A Message from Mayor Ronald M. Serpico Speaking of Sunny, Glorious Days and Baseball!
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North East Multi-Regional Training Instructors Library
North East Multi-Regional Training Instructors Library 355 Smoke Tree Business Park j North Aurora, IL 60542-1723 (630) 896-8860, x 108 j Fax (630) 896-4422 j WWW.NEMRT.COM j [email protected] The North East Multi-Regional Training Instructors Library In-Service Training Tape collection are available for loan to sworn law enforcement agencies in Illinois. Out-of-state law enforcement agencies may contact the Instructors Library about the possibility of arranging a loan. How to Borrow North East Multi-Regional Training In-Service Training Tapes How to Borrow Tapes: Call, write, or Fax NEMRT's librarian (that's Sarah Cole). Calling is probably the most effective way to contact her, because you can get immediate feedback on what tapes are available. In order to insure that borrowers are authorized through their law enforcement agency to borrow videos, please submit the initial lending request on agency letterhead (not a fax cover sheet or internal memo form). Also provide the name of the department’s training officer. If a requested tape is in the library at the time of the request, it will be sent to the borrower’s agency immediately. If the tape is not in, the borrower's name will be put on the tape's waiting list, and it will be sent as soon as possible. The due date--the date by which the tape must be back at NEMRT--is indicated on the loan receipt included with each loan. Since a lot of the tapes have long waiting lists, prompt return is appreciated not only by the Instructors' Library, but the other departments using the video collection. -
Telemarketing Fraud Targeting Senior Citizens and What Law Enforcement Is Doing to Crack Down on These Schemes
S. HRG. 104-490 TELESCAMS EXPOSED: HOW TELE MARKETERS TARGET THE ELDERLY HEARING BEFORE THE SPECIAL COMMITTEE ON AGING UNITED STATES SENATE ONE HUNDRED FOURTH CONGRESS SECOND SESSION WASHINGTON, DC MARCH 6, 1996 Serial No. 104-10 Printed for the use of the Special Committee on Aging U.S. GOVERNMENT PRINTING OFFICE 23-236 CC WASHINGTON : 1996 For sale by the U.S. Government Printing Office Superintendent of Documents, Congressional Sales Office, Washington, DC 20402 ISBN 0-16-052833-X SPECIAL COMMITTEE ON AGING WILLIAM S. COHEN, Maine, Chairman LARRY PRESSLER, South Dakota DAVID PRYOR, Arkansas CHARLES E. GRASSLEY, Iowa JOHN GLENN, Ohio ALAN K. SIMPSON, Wyoming BILL BRADLEY, New Jersey JAMES M. JEFFORDS, Vermont J. BENNETT JOHNSTON, Louisiana LARRY CRAIG, Idaho JOHN B. BREAUX, Louisiana CONRAD BURNS, Montana HARRY REID, Nevada RICHARD SHELBY, Alabama HERB KOHL, Wisconsin RICK SANTORUM, Pennsylvania RUSSELL D. FEINGOLD, Wisconsin FRED THOMPSON, Tennessee CAROL MOSELEY-BRAUN, Illinois MARY BERRY GERWIN, Staff Director /Chief Counsel THERESA M. FORSTER, Minority Staff Director (II) CONTENTS Page Opening statement of Senator William S. Cohen 1 Statement of: Senator Harry Reid 7 Senator David Pryor 8 Senator Herb Kohl 11 Senator Charles E. Grassley 54 Prepared statement of: Senator Larry Craig 10 Senator Russ Feingold 10 PANEL I Edward Gould, Las Vegas, NV 11 PANEL II Mary Ann Downs, Raleigh, NC 27 Peder Anderson, Washington, DC 42 PANEL III Kathryn Landreth, United States Attorney, District of Nevada, Las Vegas, NV ;. 55 Jodie Bernstein, director of the Bureau of Consumer Protection, Federal Trade Commission, Washington, DC 62 Chuck Owens, Chief, White Collar Crime Section, Federal Bureau of Inves tigation, Washington, DC 84 PANEL IV Agnes Johnson, American Association of Retired Persons, Biddeford, ME 112 John Barker, director, National Fraud Information Center, Washington, DC . -
Protect Yourself. Don't Be a Victim of Fraud
