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MONTHLY ISSUE - NOVEMBER - 2016 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

AFTERMATH OF URI ATTACK

relim) Vanik’s Question Hub et for IBPS-PO (P Two Practice S Vanik’s Practice Set -PO & BOM (Main) Vanik’s Extra Dose Practice Set for IBPS -2016 Vanik’s Knowledge Garden Practice Set for CHSL VANIK'S PAGE MS WORD SHORTCUT KEYS

SHORTCUT DESCRIPTION SHORTCUT DESCRIPTION Ctrl + Shift + * View or hide non printing characters. Ctrl + 0 Toggles 6pts of spacing before a paragraph. Ctrl + Bold highlighted selection. Ctrl + B Ctrl + Ctrl + D Open the font preferences window. Ctrl + paragraph. the screen. Ctrl + Ctrl + Del Deletes word to right of cursor. Ctrl + I Italic highlighted selection. Ctrl + Backspace Deletes word to left of cursor. Ctrl + J Aligns the selected text or line to justify the Ctrl + End Moves the cursor to the end of the document. screen. Ctrl + K Insert a hyperlink. Ctrl + Home Moves the cursor to the beginning of the document. Ctrl + L Aligns the line or selected text to the left of Ctrl + Spacebar Reset highlighted text to the default font. the screen. Ctrl + 1 Single-space lines. Ctrl + M Indent the paragraph. Ctrl + 2 Double-space lines. Ctrl + N Opens new, blank document window. Ctrl + 5 1.5-line spacing. Ctrl + O Opens the dialog box or page for selecting a Ctrl + Alt + 1 Changes text to heading 1. file to open. Ctrl + Alt + 2 Changes text to heading 2.

Ctrl + P Open the print window. Ctrl + Alt + 3 Changes text to heading 3. Ctrl + R Aligns the line or selected text to the right of Alt + Ctrl + F2 Open new document. the screen. Open the Task Pane. Ctrl + F1 Ctrl + S Save the open document. Just like Shift + F12. Ctrl + F2 Display the print preview .

Ctrl + T Create a hanging indent. Ctrl + Shift + > Increases the selected text size by one.

Ctrl + U Underline the selected text. Ctrl + Shift + < Decreases the selected text size by one.

Ctrl + V Paste. Ctrl + Shift + F6 Switches to another open Microsoft Word

Ctrl + W Close the currently open document. document. Ctrl + X Cut selected text. Ctrl + Shift + F12 Prints the document.

Ctrl + Y Redo the last action performed. F1 Open Help. Ctrl + Z Undo last action. F4 Repeat the last action performed (Word Ctrl + Shift + L Quickly create a bullet point. 2000+) Open the Find, Replace, and Go To window in Ctrl + Shift + F Change the font. F5 Microsoft Word. Ctrl + Shift + > Increase selected font +1pts up to 12pt and Spellcheck and grammar check selected text then increase font +2pts. F7 or document. Ctrl + ] Increase selected font +1pts. F12 Save As. Ctrl + Shift + < Decrease selected font -1pts if 12pt or lower; Shift + F3 Change the text in Microsoft Word if above 12, decreases font by +2pt. from uppercase to lowercase or a capital letter Ctrl + [ Decrease selected font -1pts. at the beginning of every word.

Ctrl + / + c Insert a cent sign (¢). Shift + F7 Runs a Thesaurus check on the selected word.

Ctrl + ' + Insert a character with an accent (grave) mark, Shift + F12 Save the open document. Just like Ctrl + S.

where is the character you want. For Shift + Enter Create a soft break instead of a new example, if you wanted an accented è you paragraph.

would use Ctrl + ' + e as your shortcut key. Shift + Insert Paste. To reverse the accent mark use the opposite Shift + Alt + D Insert the current date. accent mark, often on the tilde key. Shift + Alt + T Insert the current time. Message from Director

Vanik Publications

EDITOR Dear Students, Mr. Pramod Padhi Wishing you all a Happy Durga Puja and praying goddess Durga ASSOCIATE EDITORS Satabdi Sagar Mohanty to empower you to achieve your mission goal. Samarendra Narayan Sahoo It’s well known that sincerity, regularity and dedication with ADVISORS intelligent hard work lead to success in life of everyone. Apart from this G. Khatua B. R. Das discipline also play a vital role. In the age of information the technology revolution has made it PUBLISHING MANAGER Smrutiranjan Chhatoi quite easy to get plenty of information available online. But intelligence DESIGNING & LAYOUT matters to locate the most important and relevant out of them from the Vijaya Maharana examination point of view. Publisher : Subrat Kumar Chhatoi Our effort through this monthly magazine is to short list the Printed and Published by : Vanik Publication Printed at : Bhagabati Press most important and relevant informations for you to reduce your burden. Hope you will get maximum benefit from this.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______© Copyright Reserved  No part of this magazine can be printed in whole Wishing you all the Best or part without the written permission of the publisher. Subrat Kumar Chhatoi  The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine.  All disputes subject to Bhubaneswar (Odisha) Jurisdiction.  CONTENTS

Topics Page No

Events of the Month 3  International news 11  National news 14  Bilateral 19  Economy and Banking 22  Award and Honour 25  Book and Author 27  Person in news 27  Places in news 29  Sports 31  Science and Technology 33  Environment and Ecology 34  Defence 35  Recent Summit in News 36  Committee and its Function 37  Date and Observation 37  International and National institution 37  State news 39  Recent government devlopement and scheme 41  Miscellaneous 43

 Vanik Question Hub 200 MCQ on Current Affairs - 44 100 MCQ on SSC/Railway - 53 40 MCQ on Computer - 57 20 Special MCQ on Banking - 59

 Practice Set  Vanik Extra Dose IBPS-PO (Preliminary-1) - 60 Who’s Who - 126 IBPS-PO (Preliminary-2) - 69 Abbreviation - 132 IBPS-PO (Main) - 79 Word of the Month - 133 BOM-PO (Main) - 99 One Liner - 134 SSC-CHSL-2016 - 117 MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 EVENTS OF THE MONTH • In the latest Uri attack, the gathering of evidence NDIAN REACTION AFTER URI regarding the four terrorists suggests they are from I Pakistan and had been sent across the border ATTACK explicitly for this attack. • In fact, the entire operation has the fingerprints of In a stunning reprisal for the Uri terror attack that breached Pakistan’s military establishment, showing yet again decades of self-imposed restraint, conducted “surgical the country’s persistent use of terrorism as state strikes” on seven terrorist “launch pads” across the Line of policy. Control (LoC) in Pakistan-occupied Kashmir. Let us look at some options which the government might The surgical strikes were India’s first direct military response consider to tackle the ‘state sponsored terrorism’ to attack on Uri army base by Pakistan-based militants that Here’s a look at 10 steps taken by India in the aftermath of had killed 18 Indian soldiers. The motive of the operation the Uri attack: was to hit out at the terrorists who were planning to infiltrate 1. Surgical strikes on terror launch pads across the into the Indian territory. During the operation, significant LoC to prevent further infiltration casualty was caused to terrorists . The cross-border action 2. A diplomatic offensive to isolate Pakistan on the comes after India reviewed Indus Waters Treaty with Pakistan international stage by exposing it globally. Efforts and pulled out of the regional SAARC Summit that was were successful with quick condemnation from world scheduled to be held in Islamabad, Pakistan as part of a leaders wider diplomatic offensive to isolate Pakistan. 3. Withdrawing from the 19th SAARC Summit in Over the last three decades or so, India has been at the Pakistan – a move replicated by , Bhutan receiving end of Pakistani statecraft of terrorists and Uri and Afghanistan attack is the latest provocation. While India has said it will 4. Dropping the Indus Waters Treaty bomb, with Prime give a befitting reply at a time and place of its choosing, we Minister saying “blood and water shall consider the options available to solve the never-dying can’t flow together” problem. 5. Exposing in the European Union Pakistan’s safe Cancelling India’s participation at the Saarc summit and havens for terror groups masterminding the absence of three other countries, was the 6. Highlighting human rights violations in Balochistan, first step. Striking terror launching pads – and killing a following which the European Parliament warned Pakistani soldier or two – was in line with Modi’s newfound Pakistan of imposing sanctions if the situation strategy, that the Pakistan army, which is hand in glove with continued an anti-India army of terrorists it has raised, had to be taught 7. Summoning Pakistan envoy Abdul Basit twice to a lesson. present and confront him with proofs of “cross- None other than former army chief, Gen Bikram Singh, has border origins” of the terror strike come on record to say that such strikes by Indian soldiers 8. Sushma Swaraj’s speech at the United Nations in have taken place in the past as well, including in the wake of General Assembly Session which she called Pakistan the decapitation of two Indian soldiers in January 2013 when as the global hub of terror and pressed for its ’s UPA was in power. Interestingly the international isolation strikes have only been mounted across the LoC, never across 9. Decision to review India’s unilateral grant of Most the international boundary. Favoured Nation status to Pakistan Background 10. Plans of a big naval exercise in the Arabian Sea, • The Indian security forces have been dealing with Pakistan’s only sea trade route militancy and cross-border infiltration since Kashmir Diplomatic approach went up in flames in the late 1980s. The gradual Some previously tried options decline in violence in the Valley over the years was • Stern statements to Pakistan and demanding reversed, starting in 2014, and since then strife in thorough investigation the Valley and infiltration from the Pakistan side • Downgrading relations with Pakistan (As done after have both steadily climbed. 2001 Parliament attack)

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• Sending envoys to major world capitals, gathering Pakistan, a naval blockade of Karachi, an air strike support for action against Pakistan for sheltering on the Jaish headquarters in Bahawalpur, an air Jaish-e-Mohammad and Lashkar-e-Toiba amongst strike on camps in Pakistan-occupied Kashmir— other terror groups. these are few options which are running high on • Use the ongoing United Nations General Assembly emotional value but there are lots of concerns with (UNGA) session to introduce a resolution military actions. condemning cross border terror. • The Indian military is short of vital equipment like • Raise support to Balochistan freedom movement, artillery and air-defence systems, as well as key raise human rights violations by Pakistan. ammunition. The air force is also not in particularly However, these actions have hardly proved to be effective great form given the steady attrition it has faced in the past.The diplomatic pressure works only when India without getting adequate replacements. Thus, the and Pakistan have talks ongoing that are making progress. Indian armed forces are not in particularly good At present, talks have been called off and there is no dialogue shape for an all out war with Pakistan. process. • Also, Defence officials are understood to have Isolating Pakistan internationally indicated that a “swift strike” may be unfeasible, • Designating Pakistan as a’state sponsors of terror’. and could cause “civilian casualties.” • Given the worldwide intolerance for terrorism, fear • The localised battles along the LoC, with Indian of Islamist radicals and ISIS spreading, as well as and Pakistani forward positions trading fire, could general mistrust of Pakistani actions due to facilitate infiltration — thus helping jihadist groups Afghanistan, India can make some headway to already operating against the Army inside Kashmir. isolate Pakistan. • India has to keep the and Kashmir dispute Even this option is long and a tough drag as in the past India separate from its bilateral relation with Pakistan. has faced many difficulties with moving the U.N. on the Other approaches Comprehensive Convention on International terrorism. • Dialogue approach– Talks at DGMOs (Directors Additionally, there is a threat of internationalising Kashmir General of Military Operations) levels is possible dispute whilst appealing internationally. but it is a formality. After Pathankot attack and Non-adherence to Indus water Treaty , intelligence was shared but there was no • Asking Pakistan to honour its anti-terror outcome from it. Instead, National Security Advisers commitment else treaty shall collapse. of both countries should meet which provides • In the absence of an enforcement mechanism in platform for high level talk. international law, nothing can stop India from • Do nothing at borders– The foremost goal should emulating Pakistan’s example in not honouring its be securing Kashmir’s internal security, and bilateral commitments. maintaining counter-infiltration defences. Economic approach Vengeance should not over power better senses • Snapping all trade ties with Pakistan, suspending for future options. India has to acknowledge its transactions across Wagah and Uri. limitations while going at a war with Pakistan where • Banning all Pakistani imports to India. it knows the problems but doesn’t have adequate • Appealing to other countries to reduce economic resources to solve it. activity with Pakistan. Conclusion • Asking U.N. to impose sanctions against Pakistan. What the world simply doesn’t want to see is war, especially • This will not have much impact as India and Pakistan not between two nuclear states and definitely not when the have a small direct formal trade (2.3 billion USD) risk of a nuclear accident is at stake. If Modi wanted to avenge and informal trade of 4.7 billion USD. However, the Uri attack, the Americans are believed to have said, he snapping of economic ties will affect the people of would need to do it skilfully so it didn’t invite Pakistani Kashmir as they use LoC for fruit trade. retaliation. Also, UN sanctions require UNSC resolution, and it will be Still, the truth is that the Pakistan army isn’t about to give up most definitely blocked by China. training, arming and transforming poor Pakistani boys into Military approach terrorists and sending them into India to create mayhem. • An army raid across the Line of Control, an army The prime minister must know that. That is why the army has incursion across the international border with to stay alert, especially in the coming days.

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But the prime minister must also know that for the army to be Better policies: Now that the Railway budget will be successful it must be backed not only by the political class, introduced along with the union budget, there will be less but also by the popular people’s will. If only for that reason, wastage of time when a new policy is to be initiated and the PM must implement measures for reconciliation in implemented. Keeping them separate resulted in a lot of Kashmir. Travelling to Srinagar, after Modi has shown drawbacks and hindrances that had to be faced by the railway Pakistan that it cannot be business as usual, could be the ministry before it could decide upon a solution. opening that Kashmir needs to turn a new page. Party politics: Minority parties fighting to meet their intentions and ministers of certain states arguing new railways and trains for their region has always been known to result RAILWAY BUDGET MERGER in an everlasting brawl. There will be less of political pressure on the Railway budget and the centre will have the ultimate WITH GENERAL BUDGET hold of the decision making. Goodbye to annual dividend: When Rail budget had to be The Union Cabinet on 21 September 2016 approved merger introduced separately, the railways needed to pay an annual of Rail budget with Union Budget. It also decided to advance dividend to render its budgetary support to the government. the date of presentation of the annual budget from the last The railways will be free of this now and the same fund could day of February to start of February. In addition, it also now be used in better ways for development the conditions decided to merge the Plan and the Non-Plan expenditure of Indian railways which is around Rs. 10000 cr. per annum. classification in the Budget and Accounts. All these changes The huge loss: Our railways are running on loss. There are will be put into effect simultaneously from the Budget 2017- lesser funds for development plans and most of them are 18. wasted in wrongful manner when there emerges a demand The government has decided to carry out three kinds of from the regional MLA who promised new trains and changes in the Union Budget: stoppages for their location during the time of election. When To advance its presentation by 27 days. • it goes into the hands of finance ministry, it would mean and To do away with a separate railway budget. • absolute end to this and a more commercialized distribution To dispense with Plan-non-Plan dichotomy in • of resources. expenditure. What’s not so good about this move? After 92 years of seeing them separately, the next year will The rise and fall: Henceforth, the distribution and allocation witness Railway budget merged into Union budget. This of funds to various departments will all go under the finance move is being lauded for it will be beneficial for the economy ministry, which will take decisions according to rise and fall at large and there will be positive influence in the development of budget. A fall in the annual budget will mean a similar cut in railways. in the railway and other budgets. This will be something During the British reign, having a separate Railway budget unusual for the railways and they might not react made sense because a larger part of the country’s GDP supportively to that. depended on railway revenue. The tradition of having the Conditions of government departments: The depleting budgets separately continued when India gained freedom conditions of the various departments under the government even though the revenue from railway continued to go lower have always been prominent. There is lesser attention paid than most of the organizations in the public and private sector. to the responsibilities and everyone is busy sorting out their However, the railway budget has now evolved into a slippery own means. Railways might see drastic disadvantage if the slope down which the Railways slide into populist waste merging doesn’t reap the desired result. and inefficiency. Hence, there was a strong demand for Goodbye to privatization: There have previously been talks corporatization of the Railways. Not having a separate of privatization of Indian railways in order to improve and budget for it prepares the ground for such a change. develop them with world class facilities and cleanliness. It Why this is a good move? was not well received earlier and after the merging, there will The scores: During the British rule Railways took up to 85% a complete end to any future chances of privatization. At the of the yearly budget while now it has gone down to about efficient hands of government employees, nothing big could 15% only. Having separate railway budget stopped making be expected. sense long ago but the old tradition was not done away Loss for the railways: We know how much our parties love with. Scrapping the old for the renewed and better is always making promises and then reducing price to earn the favor of a positive change to look upon. the voters. Not in their wildest dreams would they want to

5 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 hike the railway prices and lose the vote bank that flows finalised in mid-February, data on revenue from commuters. Lesser hikes in price might pose loss for collections and expenditure trends is available for the railways department. the first nine months of the financial year, i.e April- Way ahead: December. Based on which, projections for the full There have been mismanagement of the highest order in year can be made. Indian railways and if there are chances of seeing it improve, • To read the Budget in January, the centre will have merging it with the Union budget is just the solution that to start preparing it by early October. To go by less could help. The falling revenue and more projects for new than six months of data and making projections for trains and stoppages have been a difficult project for the the full year and the next year, based on such an railway ministry which took the right step by merging the incomplete picture, will be an impossible task. two budgets. • Advancing the Budget dates would be fraught with Budget advancement: practical difficulties. Effective Budget planning also The objective behind this move is to have the Budget depends on the monsoon forecasts for the coming constitutionally approved by Parliament and assented to by year, making the advancing the whole exercise even the President, and all allocations at different tiers more difficult. disseminated to budget-holders, before the financial year • Besides, whether the chambers of Parliament and begins on April 1. its standing committees will get adequate time to • The proposal for a change in the budget deliberate on the budget is a moot point. The presentation date was first mooted by some of the standing committees of Parliament, whose charter government’s senior most bureaucrats as part of a is to examine the justification of the ministry-wise ‘Transforming India’ initiative in January 2016. allocations and funding needs of concomitant Presenting the budget earlier comes with both advantages programmes included in the Budget, undertake their and disadvantages. scrutiny during a two to three-week gap within the Advantages: budget session period, when the houses are • In the existing system, the Lok Sabha passes a vote adjourned. This scrutiny is an essential element in on account for the April-June quarter, under which the parliamentary budget approval system. departments are provided a sixth of their total Way ahead: allocation for the year. This is done by March. The Advancing the presentation of the Budget, so as to allow Finance Bill is not passed before late April or early Parliament to vote on tax and spending proposals before the May. If the Budget is read in January and passed beginning of the new financial year on April 1, is a good idea. by February-March, it would enable the government It would do away with the need for a vote on account and to do away with a vote on account for the first three allow new direct tax measures to have a full year’s play. months of a financial year. Members of Parliament now will have to work hard over two • Retired and serving officials say the biggest plus months to vet Budget proposals, for this to work. would be that the Finance Bill, incorporating the Conclusion: Budget proposals, could be passed by February or These reforms make sense, but Budget reform has to go March. So, government departments, agencies and further, to incorporate a multi-year time horizon and shift to state-owned companies would know their outcome-linked expenditure management, as had been allocations right from April 1, when the financial recommended by a committee headed by C Rangarajan in year begins. 2011. • It would also help the private sector to anticipate government procurement trends and evolve their NEW CITIES UNDER SMART business plans. And, civil society could deliberate 27 on and give feedback in time for the parliamentary CITY MISSION discussions. Disadvantages: Union Urban Development Minister Venkaiah Naidu on 20 • One big disadvantage of advancing the Budget September 2016 released the third list of Smart Cities that will preparations is lack of comprehensive revenue and get funding for initiating urban reforms. The list includes expenditure data. Currently, work on the Budget names of 27 new cities.With this, the number of cities selected begins in earnest by December. By the time it is under Smart City Mission for financing implementation of

6 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 smart city plans has gone up to 60. The 27 smart cities territories as incentive based on achievement of announced are from 12 States including 5 from Maharashtra, reforms during the previous year. 4 each from Tamil Nadu and Karnataka, 3 from Uttar Pradesh • Urban Development Ministry had earlier released and 2 each from Punjab and Rajasthan & One from Odisha. Rs.2 crore (US$300,000) each to mission cities for Nagaland and Sikkim have made it to the smart city list for preparation of Smart City Plans. the first time. • The cities selected have started project preparations About Smart City Mission : and implementation. The projects launched by Smart Cities Mission is an urban renewal Ahmedabad were “sewage treatment plant, housing and retrofitting program by the with a project and smart learning in municipal schools”. mission to develop 100 cities all over the country making Bhubaneswar launched “railway multi-modal hub, them citizen friendly and sustainable. traffic signalisation project and urban knowledge • The Union Ministry of Urban Development is centre”. New Municipal Council launched responsible for implementing the mission in “mini-sewerage treatment plants, 444 smart class collaboration with the state governments of the rooms, WiFi, smart LED streetlights, city respective cities. surveillance, command and control centre”. • The government of India under Prime To make the cities smart the 3 basic ingredients are Minister Narendra Modi has a vision of required: developing100 smart cities as satellite towns of 1. Good Roads – Internal city wise Roads and it’s larger cities and by modernizing the existing mid- connectivity outside. sized cities. 2. Sufficient water both drinking and non-drinking • The 100 potential smart cities were nominated by all 3. Electricity the states and union territories based on Stage 1 27 New Cities : criteria, prepared smart city plans which were The Golden Temple city of Amritsar topped the list of 27 new evaluated in stage 2 of the competition for smart cities and eight other cities of pilgrim and tourism prioritizing cities for financing. importance that made to the third list of smart cities are ; • In the first round of this stage, 20 top scorers were Ujjain, Tirupati, Agra, Nashik, Madurai, Thanjavur, Ajmer chosen for financing during 2015-16. The remaining and Varanasi. With this the number of cities selected under will be asked to make up the deficiencies identified Smart City Mission for financing implementation of smart by the Apex Committee in the Ministry of Urban city plans has gone up to 60. Development for participation in the next two The 27 cities selected in the ‘Smart City Challenge’ rounds of competition. 40 cities each will be selected competition in order of the marks scored by them are: for financing during the next rounds of competition. S.No City State • A total of Rs. 980 billion (US$15 billion) has been 1 Amritsar Punjab approved by the Indian Cabinet for development of 2 Kalyan-Dombivili Maharashtra 100 smart cities and rejuvenation of 500 others. For 3 Ujjain Madhya Pradesh the smart cities mission,Rs.48,000 crore 4 Tirupati Andhra Pradesh (US$7.1 billion) and for the Atal Mission for 5 Nagpur Maharashtra Rejuvenation and Urban Transformation 6 Managaluru Karnataka (AMRUT), a total funding of Rs.50,000 crore 7 Vellore Tamil Nadu (US$7.4 billion) has been approved by the Cabinet. 8 Thane Maharashtra • First batch of 20 cities selected in the second stage 9 Gwalior MP of competition will be provided with central 10 Agra Uttar Pradesh assistance of Rs. 2 billion (US$30 million) each 11 Nashik Maharashtra during this financial year followed byRs.1 12 Rourkela Odisha billion (US$15 million) per year during the next three 13 Kanpur UP years. 14 Madurai Tamil Nadu • The remaining money has to come from the states, 15 Tumakuru Karnataka urban bodies and the consortium that they form 16 Kota Rajasthan with corporate entities. Also, 10 per cent of 17 Thanjavur Tamil Nadu budget allocation will be given to states / union 18 Namchi Sikkim

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19 Jalandhar Punjab • The countries of the Non-Aligned Movement 20 Shivamogga Karnataka represent nearly two-thirds of the United Nations’s 21 Salem Tamil Nadu members and contain 55% of the world population. 22 Ajmer Rajasthan Membership is particularly concentrated in 23 Varanasi UP countries considered to be developing or part of 24 Kohima Nagaland the Third World. 25 Hubbali-Dharwad Karnataka • Members have at times included the Socialist Federal 26 Aurangabad Maharashtra Republic of Yugoslavia, Argentina, Zaire, Cyprus, 27 Vadodara and Malta. Although many of the Non-Aligned The new 27 smart cities have proposed an investment Movement’s members were actually quite closely of Rs.66,883 cr under smart city plans including Rs.42,524 cr aligned with one or another of the superpowers, under Area Based Development and another Rs.11,379 cr for the movement still maintained cohesion throughout technology based Pan-city solutions that benefits all the the Cold War. citizens of respective cities. It is noted that with this, the • Some members were involved in serious conflicts total investment proposed by the 60 cities selected so far with other members (e.g. India and Pakistan, Iran has gone up to Rs.1,44,742 cr. and Iraq). The movement fractured from its own internal contradictions when the Soviet Union TH NAM SUMMIT invaded Afghanistan in 1979. Although the Soviet 17 allies supported the invasion, other members of the 17th NAM summit was held in Venezuela in September 2016 movement (particularly predominantly Muslim which was attended by a number of heads of state and govt. states) condemned it. from 120 member countries including India. The theme of the • Because the Non-Aligned Movement was formed summit was “Peace, Sovereignty and Solidarity for as an attempt to thwart the Cold War,it has struggled Development”. The Non-Aligned Movement (NAM) is a to find relevance since the Cold War ended. After group of states which are not formally aligned with or against the breakup of Yugoslavia, a founding member, its any major power bloc. As of 2012, the movement has 120 membership was suspended in 1992 at the regular members. Ministerial Meeting of the Movement, held in New • The organization was founded in Belgrade in 1961, York during the regular yearly session of the General and was largely conceived by India’s first prime Assembly of the United Nations. minister, Jawaharlal Nehru; Indonesia’s first • The successor states of the Socialist Federal president, Sukarno; Egypt’s second Republic of Yugoslavia have expressed little interest president, Gamal Abdel Nasser; Ghana’s first in membership, though some have observer status. president Kwame Nkrumah; In 2004, Malta and Cyprus ceased to be members and Yugoslavia’s president, Josip Broz Tito. and joined the European Union. Belarus is the only • All five leaders were prominent advocates of a member of the Movement in Europe. Azerbaijan and middle course for states in the Developing World Fiji are the most recent entrants, joining in 2011. between the Western and Eastern Blocs in the Cold The applications of Bosnia and Herzegovina and War era. The phrase itself was first used to represent Costa Rica were rejected in 1995 and 1998, the doctrine by Indian diplomat K. Krishna respectively. Menon in 1953, at the United Nations. Major outcomes of Venezuela Summit:- • In a speech given during the Havana Declaration of Venezuelan President Nicolas Maduro touted the latest 1979, Fidel Castro addressed the purpose of the meeting of the Non-Aligned Movement (NAM), a large Cold organization is to ensure “the national War-era bloc, as one that would be remembered for centuries independence, sovereignty, territorial integrity and to come. security of non-aligned countries” in their “struggle • The cash-strapped state reportedly spent more against imperialism, colonialism, neo-colonialism, than $120 million in preparation for the summit, racism, and all forms of foreign despite much of the country suffering from major aggression, occupation, domination, interference or food shortages and inflation soaring into the triple hegemony as well as against great power and bloc digits. politics”.

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• Among the leaders that did attend were Zimbabwe’s into the diversion of water and ensure that it gets Robert Mugabe, Iran’s Hassan Rouhani and its due share. Palestine’s Mahmoud Abbas. Heads of state from • When Centre did not heed to Tamil Nadu demand, Venezuela’s regional allies Cuba, Ecuador and it approached the Supreme Court, which, in May Bolivia also attended the summit. 1990, ordered the creation of the Cauvery Water • One notable absentee was Indian Prime Minister Disputes Tribunal. Narendra Modi. This is only the second time in 55 • In 1991, the tribunal passed an interim award years that the country’s head of state has missed ordering Karnataka to release 205 tmc ft (thousand the summit. million cubic feet) of water every year to Tamil Nadu. • Ansari called on Maduro in his first official This prompted strong and in some places, violent engagement in Venezuela after arriving here as the protests in Karnataka, which delayed the release of leader of the Indian delegation at the Non-Aligned water. Movement (NAM). • For the next 14 years, both sides continued to spar • The two sides had agreed to move ahead for an over water-sharing and the legal battle continued, early finalisation of a number of agreements in until the Cauvery Water Disputes Tribunal different areas, including Extradition Treaty, Double announced its final award in 2007. The order from the tribunal meant that Karnataka would have to Tax Avoidance Agreement (DTAA), Mutual Legal release 192 tmc ft of water from its catchment to Assistance Treaty (MLAT) on Criminal Matters and Tamil Nadu every year. Air Services Agreement. However, the tribunal failed to comprehensively and The leaders discussed on issues like terrorism, UN • • authoritatively state how the water was to be shared reform the situation in West Asia, threat to peace & in “distress years”, when the flow in the Cauvery security, UN peacekeeping operator, climate change, was deficient owing to inadequate rainfall. sustainable development, economic governance, Current Scenario south-south cooperation issue of refugee and • In its latest petition before the Supreme Court, Tamil migrants and nuclear disarmament. Nadu said that it had not received the mandated amount of water from the Cauvery between June AUVERY DISPUTE and August, resulting in a shortfall of about 50 tmc C ft. The Cauvery water dispute has been plaguing Karnataka for • Owing to the petition, SC ordered Karnataka to a century now and recently, for almost a week, there have release water to Tamil Nadu. However, this was met been protests against the Supreme Court’s order to Karnataka with severe protests in Karnataka. to release 15,000 cusecs of water for Tamil Nadu. Karnataka woes • The Cauvery River originates in Karnataka and goes • The Indian Meteorological Department’s website on to flow through Tamil Nadu, before meeting the seems to bear this out. Hasan and Kodagu, two Bay of Bengal. The 765-km-long river cuts across important catchment districts for the Cauvery in Karnataka and Tamil Nadu. A lot of its basin area is Karnataka, have recorded rainfall deficiency. The covered by Kerala and Puducherry. The basin is state was 18 percent short of normal rainfall. now claimed by three states and a Union territory: • The decision from Supreme Court, therefore, could Karnataka, Tamil Nadu, Kerala and Puducherry. worsen Karnataka’s drinking water situation in the Genesis of the trouble state in the coming days. Farmer’s representatives • The latest chapter of the dispute over water-sharing argued that their livelihoods are at stake if Karnataka between the two states has been going on since releases more water. the 1970s and has its origin in two agreements Tamil Nadu woes signed between the erstwhile Madras • Farmers in Tamil Nadu have borne the biggest brunt Presidency and the Princely State of Mysore in of the crisis and have faced increasing debts and a 1892 and 1924, (It was decided to divide the river drastic reduction in their income due to the loss of water between the two states), which lapsed in 1974. the summer crop. • Tamil Nadu then asked the Congress-ruled • Around 40% of the population in the delta region is government at the Centre to form a tribunal to look landless labourers. As the productivity comes down, it directly has brought down the days of work for farmers. 9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

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• The soil on the Tamil Nadu side is fit for only paddy shows that apart from permanent mechanisms, technical cultivation, which it has been producing for panels and seasonal adjudication, a spirit of accommodation thousands of years. is required among the basin States. Also needed is a clearer • Karnataka, on the other hand, is cultivating large- appreciation of the fact that the entire water yield in the scale water-intense crops such as sugar cane, Cauvery basin is not enough to provide for the requirements despite their soil’s dry-land-farming qualities. of both States. It is time for Karnataka and Tamil Nadu to • The tribunal’s failure to work out a more expansive take a hard look at their agricultural economies: the area under formula for distress years has given an excuse to cultivation, the number of crops per year and the water- Karnataka to withhold supply repeatedly. intensive nature of the crops. Unless these are adjusted to • Even in a bountiful year, there is resistance from suit the water availability, such disputes will keep surfacing. various groups in Karnataka to open its dams. Way Ahead Judicial intervention often resolves questions that the The lack of resolution on political maneuvering from both executive finds too sensitive to handle. By directing the states is big concern and cause of worry. To untangle the Centre to constitute a Cauvery Management Board within dispute the resolution should be to manage demand and not four weeks, the Supreme Court has created space for the supply! water-sharing dispute to be handled in a scientific and • Create an additional storage reservoir to store responsible manner by a legally constituted technical body. overflows from a healthy monsoon year to a drought The board, assisted by a regulation committee, is the year. mechanism prescribed by the Tribunal in its final order for • Transfer of water from the Godavari River and from implementing its award. It will be a technical body consisting the west flowing coastal rivers of Karnataka into of irrigation engineers and agronomists, and will have the Cauvery basin. independent members as well as representatives of the basin • The states in dispute tailor their agricultural States. It can formulate the manner in which water should be economy i.e. drop one crop season. Reduce shared in a season of distress. The court’s intervention also cultivation of water guzzling crops like paddy and exposes the helplessness of governments at the Centre in sugarcane. Sugarcane crops and liquor factories handling inter-State issues. It is part of a long historical demand water. Growing less sugarcane and more pattern. It was at the instance of the Supreme Court that food crops along Karnataka can solve the crisis to theCauvery Water Disputes Tribunal was formed more than a great extent. a quarter century ago; and again, it required court orders to • Let Neerkattis, the traditional water managers find pave the way for an interim award to be passed in 1991, and a solution. A Neerkattisis a traditional water expert. for it to be notified in the Gazette of India later. It took another With no political authority, he has community-driven order for the Tribunal’s final award of 2007 to be notified in administrative power. Water managers still play 2013, six years later. The court has done a significant service crucial roles in states like Uttarakhand. in nudging the Centre to provide a legal and technical • Stop managing rivers as per the colonial framework for the equitable distribution of water. agreements. Water should be brought in the This is not the first attempt to create an institutional Concurrent list of legislative subjects from the State mechanism. In 2013, the Centre notified the formation of a list, so that the disputes can be decided upon by ‘Supervisory Committee’ consisting of the Secretary, Union the Centre and not just the state governments. Water Resources Ministry, as chairman, and the Chief • Every year, the level of rain deficit is increasing. In Secretaries of the basin States as members. That the latest changing times, the government must aid and advice decision of the Supervisory Committee, which directed farmers in opting for water efficient crops such as the release of 3,000 cusecs of water for 10 days to Tamil Nadu, millets did not find favour with either State shows the difficulties • It is an undeniable fact that both the states need involved in managing inter-State disputes even through an Cauvery for survival. Care should be taken to not institutional mechanism. During this year as the water crises let the row affect inter-state relations, because the deepen Tamil Nadu has moved to the Supreme Court which issue strikes an “emotional note” with the people has order Karnataka to release 15000 cusec time of water to on both sides. Keeping the interest of farmers on Tamil Nadu for 10 days. That led Karnataka Assembly to both sides in mind, the governments should initiate pass a resolution not to comply to this order. That led Supreme a serious dialogue. This is the only way to find a Court in last week of September directing Karnataka to release permanent solution. 6000 cusec time of water to Tamil Nadu for 3 days. All this  10 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 INTERNATIONAL NEWS

UN organized first-ever summit on movement of United States has signed a 38 billion dollars Memorandum 65.3 million refugees and migrants of Understanding (MoU) with Israel to provide the country Global leaders gathered for the first-ever summit on with military assistance over a 10-year period. The MoU will movement of 65.3 million refugees and migrant at the U.N. be valid from 2019 through 2028. This defence deal is the headquarters in New York. Leaders from 193 countries largest such agreement the US has ever had with any country. adopted a ”breakthrough” declaration to save lives of over Pakistan assembly passed marriage bill protecting 65 million refugees and migrants and share responsibility as Hindu women’s rights the world grapples with the unprecedented refugee crisis. A Pakistan’s lower house of parliament has passed a landmark new campaign called ‘Together – Respect, Safety and Dignity bill giving its small Hindu minority the right to register for All’ to ‘respond to rising xenophobia and turn fear into marriages, the last major hurdle on the way to enacting a law hope’ has been launched by UN Secretary-General Ban Ki- aimed at protecting women’s rights. Activists say that Hindu moon. women have been disproportionately targeted for abduction, 193 countries signed declaration to stamp out forced conversions and rape because their marriages were drug-resistant infections never officially recognised and therefore not provable in 193 member countries of the United Nations (UN) has signed court. Hindus make up approximately 1.6 percent of Pakistan’s a landmark declaration to rid the world of drug-resistant Muslim-majority population, but have not had any legal infections or Antimicrobial resistance (AMR) or superbugs. mechanisms to register their marriages since independence As per the expert this commitment prevents 700,000 deaths a from Britain in 1947. year. It was the fourth time a UN declaration had been reached World’s largest solar power plant installed in Tamil on a health issue, following HIV in 2001, non-communicable Nadu,India diseases in 2011 and Ebola in 2013. Adani Green Energy (Tamil Nadu) Ltd, part of the Adani Vladimir Putin’s Won Elections Group, has dedicated to the nation the world’s largest solar Russian President Vladimir Putin’s United Russia party won power plant of 648 megawatts (MW), set up at Kamuthi in a huge victory in the country’s parliamentary election. The Ramanathapuram district of Tamil Nadu,india. The plant has Party led by vladmir Putin had won 54% of the vote in been set up with an investment of around Rs 4,550 crore. It is elections. part of the state government’s target to generate 3,000 MW in line with its new solar energy policy unveiled in 2012. World’s largest permanent shiplift began its trial in China North Korea conducted its 5th Nuclear Test World’s largest permanent shiplift designed by Chinese and North Korea detonated its 5th Nuclear Test causing an unusual German engineers on China’s Three Gorges Dam began its Seismic wave measuring 5.0. North Korea tested 1st of its trial on September 18, 2016. It is the largest and most kind in 2006 and the last was carried out in January sophisticated shiplift in the world 2016.Supreme Leader of Democratic People’s Republic of Korea (North Korea) – Kim Jong-Un Russia, China conducted joint naval exercises Premier of North Korea – Pak Pong-Ju Joint Sea-2016 in South China Sea Capital – Pyongyang, Currency – North Korean Won Russia and China have carried out joint naval exercises dubbed as Joint Sea-2016 in the resource-rich South China United Nations Charter Translated into Sanskrit Sea (SCS) off China’s southern Guangdong province. The Language eight-day naval exercise (from September 13 to 19) was held United Nations Charter was translated into Sanskrit language in a non-disputed area in SCS off China’s southern for the first time. The effort was extended by Jitendra Kumar Guangdong province. Tripathi. Presently, he is the Secretary of Akhila Bharatiya Sanskrit Parishad (Lucknow). It is to note that UN Charter US signed 38 billion dollars defence deal with was signed on 26 June 2016 at the conclusion of the UN’s Israel Conference on International Organisations and came into

11 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 force on 24 October 1945.So far, the UN Charter has been line started in December 2012. The line has 9 stations and translated into six official languages of the UN. trains run at a speed of up to 300 kph. WHO declared Sri Lanka as Malaria Free China has built world’s largest radio telescope The World Health Organisation officially declared Sri Lanka “Tianyan” as malaria free, thus it became the second country in South- China has built world’s largest radio telescope nicknamed East Asia Region declared as Malaria free after Maldives. Tianyan (Heavenly Eye” or “The Eye of Heaven) or the five- WHO is a specialised agency of the UN concerned with hundred-metre aperture spherical radio telescope (FAST). It International Public Health, established on 07 April is located in the Dawodang depression (vast natural crater), 1948.Secretary General of WHO – Margaret Chan, a natural basin in Pingtang County in the Guizhou Province, Headquarters – Geneva, Switzerland Southwest China. China became the 2nd Country in the World to The first military exercise between Russia and develop ‘Stealth Defeating Quantum Radar” Pakistan named Druzhba-2016 concluded China became the 2nd Country in the World after US to The first military exercise between Russia and Pakistan named successfully develop and test Stealth Defeating Quantum Druzhba-2016 (Friendship-2016) has concluded in Pakistan. Radar used to intercept and detect the frequencies of Modern With this, Pakistani Army and Russian Ground Forces (RGF) Military Aircrafts. Quantum Radar is a device that uses have come together for the first time in military exercises Photon Enlargement Technology to provide accurate reflecting growing military ties between two former Cold War identification of frequencies of airborne vehicles such as rivals. Military Aircrafts and Missiles at a range of 100 kms in a real WHO Regional committee meeting held at world environment. Colombo World’s first Driverless Bus Service started in Sri Lankan Prime minister Ranil Wickremsinghe inaugurated France the 69th session of WHO (World Health Organisation) World’s first driverless bus services started in the French Regional committee meeting at Colombo. Health ministers of city of Lyon. These driverless minibuses with a capacity of all 11 nations of South East Asia including Health and Family carrying 15 passengers each fitted with high-tech equipments Welfare Minister JP Nadda are taking part in the meeting. including LIDAR (Light Detection and Ranging) Radar Michel Temer became the 37th President of Brazil Technology, Laser Motion Sensor, Stereo Vision and GPS. Michel Temer became the new and 37th President of Brazil Indonesia will resume land reclamation to prevent replacing Dilma Rousseff. The later was convicted for Jakarta from sinking below sea level illegally using money from State banks to increasing public Indonesia will resume land reclamation that will help prevent spending, or which the banks fall shortage of $ 60 billion Jakarta from sinking below sea level. Greater Jakarta, one of causing recession in Brazil. the world’s most densely populated cities, sits on a swampy INDEX plain and is sinking at a faster rate than any other city in the world. Jakarta has focused its attention on bolstering its World Economic Freedom Index defenses with a 15-mile giant sea wall and refurbishing the Hong Kong and Singapore, once again, occupy the top two crumbling flood canal system. positions. India has slipped by 10 positions to 112th, as it China completed world’s highest bridge “fared badly” across categories including legal system and regulation, according to the Economic Freedom of the World: Chinese engineers have completed the basic structure of 2016 Annual Report. what is expected to become the world’s highest bridge. The Beipanjiang bridge, in mountainous south-western China, World Disaster Risk Index soars 565 metres (1,854 feet) above a Beipan River. It Germany based United Nations University Institute for overtakes the Si Du River Bridge in the central province of Environment and Human Security (UNU-EHS) released World Hubei to become the world’s highest bridge. Risk Report 2016 assessing the Risk of Disaster and Natural Hazards among 171 Countries. India ranked 77th on the World World’s longest bullet train network length established by China Railway Risk Index and Vanuatu displayed as the greatest risk Country. World’s longest bullet train network length of 2000kms was established by China Railway. Construction of the

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United Nation’s World Intellectual Property Five Indian cities in the top 100 Mastercard Global Organisation (WIPO) released Global Innovation Index, Destinations Cities Index 2016.India has been jumped up by 15 places from 81st position Five Indian cities have made it to the top 100 destination in 2015 GII and placed 66th in GII 2016.The GII 2016 topped by cities for 2016. , Mumbai, Chennai, Delhi and Pune Switzerland followed by Sweden (2nd) and UK (3rd). are the Indian cities in the list. The study is based on data from IATA, National Tourism Boards, IMF and other World Bank’s Bi-annual Logistics Performance organisations. Bangkok has emerged as the leading Index, 2016 destination city going by the international overnight visitor India has been placed at 35th rank in the World Bank’s Bi- arrivals. Annual Logistics Performance Index, 2016 among 160 countries based on ‘Connecting to Compete 2016: Trade Oxford tops the list as the world’s leading Logistics in the Global Economy’. Germany has been placed university on the top position in LPI, 2016 followed by Luxembourg Oxford University (UK) topped the list as the world’s leading and Sweden in second and third position respectively. In university in the latest Times Higher Education world rankings 2016 edition of LPI, India has improved its ranking by jumping index. Asian region’s top institution, National University of 19 positions compared to 54th rank in 2014 LPI. Singapore was ranked 24th. Indian Institute of Science of Bengaluru has been placed in the rank segment of 201 to 250 Global Innovation Index (GII), 2016 while IIT Bombay is in the 301 to 350 segment. World Economic Forum (WEF) released the Global The top 5 universities are as follows: Competitiveness Report (GCR) 2016-2017. The report 1. University of Oxford (U.K.) assesses the competitiveness landscape of 138 economies. 2. California Institute of Technology (U.S.) India has jumped 16 places in the GCI report to occupy the 3. Stanford University (U.S.) 39th spot. In 2015-16 GCI report, India was placed at 55th 4. University of Cambridge (U.K.) position as compared to 71st rank in 2014-15 report. Top 5 5. Massachusetts Institute of Technology (U.S.) countries in ranking are Switzerland, Singapore, United States, Netherlands, Germany and Sweden. Mukesh Ambani tops Forbes’ 100 Richest Indians list Five Indian museums placed among the best 25 Forbes India has released the annual India rich list and in Asia Reliance Industries Chairman Mukesh Ambani has topped A recent survey among the travelers revealed that Five Indian the Forbes’ ‘100 Richest Indians’ list. India’s richest museums featured among the best 25 in Asia. The Museum pharmaceutical magnate Dilip Shanghvi remains at 2nd. This of Qin Terracotta Warriors and Horse in China topped the is the ninth year in a row that Ambani has topped the list. Asia list. Top 5 museums in India : 51 World’s Most Powerful Women in Fortune List 1 Leh’s Hall of Fame, PepsiCo CEO and Chairman Indra Nooyi became the only 2 Bagore Ki Haveli (Udaipur), Indian origin Women ranked 2nd in Fortune’s 51 Most 3 Victoria Memorial Hall (Kolkata), Powerful Women in the World. The Fortune’s List topped by 4 Salar Jung Museum (Hyderabad) and Mary Barra (USA), CEO and Chairman, General Motors. 5 Jaisalmer War Museum (Jaisalmer) Fortune’s “50 Most Powerful Women” Outside Forbes magazine’s annual list of best paid US television actresses Fortune released the list of “50 Most Powerful Women Colombian-American actress Sofia Vergara topped Forbes Outside US” featuring three Indian Bank Chiefs in the list of magazine’s annual list of best paid television actresses for Top 50.SBI Chief Arundhati Bhattacharya ranked 2nd on the the fifth year in a row, earning $43 million. Priyanka Chopra list, ICICI Bank Head ChandaKochhar came on 5th spot and has become the first Indian star to enter the Forbes list of Axix Bank CEO Sikha Sharma came on the 19th position.The highest paid television actresses in the world. She stood at Fortune List of “50 Most Powerful Women outside US” 8th position. topped by Ana Antonio Botin, the Executive Chairman of Banco Santander, the Eurozone’s largest Bank, headquartered at Spain. 

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Union Cabinet approved merger of Rail budget Constitution of India had not provided for a national language with General budget was observed by a bench of Chief Justice G The Union Cabinet has approved the proposals of Ministry Rohini and Justice Sangita Dhingra Sehgal. of Finance to merge of Railway budget with the General budget. Merger of Railway Budget with the General Budget ‘e-VMS’ inagurated at the Krishnapatnam port in will be effective from the Budget 2017-18. It will end 92-year- Nellore old tradition as the presentation of separate Railway budget Union Minister of State for Development of North Eastern started in year 1924. Region Jitendra Singh inaugurated the ‘e-VMS’ (e-Visitor Management System) at the Krishnapatnam port in Nellore Centre Renamed Restructred Indira Awaas Yojana as part of the Ease of Doing Business initiatives. He also As PMAY took part in the ‘Vanam Manam’ greenery development The rural housing scheme Indira Awaas Yojana (IAY), started programme on the port premises. by former Prime MinisterRajiv Gandhi in1985 , has been ‘e-VMS’ (e-Visitor Management System) : restructured and renamed as Pradhan Mantri Awaas a) This will ensure a safe, quick and hassle-free Yojana(PMAY). Under the new scheme, the government was entry for visitors and delegates. aiming to construct one crore houses by 2019. IAY was a b) This system stores information like identity proofs centrally sponsored scheme funded on acost sharing basis and the purpose of the visit and makes the port between the centre and states in the 60:40 ratio, except in easily accessible and user-friendly. case of North-Eastern states and Union Territories (UTs).For North-Eastern states, the central government funds 90% of Meeting of BRICS Representatives in charge of the cost and 100%for the UTs Under the new modified PMAY security held in scheme, the sharing pattern between the Centre and states The meeting of BRICS Representatives in charge of security is same, but the grant would be transferred directly into the was held in New Delhi, India. It was hosted National Security bank account of beneficiaries, who had been selected on the Adviser (NSA) Ajit Doval. The meeting was attended by basis of socio-economic caste census of 2011. representatives in charge of security of BRICS nations viz. Brazil, Russia, India, China and South Africa. Central Government announced 27 new cities under Smart City Mission Union Government banned sharing of Aadhaar Union Minister Shri Venkaiah Naidu has announced 27 new details Smart Cities from the 63 cities in New Delhi. The 27 cities will UIDAI banned sharing of Aadhaar details. The possession require the investment of Rs 66,883 crore. The 27 cities of Aadhaar number of an individual by Agencies should not be allowed to publish or display the information publicly and selected in the ‘Smart City Challenge’ competition in order of the marks scored by them are: would have to ensure security and confidentiality of the 12- S.No City State digit resident identification number under the Aadhaar Act. 1. Amritsar Punjab As per the rules, the biometric information could not be 2. Kalyan-Dombivili Maharashtra shared with anyone for any reason. Any violation of the 3. Ujjain Madhya Pradesh Aadhaar Act would constitute an offence and is punishable 12. Rourkela Odisha under the Act. Based on the offence, the penalty could go up to three years imprisonment or a fine of up to Rs 1 lakh or Plea to declared as national language both. The Act specified a severe penalty of at least Rs.10 withdrawn from Delhi High Court lakh for unauthorized access to CIDR. A petition asking Centre to take steps to declare Hindi as India’s national language was withdrawn from Delhi High Court after it declared that the constitution did not provide for a national language. There was no dispute that the

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Punjabi version of PM Narendra Modi’s website Details of FDI limits in various sectors are as follows: launched People can now visit the PM Modi’s website in the Punjabi Sl. Sectors FDI Limits language at the URL www.pmindia.gov.in/pa.The website No. which was initially started in English and Hindi, is now Trading including through E- 100 % under Commerce in respect of Food Government accessible in nine regional languages - Bengali, Gujarati, (i) Products manufactured Route. Kannada, Malayalam, Marathi, Odia, Tamil, Telugu and and/or produced in India. Punjabi. Defence (Earlier 49 % was 100 % through permitted in the Equity of a Government ‘Selfie with toilet’ to boost Swachh Bharat in (ii) Company under Automatic Route. Ludhiana Route) The Ludhiana District Administration has started the “Selfie Broadcasting Carriage 100 % through with my Shauchalya” campaign to make the Services such as Teleports, Automatic successful and encourage people (iii) DTH, Cable Networks, Route. to use clean toilets. Under the initiative, beneficiaries of toilets Mobile TV and Sky provided by the Punjab government and Bharti Broadcasting Services Pharmaceuticals (Greenfield 100 % through Foundation had been urged to click a selfie with their toilets. (iv) Pharma – Earlier 100 % Automatic The owner of the cleanest toilet, having all facilities, would through Government Route) Route. be specially honored on October 2,.The campaign had been Pharmaceuticals (Brownfield 100 % through started for encouraging masses on the benefits of clean (v) Pharma – 74 % under Government toilets. Automatic Route) Route. Civil Aviation Sector – 100 % in Govt to expand DBT to 147 schemes by next Airports (Earlier 100 % FDI Brown field Automatic Route in through March (vi) The Government plans to double the number of schemes Greenfield Projects and 74 % Government in Brownfield Projects under Route. under DBT to 147 by March 2017 and has launched pilots for Automatic Routes) paying subsidy on food, kerosene and fertiliser directly via Modernisation of Brownfield 100 % through bank accounts of beneficiaries. Benefits and subsidies in as (vii) Airports (Earlier 100 % Automatic many as 74 schemes of 17 government departments and through Government Route) Route. ministries were paid directly to beneficiaries under DBT. Scheduled Air Transport 100 % through Services/Domestic Scheduled Government PM launched irrigation and drinking water supply Passenger Airlines and Route. (viii) projects worth 4800 cr rupees in Gujarat Regional Air Transport Prime Minister Narendra Modi launched the water supply Services. (Earlier 49 % under and irrigation projects worth of Rs 4800 crore under Automatic Routes) Private Security Agencies 74 % under the Gujarat Vanbandhu Kalyan Yojna at Limkheda in Dahod (Earlier 49 % under Government district, Gujarat on his 66th birthday anniversary celebrations. (ix) Government Route and now Route. Union Cabinet approved Simplified and the limit has been increased to 74 %) Liberalized FDI Policy, 2016 in various Sectors Animal Husbandry 100 % through The Union Cabinet chaired by PM Narendra Modi gave his (including breeding of dogs), Automatic (x) ex-post-facto approval for the FDI Policy, 2016 amendments Pisciculture, Aquaculture and Route. announced by the Government on 20th June, 2016.The FDI Apiculture etc. policy amendments are meant to liberalise and simplify the Union Government revised Minimum Wage for FDI policy so as to provide “Ease of Doing Business” in the Central Sphere Workers country leading with a view for larger FDI inflows contributing A Joint Press Conference on Demands of the Central Trade to Growth of Investment, Incomes and Employment. Unions called by Union Finance Ministry, Union Labour & Employment Ministry and Union Power Industry revised

15 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 basic minimum wage to Rs. 350 per day for Unskilled Non- The Union Cabinet has given its approval to raise Rs. 31,300 Agricultural Workers for C-Category Areas. Further, the crore in FY 2016-17 to augment infrastructure spending. Union also announced to implement the Payment of Bonus Besides, it has also given approval to service principal and (Amendment) Act, 2015 as per the new guidelines. interest against the Extra Budgetary Resources (EBR) of Rs. 16,300 crore by Union Government for infrastructure GST council sets exemption threshold for tax at spending. The EBR is proposed to finance funds to be raised Rs.20 lakh by Indian Renewable Energy Development Agency (IREDA), The Goods & Services Tax (GST) Council has decided that Power Finance Corporation (PFC), Inland Waterways businesses in the northeastern and hill states with annual Authority of India (IWAI), and National Bank for Agriculture turnover below Rs.10 lakh would be out of the GST net, while and Rural Development (NABARD). This implies that the threshold for the exemption in the rest of India would be interest and principal in respect of the EBR of Rs.16,300 crore an annual turnover of Rs.20 lakh. States would have sole will be financed by Union Government by making suitable jurisdiction over assessees (currently in the Value Added budget provisions. It will supplement the efforts of the Union Tax (VAT) net at present) having a turnover of Rs.1.5 crore or Government to improve infrastructure spending and also less, while the administrative control of businesses with a improve revenue-capital mix of expenditure for a more turnover exceeding that limit would be jointly with the central sustainable growth. and state governments. The Council also decided that the existing 11 lakh service tax assessees will continue to be Union Ministry of Tourism approved projects under the jurisdiction of the Centre. worth 500 crore rupees for Jammu and Kashmir The Union Ministry of Tourism has approved projects worth Government of India launched a registration 500 crore rupees for integrated development of tourism in module for Indian students studying abroad Jammu and Kashmir under Swadesh Darshan scheme. The Government of India has launched a registration projects were approved by Central Sanctioning and module for Indian students studying abroad so that they Monitoring Committee for the scheme as part of Development can be reached in an emergency. It is a step to know Package of Prime Minister Reconstruction Plan. data regarding how many students are studying abroad. Approved Projects: In case of emergency, the Embassy will be able to reach  Mantalai – Sudhmahadev – Patnitop Circuit – them. Student’s Registration Module has been started Rs.99.99 Crore, on madad.gov.in/  Baramulla-Kupwara-Leh circuit – Rs.99.98 Crore, UNION CABINET APPROVALS  Rajouri – Bafliyaz – Shopian – Pulwama Circuit – Rs.99.99 Crore Government approved highway projects worth Rs  Anantnag-Kishtwar- Pahalgam – Daksum – Ranjit 2,600 crore in 5 states Sagar Dam Circuit – Rs.99.75 Crore. The central government approved nine highway projects at a cost of Rs 2,600.31 crore. Government announced a Special Package of Rs. The highway projects are 200 crore for J & K Youth a) Rehabilitation and Up-gradation of Allahabad- PM Narendra Modi announced a special package of Rs. 200 Mirzapur section of NH-76 in Uttar Pradesh to two- crore with a view to engage youth of Jammu and Kashmir in lane – Rs 241.37 crores. constructive Sporting activities.Under this Package, two b) Construction of two-lane with paved shoulder of Stadiums in the State Capitals of Srinagar and Jammu will be Pilibhit-Puranpur section (excluding Tiger reserve upgraded to the International Standards while existing area) of NH-730 in Uttar Pradesh – Rs 176.94 crore. Stadiums at Poonch, Rajouri and Udhampur will be c) The construction of capital road (Dimapur to upgraded.In addition, the Government has provided Rs. 6 Kohima) under Inter State Connectivity Scheme crore for Water Sport facilities in the State. in Nagaland during 2016-17 – Rs 325.81 crore. ECI granted National Party Status to All India The other highways approved are in the states of Karnataka, Trinamool Congress (TMC) Telangana and Andhra Pradesh The Election Commission of India (ECI) granted National Union Cabinet approved raising Extra Budgetary Party Status to All India Trinamool Congress after fulfilling Resources to augment infrastructure spending conditions required to become a National Party and its presence as State Parties in four States in ,

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Manipur, and Tripura.The TMC party is  The Government has given its approval for operation led by West Bengal Chief Minister, Mamata Banerjee.With of helicopter services in the State of Jammu and this Status, TMC became the 7th National Party in the Country Kashmir and Himachal Pradesh on a pilot basis in along with BJP, Congress, BSP, NCP, CPI and CPI (M). 10 sectors. Union Government accorded to grant of BILL AND AMENDMENT Permanent Residency Status for Foreign Investors Police to Upload All FIRs Online within 24 hours With an aim to encourage Foreign Investment in India and to facilitate Make in India Programme, the Union Cabinet of Lodgement – Supreme Court The Apex Court directed all State Policy Authorities to upload approved the Scheme for granting of Permanent Resident all FIRs involving Cognizable Offences on State Police Status (PRS) to Foreign Investors.In its initial version, the Websites within 24 hours of their registration. The directives PRS will be granted for a period of 10 years with multiple however exempted FIRs related to Sensitive Cases such as entries in the Visa manual and further can be renewed/ Sexual Offences, Insurgency issues and Terrorism cases. The reviewed for another 10 years.In order to avail the PRS order also reiterated that in the absence of an Official Website Scheme, a Foreign Investor will have to invest a minimum of of the State Police, then the FIR would be uploaded on the Rs. 10 crore within 18 months or Rs. 25 crore within 36 months Website of the State Government. In the case, if no net and the Investment should result in generating employment connectivity is available, the FIRs to be uploaded within 48 to at least 20 Resident Indians every financial years. hours of their registration. The time period however extended Union Government approved use of Chilli based up to 72 hours for those States which are located in difficult PAVA Shells as alternative to Pellet Guns Terrains where Internet connectivity is poor. Union Ministry of Home Affairs approved the use of President approved GST Pelargonic Acid Vanillyl Amide (PAVA) Shells as an alternative (122nd Amendment) Bill, 2014 to Pellete guns for crowd controlling in J & K.PAVA shells On 08 Sep, President Pranab Mukherjee gave his assent to are also called Nonivamide, which are Chilli filled grenades 122nd Constitutional Amendment Bill, which is commonly that immobilizes the target temporarily rather than causing known as GST Bill, 2014.Article 111 of the Constitution physical injury.It is note that, the Union Government had empowers the to give assent to Bill when constituted a seven member expert committee headed by a Bill has been passed by the Houses of Parliament. After the TVSN Prasad, the Joint Secretary of MHA to find an alternative to Pellete guns for crowd controlling in J&K. President’s approval, the GST Bill now becomes a Law and will roll out a new Indirect Tax regime based on the concept NEWS IN BRIEF of “One Nation, One Tax”. Accordingly, the Union  The Union Cabinet has given its approval for Government will form a GST Council soon under the head of provision of a direct communication link through a Finance Minister to fix a GST rate and prepare a Model Bill dedicated submarine Optical Fibre Cable for operationalization of the new tax regime. (OFC) between Mainland (Chennai) and Port Blair Facts about Goods and Services Tax (GST) & five other islands. (a) GST is a single Indirect Tax on Manufacturing, Sale  The Union Cabinet has given its ex-post facto and Consumption of Goods and Services approval to enhancement of Pension for Freedom throughout India subsuming all of the Central and Fighters and for the spouses, eligible daughters and State Indirect Taxes such as Value Added Tax (VAT), dependent parents of deceased Freedom Excise Duty, Service Tax, Central Sales Tax, Customs Fighters, under the Swatantrata Sainik Samman Duty and additional Customs Duty. Pension Scheme (SSSPS),1980. (b) The GST Bill was passed by the Parliament in  The Cabinet Committee on Economic Affairs has August 2016 and was circulated among the State approved shutting down of Hindustan Diamond Governments seeking their ratification. Company Pvt Ltd (HDCPL). (c) The Bill was sent to the President’s approval after  The Cabinet Committee on Economic Affairs (CCEA) 19 States had ratified it. has approved capital grant of Rs. 5,176 crore for (d) was the first State and became the development Gas Infrastructure in Eastern part of second to ratify the GST Bill. the country. (e) The GST is scheduled to be implemented in India rom 01 April 2017.

