different stages of our lives simple tap at the back at times sharing kind acts towards others of, for one can look very healthy we experience various kinds of of grief, a smile at times of ”because at the end of the day on the outside but lifeless and love and one cannot expect to sadness, a helping hand at times these are the things that speak of decaying on the inside. So that’s have synonymous perspective of hardship, a hanky in times genuine love. why last March 26, 2017, the towards it since it is uniquely of heart-breaking moments The recollection ended DCCCO MPC Sibulan branch fabricated according to one’s and many more. These are the with a Holy Mass. The activity took hold of the opportunity to personal encounter. But he said things that opened our minds has been concluded and we were gather as one family to recollect that no matter how dissimilar to the realization that it is not back to our daily routine; family, and reflect and to find one’s things may seem, the bottom necessary to do an act of bravery work and friends but unlike any path to spiritual growth. line is that love is being felt it’s on a daily basis just to show off another comeback this is much It all started with a just that it is being manifested how you can make others feel so more significant since we have prayer led by Fr. Hendrix Alar, and shown in different ways. loved but it can just be simple yet gone through a day attesting the officiating priest of the said A realization that he pointed meaningful gestures. It may not the absolute power of love and activity, then he proceeded with out to each one of us, and from be so fancy but it can somehow it’s life changing magic that can series of discussions and lectures that moment on we recognized uplift another person’s mood and touch different lives. January-June 2017 KASANAG Page13 Staff, Officers attend Sexual Harassment Orientation by Sonia P. Garrucha

An orientation on sexual harassment in the Director, Director James for all working in DCCCO the sexual harassment workplace and to discuss Jed Rosales were invited MC to understand and policy manual was the procedures of sexual to share their expertise prevent incidents of conducted to the harassment cases, as on these issues. It was sexual harassment in the employees, trainees well as guidelines for pointed out that not only workplace since this will and officers of DCCCO the proper decorum of women but men as well create an unfavourable MC Bais Branch last officers and employees. can become objects of environment that will also March 18, 2017. This Mr. Joven Estrada, sexual harassment. Thus, affect the performance of was initiated to prevent GAD officer and Board of they emphasized the need employees. 2017 Staff Development Activity: A Realization by: Hisovi Kristine A. Alonzo “Coming together a vital role in knowing our is a beginning. Keeping strengths and weaknesses as together is progress. individuals and work on to Working together is help one another in order to success.” use our strength to support Henry Ford and backup the weakness of others in order to meet On the 29th of April the cooperative’s vision and 2017, the Main Office Staff mission. travelled all the way to Pińan, Just what Hellen Zamboanga del Norte for the Keller said, “Alone we can Staff Development Activity do little, together we can which was held at Manuel’s do so much.” Let this be a Resort. A series of simple reminder for us to always yet challenging activities work hard not only for our was prepared for the group individual upliftment but reminder for us that there is together in the service to our to create camaraderie. for our simple acts of caring no I in the word Team and members in the cooperative. Building relationships does service together may lead to just like how a portion in our And as we journey not happen once but all help our members enrich the cooperative pledge states, through our life in the throughout our employment. quality of their lives. Having “Alone I am weak, but with cooperative movement, let Thus, developmental this envision in each of our others I am strong.” Let this this be always carried out in activities like these staff will aid our cooperative always be an opportunity our minds and in our hearts create an avenue to work to achieve its goals and for us to grow and develop that, Together Everyone harmoniously. This plays prosper. Let it be a constant our individuality as we grow Achieves More. Page14 KASANAG January-June 2017 A decade of celebration Spell Excellence in 5 by: Romil Baguio-Alangilan ETIC-Chair, Guihulngan Branch letters, DCCCO! February 11, 2017 in coordination with the by: Junrey C. Dagodog-ETIC Vice Chair, Guihulngan Branch marks the 10th anniversary NOSCO doctors and staff. 