Leave a Legacy Oct 2008

Introduction by:

Q How to ensure a secure future for your loved ones Q How to leave a legacy to charity and make a positive impact on your community Q Inspiring stories about how legacies have made a difference in your community CHRIS CARTER Global BC Financial Analyst Associate Director, Wealth Management, ScotiaMcLeod LL02/ October 2008 LEAVE A LEGACY™ 1008LAL LEAVE A LEGACY™ October 2008 /LL03

Chris Carter The time to plan is now

When is the best time to plan your initiating a charitable gifting plan should estate and gifting strategy? be moved further up the list for many In my early years as a financial advisor, families. most of the questions I received from cli- Recent changes relating to tax and ents involved saving for retirement, pay- estate benefits when gifting registered ing down debt, or a little of both. securities, prolific growth of donor These days my clients are a bit older, advised fund programs, and improving I’ve got a few more grey hairs, and the cost efficiencies for family and business questions have evolved from growing foundations are just a few of the changes and saving assets to preserving wealth, to affect the menu of planning options giving adult children a hand financially, that may be used to best fit or rework an and passing along the family nest-egg to estate and gifting strategy to an individu- loved ones or philanthropically-oriented al’s circumstances. interests. If you have RRSPs or RRIFs, recre- However, thoughtful and thorough ational property, life insurance, invest- planning for this inevitable hand-off ment assets or a small business, you’ll be remains low on many couple’s priority surprised at the planning opportunities a list. professional advisor may uncover in tai- The financial services community refers loring a plan just for you. to this coming shift as “intergenerational I hope you find this year’s guide to be wealth transfer.” Analysts estimate that, useful, thought-provoking, and motivat- over the next generation, a whopping $1 ing to move forward with your own con- to $4 trillion will move from one genera- siderations. The time for planning is now. tion of Canadians to the next or be gifted to charitable organizations. Given the relationship between size- Chris Carter is the Business Analyst able wealth transfer and charitable for the Morning News on Global BC endeavours, one may reasonably con- Television and an Associate Director, clude that the wealthiest Canadians Wealth Management with ScotiaMcLeod. would be well-versed in the advantages He has written extensively about estate of strategic gift planning, but anecdotal planning tips and strategies for Canadian evidence suggests otherwise. Clearly, families. Chris Carter Your plan Charitable gifts will impact the future from everyday people

Message from the Chair You can have an impact on the future Message from the Chair information and the practical tools you LEAVE A LEGACY™ Greater Vancouver by taking time to plan today. LEAVE A CAGP Greater Vancouver Roundtable need to leave a legacy to your favourite LEGACY™ is a program that encour- charity. The stories you will read through- ages people to act now to enhance lives Do you ever wonder what our world The Canadian Associate of Gift Planners out this supplement illustrate how people for those who follow. The LEAVE A will be like decades after we are gone? (CAGP) Greater Vancouver Roundtable like you are strengthening and enriching LEGACY™ message is simple – ensure Will our communities thrive? Will our is pleased to bring you this LEAVE A our communities through charitable gifts. you have an up-to-date will and consider grandchildren experience similar joys and LEGACY™ feature supplement. Our hope The Canadian Association of Gift leaving a gift for charity in your will. A gift challenges that we faced? is that it will provide you with valuable Planners (CAGP) is an association of in your will or another type of estate gift gift planning professionals whose main to your charities of choice ensures your purpose is to support charitable giving in legacy. You can have an important impact Canada by raising awareness of the many on building a brighter future for your fam- ways in which individuals can make a dif- ily and community. ference in their communities through well Planning today helps you make wise planned, tax-effective charitable gifts. The decisions for the future needs of your CAGP membership is diverse and includes loved ones and also the causes in which fundraisers, lawyers, accountants, financial you believe. One is not exclusive of the advisors, trust officers and other estate other. This publication will help you learn planning professionals who work as a more about what you can do, and what team to help donors achieve their philan- others have done, to place their personal thropic dreams. imprint on shaping the world tomorrow. It If you are interested in learning how feels good to help others. Consider taking you can positively impact your community the next step through creation of a legacy with a planned gift, please contact your gift. advisor, favourite charity or a gift planning professional listed in this supplement. Kathy Mannas, CFRE Never underestimate the difference that Major Gifts Officer just one person can make! The Salvation Army, BC Division Charlene Taylor Associate Director, Planned Giving VGH & UBC Hospital Foundation

Kathy Mannas Charlene Taylor LL04/ October 2008 LEAVE A LEGACY™

Sarah Leyshon- Hughes is acting manager, Private Committee Services, Public Guardian and ™ Trustee of British LEAVE A LEGACY Columbia. Leave a Bequest in your Will To Variety – The Children’s Charity and BC’s children who have special needs.

You will truly be making the Gift of a Lifetime. Your generosity will provide a future gift for children like Rebecca, pictured The importance of above, and may provide you and your estate with substantial tax benefits. Please notify us of your bequest or contact us for more information on how a charitable bequest will benefit you, your estate, and BC’s children who have special needs. Having a will Variety – The Children’s tel 604-320-0505 Did you know that by not making a will most part in their later years on pension Charity of BC fax 604-320-0535 you have no say in how your estate is dis- income. After her husband died, Molly email tributed? made a will, appointing PGT as her execu- Director of Planned Giving [email protected] The Estate Administration Act states tor, and leaving the residue of her estate to 4300 Still Creek Drive web www.variety.bc.ca/legacy that when one dies without a will and the West Vancouver Public Library. Burnaby, BC V5C 6C6 toll free in BC 1-800-381-2040 without immediate next of kin, the Public Because her estate was left to charity, Guardian and Trustee (PGT) has the right no income tax had to be paid, increasing to administer the estate with the assets, the gift she made after she passed away. after administrative expenses, passing to the next of kin through bloodlines. George, who never married or had No will, no birth certificate VA R I E T Y I S A R EG I STE R ED CH A R ITA B L E S O C I E TY children, died in 2001, leaving an estate If a birth certificate cannot be found, 1008LAL worth about $1 million. PGT administered funds from a deceased’s estate will pass to George’s estate, hiring heir locators to the British Columbia Unclaimed Property locate his rightful heirs through his birth Society (BCUPS). The funds are held in certificate. perpetuity, available for claim by a right- The estate was distributed to four ful heir, provided they can prove they are second cousins who had never known the heir and the only heir to the estate. If George. Expenses were more than $35,000 no one comes forward, the BCUPS each after seven years of work. year transfers funds to the Vancouver Had George established a will, a charity Foundation to be used for charitable pur- could have been named, resulting in bene- poses. fits to his community. Sarah Leyshon-Hughes Acting Manager, What happens when you have a will Private Committee Services Molly’s story was quite different. She Public Guardian and Trustee of British and her husband lived quietly in a rental Columbia apartment in West Vancouver for many years. They were not wealthy, living for the

Our friends help . CNIB is a nationwide, community-based, charitable create vision hope organization committed to the Right now, 600,000 Canadians are living vision health of all Canadians. with vision loss. This number is expected to . More than one quarter of triple in the next 25 years. CNIB’s income from the public comes from legacies. Leave a legacy today to ensure vision health and vision hope for all Canadians. . A gift in your will is one of the easiest and most significant Your long-term financial support through ways to support our work a bequest, a gift of life insurance or an in rehabilitation services, annuity to CNIB will help us to sustain our research, blindness prevention vital programs and services. and public education. For more information, please call

1008LAL 604-431-2050 or visit cnib.ca LEAVE A LEGACY™ October 2008 /LL05

Your gift is finding solutions in BC.

More children survive cancer thanks to advances in research, but survival can carry lifelong consequences. Mary McBride’s study at the BC Cancer Agency is looking at the future health risks of children and is one of 27 current research projects in BC funded by the Canadian Cancer Society.

Through a gift in your will, we can customize Mary McBride, Cancer Researcher your wishes to make the biggest impact.

BC Cancer Foundation donor Byron Aceman celebrates his fifth year cancer-free Give to the Canadian Cancer Society to with his son, Scott Aceman. ❚PHOTO/BC Cancer Foundation help individuals with cancer and fund The will to make a difference more solutions right here in BC. Contact Mrs. Toni Andreola at:

Six years ago, Vancouver businessman port the work of the BC Cancer Agency (604) 675-7112, or Byron Aceman was diagnosed with breast because I was very impressed with the [email protected] cancer. care I had received from my oncologist, It’s uncommon among men, account- Dr. Scott Tyldesley. I’ve told many people ing for only one per cent of all breast how lucky we are to have the BC Cancer cancers. And, unlike female breast cancer, Agency with all its top oncologists and awareness of this disease lags far behind. researchers. We don’t have to go anywhere Fortunately, Aceman’s cancer was diag- else – we have everything here in B.C.,” www.cancer.ca nosed early and today he is cancer-free. explained Aceman.