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(f) France was the first Country in the World to b) The Insurance cover is applicable to passengers introduce GST followed by Canada and UK. Apart holding tickets of Confirmed, RAC and Waitlisted from this, New Zealand, Malaysia and Singapore Tickets booked online through IRCTC website only have also implemented GST. for all trains excluding Sub-Urbans. (g) India has follow’s the Canadian Dual GST Model. c) The Scheme is not applicable to Children up to 5 years of age and Foreign Citizens. NEWS IN BRIEF d) This optional travel insurance scheme was  Union Government has notified new import policy announced by Railway Minister Suresh Prabhu for marble & travertine blocks with an aim to balance during his Railway Budget Speech, 2016-17. the interests of domestic consumers, producers and e) Further, the Scheme also offers Travellers/ processors, and ease the system for import of marble Nominees/Legal Heirs a compensation of Rs. 10 lakh & travertine blocks. in the event of Death or Total Disability, Rs. 7.5 lakh NEWS RELATED TO INDIAN RAILWAY for Partial Disability, up to Rs. 2 lakh for Hospitalisation expenses and Rs. 10,000 for Indian Railways launched cleanliness drive Transportation of Mortal remains from the place of Swachhta Saptah a Train Accident or where an untoward incident, Indian Railways marked the ‘Swachh Paryavaran including Terrorist Attack, Dacoity, Rioting, Diwas’ (Clean Environment Day) by launching the Swachhta Shootout or Arson, if occurs. Saptah (Cleanliness Week). The special 9 day (from 17 to 25 September 2016) long public cleanliness outreach programme Spanish Talgo Train completed final Trial Run was launched by Union Railway Minister Suresh Prabhu in between Delhi and Mumbai New Delhi. The Spanish Talgo Train with 9 coaches completed its final a) It would include Swachh Stations (Clean Stations), trial run between Delhi and Mumbai for a distance of 1400 SwachhNeer (Clean Water), Swachh Rail kms in less than 12 hours with a top speed of 150 Gaadi (Clean Train), Swachh Sahyog (Cleanliness KMPH.Currently, the Rajdhani Express makes the journey in Participation), Swachh Parisar (Clean Complex), 16 hours. Swachh Samvad (Cleanliness Dialogue), Swachh Indian Railways implemented “Flexi Fare Samarpan (Dedication for ensuring System” for Rajdhani, Shatabdi and Duronto Cleanliness), Swachh Aahar (Clean Food). Trains b) These were all conducted under the initiative a) Ministry of Railways announced “Flexi Fare System” of Swach Bharat Abhiyan programme. for Rajdhani, Duronto and Shatabdi Trains only and Railways to introduce Yatri Mitra Sewa to book the System came effective from 09 September wheelchair cum porter services onwards. To provide support to old and differently abled passengers b) It is also known as “Surge Price System” and requiring assistance at the stations, Ministry of Railways implemented on an experimental basis and would had decided to introduce Yatri Mitras Sewa for enabling be reviewed after three months by the Ministry. passengers to book wheelchair services cum porter services. c) Under the, the Base Fare for Rajdhani, Duronto and This service could be booked on IRCTC e-ticketing website Shatabdi Trains will increase by 10 % with every 10 and 139 or through a mobile. Chairman & Managing Director % berths sold subject to a ceiling limit of increase of IRCTC- Dr. A.K. Manocha. in Base Fare (including Tatkal Quota) by 1.5 times for all Classes (2S, SL, 3A, 2A and CC).There has no Indian Railways launched Travel Insurance change in the existing fare or 1AC and Executive Scheme up to Rs. 10 lakh for 0.92 paise for Chair (EC) Class of travel. Passengers travelling on E-Tickets d) Other supplementary charges like Reservation a) The Ministry of Railways rolled out its Train Travel Charges, Superfast Charge, catering Charges, Insurance Scheme for passengers under which Service Tax etc will be applicable separately. passengers can buy a Premium of 92 paise whilst e) Vacant Berths let at the time of charting would be booking a ticket to get an Insurance cover up to Rs. offer for Current Booking and shall be sold at the 10 lakhs; however the Premium will be nonrefundable in case of cancellation.

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last price sold for that class and supplementary probably one of the biggest of its kind, to push for an Aadhaar charges as applicable shall be levied in full. card-based ecosystem in India, would eventually force more f) Further, Passengers would have to permit to exercise and more rail commuters to apply for one. As per recent data, option to travel by the higher class if the lower class over 96 per cent of Indians already have an Aadhaar Card. fare becomes higher than the higher class during Railway will launch the Humsafar Class trains the booking. Railway will launch the Humsafar Class trains with high end g) The revised fares will not apply to tickets already facilities next month, with fares around 20 percent higher issued in advance for journey to commence on or than the normal mail and express trains. after 09 Sept 2016. Aadhaar cards will be mandatory to book rail tickets  Soon, Aadhaar cards will be mandatory to book rail tickets, according to a new IRCTC directive. The move, which is

BILATERAL

India - France partnership. So far countries including Canada, India and France inked the deal for 36 Rafale fighter jets in UK and Poland had confirmed their participation for the presence of Defence Minister and his the summit this year as partner countries. French counterpart Jean Yves Le Drian in New Delhi. The About Vibrant Gujarat: aircraft will be equipped with latest missiles and weapon  Vibrant Gujarat is the name given to a biennial system. The 7.8 billion Euro deal is crucial for the Indian Air investors’ summit held by the government of Force and is expected to give India the dominant status in Gujarat in Gujarat, India. The event is aimed at the air. The features that make the Rafale a strategic weapon bringing together business leaders, investors, is its Beyond Visual Range (BVR) Meteor air-to-air missile corporations, thought leaders, policy and opinion with a range in excess of 150 kilometres. The delivery of this makers. aircraft will start in 36 months and will be completed in 66  The summit is advertised as a platform to understand months from the date the contract is inked. and explore business opportunities in the State of Gujarat. India, US, Afghanistan reaffirm shared interest in combating terrorism India – Samoa India, United States and Afghanistan have reaffirmed their The Union Cabinet has given its approval for signing and shared interests in combating terrorism and advancing peace ratification of Agreement between India and Samoa for the and security in the region. In this regard, a trilateral statement exchange of information with respect to Taxes which will was issued after meeting of their delegates in New York on help curb tax avoidance and tax evasion. the sidelines of the 71st session of UN General Assembly. India - Nepal India – US India and Nepal signed three agreements for post-earthquake a) Two days India – US economic summit began in reconstruction, Road infrastructure in Tarai and Line of Credit, New Delhi on September 14 to provide a valuable during Nepal Prime Minister Pushpa Kamal Dahal opportunity to assess developments across India- ‘Prachanda’ three-day state visit to India. India also gave 750 US trade relationship, economy and society. The million dollar line of credit for post earthquake reconstruction summit is hosted by the chamber’s of North India of the Himalayan nation. council. MoUs signed include b) The US government had decided to become Dollar Credit line agreement: India will provide new LoC a partner country for the upcoming Vibrant Gujarat agreement for US 750 million dollars for post-earthquake Global Summit, which was prepared to be held reconstruction projects in Nepal. in January 2017. Gujarat chief minister Vijay First Amendatory Dollar credit line agreement: It was Rupani welcomed the announcement of US signed between Government of Nepal and EXIM Bank to US

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1 billion dollar Line of Credit (LoC) agreement signed in Vietnam also signed an Agreement on celebrating November 2014 for enabling reapportioning of unutilised 2017 as ‘The Year of Friendship’.PM Narendra Modi funds for post-earthquake reconstruction projects in Nepal. also visited the Quan Su Pagoda in Hanoi. MoU for Upgradation and Improvement of Road c) The Indian Embassy in Hanoi in the Capital city of Infrastructure in Terai Area of Nepal: It was signed between Vietnam set up a grid connected Solar Energy Department of Roads, Postal Highway Project of Nepal and Generation Plant, thus making it the first Indian National Highways & Infrastructure Development Embassy to start “Mission Green”. It was the wish Corporation Limited (NHIDCL) for Project Management of PM Narendra Modi to make Indian Missions Consultancy Services. abroad green. President of Socialist Republic of Vietnam – Tran Dai Quang India - Sri Lanka Prime Minister of Vietnam – Nguyen XuanPhuc India and Sri Lanka Signed MoU to support livelihood of Capital – Hanoi the fishing and farming communities by providing them Currency – Vietnamese Dong equipment worth USD 2 million in the country’s southern Hambantota district. Egyptian -India Egyptian President, Abdel Fattah El Sisi along with high level Indian – China delegations visited India on a 3 days State visit.During his Indian & China expressed concern over the climate impact presence, India and Egypt signed Agreement in the area of on Himalaya & the melting of glacier & degradation of the Maritime Transport to set up Cooperation on the Seas.It is world’s highest mountain range due to climate change. to note that, India and Egypt have a strong Economic India - Afghanistan Relationships and India is the 6th largest Trading partner of India and Afghanistan have signed an Extradition Treaty to Egypt. facilitate exchange of wanted terrorists and criminals. both Prime Minister of Egypt – Sherif Ismail countries also signed agreements on peaceful uses of outer Currency of Egypt – Egyptian Pound space technology and also on cooperation on commercial Capital of Egypt – Cairo and civil matters. India offered additional developmental India -Greece assistance of one billion dollars to Afghanistan. Besides, Greece became the first Country to sign Open Skies during the meeting of President Ghani and Prime Minister Agreement with India.The Open Skies Agreement with Greece Narendra Modi they sought faster implementation of the will allow Indian Carriers to launch any number of flights to trilateral agreement among Iran, Afghanistan and India. any destination in Greece and Carriers from Greece will be India-Vietnam allowed to connect only with six important cities in India. Six a) PM Narendra Modi visited to Hanoi, the Capital nominated cities are New Delhi, Mumbai, Bengaluru, City of Vietnam on his way to Hangzhou, China to Hyderabad, Kolkata and Chennai. attend the G-20 Summit, 2016 which was held India -Mauritius between 04 Sep and 05 Sept 2016.A total of 12 India and Mauritius on September 13 explored greater agreements have been signed between India and collaboration in the area of defence and security even Vietnam for Cooperation in the areas including as discussions on the Comprehensive Economic Defence, IT, Space Science, Health Cooperation, Cooperation Partnership Agreement (CECPA) between Cyber Security and Double Taxation for the two countries restarted. strengthening the Strategic Partnership.India also Capital: Port Louis extended $ 500 million Line of Defence Credit to Currency: Mauritian rupee Vietnam in strengthening its Defence Protocols and President: Ameenah Gurib building of Offshore High Speed Patrol Vessels by Prime minister: Anerood Jugnaut L & T for Vietnamese Coast Guard.  Mexico has set up consultate in Chennai to b) The Prime Minister also announced a grant of $ 5 explore Free Trade Agreement with India. It is million for the establishment of a Software Park in Mexico’s third consulate in India. Ramkumar the Telecommunications University in NhaTrang, Varadarajan was appointed as Honorary Consul Vietnam.Further, India and Vietnam have also agreed of Mexico for Southern India. to boost new Trade Target and Business Opportunities of $ 15 billion by 2020.India and

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Himachal Pradesh - Singapore MoU was signed by S K Roy, ED (OS) of NTPC and A K Himachal Pradesh government signed a preliminary Gupta, Director (Finance) of EESL. Objective: To enable Memorandum of Understanding (MoU) with Singapore EESL to provide end-to-end state-of-the-art energy efficient government for developing a smart integrated township in LED lighting and solutions in accordance with the Jathiadevi near Shimla airport. The MoU was signed requirement of NTPC. between Himachal Pradesh Housing and Urban Development Authority (HIMUDA) and Asian India, AfDB inked MoU for hosting bank’s annual meetings at Ahmedabad Pacific Singapore Enterprise in the presence of Urban Government of India and the AfDB signed MoU to host the Development and Town and Country Planning and Housing next annual meetings of the African Development Bank minister Sudhir Sharma. (AfDB) Group at Mahatma Gandhi Convention India and Cyprus Centre, Ahmedabad from May 22 to May 26, 2017. The Cabinet has approved a revised Double Tax Avoidance African Development Bank (AfDB): Agreement (DTAA) between India and Cyprus that provides President: Akinwumi Adesina for source-based taxation of capital gains on transfer of Headquarters: Abidjan, Ivory Coast shares instead of one based on residence. Chandigarh Administration, French Development MOU Agency signed MoUs Chandigarh Administration and French Development Water Resources Ministry signed MoU with Agency (AFD) signed a memorandum of understanding Agriculture Ministry to promote organic farming (MoUs) on Chandigarh Smart City Project and ‘Technical Union Water Resources Ministry signed MoU with Cooperation’ in the field of Sustainable Urban Mobility. The Agriculture Ministry to take up organic farming MoUs were signed by K K Jindal, Secretary Transport, Union Water Resources Minister Uma Bharti and Agriculture Chandigarh Administration and Minister Counsellor, Minister Radha Mohan Singh signed the MoU to encourage Embassy of France in India, Jean Marc FENET and Director farmers of over 5,000 villages along the Ganga to take up French Development Agency, Nicolas Fornage. organic farming under Paramaparagat Krishi Vikas Yojana. Paramaparagat Krishi Vikas Yojana:  Paramparagat Krishi Vikas Yojana (Traditional  Farming Improvement Programme) has been launched by Government of India to support and promote organic farming and thereby improving soil health. VANIK’S KNOWLEDGE GARDEN  The Paramparagat Krishi Vikas Yojana of the NDA Important Nuclear Power Plant in India government is basically a scheme of supporting Plant Location State Capacity organic farming via cluster approach Narora Atomic Power Narora Uttar Pradesh 440 MW Telangana signed MoU to help in IT Station Rajasthan Atomic development Rawatbhata Rajasthan 1180 MW Power Station Chief Minister of Goa and Telangana IT Tarapur Atomic Power minister K T Rama Rao signed an memorandum of Tarapur Maharashtra 1400 MW Station understanding (MoU) for mutual cooperation between both Kakrapar Atomic Kakrapar Gujarat 440 MW States to work together in IT development. According to Power Station the agreement the T-Hub (Telangana Hub) which is India’s Kudankulam Nuclear Kudankulam Tamilnadu - MW largest incubator for startups, located in Hyderabad will be Power Plant set up in Goa. Madras Atomic Power Kalpakkam Tamilnadu - MW NTPC, EESL signed pact for energy efficient Station Kaiga Nuclear Power lighting solutions Kaiga Karnataka 660 MW Plant NTPC has signed a pact with Energy Efficiency Services Ltd Madras Atomic Power (EESL) to implement energy efficient LED lighting solutions Kalpakkam Tamil Nadu 440 MW Station for all its projects, stations and offices across the country.

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RBI IN NEWS Treasury Management etc.Further, Software Robotics can use Artificial Intelligence (AI) such as Face/Voice recognition India’s foreign exchange reserves up at $371 to activities such as Data Entry/Validation, Automated billion: RBI Formatting, Message Creation and Text Mining and Currency The (RBI) announced India’s foreign Exchange Rate Processing etc. exchange reserves went up to$371.27 billion. About Foreign Reserves: Vijaya Bank rolled out 3 new apps  Foreign-exchange reserves (also called forex Public sector lender Vijaya Bank had launched e- reserves or FX reserves) is money or other assets deposit facility to facilitate term deposits by customers. E- held by a or other monetary deposit would facilitate the existing Vijaya Bank customers authority so that it can pay if need be its liabilities, to open term deposit accounts through e-banking facility. such as the currency issued by the central bank, as The three innovative information technology products had well as the various bank reserves deposited with launched VPAYQWIK, Vijaya *99# and V-eConnect+. the central bank by the government and other financial institutions. Kotak Mahindra Bank Launched App To Open  Reserves are held in one or more reserve currency, Accounts mostly the United States dollar and to a lesser extent Kotak Mahindra Bank (KMB) has launched an application, the EU’s euro, the British pound sterling, and the “Kotak Now” that would allow new customers to open an Japanese yen. account within 10 minutes. The customer will have to enter their mobile number and then key in a one-time password ended his term, Urjit Patel taken (OTP) to establish identity.After this they need to upload Charge as the 24th of RBI scan copy of either their passport or the Aadhaar card. On 06 Sep 2016, Urjit Patel taken over as the next and 24th Customers will then have to get connect through a video Governor of RBI for a period of 03 years, being 05 September chat with one of the KMB executives and the account gets was a holiday for the Central Bank.The term of Raghuram opened. KMB tied-up with a German based start- Rajan ended on 04 Sep 2016.Prior to his new appointment, up ‘WebID’ which has a patented technology to establish Urjit Patel was the Deputy Governor in charge of the identities through specially built algorithms. ‘WebID’ already Monetary Policy Committee (MPC). He was reappointed as implemented it in 30 banks worldwide. Deputy Governor on 11 January 2016 after the completion of his first 3 year term in office. Federal Bank launched Federal Skill Academy at Coimbatore RBI allowed FI to buy up to 100 per cent in Federal Bank, Kochi-based Private Sector Bank has launched Crompton Greaves Consumer Electricals Ltd. its second Federal Skill Academy at Coimbatore, as part of Reserve Bank has allowed foreign investors to buy up to 100 its Corporate Social Responsibility (CSR) initiatives.The first per cent in Crompton Greaves Consumer Electricals Federal Skill Academy was inaugurated last year Ltd. Foreign Institutional Investors (FIIs)/Registered Foreign at Ernakulam. The initiative will facilitate underprivileged Portfolios Investors (RFPIs) can now invest up to 100 per students to successfully complete the courses, and get cent of the paid up capital of Crompton Greaves Consumer employment opportunities both in India as well as in foreign Electricals Limited under the Portfolio Investment Scheme countries. Students of 18-25 years age, who have passed (PIS). Plus 2/ITI/Polytechnic/Degree or Engineering dropout students and whose annual family income does not exceed OTHER BANK IN NEWS Rs.2 lakh per annum, are eligible to apply for the course. ICICI introduced Software Robotics for Power NABARD sanctioned Rs. 205 crore loans under Banking Operation RIDF to Haryana ICICI Bank became the first Bank in the Country to deploy NABARD sanctioned loan worth Rs. 205 crore under Rural “Software Robotics” for Power Banking Operation to more Infrastructure Development Fund (RIDF) for Rural than 200 Business Process across the Country to reduce Infrastructure in Haryana. Rural Infrastructure Development Processing Time in Customer Services with higher operational Fund (RIDF) was instituted in NABARD with an efficiency and accuracy. Business Processes in Banks include announcement in the Union Budget 1995-96 with the sole SME Trades, Forex, Retail Banking, Agri-Business, HRM and

22 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

P h . : (0674) 6556677, 8093556677. W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 objective of giving low cost fund support to State to State Transport Minister Chandra Mohan Patowary by Government and State Owned Corporations for quick Union Minister of Road Transport and Highways Nitin completion of ongoing Projects relating to Medium and Minor Gadkari. The amount will be utilised to develop inland Irrigation, Soil Conservation, Watershed Management and waterways including ghats. other forms of Rural Infrastructure. NABARD was established on 12 July 1982 based on the recommendations Multilateral funding agency Asian Development of Shivaraman Committee with an initial corpus of Rs. 100 Bank (ADB) approved a loan of $631 crore. Government of India holds majority of stakes (99%) of Multilateral funding agency Asian Development Bank (ADB) approved a loan of $631 million or Rs.4228.9 crore for building NABARD. Present Chairman of NABARD – Harsh Kumar Bhanwala India’s first coastal industrial corridor between Visakhapatnam and Chennai. Andhra Bank tied up with Cigna TTK, Reliance IWAI – Germany: The Inland Waterways Authority of India General Insurance (IWAI) has signed a contract with German company DST to Andhra Bank has entered into corporate agency agreements design vessels suited to navigate the 1620 km stretch of with Cigna TTK Company Ltd, and Reliance General National Waterway (NW-1) (Ganga-Bhagirathi-Hooghly). Insurance Company Ltd for providing health and general insurance respectively, to its customers. The two separate ADB approves $631 million loan for Vizag- agreements were signed in presence of Andhra Bank Chennai industrial corridor Executive Director S K Kalra, MD and CEO of Cigna TTK The Asian Development Bank (ADB) has approved a $ 631 Health Insurance Sandeep Patel and CEO of Reliance General million loan to develop the proposed Vishakhapatnam- Insurance Rakesh Jain, among others. Chennai industrial corridor, the first such along a coastline in India.Part of the larger East Coast Economic Corridor HDFC Bank named India’s most valuable brand (ECEC) that will extend 2,500 km from Kolkata in West Bengal HDFC Bank Ltd, the largest private sector bank in India, was and Tuticorin in Tamil Nadu, the government expects the India’s most valuable brand for the third successive year, project to bring manufacturing and export industries to India’s and emerged on top of the BrandZ Top 50 Most Valuable east coast. Indian Brands ranking released by WPP Group and Kantar Millward Brown. HDFC Bank was also the only Indian brand IDFC issued commercial papers of Rs 700 crore in the BrandZ top 100 most valuable global brands list Infrastructure Development Finance Company(IDFC) Limited released in June. HDFC is followed by Airtel and State Bank has issued commercial Papers of Rs.700 crore.The company of India. issued Commercial Papers for an aggregate amount of Rs 700 crore on September 12, 2016 having maturity date HDFC ERGO implemented WBCIS in Assam ofSeptember 29, 2016. CPs are unsecured, short-term debt HDFC ERGO, a leading Private sector non-life insurer instrument issued by a corporation, typically for the financing has implemented Weather Based Crop Insurance of accounts receivable, inventories and meeting short-term Scheme (WBCIS) in Assam, Uttarakhand and Madhya liabilities. Pradesh for implementation of the Pradhan Mantri Fasal Bima Yojana (PMFBY). It is noted that PMFBY was launched in British Columbia became first Foreign January and is being implemented in the ongoing kharif Government to Issue Masala Bond of Rs. 500 season. Crore Canada’s Province of British Columbia became the first NEWS IN BRIEF Foreign Government entity to issue Masala Bond by floating  Standard & Poor’s Global Ratings has forecasted a Rs. 500 crore Rupee-Dominated Overseas Bonds on London relatively high quality GDP growth of 8% for India Stock Exchange.Masala Bonds are Rupee-Dominated Bonds over the next few years. issued to Overseas Buyers aimed investments in to India’s  Private sector Bank, Axis has tied up with Banaras Infrastructure needs.HDFC Limited was the first Indian Hindu University (BHU) to offer specialised Company and also the first in the World to Issue Masala banking courses. Bond. OTHER FINANCIAL NEWS Flipkart became 1st e-commerce in India to cross 100 million customers World Bank to invest Rs 1,000 cr. for improvement Homegrown e-tailer Flipkart has crossed the 100-million of inland waterways in Assam registered users mark, becoming the first e-commerce World Bank will invest nearly 1,000 crore rupees in Assam for the betterment of the inland waterways. It was conveyed

23 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 company in the country to hit the milestone. The Bengaluru- as the asset management company for the creation based company has doubled its user base over the last year and launch of a new Exchange Traded Fund (ETF). and added 25 million users in the past six months alone. MERGER AND AQUISTION CBDT launched “E-Nivaran” facility to resolve Income Tax Grievances BSE tied up with Twitter to feed investors with Central Board of Direct Taxes (CBDT) launched the Online better updates BSE Sensex collaborate with Twitter to provide live Redressal for Tax Payers known as “E-Nivaran” for issues related to Refunds, ITR and PAN.The Electronic Resolution updates of BSE Sensex levels to its investors. It is the first Platform on Income Tax Website helps the taxpayers to collaboration in Asia between a stock exchange and a social register their complaints through their PCs and receive a networking site. Special PIN on their registered Mobile Number/Email. People Twitter : who do not have a PAN but have some problems in connection  Twitter is an online social networking service that enables users to send and read short 140-character with their Income Tax cases can also use the “E-Nivaran” facility and can upload his complaint in PDF formats. messages called “tweets  UP becomes first state to roll out ‘Twitter Seva’.It is India is set to become the third largest launched by MoC construction market in the world by 2025  CEO: Jack Dorsey India is set to become the third largest construction market NEWS IN BRIEF in the world by 2025 with a size of $1 trillion. India’s construction market was around $400 billion in 2015.India is  Tata AIG General Insurance Company Limited had the 4th largest construction market in the world now behind joined hands with mobile payments’ the US, China and Japan. It is the fastest growing market company Paytm to provide health insurance to now clocking around 7-8% annual growth. cab and auto drivers.  Ashok Leyland okays merger with Hinduja Ftcash became the first fintech start-up to launch Foundries Unified Payment Interface (UPI)  Apple quietly acquired a little-known Hyderabad- Mobile payments and loans start-up ftcash, backed by based startup a few months ago for an undisclosed IvyCap Ventures, is the first fintech start-up to launch Unified amount and while little is known about what Payment Interface (UPI) for merchants in association with Tuplejump does, the word is that this is part of the ICICI Bank. ftcash is a virtual POS for micro-merchants to Cupertino-based giant’s exploration into artificial accept payments through credit cards, debit cards, and intelligence. wallets such as Freecharge, Mobikwik, and PayPal, among  Wipro consumer care and lighting’s Singapore arm others. has acquired a Chinese FMCG company Zhongshan Ma Er Daily Products Ltd in an all cash deal for an NEWS IN BRIEF undisclosed amount.  According to a new report ‘Digital Classifieds in  Online payments service provider, PayU owned by India 2020’ by Google and KPMG , the Indian digital South Africa’s Naspers Group has agreed to buy classifieds industry is projected to grow three times Mumbai based rival Citrus Pay for $130 million (Rs to $1.2 billion by 2020. 865 crore).  Standard & Poor’s (S&P) Global Ratings has  Intel has acquired California based Movidius, a forecasted a “relatively high quality and steroid- computer vison firm that has worked with DJI, free” GDP growth of 8% for India over the next few Google and Lenovo to give 3D vision to devices. years.  India’s largest pharmaceutical company Sun Pharma  VISIT is an on-demand healthcare service provider, has signed deal with International Centre for Genetic had partnered with Spice Digital to launch a doctor Engineering and Biotechnology (ICGEB) for clinical on call service on BSNL network and plans to tie- development Cissampelos pariera (Cipa), India’s up with other telecom players to go national. first vaccine (drug) for the treatment of dengue.  The first Cyber security Index was launched by Kaspersky Lab to measure the current cyber threat levels faced by Internet users.  The Department of Investment and Public Asset  Management, Ministry of Finance has appointed ICICI Prudential Asset Management Company Ltd

24 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 AWARD & HONOUR Dogri Poetess and Novelist Indian-American Abraham Verghese selected for awarded with for 2015 National Humanities Medal 2015 Renowned Poetess and Novelist Padma Sachdev awarded Indian-American physician-author, Abraham Verghese (61) with the Saraswati Samman for the year 2015 for her has been selected for the prestigious 2015 National autobiography “Chitt-Chete” in Dogri Language.Saraswati Humanities Medal. President Barack Obama bestowed the Samman was instituted by KK Birla Foundation in 1991 and honour upon Verghese along with 11 others recipient’s at a is given for outstanding Prose or Poetry literary works in ceremony held in Washington on 21st September 2016. any 22 Indian languages listed in Schedule VIII of the ISRO, Katrina, Juhi Chawla will get Priyadarshini Constitution of India. Global Awards Hindi Author conferred with Vyas Bengaluru-based Indian Space Research Organisation (ISRO) Samman Award, 2015 and Bollywood actors Katrina Kaif and Juhi Chawla are Hindi Scholar and Writer Sunita Jain awarded with the among recipients of the Priyadarshini Global Awards 2016 prestigious 25thVyas Samman 2015 for her Poetry Collection presented on September 19.Other recipients of the awards, “Kshama”, which was published in 2008.The Vyas Samman instituted by a socio-cultural and educational organisation is a Literary Award in India instituted in 1991 by KK Birla Priyadarshini Academy, in various fields are from Israel, Foundation.24thVysa Samman 2014 was awarded to Kamal Switzerland and UK. Kishore Goyenka for his book “Premchand Ki Nobel laureate Aung San Suu Kyi to get KahaniyonKaKaalKramanusarAdhyan”. humanitarian award 2 Indians selected for 2016 Clark R. Bavin Myanmar leader Aung San Suu Kyi has been honored as the Wildlife Law Enforcement Awards 2016 humanitarian of the year by students and faculty at the Two Indian forest officials have been selected for the 2016 Harvard Foundation.Suu Kyi gained international Clark R. Bavin Wildlife Law Enforcement Awards. They are prominence as the General Secretary of the newly formed Assistant Conservator Ritesh Sarothiya of Madhya Pradesh National League for Democracy in Myanmar in 1990. She State Forest Service and Range officer Sanjay Dutta of became one of the world’s most well-known political prisoners Belakoba Forest Range Jalpaiguri in West Bengal. during her 15 years of house arrest for participating in protests against the government. Writer Meghna Pant won FON South Asia Short Story Award HAL got membership of APAQG with voting Writer Meghna Pant has won the Fellows of Nature (FON) rights South Asia Short Story Award in Nature writing. The award State owned Hindustan Aeronautics Limited (HAL) has will be presented to her for her short story “People of the granted prestigious membership of Asia-Pacific Aerospace Sun” at Kumaon Literary Festival in October 2016. Meghna Quality Group (APAQG) under category ‘Full Member with Pant is Mumbai-based writer. She has penned a novel, “One voting rights’. With this India becomes seventh nation to & A Half Wife” and a collection of short stories called, join the APAQG under the International Aerospace Quality “Happy Birthday!”. Group (IAQG). Other nations of APAQG are South Korea, China, Indonesia, Singapore, Taiwan and Japan. The IAQG Dinesh Bharadia wins 2016 Marconi Society Paul is an international non-profit cooperative global organisation Baran Young Scholar Award that brings aviation, defence and space companies together Indian-born researcher Dinesh Bharadia (28) has won the to deliver more value at all levels of supply chain. prestigious 2016 Marconi Society Paul Baran Young Scholar Award for his contribution to radio waves. He was chosen WB to conferred Banga Bibhushan award to Lata for the award for his contribution to send and receive radio Mangeshkar (wireless) signals, including mobile telephony and data on West Bengal government will confer this year’s the same channel (wave). ‘Bangabibhushan’ to legendary singer Lata Mangeshkar.Banga Bibhushan is a title instituted by the West Bengal Government to honour the services of personalities in various fields.

25 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

Ramon Magsaysay Award – 2016 NEWS IN BRIEF Two Social Activists from India, TM Krishna and Bezwada  Govardhan Eco Village (GEV) of International Wilson were conferred with the Ramon Magsaysay Award Society for Krishna Consciousness (ISKCON) had 2016 along with four others. TM Krishna, who is a Carnatic received the Green Apple Awards for Built Music Vocalist by profession, was honoured for undertaking Environment and Architectural Heritage Award 2016 Social Inclusiveness in Culture. Bezwada Wilson is currently in UK. the National Convener of the SafaiKarmachari Andolan and  2015-Better Performing Project Award won is a renowned campaigner against manual scavenging.Four by Virbhadra Singh lead Himachal Pradesh others participants from Asian Countries include Vientiane government for development of infrastructure by Rescue (Laos), DompetDhuafa (Indonesia), ConchitaCarpio tourism department under the ADB Funded Project. Morales (Philippines) and Japan Overseas Cooperation  Eminent Malayalam critic and academician Dr M Volunteers. Leelavathi has been chosen for the prestigious N Ramon Magsaysay Award is the highest honour of Asia and Mohanan Suvarna Mudra Award 2016. The award is also called Asia’s Nobel Prize given by the Philippines was instituted in memory of well-known short story Government on the memory of third head of the State Ramon writer N Mohanan. Magsaysay since 1957.  Member of the UK Parliament Lord Narendra Babubhai Patel(78) has been honoured with the KiranMazumdar Shaw selected for the Highest ‘Lifetime Achievement Award’ at the Asian Civilian French honour Achievers Awards in Britain . BIOCON Chairman and Managing Director KiranMazumdar  Eminent Malayalam critic and academician Dr M Shaw selected for the Highest Civilian French honour Leelavathi has been chosen for the prestigious N “Chevalier de I’Ordre National de la Legion d’Honour (Knight Mohanan Suvarna Mudra Award 2016. of the National Order of the French Legion of Honour) for  Visaranai, the Tamil docu-drama crime thriller, has her excellent contribution and devotion to Bio-Sciences and been chosen India’s official entry to Best Foreign Research field globally. Language Film category at the 89th Academy 2016 Right Livelihood Award Announced Awards to be held in 2017. The 2016 Right Livelihood awards were announced by the  The first-ever Jesse Owens Olympic Spirit Award- Stockholm-based Right Livelihood Award Foundation. The 2016 will be posthumously bestowed to Olympic winners for 2016 are: champion Muhammad Ali, who passed away on 1. Syria Civil Defence (the white helmets) June 3, 2016. 2. Egyptian feminist activist Mozn Hassan and the  Industrialist Adi Godrej, the Chairman of Mumbai- Nazra (Feminist Studies) based Godrej Group, was conferred the 10th Annual 3. Svetlana Gannushkina from Russia Clinton Global Citizen Award for leadership in 4. Turkish newspaper Cumhuriyet business and philanthropy. The Right Livelihood Award is an international award to  Filipino Film Maker LavrenteIndico Diaz (Commonly “honour and support those offering practical and exemplary known as Lav Diaz) received the Golden Lion Award answers to the most urgent challenges facing us today. These for his Movie “AngBabaengHumayo – The Woman awards are also called alternative Noble awards. Who Left” in the 73rd Venice.  Jan ShikshanSansthan, Malappuram has been st Ecologist BibhutiLahkar became the 1 Asian to awarded with UNESCO Confucius Prize for Literacy win prestigious Heritage Heroes Award, 2015 in connection with the Literacy linked Skill Ecologist and Conservation Activist of Manas National Park, Development Activities among underprivileged BibhutiLahkar of Assam won prestigious “Heritage Heroes people in rural areas. Award” of the International Union for Conservation of Nature (IUCN), thus became the first Asian to win such Environmental Award. IUCN’s Heritage Heroes Award is  given to person for outstanding efforts for the conservation of World Heritage Sites around the World.

26 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 BOOK & AUTHOR

 Union Minister of State (Independent Charge) for  A Jamaican cricketer Chris Gayle has penned down Development of North Eastern Region (DoNER) Dr his life story in an autobiography called – ‘Six Jitendra Singh released the NEC Coffee Table Book, Machine’. The book was unveiled by Anurag 2016 “North Eastern Council: A Story of Sagacity Singh Thakur, President of the BCCI and Virendar and Success” Sehwag.  President Pranab Mukherjee released the book  A book titled ‘Shanti ki Talaash mein Zindagi’ ‘Citizen and Society’ written by Vice- President in Hindi language written by author and journalist Mohd Hamid Ansari. The President has released Radhika Nagrath released by Uttarakhand Governor the book at a function held at Rashtrapati Bhavan K K Paul on September 14,2016 in Dehradun. in presence of Prime Minister Narendra Modi. Books authored by Radhika Nagrath :  Novelist Stuart Blackburn who United Kingdom’s a) The Carnival of Peace MM Bebbetts Award 2016 for historical fiction for b) The Carnival of Peace: Kumbh Teertham Haridwaram his novel “Into the Hidden Valley”.The novel is c) Swami Vivekananda: The Known Philosopher, The based on Apatani Tribes of Arunachal Pradesh. Unknown Poet  The biography of Bollywood actor and politician Shatrughan Sinha titled ‘Anything but Khamosh’ was launched in Nepal. The book on  Sinha written by journalist Bharti Pradhan. PERSON IN NEWS

WORLD Mr. Abid Qureshi: President Barack Obama nominated First Muslim-American Mr. Abid Qureshi for the Jack Ma : Founder and executive chairman of Alibaba United States District Court for the District of Columbia. Group Jack Ma was appointed as adviser to the UN Conference on Trade and Development (UNCTAD) INDIA announced by UNCTAD Secretary-General Mukhisa Kituyi. Madhusudan Sahoo: Madhusudan Sahoo was appointed He will be a Special Adviser on Youth Entrepreneurship and as chairperson of Insolvency and Bankruptcy Board of India. Small Business. Eenadu I, Venkat: The Director of Eenadu I, Venkat was Nadia Murad Basee Taha:Iraqi survivor of ISIS’ unanimously elected as chairman of Audit Bureau of atrocities Nadia Murad Basee Taha has been appointed Circulation (ABC) for the year 2016-17. a United Nations Goodwill Ambassador for the Dignity of Vijay Kelkar: Former petroleum secretary Vijay Kelkar Survivors of Human Trafficking of the UN Office on Drugs has been elected president of the prestigious Indian and Crime announced by UN Secretary-General Ban Ki- Statistical Institute (ISI). Kelkar succeeded former RBI moon . governor C Rangarajan. Ravi Reddy:An Indian-origin South African Ravi Reddy Yashvardhan Kumar Sinha: Senior IFS officer has been appointed as the Head of International Society for Yashvardhan Kumar Sinha was on Tuesday appointed as Blood Transfusion (ISBT). ISBT is a global organisation of medicine professionals working for the safety of blood India’s High Commissioner to the UK succeeding Navtej Sarna. transfusion worldwide. Ajay Singh: The Chairman and Managing Director (MD) of Anand Chandrasekaran : Facebook has appointed Spicejet Airlines Ajay Singh has elected as the new president former chief product officer at Snapdeal and Bharti of the Boxing Federation of India(BFI). Airtel, Anand Chandrasekaran for its Messenger platform. Anurag Srivastava (IFS: 1999), presently Ambassador Junaid Ahmad: Junaid Ahmad from Bangladesh was of India to the Federal Democratic Republic of Ethiopia, has appointed as World Bank Country Director for India. He will been concurrently accredited as the Ambassador of India to replace Onno Ruhl. the Republic of Djibouti, with residence in Addis Ababa.

27 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

Justice Girish Chandra Gupta: Justice G C Gupta has John Abraham: John Abraham nominated as the Brand sworn-in as Chief Justice of Calcutta High Court. Ambassador of Arunachal Pradesh to promote Tourism in OP Kohli :Gujarat Governor given the State. additional Charge of Governor of Madhya Pradesh.The former Sachin Tendulkar: The Kerala Government has appointed Governor Ram NareshYadav demitted his office on ending Sachin Tendulkar as Brand Ambassador of the State for Anti- of his term on 07 Sep. Liquor and Drug Campaign.The campaign was a part to create Justice Mohan M Shantanagoudar Justice Mohan M awareness among people against Alcoholism and Drug. Shantanagoudar was sworn in as Chief Justice of Kerala High Vishvas Vidu: Vishvas Vidu Sapkal was appointed as the Court as per Article 219 of the Constitution. High Commissioner of India to the Kingdom of Tonga on Alka Sirohi: President Pranab Mukherjee has appointed September 14, 2016. former IAS officer Alka Sirohi as chairman of Union Public DEFENCE Service Commission (UPSC) as per Article 316 of Constitution.She succed Deepak Gupta . Lt Gen Surinder Singh: Lt Gen Surinder Singh today BHVS Narayana Murthy : BHVS Narayana Murthy was took over as General Officer Commanding-in-Chief, Western appointed as Director of Research Centre Imarat (RCI), a Command. premiere laboratory of Defence Research Development Organisation (DRDO). CORPORATE C Vidyasagar Rao : President of India Pranab Mukherjee SS Mallikarjuna Rao: SS Mallikarjuna Rao has taken had given additional charge of Tamil Nadu Governor to C charge as executive director of Syndicate Bank. VidyasagarRao under Article 153 of the Constitution Atul Kumar Goel: Executive Director of Allahabad following the tenure of K Rosaiah ended on 31 August 2016.C Bank Atul Kumar Goel appointed as Executive Director in Vidyasagar Rao is incumbent Governor of Maharashtra. Union Bank of India for a period of 3 years .He will be replaced Arun Goyal: Senior IAS officer Arun Goyal has been by Raj Kamal Verma. appointed as Additional Secretary in the Goods and Services VK Sharma: VK Sharma was appointed as chairman of Tax (GST) Council. The Council, headed by Finance Minister state-owned Life Insurance Corporation of India on , is mandated to decide on tax rate, exempted September 17, 2016, announced by finance ministry.He will goods and the threshold limit. be replaced SK Roy Navtej Singh Sarna: India’s High Commissioner to the Sanjiv Singh: Sanjiv Singh will be the new Chairman of UK, Navtej Singh Sarna, has been appointed the new Indian Oil Corporation Ltd, the nation’s largest company. Ambassador to the US. He will succeed the current envoy P V Bharathi :Canara Bank appointed P V Bharathi as Arun Singh. Executive Director with effect from September 15. Navjot Singh Sidhu: Cricketer-turned-politician Navjot Punit Goenka :Punit Goenka, MD & CEO, Zee Singh Sidhu formally launched his new political front ‘Awaaz- Entertainment Enterprises, has been elected as the Indian e-Punjab’in Chandigarh. Broadcasting Foundation’s President. Shri Satbir Singh :Shri Satbir Singh (IFS: 1985), presently K K Aggarwal: Cardiologist K K Aggarwal has been Additional Secretary in the Ministry has been appointed as unanimously elected as the National President of the Indian the next Ambassador of India to the People’s Medical Association for the year 2016-17. Democratic Republic of Algeria. Algeria :Capital:Algiers, Mukund Chaudhari: Mukund Chaudhari took over as Currency: Algerian dinar, President: Abdelaziz Bouteflika. Chairman and Managing Director (CMD) of MOIL Ltd on 1 Shri J Satyanarayana: Shri J Satyanarayana appointed September 2016, a miniratna company. as part-time Chairman of UIDAI. Dilip Kumar Mandal: Dilip Kumar Mandal appointed UIDAI as Managing Director and Chief Executive Officer  The Unique Identification Authority of India of IDBI Asset Management Company (AMC). (UIDAI) is a central government agency of India. C.K. Asnani : C.K. Asnani, a chemical engineer from  It is considered the world’s largest national Osmania University, has taken charge as Chairman and identification number project Managing Director of Uranium Corporation of India Limited Vidya Balan: Bollywood actress Vidya Balan has been (UCIL). appointed as brand ambassador of the ambitious Samajwadi Pension Yojana by Uttar Pradesh government.

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RECENT VISIT Arunachal Pradesh Governor on September 12, 2016. Meghalaya Governor V Shanmuganathan to take additional Rajnath Singh: Home Minister Rajnath Singh will visit charge of the Governor of Arunachal Pradesh temporarily. Russia & US next week to discuss cross-border terrorism in Jammu & Kashmir & growing activities of Islamic State (IS) OBITUARY in the country. He will visit Russia for five days, for Shimon Peres: Peace Prize winner Shimon Peres died. discussing issues related to Indo-Russia anti-terror cooperation. In both the bilateral visits the Home Minister S K Mahahan Former Delhi High Court judge S K will highlight Pakistan’s direct involvement in cross border Mahahan, who was serving as the chairman of Film terrorism. Certification Appllate Tribunal (FCAT), died. US golfer Arnold Palmer, viewed as one of the greatest players Ms. Sushma Swaraj : The Foreign Minister of Italy, Mr. Paolo Gentiloni, and the External Affairs Minister of India, in the sport’s history, has died at the age of 87. Ms. Sushma Swaraj, held a meeting at the Ministry of Foreign Reoti Saran Sharma: Eminent Hindi and Urdu writer Reoti Affairs of Italy, during Minister Swaraj’s visit to Rome for Saran Sharma (92-year) passed away in New Delhi. the canonisation of Mother Teresa in the Vatican. They reviewed the state of bilateral relations and discussed the Nalinidhar Bhattacharyya: Noted Assamese poet, future roadmap of cooperation in trade and investment, author and literary critic Nalinidhar Bhattacharyya passed science and technology, counter terrorism, cultural exchange away in Guwahati, Assam due to age-old ailments. and other areas of mutual interest. Lindsay Tuckett: South African Lindsay Tuckett, who Shri Radha Mohan Singh :Union Minister of was the oldest surviving former Test cricketer, passed away Agriculture and Farmers Welfare, Shri Radha Mohan on 5 September 2016 in Bloemfontein. Singh concluded his three day Israel Visit. Israel- Capital: Hugh O’Brian : Hugh O’Brian, popularly known for Jerusalem, Currency: Israeli new shekel, Prime minister: playing lawman Wyatt Earp on the ABC series The Life and Benjamin Netanyahu Legend of Wyatt Earp has passed away. Jyoti Prasad Rajkhowa : Governor of Arunachal Sachin Kheda : Television journalist Sachin Kheda died Pradesh Jyoti Prasad Rajkhowa was sacked from the post at a private hospital in Faridabad. after President Pranab Mukherjee signed an order removing Jyoti Prasad Rajkhowa from the post of  PLACE IN NEWS

Dadri, Haryana Sikkim Haryana chief minister Manohar Lal Khattar announced Union Rural Development Minister, Narendra Singh Tomar a district status for Dadri, the biggest sub-division in the released NSSO’s Sanitation Survey in Rural Areas of 26 States state. As a result districts in the State rised to 22 from 21.It is in Sikkim adjudged as the Cleanest State while Jharkhand the biggest sub-division in the state. came last.The Survey Report also ranked Kerala, Mizoram Other announcements: and Himachal Pradesh as 2nd, 3rd and 4th Cleanest State a) He announced various developmental projects for respectively. Other States ranked in Top 10 are Nagaland, Dadri including Rs 1.90 crore for water supply Haryana, Punjab, Uttarakhand, Manipur and Meghalaya.It pipeline in Dadri town and Rs 3.5 crorefor is to note that the Union Government intends to make India construction of pedestrian over bridge between Open Defecation Free (ODF) by 2019 coinciding with 150th Gandhinagar and Grain Market. Birth Anniversary of Mahatma Gandhi. b) He also announced state government would procure Bajra on last year’s pattern. Mandi (HP) and Sindhudurg Gumthala Garhu Village, Haryana Union Government released “Swachh Survekshan – 2016” GumthalaGarhu Village in Haryana became the first WiFi for Rural Areas.Mandi in Himachal Pradesh under “Hills hotspot village in the Country.The initiative has been Category” and Sindhudurg in Maharashtra under “Plains provided by BSNL. Category” were declared as the Cleanest Districts in India.

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Overall Rankings in Swachh Survekshan Gramin the world’s largest solar power plant at single Hills category location. Rank 1: Mandi (Himachal Pradesh)  Maharashtra Chief Minister Devendra Fadnavis and Rank 2: West Sikkim (Sikkim) Union Transport Minister Nitin Gadkari laid Rank 3: Shimla (Himachal Pradesh) foundation stone of Patanjali Mega food-park in Plains category Mihan. Rank 1: Sindhudurg (Maharashtra)  Maharashtra Chief Minister Devendra Fadnavis has Rank 2: Nadia (West Bengal) announced that proposed Pune International Rank 3: Satara (Maharashtra) Airport will now come up in Purandar taluka, which is about 42 km from Pune. Majuli, Assam  The 20th Edition of India International Seafood Majuli Island located in the Brahmaputra River Basin of the Show (IISS-2016) to be organised by the Marine Assam State has been officially designated as the largest Products Export Development Authority (MPEDA) River Island in the World by the Guinness World will be kick-started in Visakhapatnam, Andhra Records.Earlier the record was held by Brazil’s Marajo Island Pradesh. India International Seafood Show is one in the Amazon River.The Majuli Island has already been of the largest Seafood Fairs in Asia. nominated for the World Heritage Site status by UNESCO.  Minister of Assam Sarbananda Sonowal has Sanjhauli Block, Bihar inaugurated a new world class library, ‘Bharat Ratn Sanjhauli in Bihar named as the first Open Defecation Free Dr A P J Abdul Kalam Learning Resource Centre in Block in the State under Swachh Bharat Mission.Under the National Institute of Technology (NIT), Silchar. aegis of Swachh Bharat Mission, Bihar is implementing “Mission Pratistha”.  Aundh, Hingoli District of Maharashtra Department of Science and Technology has approved to set up India’s first LIGO laboratory in Aundh in Hingoli District of Maharashtra.LIGO stands for Laser Interferometer rd G rav itatio nal W av e O b serv ato ry.T his L IG O L ab o rato ry is 3 of its kind in the World and first outside the United States. Two laboratories are located in Washington and Louisiana. Sydney The 10-week long festival “Confluence: Festival of India” was inaugurated by Union Tourism and Culture Minister Mahesh Sharma in Sydney on September 18, 2016It is organised by NSW government and it is the first of its kind festival. Leh 7-day ‘Naropa 2016’ festival begins at Leh A grand spiritual gathering that happens once in 12 years and is referred to as the “Kumbh Mela of the Himalayas” had begun in Ladakh’s biggest monastery, Hemis, to commemorate the millennial birth anniversary of the scholar saint Naropa. The month-long mega congregation is also known as Naropa festival. NEWS IN BRIEF  Adani Green Energy Ltd is connected the 648 mega watt (MW) solar power plant to 400 KW substation of Tantransco at Kamuthi in Ramanathapuram district, Tamil Nadu. It was

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CRICKET  Misbah-ul-Haq on September 21 received the prestigious ICC Test Championship mace for Ajinkya Rahane, Rohit Sharma conferred with inspiring Pakistan to the top of the ICC Test Team Arjuna Award Rankings for the first time since the current rankings Cricketers Ajinkya Rahane and Rohit Sharma were conferred system was introduced in 2003. with the Arjuna Award or the year 2015 and 2016 respectively.  Former pacer Zaheer Khan has been made an The award was bestowed upon them by Union Sports honorary life member of the Marylebone Cricket Minister Vijay Goel in New Delhi. The award carries bronze Club (MCC), becoming the 24th Indian cricketer to statuette of Arjuna, a scroll and a monetary award of 5 lakh be bestowed the honour. rupees.  Former Australian cricket captain Ricky Ponting has R Ashwin becomes fastest Indian to take 200 Test been appointed brand ambassador of his home state wickets Tasmania. Indian Off-spinner Ravichandran Ashwin has become the TENNIS fastest Indian and second overall fastest to take 200 wickets in his 37th Test. Leg-spinner Clarrie Grimmett (Australia) got US Open 2016 – Details and Final Chart of Title to the 200 of wickets faster than Ashwin in 36 Tests. Winners 2016 US Open Tournament was 136th edition and the fourth India becomes fourth team to play 500 Test & final Grand Slam of the year. matches Details of title winner are as follows: India becomes only the fourth team in history to have played 500 Test matches when they took on New Zealand in Kanpur Titles Title Won by Defeating Players on September 22, 2016. England has played highest 976 test Men’s Stan Wawrinka Novak Djokovic matches. India joins a rather exclusive club of teams that Singles (Switzerland) (Serbia) have played 500 or more Test matches that thus far included Women’s Angelique Karolina Pliskova England, Australia and West Indies. On this occasion, India’s Singles Kerber (Czech Republic) celebrated skipper Mahendra Singh Dhoni was named the (Germany) captain of reputed cricket magazine Wisden’s all-time India Men’s Jamie Murray Pablo CarrenoBusta Test XI. Doubles (United (Spain) Kingdom) Guillermo Garcia Indian Women Cricketer Anjum Chopra awarded Bruno Soares Lopez (Spain) an Honorary Life Membership of the MCC (Brazil) Former Indian Women Cricket Team Captain Anjum Chopra Women’s BethanieMattek Caroline Garcia awarded an Honorary Life Membership of the Marylebone Doubles Sands (US) (France) Cricket Club, London.With this honour, Anjum became the LucieSafarova Kristina Mladenovis first Indian Women Cricketer to get the Life Membership of (Czech Republic) (France) prestigious MCC. Mixed Laura Coco Vandeweghe Doubles Siegemund (US) NEWS IN BRIEF (Germany) Rajeev Ram (US)  The Board of Control for Cricket in India has Mate Pavic elected Ajay Shirke as Secretary at (Croatia) its Annual General Meeting. Shirke became the Sania Mirza-Barbora Strycova crowned women’s secretary in July after Anurag Thakur was appointed doubles champions at Pan Pacific Open as the president. India’s Sania Mirza along with her partner Barbora Strycova  Maharashtra Cricketer Shrikant Mundhe created from Czech Republic produced a straight sets win over China’s history by becoming the first Liverpool Competition Chen Liang and Zhaoxuan Yang in the final to win the women’s Premier League bowler to take 10 wickets in an doubles titles at Toray Pan Pacific Open in Tokyo on 24 innings. September 2016. The current tournament in Tokyo is Sania’s 40th doubles title win and third in Tokyo.

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NEWS IN BRIEF On 10 Sep 2016, MariyappanThangavelu won India’s first  Germany’s 19-year-old Alexander Zverev won his Gold Medal at the Rio Paralympics - 2016 in Men’s event.With first tour title, beating U.S. Open champion Stan this Medal, he became the first Indian high jumper to win Wawrinka in a tight battle in the St. Petersburg Open Gold at the Paralympics. This is the India’s 3rd overall Gold at final. the Paralympics and after 12 years.In addition to this, a Bronze  After 51 years, India will be hosting Spain in New was also won by Varun Singh Bhati in the same event who Delhi for a Davis Cup World Group play-off tie finished with third position. (elimination round) from September 16 to 18. Both NEWS IN BRIEF last played against each other in an Inter Zonal final  Deaf Indian shooter Priyesha Deshmukh won the in 1965. bronze medal in her first-ever international  World number one Serena Williams has created competition at the first World Deaf Shooting history by setting a record of most number of Grand Championships held in Russia. Slam matches wins by a woman in the Open era.  Young Indian shooter Subhankar Pramanick has won FOOTBALL the gold medal at the ISSF Junior World Cup for Army Green lifted Durand Cup Football Title of pistol, rifle and shotgun in Gabala, Azerbaijan. 2016  Man Kaur, 100 year old Indian Female Athlete Army Green won the Durand Cup Football title defeating bagged Gold Medal in the 100 meter event at the Neroca Team in the final penalty shoot outs at New American Masters Game. She took 90 seconds to Delhi.Durand Cup is the Asia’s Oldest Football Tournament cross the 100 meter line. first held in 1888 and named after its founder Sir Mortimer  Mercedes Driver NicoRosberg (Germany) won the Durand, the then Foreign Secretary in charge of India. 2016 Italian Grand Prix of Formula One defeating Lewis Hamilton of UK. Sebastian Vettel (Germany) HOCKEY of Ferrari team placed as third. BPCL lifts title of Obaidullah Khan Heritage Cup  Sathiyan Gnanasekaran has become only the second Hockey Tournament Indian table tennis player to win an ITTF event as The Bharat Petroleum Corporation Ltd (BPCL) has lifted the he clinched the men’s singles title of the Belgium Obaidullah Khan Heritage Cup Hockey Tournament in Bhopal Open. (Madhya Pradesh). The BPCL team defeated Railways by 3-  India’s Deepa Malik has created history by 0 (penalty shoot -outs). becoming the first-ever woman from the country to OTHER SPORTS win a medal at the Paralympics. She bagged a silver Japan to host 2026 Asian Games in the shot put F-53 event in Rio de Janeiro. Japan’s Aichi prefecture and its capital city Nagoya were  Swimmer Ryan Lochte (32) from USA has been confirmed as cohosts of the 2026 Asian Games, adding yet banned for 10-month following his bogus gunpoint another major event to the country’s bulging international robbery story during a drunken night out at the Rio sports calendar. Held every four years, the 2018 Asian Games Olympics. have already been awarded to the Indonesian cities of Jakarta  Pankaj Arjan Advani became the first cueist from and Palembang while the 2022 edition will be held in the India to win a medal at the prestigious Sangsom 6 Chinese city of Hangzhou. Red Snooker World Championship.  The Indian contingent won a total of nine medals, Niti Aayog chalks up plan to secure 50 medals in including four silver and five bronze medals at the 2024 Olympics 9th Asian Wushu Championships held Taoyuan, Niti Aayog has devised a short-term and medium-to-long Taiwan. term action plan to help India achieve 50 medals in 2024  India’s Velavan Senthilkumar (from Chennai) bagged summer Olympics. The premier policy-making body said it is the Under-19 Asian Junior Individual squash “disappointing” that the world’s second-most populous championship title in Kuala Lumpur, Malaysia. country with world-class talent in various disciplines has  Former Indian women’s hockey captain Ritu Rani not been able to produce champions in sports. (24-year) has decided to retire from international MeriyappanThangavelu became 1st Indian High hockey. Jumper to win Gold Medal at Rio Paralympic 

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ISRO launched SCATSAT-1 mission lab was launched on board of Long March-2F T2 rocket from The Indian Space Research Organisation (ISRO) for first time the Jiuquan Satellite Launch Center in northwestern China’s has successfully launched eight satellites into two different Gobi desert. Tiangong-2 ( in English means Heavenly Palace orbits in a single mission. It was ISRO’s longest and most 2) space lab is part of China’s ambitious Project 921-2 space complex mission. These satellites were launched onboard of station program aimed at creating a third generation space Polar Satellite Launch Vehicle C35 (PSLV C35) from the first station. launch pad of the Satish Dhawan Space Centre, Sriharikotta. Among the eight satellites launched, three satellites were Param-Ishan supercomputer unveiled at IIT from India(SCATSAT-1 satellite, Pratham, PISAT) , three from Guwahati Algeria(Alsat-1B ,Alsat-2B and Alsat Nano and one each HRD Minister Prakash Javadekar has unveiled the ‘Param- from Canada (NLS-19) and United States(Pathfinder-1). The Ishan’ supercomputer at IIT Guwahati. The high-performance rocket’s main cargo was the 371 kg SCATSAT-1 for ocean “Param-Ishan” has computing speed of 250 teraFLOPS and and weather related studies. It is meant for weather capacity of 300 tera bites (TB). forecasting, along with detection and tracking of cyclones. ISRO Test fired Scramjet Engine – India became th Researchers produce carbon from sugarcane 4 Country in the World to join Elite Club of waste for use in batteries Nations Researchers from Pune (Maharashtra) have produced high- ISRO successfully conducted test of Scramjet Engine from quality carbon from sugarcane waste within minutes by using SatishDhawan Space Centre at Sriharikota, Andhra Pradesh, th a low power microwave system. They had used a simple, thus became the 4 Country in the World joining Elite Club cost-effective and quick process to convert sugarcane of Nations after US and European Space Agency.The test bagasse into anode-grade porous, conducting, activated was first experimental mission of Scramjet Engine using carbon material for use in Li-ion batteries. Hydrogen as fuel and the Oxygen from the atmospheric air as the Oxidizer thus minimizing cost of lunch of several air Google Launches ‘Allo’ Messaging App vehicles. In future events, these can be used as Advanced Google has launched its messaging app ‘Allo’, which likes Air Breathing Propulsion / Future Space Transportation WhatsApp and Facebook Messenger.Google also launched System. Chairman of ISRO – AS Kiran Kumar a new mobile application called ‘Google Trips’ that serves as Headquarters of ISRO – Bengaluru, Karnataka a trip planner and travel guide for anyone. Last month Google has launched video calling app Google Duo for Android and ISR successfully launched Advance Weather iOS. Satellite INSAT-3DR Indian Space Research Organisation (ISRO) successfully Gionee to set up its phone manufacturing hub in launched Advance Weather Satellite INSAT-3DR through Faridabad. Geo-Synchronous Satellite Launch Vehicle F05 (GSLV-F05) Gionee Mobiles Chairman Liu Lirong and HaryanaState from SatishDhawan Space Centre in Sriharikota in Andhra Industrial and Infrastructure Development Corporation Pradesh.The INSAT-3DR Satellite has a mission life o 10 years (HSIIDC) in presence of Chief Minister Manohar Lal Khattar and will act as the supplementary services of INSAT-3D. signed a Memorandum of Understanding (MoU) to set up INSAT-3D was launched in July 2013. INSAT stands for its phone manufacturing hub in Faridabad. The hub would Indian National Satellite System. The Satellite launch Vehicle be set up with an initial investment of Rs. 500 crore over an (GSLV-F05) is 10th flight of India and is 4th flight with the use area of 40-50 acres in Faridabad. It would provide employment of Cryogenic Engine and Scramjet Propulsion. to 28,000 people in next 3 years. Gionee had entered the Indian market in 2013. It has already reached a turnover of American engineers have created carbon nanotube 3,250 crore rupees by end of 2015. About 60% of its devices transistors sold in the country are manufactured locally at facilities run For the first time American engineers have created carbon by Dixon (in Noida) and Foxconn (in Tamil Nadu). nanotube transistors claimed to perform five times faster than the most advanced silicon transistors. The new transistors China successfully launched Tiangong-2 space lab achieve 1.9 times higher current levels while using five times China launched Tiangong-2 — its space lab, which is part of less energy, as compared to silicon. an ambitious plan, stretched along several phases, to establish a manned space station around 2022. The space 

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India officially declared itself free from Avian Pulmonary Fibrosis (IPF) which has been difficult to study Influenza (H5N1) or bird flu using conventional methods and also test possible Department of Animal Husbandry, Dairying and Fisheries in treatments for the lung diseases. the Union Ministry of Agriculture and Farmers welfare Childhood cancer awareness exhibition at Taj announced India has officially declared itself free from highly Mahal from Sept. 25 contagious Avian Influenza (H5N1) or bird flu. This Childhood cancer awareness exhibition will be held at the announcement was made as no outbreak of Avian Influenza iconic Taj Mahal in Agra from 25th -27th September. The (H5N1) was reported in the country after the last notified outbreak at Humnabad, Bidar district, Karnataka in June 2016. exhibition ‘CanKids-Kids can‘ is being organised by National Society for Change for Childhood Cancer in India. As many 3,000 Jan Aushadhi Kendras to be opened by as 1,500 children are expected to participate in the three-day March 2017 exhibition, which is a part of the ‘Go Gold India-Taj Goes The Department of Pharmaceuticals association under the Gold and UP Goes Gold’ campaign of non-government project title Pradhan Mantri Jan Aushadhi Yojana (PMJAY) organisation (NGO) ‘CanKids, Kidscan’, National Society envisaged key initiative of opening of dedicated for Change for Childhood Cancer in India. outlets Pradhan Mantri Jan Aushadhi Kendras (PMJAK) ASEAN and India to Set Up SEARHEF Health where high quality generic medicines were sold at low prices. Fund for Emergencies The government declared that the 437 Jan Aushadhi India along with 10 South East Asian Regional Committee Kendras had become operational across the country and it decided to set up a dedicated Fund to cater the health planned to open 3,000 such centres by March 2017 to emergencies in the region by investing in Human Resources providequality medicines at affordable rates. The maximum and Infrastructure. The joint funding will be set up under the number of Jan Aushadhi Kendras are in Chhattisgarh. name of “South-East Asian Regional Health Emergency Fund Scientists successfully grow three-dimensional (SEARHEF)”.The decision was taken at the 69th Session of lungs in lab using stem cells WHO South-East Asia Regional Meeting held at Colombo, Scientists in the United States including those of Indian origin Sri Lanka. WHO South-East Asia Region Committee have successfully grown three-dimensional (3D) lungs in comprises of India, Bangladesh, Bhutan, South Korea, the lab, using stem cells. The 3D lungs or organoids was Indonesia, Maldives, Myanmar, Sri Lanka, Nepal, Thailand created by coating tiny gel beads with lung-derived stem and Timor-Leste. cells and then allowing them to self-assemble into the shapes of the air sacs found in human lungs. The laboratory-grown  3D lungs can be used to study diseases including Idiopathic

ENVIRONMENT & ECOLOGY

National Board for Wildlife approved first phase NASA’s Cassini spacecraft to make final of Ken-Betwa project observations of Saturn India’s first inter State river interlinking project Ken-Betwa NASA’s Cassini spacecraft after studying Saturn, its rings project was approved by the National Board for Wildlife and moons for more than 12 years, has entered in the final (NBWL) . This project will irrigate not only Bundelkhand year of its epic voyage. In its epic voyage, the Cassini region but also submerge about 10% of the Panna Tiger spacecraft will make the closest-ever observations of the Reserve in Madhya Pradesh. This would be the first time that planet. Beginning November 30, 2016 Cassini will make the a river project will be located within a tiger reserve.The outlay closest-ever observations of Saturn. of this project is Rs.10,000 crore.

