The Wheel Spin The Iron Runners Auto Club of Vegreville Volume XXVI I, Number 4 Winter, 2017 Official Newsletter Of the Iron Runners Auto Club Of Vegreville ***************************************************** Mission Statement The purpose of the Vegreville Iron Runners Auto Club shall be to unite persons interested in restoring and preserving special interest motor vehicles; to encourage fellowship between members and their families in social, as well as auto Interests; and to promote and assist in the promotion of competitions, trials, and other events In which such vehicles can participate in their respective classes. ***************************************************** Important Items To Remember The Vegreville Iron Runners Auto Club meets at 6:30 PM for coffee, with the meeting at 7:00 PM, on the first Wednesday of each month, except in January and August, at the Club House (Vegreville Regional Museum). Vehicle ownership is not a requirement for membership. Our meetings are open to both Husbands and Wives. Membership Fees are due at our December Meeting. ***************************************************** Title Page Photo The title page photo is that of a Ford Model A Hot Rod ***************************************************** President’s Message VIRAC Members: Winter and the Christmas Season are upon us. Thanksgiving, Halloween, and Remembrance Day have come and gone. The ground is covered with snow and the shovels and snow blowers have been brought out of storage and our collector vehicles have been put away. However, a few of us are still looking for places to store our vehicles. Our December meeting will be brief as it will be our put luck social with finger foods, then on December 15, we will make our way to the Bruce Hotel for Steak and Shrimp. I can’t wait to feast on the delicious meal put on by the Bruce Hotel Staff. Finally, on behalf of myself and Sylvia, have a very Merry Christmas and a Happy New Year. William Smolak , President ***************************************************** Fathers’ Day Event Committee Report Preparations or the 2018 version of the Fathers’ Day Event will begin in the New Year FDE Event Committee Editor’s Message Welcome to another edition of "The Wheel Spin". Our web site is http://vegironrunners.ca. Scott Manson is our web master and he would appreciate receiving photos and articles to put on it. "The Wheel Spin" is the official publication of the Vegreville Iron Runners Auto Club and is published quarterly in March , June , September, and December . The publication is included as part of our membership fee. Articles and opinions are welcome from club members. The Want Ads and For Sale Ads are free to club members. Deadlines for articles and ads are the 15th day of the month preceding the publication date. The deadline for the next issue in March is February 15 . This is your Bulletin; it is only as good as the effort you, the members, are willing to put into it.The drop off point for your contributions, suggestions and comments is my residence at 5701 –43 A Street or you may also e-mail me at [email protected] . Once again, I would like to thank those who submitted articles for this issue. Please feel free to submit articles for future issues. Your submissions are greatly appreciated. Opinions expressed, in "The Wheel Spin" are those of the authors and. do not necessarily represent the views of the Vegreville Iron Runners Auto Club or its members. "The Wheel Spin" takes no responsibility for the accuracy of copied ads. Other Clubs are welcome to use published materials, except where prohibited by the author/s. William Smolak, Editor ***************************************************** Submissions and copies of Newsletters may be forwarded to: “The Wheel Spin” C/0 William Smolak 5701 - 43 A Street Vegreville, Alberta, T9C 1E3 or by e -mail at [email protected] ***************************************************** Vegreville Iron Runners Auto Club Web Page Please check our web page at http://vegironrunners.ca ***************************************************** Specialty Vehicle Association of Alberta Web Site SVAA has its own web site. See: www.svaalberta.com Vegreville Iron Runners Auto Club Archival History Work on a history of the Iron Runners that was begun by Sylvester Komick and Orest Lazarowich is continuing under the leadership of Orest Lazarowich. Your utmost attention and assistance in completing this project would be most appreciated. This is only one of the legacies left to our club by the late Sylvester Komick. We still need all Past-Presidents to please submit a review of their year or years as President and to go through their files and turn over all materials they think would be appropriate for inclusion in our Archives. Your support and cooperation is greatly appreciated. ***************************************************** Club Builders Award The Vegreville and District Special Interest Motor Vehicle Club came into existence on the second day of October, 1989. The Iron Runners Auto Club name was officially accepted at the November,1989, meeting and the first