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Product Catalogue of NLB Banka – Price List

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Product Catalogue of NLB Banka – Price List Product Catalogue of NLB Banka – Price List CURRENT ACCOUNT PACKAGES Basic Package - Private Individual Basic Package Basic Package Legal Basic Package NGO Package Exchange offices Private Individual Digital package Legal Entities Entities Political Party package (Micro) Current account Current account Current account Current account Current account Current account opening Current account opening, opening, opening. opening opening Account maintenance opening Monthly Account Monthly Account Account Account maintenance Account maintenance (Monthly) Account maintenance maintenance, maintenance, maintenance (Monthly) (Monthly) Issuance and monthly (Monthly) Savings account Savings account (Monthly). Issuance and monthly Issuance and monthly maintenance of debit card Issuance and monthly opening, opening, Issuance and maintenance of debit maintenance of debit – Visa Debit Business maintenance of debit Savings Account Savings Account monthly card – Visa Debit card – Visa Debit Debit card replacement card – Visa Debit maintenance, maintenance maintenance of Business Business (expired) Business Issuance and monthly Issuance and monthly debit card – Visa Debit card Debit card replacement E-klik issuance and E-klik issuance and maintenance of debit maintenance of debit Debit Business. replacement (expired) (expired) maintenance maintenance card, card, Debit card E-klik issuance and E-klik issuance and M-Token (Mobile Banking) M-Token (Mobile Debit card Debit card replacement maintenance maintenance SMS notification Banking) replacement (expired) replacement (expired), (expired) M-Token (Mobile M-Token (Mobile (Notifications for card E-banking and M- SMS notification, SMS notification Payments for Banking) Banking) transactions) banking transfers within (Notifications for card (Notifications for card KEDS with Direct E-banking and M- E-banking and M- E-banking and M-banking NLB Banka transactions), transactions), debit. banking transfers banking transfers within transfers within NLB Payments for KEDS Account opening for Account opening for E- GIRO payments for within NLB Banka NLB Banka Banka with e-banking E-banking and M- banking and M- Public service Payments for KEDS Payments for KEDS Payments for KEDS with Payments for Keds with banking, banking, company (PTK, with e-banking with e-banking e-banking Direct debit E-banking and M- Account maintenance Regional water Payments for KEDS Payments for KEDS Payments for Keds with GIRO payments for banking transfers for m-klik and e-klik supply) with Direct debit with Direct debit Direct debit Public service company within NLB Banka, Payments for KEDS Payments in POS, GIRO payments for GIRO payments for GIRO payments for Public (PTK, Regional water Payments for KEDS with e-banking within E-klik issuance and Public service Public service company service company (PTK, supply) with e-banking, NLB Banka maintenance, company (PTK, (PTK, Regional water Regional water supply) Payments in POS Payments for KEDS Payments for KEDS M-Token (Mobile Regional water supply) Payments in POS with Direct Debit, with e-banking Banking) – Free, supply) Payments in POS Client identification code GIRO payments for Payments for KEDS Payments in POS (IVR) *The minimum amount Public service with Direct Debit *The minimum amount that the client must company (PTK, GIRO payments for *The minimum that the client must *The minimum amount Regional water Public service *The minimum amount that the client have on the account is that the client must have have on the account is supply), company (PTK, amount that the must have on the 30.00€ on the account is 30.00€ 30.00€ Payments in POS, Regional water supply) client must have on account is 30.00€ NLB PAY. Payments in POS the account is NLB PAY 15.00€ Monthly price for Monthly price for Monthly price for Monthly price for Monthly price for Monthly price for Monthly price for package 1.50€ package 2.50€ package 2.50€ package 5.00€ package 20.00€ package 10.00€ package 15.00€ *Monthly maintenance of sub account for legal entities is 1.00EUR (In addition to the package price) **Monthly maintenance of sub account in other currencies: 1.00 USD, 5.00 CHF, 1.00 GBP, 2.00 AUD 2.00 CAD, 10.00 HRK, 10.00 DKK, 10.00 NOK, 10.00 SEK Other services Private Individual Legal Entities Account authorization 2.00€ 2.00€ Up to 5.00€ - without provision Up to 5.00€ - without provision Fee for over the counter cash withdrawal From 5.01€ - 1,000€: 2.00€ From 5.01€ - 1,000€: 2.00€ (excludes account types for Pensioners, Students and Social assistance 1,000.01€ - 100,000€: 2.50€ 1,000.01€ - 100,000€: 2.50€ Over 100,000.01€: 0.1% of the value Over 100,000.01€: 0.1% of the value Up to 20.00€ - without provision Up to 