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MIT scientists developed new technique to find NEWS IN BRIEF signs of life on Mars  Tens thousands of homes lost power across Taiwan Scientists from Massachusetts Institute of Technology (MIT) as Super Typhoon Meranti hit the island. US have developed a novel spectroscopic technique to find  The Karnataka State Wildlife Board, chaired by signs of present or former extraterrestrial life on the Mars. Chief Minister Siddaramaiah, has decided to declare The technique incorporated on instrument dubbed as Ankasamudra tank in Hagari Bommanahalli taluk as SHERLOC (Scanning Habitable Environments with Raman a bird conservation reserve. This is the first bird and Luminescence for Organics and Chemicals) may help conservation reserve declared in the entire NASA’s new Mars rover to be launched in 2020 to find signs Hyderabad-Karnataka region. of life on Mars.  Goa will host a three-day bird festival from November 11 to 13, targeting audiences from both within the Polythene baned in all national monuments and country as also internationally. Goa’s state bird tourist destinations from 2nd October “Bulbul” has been chosen as the logo for the festival. Tourism Minister Mahesh Sharma declared that there would  A fossilised skeleton of a dolphin-like predator be a complete ban on use of polythene in all national which inhabited the oceans around 170 million years monuments and tourist destinations from 2nd October. In ago, has been uncovered in a Scotland museum New Delhi that in an initiative to carry forward the Swachh where it laid buried for 50 years. Bharat Mission, the government chose the birth anniversary of Mahatma Gandhi to impose this ban. The ban would be applicable to the protected zone or 100-m radius of the  monuments. DEFENCE

India successfully test fired a new surface-to-air Sarathi is the 3rd Ship in the Series of six OPVs to be built by missile – ‘Barak-8’ Goa Shipyard Limited. India successfully test fired a new surface-to-air missile – ‘Barak-8’. The long-range nuclear capable ballistic missile, NEWS IN BRIEF developed jointly with Israel, was launched from a mobile  The eighth edition of India-Russia Joint Military launcher in the Integrated Test Range (ITR) off Odisha coast Exercise ‘INDRA-2016’ has begun in the Ussiriysk at Chandipur. The 4.5-meter missile weighs around 3 tons District in Vladivostok, Russia. and can carry a payload of 70 kilograms.  India and Kazakhstan conducted Joint Bilateral Military Exercise “PRABAL DOSTY” for the year Advanced Guided Missile Destroyer Mormugao 2016 in Karaganda Region of Kazakhstan. launched in Mumbai, Maharashtra.  Indo-US defence co-operation, a joint military Indian Navy’s indigenously built most Advanced Guided training exercise, ‘Yudh Abhyas 2016’ was prepared Missile Stealth Destroyer ‘Mormugao’ was launched in to be conducted in Uttarakhand from September 14 Mumbai, Maharashtra. The bedecked ship was launched by to 27.The exercise in Chaubattia was being Navy chief Admiral Sunil Lanba’s wife Reena at a function at conducted by the headquarter Central Command. Mazagaon Docks. It has been Christened ‘Mormugao’ after  Union Home Minister Rajnath Singh and Defence the Mormugao port of Goa, the home State of Union Defence Minister Manohar Parrikar commissioned the 105 Minister Manohar Parrikar. Mormugao has a displacement metre vessel ICGS Sarathi into the force in Goa. of 7,300 tonne with maximum speed of over 30 knots. It is  The Water Jet Fast Attack Craft fitted also with the Barak-8 long-range missiles. (WJFAC), ‘Tihayu’ built by Garden Reach Shipbuilders and Engineers Limited (GRSE), Kolkata Offshore Patrolling Vessel (OPV) “Sarathi” inducted into Indian Coast Guard was handed over to the Indian Navy. Union Home Minister Rajnath Singh and Union Defence Minister Manohar Parrikar jointly Commissioned OPV Sarathi for Indian Coast Guard at Goa. Indian Coast Guard Ship 

35 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 RECENT SUMMIT IN NEWS

Incredible India Tourism Investors Summit-2016 Annual Joint Disaster Relief Exercise concluded in New Delhi “Prakampana” concluded at Visakhapatnam Incredible India Tourism Investors Summit-2016 concluded Eastern Naval Command and AP State Authorities conducted in New Delhi. Union Finance Minster Arun Jaitley three days Joint Disaster Relief Exercise “Prakampana” at inaugurated the Incredible India Tourism Investors Summit Visakhapatnam.The Disaster Management Session (IITIS) 2016 in New Delhi. The three day summit has been concluded with a Comprehensive Disaster Management Plan organized by the Union Ministry of Tourism in association (CDMP) to cater Pre-event action and Post-Disaster Action with Tourism Finance Corporation of India (TFCI) and Plan. Confederation of Indian Industry (CII). ASEAN Summit concluded in Laos 1st BRICS Film Festival concluded – “THITHI On 06 Sep 2016, 28th and 29th ASEAN Summit-2016 was held (Kannada)” named Best Film, China’s Chengdu at Vientiane, Laos. Theme of Laos Summit was “Turning to host 2nd BRICS Film Festival in 2017 vision into reality for a Dynamic ASEAN Community”. The Five day long 1st BRICS Film Festival 2016 concluded at New ASEAN Summit is Rodrigo Duterte, the President of Delhi with the screening of Jackie Chan starrer Chinese Film Philippines’s first foray in to International Stage as Head of “Skiptrace” directed by RennyHarlin.Kannada Movie the State. 30th ASEAN will be held in Philippines during “Thithi” directed by Raam Reddy bagged the best film award August 2017. at the festival. President of Laos – BounnhangVorachith First BRICS Film Festival kick started at New Delhi on the Capital of Laos – Vientiane, Currency – Lao Kip run up to the BRICS Summit to be held in Goa during October this year. The five day festival was inaugurated by 2nd SAARC Anti-Terrorism Mechanism held in Rajyavardhan Singh Rathode, MoS for Information and New Delhi Broadcasting and VK Singh, MoS for External Affairs with The second meeting of the High Level Group of Eminent an aim to build bridges and bring harmony amongst the Experts to strengthen the SAARC Anti-Terrorism Mechanism BRICS Countries. was held in New Delhi. Delegations from all eight SAARC During the course of Festival, twenty films are set to be (South Asian Association for Regional Cooperation) member screened out of which, the opening was Malayalam Movie countries participated in the conference. SAARC members “Veeram” directed by JayarajRajasekharan Nair and the are Afghanistan, Bangladesh, Bhutan, India, Maldives, closing movie will be Chinese “Skiptrace” directed by Nepal, Pakistan, and Sri Lanka. th RennyHarlin starring Jackie Chan.It is to note that 8 BRICS India’s first “Internet of Things India Congress- Summit will be held in Goa from 15-16 October 2016 and the 2016” Conference held in Bengaluru theme of India’s Chairmanship of BRICS is “Building Ravi Shankar Prasad, Union Minister of Electronics & Responsive, Inclusive and Collaborative Solutions”. China’s Information Technology inaugurated three conference on 1st nd Chengdu City will host 2 BRICS Film Festival in 2017. edition of “Internet of Things (IoT) India Congress, 2016 in 1st International Conference on Cooking Gas held Bengaluru.IoT is a system of interrelated Computing Devices, in Odisha Mechanical and Digital Machines/Objects or People that First International Conference on Cooking Gas was held in provides unique concept of Technology. Bhubaneswar, Odisha focusing on the need for an LPG IUCN World Conservation Congress held in the enabled household and use of Traditional Cooking Fuels.HE Hawaiian capital, Honolulu DroupadiMurmu, the Governor of Jharkhand inaugurated the IUCN World Conservation Congress held in the Hawaiian event and attended by Dharmendra Pradhan, Union Minister capital, Honolulu is hosted by the State of Hawaii with the for Petroleum and Natural Gas. support of the Department of State of the USA. IUCN 2016 BRICS Convention on Tourism kick started President Zhang Xinsheng officially opened the 6th IUCN in Madhya Pradesh World Conservation Congress aiming at conserving the A two day BRICS Convention on Tourism started at UNESCO nature, studying innovative approaches of conservation and World Heritage site Khajuraho in Madhya Pradesh to promote harnessing the solutions nature offers to global challenges. Intraregional Tourism participated by delegates from BRICS The 2016 International Union for Conservation of Nature Countries. The Convention has been organised as a precursor (IUCN) World Congress will focus on the theme ”Planet at to the BRICS Summit-2016, which is scheduled to be held in the Crossroads”. Goa in October 2016.  36 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016 COMMITTEE & ITS FUNCTION

Union Government appoints three economists to Union Government constituted AK Sinha Monetary Policy Committee Committee to study Slit in Ganga River in Bihar The Appointments Committee of Cabinet (ACC) has On 01 Sep, the Union Government constituted four member appointed three economists as the external appointees on experts Committee headed by AK Sinha.At present AK Sinha the Monetary Policy Committee (MPC). They are Pami Dua, is a member of Ganga Flood Control Commission. Chetan Ghate and Ravindra Dholakia. They will have a fixed four year term and it is non-renewable. Veerappa Moily-led parliamentary panel to About Monetary Policy Committee (MPC) examine merger of budgets MPC under the RBI will decide monetary policy by setting The parliamentary committee headed by the Congress MP interest rates. It aims to bring significant changes in the power M Veerappa Moily, has been constituted to review the all the RBI governor while deciding interest rates. The RBI will budgetary reforms. Besides the budget, the committee will set interest rates according to the majority view of the six- also review the disinvestment policy, the banking sector in member MPC, with the Governor having the casting vote in India, RBI’s emerging role and its framework. case of a tie.  DATE & OBSERVATION

Theme: “Democracy and the 2030 Agenda for  National Nutrition Week was celebrated from Sustainable Development”. September 1st to 7th. The theme for 2016 National  16 September: International Day for the Nutrition Week is ‘Poshak Aahar, Desh ka Aadhar’. Preservation of the Ozone Layer  02 Sep 2016 observed as World Coconut Day. India 2016 theme: “Ozone and climate: Restored by a world is the third largest producer of Coconut preceded united”. by Indonesia (1st) and Philippines (2nd).  September 21- International Day of Peace  September 5 - Teacher’s Day (Dr. Radhakrishnan’s Theme : ”The Sustainable Development Goals: Birth Day) Building Blocks for Peace”  September 7 - Forgiveness Day  September 21 - World Alzheimer’s Day  September 8 - International Literacy Day, 2016 Theme: ”Remember Me” International Literacy Day was observed on 08  September 25 - Social Justice Day September to mark the 50th year of observance.  World Tourism Day: 27 September Theme of 2016 ILD – Reading the Past, Writing the Theme for the World Tourism Day is - “Tourism for Future. all promoting universal accessibility’.  September 10- September 14  September 14 - Hindi day,World First Aid Day   15 September: International Democracy Day INTERNATIONAL & NATIONAL INSTITUTION

1. World Trade Organization (WTO) – 3. World Economic Forum (WEF) – Headquarters – Geneva, Switzerland Headquarters – Geneva, Switzerland Head – Roberto Azevedo Head – Klaus Schwab Founded on – 1 January, 1995 Founded on – 1971 4. World Intellectual Property Organisation(WIPO Also 2. World Health Organization (WHO) – Headquarters – Geneva, Switzerland called OMPI) – Head – Dr Margaret Chan Headquarters – Geneva, Switzerland Founded on – 7 April, 1948 Head – Francis Gurry Founded on – July 14, 1967 37 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

5. International Labour Organisation (ILO/OIT) – 17. United Nations Education Scientific & Cultural Headquarters – Geneva, Switzerland Organisation (UNESCO) – Head – Guy Ryder Headquarters – Paris, France Founded on – 1919 Head – Irina Bokova 6. United Nations Conference on Trade & Development Founded on – 16 November, 1945 (UNCTAD) – 18. Organisation for Economic Cooperation & Development Headquarters – Geneva, Switzerland (OECD) – Head – Mukhisa Kituyi Headquarters – Paris, France Founded on – 1964 Head – Jose Angel Gurria 7. World Meteorological Organisation (WMO) – Founded on – 30 September, 1961 Headquarters – Geneva, Switzerland 19. North Atlantic Treaty Organisation (NATO) – Head – Pettere Talas Headquarters – Brussels, Belgium Founded on – 1950 Head – Jens Stoltenberg 8. International Committee of the Red Cross (ICRC) – Founded on – 4 April, 1949 Headquarters – Geneva, Switzerland 20. Asia Pacific Economic Cooperation (APEC) – Head – Peter Mauren Headquarters – Singapore Founded on – 1863 Head – Dr. Alan Bollard 9. International Monetary Fund (IMF) – Founded on – 1989 Headquarters – Washington DC, US 21. Association of South East Nations (ASEAN) – Head – Headquarters – Jakarta, Indonesia Founded on – 27 December, 1945 Secretary-General – Le Luong Minh, Vietnam 10. The World Bank – Founded on – 8 August, 1967 Headquarters – Washington DC, US 22. South Asian Association for Regional Cooperation Founded on – July, 1944 (SAARC) – 11. United Nations Organization (UN) – Headquarters – Kathmandu, Nepal Headquarters – New York, US Head-Mr. Thapa Head – Ban Ki-moon Founded on – 8 December, 1985 Founded on – 1945 23. International Maritime Organisation (IMO) – 12. United Nations Children’s Fund (UNICEF) – Headquarters – London, UK Headquarters – New York, US Head – Kitack Lim Head – Anthony Lake Founded on – 1959 Founded on – December, 1946 24. Amnesty International – 13. United Nations Populations Fund (UNFPA) – Headquarters – London, UK Headquarters – New York, US Head – Salil Shetty Head – Dr. Babatunde Osotimehin Founded on – July, 1961 Founded on – 1969 25. Commonwealth of Nations – 14. Asian Development Bank – Headquarters – London, UK Headquarters – Manila, Philippines Head – Queen Elizabeth II Head – Takehiko Nakao Founded on – 28 April, 1949 Founded on – 22 August, 1966 26. International Atomic Energy Agency (IAEA) – 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Vienna, Austria Headquarters – Beijing, China Head – Yukiya Amano Head – Jin Liqun Founded on – July 29, 1957 Founded on – 4 October, 2014 27. United Nations Industrial Development Organisation 16. New Development Bank (BRICS Development Bank) – (UNIDO) – Headquarters – Shanghai, China Headquarters – Vienna, Austria Head – K. V. Kamath Head – Li Yong Founded on – July, 2015 Founded on – 1966

38 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

28. Organisation of Petroleum Exporting Countries 32. World Wide Fund for Nature (WWF) – (OPEC) – Headquarters – Avenue du Mont-Blanc, Gland, Vaud, Headquarters – Vienna, Austria Switzerland Head – Mohammed Sanusi Bankindo Head – Macro Lambertini Founded on – 1961-62 Founded on – 29 April, 1961 29. International Olympic Committee (IOC) – 33. Food & Agricultural Organisation (FAO) – Headquarters – Lausanne, Switzerland Headquarters – Rome, Italy Head – Thomas Bach Head – Jose Graziano da Silva Founded on – 23 June, 1894 Founded on -16 October, 1945 30. International Cricket Council (ICC) – Headquarters – Dubai, UAE 34. International Court of Justice (ICJ) – Head – Dave Richardson Headquarters – The Hague, The Netherland Founded on – 15 June, 1909 Head – Ronny Abraham Founded on -1945 31. The Fédération Internationale de Football Association (FIFA) –  Headquarters – Zurich, Switzerland Head – Joseph S. Blatter Founded on – 21 May, 1904 STATE NEWS J & K CM Mehbooba Mufti launched the “CM Amma 2-wheeler service training centres to come Scooty Scheme” for college girls up in TN Jammu and Kashmir Chief Minister Mehbooba Tamil Nadu CM J Jayalalithaa announced the 35 number of Mufti launched the “CM Scooty Scheme” for college girls. ‘Amma Two-Wheeler Service Training Centre’ in TamilNadu The scheme is expected to support women in colleges who with an outlay of Rs 1.65 crore. The government will also set come from economically backward people to continue their up a Centre of Excellence and 5 skill development institutes education. To get benefits of the scheme, a student should under Public Private Partnership mode with Siemens and have at least 65 per cent marks and her family’s annual income Designtech at an estimated cost of Rs 546.84 crore. should be less than Rs 4 lakh. Governor: Narinder Nath Vohra. Andhra Pradesh topped in attracting industrial Odisha CM launched construction workers investment pension scheme and Biju Kanya Ratna Yojana According to the latest RBI Report, Andhra Pradesh had (BKRY) emerged on the top among all other states in attracting Odisha chief minister Naveen Patnaik launched construction industrial investments in 2015-16. Andhra Pradesh attracted workers pension scheme under which all registered an investment of Rs.21,914 crore out of the Rs.1,38,700 construction workers above 60 years of age will get pension crore gross investments across India. of Rs 300 per month while workers above 80 years of age will get pension of Rs 500 per month. Maharashtra ranked on top in Ease of Doing The Odisha Government has also launched the Biju Kanya Business in Indian States Ratna Yojana (BKRY) for the development of girls in three Asia Competitiveness Institute of Singapore ranked districts of the state. The scheme will be implemented in Maharashtra in the top position in the Ease of Doing Ganjam, Dhenkanal and Angul districts on a pilot basis for Business among all Indian States.The list also placed Gujarat three years. and Delhi in second and third place respectively. Rajasthan High Court became 4th state to launch Gujarat became the first State to distribute 2 Crore the e-stamp facility LED Bulbs under UJALA Scheme The Rajasthan High Court becomes 4th state to launch the e- Gujarat became the first State in India to distribute 2 crore stamp facility in its Jodhpur and Jaipur LED bulbs under the Union Government’s Unnat Jyoti by benches simultaneously. The facility is already available in Affordable LEDs for All (UJALA) Scheme.The Gujarat Delhi, Chhattisgarh and Himachal Pradesh. Government has set a target to distribute 12 crore LED bulbs across the State to save around 650 Crore KWH of energy

39 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 and cost savings is about Rs. 2500 crore.It is to recall that, Haryana approved a Rs 143 crore project for re- the UJALA Scheme was launched in January 2015 under construction JLN Canal system Domestic Efficient Lighting Programme (DELP). Haryana government approved a Rs 143 crore project for re- construction of Jawahar Lal Nehru (JLN) Canal system to Rajasthan replaces 5 lakh streetlights with LED achieve the goal of ‘Har Khet Ko Pani’ (water to every field). bulbs The work would be completed by March 2018 State has taken Rajasthan becomes the first state to adopt Centre’s Street some important step to resolve the problem of drought. Lighting National Programme (SLNP) in all its urban local a) Five old bridges were being reconstructed at a cost bodies (ULB). Almost 5 lakh conventional streetlights have of Rs 30 crore to remove obstacles in Western been replaced with LED streetlights across the state. The Jamuna Canal (WJC) main line by Haryana Irrigation project has been funded by Energy Efficiency Services and Water Resources Department. Limited (EESL), a public energy services company under the b) Rs 300 crore project for rehabilitation of 565 water administration of Union ministry of power at no cost to the courses has got approval from NABARD. state. c) Pradhan Mantri Krishi Sinchayee Yojna is a national Gujarat CM Vijay Rupani dedicated 2MBPS mission to improve farm productivity and ensure Connectivity to 6000 Villages better utilization of the resources in the country. Vijay Rupani, the Chief Minister of Gujarat dedicated 2MBPS Rs.500 billion (US$7.4 billion) in a time span of five Digital Connectivity to 6000 villages of the State under the years allocated to this scheme. “E-Gram Programme”.E-Gram Programme was launched in FY The Delhi government cleared a proposal of 2006-07 with an aim to connect 14,000 villages with Internet having state-level bravery awards through V-SAT Technology. The Delhi government has cleared a proposal of having state- Haryana bagged Best Horticulture State Award level bravery awards. These awards will be given out on Indian Council of Food and Agriculture (ICFA) named Independence Day (15-August) and Republic Day (26th- Haryana as Best Horticulture State Award for efforts made January) every year. Ten awards will be given and will carry by the State Government to increase the income of farmers in a cash award of 2 lakh rupees each. The winners will be Horticulture.Apart of this, Odisha bagged 2016 Best selected as per the nominations by the public. Agriculture State Award in recognition for the efforts towards NEWS IN BRIEF development of Agriculture and up keeping Rural prosperity. • The Odisha government in association Arunachal Pradesh’s first Pradhan Mantri Jan with International Labor Organization(ILO) Aushadhi Store inagurated at Naharlagun, Itanagar organised a two-day national conference on labour The Minister of State for Chemicals and Fertilizers Shri in Bhubaneswar. Mansukh Mandaviya inaugurated Arunachal Pradesh’s first • Finance Minister Arun Jaitley announces a Special Pradhan Mantri Jan Aushadhi Store at Naharlagun, Itanagar. Financial Package of Rs. 2.25 lakh crore for the Arunachal Government had decided to open 3,000 development of Andhra Pradesh for the period 2015- Stores under Pradhan Mantri Jan Aushadhi Yojana 20. (PMJAY) during 2016-2017 and to strengthen the supply of • Andhra Pradesh became the second state in the generic drugs. country after Gujarat to achieve 100 per cent electrification of households by the latest report. PMJAY • Himachal Pradesh Town and Country Planning In order to promote the campaign of Pradhan Mantri Jan department’s Hindi website was launched Aushadhi Yojana, a one-time financial assistance of Rs.2.50 by Himachal Pradesh TCP Minister Sudhir Sharma. Lakh (Rs.1 Lakh for furnishing, Rs.50000/- for computer and Himachal Pradesh become India’s first state to peripherals, Refrigerator etc., and Rs.1 Lakh worth provide all TCP department services online. medicines to commence operations) is given to those who • Chief Minister Raman Singh launched “Start-up open shops in Government Hospitals and also to those who Chhattisgarh” by announcing a number of sops and are individual entrepreneurs, NGOs, Charitable Trusts etc. tax exemptions to attract budding entrepreneurs and investors to the state. • Haryana govt announces free bus rides for girl students.

40 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

• Himachal Pradesh government has notified the • The Delhi government has increased the retirement guidelines for transparent auction and scientific age of city government services doctors to 65 mining. years. Earlier, the retirement age of doctors was 62 • Delhi Police launches five all-women PCR vans. years. • Finance Minister Arun Jaitely on behalf of Central • The Tamil Nadu government has allotted Rs 204 government announced that the Central government crore towards the implementation of the enhanced agreed to provide special assistance for five years gold scheme under a marriage assistance along with full funding of the Pollavaram irrigation programme. Rs 204 crore has been allotted for project and tax concessions to Andhra Pradesh. ‘Thaaliku Thangam’ (Gold for Mangalsutra) scheme • Bihar School Examination Board(BSEB) become for the year 2016-17 to benefit 12,500 women. the first state board in India to link students’ • Haryana Government has decided to develop 340 examination forms with their Aadhaar numbers to villages as Horticulture Villages at a cost of 93 crore avoid duplication and facilitate easy access to rupees during the Golden Jubilee year of the State. documents announced by BSEB chairman Anand • Rajasthan’s education department has partnered Kishor. with US-based technology firm Cisco to promote • Raman Singh lead Chhattisgarh Government signed digital learning across the state using virtual digital a memorandum of understanding (MoU) with the room solutions. It aims to enhance the quality of Ministry of Civil Aviation in the presence of Union education through digital learning for academia to Civil Aviation Minister Ashok Gajapathi Raju to connect, collaborate, create, and share content boost regional air connectivity within the across 12 centers of State Institute for Education state under the Centre’s Regional Connectivity Management and Training (SIEMAT) in the state. Scheme (RCS). • Lt. Governor KiranBedi has launched ‘Shramdaan • Uttar Pradesh became the first state in the country movement’ as part of Swachh Bharat and Swachh to launch the ambitious “Twitter Seva” project, Puducherry initiative at a remote village. when in one go 122 Twitter handles were unveiled  in the state capital. RECENT GOVERNMENT DEVELOPMENT & SCHEME

Union Government notified National dry Saurashtra region using pipelines for irrigation and Apprenticeship Promotion Scheme (NAPS) drinking purposes. Government notified National Apprenticeship Promotion Scheme (NAPS) to offer Financial Incentives to employers. Govt sets target of toilets in every household by The Scheme has an outlay of Rs. 10,000 crore with a target of 2019: Tomar Minister of Drinking Water and Sanitation Narendra Tomar 50 Lakh Apprentices to be trained by 2019-20.It is to note has set a target of toilets in every household by 2019. that, the National Policy of Skill Development and According to Tomar 23 districts are now totally free from Entrepreneurship, 2015 was launched by Prime Minister open defecation. Toilets have been made in every household Narendra Modi to focus on Apprenticeship as one of the in 85,000 villages of the country. Swachh Bharat Week is key components for creating Skilled Manpower in India. being celebrated from 25th September to 2nd October. PM Narendra Modi inaugurated first phase of SAUNI Project in Jamnagar, Gujarat Union Government launched NIDHI Scheme to Prime Minister Narendra Modi inaugurated 1st Phase of nurture Ideas and Innovation into Start Ups Department of Science & Technology launched an Umbrella SAUNI Project in Jamnagar, Gujarat.SAUNI stands for Program called National Initiative for Developing and Saurashtra Narmada Avartan Irrigation. The ambitious project Harnessing Innovations (NIDHI) with an aim to nurture ideas was proposed by Narendra Modi in Sept 2012 against a and innovations into successful Start Ups.NIDHI will allow Project cost of Rs. 12,000 crore, when he was the Chief Minister of Gujarat. The SAUNI Project intends to divert Country’s Youths to give concrete shape to their ideas by forming Start Ups, Funding them for infrastructure and water from SardarSarovar Dam to various other Dams to the providing them mentorships.It is to recall that, Department

41 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 of Science and Technology has allocated Rs. 180 Crore for The official website of Pradhan Mantri Start Up Innovations drives. UjjwalaYojana launched The official website of Pradhan Mantri Union Government launched “Gas4India” UjjwalaYojana www.pmujjwalayojana.com launched to campaign to Promote use of Natural Gas curb a number of fake websites which have connection Union Minister of State for Petroleum and natural Gas, with the Pradhan Mantri Ujjwala Yojana (PMUY). The Dharmendra Pradhan launched “Gas4India” Campaign and website contains downloadable forms both in English and launched the Website to promote the use of Natural Gas in Hindi. PMUY Toll free number is 18002666696. Country.Gas4India is a unified Cross Country, Multimedia, PMUY: Multi-event campaign aimed at promoting the use of Natural The Pradhan Mantri Ujjwala Yojana was launched on 1st May in the country and to make the country – A Gas based 2016 from Ballia in Uttar Pradesh to provide free LPG Economy. connections to 5 crore families across the country in the Union Government launched “Integration next 3 years. DigiLocker” facility under Digital India NEWS IN BRIEF Programme  The country’s first-ever hotline to curb sexual abuse NitinGadkari, Union Minister of Road Transport, Highways of children through the Internet is set to be unveiled & Shipping and Ravi Shankar Prasad, Union Minister of soon. ‘Aarambh Initiative’ a network of Electronics & Information Technology and Law & Justice organisations on child protection in the country, jointly launched new Service Integration of DigiLocker with has collaborated with the U.K.-based IWF, which is Driving Licenses and Vehicle Registration Certificates (DL the most successful hotline in the world at removing and RC) with an aim to shift to Paperless Governance.With child pornography. The hotline in India will be this initiative, People will now no longer need to carry their hosted on aarambhindia.org. physical copies of DL and RC Books. Instead, People can  The Union government on Monday rolled out a access digital copies of their DL and RCs on mobile phones helpline for users of India Post to register complaints by using “DigiLocker Mobile App”. about postal services. The toll-free number is Facts about “DigiLocker” ‘1924’.The service has been started in Hindi, English (a) DigiLocker is a key initiative under ambitious Digital and Malayalam and gradually, we will start it in all India Programme launched by PM Narendra Modi regional languages. on 01 July 2015 to provide a secure dedicated  The Union Government has launched Urja Mitra personal electronic space for storing documents of Helpline through which customers can get resident Indian citizens. information on power outages from distribution (b) Further, the facility will also reduce the companies by dialing 14401. The helpline was administrative overhead of Government launched by the Department of Telecom (DoT) of Departments and agencies by promoting Paperless the Union Ministry of Communications and Governance. Information Technology. Union Government approved Rs. 450 crore to five  Union Government to launch Mission Parivar Vikas States under ‘SwadeshDarshan Scheme” in seven states (145-districts) for improved family Union Tourism Ministry approved Rs. 450 crore to five States planning services. such as Heritage Circuits of Madhya Pradesh and  These 145-districts having the highest total fertility Uttarakhand, Coastal Circuits of Tamil Nadu, Ramayana rates are in the states of Uttar Pradesh, Bihar, Circuit in Uttar Pradesh and North East Circuit in Sikkim under Rajasthan, Madhya Pradesh, Chhattisgarh, Swadesh Darshan Scheme Jharkhand and Assam. SwadeshDarshan Scheme was implemented by the Union  Its main objective of the mission is to accelerate Government on 09 March 2015 with an aim to develop World access to high-quality family planning choices Class Tourism Infrastructure on “Theme based Tourism based on information, reliable service and supplies Circuits (TBCT)” across the Country.Under the Scheme, 13 within a rights-based framework. Thematic Circuits have been identified for Tourism Infrastructure Development. 

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MISCELLANEOUS

105 year old Kunwar Bai chosen as Swachh Bharat  Shristi Sharma(12) from Nagpur has created history Abhiyan mascot by ice skating for 10 metres under 11 bars placed a Union Government has chosen 105-year-old Kunwar Bai from metre apart at a height of 33 centimetres from the Chhattisgarh’s Dhamtari district as the ‘Swachh Bharat ground at the iSkate rink in Gurgaon on 9th Abhiyan’ mascot. PM Modi felicitated the old but spirited September 2016 at the iSkate rink in Gurgaon. lady at a function held in New Delhi to mark ‘Swachhta Diwas’  Madhu Kumari, the Pakistani teenage refugee finally on September 17, 2016. She was recognised by Prime Minister managed to get admission in the government school Narendra Modi for building toilet by selling off her 8-10 goats near her house. Madhu’s struggle started when she to build two toilets at her home and also she started showing arrived in Delhi from Pakistan’s Punjab some two other villagers the toilets at her home while educating them years ago with her family. When her case was about its importance. highlighted, External Affairs Minister Sushma Swaraj intervened and asked Mr. Kejriwal to help Agriculture Minister inaugurated Krishi Unnati Madhu. Mela in Mathura  Shri J P Nadda led the yoga session at the 69th Agriculture Minister Radha Mohan Singh has inaugurated session of the WHO Regional Committee of South- 4- days Pandit Deen Dayal Upadhyay Krishi Unnati Mela – East Asia Region at Colombo, Sri Lanka. 2016 in Mathura. The Agriculture Minister has also laid the  The Prime Minister’s residential address will now foundation stone of first Gokul Gram Project in Mathura. He be 7 Lok Kalyan Marg and not the famous Race also presents Antyodaya Krishi Puruskars to 22 farmers for Course Road with the authorities has approved the their contribution in the agriculture sector at the birth place renaming of the iconic British-era road in posh of Pandit Deendayal Upadhyay in Mathura. Lutyens’ Delhi. A decision to this effect was taken Lopamudra Raut, the second runner-up at Miss at a high-level meeting of the New Delhi Municipal United Continents 2016 Council (NDMC) presided by Chief Minister of Delhi Jeslyn Santos from Philippines won the title of Miss United Arvind Kejriwal. Continents 2016 whereas India’s Lopamudra Raut bagged  The Tamil film “Visaranai” has been selected as the second runner-up spot at Miss United Continents 2016 at a India’s official entry to Oscars 2017 (89th Academy grand ceremony held on 25th September, 2016 at Crystal Awards) in the Foreign Language Film category. Palace Guayaquil, Ecuador. The competition saw 32 The film has been directed by Vetrimaran and is participants from the 4 continents of America, Asia, Europe produced by actor Dhanush’s Wunderbar Films. It and Africa, giving a stiff competition. is based on M.Chandrakumar’s novel Lock Up. AIR is planning to launch a website & mobile app in Baluchisthan  Public Sector Broadcaster (AIR) is planning to launch a website & mobile app for its Baluchi service to reach Baluchi speaking people. The Baluchi website and mobile app is likely to be launched later this week. This comes after Prime Minister Narendra Modi’s Independence Day speech in which he had brought up the issue of Pakistani atrocities on people of Baluchistan and PoK. NEWS IN BRIEF Faculties from New Delhi & Hyderabad  Keralites all over the world celebrated the Contact : 8093083555, Web : vanikias.com auspicious 10-day-long harvest festival “onam” in CRPF Square, Bhubaneswar the state. It was being celebrated by people of all religions in the Malayalam month of Chingam every year.

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200 MCQ ON CURRENT AFFAIRS 20. La Tomatina festival celebrated in which 1. Which Island was declared the largest 10. Kalesar National Park situated in place? river island in the world, by Guinness A.Haryana B.Punjab a) Australia b) China World Records? C.J & K D.Himachal Pradesh c) Spain d) Iceland a) Agatti Island 11. The two-day “BRICS Convention on 21. Aiming to promote avian tourism, the b) Willington Island Tourism” held at which place? ______forest department will host its c) Majuli Island a) Maharashtra d) Pamban Island b) Madya Pradesh first “Bird Festival” in the state in November 2. Which Renowned sand artist has won c) New Delhi a) Kerala the people’s choice prize for his sand d) Andra Pradesh b) Tamil Nadu sculpture titled “Mahatma Gandhi- 12. Which smart phone manufacturer c) Rajasthan World Peace” at the ninth Moscow company has finally launched its d) Goa Sand Sculpture Championship 2016 own mobilepayment service? 22. Which airline company has launched an a) Nittish Bharti a) Samsung b) Gionee in-flight entertainment service named b) Sudarsan Pattnaik c) Lenovo d) Xiaomi c) Rahul Arya 13. The first BRICS film festival held in ‘JetScreen’? a) Spice Jet d) Manas Kumar which place? b) Vistara 3. India has been ranked which place a) Mumbai b) New Delhi c) Jet Airways amongst 160 countries compared to c) Hyderabad d) Bangalore d) Air India rank of 54 in Logistics Performance 14. Who is the new President of Gabon 23. Who has been made an honorary life Index (LPI) 2016 Country? member of the Marylebone Cricket a) 21 b) 56 a) Omar Bongo Club (MCC), becoming the 24th Indian c) 49 d) 35 b) Nicolas Sarkozy cricketer to be bestowed the honour? 4. Which State governor took additional c) Ali Bongo Ondimba a) Rahul Dravid charge of Tamil Nadu state? d) Jean Ping b) Zaheer Khan a) Maharashtra 15. With 86.4% literacy, which community c) Sachin Tendulkar b) Kerala has the highest proportion of literates d) VVS Laxman c) Assam among all communities in India 24. India sends how many athletes to Rio d) Punjab a) Muslim b) Hindu Summer Paralympic Games 5. Who took additional charge of Madhya c) Christian d) Jain a) 10 b) 17 Pradesh State 16. Who has been sworn in as the new c) 19 d) 23 a) C. Vidyasagar Rao president of Brazil? 25. The Indian Railways has launched a b) Om Prakash Kohli a) Dilma Rousseff scheme to provide passengers with a c) Balram Das Tandon b) Jair Bolsonaro travel insurance coverage of up to ¹ 10 d) Keshari Nath Tripathi c) Michel Temer lakh for a premium of ______6. India and which country signed d) Eduardo Cunha a) 1 rupee b) 5 rupees 12 Agreements to boost bilateral ties 17. The Ministry of Home Affairs had c) 92 Paise d) 50 Paise a) Singapore b) China constituted a Committee under the 26. The Election Commission (EC) c) Vietnam d) Spain Chairmanship of ______submits announced that voting in the Rajya 7. Which E-retailer has launched its own report to the Union Home Minister Sabha and Legislative Council elections private cloud platform called Cirrus a) R M Lodha will only be done with a ______a) Amazon b) Snapdeal b) Ramesh Gupta sketch pen c) Filpkart d) Paytm c) Mudgal a) Red b) Green 8. Who has become the 17th state after d) Madhukar Gupta c) Orange d) Violet Orissa to ratify the GST Bill 18. In which country Buddhists celebrated 27. Microsoft plans to open a cybersecurity a) Sikkim Pancha Daan festival? centre in which place? b) Arunachal Pradesh a) Nepal b) China a) Bangalore c) Punjab c) India d) Japan b) Delhi d) Rajasthan 19. World Coconut is observed on? c) Hyderabad 9. India and which country agreed to expand a) September 1 d) Mumbai defence cooperation b) September 2 28. Who has been appointed as Managing a) Iran b) Egypt c) September 3 Director and chief executive of SBI c) Germany d) China d) September 4 Mutual Fund?

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a) Arundhati Rao A.20th September A.Boston B.Vienna b) Archana Rao B.21st September C.New York D.Wales c) Divya Rao C.22nd September 45. What is the name of new surface to air d) Anuradha Rao D.23rd September missile which was test fired 29. Which State government increase 37. Central Government has announced how successfully at Odisha coast by India? maternity leave for female state many new smart cities from the 63 cities A.INS-8 B.Tarak-8 government employees from six based on “Smart City Challenge C.Barak-18 D.Barak-8 months to nine months recently? Competition” by Union Minister 46. Who has been appointed as marketing a) West Bengal Venkaiah Naidu in New Delhi? head of Bharat Electronics Limited b) Tamil Nadu A.26 B.27 (BEL) as its first woman director? c) Andra Pradesh C.28 D.29 A.Lakshmi Ramakrishnan d) Bihar 38. Which service has been initiated by B.Abinaya Suresh 30. Which State has inked a tripartite Indian Railway to provide support to C.Suganya Sundarrajan memorandum of understanding (MoU) Old and Differently abled Passengers? D.Anandi Ramalingam with the Ministry of Civil Aviation and A.Wheel Chair Booking 47. Which Bank has approved a loan of $631 the Airport Authority of India (AAI) B.Free Food Booking million or Rs.4228.9 crore for building to develop 11 small airports? C.Free Platform ticketing India’s first coastal industrial corridor a) Bihar b) Maharashtra D.Priority ticket booking between Visakhapatnam and Chennai? c) Gujarat d) Telangana 39. Which Government in association with A. Andhra Bank 31. Which actor will be awarded an International Labour Organization B. Small Industries Development honorary Oscar by the Academy of organised a two day national Bank of India Motion Pictures, Arts & Science conference on Labour? C. MUDRA Bank a) Amitabh Bachchan A.Punjab B.Rajasthan D. Asian Development Bank b) Kamal Hasan C.Haryana D.Odisha 48. Who has been appointed as adviser to c) Shah Rukh Khan 40. Name the India’s first interstate river the UN Conference on Trade and d) Jackie Chan interlinking project was approved by Development (UNCTAD) announced 32. Who has been appointed as bowling the National Board for Wildlife? by UNCTAD Secretary-General coach of the Bangladesh cricket team A.Jin-Betwa B.Ken-Betwa Mukhisa Kituyi? on a three-year contract? C.Ken-Jetwa D.Jin-Petwa A.Margarat Chan a) Curtly Ambrose 41. Name the messaging app launched by B.Raghuram Rajan b) Carl Hooper Google similar to Whatsapp and C.Urjit Patel c) Courtney Walsh Facebook messenger for both Android D.Jack Ma d) Joel Gamer and iOS Platforms? 49. Name the application has been launched 33. Former Indian cricketer who has launched A.Alli B.Alle by Kotak Mahindra Bank to allow new SRT Sports, his own sports C.Allo D.Ally customers to open an account? management company 42. Which State CM has announced the A.Kotak New a) Sachin Tendulkar Two Wheeler Service Training Centre B.Kotak Now b) Rahul Dravid across the centre under Public Private C.Kotak Ney c) Virendar Sehwag Partnership mode? D.Kotak Know d) Sourav Ganguly A.Andhra Pradesh 50. World Bank will invest nearly 1,000 34. Lal Zakir who passed away recently B.Bihar crore rupees in which state for the was a/an C.Tamilnadu betterment of the inland waterways? a) Poet b) Actor D.Karnataka A.Bihar B.Nagaland c) Novelist d) Both a and c 43. What is the projected revenue earned by C.Gujarat D.Assam 35. Islam Karimov who passed away Indian Digital Classifieds industry by 51. Which country has planned to recently, he was a president of which 2020 as per new report by Google and implement world’s first driverless country? KPMG? boats by doing everything from moving a) Kazakhstan A.$1.1 billion people and goods to providing “pop- b) Tajikistan B.$1.2 billion up” bridges and cleaning up thousands c) Uzbekistan C.$1.3 billion of dumped bicycles? d) Kyrgyzstan D.$1.4 billion A.Norway 36. The International Day of Peace is 44. Which city hosted first ever summit on B.Sweden celebrated every year on which date to movement of 65.3 million refugees and C.Germany promote the peace and absence of war migrants by UN? D.Amsterdam and violence?

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52. Name the yojana formed by the 59. Indian Railways marked the “Swachh A.United States Department of Pharmaceuticals to Paryavaran Diwas” (Clean Environment B.Qatar ensure the availability of generic Day) by launching the Swachht Saptah C.Indonesia medicines at affordable prices? (Cleanliness Week) from which date by D.Myanmar A.PMJDY B.PMJAY Union Railway Minister? 67. World’s largest permanent Shiplift C.PMJCY D.PMJEY A.September 18th designed by which engineers and began 53. S S Mallikarjuna Rao has assumed charge B.September 17th its trial on September 18th, 2016? as Executive Director of which bank? C.September 19th A.German and China A.Canara Bank D.September 20th B.German and Japan B.Syndicate Bank 60. Name the initiative has been launched C.German and India C.Vijaya Bank by the country to curb child D.German and United States D.IOB pornography through the Internet? 68. Name the advanced indigenously built 54. Which state won the Better Performing A.Aarambh guided Missile Detroyer has been Project Award 2015 for the B.Mudivu launched by the Indian Navy at development of infrastructure by C.Mudhal Mumbai? tourism department under the ADB D.None of the above A.Kochi Funded Project? 61. Which State Chief Minister has B.Visakhapatnam A.Andhra Pradesh announced funds for renovation of C.Mumbai B.Arunachal Pradesh Churches and Mosques under the Waqf D.Mormugao C.Himachal Pradesh Board? 69. Who has been appointed as a UN D.Madhya Pradesh A.Kerala B.Karanataka Goodwill Ambassador for the Dignity 55. Who has been appointed as Tourism C.Telangana D.Tamilnadu of Survivors of Human Trafficking of Brand Ambassador of Maharashtra by 62. Which country hosted the 17th Non the UN Office on Drugs and Crime? the State Tourism minister Jaykumar Alignment Movement Summit to A.Nazim Zaidi Rawal? discuss the issues of Mutual Interest? B.Nadia Murad Basee Taha A.Akhilesh Yadav A.China C.Mustafa Abis B.Abhijith Gupta B.India D.Malala Yousafzai C.Anoop Singh C.Bangladesh 70. Which City hosted 10 weeklong Festival D.Sambhajiraje Bhosale D.Venezuela “Confluence: Festival of India” was 56. Which port inked pact to acquire the 63. Which State Chief Minister signed an inaugurated by Union Tourism and Australian firm APB from Glencore memorandum of understanding (MoU) Culture Minister on September Coal Queensland Pty Limited for AUD with Goa State to work together in IT 18th 2016? 19.25 million? development? A.Sydney B.New York A. Adani Ports and Special Economic A.Andhra Pradesh C.Paris D.New Delhi Zone (APSEZ) B.Maharashtra 71. Which Bank has launched its second Skill B. Mundra Port C.Kerala Academy at Coimbatore, as part of its C. Essar Ports D.Telangana Corporate Social Responsibility (CSR) D. The Dhamra Port Company 64. Carlo Azeglio Ciampi has passed away initiatives? Limited (DPCL) at the age of 95 years. He was former A.Catholic Syrian Bank 57. Union Minister of Agriculture and president of which country? B.HDFC Bank Farmer’s Welfare visited which country A.France B.Italy C.Federal Bank along with four member official C.Germany D.Brazil D.TMB delegation to deepen Bilateral 65. Which team has won the 2016 Calcutta 72. Which bank has issued commercial engagement in Agriculture? Football League for the seventh Papers of Rs.700 crore on September A.Iran B.Iraq Consecutive time on 16th September 12, 2016 having maturity date of C.Indonesia D.Israel 2016? September 29, 2016? 58. Which country Prime Minister arrived A.East Punjab A.IDFC B.HDFC in New Delhi for a three-day state visit B.Delhi C.ICICI D.TMB to India to sign three mutual C.Mumabai 73. Which city hosted the sixth meeting of agreements on 15th September 2016? D.East Bengal BRICS High Representatives A.Bhutan 66. Which country had decided to become a responsible for security to counter B.Myanmar partner country for the upcoming terrorism and violent extremism C.Nepal Vibrant Gujarat Global Summit to be emanating from the region? D.Bangladesh held in January 2017? A.Mumbai B.Pune C.Gurgaon D.New Delhi

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74. Which State/Territory governor initiated A.Yamuna A.Haryana B.Rajasthan the drive to clean up the Coastal areas B.Ganga C.Punjab D.Bihar as part of the 31st International Costal C.Cauvery 89. Union Minister of State for Clean Up Day? D.Brahmaputra Development of North Eastern Region A.Odisha B.Kerala 82. Prime Minister launched irrigation and Jitendra Singh inaugurated the ‘e-VMS’ C.Goa D.Puducherry drinking water supply projects worth (e-Visitor Management System) at 75. Who would be honoured as the 2016 4800 crore rupees in tribal areas of which port as part of the Ease of Doing Humanitarian of the year by students which state? Business initiatives? and faculty at the Harvard Foundation? A.Assam A.Kandla A.Ban Ki Moon B.Arunchal Pradesh B.Ennore B.Margarat Chan C.Tamilnadu C.Krishnapatnam C.Aung San Suu Kyi D.Gujarat D.Kochi D.Narendra Modi 83. Which state has topped in attracting 90. Which limited has been conferred the 76. Who has been honoured with the industrial investments in 2015-16 as prestigious membership of the Asia- ‘Lifetime Achievement Award’ at the per latest RBI report? Pacific Aerospace Quality Group Asian Achievers Awards in Britain by A.Maharashtra (APAQG) under the category ‘Full a leading publishing group for his work B.Tamilnadu Member with voting rights’? in the medical profession? C.Andhra Pradesh A. Bharat Petroleum Corporation A.Narendra Koteswar D.Karnataka Limited B.Narendra Jothi 84. Government planned to double the B. Neyveli Lignite Corporation C.Narendran Patel number of schemes under DBT to Limited D.Narendra Babubhai Patel ______by March 2017 for C. Hindustan Unilever Limited 77. 7 day “Naropa 2016” festival began at paying subsidy directly via bank D. Hindustan Aeronautics Limited which city and is referred to as “Kumbh accounts of beneficiaries. 91. Which formula one racer won the 2016 Mela” of the Himalayas? A.147 B.157 Singapore Grand Prix on September A.Nainital B.Rishikesh C.167 D.177 18,2016? C.Ladakh D.Jammu 85. Who has been appointed as UPSC A.Michael Schumacher 78. India signed an MoU with which bank Chairman by President Pranab B.Lewis Hamilton to host the next annual meetings of the Mukherjee from September 2016? C.Nico Rosberg bank at Mahatma Gandhi Convention A.Alka Sirohi D.Sebastian Vettel Centre, Ahmedabad from May 22nd to B.Deepak Gupta 92. What is the name of Supercomputer May 26th 2017? C.Atul Silvaya which is launched by the Union Human A.ADB D.Mukesh Sharma Resource Development Minister B.AfDB 86. How many gold clinched by the Indian Prakash Javedkar at IIT, Guwahati? C.BRICS Bank Players in 15th Summer Paralympic A.PARAM-ISHAN D.World Bank Games for Atheletes with disabilities B.SARAM-ISHAN 79. Who has been awarded with Mohanan governed by the International C.PARAM-USHAN Suvarna Mudra Award for the year Paralympic Committee held in Rio de D.SARAM-USHAN 2016? Janeiro, Brazil from September 7 to 93. Which legendary singer has been A.Suthiradevi 18, 2016? conferred ‘Banga Bibhushan’ award by B.Sarathadevi A.1 B.2 the West Bengal Government? C.Leelavathi C.3 D.4 A.S.Janaki D.Manjula 87. Name the translated version of “Sai B.S.P.Balasubramaniam 80. Name the cricketers who have been Charitra Granth” a book on the life of C.Asha Bonsle honoured with Arjuna Award for the Sai Baba by the Consul General of D.Lata Mangeshkar year 2016 2015 respectively? Malaysia in India Eldeen Husaini 94. A book titled ‘Shanti ki Talaash mein A.Rohit Sharma and Ajinkya Rahane Muhammad Hashim? Zindagi‘ written by whom released by B.Ajinkya Rahane and Rohit Sharma A.I Like Sai Uttarakhand Governor K K Paul on C.Ashwin and Virat Kohli B.I Love Sai September 14,2016 in Dehradun? D.Virat Kohli and Ashwin C.I Believe Sai A.Radhika Nagrath 81. Union Water Resources Minister and D.I Hope Sai B.Ramya Nambeesan Agriculture Minister signed the MoU 88. Which State Government announced a C.Renuka Sarath to encourage farmers of over 5,000 district status for the state’s for D.Ramya Das villages along which river to take up particular area to become 22 from 21 organic farming? districts?

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95. Which team has won the 90th All India A.Vienna B.Singapore 111. The Indian Government declared that MCC Murugappa Gold Cup Hockey C.Zurich D.London the Country was free from which Tournament? 104. Scientist Narayana Murthy has been contagious influenza by the department A.Punjab & Sind Bank appointed as the director of which of Animal Husbandry? B.Indian Oil Corporation limited organization? A.H1N1 B.H2N2 C.Indian Railways A.ISRO B.ONGC C.H4N3 D.H5N1 D.Indian Bank C.DRDO D.IOCL 112. Which bank has tied up with Banaras 96. Which city to hold the 2016 Kabaddi 105. Which bank has received the award from Hindu University to offer specialized world cup to be held from October Sameer Kochhar, Chairman of Skoch banking coursed to develop the design 7th to 22nd 2016? Group in Hyderabad? and curriculum of courses? A.New Delhi A.Puduvai Bharathiyar Grama Bank A.Axis Bank B.Bengaluru B.Pallavan Grama Bank B.HDFC Bank C.Kochi C.Pandiyan Grama Bank C.ICICI Bank D.Ahmedabad D.Karnataka Vikas Grameena Bank D.Syrian Catholic Bank 97. Which state has launched a website to 106. Which state hosted the BRICS 113. Which force has exercised the Disaster provide information on the Celebration Environmental Ministers meeting on Relief Exercise ‘Ex SAHAYATA’ in th th th of 350 Prakash Utsav of the Sikh Guru September 16 2016 to strengthen G ujarat on S ep tem b er 14 2016? in 2017? mutual cooperation? A.Indian Navy A.Haryana B.Bihar A.Bihar B.Gujarat B.Border Safety Force C.Odisha D.West Bengal C.UP D.Goa C.Indian Air Force 98. Which of the following bank is not 107. Which state government town and D.Indian Army allowed to issue the tags required for country planning department’s Hindi 114. Union Tourism Minister has approved electronic toll collection? Website was launched by state minister projects worth Rs. 500 crore for which A.State Bank of India Sudhir Sharma? state for integrated development of B.Punjab National Bank A.Arunachal Pradesh Tourist facilities? C.IDFC Bank B.Andhra Pradesh A.Uttarakhand D.Punjab and Sind Bank C.Madhya Pradesh B.Kerala 99. Actress Priyanka Chopra bagged which D.Himachal Pradesh C.Jammu and Kashmir position in Forbes List of Highest paid 108. Which state has became the second state D.Goa TV Actresses in the world? in the country to achieve 100 percent 115. India positioned to which rank in World A.4th B.5th electrification of households by report Economic Freedom Index according to C.7th D.8th released by JM Financial? th Economic Freedom of the World 100. Who has been appointed as the A.Madhya Pradesh 2016 Annual Report? President of World Bank? B.Haryana A.111 B.113 A.Ban Ki Moon C.Andhra Pradesh C.112 D.114 B.Margarat Chan D.Telangana 116. India Signed an MoU with which C.Jim Yong Kim 109. Name the Joint Military Training country to to support livelihood of the D.Raghuram Rajan exercised has been launched at fishing and farming communities by 101. The International Day for the Uttarakhand to encourage the Indo-US providing them equipment worth USD Preservation of the Ozone Layer is Defence Co-operation? 2 million? being observed every year on which A.Yudh Abhyas 2016 A.Myanmar B.Pakistan date with the theme “Ozone and B.Yudh Karunya 2016 C.Sri Lanka D.Bangladesh Climate. Restored by a world united”? C.Yudha Marg 2016 117. National Conference on Agriculture for A.14th September D.Yudhavaisav 2016 Rabi Campaign-2016 held in which city B.15th September 110. Which city hosted the two days India- of India ? C.16th September US economic summit from September A.New Delhi D.17th September 14 th 2016 to provide a valuable B.Mumbai 102. Indian Football team placed at which opportunity to assess developments C.Kolkata rank in the latest FIFA rankings released across India-US trade relationship, D.Bangalore on 15th September 2016? economy and society? 118. Which country space agency launched A.148 B.149 A.Bengaluru its space lab named Tiangong 2 to C.150 D.151 B.Mumbai establish a manned space station 103. Which city has became the most C.Kolkota around 2022? sustainable city in the world with D.None of the above A.Japan B.European unbeatable environmental credentials? C.India D.China

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119. Which Telecom Operation to be merged C.Andy Murray A.Haryana and Odisha with Aircel to form the country’s fourth d.None of these B.Odisha and Haryana largest phone company in terms of 127. Which team has won the Durand Cup C.Kerala and Tamilnadu customers and revenue? Football Title for the year 2016 held in D.Tamilnadu and Kerala A.Tata Communications New Delhi? 134. Name the train has successfully B.Docomo A.Neroca completed its speed trial in less than C.Idea B.Aizawal FC 12 hours between Delhi and Mumbai? D.Reliance C.DSK Shivajians A.Talgo 120. Who has been selected for the 2015 D.Army Green B.Rajdhani National Humanities Medal by United 128. Who has been appointed as the C.Sadhapthi President Barack Obama? Chairman & Managing Director of D.SuperWay Express A.Jayan Ramachandiran Shipping Corporation of India for three 135. Union Government has adopted Coast B.Aaron Pankaj years? Guard Ship named “Sarathi” in which C.Abraham Verghese A.Arjun Kumar Sharma state in the present of Defence Minister D.None of the above B.Anu Kumar Sharma ManoharParrikar by Union Home 121. Which colour of the ball used during C.Anoop Kumar Sharma Minister? the Duleep Trophy Cricket D.Arvind Kumar Sharma A.Kerala tournament? 129. Name the application has been B.Goa A.White B.Pink introduced by on demand healthcare C.Maharashtra C.Yellow D.Brown service provider partnered with Spice D.Odisha 122. What is the rank hold by the State Bank Digital to launch a doctor on call service 136. What is deadline fixed by Tourism of India Chief Arundhati Bhattacharya on BSNL Network? Minister to complete ban on use of in the list of 50 most powerful women A.HELP B.SERVICE polythene in all national monuments based outside the United States by C.CALL D.VISIT and tourist destinations? st Fortune Magazine? 130. Name the girl has created history by A . 1 October A.1st B.2nd ice skating for 10 metres under 11 bars B.2nd October C.3rd D.4th placed a metre apart at a height of 33 C.30th October 123. Which mobile Manufacturer signed an centimetres from the ground in D.31st October MoU with the Haryana State to set up Gurgaon? 137. What is the toll free helpline number its phone manufacturing hub in A.Bhakthi Sharma started by the Department of Post that Haryana? B.Yoga Sharma will allow users across the country to A.Nokia B.Lyf C.Sai Sharma register their grievances? C.Gionee D.Xiaomi D.Shristi Sharma A.1914 B.1942 124. Which state is celebrating the Onam 131. Who has to be conferred with Kumaon C.1924 D.1941 Festival every year to celebrate the Literary Festival’s FON – Fellows of 138. Which State Government opened an auspicious 10 day long harvest festival Natures South Asia Short Story Award agriculture museum at Indira Gandhi of the state? in Nature writing in October 2016? KrishiVishwavidyalaya to provide A.Tamilnadu A.Arundhathi Roy information about special agricultural B.Kerala B.Jhumpha Lahiri technique, related problems and their C.Karnataka C. solution? D.Goa D.Meghna Pant A.Manipur 125. Which country has been named as the 132. Who has been honoured with “Tamil B.Nagaland best adventure destination for luxury Ratna” award by a body of Tamil C.Chhattisgarh travel by an international network of diaspora here for fighting corruption D.Kerala luxury travel specialists “Virtuoso”? and working for more transparency? 139. How many new worlds have been added A.Ireland A. in the latest edition of the Oxford B.Iceland B.Na. Muthu kumar English Dictionary? C.Switzerland C.Subramanian Swamy A.1100 B.1200 D.New Zealand D.Prakash Swamy C.1400 D.1600 126. Who has won the 2016 US Open Tennis 133. Which state has bagged 9th Global 140. Which country worked with the South Tournament in Men’s Singles Category Agriculture Leadership Award 2016 and East Asia Region of the World Health held at the USTA Billie Jean King which state has bagged Best Organisation to adopt the resolution? National Tennis Centre? Horticulture state award at the A.India B.Sri Lanka A.Stan Wawrinka Agriculture Leadership Summit at New C.Bhutan D.Myanmar B.Novak Djokovic Delhi?

