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Guadalupe Valley Habitat for Humanity Receives Bootstrap Funding to Help Make Owning a Home a Reality Cindy Aguirre-Herrera

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Guadalupe Valley Habitat for Humanity Receives Bootstrap Funding to Help Make Owning a Home a Reality Cindy Aguirre-Herrera 1 www.SEGUINTODAY.com TUE July 13, 2021 3TODAY DAYWEDNESDAY FORECASTTHURSDAY 90/73 88/73 90/73 30% TUE PROUDLY PRESENTED BY: Legend Plumbing & Rooter JULY 13, 2021 830-303-3335 Lic # ML-16126 Volume 56 l Number 125 The Voice 830-379-2234 of Seguin TODAY Guadalupe Valley Habitat for Humanity receives Bootstrap Funding to help make owning a home a reality Cindy Aguirre-Herrera (Seguin) -- As COVID-19 low-income families to purchase exacerbates the housing crisis or refinance property that will in Texas, lumber costs continue then be used to build or repair to rise, and Texans still recover a home through “sweat equity.” from Winter Storm Uri, there is “Bootstrap funding is one of a need now more than ever for the state’s most successful, cost- strengthened and coordinated effective programs helping very efforts from nonprofits and low-income residents achieve the government to address the homeownership through “sweat need for affordable housing. equity. Habitat Texas’ role is to Get your copy TODAY! That’s according to Sarah White, originate the loans for the smaller You won’t want to miss flipping through the pages of this month’s printed community outreach office for affiliates. The loan processing publication of Seguin Today, a product of Seguin Radio KWED and the Seguin Habitat for Humanity Texas. is one that can be done on the Daily News. The free monthly magazine is now available at numerous locations Loan Program, also referred across town. Among the features found in the July issue is the Cevallos Family and White says she is pleased to as the Owner-Builder Loan affiliate level, but these loans it’s passion for the game of pool. Plus this month, the issue takes a look at the to announced that Seguin’s Program, is administered by require lots more paperwork two year journey for a pair of Seguin native entrepreneurs who have successfully own Guadalupe Valley Habitat the Texas Department of and more coordination between introduced San Antonio’s own blend of Tequila. The print product also goes one for Humanity will receive a Housing and Community Affairs title companies, attorneys, etc. step further by offering you its own customized drink recipe featuring the Saint Bootstrap Loan for one of its Department (TDHCA) and is When we do help an affiliate, the Maya Tequila with the fruitful flavors of Seguin’s signature nut, the pecan. The families with the assistance of designed as a self-help housing staff still helps Habitat Texas get free publication designed to spotlight all the good in Seguin is available for free at Habitat for Humanity Texas. construction program. She says things signed and track things various locations including here at Seguin Radio KWED. An online version is White says the Texas Bootstrap it provides an opportunity for down.” Bootstraps, pg 3. also available at SeguinToday.com. Helping you find the right house to call HOME. Gerard Lopez 830-491-4295 2 NEWS www.SEGUINTODAY.com TUE July 13, 2021 Local kids enjoying the fun, important lessons of VBS St. James, FUMC plus others still signing up children Providing insurance that’s right for you! 830-379-7352 533 E. Court, Seguin JesusJesus WRECKSWRECKS SinSin First Baptist Church on Friday wrapped up its annual Vacation Bible School by raffling off its wrecking ball “beachball” used as part of this year’s construction theme. The message for local children this summer was “Jesus! Our Strong Foundation!” A handful of other VBS opportunities are still available for local families. Cindy Aguirre-Herrera (Seguin) -- It’s the return to summer VBS for local children. Several others still remain on the schedule including next week’s After being forced to cancel most if not all Vacation Bible Schools evening VBS at St. James Catholic Church. Joey Gutierrez, pastoral in 2020, doors to local churches have reopened to help kids grow associate for evangelization and Catechesis, says he speaks for all closer to God all while having fun. Kicking off the summer churches when he says that VBS can play a unique role and be a schedule have already been First Baptist Church and Living Waters memorable experience in any child’s summer no matter whether Church. This week, kids are keeping busy with fun-filled activities the church is their home church. over at Hillcrest Camp. VBS, pg 4. 