ROCIC • REGIONAL ORGANIZED CRIME INFORMATION CENTER • www.riss.net Tips to Protect Yourself ►Don’t Be A Victim! ROCIC • REGIONAL ORGANIZED CRIME INFORMATION CENTER • www.riss.net Protect Yourself • Don’t Be a Victim of Fraud 1 Table of Contents Con Artists and FlimFlams • 3 Bank Examiner • Broken Bottle Scam • Caller ID or Spoofing • C.O.D. Scam • Diversion Burglary • Door-to-Door Solicitor • Fortune Telling Fraud • Handkerchief Switch • Jury Duty Scam • Latin Lotto • Lottery Scams/Foreign Lottery • Lotteries • Pickpocket Diver- sion • Pigeon Drop • Police Follow-Up Scam • Recovery Rooms • Rock in a Box • Sweet- heart Swindle Con • Three-Card-Monte • Toner Rooms • Truck Stop Three-Card-Monte • Yellow Page Advertising Scheme Business and Investment Fraud • 17 Business Fraud • Telemarketing Fraud • Nigerian Letter or 419 Fraud • Advance Fee Schemes • Fake Check Scam • Redemption/Strawman/Bond Fraud • Letter of Credit Fraud • Prime Bank Note Fraud • Ponzi Schemes • Pyramid Schemes • Market Manipula- tion or Pump and Dump Fraud Identity Theft • 29 Fraud Against Senior Citizens • 30 Counterfeit Prescription Fraud • Funeral and Cemetery Fraud • Fraudulent Anti-Aging Products • Reverse Mortgage Fraud • Long Term Care Insurance Fraud Telemarketing Fraud • 36 Automobile Insurance Fraud • 42 Medical and Insurance Fraud • 46 Medical Equipment Fraud • Medicare Fraud • Dental • Medical Identity Scams • False Medical Claims • Discount Cards for Medical Insurance • Obamacare Scams • Medicare Scams • Workers Compensation • Stolen Premiums • Crooked Doctors and Lawyers Travel Industry Fraud • 57 Social Media Fraud • 61 Computer Fraud • 63 Internet Fraud • 65 Internet Auction Fraud • Internet Non-Delivery of Merchandise • Credit Card Fraud • Internet Investment Fraud • Preventing Online Fraud Home Improvement Fraud • 71 REGIONAL ORGANIZED CRIME INFORMATION CENTER • A RISS Center Protect Yourself • Don’t Be a Victim of Fraud 2 Sources of Information Many of the narratives for electronic or Internet fraud came from the FBI website at www.fbi.gov. -
Mass-Marketing Fraud
Mass-Marketing Fraud A Report to the Attorney General of the United States and the Solicitor General of Canada May 2003 ��� Binational Working Group on Cross-Border Mass-Marketing Fraud Table of Contents Executive Summary ......................................................... ii Introduction ...............................................................viii Section I: Mass-Marketing Fraud Today ........................................1 Section II: The Response to Mass-Marketing Fraud, 1998-2003 .................... 26 Section III: Current Challenges in Cross-Border Fraud - Towards A Binational Action Plan .................................................................56 Appendix - Selected Cross-Border Mass-Marketing Fraud Enforcement Actions ..... 69 i Executive Summary Section I: Mass-Marketing Fraud Today Telemarketing Fraud ! Cross-border telemarketing fraud remains one of the most pervasive forms of white-collar crime in Canada and the United States. The PhoneBusters National Call Centre estimates that on any given day, there are 500 to 1,000 criminal telemarketing boiler rooms, grossing about $1 billion a year, operating in Canada. (3) ! Several types of cross-border telemarketing fraud have increased substantially from 1997 to 2002: fraudulent prize and lottery schemes; fraudulent loan offers; and fraudulent offers of low-interest credit cards or credit-card protection. (3) ! Seven trends in cross-border telemarketing fraud since 1997 are especially noteworthy: • (1) Types of Telemarketing Fraud “Pitches”. The most prevalent among Canadian-based telemarketing fraud operations are fraudulent offers of prizes or lotteries; fraudulent loan offers; and fraudulent offers of low- interest credit cards or credit-card protection. (5) • (2) Methods of Transmitting Funds. Criminal telemarketers generally prefer their victims to use electronic payment services, such as Western Union and Travelers Express MoneyGram, to send funds for the promised goods or services. -
Hang up on Cross-Border Phone Fraud
Hang Up on Cross-Border Phone Fraud It’s like clockwork. You sit down to dinner and the phone rings. You answer it. The caller is trying to sell you something or tell you that you’ve won a fabulous prize. In fact, you may have been targeted by fraudulent telemarketers calling across the border from “boiler rooms” in the U.S. and Canada... ross-border telemarketing C fraud is a serious problem — and it appears to be growing. U.S. and Cana- dian consumers lose billions of dollars a year to telemarketers who pitch bogus products, services and investments. The most common cross-border telemarketing frauds involve: ● phony prize promotions ● foreign lottery schemes ● advance-fee loan rip-offs ● travel