National Bank of Kuwait SAKP
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Automated Clearing House (ACH) Agreement
Automated Clearing House (ACH) Agreement P.O. Box 189, Middlebury, Vermont 05753-0189 www.nbmvt.com Phone: 1-802-388-4982 THIS AGREEMENT is made this _______ day of ___________________, 20_____, by and between _____________________________________________________________ (“Company”) and National Bank of Middlebury of Middlebury, Vermont, (“Bank”). This agreement is governed by the laws of the State of Vermont. The Company has requested that the Bank permit it to initiate electronic signals for paperless entries through the Bank to accounts maintained at the Bank and in other banks and financial institutions, by means of the Automated Clearing House (“ACH”). NOW, THEREFORE, in consideration of the mutual promises contained herein, it is agreed as follows— 1. The Bank will transmit the credit and/or debit entries initiated by the Company to the ACH as provided in the ACH Rules (“Rules”), as in effect from time to time and this Agreement. An ACH Rule Book is available upon request from the Bank. Please contact the Bank with any questions about compliance with the ACH Rules. The Bank reserves the right to audit the Company to ensure compliance with the ACH Rules. 2. The Company will comply with the Rules insofar as applicable. The specific duties of the Company provided in the following paragraphs of this Agreement in no way limit the foregoing undertaking. The Company (Originator) will not initiate entries that violate the laws of the United States, which includes Office of Foreign Asset Control sanctions (OFAC). Website: www.treas.gov/ofac/ 3. The Company will obtain written authorization for consumer entries, shall provide a copy to the consumer, and shall retain the original for two (2) years after termination or revocation of such authorization. -
4. Role of Multilateral Banks and Export Credit Agencies in Trade Finance 34 5
Revitalising Trade Finance: Development Banks and Export Credit Agencies at the Vanguard EXPORT-IMPORT BANK OF INDIA WORKING PAPER NO. 71 REVitaLISING TRADE FINANCE: DEVELOPMENT BANKS AND Export CREDIT AGENCIES at THE VangUARD EXIM Bank’s Working Paper Series is an attempt to disseminate the findings of research studies carried out in the Bank. The results of research studies can interest exporters, policy makers, industrialists, export promotion agencies as well as researchers. However, views expressed do not necessarily reflect those of the Bank. While reasonable care has been taken to ensure authenticity of information and data, EXIM Bank accepts no responsibility for authenticity, accuracy or completeness of such items. © Export-Import Bank of India February 2018 1 Export-Import Bank of India Revitalising Trade Finance: Development Banks and Export Credit Agencies at the Vanguard 2 Export-Import Bank of India Revitalising Trade Finance: Development Banks and Export Credit Agencies at the Vanguard CONTENTS Page No. List of Figures 5 List of Tables 7 List of Boxes 7 Executive Summary 9 1. Introduction 16 2. Review of Trade Finance Market 19 3. Challenges to Trade Finance 26 4. Role of Multilateral Banks and Export Credit Agencies in Trade Finance 34 5. Way Ahead 44 Project Team: Mr. Ashish Kumar, Deputy General Manager, Research and Analysis Group Ms. Jahanwi, Manager, Research and Analysis Group 3 Export-Import Bank of India Revitalising Trade Finance: Development Banks and Export Credit Agencies at the Vanguard 4 Export-Import Bank of India Revitalising Trade Finance: Development Banks and Export Credit Agencies at the Vanguard LIST OF FIGURES Figure No. -
United National Bank
