Türkiye Cumhuriyeti Ziraat Bankasi A.Ş

Total Page:16

File Type:pdf, Size:1020Kb

Türkiye Cumhuriyeti Ziraat Bankasi A.Ş BASE PROSPECTUS TÜRKİYE CUMHURİYETİ ZİRAAT BANKASI A.Ş. U.S.$4,000,000,000 Global Medium Term Note Programme Under this U.S.$4,000,000,000 Global Medium Term Note Programme (the "Programme"), Türkiye Cumhuriyeti Ziraat Bankası A.Ş., a banking institution organised as a joint stock company under the laws of Turkey and registered with the Ankara Trade Registry under number 1148 (the "Bank" or the "Issuer"), may from time to time issue notes (the "Notes") denominated in any currency agreed between the Issuer and the relevant Dealer (as defined below). Notes may be issued in bearer or registered form (respectively "Bearer Notes" and "Registered Notes"). The maximum aggregate nominal amount of all Notes from time to time outstanding under the Programme will not exceed U.S.$4,000,000,000 (or its equivalent in other currencies calculated as described in the Programme Agreement described herein), subject to increase as described herein. The Notes may be issued on a continuing basis to: (a) one or more of the Dealers specified under "Overview of the Bank and the Programme" and any additional Dealer appointed under the Programme from time to time by the Issuer (each a "Dealer" and together the "Dealers"), which appointment may be for a specific issue or on an ongoing basis, and/or (b) one or more investors purchasing Notes directly from the Issuer. References in this Base Prospectus to the "relevant Dealer" shall, in the case of an issue of Notes being (or intended to be) subscribed by more than one Dealer, be to all Dealers agreeing to subscribe such Notes. An investment in Notes issued under the Programme involves certain risks. For a discussion of these risks see "Risk Factors". The Notes have not been and will not be registered under the United States Securities Act of 1933, as amended (the "Securities Act") or any U.S. state securities laws and may not be offered or sold in the United States or to, or for the account or the benefit of, U.S. persons, as defined in Regulation S under the Securities Act, unless an exemption from the registration requirements of the Securities Act is available. See "Form of the Notes" for a description of the manner in which Notes will be issued. This Base Prospectus has been approved by the Central Bank of Ireland as competent authority under the Prospectus Directive. For the purposes of this Base Prospectus, the "Prospectus Directive" means Directive 2003/71/EC (as amended, including by Directive 2010/73/EU) and includes any relevant implementing measure of a relevant Member State of the European Economic Area. The Central Bank of Ireland only approves this Base Prospectus as meeting the requirements imposed under Irish and European Union ("EU") law pursuant to the Prospectus Directive. Such approval relates only to Notes that are to be admitted to trading on the regulated market of the Irish Stock Exchange (the "Main Securities Market") or on another regulated market for the purposes of Directive 2004/39/EC (the "Markets in Financial Instruments Directive") and/or that are to be offered to the public in any member state of the European Economic Area in circumstances that require the publication of a prospectus. Application has been made to the Irish Stock Exchange for Notes issued under the Programme during the period of 12 months from the date of this Base Prospectus to be admitted to the official list of the Irish Stock Exchange (the "Official List") and to trading on the Main Securities Market. References in this Base Prospectus to the Notes being "listed" (and all related references) shall mean that, unless otherwise specified in the applicable Final Terms, the Notes have been admitted to the Official List and trading on the Main Securities Market. The Programme provides that Notes may be listed or admitted to trading, as the case may be, on such other or further stock exchanges or markets as may be agreed between the Issuer and the relevant Dealer. The Issuer may also issue unlisted Notes and/or Notes not admitted to trading on any market. Application has been made to the Capital Markets Board of Turkey (the "CMB"), in its capacity as competent authority under Law No. 6362 (the "Capital Markets Law") of the Republic of Turkey ("Turkey") relating to capital markets, for the issuance and sale of Notes by the Bank outside of Turkey. No Tranche of Notes can be sold before the necessary approvals and an approved issuance certificate in respect of such Tranche are obtained from the CMB. The CMB approval relating to the issuance of Notes based upon which any offering of the Notes will be conducted was obtained on 11 January 2016 and numbered 29833736-105.03.01-E.215 (the "CMB