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141. Which country has built world’s longest Sustainable Development Commission at the Prestigious Sangsom 6 Red bullet train network length of 2000 to help accelerate sustainable growth Snooker World Championship held in kms? in Agri-business? which country? A.Japan B.Singapore A.Kurien Varghese A.Malaysia B.India C.Pakistan D.China B.Sunny Verghese C.Indonesia D.Thailand 142. Which security firm has launched the C.Marin Verghese 157. Who has become the first woman first cyber security Index to measure D.Soma Verghese cricketer from India to be awarded an the current cyber threat levels faced by 149. Which state governor has been removed honorary life membership of the Internet Users? from the post after President Signed Marylebone Cricket Club (MCC)? A.Mcafee B.Kaspersky an order on September 12, 2016? A.Mithali Raj C.Avira D.Norton A.Meghalaya B.SmirthiMandana 143. Who has been chosen as the “Young B.Tamilnadu C.Purnima Rau Professional of the Year” by Indo C.Arunachal Pradesh D.Anjum Chopra American Chamber of Commerce of D.Madhya Pradesh 158. Which state has been awarded with the Greater Houston for their outstanding 150. Which State government planned to cleanest state in the country as per and tireless work as entrepreneurs? abolish the stamp duty of 2% levied condition of sanitation in rural areas of A.Malisha Patel on immovable property while awarding 26 states? B.RevatiPuranaik the power of attorney? A.Manipur B.Tamilnadu C.Bhavesh Patel A.Haryana B.Bihar C.Sikkim D.Gujarat D.Abezaar S Tayabji C.Punjab D.Gujarat 159. Which state government signed a 144. Name the portal launched by the 151. Which state to hold first Pradhan Mantri Memorandum of Understanding with Central Board of Direct Taxes for Jan Aushadhi Store inaugurated by Singapore Government for developing online redressal to taxpayers MoS Mansukh Mandaviya at its a smart integrated township in grievances? capital? Jathiadevi near Shimla Airport? A.e-utsav B.e-nivaran A.Himachal Pradesh A.Arunachal Pradesh C.e-help D.e-solution B.Arunachal Pradesh B.Madhya Pradesh 145. Freecharge partnered with which bank C.Jharkhand C.Himachal Pradesh on September 12th 2016 to launch D.Uttarakhand D.Andhra Pradesh Unified payments interface that that 152. Which country has completed the 160. Which Chief Minister has initiated allows instant transactions from a “World’s Highest Bridge” standing service to 6,000 villages of dedicated 2 smartphone using a virtual payment 1,850 feet above the ground? mbps download and 512 kbps upload address (VPA)? A.China B.Japan digital connectivity? A.ICICI Bank C.United States D.France A.Manipur B.Bihar B.HDFC Bank 153. India has partnered with which country C.Gujarat D.Nagaland th C.Catholic Syrian bank to explore greater collaboration in the 1 6 1 . W h ich co u n try h o ld s 4 ASEAN India D.Axis Bank area of defence and security on the Summit and the 11th East Asia Summit 146. Which country researchers has Comprehensive Economic Cooperation with the Invitation of Country’s Prime partnered with an Indian research Partnership Agreement (CECPA)? Minister? foundation to develop a variety of salt- A.Seychelles B.Mauritius A.Nigeria B.Iraq tolerant rice, conducted a broader C.Indonesia D.Zimbabwe C.Columbia D.Laos project to address the issue of food 154. Which state has initiated free bus rides 162. Reserve Bank of India has allowed how security? for girl school students announced by many percent in Crompton Greaves A.Australia state Transport minister Krishna Lal Consumer Electrical Ltd for Foreign B.Bangladesh Panwar? Investors to buy? C.United States A.Bihar B.Gujarat A.75% B.80% D.China C.Assam D.Haryana C.100% D.90% 147. Which firm has launched the World’s 155. Name the famous cricket personality 163. Which leading private sector non-life first multi-brand, paperless e-KYC has penned down his life story in an insurer has implemented weather based platform for instant loan approval? autobiography called as Six Machine? Crop Insurance Scheme in Assam, A.ICICI Prudential A.Virender Sehwag Uttarakhand and Madhya Pradesh? B.Bankbazaar.com B.AB De Villiers A.Iffco Tokio C.PNB Metlife C.Chris Gayle B.HDFC Ergo D.Sundaram Finance D.Ricky Ponting C.L&T 148. Whose has been appointed as the 156. Pankaj Arjan Advani became the first D.Metlife member of the Business and cueist from India to win a bronze medal

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164. Who has been appointed as Managing economically backward to continue C.11th September Director and Chief Executive Officer their education? D.12th September of IDBI Asset Management Company? A.Bihar 179. Which country firm has reportedly A.Urjit Patel B.Gujarat developed and tested a radar system B.Dilip Kumar C.Assam that is capale of beating the stealth C.Makesh Ramkumar D.Jammu and Kashmir technology of modern military craft? D.Vijayakumar 172. Which country hosted the IUCN World A.Japan B.United States 165. Which Bollywood actress has been Conservation congress with the C.China D.Malaysia appointed as brand ambassador of the support of the Department of State of 180. New Development Bank signed a ambitious Samajwadi Pension Yojana the USA? Memorandum of Understanding with by Uttar Pradesh government? A.Lao B.Libya which bank to strengthen their A.Vidya Balan C.Hawaii D.Seychelles cooperation in addressing global B.Deepika Padukone 173. Which state was awarded with the 45th infrastructure needs? C.Madhuri Dixit Skoch Merit Award and Skoch Smart A.World Bank D.Aishwarya Rai Governance Gold Award 2016 held in B.International Monetary Fund 166. Which city has been announced as the Hyderabad? C.Asian Development Bank cleanest district in the hilly areas of A.Uttarakhand D.Reserve Bank of India rural India released by rural B.Tamilnadu 181. 2016 year marks which edition of development minister Narendra Tomar C.Haryana International Literacy Day and is through Cleanliness Index? D.Jharkhand celebrated at France, Paris as a Category A.Mandi B.Kochi 174. Union Home Minister Rajnath Singh 2-Intergovernmental meeting? C.Nadia D.Shimla and Defence Minister A.49th B.50th 167. Which Indian Based women has ranked ManoharParrikar commissioned the C.51st D.52nd in Fortune 51 Powerful Women 105 metre vessel ICGS Sarathi into the 182. Name the satellite successfully placed Rankings recently released by Fortune? force in which country? by the Indian Space Research A.Mary Barra A.Maharashtra Organisation to forecast the advanced B.Indira Nooyi B.Kerala weather conditions took from the C.Ginni Rometty C.Odisha SatishDhawan Space Centre at D.Arundhati Bhattacharya D.Goa Sriharikota in Andhra Pradesh? 168. Who has been appointed as Prime 175. Which space agency set to launch of A.INSAT- 2DR Minister of Kazakhstan by the its first ever mission to collect dust B.INSAT- 3DR President Nursultan Nazarbayev on from an asteroid that may have C.INSAT- 4DR September 9th 2016? delivered life-giving materials to Earth D.INSAT- 5DR A.Bakytazan Surglant billions of years ago? 183. Which programme is celebrated every B.Kamadlra Kaddara A.ESA B.JAXA year from September 1st to 7th to C.Ramalald Rakaldr C.NASA D.ISRO spread the word regarding the D.Bakytzhan Sagintaev 176. Scientific Researchers have identified a importance of nutrition for every child? 169. Which state has become the first state new species of extinct reptiles that A.National Nutrition Week in the country to launch the ambitious lived 212 million years ago in which B.National Health Week “Twitter Seva” project? country? C.National Hygienic Week A.Madhya Pradesh A.Japan B.South Africa D.National Wellness Week B.Chattishgarh C.India D.United States 184. Which flight is successfully tested by C.Manipur 177. The Biography of Bollywood Actor the Hindustan Aeronautical Limited D.Uttar Pradesh titled “Anything but Khamosh” was (HAL) at Bangalore? 170. Name the Student’s Registration launched in Nepal. Name the actor? A.Sound Utility Helicopter Module has been started for Indian A.Shatrughan Sinha B.Solar Utility Helicopter Students studying abroad so that they B.ShahRukh Khan C.Light Utility Helicopter can be reached in an emergency? C.Ajay Devgan D.Pressure Utility Helicopter A.magad.gov.in D.Amitabh Bachchan 185. Which company has acquired California B.utsav.gov.in 178. World suicide Prevention day is based Movidius, a computer vison firm C.madad.gov.in celebrated on which date annually to that has worked with DJI, Google and D.utdad.gov.in provide worldwide commitment and Lenovo to give 3D vision to devices? 171. Which Chief Minister launched the action to prevent suicides? A.Intel B.Intex “CM Scooty Scheme” for college girls A.9th September C.Motorola D.Samsung to support women in colleges from B.10th September

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186. What is the name of Joint exercise people of the state for environmental ANSWER KEYS between India &Kazakhstan is being preservation and promotion? 1.c 2.b 3.d 4.a conducted in Karaganda region? A.Manipur B.Mizoram 5.b 6.c 7.b 8.d A.PRABIN MOSTYK-16 C.Assam D.Nagaland 9.b 10.a 11.b 12.d B.PRAVAL MOSTYK-16 194. Who has won the MMM Bennetts 13.b 14.c 15.d 16.c C.PRABAL DOSTYK-16 Award for Historical Fiction 2016 in 17.d 18.a 19.b 20.c D.NARAL DOSTYK-16 the UK for this novel “Into the Hidden 21.d 22.c 23.b 24.c 187. Union Government has given in- Valley”? 25.c 26.d 27.b 28.d principle approval to set up the Laser A.JackLingburn 29.b 30.c 31.d 32.c Interferometer Gravitational-wave B.Stuart Blackburn 33.a 34.d 35.c 36.b Observatory Lab in which state? C.MarinLlinthgow 37.b 38.a 39.d 40.b A.Odisha B.Telangana D.Johnson Robert 41.c 42.c 43.b 44.c C.Gujarat D.Maharashtra 195. Which country along with India has 45.d 46.d 47.d 48.d 188. Who has been appointed as part-time signed anMoU for Air Services 49.d 50.d 51.d 52.b Chairman of the Unique Identification Agreement (ASA) under the ‘open sky’ 53.b 54.c 55.d 56.a Authority of India? policy? 57.d 58.c 59.b 60.a A.J Satyanaryana A.China B.Greece B.M Subramanian C.France D.United States 61.d 62.d 63.d 64.b C.V Vijai 196. Tourism Ministry has approved 65.d 66.a 67.a 68.d D.R Murugan projects worth about Rs 450 crore 69.b 70.a 71.c 72.a 189. Name the service has been added by under which scheme for five states, 73.d 74.d 75.c 76.d Employees State Insurance including Uttar Pradesh? 77.c 78.b 79.c 80.b Corporation as first phase and A.Subiksha Daruma Scheme 81.b 82.d 83.c 84.a inaugurated by the Minister of State B.Swaha Darishan Scheme 85.a 86.b 87.b 88.a for Labour and Employment? C.Swayam Darshan Scheme 89.c 90.d 91.c 92.a A.Super Specialty Treatment D.Swadesh Darshan scheme 93.d 94.a 95.c 96.d B.Mobile Medicine 197. Which government recently signed MoU 97.b 98.d 99.d 100.c C.Tele-Medicine for developing education sector 101.c 102.a 103.c 104.c D.Casualty Care infrastructure? 105.d 106.d 107.d 108.c 190. Name the cricketer formally announced A.Tiripura B.Meghalaya 109.a 110.d 111.d 112.a his new political front “Awaaz-e- C.Sikkim D.Rajasthan 113.c 114.c 115.c 116.c Punjab” in Chandigarh? 198. Which Indian traditional languages 117.a 118.d 119.d 120.c A. becomes the part of United Nation’s 121.b 122.b 123.c 124.b B.Navjot Singh charter recently? 125.b 126.a 127.d 128.c C.KapilDev A.Marathi B.Bengali 129.d 130.d 131.d 132.c D.None of the above C.Hindi D.Sanskrit 133.b 134.a 135.b 136.b 191. Which bank has announced the 199. What is the name of programme which 137.c 138.c 139.b 140.b deployment of Software Robotics for is launched recently by the Union 141.d 142.b 143.a 144.b Business Processes across various Government for nurturing ideas & 145.d 146.a 147.b 148.b functions of the bank? innovation into start ups worth $15 149.c 150.c 151.b 152.a A.ICICI B.HDFC Million? C.IDFC D.SBI A.KHADI B.SATHI 153.b 154.d 155.c 156.d 192. Which City to host the first edition of C.MATHI D.NIDHI 157.d 158.c 159.c 160.c IoT India Congress 2016 aims to bring 200. What is the name of campaign which is 161.d 162.c 163.b 164.b together the key stakeholders across launched by Petroleum Minister 165.a 166.a 167.b 168.d the value chain and verticals to Dharmendra Pradhan aimed at 169.d 170.c 171.d 172.c collaborate, ideate and share a common promoting the use of natural gas in the 173.d 174.d 175.c 176.d road map for IoT implementation? country and aim towards a gas-based 177.a 178.b 179.c 180.a A.Vijayawada economy? 181.b 182.b 183.a 184.c B.Pune A.Fuel2India B.Fuel4India 185.a 186.c 187.d 188.a C.Bengaluru C.Gas4India D.Petrol4India 189.c 190.b 191.a 192.c D.Trichy 193.d 194.b 195.b 196.d 193. Which state chief minister has received  197.d 198.d 199.d 200.c “Pangkor Dialogue Award 2016” in Malaysia for the efforts made by the  52 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

100 G.K. QUESTION FOR SSC/RAILWAY 1. Which is not a method of estimating a) 10 year b) 05 year d) None of the above National income? c) 07 year d) 02 year 17. The President of India enjoys emergency a) Expenditure method 9. When the price of a commodity falls, powers of b) Product method we can expect a) Four types c) Matrix method a) The supply of it to increase b) Two types d) Income method b) The demand for it to fall c) Five types 2. National income is the c) The demand for it stay constant d) Three types a) Net national product at market d) The demand for it to increase 18. The Indian Parliament is competent to price 10. Which of the sets belongs to control tax enact Law on a state Subject if b) Net National product at factor a) Excise duty, sales tax and customs a) Emergency Under Article 352 is cost duty in operation c) Net domestic product at market b) Excise duty, customs duty and b) All the state Assemblies of the price income tax country make such a request d) Net domestic product at factor c) Income tax, custom duty and c) The President sends such a cost income tax message to Parliament 3. “Economics” is what it ought tobe” this d) Customs duty, entertainment tax d) None of these statement refers to and income tax 19. Right to properly was removed from a) Normative economics 11. The maximum strength of the elected the list of fundamental Rights during b) Positive economics member of the House of the people the rule of c) Monetary economics (Lok Sabha) is a) Indira Gandhi Govt. d) Fiscal economics a) 530 b) 545 b) Moraji Desai Govt. 4. During period of inflation tax rates c) 540 d) 550 c) Narasimha Rao Govt. should 12. How many reading does a non money d) Vajpayee Govt. a) Increase bill have in each house of the parliament 20. The chapter on fundamental Duties b) decrease a) Two b) Three includes c) remain constant c) Four d) One a) Duty to cherish and follow the d) fluctuate 13. Money Bill can be introduced in the noble ideals which inspired out 5. The term “micro economics” and “macro state legislative Assembly with the freedom movement economics” were coined by prior permission of the b) Duty to vote in General election a) Alfred marshal a) Governor of state c) Duty to promote the sense of b) Ranger nurkse b) Chief Minister of state fraternity among the people c) Ranger Frisch c) Speaker of Legislative Assembly d) Duty to stick to the political d) J.M. keyns d) Finance Minister of the state party on whose ticket one 6. A want becomes a demand only when it 14. Prime Minister who has voted out of contested election. is backed by the power by the parliament was 21. The source of oxygen generated during a) Ability to purchase a) Indira Gandhi photosynthesis b) Necessity to buy b) Morarji Desai a)water c) Desire to buy c) V.P. Singh b)carbon dioxide d) Utility of the product d) Chandrasekhar c)chlorophyll 7. The existence of a parallel economy or 15. The first General Secretary of the Indian d)mesophyll cell Black money National Congress was 22. Which is rich source of vitamine B-12 a) Makes the economy more a) Dadabhai Naroji a)Cashew nut competitive b) A.O. Hume b)Milk b) Makes the monetary policies c) Feroj Shah Mehta c)Apple effective d) Badrudin Tyabji d)Watermelon c) Ensures a better distribution of 16. By Which Bill does the Government 23. Round warm is a human parasite income propose collection of revenues for a found in the d) Ensures increasing productive year a)small intestine investment A) Economic Bill b)Liver 8. Census of population in India is done b) Finance Bill c) stomach after every c) Supplementary Bill d) large intestine

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24. What is the number of chromosomes in d) none of these c) weight of the balloon is less too a normal human body cell 34. Which gases is most toxic than the weight of air displaced a) 43 b) 44 a)carbon dioxide by it. c) 45 d) 46 b)carbon monoxide d) the pressure inside the balloon 25. Xerophthalmia is a deficiency disease c)sulphur dioxide is more than the pressure caused by lack of d)chlorine outside it. a)vitamin A b)vitamin B 35. Tincture iodine is a solution of iodine in 44. In a rechargeable cell what kind of c)vitamin C d)Vitamin B a)potassium iodide energy is stored within the cell 26. Which gland is referred to as the b)ethyle alcoha a)electrical energy master gland c)water b)potential energy a) Thyroid gland d)sadium chloride c)chemical energy b)Adrenal gland 36. Alum stops bleeding in minor cuts d)kinetic energy c)Pituitary gland because of 45. Energy of ultraviolet rays is great than d)pancreases a)salvation b)emulsion a)infra-red rays 27. What is an antibiotic? c)dialysis d)coagulation b)gamma rays a) A chemical compound produced 37. ‘Plaster of paris’ is made by partial c) X- rays by living organism that inhibits dehydration of d)cosmic rays the growth of other organisms a)Epsom salt 46. Electron was discovered by b) A compound synthesized by a b)gypsum salt a) Ernest Rutherford living a organism that inhibit the c)blue vitriol b)max planck growth o microbs d)green vitrol c)Joseph Thomson c) A synthesis compound a 38. Water can be separated from alcohol d)Albert Einstein inhibiting the growth of other water mixture by 47. Which lenses should be used to correct organism. a)decantation the defect of astigmatism d) Asynthetic compound inhibiting b) evaporation a) cylindrical lens the growth of bacteria. c)distillation b)concave lens 28. Carbohydrate is stored in the body as d)sublimate c)convex lens a)glucose b) starch 39. By – product obtained by Soap d)Biofocal lens c)glycogen d)sucrose industry is 48. A astronaut in outer space will observe 29. Which was the first enzyme isolated a)caustic soda sky as in pure crystalline form b)glycerol a)white b)black a) amylase b)catalase c)naphthalene c)blue d)red c)lipase d)decreases d)caustic potash 49. Substance which readily forms 30. Process of digestion is helped by 40. To an astronaut sky appears colloidal solution in contact with a)Enzyme b)Hormone a)white b)rich blue water is called c)Mineral d)Vitamin c)light blue d)dark a)extrinsic colloid 31. Green house effect is caused by 41. The instrument used to measures the b)associated colloid a)Nitrogen speed of the winds is c)hydrophobic colloid b)carbon dioxide a) altimeter d)hydrophilic colloid c)carbon monoxide b)anemometer 50. Which is the first talkie feture film of d)nitrogen c)chronometer India 32. Bhapal gas tragedy is associated with d)desimeter a) Raja Harichandra leakage of 42. The metal used to make lighting b) Alam Ara a)carbon dioxide conductor? c) Duniya na mank b)nitrogen dioxide a)iron b)Aluminum d) Aadami c)Sulphur dioxide c)copper d)zinc 51. Which is the most ancient musical d)methyl isocyanate 43. A hydrogen balloon floats up because instrument of India 33. Catalyst is a substance which of a) Flute b) Tabla a) increases the rate of the reaction a) air pressure decreases with c) Veena d) Sitar b) decrease the rate of reaction decreases in height 52. Who broadcast s with the bye-line “Sabse c) has no action on the rate of the b) air pressure decreases with Rej” reaction decreases in weight a) Zee News b) NDTV c) Star News d) Aaj Tak 54 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

53. What is the prize money given with Rajiv d) At & T Bell lab b) Nalanda ruins Gandhi Khel Ratna 62. Who wrote the play “Uttararamacharita” c) Hampi ruins a) Rs. 1.50 lakh a) Harisha d) Tajmahal b) Rs. 2. Lakhs b) Tulasidas 72. The light from the sun reaches the earth c) Rs. 3. Lakhs c) Bhavabhuti in about d) Rs. 5 lakhs d) Sudraka a) 8 seconds b) 8 minutes 54. Who was n’t a great master of carnatic 63. Who was the first known Gupta Ruler c) 10 seconds d) 10 minutes music a) Sri Gupta 73. Which is shortest route from Moscow a) Swathi Thirunaal b) Chandragupta to san Francisco b) Vishnu Digambar paluskar c)Ghatoka cha a) via canuds c) Muthuswami Dikshitar d) Kumargupta b) Over land d) Shyma Shastri 64. Who founded the Home Rule league in c) Over the south pole 55. Who was the pioneer of the Bengal Calcutta in 1916 A.D. d) Over the Northpole School of art a) Bipin Chandra pal 74. Which planets has no moon ? a) Nandlal Bose b) Arvind Ghosh a) mars b) Neptune b) B.C. Sanyal c) Lokmanya Tilak c) Mercury d) Pluto c) Jai mini Ray d) Annie Besant 75. The surface temperature of the Sun is d) Abnindranath Tagore 65. Who were the Axi power in World War – estimated as 0 0 56. Whose autobiography is ‘My Life’’ ii a) 6000 C b) 12000 C a) Nelson Mandela a) Poland, Japan, Germany c) 180000C d) 240000C b) Bill Cliinton b)Italy, Japan, Britain 76. Black forest are found in c) Margaret Thatcgar c) Germany, Italy, France a) france d) J.M. Lyngdoh d) Germany, Italy, Japan b) Germany 57. How was Burma (now Myanmar) know 66. Mahatma Gandhi owed his inspiration c) Czechoslovakie to ancient Indians for civil disobedience and non- d) Rumania a) Malayo mandalam payment of taxes to 77. The earth rotates on its axis at an b) Yavadweap a) Thoreav inclination of c) Suvarn bhami b) Leo Tolstoy a) 23 ½0 b) 22 ½0 d) Suvarnad wipa c) John Ruskin c) 21 ½0 d) 20 0 58. Yamini krushna Murthy is famous for d) G.K. Gokhala 78. Which rivers doesn’t originate in Indian which style of dancing 67. Buddhism made an important impact territory a) Manipuri by allowing two sections of society into a) Godavari b) Jhelum b) Gorba its fold. They were c) Ravi d) Ghagra c) Bharatnatyam a) Merchants and pricts 79. The first shore-based ‘modern’ d) Kathak b) moneylendseas and staves integrated steelplant in India is in 59. Who scripted Gandhiji’s favorite song c) Warriors and traders a) salem ‘vaishnor Janto ………..’ d) Women & Sudaras b) haldia a) Narsinh Mehta 68. Who was the 1st to inveda India c) Mangalore b) Premnand a) Xerxas b) Alexander d) Vishakhapatanam c) Chunilal c) Dauios –I d) sdeucus 80. Where is the oldest working refinery d) Dharmiklal 69. Which ruler’s built the Ellora temples a) Bahams b) Basara 60. Who is renowned in Hindustan classical a) Chalukya b) Sunga c) Digbai d) Texas music (vocal) c) Rastrakuta d) Pallav 81. Which ship yards builds warships for a) Shovanca narayan 70. Which would be the most accurate Indian Navy b) M.S. Subhulkashmi description of the Mauryan Monarchy a) Mazaon Dock, Mumbai c) Pt. Jasraj under Ashoka b) Cochin Shipyard d) M.S. Gopalkrishna a) Enlightened despotism c) Hindustan shipyard, 61. Who developed the concept ‘World wide b) Centralised autocracy Vishakhapatnam web’ c) oriental despotism d) Garden Reach workshop, Kolkata a) Tim Berners –lee d) Guited democracy 82. Which canal’s as located in West Bangal b) Microsoft 71. Which is in the world Heritage list a) lower ganga Canal c) Arthur Clarke a) khahuraho b) Saruda canal

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c) Eden Canal sculpting Russe 2016, which was held a) Swipe b) Wipe d) Sirhind Canal in which following country c) Flash d) Animation 83. Which state assembly has passed the a) Bulgurza b) Switzerland 99. Main memory works in conjuction with ease of Doing Business Bill 2016 c) Germany d) Mexico ____ recently 90. Which state has become the first state in a) Special function cards a) West Bengal the country to have a state Data centre b) RAM b) Assam (SDC) c) CPU c) Kerala a) Madhya Pradesh d) Intel d) Bihar b) Odiash 100. Which Icon represents an e-mail 84. Who is sworn is as chief Minister of the c) Himanchal Pradesh message that has not been read Union Territory op puducherry d) Arunachal Pradesh a) question mark recently 91. Name the former French Prime Minister, b) Red envelope a) kiran Bedi who has passed away in paris at the c) highlighted envelope b) V. Narayns Swamy age d) closed envelope c) J.Jayalaitha a) Nicolas sarkozy d) Pinarayi vijian b) Michel Rocard 85. Name the India’s first Mr. Universe c) Jacques chirac  who has passed away in Kolkata d) Carla Bruni recently 92. Which state celebrated its second state ANSWER KEYS a) Manohar Aich hood day recently b) Rahul Rajakisharan a) Madhya Pradesh 1. c 2. b 3. a 4. a c) Sachin Khrana b) Andhra Pradesh 5. d 6. d 7. b 8. a d) None of these c) Jharkhand 9. d 10. d 11. d 12. b 86. The Indian Government and Asian d) Telengana 13. a 14. c 15. b 16. b development Bank (ADB) have signed 93. Who is appointed as Union Law 17. d 18. a 19. b 20. a an agreement for a 200 million loan secretory recently 21. a 22. b 23. d 24. c upgrade 176 km roads in which of the a) LC Goyal 25. a 26. c 27. d 28. c following state b) Suresh Chandra 29. a 30. a 31. b 32. d a) Bihar c) Ratan P Wadal 33. d 34. b 35. a 36. d b) Madhya Pradesh d) Nripendra mishra 37. b 38. b 39. c 40. d c) Odisha 94. Which state government has announced 41. b 42. c 43. c 44. c d) Jharkhand free admission for divyang students in 45. d 46. c 47. a 48. b 87. As part of Prime Minister Narendra government institute recently 49. d 50. b 51. c 52. d Modi “Make in India” and start up a) Bihar b) Asam 53. d 54. d 55. d 56. b India” moves which state has c) Kerala d) West Bengal 57. c 58. c 59. a 60. c announced new policy for promotion 95. DRAM stands for __ 61. a 62. c 63. a 64. d of information technology and a) Digital Random Access Memory 65. d 66. a 67. d 68. c electronic start ups b) Dynamic Random Access Memory 69. c 70. c 71. c 72. b a) M.P. c) Dynamic Random Access Memory 73. d 74. c 75. a 76. b b) Rajastan d) Dividend Random Access Memory 77. a 78. d 79. c 80. d c) Uttar Pradesh 96. Which is/are parts associated with an 81. d 82. c 83. b 84. b d) Gujurat operating systems 85. a 86. d 87. d 88. a 88. Rio.de janerio was the host city of 2016 a) Device drivers 89. a 90. c 91. b 92. d summer Olympics this city is located b) Kernel 93. b 94. b 95. c 96. d in c) User Interface 97. c 98. d 99. c 100. d a) Brazil b) Canada d) All of these c) USA d) Australian 97. What is the shortcut Key if you want to 89. Renowned Indian sand artist Sudarsan Justify the selected text pattanaik has won the gold medal in a) Ctrl +1 b) Ctrl + alt + J people’s choice prize at world c) Ctrl + J d) Alt + J champion ship festival of sand 98. What is a special Visual and audio effect applied in power point called

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40 MCQ ON COMPUTER

1. An attack on network will not bother to a) Budget allocated for application 14. MICR devices can Read do: is limited to hardware and a) Letters a) Network investigation software cost b) Numbers b) Network management b) The application should be easy c) Both of these c) Access gaining to use by programmer rather than d) All of these d) Escaping by the end –user e) None of these e) None of these c) The requirement for the 15. Auxillary storage consists of 2. Which of the following is to be done by application should be decided a) Magnetic tapes the auditor while internet banking d) All of these are false b) CDs services audit? e) None of these c) Floppies a) Tour the server room 8. A good database should have d) All of these b) The user is not allowed to login a) Financial stability of the vendor e) None of these after defined b) Scope for archives 16. Who can provide access rights to users? c) Contract clearly states the c) Provision for data integrity and a) Data custodian services that will be provided by system integrity b) Data owner the vendor d) All of the above c) The database administrator d) All of these e) None of these d) Management e) None of these 9. A detective control is used to check if e) None of these 3. To stop unauthorised access to the correct numbers are keyed in 17. In case of a virus getting into computer. computer systems we should: a) Sequence check Which of the following will help? a) Have a trustworthy system b) Manual check a) Encryption administrator c) Check digit b) NORTON b) Have a sound encryption policy d) All of these c) Police complaint c) Have a good password policy e) None of these d) All of these d) All of the above 10. Which cannot assure data accuracy in an e) None of these e) None of these application? 18. Which of the following is a reliable 4. The Internet is an example of a : a) Control total service ? a) Packet switched network. b) Limit and reasonableness test a) TCP c) Cell switched network. c) Echo checking b) UDP c) Circuit switched network. d) All of these c) Both (a) & (b) d) All of these e) None of these d) Either (a) nor (b) e) None of these 11. A Computer works faster with e) None of these 5. Which of the following methods is NOT a) GUI b) Mouse 19. Firewall is used in PC for used by Kerberos to establish a secure c) Keyboard d) All of these a) Security connection between the client and the e) None of these b) Authentication target server? 12. SMTP protocol is used for: c) Data transmission a) OCR b) Secret key a) Sending email messages between d) All of these c) Password d) All of these servers e) None of these e) None of these b) Sits between client and server 20. A transmission in which receiver receives 6. ______is the process of organising c) Transmit news to all clients the data simultaneously a it is relayed data in tables with the object of d) All of the above is called elimination redundancy and e) None of these a) Video- conferencing inconsistent dependency 13. Which form of Job scheduling uses b) Online transmission a) Data Modelling triggers? c) Real-time transmission b) Normalisation a) Manual scheduling d) Offline transmission c) Data mining b) Distributed scheduling e) None of these d) All of these c) Mainframe scheduling 21. A protocol is : e) None of these d) Automated Scheduling a) Service that helps in 7. Which of the following statement is e) None of these communicating “FALSE” regarding selection of hard b) Rules that help computer ‘talk’ ware/ soft ware? 57 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

c) Way of transmission of data over 29. Which of the following do you think is e) None of these the net NOT true for SNMP? 36. The Subject of cybernetics deals with d) All of these a) It is a connectionless protocol the science of e) None of these b) It guarantees data transmission a) Genetics 22. Binary equivalent of 87 is : c) It can accommodate devices from b) Control and communications a) 1010111 b) 1101111 different vendors c) Molecular biology c) 1011111 d) 10111111 d) Request for statement for d) Biochemistry e) None of these accounts e) None of these 23. In binary system the highest value of a 8 e) All of the above 37. Who invented the microprocessor? – bit number is 30. What are the facilities offered by tele a) Marcian E Huff a) 255 b) 256 banking ? b) Herman H Goldstein c) 253 d) 259 a) balance enquires c) Joseph Jacquard e) None of these b) enquiries about the specific d) All of the above 24. Which of them is true? transaction e) None of these a) Data can be facts/ figures/letters/ c) transfer of funds 38. The most common keyboard uses the words symbols etc. that represent d) request for statement for accounts _____ layout. an idea or object. e) All of the above a) Dvorak b) numeric b) Data is raw material from which 31. Approval for software projects has to c) QWERTY d) Alpha information is derived. be done by e) None of these c) Data is numbers, alphabets etc. a) The project head 39. The keyboard shortcut to restart your d) All of these b) The user department head computer is e) None of these c) The senior management a) Alt + F4 25. Maximum storage space is available on d) All of these b) Ctrl + F4 a) CDs b) Floppies e) None of these c) Ctrl + Alt + Del c) ROM d) Hard disks 32. The purpose of using computers in an d) Alt+ Del e) None of these organisation is ______? e) None of these 26. Which of the following person should a) To produce reports, texts images 40. “Platform” in computer world means be made responsible for reporting etc. a) Computer hardware used maintenance problems in a LAN ? b) To be able to get on the internet b) Operating systems used a) Network administrator c) To process data into information c) Both of these b) Users d) All of the above d) All of the above c) Security officer e) None of these e) None of these d) All of these 33. Which of the following are mandatory e) None of these parts of a complete PC system? 27. Address Resolution Protocol (ARP) is a) Hardware and Software  used for: b) Input and Output a) Relating IP address to Ethernet c) Keyboard and printer addresses d) All of the above ANSWER KEYS b) Preventing two computers from e)None of these using the same IP address 34. The elements of computer processing 1. a 2. a 3. c 4. a c) Enables a workstation to know its system are 5. c 6. b 7. b 8. d IP address by broadcasting its local a) Hardware, Software, in formation, 9. c 10. c 11. a 12. a address & People 13. c 14. b 15. d 16. c d) All of these b) Hardware, Programs, and People 17. b 18. a 19. a 20. c e) None of these c) Hardware, Data, users and 21. d 22. a 23. a 24. d 28. How many rollers are actually Procedures 25. d 26. b 27. a 28. b responsible for movement of the cursor d) All of the above 29. c 30. e 31. c 32. c in the mouse? e) None of these 33. a 34. d 35. c 36. b a) One 35. What was the nick name of the computer 37. a 38. c 39. c 40. c b) Two used by the Americans in 1952 for c) Three their H- bomb project? d) Depends from mouse to mouse a) ENIAC b) EDSAC e) None of these c) MANIAC d) UNIVAC 58 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

20 SPECIAL MCQ ON BANKINGAWARENESS

1. Which is the largest commercial bank in 7. Which of the following interest rates 15. In case of non-compliance of the award India? signifies RBI’s long term stance of by the bank the banking ombudsman a) Reserve Bank of India monetary policy? will report to; b) State Bank of India a)Repo Rate a)RBI c) ICICI Bank b) CRR b)Supreme court d) Bank of India c) Bank Rate c)Finance ministry e) None of these d) Reserve Repo Rate d)Head office of the concerned bank 2. Interest rate risk is a type of e) None of these e)Appellate Tribunal a) Credit risk 8. Nifty is the benchmark stock market 16. Life Certificate is to be obtained from b) Market risk index of? govt. pensioner every year in the c) Operational risk a)NASDAR month of ______d) All the above b) Bombay stock exchange a)January b)November e) None of these c) National stock exchange c)August d)March 3. The Bank of Calcutta, Bank of Bombay d)Singapore stock exchange e)April and Bank of Madras were merged in e) Shanghai stock exchange 17. The maturity of CMB cash management 1921 to form 9. The CBD of RBI have how many bills in India is always less than – a) Reserve Bank of India directors? a)91 days b)365 days b) Imperial Bank of India a)20 b)21 c)2 years d)364 days c) Bank of India c)22 d)24 e)90 days d) Union Bank of India e)25 18. In MSF the minimum amount borrow e) None of these 10. The longest serving Governor of RBI is banks from RBI is ______? 4. Which sister organization of the World ______? a)1 crore b)50 lakhs Bank helps private activity in a) c)2 crore d)10 crore developing countries by financing b)C. Rangarajan e)1 crore or multiples or 1 crore projects with long-term capital in the c)C D Desmukh 19. Which of the following is decided by the form of equity and loans? d)B. Rama Rao RBI? a) Asian Development Bank e)Amitabh Ghosh a) Interest rate on time deposits b) IMF 11. Which of the following is not an b) Rent of safe deposits vaults c) International Developmental imperfect Note? c) Inflation Rate Association a) Washed note d) Dearness Allowance to Govt d) International Finance Corporation b) Bleached note Employees e) None of these c) Mutilated note e) Cash Reserve Ratio 5. Which sister organization of the World d) Oiled note 20. As MSP stands for Minimum Support Bank provides long term loans at zero e) None of these Price, what does MEP stand for? interest to the poorest 12. Usually every ATM card will have CVV a) Minimum Exchange Price developing countries? number, what is meant by CVV? b) Minimum Exemption Price a) Asian Development Bank a)Card verification value c) Minimum Entry Price b) IMF b)Certificate value voice d) Minimum Export Price c) International Developmental c)circular verification value e) None of these Association d)core verification value d) International Finance Corporation e)cash verification value  e) None of these 13. Which Indian Bank has largest number 6. An IPO is- of ATMs in India? a) Initial Price Offered by private a)ICICI b)Bank of Baroda ANSWER KEYS limited company to its share c)SBI d)Bank of India 1. (c) 2. (b) 3. (b) 4. (b) holders. e)Allahabad Bank 5. (d) 6. (a) 7. (c) 8. (c) b) An offer by an unlisted company 14. Bank can grant loans against 9. (b) 10. (d) 11. (c) 12. (a) for sale of its shares for the first a)LIC policy 13. (c) 14. (a) 15. (c) 16. (b) time to the public. b)CDs 17. (a) 18. (e) 19. (e) 20. (c) c) Used to increase the share capital c)FD issued by other bank of an unlisted company d)mutual fund d) A book building process e)None of these e) None of these

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIM-1)] ENGLISH LANGUAGE cannot be undervalued. Once this More specifically, by politicians, since commitment is clear, a lot of other things decentralisation of education administration Directions (Q.1-10) Read the following like resource allocation will naturally fall takes away from them the power of passage carefully and answer the into place. But the task of universalizing transfer, which they use to grant favours and questions given below It. Certain words/ elementary education (UEE) is complicated build up a support base. But if the political phrases have been printed in bold to help by various socio-economic and cultural leadership can push through the bill to make you locate them while answering some factors which vary from region to region and education a fundamental right, it should also of the questions. within regions. be able to persuade the states to implement Last fortnight, news of a significant If India’s record continues to appal, it is the laws on Panchayat Raj. For, UEE cannot development was tucked away in the because these intricacies have not been be achieved without decentralisation. Of inside pages of newspapers. The adequately understood by the planners and course, this will have to be accompanied by government finally tabled a bill in administrators. The trouble has been that proper supervision and adequate training of Parliament seeking to make primary education policy has been designed by those involved in the administration of education a fundamental right. A fortnight grizzled mandarins ensconced in Delhi and education. But the devolution of powers to earlier, a Delhi-based newspaper had carried is totally out of touch with the ground the local bodies has to come first. a report about a three- month interruption reality. The key then is to decentralise in the Delhi Government’s ‘Education for education planning and implementation. 1. None of these problems are plaguing the All’ programme. The report made for What’s also needed is greater community education system in India, except : distressing reading. It said that literacy involvement in the whole process. Only then a. poverty. centres across the city were closed down, can school timings be adjusted for b. diverse cultural and socio-economic volunteers beaten up and enrolment convenience, school children given a factors. registers burnt. All because the state curriculum they can relate to and teachers c. male chauvinism. government had, earlier this year, made made accountable. d. Celebrating festivals participation in the programme mandatory For proof, one has only to look at the e. decentralisation for teachers in government schools. The success of the district primary education 2. In the context of the passage, the term routine denials were issued and there programme, which was launched in 1994. It ‘grizzled mandarins’ means probably was a wee bit of exaggeration in the has met with a fair degree of success in the a. old hags. report. But it still is a pointer to the 122 districts it covers. Here the village b. decrepit men. enormity of the task at hand. community is involved in all aspects of c. ineffective old men. That economic development will be education — allocating finances to d. Bureaucrats inherently unstable unless it is built on a supervising teachers to fixing school e. None of these solid base of education, specially primary timings and developing curriculum and 3. One of the reasons contributing to education, has been said so often that it is in textbooks — through district planning India’s poor performance on the danger of becoming a platitude. Nor does teams. Teachers are also involved in the education front is that India’s abysmal record in the field need much planning and implementation process and a. its leaders do not have the reiteration. Nearly 30 million children in are given small grants to develop teaching conviction required to improve the six to ten age group do not go to school and learning material, vastly improving the education system. — reason enough to make primary motivational levels. The consequent b. male members of society do not education not only compulsory but a improvement in the quality of education want their female counterparts to fundamental right. But is that the solution? generates increased demand for education. be educated. More importantly, will it work? Or will it But for this demand to be generated, quality c. administrators in charge of remain a mere token, like the laws providing will first have to be improved. In MP, the education are out of touch with for compulsory primary education? It is village panchayats are responsible for not ground realities. now widely known that 14 states and four only constructing and maintaining primary d. the country does not have the law Union Territories have this law on their schools but also managing scholarships, for implementation of education statute books. Believe it or not, the list besides organising non-formal education. policies in its statute books. actually includes Bihar, Madhya Pradesh How well this works in practice remains to e. none of these (MP) and Rajasthan, where literacy and be seen (though the department claims the 4. The only way in which the education education levels are miles below the national schemes are working very well) but the system can be improved is by average. A number of states have not even decision to empower panchayats with such a. decentralising education planning notified the compulsory education law. powers is itself a significant development. and implementation. This is not to belittle the decision to make Unfortunately, the Panchayat Raj Act has b. introducing fresh blood in the education a fundamental right. As a not been notified in many states. After all, planning body. statement of political will, a commitment delegating powers to the panchayats is not c. injecting funds into the exchequer by the decision-makers, its importance looked upon too kindly by vested interests. solely for the purpose.

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d. educating the people on the need catches fire and (c)/she got a shock. (d)/ become the chief ____ of cancer related for primary education. No error (e) deaths among women. e. all of these 12. Inspite of the rumors (a)/of an impending a)low, reason 5. Primary education takeover (b)/by the government, (c)/ b)Minor, agent a. is a fundamental right. Ramlal bought more shares of that c)Relevant, cure b. will be made a fundamental right. company. (d)/No error (e) d)Pervasive, carrier c. is only for the privileged sections 13. India is in no way (a)/inferior than the e)negligible, cause of society. USA (b)/in the fertility of soil (c) and 20. Afraid that the ______nature of d. both b and c richness of resources. (d)/No error (e) the plays would ______the morals e. None of these 14. The pirates, who had hidden (a)/ the of their audience the management closed 6. Education policy cannot be successfully treasure on the island, (b)/went back down the theatres implemented by any of the following again (c)/because they thought they can a)lewd, corrupt Except? now remove it with safety. (d)/No error b)Vulgar, debilitate a. greater community involvement. (e) c)Mediocre, influence b. greater community development. 15. The invention of the (a)/ internal d)witty, titillate c. greater community awareness. combustion engine (b)/is considered to e)fantastic, activate d. Greater community experience be (c)/a most unique development (d)/ e. none of these No error (e) Directions (Q.21-25): Rearrange the following sentences (A), (B), (C), (D), (E), Directions: (Q.7-8); Choose the word Directions (Q. 16-20): In each of the (F) and (G) to make a meaningful which is most nearly the SAME in following sentences there are two blank paragraph and then answer the meaning as the word printed in bold as spaces. Below each sentence there are questions which follow : used in the passage. five pairs of words denoted by letter a), A. Why haven’t we banned DDT as b), c), d) and e). Find out which pair of yet. 7. INHERENTLY words can be filled up in the blanks in B. Or do the poor and (a)integral the sentence in the same sequence to underdeveloped deserve more (b)essential make the sentence grammatically correct C. Does this reflect a lack of concern (c)constitutional and meaningfully complete. on the part of the rich for the (d)normal poor? (e)habitual 16. Whenever in ______. I ______D. There are reasons enough to do 8. APPAL my conscience. so. (a)encourage (b)hearten a)doubt, trust E. Therefore, it is indeed surprising (c)daunt (d)panic b)Suspicion, believe that the 115 nations that sat down (e)insole c)Uncertainty, faith to negotiate a ban on pesticides d)Perplexity, resign failed to ban DDT. Directions: (Q.9-10); Choose the word e)two ways, depend F. Should the poor be given only which is most nearly the OPPOSITE in 17. It is said that the custom of shaking cheap, but dangerous alternatives meaning as the word printed in bold as hands originated when primitive men in life? used in the passage. held out empty hands to indicate that G. Perhaps, it is because DDT is they had no ______weapons and 9. REITERATION used to fight malaria a poor man’s were thus ______disposed. (a)reprise (b)reenact disease. (c)different (d)identical a)hidden, harmfully (e)coequal b)Lethal, dearly 21. Which of the following should be the 10. CONSEQUENT c)Concealed, amicably SECOND sentence after (a)irrational (b)weak d)Murderous, ill rearrangement? (c)logical (d)coherent e)secret, finally a)A b)D (e)analytic 18. Sir Richard Burton crowed a _____ c)G d)F career of playing Shakespeare roles by e)B Directions (Q. 11-15): Read each giving a performance that was _____ 22. Which of the following should be the sentence to find out if there is any error a)dignified, insipid SEVENTH sentence after in it. The error, if any, will be in one part b)Distinguished, unsurpassable rearrangement? of the sentence. The number of that part c)Elegant, outmoded a)F b)B is the answer. If there is no error the d)Failed, mediocre c)C d)E answer is e). (Ignore errors in e)dismal, superficial e)A punctuation, if any) 19. Smoking among women, formerly _____ 23. Which of the following should be the has expanded to such a great extent that FIFTH sentence after rearrangement? 11. Foolishly Madhu threw (a)/some water living cancer once a minor problem, has a)E b)G on the electric heater (b)/when it c)D d)A 61 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

e)C 29. a)monsoon c) 3 d) Can’t be determined 24. Which of the following should be the b)portions e) None of these FIRST sentence after rearrangement? c)succession 35. Which of the following pairs of persons a)A b)B d)flash does not represent the couples ? c)C d)D e)floods a) G and I b) F and H 30. a)precipitation e)E c) L and M d) G and J b)capacity 25. Which of the following should be the e) None of these c)disaster FOURTH sentence after 36. In which of the following expression rearrangement? d)distribution a)D b)C e)amount ‘X  D’ would hold definitely true ? c)A d)G a) D  B = M  P  X = O REASONING ABILITY e)E b) O  D > M = J  A < K Directions (Q.26-30): In the following Directions: (31-35) Study the following c) O > D  M = I  X < K passage there are blanks, each of which information carefully and answer the d) I < X = M  O < D > P questions given below : has been numbered. These numbers are e) None of these In a family of eight persons F, G, H, I, J, K, printed below the passage and against 37. Which of the following symbols should each, five words are suggested, Find out L and M – there are four males and four be placed in the blank spaces the appropriate word in each case. females. There are three married couples and respectively (in the same order from Nothing could be more (26) at this time of two unmarried person. Each of them left to right) in order to complete the the year when the country is sizzling under watching a different channel viz. colors given expression in such a manner that a baking summer than the (27) by the Indian (HD), colors, star cricket, star plus, zee tv, makes to expression ‘C = Z’ and ‘ Meteorological Department that India could discovery national geographic channel and K look forward to a normal southwest star cricket (HD). No couple watch both  I’ definitely false ? monsoon. The pre-monsoon rains which lash the version of the same tv. In the family of Z _ K _ C _ M _ I Kerala pave the way for the eagerly awaited two generations, each female member except a) =,  , = ,  monsoon while it is well on its way to arrive M has two sisters one brother. L is the b) , , =, in time. The forecast is that the southwest    father–in–law of H and the one, who watch c) =, =, <,  monsoon will (28) almost the entire country colors. G, who watch star cricket (HD), is from Kerala to Tripura to Sikkim with rainfall d) =, >, , > the son–in–law of M. J, who watch star  ranging from 144 to 98 percent of the long plus is unmarried sister of K, who does not e) None of these period average (LPA). A remarkable feature watch discovery. No male watch star cricket 38. If the expression P > Z = A Y < K is of the monsoon is that it very well retains  definitely true, which of the expression its intensity and races across the country or zee tv. F does not watch zee tv. M has no like a massive, moving wall with tonnes of daughter–in–law. K is G’s brother–in–law. I would be definitely true ? rain. It also often drowns large parts of the is the sister–in–law of H but she does not a) A < K b) P > Y country from Uttar Pradesh to Assam in watch national geographic, discovery and c) P  A d) P > K (29). The trail of the monsoon covers Tamil zee tv. e) Z < K Nadu and Andhra Pradesh, though the rainfall 39. In which of the following expression the 31. Who among the following watch star (30) here would be much higher but for their cricket ? expression ‘ G > K  J’ would being in the rain shadow region beyond the a) F b) H definitely false ? Western Ghats. This awesome spread of a) M > G P < K = S J mountains could not, however, wholly deny c) I d) Can’t be determined   the south-eastern States the benefit of the e) None of these b) V < J  I  K = R > G 32. H watch which of the following southwest monsoon. c) N > J = I K > A = G channels?  26. a)hazardous b)risky a) Colors b) Zee tv d) Q = G  I < K = R < J c)burdensome d)welcome c) Discovery d) Can’t be determined e) None of these e)lovely e) None of these 40.Which of the following symbol should 27. a)announcement 33. How F is related with K ? replace the question mark (?) in the b)declaration a) Brother–in–law given expression in order to make ‘ c)forecast b) Husband E T’ definitely true ? d)debate  c) Sister–in–law e)discussion L = E ? A  W ? TT d) Sister 28. a)drench b)drive a) , > b) , < e) Can’t be determined   c)engulf d)wet c) >,  d)  , > e)drag 34. How many son–in–law does M have ? a) 1 b) 2 e) =, 

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Direction(41-45) : Study the following Step -III: appear 5 evil 13 ice 19 out 10 day gap between Statistics and Research information carefully and answer the full 18 lust point 15 23. Methods. One day prior to the schedule of given question : Step -IV: appear 5 evil 13 ice 19 out 23 Economics there is no lecture (as that day is In a certain code language : “what does it 10 full 18 lust point 15. the ‘off’ day) and Monday is not the ‘off’ name” is written as “ku ru mu ju” , “name Step -V: appear 5 evil 13 ice 19 out 23 day. does the Real” is written as “pu ku su ru”, point 10 full 18 lust 15. 51. Which of the following is the last lecture “the milton have what” is written as “su mu Step -VI: appear 5 evil 13 ice 19 out 23 scheduled? ho ro”, “ does have or not” is written as “ point 10 lust 15 full 18. a) Statistics kho ro bu ru”. Step VI is the last step of the rearrangement. As per rules followed b) Research Methods 41. Which of the following is the code of in above steps, find out, in each of the c) Psychology “not” ? following questions, the appropriate d) Cannot be determined a) kho steps for the input given below. e) None of these b) Ro Input: east 17 altitude 31 united 39 52. IF Wednesday is the ‘off’ day, the code c) Either kho or bu food 23 14 in nest 33 come 11 rest. would be 2-4, if Thursday was the ‘off d) bu ‘ day, the code would be 3-3. Taking e) ru 46. How many steps will be needed to into account the ‘off’ day which of the 42. The code ‘pu ho ju ku’ may represent ? complete the rearrangement ? following code is correct? a) your name not what a) Four b) Five a) 2 - 4 b) what have real name c) Six d) Seven b) 3 - 3 c) Real milton it name e) Eight c) 4 – 2 d) it not real the 47. Which step would be the following d) Cannot be determined e) What the have milton output ? e) None of these 43. Which of the following may represent ‘altitude 11 east 17 in 23 united 31 39 53. Which lecture is scheduled on Friday “milton have had what name “ ? food 14 nest 33 come rest’. a) Economics a) Ro mu ho wo ku a) Step II b) Step III b) Psychology b) ku mu ho ro ru c) Step IV d) Step V c) Computer Science c) ho ku mu kho bu e) None of these d) Cannot be determined d) bu ju ru Ro ku 48. Which of the following would be at 4th e) None of these e) mu ku su pu ru position from the right in step V ? 54. How many lectures were scheduled 44. Which of the following is the code of a) 14 b) 39 between Economics and Pshychology? ‘milton’ ? c) food d) 33 a) One a) su b) ro e) None of these b) Two c) mu d) ho 49. Which of the following represent the c) Three e) None of theses position of ‘rest’ in step IV ? d) Cannot be determined 45. Which of the following is code of ‘it real a) Seventh from right e) None of these or not’ ? b) Eight from left 55. Which day is Computer Science a) ru bu ju ro c) First from right scheduled? b) ju bu pu kho d) Fifth from right a) Monday c) ku kho pu ju e) None of these b) Wednesday d) su pu kho bu 50. Which element is fourth to the left of c) Thursday e) can’t be determined ‘food’ in step II ? d) Cannot be determined a) 31 b) 23 e) None of these Directions(46-50) : Study the following c) 17 d) east information carefully and answer the e) united Direction(56-60): given questions : Twelve people are sitting in two parallel A word arrangement machine when given an Directions(51-55): Study the following rows containing six people each, in such a input line of words and numbers rearranges information to answer the given way that there is an equal distance between them following a particular rule the following questions: adjacent persons. In row - 2 P, Q, R, S, T is an illustration of input and rearrangement. 6 lectures are scheduled in a week starting and V are seated and all of them are facing Input :19 out 10 full 18 13 lust evil 5 from Monday and ending on Sunday of the north. In row-1, A, B, C, D, E and F are point 15 appear 23 ice. same week. Computer Science is not on seated and all of them are facing south. Step - I : appear 5 19 out 10 full 18 13 Tuesday or Saturday. Psychology is Therefore, in the given seating arrangement lust evil point 15 23 ice. immediately after Organisational Behaviour. each member seated in a row faces another Step -II: appear 5 evil 13 19 out 10 full Statistics is not on Friday and there is one member of the other row. 18 lust point 15 23 ice. 63 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

A sits third to the right of D. Neither A nor Conclusions: I. No Car is Cloud. a) Only I follows D sits at extreme ends. T faces D. V does II. Some Cars are Birds. b) I & either II or III follow not face A and V does not sit at any of the III. No Bird is Car. c) Only IV follows extreme ends. V is not on immediate IV. Some Clouds are Goats. d) Only II follows neighbour of T. B sits at one of the extreme a) Only III follows e) None of these ends. Only two people sit between B and E. b) Only either II or III follows E does not face V. Two persons sits between c) Only I follows QUANTITATIVE APTITUDE R and Q. R is not an immediate neighbour of d) Only I and either II or III follow Directions (Q. Nos. 66-70): Study the T. C does not face V. P is not an immediate e) None of these following graph carefully and answer neighbour of R. 62. Statements: a. All Grapes are Bananas. the questions given below. b. All Potatoes are Bananas. 56. Who amongst the following sit at Income and Expenditure of various c. Some Bananas are Mangoes. companies during a year extreme ends of the rows? Conclusions: I. No Grape is Mango. a) B, E b) S, T II. Some Potatoes are not Mangoes. c) P, R d) B, F III. Some Grapes are Potatoes. e) None of these IV. All Mangoes are Grapes. 57. Who amongst the following faces A? a) Only I follows a) R b) T b) Either I or III follows c) P d) Q c) Only II & III follow e) S d) Only I, II & III follow 58. How many persons are seated between e) None of these T and S? 63. Statements: a. Some Cats are Rats. a) One b) Two b. Some Rats are Ants. c) Three d) Four c. Some Ants are Flies. e) None of these Conclusions: I. Some Flies are Cats. 59. P is related to V in the same way as C is II. Some Flies are not Ants. related to F. To which of the following III. No Rat is Fly. is E related following the same pattern? IV. No Cat is Fly. 66. What is the average income earned by all a) B b) D a) Only I & IV follow the companies together? c) C d) A b) Only II follows a)Rs 345000000 e) None of these c) Only I & III follow b)Rs 335000000 60. Which of the following is true regarding d) Only I or IV follows c)Rs 3350000 F? e) None of these d)Rs 34500000 a) F sits second to the right of C 64. Statements: a. All Chalks are Dusters e)None of the above b) F is not an immediate neighbour b. Some Chalks are Boards. 67. Expenditure incurred by company C is of A c. Some Dusters are Pens. approximately. What percent of the c) F sits third to the left of B Conclusions: I. Some Pens are expenditure incurred by company B? d) F sits at one of the extreme ends Chalks. a)41 b)57 of the line II. Some Dusters are Boards. c)62 d)51 e) F faces V III. Some Pens are Boards. e)65 68. What is the approximate difference Directions (Q. 61-65): In each question IV. All Chalks are Pens. a) Either I or IV follows between the percent profit earned by below there are three statements company A and company D? followed by four conclusions numbered, b) Only II & III follow c) Either I or IV & II follow a)5 b)20 I, II, III and IV. You have to take the given c)35 d)15 statements to be true even if they seem d) Only II follows e) None of these e)25 to be at variance with commonly known 69. What is the total expenditure incurred facts. Read all the conclusions and then 65. Statements: a. Some Bags are Books. b. All Books are Boxes. by all the companies together? decide which of the given conclusions a)Rs 13750000 logically follows from the given c. No Box is Board. Conclusions: I. Some Bags are not b)Rs 1375000000 statements, disregarding commonly c)Rs 13750000000 known facts. Boards. II. Some Bags are not Boxes. d)Rs 1375000 61. Statements: a. No Cloud is Bird. III. All Bags are Boxes. e)None of the above b. Some Goats are Birds. IV. No Bag is Board. 70. What is the respective ratio of profit c. All Cars are Goats. incurred by companies A and C

