th 24 Annual European Financials Conference th 24 Annual European Financials Conference

24th Annual European Financials Conference

Agenda (Subject to change) 10th June Insurance & Real Estate 11th – 12th June , DivFins & Policymakers

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Participating Companies: Highlights

Wednesday 10th June – Friday 12th June 2020

Policymakers and Regulators

Paolo Gentiloni European Commissioner for Economy; Prime Minister of (2016-2018) Mario Centeno President – ; Minister of Finance, Portugal (2015 – Current) Minister of Economy and Finance, Italy Irene Tinagli Chairwoman – Economic and Monetary Affairs Committee (ECON), Andrea Enria Chairman – Supervisory Board of the Single Supervisory Mechanism (SSM), European Central (ECB) Pablo Hernandez de Cos Chairman – Basel Committee for Bank Supervision (BCBS); Governor - Banco de España (BdE) José Manuel Campa Chairperson – European Banking Authority (EBA) José Manuel Barroso President (2004-14) – (EC) Mario Monti Prime Minister of Italy (2011 – 2013), Senator (2011 – current), President of Bocconi University John Fell Deputy Director General for Macroprudential Policy & Financial Stability, European (ECB) Sir Olly Robbins Europe Adviser to the Prime Minister & Chief Brexit Negotiator – United Kingdom (2017-2019) Daniele Franco Senior Deputy Governor – Christian Ossig Head – Deposit Protection Fund of the German private banks; Chief Executive BdB Mahmood Pradhan Deputy Director, European Department – International Monetary Fund (IMF) Boštjan Jazbec Board Member – Single Resolution Board (SRB), responsibilities include Italian & German banks Gabriel Bernardino Chairman - European Insurance and Occupational Pensions Authority (EIOPA) Dimitris Zafeiris Head of Risks & Financial Stability Department - European Insurance and Occupational Pensions Authority (EIOPA) José María Roldán Chairman & CEO – Spanish Banking Association Frédéric Visnovsky Deputy Secretary General – French Prudential Supervision and Resolution Authority (ACPR) Mario Quagliariello Director - Economic Analysis and Statistics – European Banking Authority (EBA) Angel Monzon Head of Stress Testing – European Banking Authority (EBA) Andreas Pfeil Senior Expert in Stress Testing team - – European Banking Authority (EBA) Hugo Freitas Expert in Stress Testing team – European Banking Authority (EBA)

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Participating Companies: Highlights

Banks

Deutsche Bank Paul Achleitner Chairman Société Générale Lorenzo Bini Smaghi Chairman ABN Amro Robert Swaak Chief Executive Officer Akbank Hakan Binbaşgil Chief Executive Officer Alpha Bank Vasileios Psaltis Chief Executive Officer ANZ Shayne Elliott Chief Executive Officer Arion Banki Benedikt Gíslason Chief Executive Officer Avanza Bank Rikard Josefson Chief Executive Officer Banca IFIS Luciano Colombini Chief Executive Officer Banco BPM Giuseppe Castagna Chief Executive Officer Banco Sabadell Jaime Guardiola Chief Executive Officer Jes Staley Chief Executive Officer BAWAG Anas Abuzaakouk Chief Executive Officer BPER Banca Alessandro Vandelli Chief Executive Officer CIB Egypt Hussein Abaza Chief Executive Officer & Board Member Martin Zielke Chief Executive Officer Crédit Agricole Philippe Brassac Chief Executive Officer Thomas Gottstein Chief Executive Officer DNB Kjerstin Braathen Chief Executive Officer Eurobank Ergasias Fokion Karavias Chief Executive Officer EFG International Giorgio Pradelli Chief Executive Officer FirstRand Alan Pullinger Chief Executive Officer Garanti Recep Baştuğ Chief Executive Officer Goldman Sachs & Co. Stephen Scherr Executive Vice President and CFO Goldman Sachs International Richard Gnodde Chief Executive Officer HSBC Noel Quinn Chief Executive Officer KBC Johan Thijs Chief Executive Officer Komerční Banka Jan Juchelka Chief Executive Officer Alberto Nagel Chief Executive Officer MONETA Money Bank Tomáš Spurný Chief Executive Officer National Bank of Greece Paul Mylonas Chief Executive Officer Raiffeisen Bank International Johann Strobl Chief Executive Officer

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Participating Companies: Highlights

Banks (cont...)