3 NEWS www.SEGUINTODAY.com TUE July 13, 2021 Bootstraps, continued. For an affiliate to purchase the property and all necessary We just do all of the filling out of forms and such. Then, we materials to build a home, it typically costs around $125,000. upload documents to Bootstrap’s systems and correct anything that This money must be raised through donations, ReStore revenue, needs to be corrected. It’s lots and lots of detail work, but it frees and support, which is quite a challenge for two homes per year. the affiliate up to not have to mess with them. They get 10 percent Therefore, the Bootstrap Loan Program provides resources to the of their loan amount in administrative fees after closing from affiliate that can then be used to help more families. Bootstrap,” said White. Again for smaller affiliates, like Guadalupe Valley, Habitat White says this, layered with the COVID-19 pandemic, highlights for Humanity Texas, the state-level organization, assists with the the struggle of Texans across the state. However, she says for one paperwork through originating the loan. This support comes as new family, the Gonzales Family, in Seguin, the dream of building a much needed blessing to the local staff by helping expand their and owning their very own home just became a reality! capacity. According to the TDHCA, as part of this program, 65 Zwicke adds that “with the funds obtained through the percent of the labor necessary for the home must be provided Bootstrap Loan Program, we will build an additional home this year. by the homeowner through working with a state-certified NOHP, This funding will give us the opportunity to build more homes over Nonprofit Owner-Builder Housing Provider, such as Habitat for the next year and serve more families in our community.” Humanity. Similarly, Habitat believes in a hand up, not a handout According to the National Low Income Housing Coalition, allowing homeowners to build alongside Habitat volunteers. the average hourly wage required to rent a modest, two-bedroom White says through the combined efforts of Guadalupe Valley apartment in Texas is $20.90 an hour, a stark contrast from the state’s Habitat for Humanity’s Housing Ownership Program, Habitat for minimum hourly wage of $7.25. A single parent making minimum Humanity Texas’ HabTex Mortgage Services, and the Bootstrap wage in Texas must work a staggering 115 hours a week to afford a Loan Program, a local family is now a proud homeowner. two-bedroom apartment. Not only does the Bootstrap Loan Program help low-income On top of that, a staggering 1 in 3 Texans live in substandard families and the state government, it also allows the local Habitat housing, meaning it is overcrowded, lacks plumbing, or is too affiliate to build more homes and better serve the surrounding expensive, leaving little money for other basic needs. communities. Since 1993, the GVHFH in Seguin has partnered with more Madeline Zwicke, the executive director for Seguin’s local than 30 homeowners to build better lives for themselves and their chapter of Habitat says this program will allow for the group to children by providing decent, affordable housing. In 2014, the continue to build affordable homes for low-income families in non-profit opened the Habitat ReStore - a volunteer-run home Guadalupe County. She says donations and fundraising events have improvement store located at 256 W. Court Street. Since the opening been severely impacted this year. She says this funding will help us of the ReStore, the proceeds have enabled the group to build at least to continue to move forward and reach our goal of building more two homes per year for partner families willing to work side-by-side homes this year. with Habitat volunteers. 4 NEWS www.SEGUINTODAY.com TUE July 13, 2021 VBS, continued. “I think the greatest thing about it is that for the full week, we are focused on the young church. We are able to sit down with them, bring the Gospel message to their level, do some really great activities. You know, what other time of the year can you tie the Gospel message with making arts and crafts and snacks all in one day. It’s a pretty fun time for them and aside from that, it gives them a chance to see that church can be fun. It can be playful and it can be a place of great growth when it’s done at their level. So, I think that would be the greatest message to give to those families, giving VBS a first try,” said Gutierrez. Gutierrez says while most Vacation Bible Schools are during the day, others are held in the evening. He says this year’s VBS at St. James will be held from July 19-23 from 6 to 8:30 p.m. He says this particular year, they will be focusing on the Assorted Saints and the Virtues of Hope, Faith and Love. “We are going to be traveling around the world in a hot air balloon and we are going to be visiting different countries and different saints who have exhibited just how to live out those virtues in their lives and the take away is to not only learn about sainthood and love but how to apply them in the children’s lives to become disciples themselves with a missionary mindset to change their world.
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