offer scams ● unnecessary credit card loss “protection” It’s no wonder that con artists often target citizens of other countries. Some con artists believe they won’t get caught if they target citizens in another country. They assume that their own country’s law enforcement officials aren’t interested in building a case when the victims are in another country. They also believe that officials in the victims’ country won’t have the authority to investigate deceitful calls from outside their borders. But now partnerships among law enforce- ment agencies in the U.S. and Canada are making it tougher for cross-border scam artists to ply their deceitful trade. The organizations cooperate across borders — sharing information, investigators and other resources. All the partners gather consumer complaint information and contribute to the 1 legwork involved in building a case, in- cluding surveillance and interviewing victims. -
The 2018 - 2019 the HALLIFORDIAN
HallifordianThe 2018 - 2019 The HALLIFORDIAN 2 Introduction Contents Introduction .......................................................................................................... page 3 Autumn Highlights ............................................................................................. page 13 Spring Highlights ............................................................................................... page 50 Summer Highlights............................................................................................. page 85 Art Exhibition ..................................................................................................... page 116 House Reports .................................................................................................. page 128 Old Hallifordians............................................................................................... page 136 3 The HALLIFORDIAN scheme at the school with new facilities for our Sixth Form students, a new Science Laboratory, two new Foreword IT Studios, major investment in the IT infrastructure of the school and significant investment in the by The Headmaster Design Technology workshop. These new facilities This has been quite a year for us all and as we look have been incredibly well received by our students back over the last twelve months, I feel so incredibly and I am delighted that this coming summer a proud to be Headmaster of such a wonderful School. further development plan has been approved by the At Speech Day, I reflected on -
Identity Theft and Telemarketing Fraud
If I get the caller ID information it should What can I do to protect myself from be able to track them, right? phone fraud? Wrong. Unfortunately, the technology is readily Identity Theft and available for criminals to mask the numbers they Telemarketing Fraud Register for the National DNC are calling from, thwarting enforcement efforts to Program by calling toll free: 1-888-382-1222 identify them. Remember, the good guys have to go through every LEGAL means to catch these Your personal information is valuable. You can limit the number of legitimate telemar- criminals, the crooks go through every means Protect it! Guard your: keting calls you receive at your residence by reg- available to evade detection. That’s why it is im- istering your home phone number on the LPSC portant that you understand that educating yourself, Social Security number DNC Program and/or National DNC Program. and your friends and family, to the dangers of iden- Putting your number on these programs will stop tify theft is your best protection against this type of Bank and credit card numbers most normal telemarketing calls - but not all. You crime. Do Not Call was never designed to stop Driver's license number still may get calls from businesses with which you fraud, but we can help you get your complaint to normally do business, and a few other possible the appropriate authority. exemptions, but calls from sales people from un- Some criminals lie on the telephone to familiar businesses may be the sign of a scam. Be- What should I do if I suspect fraud? get your personal information. -
Computer Crime and Computer Fraud