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together to profit incurred by ticket. One reserved first class ticket 84. (682% of 782)  856 = ? companies D and E together? for a journey between two stations is a)4.50 b)10.65 a)7 : 8 b)5 : 7 Rs 525 and the cost of one full and one c)2.55 d)8.75 c)4 : 5 d)3 : 5 half reserved first class tickets is Rs e)6.25 e)None of these 850. What is the reservation charge? 85. (8531 + 6307 + 1093)  (501 + 724 + 71. Veena obtained an amount of Rs 8376 as a)Rs 125 b)Rs 200 396) = ? simple interest on a certain amount c)Rs 145 d)Can’t be determined a)19 b)10 18% per annum after 6 yr. What is the e)None of these c)16 d)7 amount invested by Veena? 78. While packing for a business trip Mr. e)13 a)Rs 17180 b)Rs 18110 Debashis has packed 3 pairs of shoes, Directions (Q. Nos. 86-90): What should c)Rs 16660 d)Rs 17450 4 pants, 3 half-pants, 6 shirts, 3 sweater come in place of question mark (?) in e)None of these and 2 jackets. The outfit is defined as the following questions? 72. Two numbers are such that the sum of consisting of a pair of shoes, a choice twice the first number and thrice the of ‘lower wear’ (either a pant or a half- 86. 73% of 8523 + 32% of 6245 = ? second number is 36 and the sum of pant), a choice of ‘upper wear’ (it could a)8042.21 b)8136.28 thrice the first number and twice the be a shirt or a sweater or both) and c)8625.35 d)8220.19 second number is 39. What is the finally he may or may not choose to e)None of these smaller number? wear a jacket. How many different 3 a)9 b)5 outfits are possible? 87. 804357 = ? c)7 d)3 a)567 b)1821 a)93 b)76 e)None of these c)743 d)894 c)83 d)86 73. The difference between the present ages e)None of these e)None of these of Arun and Deepak is 14 yr. Seven 79. A train speeds past a pole in 20 s are 88. 81.3  40.6  160.2 = 2? years ago, the ratio of their ages was 5 speeds past a platform 100 m in length a)2.1 b)3.8 : 7 respectively. What is Deepak’s in 30 s. What is the length of the train? c)5.9 d)4.7 present age? a)100m b)150m e)None of these a)49 yr b)42 yr c)180m d)200m 89. 8226  15  5 = ? c)63 yr d)35 yr e)None of these a)2156 b)109.68 e)None of these 80. One-fourth of 60% of a number is equal c)185.56 d)2742 74. a, b, c, d and e are 5 consecutive even to two-fifth of 20% of another number. e)None of these numbers. If the sum of ‘a’ and ‘d’ is What is the respective ratio of the first 90. (3?)? = 19683 162, then what is the sum of all the number to the second number? a)6 b)9 numbers? a)4 : 7 b)8 : 13 c)4 d)8 a)400 b)380 c)5 : 9 d)Can’t be determined e)None of these c)420 d)Can’t be determined e)None of these 91. In how many different ways can the e)None of these letters of the word DESIGN be Directions (Q. Nos. 81-85): What should 75. A cylinder, a hemisphere and a cone stand arranged, so that the vowels are at the come in place of question mark (?) in on the same base and have the same two ends? the following questions? height. The ratio of the area of their a)48 b)72 Note : You are not expected to calculate curved surface is c)36 d)24 the exact value. a)2 : 2 : 1 b)2 : 2 : 1 e)None of these 81. 5624.863  309.721  90.628 = ? 92. A 240 m long train takes 40 s longer to c) 2 : 3 : 1 d)1 : 2 : 3 a)1426 b)1558 cross a platform twice its length than e)None of these c)1646 d)1748 the time it takes to cross a pole at the 76. Milind takes as much time in running 15 e)1812 same speed. What is the speed of the 2 m as a car takes in covering 40 m. What 82. (802.86) = ? train? will be the distance covered by Milind a)645000 b)644600 a)6 m/s b)24 m/s during the time the car covers 2 km? c)645400 d)645800 c)48 m/s d)12 m/s a)1000m b)600m e)646200 e)None of these 2 c)650m d)750m 83. (1513) = ?  3294 93. An AC consumes 8 units of electricity e)None of these a)688 b)674 in 30 min and a bulb consumes 18 units 77. A railway half ticket costs half the full c)700 d)695 of electricity in 6 h. How much total fare. But the reservation charged on e)706 unit of electricity will both AC and bulb half ticket is the same as that on full

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consume in 8 days if they run 10 h a EXPLANATIONS day? a)1280 unit b)1528 unit 1. b 2. d 3. c 4. a c)1248 unit d)1520 unit 5 . e 6. a 7. a 8. c e)1620 unit 9. c 10. a Hence, option 2 is definitely true 94. Samir drove at the speed of 45 km/h 11-15; 39. d from home to a resort. Returning over 11-(c);change ‘when it catches fire’ to ‘when the same route, he got stuck in traffic it caught fire’. The sentence is in past and took an hour longer, also he could tense. 12-(e); No error. drive only at the speed of 40 km/h. 40. e How many kilometres did he drive each 13-(b); change ‘inferior than’ to ‘inferior to’. way? Wrong use of preposition, since, a)250 b)300 inferior, superior, senior, junior etc. c)310 d)275 Take preposition ‘to’ instead of ‘than’ 14-(d); change ‘can’ to ‘could’. Because the e)None of these sentence is in past tense. (41-45): 95. Natasha decided to spend 45% of her does - ru 15-(d); ‘unique’ cannot be compared. This name - ku salary on shopping. On completion of should be ‘a unique development’ her shopping, she realised that she had 16. a 17. c 18. b 19. e what - mu spent only Rs 11475, which was 60% 20. a it - ju of what she had decided to spent. How 21-25); ADFGCEB the - su much is Natasha’s salary? 21. b 22. b 23. e 24. a real - pu a)Rs 29600 25. d 26. d 27. c 28. a have - ro b)Rs 38800 29. e 30. a milton - ho or/not - kho/bu c)Rs 42500 41. c 42.c 43. a 44. d d)Can’t be determined 45. b e)None of these Answer Keys and Solutions: (31-35) (46-50) Directions (Q. Nos. 96-100): In each of The machine rearranges one word and one these questions a number series is given. number in each step. First, it rearranges Colors Zee TV words starting with vowel in alphabetical In each series only one number is wrong. + – order, and then it rearranges words starting Find out the wrong number. L M with a consonant in reverse alphabetical 96. 729 1331 2497 3375 4913 order. For numbers, it first arranged prime a)729 b)1331 + – + – – + numbers in ascending order, then composite numbers in ascending order. c)3375 d)2497 H F K I G J Input : east 17 altitude 31 united 39 e)4913 Discovery Star Cricket National Star Plus Colors HD Star Cricket Geography foods 23 14 in nest 33 come 11 rest. 97. 8 8.5 11.5 14 17 HD Step I : altitude 11 east 17 31 united 39 a)8 b)8.5 food 23 14 in nest 33 come rest. c)11.5 d)14 31. a 32. c 33. d 34. b Step II:altitude 11 east 17 in 23 31 e)17 35. d united 39 food 14 nest 33 come rest. 98. 7 16 27 40 46 (36-40): Step III:altitude 11 east 17 in 23 united a)7 b)16 36. c 31 39 food 14 nest 33 come rest. c)27 d)40 Step IV: altitude 11 east 17 in 23 united e)46 31 rest 14 39 food nest 33 come. 99. 439 778 1456 2812 5624 Step V: altitude 11 east 17 in 23 united a)439 b)778 31 rest 14 nest 33 39 food come. Step VI: altitude 11 east 17 in 23 united c)1456 d)2812 Hence, option 3 is true. 31 rest 14 nest 33 food 39 come. e)5624 37. d 100. 80 119 166 221 223 46. c 47. b 48. d 49.a a)80 b)119 50. b (51-55): c)166 d)221 e)223 38. b 

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65. b 73-e; Let the present ages of Arun and Deepak be x yr and y yr respectively. y – x = 14 Bags Books Boards x = y – 14 x  7 5 Boxes  and y  7 7 (66-70): 66-d; Reqd. Avg. = 7x – 49 = 5y - 35 7 ( y – 14) – 49 = 5y - 35 3.53.252.54.253.75 17.25 7y – 5y = 98 + 49 – 35 51. e; Economics  y = 56 yr 52. e; 5-1 5 5 74-e; a = a, b = a + 2, c = a + 4 53. e; Research Method = Rs 34500000 d = a + 6 and e = a + 8 54. c a + d = a + a + 6 = 162 55. c 2100 67-b; Reqd. % = % = 57% (56-60) 3.5 162  6 a = = 78 (approx) 2 3.5  2.75 Sum of all numbers = 78 +80 + 82 + 84 68-a; Reqd. Diff.= 100% + 86 = 410 56. c; PR 3.5 75-e; Curved surface are of cylinder = 2  57. e; S-A rh 4.25  3.5 Curved surface area of hemisphere = 2 58. b; Two - 100% = 21.43% - 59. a; E-B 4.25  r2 60. e; F faces V 17.64%= 3.79% = 5% (approx) Curved surface area of cone =  rl = 61. b 69-e; Total expenditure = (2.75 +3.5 + 2 + 3.5 + 2.5) crore = Rs 142500000  r r 2  h2 Cars 70-e; Reqd. Ratio = Cloud Bird Goat 2  rh : 2  r2 :  r r 2  h2 (3.5  2.75)  (2.5  2) 62. e = 2  r2 : 2  r2 :  r2 (4.25  3.5)  (3.75  2.5) 2 = 2 : 2 : 76-d; If the distance of 40 m be covered by P 0.75  0.5 125   = 5 : 8 car in ‘t’ seconds G 0.75 1.25 200 (71-75): 40 Speed of the car = = m/s 71-d; Principal amount t B M SI 100 8376100 Distanced of 2 km i.e., 2000 m =  = Rs 63. d T  R 86 2000 Covered by car will be = t = 17450 40 C R A F 72-e; Let the numbers be x and y. 2x +3y = 36 ...... i) 50ts 64. d 3x + 2y = 39 ...... ii) 15 Multiply by 2 eq. i) and multiply by 3 And speed of Milind = m/s in eqn. ii), t 4x + 6y = 72 ...... iii) Distance covered by Millind in 50ts. B On subtracting 9x +6y = 117 C ...... iv) 15 = 50t =750m 5x = 45 t D x = 9 77-a; x+ R = 525 ...... i) P 2  9+3y = 36 3 36 18 x  2R = 850 ...... ii) y = = 6 3 2

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83-d; Distance = 2  240 m = 480 m 3 3 3 Time = 40s x  R  525 ...... iii) 2 2 2 15132 2289169 ?   480 Speed = = 12 m/s 3300 3300 40 1  3  (approx) R  850  525  693.68  695 ( 93-d; Total consumption of electricity = 2  2  84-e; (10  16 8+3 0  8) unit 1700 1575 = (1280+240) unit  682  = 1520 unit  ? =   782 850 2  100  94-e; Suppose the distance of one side = x R = 1700 – 1575 = Rs 125 km 78-e; Number of ways of wearing a pair of 700 shoes = 3 (782 )8506.446.25 x x  = 1 Number of ways of wearing a lower = 100 40 45 4 +3 = 7 (approx) Number of ways of wearing an upper 85-b; ? = (8531+6307+1093) 45x  40x = 1 wear = (6 + 3) + (6  3) = 27  (501+724+396) = 15931  1621 = 1800 Number of ways of wearing a jacket = 10 (approx) 3 (86-90): 5x Total number of different outfits = 86-d; ? = 73% of 8523 +32% of 6245 = 1 3  7  27  3= 1701 = 6221.79 +1998.40 = 8220.19 1800 79-d; Let the length of train be x m. 87-a; ? = 3 804357 3 93939393 11800 x = = 360 km x 100 88-c; -0.25 Speed of train = 5 1.3 0.6 0.2 ? 30 8  4  16 = 2 95-c; Suppose the monthly income of (23)1.3  (22)0.6  (24)0.2 = 2? Natasha is Rs x. x x 100 3.9  1.2  0.8 ?  2 2 2 = 2 23.9+1.2+0.8 = 2? 60 45 20 30 x  = 11475 25.9 = 2? 3x = 2x +200 100 100 ? = 5.9 x = 200 m 89-b; ? = 8226 15 5 = 80-e; Let the first number be x and second   11475100100 x = number be y. 1 1 60 45 8226  =109.68 1 2 15 5 60% of x   20% of y 11475100100 4 5 90-e; (3?)? = 19683 = = Rs 42500 (3)(?)2 = 39 2700 60x 1 2 20 ?2 = 9 (96-100):     y ? = 3 96-d; The series is 9 3, 11 3, 15 3, 100 4 5 100 (91-95): 173,...... 97-b; The series is 8+1.5, 9.5+2, 11.5+2.5, 3x 4y 91-a; The word DESIGN be arranged so that  the vowels are at two ends, then the ...... 20 50 required number of orders = 2P 4P 98-e; The series is 5  1 +2, 6  2 +4, 2  4 = 2! 4! 7  3+6, ...... x 8  = 2  4  3  2= 48 99-e; The series is +339, +678, +1356, 92-d; Suppose the speed of the train = x m/ +2712, ...... y 15 2 2 2 s 100-e; The series is 9 – 1, 11 – 2, 13 – 3, x : y = 8 : 15 ...... (81-85): 240 240  480 81-c;  40  x x 5625 240+40x = 720 ?  911651.2 1646  310 40x = 720 – 240 40x = 480 (approx) 82-b; 480 x = = 12 m/s ?  (803)2  644600 (approx) 40

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIM-2)]

ENGLISH LANGUAGE domain of biology, for a magnificent ability 2. Which of the following can be used as unique to a particular living species is far parallel reasoning for the “spiders Directions (Q.1-10) Read the following from unique in the animal kingdom. Some know how to spin webs” passage carefully and answer the kinds of bats home in on flying insects using analogy as used by the author? questions given below it. Certain word/ Doppler sonar. Some kinds of migratory (a) A kitten learning to jump over a wall phrases have been printed in bold to help birds navigate thousands of miles by (b) Bees collecting nectar you locate them while answering some calibrating the positions of the (c) A donkey carrying a load of the questions. constellations against the time of day and (d) A horse running a Derby Language is not a cultural artifact that we year. In nature’s talent show, we are simply (e) none of these learn the way we learn to tell time or how a species of primate with our own act, a 3. According to the passage, which of the the federal government works. Instead, it is knack for communicating information about following is unique to human beings? a distinct piece of the biological makeup of who did what to whom by modulating the (a) Ability to use symbols while our brains. Language is a complex, sounds we make when we exhale. communicating with one another. specialized skill, which develops in the child Once you begin to look at language not as (b) Ability to communicate with each spontaneously, without conscious effort or the ineffable essence of human uniqueness other through voice modulation. formal instruction, is deployed without hut as a biological adaptation to (c) Ability to communicate awareness of its underlying logic, is communicate information, it is no longer as information to other members of qualitatively the same in every individual, tempting to see language as an insidious the species. and is distinct from more general abilities to shaper of thought, and, we shall see, it is not. (d) Ability to use sound as means of process information or behave intelligently. Moreover, seeing language as one of nature’s communication. For these reasons some cognitive engineering marvels — an organ with “that (e) Both a and d researchers have described language as a perfection of structure and co-adaptation 4. According to the passage, complexity psychological faculty, a mental organ, a which justly excites our admiration,” in of language cannot be taught by neural system, and a computational module. Darwin’s words - gives us a new respect for parents or at school to children But I prefer the admittedly quaint term your ordinary Joe and the much-maligned because “instinct”. It conveys the idea that people English language (or any language). The (a) children instinctively know know how to talk in more or less the sense complexity of language, from the language. that spiders know how to spin webs. Web- researcher’s point of view, is part of our (b) children learn the language on their spinning was not invented by some unsung biological birthright; it is not something that own. spider genius and does not depend on having parents teach their children or something (c) language is not amenable to had the right education or on having an that must be elaborated in school — as Oscar teaching. aptitude for architecture or the construction Wilde said, “Education is an admirable thing, (d) children know language better trades. Rather, spiders spin spider webs but it is well to remember from time to time than their teachers or parents. because they have spider brains, which give that nothing that is worth knowing can be (e) none of these them the urge to spin and the competence taught.” A preschooler’s tacit knowledge 5. Which of the following best summarizes to succeed. Although there are differences of grammar is more sophisticated than the the passage? between webs and words, I will encourage thickest style manual or the most state-of- (a) Language is unique to Homo you to see language in this way, for it helps the-art computer language system, and the sapiens. to make sense of the phenomena we will same applies to all healthy human beings, (b) Language is neither learnt nor explore. even the notorious syntax fracturing taught. Thinking of language as an instinct inverts professional athlete and the, you know, like, (c) Language is not a cultural the popular wisdom, especially as it has inarticulate teenage skateboarder. Finally, invention or artifact as it is made been passed down in the canon of the since language is the product of a well- out. humanities and social sciences. Language is engineered biological instinct, we shall see (d) Language is instinctive ability of no more a cultural invention than is upright that it is not the nutty barrel of monkeys human beings. posture. It is not a manifestation of a that entertainer columnists make it out to (e) None of these general capacity to use symbols: a three- be. 6. Why author has referred to year- old, we shall see, is a grammatical 1. According to the passage, all of the ‘preschooler’s tacit knowledge of genius, but is quite incompetent at the visual following stem from popular wisdom grammar’ arts, religious iconography, traffic signs, and on language except? (a) To prove that Language is unique the other staples of the semiotics (a) Language is a cultural artifact. to Homo sapiens. curriculum. Though language is a magnificent (b) Language is a cultural invention. (b) Used as an analogy for healthy ability unique to Homo sapiens among (c) Language is learnt as we grow. human beings living species, it does not call for (d) Language is a psychological faculty. sequestering the study of humans from the (e) All of these

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(c) To prove his point that language is e)plying d)accelerated, seemingly not a cultural invention or artifact 13. a)back b)backward e)antiquate, understandably as it is made out. c)forward d)aback 22. Scientific imagination is a specific (d) To compare children instinctively e)beside intellectual power that is know language. 14. a)has b)ordered ______in every population (e) Both b and c c)had d)have that has learned to be ______e)was about the mechanisms governing the Directions: (Q.7-8) Choose the word 15. a)donkey b)boy physical world. which is most nearly the SAME is c)farmer d)chief a)encouraged, wary meaning as the word printed in bold as e)assistant b)evoked, self-deprecatory used in the passage. c)latent, curious Directions (Q. 16-20): Read each 7. COGNITIVE d)growing, self-possessed sentence to find out if there is any error e)language, diffident a)physical b)body in it. The error, if any, will be in one part c)intellectual d)vision 23. For some years past, French of the sentence. The number of that part governments had been ______and e)patent is the answer. If there is no error the 8. UNSUNG divided, and French parliaments had answer is e). (Ignore errors in been incoherent and ______a)ungrateful b)neglected punctuation, if any) c)grating d)jarring a)inarticulate, responsive e)tiresome 16. Several prominent figures (a)/involved b)unitable, domineering in the scandal (b)/are required to appear c)weak, inchoate Directions: (Q.9-10) Choose the word (c)/to the investigation committee (d)/ d)many, few which is most nearly the OPPOSITE is No error (e) e)vacillating, irresponsible meaning as the word printed in bold as 17. When the teachers are on strike (a)/and a 24. It is a well –known ______that the used in the passage. notice to this effect (b)/is pasted on lover of the sea craves for dry land, the the college gate, (c)/there is no sense to age old ______to be where we are 9. MANIFESTATION not. a)concealment go there (d)/No error (e) 18. He was about to telling (a)/the a)belief, antipathy b)demonstration b)anomaly, demiurge c)disclosure investigators the truth (b)/when his companion (c)/suddenly interrupted c)credo, inspiration d)revelation d)contention, duplicity e)indication him (d)/No error (e). 19. He was fascinated by insects (a)/and the e)paradox, yearning 10. NOTORIOUS 25. Why should a university ______a)blatant b)flagrant more he studied (b)/ their habits, (c)/ greater was his fascination (d)/No error the values which are supposedly basic c)popular d)inconspicuous to its functioning and give an honorary e)glaring (e). 20. The Prime Minister has said that India doctorate to one who has not Directions (Q.11-15): In the following would not have spent so much on distinguished himself in a/an passage there are blanks, each of which defence (a)/If some of the neighbouring ______manner? has been numbered. These numbers are countries (b)/adopted the policy of a)deflate, scholarly printed below the passage and against restricting (c)/defence expenditure (d)/ b)foretell, worldly each, five words re suggested, Find out No error (e) c)vilify, collegiate the appropriate word in each case. d)abuse, doctrinaire One summer, a Brazilian farmer took his Directions (Q. 21-25): In each of the e)debase, academic donkey, Pele, with him to town. (11) the following sentences there is one or two blank space. Below each sentence there Directions (Q.26-30): Rearrange the market place, a small boy began (12) Pele following sentences (A), (B), (C), (D), and with a stick, and the donkey struck (13) are five pairs of words denoted by letter a), b), c), d) and e). Find out which pair of (E) to make a meaningful paragraph and injuring the boy with a kick on the head. then answer the questions which follow: The police chief (14) the farmer arrested. words can be filled up in the blanks in the sentence in the same sequence to A. Experts such as Larry Burns, head The (15) wept so profusely in the jail cell of research at GM, reckon that that the police chief changed his mind and make the sentence grammatically correct and meaningfully complete. only such a full hearted leap will locked up the donkey instead. The charge allow the world to cope with the against the animal was, attempt to murder. 21. Even as ______machines free men mass motorisation that will one 11. a)at b)on from drudgery, they ______day come to China or India. c)in d)to displace men from jobs. B. But once hydrogen is being e)of a)automated, simultaneously produced from biomass or 12. a)teaching b)tormenting b)robotlike, unwillingly extracted from underground coal c)playing d)motivating c)animated, ineluctably or made from water, using nuclear

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or renewable electricity, the way Step I: 94 hens ace 16 is 53 under for and Mumbai but not necessarily in the same will be open for a huge reduction best 52 77 45 order. They have their birthdays in different in carbon emissions from the Step II: 52 94 hens ace 16 is under for months – January, September, May, August, whole system. best 77 45 53 November, December, February and April, C. In theory, once all the bugs have Step III: 16 52 94 hens ace is under for but not necessarily in the same order. been sorted out, fuel cells should best 45 53 77 C is from Kochi. B has his birthday in a deliver better total fuel economy Step IV: hens 16 52 94 is under for month having 31 days and D has his birthday than any existing engines. best 45 53 77 ace in a month having less than 31 days. E’s D. That is twice as good as the Step V: for hens 16 52 94 under best birthday month is not in first three months. internal combustion engine, but 45 53 77 ace is The one from Chennai has his birthday in only five percentage points better Step VI: best for hens 16 52 94 45 53 either April or August. The one from than Diesel hybrid. 77 ace is under Mumbai has its birthday in a month E. Allowing for the resources needed This is the final arrangement and step immediately after the one from Chennai as to extract hydrogen from VI is the last step for this input. the order given for months. C’s birthday hydrocarbon, oil, coal or gas the Consider the input: dog 16 65 horse 90 month is before A’s birthday month but not fuel cell has an efficiency of 30%. ox 41 54 elephant ant 22 85 tiger 23 February. B is not from Shimla. The one from Srinagar has his birthday in a month 26. Which of the following should be the 31. What is the position of ‘horse’ in step less than 31 days but before August. H’s SECOND sentence after III from left end? birthday is in month having 31 days but not rearrangement? a)10th b)9th in January and he is not from Agra. The one a)C b)E c)5th d)6th from Gurgaon has its birthday in a month c)A d)D e)8th before the one from Srinagar as the order e)B 32. In step IV, if ‘90’ is related to ‘ox’ and given for months. G’s birthday month has 27. Which of the following should be the ‘horse’ is related to ‘ant’ in a certain 30 days but after April. F is from Agra but FIFTH sentence after rearrangement? way, then ‘22’ is related to which of his birthday is not the last month. The one a)E b)A the following? from Darjeeling has not his birthday in c)D d)C a)23 b)65 December. e)B c)elephant d)horse 28. Which of the following should be the e)None of these 36. Who is from Srinagar? FOURTH sentence after 33. How many steps are done to complete a) H b) A rearrangement? the output? c) D d) B a)C b)A a)6 b)7 e) Cannot be determined c)D d)B c)8 d)5 37. The one having birthday in May is from e)E e)10 which city? 29. Which of the following should be the 34. In which of the following steps are words a) Agra b) Darjeeling FIRST sentence after rearrangement? ‘elephant ant tiger 23’ occur together? c) Mumbai d) Kochi a)A b)D a) II b) IV e) Cannot be determined c)E d)B c) VI d) V 38. How many months are there between e)C e) There is no such step birthday months of D and E as months 30. Which of the following should be the 35. Which of the following is the last but given in arrangement? THRID sentence after rearrangement? one step of given input? a) None b) One a)B b)C a) horse tiger 16 54 22 90 dog ox 23 c) Two d) Three c)E d)D 41 65 85 ant elephant e) Four e)A b) horse tiger 16 22 54 90 dog ox 23 39. The one from Shimla has his birthday in 41 65 85 ant elephant month REASONING ABILITY c) horse tiger 16 22 54 90 dog 23 ox a) May 41 65 85 ant elephant b) August Directions (31 – 35): Answer the d) horse tiger 16 22 54 90 dog ox 23 c) November questions on the basis of the 41 85 65 ant elephant d) December information given below. e) None of these e) None of these A number arrangement machine when 40. Which of the following triplet is given an input of numbers/words, Directions (36-40): Read the following incorrect? rearranges them following a particular information carefully and answer the a) C – January – Kochi rule in each step. The following is an questions that follow: b) G – August – Mumbai illustration of input and steps of Eight persons – A, B, C, D, E, F, G and H c) D – February – Kochi rearrangement. are from different cities – Gurgaon, Kochi, d) F – November – Chennai Input: hens ace 16 is 53 45 under for Darjeeling, Agra, Shimla, Chennai, Srinagar e) All are incorrect 94 best 52 77

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Directions (41-45): In these, statements c) either I or II follows 0 is written as #, are followed by two conclusions. d) neither I nor II follow 1 is written as $, Consider statements to be true and find e) both I and II follow 2 is written as $#, if the conclusions follow or not. 3 is written as $$, Directions (46 – 50): Study the 4 is written as $## and so on, 41. Statements: All red are blue. No red is information given below and answer the white. All green are white given questions: 51. Which number will represent the code Conclusions: A family consists of 8 members – Devansh, $$$$? I. No blue is white. Anish, Ravi, Charu, Mukul, Prachi, Swati a) 11 b) 12 II. All green are blue is a possibility. and Medha in which there are 3 married c) 13 d) 14 Conclusions: couples. There are two sons and two e) 15 a) only I follows daughters in the family which is spread over 52. Which of the following will represent b) only II follows 3 generations 1 pair consists of dancer and number17? c) either I or II follows doctor. Swati is the daughter of Ravi. a) #$$## b) $$#$$ d) neither I nor II follow Devansh is a businessman and is also a c) $###$ d) ###$# e) both I and II follow grandfather. Ravi, a lawyer, is the brother- e) None of these 42. Statements: Some green are blue. All in-law of Prachi who is a Dancer. Charu, 53. Which of the following will represent blue are black. No white is blue. Some who is a Housewife, is the grandmother of the value of ($### + $# ÷ #$#)? grey are white. Swati. Devansh has a son and a daughter. a) 8 b) 9 Conclusions: Mukul is the father of Anish, who is a c) 5 d) 4 I. All green are grey is a possibility. banker. e) None of these II. Some black are green. a) only I follows 46. What is the profession of Anish’s father? Directions (54-56): Each of the questions b) only II follows a) Banker b) Lawyer below consists of a question and two c) either I or II follows c) Dancer d) Doctor statements numbered I and II given below d) neither I nor II follow e) Cannot be determined it. You have to decide whether the data e) both I and II follow 47. Who is the daughter of Devansh? given in the statements are sufficient to 43. Statements: No red is blue. Some blue a) Medha b) Prachi answer the question. Read both are yellow. All blue are white. All red c) Ravi d) Either Prachi or Ravi statements and choose the most are yellow e) Cannot be determined appropriate option. Conclusions: 48. Which of the following groups a) The data even in both statements I. Some red are white represents all three generations? I and II together are not sufficient II. All yellow are blue is a possibility. a) Devansh, Prachi, Medha to answer the question. a) only I follows b) Anish, Charu, Ravi b) The data in both statements I and b) only II follows c) Charu, Devansh, Medha II together are necessary to answer c) either I or II follows d) Mukul, Swati, Anish the question. d) neither I nor II follow e) None of these c) The data in statement II alone are e) both I and II follow 49. Who is the grandson of Charu? sufficient to answer the question, 44. Statements: Some grey are orange. No a) Swati b) Prachi while the data in statement I alone orange is red. All blue are red. Some c) Medha d) Ravi are not sufficient to answer the grey are white. e) None of these question. Conclusions: 50. Which of the following pairs of mother- d) The data either in statement I I. Some grey are blue. son is correct? alone or in statement II alone are II. No grey is blue. a) Charu-Prachi sufficient to answer the question. a) only I follows b) Ravi-Swati e) The data in statement I alone are b) only II follows c) Prachi-Anish sufficient to answer the question c) either I or II follows d) Charu-Medha while the data in statement II alone d) neither I nor II follow e) Medha-Anish are not sufficient to answer the question. e) both I and II follow Directions (51-53) In a certain code 45. Statements: All white are red. Some language, the symbol for ‘0’ is ‘#’ and 54. How many persons are standing between red are green. All green are black. No for ‘1’ is ‘$’. There are no other symbols Land K in a straight line of 19 persons? white is black. for numbers greater than one. The (Note: All are standing in a straight line, Conclusions: numbers greater than one, are to be facing north). I. Some red are black. written only by using the two symbols I. Y stands on the extreme left end II. No red is black. given above. of the line. Only five persons stand a) only I follows The value of symbol for ‘1’ doubles itself between Y and K. Only six b) only II follows every time it shifts one place to the left. persons stand between K and R.

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Only four persons stand between different countries viz–India, China, 59. The person who is between Andre Geim R and L. Germany, France, Russia and Japan but not and Albert Fert is II. J stands exactly in the middle of necessarily in the same order, each one has a) Second to the left of the person the line. Only two persons stand won the prize in different fields– Physics, from India between I and J. Only five Chemistry, Economics, Medicine, Peace and b) Second to the right of the person persons stand between I and L. I Literature but not necessarily in the same from Japan stand to the left of L. K stands order. They are sitting around a circular table c) Fourth to the left of the person third to the left of J. facing the centre. The persons who have from Russia 55. Among six persons A, B, C, D, E and F won the prize for Medicine, Economics and d) Second to the right of the person standing around a circle, some of them Peace are neither from Japan nor from India. who has won the prize in the field are facing the centre while others are The persons who are from France and China of literature facing outside ( opposite to the centre). have won the prizes neither for Medicine e) None of these What is the position of A with respect nor for Literature. Amartya Sen is neither 60. Who won the prize in the field of to E? (Note: Facing the same direction from Japan nor sits on the immediate left of Chemistry? means, if one is facing the centre then the person who won the prize for a) The person who is sitting to the the other is also facing the centre and Chemistry. The only person who is between immediate left of Liu Xiaobo vice versa. Facing the opposite Andre Geim and Hideki Yukaw, has won b) The person who is sitting to the directions means, if one is facing the the prize for Physics. The person who is on immediate right of Amartya Sen centre then the other is facing outside the left side of the person from Japan has c) The person who is sitting opposite and vice versa). not won the prize for Literature. Albert Fert to the person who won the prize I. C stands second to the right of E. has won the prize for Chemistry and is from in the field of Physics E faces outside. C is an immediate China. He is facing the person who has won d) The person from Japan neighbor of both D and B. F the prize for Physics. e) None of these stands second to the left of D. D One who has won the prize for Medicine is 61. Who is sitting on the immediate right of faces the same direction as E. sitting opposite the person from Russia, the one who has won the prize for II. Only two persons stand between while the person from China is on the left of Literature? B and E. Both B and E face the person who has won the prize for peace. a) Liu Xiaobo outside. E is an immediate One who has won the prize for Literature is b) Hideki Yukawa neighbor of both D and F. B is an on the immediate right of the person from c) Andre Geim immediate neighbor of both C and Japan but on the left of the person who has d) Albert Fert A. A is not an immediate neighbor won the prize for Economics. Gerhard e) None of these of D. Domagk has not won the prize for 56. In a six-storey building (consisting of Economics and Hideki Yukaw has not won Direction (62-65): Study the following floors number I to 6, wherein the the prize for Medicine. information carefully and answer the topmost floor is number 6 and the given questions. ground floor is number I) each of the 57. One who has won the prize for There are seven persons– Sugam Pokharel, six friends, namely M, N, O, P, Q and Medicine is Nihira Joshi, Palak Muchhel, Sadhna R, lives on a different floor (not a) On the immediate left of the Sargam, Sugam Kaushik, Palak Nandini and necessarily in the same order). Who person from France Shubha Mudgal–who participated in a amongst them lives on the lowermost b) On the immediate right of the singing competition which started on 25th floor? person from Japan May and ended on 31st May. In the first I. M lives on floor number five. c) On the opposite of the person round of the competition, each of them Only two persons live between from Russia performed regional songs — Nepali, English, M and N. Q lives immediately d) On the opposite of the person Marathi, Bengali, Kannada, Punjabi and above P. who has won the prize in the field Bhojpuri, but not necessarily in the same II. P lives on floor number three. of economics order. They like different colours — White, Only two persons live between P e) Both (c) and (d) Yellow, Red, Black, Brown, Green and Pink, and O. N lives immediately above 58. Who is sitting on third to the left of but not necessarily in the same order. R. N lives on an even-numbered second to the right of the person from Shubha Mudgal, who likes Green, performed floor. France? on the fourth day of the competition but a) Amartya Sen performed neither Nepali nor English song. Direction (57-61): On the basis of the b) Liu Xiaobo Two performances were held between the information given below, answer the c) Gerhard Domagk performance of Shubha Mudgal and Palak following questions. d) Albert Fert Nandini, neither of whom performed on the Amartya Sen, Liu Xiaobo, Gerhard Domagk, e) None of these 1st day of the week. There was one Albert Fert, Andre Geim and Hideki Yukaw performance between the performance of are six Nobel laureates, who belong to six Sadhna Sargam and Palak Muchhel. But

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Palak Muchhel’s performance did not QUANTITATIVE APTITUDE 70. Find the ratio between the total number happen either on 1st or on 3rd day of the of cases in the five given states to that competition. Palak Muchhel likes Yellow Directions (Q. Nos. 66-70): Study the in the rest of country in 2010 colour and performed Nepali song. The one following diagrams carefully and answer a)9 : 67 b)2 : 29 who performed Marathi song on the last the given questions. c)29 : 4 d)9 : 58 day of competition, likes Red colour. Nihira Polio Cases Reported from Various e)None of these Joshi did not perform on the day either States During the given years immediately before or immediately after the Directions (Q. Nos. 71 -75): What performance of Sadhna Sargam, who does approximate value should come in place not like either Brown or White or Black of the question mark (?) in the following colour. Sugam Kaushik performed questions? immediately after Palak Muchhel and he Note : You are not expected to calculate likes White colour. Sugam Pokharel does not the exact value. like Brown colour and performed a Bengali 71. 0.501  10.011  52.83 = ? song. Sadhna Sargam did not perform either a)205 b)225 Bhojpuri or Punjabi song. The one who c)245 d)285 performed in Kannada was scheduled e)265 immediately after the performance of the 72. 2534  23 = ? Nepali singer. a)10 b)210 62. Which of the following combinations is c)150 d)60 definitely false regarding their e)110 schedule? a) Palak Muchhel -Yellow-Nepali 73. 4590 = ? b) Sadhna Sargam-Pink-English a)38 b)18 c) Sugam Pokharel-Black-Bengali c)68 d)84 d) Shubha Mudgal -Green-Marathi e)98 e) None of these 74. 16.002  14.897  20.334 = ? 63. Who among the following performed on a)4100 b)4300 the day before the performance of c)4500 d)4800 Nihira Joshi? 66. What is the average difference between e)5100 a) The person who performed Polio cases in 2011 and that in 2012? 75. 4005.33  19.89  1.9 = ? Marathi song a)35 b)37 a)470 b)300 b) The person who likes Black colour c)38 d)39 c)400 d)370 c) The person who likes Yellow e)None of these e)500 colour 67. In which state the difference between d) The person who likes White Polio cases in 2011 and 2012 is 11 and Directions (Q. Nos. 76 -80): What should colour which had zero incidence in 2010? come in place of question mark (?) in e) None of these a)Bihar the following questions? 64. Who sings Punjabi song? b)West Bengal a) Shubha Mudgal c)Madhya Pradesh 3 2 b) Sadhna Sargam d)Delhi 76. 7428   ? = 619 c) Nihira Joshi e)Haryana 4 9 d) Either Nihira Joshi or Shubha 68. Approximately what percent of Polio a)0.5 b)1.5 Mudgal cases was reported in Bihar in 2011 c)0.2 d)2.4 e) None of these with respect to total cases reported in e)None of these 65. Which of the following combinations is India that year? 77. (560  32)  (720  48) = ? true? a)6% b)6.5% a)262.5 b)255 a) Sugam Pokharel’s performance c)7% d)7.5% c)263.5 d)271.5 was held on the fifth day of the e)None of these e)None of these week. 69. Polio cases in Haryana in 2012 and Bihar 78. 748  ?  9 = 861696 b) Sugam Kaushik likes White colour. in 2010 together is what percent of the a)122 b)132 c) Sadhna Sargam sings Nepali song. Polio cases in Delhi in 2011? c)128 d)124 d) Sugam Kaushik’s performance a)120% b)80% e)None of these was scheduled before Palak c)125% d)75% 79. 3.2% of 500  2. 4% of ? = 288 Muchhel but after Palak Nandini. e)95% a)650 b)700 e) None of these c)600 d)750 e)None of these

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80. 333  33  3 = ? e)None of these 97. 12 children can complete a piece of work a)32697 b)36297 90. The length of rectangular floor is twice in 21 days. Approximately, how many c)32679 d)39267 its breadth. If Rs 256 is required to children will be required to complete e)None of these paint the floor at the rate Rs 2 per sq the same piece of work in 15 days? m, then what would be the length of a)24 b)14 Directions (Q. Nos. 81 -85): What will floor? c)22 d)17 come in place of question mark (?) in a)16 m b)8 m e)20 the following number series? c)12 m d)32 m 98. A 320-metre-long train running at the 81. 22.5 35 47.5 60 72.5 ? e)20 m speed of 40 kmph will take how much a)75 b)76 91. A man walked at a speed of 4 km/h from time to cross 480-metre-long train c)77 d)80 point A to B and come back from point running in the opposite direction at the e)85 B to A at the speed of 6 km/h. What speed of 50 kmph? 82. 2809 3249 3721 4225 4761 ? would be the ratio between the time a)24 seconds b)30 seconds a)5041 b)5184 taken by man in walking from point A c)32 seconds d)16 seconds c)5329 d)5625 to B point B to A respectively? e)None of these e)4900 a)5 : 3 b)2 : 3 99. Rahul started a business by investing an 83. 4 3 5 10.5 25 67.5 ? c)2 : 1 d)4 : 3 amount of Rs 60000. Eight months a)206.5 b)208.5 e)3 : 2 later Mahesh joined with an amount of c)210 d)212.5 92. Out of 5 women and 4 men, a committee Rs 90000. At the end of the year they e)210.5 of three members is to be formed in earned a profit of Rs 21000. What is 84. 7 28 63 126 215 344 ? such a way that atleast one member is Rahul’s share in the profit? a)559 b)551 a woman. In how many different ways a)Rs 7000 b)Rs 14000 c)473 d)554 can this be done? c)Rs 12000 d)Rs 15000 e)511 a)80 b)84 e)None of these 85. 484 625 784 961 1156 1369? c)76 d)96 e)None of these 1 a)1849 b)1764 100. In a partnership, A invests of the c)1600 d)1681 93. The cost of 8 pens and 4 pencils are Rs 3 e)1521 176 and the cost of 2 pens and 2 pencils 86. What is the greater of two numbers are Rs 48. What is the cost of one pen? 1 a)Rs 16 b)Rs 14 capital for of the time, B invests whose product is 640, if the sum of 4 the two numbers, exceeds their c)Rs 12 d)Rs 18 difference by 32? e)None of these 1 1 a)45 b)50 94. In how many different ways, can the of the capital for of the time and c)55 d)40 letters of the word ‘FINANCE’ be 5 3 e)None of these arranged? C invests the rest of the capital for the 87. What would be the compound interest a)5040 b)2040 whole time. Out of the profit of Rs accrued on an amount of Rs 7850 at c)2510 d)4080 27328 at the end of year, find A’s share the rate of 14% per annum in two e)None of these in the profit. years? 95. In a class, there are 32 boys and 28 girls. a)Rs 12108 b)Rs 10248 The average age of the boys in the class a)Rs 2351.86 b)Rs 2880.37 c)Rs 12800 d)Rs 12810 is 14 yr and the average age of the girls c)Rs 2518.22 d)Rs 2290.23 e)Rs 10862 e)None of these in the class is 13 yr. What is the average 88. Three-fourth of one number is equal to age of the whole class? (Rounded off to two digits after decimal) five-sixth of another number. What is  the respective ratio of the first number a)13.50 b)13.53 to the second number? c)12.51 d)13.42 a)12 : 11 e)None of these b)11 : 9 96. In a test consisting of 80 questions EXPLANATIONS c)9 : 10 carrying one mark each. Arpita answers d)Can’t be determined 65% of the first 40 questions correctly. 1. d 2. b 3. b 4. a 5. d e)None of these What percent of the other 40 questions 6. b 7. c 8. b 9. a 10. 89. The ages of Bhakti and Neil are in the does she need to answer correctly to d 11. c12. b 13. a 14. c 15. ratio of 8 : 7 respectively. After 6 yr, score 75% on the entire test? c the ratio of their ages will be 19 : 17. a)60 b)80 (16-20) What is the difference in their ages? c)75 d)40 16-(d);say, ‘before the investigating a)4 yr b)8 yr e)None of these committee’ c)10 yr d)12 yr

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17-(d); say, ‘no sense is going.’ Gerund should be used instead of 42.e) infinitive here. 18-(a); Replace ‘telling’ by ‘tell’. 19-(d); Say, ‘The greater.’ Use ‘the’ before both the comparatives in such sentences. 20- (c); Write ‘had’ before ‘adopted’. The construction of the sentence is conditional. 21. a 22. c 23. e 24. e 25. e (26-30); CEDBA 26. b 27. b 28. d 29. e 30. d (31-35) Observe the last step: consonants alphabetically ascending order, then even number in ascending, then odd numbers in ascending and then vowels alphabetically ascending. 43.d) Input: dog 16 65 horse 90 ox 41 54 elephant ant 22 85 tiger 23 Step I: 90 dog 16 65 horse ox 41 54 elephant ant 22 85 tiger 23 Step II: 54 90 dog 16 65 horse ox elephant ant 22 85 tiger 23 41 Step III: 22 54 90 dog 16 horse ox elephant ant 85 tiger 23 41 65 Step IV: 16 22 54 90 dog horse ox elephant ant tiger 23 41 65 85 Step V: tiger 16 22 54 90 dog horse ox elephant 23 41 65 85 ant Step VI: horse tiger 16 22 54 90 dog ox 23 41 65 85 ant elephant Step VII: dog horse tiger 16 22 54 90 23 41 65 85 ant elephant ox 44. c) Both are false, and their subject predicate is same and 1 is positive and other negative, so either or 31.b) 32.a) 33.b) 34.b) 35.b) 45.a) (36-40) Jan B Gurgaon Feb D Delhi April C Kochi May A Darjeeling August E Chennai Sep G Mumbai Nov F Agra Dec H Shimla 36.c) 37.b) 38.c) 39.d) 40.e) (41-45) (46 – 50) 41.b)

46.d) 47.a) 48. b) 49.e) 50.c) 51. e) (1×23) + (1×22) + (1× 21) + (1×20) = 8+4+2+1=15 52. c) 17 can be written in binary form as follows: = (1×2 4) + (0×23) + (0×22) + (0×21) + (1×20) = $###$

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53. b)$### = (1×23) + (0×22) + (0×21) + (0×20) = 8+0+0+0=8 = 37 $# = (1×21) + (0×20) = 2+0 = 2 67-c; In MP Polio cases (2011 -2012) = 21 – 10 = 11 #$# = (0×22) + (1×21) + (0×20) = 0+2+0=2 68-d; Total polio cases in Bihar (2011) = 121 ($### + $# ÷ #$#) = 8+2÷2 = 8+1 = 9 Total polio cases in India (2011) = 1600 54.b) Reqd. Answer = (373)(3928)(12113)(2110)(243) 5 = 7.5%(approx) 3 27 69-c; Reqd. % = 100 = 125% 24 55. e) 70-a; Total cases of Polio in 2010 in the given 5 states = 5 + 1 + 27 56. b) + 0 + 3 = 36 Total number of cases of Polio in 2010 in India = 268 36 Reqd. Ratio = = 9 : 67 268 (71-75): 71-e; ? = 0.5  10  53= 265 2534 72-e; ? = = 110 23 73-c; ? = 4590 = 68 (57-61) 74-d; ? =16  15  20 = 4800 4005 75-c; ? =  2 = 400.5 = 400 (approx) 20 (76-80): 76-a; 7248  = 619 ? = = 0.5 77-a; ? = (560 32)(720  48)  17.515  262.5 78-c; 748?9  861696 861696 ? = = 128 7489 57. e) 58.d) 59.c) 60.c) 61.a) 288100100 (62 - 65) 79-d; ?   750 5003.2 2.4 80-e; ?  333333  32967 (81-85): 81-c; The series is +12.5, +12.5, +12.5, ...... 82-c; The series is (53)2, (57)2, (61)2, ...... 83-b; The series is 4  0.5+1, 3  1+2,5  1.5+3, ...... 84-e; The series is 23 – 1, 33 + 1, 43 – 1, ...... 85-c; The series is (22)2, (25)2, (28)2, ...... 62. d) 63. e) 64. d) 65. b) (86-100): (66-70): 86-d; Suppose the numbers are x and y. 66-b; Reqd. Diff. = xy = 640 (373) (3928) (12113) (2110) (243) And x + y = (x – y) +32 5

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x + y = x – y +32 2y = 32 43 5 4 5 43 =5    4  y = 16 1 2 1 2 1 23 640 = 30+40+10= 80 and x = = 40 93-e; Suppose the cost of one pen is Rs x and the cost of one pencil 16 is Rs y. So, largest number is 40 8x+ 4y = 176 ...... i) 2x+ 2y = 48 ...... ii)  t   2   2   r   14  114  On multiply by 2 in eq. ii), we get 87-a; CI = 1  1  78501  1  7850  1  100    100   100   4x + 4y = 96...... iii) =7850 [(1.14)2 – 1]= 7850[1.2996-1] = Rs 2351.86 On subtract eq. iii) from eq. i), we get 88-e; Suppose numbers are x and y. 8x + 4y = 176 7x +4y = 96 3 5 x   y 4x = 80 4 6 x = 20 94-e; There are seven letters in the word FINANCE whereas N x 5 4 x 10 comes two times     y 6 3 y 9 7 765 43 2! Reqd. Ways = ! = 2520 89-a; Suppose the ages of Bhakti and Neil are 8x yr and 7x yr 2 2! respectively. 95-b;Average age of the whole class = 8x  6 19 3214  2813 812 After 6 yr,   = 13.53 yr 7x  6 17 32  28 60 136x +102 = 133x +114 136x – 133x = 114 – 102 7580 4065 100 3x = 12 96-e; Reqd. % =     = 85%  100 100  40 12 97-d; M1 = 12 Children, D1 = 21 days, D2 = 15 days, M2 = ? x = = 4 M D = M D 3 1 1 2 2 Age of Bhakti = 8x = 8 4 = 32 yr  M1D1 Present age of Neil = 7  x= 7  4 = 28 yr M = 2 D Reqd. Diff. = 32 – 28 = 4 yr 2 90-a; Rate of the painting = Rs 2 per sq m 12 21

256 M2 = = 16.8 = 17 children Area of rectangular floor = = 128 sq m 15 2 Suppose the breadth of rectangular floor is x m. 5 98-d; Relative speed = (40 +50)  = 25 m/s Length = 2x m 18 Area of rectangular floor = l  b 128 = 2x x 320  480 Time = = 32 seconds 128 25 x2 = = 64 2 99-b; A’s capital  A’s time : B’s capital B’s time : C’s capital C’ss time x = 8m = So, the length of the floor = 2x = 2  8 = 16 m == 15 : 12 : 5 91-e; From point A to B, speed = 4 km/h A’s profit = 27328 = Rs 12810 From point B to A, speed = 6 km/h 100-c; Ratio of profit = 6000012 : 900004 = 2 : 1 Ratio of required time 6 : 4 or 3 : 2 Rahul’s share = 21000 = Rs 14000 92-a; Committee formed area as follows I. 1 woman and 2 men II. 1 man and 2 women III. 3 women  Reqd. Number of committees = 5C 4C + 5C 4C +5C 1  2 2  1 3

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (MAIN)] ENGLISH LANGUAGE heroism of the office clerk, no stable (E) assert that reform in the United industrial work force of the people who States has not been fundamental Directions (Q.1-10) Read the following actually make the system work. There is no 4. It can be inferred from the passage that passage carefully and answer the pride in being an employee (Wilson asked the author most probably thinks that questions given below It. Certain words/ for a return to the time when everyone was giving the disenfranchised “a piece of phrases have been printed in bold to help an employer). There has been no boasting the action” (line 38) is you locate them while answering some about our social workers—they are merely (A) a compassionate, if misdirected, of the questions. signs of the system’s failure, of opportunity legislative measure Woodrow Wilson was referring to the liberal denied or not taken, of things to be (B) an example of Americans’ idea of the economic market when he said eliminated. We have no pride in our growing resistance to profound social that the free enterprise system is the most interdependence, in the fact that our system change efficient economic system. Maximum can serve others, that we are able to help (C) an innovative program for genuine freedom means maximum productiveness; those in need; empty boasts from the past social reform our “openness” is to be the measure of our make us ashamed of our present (D) a monument to the efforts of stability. Fascination with this ideal has made achievements, make us try to forget or deny industrial reformersÿB ÿ Americans defy the “Old World” categories them, move away from them. There is no (E) a surprisingly “Old World” o f settled p o ssessiv en ess versus unsettling honor but in the Wonderland race we must remedy for social ills deprivation, the cupidity of retention versus all run, all trying to win, none winning in the 5. It can be inferred from the passage that the cupidity of seizure, a “status quo” end (for there is no end). Woodrow Wilson’s ideas about the defended or attacked. The United States, it economic market 1. The primary purpose of the passage is was believed, had no status quo ante. Our (A) encouraged those who “make the to only “station” was the turning of a stationary system work” (lines 45-46) (A) criticize the inflexibility of wheel, spinning faster and faster. We did (B) perpetuated traditional legends American economic mythology not base our system on property but about America (B) contrast “Old World” and “New opportunity—which meant we based it not (C) revealed the prejudices of a man World” economic ideologies on stability but on mobility. The more things born wealthy (C) challenge the integrity of changed, that is, the more rapidly the wheel (D) foreshadowed the stock market traditional political leaders turned, the steadier we would be. The crash of 1929ÿB ÿ (D) champion those Americans whom conventional picture of class politics is (E) began a tradition of presidential the author deems to be composed of the Haves, who want a proclamations on economics neglectedÿA ÿ stability to keep what they have, and the 6. Which of the following best expresses (E) suggest a substitute for the Have-Nots, who want a touch of the things the author’s main point? traditional metaphor of a race they have not. But Americans imagined a (A) Americans’ pride in their jobs 2. In the context of the author’s discussion condition in which speculators, self-makers, continues to give them stamina of regulating change, which of the runners are always using the new today. following could be most probably opportunities given by our land. These (B) The absence of a status quo ante regarded as a “strong referee” (line 30) economic leaders (front-runners) would thus has undermined United States in the United States? be mainly agents of change. The nonstarters economic structure. (A) A school principal were considered the ones who wanted (C) The free enterprise system has (B) A political theorist stability, a strong referee to give them some been only a useless concept in the (C) A federal court judge position in the race, a regulative hand to United States. (D) A social workerÿC ÿ calm manic speculation; an authority that (D) The myth of the American free (E) A government inspector can call things to a halt, begin things again enterprise system is seriously 3. The author sets off the word “Reform” from compensatory staggered “starting flawed.ÿD ÿ (line 35) with quotation marks in order lines.” (E) Fascination with the ideal of to “Reform” in America has been sterile “openness” has made Americans (A) emphasize its departure from the because it can imagine no change except a progressive people. concept of settled possessiveness through the extension of this metaphor of a (B) show his support for a systematic Directions: (Q.7-8); Choose the word race, wider inclusion of competitors, “a piece program of change which is most nearly the SAME in of the action,” as it were, for the (C) underscore the flexibility and even disenfranchised. There is no attempt to call meaning as the word printed in bold as amorphousness of United States off the race. Since our only stability is used in the passage. society change, America seems not to honor the quiet (D) indicate that the term was one of 7. CONVENTIONAL work that achieves social interdependence Wilson’s favoritesÿE ÿ (a)traditional (b)original and stability. There is, in our legends, no (c)different (d)unique

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(e)ritual biomass-based carbon capture and storage, 2. Biomass as a fuel for power 8. COMPENSATORY an unproven technology, to achieve negative generation does not necessarily (a)advantageous emissions and to buy some time during the disrupt food and forest resources (b)desirable first half of the century. 3. Biomass as a fuel for power (c)cathartic Some liquid biofuels such as corn-based generation could help in achieving (d)benign ethanol, mainly for transport, may aggravate negative emissions, given certain (e)balanced rather than ameliorate carbon emissions on nascent technologies a lifecycle basis. Second generation biofuels, Select the correct answer using the code Directions: (Q.9-10) Choose the word based on ligno-cellulosic feedstocks — such given below: which is most nearly the OPPOSITE in as straw, bagasse, grass and wood — hold (a) 1 and 2 only meaning as the word printed in bold as the promise of sustainable production that (b) 3 only used in the passage. is high-yielding and emit low levels of (c) 2 and 3 only 9. METAPHOR greenhouse gases, but these are still in the (d) 1, 2 and 3 (e) 2 only (a)allegory (b)emblem R&D stage. 14. With reference to the passage, following assumptions have been made: (c)hope (d)personification 11. What is/are the present constraint/ (d)difference 1. Some climate-energy models constraints in using biomass as fuel for suggest that the use of biomass as 10. MANIC power generation? (a)sane (b)crazed a fuel for power generation helps 1. Lack of sustainable supply of in mitigating greenhouse gas (c)maniacal (d)deranged biomass (e)wild emissions 2. Biomass production competes 2. It is not possible to use biomass Directions (Q.11-15) Read the following with food production as a fuel for power generation passage carefully and answer the 3. Bio-energy may not always be low without disrupting food and questions given below It. Certain words/ carbon on a lifecycle basis forest resources phrases have been printed in bold to help Select the correct answer using the code Which of these assumptions is/are you locate them while answering some given below: valid? of the questions. (a)1and 2 only (a) 1 only Biomass as fuel for power, heat, and (b)3 only (b) 2 only transport has the highest mitigation (c) 2 and 3 only (c) Both 1 and 2 potential of all renewable sources. It comes (d) 1, 2 and 3 (d) Neither 1 nor 2 from agriculture and forest residues as well (e) 1 only (e) Either 1 or 2 as from energy crops. The biggest challenge 12. Which of the following can lead to food 15. Which of the following can be the in using biomass residues is a long-term security problem? appropriate title of the above passage: reliable supply delivered to the power plant 1. Using agricultural and forest (a) Future of climate energy models at reasonable costs; the key problems are residues as feedstock for power (b) Crops and its techonological logistical constraints and the costs of fuel generation implications 2. Using biomass for carbon capture collection. Energy crops, if not managed (c) Biomass –a new beginning for properly, compete with food production and and storage energy source may have undesirable impacts on food 3. Promoting the cultivation of (d) Feedstock uprising prices. Biomass production is also sensitive energy crops (e) None of these to the physical impacts of a changing climate. Select the correct answer using the code Projections of the future role of biomass are given below: Directions (Q. 16-20): Read each probably overestimated, given the limits to (a) 1 and 2 only sentence to find out if there is any error the sustainable biomass supply, unless (b) 3 only in it. The error, if any, will be in one part breakthrough technologies substantially (c) 2 and 3 only of the sentence. The number of that part increase productivity. Climate-energy (d) 1, 2 and 3 is the answer. If there is no error the models project that biomass use could (e) none of these answer is e). (Ignore errors in increase nearly four-fold to around 150 — 13. In the context of using biomass, which punctuation, if any) of the following is/are the 200 exajoules, almost a quarter of world 16. It is not difficult to believe that a man primary energy in 2050. However the characteristic/characteristics of the sustainable production of biofuel? (a)/who has lived in this city (b)/for a maximum sustainable technical potential of long time (c)/he will never feel at home biomass resources (both residues and energy 1. Biomass as a fuel for power generation could meet all the anywhere else in the world (d)/No error crops) without disruption of food and forest (e) resources ranges from 80 — 170 exajoules a primary energy requirements of the world by 2050 17. The enmity between the (a)/two groups year by 2050, and only part of this is had reached a level (b)/where realistically and economically feasible. In reconciliation has (c)/become addition, some climate models rely on impossible (d)/No error (e)