“After my father died of colon cancer Aceman has donated to the BC Cancer 1008LAL in 1989, I read an article encouraging Foundation in many different ways. His families to talk openly about the disease. largest gifts have been in the form of pub- I remembered that advice when I was lic stocks. A gift of publicly traded shares diagnosed and immediately told my family allows donors to completely eliminate cap- and friends and even my office staff,” said ital gains tax. Aceman. Recently, he included a gift to the BC “I’ve told my story to many other Cancer Foundation in his will so his sup- women as well. They say they’ve never port for cancer research can continue well heard of male breast cancer but assure me into the future. Let a cure for diabetes they’ll tell their husbands and urge them “You don’t have to be wealthy. You to check themselves regularly,” added don’t have to give large amounts – it all Aceman. helps make a difference,” said Aceman. Aceman’s first major gift to the BC be your legacy Cancer Foundation came soon after his Isabela Zabava cancer surgery six years ago. Senior Director, Planned Giving “I wanted to make a donation to sup- BC Cancer Foundation ive the gift of hope to the millions affected Gby diabetes. Through a personal donation We can help. plan, you can help Canadian researchers achieve medical breakthroughs that will benefit the world. Our broad range of services includes assistance for Executors, Will and Estate Planning, Trusts, Powers of Attorney, Financial diabetes.ca | 1-800-BANTING (226-8464) Management and Tax Planning and Preparation. [email protected] Tel: 604-732-1331 ext. 249 For more information, Call: 1-800-563-5550 or Email [email protected]

TD Waterhouse Private Trust services are offered by The Canada Trust Company. 1008LAL TD Waterhouse is a trade-mark of The Toronto-Dominion Bank, used under license.

1008LAL Charitable number 11883 0744 RR0001 LL06/ October 2008 LEAVE A LEGACY™

Choosing an executor

It’s important to be realistic and estate should be based on several con- practical when choosing an executor. siderations: The work involved is time-consuming and includes the following duties: ■ Availability ■ Health and mental competency ■ finding the original will; when it’s time to execute the estate ■ formally notifying the benefici- ■ Knowledge and expertise aries, the next of kin and others who ■ Ability to work together and agree might have a claim or interest; if multiple executors are involved ■ locating, itemizing, valuing and ■ Place of residence (Probate and protecting the assets; estate administration are governed by ■ redirecting mail, and cancelling provincial laws and rules) leases, subscriptions, memberships, ■ Location of assets. pensions and annuities; ■ preparing the probate application; It may be helpful to consider a pro- ■ advertising for creditors; fessional executor – the trust company. ■ circulating probate and gathering The costs are known and the estate will in the assets or registering them in the be managed efficiently, quickly and cor- name of the estate; rectly. ■ paying any debts and liabilities; A corporate executor offers: avail- ■ preparing and filing the final tax ability and permanence; objectivity in return and obtaining a clearance cer- dealing with beneficiaries; expertise tificate; in settling estates efficiently and cost- ■ preparing an accounting for the effectively; accurate, timely and com- beneficiaries and circulating it to them plete reporting to beneficiaries; and with release; continuity as trustee for continuing ■ distributing the estate and/or set- testamentary trusts and estate and tax ting up a continuing trust or trusts. planning information and recommen- Sheila Anderson is a will & estate planner dations. for TD Waterhouse Private Trust. The executor accepts personal lia- bility for all mistakes, including those made by anyone hired to provide assist- Sheila M. Anderson LLB ance. Will & Estate Planner Your choice of an executor for your TD Waterhouse Private Trust

AS ONE OF CANADA'S LEADING NATIONAL LAW FIRMS, WE OFFER INFORMED AND INNOVATIVE ADVICE ON ALL ASPECTS OF ESTATE PLANNING AND CHARITIES LAW, INCLUDING: • Wills and trusts • Gift planning • Structuring endowments, private foundations and other charities • Personal tax planning • Trusts and estates administration and litigation

Leaving a legacy to Covenant House is like being a Grandparent to 2,000 kids a year. Your bequest to Covenant House ensures our young people a welcoming smile, a safe place, support and a chance For more information on how we can help you, please contact Sandra L. Enticknap for a new life. at 604.643.1292 or [email protected] Robson Court, 1000 - 840 Howe Street, Vancouver, BC V6Z 2M1 Please ask about Covenant House Vancouver our Principle 575 Drake Street Funds, a legacy Vancouver, BC V6B 4K8 that lasts. Phone: 604-639-8934 www.covenanthousebc.org WWW.MILLERTHOMSON.COM

BN 89767 5625 RR 0001 VANCOUVER TORONTO CALGARY EDMONTON LONDON KITCHENER-WATERLOO GUELPH MARKHAM MONTRÉAL 1008LAL LEAVE A LEGACY™ October 2008 /LL07

Don Lanskail’s legacy lives on, walks on

Former West Vancouver Mayor about what he did, and had the God- Don Lanskail was always passion- given ability to inspire others,” said ate in his belief that everyone should fellow councillor Rod Day. enjoy West Vancouver’s natural As well as being a giant in the forest beauty. industry and a dedicated public ser- One of his early legacies was the vant in West Vancouver, Lanskail was development of the West Vancouver a devoted family man, ardent golfer Centennial Seawalk, the final section and appreciator of the outdoors. of which he opened in 1988. Shortly after leaving office in 1992, The project originated in 1965 the “Father of West Vancouver’s when Lanskail, a first-term West Centennial Seawalk” was diagnosed Vancouver alderman, struggled along with cancer and died in October 1996. with his fellow councillors to find Lanskail’s will established the a suitable project to commemorate Donald and Marjorie Lanskail Canada’s upcoming centennial cele- Fund within the West Vancouver brations. Community Foundation with income While planning a weekend hike used to achieve his final wish: with his son, Bruce, the idea of walk- development of a continuous walkway ing the shoreline from Dundarave Pier from Cleveland Dam to the Capilano to Ambleside Park sprang to mind. River and along the West Vancouver Amazingly, he was able to achieve waterfront to Dundarave Pier. consensus from all property owners The fund recently provided a ped- along the route and the project pro- estrian bridge near John Lawson Park, ceeded without incident. joining the existing West Vancouver The first section of West Centennial Seawalk to the park Vancouver’s Centennial Seawalk was – another legacy and another step opened in 1967 with the remaining toward realizing Lanskail’s vision. sections completed within two decades. “Don was able to grasp the big pic- William R. Harvey, CFRE ture immediately and didn’t dwell on Director, West Vancouver small issues. He was very passionate Community Foundation

Donald Lanskail. (Photo courtesy of West Vancouver Archives. Rupert Harrison collection. 1002.WVA.RAH Donald A.S. Lanskail, 1987)

Your gift today ensure the wishes of tomorrow.

Make-A-Wish® BC & Yukon is dedicated to fulﬁ lling the wishes of children with life-threatening illnesses, to enrich the human experience with hope, strength and joy.

Planned giving enables individuals to make a future gift, lasting far beyond their lifetime.

email [email protected] 1008LAL www.makeawish.bc.ca LL08/ October 2008 LEAVE A LEGACY™