Approval"), and the approved tranche issuance certificate (tertip ihraç belgesi) will be obtained from the CMB before each sale and issuance of the Notes. Under current Turkish tax law, withholding tax may apply to payments of interest on the Notes. See "Taxation—Certain Turkish Tax Considerations". Notice of the aggregate nominal amount of Notes, interest (if any) payable in respect of Notes, the issue price of Notes and certain other information which is applicable to each Tranche (as defined under "Terms and Conditions of the Notes") of Notes will be set out in a final terms document (the "Final Terms") which, with respect to Notes to be listed on the Irish Stock Exchange, will be filed with the Central Bank of Ireland. Copies of such Final Terms will also be published on the Central Bank of Ireland's website at www.centralbank.ie and on the Irish Stock Exchange's website at www.ise.ie. The Programme has been rated BBB- (long-term senior unsecured) and F3 (short-term senior unsecured) by Fitch Ratings Ltd. ("Fitch") and Baa3 (senior unsecured) and P-3 (short-term) by Moody's Investors Service Ltd. ("Moody's" and, together with Fitch and Standard & Poor's Credit Market Services Europe Limited ("S&P"), the "Rating Agencies"). The Bank has also been rated by Fitch and Moody's, as set out on page 147 of this Base Prospectus. Each of the Rating Agencies is established in the European Union and is registered under Regulation (EC) No. 1060/2009 (as amended) (the "CRA Regulation"). As such, each of the Rating Agencies is included in the list of credit rating agencies published by the European Securities and Markets Authority on its website (at http://www.esma.europa.eu/page/List-registered-and-certified-CRAs) in accordance with the CRA Regulation. Notes issued under the Programme may be rated by either Fitch or Moody's or unrated. Where a Tranche of Notes is so rated, such rating will be disclosed in the applicable Final Terms and will not necessarily be the same as the rating assigned to the Programme by Fitch or Moody's, as the case may be. A security rating is not a recommendation to buy, sell or hold securities and may be subject to suspension, reduction or withdrawal at any time by the assigning rating agency. Arranger BofA Merrill Lynch Dealers BNP PARIBAS BofA Merrill Lynch Citigroup Commerzbank Deutsche Bank Goldman Sachs International HSBC J.P. Morgan Mizuho Securities Société Générale Corporate & Investment Banking Standard Chartered Bank The date of this Base Prospectus is 14 March 2016. 1 This Base Prospectus comprises a base prospectus for the purposes of the Prospectus Directive. The Issuer accepts responsibility for the information contained in this Base Prospectus and the applicable Final Terms for each Tranche of Notes issued under the Programme. To the best of the knowledge of the Issuer (having taken all reasonable care to ensure that such is the case) the information contained in this Base Prospectus is in accordance with the facts and does not omit anything likely to affect the import of such information. This Base Prospectus is to be read in conjunction with all documents which are deemed to be incorporated herein by reference (see "Documents Incorporated by Reference"). This Base Prospectus shall be read and construed on the basis that such documents are incorporated in, and form part of, this Base Prospectus. To the fullest extent permitted by law, none of the Dealers accepts any responsibility for the information contained or incorporated by reference in this Base Prospectus or any other information provided by the Issuer in connection with the Programme or for any statement consistent with this Base Prospectus made, or purported to be made, by a Dealer or on its behalf in connection with the Programme. Each Dealer accordingly disclaims all and any liability that it might otherwise have (whether in tort, contract or otherwise) in respect of the accuracy or completeness of any such information or statements. No person is or has been authorised by the Issuer to give any information or to make any representation not contained in or not consistent with this Base Prospectus or any other information supplied in connection with the Programme or the Notes and, if given or made, such information or representation must not be relied upon as having been authorised by the Issuer or any of the Dealers. Neither this Base Prospectus nor any other information supplied in connection with the Programme or any Notes (i) is intended to provide the basis of any credit or other evaluation or (ii) should be considered as a recommendation by the Issuer or any of the Dealers that any recipient of this Base Prospectus or any other information supplied in connection with the Programme or any Notes should purchase any Notes.