Computer Crime and Computer Fraud University of Maryland Department of Criminology and Criminal Justice Fall, 2004 Report to the Montgomery County Criminal Justice Coordinating Commission By Michael Kunz & Patrick Wilson This report was prepared in part as fulfillment of requirements in CCJS 604 and CCJS 605 for the Professional Masters Degree in the Department of Criminology and Criminal Justice. We express thanks to Dr. Charles Wellford, Dr. Doris MacKenzie, and Jean McGloin for assistance with this report. 2 Executive Summary The past several decades have brought a vast increase in the availability of electronic resources. With this increased availability has come a new form of criminal activity that takes advantage of electronic resources, namely computer crime and computer fraud. Currently, these new forms of crime are burgeoning and pose a new and lasting challenge to law enforcement agencies at all levels in how to prevent, investigate, and prosecute these crimes. Law enforcement agencies from the local to the federal level are beginning to institute specific units devoted to handling computer-related offenses, but there does not currently exist a uniform method to define and address computer crime and computer fraud. With this case study, we intend to analyze what the current level of understanding is regarding computer crime and computer fraud, as well as what is being done by law enforcement agencies to deal with these offenses. Using this information, we provided specific recommendations regarding computer-related offenses in the future including: • Uniform definition • Organizational requirements and procedures • Tools necessary to successful operation of computer crime units 3 Introduction Throughout the past several decades there have been numerous advances in electronic resources. -
Reaching Heights a Newsletter of Heights Christian Church VOLUME 27, NO
Reaching Heights A Newsletter of Heights Christian Church VOLUME 27, NO. 6 December, 2016 WORSHIP AND WONDER ADVENT AND CHRISTMAS AT HEIGHTS CHRISTIAN CHURCH Advent is a time of waiting a time to prepare ourselves for the coming of Emmanuel, God With Us. December 4 2nd Sunday of Advent – Peace Isaiah 11:1-10 December 11 3rd Sunday of Advent – Joy Isaiah 35:1-10 Christmas Caroling at Campbell Court (see pg. 5 for details) th December 18 4 Sunday of Advent – Love Matthew 1:18-25 Christmas Tasting Party Following morning worship, we will gather in the Campbell Room to share and celebrate this festive season with our annual Tasting Party Everyone is asked to bring your favorite finger food to share with our HCC family, friends and guests. December 24 Christmas Eve — 7:15 p.m. Our traditional Christmas Eve candlelight service. We will prepare our hearts for the birth of the Savior. Come be a part of the celebration in song, word and prayer. December 25 Merry Christmas — 10 a.m. Worship A casual worship experience in the Campbell Room around the fireplace Neighbors, friends and family are always welcome Sharing love in and around the Community! UP-LIFTING DEVOTIONALS The congregation offers free Advent reflections for adults. Partners in Prayer Advent 2016 focuses on all of Advent—a season in which we prepare for the celebration of the birth of the Christ Child. This devotional can be found at every entrance to the Sanctuary and in the Campbell Room. Also . The holiday hustle is soon to arrive. -
Annual Report 1997
Annual Report of the Federal Trade Commission - FY 1997 http://www.ftc.gov/os/ar97/index.html Annual Report of the Federal Trade Commission For Fiscal Year Ended September 30, 1997 Prepared by Bureau of Competition Patricia Foster, Claudia Higgins, Joyce Shelton Bureau of Consumer Protection Darlene Cossette, Clovia Hutchins, Ruth Sacks, Toby Savell, Donna Woods Bureau of Economics Janice Johnson, Paul Pautler, Mae Schwarz Office of the Executive Director Marie Barrett, Erika Beard, Keith Golden, Barri Hutchins Office of the Secretary Richard Donohue FEDERAL TRADE COMMISSION - 1997 ROBERT PITOFSKY, Chairman MARY L. AZCUENAGA, Commissioner JANET D. STEIGER, Commissioner ROSCOE B. STAREK, III, Commissioner CHRISTINE A. VARNEY, Commissioner DONALD S. CLARK, Secretary 1 of 4 03/15/99 17:57:15 COMMISSIONERS http://www.ftc.gov/os/ar97/commissioners.htm COMMISSIONERS < Table of Contents | Next > Robert Pitofsky, Chairman Robert Pitofsky was sworn in as 54th Chairman of the Federal Trade Commission on April 12, 1995. At the time he