20.00€ -without provision Deposit of coins (over 100 pieces) (CBK Charge) Over 20.00€ - 5% Over 20.00€ - 5% Deposit over the counter of children Free of charge n/a Deposit / Replacement of old GBP banknotes 1% min. 0.50 GBP 1% min. 0.50 GBP Deposit on Dropbox n/a 10€ per month Up to 50€: 5.00€ Up to 50€: 5.00€ Damaged banknotes for exchange in International banks Over 50€: 0.5%, min. 20€ Over 50€: 0.5%, min. 20€ One banknote: 1.00 € One banknote: 1.00 € Exchange of damaged banknotes More than one banknote: 0.50€ More than one banknote: 0.50€ Third Party Deposits into client’s current account 1.00€, 1.00 GBP, 1.00 CHF, 1.00 USD 1.00€, 1.00 GBP, 1.00 CHF, 1.00 USD Account Statement 0.50€ 1.00€ TIME DEPOSIT Remark: Term deposits amounts in Euro for period of 13 to 60 months withdrawn Term deposits for ahead of schedule, a vista interest rate is not calculated. Maturity Term deposits up to 60 months legal entities 1) The minimum amount of cash Term Deposit (TDA), for all types of term deposits is EUR 100. 12 months 0.05% 0.05% 2) In cases of premature closure of the Time Deposit, the accrued 13 months 0.05% n/a interest will be canceled. Paid interest will be deducted from the amount of the time deposit - the principal. (for deposits with monthly 24 months 0.10% 0.10% interest payment). 36 months 0.35% 0.35% 3) All interest rates are effective and nominal. 4) The tax on interest earned is based on the KOSOVO TAX 48 months 0.50% 0.50% LEGISLATION in force and all costs are transferred by to the client. 60 months 0.70% 0.70% Interest rate structure for Saving Account (Only for Private Individuals) Account opening Free of charge Minimum sum deposited 10 € Remark: Private individual Saving Account is conditioned by opening current account. Account maintenance Free of charge Payments / international transactions (MT) and domestic payments (inter-bank) Interest rate of Private Individual Saving Account 0.05% cannot be performed from savings. Permissible transactions from savings account are Interest rate of Children’s Saving Account 0.05% only to current account and vice versa as well as cash withdrawals and deposits. Cash cover Business Loans Term Interest rate Management costs EIR Cash cover Loan / Loan based on blocking TDA For the duration of TDA 1.50% 0.00% 1.50% Cash cover Loan / Loan based on blocking TDA but receiving 1.50% above interest rate For the duration of TDA 0.00% 3.00% interest rate from TDA of deposit Effective date from 01.05.2021 Product Catalogue of NLB Banka – Price List Business Loans Amount in EUR Term Interest rate Fee EIR Credit Line – Revolving Up to 50,000 Up to 12 months 11.50% 0.50% 12.70% Overdraft Up to 50,000 Up to 12 months 11.50% 0.50% 12.70% Loans for working capital Up to 50,000 Up to 36 months 10.00% 0.50% 10.90% Loans for asset investment Up to 50,000 Up to 120 months 9.00% 0.50% 9.60% Loans for asset investment and Up to 50,000 Up to 60 months 9.50% 0.50% 10.20% working capital Loans for financing liabilities to 7.90% (asset investment) 0.50% 8.30% Up to 50,000 Up to 60 months other financial institutions 8.50% (working capital) 0.50% 9.20% Eco loans Up to 50,000 Up to 120 months 6.90% 0.40% 7.25% BUSSINESS PACKAGES (with credit products) Product Premium (Micro businesses) Premium Plus (Small and medium businesses) Account opening √ √ Monthly maintenance of current account √ √ Bussines Debit Card √ √ Card replacement (expired) √ √ Visa Credit Card √ √ Transfers within NLB Banka Pristina with E-banking √ √ and M-banking E-banking payments for Keds √ √ Payments for Keds with direct debit √ √ GIRO payments for Public service company (PTK, √ √ Regional water supply) Payments in points of sales √ √ E-klik Free of charge Free of charge Interest rate Nominal Effective Nominal Effective Overdraft 8.50% 9.30% 7.50% 8.10% Credit line 8.50% 9.30% 7.50% 8.10% Loans for asset investment up to 50,000 euros and duration 6.90% 7.30% 6.50% 6.80% up to 84 months Loans for working capital up to 50,000 euros and duration up 7.50% 8.10% 7.00% 7.50% to 36 months Loans for asset investment and working capital up to 50,000 7.20% 7.60% 6.75% 7.10% euros and duration up to 60 months Loans for financing liabilities to other financial institutions up to 50,000 euros and duration up to 60 months for asset 6.90% 7.20% 6.50% 6.80% investment Loans for financing liabilities to other financial institutions up to 7.50% 8.10% 7.00% 7.50% 50,000 euros and duration up to 60 months for working capital Management costs 0.40% 0.30% 3% yearly, min 50.00 Euro + Foreign banks’ charges 2.5% yearly, + Foreign banks’ charges Financed international Guaranties (Correspondent and/ or other) (Correspondent and/ or other) Financed domestic Guaranties 2.50%, min 50 euro 2.00%, min 50 euro Management costs for Guaranties 0.30%, min 50 euro 0.30%, min 50 euro Nostro payments 0.10% 0.09% with SHARE option
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