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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z # A A & L COMPANY CARD A & L MONEYBACK INSTANT A & L PREMIER MONEYBACK A & L YOUNG WORKER AA ABBEY CASH BACK ABBEY STUDENTS ABERDEEN COLLEGE ABERDEEN F.C. ABN AMRO PRIVATE BANKING ACCA ACORN CHILDRENS HOSPICE ACORN COMPUTERS ACTION FOR CHILDREN ADMIRAL INSURANCE ADMIRAL INSURANCE SERVICES LTD ADVANCED MOBILE COMMUNICATIONS AFC BOURNEMOUTH AFFINITY INSURANCE MARKETING AFFINITY PUBLISHING AGRICREDIT LTD AIRCRAFT OWNERS/PILOTS ASSOC.UK ALFA ROMEO ALLIANCE AND LEICESTER CARD ALLIED DUNBAR ASSURANCE PLC AMAZON.CO.UK AMBASSADOR THEATRE AMBER CREDIT AMBULANCE SERVICE BENEVOL FUND AMERICAN AIRLINES AMERICAN AUTO ASSOC AMEX CERTIFICATION FOR INSOURCING AMP BANK AMSPAR AMWAY (UK) LTD ANGLIA MOTOR INSURANCE ANGLIAN WINDOWS LIMITED ANGLO ASIAN ODONTOLOGICAL GRP AOL BERTELSMANN ONLINE APOLLO LEISURE VIP ENTERTAINMENT CARD APPLE ARCHITECTS & ENGINEERS ARMY AIR CORPS ASSOC ARSENAL ARTHRITIS CARE ASPECT WEALTH LIMITED ASSOC ACCOUNTING TECHNICIANS ASSOC BRIT DISPENSING OPTICIANS ASSOC CARAVAN/CAMP EXEMP ORGN ASSOC OF BRITISH TRAVEL AGENTS ASSOC OF BUILDINGS ENGINEERS ASSOC OF FST DIV CIVIL SERVANTS ASSOC OF INT'L CANCER RESEARCH ASSOC OF MANAGERS IN PRACTICE ASSOC OF OPERATING DEPT. PRACT ASSOC OF OPTOMETRISTS ASSOC OF TAXATION TECHNICIANS ASSOC PROF AMBULANCE PERSONNEL ASSOC RETIRED PERSONS OVER ASSOCIATION FOR SCIENCE EDUCATION ASSOCIATION OF ACCOUNTING TECHNICIANS ASSOCIATION OF BRITISH ORCHESTRAS ASSOCIATION OF MBA'S ASSOCIATION OF ROYAL NAVY OFFICERS ASTON MARTIN OWNERS CLUB LIMITED ASTON VILLA ASTON VILLA FC ATAXIA UK ATL ATLAS TRAVEL INSURANCE LTD AUTO TRADER AUTOSTOP NETWORK AVON COUNTY COUNCIL AXA DIRECT AYSCOUGH TRAVEL B BANGOR UNIVERSITY BANK OF AMERICA BANK OF CYPRUS BARNSLEY BUILDING SOCIETY BARNSLEY FOOTBALL CLUB BARTS AND THE LONDON BARWELL LEISURE BATH PREMIER RUGBY BATTERSEA DOGS AND CATS HOME BCN BELFAST GIANTS BEN - MOTOR ALLIED TRADES BENEVOLENT FUND BENNETTS INSURANCE BEST AT TRAVEL PLC BEYOND PLATINUM BHF BRITISH HEART FOUNDATION BHF GROUP BIG BANG PRODUCTION BIKER CARD BIOCHEMICAL SOCIETY BIRKENHEAD SCHOOL BIRMINGHAM CITY F.C. BLACK WATCH ASSOC BLACKBURN ROVERS FC (POINTS) BLACKBURN ROVERS FOOTBALL CLUB BLACKPOOL FOOTBALL CLUB LIMITED (THE) BLUE BELL RAILWAY BLUE CROSS BLUE KNIGHTS INT MOTORCYCLE FD BMI BOLTON WANDERERS BOLTON WANDERERS FC BOND 007 BORDER FINE ARTS BORN FREE FOUNDATION BOURNEMOUTH UNIVERSITY BOWLS ENGLAND BOWLS PROMOTION LIMITED BRADFORD & BINGLEY BS BRADFORD BULLS HOLDINGS BRADFORD CITY FC BREAST CANCER NOW BRENTFORD FOOTBALL CLUB BRIGHTON AND HOVE ALBION FOOTBALL CLUB BRISTOL CITY FC BRISTOL PREMIER RUGBY BRISTOL ROVERS FOOTBALL CLUB BRIT ASSOC FOR IMMEDIATE CARE BRIT ASSOC OF SKI INSTRUCTORS BRIT INS OF PROF PHOTOGRAPHY BRIT INST OF REGULATORY AFFAIR BRITISH ASSOC OF DENTAL NURSES BRITISH ASSOCIATION OF BARBERSHOP SINGERS BRITISH ASSOCIATION OF SHOOTING AND CONSERVATION BRITISH AUTO RACING CLUB BRITISH BEEKEEPERS ASSOC BRITISH CANOE