BUSINESS eBANKING SYSTEM SERVICES AGREEMENT This Business eBanking System Services Agreement (“Agreement”), together with the applicable Terms and Conditions of Your Account for any account that is or will be linked (“Account”) to the Business eBanking System (“System”), governs the use of the System. You understand and acknowledge that that all such Accounts are to be used primarily for commercial or business purposes, and that this Agreement will control if there is any conflict between it and any agreement applicable to Your linked Account(s). In this Agreement, ‘You,’ ‘Your,’ or ‘Customer’ refers to each owner of the Account(s) accessed through the System and each person authorized to access the Account(s) using the System. A ‘Writing’ refers to a communication conveyed on paper and signed by a person with sufficient authority to bind Customer or Bank, as applicable, or an electronic message from a person with sufficient authority to bind Bank or Customer, as applicable, and conforming to the requirements of the Uniform Electronic Transactions Act as incorporated into the laws of the state governing this Agreement. By signing the Agreement or using the System and the services described herein available to Customer (collectively, “Services”). You agree to the terms and conditions set forth below. A. SERVICES 1) Generally. As requested by Customer, Bank will enter into the System balance information and/or itemized debit and credit information for Accounts on a daily basis. Bank shall provide System instructions to Customer. The System is for Customer’s internal use to enable Customer to obtain balance and other Account information and to direct payments from Account(s) to third-parties (collectively, “Payees”, and each individually, a “Payee” when using the bill payment module; collectively “Beneficiaries”, and each individually a “Beneficiary” when accessing Wire Transfers; and collectively “Receivers”, and each individually a “Receiver” when using the Automated Clearing House (ACH) network). -
United Arab Emirates (Uae)
Library of Congress – Federal Research Division Country Profile: United Arab Emirates, July 2007 COUNTRY PROFILE: UNITED ARAB EMIRATES (UAE) July 2007 COUNTRY اﻟﻌﺮﺑﻴّﺔ اﻟﻤﺘّﺤﺪة (Formal Name: United Arab Emirates (Al Imarat al Arabiyah al Muttahidah Dubai , أﺑﻮ ﻇﺒﻲ (The seven emirates, in order of size, are: Abu Dhabi (Abu Zaby .اﻹﻣﺎرات Al ,ﻋﺠﻤﺎن Ajman , أ مّ اﻟﻘﻴﻮﻳﻦ Umm al Qaywayn , اﻟﺸﺎرﻗﺔ (Sharjah (Ash Shariqah ,دﺑﻲّ (Dubayy) .رأس اﻟﺨﻴﻤﺔ and Ras al Khaymah ,اﻟﻔﺠﻴﺮة Fajayrah Short Form: UAE. اﻣﺮاﺗﻰ .(Term for Citizen(s): Emirati(s أﺑﻮ ﻇﺒﻲ .Capital: Abu Dhabi City Major Cities: Al Ayn, capital of the Eastern Region, and Madinat Zayid, capital of the Western Region, are located in Abu Dhabi Emirate, the largest and most populous emirate. Dubai City is located in Dubai Emirate, the second largest emirate. Sharjah City and Khawr Fakkan are the major cities of the third largest emirate—Sharjah. Independence: The United Kingdom announced in 1968 and reaffirmed in 1971 that it would end its treaty relationships with the seven Trucial Coast states, which had been under British protection since 1892. Following the termination of all existing treaties with Britain, on December 2, 1971, six of the seven sheikhdoms formed the United Arab Emirates (UAE). The seventh sheikhdom, Ras al Khaymah, joined the UAE in 1972. Public holidays: Public holidays other than New Year’s Day and UAE National Day are dependent on the Islamic calendar and vary from year to year. For 2007, the holidays are: New Year’s Day (January 1); Muharram, Islamic New Year (January 20); Mouloud, Birth of Muhammad (March 31); Accession of the Ruler of Abu Dhabi—observed only in Abu Dhabi (August 6); Leilat al Meiraj, Ascension of Muhammad (August 10); first day of Ramadan (September 13); Eid al Fitr, end of Ramadan (October 13); UAE National Day (December 2); Eid al Adha, Feast of the Sacrifice (December 20); and Christmas Day (December 25). -
National Bank of Kuwait S.A.K
National Bank of Kuwait S.A.K. U.S. Tailored Resolution Plan PUBLIC SECTION Submitted on: December 29, 2014 National Bank of Kuwait S.A.K. Public Section U.S. Resolution Plan Table of Contents (a) Public Section .................................................................................................................... 3 (1) Introduction ................................................................................................................... 3 (2) Overview of NBK ............................................................................................................ 4 (3) Material entities ............................................................................................................. 6 (4) Critical Operations and Core Business Lines .................................................................. 