SPONSORED CONTENT CAMPUS CONNECTION toledoBlade.com THE BLADE, TOLEDO, OHIO ■ MARCH 8, 2017 SECTION B PAGE 9

GET MORE @ toledoblade.com/campusconnection Your source for higher education news and information. UT Undergrad Discovers Mercy College Working to Elusive Companion Respond to Strong Local to Beta Canis Minoris Demand for Paramedics Nick Dulaney was Beta Canis Minoris,” to determine how the Emergency Medical 33 percent from 2010 and lifesaving skills. determined to solve a Dulaney said. “While interact. Technicians (EMT) and to 2020, much faster Part of the Paramedic galactic mystery. Why it’s circling the bright Dulaney is the lead Paramedics represent than the average for certifi cate program is there an unexpected, star, the smaller star author on the research the fi rst responders in all occupations.” In the provides students a wavy edge on a disk stops the disk on the paper recently pub- emergency medical sit- northwest Ohio area clinical rotation with around a bright, rapidly bigger star from getting lished in the Astrophys- uations. They are often EMTs and Paramedics hands-on experience rotating star located too big by creating a ical Journal. He worked the fi rst at the scene are in high demand. with area fi rst respond- 162 light away wave in the disk.” on the project while to provide care. They Mercy College’s ers. Students may have from Earth? Beta Canis Minoris participating in UT’s stabilize the patient EMT/Paramedic pro- the opportunity to gain The junior studying is what is known as a Research Experience and prepare them for gram allows students experience on Life physics at the Univer- , a hot star that for Undergraduates transport to a medi- to begin their career Flight. Timothy Christ- sity of Toledo spent last rotates so fast that the program sponsored by cal facility for further as an EMT after the man, program lead summer analyzing 15 material on its equator the National Science care. According to the fi rst semester and then for the Paramedic years of spectroscopic is ejected into a large Foundation. Bureau of Labor Sta- seamlessly continue program at Mercy archive data collected gaseous disk surround- “This is a big mile- tistics, “Employment of their education, College states, “This at the Ritter Observa- ing the star. stone for me and shows EMTs and paramedics becoming a Paramedic is a fantastic opportu- tory on campus and dis- “Nick discovered that that I am progressing is expected to grow by with advanced training nity for our students covered that Beta Canis the star was moving towards building a Minoris, which is three back and forth every career,” Dulaney said. and a half times larger 170 days,” Richardson “Doing this research than the sun and easily said. “This motion is has given me valuable visible to the naked eye, caused by the pull of experience, and I am is not alone. the companion star very grateful to the With the help of UT and is very diffi cult to NSF and the University post-doctoral research measure.” of Toledo for the associate Dr. Noel Dulaney also found opportunity.” Richardson and Dr. Jon that the companion “Many students don’t Bjorkman, professor of star tugs extra material have similar publi- physics and astronomy, from the disk towards cations until halfway Dulaney found that it. This causes the through their graduate the highly-studied star observations to change programs,” Richardson featuring a disk around repeatedly every time said. “As an undergrad- its equator is actually the star orbits. The uate, Nick has shown a binary star, or a dou- student’s fi ndings are that he is capable of ble star. leading new efforts by collecting and analyzing “A low-mass second- Bjorkman’s interna- data, and then com- ary star orbits around tional modeling team municating the results (MERCY – cont. on page 10) eSports Expands Collegiate Footprint at Lourdes Lourdes University competitive gamer, his The Gray Wolves has expanded its Gray success in this popular eSports students Wolves collegiate and emerging sport will compete in two program to include helped pay for his col- leagues – the National eSports. A member of lege education. Association of Colle- the National Associa- Lourdes University giate eSports and the tion of Intercollegiate is currently recruit- Collegiate StarLeague. Athletics (NAIA), the ing a part-time coach The Lourdes Uni- school is the fi rst in who will seek talented versity eSports Gray the Wolverine-Hoosier video gamers who have Wolves teams will play STAR SEARCHER: Nick Dulaney, a junior majoring in physics, helped discover the star Beta Canis Athletic Conference to competed nationally in the new Gaming Minoris is actually a binary star, or a double star. offer an eSports schol- and internationally in Arena located in the (UT – cont. on page 10) arship program. the high school and/ rec center on campus. TARTA: Moving Forward Mr. Cory Cahill, or collegiate arena. In For more information, assistant men’s and its inaugural compet- visit www.lourde- Toledo Area Regional the Toledo area, TARTA different Toledo-area women’s volleyball itive season this fall, sathletics.com, email Transit Authority — serves the communities colleges and universities coach at Lourdes, is the university plans to [email protected] or TARTA — has been of Maumee, Ottawa Hills, including the University directing the eSports fi eld three teams with call 419-885-3211, moving forward with the Rossford, Sylvania, Syl- of Toledo — all area program. A former possible alternates. ext. 8945. Toledo region since 1971. vania Township, Toledo, campuses, Owens Com- With over 30 intercon- and Waterville. munity College, Lourdes nected routes carrying College students and University, Mercy 3.1 million passengers faculty ride TARTA to College of Ohio, Davis per in and around connect with several College, Heidelberg

