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2015 Virginia Insurance Premiums License Tax Return Instructions

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2015 Virginia Insurance Premiums License Tax Return Instructions 2015 Virginia Insurance Premiums License Tax Return Instructions COMMONWEALTH OF VIRGINIA DEPARTMENT OF TAXATION RICHMOND, VIRGINIA VA TAX 6201171 Rev. 09/15 CONTENTS GENERAL INFORMATION ........................................................................................................................... 1 DIRECT GROSS PREMIUMS INCOME ....................................................................................................... 1 ESTIMATED PAYMENTS .............................................................................................................................. 2 WHAT TO ENCLOSE .................................................................................................................................... 2 SCHEDULE 800A - INSURANCE PREMIUMS LICENSE TAX WORKSHEET OVERVIEW ....................... 2 SCHEDULE 800A - INSURANCE PREMIUMS LICENSE TAX WORKSHEET LINE INSTRUCTIONS ...... 3 FORM 800 INSTRUCTIONS ........................................................................................................................ 4 SCHEDULE 800ADJ LINE INSTRUCTIONS ............................................................................................... 5 TAX CREDITS ............................................................................................................................................... 7 RETALIATORY TAX REPORT .................................................................................................................... 10 SCHEDULE 800RET LINE INSTRUCTIONS ............................................................................................. 10 SCHEDULE 800RET CR LINE INSTRUCTIONS ....................................................................................... 12 SCHEDULE 800B LINE INSTRUCTIONS .................................................................................................. 12 2015 Virginia Insurance Premiums License Tax Return Instructions GENERAL INFORMATION information regarding methods for paying electronically, see the Department’s Electronic Payment Guide. Effective for taxable years beginning on and after January 1, 2013, the administration of the Insurance Premiums Where to File and Pay: You can file and pay online at License Tax was transferred from the State Corporation www.tax.virginia.gov. For paper filing, send your return Commission’s Virginia Bureau of Insurance (the BOI) to to the Virginia Department of Taxation, P.O. Box 26179, the Department of Taxation (the Department). Additionally, Richmond, VA 23260-6179. If you choose paper filing, you the Department began administering the retaliatory cost can pay online, otherwise, the return must be accompanied assessment on certain foreign insurance companies, by a check or money order made payable to the Virginia and the Retaliatory Costs Tax Credit for certain domestic Department of Taxation for the amount due. insurance companies You can hand deliver completed forms and payments to the The BOI remains responsible for the licensing of insurance Virginia Department of Taxation, 1957 Westmoreland companies. In the event that a taxpayer fails to pay its Street, Richmond, VA 23230. Insurance Premiums License Tax, the BOI may suspend When to File and Pay: Your Insurance Premiums License or revoke the insurer’s license upon notification from the Tax return should be postmarked no later than March 1, Department. The BOI continues to administer the annual 2016. For more information, call the Office of Customer maintenance fund assessment, assessments for the Fire Services at (804) 404-4163. Programs Fund, the Dam Safety, Flood Prevention and Amended Returns: If it becomes necessary to amend a Protection Assistance Fund, the programs to reduce losses previously filed Virginia return, prepare a new Form 800 from motor vehicle thefts, and the program to reduce losses with the corrected figures and with any relevant enclosures. from insurance fraud. Check the “Amended Return” box on the front of Form 800. How to Get Assistance File the amended return within 3 years from the due date of The Department’s Website: The Department’s website, the original return. See Va. Code § 58.1-1823. www.tax.virginia.gov, has information to help you with Penalties and Interest: If you fail to submit the Virginia your tax filing responsibilities. Insurance Premiums License Tax Return by the deadline, e-Alerts: If you sign up for the Department’s free e-Alerts you will be subject to a $50 late filing fine for each day that service, you will periodically receive electronic newsletters the report is late. All payments made after March 1 are also about legislative changes, filing reminders, and other subject