{HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

User CP FAQ Community Calendar New Search Links Log Out

Welcome Back , fighter1234 . ABH - Trust and Safety > Hacking & Security > Hacking & Security Tutorials You last visited: Yesterday at 07:42 PM {HOT} How to "card" successfully Your Notifications: 1

Hacking & Security Tutorials Best tutorials will be moved here alongside with the tutorials you will write

Useful links : Recover password | Invite Your Friends | Download Program Chat | ALBoRaaQ Chat Room | Upgrade To VIP

{HOT} How to "card" successfully

Hacking & Security Tutorials

Moreshare | ShareShareShare Thread Starter CCV* Replies 8 Views 99 | | Share

View First Unread LinkBack Thread Tools Search this Thread Rate Thread Display Modes

{HOT} How to "card" successfully

(#1 ( permalink ))

Posts: 523 is Offline CCV* Thanks: 11 Superb Member Thanked 83 Times in 39 Posts Join Date: Feb 2013

Rep Power: 1

1 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

{HOT} How to "card" successfully - Yesterday, 04:38 PM

Hi friends, How are u today ? Hope u all are fine & happy.

Alright, I would like to share little tips on how to card sumthing so that u can do it sucessfully. Well, our hope is the item u carded can be delivered to ur drop address "safely" (from ur point of view). Basically, what we are talking about is CNP (Card Not Present)/online-based transation. This article will be posted on 2 parts. So stay tune with my next post !

0x0001 : Little introduction on types

There are many credit card types in the world, such as Visa/, Mastercard, (AMEX), JCB (Japan Credit Bureau), , China Union Pay, Diners Club Carte Blanche, Diners Club enRoute, Diners Club International, Diners Club US & Canada, Discover, (), (debit card), (debit card), (debit card). Each of the card types has its own unique 6 prefixs (digits). This is known as IIN (Issuer Identification Number). Credit card digit length are various from 12 - 19 digits, depends on the card type.

Can we make a code to identify a card type ? Yes ofcourse we can !

We can design the algorithm using Luhn algorithm and then code it with almost all programming/webprogramming languages to be a credit card digit validation tool. U can do this with Python, Perl, Delphi, C/C++, VB/VB.NET, PHP, AJAX, etc. I won't explain more about Luhn Algorithm, since it relates with mathematical. And I think u can understand it within several minutes. Here's the link u can review it later : hxxp://www.beachnet.com/~hstiles/cardtype.html

0x0010 : Understanding , payment gateway, and third-party payment gateway

Now u should hv understood yet about credit card type and how to validate it (the digits) using ur own great tool.

We'll take a look at the difference between merchant account, payment gateway, and third-party payment gateway.

1. An e-Commerce merchant account allows any (or almost) online business (also known as an e-Business or e-Commerce business) to accept credit cards/debit cards, gift cards and other forms of payment cards online based on the CNP (card not present) transaction principals, including MOTO (mail order/telephone order) transactions. e-Commerce merchant accounts can also be referred to as: online credit card payment accounts, online credit card processing accounts, credit card transaction accounts, and others. An e-Commerce merchant can get an e-Commerce merchant account from a merchant bank or a merchant service provider in his/her local area (city, state, country) or in another country (offshore/international e-Commerce merchant account).

2. A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateway protects credit cards details encrypting sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant and also between merchant and payment processor.

3. Third party processors are what e-Commerce merchants get when getting third party merchant accounts. Basically, third party processors are connected via an additional secure payment gateway to a direct credit card payment processor. A third party processor contributes to the work of the direct processor, sharing its expenses, i.e. paying much less. Many third party processors make up a network of e-Commerce merchants sharing one secure direct merchant account.

And how it works actually ? Okay, below performs procedures which used by the payment processor gateway to charge customer's credit card until there's full settlement of funding to the merchant. U should really understand well these procedures !

* A customer places order on website by pressing the 'Submit Order' or equivalent button, or perhaps enters their card details using an automatic phone answering service. * If the order is via a website, the customer's web browser encrypts the information to be sent between the browser and the merchant's webserver. This is done via SSL (Secure Socket Layer) encryption. * The merchant then forwards the transaction details to their payment gateway. This is another SSL encrypted connection to the payment server hosted by the payment gateway. * The payment gateway forwards the transaction information to the processor used by the merchant's . * The processor forwards the transaction information to the (i.e., Visa/MasterCard) * If an American Express or was used, then the processor acts as the issuing bank and directly provides a response of approved or declined to the payment gateway.