Royal Bank of Scotland Alison Rose Chief Executive Officer Standard Bank Sim Tshabalala, Chief Executive Officer Standard Chartered Bill Winters Chief Executive Officer Swedbank Jens Henriksson Chief Executive Officer Tinkoff Credit Systems Oliver Hughes Chief Executive Officer Jean Pierre Mustier Chief Executive Officer Virgin Money UK David Duffy Chief Executive Officer Aareal Capital Corporation James Henry Chief Executive Officer ABN Amro Clifford Abrahams Chief Financial Officer Alpha Bank Lazaros Papagaryfallou GM & Chief Financial Officer Banco Sabadell Tomàs Varela Chief Financial Officer Banco BPM Edoardo Ginevra Chief Financial Officer Bank Pekao Tomasz Kubiak Chief Financial Officer Bankia Leopoldo Alvear Chief Financial Officer Bankinter Jacopo Diaz Chief Financial Officer Bankinter Alfonso Alfaro Deputy Chief Financial Officer BAWAG Enver Sirucic Chief Financial Officer BBVA Jaime Sáenz de Tejada Chief Financial Officer BNP Paribas Philippe Bordenave Chief Operating Officer BNP Paribas Lars Machenil Chief Financial Officer CaixaBank Javier Pano Riera Chief Financial Officer Crédit Agricole Jérôme Grivet Deputy Chief Executive Officer Credit Suisse David Mathers Chief Financial Officer Danske Bank Stephan Engels Chief Financial Officer James von Moltke Chief Financial Officer Deutsche Bank Stuart Lewis Chief Risk Officer EFG International Dimitris Politis Chief Financial Officer Emirates NBD Patrick Sullivan Chief Financial Officer Erste Group Stefan Dörfler Chief Financial Officer First Abu Dhabi Bank (FAB) James Burdett Chief Financial Officer FirstRand Harry Kellan Chief Financial Officer Handelsbanken Carl Cederschiöld Chief Financial Officer HSBC Charlie Nunn Chief Executive of Retail & WM

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Participating Companies: Highlights

Banks (cont...)

ING Groep Tanate Phutrakul Chief Financial Officer Stefano Del Punta Chief Financial Officer Komerční Banka Jiří Šperl Chief Financial Officer Lloyds William Chalmers Chief Financial Officer Millennium BCP Miguel Bragança Chief Financial Officer MONETA Money Bank Jan Friček Chief Financial Officer National Bank of Greece Christos Christodoulou Chief Financial Officer Nedbank Raisibe Kgomaraga Morathi Chief Financial Officer Piraeus Bank Theodore Gnardellis Chief Financial Officer PKO Bank Polski Rafał Kozłowski Chief Financial Officer Riyad Bank Abdullah Al-Oraini Chief Financial Officer Santander José García Cantera Chief Financial Officer Santander Bank Polska Maciej Reluga Chief Financial Officer & Chief Economist SEB Masih Yazdi Chief Financial Officer Société Générale William Kadouch-Chassaing Chief Financial Officer Standard Chartered Andy Halford Chief Financial Officer S&P Global Ratings Marko Mrsnik Senior Director, European Sovereign Ratings Tinkoff Credit Systems Ilya Pisemskiy Chief Financial Officer UBS Group Iqbal Khan Co-President Global Wealth Unicaja Banco Pablo Gonzalez Chief Financial Officer UniCredit Mirko Davide Georg Bianchi Co- Chief Financial Officer Virgin Money UK Ian Smith Chief Financial Officer Vontobel Martin Sieg Castagnola Chief Financial Officer

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Participating Companies: Highlights

Insurance

Sampo Björn Wahlroos Chairman of the Board ASR Jos Baeten Chief Executive Officer Gjensidige Helge Leiro Baastad Chief Executive Officer Lancashire Alex Maloney Chief Executive Officer Legal & General Nigel Wilson Chief Executive Officer M&G John Foley Chief Executive Officer Quilter Paul Feeney Chief Executive Officer Zurich Mario Greco Chief Executive Officer Admiral Costantino Moretti Chief Executive Officer, ConTe Aegon Matt Rider Chief Financial Officer Ageas Christophe Boizard Chief Financial Officer Giulio Terzariol Chief Financial Officer ASR Annemiek van Melick Chief Financial Officer Aviva Jason Windsor Chief Financial Officer AXA Etienne Bouas-Laurent Chief Financial Officer CNP Assurances Thomas Béhar Chief Financial Officer Generali Cristiano Borean Chief Financial Officer Hannover Re Roland Vogel Chief Financial Officer Hastings John Worth Chief Financial Officer Helvetia Paul Norton Chief Financial Officer Hiscox Aki Hussain Chief Financial Officer Mapfre Fernando Mata Verdejo Chief Financial Officer M&G Clare Bousfield Chief Financial Officer Prudential Mark FitzPatrick Chief Financial Officer PZU Tomasz Kulik Chief Financial Officer Quilter Mark Satchel Chief Financial Officer RSA Charlotte Jones Group Chief Financial Officer Sampo Knut Arne Alsaker Chief Financial Officer SCOR Laurent Rousseau Deputy Chief Executive Officer of SCOR Global P&C SCOR François De Varenne Chief Executive Officer of SCOR Global Investments Swiss Re John Dacey Chief Financial Officer Tryg Johan Kirstein Brammer Chief Commercial Officer