Recommended publications
  • Transparency Report 2016
    Transparency Report Year Ended 30 September 2016 Akis Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik Anonim Şirketi 31 January 2017 Contents 1 Message from the Senior Partner 4 2 Who we are 5 2.1 Our business 5 2.2 Our strategy 5 3 Our structure and governance 6 3.1 Legal structure 6 3.2 Name, Ownership and legal relationship 6 3.3 Responsibilities and obligations of member firms 6 3.4 Governance structure 7 4 System of quality control 9 4.1 Tone at the top 11 4.2 Association with the right clients 12 4.3 Clear standards and robust audit tools 14 4.4 Recruitment, development and assignment of appropriately qualified personnel 19 4.5 Commitment to technical excellence and quality service delivery 20 4.6 Performance of effective and efficient audits 22 4.7 Commitment to continuous improvement 26 2 Akis Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik AŞ Transparency Report 2016 5 Financial Information 30 6 Partner Remuneration 30 7 Network arrangements 31 7.1 Legal Structure 31 7.2 Responsibilities and obligations of member firms 31 7.3 Professional Indemnity Insurance 31 7.4 Governance structure 31 7.5 Area Quality & Risk Management Leaders 32 8 Statement by the Board of Akis on the effectiveness of quality controls and independence 33 Appendix 1. Akis Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik AŞ Ownership Structure 34 Appendix 2. Public-Interest Entities 35 Appendix 3. KPMG Values 38 Appendix 4. Details of those charged with governance at Akis 39 Akis Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik AŞ Transparency Report 2016 3 Message from the 1 Senior Partner Our values, beliefs, our joie-de-vivre and our Being aware of our story and pursuing it has points of interpreting life were determining the enhanced our integrity, strength and vitality.
    [Show full text]
  • Sıra No Kod Banka Adı Kod Banka
    Tablo: TCMB Ödeme Sistemleri Katılımcı Listesi (2020) Koda Göre Sıralama Alfabetik Sıralama SIRA NO KOD BANKA ADI KOD BANKA ADI 1 0001 T.C. MERKEZ BANKASI 0100 ADABANK A.Ş. 2 0004 İLLER BANKASI A.Ş. 0046 AKBANK T.A.Ş. 3 0010 T.C.ZİRAAT BANKASI A.Ş. 0143 AKTİF YATIRIM BANKASI A.Ş. 4 0012 T. HALK BANKASI A.Ş. 0203 ALBARAKA TÜRK KATILIM BANKASI A.Ş. 5 0014 T. SINAİ KALKINMA BANKASI A.Ş. 0124 ALTERNATİFBANK A.Ş. 6 0015 T. VAKIFLAR BANKASI T.A.O 0135 ANADOLUBANK A.Ş. 7 0016 T. EXİMBANK 0091 ARAP TÜRK BANKASI 8 0017 T. KALKINMA BANKASI A.Ş. 0149 BANK OF CHINA TURKEY A.Ş. 9 0029 BİRLEŞİK FON BANKASI A.Ş. 0142 BANKPOZİTİF KREDİ VE KALK.BANK.A.Ş. 10 0032 T. EKONOMİ BANKASI A.Ş. 0029 BİRLEŞİK FON BANKASI A.Ş. 11 0046 AKBANK T.A.Ş. 0125 BURGAN BANK A.Ş. 12 0059 ŞEKERBANK T.A.Ş. 0092 CITIBANK A.Ş. 13 0062 T. GARANTİ BANKASI A.Ş. 0134 DENİZBANK A.Ş. 14 0064 T. İŞ BANKASI A.Ş. 0115 DEUTSCHE BANK A.Ş. 15 0067 YAPI VE KREDİ BANKASI A.Ş. 0138 DİLER YATIRIM BANKASI A.Ş. 16 0091 ARAP TÜRK BANKASI 0103 FİBABANKA A.Ş. 17 0092 CITIBANK A.Ş. 0150 GOLDEN GLOBAL YATIRIM BANKASI A.Ş.(*) 18 0096 TURKISH BANK A.Ş. 0139 GSD YATIRIM BANKASI A.Ş. 19 0098 JPMORGAN CHASE BANK N.A. 0123 HSBC BANK A.Ş. 20 0099 ING BANK A.Ş. 0109 ICBC TURKEY BANK A.Ş. 21 0100 ADABANK A.Ş.