UNION BRITISH CHAMBER OF COMMERCE BRITISH CYCLING BRITISH DECORATOR BRITISH DENTAL ASSOCIATION BRITISH DENTAL HEALTH FOUNDATION BRITISH FIELD SPORTS BRITISH HEART FOUNDATION BRITISH HOROLOGICAL INSTITUTE BRITISH INS OF FACILITIES MGMT BRITISH INST CLEANING SCIENCE BRITISH INSTITUTE OF INNKEEPING BRITISH INTERNATIONAL DOCTORS' ASSOCIATION BRITISH MARINE FEDERATION BRITISH MENSA BRITISH MICROLIGHT AIRCRAFT ASSOCIATION BRITISH MODEL FLYING ASSOCIATION BRITISH MOTOR HERITAGE BRITISH MOTORCYCLISTS FEDERATION BRITISH MOTORSPORT MARSHALS CLUB BRITISH MOUNTAINEERING COUNCIL BRITISH ORIENTEERING BRITISH PARACHUTE ASSOCIATION BRITISH RACING SPORTS CAR CLUB BRITISH RED CROSS SOCIETY BRITISH SHOPS & STORES ASSOC BRITISH SOCIETY FOR IMMUNOLOGY BRITISH SPEEDWAY PROMOTERS ASSOCIATION BRITISH TENPIN BOWLING ASSOCIATION BRITISH TRANSPORT POLICE FED BRITISH TRIATHLON ASSOC BRITISH TRUST FOR ORNITHOLOGY BRITISH VETERINARY NURSING ASSOC BRITISH WATER FOWL ASSOC BRITISH WATER SKI BRITSH WOMENS INST ZIONIST ORG BROOKE HOSPITAL FOR ANIMALS BROWNS LIMITED BRT'SH BUTTERFLY CONSERV'N SOC BRUNEL UNIVERSITY BUCKINGHAMSHIRE COLLEGE BURBERRYS BURKES PEERAGE BURNLEY FC BURY FOOTBALL CLUB C CAMBRIDGE UNITED FOOTBALL CLUB CAMPAIGN TO PROTECT RURAL ENGLAND CAMRA CAR CAR SERIES CARDIFF CITY FC CARDIFF UNIVERSITY CARE GENERIC CARD MAPPING CARE INTERNATIONAL CARLISLE UNITED F.C. CARP SOCIETY CARPHONE WAREHOUSE BACKBOOK CASTLEFORD RUGBY LEAGUE CAT LOVERS CARD CATCHPOLE AND FROGITT CATER ALLEN LTD CATERHAM CATS PROTECTION CELTIC FC CENTRE ALTERNATIVE TECHNOLOGY CENTRE STAGE CHANCELLOR MASTERS AND SCHOLARS OF CAMBRIDGE UNIVERSITY CHARLTON ATHLETIC FC CHARLTON ATHLETIC FOOTBALL CLUB CHARTERED INST OF ARBITRATORS CHARTERED INST OF LIBRARY AND INFORMATION PROFESSIONALS CHARTERED INST OF TAXATION CHARTERED INST. PURCH.& SUPPLY CHARTERED INSTITUTE OF ARCHITECTURAL CHARTERED INSTITUTE OF HOUSING TECHNOLOGISTS CHARTERED INSTITUTE OF LOGISTICS AND TRANSPORT CHARTERED INSTITUTE OF PUBLIC RELATIONS CHARTERED INSTITUTION OF WATER AND CHARTERED INSURANCE INSTITUTE ENVIRONMENTAL MANAGEMENT CHARTERED MANAGEMENT INSTITUTE CHARTERHOUSE COMMUNICATIONS CHELMSFORD CITY F C CHELSEA CHELSEA FOOTBALL CLUB CHELTENHAM TOWN FC CHERISHED TEDDIES CHESHIRE BUILDING SOCIETY CHEST HEART & STROKE SCOTLAND CHESTER CARD CHESTER CITY FOOTBALL CLUB CHESTERFIELD FC CHICKEN SHED THEATRE CO CHILDLINE CHILDRENS HOSPICE EASTERN REG CHRISTIAN LEWIS TRUST CHRIST'S COLLEGE CAMBRIDGE CHURCHILL INSURANCE CO LTD CIMA CIPFA CLASSIC FM CLAY PIGEON SHOOTING ASSOCIATION CLEAR CHANNEL ENTERTAINMENT - WHITEROOM CLIC SARGENT COLCHESTER UNITED FOOTBALL CLB COLDSTREAM GUARDS COLONIAL INSURANCE COLONNADE INSURANCE BROKERS COMMUNICATION WORKERS UNION COMMUNITY COMMUNITY & DIST NURSING ASSOC COMUNN NA GAIDHLIG CONF OF TRADES & INDUSTRY CONFEDERATION OF FOREST INDUSTRIES (UK) LIMITED CONRAN CONSERVATIVE PARTY CONSTABULARY TRAVEL CLUB CORPS OF ROYAL ENGINEERS COTTAGE & RURAL ENTERPRISE COTTON TRADERS COUNTRY GENTLEMEN'S ASSOCIATION COUNTRY LAND AND BUSINESS ASSOCIATION