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Participating Companies: Highlights

Diversified Financials

Aareal Bank Hermann J. Merkens Chief Executive Officer Anima Alessandro Melzi D'Eril Chief Executive Officer Azimut Gabriele Blei Chief Executive Officer Gian Maria Mossa Chief Executive Officer Massimo Doris Chief Executive Officer Deutsche Boerse Theodor Weimer Chief Executive Officer Euronext Stéphane Boujnah Chief Executive Officer FinecoBank Alessandro Foti Chief Executive Officer GAM Peter Sanderson Chief Executive Officer Man Group Luke Ellis Chief Executive Officer Partners Group David Layton Co-Chief Executive Officer Matteo Del Fante Chief Executive Officer & General Manager Tikehau Capital Antoine Flamarion Co-founder Amundi Domenico Aiello Chief Financial Officer Ashmore Group Tom Shippey Group Finance Director DWS Claire Peel Chief Financial Officer EQT Kim Henriksson Chief Financial Officer Euronext Giorgio Modica Chief Financial Officer GAM Richard McNamara Chief Financial Officer Moscow Exchange Max Lapin Chief Financial Officer Poste Italiane Guido Maria Nola Chief Financial Officer Tikehau Capital Henri Marcoux Deputy Chief Executive Officer

Real Estate

British Land Chris Grigg Chief Executive Officer Castellum Henrik Saxborn Chief Executive Officer Citycon F. Scott Ball Chief Executive Officer Colonial Inmobiliaria Pere Viñolas Serra Chief Executive Officer Derwent London Paul Williams Chief Executive Officer LEG Immobilien Lars von Lackum Chief Executive Officer Mercialys Vincent Ravat Chief Executive Officer

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Participating Companies: Highlights

Real Estate (cont…)

Merlin Properties Ismael Clemente Chief Executive Officer Shaftesbury Brian Bickell Chief Executive Officer Vonovia Rolf Buch Chief Executive Officer Wereldhave Matthijs Storm Chief Executive Officer Aroundtown Andrew Wallis Deputy Chief Executive Officer Castellum Ulrika Danielsson Chief Financial Officer Citycon Eero Sihvonen Chief Financial Officer Covivio Tugdual Millet Chief Financial Officer Deutsche Wohnen Philip Grosse Chief Financial Officer Gecina Nicolas Dutreuil Deputy Chief Executive Officer in charge of Finance Hammerson Richard Shaw Group Finance Director Klepierre Jean-Michel Gault Deputy Chief Executive Officer Mercialys Elizabeth Blaise Deputy Chief Executive Officer Neinor Homes Jordi Argemi Deputy Chief Executive Officer & Chief Financial Officer Icade Victoire Aubry Chief Financial Officer Segro Soumen Das Chief Financial Officer Shaftesbury Chris Ward Chief Financial Officer Unibail-Rodamco-Westfield Jaap Tonckens Chief Financial Officer Wereldhave Dennis de Vreede Chief Financial Officer

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Wednesday 10th June: Insurance, Div Fins, Banks & Real Estate Twentieth Annual European Financials Conference

Time (BST) Insurance: Track #1 Real Estate, Div Fins & Banks: Track #2

Opening Remarks Opening Remarks 07:55 Johnny Vo, Head of European Insurance Research Jonathan Kownator, Head of European Real Estate Research

Prudential Credit Suisse 08:00 Mark FitzPatrick Thomas Gottstein, Chief Executive Officer Chief Financial Officer David Mathers, Chief Financial Officer

Legal & General Partners Group 09:00 Nigel Wilson David Layton Chief Executive Officer Co-Chief Executive Officer

Aviva Moscow Exchange 10:00 Jason Windsor Max Lapin Chief Financial Officer Chief Financial Officer