    [Show full text]
  • 2020 Faaliyet Raporu
    2020 Faaliyet Raporu Daha iyi bir gelecek için müşterilerimize güç katıyoruz. İletişim Bilgileri Yönetim Kurulunun Yıllık Faaliyet Raporuna İlişkin Bağımsız Denetçi Raporu ICBC Turkey Bank Anonim Şirketi (ICBC Turkey) Türkiye’de yabancı sermayeli mevduat bankası olarak faaliyet göstermektedir. Şubelere ilişkin iletişim bilgilerine, Banka internet sitesinin “Bize Ulaşın”/“Şube-ATM’lerimiz” başlığı altından veya aşağıdaki kare kodu mobil cihazınıza taratarak ulaşabilirsiniz. Raporun Ait Olduğu Dönem 01.01.2020 - 31.12.2020 Bankanın Ticaret Unvanı ICBC Turkey Bank A.Ş. Rapor Para Birimi Tüm tutarlar aksi belirtilmediği müddetçe Bin TL olarak verilmiştir. Bankanın Ticaret Sicil Numarası 224058 - İstanbul Ticaret Odası Genel Müdürlük Adresi Maslak Mah. Dereboyu/2 Cad. No: 13 34398 Sarıyer - İstanbul ICBC Bank Anonim Şirketi Genel Kurulu’na Genel Müdürlük Telefonu 0212 335 53 35 Görüş Genel Müdürlük Faks Numarası 0212 328 13 28 İnternet Sitesi Adresi www.icbc.com.tr ICBC Bank Anonim Şirketi’nin (“Banka”) 1 Ocak 2020 - 31 Aralık 2020 hesap dönemine ait tam set konsolide ve konsolide olmayan Elektronik posta [email protected] finansal tablolarını denetlemiş olduğumuzdan, bu hesap dönemine ilişkin yıllık faaliyet raporunu da denetlemiş bulunuyoruz. Görüşümüze göre, yönetim kurulunun yıllık faaliyet raporu içinde yer alan konsolide ve konsolide olmayan finansal bilgiler ile Yönetim Kurulunun Banka’nın durumu hakkında denetlenen konsolide ve konsolide olmayan finansal tablolarda yer alan bilgileri kullanarak yaptığı irdelemeler, tüm önemli yönleriyle,
    [Show full text]
  • Türkiye Vakiflar Bankasi Türk Anonim
    TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI CONSOLIDATED FINANCIAL STATEMENTS AND RELATED DISCLOSURES AT DECEMBER 31, 2018 TOGETHER WITH INDEPENDENT AUDITOR’S REPORT (Convenience Translation of Publicly Announced Consolidated Financial Statements and Independent Auditor’s Report Originally Issued in Turkish, See in Note I. of Section Three) CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS AND INDEPENDENT AUDITOR’S REPORT ORIGINALLY ISSUED IN TURKISH, SEE IN NOTE I. OF SECTION THREE TÜRKİYE VAKIFLAR BANKASI TÜRK ANONİM ORTAKLIĞI CONSOLIDATED FINANCIAL REPORT AS AT AND FOR THE YEAR ENDED DECEMBER 31, 2018 Address : Saray Mahallesi Dr. Adnan Büyükdeniz Caddesi No: 7/A-B 34768 Ümraniye/İSTANBUL Telephone : 0216 724 10 00 Fax : 0216 724 39 09 Electronic web site : www.vakifbank.com.tr Electronic mail address : [email protected] The consolidated financial report as at and for the year ended December 31, 2018 prepared in accordance with the “Communiqué of Financial Statements and Related Disclosures and Footnotes to be Publicly Announced by Banks” as regulated by Banking Regulation and Supervision Agency, is comprised of the following sections: GENERAL INFORMATION ABOUT THE PARENT BANK CONSOLIDATED FINANCIAL STATEMENTS OF THE PARENT BANK DISCLOSURES ON ACCOUNTING POLICIES APPLIED IN THE PERIOD INFORMATION RELATED TO FINANCIAL POSITION AND RISK MANAGEMENT OF THE GROUP DISCLOSURES AND FOOTNOTES ON CONSOLIDATED FINANCIAL STATEMENTS OTHER DISCLOSURES INDEPENDENT AUDITOR’S REPORT The subsidiaries and
    [Show full text]
  • Turkcell the Digital Operator
