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ANNUAL REPORT 2010 Message from the Chairman

The academic year 2009 - 2010 has proven to be both a fruitful and a successfu l year for INJA Z l ebanon. With yearning 10 provide economic opportunities 10 every student in l ebanon. we were able 10 reach 11.091 student s this year.

Th rough nine years of operations and ha rd work. INJAZ l ebanon has accredited 42.586 students, a co nt inual growing number indica ting our exertion to pro mote and in crease eco no mic and financia l literacy in l ebanon. Thanks to the commitment of ou r trained volunteers, our staff and our significant partnershi ps. we were able to encourage our youth to believe in their potent ials and prepare them 10 enter the marketplace.

Mr. Kamal Kal ra We had the privilege to work with new public and private schools in addition to several non -governmental organizations. We were approached by many new interested vo lu nteers an d we worked wi th new and sustainable pa rtners. the private sector and one of our greatest sup porters the Mi nistry of Education and Higher Education.

I would like to thank our wonderful team. our staff, our pa rtners and especially all the volunteers lor their tremendous efforts exerted this past year to keep INJAZ l ebanon moving forward.

1 would like to thank all our Board of Directors members for their genuine support and for thei r great financia l. innovative and strategic contribution to the future of INJAZ Lebanon.

Together we invest in ou r youth for a brighter future... Together we ins pi re our generations of TOMORROWt

Message from the Executive Director

"In th e Arab wo rld. there will be 100.000,000 youth ready to enter the job market in 2020" - Mr. Marwan Jumaa. CEO of 6atelco.

At INJ AZ l ebanon. we are encouraging and inspiring youth in l ebanon to take thei r own iniliatives and 10 peruse their own clreams and ambitions 10 generate their own opportunities, so that we may reach the year 2020 economically stronger!

Our upcom ing year's objec ti ves will focus at improving our programs Qua lity and evaluation me thodology, further empowering our volunteers, developing and sustaining our partnerships, and Ms. Dima [ I Khouri raising more awareness on the importance and the need for entrepreneur ial sp ir it.

We, at INJAZ Lebanon, are alt committed to aChieving our organization's drea ms. We are making that happen every day wi th support of our Board of Di rec tors. th e Ministry of Ed uca tion and Higher Education, our partners, sch oo ls. vo lunteers and our you th.

Thank you for believing-in the boundless potential of young people. About Us INJAZ lebanon

Founded in 2001. INJAZ Lebanon (lL) is a nonprofit non-governmental educa tional organization dedica ted to educating students abou t work re adiness, entrepreneurship and financial learnin CJ through ex periential hands'on proorams, to help inspire a culture of entrepreneurialism an d business innovation among youth in Lebanon and increase their eco nomic and financial literacy.

INJAZ l ebanon delivers its programs to students between the ages of 7 to 18 , aimed at inspiring and preparing young people to succeed in a loca l and global economy.

INJAZ lebanon is an affiliate of INJAZ ai-ARAB and Junior Achievement Worldwide, the world's la rgest edu cational organization ded icat ed to Workforce Readiness, Entrepreneurship and financial literacy, and reac hes 9.3 million students a year, from kindergar ten through 12th grade, in 123 countri es. Main Offices: AI Haber Bldg. 1st floor, Mission Harsh Tabet. Si n EI Fil Through partnerships with the business and the educa tional sectors, Tel : +961 3 18 10 16 IN JAZ Lebanon provides releva nt proqrams deli vered by trained voluntee rs to inspire and educate the youth about entrepreneu rial Bekaa Office: and leadership skill s to enhan ce th eir economic opportunities. Ali Amhaz Bldg. GF, Ra ss [I [ in St.. Baalback Vision Tel/Fax: + 961 8 37 21 63 " To ensure thai every young person in Lebanon has the opportunity to benefit from the INJA2 experience. and is able to actively participate in North Office: the economic development of the coumry'·. Waha Bldg, 1st Fl oor, Azm i St., AI Ba lha, Tripoli Values Tel/Fax: + 961 6 21 70 40 • Be lief in the boundless potential of young people. • Commitment to the principles of market-based economics and South Office: entrepreneurship. Ahlouna NGO Bldg, 2nd Floor, • Passion for what we do and honesty, integrity, and exce llence in Al Hlayti yeh. Saida how we do it. Tel/ Fax: + 961 7 75 22 80 • Respec t for the talents. ( reativity, perspectives. and backgrounds of all individuals. Email: • Belief in the power of partnerShip and collaboration. [email protected] • Conviction in the educational and motivational impact of relevant, www. injaz -Iebanon.org hands-on learning. Programs INJAZ Lebanon

Since 2001, INJAZ programs have been delivered 10 over 42.586 students throughout Lebanon. wit h the hel p of over 1.535 Vo lunteer Consul tants and more than 160 suppor ting companies.

Personal Economics helps high school students assess their personal skills and interest s. explore ca reer option s, learn job-hunting skills, and discover the value of an education. They also learn about budget s, personal and family financial management. and the use and abuse of credit.