Estate planning – glossary of terms ADMINISTRATOR name of the executor appointed HEIR those decisions yourself. It can TRUST in the will). A codicil must be also be structured to cover man- An individual, usually the clos- Individual who is entitled to The situation when one person executed in the same way as a aging your financial affairs. est next of kin, who is appointed inherit from an estate under the (the Trustee) holds the property will in order to be valid. Codicils by the Supreme Court to admin- rules of intestacy when there is of another person (the benefac- are used much less often than RESIDUARY BENEFICIARY ister the estate when there is no no will, or the will is incomplete tor or settlor) for the benefit of previously because word process- Beneficiary to whom the resi- will, or when a will exists and as to the disposition of the assets. another person (the beneficiary). ing makes it easy and economical due of the estate is left. the named executor is unwilling to reproduce the entire will with to act. those minor changes. INTESTATE: RESIDUE WILL When an individual dies with- That portion of the estate A will is a written document that expresses a person’s final BENEFICIARY EXECUTOR out a will, that person’s estate remaining after the debts have A person who receives some is distributed in accordance wishes concerning disposition of Individual appointed in a will been paid and all specific gifts of benefit – whether money or prop- with provisions of the Estate his or her estate following death. to administer the estate of the real and personal property have erty – from the will of a deceased Administration Act among the To be valid (enforceable by law), deceased. (The feminine form been made. person. next of kin. the will must be executed accord- is “executrix,” and plural forms, ing to certain rules. For example, “executors” and “executrices”.) SPECIFIC BEQUEST in BC, wills must conform to Responsibilities include collecting CAPITAL GAIN LEGACY A gift under a will of a specific the rules set out in the Wills Act the assets of the deceased, paying Profits realized on the sale of Usually a specific cash amount item or personal property, or a (British Columbia). debts, and dividing what remains an asset, or deemed to be realized left in a will to an individual or specific amount of cash. These include: on the death of an individual, as of the estate among the heirs in charity. • Testator must be at least if the asset had been sold on the accordance with the will. 19 years of age when the will is TESTAMENTARY ASSETS made, subject to certain limited date of death. POWER OF ATTORNEY GRANT OF PROBATE Property of a deceased person exceptions; A legal document which grants which passed through the estate • The will must be in writing; Court documents issued by CAPITAL LOSS another individual the authority and is subject by law to pay- and the Supreme Court confirming Loss incurred on the sale of an to act on your behalf in various ment of debts and legacies. For • The will must be signed by the appointment of an executor asset, or deemed to be incurred matters. Unlike a will, which pro- example, the assets will “flow the testator at its end in the pres- named in a will and confirm- on the death of an individual, as vides for the orderly distribution through the will” and not pass ence of two witnesses who must ing the validity of the will itself. if the asset had been sold on the of your estate after your death, a directly to named beneficiaries or also sign in the presence of each The executor uses this document date of death. power of attorney terminates on joint tenants outside the estate. other and the testator. when dealing with third parties your death. about estate assets (e.g. Land CODICIL Title Office, financial institutions, TESTAMENTARY TRUST WILLS VARIATION ACT A document that amends a Motor Vehicle Branch, Canada REPRESENTATION AGREEMENT A trust created under a will. The British Columbia statute valid will. Instead of rewriting the Revenue Agency) proving his or A document which appoints permitting a spouse or child to entire will, a codicil is sometimes her authority to act. a representative to make health obtain benefits from the estate of used to make minor changes to care decisions on your behalf TESTATOR a deceased if not adequately pro- an existing will (e.g. to change the if you are incapable of making Individual who makes a will. vided for by the will. 1008LAL 1008LAL LEAVE A LEGACY™ October 2008 /LL09

Volunteer experience City Express Travel Centre Ltd. #8 6233 200th Street Langley, BC V2Y 1A2 Tel: 604-533-5305 inspires planned gift “Quality Service Fax: 604-533-5352 is not expensive Toll Free: 1 800-661-5224 Email: [email protected] For Marnie Hughes, for a Campus of Care, - it’s priceless” planning a gift in her will the community spirit of BC Reg 3719-2

for Tapestry Foundation that original site lives Independently owned and operated by

for Health Care was a nat- on through the guild City Express Travel Centre Ltd. 1008LAL ural thing to do. and their work at other A member of the St. Foundation-supported Vincent’s Hospital Guild sites. And it’s people like since 1990, Hughes vol- Hughes who continue to unteered for Our Lady of make those sites special. Mercy Home, a facility “I feel so blessed,” she connected to the former said. “I’ve made so many St. Vincent’s hospital. Her friends through the guild husband was on the board and St. Vincent’s, people of St. Vincent’s and her from all walks of life. It daughter volunteered as a was only natural for me candy striper. to remember Tapestry Hughes now helps run Foundation in my will.” a gift shop at St. Vincent’s Your gift or legacy to the WESN will help Hospital, Langara site Marianne J. Dupré ensure that programs and support – one of five Providence Communications Officer to seniors in the West End of Vancouver Health Care seniors care Tapestry Foundation for may continue. facilities supported by Health Care Tapestry Foundation. For more information contact the Like so many guild West End Seniors' Network Society members, Hughes has a 1447 Barclay St. Vancouver, BC V6G 1J8 special connection with St. Vincent’s. Though 604.669.5051 the original hospital on www.vcn.bc.ca/wesn Marnie Hughes in the gift shop of St. Vincent’s Heather Street was torn down, paving the way The West End Seniors' Network Society's mission Hospital Langara. is to improve the quality of life for all older adults in our community.

Today the Petersons took Jenny to the park and gave a gift of good health for generations. Ensuring students' futures – now and for generations to come.

When you give, you’re building care where it matters most. Leave a lasting legacy, honour a loved one, or raise the proﬁle of your business through an endowment at Trinity Western University. Each year, endowments allow Whether you leave a gift in your will, name RCH Foundation new students to experience quality Christian education. They ensure that deserving as beneﬁ ciary of your RRSP or RRIF, or give a gift of life young men and women will always be able to study at TWU. insurance or securities, you will help provide the best in health care for generations to come.

Call 604.520.4438 or visit rchfoundation.com For more information call TWU Planned Giving at 604.513.2033 1008LAL 1008LAL LL10/ October 2008 LEAVE A LEGACY™

Power of attorney – Can you afford to live without one? If an accident left you unable to manage your financial affairs, who would take over for you? Have you appointed that person to be your “attorney” under a power of attorney document? If not, you may be surprised at how little they will be able to do to assist you. They won’t be able to cancel your car insurance, use the money in your bank account to pay your bills, rent out your property on your behalf, or sell your assets to help fund your expenses. A power of attorney, created under the Power of Attorney Act, R.S.B.C. 1996, c. 370, is a document by which you may appoint another person (or corporation) to act as your attorney to deal with your financial and legal affairs.1 A power of attorney grants broad discre- tion on the attorney and is, therefore, an Emma McArthur is a lawyer with extremely powerful document. It is vital that Bull, Housser & Tupper LLP. you appoint a trusted and financially respon- ment of your financial and legal affairs in the sible individual to act as your attorney. event you are unable to manage them your- A power of attorney automatically ends self, consider consulting a lawyer regarding when you die, become bankrupt or mentally powers of attorney. incompetent. If you want it to remain valid after you Emma McArthur become mentally incompetent, you must Lawyer, execute an enduring power of attorney, Bull, Housser & Tupper LLP allowing the person appointed as attorney to continue making financial and legal deci- 1 Powers of attorney, whether or not they sions for you. are enduring, are limited to financial and If you do not have an enduring power of legal decision-making and do not authorize attorney and become mentally incompetent, the attorney to make medical decisions for an application must be made to the court you. If you would like to appoint another to appoint a “committee” to manage your 1008LAL person to make medical decisions on your financial affairs – a time-consuming and behalf, you may do so by appointing a repre- expensive process. As a result, virtually all sentative under a Representation Agreement powers of attorney are enduring. for Health Care. If you are concerned about the manage-

• We value the contributions OUR VISION of each person. A community where all • We believe in a community people with disabilities where everyone belongs. have equal opportunities • We believe caring to lead active fulÀ lling relationships enhance the lives and are recognized quality of life. as contributing members of the community. • We promote understanding and acceptance through participation in community life. Tel 604.984.9321 Fax 604.984.9882 www.nsconnexions.org 1008LAL

It is only in thoughtful reﬂ ection and in Inspire future hopeful action that we will be able to pass TOUCH THE on to our children’s children a world worth keeping. ~ Robert Bateman, artist & naturalist Generations to cherish our Parks and Recreation Facilities FUTURE...

Your legacy will live in the lives of others and will be seen by more than 8 million people who visit Vancouver parks Help mobilize the power each year. A bequest, transfer of securities or your contribution to an Endowment Fund will help ensure our parks of humanity in your and recreation facilities are here for generations to follow. community. To learn more about leaving a legacy for your favorite park or recreation facility, please contact Josie Riebe, Manager Fundraising & Development at 604-718-5888 or [email protected] For more information, please contact: Canadian Marilyn MacDonald, CFP T: 604.709.6635 1008LAL Red Cross E: [email protected] 1008LAL vancouverparks.ca * Financial contributions to Canadian Municipalities are tax deductible LEAVE A LEGACY™ October 2008 /LL11