    Turkcell the Digital Operator Turkcell Annual Report 2018 About Turkcell Turkcell is a digital operator headquartered in Turkey, serving its customers with its unique portfolio of digital services along with voice, messaging, data and IPTV services on its mobile and fixed networks. Turkcell Group companies operate in 5 countries – Turkey, Ukraine, Belarus, Northern Cyprus, Germany. Turkcell launched LTE services in its home country on April 1st, 2016, employing LTE-Advanced and 3 carrier aggregation technologies in 81 cities. Turkcell offers up to 10 Gbps fiber internet speed with its FTTH services. Turkcell Group reported TRY 21.3 billion revenue in FY18 with total assets of TRY 42.8 billion as of December 31, 2018. It has been listed on the NYSE and the BIST since July 2000, and is the only NYSE-listed company in Turkey. Read more at www.turkcell.com.tr/english-support All financial results in this annual report are prepared in accordance with International Financial Reporting Standards (IFRS) and expressed in Turkish Lira (TRY or TL) unless otherwise stated. TABLE OF CONTENTS TRY Turkcell Group 16 Chairman’s Message 21.3 20 Board of Directors 22 Message from the CEO billion 26 Executive Officers 28 Top Management of Subsidiaries REVENUES 30 Turkcell Group 31 Our Vision, Target, Strategy and Approach 32 2018 at a Glance 34 2018 Highlights 36 The World’s 1st Digital Operator Brand: Lifecell 37 Turkcell’s Digital Services 2018 Operations 38 Exemplary Digital Operator 40 Our Superior Technology 41.3% 46 Our Consumer Business EBITDA 52 Our
    [Show full text]
  • Entegre Yöntemlerle Türk Bankacılık Sisteminde Ortaklık Yapısı Odaklı İnceleme
    ISSN 1300-4646 | e-ISSN 2147-7582 Research Article/ Araştırma Makalesi Entegre Yöntemlerle Türk Bankacılık Sisteminde Ortaklık Yapısı Odaklı İnceleme M. Esra ATUKALP1 Geliş Tarihi/ Received Kabul Tarihi/ Accepted Yayın Tarihi/ Published 24/07/2020 11/02/2021 15/04/2021 Citation/Atıf: Atukalp, M. E., (2021), Entegre Yöntemlerle Türk Bankacılık Sisteminde Ortaklık Yapısı Odaklı İnceleme, Atatürk Üniversitesi İktisadi ve İdari Bilimler Dergisi, 35(2): Sayfa: 469-496, https://doi.org/10.16951/atauniiibd.773337 Öz: Bu çalışmanın amacı Türk bankacılık sisteminde faaliyet gösteren mevduat bankalarının Entropi ile ağırlıklandırılmış Mabac yöntemi ile performanslarını belirlemek ve ortaklık yapısının performansa etkisini ortaya koymaktır. Bu doğrultuda performansın belirlenmesinde ele alınan finansal oranların ve ağırlıklarının belirlenmesi için Entropi, performans değer ve sıralamalarının belirlenmesi için Mabac çok kriterli karar verme teknikleri kullanılmıştır. Söz konusu performansa ortaklık yapısının etkisinin belirlenmesinde ise Mann- Whitney U testi kullanılmıştır. Analiz 2014-2019 döneminde faaliyet gösteren mevduat bankaları ele alınarak gerçekleştirilmiştir. Analiz sonucunda Rabobank’ın dönemin çoğunluğunda performansı en iyi olan banka olduğu gözlemlenmiştir. Kriterler arasında yer alan likidite oranının Entropi yöntemi ile belirlenen ağırlığının çok olması ve ele alınan dönemde, sistemde faaliyete yeni başlayan söz konusu bankanın kredi miktarı ile bağlantılı olarak likiditesinin fazlalığı özellikle ilk yılların sonuçlarında etkilidir.