131 celebration of DCCCO beneficiaries were served who Multipurpose Cooperative, were given medical check-up, Guihulngan Branch. It medicines and vitamins. There marks another milestone of was also feeding for the street partnership and service to children and trisikad drivers the member-owners of the with 116 beneficiaries. Free cooperative and with other haircut was also availed of by 40 institutions to respond to one beneficiaries. of its corporate responsibilities Some members of which is “concern for the the Board of Directors and community.” staff from the Main Office Various activities were attended the occasion namely being conducted to highlight Atty. Vivian O. Maquiling, Mrs. the celebration. To help save Marina Mendoza and Mrs. Fe lives, bloodletting was done in Ortega. The launching of the coordination with the Philippine new wealth building products National Red Cross where 31 of the cooperative which are the persons shared their blood. YES, SAYA, Emergency and The donors came from various Recreation was given by Ms. Fe sectors of the community, Ortega. Several door prizes were mostly students from NORSU, given away to the members and Driven by passion Tayasan. Guihulngan Campus and visitors who were able to answer for excellence, DCCCO Guihulngan National High during the question and answer The two (2) School-Poblacion. portion after the presentation. Guihulngan Branch awardees from Tayasan To answer the health A million thanks to one launched its first ever Institute were Almira T. needs not just of its members and all who made the celebration Academic Excellence and Jaluag and Junella Claire B. but of non-members as well, a successful one. Looking Leadership Awards to Grade Casabar both “With High medical mission was conducted forward for many more to come! 10 Completers this SY 2016- Honors” were so grateful 2017. It is in this spirit that to DCCCO for recognizing Expect the Unexpected the coop recognizes the their efforts towards achievements of Grade 10 achieving excellence in their by: Roche Ike B. Vios completers through the ETIC Chair, Siquijor Branch studies. They assured that demonstration of exemplary they will continue to aspire It has been said, “If Siquijor Branch as the BM, staff leadership and stellar there is cooperation, there is and officers joyfully marched the for excellence in their studies unity.” aisle to the stage to receive the academic performance. Ten and soon in their work place (10) gold customized medals DCCCO Siquijor prize and to be recognized. as what the coop embodies. The Board of Directors and with engraved DCCCO logo Branch is so blessed and Present during the awarding overwhelmed of the unexpected the Chief Executive Officer and tagline “WE CARE” ceremony was Mr. Junrey recognition during the 4th ARA expressed their heartfelt and were given to deserving warmest congratulations to C. Dagodog, Vice Chair of as Branch of the Year 2016. Grade 10 completers. DCCCO Siquijor Branch for the the ETI Committee and the This award would not have The recipient schools been possible without the full job well done. Principal of the said school. support of Branch Manager Sir Dedication to work, were: St. Francis College, honesty and full cooperation Guihulngan National The coop hopes to be Andrian Flores together with a motivational influence to all his staff, officers of the different among the BM, staff, officers High School-Poblacion and members are the key towards committees, Area Coordinators (General and Science, Grade 10 completers and to success. and of course the members. The always strive for excellence To God be all the glory Technology, Engineering branch received P 25,000.00 cash for the greatest achievement of and Mathematics) and and challenge them to and plaque of recognition. DCCCO Siquijor Branch on its P. Zamora Extension in transform their exemplary It was such a wonderful six year of operation in the Island leadership to actions worthy and memorable day for DCCCO Guihulngan City and of Siquijor. Tayasan Institute in to be emulated by others. January-June 2017 KASANAG Page15 DCCCO gives awards Tambisan National to deserving Aflatoun High School organizes members Aflatoun program by: Angelie B. Suan by: Roche Ike B. Vios ETIC, Member One of the programs of March, there were forty- that have to be implemented three students from Grades in every DCCCO branch is 7 and 8 who were able to the so called Aflatoun. This fill out the membership form program is sought to help for aflatoun. Some of them and train children the value started to have their deposits of saving and thriftiness. the following week. It was At the very start, observed that students were Sir Andrian Flores oriented very interested to join the the Grade 10 parents the Aflatoun Program. rationale and guidelines of The campaign of the the said program on February said program is on- going. 28, 2017. It has been found Hopefully, the target of one that parents were interested hundred memberships for to enrol their children in the aflatoun this year will be aforementioned program. achieved or even higher than In the first week the target.