6 (5) Summary of financial information regarding assets, liabilities, capital and major funding sources ................................................................................................................................ 8 (6) Derivatives and hedging activities .................................................................................. 8 (7) Membership in material payment, clearing and settlement systems .............................. 9 (8) Foreign operations ......................................................................................................... 9 (9) Material supervisory authorities .................................................................................... -
What Can a Public Bank Do for Colorado? July 2020
What Can a Public Bank Do for Colorado? July 2020 Colorado Public Banking Coalition: https://coloradopublicbankingcoalition.org [email protected] Rocky Mountain Public Banking InstitutE: http://bankingoncolorado.org Earl StaElin, RMPBI Chair AlEc Tsoucatos, Ph.D., RMPBI VicE Chair (303) 229-2834 [email protected] 350 Colorado: www.350colorado.org Deborah McNamara, 350 Colorado Campaign Coordinator Micah Parkin, ExEcutivE DirEctor (720) 400-3739 [email protected] What is a public bank? A public bank is a financial institution owned by the pEoplE through their rEprEsEntativE govErnmEnts and opEratEd in the public intErEst. Public banks can Exist at any lEvEl, from local to statE to national or EvEn intErnational. Any govErnmEnt body can chartEr a public bank and usE it to dEposit public funds. BEcausE it is publicly owned and opEratEd, a public bank is mandatEd to sErvE a public mission that rEflEcts the values and neEds of the community that it rEprEsEnts. In Existing and proposEd US Public Bank modEls, skillEd bankErs, not the govErnmEnt, makE bank dEcisions and providE accountability and transparEncy to the public for how their funds arE usEd. What makes public banking unique? UnlikE a privatE national bank, a public bank puts the intErEsts of local communitiEs first. PrivatE national banks havE bEcomE incrEasingly notorious for their lack of transparEncy and their prioritization of stakEholdEr profits ovEr the cliEnts and communitiEs they arE supposEd to sErvE. ThE rEvEnuE shortfalls facEd by local govErnmEnts following the 2008 financial crisis dEmonstratEd just how vulnerablE local communitiEs can bE to the mistakEs of largE national banks that put their own profits ovEr community dEvElopmEnt and fiscal strEngth. -
Mobile Deposit Capture
Mobile Deposit Capture FAQs Member FDIC QUESTION: ANSWER: What is National Bank of National Bank of Commerce mobile deposit allows you to deposit checks Commerce mobile deposit? into any of your National Bank of Commerce checking or savings accounts using the camera on your mobile phone or tablet. What do I need in order to use To use National Bank of Commerce’s mobile deposit service you National Bank of Commerce must have the following: mobile deposit? > An active National Bank of Commerce online banking account with mobile banking enabled > The most recent version of National Bank of Commerce’s app for your iPhone or Android > An active checking or savings account with a positive balance How do I request You can sign into the app and then click the three lines in the left hand corner. mobile deposit? Then select deposit check and enroll your accounts. Can I enroll more than one Yes. You can enroll as many accounts as you like for mobile deposit as long account? as the accounts qualify. Do I need to use a No. We will use what is called a substitute (or electronic) deposit slip to deposit slip? post the deposit to your account. You will simply need to take a picture of the front and bank of the check being deposited. Should I endorse my check No. We will add a standard endorsement to your check as we process it. before taking a picture? What type of checks can I Checks made payable to you and drawn on a bank within the United deposit? States can be deposited through mobile deposit. -
Terms of Business of the Swiss National Bank
