BharatBenz Truck Insurance. Power Pack Insurance to always back you up. Power Pack Insurance  Why BharatBenz Truck Insurance? BharatBenz Truck Insurance About Daimler Financial Services to always back you up Enhanced Package

Daimler Financial Services provides a comprehensive range India’s 1st branded commercial vehicle insurance programme Insurance program in collaboration with Reliance General of automotive financial services – from leasing and financial we have been at the forefront of developing unique offerings Insurance, TATA AIG General Insurance and ICICI Lombard Additional General Insurance. EMI Cover options for dealer firms, fleet management and insurance that come with the highest standard of quality. Towing to banking and innovative mobility services. These products Covers such as ‘depreciation shield’ and ‘additional towing’, As your partner, we’ll ensure that your business runs as and offers are put together to fulfill wishes of owning the apart from the comprehensive motor insurance, are our smoothly as your BharatBenz trucks. Knowing that your BharatBenz Truck, support the unit sales of Daimler Group standard products. Zero Revenue Loss  vehicle is safe, you feel secure at all times. Depreciation Protection and increase brand loyalty of both customers and dealers. New suite of Power Packs: EMI Cover, Revenue Loss Our insurance covers not only give your BharatBenz truck Protection, Engine Cover, Vehicle Replacement Allowance. Daimler Financial Services India Pvt. Ltd. is a subsidiary the protection it deserves, they also let you enjoy customised Enhanced servicing and ownership experience with the of Daimler Financial Services AG and provides automotive Comprehensive and comprehensive benefits. introduction of eInsure as a digital platform. Engine Cover financial services and supports BharatBenz Trucks through Cover BharatBenz Financial. We deliver superior services through our specific value additions that include: eInsure – A digital platform for Vehicle • Guaranteed servicing of vehicles at all BharatBenz  quick and easy transactions Replacement  dealerships and ‘Cashless’ claim settlement. Allowance • Assured quality of repairs. • Policy Issuance • Transparency in claims servicing. • 24x7 access to BharatBenz Financial Call Centre. • Endorsement

• Cancellations

• Claims Management BharatBenz Truck Insurance Coverage BharatBenz Truck Insurance BharatBenz ensures least customer liability Deductions Truck Competition Insurance Depreciation Cover Additional Towing Cover EMI Cover Depreciation @ 20% – – Depreciation Shield – Covers Covers the ‘retrieval & towing’ This cover pays the EMI (not IMT 23 Deduction on 25,000 – ` 12,500 the depreciation amount on cost of the vehicle to the exceeding one) falling due Policy Excess ` 2,500 ` 2,500 assessed damaged parts nearest authorised workshop. after the accident of the Total Claim Amount ` 250,000 allowed for replacement during repairs in vehicle in respect of the loan availed, Volunary Deductible (if any) – – • Benefit available only twice in a Parts @ 70% ` 175,000 the event of a partial loss to the vehicle. provided vehicle is lying in the workshop policy period with total combined Discount on Parts @ 5% – ` 8,750 • Offers full value of parts replaced for repairs following an accident Labour @ 30% ` 75,000 limit of `25,000. Discount on Labour @ 20% – ` 15,000 without any deduction. exceeding thirty (30) days due to: non- • It will facilitate to tow the vehicle to availability of parts, workshop closed and IMT 23 Portion ` 25,000 ` ` • Benefit available up to 2 times during Total Deduction 2,500 38,750 Bharat Benz workshops. extensive damages. policy period. • No salvage deduction. BharatBenz Truck  BharatBenz Truck Competition Difference Insurance promises Insurance Engine Cover Revenue Loss Protection Conditions : incomparable  value Make & Model 3123 R 3123 R – Covers the consequential This add-on cover entitles a Add-on will trigger if, damage to the internal daily allowance benefit to the • OD claim is admissible IDV ` 2,800,000 ` 2,800,000 – part of the engine/gear box insured in case of an accident • Repair takes more than 5 days Premium (OD + TP + Add-on) ` 75,346 ` 53,722 ` 21,624 arising out of water ingression/leakage of and the vehicle is repaired at the company • Available till maximum of 30 days Customer Liability in Claims ` 2,500 ` 38,750 (` 36,250) lubricating oil due to Accidental means. authorised dealer/repairer. • Benefit applicable once in a policy Once in a policy period. Benefit : period. Claims TAT (No. of days) 21 42 (21) • A per day allowance of `1,000 across Loss of Revenue @ Rs. 4,000 per day ` 84,000 ` 168,000 (` 84,000) all the models up to 4 years of the age  Add-on mentioned in the grid above includes Total Loss to the customer ` 86,500 ` 206,750 ` (120,250) of the vehicle. zero depreciation and additional towing only.

