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HCE AND CLOUD-BASED PAYMENT Benefit from a one-stop shop for all your tests

fime.com With the launch of Host Card Emulation (HCE) on Android and the HCE AND success of Apple Pay, cloud-based NFC services have popped up all over the world. To assist each stake holder in the ecosystem, FIME supports these innovative projects from conception, right through to CLOUD-BASED PAYMENT commercial roll-out. DESIGN AND VALIDATE THE ECOSYSTEM WITH FIME CONSULTING

WORK CLOSELY WITH A TRUSTED FIME EXPERTS CAN HELP YOU WITH BKM DEJAMOBILE PARTNER FROM A PROJECT’S • HCE technology and market training FIME’s mobile payments expertise, Thanks to FIME’s laboratory expertise INCEPTION RIGHT THROUGH TO ITS • Solution specification development particularly regarding HCE and in application testing, COMMERCIAL LAUNCH • Solution evaluation and selection tokenization, enabled us to develop finalizing our product to achieve • Test plan and test tool development a strategic approach to cloud-based MasterCard cloud-based payment mobile payments. application certification was quick and easy.

NFC MOBILE HANDSET CONTACTLESS

LAB SERVICES LAB SERVICES FUNCTIONAL TESTING SECURITY EVALUATION FUNCTIONAL TESTING SECURITY EVALUATION • GCF NFC device • Embedded Secure Element (eSE) • EMVCo • PCI PTS security evaluation(1) certification • Trusted Execution Environment • Main payment schemes(2) • EMVCo device certification (TEE) • HCE device certification for SCOPE OF TEST payment schemes • Level 1 and Level 2

TEST TOOLS TEST TOOLS TEST SERVICES • Global Device • EVAL • EVAL 4dev, Level 2 • Observation Test Bench • Observation Test Bench terminal kernel cloud-based • Perturbation Test Bench • Perturbation Test Bench testing. • RF Test Bench • RF Test Bench • Smartspy Contactless • Smartspy Contactless

LAB SERVICES LAB SERVICES FUNCTIONAL TESTING SECURITY EVALUATION FUNCTIONAL TESTING SECURITY EVALUATION • expressPay HCE • expressPay HCE • TSP validation • PCI DSS audit • Mastercard Cloud-Based • Mastercard Cloud-Based • Mobile gateway validation Payments (MCBP) Payments (MCBP) • End-to-end validation • Visa Ready for Cloud-based • Visa Ready for Cloud-based Payments Payments(1)

TEST TOOLS • Global • Observation Test Bench CLOUD-BASED • Perturbation Test Bench PAYMENT ECOSYSTEM • Smartspy Contactless HCE MOBILE APPLICATION CLOUD-BASED PAYMENT PLATFORM

(1) Through an established partnership with an accredited security lab (2) , Discover, eftpos, , JCB, Mastercard, Visa CUSTOMER TESTIMONIALS

As a central player in the Turkish payments ecosystem, it was crucial for BKM to quickly gain a complete understanding about market evolutions and emerging technologies. FIME’s mobile payments expertise, particularly regarding HCE and tokenization, enabled us to develop a strategic approach to cloud-based payments. In a short timeframe, FIME helped us to advance our own knowledge, and analyze and assess different solutions across the market to support ongoing decision-making.

For a mobile payments pioneer like DejaMobile, only a testing laboratory with proven expertise in innovative payments technology would meet our requirements. We therefore chose FIME not only because it is a recognized, trusted partner, but also because it was the first laboratory to propose validation services for this emerging technology. Thanks to FIME’s laboratory expertise in mobile payment application testing, finalizing our product to achieve MasterCard Cloud-Based Payments (MCBP) mobile application certification was quick and easy.

No1 mobile payment testing laboratory No1 provider of CPV and M-TIP services First international laboratory accredited by UnionPay Supported development & launch of world’s first Android POS terminal

SUPPORTING 20 YEARS THE IN THE INDUSTRY FUTURE FIME. EXPERTISE. ALL OVER THE WORLD.

30+ 150+ Open-loop eUICC ACCREDITATIONS EXPERTS WORLDWIDE payment Mobile ticketing

Wearables GiantPay LEADER in HCE & cloud-based payments consultancy testing and certification

Local presence in Working with China’s top 5 We are a proud member of the U.S. Payments Forum payment terminal vendors & 9 1locations 5 main mobile manufacturers around the world

We have worked on EMV®* since the beginning and have supported Supported card & mobile migration for CONTACT US AT [email protected] numerous successful migrations 15+ payment schemes globally

*EMV is a registered trademark in the U.S. and other countries, and is an unregistered trademark in other countries, owned by EMVCo. © 2017 FIME. All rights reserved.

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