Success Skills helps students develop entrepreneurial, leadership and communication skills, as well as tea mwork abilities and other inter personal skills presented throuQh rea l world case studies and guided class discu ssion s.

Job Shadow Day gives students the opportunity to "shadow" a workplace mentor as he or she goes through a normal day on the job. This gi ves young people a chance to see how the skills learned in school relate 10 I he workplace.

Com pany Program gives students the oppor tu nity to create and r un thei r own company, ga ining relevant experience in the vi tal aspects of a company life cyCle. Student s learn the intr icacies ne eded to crea te and manage a success ful start up, increasing their likelihood of becoming success ful entrepreneurs.

Entrepreneurship Master Class introduces students the va ri ous facets of running a business through a one I day workshop. Par tici pants learn the constituent s of business operations and the impor tance of entrepreneurshi p while developing their planning, cooperation, teamwork and prOblem solving skills,

Banks in Action teac hes students the principles of the bankinq industry, and introduces them to the chall enges of successfully operating a bank in a compet itive environment using the Banks in Action computer simulation. Durinq 8 sessions, student s form bankinQ teams and operate a bank making several decisions, such as reviewing a loa n, assessing risk, deciding on prolit margins...

Leader ship Program teaches students about the imporlance of leadership and the charac ter istics of a leader, using practi ca l exam ples. This program is followed by a community ser vice projec t.

More than Mo ney Program teac hes students aboul earning. spending. shar ing, and saving money, and businesses they can start or jobs they can perform to earn money. Studen ts are encouraged to use innovative thinking to learn money-management skills as they explore their ca reer aspirations. Th e program encompasses economics and business curr iculum for student s in gr ades three through five.

Business Ethics foslers ethical deCiSion-making in studen ts as they prepare to ent er the workforce and take Dar t in the global marketplace. II helps the students recognize, ana lyze and apply bas ic terminology and concepts common to the study of ethics, anal yze their ethical va lues and philosophies, recognize key ethical issues within the workplace and in everyday li fe and apply ethical deci sion-ma ki ng to personal and wor k related dilemmas.

AU INJAZ Lebanon prog rams are field tested in classro oms and regu larly updated In response to comments & evaluations from teac hers, students, and volunteers. Achievements INJAZ Lebanon

students from all regions in Lebanon 11 , 091 benefi ted from INJAZ programs during the scholast ic year 2009·2010. Thanks to its committed volunteers, its supporters and partners, INJAZ lebanon implemented its experiential education aM training proqrams in 81 schools, 1 university and 17 NCOs. reaching a total of 447 classes this year.

" Injaz was a great beneficial experience that helped and inspired me to make better decisions for the future. Overall this corpora t ion should continue in aw akening the youth for bet1er economic awareness ", said Aboudi Dada, an INJAZ student.

Training INJAZ Annual Launching Event undergraduates 2009-2010 from Balamand University f or the second year in a row, INJAZ Lebanon del ivered two workshops to undergraduate Balamand university students, an swerin g their needs fo r furthe r extra- curricular economic trai nings to strengthen their ski ll s to en ter th e marketplace. On Oc tober 15t h, 2009, INJAZ Lebanon held its annual launching event On February 20th, 2010, 2009·2010 at Rotana Hotel, Hazmieh, gathering together INJAZ INJAZ vo lunteers delivered a VO lu nteers, school principals and INJAZ Board 01D irectors and Advisory special training on "Teamwork Board Members. The event aimed at exposinQ INJAZ prospec ls with its and Team Bu ild ing" to SO various local and international partners lor the year 2009 - 2010. students at Etoile du LOup At the end of the ceremony, present INJAZ Board 01 Directors and resort. Jezzine, as part of the Advisory Board Members recOQnized INJAZ Volunteers com inQ from Faculty of Health and Sciences all regions in Lebanon and aCknowledged devoted prinCipals who Team Building 2010 program. opened up their sc hools 10 implemen t INJAZ's programs. On April 10 t h, 2010, and during the Facully of Hea lth and Sciences Seniors' Day, INJAZ volunteers trained a group 01 6 students, at the Balamand - Campus, on methods to write professional resumes and to ace job interviews, en hancing their interpersonal skills and com petencies to succeed in the workplace. Achievements INJAZ Lebanon

INJAZ Lebanon Job Shadow Day Program

for one day. 50 students from We thank all 17 following 50S and two other schoo ls companies that participated in scattered within various Job Shadow Day: companies which appeal to • Animal House __.." their individual business choice. • Dr. Anthony Rehayel-Dentist Job Shadow Program is a • Beirut Night Ufe-Photography rewarding €Kperience for all • Coral Suites Hotel corporations and individuals • Design Engineering Partners participating. (DEP) • Farra Design Center • first Nationa l Bank (fNB) Job Shadow Program intrOduces • Geahchan & Partners students to careers through one­ • Mrs. May Zaidan day on-site orientations. Students Psychology/ Psychotherapy "shadow" workplace mentors as • Lebanese General Security they go through a normal day • Memac Ogilvy & Mather on the job. The program invites • Rymco students to take an up-close · Serhal Hospital look at the world of work. to · Sfeir Law tour the working site. and to · Tele liban ask questions and participate • Thierry's Pharmacy in workplace activities. • Mr. Ziad Kassis-Civil Engineer

