STATE OF OFFICE OF BANKS AND REAL ESTATE BUREAU OF BANKS AND TRUST COMPANIES REGULATORY REPORT

George H. Ryan - Governor William A. Darr - Commissioner Scott D. Clarke - Assistant Commissioner

REGULATORY REPORT FOR THE MONTH OF JULY, 1999

The following regulatory actions were taken by or filed with the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies, during the month ending with the date listed above. The actions include those involving state chartered banks, foreign banking offices, corporate fiduciaries, and foreign bank representative offices.

The Regulatory Report is published monthly by the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies. Copies of this report are also available from our web site at www.state.il.us/obr.

Questions concerning the contents of this report may be addressed to the Corporate Activities Section at (312) 793-7073.

NOTICE OF INTENT TO ESTABLISH A BANK BRANCH

Name of Bank/ Address/ Date/Status City County

The PrivateBank & Trust 24 S. Second Street 07/06/99-Received Company St. Charles, IL 60174 () Kane

First Trust Bank of Illinois Messenger Service 07/12/99-Received (Kankakee) Kankakee County

NLSB Corner of Route 59 & Caton 07/12/99-Acknowledged (Plainfield) Farm Road Joliet, IL Will

Chicago Community Bank 180 N. Michigan Avenue 07/13/99-Acknowledged (Chicago) Chicago, IL 60601 Cook First American Bank Northeast Corner of the 07/15/99-Acknowledged (Carpentersville) Intersection of New York Street and Oakhurst Drive Aurora, IL 60540 DuPage

CIB Bank 2580 Sheridan Road 07/15/99-Acknowledged (Hillside) Zion, IL 60099 Lake

Central Illinois Bank One Technology Center 07/15/99-Acknowledged (Champaign) 221 Fulton Street Peoria, IL 61602 Peoria

American Metro Bank 2124 A S. Archer Avenue 07/20/99-Acknowledged (Chicago) Chicago, IL 60616 Cook

First Northwest Bank 150 E. Rand Road 07/21/99-Acknowledged (Arlington Heights) Arlington Heights, IL 60004 Cook

Northview Bank & Trust 1751 Orchard Lane 07/21/99-Received (Northfield) Northfield, IL 60093 Cook

United Community Bank Corner of Iles & Chatham 07/23/99-Acknowledged (Chatham) Road 1900 W. Iles Springfield, IL 62701 Sangamon

United Community Bank 2931 Montvale Drive, Suite A 07/23/99-Acknowledged (Chatham) Springfield, IL 62701 Sangamon

Continental Community Bank 400 W. Madison 07/26/99-Acknowledged and Trust Company Maywood, IL 60153 (Maywood) Cook

CIB Bank P.O. Box 501 07/28/99-Received (Hillside) GT Cardinal Avenue Grand Cayman, Cayman Islands, B.W.I.

NOTICE OF INTENT TO ESTABLISH A BANK SUBSIDIARY

Name of Bank/ Name of Subsidiary/ Date/ Address Address Status

New Century Bank New Century Exchange Corp. 07/06/99-Received 363 West Ontario Street 363 West Ontario Street Chicago, IL 60610 Chicago, IL 60610 CHANGE IN CORPORATE NAME

(Old Name) Address/ Date/ Name Changed To County Status

(Putnam County Bank) S W Corner of Second & High 07/01/99-Effective North Central Bank Streets Hennepin, IL 61327 Putnam

CHANGE OF CONTROL

Name Address/ Date/ of Bank County Status

Mercantile Bank of Illinois 205 S. 5th Street 07/09/99-Received Springfield, IL 62708 Sangamon

Firstar Corporation, 777 E. Avenue, , Wisconsin 53202 to acquire control of Mercantile Bank of Illinois.

Illini Bank 615 West Jackson 07/22/99-Received Springfield, IL 62702 Sangamon Ernest H. Huls to acquire control of Illini Bank.

CHANGE IN FORM OF OWNERSHIP - INTERIM BANK

Name Address/ Date/ of Bank County Status

Farmers State Bank of Camp 206 E. Wood Street 07/22/99-Received Point Camp Point, IL 62320 Adams

Form Farmers Interim Bank. Merge Farmers State Bank of Camp Point with and into Farmers Interim Bank with the resulting name Farmers State Bank of Camp Point.