All the mentioned add-on covers would trigger if the OD claim is admissible. Claim Process Basic claim documents requirement list

Claims Turn Around Time Basic Documents - Motor Claims Theft Claims • Surveyor deputed within 30 minutes of claim registration. • Claims form duly filled in and signed by insured • FIR copy • Policy copy • Non-traceable certificate (C-report) • Surveyor establishes contact with the customer/dealer Inspection and Approval • RC book copy within 2 hours of claim registration for vehicle inspection. for Repairs Post • Financier statement (Incase of hypothecation) Document Verification • Driving license copy Appointment Vehicle Repair • NOC and form 35 from financer • Surveyor visits the Workshop/Spot for the assessment of Surveyor at BharatBenz • Permit copy Workshop • Original vehicle keys of loss within 4 hours of claim registration. • Fitness certificate • Original policy • Work order approval with confirmed liability given • Trip sheet, entry tax card, load challan • Vehicle purchase invoice in 2 days after the day of inspection. • FIR / panchanama incase of third party injury, Bill Submission • Subrogation and indemnity bond InsurancInsuran e property damage and Re-inspection • Vehicle release order issued in maximum 2 days after Company Customer • Discharge cum satisfaction voucher • Letter to RTO and Police authority repair and receipt of invoice from the dealer. • The agreed claim amount paid to dealer/customer Own Damage Claim Driver PA Claim within 3 working days. eInsurre InsurancInsu cee Portalal CompanCom nyy • Repair estimate • FIR copy • Repair invoice and payment receipt • Postmortem report Veehiclehicle Delivered • Liability confirmation duly signed by repairer • Death certificate Contact Details for Claim Intimation after Re-inspection and insured • DL extract • For claim intimation & registration, call us at 18002122237 Call (Toll Free exclusive for DFS/BharatBenz customers) Center • Legal heir certificate and NOC from other dependent/s • Transfer RC copy of the vehicle • Please obtain claim registration number (It is useful for Claimaim SSettledettled anand future reference) Money Tr ansferred through NEFT BharatBenz Workshop Note: No vehicle shall be delivered without confirmation from Insurance company. The insurance offer is based on certain criteria. They are subject to change, and do not obligate any party to conclude a contract.

For current offers, please contact Daimler Financial Services at:

• Daimler Financial Services India Pvt. Ltd. is the Corporate Agent (Registration No.: CA0180) of Reliance General Insurance, TATA AIG General Insurance and ICICI Lombard General Insurance and the Insurance Policies will be issued by Reliance General Insurance, TATA AIG General Insurance and ICICI Lombard General Insurance. Vehicle Finance is arranged solely by Daimler Financial Services India Pvt. Ltd. Refer to the insurance policy for further details on Terms & Conditions.

• Risk factors and warning statements: The purchase or non-purchase of Insurance policies/products by a customer is on voluntary basis. Insurance is the subject matter of the solicitation. For any help and assistance required for further information reasonably expected, please call us on our toll free helpline or help number 18002122237.

Daimler Financial Services India Private Limited (A Daimler Group Company), RMZ Millennia Business Park, Campus 3B, Unit 202, 2nd Floor, 143, Dr. M.G.R. Road, Perungudi, Chennai - 600 096, India. Phone: 18002122237 Fax: + 91 44 7111 8131. www.bharatbenz.com/bharatbenzfinancial | email: [email protected]

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