EIOPA Unibail-Rodamco-Westfield 11:00 Gabriel Bernardino - Chairman Jaap Tonckens Dimitris Zafeiris - Head of Risks and Financial Stability Department Chief Financial Officer

Hiscox Aroundtown 12:00 Aki Hussain Andrew Wallis Chief Financial Officer Deputy Chief Executive Officer

Swiss Re 13:00 John Dacey Chief Financial Officer

AXA 14:00 Etienne Bouas-Laurent Chief Financial Officer

Generali 15:00 Cristiano Borean Chief Financial Officer

Aegon 16:00 Matt Rider Chief Financial Officer

Tryg 17:00 Johan Brammer Chief Commercial Officer

Quilter 18:00 Paul Feeney Chief Executive Officer

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Thursday 11th June: Banks, Policymakers & Div-Fins Twentieth Annual European Financials Conference

Time (BST) Banks: Track #1 Banks: Track #2 Policy Makers: Track #3

Opening Remarks 07:55 Jernej Omahen, Head European Financials Research

Europe: outlook & the path forward Goldman Sachs & Co. Standard Chartered European Commission, José Manuel Barroso, President (2004- 08:00 Stephen Scherr Andy Halford 14) Chief Financial Officer Group Chief Financial Officer Prime Minister of Italy, Mario Monti (2011 – 2013)

Barclays Swedbank Chairmen’s Panel: Long-term outlook for Euro banks 09:00 Jes Staley Jens Henriksson Deutsche Bank, Paul Achleitner Chief Executive Officer Chief Executive Officer Société Générale, Lorenzo Bini Smaghi

Unicredit Caixabank 10:00 Jean-Pierre Mustier Javier Pano Chief Executive Officer Chief Financial Officer

BNP Paribas Bankia ECON at European Parliament - Chairwoman 11:00 Philippe Bordenave Leopoldo Alvear Irene Tinagli Chief Operating Officer Chief Financial Officer Chairwoman – ECON

DNB BAWAG 12:00 Kjerstin Braathen Anas Abuzaakouk Chief Executive Officer Chief Executive Officer

Global & Asian Banking Panel (ECB) Amundi ANZ, Shayne Elliott, CEO John Fell 13:00 Domenico Aiello GS, Richard J. Gnodde, CEO, GSI Deputy Director General for Macroprudential Policy & Financial Chief Financial Officer Standard Chartered, Bill Winters, CEO Stability

Commerzbank Handelsbanken 14:00 Martin Zielke Carl Cederschiöld Chief Executive Officer Chief Financial Officer

Crédit Agricole SEB Single Resolution Board (SRB) – Board Member 15:00 Philippe Brassac Masih Yazdi Boštjan Jazbec Chief Executive Officer Chief Financial Officer Board Member – Responsibilities include Italian & German banks

Danske Bank Virgin Money 16:00 Stephan Engels David Duffy Chief Financial Officer Chief Executive Officer

EU banks: banking without EU-wide deposit guarantee Société Générale UBS Group* BdB, Christian Ossig, Chief Executive 17:00 William Kadouch-Chassaing Iqbal Khan Spanish Bk. Association, José María Roldán, Chairman & CEO Group Chief Financial Officer Co-President Global Wealth Management ACPR, Frédéric Visnovsky, Deputy Secretary General

* Presentation will be made available from 6:00am BST on Thursday 11th June

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Friday 12th June: Banks, Policymakers & Div-Fins Twentieth Annual European Financials Conference

Time (BST) Banks: Track #1 CEEMEA Banks: Track #2 Policy Makers: Track #3

Deutsche Bank Garanti Banca D’Italia – Sr Deputy Governor 08:00 James Von Moltke, Chief Financial Officer Recep Baştuğ Daniele Franco Stuart Lewis, Chief Risk Officer Chief Executive Officer Senior Deputy Governor

Macro Panel: Unequal opportunities? Royal Bank of Scotland Akbank IMF, Mahmood Pradhan, Deputy Director, European Dept. 09:00 Alison Rose Hakan Binbaşgil S&P Global Ratings, Marko Mrsnik, Senior Director Chief Executive Officer Chief Executive Officer GS, Jari Stehn, Chief European Economist

Banco Santander Standard Bank Eurogroup – President 10:00 Jose Cantera Sim Tshabalala Mario Centeno Chief Financial Officer Chief Executive Officer President of Eurogroup & Minister of Finance, Portugal