INJAZ recognized INJAZ Lebanon partnership by the Syndicate with The Lebanese Association of Business and for Students Support Commercial Shop INJAZ Lebanon - Bekaa Joined hands with The Lebanese Owners in Bekaa Association for St udents Support to deliver oil series of workshops on the theme IIlncreasing Job Opportunities" to high school On May 16th, 2010, INJAZ students in the region, The overall aim of the initiative is to equip Lebanon' Bekaa Branch attended students with interpersonal skills and necessary competency to the annual ceremony organized enhance their economic opportunities. by The Syndicate of Business and Commercial Shop Owners in the Over a period of six months. INJAZ volunteers trained various groups Bekaa. where it has received an of 26 high school students, coming from different schools in the Bekaa award for its participation in the area, at the Lebanese Association for Students Support (LAS) premises. 2009 Shopping & Touristic festival in the region. On May 30th, 2010, LAS conducted a certificate distribution even t. where students received certificates of achievements for Back in June 2009, INJAZ their participation in the workshops. Lebanon - Bekaa Branch had participated for the first time in the 11th Shopping & Touristic festival in the Bekaa area during which INJAZ volunteers spread the organization's mission and vision, shared the importance of its educational programs on youth and exposed INJAZ's different partnership possibitities, INJAZ lebanon

Company Program National Competition 2010

Und er the pa tronaqe of his Excellency th e Governor America and Africa at Bank Audi and Mr. MiChe l of the Central Bank Riad Sa lame. INJAZ Leba non Fattal, Vice Pres ide nt of Fatlal Holding, li stened to hosted the Fourth Annual Student Com pany the companies' presentations, visited their booths Program National Competition 2010 on July 3rd, and tested them in a O&A session. 2010 at the Pierre Abou Khater theatre- USJ. Afler inspiring words from the vice gover nor Or. Prior to the national competition, INJAZ Lebanon Sami AI AMari, the judges announced "The Fifth launched its Company Program Initiative 2010 on Wheel", creat ed by students from Saiot Josep h May 13th, 20 10, at the Coral Sui tes Hotel, Hamra to School, the winning team. Th e Fifth Whee l emphasize on the need and the impact of INJAZ developed a kit they ca lled "car-mate", containing Company Prog ram in Lebanon, and to presen t the several trivial items one needs in hi s car. 4 student companies for the year 2010.

Th is year, four groups of twe nty five students from Ame rican Community School, Beirut Baptist SChaOI. Omar Bin Khattab-Makassed School, and Saint Joseph SchOol menlored professionally by volunteers from their respective companies Bank Audi, Procter & Gamble, Aramex and HSBC, competed for the title of "Best Lebanese Student Company of the Year".

Th e Fifth Whe el is to represent Lebanon in the Regional Competition in Marakesh, Morroco on the 22nd of Oc tober 2010 along with the best student led companies from twelve other Arab nations.

Following their na tional victory, each of Mr. Raffi Demirjian, INJAZ Board of Directors Member an d other bu siness lea ders invited students of the Th e judging panel, made up of Mr. vasser Accaoui, winning company "Fifth Wheel" to their offices, Managi ng Director and Editor in Chief of Bu siness congratulated th e team on their achievement and Executive Magazine, Mr. Ramzi Abou Samah, encouraged them to pursue entrepreneurial Manager in the Business Development Syria. South initiatives in Lebanon.

INJAZ Lebanon launches Its projects in Sidon in collaboration with the Rotary Club Saida

In a step that aimed at strengthening the relationship between Rotary and INJAZ, the Rotary Club $aida - lebanon hosted INJAZ Lebanon on March 4th, 2010, at Dar es Sa lam-Saida, bringing tOQe l her municipalities, mayors, sc hool directors, volunteers. Rotarians and media represen tatives.

During the event, tNJAZ Lebanon presented r ece nt achievements an d launched its youth deve lopment projects in Saida and in the South area. Participant s aspired to support INJAZ Lebanon projects in the Sout h region and in Saida in particula r. Achievements INJAZ Lebanon

Inspiring youth at Dar el Zahraa orphanage - Tripoli

On May 1st. INJAZ Volunteers delivered Personal Economics and Entrepreneurship Master Class programs to 220 youngsters at Dar el Zahraa orphanage in TripolL

Participants enhanced their job hunt ing skills and their understanding of the marketplace. They learned the basics of starting up and operating a small business. They also developed communication skills. team work ski lls and problem solving skills through interac tive hands' on experiential activit ies.

Training undergraduate students from various universities in Tripoli

INJAZ Lebanon Program Coordinator· TripOli Chadi Nachabe delivered Personal Economics program sessions to undergraduate students. coming from various universities, at the Sports and Literature Club "Riada wll Adab" In Tri polI. This initia tive aims at developing students' economic skills, equipping them with soft and technical ski lls to succeed in t he marketplace.

