Annual Report2002 w w w. t a p i o l a. f i Annual Report 2002 The official financial statements of all the companies belonging to the Tapiola Group are available on Internet www.tapiola.fi or at the head office, Revontulentie 7, Espoo. The annu- al report may be ordered by fax +358 9 453 2920 from the information department or by e-mail
[email protected]. Repro Textop Oy, Print Martinpaino Oy, 2003 441 397 Painotuote Contents 3 Tapiola in short ...................................................... 4 Review by the President ............................................. 6 Tapiola’s administrative bodies ..................................... 8 Tapiola General 23 Tapiola Pension 37 Tapiola Life 55 Tapiola Corporate Life 69 Tapiola Asset Management Ltd 81 Tapiola Fund Management Company Ltd 85 Tapiola Bank Ltd 91 Tapiola Group 93 Staff report........................................................... 94 Social distribution of income ........................................ 97 Social responsibility.................................................. 98 Advisory boards ..................................................... 100 Organization......................................................... 108 Offices and service outlets .......................................... 112 Guide to the reader.................................................. 116 4 This is Tapiola Tapiola is owned by its customers apiola is a group of companies owned by its cus- Tapiola General Ttomers. The Tapiola Group comprises four in- surance companies, a fund