COUNTY COUNCILS COUPLES CARD COVENTRY CITY FC CREST SERIES CREWE ALEXANDRA CRYSTAL PALACE FC CSSC SPORTS & LEISURE CTC THE UKS NATIONAL CYCLISTS ORGANISATION CYSTIC FIBROSIS TRUST D DAIRY UK LIMITED DAMON HILL GRAND PRIX LIMITED DARLINGTON BUILDING SOCIETY DARLINGTON FOOTBALL CLUB DATABASE ADVERTISING PLC DE VERE HOTELS DEAN CLOSE SCHOOL DELTA AIRLINES DENTAL FUSION ORGANISATION DENTAL LABORATORIES ASSOC. DERBYSHIRE BUILDING SOCIETY DERBYSHIRE COUNTY CRICKET CLUB DIABETES UK DIAMOND ADVANCED MOTORISTS DIAMOND CLUB DISABILITY SCOTLAND DOGS TRUST DONCASTER ROVERS FC LTD DONINGTON PARK DRIVING INSTRUCTORS ASSOCIATION DUNDEE F.C. DUNFERMLINE ATHLETIC FOOTBALL CLUB DUNFERMLINE BUILDING SOCIETY E EASTBOURNE BOROUGH COUNCIL EATING DISORDERS ASSOC EDGE HILL UNIVERSITY EDINBURGH COLLEGE OF ART EDINBURGH FRINGE THEATRE EDINBURGH INTERNATIONAL FESTIVAL EMAP EMAP ANGLING EMAP FHM EMAP GARDENING EMAP GOLF EMAP INTL EMAP MOTORCYCLING EMAP MOTORING EMAP NATURE EMAP PHOTOGRAPHY EMAP PRACTICAL FISHKEEPING EMAP RAIL EMAP YOUR HORSE EMIRATES ENDSLEIGH INSURANCE ENERGY INSTITUTE ENGLAND MONARCHS ENGLAND RUGBY CARD ENGLAND SERIES ENGLISH LACROSSE ASSOCIATION ENGLISH PETANQUE EQUESTRIAN SERIES ETIHAD EURO 2000 EUROPE ASSISTANCE CLUB FRANCE EUROPEAN VILLAS EVENTING RIDERS ASSOCIATION EVERTON FC EVESHAM MICROS LTD EXERCISE ASSOC OF ENGLAND EXETER CHIEFS PREMIER RUGBY EXETER CITY A.F.C EXETER FRIENDLY SOCIETY EXTENDED WARRANTY F FALKIRK COLLEGE F&H EDUCATION FALKIRK FOOTBALL & ATHLTC CLUB FEATHERSTONE ROVERS RLFC FED OF CRAFTS & COMMERCE FED OF HOLISTIC THERAPISTS FEDERATION OF MASTER BUILDERS FEDERATION OF NAVAL ASSOCIATIONS FEDERATION OF POLES IN GB FEDERATION OF SMALL BUSINESSES FERRARI OWNERS' CLUB OF GREAT BRITAIN FFESTINIOG RAILWAY SOCIETY FIELD & TREK FINANCIAL OPTIONS FINANCIAL TELEMARKETING SERVICE FIRST NAT TRICITY FINANCE FITZWILLIAM COLLEGE CAMBS FLEET AIR ARM OFFICERS ASSOC FLEMMING FLIGHTBOOKERS FLUID FLY PAST FOOTBALL ASSOCIATION FOOTBALL CARD FORCES PENSION SOCIETY FORD RALLYE SPORT FORESTERS (THE) FORESTRY CONTRACTING ASSOC. FORUM FOR THE BUILT ENVIRONMENT FRENCH LIFE HOLIDAYS FRIENDS OF ROYAL BOTANIC GARDENS FT BUSINESS FULHAM FC G GAME & WILDLIFE CONSERVATION TRUST GAN HOLDINGS GARFIELD GATEWAY GB BASEBALL/SOFTBALL GEM MOTORING ASSIST GENERAL & MEDICAL GENERAL ACCIDENT GENERAL COUNCIL OF THE BAR GEOLOGICAL SOCIETY GEORGE WATSON COLLEGE GILBERT & SULLIVAN GINETTA GIRTON COLLEGE CAMBRIDGE GLASGOW CALEDONIAN GLENEAGLES HOTEL GLOUCESTER PREMIER RUGBY GODDARDS GOLD CHOICE SERIES GOLD PRE-APPROVAL GOLDEN TEMPLE CREDIT CORPORATION GOLDSMITHS COLLEGE GOLF CARD PROGRAMME GOLF NETWORK GOLFERS DIRECT GONVILLE & CAIUS GOOD HOUSEKEEPING GOOD SHEPHERD TRUST GORDONSTOUN ASSOCIATION TRUST GRAND NATIONAL ARCHERY SOCIETY GREAT BRITAIN RUGBY LEAGUE GREAT BRITISH MOTOR MUSEUMS GREAT ORMOND STREET HOSPITAL GREAT ORMOND STREET HOSPITAL CHARITY GREENOCK MORTON F.C. GRENADIER GUARDS ASSOC GRIMSBY TOWN F.C. GSE RACING GUILDFORD COLLEGE H HALFORDS LTD HALFORDS LTD RIPSPEED HALFORDS REWARDS HALFORDS