Helping others through the kindness of hospice

Helen Essler was always looking for her family. It was at that point she decided ways to help others. She would say a kind to support their work through planned word to a total stranger who looked sad or giving. distressed, hoping to make his or her day a Essler asked her family to remember little brighter. the Surrey Hospice She volunteered wher- Society and to con- ever she lived. She always tinue to support them. said she wished she hadn’t Her family carried worked as long as she did out her wishes after as there was so much to she passed away on do as a volunteer. August 5, 2007 – her After more than 60 husband’s birthday. years of marriage, Essler’s He had passed away husband, Arnold, became only three weeks gravely ill. She cared for before. him at home as long as Their generous gift she could but he needed to the Surrey Hospice more care than she was Society helped in able to provide. expanding grief sup- For further He was taken into palli- port programs in the ative care, which is where resource and support information she and her family were centre. first introduced to the When the centre visit our web site at Surrey Hospice Society. was expanded, The Surrey Hospice Essler’s family made www.shriners.bc.ca Society volunteers came another donation into his room, quietly sat toward capital build- or call us at with him, cheered him Arnold and Helen Essler ing expenses. Essler up and offered support to would be happy to Essler. Fortunately, her husband was one know that her support made such a differ- (604) 291-7707 of the few who stabilized and lived an ence to so many people in Surrey. additional three years. But Essler never forgot the kindness Marion Brandner and compassionate presence of the volun- Executive Director teers and the positive impact they had on Surrey Hospice Society 1007LAL

TRAINING FOR LINGUISTS & SCRIPTURE TRANSLATORS

Provide scholarships and bursaries to highly motivated students! CanIL trains linguists, Bible translators and trainers so that all people may have access to the Bible in their own language. We offer undergraduate and graduate degrees through Trinity Western University and ACTS Seminaries. Canada Institute of Linguistics 1008LAL 7600 Glover Road Contact: Dale Schatz Langley, BC Canada V2Y 1Y1 Email: [email protected] Web: www.canil.ca/beyondprice Phone: 604-513-2129

“I’LL DO THEE

SERVICE FOR SO

GOOD A GIFT.” Planned Giving Henry VI Act 5 Sc i. 1008LAL

For more information: Bard on the Beach Planned Giving 301-601 Cambie Street Vancouver, BC V6B 2P1 604-737-0625 www.bardonthebeach.org Allan Morgan as Prospero Julie McIsaac as Miranda The Tempest [Photo: David Cooper] 1008LAL LL12/ October 2008 LEAVE A LEGACY™

LEAVE A LEGACY™ Sponsors’ Directory

British Columbia Lung Association Scott McDonald 2675 Oak Street Vancouver, BC V6H 2K2 604-731-5864 [email protected] Burnaby Hospital Foundation Maura Fitzpatrick 3935 Kincaid Street Burnaby, BC V5G 2X6 604 431-2881 maura.ﬁ [email protected] Canadian Breast Cancer Foundation Dan Basque 300 - 1090 W. Pender Street Vancouver, BC V6E 2N7 604-683-2873 (ext238) [email protected] Canadian Cancer Society Toni Andreola 565 W. 10th Avenue Vancouver, BC V5Z 4J4

❚ WhyteCliff Bay, Vancouver 604-675-7112 [email protected] Abbotsford Community Services BC Guide Dog Services BC Wildlife Federation Canadian Red Cross Society Janna Dieleman William Thornton Jorge Barandiaran Marilyn MacDonald 2420 Montrose Avenue 6050 44th Avenue 101 - 3060 Norland Avenue 3400 Lake City Way Abbotsford, BC V2S 3S9 Delta, BC V4K 3M2 Burnaby, BC V5B 3A6 Burnaby, BC V5A 4Y2 604-859-7681 604-940-4504 604-291-9990 (ext 223) 604-709-6635 [email protected] [email protected] [email protected] [email protected] Bard on the Beach Shakespeare BC Lions Society for Children BCIT Foundation Child Development Foundation Linda Ashton Festival with Disabilities of British Columbia 3700 Willingdon Avenue Joanne Leslie Jennifer Ingham Judy Krawchuk Burnaby, BC V5G 3H2 301 - 601 Cambie Street 3981 Oak Street #106 - 404 1688 152nd Street 604-432-8302 Vancouver, BC V6B 2P1 Vancouver, BC V6H 4H5 Surrey, BC V4A 4N2 [email protected] 604-737-0625 604-873-1865 604-536-2825 [email protected] [email protected] British Columbia Association [email protected] for Community Living Covenant House - Vancouver BC Cancer Foundation BC Schizophrenia Society Salima Mawji Christine Dowling Isabela Zabava Nadine Saunders 227 6th Street 575 Drake Street 600 - 686 W. Broadway 201-6011 Westminster Highway New Westminster, BC V3L 3A5 Vancouver, BC V6B 4K8 604-777-9100 Vancouver, BC V5Z 1G1 Richmond, BC V7C 4V4 604-639-8934 [email protected] 604-877-6157 604-270-7841 ext.28 [email protected] [email protected] [email protected] British Columbia Hospice Palliative Care Association Fraser Valley Health Care BC Centre for Ability BCSPCA Jody Smiling Foundation Monica Chui John Hoole 501 - 1081 Burrard Street Vicki Raw 2805 Kingsway Street 1245 East 7th Avenue Comox Bldg 7324 Hurd Street Vancouver, BC V5R 5H9 Vancouver, BC V5T 1R1 Vancouver, BC V6Z 1Y6 Mission, BC V2V 3H5 604-630-3028 604-647-1323 604-806-8821 604-814-5195 [email protected] [email protected] [email protected] [email protected] LEAVE A LEGACY™ October 2008 /LL13

LEAVE A LEGACY™ Sponsors’ Directory

❚PHOTO/Courtesy of Salvation Army Genus Capital Management Little Mountain Place Murrick Insurance Services North Vancouver Community Margaret Lanthier Janice Howes Limited Arts Council Suite 1690 - 999 W. Hastings St. 330 E. 36th Avenue Floyd Murphy Linda Feil Vancouver, BC V6C 2W2 Vancouver, BC V5W 3Z4 1387 Hornby Street 335 Lonsdale Avenue 604-605-4606 604-325-2298 (307) North Vancouver, BC V7M 2G3 Vancouver, BC V6Z 1W7 [email protected] [email protected] 604-988-6844 604-688-5158 [email protected] H.R. MacMillan Space Centre Lower Mainland Down ﬂ [email protected] Tracy Cromwell Syndrome Society Paciﬁ c Parkinsons Research 1100 Chestnut Street Edwina Jeffrey North Shore Community Institute Vancouver, BC V6J 3J9 #201 - 13281 72 Ave. Foundation Kathryn Pearson 604-783-7827 x 249 Surrey, BC V3W 2N5 Norman E. Smith #210 - 1095 W. Pender [email protected] 604-930-1113 600 West Queens Road Vancouver, BC V6E 2M6 [email protected] 604-681-5031 Hawthorne Seniors Care North Vancouver, BC V7N 2L3 [email protected] Community Maple Ridge/Pitt Meadows 604-988-7115 Cathy O’Neill Community Services [email protected] PAL Vancouver 2111 Hawthorne Avenue Joanne Leginus William Harvey Port Coquitlam, BC V3C 1W3 11907 - 228th Street North Shore Community 300 - 581 Cardero Street 604-468-5006 Maple Ridge, BC V2X 8G8 Resources Society Vancouver, BC V6G 3L3 604-255-4314 [email protected] 604-467-6911 (ext 206) Li Boesen [email protected] Heart & Stroke Foundation of [email protected] #201-935 Marine Drive Phillips, Hager, & North B.C. & Yukon Miller Thomson LLP Capilano Mall Alison Parry May Low Sandra Enticknap North Vancouver, BC V7P 1S3 2010-200 Burrard Street 1212 W. Broadway 1000 - 840 Howe Street 604-982-3305 Vancouver, BC V6C 3N5 Vancouver, BC V6H 3V2 Vancouver, BC V6Z 2M1 [email protected] 604-408-6159 604-737-3421 604-643-1292 [email protected] [email protected] [email protected] North Shore ConneXions Society Knowledge Network Richmond Hospital Foundation Mind Foundation of BC Wendy Padwick Lisa Westermark Donna Robinson Gary Glacken 1070 Roosevelt Crescent 7000 Westminster Highway 4355 Mathissi Place 201-6011 Westminster Highway North Vancouver, BC V7P 1M3 Richmond, BC V6X 1A2 Burnaby, BC V5G 4S8 Richmond, BC V7C 4V4 604-986-5510 604-244-5205 604-431-3136 604-270-7841 [email protected] [email protected] [email protected] [email protected] LL14/ October 2008 LEAVE A LEGACY™

Ridge Meadows Hospital TB Vets Charitable Foundation Union Gospel Mission Variety - The Children’s Foundation Jane Harding Carey Bornn Charity of BC Sandra Rankin 4050 Graveley Street 616 East Cordova Street Peter Chipman PO Box #5000 Burnaby, BC V5C 4A5 Vancouver, BC V6A 1L9 4300 Still Creek Drive 11666 Laity Street 604-874-5626 604-215-5441 (328) Burnaby, BC V5C 6C6 Maple Ridge, BC V2X 7G5 [email protected] [email protected] 604-268-3887 604-463-1822 [email protected] [email protected] TD Waterhouse University of British Columbia Robin Smith Maureen Berg VGH & UBC Hospital Royal Columbian Hospital 1800 - 700 W. Georgia Street 500 - 5950 University Boulevard Foundation

