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Citi Private Bank Disclaimer the Information Contained Herein Is

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Citi Private Bank Disclaimer the Information Contained Herein Is Citi Private Bank Disclaimer The information contained herein is prepared for informational purposes only and is not an official confirmation of terms or an official statement of your account. Please refer to your monthly statements for a complete record of your transactions, holdings and balances. Any prices, quotes or statistics contained herein have been obtained from sources believed reliable, but no representation is made as to their accuracy/ completeness or that any returns indicated will be achieved. Any valuation is only an estimate by Citibank N.A. (“Citibank”) as to the general value of the specified financial instruments and is not firm, and the valuation may be affected by Citibank’s own transactions and quotations. Changes to assumptions may have a material impact on returns and past performance is not indicative of future results. Price/availability is subject to change without notice. This is neither an offer nor recommendation to purchase or sell any security. Your relationship manager may be acting as either an introducing broker for Citigroup Global Markets Inc., member Securities Investor Protection Corporation, or as a Private Banker for Citibank N.A., Hong Kong/Singapore branch, depending on the entity or entities with which you have opened your account. If you have accounts with both Citigroup Global Markets Inc. and Citibank, N.A. Hong Kong/Singapore branch, and are uncertain in which capacity your relationship manager is advising you, please do not hesitate to seek immediate clarification. Citibank, N.A., Hong Kong/Singapore is organised under the laws of the U.S.A. with limited liability. For recipients in Australia Citibank, N.A. is incorporated in the United States of America and its principal regulators are the US Office of the Comptroller of Currency and Federal Reserve under US laws, which differ from Australian laws. Citibank, N.A. does not hold an Australian Financial Services Licence under the Corporations Act 2001 as it enjoys the benefit of an exemption under ASIC Class Order CO 03/1101 (remade as ASIC Corporations (Repeal and Transitional) Instrument 2016/396 and extended by ASIC Corporations (Amendment) Instrument 2021/510). Non-deposit product disclosures INVESTMENT AND INSURANCE AND ANNUITY PRODUCTS (NON-DEPOSIT PRODUCTS) ARE NOT BANK PRODUCTS, AND UNLESS OTHERWISE SPECIFIED WITH RESPECT TO A PARTICULAR PRODUCT, ARE: Not Insured by the Federal Deposit Insurance Corporation (“FDIC”), the Deposit Protection Scheme Ordinance of Hong Kong (Cap. 581 of the Laws of Hong Kong) and the Singapore Deposit Insurance Corporation * Not deposit or other obligations of Citibank or its affiliates * Not government insured * Not guaranteed by Citibank or its affiliates * Subject to investment risks, including possible loss of the principal amount invested. Additional Information for Securities held with Citibank Where Securities (as defined in the terms governing your accounts at Citibank) are held by Citibank (or its nominee) as custodian on your behalf, Citibank will provide custody services in respect of such holdings in accordance with the terms governing your account with us. Please refer to the terms governing your account for the scope of services and limitations on Citibank’s responsibilities (including the delivery of information pertaining to changes in pricing, credit rating, corporate actions, credit events). Additional Disclosures Please go to https://www.privatebank.citibank.com/pdf/AP_MCDisclaimer.pdf for other important disclosures. Citi Private Bank is a business of Citigroup Inc. (“Citigroup”), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. In the US, brokerage products and services are provided by Citigroup Global Markets Inc. ("CGMI"), member SIPC. Accounts carried by Pershing LLC, member FINRA, NYSE, SIPC. CGMI and Citibank, N.A. are affiliated companies under the common control of Citigroup Inc. Outside the US, brokerage products and services are provided by other Citigroup affiliates. .
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