During the sessions. Chadi provided students with techniques on how to market themselves. how to write effective resumes and how to identify thei r skills and relate them to the marketplace. He also provided them with methods to develop their own budge ts. to manage their expenses and savings for tomorrow and efficient ways to peruse a career in the priva te or public sector.

Training the Hearing Challenged at the Learning Center for the Deaf INJAZ Lebanon joined hands wit h the Learning Cen ter for the Deaf to de liver INJAZ Personal Economics Program to 8 young students with hearing disabili ties. The program was delivered by May Talhouk. INJAZ Volunteer Consu ltant, with hea ring disabilities. The Learning Cen ter for the Deaf (LCD) has been established. in 2002, wi th the dream of providing a proper educational program for young deaf children an d thei r famiHes, which will enable the dea f child to have a good start in li fe and a better future. Achievements INJAZ Lebanon

Instilling youth's entrepreneurship spirit at 50S Villages INJAZ Lebanon partnered with 50S to deliver the Entrepreneurship r ...... Master Class program, aiming at teaching students the basics of starting up and operating a small business. This year, 40 students, aged between 14 and 16 years old, participated in the Entrepreneurship Master Ctass program on March 13th, 2010. During the one - day workshop. students learned methods to manage a budget and to make financial decisions that would affect the operations of their company while gaining relevant entrepreneurship. management and problem solving skills. INJAZ Lebanon thank 50S Villages - Abra, Jal Et Dib and Bherssaf - for believing in yout h's boundless potentials and supporting INJAZ's mission across Lebanon.

Our Volunteers

We thank our 184 volunteers for generously sharing interpersonal and personal skills and knowledge to their time. energy and talents to implement INJAZ enter the Lebanese and the global market. Lebanon programs in schools all over Lebanon during the scholastic year 2009-2010. "I admire and appreciate the different initiatives Injaz is taking to create interactive opportunities By volunteering with INJAZ. YOU empowered for students to get engaged and be prepared for youth to believe in their boundless potential. the w o rk market through creat ive programs" , inspired them to make a difference in the wo rld Caro le Abi Saa b - Cr8mania, Managing Partner and endowed students with academic. organizational. and INAZ Voluntee r.

INJAZ In the Media INJAZ Lebanon thanks t he local •INJAZ teCOgr'Vzes it partners - AI NcWlar • INJAZ lebanon Company and international media for their • Kamal Ka tra, President 01 Merrill Proqram InlliaU ....e 2010 and continuous contribution in lvnch' Allktissad Wal Aamal related articles - AI Iklissad Wal promoting economic education - 650 students were Int roduced to Aama l, AI Balad, AI Mustaqbal, in Lebanon. the marketplace - AI Mustaqbal AI Nahar. AI Diyyar. Marnex website • ElF and INJAZ lebanon Press • Student's winnlnq approach to • lesjeuneset remplol -l'ONnt 1e.Jour Conlerence lebanonliles, entrepreneurship - Finaoclal Times • CITI Foundation and INJAZ Aldiyyaronllne. Executive Maoazlne • Mr. Gilbert Doumit: The Story of lebanon launch Banks In Action • INJAZ lebanon receives 10,000S INJAZ lebanon - AUB AIIQn across Lebanon's Schools - from FAR RA - l 'Hebdo Magazine, Magazine Amelnfo, AI Iktlssad wal Aamal, Mondanile, Speci al Magazine • Interview on INJAZ lebanon AI Salad, AI Mustaqbal • Interview on INJAZ Company acti .... itles -AI Manar • INJAZ AI ARAB announces, for the Program - OlY, Te!e liban. Future TV • Central Bank in lebanon third vear.the winner lor the ant'Iual • De....eloping "Personal Economics" supports INJAZ initlatl ....e to Instill Company PrOQram CompetItion and in Tripoli - AlbaladonUne, Beit youth entrepreneurial spirit ­ other related artkles - Emirates AI Binaa, Sadaa Akkar AI Anwar, AI Dlyya r. AI Bayrak, Today, Al MustaQbal, Business • INJAZ and British Council "Social AI Sharek, Alliwaa Makloob, AI Nahar, Al Dlyyar, Enterprise Ch al1e nQe" - BrItish • INJAZ Company PrOQram National Ameinfo, IkUssad AI Arab Council Newsletter Competition - New TV news • B55 students partkipated In INJA2 • INJAZ feeding business ambitions at seQment, Future TV news workshop In the Sooth - AI Mustaqbal ayoung age - Lebanon Opportunities (Tawasol) and Tfle liban Partners INJAZ Lebanon

INJAZ LEBANON and Amideast, a sustainable partnership INJAZ LEBAN ON an d AMIDE AS T renewed thei r partnership for the fifth consecutive year to provide educa tional traini ngs to enhance Youth's Leadership and Entrepreneu rship skills. With in thi s framework, 45 INJAZ Volunteer Consultants gathe red on Marc h 21st. 2010. to deliver INJAZ Leadership and Entrepreneurship Master Class ( [Me) prog ra ms during a one ' day workshop to 465 U.S. Department of State English Access Microscholarship Program students at the Lebanese American University - Bei rut Campus.