was nominated by President Clinton to chair the Commission, Chairman Pitofsky was a Professor of Law at the Georgetown University Law Center and Of Counsel to the Washington, D.C. law firm of Arnold & Porter. He also has held positions at the Federal Trade Commission as a Commissioner (1978-1981) and as Director of the Bureau of Consumer Protection (1970-1973). Chairman Pitofsky chaired the Defense Science Board Task Force on Antitrust Aspects of Defense Industry Downsizing in 1994. He has been a member of the Council of the Administrative Conference, the Board of Governors of the D.C. Bar Association, and the Council of the Antitrust Section of the American Bar Association. -
A Selection of Hymns from the Best Authors. MS. Notes
This is a reproduction of a library book that was digitized by Google as part of an ongoing effort to preserve the information in books and make it universally accessible. https://books.google.com | | ; N S * O F \ H Y M N s, FROM THE BEST AUTHors, rn rended to BE AN A P P E N D 1 x - | - A t o at: Ds. wATTs’s PSALMs ano HYMNS. - A B x j o H N R - A* i r r o N. A. m. , » ,” r o v R r H e d r r r o N, / 1scivPING. The NAMEs or the Tunes adaptzd Te MAN Y OF THE HY M N S, SOLD BY MR. RIPP ON, AND AT H1s v EsTRY, cARTER LAN E, TooLry-sT REr r ; MR. DILLY AND MR. RoBINsoN, LoNDοN; MR. ÉRowN, pristors MR. BINNs, L e Eds; MR. GRAY, EDINBURGH; ANP ex THE BAPTIST MIN IST E R s AT PHIL AD ELP y 1A, BostroN, AND New-York. «^ / * * --> y - r { (* / . » /C * i Gnfered at Stationers lball. - - 1 , N. B. The Number of the Hymn always anſwers · to the Number of the Page thus : { - | Hymn 33 - page 33. * Hymn 433 * - page 433. Hymn 434 - Page 434 • - - - --- -*-- Rg - -" , -, ---- * * , | | * * * A | * - --, - v -- *-, f - - - ». ! - |- - *** * * , , * 7* " r - * - * 4 - , r, - | · - - - | x * ( iii ; * P R E F A C E. HE Hymns and Pſalms of that ſweet Singer in Iſrael, T Dr. Watts, have juſtly obtained a diſtinguiſhed Repu- . tation, among different Denominations of good Men, and rendered his Memory dear to Thouſands. They appear to me better adapted to public Worſhip than any other Book which I have feen; and it would pain me very much, to find any One fufpećting my moſt cordial. -
1996 Annual Report
1996 ANNUAL REPORT U.S. FEDERAL TRADE COMMISSION WASHINGTON, D.C. Annual Report of the Federal Trade Commission For Fiscal Year Ended September 30, 1996 For sale by the Superintendent of Documents, U.S. Government Printing Office, Washington, D.C. 20402 Prepared by Bureau of Competition Judith Bailey, Patricia Foster, James Mongoven Bureau of Consumer Protection Darlene Cossette, Clovia Hutchins, Ruth Sacks Bureau of Economics Janice Johnson, Paul Pautler, William Rosano, Michael Wise Office of the Executive Director Richard Arnold, Elliott Davis, James Giffin, Keith Golden, Julius Justice Office of Information and Technology Management Marie Barrett, Erika Beard, Kristine Titzer FEDERAL TRADE COMMISSION - 1996 ROBERT PITOFSKY, Chairman MARY L. AZCUENAGA, Commissioner JANET D. STEIGER, Commissioner ROSCOE B. STAREK, III, Commissioner CHRISTINE A. VARNEY, Commissioner DONALD S. CLARK, Secretary EXECUTIVE OFFICES OF THE FEDERAL TRADE COMMISSION Pennsylvania Avenue at Sixth Street, N.W. Washington, D.C. 20580 Regional Offices Atlanta, Georgia Denver, Colorado Suite 5M35, Midrise Building Suite 1523 60 Forsyth Street, S.W. 1961 Stout Street Zip Code: 30303 Zip Code: 80294-0101 Phone: (404) 656-1390 Phone: (303) 844-2272 Boston, Massachusetts Los Angeles, California Suite 810 Room 13209 101 Merrimac Street 11000 Wilshire Boulevard Zip Code: 02114-4719 Zip Code: 90024 Phone: (617) 424-5960 Phone: (310) 235-4040 Chicago, Illinois New York, New York Suite 1860 13th Floor 55 East Monroe Street 150 William Street Zip Code: 60603-5701 Zip Code: 10038 Phone: (312) 353-8156 Phone: (212) 264-8290 Cleveland, Ohio San Francisco, California Suite 520-A Suite 570 668 Euclid Avenue 901 Market Street Zip Code: 44114 Zip Code: 94103 Phone: (216) 522-4210 Phone: (415) 356-5270 Dallas, Texas Seattle, Washington Suite 2150 Suite 2896 1999 Bryan Street 915 Second Avenue Zip Code: 75201 Zip Code: 98174 Phone: (214) 979-9350 Phone: (206) 220-6350 FEDERAL TRADE COMMISSION 1996 ANNUAL REPORT Contents Page COMMISSIONERS ......................................................