CHANGE IN AUTHORIZED CAPITAL STOCK

Name Address/ Date/ of Bank County Status

Cisne State Bank P.O. Box 279 07/12/99-Received Cisne, IL 62823 Reduce Capital Stock. Wayne First Community Bank of 400 South Main Street 07/12/99-Approved & Effective Hillsboro Hillsboro, IL 62049 Montgomery

Reserve shares of stock for issuance under a stock option plan.

CHARTER ISSUED

Name Address/ Date of Bank County Issued

Sauk Valley Bank & Trust West Third Street & Avenue B 07/07/99 Company Sterling, IL 61801 Whiteside

Preferred Bank 602 North Route 49 07/13/99 Casey, IL 62420 Clark

MERGER - RESULTING STATE BANK

Merging Bank/ Resulting Bank Address/ Date/ Address / County County Status

First American Bank First American Bank 07/02/99-Received 1818 W. Jefferson Street 261 South Western Avenue Joliet, IL 60434 Carpentersville, IL 60110 Will Kane

First American Bank of First American Bank 07/02/99-Received Kankakee 261 South Western Avenue 101 Meadowview Center Carpentersville, IL 60110 Kankakee, IL 60901 Kane Kankakee

Chicago City Bank and Trust Pullman Bank and Trust 07/22/99-Received Company Company 815 W. 63rd Street 1000 E. 111 Street Chicago, IL 60621-1992 Chicago, IL 60628 Cook Cook

CHANGE IN DIRECTOR OR SENIOR EXECUTIVE OFFICER

Name Address/ Date/ of Bank County Status

First DuPage Bank 520 North Cass Avenue 07/02/99-Received Westmont, IL 60559 DuPage

Norman J. Beles-Director Duane D. Gengler-Director Dominic P. Stramaglia-Director APPLICATION FOR CERTIFICATE OF AUTHORITY TO ACCEPT AND EXECUTE TRUSTS FOREIGN CORPORATE FIDUCIARY

Name Address/ Date/ of Institution County Status

BNY Trust Company of 911 Washington Avenue 07/30/99-Received St. Louis, Missouri 63101

APPLICATION FOR CERTIFICATE OF AUTHORITY TO ACCEPT AND EXECUTE TRUSTS STATE BANK

Name Address/ Date/ of Institution County Status

Sauk Valley Bank & Trust West Third Street & Avenue B 07/07/99-Effective Company Sterling, IL 61801 Whiteside

CHANGE IN CONTROL OF AN ILLINOIS CORPORATE FIDUCIARY

Name/Address of Corporate Name/Address of Seller Name/Address of Proposed Fiduciary Acquirer (s)

St. Paul Trust Company St. Paul Bancorp, Inc. Charter One Financial, Inc. 10312 South Cicero 6700 W. North Avenue 1215 Superior Avenue Oak Lawn, IL 60453 Chicago, IL 60707 Cleveland, OH 44114

Charter Michigan Bancorp, Inc. 1215 Superior Avenue Received - 07/06/99 Cleveland, OH 44114

VOLUNTARY SURRENDER OF A CERTIFICATE OF AUTHORITY FOR A FOREIGN BANKING OFFICE

Name of Bank/ County/ Date/ Address State of Domicile Status

Cho Hung Bank Korea 07/07/99-Effective 10 South Wacker Drive Suite 1850 Chicago, IL 60606

PAWNBROKER LICENSE ISSUED

Name of Pawnshop Address Date Issued

Mid-Town Jewelry & Pawn 1437 S. Jefferson 07/01/99 Peoria, IL 61605

Heartland Pawn, Inc. 415 East Main Street 07/19/99 West Frankfort, IL 62896 APPLICATION FOR CERTIFICATE OF AUTHORITY TO ACCEPT AND EXECUTE TRUSTS - TRUST COMPANY

Name Address/ Date/ of Institution County Status

Metropolitan Land Trust 2500 Internationale Parkway 07/08/99-Withdrawn Company Woodridge, IL 60517