ACCESS program students. from Beirut, Bekaa, North and South were di vide d into two groups where 360 students participated in t he Lea dership Program and 105 students partiCi pated in the En trepreneu rs hip Maste r Cla ss proqra m. At the end of the day, INJAZ distributed certificates of achievement to all participating students.

I NJAZ Lebanon and the British Council, "Social Entrepreneurship" trainings to vocational schools The British Council partnered with INJAZ Lebanon to to the UK to enhance their knowledge on soc ial implement the " Skills for Employability" program entrepreneurship. five students from the developed by the British Council which addresses the Hospitality Institute in Oekwaneh won the cha llenge demand for skills in a global economy so thai national by developing an organic ca tering co mpany educa tional and training systems are betler able to "Organicaters" aimed al providing org anic meals to respond to labor market demands and learner needs. businesses in Beirut. fo cusing on rais ing awareness through different campa igns and emphasizing A tolal of 60 students, from 6 Technical Voca tional pressing environmental issues. Education and Training colleges selected by INJAZ Lebanon, the British Council and the Ministry of The panelist of judges we re the Directorate Educa tion and Higher Educa tion, participated in the General of TVET in Lebanon Mr. Ghassan Cheaito 15 hour training cour se on social en trepreneurship. and Ms. Samya Abou Hamad from the Cente r for During various sessions, students were introduced Educational Research and De vel opment, Ms. to the concept of socitl l entrepreneurship and Dima EI Khouri. INJAZ Executive Di rec tor, Ms. enhanced their co mmu nica tion. teamwork, Carine Rizk. British Co uncil ProQram Ma nager leadersh ip and fin anc ial sk ills. and Mr. Kam al Katra INJA Z Chairman and V. P Merrill Lynch. On Ma rch 20th, 2010. INJAZ Lebanon and the British Co unCil orQa niz ed the Enterprise National At t he end of the soc ial entreprise challenge, Ms. Chall eng e involving 55 students from 6 Tech nical Barbara Hewitt. Direc tor of British Council in Vocational Education and Training Coll eges (TVEr). Lebanon. shared words of encouragement and The students competed to win an educationa l trip inspiration with the participants. Partners INJAZ Lebanon

INJAZ Lebanon and CITI, increasing levels of financial literacy

INJAZ Lebanon. supported by ClTI volunteers. American University of Beirut- Ol aya n BuSiness reached 205 students with the Banks in Ac tion Center, 10 deliver the Banks in Action Program program. This initiative is a response to a need IOf to 105 AMIOEAST ACCESS students coming from youth in Lebanon to acquire hiQhe r levels of various regions in Lebanon (North. Beirut, Mount financial literacy and to learn more about Lebanon. Bekaa and South). managing their finances. During the academic year 2009· 2010, 5 trained volunteers from em delivered the Banks in Action program to 10 0 students from Jesus and Mary SChool, lnternationat College (Ie) and NOPS (Notre Dame du Perpetuel Secours). Beneficia ries learned the fundamentals of the banking industry and then had the opportunity to apply their acquired learning in a competitive en vironment using the Banks in Action computer simulation. As a continuity of the Banks in Action program, cm volunteers gathered on June 19th, 2010, at the European Training Foundation (ETF') and INJAZ Lebanon, held a press conference on their Entrepreneurship project During the conference, The European Training Foundation (ETn representatives stressed on the importance of crealing job opportunities by introducing an entrepreneurship culture in Europe and the MENA Region. They also emphasized on the importance of adducing "entrepreneurship" as a youth career option in Lebanon.

At the end, ETF and INJAZ Lebanon joined hands The European Training Foundation (ETf). in sustaining to award certificates to Career Counselors at the partnersh ip with INJAZ Lebanon, held a press Ministry of Education in Entrepreneurship conference on January 10th, 2010, at Radisson SAS training for youth, based on a methodology Hotel. The press conference aimed at disseminating designed by Open for Business. Sweden. the results of the series of workshops about "entrepreneurShip" that has been implemented during The ETF career guidance project is a spin'off from several months to the Career Counseling Unit at the an earlier action supported by the EU's MEDA Ministry of Educa tion and Higher Educa tion (MEHE). Education and Training for Employment Program.