    [Show full text]
  • Banks in Turkey 2019
    MAY 2020 9 BANKS IN TURKEY 2019 THE BANKS ASSOCIATION OF TURKEY Nispetiye Caddesi Akmerkez B3 Blok Kat 13 Etiler 34340 ‹stanbul Phone: +90 212 282 09 73 Fax: +90 212 282 09 46 E-mail: [email protected] www.tbb.org.tr BANKS IN TURKEY 201 MAY 2020 BANKS IN TURKEY 2019 Publication No : 337 May 2020 ISBN 978-605-7642-12-7 (Electronic) Copyright © The Banks Association of Turkey, 2020 Publication Name : Banks in Turkey Publication Type : Local Periodical Publication Period : Annual Publication Date : May 2020 Owner of the Publication : The Banks Association of Turkey Managing Director : Dr. Ekrem Keskin Address : Nispetiye Cad. Akmerkez, B3 Blok Kat 13, Etiler, 34340 İstanbul Phone : +90-212-282 09 73 Fax : +90-212-282 09 46 E-mail : [email protected] URL : www.tbb.org.tr/en/home All rights reserved. No part of this report may be reproduced or transmitted, in any form or by any means, electronic, photocopying or otherwise, without the prior written permission of the Banks Association of Turkey. Whilst every effort has been made to ensure that the information contained in this book is correct, the Banks Association of Turkey does not assume any responsibility for any errors or omissions or for any consequences resulting therefrom. This book is prepared from the year-end audited and non-consolidated "The Common Data Set" of deposit banks and development and investment banks, that are prepared in accordance with BRSA's related Communique of "Financial Statements and Related Explanation and Footnotes of Banks That is Disclosed to the Public".
    [Show full text]
  • Country Correspondent Bank Currency Swift Account No
    COUNTRY CORRESPONDENT BANK CURRENCY SWIFT ACCOUNT NO AUSTRIA ERSTE GROUP BANK AG EUR GIBAATWG AT812010040433351400 UNICREDIT BANK AUSTRIA AG EUR BKAUATWW 12617947701 EUR BELGIUM BANQUE BRUX.LAMBERT (ING BELGIUM) EUR BBRUBEBB010 301-0179427-58-EUR ING BELGIUM NV/SA USD BBRUBEBB010 301-0179427-58-011 KBC BANK NV EUR KREDBEBB 480-9163967-94 CANADA BANK OF MONTREAL CAD BOFMCAM2 31441046305 CANADIAN IMPERIAL BANK CAD CIBCCATT 1875914 DENMARK DANSKE BANK A/S DKK DABADKKK 3007527543 NORDEA BANK DENMARK A/S DKK NDEADKKK 5000416022 FINLAND NORDEA BANK FINLAND PLC EUR NDEAFIHH 20006701033592 FRANCE BNP-PARIBAS SA EUR BNPAFRPP 005200318 CREDIT AGRICOLE EUR AGRIFRPP 20533870000 NATIXIS - PARIS EUR NATXFRPP FR7630007999990696805488881EUR SOCIETE GENERALE EUR SOGEFRPP 002012526180 GERMANY BAYERISCHE HYPO- UND VEREINSBANK EUR HYVEDEMM 69103618 CITIBANK FRF EUR CITIDEFF 4114513011 COMMERZBANK AG EUR COBADEFF 400886358101 EUR COMMERZBANK AG EUR COBADEFF 400886362300EUR DEUTCHE BANK AG EUR DEUTDEFF 100 9577487 1000 JPMORGAN AG EUR CHASDEFX 6231610814 STANDARD CHARTERED BANK EUR SCBLDEFX 18000406 SUMITOMO MITSUI BANKING CORP. GBP SMBCDEDD 597160 SUMITOMO MITSUI BANKING CORP. USD SMBCDEDD 597157 SUMITOMO MITSUI BANKING CORP. EUR SMBCDEDD 597156 T.IS BANKASI EUR ISBKDEFX DE74502306001708940018 ZIRAAT BANK INTERNATIONAL AG EUR TCZBDEFF 1000922011 HONG KONG HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED CNY HSBCHKHH 848-493524-209 ITALY INTESA SANPAOLO SPA EUR BCITITMM 100100003483 UNICREDIT S.P.A. EUR UNCRITMM 09958314900 JAPAN MIZUHO CORPORATE BANK JPY MHCBJPJT 3724010 SUMITOMO MITSUI BANKING CORP. JPY SMBCJPJT 5487 THE BANK OF TOKYO-MITSUBISHI UFJ LTD JPY BOTKJPJT 653-0442674 NETHERLANDS ING BANK N.V. EUR INGBNL2A 0050908294 NORWAY DNB NOR BANK ASA NOK DNBANOKK 7001.02.05733 QATAR THE COMMERCIAL BANK (Q.S.C) QAR CBQAQAQA 4010-004522-001 RUSSIA ZIRAAT BANK (MOSCOW) RUB TCZBRUMM 30111810700000300001 SAUDI ARABIA SAMBA FINANCIAL GROUP SAR SAMBSARI 0003742423 THE NATIONAL COMMERCIAL BANK SAR NCBKSAJE 55535372000100 SPAIN BANCO DE SABADELL SA EUR BSABESBB 090101191326 CAIXABANK, S.A.