RIPSPEED REWARDS HALIFAX RLFC HAMILTON UNITED KINGDOM HARPERS & QUEEN HASTING DIRECT HCSA HOSPITAL CONSULTANTS HEALTH SERVICE JOURNAL HEART OF MIDLOTHIAN FOOTBALL CLUB HELP INSURANCE HEREFORD CITY PARTNERSHIP HERIOT-WATT UNIVERSITY HILL HOUSE HAMMOND HISTORIC RALLY CAR REGISTER HOMEBASE HOMEOWNERS FRIENDLY SOCIETY HOMES AND GARDENS HONDA RACING HOPE HOUSE CHILDRENS RESPITE HOSPITAL SATURDAY FUND HOTEL & CATERING INTERNATIONAL MANAGEMENT HUDDERSFIELD GIANTS ASSOCIATION HUDDERSFIELD TOWN FC HULL CITY FOOTBALL CLUB HULL IONIANS R.U.F.C I ICAEW ICE HOCKEY ICE HOCKEY ASSOCIATION ICICI BANK
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    RFU ANNUAL REPORT AND ACCOUNTS 2012 ANNUAL REPORT 2012 Registered Office Rugby Football Union Rugby House Twickenham Stadium 200 Whitton Road Twickenham TW2 7BA Tel: 0871 222 2120 Fax: 020 8892 9816 www.rfu.com Auditors Mazars LLP Tower Bridge House St Katharine’s Way London E1W 1DD Bankers Barclays Bank PLC 1 Churchill Place London EC14 5HP The England rose is an official registered trade mark of the Rugby Football Union and is the subject of extensive trade mark registrations worldwide. RUGBY UNION IS PLAYED BY A COMPLETE CONTENTS CROSS SECTION OF THE COMMUNITY, WITH THE RFU RESPONSIBLE FOR AROUND 1 President’s Foreword 2 Chairman of the Board 4 Chief Executive Officer 6 Highlights of the Season 8 Professional Rugby 2.5 12 Women’s Performance MILLION ENJOYING RUGBY AT 14 Rugby Development 18 Game Governance 20 Commercial 23 Twickenham Stadium 24 Season 2011/12 Results 26 Financial Review 2,000 30 Financial Highlights RUGBY CLUBS Financial Statements Contents: 32 Statement of the Board of Directors’ Responsibilities in Respect of the Financial Statements , 33 Independent Auditor’s Report to the 3 200 Members of the Rugby Football Union MEMBER SCHOOLS 34 Group Profit and Loss Account 35 Group Statement of Total Recognised Gains and Losses 36 Balance Sheets 37 Group Cash Flow Statement , 39 Notes to the Financial Statements 6800 54 Five-year Summary NON-AFFILIATED SCHOOLS Her Majesty The Queen, Patron HRH Prince Harry, Vice Patron 140 Paul Murphy, President UNIVERSITIES Board of Directors 2012/13 Bill Beaumont, Chairman Peter Baines Rob Briers HELPED BY A VOLUNTEER Steve Brown WORKFORCE OF MORE THAN Andrew Cosslett John Douglas Sophie Goldschmidt Andrew Higginson Ian Metcalfe Paul Murphy 60,000 Ian Ritchie John Spencer Miles Templeman Rob Udwin Peter Whiting IN THE PAST YEAR THE RFU INVESTED RFU Executive Directors Rob Andrew, Steve Grainger, Richard Knight £55.7m and Karena Vleck DIRECTLY WITH CLUBS AND IN OPERATING THE ENGLISH GAME AT ALL LEVELS.
  • Scottish Hockey Annual Report 2019 1 2019 Financial Highlights

    Scottish Hockey Annual Report 2019 1 2019 Financial Highlights