INJAZ an d HSBC, applying non traditional methods to teach money management With the support of HSBC Bank, JA More than Money program was delivered to 175 elementary students at AI'Makassed's Omar Bin Khattab and Khaled Bin Walid Schools and COllege Protestant ­ Beirut. This initiative is in line with promoting financial literacy among 7- 11 year old students. During the sessions, 10 Volunteer Consu ltants from HSBC engaged students in the interactive JA More than Money bOard games and olher handS'on activities through which students learned the role lhal money plays in society, acquired methods of earned and saving money and explored their career aSPirations. Partners INJAZ Lebanon

Ml Group and Azm w Saade, d!!veloping youth's economic skills

As one of the many INJAZ partnership opportunities, Ml Group and Azm & Saade chose the INJAZ School Adoption Program by adopting a school in Tripoli in a step to enhance students' economic opportunities. to prepare them to enter the marketplace. and to succeed in a local and global economy. Ml Group, Azm &. Saade and INJAZ Lebanon delivered Personal Economics to 471 students and delivered Success Skills to 166 students, enhancing economic opportunities and soft skills for a total of 637 students from grades 10 and 11. With the support of Ml Group and Azm &. Saade. INJAZ Lebanon was able to benefit more students than the determined student reach for the School Adoption Prog ram. AI the end of the last session, INJAZ l ebanon distributed "Personal Economics" and "Success Skills" certificates to all participants in the program and urged them to peruse their career ambitions.

INJAZ Lebanon and Save the Children - Sweden, empowering the development of young Iraqis Two hundred young Iraqis • most of them service projects. One group gathered job refugees· participated in the leadership and opportunities to help Iraqis find jobs in lebanon; Personal Economics programs thanks to a while other groups focused on enhancing the partnership between INJAZ lebanon and Save the associations they belonQ to (lEeD and Amel) by Children - Sweden. repainting the walls. mendinQ the toilets and Around ten INJAZ volunteers delivered the programs planting flowers, making t nelr place a healthier. to young Iraqis from the Institut Europeen de livelier and Qreener environment. Cooperation et de Developpement (I ECD) and Amel At the end of the prOQram delivery, INJAZ Association, helping them to better understand the participated in "Save the Children Vocational intricacies and demands of the marketplace, guiding Guidance and Career Counseling fair" for Iraqi them on ways to explore their own potentials to seize children and youth. along with other focal and career opportunities and discussing the qualities and international NGOs. During the fair INJAZ staff the skills needed for a successful leader. and volunteers exposed the importance of As part of the leadership program, participating leadership by engaging young partiCipants in youth planned and implemented community various handS'on educational activities. Our Partners INJAZ Lebanon

We would like to extend our appreciation and gratitude to all of our local and international partners for supporting INJAZ's mission in all regions in Lebanon. Your investment and involvement is an asset to the organization and a contribution to the development of our country as a whole. Your proactive participation and collaboration have enabled us to provide our youth with more access to our educational programs and to shape their future as we prepare them to succeed In the local and global economy.

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~ Save the Children JABER LAW FIRM Volunteer Consultants INJAZ Lebanon

We thank all our Volunt eer Consultants for the year 2009· 2010.

Mohsen Abchi Beirut Rima Reaidy Tarek AI Halahi Moufid Ka ssem Ahmad Barazi Tarek Merheb Moussa el Esh Ahmad Hebri Walid Abboud Nadia Azar Ali Hamdar Nicolas Steiman Amir Saab South Norma Said Amira Hachem Omar Khoder Antoine Abdel Massih Abir [I Hajj Rabih Bacha altai Sheikh Bassim Dibssi Rachid Chahal Diane Sfeir Bilal Shomar Rasha Malar Elias Gemayel Dana Al Bawab Rawaa Rafeii Elias Saliba Fatmeh Trad Rawad Abou Zahr Gilbert Eid Ibrahim [I Hariri Rawane Hadi Mchantaf Khalil Shomar Rayan Jarrah Haitham Jaber Maha Hejazi Reem at Sibai Hebe Bawarshi Maymana Azzam Rida KhOury Hussein Younes Mouna Kassab Rim Kadour Imane Abdallah Raghid Mansour Roy Sacha Karam Nasr Rola Fares Sabah Hanna Kar im Arsanios Roland Habet Salah Fares Lea Korkmaz Sally AI Akoum Sally Makary Llii Spirldon Souad Alloush Samar Arab Malak Berghol Samar Karam Margaret Jabara North Sara Moussali Mariam Ismail Abir Bakkour Sara Rahim Mariane Abi Samra Abir Eid Shady Ardati Marie-Claude Yazbeck Adnan el Hassan Shafic Abdulrahman Mario Choucair Afit Fattouh Soumaya Ali Marwan Korban Ahmad Kheir Souraya Meraachly Mary Dagher Ahmad Younes Tamara Nawar Matthias Dekan Ali AI Jamal Tan ia Chehade Maya Bdeir Ali Merheb Toka Khodr Mazen SaHoum Ali Samad Tony Saab Mhamad Khalil Amer Hilal Toufik Akl Michel Saliby Antoine Makary Veronique Kartabany Mireille Osman Assem Yamak Wael Maasarany Najib Haddad At i Rabaa Widad Abdallah Nassim Youssef Boulros Azizi Wissal Sabouneh Nathalia Menhall Christal Sa lem Yahya Nasseredine Nihal Mokdad Christina Ayoub Yemen Hamzeh Olga Kanj Christine Manulian Youmna Soufi Raghid Bou Dargham Christine Ndayra Ziad Fakhoury Ramona Saylami Dania Mal ar Rania Abou Chakra Darine Bakkour Rita Kalra Eila Chehadeh Bokaa Roger Kerbage Elias Steiman Adnan Iskandar Roni Mhanna Elie Ibrahim Ahmad Haidar Roula Faour Elie Nassif Amanie Shalha Roula Kerbage Fadi EI Besh Bassem Ahmar Sabine Aoun Farah Husseini Fatima Abd EI Sater Said Makhoul George Chedraoui Fatima Yaghi Samer Hashlouk George Ishak Chid Othman Sarah Jerejian Ghada Danaw i Habib Raad Serena Slim Ghina Kayal Khouloud Abbas Suzanne Shehab Habiba al Sibaeii Mohamad Abou Esber yotande Fabri Hani Mikati Mohamad Rifai Hassan Yassine Mohamad Salhab Mount Lebanon Hiba Ghanem Nasma Yaghi Ali Atwe Hicham Saleh Nathalie Saidy Hanane Hassan Imad Derbass Rozine Hamzo Jade Dagher Jawad Roumia Safaa Obeid Joanna Khoury Joyce Metfi Sahar Shalha Lea Boulros July Azizi Wael Samaha Michel Saliby Mahmoud Bakkour Yehia Mahmoud Mirna Kaasamani Marie Semaan Nehme Saliba Marwa Hazouri Nizar Bou Ajram Mohamad Laalaa Partnering Schools. Universities & NGOs INJAZ Lebanon