Foundation PO Box 10083 Pacifi c Centre Charlene Taylor Laurie Tetarenko Vancouver, BC V6T 1Z3 Vancouver, BC V7Y 1B6 855 West 12th Avenue 330 E. Columbia Street 604-822-4257 604-659-7438 Vancouver, BC V5Z 1M9 New Westminster, BC V3L 3W7 [email protected] [email protected] 604-875-4917 604-520-4438 [email protected] The Elizabeth Fry Society of Vancouver Bach Choir Charlene.Taylor@ Greater Vancouver Ann Wreford worldclasshealthcare.ca SEVA Canada Society 805 – 235 Keith Road Shawn Bayes West Vancouver Community Heather Wardle 103 - 237 E. Columbia Street West Vancouver, BC V7T 1L5 Foundation 100 - 2000 W. 12th Avenue New Westminster, BC V3L 3W4 604-632-0228 Vancouver, BC V6J 2G2 Delaina Bell 604-520-1166 [email protected] 604-713-6622 1846 Marine Drive [email protected] [email protected] Vancouver Foundation West Vancouver, BC V7V 1J6 The Salvation Army, Nicole Jeschelnik 604-925-1906 Simon Fraser University [email protected] Doug Puffer BC Division 1200 - 555 West Hastings Street Kathy Mannas 8888 University Drive Vancouver, BC V6B 4N6 Wildlife Rescue Burnaby, BC V5A 1S6 3833 Henning Drive 604-629-5356 Burnaby, BC V5C 6N5 Association of BC 778-782-7308 [email protected] Glenn Boyle [email protected] 604-299-3908 [email protected] VanDusen Botanical Garden 5216 Glencarin Drive Burnaby, BC V5B 3C1 Solus Trust Company Limited Association John Blackmer Trinity Western University 604-526-2747 Dawn Russell 1000 - 355 Burrard Street Inga Warnock [email protected] 5251 Oak Street Vancouver, BC V6C 2G8 7600 Glover Road 604-683-5949 Langley, BC V2Y 1Y1 Vancouver, BC V6M 4H1 [email protected] 604-513-2033 604-257-8190 [email protected] [email protected] For further information, please St. Paul’s Hospital Foundation Yolanda Bouwman contact any of the advertis- ❚PHOTO/Name Here Tk 178-1081 Burrard Street ers in the supplement or the Vancouver, BC V6Z 1Y6 Canadian Association of Gift 604-806-8914 Planners, at [email protected] [email protected]. Stroke Recovery Association of BC This supplement is also Nancy Miller available electronically at 109-119 W Pender Street www.thenownewspaper.com. Vancouver, BC V6B 1S5 604-688-3603 offi [email protected] This supplement is a Surrey Public Library Cyndy Hill forum for information 13742 72nd Avenue about charitable gift Surrey, BC V3W 2P4 planning. Neither CAGP- 604-598-7307 ACPD™ National Offi ce, [email protected] nor any of its Roundtables, Tapestry Foundation for nor the LEAVE A LEGA- Health Care Committee Members, Canadian Association of Gift Planners Greater Vancouver Round Table CY™ program will be held Dan Levitt (Front row l-r) Charlene Taylor (Chair), VGH & UBC Hospital Foundation; Dianna Hwang, Alexander, Hol- 3080 Prince Edward Street burn, Beaudin & Lang; Toni Andreola, Canadian Cancer Society; Heather Hamilton-Wright, Canadian Red liable for any of the claims Cross Society; John Blackmer, Solus Trust Co. (Second row l-r) Sarah Leyshon-Hughes, Public Guardian made by advertisers. Vancouver, BC V5T 3N4 and Trustee of BC; Kathy Mannas, The Salvation Army; Isabela Zabava, BC Cancer Foundation; Nicole 604-877-8189 Jeschelnik, Vancouver Foundation; Celia Campos, YWCA of Vancouver. (Back row l-r) Richard Langford, [email protected] BMO Harris Private Banking; Tracy Cromwell, H.R. MacMillan Space Centre; Andy Wickey. LEAVE A LEGACY™ October 2008 /LL15

Bequest opens doors for Aboriginal students

During her childhood, Edie Fishlock because the university opened so many learned about the history and lore of the doors for us,” said Graham Fishlock. “It West Coast First Nations, establishing a taught me most of the things that I still connection with Aboriginal culture that carry with me today, and made me real- continues to this day. ize that the world is a place of limitless Her husband, Graham Fishlock, opportunity.” shares her deep regard for the native This is what the Fishlocks hope the peoples of British Columbia and the beneficiaries of their planned gift will richness of their heritage. also discover. When the couple wrote their wills, it seemed fitting to include a bequest that Cathy Beaumont would support Aboriginal students. University of British Columbia “Being teachers, we’ve always been conscious that the kids in our classes are the ones who are going on,” said Fishlock. “And you see those kids who, if they could get some extra support, could go a long way. We wanted to help that happen.” The Fishlocks graduated from the University of British Columbia in the mid-1970s. They decided to establish their bequest at the university – a deci- When Graham and Edie Fishlock sion Edie Fishlock calls one of the best wrote their wills, it seemed fitting of their lives. to include a bequest that would Through this planned gift, they intend support Aboriginal students. to create the Graham and Edie Fishlock Scholarship and Bursary Fund, which ❚PHOTO/Martin Dee will support students associated with the First Nations House of Learning at UBC. “We chose UBC for this bequest

for a living planet ®

Be part of a living future.

By including a gift in your Will, you will help WWF-Canada create a living legacy.

Please contact: Maya Ahmad, Development Ofﬁcer, Planned Giving 416-489-8800 or 1-800-267-2632 [email protected] wwf.ca

© 1986 Panda symbol WWF-World Wide Fund For Nature (also known as World Wildlife Fund) ® “WWF” and “living planet” are WWF Registered Trademarks WWF-Canada is a federally registered charity (no. 11930 4954 RR0001), and an ofﬁcial national organization of World Wide Fund For Nature, headquartered in

Gland, Switzerland. WWF is known as World Wildlife Fund in Canada and the US. 1008LAL LL16/ October 2008 LEAVE A LEGACY™

Make a lasting impact in people’s Make the most of your giving – lives and in our community. stay local & go far Ask us about your

many giving choices. Having fished since he was a young boy, John Smith* grew disheartened Call Tom Riglar when confined to a wheelchair in his 604.268.1316 old age. Thinking he would never fish www.uwlm.ca again, Smith pined for the crisp scent

1008LAL of ocean air, the relaxation of loun- ging on a sunny dock, and the feel- ing of excitement when a line tugged gently between his fingers. He learned about Fishing Forever, a program delivered by the BC Wildlife Federation and its clubs. The free fishing activities it provides for disabled people of all ages resurrected his hope in fishing once more. On a typical Fishing Forever day, participants may be assisted onto docks or chartered boats with the The CKNW Orphans’ Fund has been helping aid of accessible ramps or slings, and children with special needs for more than 60 years. receive instruction and lessons on how to fish by seasoned volunteers. With your generosity we can make a difference After fishing, a barbecue provides a in the lives of children with disadvantages great environment for socializing. A strong supporter of charities con- Fishing Forever event in Parksville/Qualicum Beach Thank you cerned with wildlife and the environment, Smith decided to donate to education and support for those new “Working for children with challenges Fishing Forever, choosing planned to fishing. everyday of the year” giving as his method of support. He was greatly comforted in the *A pseudonym as the donor wishes Contact us at 604.331.2711 knowledge that a small portion of his to remain anonymous savings would assist in the building or donate on line at of ramps, pathways and wheelchair Jorge Barandiaran www.cknw.com/orphans accessible wharves and docks across Development Coordinator

1008LAL the province, as well as in providing B.C. Wildlife Federation Out here, we raise spirits Th e Zajac Ranch for Children provides an unforgettable camp experience for children with serious and chronic illnesses and disabilities. For many of these kids, everyday childhood activities are made impossible by challenging medical conditions. With our specialized programs and 24 hour on-site Medical Centre, our campers can do everything from kayaking to horseback riding to soaring into the air on our high ropes course! At the Zajac Ranch, campers improve their self-esteem, build friendships and independence, and discover a renewed sense of childhood. Help us “raise the spirits” of BC’s special children by contributing your time, supplies for the Ranch, or a donation. 100% of every donation will go directly towards the Zajac Ranch for Children.