Rest, relaxation, recreation . . . from page 7 of work. and the way you are using brush and If you think of rest as mainly paint allow you to put your cares aside. about mental restoration, recovery of Over and over again people choose the energy you need to do a job well hobbies that they describe as being like and be creative, exercise is a really their professional disciplines, but also great way to provide that. We have totally different. this stereotype of scientists and writers I think about rest very and other creative people as not being differently now than when I started athletic or athletes being dumb jocks, working on this project. I thought Last, April 7,2017, The top 5 best and that’s an incredibly unfortunate about rest as much more passive and the manager of DCCCO paintings were, 1st placer assumption. I was really surprised as something you do when you’re Siquijor Branch Sir Andrian Gliza Mae Calubag, 2nd at how many people who learned to finished with everything else you have Flores, attended the Annie Grace Ongy, 3rd Argie rest well were also serious athletes. going on. I now firmly believe that is Recognition Day of Tag-ibo Mae Intencion, 4th Gleezel There are academic subcultures where wrong. Rest is not this optional leftover athleticism is really valued. In modern activity. Work and rest are actually Elementary School to give Anne B. Bonilla, and 5th mathematics and physics there are lots partners. They are like different parts of gifts and award certificate placer Jhon Patrick Calunsag. of really respected scientists who are a wave. You can’t have the high without of recognitions to top five (5) The pupils were avid rock climbers. Lisa Randall [the the low. The better you are at resting, depositors of the Aflatoun given a back pack and theoretical physicist] has climbs named the better you will be at working. Program, top 5 Regular certificate of recognition. It after her in Colorado. There are so For many people, daily Depositors, and the top 5 was awarded by Sir Andrian many people who find that a workout, relaxation is easier said than done. It a long hike, clears their minds, helps best painting during the can be hard to find the time, or you Flores assisted by the school them calm down, and gives their might find that even as you’re trying Painting Workshop held last head of Tag-ibo Elementary subconscious mind opportunity to to relax, your brain is racing through November,2016. School, Mrs. Angelie B. think through problems. What all of all of the different things you have to The top 5 highest Suan. that teaches us is that exercise is a really do. Like most things, relaxation takes depositors were: Willard R. The pupils and important form of rest. practice. If you want to live a full life – Puno, Queny Hyacient Perez, parents were very happy It offers similarrelax! Shanry O. Misamis, Niko Sim and thankful to DCCCO. psychological rewards to work but in I believe that the physical a very different medium or context. and financial growth of DCCCO A. Mosqueda, and Chauncey The giving of rewards and Winston Churchill took on painting and the productivity and efficiency Maata. recognition challenged after the First World War. He talks about of its board of directors, officers, The top 5 regular the aflatoun members to it in a book called Painting as a Pastime and employees in the delivery of its depositors were: Gwyneth O. deposit and save more.It also as being very much like political products and services to the general Balustre, Ma. Princess Erich attracted non-members to join argument—it requires the same kind of membership and the community as J. Omiping, Jake Giesler DCCCO. Congratulations to boldness and decisiveness; you literally well as the numerous national awards have to have a clear vision of what is received by the cooperative can also E. Laranjo, Jhon Rhys E. all the awardees and keep on in front of you and what you want to be attributed to the relaxation and Laranjo, and Yshie Daniela saving in our cooperative for achieve. At the same time the materials recreation programs undertaken by the M. Enjambre. a brighter future. you are using are completely different cooperative. Page16 KASANAG January-June 2017 DCCCO Multipurpose DCCCOlympics promotes wellness, Cooperative Financial Highlights sportsmanship and teamwork As of March 31, 2017 By: Fe P. Ortega Total Assets 3,547,963,693.18 Loans Receivable (Net) 2,019,246,264.24 Savings Deposit 747,493,693.54 Time Deposit 1,353,901,456.58 Share Capital 998,453,971.21 Undivided Net Surplus 3,547,963,693.18 Membership (Total) 87,959 Regular 72,128 Associate 15,831 Number of Offices/Branches 9 DCCCO Branches Dumaguete Main Office Sta. Rosa St., Dumaguete City 6200 Negros Oriental, Philippines Tel.No. (035) 225-4701/226-1016/422-4493 Bais Branch National Highway, Talungon, Bais City 6206 Negros Oriental, Philippines Tel. No. (035) 402-3368 Bayawan Branch Cor. Peping Gamo & Rizal Streets Tinago, Bayawan City 6221 Negros Oriental, Philippines In time of this year’s Mother’s Day, Regine Faith E. Teves, Dr. Consolacion C. Tel. No. (035) 430-0171 May 14, 2017, all employees in all branches/ Unabia and Jocelyn V. Veriňa. Guihulngan Branch offices gathered at the gymnasium of The volleyball game – men category Mabini St., Poblacion, Guihulngan City Foundation University High School for the followed right after the women, and the results 6214 Negros Oriental, Philippines 2017 DCCCOlympics. There were only two (2) were as follows: Champion –Blue Team; 1st Tel. No. (035) 410-4076 events being played, namely volleyball, both Runner-up – Green Team; 2nd Runner-up – Siquijor Branch for men and women category and basketball Yellow Team and 3rd Runner-up – Red Team. Estrella M. Ambalong Building, for men only. They were organized into four The Blue Team’s composition were as follows: Caridad St. (4) teams according to color such as blue, Mark Jovan Acibo, Chris Leojann Bacane, Poblacion, Siquijor 6225 Siquijor, Philippines green, red and yellow. Crisanto D. Abrasado Jr., Anakim T. Balbon, Tel. No. (035) 480-9092 To energize the participants, Carl Roar B. Bello, Felix R. Calum, Cliff S. Carcusia, San Carlos Branch and company led the zumba session, in Francis Mark V. Castel, Junrey C. Dagodog, Baric Bldg. cor S. Carmona & H. C. Rigor partnership with Intellicare. The perspiring Jemsdey O. Dales, Mitchelle Dizon, Nick R. Streets, San Carlos City dance prepared the participants to take the Epanto, Orland E. Escorial, Jayfrey B. Gapol, 6127 Negros Occidental, Philippines sports ground. Volleyball game was played Angelito L. Garingo, Cyrel C. Jorolan, Lyndon Tel. No. (034) 729-3319 first by the women category: Green Team vs. F. Locario, Roy M. Pinanonang, Allan Paul J. Kabankalan Branch Red Team and simultaneous with Blue Team Poblacion, Mark Ian Q. Racadio, Kent James RTM Bldg., JYPerez Highway, Brgy. 2 vs. Yellow Team. The Green team defeated the R. Solitana, Herminio C. Tahum and Reynan Kabankalan City Red Team while Yellow Team won over the Tenebroso. 6111 Negros Occidental, Philippines Blue Team that played with the Red Team to In the afternoon, it was set for Tel. No. (034) 746-7081 fight for the 2nd Runner-up of which the latter basketball game wherein the Red Team Sibulan Branch made it, thus placing the Blue Team in the 3rd conquered the rest of the teams having most Osmeňa St., Poblacion, Sibulan, runner-up. The Yellow Team tried its best to players with so much passion in basketball, Negros Oriental, 6201 Philippines beat the Green Team, however, with the latter’s namely: Rodel O. Bacubac, Feljun L. Tel. No. (035) 419 - 8226 strong determination to be triumphant, with Bomediano, Clyde C. Adalia, Don Alver V. Dumaguete Central Arcade Satellite Office the help of coach BM Felix C. Pino and by the Alabat, Roque E. Baricar, Cheron C. Caldera, Central Arcade Bldg., Cervantes St., grace of God, the Championship Award was Kerwin T. Catubig, Raphy H. Cayapas, Dumaguete City garnered by the Green Team with the following Libert E. De La Cruz, Gerald M. Dela Cerna, Soon to Open composition, namely: Romil B. Alangilan, Guillermo T. Esona Jr., Ramon E. Esparcia Valencia Satellite Office Rheadiane C. Alvarez, Lorsheen V. Arado, Jr., Bruno O. Gumahad Jr., Edgar A. Lumaya, Legarda St., North Poblacion Gracell G. Banogon, Kris Anne B. Calingacion, Ronald J. Pinero, Rengie F. Tanilon, Mildredo Valencia, Negros Oriental Edalin G. Catan, Airei T. Delacruz, Vernie L. T. Umbac and Herbert M. Remolano. Tanjay Satellite Office Flores, Mae Belen D. Gajunera, Josie Jane M. The DCCCOlympics ended with the Brgy. 5, Rizal St. ( Fronting Plaza Osmeña Jumuad, Juna Fe C. Melon, Fe P. Ortega, Judith awarding of prizes where everyone had a share Park) Tanjay City, Negros Oriental Q. Retes, Lovely U. Teves (Team Captain), to take home with.