    [Show full text]
  • Annual Report 2017Kkb Annual Report Report 2017
    KKB ANNUAL KKB ANNUAL REPORTANNUAL 2017 REPORT 2017 This report has been published using 100% recycled paper. ESTABLISHED IN PARTNERSHIP WITH NINE LEADING BANKS IN THE INDUSTRY, KREDI KAYIT BÜROSU (KKB) CONTINUES TO ADD VALUE TO LIFE VIA RISK MANAGEMENT. WHO ARE WE? 81 Letter of Guarantee Status Inquiry (LGSI) 07 About KKB 81 Trade Registry Sharing System (TRSS) 08 Shareholding Structure 83 Collection Scores 09 Vision, Mission and Strategies 83 Inclination Scores 10 Milestones 83 IBAN Validation Service 12 Financial and Operational Indicators 84 LCS Customer Objections Handling System (MIDES) 84 Fraud Attempt Detection and Prevention Service MANAGEMENT 85 Loans Analysis Portal (LAP) 19 Letter from the Chairman 86 Cheque Analysis Portal 21 Letter from the General Manager 87 KKB Unknown Number 24 Board of Directors 87 Loan Utilization Instant Sharing Service (KAPS) 28 Senior Management 30 Members 89 Our Products Provided to TBB Risk Center 32 Organizational Chart 90 Credit Limit-Credit Risk Inquiry and Information Sharing 90 Sharing Information about Protested Bills BUSINESS UNITS 90 Bounced Cheque Inquiry and Information Sharing 36 Information Technologies Department 90 Individual Cheque Inquiry IT System and Software Development 91 Credit Reference System (CRS) IT Service Management Unit 92 Corporate Bureau System (CBS) IT Project Management Unit 93 Customer Objections Handling System (MIDES) IT Infrastructure and Operation Unit 93 Data Verification System (DVS) 43 Marketing and Business Development Department 93 Cheque Report Raw Data
    [Show full text]
  • INTERNATIONAL JOURNAL of DISCIPLINES ECONOMICS
    INTERNATIONAL JOURNAL of DISCIPLINES ECONOMICS & ADMINISTRATIVE SCIENCES STUDIES Open Access Refereed E-Journal & Indexed ISSN: 2587-2168 Social Sciences Indexed www.ideastudiesjournal.com / [email protected] October 2018 Article Arrival Date: 30.06.2018 Published Date: 01.10.2018 Vol 4 / Issue 9 / pp: 376-387 Disciplines: Business Administration, Economy, Econometrics, Finance, Labour Economics, Political Science, Public Administration, International Relations DETERMINATION OF CURRENT SITUATION OF SUSTAINABILITY REPORTING IN TURKEY: A CONTENT ANALYSIS UPON BANKS INCLUDED IN BIST SUSTAINABILITY AND BIST 100 INDICES TÜRKİYE’DE SÜRDÜRÜLEBİLİRLİK RAPORLAMASININ GÜNCEL DURUMUNUN BELİRLENMESİ: BİST SÜRDÜRÜLEBİLİRLİK VE BİST 100 ENDEKSLERİNE DÂHİL BANKALAR ÜZERİNE BİR İÇERİK ANALİZİ Dr. Mustafa Tevfik KARTAL Ph.D. in Banking, Borsa İstanbul Strategic Planning and Investor Relations Directorate, Turkey, [email protected], orcid.org/0000-0001-8038-8241 Reference: Kartal, M.T. (2018). “Determination Of Current Situation Of Sustainability Reporting In Turkey: A Content Analysis Upon Banks Included In BIST Sustainability And BIST 100 Indices”, International Journal of Disciplines Economics & Administrative Scienves Studies, Vol:4, Issue: 9; pp:376-387. Doı Number: http://dx.doi.org/10.26728/ideas.122 ABSTRACT The banking sector, which is one of the leading sectors in many areas, handles sustainability reporting with high care and importance. Taking into consideration this condition, this study aims to evaluate the current situation of sustainability reporting in Turkish banks. In this context, sustainability reports of banks included in Borsa İstanbul (BIST) Sustainability and BIST 100 Indices are examined by using content analysis method. It is defined that there are only 9 publicly traded banks included in both BIST Sustainability and BIST 100 Indices.