To learn more about the Zajac Ranch for Children or to make a contribution, please contact us at 604-739-0444 or [email protected]. Visit us online at www.zajacranch.com. 1008LAL LEAVE A LEGACY™ October 2008 /LL17

Be a Superhero for BC Kids!

The Campaign for BC Children will result in a new BC Children’s Hospital and transform the delivery of pediatric care in BC. Your planned gift today will ensure BC’s kids get the best possible care for generations to come.

7AYSOFGIVING For more information or to let us know you have s0UBLICLYTRADEDSECURITIES s"EQUESTINYOURWILL made a gift through your estate, please call the Gift s&LOW THROUGHSHARES s223022)& and Estate Planning Team at 604-875-2444. s,IFEINSURANCE s0LEDGES www.bcchf.ca

.ICHOLAS.ORRIE Nicholas Norrie was barely in this world when doctors told his mother, Tracey, that her newborn had to be airlifted to BC Children’s Hospital. Nicholas had been deprived of oxygen, showed signs of jaundice and was diagnosed with Down Syndrome. At BC Children’s, caregivers worked around the clock for days on end to ensure he received the treatment and care he needed. He has since undergone surgery at Children’s twice and today he is thriving. Nicholas still goes to Children’s Hospital for regular check-ups and his parents could not be prouder of their little boy and how far he has come. 1008LAL LL18/ October 2008 LEAVE A LEGACY™

Can UBC Create Your Legacy?

Barbara Vengshoel

Jack and Ruth Kermode think so. As supporters of postsecondary education, Jack and Ruth decided to make a gift to the University of British Columbia in honour of Jack’s sister Kay. When Kay passed away, Jack and Ruth established the Kathleen Vawden Kermode Memorial Bursary, which provides financial support to students in the Faculty Gift of securities lets of Education. “With Kay being a teacher, we thought a bursary at UBC would be a fitting way to honour her memory,” Jack says.

A bursary is a student award based on financial need. Although Jack and Ruth are UBC donor see her legacy alumni who feel their UBC educations contributed much to their lives, anyone can make a gift to UBC. at work during lifetime To establish a planned gift that will honour a loved one while supporting vital programs like student awards, please contact UBC Gift & Estate Planning at 604.822.5373 or [email protected]. Barbara Vengshoel of per cent clogged. advised her that, as well Coquitlam has always “He didn’t like going to as having the chance to been committed to good the doctor and preferred see her donations at work heart health. As a kinder- to eat healthily and stick now, she would benefit garten teacher, she helped to his fitness regime. I’m from a tax savings. It was

www.supporting.ubc.ca 1008LAL parents understand the glad that I was persistent very important to her to importance of healthy at getting him to the doc- observe first-hand how meals for their children. tor,” she said. her gift can make a dif- “I’d see the kids always His treatment was suc- ference in the lives of so bringing chocolate des- cessful and he lived for many. serts for lunch, so I gave several years. “I want to do what I them healthy treats at Vengshoel’s commit- can to help. I just feel Halloween, as well as edu- ment to heart health con- that I would like to do cated them about nutri- tinues to this day with a something useful in my tion,” said Vengshoel. full and active life, includ- life, give back to the com- Years later, her hus- ing a regular routine of munity and, if I can, see band, Arne, developed walking. results,” said Vengshoel. angina and required quad- She recently donated ruple bypass surgery. The a gift of securities to May Low, CFRE condition of his heart was the Heart and Stroke Director, Personal Gifts a surprise to both of them: Foundation BC & Yukon. Heart and Stroke one of his arteries was 90 Her financial planner Foundation BC & Yukon The most important gift you will ever give

VGH & UBC Hospital cardiologist Dr. Saul Isserow with a patient at the Centre for Cardiac Rehabilitation.

The gift of health. There are few better ways to help people in B.C. with serious and complex diseases and illnesses than by giving a gift of good health. With a bequest in your will, a gift of life insurance or publicly listed securities, or by designating VGH & UBC Hospital Foundation as a beneﬁ ciary of your RRSP or RRIF, you advance world-class health care at Vancouver General Hospital, UBC Hospital and GF Strong Rehab Centre. Consider a gift for the future for breakthrough cures and treatments pioneered at our hospitals. And imagine your own legacy of hope. 1008LAL LEAVE A LEGACY™ October 2008 /LL19

Giving through donor advised funds

Usually named in honour of the tain about the amount you can give. donor or a loved one, a donor advised Donor advised funds enable you fund allows you to give without placing to make a difference to many worthy limitations on what to donate, when to causes, while providing the flexibility to donate, or which charities to support tailor a charitable giving plan to your – answers you may not have at the time personal needs and objectives. you are contemplating your gift. Gifts of cash, securities, life insurance J. Michael Keegan and bequests to your donor advised Senior Wealth Advisor & Associate fund may be made in one instalment or Director, ScotiaMcLeod over a period of time. Generally, the capital is invested and Angela Wadsworth the income is gifted annually to char- Investment Associate, ScotiaMcLeod ities “advised by” the donor. Donor advised funds play a powerful role in integrating charitable giving into your financial plan. Because donors can choose the funding timeline, as well as advise which charities are supported each year, the decision to give is separated from the process of planning the gift. For instance, you may be facing an J. Michael Keegan and immediate tax event and have charit- Angela Wadsworth. able intentions, but have not decided what your legacy will be. Perhaps there are a number of charities you wish to support, but are hesi- tant to give as your choice of causes may change over time. Or you’re uncer-

To us, he’s a senior.

A high school senior. A senior recruit. A senior statesman.

Plan a gift today for our patients and residents. Every contribution makes a difference.

Tapestry Foundation for Health Care is dedicated to improving the quality of life of hospital patients, and seniors who make their home in Providence Health Care’s residential care community in Vancouver.

Tapestry Foundation supports For information on making these Providence Health Care sites: a planned gift, contact: Brock Fahrni Pavilion Dan Levitt Holy Family Hospital 3080 Prince Edward Street Marion Hospice Vancouver, BC V5T 3N4 Mount Saint Joseph Hospital Tel: 604.877.8189 St. Vincent’s Campus of Care E-mail: [email protected] St. Vincent’s Hospital Langara www.tapestryfoundation.ca Youville Residence 1008LAL LL20/ October 2008 LEAVE A LEGACY™

Why people like gift annuities

Retired Canadians who enjoy con- after income taxes have been paid. Since servative income-producing savings and a large portion of the gift annuity income want to support their favourite charities is tax-free, many people may reduce beyond their lifetime may benefit from their income tax bill and even their Old gift annuities. Age Security Pension claw-back through A gift annuity provides a charity with a gift annuity. an immediate and/or estate gift and, for To illustrate the results others have the donor, an income for life as well as achieved with a gift annuity, here is a tax savings. Annuity payments are con- typical gift annuity example*: stant and provide a stable cash flow. The Mr. White, 72, had most of his sav- donor is freed from having to manage ings in bonds and GICs. He wanted to investments, and from the need of hav- increase his annual spendable income ing to renew income-producing invest- and leave a gift to his favourite charity. ments such as GICs. With a $50,000 gift annuity, he was able While gift annuities are not for every- to: one, many retirees find them attractive 1. Get an annual income equal to an for several reasons: eight per cent interest rate on a GIC; 2. Provide an immediate gift of 1. Safety $12,000 to his favourite charity; and For most retirees, safety is, without 3. Provide a legacy gift of $50,000 in question, the top priority for any invest- support of his favourite charity. ment. Because gift annuities provide a If you want to reduce your income safe and fully guaranteed income for as taxes, increase your retirement income, long as you live, and can preserve the and leave a legacy for future generations, original capital for your favourite char- a gift annuity may be right for you. ities, they are well suited for conserva- tive investors. *These results are typical for donors between the ages of 65 and 85. The exact 2. Income results you may obtain depend on indi- The next objective for most people vidual factors such as your age, gender, Eduard Fidler is to have their money generate a high taxable income, province of residence income. Gift annuities generate a 50-to- and health status. 100 per cent higher income than that from a bond or GIC. Dr. Eduard Fidler, Certified Financial Planner 3. Tax advantages Principal, Legacy Gift Planners Another priority is spendable income

Leave a Legacy for a Future Without Breast Cancer

DXbè^XgcXee\[^`]kkf[Xpn`ccdXb\X[`]]\i\eZ\ kfdfiifnèk_\c`m\jf]k_fj\c`mè^n`k_Yi\XjkZXeZ\i%