Terms of Business 2019 Table of contents 1 General conditions 1.1 Purpose and scope of application 1 1.2 Exclusion of an obligation to contract 1 1.3 Conflict with other terms of business 1 1.4 Formal requirements for the SNB’s contracting partners 2 1.5 Recording of telephone conversations 2 1.6 Authority to sign on behalf of the SNB 2 1.7 Authority to sign on behalf of the contracting partners 3 1.8 Communications from the SNB 3 1.9 Liability of the SNB 3 1.10 Rights of lien and setoff 4 1.11 Charges 4 1.12 Place of performance 4 1.13 Notice of termination 5 1.14 Business hours 5 1.15 Applicable law and jurisdiction 5 1.16 Amendments to Terms of Business and conditions 5 1.17 General provision on data protection 6 1.18 Publication of data for specific bank services 6 2 Payment transactions 2.1 Admission to the giro system 7 2.2 Sight deposit account conditions 7 2.3 Cheque transactions 8 2.4 Collection 8 2.5 Cash transactions 8 3 Repo transactions 3.1 General 10 3.2 Open market operations 10 3.3 Standing facilities 10 4 Foreign exchange and gold transactions 4.1 Foreign exchange transactions 12 4.2 Gold operations 12 5 Custody services 5.1 Purchase and sale of custody assets 13 5.2 Custody and administration of custody assets 13 Annexes I List of head offices and agencies of the Swiss National Bank 15 II Instruction sheets applicable in conjunction with these Terms of Business 16 Swiss National Bank Secretariat General P.O. -
Bank of England List of Banks- October 2020
LIST OF BANKS AS COMPILED BY THE BANK OF ENGLAND AS AT 1st October 2020 (Amendments to the List of Banks since 31st August 2020 can be found below) Banks incorporated in the United Kingdom ABC International Bank Plc DB UK Bank Limited Access Bank UK Limited, The Distribution Finance Capital Limited Ahli United Bank (UK) PLC AIB Group (UK) Plc EFG Private Bank Limited Al Rayan Bank PLC Europe Arab Bank plc Aldermore Bank Plc Alliance Trust Savings Limited (Applied to Cancel) FBN Bank (UK) Ltd Allica Bank Ltd FCE Bank Plc Alpha Bank London Limited FCMB Bank (UK) Limited Arbuthnot Latham & Co Limited Atom Bank PLC Gatehouse Bank Plc Axis Bank UK Limited Ghana International Bank Plc GH Bank Limited Bank and Clients PLC Goldman Sachs International Bank Bank Leumi (UK) plc Guaranty Trust Bank (UK) Limited Bank Mandiri (Europe) Limited Gulf International Bank (UK) Limited Bank Of Baroda (UK) Limited Bank of Beirut (UK) Ltd Habib Bank Zurich Plc Bank of Ceylon (UK) Ltd Hampden & Co Plc Bank of China (UK) Ltd Hampshire Trust Bank Plc Bank of Ireland (UK) Plc Handelsbanken PLC Bank of London and The Middle East plc Havin Bank Ltd Bank of New York Mellon (International) Limited, The HBL Bank UK Limited Bank of Scotland plc HSBC Bank Plc Bank of the Philippine Islands (Europe) PLC HSBC Private Bank (UK) Limited Bank Saderat Plc HSBC Trust Company (UK) Ltd Bank Sepah International Plc HSBC UK Bank Plc Barclays Bank Plc Barclays Bank UK PLC ICBC (London) plc BFC Bank Limited ICBC Standard Bank Plc Bira Bank Limited ICICI Bank UK Plc BMCE Bank International plc Investec Bank PLC British Arab Commercial Bank Plc Itau BBA International PLC Brown Shipley & Co Limited JN Bank UK Ltd C Hoare & Co J.P. -
Nationals of Bahrain, Kuwait, Oman, Saudi Arabia and U
International Civil Aviation Organization STATUS OF AIRPORTS OPERABILITY AND RESTRICTION INFORMATION - MID REGION Updated on 26 September 2021 Disclaimer This Brief for information purposes only and should not be used as a replacement for airline dispatch and planning tools. All operational stakeholders are requested to consult the most up-to-date AIS publications. The sources of this Brief are the NOTAMs issued by MID States explicitly including COVID-19 related information, States CAA websites and IATA travel center (COVID-19) website. STATE STATUS / RESTRICTION 1. Passengers are not allowed to enter. - This does not apply to: - nationals of Bahrain, Kuwait, Oman, Saudi Arabia and United Arab Emirates; - passengers with a residence permit issued by Bahrain; - passengers with an e-visa obtained before departure; - passengers who can obtain a visa on arrival; - military personnel. 2. Passengers are not allowed to enter if in the past 14 days they have been in or transited through Bangladesh, Bosnia and Herzegovina, Costa Rica, Ecuador, Ethiopia, Georgia, Indonesia, Iran, Iraq, Malawi, Malaysia, Mexico, Mongolia, Mozambique, Myanmar, Namibia, Nepal, Philippines, Slovenia, South Africa, Sri Lanka, Tunisia, Uganda, Ukraine, Viet Nam or Zimbabwe. - This does not apply to: - nationals of Bahrain; - passengers with a residence permit issued by Bahrain. BAHRAIN 3. Passengers must have a negative COVID-19 PCR test taken at most 72 hours before departure. The test result must have a QR code if arriving from Bangladesh, Bosnia and Herzegovina, Costa Rica, Ecuador, Ethiopia, Georgia, Indonesia, Iran, Iraq, Malawi, Malaysia, Mexico, Mongolia, Mozambique, Myanmar, Namibia, Nepal, Philippines, Slovenia, South Africa, Sri Lanka, Tunisia, Uganda, Ukraine, Viet Nam or Zimbabwe. -