During the year 2009-2010.INJAZ Lebanon partnered with a total of81schools. 59 public and 22 private. in all regions of lebanon, 1 university and 17 NGOs.

Public Schools(59) Private Schools (22) Beirut Beirut AI Akhtal AI SaQhir Pu~IC HIQh School Ahtia School Bir Hassan Technical School Amencan Commumty School Bir Ha!>san Nursing Vocational School Beirut Bapltst School Bir Hassan Industrial Techmcallnstitute City International School Rene Mouawad Public Mixed School International Colleqe Sanayeh Arts Vocational School Khadija Al Koubra Makassed School Khaled Bin Walid Makassed School North Makassed College for Girls Andree Nahas Secondary School for Girls Omar Bin Khatlab Makassed School Fadel Mokadem Secondary School for Girls Hadadeen Secondary School lor Girls Mount Lebanon Amir fakhredine el Maanl School lor Boys Antonine International School AI Jadideh School for Girls Eastwood College Kobaval Secondary School lor Girls Jesus and Mary School Tripoli Secondary School lor Girts Saini Joseph School The first Intermediate School in Zqharta for Girls Notre Dame du Perpetuel Secours The First Intermediate School in lQharta for Boys Kfarhabou Mixed School Bekaa AI Salam Public School for Boys National American SchOOl AI Mourabi Hassan eI Hajj- AI Maklab Secondary SchI:Ja for Boys Hekmeh High School George Sarraf Secondary School Evangelical Secondary SChOOl/Association Rachiine Mixed School Christ Roi School AI Rawad International School Saint-Joseph Des Soeurs Anlonines/Zahleh Kobbeh New Mixed School South Hayat Public School for Girts AI-Iman High School Bekaa Houssam Eddine Hariri High School Second Baalbeck New Public School AI Etem wa Allman IslamIC School Deir EI Ahmar Public School Fakiha Public School Universit ies (1) Third Baalbeck Public School Balamand University-Beirut Douris Public School Nabi Sheel Public School NGOs (17) Ein Public School Baalbeck Public High School for Girls/french Beirut Zahleh Public High School for Girls Amel Shmostar Public High School Amideast Saadneyel Public High School lnstilut EuropeendeCooperahon et dfi~t (IECD) Typical Hermel Public High School Save the Children - Sweden Haramoun Public High School-Rachaya Business and Finance Club learning Center for the Deaf (LCD) Mount Lebanon Ain Aar Intermediate Mixed School Mount Lebanon AI Nazaha Public School Anlelias Public High School 50S Baakline Public HiQh School Baskinta Public HiQh School Bekaa Hospitality Vocational School OARI Dekwaneh Vocational Institute The Lebanese Association for Students Support Ghosta Public HIQh School North Jdeydeh Public High School AI Rahmeh Jal EI Dib Intermediate Mixed School Red Cross Kfarhim Public High School Riada wal Adab Club Kfarhim Intermediate Public School Oar AI Zahraa OrphanaQe Maroun Abboud Public HiQh School South South Ahlouna Organization lyre High Public School Sader Foundation: Afak Institution lor Development Maarouf Saad Intermediate School Sidon Orphan Welfare Society Al Chahed Khalil Jradi High Public School Moasat CXQarUation: Sidon Tectri:aI klstitute for Yolrq 'Nomen Aln Helwe Intermediate Mixed School Saida Intermediate Mixed School Islah Intermediate School Sidon Public High School for Girls Sidon Public High School for Boys lebanese - Kuwait Public School Saida Intermediate Public School for Girls Budget 2010/2011 INJAZ lebanon