KfdXb\XgcXee\[^`]kfi]fiè]fidXk`fe#ZfekXZk1 ;ì\Zkfi#DXafi>`]kjGcXee\[>`mè^ -'+$-/*$)/.*fi($/''$,-($-((( nnn%ZYZ]YZ%fi^ LEAVE A LEGACY™ October 2008 /LL21

Sharing life’s rewards with those less fortunate Bill Kelly, an RCMP officer, annuities continue to supply Kelly and his wife, Nora, a musi- with substantial regular income. cian and piano teacher, lived in On his death, the balance of the many different communities in annuities will be given to The Canada as a result of his career. Salvation Army. Consistently, Kelly witnessed the “I am so pleased with our deci- kindness of volunteers and staff sion,” said Kelly. “The Salvation within The Salvation Army in Army does honest and important many locations where he was sta- work for a group of people who tioned. would struggle even more, if not “As a RCMP officer, I met dis- for their kindness. I’ve always enfranchised individuals and real- respected the people and work of ized how important The Salvation The Salvation Army and it gives Army was to alleviating their me tremendous satisfaction to anxiety, distress and despondency. support them in this way.” Through my work, I connected with these same distraught souls Kathy Mannas, Bill and Nora Kelly and referred them to the caring Major Gifts Officer folks at The Army,” said Kelly. The Salvation Army Kelly retired from his position of deputy commissioner after 37 years with the RCMP. He kept busy in his retirement by teaching criminology courses at university, enjoying music and remaining socially active in the community. Shortly after their 65th wedding anniversary, his beloved wife passed away. Seven years before Nora Kelly’s passing, the couple had decided to leave their legacy through generous donations to several charities, including The Salvation Army. Their gift to The Salvation Army included the purchase of gift annuities from The Army. The

Leave a Legacy of Caring... for future generations of animals

To receive a Legacy information package please contact: 1008LAL John Hoole, Senior Planned Giving Ofﬁcer Tel: 1-250-388-7722 ext: 225 Email: [email protected] Web: spca.bc.ca BCSPCA SPEAKING FOR ANIMALS LL22/ October 2008 LEAVE A LEGACY™

2008 federal budget measures assist donors and charities

February 2008’s tered charity within 30 days of the federal budget featured exchange. Legislation to implement Donations of Medicines changes which assist this proposal received Royal Assent Budget 2007 introduced a tax donors and charities. on June 18, 2008 and applies to gifts incentive for corporations to donate made on or after Feb. 26, 2008. medicine to qualifying charities for use in the developing world. Donations of However, there has been some Excess Corporate Holdings confusion as to which charities exchangeable The 2006 exemption from capital are eligible to receive these gifts. securities gains tax of gifts of publicly listed Budget 2008 proposed that eligibility Capital gains real- securities initially applied only to gifts will be determined by the Minister ized on gifts of publicly made to public charities. In 2007, of International Cooperation in listed securities to regis- the federal government extended conjunction with the Canadian tered charities were the exemption to such gifts made to International Development Agency. exempted from tax in private foundations. When the gov- Legislation to implement this pro- 2006. ernment extended this exemption to posal received Royal Assent on June Budget 2008 pro- private foundations, it introduced the 18, 2008 and applies to donations posed an extension of “excess business holdings” regime to made on or after July 1, 2008. this relief to certain prevent people connected with pri- types of securities not vate foundations from using for their Sandra Enticknap, LLB, TEP publicly traded but own benefit their own and founda- Miller Thomson LLP exchangeable into other tion shareholdings. Sandra Enticknap securities listed. Prior to Budget Budget 2008 contained propos- 2008, taxpayers who exchanged als to amend the regime, including these securities into publicly listed exempting from this regime certain securities – which were then gifted to holdings of unlisted shares held by charity – may have realized the cap- a private foundation on March 18, ital gain on the exchange but did not 2007. qualify for a tax exemption. Draft legislation with respect to The new proposal exempted these provisions was released June from tax capital gains realized on 14, 2008. As Parliament was dis- the exchange where the securities solved and a federal election called acquired on the exchange are them- for Oct. 14, implementation of these selves eligible for a capital gains provisions remains outstanding. exemption and are donated to a regis-

Leaving a Legacy Willing a Brighter Future Community Colleges and University Colleges, making a difference since 1925. Enriching our communities through: • Named Scholarships and Bursaries Recognizing academic excellence and creating possibilities by alleviating the financial burden of education • Library Endowments Expanding library resources to meet learning needs • New and Enhanced Programs Meeting community needs • Computer Technology Ensuring learning remains current and relevant • Capital Projects Providing new and improved educational facilities Planned Giving Making it easier to give To learn more contact:

Langara College Advancement Department Vancouver Community College Foundation 604-323-5673 604-871-7237 www.langara.bc.ca www.vcc.ca 1008LAL LEAVE A LEGACY™ October 2008 /LL23

Frastacky’s sister, Luba Frastacky, with Dr. Paul Courtright and Margaret Kessy from Tanzania. Kessy is Africa’s first gender and blindness coordinator and her position is WHAT WILL YOUR LEGACY BE? funded by Frastacky’s For many people in our community, Peace Arch Hospital has been there legacy. for them through every stage of their life – providing vital health care Photo by services when they are needed most. As our community grows, so do Linda Young. the needs of our hospital. Estate gifts are a major source of funding for the priority equipment and patient care needs at Peace Arch Hospital. A future gift is one way of ensuring that our hospital has what it needs to continue to Vancouver carpenter provide the best health care possible. To receive a free information package outlining how you can plan a built a lasting legacy future gift through your estate or life insurance to Peace Arch Hospital and Community Health Foundation, please contact 604-535-4520. In July 2006, Mike Frastacky, a Seva has also used Frastacky’s gift to Vancouver carpenter, was murdered in obtain matching grants, thereby doubling the Afghanistan while putting the finishing power of his generosity. touches on a school he built to educate “He liked the accountability and the over 600 girls and boys. Frastacky’s tragic sincerity of Seva’s approach and that it’s a death at age 56 made headline news across small organization helping a lot of ordinary Canada. people,” said his sister, Luba Frastacky. We raise money to enhance quality health care in the It’s believed Frastacky was shot by In June 2008, Frastacky’s friends and fam- community of White Rock/South Surrey insurgents because he was educating girls. ily assembled in Vancouver to learn about Charitable Registration Number: BN 12731 1348 RR0001 Though he’s gone, his legacy of improving the impact of his legacy and to meet some of people’s lives, especially of girls and women, Seva’s partners in the field. One of these was 15521 Russell Avenue, White Rock, BC V4B 2R4 • www.peacearchhospital.com lives on. Margaret Kessy from Tanzania who, with Frastacky left a bequest to Seva Canada, Frastacky’s legacy, is Africa’s first gender a Vancouver-based international eye care and blindness coordinator. charity that has been working for 26 years Currently 45 million people in the world to prevent blindness and restore sight in the are blind and another 124 million have developing world. Because two-thirds of the debilitating low vision. Yet, 75 per cent of OWEN C. DOLAN, Q.C. world’s blind are women, Seva is taking a this blindness is either preventable or treat- leading role in understanding and reducing able, often with a 15-minute cataract surgery LAW CORPORATION the barriers to women and girls seeking care. that costs about $50. Frastacky’s bequest has so far funded Frastacky’s legacy and the programs he eight major projects, including the purchase has funded are transforming lives and giving of a laser for a new eye hospital in Tibet, sight to people in Tibet, Nepal, and Africa. • Estate Planning and Charitable Giving the establishment of an eye care centre in a remote hill district of western Nepal, the Heather Wardle, • Will and Trust Planning funding of a glaucoma unit for Africa, and a Development Director, program in Tanzania to ensure that girls and Seva Canada women will have their sight restored. • Challenges to Wills Are you WILL -ing to help • Administration of Estates and Trusts Beat the odds for • Advice to Executors, Trustees and Beneficiaries

Kidney Disease? • Legal Opinions on Probate Law

If you or someone you love, has diabetes or • Incapacity Planning high blood pressure, the odds are not in your fa- vour. You are at risk for developing kidney dis- • Enduring Powers of Attorney ease. Ask your doctorfor a GFR kidney test . • Living Wills The Kidney Foundation is committed to kidney health and improved lives for all people • Representation Agreements affected by kidney disease. • Committeeship Applications Remember the Kidney Foundation in your WILL and create a lasting legacy for future 1008LAL

For more information call, 604-736-9775 #404 - 815 Hornby Street, Vancouver, BC V6Z 2E6 Or visit our website at www.kidney.bc.ca to make an online donation Ph: 604-684-6718 Fax:604-684-2501 1008LAL LL24/ October 2008 LEAVE A LEGACY™

Rene Sea at his Vancouver Downtown Eastside apartment.