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18. After looking through many (a)/ a)encourage, enforced c)C d)D advertisements, Sudhir decide (b)/to b)inculcate, ordered e)E buy the cheapest (c)/brand in the c)cooperate stipulated 28. Which of the following should be the market (d)/No error (e) d)commit, persisted FIRST sentence after rearrangement? 19. Even though he found the subject (a)/ e)declared, pressurized a)A b)B rather interesting, Raghu could not (b)/ 25. These days, when prices of all articles c)C d)D manage good marks (c)/in the of daily consumption are ______e)E examination (d)/No error (e) higher and higher, fair-price shops have 29. Which of the following should be the 20. Now that she is living in her own flat, become an ______necessity. SECOND sentence after (a)/she cleans the windows (b)/ twice a a)getting, alarming rearrangement? week in the summer (c)/and once a week b)reaching, absolute a)A b)B in the winter (d)/No error (e) c)soaring, indispensable c)F d)D d)growing, elastic e)E Directions (Q. 21-25): In each of the e)becoming, absorbing 30. Which of the following should be the following sentences there are two blank FOURH sentence after rearrangement? spaces. Below each sentence there are Directions (Q.26-30): Rearrange the a)A b)D five pairs of words denoted by letter a), following sentences (A), (B), (C), (D), (E) c)B d)F b), c), d) and e). Find out which pair of and (F) to make a meaningful paragraph e)E words can be filled up in the blanks in and then answer the questions which the sentence in the same sequence to follow : Directions (Q.31-40): In the following make the sentence grammatically correct A. Recently, the world Health passage there are blanks, each of which and meaningfully complete. organisation officially recognised has been numbered. These numbers are Sri Lanka as “Malaria-free printed below the passage and against 21. Although religion does not ______country” for its huge public health each, five words re suggested, Find out the acquisition of wealth the tenor of achievement. the appropriate word in each case. its teaching is to ______an B. WHO certifies a country so when Human (31) is usually built upon shared attitude of indifference to worldly the chain of local transmission is (32). Virtually any shared purpose can (33) things. interrupted for at least three the appearance of (34) an informal study a)proclaim, prohibit consecutive year. group, people coming from a neighbourhood b)inhibit, induce C. Sri Lanka’s priority since October coming together to (35) the local municipality c)manifest, proud 2012 has been to prevents its to shift a garbage dump, or even one religious d)delink, develop return from outside, particularly and ethnic group uniting to wipe out another. e)allow, service from malaria-endemic countries A common cause, a shared philosophy and 22. At the dawn of history India ______such as India. a working structure are common factors of on her unending quest and trackless D. In a commendable initiative, Sri both constructive and destructive (36). centuries are ______with her Lanka adopted a two pronged There are many social political striving and the grandeur of her success strategy of targeting both vector environmental issues and problems around and her failures. and parasite, undertaking active which groups can (37) their intentions and a)started, filled detection of cases. actions. Involving ourselves in these causes b)marched, evolved E. And residual parasite carries by is necessary, meaningful and often effective. c)proceeded, pulled screening populations But this remains at the level of unity of d)started, vanished irrespective of whether malaria purpose, and so it is not enough. e)marched, filled symptoms were present. In an individual’s work with groups and 23. If we study the lives of great men we are F. Sri Lanka explained the coverage organisations, many great ideas and ______that we too can achieve of long-lasting insecticide-treated intentions are seen to (38) and even die, greatness and when we die, we leave bed nets to protect high –risk because a group imagines that just to have a behind our ______populations, and used multiple great idea and good intentions is sufficient. a)convinced, children methods to achieve the goal. So they plunge into a Doing Mode; they do b)reminded, footmarks this do that, and then do more of this and c)conveyed, followers 26. Which of the following should be the more of that Often, all that (39) effort of d)commended, belongings THIRD sentence after rearrangement? doing is ineffective or minimally effective. e)proclaimed, memories a)A b)B In all the action, the attention to higher 24. Gopal was frustrated with Sundar, who c)C d)E consciousness easily gets (40). would not ______himself to a e)F deadline. Sundar claimed he was 27. Which of the following should be the 31. a)groupings b)being working well without a deadline, but SIXTH (LAST) sentence after c)league d)club Gopal _____ and finally prevailed. rearrangement? e)association a)A b)F

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32. a)aim b)purpose Directions (Q.43-47) : Read the following remaining buses at intervals of one c)direction d)end information and answer the questions hour each. e)prospect that follow: iv) Q leaves immediately after M and 33. a)create b)born I. P, Q, R, S, T, V, W and Z are eight is followed by S. c)originate d)cause students in a class. Three of them v) No bus leaves after O. e)invent play cricket and badminton each vi) R leaves immediately before M 34. a)oneness b)unity and two of them play hockey. but not immediately after P. c)union d)synthesis Each one of them has different e)totality height. 48. When P is about to finish its trip on 35. a)force b)push II. The tallest does not play hockey Sunday, which bus is about to leave? c)pressure d)compel and the shortest does not play a) Q b) S e)use cricket. c) O d) Data inadequate 36. a)philosophies b)views III. V is taller than P and S but shorter 49. If the buses leaving after M on Saturday c)ideologies d)thoughts than Z and Q. T, who does not and Sunday have the duration of their e)directives play cricket, is taller than Q and trips extended by 30 minutes each, 37. a)warp b)coat is second to the tallest. W is when will O’s trip end? c)cap d)show shorter than S but taller than P. a) 3 p.m. b) 2p.m. e)judge IV. Z, who is the fourth from the top, c) 6 p.m. d) 7 p. m. 38. a)shake b)flop plays badminton with S. 50. When does bus R finish its trip on c)fall short d)flounder V. W does not play either cricket or Wednesday? e)flunk hockey. Q does not play hockey. a) 9.15 a.m. b) 1.15 p.m. 39. a)tremendous b)immense c) 1.30 p. m d) Data inadequate c)huge d)gigantic 43. Who is the tallest? 51. When does bus M leave on Saturday? e)large a) Q b) Z a) 10 a.m. b) 9.45 a.m 40. a)bifurcated b)ineffective c) R d) Data inadequate c) 10.30 a. m d) Data inadequate c)shortened d)deviated 44. Who is the shortest? 52. If buses, from Monday to Friday, leave e)sidelined a) W b) S at equal intervals of 45 minutes each, c) Z d) None of these bus O will leave just after the REASONING ABILITY 45. Which of the following pairs of students completion of the trip of bus plays hockey? a) N b) R Directions (Q.41-42) : Read the following a) TV b) ZT c) M d) None of these information and answer the questions c) ZV d) None of these Directions (Q.53-57) : Study the that follow: 46. What is V’s position from the top when Shivendra starts walking from a point P and they are arranged in descending order following information carefully and walks towards south a distance of 10 m and of their height? answer the questions given below: reaches point Q. Now he turns right and a) Third b) Fifth In a sports event, different games are walks again a distance of 10 m and reaches c) Fourth d) Sixth scheduled to be held on seven days. Starting R. Again he turns left and walks 10 m and 47. Which of the following groups of on Monday and ending on Sunday. Two reaches S. Now he turns right and reaches T students plays cricket? games are scheduled to be held on Saturday after walking a distance of 10 m more. He a) RPT b) RQV as well as on Sunday and one game on each again turns left and reaches U after walking c) RPQ d) PQR or QRV of the remaining five days. The games to be a distance of 10 m more. Again he turns held in these seven days are: Basketball, right and walks a distance of 10 m and Directions (Q.48-52) : Read the following football, boxing, sprinting, swimming, reaches point V. Now, after making a journey information and answer the question shooting, weightlifting, wrestling and cycling 40 m further west he reaches point W. that follow: but not necessarily in the same order. At this point he turns right and reaches point i) Seven buses M,N, O, P, Q, R and Shooting is scheduled to be held on X after walking 50 m more. He always S are run by a company every day Thursday. Boxing and cycling are scheduled follows the straight route between any two Each bus makes a 4 – hour trip. to be held on the same day. Wrestling is points. ii) From Monday to Friday the scheduled to be held three days before following schedule is followed : basketball, i.e two sports are scheduled 41. What is the shortest distance between the first bus leaves at 8 a. m, the between wrestling and basketball. Wrestling X and V? second after 45 minutes, the next is not scheduled to be held on Wednesday. a) Can’t Say b) 90 m one 30 minutes later, another one Weightlifting is scheduled immediately after c) 64.0.m d) 74.30 m after another 45 minutes, followed the day boxing is scheduled. Football is 42. What is the shortest distance between by the next 35 minutes later, and scheduled immediately after the day X and P? so on. wrestling is scheduled. Swimming is not a) 67.81 m b) 76.81 iii) On Saturday and Sunday the first scheduled on Monday. c) 86.18 m d) None of these bus leaves at 7.30 a.m. and the

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53. Which of the following games is 59. Who amongst following is B’s husband? Assumptions : I. People were not scheduled to be held on Friday? a) C b) G expecting such an encouraging response a) Basketball b) Wrestling c) E d) F for service sector. c) Swimming d) Weightlifting e) Cannot be determined II. Service sector is not managed e) Sprinting 60. How many people sit between B and C properly in India. 54. Which of the following games is when counted in anti-clockwise III. Media is always very positive scheduled to be held on Sunday? direction from B? towards service sector. a) Football b) Wrestling a) None b) One a) None is implicit c) Basketball d) Cycling c) Two d) Three b) Only I is implicit e) Swimming e) four c) All are implicit 55. On which of the following days is 61. Who amongst the following is the wife d) Only II and III are implicit sprinting scheduled? of C? e) Only eight or III is implicit a) Saturday a) D b) F b) Friday c) B d)G Directions (Q.65-66) : In each question c) Wednesday e) Cannot be determined below is given a statement followed by d) Monday 62. What is the position of E with respect two courses of action numbered I and II. e) Cannot be determined to C? You have to assume everything in the 56. On which of the following days is a) Immediately to the left statement to be true and on the basis of weightlifting scheduled? b) Second to the left the information given in the statement, a) Monday b) Tuesday c)Third to the right decide which of the suggested courses of c) Wednesday d) Friday d) Immediately to the right action logically follow(s) for pursuing. e) Sunday e) Second to the right Give answer (a) if only I follows; (b) is only 57. Shooting is related to Basketball in the II follows, (c) if either I or II follows (d) if Same way as Wrestling is related to Directions (63-64) : In each question neither I nor II follows and (e) if both I and a) Sprinting b) Football below is given a statement followed by II follow. three assumptions numbered I, II and III. c) Shooting d) Weightlifting 65. Statement : Footpaths of a busy road e) Boxing You have to consider the statement and the following assumptions, decide which are crowded with vendors selling cheap Directions (Q.58-62) : Study the of the assumptions is implicit in the items. following information carefully and statement and choose your answer Courses of action answer the questions given below: accordingly. I. The help of police should be A, B, C, D, E, F, G and H are sitting around sought to drive them away. a square table in such a way that four of 63. Statement : “To make the company II. Some space should be provided them sit at four corners of the square while commercially viable, there is an urgent to them where they can earn their four sit in the middle of each of the four need to prune the staff strength and bread without blocking footbaths. sides. The ones who sit at the four corners borrow money from the financial 66. Statement : Exporters in the capital face the centre while those who sit in the institutions.”—— Opinion of a are alleging that commercial banks are middle of the sides face outside. consultant. violating a Reserve Bank of India Two females sit in the middle of the sides Assumptions: I. The financial directive to operate a post shipment and two at the corners. A sits second to the institutions lend money for such export credit denominated in foreign left of G. G sits in the middle of one of the proposals. currency at international rates from sides. C sits fourth to the right of his wife II. The product of the company has a January this year. and his wife is not an immediate neighbour potential market. Courses of action of A or G. B sits third to right of her husband. III. The employees of the company are I. The officers concerned in the B does not sit at any of the corners. Only D inefficient. commercial banks are to be a) None is implicit suspended. 58. Which of the following is true with b) All are implicit II. The RBI should be asked to stop respect to the give seating arrangement? c) Only I and II are implicit giving such directives to a) No two males are immediate d) Only II and III are implicit commercial banks. neighbours of each other e) Only I and III are implicit b) G and H do not face each other in 64. Statement : In the recently held All Directions (Q.67-68) : In each question the seating arrangement India Commerce Conference the below is given a statement followed by two conclusions numbered I and II. You c) E and D are immediate neighbours session on ‘Management of Service have to assume everything in the of each other Sector in India’ surprisingly attracted d) F is a male and sits diagonally large number of participants and also statement to be true, then consider the opposite to E received a very good media coverage in two conclusions together and decide e) A sits in the centre of one of the the leading newspapers. which of them logically follows beyond sides of the square table

83 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 a reasonable doubt from the information the past 15 years, outbreaks in South and 78. Which of the following is code for ‘cold given in the statement. South- East Asia have been rapidly rising wave in delhi’? Given answer mostly due to falling environmental and a) Pa ta sag a a) if only conclusion I follows; public health standards during urbanization. b) ja sa pa ra b) if only conclusion II follows; WHO reports that severe forms of the c) pa ke ma ze c) if either I or II follows; disease such as haemorrhagic fever (DHF) d) sa pa ma ze d) if either I nor II follows; and and shock syndrome (DSS) are putting more e) can’t be determined e) if both I and II follow. than 2.5 million people at risk worldwide each year. Importantly 95% of the DHF Directions (Q.79 - 83): In each question 67. Statement : cases are among children less than 15 years. below are given three statements Prime age school-going children in Therefore, the disease has major impacts on followed by three conclusions numbered urban India have now become avid as public health and future generations. I, II and III. you have to take the given well as more regular viewers of statements to be true3 even if they seem television, even in households without 69. If rate of urbanization in South Asia is to be at variance with commonly known a T.V. As a result there has been an controlled, outbreaks of all diseases facts. Read all the conclusions and then alarming decline in the extent of may be reduced. decide which of the given conclusions readership of newspapers. 70. World Health Organization has not logically follows from the given Conclusions: collected data of outbreak of dengue in statements disregarding commonly I. Method of increasing the the past. known facts give answer accordingly. readership of newspapers should 71. There was no outbreak of dengue in the be devised. European countries in the recent past. 79. Statements: Some bangles are rings. II. A team of experts should be sent 72. Over the last decade South Asian Some rings are keys. to other countries to study the countries have not successfully No key is a lock impact of T.V. on the readership stepped up mechanism to combat Conclusions: I. Some keys are not of newspapers. dengue. bangles is a possibility. 68. Statement: 73. DSS type dengue seems mostly to be II. Some rings are not locks From the next academic year, students affecting the adults. III. All keys are rings. will have the option of dropping a) Only II follows Mathematics and Science for their Directions (Q.74-78): Study the b) only I follows school leaving certificate examination. following information carefully and c) Only I and II follow Conclusions: answer the given questions. d) All I, II and III follow I. Students who are weak in Science In a certain code language ‘cold weather in e) None of these and Mathematics will be delhi’ is written as ‘pa sa ma ze’ , ‘cold 80. Statements: All bags are books. admitted. wave in north India‘ is written as ‘pa ja ma Some pens are books. II. Earlier students did not have the ta ne’, ‘enjoy the india weather’ is written All pens are pages. choice of continuing their as ‘sa za ja ro’ and ‘in the season’ is written Conclusions: I. all pages being bags is education without taking these as ‘ga za ma’. a possibility subjects. II. Some bags are not pens. 74. What is the code for ‘enjoy’? III. All books being pens is a possibility. Directions (Q.69-73) : Read the following a)ta b) ka a) Only I and III follow passage and examine each inference c) ja d) ro b) Only II follow given below it in the context of this e) ga c) Only II and III follow passage. 75. What does ‘ze’ stands for? c) All I, II and III follow Mark your answer as: a) season b) delhi e) None of these c) the d) india a) If the inference is ‘definitely true’; 81. Statements: No report is a paper. e) north b) if the inference is ‘probably true’; All papers are books 76. Which of the following may be the code c) if the ‘data provided is inadequate’; Some pages are books. d) if the inference is ‘probably false;’ for ‘enjoy the happy season’? Conclusions: I. At least some papers and a) ro ga ze ja are pages. b) ro za ma ja e) if the inference is ‘definitely false’; II. Some books are not reports. The World Health Organization has called c) jaro gas a III. All reports are pages. for an improved surveillance to combat d) ro za ga pe a) Only I and III follow dengue and says the outbreak can be e) None of these b) Only III follows controlled in two weeks if all necessary steps 77. What is the code for ‘india’? c) Only II follow are taken to stop the mosquitoes from a) ja b) ta d) Only II and III follow breeding and break the transmission cycle. c) ne d) ga e) None of these Dengue is already the most widespread e) ze mosquito-borne disease among humans. In

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82. Statements: All villages are cities. (E) Manager 40 letter 35 offer 27 only II. Area of the smallest square in Some cities are states. 42 students 21 which the given circular field can All states are countries. 86. Which of the following elements is third be inscribed is 784 cm2. Conclusions: I. All villages being from the right end of Step II? 92. What was the initial quantity of mixtures countries is a possibility. a) 21 b) students of juice and water? II. Some countries not being cities is a c) 40 d) letter I. Juice and water were in the ratio possibility. e) None of these of 6 : 1 respectively in the mixture III. Some countries not being states is 87. Which of the following is Step IV? initially. a possibility. a) A b) B II. When 7 litres of mixture is taken a) Only I follows c) C d) D out and 5 litre of water is added, b) Only II and III follow e) E the ratio between juice and water c) Only I and II follow 88. Which of the following is Step III? becomes 8 : 3 respectively. d) All I, II and III follow a) A b) B 93. What is the curved surface area of the e) None of these c) C d) D right circular cylinder? 83. Statements: No spoon is a bowl. e) E I. Area of the base of the cylinder is 2 No plate is a bowl. 89. How many elements are there between 616 cm . 2 Some plates are not glasses. ‘21’ and ‘42’ in Step I? II. V olume of the cylinder is 9240 cm . Conclusions: I. At least some spoons a) None b) One 94. In how many days can ‘B’ alone are plates c) Two d) Three complete the work? II. Some bowls are not glasses e) None of these I. A, B and C together can complete III. Some glasses are not plates. 90. Which of the following is Step V? 32 a) Only I and II follow a) A b) B the work in 4 days. b) Only III follows c) C d) D 37 c) None follows e) E II. A and B together can complete the d) Only II follows e) None of these QUANTITATIVE APTITUDE 2 work in 6 days, B and C Directions (Q.84-85): The given Directions: (Q.91 -95): Each of the 3 questions are based on the five three- question below consist of a question and together can complete the work digit numbers given below. two statements number I and II given below it. You have to decide whether the 2 527 749 456 188 863 together in 8 days and A and data provided in the statements are 11 84. The sums of all the three digits of which sufficient to answer the question, Read C together can complete the work of the following two numbers are both the statements and give answer. exactly the same? (a) If statement I alone is 1 a) 527 and 749 sufficient and statement II in 7 days. b) 749 and 188 alone is not sufficient to 3 c) 863 and 456 answer the question. 95. How much money did Ms. Malini d) 863 and 188 (b) If statement II alone is receive as retirement funds? e) 527 and 188 sufficient and statement I alone I. Out of the total money received 85. Which of the following is the second is not sufficient to answer the Ms. Shalini gave 25% to her digit of the third lowest number? question. husband and 10% to her daughter. a) 6 b) 2 (c) If each statement alone is Out of the remaining she invested c) 4 d) 8 sufficient to answer the 30% in Mutual funds, 60% in e) 5 question. Pension fund scheme and (d) If both statements I and II remaining Rs 2,60,000/-, she spent Directions (Q.86-90): following are steps together are not sufficient to on miscellaneous items. of an input. Rearrange them and answer answer the question and II. Out of the total money received the questions. additional data specific to the Ms. Shalini invested 58.5% in (A) 35 offer 27 only students 21 problem are needed. various schemes, gave 35% of the manager 40 letter 42 (e) If statements I and II together total money received to her (B) Students 21 manager 40 letter 42 are sufficient but neither husband and daughter and offer 35 only 27 statement alone is sufficient to remaining money she spent on (C) Letter 35 offer 27 only 42 answer the question. miscellaneous items. students 21 manager 40 Directions (Q.96-100): Study the (D) 27 only students 21 manager 40 91. What is the area of the circular field? following information carefully to letter 42 offer 35 I. Area of the largest square that can be inscribed in the given circular answer the questions. field is 392 cm2. 85 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

In a medical college, there are 1600 students studying Dentistry and Homeopathy. Each student from each course knows one or more languages out of English, Hindi and Bangla. 45% of the students study Dentistry and remaining students study Homeopathy. Out of the students studying Dentistry boys and girls are in the ratio of 5 : 3 respectively. Out of the boys studying Dentistry, 16% know only English, 10% know only Hindi and 4% know only Bangla. 24% know English as well as Hindi, 20% know English as well as Bangla, 14% know Hindi as well as Bangla. Remaining boys know all three languages. Out of the girls studying Dentistry, 20% know only English, 10% know only Hindi and 10% know only Bangla. 20% know English as well as Hindi, 20% know English as well as Bangla, 10% know Hindi as well as Bangla. Remaining girls know all three languages. Out of the students studying Homeopathy boys and girls are in the ratio of 4 : 7 respectively. Out of the boys studying Homeopathy, 20% know only English, 15% know only Hindi and 5% know only Bangla. 15% know English as well as Hindi, 25% know English as well as Bangla, 10% know Hindi as well as Bangla. Remaining boys know all three languages. 101. What is the ratio between total number of students studying Out of the girls studying Homeopathy, 15% know only English, MCA from all three institutes together and the total number 15% know only Hindi and 5% know only Bangla. 20% know of students studying M.Sc. from all three institutes together? English as well as Hindi, 20% know English as well as Bangla, 15% a)13 : 22 b)13 : 23 know Hindi as well as Bangla. Remaining girls know all three c)14 : 23 d)13 : 24 languages. e)12 : 23 96. How many students studying Dentistry know only either 102. Number of students study9ing MMS from institute ‘X’ is English or Hindi? what percent to the total number students studying all six a)166 b)162 courses together from the same institute? c)308 d)198 a)22% b)24% e)248 c)21% d)16% 97. Total how many students in the college know all three languages? e)25% a)108 b)132 103. What is the difference between total number of students c)169 d)137 studying all six courses together from institutes ‘X’ and ‘Z’? e)142 a)110 b)80 98. What percent of the total number of girls in the college know c)120 d)100 Bangla? e)90 a)45% b)40% 104. Number of students studying M.Sc. and PGDBM together c)48% d)42% from institute ‘X’ is approximately what percent to the total e)50% number of students studying these two courses together from 99.How many students studying Homeopathy, do not know all three institutes? English? a)36% b)24% a)292 b)232 c)34% d)30% c)228 d)298 e)26% e)207 105. What is the respective ratio between number of students 100. Out of the students studying Homeopathy, what is the ratio studying MCA and B. Tech. together from institute ‘Y’ and between number of boys knowing English and number of girls the number of students studying B. Tech from institute ‘Z’? knowing Hindi respectively? a)12 : 5 b)12 : 7 a)3 : 5 b)2 : 3 c)11 : 8 d)11 : 7 c)9 : 11 d)9 : 13 e)11 : 6 e)1 : 3 Directions (Q. 106-110): Study the table and answer the given Directions (Q. Nos. 101-105): Study the graph carefully to questions. answer the given questions. Data regarding number of books sold in either hard bounds Number of students studying different courses from three or paperback editions and also the categories of books sold different institutes in Fiction and Non-Fiction category, by four different shops, in a particular month (January 2014)

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Directions (Q. Nos. 111-115): Study the following table carefully and answer the questions that follows: Chart showing schedule of train from Dadar to Bhuj and number of passengers boarding from each station

Distance No. of Halt time travelled passengers Station Arrival Departur (in from boarding name time e time minutes) origin the train at (in km) each station Starting Dadar 12.05 am 0 km 437 point – Vasai Road 12.53 am 12.56 am 3 minutes 42 km 378 Surat 4.15 am 4.20 am 5 minutes 257 km 458 Vodadara 6.05 am 6.10 am 5 minutes 386 km 239 Anand Jn. 6.43 am 6.45 am 2 minutes 422 km 290 (Note : Total books sold = Number of hard bounds sold + Nadiad Jn. 7.01 am 7.03 am 2 minutes 440 km 132 Number of paper backs sold) Ahmedabad 8.00 am 8.20 am 20 minutes 486 km 306 Ending Bhuj 5.40 pm 977 km None 106. What is the respective ratio between the number of non- point – fictions sold by shop C and number of non-fictions sold by 111. What is the distance travelled by the train from Surat to shop B? Nadiad Jn.? a)10 : 2 b)5 : 2 a)176 km b)188 km c)5 : 3 d)7 : 3 c)183 km d)193 km e)7 : 4 e)159 km 107. In February 2014, the number of paper back editions sold by 112. How much time does the train take to reach Ahmedabad after shop D was 5% more than the same sold by the same shop in departing from Anand Jn. (including the halt time)? the previous month. The number of paper back editions sold a)1 hr. 59 min b)1 hr. 17 min in February 2014 by shop D constituted 75% of the total c)1 hr. 47 min d)1 hr. 45 min number of books sold by shop D in February 2014. What was e)1 hr. 15 min the total number of books sold in February 2014 by shop D? 113. What is the respective ratio between the number of passengers a)1840 b)2040 boarding from Vasai Road and from Ahmedabad in the train? c)1960 d)2080 a)21 : 17 b)13 : 9 e)2400 c)21 : 19 d)15 : 13 108. Number of non-fictions sold by shop C is what percent of e)13 : 15 number of non-fictions sold by shop D? 114. If halt time (stopping time) of the train at Vadodara is decreased 2 by 2 minutes and increased by 23 minutes at Ahmedabad. At a)38% b)41 % what time will the train reach Bhuj? 3 a)6.10 am b)6.01 pm c)6.05 am d)6.50 pm 2 e)6.07 pm c)45 % d)60% 5 115. Distance between which two stations is second lowest? e)31% a)Nadiad Jn. to Ahmedabad 109. Total number of books sold by shop B is what percent more b)Anand Jn to Nadiad Jn than sold by shop C? c)Dadar to Vasal Road d)Anand Jn to Vadodara 1 e)Vasai Road to Surat a)50% b)25 % 3 Directions (Q. Nos. 116-120): What value should come in place of question mark (?) in the following questions? 1 c)15 % d)30% 116. 5 3 3 5 15 ? 3 a)55 b)5 e)20% c)69 d)21 110. What is the average number of fictions sold by shops A and e)3 B? 117. 18 19 42 135 556 ? a)475 b)470 a)2910 b)2805 c)495 d)480 c)2530 d)2790 e)490 e)2525

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118. 2 4 ? 18 64 330 126. A jar full of whisky contains 40% 132. A boat takes 90 minutes less to travel a)12 b)20 alcohol. A part of this whisky is 36 miles downstream than to travel the c)28 d)10 replaced by another containing 19% same distance upstream. If the speed e)4 alcohol and now the percentage of of the boat in still water is 10 mph, the 119. 7 24 38 86 162 ? alcohol was found to be 26%. The speed of the stream is : a)259 b)269 quantity of whisky replaced is : a)2 mph b)2.5 mph c)324 d)334 c)3 mph d)4 mph e)314 1 2 e)None of these a) b) 120. 12 24 96 576 4608 ? 3 3 133. A, B and C enter into a partnership in a)19536 b)46080 c)40680 d)27648 7 4 6 2 3 the ratio : : . After 4 months, e)64560 c) d) 2 3 5 121. The probability that a leap year has 53 5 5 A increases his share by 50%. If the Mondays and 52 Tuesdays is e)None of these total profit at the end of one year be 127. A sum of money placed at compound 2 1 interest doubles itself in 5 years. It will Rs 21,600, then B’s share in the profit is : a) b) amount to eight times itself at the same 7 7 a)Rs 2100 b) Rs 2400 rate of interest in : c)Rs 3600 d)Rs 4000 a)7 years b)10 years 5 6 e)None of these c) d) c)15 years d)20 years 134. If 5 engines consume 6 metric tonnes 7 7 e)None of these of coal when each is running 9 hours a 128. Of the two square fields, the area of day, how many metric tonnes of coal 4 one is 1 hectare while the other one is e) will be needed for 8 engines, each broader by 1%. The difference in their 7 running 10 hours a day, it being given areas is : 122. Abhay’s age after six years will be three- that 3 engines of the of the former type a)100 m2 b)101 m2 seventh of his father’s age. Ten years consumer as much as 4 engines of the c)200 m2 d)201 m2 ago, the ratio of their ages was 1 : 5. latter type? e)None of these What is Abhay’s father’s age at present? 129. From a point in the interior of an a)50 years b)60 years 1 equilateral triangle, the perpendicular a)3 b)8 c)55 years d)65 years 8 e)45 years distance of the sides area 3 cm, 2 123. In a recent survey, 40% house contained 8 12 two or more people. Of those houses 3 cm and 5 3 cm. The perimeter c)8 d)6 containing only one person, 25% were 9 25 (in cm) of the triangle is : having only a male. What is the e)None of these a)24 b)32 percentage of all houses, which contain 135. The sum of four numbers is 64. If you c)48 d)64 exactly one female and no males? add 3 to the first number, 3 is e)None of these a)15 b)40 subtracted from the second number, the 130. Two metallic right circular cones having c)75 d)Can’t be determined third is multiplied by 3 and the fourth their heights 4.1 cm and 4.3 cm and the e)None of these is divided by 3, then all the results are radii of their bases 2.1 cm each, have 124.When a producer allows 36% equal. What is the difference between been melted together and recast into a commission on the retail price of his the largest and the smallest of the sphere. Find the diameter of the sphere. product, he earn a profit of 8.8%. What original numbers? a)5 cm b)4.5 cm would be his profit percent if the a)21 b)27 c)3.5 cm d)4.2 cm commission is reduced by 24%? c)32 d)Cannot be determined e)None of these a)61.6% b)49.6% e)None of these 131. Three taps A, B and C can fill a tank in c)50.5% d)62.6% 136. The value of 12, 15 and 20 hours respectively. If A e)None of these is open all the time and B and C are 125. Bombay Express left Delhi for Bombay  0.125  0.027  open for one hour each alternately, the at 14.30 hrs, travelling at a speed of 60   is tank will be full in :  0.50.5  0.09  0.15  kmph and Rajdhani Express left Delhi for Bombay on the same day at 16.30 2 a)0.08 b)0.2 hrs, travelling at a speed of 80 kmph. a)6 hrs b)6 hrs c)0.8 d)1 How far away from Delhi will the two 3 e)None of these trains meet? 137. The value of a)120 km b)360 km 1 c)5 d)7 hrs 2 2 2 c)480 km d)500 km 2 (0.06)  (0.47)  (0.079) e)None of these 2 2 2 i s e)None of these (0.006)  (0.047)  (0.0079) 88 Plot-1441, Opp. IOCL Petrol Pump, CRP: Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

a)0.1 b)10 145. World Water Day is Observed on 153. Consider the following: c)100 d)1000 ……..? (A) Market borrowing e)None of these (a)17 March (b) 24 March (B) Treasury bills (0.1667 )(0.8333 )(0.3333 ) (c) 19 March (d) 22 March (C) Special securities issued by RBI 138. (e) None of these Which of these is/are component(s) of (0.2222 )(0.6667 )(0.1250 ) 146. Koodiyattam is a internal debt? is approximately equal to : (a) dress prepared in Goa (a) Only A a)2 b)2.40 (b) traditional dance of Kerala (b) Only A & B c)2.43 d)2.50 (c) festival of Andhra Pradesh (c) Only B & C e)None of these (d) festival of Tamil Nadu (d) Only B 139. The value of (e) None of these (e) All A, B & C 147. Bombay Stock Exchange Index ‘Sensex’ 154. The sources of revenue of the state 3.157 41263.198 is based on the value of top30 shares governments are is closest 63.972 2835.121 of ______(a) entertainment tax (a) Asian companies (b) land revenue to : (b) Government companies (c) excise duty on intoxicants a)0.002 b)0.02 (c) Fortune 500 companies (d) Only (a) and (b) c)0.2 d)2 (d) Indian companies (e) All (a), (b) and (c) e)None of these (e) None of these 140. The value of 155. Sudirman Cup is associated with —— 148. Who formulates the Monetary policy (a) Hockey (b) Badminton 489.13750.04831.956 in India? (c)Football (d) Tennis i s (a) Planning commission (e) None of these 0.087392.58199.749 (b) Finance ministry 156. Which of the following rates is not closest to : (c) RBI decided by RBI? a)0.006 b)0.06 (d) SEBI (a) Bank Rate c)0.6 d)6 (e) None of these (b) Repo Rate e)None of these 149. The Tax on import and export is known (c) Reverse Repo rate BANKING AWARENESS as ______. (d) Prime Lending Rate (a) Income Tax (e) Cash Reserve Ratio 141. Which of the following is not an asset (b) Trade Tax 157. Which among the following is NOT of a bank? (c) Custom Duty correctly matched? (a) Notes and small coins (d) Excise Duty (a) Human Development Report- (b) Overdue recurring deposits (e) None of thee UNDP (c) Short term loans 150. What will be the operational period for (b) Millennium Development Goals- th (d) Staff advances the recommendation of the 13 Finance UN (e) None of these Commission? (c) Education Development Index- 142. The banking company has restriction (a)2008-12 (b) 2009-14 UNICEF to sanction loan to? (c) 2010-15 (d) 2011-16 (d) Human Poverty index-UN (a) Directors of the bank (e)None of these (e) All are correctly matched (b) Staff working in the bank 151. Consider the following: 158. High Powered Committee under the (c) Students going abroad (A) Currency with the public Chairmanship of Dr. D.R. Mehta, (d) Professionals (B) Demand deposits with banks which was constituted in 1993 was (e) None of these (C) Time deposits with banks related to which of the following? 143. Which of the following is a non- Which of these are included in Broad (a) Financial Sector Reforms depository institution? Money (M3) in India? (b) Tax Reforms (a) Credit unions (a) Only A & B (c) Public Welfare (b) Commercial banks (b) Only A (d) Education Reforms (c) Mutual funds (c) Only A & C (e) Integrated Rural Development (d) Regional rural banks (d) Only B & C Programme (e) None of these (e) All the above 159. Capital of Turkmenistan 144. Issuing credit cards is a component of? 152. A is not a form of Biometrics. (a)Ashgabat (a) Corporate banking (a) fingerprint (b)Lahore (b) Rural banking (b) password (c)Astana (c) Retail banking (c) retina scan (d)Tashkent (d) Micro finance (d) breath scan (e)none of these (e) None of these (e) None of these 160. Currency of Bahrain (a)Dinar (d)Ruphia

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(c)Ruble (d)Reble a)Kerala 174. Which state has topped in attracting (e)none of these b)Karanataka industrial investments in 2015-16 as 161. Name the yojana formed by the c)Telangana per latest RBI report? Department of Pharmaceuticals to d)Tamilnadu a)Maharashtra ensure the availability of generic e)Odisha b)Tamilnadu medicines at affordable prices? 168. Which country hosted the 17th Non c)Andhra Pradesh (a)PMJDY (b)PMJAY Alignment Movement Summit to d)Karnataka (c)PMJCY (d)PMJEY discuss the issues of Mutual Interest? e) Gujarat (e)none of these a)China 175. Government planned to double the 162. Lal Zakir who passed away recently b)India number of schemes under DBT to was a/an c)Bangladesh ______by March 2017 for a) Poet b) Actor d)Venezuela paying subsidy directly via bank c) Novelist d) Both a and c e) Indonesia accounts of beneficiaries. e)none of these 169. Who has been appointed as a UN a)147 b)157 163. Which State CM has announced the Goodwill Ambassador for the Dignity c)167 d)177 Two Wheeler Service Training Centre of Survivors of Human Trafficking of e)none of these across the centre under Public Private the UN Office on Drugs and Crime? 176. A book titled ‘Shanti ki Talaash mein Partnership mode? a)Nazim Zaidi Zindagi‘ written by whom released by a)Andhra Pradesh b)Nadia Murad Basee Taha Uttarakhand Governor K K Paul on b)Bihar c)Mustafa Abis September 14,2016 in Dehradun? c)Tamilnadu d)Malala Yousafzai a)Radhika Nagrath d)Karnataka e)none of these b)Ramya Nambeesan e) Gujarat 170. Which Bank has launched its second c)Renuka Sarath 164. What is the projected revenue earned Skill Academy at Coimbatore, as part d)Ramya Das by Indian Digital Classifieds industry of its Corporate Social Responsibility e)none of these by 2020 as per new report by Google (CSR) initiatives? 177. Actress Priyanka Chopra bagged which and KPMG? a)Catholic Syrian Bank position in Forbes List of Highest paid a)$1.1 billion b)HDFC Bank TV Actresses in the world? b)$1.2 billion c)Federal Bank a)4th b)5th c)$1.3 billion d)TMB c)7th d)8th d)$1.4 billion e)SBT e) 10th e) $2.4 billion 171. Which bank has issued commercial 178. Which bank has tied up with Banaras 165. Which Bank has approved a loan of Papers of Rs.700 crore on September Hindu University to offer specialized $631 million or Rs.4228.9 crore for 12, 2016 having maturity date of banking coursed to develop the design building India’s first coastal industrial September 29, 2016? and curriculum of courses? corridor between Visakhapatnam and a)IDFC b)HDFC a)Axis Bank Chennai? c)ICICI d)TMB b)HDFC Bank a) Andhra Bank e)none of these c)ICICI Bank b) Small Industries Development 172. Who has been honoured with the d)Syrian Catholic Bank Bank of India ‘Lifetime Achievement Award’ at the e)IDBC Bank c). MUDRA Bank Asian Achievers Awards in Britain by 179. Which force has exercised the Disaster d) Asian Development Bank a leading publishing group for his work Relief Exercise ‘Ex SAHAYATA’ in e) BRICS Bank in the medical profession? Gujarat on September 14th 2016? 166. Name the application has been a)Narendra Koteswar a)Indian Navy launched by Kotak Mahindra Bank to b)Narendra Jothi b)Border Safety Force allow new customers to open an c)Narendran Patel c)Indian Air Force account? d)Narendra Babubhai Patel d)Indian Army a)Kotak New e)none of these e)none of these b)Kotak Now 173. Name the cricketers who have been 180. India positioned to which rank in World c)Kotak Ney honoured with Arjuna Award for the Economic Freedom Index according to d)Kotak Know year 2016 2015 respectively? th Economic Freedom of the World e)none of these a)Rohit Sharma and Ajinkya Rahane 2016 Annual Report? 167. Which State Chief Minister has b)Ajinkya Rahane and Rohit Sharma a)111 b)113 announced funds for renovation of c)Ashwin and Virat Kohli c)112 d)114 Churches and Mosques under the Waqf d)Virat Kohli and Ashwin e)142 Board? e) Ajinkya Rahane and Virat Kohli

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COMPUTER KNOWLEDGE c)Extranet 199. A language which is close to that used d)Network within the computer is 181. What is Kiosk? e)Telephone system a)High –level language a) The description of a computer’s 190. A ______is the basic unit of b)Assembly language type processor and operation data storage on a hard disk c)Low –level language system a)Track b)Sector d)All of these b) A computer station that provides c)Zone d)Gap e)None of these the public 191. The data format is packet in which 200. Compilers and interpreters are them c) The data organised and presented laye of OSI model selves in a manner that has additional a)Transport a)high-level language value beyond the value of the data b)Application b)codes itself. c)Physical c)programs d) It combine micro scope electronic d)datalink d)None of these components on a single integrated e)None of these circuit that processes bits 192. The time gap between the Job  according to software submnition and Job completion is instructions. known as EXPLANATIONS e) None of these a)Exeution time 182. First row of a relation in a database is b)Waiting time 1. a 2. c 3. e 4. b called______c)Turn around time 5. b 6. d 7. a 8. b a)entity b)Schema d)Response time 9. e 10. a 11. d 12. b c)Attribute d)tupple 193. In database FD stands for 13. b 14. a 15. c 183. In ACID ‘D’ stands for ______a)Final data (16-20) a)Durabal b)Dyanamic b)Functional dependency 16-(d); delete ‘he’. use of ‘he’ is unwanted. c)Double d)Durability c)Function Dependency 17-(c); use ‘had’ instead of ‘has’. The whole 184. The octal equivalence of 111010111 d)All of these sentence is in the past tense. a)727 b)828 e)None of these 18- (b); Replace ‘decide’ by ‘decides’ or c)827 d)728 194. .tif which is a image file known as ‘decided’. 185. The first electronic computer in the a)Transferred image file 19-(b); use ‘fairly’ instead of ‘rather’. word was b)Tagged image file ‘rather’ is used in negative sense, while a)UNIVAC b)ENIAC c)Ternary image file ‘fairly’ is used in positive sense c)EDVAC d)EDSAC d)Tagged image format 20-(e); No error 186. Which of the following register is used 195. Most important advantage of an IC is 21. b 22. a 23. b 24. d to keep track of address of memory its 25. c location where the next instruction is a) Easy replacement in case of circuit (26-30); ABCDEF located? failure 26. c 27. b 28. a 29. b a)Memory address register b) Extremely high reliability 30. b 31. e 32. b 33. a b)Memory data register c) Reduced cost 34. b 35. c 36. c 37. a c)Instruction register d) Low power consumption 38. d 39. a 40. e d)Program counter e) None of these (41-42) 187. What is SPOOL? 196. A device designed to read information a) Simultaneous peripheral encoded in to small plastic card is operations online a)Magnetic tape b) Simulation peripheral operation b)Tape Puncher online c)Badge reader c) Simultaneous peripheral opcode d)Card puncher online 197. A device convert digital signal in to d) Sequential peripheral operations analogy signal is known as online a)Modulation 188. Moving process from a main memory b)Demodulation to a disk is called c)Multiplexing a)scheduling b)Caching d)Demultiplexing c)Swapping d)Spooling 198. Codes consisting of light and dark mark 189. The most common application of which may be optically read is known 41.c) Required distance = twisted pair cable is ______as 2 2 a)Cable TV a)Mnemonics b)Decoder 50  40 m  4100m b)Internet c)Barcode d)Encoder  VX = 64. 03 m

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42.d) PX = PY2 XY2  (40101010)2 (50101010)2 = 702  202  5300  72.80 (43 - 47) Let us arrange the name of the persons according to descending order of the heights of the persons. From clues IV and III , we get H is husband of A. C is husband of D. E is husband of B R > T > Q > Z > V > S > W > P 58. e) Option (e) is true. 59. c) E is husband of B. 60. c) Two persons F and G sit between B and C. 61. a) D is wife of C. 62. e) Second to the right. 63. c) : Since the consultant talks of borrowing money from financial institutions, so I is implicit. That the owners wish to make the company ‘commercially viable’ makes II implicit. Also, it is mentioned that staff strength is to be reduced to make the company ‘commercially viable.’ So, III is not implicit. 64. b) : Since the response was ‘surprising’, so I is implicit. Nothing about the real management of service sector can be deduced 43. c) 44. d) P 45. d) PT 46. b) from the statement. So II is not implicit. Also, the statement 47. b) (iv), (v) and (vi) establish the sequence of the buses P N R talk of the media’s response to only a particular session on M Q S O service sector and not all in general. So, III is also not implicit. 48. a) On Sunday the the intervals are one hour each. So after four 65. e) Crowding on footpaths is a great inconvenience for walkers. th hours (the time in which P finishes its trip), 1 + 4 = 5 bus So, stern action needs to be taken to remove the vendors. But will leave, i.e. Q. at the same time these people ought to be provided alternative 49. c) O will start six hours after P, i.e., 7.30 am + 6 hrs = 1.30pm means of livelihood. So, both the courses follow. its duration will be 4 hrs 30 min (since o leaves after M). So 66. d) The statement mentions that the commercial banks violate a ending time = 1.30 + 4.30 = 6 p.m. directive issued by the RBI. The remedy is only to make the 50. b) P leaves at 8 a.m. So R will leave 45 + 30 = 75 min banks implement the Act. So, none of the courses follows. = 1 hr 15 min later, i.e. at 9.15 a.m. Hence 67. d) the statement concentrates on the increasing viewership of 51. c) M, the fourth bus, will leave(4 – 1=)3 hrs after P on Saturday. T.V. and does not stress either on increasing the readership of Hence, M’s departure time = 7.30 + 3 = 10.30 am. newspapers or making studies regarding the same. So, neither 1 I nor II follows. 52. d) O will start (45 min × 6 = ) 4 hrs after P. Thus only P will 68. e) Since the new system gives the students the potion of 2 dropping Science and Mathematics, so students weak in these have finished its trip by then. subjects can also be admitted. So, I follows. Also, it mentioned that the new system will come into effect from the next academic year. This means that it did not exist previously. So, II also follows. 69. b) It is mentioned in the passage that ‘outbreaks in South and South- East Asia have been rapidly rising mostly due to falling environmental and public health standards during urbanization’. Thus, the fact in the question is quite probable. So, the conclusion is probably true. 70. e) The passage talks of outbreak of dengue during the past 15 years. This contradicts the given fact. Hence, the given conclusion is definitely false. 53. a) Basketball 71. c) The passage mentions the outbreak of dengue in Asian 54. e) Weighlifting and awimming countries only and not the European countries. Hence, the 55. d) Monday data are inadequate. 56. e) Sunday 72. a) It is mentioned in the passage that cases of outbreak of 57. b) Basketball is scheduled immediately after shooting. Similarly, dengue are rapidly rising in South Asian countries since the Football is is scheduled immediately after wrestling last 15 years. this means that adequate steps to combat dengue have not been taken. Hence, the conclusion is definitely true.

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73. c) Nothing about the effect of DSS type dengue is mentioned in Now, some cities are states + All states are countries = I + A the passage. Hence, the data are inadequate. = I = Some cities are countries  conversion  Some (74 - 78) countries are cities (I). It is possible that some countries are not cities. Hence II follows. III follows as it is a possibility inherent in the last statement. 83. c) No spoon is a bowl (E) + (No plate is a bowl (E)  conversion  ) No bowl is a plate (?E) = E + E = No conclusion. Hence conclusion I does not follow. Some plates are not glasses (O)  No conversion. Hence conclusion III does not follow. Again, No plate is a bowl (E)  conversion  No bowl is plate (E) + Some plates are not glasses (O) = E + O = No conclusion Hence II does not follow. 84. d) The sum of the digits of the number 527 = 5 + 2 + 7 = 14 Similarly, 749  7 + 4 + 9 = 20 456  4 + 5 + 6 = 15 188  1 + 8 + 8 = 17 863  8 + 6 + 3 = 17 Hence the sums of the digits of the number 188 and 863 are equal. 85. b) Given five-digits of the number 527 749 456 188 863 are Thus the third lowest number is 527 And. The second digit of the number is 2 (86 - 90) The machine rearranges the words and the numbers on the right. Words and numbers are arranged in ascending order of their digit-sum Step I. manager 40 letter 35 offer 27 only 42 students 21 (E) Step II. letter 35 offer 27 only 42 students 21 manager 40 (C) Step III. 35 offer 27 only students 21 manager 40 letter 42 (A) 74. d) 75. b) 76. d) 77. a) 78. e) Step IV . 27 only students 21 manager 40 letter 42 offer 25 79. c) Some bangles are rings (I) + some ring are keys (I)= I + I = (D) No conclusion. But the possibility in I exists. Hence Step V. students 21 manager 40 letter 42 offer 35 only 27 (B) conclusions I follows. 86. a) 87. d) 88. a) 89. b) 90. b) Again, Some rings are keys (I) + No key is a lock (E) = I + E 91. c) I. = O = Some rings are not locks. Hence conclusion II follows. Again, Some rings are keys (I)  conversion  Some keys are rings (I). Hence conclusion III does not follow. 80. a) There is no negative statement. Thus, the positive possibilities exist. Hence conclusion I and III follow. Again, All bags are books (A) + (some pens are books (I)  conversion  ) some books are pens (I) = A + I = No conclusion. Hence conclusion II does not follow. 81. c) All papers are books (A) + (Some pages are books(I)  con version  ) Some books ar pages (I) = A +aI = No conclusion. Hence conclusion I does not follow. No report is a paper (E) + All papers are books (A) = E + A = O* = Some books are not reports. Hence conclusion II follows. Some pages are books + some books are not reports = I + O = No conclusion. Hence III does not follow. 82. d) Since there are no negative statements, positive possibilities always exist. Hence I follows.

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93. e)

II.

92. e) 94. e)

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96. d) Required number of students = 72 + 45 + 54 +27 = 198 97. c) Total number students know all three languages = 54 + 27 +32 + 56 = 169 98. e) Total number of girls know Bangla = 27 + 54 + 27 + 27+ 28 + 112 + 84 + 56 = 415 415 100  50%  Required percentage = (270  560) 99. a) Required number of students = 48 + 84 + 16 + 28 + 32 + 84 = 292 64  48  80  32 100. b) Required ratio = 84 112  84  56 224   2 :3 336 95. a) 120 130 140 101. b) Required ratio = 210  230  250 390 13 =  690 23 102. a) Required percent 220 = 100 120  220 160  210 160 130 220 = 100  22% 1000 103. a) Required difference = [ 120 + 220 + 160 + 210+ 160 + 130] ~ [130 + 170+ 200+ 230 +210+ 170] = [1000 ~ 1110] = 110 104. d) Required percent = 210 160 100 (160 180  200)  (210  230  250) 370 = 100  30% 1230 140 190 11 105. d) Required ratio =  210 7 (106 - 110)

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120 = 6 = 20% 450  540 990 110. c) Required average =  2 2 = 495 111. (c) 112. (e) 113. (a) 114. (b) 115. (d) 116. c) The series is × 1 – 2 , × 2 – 3, × 3 – 4, × 4 – 5, × 5 – 6, 117. b) The series is × 1 + 12, × 2 + 2 2 , × 3 + 32 , × 4 + 42 , × 5 + 52, ... 118. e) The series is × 1 + 2, × 2– 4, × 3 + 6, × 4 – 8, × 5 + 10, .... 119. d) × 2 + 10, × 2 + 10 , × 2 – 10 .... repeated 120. b) 12 × 2 = 24 24 × 4 = 96, 96 × 6 = 576, 576 × 8 = 4608, 4608 × 10 = 46080 121. b) In a leap year there are 366 days (52 weeks + 2 odd days). These may be (Sun, Mon), (Mon, Tue), (Tue, Wed), (Wed, Thu), (Thu, Fri),(Fri, sat) or (Sat, Sun) ie 7 possibilities. Where odd days are (Mon, Tue)= 53 Mon + 52 Tues 300 Hence, the number of event be only (Sun, Mon) 106. c) Required ratio = = 5 : 3 180 122. Let the ages of Abhay and his father 10 years ago be x and 5x years respectively. Then, Abhay’s age after 6 years = (x + 107. c) Number of paperback editions sold by shop D in February 10)+ 6 = (x + 16) years. 2014 Father’s age after 6 years = (5x + 10) + 6 = (5x + 16) years. 105  (x + 16) = 1400 = 3 100 (5x  16)  7(x  16) = 1470 7 Let the total number of books sold by shop D in February 2014 = x  3(5x 16)  7x 112 15x  48 According to question, 75  8x = 64  x = 8. x  1470 Hence, Abhay’s father’s present age = (5x + 10) = 50 years. 100 123. e) Let the total number of houses be x. Then, 100  Number of houses having one female only = (100 – 25)% x  1470 of (100–40)% of x 75 = x  1960  75 60  9    x  x 300 100 100  20 108. b) Required percentage = 100 720  9x 1  Required percentage =   100%  45% 125   20 x  3 124. 2 = 41 % 3 720  600 109. e) Required percentage = 100 600

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125. c) Suppose they meet x hours after 14.30 hrs. Then, 60x = 80 (x – 2) or x = 8.  Required distance = (60 × 8) km = 480 km. 126. b)

130.

1 2 3 =  (2.1) (8.4)cm 3

So, ratio of 1st and 2nd quantities = 7 : 14 = 1 : 2. 2  Required quantity replaced  3 127. c)

131. c)

128. d) Area = 1 hect. = 10000 sq. m side = m = 100 m. Side of the other square = 101 m. Difference in their areas = [(101)2 – (100)2] m2 = [(101 – 100) (101– 100)] m2 = 201 m2 129. c) 132. a) Let the speed of the stream be x mph . Then, Speed downstream = (10+ x) mph, Speed upstream = (10 – x) mph.

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136. c) Given expression = 36 36 90   (0.5)3  (0.3)3  a3 b3   (10 x) (10 x) 60    2 2  2 2  (0.5)  (0.3) (0.50.3)  a b  ab 2  72x 60  90(100  x ) = (a + b) = (0.5 + 0.3) = 0.8

2 2 2  x2  48x 100  0 a  b  c 2 2 2  a   b   c   (x  50)(x  2)  0 137. ( ) Given expression =          x  2mph. 10  10  10  133. d) Where a = 0.6 , b = 0.47 and c = 0.079. 100(a2  b2  c2 )  100 = (a2  b2  c2 ) . (0.3333) (0.1667)(0.8333)  138. d) Given expression = (0.2222) (0.6667)(0.1250)

1 5  3333 134. b)   6 6 2 125 2222  3 1000

 3 1 5 3  5 =     8 =  2.50.  2 6 6 2  2 139. c)

 1   1  5  9   x  8 10   6  3   4  140. b)  15x  120  x  8 135. c)

141.b 142.a 143.c 146.c 145.d 146.b 147.d 148.c 149.c 150.c 151.e 152.b 153.e 156.e 155.b 156.d 157.c 158.e 159.a 160.a 161.b 162.d 163.c 166.b 165.d 166.d 167.d 168.d 169.b 160.c 171.a 172.d 173.b 176.c 175.a 176.a 177.d 178.a 179.c 180.c 181. b 182. c 183. d 184. a 185. c 186. d 187. a 188. c 189. e Thus, the numbers are 9, 15, 4 and 36. 190. b 191. e 192. b 193. b 194. b 195. b 196. b  Required difference = (36 – 4) = 32. 197. a 198. b 199. c 200. c 

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PRACTICE SET FOR UPCOMING EXAM [BANK OF MAHARASHTRA-PO (MAIN)] ENGLISH LANGUAGE Another possibility is that the sinking plate (a) The Pacific Ocean and the Sea of cools the neighboring mantle and produces Japan Directions (Q.1-10) Read the following convection currents that move the plates. (b) The South Atlantic Ridge and the passage carefully and answer the This last theory is attractive because it gives North Sea Ridge questions given below it. Certain word/ some hope of explaining the enclosed seas, (c) The Gulf of Mexico and the South phrases have been printed in bold to help such as the Sea of Japan. These seas have a Atlantic Ridge you locate them while answering some typical oceanic floor, except that the floor (d) The Mid-Atlantic Ridge and the of the questions. is overlaid by several kilometers of sediment. Indian Ocean Ridge No very satisfactory account of the Their floors have probably been sinking for (e) The Black Sea and the Sea of Japan mechanism that caused the formation of the long periods. It seems possible that a sinking 5. Which of the following, if it could be ocean basins has yet been given. The current of cooled mantle material on the demonstrated, would most support the traditional view supposes that the upper upper side of the plate might be the cause of traditional view of ocean formation? mantle of the earth behaves as a liquid when such deep basins. The enclosed seas are an (a) Convection usually occurs along it is subjected to small forces for long periods important feature of the earth’s surface, and lines. and that differences in temperature under seriously require explanation because, in (b) The upper mantle behaves as a oceans and continents are sufficient to addition to the enclosed seas that are dense solid. produce convection in the mantle of the earth developing at present behind island arcs, (c) Sedimentation occurs at a with rising convection currents under the there are a number of older ones of possibly constant rate. mid-ocean ridges and sinking currents similar origin, such as the Gulf of Mexico, (d) Sinking plates cool the mantle. under the continents. Theoretically, this the Black Sea, and perhaps the North Sea. (e) Island arcs surround enclosed convection would carry the continental seas. 1. According to the traditional view of the plates along as though they were on a 6. Which of the following titles would origin of the ocean basins, which of the conveyor belt and would provide the forces best describe the content of the following is sufficient to move the needed to produce the split that occurs along passage? continental plates? the ridge. This view may be correct: it has (a) A Description of the Oceans of (a) Increases in sedimentation on the advantage that the currents are driven the World ocean floors by temperature differences that themselves (b) Several Theories of Ocean Basin (b) Spreading of ocean trenches depend on the position of the continents. Formation (c) Movement of mid-ocean ridges Such a back-coupling, in which the position (c) The Traditional View of the (d) Sinking of ocean basins of the moving plate has an impact on the Oceans (e) Differences in temperature under forces that move it, could produce (d) Convection and Ocean Currents oceans and continents complicated and varying motions. (e) Temperature Differences among 2. It can be inferred from the passage that, On the other hand, the theory is the Oceans of the World implausible because convection does not of the following, the deepest sediments normally occur along lines, and it certainly would be found in the Directions: (Q. 7-8) Choose the word does not occur along lines broken by frequent (a) Indian Ocean which is most nearly the same in offsets (an abrupt bend in an object by (b) Black Sea meaning as the word printed in bold as which one part is turned aside out of line) or (c) Mid-Atlantic used in the passage. changes in direction, as the ridge is. Also it (d) South Atlantic (e) Pacific 7. SINKING is difficult to see how the theory applies to a)submerging b)shrinking the plate between the Mid-Atlantic Ridge 3. The author refers to a “conveyor belt” in line 13 in order to c)demeaned d)miscreant and the ridge in the Indian Ocean. This plate e)perverted is growing on both sides, and since there is (a) illustrate the effects of convection in the mantle 8. RIDGE no intermediate trench, the two ridges must a)crinkle b)flat be moving apart. It would be odd if the rising (b) show how temperature differences depend on the positions of the c)plain d)mountain convection currents kept exact pace with e) trough them. An alternative theory is that the continents (c) demonstrate the linear nature of sinking part of the plate, which is denser Directions: (Q.9-10) Choose the word than the hotter surrounding mantle, pulls the Mid-Atlantic Ridge which is most nearly the OPPOSITE is the rest of the plate after it. Again it is (d) describe the complicated motions meaning as the word printed in bold as made possible by back-coupling difficult to see how this applies to the ridge used in the passage. in the South Atlantic, where neither the (e) account for the rising currents African nor the American plate has a sinking under certain mid-ocean ridges 9. IMPLAUSIBLE part. 4. According to the passage, which of the a)unreasonable following are separated by a plate that b)tenable is growing on both sides?