2 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

* Otherwise, the card association routes the transaction to the correct card issuing bank. * The credit card issuing bank receives the authorization request and sends a response back to the processor (via the same process as the request for authorization) with a response code. In addition to determining the fate of the payment, (i.e. approved or declined) the response code is used to define the reason why the transaction failed (such as insufficient funds, or bank link not available) * The processor forwards the response to the payment gateway. * The payment gateway receives the response, and forwards it on to the website (or whatever interface was used to process the payment) where it is interpreted and a relevant response then relayed back to the cardholder and the merchant. * The entire process typically takes 2-3 seconds * The merchant must then ship the product prior to being allowed to request to settle the transaction. * The merchant submits all their approved authorizations, in a "batch", to their acquiring bank for settlement. * The acquiring bank deposits the total of the approved funds in to the merchant's nominated account. This could be an account with the acquiring bank if the merchant does their banking with the same bank, or an account with another bank. * The entire process from authorization to settlement to funding typically takes 3 days.

There are many third-party payment gateways in the world today. I'm sure most of u are familiar with Paypal, WorldPay, Verepay, Authorize.Net, Click2Buy, SagePay, PPI.Inc, 2CheckOut, GoogleCheckout, YahooWallet, CCBill, MoneyBooker, etc...

The conslusion is the merchant can choose between using its own payment gateway to process the transaction directly to the merchant's bank or using payment gateway from third-party payment gateway (with a "little fees" ofcourse).

0x0011 : All things about payment security

Since the customer is usually required to enter their personal details, such as : - First Name - Last Name - Address - City - State/province - Country - ZIP/postal code - Telephone number - Card type - Card number - Customer's bank account (usually asked on Paypal, GoogleCheckout, YahooWallet when there's a fraud detection) - Start Date (not common) - Expired Date - CVV/CVV2 - Card holder name

Then, he/she might be thinking that this part is important to be really safe. Yes, to make customer feels safe while doing online transaction using credit card, the merchant has to provide a secure connection between the payment gateway to the merchant's acquiring bank. This is to make sure that the data will not be intercepted by illegal guy on its way. On merchants (webshops) which are using theirs own payment gateway, usually the site use SSL (Secure Socket Layer) 128 bits, in an HTTPS site format. On the other hand, most of merchants are not using HTTPS for theirs website, but third-party payment gateway will do this for processing the transaction later.

Due to high volume of online transaction recently, many merchants start to aware about this. They do such procedures to avoid charge-back from the bank.

These are all things that merchant/webshop administrator will (usually) do to prevent credit card fraud : - Call the buyer based on cardholder's phone number filled - Check the buyer's phone number with YellowPages/phone directory book - Confront cardholder's real location againts buyer's IP address using GeoIP location tool - If the shipping address differs with the billing address, then it might be suspicious order - Shipping item to PO BOX usually not accepted by most merchant/webshop - Order shipped to African, East Europe, Russia, and several Asia countries usually need to be confirmed via phone - Order items in large volume sometimes be flagged as a high risk fraud - Order items with urgency shipping time sometimes be flagged as a high risk fraud etc..

While the payment processor gateway usually do check frequently count of the card being charged at the same payment processor gateway. The result will then be used to make a decision whether the transaction is going to be approved or declined.

3 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

The Following User Says Thank You to CCV* For This Useful Post: <~©~>

5 Lastest Threads by CCV*

Thread Forum Last Poster Replies Views Last Post

05-23-2013 Private Symlink(PHP) Exploit Tutorial Exploits and Vulnerabilities decslir 1 19 04:57 PM

How to do Hacking the Internet(WAN) 05-23-2013 Hacking & Security Tutorials mustbe 2 15 Not LAN Using... 04:49 PM

05-23-2013 {HOT} How to "card" successfully Hacking & Security Tutorials <~©~> 8 99 04:38 PM

05-23-2013 Apply for thieves Apply for Thieves CCV* 2 35 02:41 PM

TUT | How to use Google as a proxy | 05-23-2013 Hacking & Security Tutorials CCV* 7 40 TUT | + Pics 02:11 PM

(#2 ( permalink ))

Posts: 117 is Offline socio Thanks: 4 Senior Member Thanked 5 Times in 5 Posts Join Date: Dec 2012 Location: online