to a 10% late payment penalty and the amount of relevant information on topics you select. Sign up today on such penalty shall be added to the amount of the unpaid the Department’s website! tax liability. Virginia law requires the Department to assess interest on any unpaid balance of unpaid tax from the Forms Online: Virginia tax forms are available for download. payment due date through the date the tax is paid. Interest Secure E-mail: Use the Department’s iFile Secure Message charges apply to late payments as well as additional Center. balances due or assessed as the result of audit adjustments. Other Inquiries: Call (804) 404-4163 or write to the Virginia Va. Code § 58.1-15 sets the interest rate for late payments Department of Taxation, P.O. Box 1115, Richmond, VA at the federal underpayment rate established under Internal 23218-1115. Do not mail returns to this address. Revenue Code (IRC) § 6621, plus 2%. For the current daily interest rate, contact the Department at (804) 367-8037, or Electronic Filing and Payments at [email protected]. eForms: File and pay your estimated tax online. Simply Payments returned by the bank will be subject to a returned complete the online version of the paper estimated payment payment fee of $35 in addition to any other penalties that voucher by entering the tax information as you would if may be incurred. you were completing a paper form. Payments are made electronically and you may schedule payments to be made DIRECT GROSS PREMIUMS INCOME on a future date. Taxes are paid on premiums allocated to Virginia on Business iFile: An online version of the estimated voucher Schedule T of the NAIC Annual Statement. Companies allows you to enter tax information as you would if you were should review the NAIC Annual Statement Instructions and completing a paper form. Payments are made electronically allocate their premiums accordingly. and you may schedule payments to be made on a future date. Amounts Included in Direct Gross Premiums Income: Direct gross premiums income includes all premiums, Web Payments: Pay your annual tax online using web assessments, dues and fees collected, received or derived, payments. You must be registered for Business iFile to use or obligations taken from business in the Commonwealth this payment option. during the calendar year. Reciprocal or inter-insurance ACH Credit: Electronically submit your estimated and exchanges must include in this report the gross premium annual tax payments to the Department. For more or deposit income collected, received, or derived from and credited to the accounts of subscribers from business 1 in Virginia, decreased by all returns for cancellation and for any applicable tax credits. Insurance companies must all amounts returned to subscribers or credited to their use Form 800ES to calculate estimated payments. This accounts as savings. form provides instructions for calculating the amount of Uninsured Motorist Fund: The Uninsured Motorist (UM) Insurance Premiums License Tax an insurance company Fund distribution is shown in the NAIC Annual Statement should pay, as well as the amount and due dates for as automobile liability premium. It will be necessary to each payment. Insurance companies may submit adjust the Annual Statement amount if this distribution was payments electronically via the Department’s website at received after December 31. The UM Fund premium is www.tax.virginia.gov. to be shown on Line A of the Form 800 to the extent it is Any insurance company with an annual direct gross included in the premium reported on Schedule T of the NAIC Insurance Premiums License Tax liability that is not Annual Statement. The UM Fund premium is to be shown expected to exceed $3,000 after all applicable credits have on Schedule 800ADJ on Line 1, to the extent not included been utilized is not required to make quarterly declarations in the premium reported on Schedule T of the NAIC Annual of estimated Insurance Premiums License Tax. Such a Statement. Penalty and interest will be due if this amount is taxpayer would pay any Insurance Premiums License Tax not shown, and such amount must be added to your return with the annual report due on March 1 of the year following as additional premium. the taxable year. FAIR Plan Premium: The FAIR Plan premium distribution WHAT TO ENCLOSE is reported to you by the Virginia Property Insurance Association. This premium must be shown on Line B of Listed are the forms and schedules that should be submitted, the Insurance Premiums License Tax Return to the extent if applicable, with Form 800: it is included in the premium reported on Schedule T of the NAIC Annual Statement. It will be necessary to adjust • Form 800V, Virginia Insurance Premiums License Tax the NAIC Annual Statement amount if this distribution was Payment Voucher received after December 31st. The FAIR Plan premium
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