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EQUITY BANCSHARES, INC. (Exact Name of Registrant As Specified in Its Charter)

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EQUITY BANCSHARES, INC. (Exact Name of Registrant As Specified in Its Charter) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2016 EQUITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) Kansas 001-37624 72-1532188 (State or other jurisdiction of (Commission (I.R.S. Employer incorporation or organization) File Number) Identification No.) 7701 East Kellogg Drive, Suite 200 Wichita, KS 67207 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: 316.612.6000 Former name or former address, if changed since last report: Not Applicable Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 2.02 Results of Operations and Financial Condition. On January 28, 2016, Equity Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2015. A copy of the press release is furnished as Exhibit 99.1 and is incorporated by reference herein. The information in this Item 2.02, including Exhibit 99.1, is being furnished pursuant to Item 2.02 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, unless specifically identified therein as being incorporated therein by reference. Item 7.01 Regulation FD Disclosure. The Company intends to hold an investor call and webcast to discuss its financial results for the fourth quarter and year ended December 31, 2015 on Friday, January 29, 2016, at 9:30 a.m. Central Time. The Company’s presentation to analysts and investors contains additional information about the Company’s financial results for the fourth quarter and year ended December 31, 2015 and is furnished as Exhibit 99.2 and is incorporated by reference herein. The information in this Item 7.01, including Exhibit 99.2, is being furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act, unless specifically identified therein as being incorporated therein by reference. Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 99.1 Press Release, dated January 28, 2016 99.2 Equity Bancshares, Inc. Investor Presentation 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Equity Bancshares, Inc. Date: January 28, 2016 By: /s/ Gregory H. Kossover Gregory H. Kossover Executive Vice President and Chief Financial Officer 3 INDEX TO EXHIBITS Exhibit No. Description 99.1 Press Release, dated January 28, 2016 99.2 Equity Bancshares, Inc. Investor Presentation 4 Exhibit 99.1 Equity Bancshares, Inc. Reports Record Earnings Of $10.1 Million For 2015 WICHITA, Kansas, January 28, 2016 (GLOBE NEWSWIRE) – Equity Bancshares, Inc. (NASDAQ:EQBK), (“Equity”), the Wichita-based holding company of Equity Bank, reported unaudited results for the year ended December 31, 2015, including record net income allocable to common stockholders of $10.1 million. Brad Elliott, Chairman and CEO of Equity, said, “Our financial results and net income for 2015 indicate the diligent, hard work of our many company associates. We will continue to focus on delivering loan and deposit services and products tailored to the many needs of our community and metro customers, while managing our expenses. We also welcomed a new group of bankers, communities, and customers to our company in the fourth quarter, and we are focused on continuing to grow business and relationships in our new Southeast Kansas communities, along with all of the markets we serve.” Highlights of Equity’s performance include: • Net income allocable to common stockholders of $10.1 million for the year ended December 31, 2015, compared to $8.3 million for the previous year ended December 31, 2014, a 22 percent increase. • Earnings per diluted share of $1.54 for the year ended December 31, 2015, compared to $1.30 for the year ended December 31, 2014, an 18 percent increase. • Total loans held for investment of $960 million at December 31, 2015, an increase of $234 million as compared to December 31, 2014. • Total deposits of $1.2 billion at December 31, 2015, an increase of $235 million as compared to December 31, 2014. • Total assets of $1.6 billion at December 31, 2015, an increase of $411 million as compared to December 31, 2014. • Book value per common share of $18.37 and tangible book value per common share of $15.97 at December 31, 2015. Equity completed its initial public offering on November 16, 2015 with the issue of 1,941,000 shares of Class A common stock at a price to the public of $22.50 per share. The shares began trading on the NASDAQ Global Select Market on November 11, 2015 under the ticker symbol “EQBK.” Equity also completed its acquisition of First Independence Corporation (“First Independence”), and its wholly-owned subsidiary, First Federal Savings & Loan of Independence, Kansas on October 9, 2015. First Independence had consolidated total assets of $134 million, net loans of $90 million, and total deposits of $87 million. Equity now operates the former First Independence offices in Coffeyville, Independence, Neodesha, and Pittsburg, Kansas, as Equity Bank branches. Financial Results For Year and Quarter Ended December 31, 2015 Net income allocable to common stockholders was $10.1 million, or $1.54 per diluted share, for the year ended December 31, 2015, as compared to $8.3 million, or $1.30 per diluted share for the year ended December 31, 2014. Net interest income for the current year was $46.3 million as compared to $41.4 million for the prior year. The increase in net interest income was primarily driven by growth in loan and securities balances, partially offset by an increase in interest expense as Equity funded the increase in earning assets with increased deposits and borrowings. The net interest margin was 3.65% and 3.92% for the years ended December 31, 2015 and 2014. The net interest margin for 2015 includes the utilization of our “leverage” or “spread” opportunity, as more fully discussed in our IPO Prospectus. Our net interest margin excluding this opportunity was approximately 3.75% for the year ended December 31, 2015. 1 The provision for loan losses was $3.0 million for the year ended December 31, 2015 as compared to $1.2 million for the year ended December 31, 2014. The provision for loan losses increased primarily due to loan growth and consideration for recent changes in the current business environment and economic factors. Total non-interest income for the year ended December 31, 2015 was $9.8 million, compared to $8.7 million for the year ended December 31, 2014. Total non-interest expense for the year ended December 31, 2015 was $38.6 million, compared to $35.6 million for the year ended December 31, 2014. Non- interest income includes a net gain on the fourth-quarter-2015 acquisition of First Independence of $682 thousand, and merger expenses of $1.7 million also related to this acquisition are included in non-interest expense for the year of 2015. Equity’s 2015 effective income tax rate was 30.1% on income before taxes, not including the net gain on acquisition, and reflects the benefit of increased income tax credits from investments in qualified affordable housing projects. Equity’s effective income tax rate for the year ended December 31, 2014 was 31.86%. Net income allocable to common stockholders for the fourth quarter ended December 31, 2015 was $2.5 million, compared to $1.7 million for the comparable quarter ended December 31, 2014. Net interest income for the quarter ended December 31, 2015 was $12.3 million, compared to $10.3 million for the quarter ended December 31, 2014. Net interest margin was 3.26% and 3.85% for the fourth quarters of 2015 and 2014. The net interest margin for the fourth quarter of 2015 also includes the utilization of our “leverage” or “spread” opportunity as discussed above. Our net interest margin excluding this opportunity was approximately 3.50% for the quarter ended December 31, 2015. Non-interest income for the quarter ended December 31, 2015 was $3.4 million, including the $682 thousand recorded gain on acquisition, compared to $2.2 million of non-interest income for the quarter ended December 31, 2014. Non-interest expense for the quarter ended December 31, 2015 was $11.7 million, including $1.6 million of merger expenses, compared to $9.8 million of non-interest expense for the quarter ended December 31, 2014.
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