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c)incredible 18. Shalini was not _____ by the criticism c)that unjust treatment being given d)suspect and paid no ______even when her d)for being given unjustly treatment e)farfetched best friend talked against her. e) no correction required 10. CONVECTION a)bothered, attention 25. The donation amount was such that as a)deportation b)transposition b)troubled, brained I was expected him to donate. c)stagnation d)relocation c)threatened, warning a)so that as I expected e)conduction d)deterred, heed b)such that I expected of e)shaken, indication c)such as that I expect Directions (Q. 11-15): Read each 19. She was ______because all her plan d)exactly as I had expected sentence to find out if there is any error had gone ______e) no correction required in it. The error, if any, will be in one part a)happy, selected of the sentence. The number of that part b)dejected, splendidly Directions (Q.26-30): Rearrange the is the answer. If there is no error the c)distraught, awry following sentences (A), (B), (C), (D) and answer is e). (Ignore errors in d)frustrated, magnificently (E) to make a meaningful paragraph and punctuation, if any) e)ambitious, hardly then answer the questions which follow: A. A study to this effect suggest that 11. Kanchenjungha is one of the (a)/beautiful 20. The police ______any attempt of arson by ______at the trouble spot the average white –collar worker peak (b)/of the (c)/Himalayan range. demonstrates only about twenty (d)/No error (e) quiet in time. a)squashed, surrounding five percent listening efficiency. 12. He is one of the (a)/most intelligent (b)/ B. However, for trained and good student (c)/I have ever taught. (d)/No b)made, encircling c)predisposed, visiting listeners it is not unusual to use error (e) all the three approaches during a 13. This is an (a)/excellent site for (b)/a d)thwarted, presenting e)pre-empted, arriving setting thus, improving listening stadium which we (c)/ should like to efficiency. acquire. (d)/No error (e) Directions (36-40): In the following C. There are three approaches to 14. If you absent (a)/from college, your (b)/ questions, a part of the sentence is listening; listening for name is likely to be (c)/struck off the printed in bold. Below are given comprehension, listening for rolls. (d)/No error (e) alternatives to the bold part at (a), (b) (c) empathy and listening for 15. The demand of the workers’ (a)/ union and (d) which may improve the sentence. evaluation. that the dismissed (b)/employee to Choose the correct alternative. In case D. Although, we spend nearly half reinstated, has (c)/been accepted by the no correction required is (e) of each communication interaction management. (d)/No error (e) listening, we do not listen well. 21. Did you know when shall he be Directions (Q. 16-20): In each of the E. Each approach has a particular leaving for higher studies to the USA? emphasis that may help us to following sentences there is one or two a)should he be left blank space. Below each sentence there receive and process information b)he would be leaving in different settings. are five pairs of words denoted by letter c)he would be left a), b), c), d) and e). Find out which pair of d)would he have left 26. Which of the following should be the words can be filled up in the blanks in e) no correction required SECOND sentence after the sentence in the same sequence to 22. The labour contractors reported that rearrangement? make the sentence grammatically correct they had finished the work of building a)A b)B and meaningfully complete. the stone wall. c)C d)D 16. The counter clerk was very busy and a)had been finished e)E ______not pay ______to Sameer’s b)was finished 27. Which of the following should be the request. c)could be finished FIFTH sentence after rearrangement? a)can, help d)has finished a)A b)B b)could, cooperation e) no correction required c)C d)D c)had, cash 23. For want of financial recourses, he was e)E d)did, attention unable to continue his studies. 28. Which of the following should be the e)certainly, acceptance a)unabled to continue FOURTH sentence after 17. He was initially ______at the suggestion b) unabled to continued rearrangement? but was soon ______it himself. c) unabled to have continued a)A b)B a)angered, rejecting d) unabled to continuing c)C d)D b)shocked, advocating e) no correction required e)E c)impressed, negating 24. He complained of being unjustly 29. Which of the following should be the d)thrilled, propagating treatment. FIRST sentence after rearrangement? e)suspicious, trusting a)of being unjustly treated a)A b)B b)for being injustice in treatment c)C d)D

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e)E 38. a)understood b)analysed at some time during the year is several times 30. Which of the following should be the c)highlighted d)prepared the number unemployed in any month, those THIRD sentence after rearrangement? e)planned who suffer as a result of forced idleness can a)A b)B 39. a)analysis b)undercurrents equal or exceed average annual c)C d)D c)impact d)overtures unemployment, even though only a minority e)E e)study of the jobless in any month really suffer. 40. a)chalking out b)curbing For every person counted in the monthly Directions (Q.31-40): In the following c)bringing out d)implementing unemployment tallies, there is another passage there are blanks, each of which e)propagating working part-time because of the inability has been numbered. These numbers are to find full-time work, or else outside the printed below the passage and against Directions (Q.41-50) Read the following labor force but wanting a job. Finally, income each, five words re suggested, Find out passage carefully and answer the transfers in our country have always the appropriate word in each case. questions given below it. Certain word/ focused on the elderly, disabled, and The world economy is in recession, the phrases have been printed in bold to help dependent, neglecting the needs of the deepest and the most widespread (31) the you locate them while answering some working poor, so that the dramatic 1930s. There are (32) of (33) in the industrial of the questions. expansion of cash and in-kind transfers does countries, but more serious economic (34) How many really suffer as a result of labor not necessarily mean that those failing in anticipate that the rates of growth and levels market problems? This is one of the most the labor market are adequately protected. of economic activity will remain low. critical yet contentious social policy As a result of such contradictory evidence, In all that has been written about world (35) questions. In many ways, our social statistics it is uncertain whether those suffering the (36) have been overwhelmingly and exaggerate the degree of hardship. seriously as a result of labor market problems narrowly economic. Few have (37) the Unemployment does not have the same dire number in the hundreds of thousands or the human consequences in more than a consequences today as it did in the 1930’s tens of millions, and, hence, whether high superficial manner. Not a single international when most of the unemployed were primary levels of joblessness can be tolerated or must study has (38) the recession’s (39) on the breadwinners, when income and earnings be countered by job creation and economic most vulnerable half of the world’s were usually much closer to the margin of stimulus. There is only one area of subsistence, and when there were no population –the children. agreement in this debate—that the existing The need for (40) clearly the contrast countervailing social programs for those poverty, employment, and earnings statistics between world economic conditions and failing in the labor market. Increasing are inadequate for one their primary child welfare has thus become even more affluence, the rise of families with more than applications, measuring the consequences urgent in the last few years. The world scale one wage earner, the growing of labor market problems. of current child distress also makes it predominance of secondary earners among artificial to restrict the analysis of causes to the unemployed, and improved social 41. Which of the following is the principal the national level. welfare protection have unquestionably topic of the passage? mitigated the consequences of joblessness. (a) What causes labor market 31. a)in b)for Earnings and income data also overstate the pathologies that result in suffering c)by d)before dimensions of hardship. Among the millions (b) Why income measures are e)since with hourly earnings at or below the imprecise in measuring degrees of 32. a)risks b)glimmers minimum wage level, the overwhelming poverty c)studies d)tips majority are from multiple-earner, relatively (c) Which of the currently used e)histories affluent families. Most of those counted statistical procedures are the best 33. a)development b)downfall by the poverty statistics are elderly or for estimating the incidence of c)recovery d)slackness handicapped or have family responsibilities hardship that is due to e)impact which keep them out of the labor force, so unemployment 34. a)analysts b)journalists the poverty statistics are by no means an (d) Where the areas of agreement are c)surveys d)findings accurate indicator of labor market among poverty, employment, and e)students pathologies. earnings figures 35. a)development b)economy Yet there are also many ways our social (e) How social statistics give an c)wars d)recession statistics underestimate the degree of labor- unclear picture of the degree of e)conflicts market-related hardship. The hardship caused by low wages and 36. a)emphasis b)aims unemployment counts exclude the millions insufficient employment c)glimpses d)supposition of fully employed workers whose wages are opportunities e)preoccupations so low that their families remain in poverty. 42. The author uses “labor market 37. a)delved b)taught Low wages and repeated or prolonged problems” in lines 1-2 to refer to which c)propagated d)investigated unemployment frequently interact to of the following? e)manifested undermine the capacity for self-support. (a) The overall causes of poverty Since the number experiencing joblessness (b) Deficiencies in the training of the work force 101 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016

(c) Trade relationships among (a) recurrence of periods of d)surrender producers of goods unemployment for a group of low- e)yielding (d) Shortages of jobs providing wage workers 48. PROLONGED adequate income (b) possibility that earnings may be a)shortened b)sustained (e) Strikes and inadequate supplies of received from more than one job c)divided d)contain labor per worker e)promising 43. Which of the following proposals best (c) fact that unemployment counts responds to the issues raised by the do not include those who work Directions: (Q.49-50) Choose the word author? for low wages and remain poor which is most nearly the OPPOSITE is (a) Innovative programs using (d) establishment of a system of meaning as the word printed in bold as multiple approaches should be set record-keeping that makes it used in the passage. up to reduce the level of possible to compile poverty 49. AFFLUENT unemployment. statistics a)prosperous b)upscale (b) A compromise should be found (e) prevalence, among low-wage c)destitute d)loaded between the positions of those workers and the unemployed, of e)flush who view joblessness as an evil members of families in which 50. EXAGGERATE greater than economic control and others are employed a)compress those who hold the opposite view. 46. Which of the following, if true, is the b)amplify (c) New statistical indices should be best criticism of the author’s argument c)misrepresent developed to measure the degree concerning why poverty statistics d)hike to which unemployment and cannot properly be used to show the e)distort inadequately paid employment effects of problems in the labor market? cause suffering. (a) A short-term increase in the REASONING ABILITY (d) Consideration should be given to number of those in poverty can the ways in which statistics can indicate a shortage of jobs because Directions (51-53): Use the information act as partial causes of the the basic number of those unable given below to answer. phenomena that they purport to to accept employment remains (1) There is a group of 5 persons A, measure. approximately constant. B, C, D and E. (e) The labor force should be (b) For those who are in poverty as a (2) In the group, there is one restructured so that it result of joblessness, there are badminton player, one chess corresponds to the range of job social programs available that player and one tennis player. vacancies. provide a minimum standard of (3) A and D are unmarried ladies and 44. The author’s purpose in citing those who living. do not play any games. are repeatedly unemployed during a (c) Poverty statistics do not (4) No lady is a chess player or a twelve-month period is most probably consistently agree with earnings badminton player. to show that statistics, when each is taken as a (5) There is a married couple in the (a) there are several factors that cause measure of hardship resulting group of which E is the husband. the payment of low wages to some from unemployment. (6) B is the brother of C and is neither members of the labor force (d) The elderly and handicapped a chess player nor a tennis player. (b) unemployment statistics can categories include many who 51. Which of the group has only ladies? underestimate the hardship previously were employed in the a) ABC b) BCD resulting from joblessness labor market. c) CDE d) ACD (c) recurrent inadequacies in the labor (e) Since the labor market is global in e) None of these market can exist and can cause nature, poor workers in one 52. Who is the tennis player? hardships for individual workers country are competing with poor a) B b) C (d) a majority of those who are jobless workers in another with respect c) D d) E at any one time to not suffer to the level of wages and the e) A severe hardship existence of jobs. 53. Who is the wife of E? (e) there are fewer individuals who a) A b) B are without jobs at some time Directions: (Q. 47-48) Choose the word c) D d) C during a year than would be which is most nearly the SAME in e) None of these expected on the basis of monthly meaning as the word printed in bold as used in the passage. unemployment figures Directions (54–58): An arrangement 45. According to the passage, one factor that 47. PREDOMINANCE machine, when given an input line of causes unemployment and earnings a)preponderance numbers/words, rearranges them figures to overpredict the amount of b)subservience following a particular rule in each step. economic hardship is the c)weakness

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The following is an illustration of the c) orientation highest cannot words 62. On which day is Economics exam input and the steps of arrangement : file 75 32 62 47 scheduled? Input : font reference 66 21 sat d) orientation highest cannot words a) Monday activation 50 35 paste 29 file 32 62 47 75 b) Saturday Step I : activation font reference 66 21 e) None of these c) Tuesday sat 50 35 paste 29 58. Which of the following is last step of d) Friday Step II : activation reference font 66 above input? e) Cannot be determined 21 sat 50 35 paste 29 a) orientation highest cannot file 63. Which day is Sunday? Step III : activation reference paste font words 75 62 47 32 a) 3rd march 66 21 bat 50 35 29 b) orientation highest cannot words b) 2nd march Step IV : activation reference paste font file 32 62 47 75 c) 5th march sat 66 21 50 35 29 c) orientation highest cannot words d) 6th march Step V : activation reference paste font file 75 62 47 32 e) Cannot be determined sat 66 50 21 35 29 d) orientation highest words cannot 64. Which of the following symbols should Step VI : activation reference paste font file 32 62 47 75 be placed in the blank spaces sat 66 50 35 21 29 e) orientation highest words cannot respectively (in the same order from Step VII : activation reference paste file 62 47 75 32 left to right) in order to complete the font sat 66 50 35 29 21 given expression in such a manner that Since the numbers/words are already Directions (59-63): Read the following makes the expressions B > N as well information carefully and answer the arranged, the machine stops after this as D L definitely true? questions given below it  step. Otherwise the machine may carry B _ L _ O _ N _ D on its logic until the numbers get fully Six exams Math, science, History, a) =, =, , arranged. Study the logic and answer Economics, English and Hindi are to be   the questions that follow: scheduled starting from 2nd March and b) >,  , =, > ending on 8th march with Sunday being an c) >, <, =, 54. For the input “style replace lot view 04 off day, not necessarily in the same order.  paragraph infrastructure 35 27 48 84” Each of the exams has different time duration: d) >, =, =,  which step number is the following 40 min, 50 min, 60 min, 75 min, 90 min and e) >, =,  , > output: “infrastructure paragraph 100 min, again not necessarily in the same 65. Which of the following should be placed replace style view lot 35 04 27 48 84”? order. 8th march is not Sunday and an exam in the blank spaces respectively (in the a) III of 40 min is scheduled on that day. Math same order from left to right) in order b) IV exam is for less than 60 min and is scheduled to complete given expression in such a c) V immediately before English exam. There are manner that makes the expression A < d) There is no such step two exams scheduled between Hindi exam P definitely false? __ __ < __ > __ e) None of these which is for 100 min and History exam which  a) L, N, P, A 55. Which step number is the last step of is for 60 min. English exam is before Sunday b) L, A, P, N the above input? and there are two days between Sunday and c) A, L, P, N a) V b) VI math exam. Economics exam which is for 75 d) N, A, P, L c) VII d) VIII min is not scheduled on 2nd march. The e) P, N, A, L e) None of these exam schedule on Saturday is of 100 min. 56. In step IV of above input, if ‘paragraph’ Direction (66-68): In each of the 59. How many exams are scheduled before is related to ‘35’ and ‘replace’ is related questions below are given three Sunday? to ‘27’, then to which of the following statements followed by three conclusions a) Two b) One is ‘48’ related to? numbered I, II & III. You have to take c) Five d) Three a) view the given statements to be true even if e) None of these b) style they seem to be at variance from 60. Which of the following combinations of c) lot commonly known facts. Read all the exam – Day – Time Duration is correct? d) infrastructure conclusions and then decide which of the a) English - Wednesday - 75 min e) Cannot be determined given conclusions logically follows from b) Math - Thursday - 50 min 57. Which of the following step is step IV the given statements disregarding c) History - Thursday – 60 min of Input” words 32 file 62 47 cannot commonly known facts. d) Hindi - Tuesday - 100 min orientation 75 highest”? a) orientation highest cannot words e) None is correct 66. Statements: All petals are trees. file 62 32 47 75 61. What is the time duration of science All trees are gardens. b) orientation highest cannot words exam? All roads are gardens. 32 file 62 47 75 a) 90 min b) 75 min Conclusions: I. Some roads are tress. c) 50 min d) 40 min II. Some gardens are trees. e) None of these III. Some gardens are petals.

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a) Only I and II follow 71. How many persons are standing exactly c) Four d) One b) Only II and III follow between I and O? e) None c) Only I and III follow a) Three b) Four d) All I, II and III follow c) One d) Two Direction (Q. 79-83) Read the following e) None of these e) None information to answer the given 67. Statements: All keys are locks. 72. Who among the following is immediate questions. Following are the criteria for No lock is toy. left of H? selecting a marketing officer by a All bags are toys. a) O b) J company. The candidate must: Conclusions: I. No bag is keys. c) I d) L A. Be a graduate with at least 50% II. Some bags are keys. e) K marks III. Some toys are keys. 73. Who among the following is fourth to B. Have secured at least 40% marks a) None of follow the right of J? in the written test b) Only I follows a) N b) I C. Not be less than 24 hours and not c) Only II follows c) H d) L more than 29 years as on 10th d) Only III follows e) K Dec, 1996. e) Only I or II follows D. Should have work experience of 68. Statements: Some dogs are cats. Some Directions (Q.74-78): Questions at least two years as a Marketing cats are horses. All horses are tigers. mentioned below are based on the officer. Conclusions: I. Some tigers are cats. following information. However, if a candidate: II. Some horse are dogs. 4 boys P, M, C and R and 4 girls E, H, S and I. Fulfils all other criteria except at III. Some tigers are dogs. A are sitting around a circular table. Two D above, but has a diploma in a) None of these girls and two boys are not facing the centre. Marketing Management, his/her b) Only I follows No three girls are sitting together. case is to be referred to General c) Only II follows (i) C is second to the left of S, who is Manager, Marketing d) Only III follows not near to M. II. Fulfils all other criteria except at e) Only II and III follows (ii) E is third to the left of A and one C above, but has worked as of them is not facing the centre. Marketing officer at least for three Directions (69-73): Study the following (iii) P is third to the right of M, who is years, his/her case is to be referred information carefully and answers the facing the centre. to Director, Marketing. questions given below (iv) H and R are facing each other and Based on the above criteria and the Eight persons- H, I, J, K, L, M, N and O are both are not near to M and A. information given in each of the standing in a straight line at equidistant. following questions, you have to take Some of them are facing north while others 74. Who among the following is sitting the decision in regard to each case. You are facing south. M is standing third to right between M and R, when counted are not to assume anything. These cases of H. M is standing one of the extreme ends. clockwise from M? are given to you as on 10th Dec, 1996. L is standing third to left of H. The immediate a) P b) C Mark your answer as : neighbors of J face north. N is not an c) H d) A Opt 1 if the candidate is to be immediate neighbor of H. The persons e) None of these appointed standing at extreme ends face the same 75. How many friends are sitting between S Opt 2 if the candidate is not to be directions (north or south). The immediate and E? appointed neighbors of H face just opposite direction a) Three b) Two Opt 3 if the data given are not sufficient as that of M. The immediate neighbors of O c) One d) Four to take a decision face opposite directions with respect to each e) None of these Opt 4 if the case is to be referred to other. One of the immediate neighbors of L 76. Who is third to the left of P? General Manager, Marketing is K who is facing north. I is standing between a) R b) M Opt 5 If the case to be referred to J and M. Not more than Four persons are c) H d) E Director, Marketing facing north. e) None of these 77. Which of the following pairs of 4 79. Archana Bhalchor is a graduate with 1st 69. Who among the following is third to left students are not facing the centre? class and has secured 60% marks in of N? a) C, R, S and E the written test. She has been working a) K b) J b) E, P, S and R as an Marketing officer for the last 3 c) H d) I c) P, S, E and C years. She was born on 20th July, 1971. e) O d) P, C, A and S a) if the candidate is to be appointed 70. The immediate neighbours of L are e) None of these b) if the candidate is not to be a) M and N b) N and O 78. How many friends are sitting between A appointed c) K and N d) N and H and C when counted from A to C in c) if the data given are not sufficient e) J and H clockwise direction? to take a decision a) Two b) Three

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d) if the case is to be referred to b) if the candidate is not to be I. 18 speakers were invited to give General Manager, Marketing appointed at least one speech (maximum of e) if the case to be referred to c) if the data given are not sufficient two speech), out of which one- Director, Marketing to take a decision sixth of the speakers could not 80. Shyamlal Mahajan has secured 60% and d) if the case is to be referred to come. 50% marks in graduation and in the General Manager, Marketing II. One-third of the speakers gave written test, respectively. He has been e) if the case to be referred to two speeches each. working in the organization as Director, Marketing 89. What is the rank of P from the bottom in Marketing officer for last 4 years. He a class of 30 students ? was born on 25th Oct 1974. Directions (84-89): Each examples are I. M is third from the top and there a) if the candidate is to be appointed followed by two statements I and II giving are five students between M and b) if the candidate is not to be certain data. Answer each example using P. appointed the following instructions. II. The rank of K is fourth from the c) if the data given are not sufficient (A) If the data in statement I alone is bottom and there are 17 students to take a decision sufficient to answer the question. between K and P. d) if the case is to be referred to (B) If the data in statement II alone is 90. Statements: It is well known that the General Manager, Marketing sufficient to answer the question. world urgently needs adequate e) if the case to be referred to (C) If the data either in statement I distribution of food, so that everyone Director, Marketing alone or statement II alone are gets enough. Adequate distribution of 81. Arun Rastogi has secured 60% and 40% sufficient to answer the question. medicine is just as urgent. Medical marks, respectively in the degree (D) If the data given in both I and II expertise and medical supplies need to examination and in the written test. His together are not sufficient to be redistributed throughout the world date of birth is 17th April, 1963. He answer the question. so that people in emerging nations will has been working in an organization as (E) If the data in both the statements have proper medical care. Marketing officer for last 10 years. I and II together are necessary to This paragraph best supports the a) if the candidate is to be appointed answer the question. statement that b) if the candidate is not to be 84. How is Sunaina related to Sahil? a) the majority of the people in the appointed I. Sunaina who has two children is world have never been seen by a c) if the data given are not sufficient daughter of Radhika. Radhika has doctor. to take a decision only one grandson named Sahil. b) food production in emerging d) if the case is to be referred to II. Paras who is brother of Sunaina nations has slowed during the past General Manager, Marketing has only one child named Ridhi. several years. 85. Who stays at 4th floor of the building e) if the case to be referred to c) most of the world’s doctors are Director, Marketing having 5 floors (1-5, ground floor selfish about giving time and 82. Sudha Mirchandani is a 1st class graduate empty)? money to the poor. and has secured 50% marks in the I. Radhika stays on an odd- d) the medical-supply industry written test. She was 23 years old as numbered floor. should step up production of its on 5th Nov 1995. She has done a II. Varun stays three floors above products. diploma in Marketing Management. Radhika e) many people who live in emerging a) if the candidate is to be appointed 86. How is ‘gone’ written in that code? nations are not receiving proper b) if the candidate is not to be I. In a certain code, ‘gone are those medical care. appointed days’ is written as ‘ki vo tu mpi’ 91. Statement: In the past, consumers c) if the data given are not sufficient and ‘those days were good’ is would rarely walk into an ice cream to take a decision written as ‘ki fo mpi ta’ store and order low-fat ice cream. But II. d) if the case is to be referred to In a certain code, ‘many days that isn’t the case today. An increasing General Manager, Marketing passed’ is written as ‘ti mpi dis’ health consciousness combined with a e) if the case to be referred to and ‘those good years’ is written much bigger selection of tasty low-fat Director, Marketing as ‘ko ki ka’. foods in all categories has made low- 83. Samir Malhotra has done his post 87. Who among P, Q, T, V and M is exactly fat ice cream a very profitable item for graduation in Marketing Management in the middle when they are arranged ice cream store owners. with 1st class. He was born on 5th Aug in ascending order of their heights ? This paragraph best supports the 1972. He has been working in an I. V is taller than Q but shorter than statement that organization as Marketing officer for M. a) low-fat ice cream produces more last 4 years. He has secured 50% marks II. T is taller than Q and M but revenue than other low-fat foods. in the written test. shorter than P. b) ice cream store owners would be a) if the candidate is to be appointed 88. How many speeches were delivered in better off carrying only low-fat the two days’ programme ? ice cream.

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c) ice cream store owners no longer to a marriage of members of royal The university authorities have think that low-fat ice cream is an family. expressed their inability to provide unpopular item. grants to its constituent colleges. d) low-fat ice cream is more popular Direction (Q.95-97) Below in each a) Statement I is the cause and than other kinds of ice cream. question are given two statements I and statement II is its effect e) consumers are fickle and it is II. This statements may be either b) Statement II is the cause and impossible to please them. independent causes or may be effects of statement I is its effect independent causes or a common cause. c) Both the statements I and II are Directions (Q. 92-94) In each question One of the statements may be the effect independent causes below a statement (or a passage) is of the other statement. Read both the d) Both the statements I and II are followed by two assumptions numbered statements and decide which of the effects of independent causes I and II. An assumption is something following chooses correctly depicts the e) Both the statements I and II are supposed or taken in for granted. You relationship between these two effects of some common cause have to consider the statement and the statements. following assumptions and then decide Directions : In each question below is which of the assumptions is implicit in 95. Statements: The government has given a statement followed by two the statement. Give answer: recently fixed the fees for professional courses of action numbered I and II. A (a) if only assumption I is implicit. courses offered by the unaided course of action is a step or (b) if only assumption II is implicit. institutions which are much lower than administrative decision to be taken for (c) if either assumption I or the fees charged last year. improvement, follow up, or further assumption II is implicit. The parents of the aspiring students action in regard to the problem, policy (d) if neither of the assumptions is launched a severe agitation last year etc. On the basis of the information given implicit. protesting against the high fees charged in the statement. You have to assume (e) if both the assumptions are by the unaided institutions. everything in the statement to be true, implicit. a) Statement I is the cause and then decide which of the two given statement II is its effect suggested courses of action logically 92. Statement : A sentence in the letter to b) Statement II is the cause and follows for pursuing. candidates called for written statement I is its effect Give answer: examination - ‘You have to bear your c) Both the statements I and II are (a) if only I follows expenses on travel etc. independent causes (b) if only II follows Assumptions : d) Both the statements I and II are (c) if either I or II follows I. If not clarified all the candidates effects of independent causes (d) if neither I nor II follows may claim reimbursement of e) Both the statements I and II are (e) if both I and II follow expenses. effects of some common cause II. Many organisations reimburse 96. Statements: The Reserve Bank of India 98. Statement : The State Government has expenses on travel to candidates has recently put restrictions on few decided to declare “Kala Azar” as a called for written examination. small banks in the country. notifiable disease under the Epidemics 93. Statement : It is through participative The small banks in the private and co- Act. 1987 . Family members or management policy alone that operative sector in India are not in a neighbours of the patient are liable to indiscipline in our industries can be position to withstand the competitions be punished in case they do not inform contained and quality of life ensured of the bigger in the public sector. the state authorities. to the workers. a) Statement I is the cause and Courses of Action : Assumptions : statement II is its effect I) Efforts should be made to I. Quality of life in our industry is b) Statement II is the cause and effectively implement the Act. better. statement I is its effect II) The cases of punishment should II. Indiscipline results in poor c) Both the statements I and II are be propagated through mass media quality of life. independent causes so that more people become aware 94. Statement : Many people have d) Both the statements I and II are of the stern action. expressed surprise as the princes has effects of independent causes 99. Statement : Every year, at the beginning broken the royal tradition of marriage e) Both the statements I and II are or at the end of the monsoons, we have by choosing a commoner as her life effects of some common cause some cases of conjunctivitis, but this partner. 97. Statements: Majority of the students year it seems to be a major epidemic Assumptions : in the college expressed their opinion witnessed after nearly four years. I. People expect royal families to against the college authority’s decision Courses of Action : observe customs and traditions. to break away from the university and I) Precautionary measures should be II. People still value purity of royal become autonomous. taken after every four years to blood and status when it comes check this epidemic.

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II) People should be advised to drink a)22.5 lakh b)25 lakh the number of terminal illnesses 25 : boiled water during winter season. c)27.6 lakh d)24 lakh 24? 100. Statement : A recent study shows that e)None of these a)2003 and 2000 children below five die in the cities of 104. If the population of State A in 1998 b)1998 and 2003 the developing countries mainly of was 67.5 lakh, what was its population c)2000 and 1999 diarrhoea and parasitic intestinal in 1996? d)2002 and 1999 worms. a)50 lakh b)42 lakh e)None of these Courses of Action : c)45 lakh d)40 lakh Directions: (Q.111-115): Study the I) Governments of the developing e)None of these following table carefully and answer the countries should take adequate 105. What was the effective percentage questions given below. measures to improve the hygienic increase in population of State A from Marks obtained by different students conditions in the cities. 1999 to 2001? in different subjects II) Children below five years in the a)103 b)85 cities of the developing countries c)118 d)Can’t be determined need to be brought under constant e)None of these medication. Directions: (Q. 106-110): Study the table QUANTITATIVE APTITUDE carefully and answer the questions given below. Directions: (Q. 101-105): Study the following graph carefully to answer these questions. Percent rise in population of two states from the previous year 111. How many students have scored the lowest marks in two or more subjects? a)2 b)3 c)1 d)0 e)4 106. In which of the following years the 112. Who has scored the highest marks in total number of illnesses reported was all the subjects together? highest? a)Deepak b)Charu a)2000 b)1998 c)Anupama d)Garima c)2003 d)2001 e)Bhaskar e)None of these 113. What is the percentage of Deepak’s 107. What is the approximate percentage marks (upto two digits after decimal) reduction in deaths in 1999 from the in all the subjects together? previous year? a)88.63 b)77.38 a)5 b)17 c)67.83 d)62.83 c)6 d)10 e)72.83 e)15 114. Marks obtained by Charu in Hindi are 101. If the ratio between the population of 108. In which of the following pairs of years what percent of marks (upto two digits States A and B in year 2000 was 3 : 4 the percentage of deaths amongst total after decimal) obtained by Anupama in respectively, what was the respective number of illnesses reported in that the same subject? ratio in 2001? year is less than 70%? a)75.92 b)78.38 a)7 : 9 b)29 : 36 a)2002 and 2003 c)77.29 d)75.29 c)81 : 116 d)Can’t be determined b)1999 and 2001 e)72.83 e)None of these c)2000 and 2001 115. What are the average marks obtained 102. Total population of the two states in d)2001 and 2003 by all the students together in Science? 1996 was 87.5 lakh, what was the total e)None of these a)55.75 b)57.5 population of the two states in 1998? 109. What is the respective ratio between c)60 d)59.5 a)107 lakh b)122 lakh major illnesses in the year 2002 to those e)58 c)105 lakh d)Can’t be determined in the year 2003? e)None of these a)252 : 113 b)263 : 117 Directions: (Q.116-120): In each of the 103. If population of State B in 1996 was c)252 : 263 d)117 : 263 following questions, a number series is 20 lakh, what was the average e)None of these given. After the series, below it, a number population of the state in 1997 and 110. Between which of the following pairs along with (a), (b), (c), (d) and (e) is given. 1998? of years is the respective ratio between You have to complete the series following the same sequence as that of the given

107 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER- 2016 series. Then answer the question that After how many days from the start follows. 5 5 did B leave? a) b) 8 12 a)3 b)5 116. 8 6 9 23 87 429 c)7 d)9 6 a) b) c) d) e) 1 1 e)None of these Which of the following will come in c) d) 129. Aarti, Vinita and Kamla became partners place of (c)? 12 24 in a business by investing money in a)21 b)11 e)None of these the ratio of 5 : 7 : 6. Next year, they c)19 d)17 123. Sameer can row a certain distance increased their investments by 26%, e)None of these downstream in 24 h and can come back 20% and 15%, respectively. In what 117. 2 3 10 39 172 885 covering the same distance in 36 h. If ratio should profit earned during 2nd 1 a) b) c) d) e) the stream flows at the rate of 12 km/ year be distributed? Which of the following will come in h, find the speed of Sameer in still water. a)21 : 28 : 23 place of (b)? a)30 km/h b)15 km/h b)23 : 28 : 21 a)11 b)7 c)40 km/h d)60 km/h c)28 : 23 : 21 c)9 d)8 e)None of these d)35 : 41 : 7 e)None of these 124. A 110 m long train crosses a tree in 3 s. e)None of these 118. 5 7 10 36 136 690 How long will it take to cross 165m 130. A container contains 40 L of milk. From 2 a) b) c) d) e) long platform and 135 m long bridge, if this container 4 L of Milk was taken Which of the following will come in platform and bridge are at a distance of out and replaced by water. This place of (e)? 30 m? process was further repeated two a)310 b)330 a)12 s b)15 s times. How much milk is now there in c)110 d)64 c)16 s d)18 s the container? e)None of these e)20 s a)29.16 L b)32.16 L 119. 8 9 13 11.5 18 14 125. A man covers a certain distance on c)34.18 L d)39.16 L 12 a) b) c) d) e) scooter. Had he moved 3 km/hr faster, e)None of these Which of the following will come in he would have taken 40 min less. If he 131. A sum of Rs 430 has been distributed place of (d)? had moved 2 km/h slower, he would among 45 people consisting of men, a)13.5 b)19.5 have taken 40 min more. The distance women and children. The total c)22 d)18 (in km) is amounts given to men, women and e)None of these a)42.5 b)36 children are in the ratio 12 : 15 : 16. 120. 8 4 6 15 52.5 236.25 c)37.5 d)40 But the amounts received by each man, 4 a) b) c) d) e) e)None of these woman and child are in the ratio 6 : 5 : Which of the following will come in 126. Two taps A and B can fill a tank in 25 4. Find what each man, woman and place of (d)? min and 20 min, respectively. But taps child receives (in Rs)? a)36.25 b)33.25 are not opened properly, so the taps A a)12, 10, 8 c)26.75 d)32.75 b)18, 15, 12 e)None of these 5 2 c)120, 150, 160 and B allow th and rd part of 121. The area of a rectangle is 4 times the 6 3 d)60, 75, 80 area of a square. The area of the square water, respectively. How long will they e)None of these is 729 sq cm and the length of the 132. Assuming that profit of a shopkeeper rectangle is 81 cm. What is the take to fill the tank? a)12 min b)13 min in a particular commodity is a linear difference between the side of the expression of transportation charge (t) square and the breadth of the rectangle? c)14 min d)15 min e)16 min and the quantity of commodity (q). He a)18 cm b)27 cm earns a profit of Rs 10000 by selling c)24 cm d)9 cm 127. 4 men and 6 women get Rs 1600 by doing a piece of work in 5 days. 3 men 20 units at the transport charge of Rs e)None of these 400. He also earns a profit of Rs 12000 122. Two persons A and B appear in an and 7 women get Rs 1740 by doing the same work in 6 days. In how many by selling 25 units at the transport interview for two vacancies. If the charge of Rs 600. What is the linear probability of their selections are days, 7 men and 6 women can complete the same work getting Rs 3760? expression in t and q? 1 1 a)6 days b)8 days a)600q – 5t b)500q – 4t and , respectively, then the c)10 days d)12 days c)600q – 4t d)500q – 5t 4 6 e)None of these e)None of these probability that none of them is 128. A and B each working alone can do a 133. Average age of 6 sons of a family is 8 work in 15 days and 25 days, years. Average age of the sons together selected, is respectively. They started the work with their parents is 22 years. If the together but B left after some time and father is older than the mother by 8 A finished the remaining work in 7 days. years, then the age of the mother is

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a)44 years b)52 years D1 is 138 and the ratio of male to female (b) If statement II alone is sufficient

c)60 years d)68 years employees in department D2 is 7 : 6. The and statement I alone is not e)None of these total number of employees working in sufficient to answer the question.

134. Kamla got married 6 years ago. Today department D3 is 210, in which the number (c) If each statement alone is of female employees is 75% of the total sufficient to answer the question. 1 number of males. The number of females (d) If both statements I and II together her age is 1 times her age at the time working in department D is equal to the are not sufficient to answer the 4 4 total number of male working in department question and additional data

1 D2 and the number of males working in specific to the problem are

of marriage. Her son’s age is times department D4 is three more than the needed. 10 number of females working in department (e) If statements I and II together are

her age. He son’s age is : D1. The remaining male and female sufficient but neither statement a)2 years b)3 years employees work in department D5. alone is sufficient to answer the c)4 years d)5 years question. e)None of these 141. What is the total number of females

135. 8% of the voters in an election did not working in department D5? 146. In how many days will five women cast their votes. In the election, there a)397 b)408 complete a work? were only two candidates. The winner c)415 d)418 I. Two women, five boys and three by obtaining 48% of the total votes e)None of these men together complete the work defeated his contestant by 1100 votes. 142. The total number of males working in in six days.

The total number of voters in the department D4 is what percent of the II. Eight women complete the same election was total number of males working in the work in twelve days. a)21000 b)22000 company? 147. What will be Shyam’s age after 6 years? c)23500 d)27500 a)15% b)18% I. The ratio between Ram’s and e)None of these c)21% d)24% Shyam’s present age is 4 : 3 e)27% respectively. Directions: (Q.136-140): In the following 143. The total number of females working II. Ram is seven years older than questions two equations numbered I and in department D2 is what percent of Shyam. II are given. You have to solve both the the total number of males working in 148. What is the average speed of a car? equations and Give answer if department D1? I. The average speed of the car is (a)x > y (b)x  y a)25% b)30% five times the average speed of a (c) x < y (d)x y c)36% d)40% truck whereas the average speed  e)45% of a bus is 45 km/hr. (e)x = y (or) the relationship can not 144. The number of females working in II. The average speed of the truck is be established department D3 is what percent of the half the average speed of a train 136. I.2x2 +28x +96 = 0 number of males working in the same whereas the average speed of a II. 2y2 +24y +64 = 0 department? jeep is 40 km/hr. 137. I.x2 – 8x +15 =0 a)120% b)133% 149. What is the simple interest accrued on II. y2 – 12y + 35 =0 c)80% d)75% a principal of Rs 5, 000 in six years? 138. I. x2 – (12)2 = (28)2 – 864 e)60% I. The rate of the simple interest for 145. What is the ratio of the number of males the first three years is 5 pcpa. 1 working in department D to the II. The rate of simple interest for the II. 3 – 15 +134 =(11)2 5 y number of males working in next three years is 8 pcpa. 2 139. I.x – 3x+ 2 = 0 department D1? 150. What is the total cost of 4 kg of apples II. y2 – 10y + 21 =0 a)4 : 5 b)8 : 9 and 3 kg of mangoes together? 140. I. 3x2 + 2x – 1 =0 c)9 : 10 d)14 : 15 I. The cost of 2 kg of apples is Rs II. y2 + 5y +4 = 0 e)None of these 170 and one kg of mangoes is Rs 50. Directions: (Q.141-145): Study the Directions: (Q. 146-150): Each problem II. The total cost of 5 kg apples and information carefully and answer the contains a question and two statements 4 kg of mangoes is Rs 410. given questions. I and II giving certain data. You have to In a company total 2700 employees work select the correct answer from a) to e) GENERAL AWARENESS depending on the sufficiency of data in five different departments, namely D1, given in the statements to answer the 151. Which of the following instruments D2, D3, D4 and D5. The ratio of males to females in the company is 5 : 4. 26% of the question. Mark as your answer as retain the debt character and cannot (a) If statement I alone is sufficient be converted in to equity shares? female employees work in department D1 and 14% of the male employees work in and statement II alone is not a) Non Convertible Debentures sufficient to answer the question. (NCD) department D2. The difference between the male and female employees in department

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b) Partly Convertible Debentures Bank of India. OKI has its a) Rice and Mobile Phone (PCD) headquarters in b) Rice and Electronic items c) Fully convertible Debentures a) England b) Singapore c) Milk and Mobile Phone (FCD) c) USA d) Malaysia d) Milk and Electronic Items d) Optionally Convertible e) Japan e) Rice and Milk Debentures (OCD) 158. According to a recent news, the 163. Which of the following efforts fall e) None of the Above State Bank of India was being put under Financial Inclusion Plan (FIP) 152. Who among the following regulates in “Hall of Shame” list along with of RBI / government? the Indian Corporate Debt Market? some other banks. The reason for a) Nationalization of banks a) RBI b) NABARD this was b) Priority Sector Lending (PSL) c) SIDBI d) SEBI a) for not recovering the NPAs in targets e) None of these the last 6 months c) Zero balance accounts, like 153. Which of the following endorsement b) for financing a US cluster BSBDA, Jan-Dhan Account, specifies the name of the transferee bomb manufacturer Small Account, etc. for the payment of the bill? c) for supporting Vijay Malaya d) All of the above a) Restrictive Endorsement d) it listed the worst NPAs ever e) None of the above b) Partial Endorsement the last quarter 164. Which of the following is not true c) Conditional Endorsement e) None of these regarding Financial Inclusion Plan? d) Facultative Endorsement 159. Star Union Dai-Ichi Life insurance a) Relaxed and simplified KYC e) Special Endorsement is a life insurance joint venture norms for account opening 154. Which of the following private between life insurer Dai-Ichi and b) Mandatory branches in banks has signed an agreement which banks? unbanked villages with Reliance Jio Money for One- a) Indian Overseas Bank and c) BSBDA Accounts with Click payment service? United Bank of India minimum balance criteria a) Laxmi Vilas Bank b) Bank of India and Union Bank d) Micro branches to be opened b) Federal Bank c) Canara Bank and Bank of India in rural area, that can be c) South Indian Bank d) Allahabad Bank and OBC operated by Business d) Karnataka Bank Bank Correspondents e) Karur Vysya Bank e) Union Bank and Bank of e) None of the above 155.Which of the following General Baroda 165. Rio Paralympic athletes can: Insurance Company has entered 160. Which of the following international a) Listen to their medals into agreement with Shamrao Vithal organization is going to invest Rs b) Sense their medals by movement Co-operative (SVC) Bank for 60 crore in Aadhar Housing c) Read their medals by hand bancassurance business? Finance? d) Both a and c a) Reliance General Insurance Co. a) International Monetary Fund e) All the above Ltd. b) International Finance 166. Script of Adil Hussain starrer b) L&T General Insurance Co. Corporation Sunrise and Parched have been Ltd. c) Asian Development Bank archived by which motion picture c) HDFC ERGO General d) World Bank organisation? Insurance Co. Ltd. e) European Investment Bank a) BAFTA d) Future Generali India 161. Union Government allows which b) Academy of Motion Picture Insurance Co. Ltd. country Hindu people to buy and Sciences e) Tata AIG General Insurance Co. Property, Open bank Accounts and c) British Broadcasting Ltd. get PAN cards as well as Aadhar Association 156. The Reserve Bank of India imposed who staying in India on Long Term d) None of the above how much penalty on Bank of Visa? e) All of these Baroda in the alleged Rs 6000 crore a) Afghanistan 167. Astronomers have discovered the forex related irregularities that came b) Myanmar process by which radiation is to light in October last year? c) Bhutan expelled from black hole using a) Rs 5 crore d) Pakistan WISE. What does WISE stand for? b) Rs 7 crore e) Nepal a) Wide Field Infrared Survey c) Rs 5.5 crore 162. India has banned import of Explorer d) Rs 6.2 crore ______and ______from b) West Field Infrared Survery e) Rs 6 crore China due to their unacceptable Explorer 157. A payments company OKI installed quality and insecure feature c) Width Field Infrated Survery 600 automatic teller machines with respectively. Explorer cash recycling abilities for State

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d) Width Fire Infrated Survery 1) Platinum - Tax contributed Rs. a) Abhishek Krishnan Explorer 10 Crore and above b) Ravi Reddy e) None of the above 2) Silver - Tax contributed Rs. c) Kaduvakulam Antony 168.The Cabinet Committee on 10Lakh to Rs.50 Lakh d) Balachandran Chullikkadu Economic Affairs met and approved 3) Bronze - Tax contributed Rs. e) None of these the proposal for initiation of the 1Lakh to Rs.10 Lakh 182. Which Indian cricketer has been ______Phase of Technical a)1, 2 b) 2, 3 conferred Arjuna Awards for year Education Quality Improvement c) 1, 3 d) All of the above 2016? Programme (TEQIP). e)None of these a) Yuvraj Singh a)First b)Second 176. Which of the following is/are b) Mahendra Singh Dhoni c)Third d)Fourth reason/s for blocking the c) Ajinkya Rahane e)None of these Comprehensive Convention on d) Rohit Sharma 169. ______and Reliance Jio International Terrorism (CCIT)? e) None of these signed an intra-circle roaming 1) Definition of terrorism 183. Who has been appointed as the agreement for 2G and 4G services 2) International humanitarian Goodwill Ambassador for the a)Airtel b)BSNL laws ignored Dignity of Survivors of Human c)Vodafone d)Idea 3) Will be used to target Pakistan Trafficking of the UNODC e)None of these a) 2, 3 b) 1, 3 a) Samantha Khan 170. Which State tourism department is c) 1, 2 d) All of the above b) Niharica Raizada organising its first Vintage Bike and e) none of these c) Nadia Murad Car Festival on October 1? 177. Lady Hardinge Medical College was d) Malala Yousafzai a)Goa established in e) None of these b)Rajasthan a) 1916 b) 1908 184.The 2016 Engineer’s Day is c) Telangana c)1898 d) 1911 celebrated on which date in India? d) Tamil Nadu e) None of these a)September 17 e) None of these 178. Which of the following is/are true b) September 18 171. Who has been elected as ATP Player regarding draft bill Major Port c) September 16 Council President? Authorities Act, 2016? d) September 15 a) Roger Federer 1) The status of Port Authority e) None of these b) Andy Murray will be deemed as ‘local 185. The book “One & A Half Wife” has c) Rafael Nadal authority’. been authored by whom? d) Novak Djokovic 2) The need for Government a) Advaita Kala e ) none of these approvals for raising loans has b) Meghna Pant 172. Gene Wilder who passed away been dispensed with. c) Rajiv Seth recently was a/an a) Only 1 d)Madhuri Banerjee a) Actor b) Only 2 e) None of these b) Politician c) Both 1 and 2 186. Who has been appointed as the new c) Economist d) Neither 1 nor 2 Vice Chancellor of Homi Bhabha d) Singer e) either 1 or 2 National Institute (HBNI) e) None of these 179. What is the India’s rank in the 2016 a) Madhu Joshi 173. Advanced Night Vision Products World Economic Freedom Index? b) Nishant Jain Factory of BEL is being constructed a) 118 b) 89 c) P D Gupta at c) 112 d) 78 d) Suman Ghosh a) Andhra Pradesh e) None of these e) None of these b) Telangana 180. Who has been appointed as the new 187. Subrata Banerjee, who passed away c) Madhya Pradesh chairman of Union Public Service recently, was related to which d) Karnataka Commission (UPSC)? sports? e) None of these a)Deepak Gupta a) Cricket 174. PARAM-ISHAN supercomputer is b) B S Bassi b) Badminton at c)Madhav Saxena c) Boxing a) IIT Roorkela d) Alka Sirohi d) Football b) IIT Guwahati e) None of these e) None of these c) IIT Kharagpur 181. Which Indian-origin personality has 188. The sailing campaign “Jal Tarang” d) BARC been appointed as the head of has been started from which state e) None of these International Society for Blood of India? 175. Which of the following is correct Transfusion (ISBT)? a) Maharashtra match of category and tax paid? b) Himachal Pradesh

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c) Odisha e) None of the above (11-15) d) West Bengal 194. Which postal agency created a 11-(b); change ‘Peak’ to ‘Peaks’. After ‘of’ e) None of these stamp that travelled 5,250,843,896 noun is pluralised in such sentences. 189. ESCAP stands for km into space? 12-(c); change ‘student’ to ‘students’. After a) Economic and Social a) US Postal Service ‘of’ noun is pluralised in such Commission for Asia and b) India Post sentences. Pacific c) Bangladesh Postal Service 13-(d); change ‘should like to acquire’ to b) European Society Council for d) None of the above the above ‘would like to acquire’ Africa and Pacific e) All of the above 14-(a); change ‘if you absent’ to ‘if you c) Economic and Social 195. The ______edition of Rio 2016 absent yourself’. Absent be used Commission for Africa and paralympic Game 2016 (7 – 18 reflexively. Pacific September) concluded at Brazil. 15-(c); change ‘to reinstated’ to ‘be d) Economic and Social a) 18th b) 12th reinstated’. Corporation for Africa and c) 20th d) 15th 16. d 17. b 18. a 19. c Pacific e) 13th 20. e 21. b 22. e 23. e e) European Society Corporation 196. Which bank has sucessfuly 24. a 25. b for Africa and Pacific deployed ‘software robotics’ for (26-30); CEBDA 190. ‘Free-market’ mean______? power banking operation? 26. e 27. a 28. d 29. c a) a condition in the international a) Axix bank 30. b 31. e 32. a 33. d market where nations do not b) ICICI bank 34. d 35. b 36. a 37. a impose customs duty or other c) HDFC bank 38. b 39. c 40. c 41. e taxes on import of goods d) SBI 42. d 43. c 44. b 45. e b) market where the price of a e) UBI 46. a 47. a 48. b 49. c 50. a commodity is determined by 197. ‘Badhati ka nam Zindagai’ is the free play of the forces of tag line of which bank (51-53) supply and demand a) Canara bank c) ports that are exempted from b) Bank of Maharashtra payment of customs duty on c) Axix bank articles of commerce, primarily d) HSBC to encourage tourism e) HDFC d) All of the above 198. The minimum net owned fund of e) None of the above NBFC, which register with RBI is 191.Which committee has been ______? constituted by the Reserve Bank of a) 100 cr b) 200 cr India (RBI) to study on household c) 500 cr d) 1000 cr finance in India? e) 10 cr a) D B Shekatar committee 199. The asset which remained NPA for 51. d) 52. b) 53. d) b) Arvind Subramanian committee more than 12 year is called as (54-58) c) U K Sinha committee a) Standard asset Infrastructure – 14 letters, paragraph d)Tarun Ramadorai committee b) Sub –standard asset – 9 letters, replace – 6 letters, e) None of the above c) Doubtful asset style–5letters,view–4letters,lot– 192. Three person IOC panel will make a d) Loss asset 3letters final ruling on which individual e) None of these Input: style replace lot view 04 athletes should be allowed to 200. Which of the following sector does paragraph infrastructure 35 27 48 84 compete in the Rio games. Who not come under core sector ? Step I: infrastructure style replace lot does it include? a) Coal b) Mining view 04 paragraph 35 27 48 84 a) Mark Adams c) Oil d) Fertilizer Step II: infrastructure paragraph style b) Ugur Erdener e) Steal Industry replace lot view 04 35 27 48 84 c) Claudia Bokel Step III: infrastructure paragraph d) Both b and c replace style lot view 04 35 27 48 84 e) All the above  Step IV: infrastructure paragraph 193. Who became the first Thai golfer replace style view lot 04 35 27 48 84 to win the Women’s British Open? EXPLANATIONS Step V: infrastructure paragraph replace a) Ariya Jutanugam style view lot 84 04 35 27 48 b) Ariya Campanero 1. e 2. b 3. a 4. d Step VI: infrastructure paragraph c) Lee Mirim 5. a 6. b 7. a 8. a replace style view lot 84 48 04 35 27 d) D B Shekatar 9. b 10. c

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Step VII: infrastructure paragraph replace style view lot 84 (74 -78) 48 35 04 27 Step VIII: infrastructure paragraph replace style view lot 84 48 35 27 04 54. d) 55. d) 56. b) 57.d) 58. c) (59-63)

59. e) 60.b) 61.d 62.a 63.d 64.d) 65.e) 66. b) 74. b) 75.a) 76.a) 77.c) 78.c) (79-83) 79. a) Archana fulfils all the criteria given. Hence, she should be selected. 80. a) The candidate, Shyamlal Mahajan, fulfils all the criteria as laid down in the question, hence he should be selected. 81. b) The candidate does not fulfil Condition C. Hence, candidate does not qualify for the selection as Marketing officer. 82. d) Candidate does not fulfill Criteria D as given in the question but has done a diploma in Marketing Management. Hence, her case should be referred to the General Manager – Marketing. 67. b) 83.c ) Marks obtained by Samir in his graduation are not given. Hence, data is inadequate. 84. d) If the data given in both I and II together are not sufficient to answer the question. Explanation: Since it is not known that how many children does Radhika has, it cannot be answered. Sahil can son also and nephew also of Sunaina. 85.e) If the data in both the statements I and II together are necessary to answer the question. Explanation: 68. b) Fromboth: Radhika stays at either 1, 3 or 5. Varun to be at 3 floors above Radhika, she should be at 1st floor, then Varun at 4th. 86. d) If the data given in both I and II together are not sufficient to answer the question. Explanation: From both, those’ and ‘days’ can be find out. ‘gone’ and ‘are’ only present in 1 code, so can’t be determined. 87. e) From I, we have: M > V > Q.From II, we have: T > Q, T > M, P > T.Combining the above two, we have: P>T>M>V>Q i.e. QClearly, M is in the middle. 88. e) From I, we find that number of speakers who attended (69-73) programme =18-(1/6) of 18 = 15.From II, we find that one- third of 15 i.e. 5 speakers gave 2 speeches each, while each of the remaining 10 speakers delivered only one speech.So, total number of speeches delivered = (5 x 2 + 10 x 1) = 20. 89. c) From I, we conclude that P is 9th from the top. Thus, in a class of 30 students, P ranks 22nd from the bottom.From II, 69. b) 70.c) 71.d) 72.a) 73.d) we conclude that P is 22nd from the bottom.

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90. e) This answer is implied by the statement that redistribution =3  145 : 4  135 = 29 : 36 is needed so that people in emerging nations can have proper 102-d; Cannot be determined. medical care. Choices a, b, and c are not mentioned in the passage. Choice d is also incorrect—the passage indicates 120 103-c; Population of State B in 1997 = 20 = 24 lakh that the distribution of medicine, not its production, is 100 inadequate. 91. c) This choice is supported as the best answer because the 130 paragraph indicates that low-fat ice cream was once an Population of State B in 1998 = 24 = 31.20 lakh unpopular item, but now, because consumers are more health 100 conscious and because there is a wider array of tasty low-fat foods, low-fat ice cream is a profitable item for ice cream 130 Reqd. avg. = 24 = 27.6 lakh store owners. There is no indication that choices a, b, d, or e 100 are true based on the information given. 104-d; Population of state A in 1998 = 67.5 lakh 92. e) It is clearly mentioned in the call letter itself in order to Let the population of state A in 1996 = x avoid a situation in which the candidates demand for their travelling expenses. So assumption I is implicit. Special 125 mentioning of the fact means that some companies do Population in 1997 = x  reimburse the travel expenses. 100 93. d) Clearly assumption I is not implicit. Indiscipline in industry and poor quality of life for worker are the two 125 135 Population in 1998 = x   problems pointed at in the statement. But it-is not mentioned 100 100 that one is the cause of other. So assumption II is also not implicit. x125135  67.5 94.e) As the people surprise the fact that the princes has married 10000 a commoner , i.e, a person not of her status and ‘not’ of royal blood’ suggest that assumptions I and II are implicit. 67.510000 95. b) The parents’ protest against high fees being charged by the x = = 40 lakh institutions led the government to interfere and fix the fees at 125135 a more affordable level. 105-a; Let the population of state A in 1999 be x. 96. b) The inability of the small banks to compete with the bigger ones shall not ensure security and good service to the customers, 140 Population of 2000 = x  which is an essential concomitant that has to be looked into 100 by the Reserve Bank. I seems to be a remedial step for the Population of 2001 = same. 97. b) Clearly, the university’s decision to refuse grant to the colleges x140145 203x  103  =  x1  must have triggered the college authority to become 100100 100  100  autonomous. Clearly, effective % increase =103 98. e) When the Government takes such an action it is necessary (106-110) that people are made aware of the consequences they 106-a 107-d 108-c 109-e 110-b would face if they do not obey the directive Hence II follows (111-115) I is obvious 111-a; Charu has scored minimum marks both in Sanskrit and 99. d) Against an epidemic, precautionary measures should be Social Studies. taken every year and not every four years. Hence I does not Vishal has scored minimum marks in Science, Physical follow. II is not a preventive action against conjunctivitis Education and Hindi. Hence II also does not follow. 112-c; Total marks obtained by 100. a) To improve the hygienic conditions is always a welcome Deepak = 65+62+69+81+70+40+50 =437 step and in view of the statement it becomes even more Charu = 64+73+74+63+55+25+53 =412 necessary. Hence, I unquestionably follows. But II does not. Anupama = 85+95+87+87+65+35+71 =525 We should not medicate any child unless he has actually Garima = 92+82+81+79+49+30+61=474 contracted the disease. Prevention is all right but curing should Bhaskar = 72+97+55+77+62+41+64 =468 begain only after the disease has been contracted. 437 (101-105) 113-e; Reqd. % = 100 = 72.83 101-b; Let the population of States A and B in year 2000 be 3x and 600 4x respectively. 114-d; Marks obtained by Charu in Hindi = 64 145 135 Marks obtained by Anupama in Hindi = 85 Reqd. ratio = 3x : 4x 100 100 114 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

s2 = 12s 64 s= 12 Reqd. % = 100 = 75.29% 85 From eqn. ii) we get 3d = 12 (12-2) d= 40 km 115-b; Avg. marks obtained in Science = 126-d; Part of the tank filled with A and B in 1 min = 65  62  55  70  49  44 345 1 5 1 2 1 1 2 1  = 57.5        6 6 25 6 20 3 30 30 30 15 (116-120) Hence, time taken to fill the tank = 15 min 116-b; The series is 1-2, 2-3, 3-4, ,…………………    127-b; 2 2 2 117-d; The series is  1+1 ,  2+2 ,  3+3 , ………….. 128-a; Let B left the work after x days from the start. 118-b; The series is  1+2,  2-4,  3+6, …………….. 119-c; The first one is +5 series were as the second one is +2.5 x x  7 According to the question,  1 series. 25 15 120-e; The series is  0.5,  1.5,  2.5, ………………. (121-125) 3x  5x  35 121-d; According to the question, area of rectangle = 4  729 Or, 1 81  B = 4  729 75 B=4  9 =36 cm 8x = 75 – 35 Area of square = 729 40 a2 = 729 x = = 5 8 a = = 27 729 129-a; Let investment of Aarti during first yr =5x Reqd. diff. = B – a = 36 – 27 = 9 cm Investment of Vinita during first yr = 7x Investment of Kamala during first yr = 6x  1  1  3 5 5 Then, their investment during second yr are (126% of 5x) : 122-a; Reqd. probability = 1 1      4  6  4 6 8 (120% of 7x) : (115% of 6x) 630 : 840 : 690 = 21 : 28 : 23 123-d; Let the speed of Sameer in still water be x km/h. 130-a; Original quantity of milk = 40 ltr Sameer’s speed downstream = x +12 km/h Since, 4 L of milk was taken out. Sameer’s speed upstream = x – 12 km/h Quantity of milk in the new mixture = 40 – 4 = 36 litr According to the question, 24(x+12) =36 (x-12) Now, when 4 L of this mixture taken out 2x+24 =3x + 36 X = 36 +24 = 60 km/h 36 124-a; The distance covered by the train to crossed the platform Quantity of milk taken out = 4 = 3.6 L and bridge = length of the platform +length of bridge + distance 40 between platform and bridge + length of the train = 165 +135 Quantity of milk left = 36 – 3.6 = 32.4 L + 30 + 110 =440 mtr Similarly, quantity of milk taken out in the third step 110 32.4 Speed of train = mtr/ sec = 4 = 3.24 L 3 40 Quantity of milk left = 32.4 – 3.24 = 29.16 L 440 131-a; Reqd. time taken = = 12 sec 110 / 3 132-a; By hit and trial Case I t = Rs 400 and q= 20 unit 125-d; Let the distance and original speed of the man be d km and Then, s km/h. Then, From option a) total profit = 600q – 5t d d 2 =600  20 – 5  400 = 10000   133-c; Sum of ages of six sons = 8  6 yrs = 48 yrs s s  3 3 Sum of ages of six sons and two parents = 22  8 = 176 yrs 9d = 2s (s+3) ……………………..i) Let mothers age be x yrs then, fathers age = x + 8 yrs d d 2 48 + x+ (x+8) = 176 and   x = 60 s  2 s 3 134-b; Let Kamla’s age 6 yrs ago be x yrs 3d =s (s-2)…………………..ii) Then, Kamal’s present age = x+ 6 yrs From eqn. i) and ii), we get 3s(s-2) =2s(s+3) 3s2 – 6s =2s2 +6s

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140-b; I.(x+1) (3x-1) =0 5 x  6  x  4(x  6)  5x 1 4 X = -1 or x= 24 3 Kamal’s present age =24 +6 = 30 yr II.(y+4) (y+1) =0 Y= -4 or -1  1  Hence, x y Son’s present age =  30 = 3 yrs  10  (141-145) Department Male Female 135-d; Let the total number of voters be x D1 450 312 92 23x D2 210 180 Votes cast = 92% of x =  x  D3 120 90 100 25 D4 315 210 D5 405 408 48 12x Total 1500 1200 Votes in favour of winning candidates =  x  100 25 141-b; 315 23x 12x 11x 100 Votes polled by defeated candidate =   142-c; Reqd. % = = 21% 25 25 25 1500 12x 11x 180  1100 143-d; Reqd. % = 100 = 40% 25 25 450 12x-11x = 27500 90 x= 27500 144-d; Reqd. % = 100 = 75% (136-140): 120 136-e; I.2x2+28x+96 =0 (x+6)(x+8) =0 405 9 145-c; Ratio =  = 9 : 10 X=-6 or -8 450 10 II.2y2 +24y+64 =0 (146-150) (y+4)(y+8) =0 146-b; From eqn. II, we can find the days. Y= -4 or -8 147-e; There are two equations and two variables Hence, relation cannot be determined. 137-d; I.x2 – 8x +15 =0 R 4 (x-3)(x-5) =0 So, from I.  X= 3, or 5 S 3 II.y2+12y +35 =0 From II. R = S + 7 (y-5) (y-7) =0 We can find the value of R and S individually. Y =5 or 7 148-d; From I and II we can not find the avg. speed of car. So, x  y 149-e; From I and II we can find the simple interest of given 138-d; I.x2-144 =784 -864 principal. X2 =64 150-a; From eqn. i) we can the calculate the cost. X= -8 or +8 151. a 152. d 153. e 154. b 155. c 156. a 157. e 158. b 159. b 160. b 161. d 162. c 1 163. d 164. c 165. d 166. b 167. a 168. c II. 3 -15+134 = 121 y 169. b 170. a 171. e 172. a 173. a 174. b 175. b 176. d 177. a 178. c 179. c 180. d 1 181. b 182. c 183. c 184. d 185. b 186. c 3 = 2 y 187. a 188. b 189. a 190. b 191. d 192. d Y= 8 193. a 194. a 195. d 196. b 197. c 198. b So, x  y 199. c 200. b 139-c; I.(x-2) (x-1) =0 X= 2 or 1  II.(y-7) (y-3) =0 Y = 7 or 3 Hence, y >x

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PRACTICE SET QUESTION PAPER FOR (SSC-CHSL-TIER-1)

SSC CGL 2016 – Pre (Tier I) 10. 15. ‘A’ represents persons who talk Tamil. Mock Test ‘B’ represents persons who talk This Mock Test consists of 100 questions 254 108 12 Telugu, which are spread across 4 sections – General ‘C’ represents persons who talk Intelligence, Mathematics, General 178 67 42 Kannada, Awareness and English Language. The mock ? 82 38 ‘D’ represents persons who talk Hindi. test carries 100 marks and of 1 hour Who among the following persons duration. There is negative marking of 1/4 305 93 16 those who talk any three language is marks for each wrong answer. a) 72 b) 63 PART-A c) 127 d) 132 REASONING ABILITY 11. Directions (Q. Nos.1 – 3): Select the 2 2 256 related letters/ word/figure from the given alternatives. 3 2 ? 4 2 46464 1. Climate : Climatology : : Shells: ? a) Codiology a)2765 b)3125 b) Cometology c) 8796 d) 3008 a) F, H b) F, K c) Conchology 12. Samira is taller than Sanjay, but shorter c) K, I d) H, K d) Coprology than Sushil, Sunil is as tall as Samira, 2. Dishevel : Disarray : : Nauseate :? but shorter than Sandeep, who is not Directions (Q. Nos. 16 - 17): In the a) Allure b) Sicken as tall as Sushil. Who is the tallest? following questions, a series is given, c) Tickle d) Gratify a) Sanjay b) Sushil with one term missing. Choose the 3. Ctrl + B : Bold: : F2 : ? c) Sandeep d) Samir correct alternative from the given ones a)End b) Rename 13. A man walks 30 km towards South and that will complete the series. c) Nest Field d) Spelling Command turns left and walks 50 km. Then he 16. ABC, CEE, FIG, ? , OTK walks 10 km North before he takes a Directions (Q Nos. 4-6) Find the odd a) JOJ b) JKL left to walk 50 km. How far is he from number/ letter/word from the given c) JMD d) JNI the original place? alternatives 17. AB, EF, IJ, ? , QR a) 10 km b) 20 km a) OP b) CD c) 30 km d) 0 km 4. a) Comeroon b) Cape Verde c) MN d) KL c) Chard d) Albania Direction (Q. No.14): In the following 5. a) B b) C Direction (Q. No. 18): In the following questions, two statements are given c) D d) E questions, which one set of letters when followed by four conclusions I, II, III and 6. a) RBI b) SEBI sequentially placed at the gaps in the IV. You have to consider the statements c) IRDAI d) SBI given letter series shall complete it? to be true even if they seem to be at 7. If two days before yesterday is Monday, variance from commonly known facts. what will be the day of the week 3 18. c_d_fcc_e_c_d_f You are to decide which of the given days after day after tomorrow? a)ccfdee b) cdefce conclusions, if any, follow from the given a) Thursday b) Friday c) cedfce d) cdfecd statements. Indicate your answer. c) Wednesday d) Saturday 19. A carriage driving in a fog passed a man rd who was walking at the rate of 3 km an 8 . I f 3 January is Sunday, what date will 14. Statements: hour in the same direction. He could be three days after the fourth 1. All stones are men. see the carriage for 2 minutes and it Wednesday in the month? 2. All men are tigers. was visible to him upto a distance of a) 30 b) 27 Conclusions: 100 m. what was the speed of the c) 26 d) 23 I. All stones are tigers. carriage? 9. A meaningful word starting with R is II. All tigers are stones. a)2 km/hour b) 4 km/ hour made from the first, second, fourth, III. All men are stones. c) 6 km/ hour d) 8 km/ hour fifth and eight letters of the word IV. Some tigers are stones. 20. A man walked 10 km towards South CREATIVE. Which of the following is a) Only conclusions II and III follow from his house. Then he turned right the middle letter of the word? b) Only conclusions I and IV follow and walked 6 km. He again turned right a) E b) T c) All conclusions follow and walked 10 km. Thereafter, he c) C d) A d) Conclusions I, II and IV follow turned right and walked 6 km. How far was he from the starting point?

