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Imagine2014 8B3 02 Gehrke Loss Adjustment via Unmanned Aerial Systems (UAS) – Experiences and Challenges for Crop Insurance Thomas Gehrke, Regional Director Berlin, Resp. for International Affairs Loss Adjustment via UAS - Experiences and 20.10.2014 1 Challenges for Crop Insurance Structure 1. Introduction – Demo 2. Vereinigte Hagel – Market leader in Europe 3. Precision Agriculture – UAS 4. Crop insurance – Loss adjustment via UAS 5. Challenges and Conclusion Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 2 Introduction – Demo Short film (not in pdf-file) Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 3 Structure 1. Introduction – Demo 2. Vereinigte Hagel – Market leader in Europe 3. Precision Agriculture – UAS 4. Crop insurance – Loss adjustment via UAS 5. Challenges and Conclusion Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 4 190 years of experience Secufarm® 1 Hail * Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 5 2013-05-09, Hail – winter barley Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 6 … and 4 weeks later Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 7 Our Line of MPCI* Products PROFESSIONAL RISK MANAGEMENT is crucial part of modern agriculture. With Secufarm® products, farmers can decide individually which agricultural Secufarm® 6 crops they would like to insure against ® Fire & Drought which risks. Secufarm 4 Frost Secufarm® 3 Storm & Intense Rain Secufarm® 1 certain crop types are eligible Hail only for Secufarm 1 * MPCI: Multi Peril Crop Insurance Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 8 Insurable Damages and their Causes Hail Storm Frost WEATHER RISKS are increasing further. Hail is one of the main causes of damage. Its size, the number of days with hail p.a. and the heaviness of early damage are rising. Storms, heavy rains, frost and winter kills are also increasing. Intense Rain Winter kills Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 9 Risks covered by the Vereinigte Hagel in Europe Netherlands Denmark Latvia hail hail hail storm storm storm intense rain intense rain intense rain frost Lithuania winterkill winterkill hail snow load storm lightning-induced fire intense rain drought winterkill Germany drought Belgium hail hail storm Poland (Concordia Polska) storm Intense rain hail intense rain frost winterkill storm vineyard frost frost Luxembourg winterkill hail flooding storm fire intense rain drought frost Italy avalanche winterkill hail sprouted grain storm drought intense rain vineyard frost frost heavy snowfall drought sunburn flooding temperature fluctuations sirocco winds lightning Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 10 Structure 1. Introduction – Demo 2. Vereinigte Hagel – Market leader in Europe 3. Precision Agriculture – UAS 4. Crop insurance – Loss adjustment via UAS 5. Challenges and Conclusion Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 11 Precision Agriculture – Information/Technology/Management http:\\www.agric.gov.ab.ca/sustain/precision.html Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 12 Primary drivers for investing in Precision Agriculture (PA) 1. Ongoing reduction in the amount of arable land. 2. Projected increase in global population. 3. Existing farming methods have substantial margin for improving productivity. 4. Optimal application of agricultural chemicals will lower costs & reduce pollution (NPK, Herbicides, Pesticides, Reduction of water use, …). Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 13 Primary drivers for UAS in PA Existing Methods have Limitations: 1. Historical yield maps provide a nice starting point, but do not reflect current year’s conditions. 2. Core samples and leaf samples provide the most accurate “spot” measurements, but are costly and have low sample densities. 3. Aircraft imagery is pretty good, but limited revisit frequency, moderate resolution, and are somewhat costly. 4. Satellite imagery has scheduled global coverage, but restricted revisit times, poor revisit frequency, poor resolution, and problematic cloud cover. Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 14 Structure 1. Introduction – Demo 2. Vereinigte Hagel – Market leader in Europe 3. Precision Agriculture – UAS 4. Crop insurance – Loss adjustment via UAS 5. Challenges and Conclusion Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 15 Quadcopter Phantom 2 Vision Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 16 Drone Sirius MAVinci 1. Folding air screw: protection during landing 2. Single battery powers UAV (incl. camera) 3. Calibrated camera with large sensor 4. MAVinci Autopilot 5. Flashing lights below the wings SIRIUS und SIRIUS pro 6. Detachable tail rudders: easy exchange of spare parts 7. Special long life actuator Material Elapor 8. Adaptive active cooling of autopilot electronics prevents overheating Wingspan 163 cm 9. Security switch for engine control Length 120 cm 10. Extremely leightweight foam material Take-off weight 2,7 kg (with 550g payload) 11. White color prevents overheating 12. Access to camera storage card Flight time 45 min (with 550g payload and one battery) 13. Electric brushless motor Speed over ground 65 km/h Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 17 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 18 Preparation process before departure Loss Adjustment via UAS - Experiences and 20.10.2014 19 Challenges for Crop Insurance Flightplanning and data transfer Loss Adjustment via UAS - Experiences and 20.10.2014 20 Challenges for Crop Insurance Post processing process Loss Adjustment via UAS - Experiences and 20.10.2014 21 Challenges for Crop Insurance Monitoring – Winter wheat - 2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 22 Winter Kills – Rapeseed – Latvia 2013-2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 23 Winter Kills – Rapeseed – Latvia 2013-2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 24 Winter Kills – Rapeseed – Latvia 2013-2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 25 Winter Kills – Rapeseed – Latvia 2013-2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 26 YieldStorm-level determinating– Sunflower – 2014factors Loss Adjustment via UAS - Experiences and 20.10.2014 27 Challenges for Crop Insurance Storm – Sunflower – 2014 Loss Adjustment via UAS - Experiences and 20.10.2014 28 Challenges for Crop Insurance Storm – Sunflower - 2014 Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 29 Storm – Sunflower – 2014 Loss Adjustment via UAS - Experiences and 20.10.2014 30 Challenges for Crop Insurance Storm – Sunflower – 2014 Loss Adjustment via UAS - Experiences and 20.10.2014 31 Challenges for Crop Insurance Winter KillsStorm – Rapeseed – Corn – –Latvia 2014 2013 -2014 Loss Adjustment via UAS - Experiences and 20.10.2014 32 Challenges for Crop Insurance Storm – Corn – 2014 Loss Adjustment via UAS - Experiences and 20.10.2014 33 Challenges for Crop Insurance Structure 1. Introduction – Demo 2. Vereinigte Hagel – Market leader in Europe 3. Precision Agriculture – UAS 4. Crop insurance – Loss adjustment via UAS 5. Challenges and Conclusion Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 34 Challenges and Conclusions UAS-systems have a great potential for supporting (not replacing !!) loss adjustment in crop insurance, but: 1. Time lack from data acquisition to map product (new and efficient methods of data processing “in real time”) are needed. 2. Weather dependance (Wind, Rain, etc.). 3. Regulations by law in Germany and other EU-countries. 4. Cost/Benefit (economic) analysis and study to assess utility of loss adjustment information (result) provided. 5. Implementation of (semi-) automated loss processing algorithms. Loss Adjustment via UAS - Experiences and Challenges for Crop Insurance 20.10.2014 35 Thanks for your attention Vereinigte Hagelversicherung VVaG Bezirksdirektion Berlin, Flämingstraße 3-4, D-15738 Zeuthen Tel. +49-33762-792-0 Fax +49-33762-792-99 [email protected] www.vereinigte-hagel.de Loss Adjustment via UAS - Experiences and 20.10.2014 36 Challenges for Crop Insurance .
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