Greek Banks Panel European Commission (EC) Goldman Sachs International Alpha Bank, Vasileios Psaltis, CEO 11:00 Richard J. Gnodde, Eurobank, Fokion Karavias, CEO European Commissioner for Economy; Chief Executive Officer, Goldman Sachs Intl. Piraeus Bank, Christos Megalou, CEO Prime Minister of Italy (2016-2018) NBG, Paul Mylonas, CEO

Banco Sabadell Italian Republic - Minister 12:00 Jaime Guardiola, Chief Executive Officer Roberto Gualtieri Tomàs Varela, Chief Financial Officer Minister of Economy and Finance

HSBC SSM / ECB - Chairman 13:00 Charlie Nunn Andrea Enria Chief Executive of RBWM Chairman – Supervisory Board of the SSM

Arion Banki Basel Committee for Bank Supervision (BCBS) - Chairman 14:00 Benedikt Gíslason Pablo Hernandez de Cos Chief Executive Officer BCBS Chairman & Banco de España (BdE), Governor

Man Group European Banking Authority (EBA) – Chairman 15:00 Luke Ellis José Manuel Campa Chief Executive Officer Chairperson

Zurich Brexit – former Chief Negotiator 16:00 Mario Greco Sir Olly Robbins Chief Executive Officer Chief Brexit Negotiator – UK (2017-2019)

17:00

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Banks

Companies hosting 1x1 and small group meetings

ABN Amro Banca IFIS Bank of Cyprus Holdings BNP Paribas Robert Swaak, CEO Luciano Colombini, CEO Demetris Demetriou, Credit Risk Philippe Bordenave, COO Clifford Abrahams, CFO Martino Da Rio, IR Officer Lars Machenil, CFO Dies Donker, Head of IR Annita Pavlou, IR Banco BPM Eliza Livadiotou, Executive Director - BPER Banca Absa Group Giuseppe Castagna, CEO Finance Alessandro Vandelli, CEO TBC, Executive Management Edoardo Ginevra, CFO Alessandro Simonazzi, Head of Roberto Peronaglio, Head of IR Bank of Ireland Planning & Control Akbank Tom Lucassen, IR Mark Spain, Head of Group Strategy Gilberto Borghi, Head of IR Ebru Güvenir, Head of IR Darach O’Leary, Head of IR Banco Sabadell Eoin Veale, IR CaixaBank Allied Irish Banks Jaime Guardiola, CEO Javier Pano Riera, CFO Niamh Hore, Head of IR Tomàs Varela, CFO Bank Pekao Edward O’Loghlen, Head of IR Janet McConkey, Head of Debt IR Cecilia Romero, Head of Shareholder Tomasz Kubiak, CFO and IR Marek Lusztyn, CRO CIB Egypt Alpha Bank Marc Prat, Chief of CEO office & Paweł Rzeźniczak, Head of IR & Hussein Abaza, CEO & Board Lazaros Papagaryfallou, General Strategic Planning Group Development Member Manager & CFO Wioletta Reimer, Director of IR Office Sherif Khalil, Chief Comms Officer Dimitrios Kostopoulos, Head of IR Bankia Yasmine Hemeda, Head of IR Leopoldo Alvear, CFO Barclays Nelly El Zeneiny, IR Senior Officer Al-Rajhi Bank Iñigo Velazquez Prado, Head of IR Jes Staley, CEO Amr Sager, Director Business Emilio Vera, IR Chris Manners, Head of IR Commerzbank Planning & Head of IR Martin Zielke, CEO Bankinter BAWAG Michael Klein, Senior IR Manager Arion Banki Jacopo Diaz, CFO Anas Abuzaakouk, CEO Benedikt Gíslason, CEO Alfonso Alfaro, Deputy CFO Enver Sirucic, CFO Crédit Agricole Theodor Fridbertsson, Head of IR David Lopez, Head of IR Jutta Wimmer, Head of IR Jérôme Grivet, Deputy CEO Clotilde L'Angevin, Head of IR Avanza Bank BBVA Rikard Josefson, CEO Jaime Sáenz de Tejada, CFO Sofia Svavar, Head of IR Gloria Couceiro, Head of IR Fernanda Romo, Head of Institutional IR

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Banks

Companies hosting 1x1 and small group meetings (cont…)