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a) 3 km b)4 km d) Panini MLA’s joined a rival party, which state c) 2 km d) 0 km 29. Who built the capital city Rajhir is it? 21. Which of the following sets of operation (Girivraja) a) Manipur b) Meghalay with the usual notation replacing the a) Ajatshatru b) Bimbisara c) Mizoram d) Arunachal Pradesh star in their order makes the statement c) Kanishka d) Udayin 40. Twittar has Introduces as emoji on which valid? 30. Who founded Jainism? festival from September 4-16? 1 0 * 2 * 10 * 10 a) Mahavir a) Ganesh chaturthi a) ^, < , × b) × ,> ,^ b) Goutam Budha b) Diwai c) ^,  , × d) ^, >, × c) Rishabhnath c) Holi 22. Five persons (R, S, T, U and V) are in a d) kalashaka d) Idd queue facing a reservation counter. 31. Who composed the National Song ‘Amar 41. Which one of the is radioactive? Immediately behind S is U. T is Sonar Bangla’? a) Cesium b) Platinum standing between R and V. In between a) M.G. Ranade c) Strontium d) Thorium R and U, no one is there. Then, where b) Rabindra Nath Tagore 42. A fountain pen works on the principle is S standing in the queue? c) Bankim Chandra Chatterjee of a) Last but one d) Vivekananda a) Flow of liquids from higher to b) First 32. Which is the cold current? lower potential c) Second a) Labrdor current b) Capillary action d) Last b) Kuroshio current c) Bernoulli’s principle 23. If the year 2003, 21st February is on c) North equatorial current d) Viscosity of liquids Monday, then what is the day on 5th d) Alaska current 43. Newtons’s first law of motion gives the January in the same year? 33. Which city of India is associated with concept force a) Tuesday b) Wednesday “Newsprint”? a) Energy c) Friday d) Thursday a) Nepanagar b) Nashik b) Work 24. In a term of five players, Vani is older c) Hydrabad d) Koyana c) Momentum than Rani, Sita is younger than Vani 34. The National bird of Odisha? d) Inertia but older than Rani. Nita is younger a) Chhanchan b) Pegion 44. Which is very reactive and kept in than Mary and Rani. Rani is older than c) peacock d) Blue Joy kerosene? Mary. Whose age is middle of the five 35. “Twenty point progrme” is started on a) Sodium b) Potassium in this team? which year and states of India? c) Iodine d) Bromine a) Mary b) Vani a) 1970, Asam 45. The apparatus used to test acidity of c) Rani d) Sita b) 1972, Rajasthan aqueous solution is 25. If × stands for +, ÷ stands for – , – c) 1975 Tamil Nadu a) PH meter stands for × and + stands for ÷, which d) 1988, Odisha b) Ammeter of the following is correct? 36. What is the fulform of UIDAI? c) Hygrometer a) 11 – 6 ÷ 4 + 2 = 64 a) Union International Authority of d) Acid meter b) 10 – 5 × 6 + 2 = 54 Itanagr 46. The moderator used in a nuclear reactors c) 15 + 3 × 4 ÷ 3 = 12 b) United Indefinitely Authority of is d) 12 + 4 ÷ 2 – 7 = 8 Italy a) Uranium c) Unique Identification Authority b) Radium PART-B of India c) Ordinary water GENERAL AWARENESS d) Unique International Authority of d) Graphite India 47. Process through which plants reproduce 26. Who is the first man to hit double century 37. The Government of India appointed a a) Pollin action in one-day International match National Income Committee under the b) Condensation a) Birendra Shewag Chairmanship of c) Eating b) Ricky Ponting a) C. Rangranjan d) Evaporation c) Rohit Sharma b) Harolds Damodar 48. Araneology is d) Sachin Tendulkar c) P.C. Mohalanobis a) Study of mites 27. Which city is also called Whiteman’s d) Vijaya Kelkar b) Rearing of bees grave? 38. Who is the first Chief Justice of the c) Study of aphids a) Gibralter supreme court of India? d) Study of spiders b) Belgium a) G.V. mavalnkar 49. What does “corpus luteum” secretes? c) Guinea Coast of Africa b) H.L. Kania a) Progesterone d) Guayaquil port of Ecudor c) Ranganath Mishra b) Testosterone 28. Who is the fathers of Geometry? d) None of these c) estrogen a) Archimedes 39. Congress has just lost a state Govt. in d) Hemoglobin b) Galileo Galilei an North – East state when 43 off 44 c) Eueclid 118 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER - 2016

50. What is the Chemical name of Bleaching travel from their home to the factory powder where they work. a) Solid carbon dioxide b) Silicon dioxide c) Sodium chloride d) Magnesium sulphate

PART-C QUANTITATIVE APTITUDE

51. If sin2 q + cosec2 q = x then the value of x will be a) x  2 b) x  1 2 c) x  1 d) x  2 57. The number of workers travelling from a    a)  1sq.units sin x sin x their home to the factory by bus is 2  2  52. If   4 and a) 460 b) 180 1 cos x 1 cos x c) 280 d) 360 b) a2  1sq. units x < 900 the value of x is 58. Total number of workers who travel to a) 100 b) 150 their factory by cycles and    0 0 motorbikes is  1sq. c) 30 d) 45 c) a2 2 units 0 0 a) 300 b) 320   53. If 0 <  < 90 and c) 280 d) 310 59. Total number of workers who reach the a 2 t a n  = 6  6  6 ...... factory by train and by walking is d)  1sq. units a) 400 b) 420 2 2 then the value of sec  is- c) 430 d) 440 64. What part of a ditch, 48 metres long, a) 4 b) 10 60. P can complete ¼ of a work in 10 days, 16.5 metres broad and 4 metres deep Q can complete 40% of the same work can be filled by the earth got by digging 4 10 in 15 days, R 1/3 of the work in 13 a cylindrical tunnel of diameter 4 c) d) 3 9 days and S, 1/6 of the work in 7 days. metres and length 56 metres? Who will be able to completer the 1 work first? 22 (Use   ) 54. If x   2 , then the value of a) P b) Q 7 x c) R d) S 61. Ravi and Ajay start simultaneously from 1 2 2n1 1 a place A towards B, 60 km apart, x  where n is a a) b) x 2n1 Ravi’s speed is 4 km/ hr less than that 9 9 positive integer, is of Ajay. Ajay, after reaching B, turns back and meets Ravi at a place 12 km 7 8 a) 0 b) 2 c) d) c) – 2 d) – 5 away from B. Ravi’s speed is 9 9 a) 12 km/hr b) 10 km/hr 65. The size of a rectangular piece of paper c) 8km/hr d) 6km/hr  2 1 1  is 100cm × 44 cm. A cylinder is formed 55. 62. A jar contained a mixture of two liquids    22 2 by rolling the paper along its length.  62 7  6 8 7  A and B in the ratio 4: 1. When 10 is equal to litres of the mixture was taken out and The volume of the cylinder is 1. 10 litres of liquid B was poured into a) 0 b) 2 2 22 the jar, this ratio became 2: 3. The (Use   ) quantity of Liquid A contained in the 7 c) 6 d) 2 7 jar was a) 4400cm3 b) 15400cm3 56. The sum = 0.25 0.75 = a) 4 litres b) 8 litres c) 35000cm3 d) 144cm3 c) 16 litres d) 32 litres 66. Stations A & B are 200 km apart. 2 a) 1 b) 1.01 63. The area of the shaded region in the trains P & Q start towards each other figure given below is from A & B respectively. When the c) 1.01 d) 1.001 trains start, a bird sitting on the train P starts flying from P to train Q at a Directions (Q.57-59) : The pie-chart, speed of 240 km/hr. When it reaches given here, shows how 1080 workers Q, it starts back for P and continues

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doing the same till the trains meet. How 73. Out of Rs. 50, 000 that a man has, he you are required to select the most far did the bird travel if the speed of suitable alternative to fill in the blank/ both the trains is 60 km/ hr. 1 blanks in the sentence to make it lends Rs. 8000 at 5 % per annum a) 200 km b) 300 km 2 meaningful. c) 400 km d) 600 km simple interest and Rs. 24,000 at 6% 67. A, B and C start a venture together. B 79. The Deputy Manager ...... to resign per annum simple interest. He lends and C invest Rs. 4000 and Rs. 3000 because all his proposals were .... down the remaining money at a certain rate respectively while A invests Rs. 1000 by his superiors. of interest so that he gets total annual initially and after 6 months withdraws a) offered ; thrown interest of Rs. 3680. The rate of interest his capital and decides to work as b) gave; held per annum, at which the remaining working partner with 30 % stake in c) began; kept money is lent, is the profits. If A gets Rs. 800 at the end d) threatened; turned a) 5% b) 7% of the year, what was the total profit? 80. He preaches liberal views but in c) 10% d) 12% a) Rs. 1200 b) Rs. 3600 practice, he is not .... and is .... narrow 74. Two men start together from the same c) Rs. 2400 d) Rs. 4800 – minded than almost any other person. place in the same direction to go round 68. A man can row 30 km upstream and 44 a) hard; openly a circular path. If one takes 10 minutes km downstream in 10 hours. Also, he b) tolerant; more and the other takes 15 minutes to make can row 40 km upstream and 55 km. c) ambitious; hardly one complete round they will meet Downstream in 13 hours. Find the rate d) acceptable; genuinely after of current and the speed of the man in 81. The birth of a daughter is no more a/an a) 30 minutes b) 33 minutes still water. .... occasion because education has ...... c) 40 minutes d) 45 minutes a) 3 km/hr, 8 km/hr the people. 75. A businessman sells a commodity at 10% b) 4km/ hr, 10 km/hr a) magnificent; liberalised profit. If he had bought it at 10% less c) 6 km/hr, 3 km/hr b) benign; esteemed and sold it for Rs. 2 less, than he would d) 1 km/hr, 6km/hr c) ominous; enlightened 69. In a barrack of soldiers there was stock 2 d) propitous; blinded for 40 days for 275 soldiers. After 16 have gained 16 % . The cost price 3 Directions (Q.82-85) : In Question nos. days. 125 soldiers left the barrack. For 82 to 85, a sentence/ a part of the of the commodity is how many days shall the left over food sentence is underlined. Below are given a) Rs. 32 b) Rs. 36 last for the remaining soldiers? alternatives to the underlined part at (A), c) Rs. 40 d) Rs.48 a)45 days b) 35 days (B), (C) which may improve the sentence. c) 44 days d) 53 days Choose the correct alternative. In case 70. The average age of a family of 6 members PART-D ENGLISH LANGUAGE no improvement is needed your answer is 33 years. If the age of the youngest is (D). Mark your answer in the Answer member is 8 years, then what was the Directions (Q. 76- 78): Four alternatives Sheet. average age of the family members just are given for the underlined idiom/ 82. Will you lend me few rupees in this before the birth of the youngest phrase. Choose the alternative which hour of need? member? best expresses the meaning of the (A) borrow me a few rupees a) 25 years underlined idiom/ phrase. b) 30 years (B) lend me any rupees c) 38 years 76. To cut the crackle (C) lend me a few rupees d) Approx 21 years 5 months a) to stop talking and start (D) No improvement 71. Richa purchased an article at 4/5 of its b) to dig a well 83. Audacity is the mother of invention. list price and sold it at 20% more than c) to annoy others (A) Tenacity the list price. Richa’s profit percent d) to act in a friendly way (B) Necessity was 77. Blue blood (C) Paucity a) 50 b) 40 a) Something impossible (D) No improvement c) 30 d) 25 b) an aristocrat 84. Professionals must continuously 72. A sum was invested at simple interest at c) something costly improve their skills. a certain rate of interest per annum for d) a funny object (A) hone 3 years. It would have fetched Rs. 270 78. Bird’s eye view (B) fine tune more had it been invested at 3% higher a) to view something closely (C) explore rate of interest per annum. What was b) a general view from above (D) No improvement the sum? c) to view suspiciously 85. Mr. Raj has been asked to submit details a) Rs. 5400 d) to look from a different angle of his tax returns. b) Rs. 1800 (A) give c) Rs. 3000 Directions(Q.79-81) Four alternatives a, (B) furnish d) Cannot be determinded b, c and d given under each sentence, (C) disclose

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(D) No improvement (D) Alliteration Overall, 60% of people surveyed used the 95. The process by which a person or an web to check their bank account and other Directions(Q.86-90 ) Some of the organization reduces the amount of financial assets in the past 90 days, making following sentences are grammatically moneyit spends it the most popular use of the internet incorrect and some are correct. Find out (A) Budgeting globality, Shopping was not too far behind which part of a sentence has an error (B) Retrenchment at 48%, the survey showed and 41% went and mark that part. If there is no error (C) Saving online in search of a job in terms of country mark that part as your answer. (D) Closure preferences, almost 90% of respondents in 86. The tallest (a)/ among them expressed a 96. In question four words are given in each Sweden use e- banking. (b)/ keen desire to sit (c)/under the question, out of which only one word Online banking has also caught on in a big shade of a tree (d)/. No error(e)/ is correctly right. Find the correctly way in nations like France, Canada, 87. Except he (a)/ and possibly our mother, spelt word and mark your answer in Australia, Poland, South Africa and Belgium, (b)/ all others have agreed (c)/ to come the Answer Sheet. the survey showed. The Germans and back soon. (d)/ No error (e) (A) cemetry British come on top for using online 88. The Socialist Party (a)/ is as good if not (B) cimetry shopping with 74% of respondents in both better (b)/ than any other (c)/ political (C) cimetery countries having bought something online party. (d)/ No error (e) (D) cemetery in the past three months. They are followed by 68% of respondents in Sweden. 65% in Directions : In question nos. 89 to 90, Directions (Q. Nos.97- 100) Read the US and 62% in South Korea. choose the word opposite in meaning to following passages carefully and answer the given word and mark it in the the questions that follow. 97. Which of the following is not true in the Answer Sheet. A majority of Indians prefer to use the context of the passage? internet for accessing banking and other a) Internet users across the globe are 89. Enigmatic financial services than shopping online, mainly interested in looking for (A) displeased shows a new survey. jobs and keeping track of finances (B) simple Almost 57% of Indian respondents using b) Germany and Great Britain are the (C) short-sighted the internet prefer to bank online and use top countries where online (D) learned other financial services due to hassle- free shopping is quite popular 90. Sporadic access and time saving feature of online c) Many people in Sweden use e- (A) epidemic banking according to the survey. banking to maintain their finances (B) stagnant Checking information on products and d) A majority of Indians prefer (C) spontaneous services online comes a close second at 53% shopping online as compared to (D) regular while 50% shop for products online. The other online activities 91. Ascetic fourth on the list-around 42% of e) All the given statements are true (A) germ-free respondents in India surfed online to look 98. Which of the following can be (B) artistic for jobs, the survey said. Online banking appropriate title for the passage? (C) gloomy has made things much easier for the people a) The growing utility of the internet (D) worldly and it saves a lot of time. b) Internet and its drawbacks It has eliminated the problems associated c) The traditional versus modern Directions : In Question nos. 92 to 93, with traditional way of banking where one ways of shopping out of the four alternatives, choose the had to stand in a queue and fill up several d) Use of the internet in different one which can be substituted for the forms. Most of the banks in India have countries given words/n sentences and indicate it introduced customer- friendly online e) Internet- The Curse by blackening the appropriate oval [ ] in banking facility with advanced security 99. Which of the following is/are true in the the Answer Sheet. features to protect customers against context of the passage? 92. To secretly store more than what is cybercrime. A. More than 50% Indians using allowed The easy registration process for net banking internet prefer online banking. (A) Hoard (B) Store has improved customers’ access to several B. Many banks in India have (C) Hide (D) Aboard banking products increased customer introduced facilities to suit the 93. Very dramatic loyalty, facilitated money transfer to any needs of customers (customer- (A) Histrionic (B) Hippocratic bank across India and has helped banks- friendly) (C) Hirsute (D) Hoary attract new customers. The Indian results C. More people shop online in South 94. A figure of speech by which a thing is closely track the global trends as well Korea as compared to those in spoken of as being that which it only conducted among 19216 people from 24 Sweden. resembles countries, the survey showed that banking a) Only B (A) Metaphor and keeping track of finances and searching b) Both B and C (B) Simile for jobs are the main tasks of internet users c) Both A and B (C) Personification around the globe. d) Both A and C

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e) Only C 100. Which of the following is most nearly the same in meaning as the words ‘ eliminated’ as used in the passage? a) taken b) introduced c) begun d) removed e) cancelled



EXPLANATIONS 14. b) All stones are men + All men are tigers = A + A = A = All 1. c) stones are tigers. Therefore conclusion I follows. Again, all 2. b) 3. b) stones are tigers (A)  conversion  Some tigers are 4. d) except (d) others are African country stones (I). Therefore, Conclusion IV follows. 5. c)except (c) others are not square. 15. a) F and H talks three languages. 6. d) 16. d) 7. a) Two days before yesterday was Monday. Therefore, today is Monday + 4 = Friday Tomorrow will be Saturday Day after tomorrow will be Sunday Now, three days after Sunday will be Thursday. 8. a) 1st January was Friday. First Wednesday  6th January Fourth Wednesday  27th January 17. c) Three days after January 27  30th January 9. d) The specified letters are C, R, A, T and E. The only meaningful word that can be made is REACT and its middle letter is A. 10. c) The sum of the first two number is equal to the sum of the last two numbers in each column 18. c) ccdef/ccdef/ccdef 19. c) Distance = 0 . 1 km 256 Relative speed = (x – 1) kmph 11. b) First Row : 2 + 2 = 4;  64 4 2 1 Time =  hour 3125 60 30 Second Row : 3 + 2 = 5;  625 5 Now, according to the question, 0.1 1 46464   x - 3  3 Third Row : 4 + 2 = 6 ;  7744 x - 3 30 6 12. b) Sushil > Samira > Sanjay  x  6 Sushil > Sandeep> Sunil = Samira 20. d) Clearly, Sushil is the tallest.

13. b)

Finally he reached at the starting point.

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2 21. c) (10)  10 × 10  100  100 1 22. b) As per the information given in the question, we can have 54. c) x   2 following arrangement in the queue. x 1 2 3 4 5 then S U R T V  x  1 23. d) Thursday 2n1 1 24. c) Vani > Rani So, the value of x  2n1  2 Vani > Sita > Rani x Mary, Rani > Nita Rani > Mary 2 1 1 55. d)    2  2 2 Now, 2  2 7  6 8  7 Vani > Sita > Rani > Mary > Nita 25. Option (a) : 11 – 6 ÷ 4 + 2 = 64  after rationalizing  11 × 6 – 4 ÷ 2 = 64 6  4 Option (b) : 10 – 5 × 6 + 2 = 54  2  7  6  8  7  2  2 2  10 × 5 + 6 ÷ 2  54 2 Option (c) : 15 + 3 × 4 ÷ 3 = 12  15 ÷ 3 + 4 – 3 = 12  6  2  7  6  8  7  2  2 2  5 + 4 – 3 12 Option (D) : 12 + 4 ÷ 2 – 7 = 8  2 7  12 ÷ 4 – 2 × 7 = 8 56. b) According to the question 0.25 25 25 + 0.75 75 75 = 1.01010 ......  3 – 2 × 7  8  26. a 27. b 28. b 29. d 30. b 31 c So,  = 1. 01 32 b 33 c 34 c 35 d 36 c 37 a 57. d) 360p = 100% 38 d 39 a 40 b 41 c 42 b 43 a 120p = 33.33% 44 c 45 a 46 d 47 d 48 a 49 c 50 d 1080 51. d) sin2q + cosec2q = x So Number of workers travelling by bus =  360 3 sin 4 q 1  2 (minimum value of sin q = – 1) 60  40 sin q 58. a) Train + walk = 1080 = 300 360 2 Put  2 so x  2 90  50 59. b) Train + walk= 1080 = 420 1 360 sin x sin x 60. b) P can complete the whole work in 52. c)   4 = 4 × 10 = 40 days 1 cos x 1 cos x Q can complete the whole work in. sin x  sin x cos x  sin x  sin x cos x = 40%  15 days   4 1 cos2 x 15 1 =100%    100  37 days 2sin x 40 2 R can complete the whole work in :-  2  4 sin x  3 × 13 = 39 days 1 S can complete the whole work in : -  sin x  so x  300  6 × 7 = 42 days 2 So Q can complete the whole work first. 61. c) 53. b) 6  6  6  ......  3 tan  = 3 A 60 km B 2 2  sec   1 (3)  10 Let the speed of Ravi = x km/ hr So  Ajay = x + 4 km/ hr

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 Ajay meet while returning from B and 12 km from B. So 64. b) Volume of earth taken out = r 2h distance travelled by Ajay = 60 + 12 = 72 km. 22 3 & By Ravi = 60 – 12 =  2 256  704m = 48 km. 7  Taking same time :- Volume of the ditch = 48 × 16.5 × 4m3 = 3168m3 48 72  704 2 x x  4 Part of the ditch filled =  3168 9  48 x + 48 × 4 = 72 x 65. b) When the rectangular sheet is rolled along its length, the 24 x = 48 × 4  length of the sheet forms the circumference of the base of X = 8 km/hr cylinder and breadth of sheet forms the height of cylinder. 62. c) Initial Ratio = 4 : 1 Circumference = 44 final Ratio = 2 : 3 2 Ratio of A reducing because  2r  44 4 Of = × 10 = 8 litres 22 5  2× × r = 44 So 2 ratio = 8 litres 7  4 ratio =16 litres 63. c)  r = 7cm Here, h = 100 cm  Volume of the cylinder = r 2h

22 =  7 7100 7 = 15400 66. c) Relative velocity of trains P & Q = 120 km ph 200 Time taken before trains meet = hour 120 This is the time when the bird flies. Radius of circle = a units Distance covered by bird = speed × time a 2 200  Area of semi circle = sq.units = 240  400km 2 120 st Both triangles ABC and BCD are isosceles and equal. 67. b) For 1 6 months   A : B : C = 1 : 4 : 3 For next 6 months 1 2 a A : B : C = 3 : 4 : 3  Area of each triangle = 2 Net ratio of A : B : C = 4 : 8 : 6

1 2 2 4 Area of both triangle = 2 × a  a sq. units A’s profit =  Total Profit = 800  2 18 2 80018 a 2 Area of shaded region =  a Total profit =  Rs.3600  2 4 68. a) Upstream downstream time    30 km 44 km 10 a2 1 = 2 sq. units 40 km 55 km 13    Speed upstream =

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= Rs. 270 (A.T.Q.) 44 40  5530 = 270 4413 5510  100% of principal = 100 9 1760 1650 i.e. required sum = Rs. 3000 = 572  550 73. c) Remaining amount = Rs. (50000 – ( 8000 + 24000)) = Rs. 18000 110 Let Rs. 18000 be lent at the rate of r % P. a =  5km / hr According to the question, 22 8000111 24000 61 44 40  55 30  Speed downstream = 2100 100 4010  3013 18000 r 1 1760 1650 110   3680 =  100 400  390 10  440 + 1440 + 180r = 3680 = 11 km/hr  1880 + 180r = 3680 1  180r = 3680 – 1880 Speed of current = (11 5) 2 = 1800 = 3 km/hr 1800  r =  10% 16 180 Speed of man in still water =  8km / hr 2 74. a) Required time = LCM of 10 minutes and 15 minutes = 30 minutes 69. c) Shortcut method 75. c) Let the first CP of the commodity be Rs. 100. M × D × T × W = M ×D ×T × W 1 1 1 2 2 2 2 1  First SP = Rs. 110  275 24  150  x Second CP = Rs. 90 275 24 50  x Gain = % 150 3 x  44  50  Second SP = 100   % of Rs 90 70. b) 8 years ago, (Just after the birth of smallest family member)   3  the sum of total ages of family members = {(33 – 8) × 6} years = 150 years  350  = 90  = Rs. 105 But, just before the birth of the youngest member,  300  No. of members = (6 – 1 ) = 5 members But total age = (150 – 0) years = 150 years Difference of SPs, = Rs (110 – 105)= Rs.5 150  If the difference is Rs. 5, the So, Required Average age = = 30 years 5 = CP = Rs.100  If the difference be Rs. 2, the 71. a) Richa purchased an article at 4/5 of it’s 100 Price it means = 80% CP =  2  Rs.40 C.P = 80% 5 And S. P = 120% 76. a 77. b 78. b 79. d 80. b 81. c 82. d 83. a 84. a 85. d 86. d 87. a 40 88. b 89. b 90. a 91. a 92. d 93. a Profit gain = 100  50% 80 94. b 95. d 96. a 97. d 98. a 99. c 100. d 72. c) Difference in rate of interest per year = 3% So, Difference in SI in 3 years = 3 × 3% of Principal sum  = 9 % of principal sum

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WHO’S WHO

OFFICE BEARERS

Pranab Mukherjee : President Hamid Ansari : Vice- president Narendra Modi : Prime Minister, Public Grievances and Pension, Atomic Energy and Space Department

CABINET MINISTERS PORTFOLIO MINISTER Home Affairs Rajnath Singh External Affairs, Overseas Indian Affairs Sushama Swaraj Finance, Corporate Affairs, Information & Broadcasting Arun Jaitley Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs & Ministry of Information & Broadcasting M. Venkaiah Naidu Road Transport and Highways, shipping Nitin Jairam Gadkari Defence Manohar Parrikar Railways Suresh Prabhu Statistical Research DV Sadananda Water Resources, River Development Uma Bharati and Ganga Rejuvenation Minority Affairs Dr, Najama A Heptulla Consumer Affairs, Food and Public Distribution Ramvilas Paswan Micro, Small and Medium Enterprises Women and Child Development Menaka Sanjay Gandhi Chemicals and Fertilizers & Parliamentary Affairs Ananthakumar Electronics and Information Technology & Ministry of Law & Justice Ravi Shankar Prasad Health & family Welfare Jagat Prakash Nadda Civil Aviation Ashok Gajapathi Raju Heavy Industries and Public Enterprises Anant Geete Food Processing industries Harsimrat Kaur Badal Ministry of Rural Development Narendra Singh Tomar Mines, Steel, Panchayati Raj & Drinking Chaudhary Birender Singh Water and Sanitation Tribal Affairs Jual Oram Agriculture & Farmers Welfare Radha Mohan Singh Social Justice and Empowerment Thaawar Chand Gehlot Human Resource Development Prakash Javedkar Science and Technology, Earth Science Dr. Harsh Vardhan Textiles Smt. Smriti Zubain Irani

MINISTERS OF STATE (INDEPENDENT CHARGE)

PORTFOLIO MINISTER Statistics and Programme Implementation, General VK Singh External Affairs, Overseas Indian Affairs Planning, Defence Indrajit Singh Rao Finance Santosh Kumar Gangwar Labour and Employment Skill Development & Entrepreneurship Rajiv Pratap Rudy Parliamentary Affairs AYUSH Shripad Yesso Naik

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Petroleum and Natural Gas Dharmendra Pradhan Youth Affairs and Sports Vijay Goyel Environment, Forest and Climate Change Anil Madhav Dave Power, Coal, New and Renewable Energy, Mines Piyush Goyal Development of North Eastern Region, Prime Dr, Jitendra Singh Minister’s Office, Personnel, Public Grievances & Pensions. Department of Atomic Energy, Department of Space Commerce and Industry Nirmala Sitharaman Culture, Tourism, Civil Aviation Dr, Mahesh Sharma Health & Family Faggan Singh Kulsate

MINISTERS OF STATE MINISTER Minority Affairs, Parliamentary Affairs Mukhtar Abbas Naqvi Drinking Water & Sanitation Ram Kripal Yadav Home Affairs Haribhai Parthibhai Chaudhary Water Resources, River Development & Sanwar Lal Jat Ganga Rejuvenation Agriculture Mohanbhai Kalyanjibhai Kundariya Micro, Small & Medium Enterprises Giriraj Singh Chemicals & Fertilizers Hansraj Gangaram Ahir Heavy Industries & Public Enterprises GM Siddeshwara Railways Manoj Sinha Panchayati Raj Nihalchand Human Resource Development Upendra Kushwaha Road Transport & Highways, Shipping P. Radhakrishnan Home Affairs Kiren Rijiju Social Justice & Empowerment Krishan Pal Agriculture Dr. Sanjeev Kumar Balyan Tribal Affairs Manuskhbhai Dhanjibhai Vasava Mines, steel Vishnu Deo Sai Rural evelopment Sudarshan Bhagat Human Resource Development Ram Shankar Katheria Science and Technology, Earth Sciences YS Chowdhary Finance Jayant Sinha Information & Broadcating Col. Rajyavardhan Singh Rathore Urban development, Housing and Urban Babul Supriyo Poverty Alleviation Food Processing Industries Sadhvi Niranjan Jyoti Social Justice & Empowerment Vijay Sampla

GOVERNORS AND CHIEF MINISTERS

STATE GOVERNOR CHIEF MINISTER Andhra Pradesh ESL Narasimhan N. Chandrababu Naidu Arunachal Pradesh J P Rajkhowa Prem Khandu Asam PB Acharya (Add. Charge) Sarbananda Sonowel Bihar Nitish Kumar Chhattisgarh Balramji Tandon Raman Singh Goa Lakshmikant Parsekar Gujarat OP Kohli Haryana Kaptaan Singh Solanki Manohar Lal Khattar Himachal Pradesh Acharya Dev Vrat Virbhadra Singh Jammu- Kashmir N N Vohra Mehbooba Mufti Sayeed Jharkhand Drupadi Murmu Raghuvar Das Karnataka Vajubhai R. Vala K. Siddharamaiah Kerala P. Sathasivam Pinarayi Vijayan

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Madhya Pradesh Ram Naresh Yadav Shivraj Singh Chouhan Maharashtra C. Vidyasagar Rao Devendra Phadnavis Manipur V. Shanmuganathan Okram Ibobi Singh (Add. Charge) Meghalaya V. Shanmuganathan Mukul Sangma Mizoram Nirbhaya Sharma P. Lalthanhawla Nagaland PB Acharya TR Zeliang Odisha SC Jamir Naveen Patnaik Punjab Kaptaan Singh Solanki Prakash Singh Badal (Add.Charge) Rajasthan Kalyan Singh Vasundhara Raje Sikkim Srinivas Patil Pawan Chamling Tamil Nadu K. Rosaiah Jayalalitha Telangana ESL Narasimhan K. Chandrashekhar Rao Tripura Manik Sarkar Uttar Pradesh Ram Naik Akhilesh Yadav Uttarakhand K K Paul President’s Rule West Bengal Kesarinath Tripathi Mamata Banerjee

LT. GOVERNORS & ADMINISTRATORS

Union Territory Lt. Governor (Administrator) Andaman and Nicobar Islands AK Singh (Lt. Governor) Chandigarh Kaptaan Singh Solanki (Add. Charge) Dadra and Nagar Haveli Vikam Dev Dutta (Administrator) Daman and Diu Vikam Dev Dutta (Administrator) Delhi Najeeb Jung (lt. Governor) Lakshadweep Vijay Kumar (Administrator) Punducherry Kiran Bedi

JUDICIAL HEADS

Designation Person Chief Justice, Supreme Court Tirath Singh Thakur Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Chairperson, National Green Tribunal Justice Swatantra Kumar Chairperson, Intellectual Property K N Basha Appellate Tribunal Chairperson, Armed Forces Tribunal JN Burma

HEADS OF ARMED FORCES

Designation Person Air Force Chief Air Chief Marshal Arup Raha Navy Chief Admiral Sunil Lanba Army Chief Gen. Dalbir Singh Suhag

HEAD OF INTELLIGENCE ORGANISATIONS

Designation Person Director, Intelligence Bureau (IB) Dineshwar Sharma Director,Research & Analysis Wing (RAW) Rajinder Khanna Director, NTRO Alok Joshi Chairperson, National Investigation Sharad Kumar Agency (NIA)

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High Court Chief Justice Allahabad Vimalesh Kumar Shukla Bombay DH Waghela Calcutta Manjula Chellur Chhattisgarh Dipak Gupta Delhi Gorla Rohini Gujrat R. Subhas Reddy Guwahati Ajeet Singh Himachal Pradesh Mansoor Ahmad Mir Hyderabad DB bhonsale Jammu & Kashmir NNP Vasanth Kumar Jharkhand Virendra Singh Karnataka Shubhro Kamal Mukherjee Kerala T.B. Radhakrishnan Madhya Pradesh Rajendra Menon Madras Sanjay Kishan Kaul Manipur Rakesh Ranjan Prasad Meghalaya Dinesh Maheshwari Orissa Vineet Saran Patna Md Iqwal Ahmad Ansari Punjab & Haryana SJ Wazifdar Rajasthan Navin Sinha Sikkim Sunil Kumar Sinha Tripura Tinlianthong Vaiphei Uttarakhand KM Joseph

HEADS OF VARIOUS BOARDS

Designation Person Chairperson, Railway Board AK Mittal Chairperson, Atomic Energy Regulatory Shiv Abhilas Bhardwaj Board Chairperson, CBDT Atulesh Jindal Chairperson, Company Law Board DR Deshmukh Chairperson, SEBI UK Sinha Chairperson, Central Board of film Pahlaj Nihalani Certification Chairperson, Central Social Welfare Board Durgabai Deshmukh Chairperson, PNGRB S. Krishnan Director, NCERT Hrushikesh Senapathy Chairperson, CBSE Rajesh Kumar Chaturvedi Chairman, CBEC Najib Shah

ELECTON COMMISSION

Designation Person Chief Election Commissioner Syed Naseem Ahmed Zaidi Election Commissioner Achal Kumar Jyoti Election Commissioner II

CONSTTITUTIONAL HEADS

Designation Person Speaker, Lok Sabha Sumitra Mahajan Deputy Speaker , Lok Sabha M. Thambidurai

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Comptroller and Auditor General Shashikant Sharma Chairperson, 14th Finance Commission YV Reddy Chairperson, National Commission Lalitha Kumarmanglam for Woman Chairperson, national Commission for PL Poonia scheduled Castes Chairperson, National Commission for Rameshwar Oraon Scheduled Tribes Chairperson, National Commission for Wangla Ishwaraiah Backward Classes Chairperson, National Human Rights HL Dattu Commission Chairperson, Union Public Service Deepak Gupta Commission

HEADS OF FINANCIAL INSTITUTES/ ORGANISATIONS

Person Designation Arvind Panagariya Vice President, NITI Aayog Raghuram G. Rajan Governor, Reserve Bank of India Harshavandhan Neotia Chairperson, FICCI Leo Puri Chairperson, Unit Trust of India SK Roy Chairperson, Life insurance Corporation of India Harsha Kumar Bhanwala Chairperson, NABARD NK Maini CMD, SIDBI Sriram Kalyanaraman Chairperson, National Housing Bank Sunil Kanoria Chairperson, ASSOCHAM Rajan Bharati Mittal Chairperson, International Chamber of Commerce Satyanand Mishra Chairperson, Multi Commodities Exchange TM Bhasin Chairperson, Indian Banks Association AK Saxena CMD, Oriental Insurance Company Deepak Kumar Director General , Employees’ State Insurance Corporation Mamta Binani Chairperson, Institute of Company secretary of India

HEAD OF NATIONALISED BANKS

Bank CMD Allahabad Bank Rakesh Sethi Andhra Bank Suresh N. Patel Bank of Baroda Ps Jayakumar Bank of India MO Rego Bank of Maharashtra Sushil Muhnot Bharatiya Mahila Bank SM Swathi Canara Bank T.N. Manohar Central Bank of India Rajeev Rishi Corporation Bank J K Garg Dena Bank Ashwini Kumar IDBI Bank Kishor Karat Indian Bank Mahesh Kumar Jain Indian Overseas Bank R. Koteeswaran Oriental Bank of Commerce Animesh Chauhan Punjab and Sind Bank Jatinderbir Singh Punjab National Bank Usha Ananta Subrahmaniam State Bank of India Arundhati Bhattacharya State Bank of Bikaner and Jaipur Jyoti Ghosh State Bank of Hyderabad Santanu Mukherjee

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State Bank of Mysore N.K. Chari State Bank of Patiala MS Ramesh Rangan State Bank of Travancore C.R. Sashi Kumar Syndicate Bank Arun Shrivastava UCO Bank RK Takkar United Bank of India Sanjay Arya Union Bank of India Arun Tiwari Vijaya Bank Kishore Kumar Sansi

MAHARATNA/ NAVARATNA COMPANIES Maharatna Chairman/MD Bharat Heavy Electricals Limited Atul Sobti Coal India Limited S. Bhattacharya Gas Authority of India Limited BC Tripathi Indian Oil Corporation Limited B. Ashok Oil and Natural Gas Corporation DK Sarraf Steel Authority of India Limited Anup Kumar Pujari National Thermal Power Corporation Gurdeep Singh

Navaratna Chairman/ MD Container Corporation of India Limited Engineers India Limited Sanjoy Gupta National Buildings Construction Corporation AK Mittal Bharat Electricals Limited SK Sharma Bharat Petroleum Corporation Limited S. Varadarajan Hindustan Aeronautics Limited T. Suvarna Raju Hindustan Petroleum Corporation Limited MK Surana National Mineral Development Corporation Narendra Kothari Mahanagar Telephone Nigam Limited NK Yadav Power Finance Corporation MK Goel Power Grid Corporation IS Jha Rashtriya Ispat Nigam Limited P. Madhusudan Shipping Corporation of India AK Gupta Neyvelli Lignite Corporation Limited SK Acharya Oil India Limited Ms. Rupshikha Saikia Rural Electrification Corporation Limited Rajiv Sharma National aluminium Company Limited Tapan Kumar Chand

INTERNATIONAL INSTITUTES/ ORGANISATIONS Designation Person General Secretary, United Nations Ban ki-moon Organisaton India’s Permanent Representative, UNO Syed Akbaruddin Secretary General Assembly Peter Thomson Director, UN General Assembly Peter Thomson Director General, International Atomic Yukia Amano Energy Agency Director General, International Labour Guy Ryder Organisation Director General FAO Jose Graziano da Silva Director General UNESCO Irina Bakova Director, UNHCR Filippo Grandi Director General, World Health Margaret Chan Organisation Director General, IMF Christine Lagarde Director, World Bank Jim Yong Kim

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ABBREVIATION IOB-Indian Overseas Bank. AFS-Annual Financial Statement IPO-Initial Public Offering. AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India. BoP-Balance of Payments KCC-Kisan Credit Card. CR-Capital Receipts KMB-Kotak Mahindra Bank. KVB-Karur Vysya Bank. CRAR-Capital to Risk Weighted Asset KYC-Know Your Customer. Ratio LAB-Local Area Bank. DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility. ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank. GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate. GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate. HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural IBRD-International Bank for Reconstruction and Development. NAS-National Account Statistics. Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies. Development NEFT-National Electronic Funds Transfer System. OLTAS-OnLine Tax Accounting System NFA-No Frills Account. RWA-Risk Weighted Asset NFC-Non Banking Finance Companies. SEBI-Securities and Exchange Board of India NHB-National Housing Bank. NIB-Nordic Investment Bank. UBB-Uniform Balance Book NPA-Non Performing Assets. WPI -Wholesale Price Index NPS-National Pensions Scheme. FDI-Foreign Direct Investment. NSE-National Stock Exchange. FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations. FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password. Industry. PGS-Payment Gateway System. FII-Foreign Institutional Investor. RBI-Reserve Bank Of India. FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland. FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank. FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System. GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank. GDR-Global Depository Receipt. SCC-Selective Credit Control. GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area. HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India. IBRD-International Bank For Reconstruction And SHGs-Self Help Groups. Development. SIDBI-Small Industries and Development Bank of India. ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio. India. SPNS-Shared Payment Network System. IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial IDBI-Industrial Development Bank of India. Telecommunication. IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan. IIB-International Investment Bank. UCB-Urban Cooperative Bank. IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account. IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India. IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies. IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers. IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

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USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund ECR - Export Credit Refinance SEBI - Securities and Exchange Board of India ECS - Electronic Clearing Services ORFS - Online Returns Filing System SDR - Special Drawing Rights OSMOS - Off-Site Monitoring and Surveillance BRBNMPL - Bharatiya Reserve Bank Note Mudran Private OTC - Over-the-Counter Limited OTS - One-Time Settlement CDR - Corporate Debt Restructuring BSA - Bilateral Swap Arrangements EEA - Exchange Equalisation Account IMF - International Monetary Fund NFA - Net Foreign Assets MBS - Mortgage Backed Securities PDO - Public Debt Office BSE - Bombay Stock Exchange, Mumbai REER - Real Effective Exchange Rate CBDT - Central Board of Direct Taxes OPEC - Organisation for Petroleum Exporting Countries CBLO - Collateralised Borrowing and Lending SPMCIL - Security Printing and Minting  WORD OF THE MONTH

1. Belligerent- Engaged in war/one eager to right 15. Officious – trying to please

2. Esculent – Anything that is fit for eating / edible 16. Obnoxious – harmful, Nasty

3. Ennui – The feeling of being bore by something 17. Nascent – being born or beginning, tyro, tedious. ammeature, novice

4. Tedious – Lacking in interest / boring 18. Rendezvous – A meeting planned at a certain time and place 5. Cozen – Be false to, be dishonest with 19. Rancour – bitterness 6. Deceive – Cause someone to believe an untruth 20. Ravage – destroy, plunder 7. Cryptic – Mysterious, hidden

8. Divulge – reveal/ unravel/ saying some secrete  thing to public

9. Fictitious – Imaginary

10. Gracious – Kind, generous, Courtesy

11. Indolent – Lazy, Lethargic

12. Jovial – merry, happy

13. Myopic – Short sighted, narrow minded

14. Mollify – appease, to pacify , Nullify, to calm down some one

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ONE LINER 1. Who clears proposals worth Rs 1,900 crore - Defence Acquisition Council 2. Which day is observed across the world - International Translation Day 3. Progress Panchayat to reach out to minority community launched by - Union Government 4. Who has been appointed as Director of Nehru Memorial Museum and Library - Shakti Sinha 5. Which Telugu writer conferred with Moortidevi Award of Bharatiya Jnanpith - Kalakaluri Enoch 6. 2016 BRICS Labour & Employment Ministerial Meet held in - New Delhi 7. World Maritime Day observed with theme - Shipping: Indispensable to the World 8. Union Cabinet approves ratification of the - Paris Agreement 9. Including India how many SAARC member countries decided to boycott the Summit in Islamabad – Four 10. Indian Army conducts surgical strikes across - Line of Control 11. Which former Australian cricketer passes away recently - Max Walker 12. World’s first three-parent baby born in – Mexico 13. Which airport was awarded Best Tourist Friendly Airport by Andhra Pradesh Tourism - Tirupati Airport 14. Bihar Prohibition of Liquor Act quashed by - Patna High Court 15. India ranks 39th in 2016-17 - Global Competitiveness Index 16. On 28th September which day is observed across the world - World Rabies Day 17. Who will be honoured with Lata Mangeshkar Award for Lifetime Achievement - Uttam Singh 18. According to MEA, India will not attend SAARC Summit in - Islamabad 19. Who has been appointed as a new Indian Ambassador to US - Navtej Sarna 20. World Bank reappoints whom for second term as President - Jim Yong Kim 21. Belgium Open title of Table Tennis won by - Sathiyan Gnanasekaran 22. Union Government decides to suspend talks on - Indus Waters Treaty 23. On 27th September which day is celebrated - World Tourism Day 24. India wins historic 500th Test against - New Zealand 25. Union Minister Radha Mohan Singh presented - Antyodaya Krishi Puruskars 26. On 26th September which day is celebrated - International Day for the Total Elimination of Nuclear Weapons 27. 8 satellites into two different orbits successfully launched by – ISRO 28. Which Tamil Film is India’s official entry for 2017 Oscar – Visaranai 29. PM approves constitution of two committees for birth centenary of - Pt. Deendayal Upadhyay 30. World’s largest radio telescope built in – China 31. CSIR celebrated it’s which jubilee – Platinum 32. PM approves constitution of two committees for birth centenary of - Pt. Deendayal Upadhyay 33. India, France ink deal for - 36 Rafale Fighter Jets 34. Union Government to launch which mission for improved family planning services - Mission Parivar Vikas 35. India-Russia Joint Military Exercise Indra-2016 begins in – Vladivostok 36. Which Hindi and Urdu writer passes away recently - Reoti Saran Sharma 37. India, US, Afghanistan reaffirm shared interest in - Combating Terrorism 38. Researchers produce what from sugarcane waste for use in batteries – Carbon 39. On 22nd September, 2016 which day was announced - Right Livelihood Award 40. Union Government announces enhanced support under MEIS of - Foreign Trade Policy

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41. Sanjay Dutta, Ritesh Sarothiya selected for - Bavin Wildlife Law Enforcement Awards 42. Who has been appointed as World Bank Country Director for India - Junaid Ahmad 43. Contract with DST, Germany for designing special vessels for NW-1 signed by – IWAI 44. Incredible India Tourism Investors Summit-2016 begins in - New Delhi 45. Adi Godrej conferred - Clinton Global Citizen Award 46. Union Cabinet approves - Admiralty (Jurisdiction and Settlement of Maritime Claims) Bill, 2016 47. Democrats and Dissenters which is recently released, authored by - Ramachandra Guha 48. On 21 September which day is celebrated - International Day of Peace 49. India successfully test fires long range surface-to-air which missile off Odisha coast - Barak-8 50. Who has been honoured as 2016 Humanitarian of the Year by Harvard Foundation - Aung San Suu Kyi 51. Who has been appointed as India’s Ambassador to Sweden - Monika Kapil Mohta 52. World leaders adopted New York Declaration for Refugees and Migrants at – UNGA 53. Union Government has shortlisted how many Cities for Smart Cities Mission in 3rd batch – 27 54. HRD Minister inaugurates which Super Computer at IIT Guwahati - PARAM-ISHAN 55. Indian Railways launches which sewa to help elderly, differently-abled - Yatri Mitra Sewa 56. Who has been assumed charge as BHL’s first woman director - Anandi Ramalingam 57. Invasive Giant African Land Snail sighted at - Goa University 58. Who has been appointed as UPSC chairman - Alka Sirohi 59. China, Russia conduct joint naval exercises Joint Sea-2016 in - South China Sea 60. Guided Missile Destroyer Ship Mormugao launched in – Mumbai 61. The Game of Thrones won best drama at - 68th Primetime Emmy Awards 62. Which Indian shooter wins gold at ISSF Junior World Cup in Azerbaijan - Subhankar Pramanick 63. Indian-origin Ravi Reddy appointed as Head of International Society for - Blood Transfusion 64. Malayalam critic M Leelavathy chosen for - N Mohanan Suvarna Mudra Award 2016 65. Scientists successfully grow three-dimensional lungs in lab using - Stem Cells 66. Virat Kohli was appointed as brand ambassador by which bank - Punjab National Bank 67. Which Indian actor got his name registered in Guinness World Record - Abhishek Bachchan 68. In which Indian state World Bank will invest 1000 crore rupees - Assam 69. Missile Destroyer Mormugao was launched by - Indian Navy 70. Union Government approves 500 crore rupee projects for development of tourism in - Jammu and Kashmir 71. Ajinkya Rahane, Rohit Sharma conferred with - Arjuna Award 72. Which two countries sign MoU to support fishermen in Hambantota district - India, Sri Lanka 73. 2016 Marconi Society Paul Baran Young Scholar Award won by - Dinesh Bharadia 74. China successfully launches - Tiangong-2 space lab 75. Track Asia Cup 2016 concluded; where Indian finished – Second 76. Who has been appointed as UNODC Goodwill Ambassador - Nadia Murad Basee Taha 77. On 15th September which day is observed all over the world - International Democracy Day 78. Sharing of Aadhaar details banned by – UIDAI 79. Calcutta Football League 2016 won by - East Bengal 80. Indo-US combined which military exercise begins - Yudh Abhyas 2016 81. Who has been appointed as a Director of Research Centre Imarat - BHVS Narayana Murthy

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82. US sign 38 billion dollars defence deal with – Israel 83. Reliance Communications will be merged with – Aircel 84. Morgan Freeman and Mel Brooks among - 2015 National Medal of Arts recipients 85. Subramanian Swamy honoured with which award in US - Tamil Ratna 86. Name the India-born innovator who wins 2016 Lemelson-MIT Prize - Ramesh Raskar 87. India Blue wins - Duleep Trophy Tournament 88. National Hindi Divas observed across India on - 14th September 89. Who won gold at Rio Paralympics in Javelin throw - Devendra Jhajharia 90. Name of Indian American scientist who won 2016 Lemelson-MIT Prize of US$500000 - Ramesh Raskar 91. Who won Bronze at World Martial Arts Masterships - Sushmita Rai 92. India inked agreementes to enhance bilateral cooperation - Afghanistan 93. Union Government issues model guidelines for states to curb - Ponzi Schemes 94. Union Cabinet approves extension of contract with ISA for exploration of - Polymetallic Nodules 95. Establishment of Higher Education Financing Agency approved by - Union Cabinet 96. Union Cabinet approves Bilateral Technical Arrangement between - India and Switzerland 97. Enhancing the buffer stock of pulses up to 20 lakh tones approved by – CCEA 98. First BRICS Wellness Workshop concludes in – Bengaluru 99. Union Government issues fresh guidelines for flexi-fund for – CSS 100. World’s first daily driverless bus service launched in - Lyon, France 101. Union Cabinet approves formation of - GST Council 102. Stan Wawrinka defeats Novak Djokovic to win - 2016 US Open Men’s Singles title 103. Philippine revenge drama ‘Ang Babaeng Humayo’ wins which award at Venice Film Festival - Golden Lion Award 104. E-nivaran to resolve Income Tax grievances launched by – CBDT 105. Name the countries decided to set up fund for health emergencies in region - India, 10 South-east Asian 106. OSIRIS-REx to collect samples from asteroid launched by – NASA 107. Who wins India’s first Gold medal at 2016 Rio Paralympic Games - Mariyappan Thangavelu 108. Indian Coast Guard commissions offshore patrolling vessel – Sarathi 109. RBI cancelled certificate of registration of five – NBFCs 110. Mandi, Sindhudurg emerge cleanest Districts in India - Gramin Swachh Survekshan 111. Which state bagged Best Horticulture State award – Haryana 112. Civil Aviation Ministry prohibits use of which phone on board aircraft - Samsung’s Galaxy Note 7 113. Advanced weather satellite INSAT-3DR launched by - ISRO’s GSLV-F05 114. Who becomes first Indian woman to be honoured with MCC life membership – Anjum Chopra 115. ASEAN Summit 2016 concludes in - Vientiane, Laos 116. First bank to introduce Software Robotics for power banking operations - ICICI Bank 117. Novel on Apatani tribe of Arunachal, Into the Hidden Valley, wins - MM Bennetts Award 118. First edition of IoT India Congress begins in – Bengaluru 119. On 8th September which day is celebrated across the world - International Literacy Day 120. President gives assent to the Constitution (122nd Amendment) - GST Bill, 2014

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STUDY MATERIAL KIT (Total 25 Volumes) MARKETING Reasoning APTITUDE MONTHLY ISSUE - NOVEMBER - 2016 V V ENGLISH V V A A A A Vanik’s N N N N I I I I K K K K APTITUDE BANKING Current Affairs COMPUTER COMPUTER for Bank PO for Bank PO & Clerical for Bank PO R E A S O N I N G for Bank PO Awareness Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU Bank PO & Clerical MARKETING

Bank PO y & SSC Railway & SSC Bank PO & Clerical | SSC & Railway Railwa ENGLISH Bank PO & Clerical Bank PO & Clerical Bank PO & Clerical for , Clerical & Bank PO, Clerical & , Clerical & , Clerical & , Clerical & General Awareness Banking Awareness Current Affairs All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations

AFTERMATH OF URI ATTACK Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples (Class Room Practice) (Home Work Practice) Vanik’s Question Hub (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) Two Practice Set for IBPS-PO (Prelim) Vanik’s Practice Set Vanik’s Extra Dose Practice Set for IBPS-PO & BOM (Main) Vanik’s Knowledge Garden Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Practice Set for CHSL-2016 Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s Monthly Updated Current Affairs unctions New Committees & its F Awards & Honours Events of the month Games & Sports Date and Observations onomy & Banking Important Index Ec s Recent MOU echnology Famous Personality Science & T Books & Authors Famous Places Bank PO Clerical Railway SSC

VA N I K S A H E E D N A G A R C E N T R E VA N I K C R P F C E N T R E VA N I K C U T TA C K C E N T R E VANIK STUDENTS SELECTION ONLINE TEST @ HOME Rs. 150/- Rs. 250/- Rs. 500/- Rs. 1000/- 1 Month 3 Months 6 Months 12 Months 1. 12 Ongoing Test in Alternative Days DILLIP SAMAL RAJENDRA SAHOO RASHMI BISWAL SUSANGITA DASH BISWANATH SINGH ABINASH JENA SREELEKHA SWAIN DEEPAK KU. NAYAK DEBI PRASAD PADHY ALINA SHARMA CO.OP.BANK PNB & SBI-PO SBI-PO LIC SSC POSTAL SBI MYSORE SBI-HYDERABAD SBI MYSORE SBI-HYDERABAD 2. 100 Practice Test & All Previous Year Test 3. Current Affairs Classes free at Institute Online Test & Discussion RAHUL KAPOOR SANTOSH K. DAS ADITYA P. MOHAPATRA SWARNALATA BEHERA SUSHREE PRIYADARSHINI INDRAJIT UPADHAYA MANOJ K. BISWAL SUMEET SHARMA ASIS PANDA SANKAR MISHRA SYNDICATE BANK-PO UCO BANK BANK OF INDIA SYNDICATE BANK UCO BANK SYNDICATE BANK KAR. BANK-PO & CLERK BOI-PO VIJAYA BANK-PO SYNDICATE BANK KARNATAKA BANK Features Facility Hard Copy of Test & Explanation CENTRES Weekly 3 Test & 3 Discussion Library - 7am to 9pm CRP & Saheed Nagar Test Discussion by 5 Faculties Current Affairs Handout Weekly C/A Test & Discussion Current Affairs Class Attend 1 Free TAPAN SAHOO SUVASHIS BEHERA SUMIT MISHRA SUBHASIS MOHANTY SRIKANTA BEHERA SONALI SAHOO SOMANATH GAHAN SHIBAJEE TRIPATHY SATYAKAMA BEHERA Monthly Magazine UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK Centralized A/C Lab with Wi-Fi Demo Test Scholarship for Toppers Individual Doubt Clear Regular Classroom Course Features & Facilities Doubt clear after the class SANDHYARANI SAMBIT SAHOO SAKHYA SINGH SETHI RAM PRASAD SAHOO RAKESH ROSAN ROUT RAKESH GADATYA PRANAB NATH NISHIKANTA JENA MANORANJAN BEHERA India’s best faculty MADHY BIHAR GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTAR BIHAR GRAMYA BANK LIC-ADO UTKAL GRAMYA BANK ODISHA GRAMYA BANK Best study material (25nos.) A/C Classroom Online test and discussion Highest no. of class (550hr.) Daily current affair hardcopy Class room workbook Subject-wise Class Available Daily test and discussion LOPAMUDRA KUMAR GOURI SHANKAR KANHA CHARAN DAS JYOTI BIKASH PANDA HIMANSHU SEKHAR PALEI DIPTIMAYEE SUBUDHI DIGBIJAY ROUL DEEPESH BISHI ASISH KUMAR ROUT Current Affairs Class MADHYA BIHAR GRAMYA BANK ODISHA GRAMYA BANK LIC-ADO ODISHA GRAMYA BANK ODISHA GRAMYA BANK MADHY BIHAR GRAMYA BANK HIMACHAL PRADESH BANK UTTAR BIHAR GRAMYA BANK ODISHA GRAMYA BANK Weekly test and discussion Hostel Facility (Boys & Girls) Unique concept of schedule Library Facility

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