    2019 ANNUAL REPORT AND FINANCIAL STATEMENTS ACHI EVE MENT 2019 Strategic Highlights The past few months have been a difficult time for us all, due to However, there are plenty of exciting, talented players in the the unprecedented impact on our health, society and economy of squad and tremendous players are emerging from the younger COVID-19 – a situation that none of us ever anticipated we would age groups. find ourselves in. I hope you are well and enjoying some of our new freedoms as lockdown eases. I was delighted to see the men’s team finish the year with their highest ever world ranking of 19. The men’s squad has worked Prior to lockdown, 2019 was an exciting year for Scottish Hockey exceptionally hard for many years and it was great to see their and we have seen the organisation make significant progress. We consistency rewarded – congratulations to Derek Forsyth and launched our new Strategic Plan for 2019-23 and we are already his squad. seeing excellent delivery against the new targets that have been set for the business, and for hockey in Scotland. Scotland’s age groups are really delivering on the international stage and it was marvellous to see Scotland U21 men and The Scottish Hockey Board is responsible for running the women both win gold medals, and promotion, at the U21 business efficiently and allowing more money to be spent on EuroHockey Championships in 2019. An exciting trend of the sport. Despite financially challenging times, we once again Scotland teams at all age groups winning tournaments and operated with a small profit that will help our reserves grow back gaining promotion has emerged over the last couple of years.
  • MBNA General Credit Card Terms and Conditions

    MBNA General Credit Card Terms and Conditions

    MBNA Draft Credit Card Terms and Conditions Please refer to the summary box for product specific information displayed as ‘X’s in this document, for the card(s) you’re considering. Credit Card Agreement regulated by the Consumer Credit Act 1974 Part A: Credit Card Agreement These are the conditions of an agreement between “us”: MBNA Limited, Cawley House, Chester Business Park, Chester CH4 9FB, any person we may transfer our rights to and “you”: Name of customer: Address: The credit intermediary was not applicable. Your agreement with us is made up of both Part A (Credit Card Agreement) and Part B (Additional important terms). You should read both parts carefully. Ask us about anything you don't understand. Part A shows some key points. You will find more detailed information about them in Part B, including the meaning of some words we use. We use the same paragraph numbers in both sections to make it easier for you to find information. For example, your interest rates are in A3 and more information about types of interest rate is in B3. A1. Your credit limit Your credit limit is the total amount you can borrow under this agreement. We set this limit based on your financial status and tell you what it is in writing soon after opening your account. It is important that you stay within your credit limit. A2. Using your credit We will provide you with a card and security details soon after opening your account. You must keep them safe as they give access to your credit.