Credit Suisse Erste Group Goldman Sachs International Julius Baer Thomas Gottstein, CEO Stefan Dörfler, CFO Richard Gnodde, CEO, GSI Alexander van Leeuwen, Head of IR David Mathers, CFO Thomas Sommerauer, Head of IR Dirk Lievens, Head of EMEA Theis Wenke, Deputy Group Gerald Krames, IR Manager Financial Institutions Group KBC Treasurer Peter Oppenheimer, Chief Global Johan Thijs, CEO Mark Smart, Head of EMEA IR Eurobank Ergasias Equity Strategist Kurt De Baenst, Head of IR Nicolas Kuepfer, Director Debt IR Fokion Karavias, CEO Daan Meurders, IR Anastasios Ioannidis, General Handelsbanken Komerční Banka Manager - Global Markets Carl Cederschiöld, CFO Jan Juchelka, CEO Danske Bank Dimitris Nikolos – Head of IR Lars Höglund, Head of IR Jiří Šperl, CFO Stephan Engels, CFO Claus Jensen, Head of IR First Abu Dhabi Bank (FAB) HSBC Lloyds James Burdett –Group CFO Noel Quinn, CEO William Chalmers, CFO Deutsche Bank Sofia El Boury – Head of IR Charlie Nunn, Chief Executive of Ed Sands - Director, IR James von Moltke, CFO Abhishek Kumat – Deputy Head of IR Retail Banking & WM Emily Keehn - IR Stuart Lewis, Chief Risk Officer Richard O'Connor, Head of IR FirstRand Neil Sankoff, Head of Equity IR Mediobanca DNB Alan Pullinger, CEO Alberto Nagel, CEO Kjerstin Braathen, CEO Harry Kellan, CFO ING Groep Jessica Spina, Head of IR & Rune Helland, Head of IR Sam Moss, Head of IR Tanate Phutrakul, CFO Strategic Corporate Development Stefano Borgonovo, IR Officer EFG International Garanti Millennium BCP Giorgio Pradelli, CEO Recep Baştuğ, CEO Intesa Sanpaolo Miguel Bragança, CFO Dimitris Politis, CFO Ceyda Akinc, IR Stefano Del Punta, CFO Bernardo Collaço, Head of IR Jens Brueckner, Head of IR Marco Delfrate, Co-Head Financial Goldman Sachs & Co. Market Coverage MONETA Money Bank Emirates NBD Stephen Scherr, Executive Vice Tomáš Spurný, CEO Patrick Sullivan, CFO President & CFO İşbank Jan Friček, CFO Patrick Clerkin, Senior MD - Group John F.W. Rogers, Executive Vice Süleyman Özcan, Head of IR Miroslav Frayer, Head of IR Funding & Investor Relations President, Chief of Staff & Secretary Alper Turgal, IR to the Özge Han, IR Heather Miner, Head of IR

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Banks

Companies hosting 1x1 and small group meetings (cont…)

National Bank of Greece PKO Bank Polski SEB Tinkoff Credit Systems Paul Mylonas, CEO Rafał Kozłowski, CFO Masih Yazdi, CFO Oliver Hughes, CEO Christos Christodoulou, CFO Marcin Jabłczyński, Head of IR Christoffer Geijer, Head of IR Ilya Pisemskiy, CFO Greg Papagrigoris, Head of IR Piotr Bujak, Chief Economist Per Andersson, IR Sergey Pirogov, Head of Corporate Finance National Bank of Kuwait Raiffeisen Bank International Société Générale Neri Tollardo, Head of Intl IR & Amir Hanna, Head of IR Johann Strobl, CEO Lorenzo Bini Smaghi, Chairman Partnerships John Carlson, Co-Head of IR William Kadouch-Chassaing, CFO Larisa Chernysheva, Head of IR & National Commercial Bank Transaction Execution Abdulbadie Alyafi, Head of Finance, Riyad Bank Standard Bank Head of IR Abdullah Al-Oraini, CFO Sim Tshabalala, CEO UBS Group Ibrahim Almuhanna, Head of IR Sarah Rivett-Carnac, IR Martin Osinga, Deputy Head of IR Nedbank Itumeleng Sibiya, IR Frank Sonneveld, IR Raisibe Kgomaraga Morathi, CFO Royal Bank of Scotland Alison Rose, CEO Standard Chartered Unicaja Banco Nordea Alexander Holcroft, Head of IR Andy Halford, CFO Pablo Gonzalez, CFO Rodney Alfvén, Head of IR Mark Stride, Head of IR Jaime Hernández, Head of IR Santander Adnan Akhtar, IR Director One Savings Bank José García Cantera, CFO Niluka Ratnayake, Regional Head, IR UniCredit Alastair Pate, Head of IR Sergio Gámez, Head of IR Jean Pierre Mustier, CEO Sarah Lewandowski, IR Manager Swedbank Mirko Davide Georg Bianchi, Co-CFO Santander Bank Polska Jens Henriksson, CEO Joerg Peter Pietzner, Head of IR OTP Bank Maciej Reluga, CFO & Chief Mikael Björknert, Head of Swedish Nick Charles Peter Anderson, Head of Sándor Pataki, Head of IR & DCM Economist Banking Equity IR Csaba Hegedűs, IR Manager Agnieszka Dowżycka, Head of IR Markus Sandgren, IR Christian Ulrich Kuhner, Head of Fixed Income IR & Ratings Piraeus Bank Sberbank Oliver Radeke, MD FIG, Head of Theodore Gnardellis, CFO Anastasia Belyanina, Head of IR Banks – N. Europe Chryssanthi Berbati, IRO Kirill Sokolov, IR manager Ekaterina Khromova, IR Vakifbank Yana Larionova, IR TBC, Executive Management Andrey Raevskiy - IR manager