    [Show full text]
  • Web Appendix to “Bank Business Models at Zero Interest Rates”
    Web Appendix to \Bank business models at zero interest rates" Andr´eLucas, Julia Schaumburg, Bernd Schwaab Web Appendix A: Equivalence of predictive density and EM score Let z be some mixing variable that is not observed, with density p(z) not dependent on f. First consider the standard score based approach. The predictive density's score is (under regularity conditions) @ Z rstandard = log p(y; zjf)dz @f Z −1 Z @ = p(y; zjf)dz p(y; zjf)dz @f Z −1 Z @ = p(y; zjf)dz p(yjz; f) p(z)dz @f Z −1 Z @p(yjz; f) = p(y; zjf)dz p(z)dz @f Z −1 Z 1 @p(yjz; f) = p(y; zjf)dz · p(yjz; f)p(z)dz p(yjz; f) @f Z @ log p(yjz; f) p(yjz; f)p(z) = dz @f R p(y; zjf)dz Z @ log p(yjz; f) = p(zjy; f)dz @f @ log p(yjz; f) = E y ; f (A.1) @f Using the approach based on the EM criterion as done in the paper, we have the EM-score step EM @ h (k) (k−1) i r = E log p(y; zjf ) y ; f @f (k) " # @ log p(y; zjf (k)) = y ; f (k−1) E (k) @f " # @ log p(yjz; f (k))p(z) = y ; f (k−1) E (k) @f " # @ log p(yjz; f (k)) @ log p(z) = + y ; f (k−1) E (k) (k) @f @f " # @ log p(yjz; f (k)) = y ; f (k−1) : (A.2) E (k) @f The equivalence of the two expressions (A.1) and (A.2) at the converged MLE optimum is evident.
    [Show full text]
  • Akbank T.A.Ş Signs C. US$ 560,000,000 Equiv. Syndicated Dual Currency Term Loan Facilities on April 1, 2020
    Akbank T.A.Ş signs c. US$ 560,000,000 equiv. Syndicated Dual Currency Term Loan Facilities on April 1, 2020 Akbank T.A.Ş (“Akbank” or the “Bank”), the leading private sector bank in Turkey, is pleased to announce the successful conclusion of its US$ 246,000,000 & € 284,000,000 Term Loan Facilities signed on 1 April 2020. Akbank closed the facilities at c. $560 million. However, the total loan amount may increase through the accordion feature of the facility until drawdown date of 9 April 2020. Proceeds will be utilized for Akbank’s trade finance purposes. 24 banks from 12 countries across the world committed to the financing, including from North America, Western Europe, Asia and the Middle East. The success of the deal underscores the strength of Akbank’s banking relationships and credit strength despite extreme volatility and uncertainty in the global markets ignited by the Covid-19 pandemic across the world. Abu Dhabi Commercial Bank PJSC, Bank of America Merrill Lynch International Designated Activity Company, Emirates NBD Capital Limited, ICBC Turkey Yatırım Menkul Değerler A.Ş. and Standard Chartered Bank acted as Joint Coordinators & Bookrunners on the transaction. Bank of America Merrill Lynch International Designated Activity Company also acted as Documentation Agent, and Mizuho Bank, Ltd. acted as Facility Agent. Banks Coordinators Abu Dhabi Commercial Bank PJSC, Bank of America Merrill Lynch International Designated Activity Company, Emirates NBD Capital Limited, ICBC Turkey Yatırım Menkul Değerler A.Ş. and Standard Chartered
    [Show full text]