The Elements of Similarity Between Kuwait and the United Arab Emirates Within Their Dwelling Heritage Introduction: Purpose of T
مجلة العمارة والفنون والعلوم اﻻنسانية المجلد الخامس - العدد العشرون The elements of similarity between Kuwait and the United Arab Emirates within their Dwelling heritage Assoc. Prof. Dr. Haya Ahmed Ali Alqandi Interior Design Department, Faculty of Basic Education, The Public Authority of Applied Education and Training [email protected] Prof. Diana Kamel Yousif The Public Authority for Applied Education and Training [email protected] Introduction: There is no doubt that in the past our Kuwaiti and Gulf ancestors lived in simple homes, and not know luxury or modern buildings until after the emergence of oil and the beginning of the urban renaissance in the fifties. Their homes were modest close to twisted roads, and often these roads were closed at the end but they were sufficient for the passage of transportation and animals. This research aims to identify and investigate the cultural heritage of interior and furniture design within residences in the Gulf countries to determine the extent of connection and unity even in ancient times. The research will be limited to studying the cultural heritage of interior and furniture design within residences in Kuwait and The United Arab of Emirates. the questions are: • What are the similarities in the cultural heritage of interior and furniture design within residences between Kuwait and The United Arab of Emirates? • To what extend will the documentations of those similarities adequate as references? Purpose of The Study/ Methodology This study deals with the issue of similarities in the cultural heritage of interior and furniture design within residences between Kuwait and the United Arab of Emirates with the aim of seeking evidence on elements of such similarities. -
The Boundary Dispute Between Kuwait and Iraq Has It Subsided?
LEBANESE AMERICAN UNIVERSITY THE BOUNDARY DISPUTE BETWEEN KUWAIT AND IRAQ HAS IT SUBSIDED? By MAHA ALKENAEE A thesis Submitted in partial fulfillment of the requirements for the degree of Master of Arts in International Affairs School of Arts and Sciences August 2011 L E B A N E S E A M E R I C A N U NIVERSITY School of Arts and Sciences - Beirut Campus Thesis Approval Form Student Name: Maha Alkenaee I.D. #: 200400150 Thesis Title The Boundary Dispute Between Kuwait and Iraq Has it Subsided? Program : Master of Arts in International Affairs Department : Social Sciences School : School of Arts and Sciences ii iii iv ACKNOWLEDGMENTS This research would not have been possible without the help and assistance of many persons. I would like to express my gratitude to my supervisor Dr. Sami Baroudi who has been a great support throughout all stages of my postgraduate studies. I am also deeply grateful to all of my professors in the Lebanese American University from whom I have learned an abundant amount of knowledge. v To my loving family vi THE BOUNDARY DISPUTE BETWEEN KUWAIT AND IRAQ HAS IT SUBSIDED? Maha Kenaee Abstract This thesis attempts three related tasks. First, it surveys the historic record which provides uncontestable evidence that Kuwait was never part of the Ottoman Empire and thus never formed a single administrative or political unit with Iraq or part of it. Second, it traces the turbulent history of Kuwait‟s relationship with Iraq ever since the latter achieved independence in 1932; arguing that this turbulent relationship invited the intervention of regional and international players due to the strategic importance of Kuwait, especially since the discovery of oil.