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Banks

Companies hosting 1x1 and small group meetings (cont…)

Virgin Money UK David Duffy, CEO Ian Smith, CFO Andrew Downey, Head of IR Richard Smith, IR

Vontobel Martin Sieg Castagnola, CFO Michele Schnyder, Head of IR

VTB Bank Leonid Vakeyev, Head of IR Natalia Dolgova, IR

Yapi Kredi Hilal Varol, Head of IR & Strategic Analysis

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Insurance, Diversified Financials & Real Estate Companies

Companies hosting 1x1 and small group meetings

Aareal Bank Aroundtown Banca Mediolanum Derwent London Hermann J. Merkens, CEO Andrew Wallis, Deputy CEO Massimo Doris, CEO Paul Williams, CEO Martin Vest, Managing Director Euro Oschrie Massatschi, Director Alessandra Lanzone, Head of IR Quentin Freeman, Head of IR Hub Luca Pugliese, IR Jürgen Junginger, Head of IR Ashmore Group Deutsche Boerse Tom Shippey, Group Finance Director British Land Theodor Weimer, CEO Admiral Paul Measday, Head of IR Chris Grigg, CEO Jan Strecker, Head of IR Costantino Moretti, CEO, ConTe David Walker, Head of IR Marisja Kocznur, Head of IR ASR Deutsche Wohnen Jos Baeten, CEO Castellum Philip Grosse, CFO Aegon Annemiek van Melick, CFO Henrik Saxborn, CEO Sebastian Jacob, Director IR Matt Rider, CFO Michel Hülters - Head of IR Ulrika Danielsson, CFO Hielke Hielkema, IR DWS Aviva Citycon Claire Peel, CFO Ageas Jason Windsor, CFO F. Scott Ball, CEO Oliver Flade, Head of IR Christophe Boizard, CFO Chris Esson, Head of IR Eero Sihvonen, CFO Maneli Farsi, IR Veerle Verbessem, Head of IR Laura Jauhiainen, IR AXA EQT Allianz Etienne Bouas-Laurent, CFO CNP Assurances Kim Henriksson, CFO Giulio Terzariol, CFO Andrew Wallace-Barnett, Head of IR Thomas Béhar, CFO Oliver Schmidt, Head of IR Aayush Poddar, IR Euronext Alix Sicaud, IR Colonial Inmobiliaria Stéphane Boujnah, CEO Anima Pere Viñolas Serra, CEO Giorgio Modica, CFO Alessandro Melzi D'Eril, CEO Azimut Carlos Krohmer, Chief Corporate Aurélie Cohen, Head of IR Fabrizio Armone, Head of IR Gabriele Blei, CEO Development Clement Kubiak, IR Vittorio Pracca, IR Carmina Ganyet Cirera, Corporate Amundi Managing Director FinecoBank Domenico Aiello, CFO Baloise Alessandro Foti, CEO Anthony Mellor, Head of IR Marc Kaiser, Head of IR Covivio Franca Cavalieri D'Oro, IR Thomas Lapeyre, IR Marco Baffinato, IR Tugdual Millet, CFO Ginaluca Fontanella, IR Alexei Dal Pastro, General Manager – Banca Generali Italy Gian Maria Mossa, CEO Giuliana Pagliari, Head of IR

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Insurance, Diversified Financials & Real Estate Companies