Fiscal Year August 2010- July 2011

Cash Contributions from August 1st 2009 t o July 31st 2010 y. , . ~~'I" '.J'f •• '~ i \ ~ 4: ~lu~L...... J 1

Companies and Personal from the Private Sector HSBC 527,000 Bank Audi $25,000 Citi Foundation $20,000 Ml/Azm & Saade $10.300 CCC $10,000 Demirjian Group $10,000 Fattal Hol ding Group $10,000 Farra Design Cen ter $lQ,QOO Aramex $10.000 Procter & Gamble $5,000 Walter Day (Rotary Club Sahel Alev) $800 Rotary Club of Saida $500 Medea $71

International Non Profit OrQanlzatlons British Council 58,075 Save the Children-Sweden $7.000 Amideast 55,084 77 7"111 "r'- r,: ..

Expected Funds for year endinq 2009/2010

Bank of America + Merrill Lynch $20,000 H$BC $6,000

INJAZ Lebanon thanks the following corporations for their sustained support: • Price waterhouseCoopers (PWC) for offering INJAZ yearly financial auditing • Commercial Insurance for offering first class medical insurance for alllNJAZ Lebanon staff · Beyond Consulting and Training provides yearly capacity building and consulting to the lNJAZ Lebanon staff Board of Directors INJAZ Lebanon

The Board of Directors oversees the activities of INJAZ Lebanon. sets and monitors strategic directions, ensures good corporate governance an d helps ins pire a culture of entrepreneu rialism and business innovation among youth in lebanon.

Asmahan Zein Country Manager, Aramex

Franc;:ois Pascal de Marieaurt CEO, HSBC Gilbert Doumit Sen ior Partner, Beyond Training &. Consulting

H.E. Joseph Maalouf Senior Partner. Beyond Training & Co nsulting H.E. Raymond Audi Chairman. Bank Audi

Chairman of the Board Kamal Katra Vice President. Merrill Lynch

Michel Fattal Vice President, Fattal HOlding

Raffi Demirjian Chairman, Demirjian GlObal (off shore) S.A.L

Ronald Farra President, Farra Design Center

Walter Siouffi Country Manager, Citi

Yusuf Kan'an Area General Manager. CCC

->..> BankAudi~ Bey-ond,." aramex .I.•• Andl Sarad,jI Grollp Consulting & Training

D~IRJIAN ern ~GLOBAL farra HSBC ID design cen ter The world's local bank ~ Merrill Lynch Advisory Board Members INJAZ lebanon

INJAZ Lebanon Advisory Board members provide assistance and give advice on INJAZ operations and are ambassadors of INJAZ's mission.

Assaad Salhab Croup Executive Director Fattal Holding Bahjat Satameh Secretary General, Ukaalisnay Barbara Batlouni Country Director. Amideast Camille Sitri Partner, PricewaterhouseCoopers Dr. Kamel Dallal Director of Education, AI Makassed Associa tion Dr. Talal Jaber Attorney at Law. Jaber Law Firm [lie Aoun Financial Advisor, Formatech Fadi Yarak General Director Ministry of Education & Higher Education Gerard Dahan President. Aleph Printing Press Habib Saba P.D.G.• CeBCom Joe Hatem General Manager, Profiles Latifee Lakkis Counselor, Lebanese University Mohamad Naffi FOIlT'ef Director Training &Development Department Banque du Uban Nassib Ghobril Head of Economic Research & Analysis Byblos Bank Group Rana Salhab Partner, Deloitte & Tou che (M.E. ) Reda Asmar President, Asmar Wood Roger Zaccar Marketing Manager, Commercial Insurance Walter Day Director, Universal College of Aley Executive Board Members INJAZ lebanon • '.$:'~'; i -;ll L.J"'~I ~~I

INJAZ Lebanon Executive Board is composed of 9 supporters and 9 INJAZ staff members.

Supporters Staff Amira Hachem Chadi Nachabe Educational Consultant Program Coordinator Literacy Trainer INJAZ Lebanon- North Freelancer Dima EI Khouri Ca rm elSalameh Executive Director Financial Planner Officer INJAZ Lebanon AUB Elie Assaf Elias Charb eJ Operations Manager Management Trainee INJAZ Lebanon Expeditors Jad Tamer Ha ssa n Ghattas Program Manager Assistant Project Manager INJAZ Lebanon Khatib w Alami Ma y Zaidan Imad Assi Communication Manager Manager INJAZ Lebanon Assi Trading Nadine Sabbagha Ka ram Nasr Administrative Coordinator Risk Analyst INJAZ Lebanon Bank Audi Ra sheda Obied Lara Chidiac Program Coordinator " Conference Secretariat NJAZ Lebanon- South Interarab Cambist Association & ML Soha Gh soub Laurice 8 aJech Program Coordinator Entrepreneur INJAZ Lebanon- Beirut

Sa rah P. Shebaya Wafaa EI Khansa Protocol & Etiquette Consultant Program Coordinator Intercultural Communicator INJAZ Lebanon- Bekaa Businesses, Individuals & Academic Institutions