twenty five members were designated as charter members. The first annual meeting was held in September, 1990. The club is now known locally as the Vegreville Iron Runners Auto Club. The original Charter Members who are members of the Club, at this time include: Denise Komick, Orest Lazarowich, and Jerry Wilde. On a motion passed at the May 2nd, 2001, regular meeting of the Vegreville Iron Runners Auto Club, It was agreed that the Club would recognize individual members who have maintained continuous membership In the Club. A Club Builder's Award will be presented to members who have achieved or demonstrated continuous contribution and support to the Vegreville Iron Runners Auto Club locally and provincially. This recognition will be in the form of a plaque presented at the annual meetings to Individual members who are in the 5th, 10th, 15th, 20 th , etc. year of continuous membership. This will be determined by the membership records kept by the Treasurer. The plaque will list the member’s name and the length of term of membership. ***************************************************** Did You Know The "Vegreville Iron Runners Auto Club" has continued its spirit of involvement with the community. The “ Vegreville Iron Runners” provide financial support for the Canada Day celebrations hosted by the Knights of Columbus. As well, “The Vegreville Iron Runners” have instituted a scholarship at the high schools, in Vegreville, called the " Vegreville IronRunners Memorial Scholarship “. It is awarded annually to a student who is registered in a post- secondary automotive program. The Iron Runners are also continuing their support of the Regional Museum. Running Iron By V. J. Sample Running Iron is a summary and brief description of the Vegreville Iron Runners Auto Club events that have occurred prior to the publication of this edition of “The Wheel Spin” ***************************************************** The following photos are a summary of the events reported on in the last issue of “The Wheel Spin” , and were submitted by Velma Sample. I was unable to include them in the last issue. An aerial view of the All Pontiac Show and Shine hosted by the “Iron Indians” at Don Wheaton. ***************************************************** Some of the Iron Runner member vehicles lined up for the Vegreville Country Fair Parade. 7 Reasons Your Car Insurance Claim Could Be Denied It turns out insurance companies may be fully within their rights to deny your car insurance claim in certain scenarios. Here's how to avoid getting stuck with a hefty bill following a collision. BY ADIL KHAN, UNHAGGLE PHOTO: SHUTTERSTOCK Was your car insurance claim denied? Here are the likely reasons why… If you want to drive a vehicle on public roads in Canada, you’ll first be required to purchase appropriate insurance coverage . In return for paying insurance premiums, drivers tend to expect their insurers to have their backs when it comes to approving claims. The reality, however, is that insurance companies may be fully within their rights to deny your car insurance claim in certain scenarios, including the following… PHOTO: SHUTTERSTOCK 1. Non -payment It’s very important to pay your car insurance premiums on time, as failure to make payment can result in increased premiums, a poor insurance and credit history, additional fees or the cancellation of your contract altogether. If you’re involved in a collision but your insurance premium was unpaid, an insurance provider is fully within its rights to deny your claim, regardless of whether or not the missed payment was an oversight on your part. To reduce the risk of missed payments, ensure that your insurance provider always has your current address and banking information on file—especially if you’re paying premiums in monthly instalments. PHOTO: SHUTTERSTOCK 2. Avoidability Insurance providers are entitled to deny your claim if they have reason to believe that the accident could have been avoided or that you did something that could have caused it. Examples of this include reckless driving or racing, being under the influence of drugs or alcohol at the time of the collision, or allowing unauthorized or unlicensed users drive your car. In certain provinces, failure to equip your vehicle with mandatory safety equipment such as winter tires (in Quebec) may also fall in the “preventable” incident category, resulting in your claim being denied. PHOTO: SHUTTERSTOCK 3. Providing misleading information or failing to disclose It’s important to keep your insurance provider updated with your personal information, as insurers can deny your claim if they have reason to believe that you misinformed them or failed to disclose something that would have affected either the price of your premiums or your eligibility for coverage. One of the most common examples of “failure to disclose” is providing an incorrect address. While the reason for this could be that you moved since you first took out your car insurance policy, in the eyes of an insurer, you could have also provided an alternative address to obtain a discount on your premiums.