Companies hosting 1x1 and small group meetings

GAM Helvetia M&G Munich RE Peter Sanderson, CEO Paul Norton, CFO John Foley, CEO Christian Becker-Hussong, Head of Richard McNamara, CFO Susanne Tengler, Head of IR Clare Bousfield, CFO IR Jessica Grassi, IR Philipp Schüpbach, IR Nicola Caverzan, Head of Credit & Christine Franziszi, IR Rating Agency Relations Jens Buchkremer, IR Gecina Hiscox Luca Gagliardi, Equity IR Nicolas Dutreuil, Deputy CEO in Aki Hussain, CFO Spencer Horgan, Head of IR Neinor Homes charge of Finance Benjamin A Walter, CEO, Global Jordi Argemi, Deputy CEO & CFO Samuel Henry, Head of Financial Retail Man Group Jorge Pepa, Exec VP Communications Ryan Thompson, IR Luke Ellis, CEO Juan Gomez Vega, Chief IRO Mark Jones, CFO Generali Icade Michael Kasper, Head of Strategy Partners Group Cristiano Borean, CFO Victoire Aubry, CFO and Corporate Finance David Layton, Co-CEO Giulia Raffo, Head of IR & Rating Anne-Sophie Lanaute, IR Alex Dee, Head of IR Philip Sauer, Head of Corporate Agency Relations Development Stefano Burrino, Senior IR Manager Klepierre Mapfre Alex Soppera, Corporate Jean-Michel Gault, Deputy CEO Fernando Mata Verdejo, CFO Development Gjensidige Natalia Nuñez, IR and Capital Helge Leiro Baastad, CEO Lancashire Markets Director Poste Italiane Alex Maloney, CEO Matteo Del Fante, CEO & GM Hammerson Paul Gregory, Chief Underwriting Mercialys Guido Maria Nola, CFO Richard Shaw, Group Finance Officer Vincent Ravat, CEO Massimiliano R. Riggi, Head of IR Director Jelena Bjelanovic, Head of IR Elizabeth Blaise, Deputy CEO Josh Warren, Head of IR Alexandre Leroy, Head of IR Prudential LEG Immobilien Mark FitzPatrick, CFO Hannover Re Lars von Lackum, CEO Merlin Properties Simon Rich, Group Treasurer Roland Vogel, CFO Karin Widenmann, Manager IR Ismael Clemente, CEO William Elderkin, IR Manager Julia Hartmann, Senior IR Manager Paul Gregory, Chief Underwriting Fernando Ramirez, IR Officer PZU Hastings Jelena Bjelanovic, Head of IR Moscow Exchange Tomasz Kulik, CFO John Worth, CFO Max Lapin, CFO Magdalena Komaracka, IR Director John Armstrong, Head of IR Legal & General Anton Terentiev, Head of IR Piotr Wisniewski, IR Manager Nigel Wilson, CEO

European Financials Research #GSEurope th 24 Annual European Financials Conference th 24 Annual European Financials Conference

Insurance, Diversified Financials & Real Estate Companies

Companies hosting 1x1 and small group meetings

Quilter Swiss Re Wereldhave Paul Feeney, CEO John Dacey, CFO Matthijs Storm, CEO Mark Satchel, CFO Thomas Bohun, Head of Group Dennis de Vreede, CFO Keilah Codd, IR Strategy & Performance Management Ruud van Maanen, IR & Corporate Philippe Brahin, Head of IR Development Director RSA Charlotte Jones, Group CFO Tikehau Capital Zurich Matthew Cohen, Group IR Manager Antoine Flamarion, Co-founder Mario Greco, CEO Rupert Taylor Rea, Group Financial Henri Marcoux, Deputy CEO Richard Burden, Head of IR and Performance & IR Director Louis Igonet, Head of IR Rating Agency Manager Gianni Vitale, IR, Senior Officer SCOR Tryg Galeazzo Cornetto Bourlot, IR Laurent Rousseau, Deputy CEO Johan Kirstein Brammer, Chief François De Varenne, CEO, SCOR Commercial Officer Global Investments Gianandrea Roberti, Head of IR Ian Kelly, Head of IR Unibail-Rodamco-Westfield Sampo Jaap Tonckens, CFO Björn Wahlroos, Chairman of the Samuel Warwood, Group Director of Board IR Knut Arne Alsaker, CFO Unipol Schroders Matteo Laterza, General Manager, Alex James, IR UnipolSai Adriano Donati, Head of IR, UnipolSai Segro Soumen Das, CFO Vonovia Claire Mogford, Head of IR Rolf Buch, CEO Rene Hoffmann, Head of IR Shaftesbury Brian Bickell, CEO Chris Ward, CFO

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