Rep Power: 1

4 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

Yesterday, 04:41 PM

great post and yes it was bro

TO KNOW WHERE YOU HEADING....YOU

GOTTA KNOW WHERE YOU BEEN

5 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

(#3 ( permalink ))

Posts: 523 is Offline CCV* Thanks: 11 Superb Member Thanked 83 Times in 39 Posts Join Date: Feb 2013

Rep Power: 1

Yesterday, 04:42 PM

thanks bro

(#4 ( permalink ))

Posts: 27 is Online pbmadrid Thanks: 3 Starter Thanked 0 Times in 0 Posts Join Date: May 2013

Rep Power: 0

Yesterday, 07:31 PM

good information thanks bro

6 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

(#5 ( permalink ))

Posts: 523 is Offline CCV* Thanks: 11 Superb Member Thanked 83 Times in 39 Posts Join Date: Feb 2013

Rep Power: 1

Yesterday, 08:20 PM

nothing brother

(#6 ( permalink ))

Posts: 708 is Offline mustbe Thanks: 0 Cool Member Thanked 14 Times in 11 Posts Join Date: May 2013 Location: HeAveN Infractions: 0/2 (2)

Rep Power: 1

7 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

Yesterday, 08:25 PM

Nice post and tut

(#7 ( permalink ))

Posts: 523 is Offline CCV* Thanks: 11 Superb Member Thanked 83 Times in 39 Posts Join Date: Feb 2013

Rep Power: 1

Yesterday, 08:55 PM

thanks bro

(#8 ( permalink ))

8 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

Posts: 302 is Offline 123pirate Thanks: 23 Dangerous Member Thanked 13 Times in 8 Posts Join Date: Nov 2012 Location: In your basment.

Rep Power: 1

Yesterday, 09:59 PM Awesome post man! Please make more

(#9 ( permalink ))

Posts: 933 is Online <~©~> Thanks: 130 Cool Member Thanked 286 Times in 167 Posts Join Date: Oct 2012 Location: MY ABH - Your Trust and Safety

Rep Power: 1

Yesterday, 10:32 PM

fully explained thanks mate......

9 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

Quick Reply

Message:

Fonts Sizes

Smilies [ More ]

Options

Quote message in reply? Show your signature

Post Quick Reply Go Advanced

« How to do Hacking the Internet(WAN) Not LAN Using Metasploit – The Logic | Create a CookieLogger and Hack any Account {Working Links} »

Currently Active Users Viewing This Thread: 1 (1 members and 0 guests)

fighter1234

Posting Rules

You may post new threads You may post replies You may not post attachments You may edit your posts

BB code is On Smilies are On [IMG] code is On HTML code is Off Trackbacks are On Pingbacks are On Refbacks are On Forum Jump Forum Rules Hacking & Security Tutorials Go

Similar Threads

Thread Thread Starter Forum Replies Last Post

10 of 11 5/24/2013 10:05 AM {HOT} How to "card" successfully http://www.alboraaq.com/forum/abh440591/

Similar Threads

"Selling" Amazon, Walmart, Itunes 09-08-2012 08:55 Crions I Sell Open Source 1 "eGift Card" AM

08-31-2012 01:11 How to "card" successfully Max_Mafiotu Hacking & Security Tutorials 32 AM

"3" "Freshiest" "Cvv's" "For" "TODAY" ( 06-21-2012 05:19 All Live + Checked + Working + high kavroche Accounts and Database Dumps 4 AM balance )

"1" "Freshiest" "Cvv's" "For" "TODAY" ( 06-15-2012 01:27 All Live + Checked + Working + high froufrou Accounts and Database Dumps 4 AM balance )

04-22-2012 09:41 How to "card" successfully Max_Mafiotu Hacking & Security Tutorials 18 AM

Powered by vBulletin 4.0.6 Copyright ©2000 - 2010, Jelsoft Enterprises Ltd

Norton Safe Web McAfee SiteAdvisor

Server Security By Anass Atef Rowaad.com.sa

All messages expressed here in are the views of the author or the original poster , and are not and should not be taken as representative of the official policies of the forum or its management or the views of its staff. If you have any questions,complaints and suggestions please feel free to read the following "Terms of Service" or Send Email us or You Can Call us. +972 (57)9481817 [email protected] Terms of Service

-- :: ABH Old Style :: Contact Us - ABH Home - Archive - Top

Search Engine Optimization by vBSEO 3.6.0

11 of 11 5/24/2013 10:05 AM