(TARTA – cont. on page 10) (MERCY – cont. on page 10) SECTION B, PAGE 10 toledoBlade.com Sponsored Content THE BLADE: TOLEDO, OHIO • WEDNESDAY, MARCH 8, 2017 (UT – continued from page 9) (TARTA – continued from page 9) with scientists. These use the observatory Mathematics, Distin- University at Arrowhead TARTA’s curb-to-curb you exactly when your skills will serve him every clear night. The guished University Park, Herzing Univer- Call-A-Ride service oper- bus will arrive at your well in his future and students help graduate Professor of Astronomy sity, Professional Skills ates in Maumee, Ottawa stop, and alert you of shows the strengths of students in making and Helen Luedtke Institute, and Stautzen- Hills, Rossford, Sylva- any interruptions or our undergraduate pro- the measurements and Brooks Endowed Pro- berger College. Owens nia, Sylvania Township, delays in your schedule. gram at the University operating the telescope. fessor of Astronomy. Community College and Waterville. Passen- Service is available of Toledo.” “This student observ- “Nick’s project high- students ride free from gers may connect to and on desktop and laptop Dulaney started ing team is a gem for lights how our one-me- downtown to both its from TARTA regular computers and mobile using the Ritter Obser- Learning Center Down- line service and other devices. TARTA Tracker vatory as a freshman the University,” said ter telescope on campus town Toledo and Toledo– nearby Call-A-Rides. is also accessible by and is one of nearly two Dr. Karen Bjorkman, is used for both edu- area campus. For persons with calling TARTA customer dozen undergraduates dean of the UT College cational and scientific TARTA fare is $1.25 disabilities preventing support at 419-243- making up a team who of Natural Sciences and missions.” per person; 60 cents for them from using regular RIDE weekdays,

(MERCY – continued from page 9) persons with disabilities TARTA buses, there’s 6 a.m.-7 p.m.; Saturday, to receive training in to medical facilities as in a fast-paced envi- and senior citizens age TARPS. TARPS operates 8:30 a.m.-5:30 p.m.; an area that is consid- quickly as possible. The ronment would make a 65 and over. Children in compliance with the Sunday, 9 a.m.-5:30 p.m.; ered to be the pinnacle “Golden Hour,” or the great paramedic.” under age six ride free Americans with Dis- and holidays, 6:30 a.m.- of emergency medical first hour after the Mercy College is with an adult. abilities Act and covers 3 p.m. Visit TARTA- services.” The College’s occurrence of a trau- currently accepting With monthly, the same service area tracker.com for details. applications for the Paramedic program is matic injury, is consid- unlimited ride passes for as TARTA. Registered Every year, public EMT program that one of only a few in the ered the critical just $50, TARTA riders TARPS users may ride transportation reduces begins in August and nation that offers this for successful emergency can save a lot of money TARTA regular line and our nation’s carbon the Paramedic program on their transportation Call-A-Ride services free emissions by 41 million kind of experience to treatment. Paramedics that begins in January costs by using any of of fare. tons — equivalent to the student paramedics. provide care literally (EMT certification is TARTA’s eight Park-N- TARTA Game Shut- electricity used by 4.9 Paramedics play a at the time of a per- required for the Para- Ride locations through- tles offer Park-N-Ride million households. In crucial role in provid- son’s greatest need. Mr. medic program). For ing advanced emer- Christman adds, “Those more information call out the Toledo area. service from several area fact, riding public trans- gency care and safely who really want to help 419-251-1313 or visit Households that take locations for all Mud portation is one of the transporting patients others and who thrive mercycollege.edu. public transportation, Hens baseball games at most significant actions and live with one fewer Fifth Third Field and one can take to reduce car can save hundreds Walleye hockey games their household carbon — even thousands — of at Huntington Center. emissions. Commuting dollars per year. Fare is $1.25; no game on public transportation All TARTA buses are ticket is required to ride. can reduce an individu- equipped with lifts or Return trips leave 20 al’s carbon footprint by ramps making them minutes following each up to 4,800 pounds of 100 percent wheelchair- game’s conclusion. carbon dioxide emissions accessible. TARTA also TARTA Tracker uses per year. has bike racks mounted predictive technology to For more information on the front of all of its help you locate nearby about TARTA and all its buses holding two bicy- stops, access real-time services, visit TARTA.com cles independently. route information, tell or call 419-243-RIDE. THE BLADE: TOLEDO, OHIO • WEDNESDAY, MARCH 8, 2017 toledoBlade.com Sponsored Content SECTION B, PAGE 11 Paying for College: Options Reduce Need for Student Loans (BPT) - While only a » Explore types of avoid huge monthly fortunate few students financial aid, including payment increases. can expect a free college grants, work study When debt becomes education by winning programs and schol- too burdensome, some full academic or athletic arships; examine the loan programs offer scholarships, everyone specific types of aid forgiveness through can take advantage of a available per school and public service, federal combination of academic find out how much of a government employ- aid, grants, fellowships, family’s demonstrated ment, and options like work-study and student financial need each teaching in underserved loans to pay for a four- school will cover. school districts. year degree, says Peter » Understand the Private loans are Gayle, a vice president kinds of loans available, trickier since there is for Prudential Advisors. including a variety of no standard: Interest Unfortunately, many federal loans and private rates and repayment prospective students and loans, which may be terms vary from lender their families often don’t used to fill any financing to lender. It’s also worth know where to look. gaps after exhausting considering the need for With student debt other options. life insurance to cover increasingly becoming » Understand how par- the full loan balance to a long-term burden on ents’ “available income” aid co-signers or bene- graduates and families, is used to calculate how ficiaries in the event of adds Gayle, it’s never much parents are expected the borrower’s death, been more important to contribute to their says Gayle. Financial to minimize the out-of- child’s education, espe- advisors would be well- pocket expenses to put a cially for federal finan- equipped to help explore student through college cial aid purposes. this and other options, — and reduce reliance on Several guides, includ- Gayle notes. student loans. ing Prudential Finan- Employers are also To put the weight of cial’s www.prudential. beginning to offer student debt in perspec- com/payingforcollege, employee student debt tive, The Federal Reserve can help families take benefits to put their Bank of New York noted a carefully considered employees on a course that in 1995, 54 percent approach to financing a for financial security. At of graduates had loans college education while Prudential Financial, for averaging $11,491. It’s safeguarding a student’s example, new employees more recent data in long-term financial hired through the compa- 2015 showed 71 percent future, including the abil- ny’s campus recruitment of graduates joined the ity to save for retirement. program beginning in workforce with student For families that must January 2017 could earn debt averaging slightly use student loans, the an incentive of up to more than $35,000. federal government is $5,000 toward paying off What’s more, the Fed- making it easier to student loans after one eral Reserve Bank of understand how to bor- year of service. Other New York estimates 25 row, process applications companies match stu- percent of those who owe and repay loans through dent debt payments federal student loans are new online tools. Since with contributions to delinquent or in default. The good news is that 2010, all new federal employee retirement anyone willing to put in loans, except Federal savings plans. the time can likely find Perkins Loans, have Studies show college programs that help foot been issued through the education can be worth the bill — helping to U.S. Department of Edu- the price. The U.S. Cen- reduce the need to take cation, which offers infor- sus Bureau estimates out loans — so a stu- mation about borrowing that students who attend dent’s education won’t and repaying loans. college can earn nearly break the budget or jeop- There are multiple twice as much over their ardize a financial future. options to repay federally lifetimes as those with According to Gayle, fami- funded student loans, only a high school lies can take a few initial which generally require diploma. But with col- steps before choosing a repayments to start six lege tuitions continuing school: or nine months after to rise, families must » Learn how the finan- a student graduates, find the most effective cial aid process works leaves school or drops to way to finance a child’s and get the most out of half-time enrollment. A college education to options that don’t need few popular choices for avoid jeopardizing to be repaid. repayment include types their ability to save for » Understand each of income-driven plans, retirement. school’s actual net price which calculate pay- “Prudential Advisors” — after financial aid — ments based on a bor- is a brand name of The and set realistic expecta- rower’s ability to repay. Prudential Insurance tions, choosing from One catch: It’s critical Company of America and the most affordable to re-certify income and its subsidiaries located institutions. family size annually to in Newark, NJ. SECTION B, PAGE 12 toledoBlade.com Sponsored Content THE BLADE: TOLEDO, OHIO • WEDNESDAY, MARCH 8, 2017