Helping 1008LAL the hungry and homeless

Vancouver Downtown Eastside The now retired longshoreman resident Rene Sea has a deep con- decided to help people as he was cern for the hungry and homeless helped more than 40 years ago. He and has committed his life and gives generous donations to UGM financial resources to making a dif- to feed and help the hungry. ference. Five years ago, he updated his When he was 16, he lied about will to include a bequest to UGM. his age and joined the Canadian His hope is that others will some- Army and went overseas to Japan how find a way to make changes and Korea. It was a year before so that they, too, can learn to his true age was discovered and, survive and find happiness and vic- by that time, he had experienced tory in their daily lives. His bequest the darker side of city life. He used gives him the peace of knowing alcohol as a way of dealing with it. he’s doing what he can. In 1965, he took his last drink after attending an AA meeting at Carey Bornn Union Gospel Mission (UGM). “I Principal and Planned Gifts became a winner,” said Sea. Union Gospel Mission

The Surrey Fire Fighters Charity will ensure your planned gift will leave a legacy in support of community based programs. 1008LAL LEAVE A LEGACY™ October 2008 /LL25

Vancouver Opera

inspiring a world where founder’s legacy everyone belongs

Your LEGACY GIFT will have a lasting impact

For more information on children and youth with special needs, 1008LAL lives on through bequest on gift planning, contact: and adults with developmental disabilities. Salima Mawji 604-777-9100 ext. 507 e-mail: [email protected] www.bcacl.org

“Serving the North Shore for 39 years!”

from the Irving Guttman Legacy Fund will be used to encourage promising young Canadian singers to achieve their potential. “If opera was the 1008LAL passion of my youth, it remains the passion of my maturity. Anyone who is passionate or grateful can take the simple steps to ensure a beloved cause is provided for and able Irving Guttman to impact others,” said Guttman. Vancouver Opera is Horne, Louis Quilico, fortunate that founding Judith Forst, Richard Jeff Sodowsky, artistic director Irving Margison and Tracy Dahl. Chief Development Guttman has extended his To support Vancouver Officer leadership beyond retire- Opera’s efforts for con- COLLINGWOOD SCHOOL Carmen Murphy, ment, ensuring that it has tinued artistic growth, Development Manager, Preparing young people to thrive in meaningful lives the resources necessary to Guttman made a sig- Individual Giving continue growing artistic- nificant bequest for Vancouver Opera ally while cultivating new the Vancouver Opera Canadian talent. Foundation. Proceeds The Collingwood School Foundation Raised in Montreal, Guttman discovered opera Collingwood School was founded by parents at a young age, commit- who had the vision of establishing an outstanding ting himself to a life in family oriented independent school on the it after an overwhelm- ing experience at the North Shore of Vancouver, and who had the Metropolitan Opera. His an accredited facility courage of their convictions to realize that dream. career took him across North America and Happier Times for Seniors. Our goals are to ensure that the vision and dreams Europe where he worked continue to be realized. Consider an endowed gift with the leading singers of Call today to book a personal tour! the time. – the gift that never stops giving. Our SpecializedSpecialized Care Care Includes: Includes: As Vancouver Opera’s • Private & personal care first and longest serving • Private & personal care For more information on planned giving, bequests, (all levels) artistic director, his gifts (all levels) • Respite, convalescent or charitable remainder trust, gift annuities, life benefited the greater com- • Respite,palliative convalescent or pallative insurance and our endowment funds, please contact: munity by influencing • Alzheimer-Dementia/Long-TermAlzheimer-Dementia Care thousands of careers, Susan Hazell, including those of Joan Sutherland, Marilyn Executive Director of Advancement We care for . . . 604-925-3331 ext.2080 or by email the ones you care for. [email protected] Royal City Manor www.collingwood.org 77 Jamieson Court, New Westminster, B.C. 604-522-6699 1008LAL 1008LAL 05264310 LL26/ October 2008 LEAVE A LEGACY™

A personal experience inspires planned gift

Most of us think of making staff loved his wit and gravitated plans for what happens after we to his room. are gone, but not all of us act The Bradleys observed, too, on these thoughts. Not so for how the staff needed more equip- the Bradleys, who decided to ment to do their jobs. make Ridge Meadows Hospital By early summer, Bradley was Foundation the beneficiary of home, gaining weight and recu- their estate. perating well. When the Bradleys first met The Bradleys had a strong with Ridge Meadows Hospital to affection for each other and it discuss leaving a legacy, they had was that caring which motivated been married for 45 years and them to do some estate planning. lived in Maple Ridge for almost Each wanted to spare the other 20. Their lives were filled with the burden of decision-making in work, friends and good times. the midst of deep sorrow when They had enjoyed good health, one of them passed away. too, except for the last few years Sadly, Gloria Bradley passed when they learned first-hand away in 2004 and, in 2007, her about health care. husband passed as well. Because 2001 hadn’t been a good year of the Bradleys’ foresight and for them. Don Bradley spent generosity toward the commun- months of convalescence at ity they loved, Ridge Meadows Ridge Meadows Hospital after Hospital Foundation will benefit complex surgery. Although it from the fruit of their lives’ work. was a long stay, Bradley and his wife, Gloria, appreciated the Sandra Rankin Ridge Meadows Hospital nurses Executive Director, Ridge Don and Gloria Bradley and housekeepers who became Meadows Hospital Foundation part of their lives. Despite being busy, the staff would always take a moment for a chat or to give comfort when he needed it. The

B.C. GUIDE DOG SERVICES “Braille Made the Blind Literate The Guide Dog Gave Mobility” Share our Vision of Independent Mobility for Blind and Visually Impaired Adults & Youths Telephone: 604 940-4504 Total Free within North America 1 877-940-4504 E-mail: [email protected]

Please support our Someone you know has Lupus - you can help “Tax Retrievers”

Y OUR PLANNED GIFT WILL ENSURE THAT PEOPLE AFFECTED BY LUPUS HAVE A REASON TO HOPE.

C ONTACT THE BC LUPUS SOCIETY INFO@ BCLUPUS. ORG VISIT BCLUPUS. ORG 604.714.5564 TOLL FREE 1.866.585.8787

www.bcguidedog.com Please help to reclaim life without lupus Registered Charity 1008LAL 89131 1763 RR0001 Registered Charity 88758 6469 RR0001 200 – 1645 West 7th Ave., Vancouver, BC V6J 1S4 1008LAL LEAVE A LEGACY™ October 2008 /LL27

Legacy gift helps SFU students pursue their dreams It’s a matter of Since the age of 15, Bliss life and death. Leathers dreamed about studying film and teaching at the university level. Unfortunately, life circum- Hundreds of Canadians are faced with the stances prevented her from even finishing high school. After years of working at fact that a bone marrow transplant is low-paying jobs, Leathers is now living her dream, their only hope for survival. pursuing an honours English degree at Simon Fraser University. As a mature student and a single mother, Have the comfort of knowing your legacy there’s no way she could have done this without help. “Government loans only will give someone a chance at life. cover about 60 per cent of my education costs,” explained Leathers. “And it Ivy Ashe-O’Brien is difficult to find part-time work that coincides with will continue to benefit from students in B.C., if I didn’t the hours that my son is in his foresight and generosity. have the bursary, I’d have daycare.” The endowment fund to work 20 to 28 hours per Leathers’ education was has also covered Ivy week. That would cut into made possible through a leg- Ashe-O’Brien’s tuition for my study time and lower my acy gift. In 1995, Laurence the past three semesters. average from A- to B, maybe Mervyn Cox’s estate provid- Ashe-O’Brien moved to even B-,” said Ashe-O’Brien. ed for an endowment to dis- Vancouver from New Thanks to Laurence tribute bursaries to English Brunswick to pursue her Mervyn Cox, Ashe-O’Brien, 4484 Marine Avenue students, and to enhance an English degree at SFU. She who expects to receive her existing graduate scholarship shares a one-bedroom apart- BA in 2009, is getting the Powell River, BC V8A 2K2 memorializing his friend, ment with a roommate and full value of her education. Temple Maynard. Since still has difficulties making 1-877-485-8488 then, dozens of students ends meet. Erica Branda have received assistance “Because housing costs University Advancement www.dennistonsociety.com from both funds and more

are so unreasonable for Simon Fraser University 1008LAL 1008LAL LL28/ October 2008 LEAVE A LEGACY™

Theatre takes centre stage in planned gift

Bonnie Mah’s love for theatre began when she took a theatre appreciation class as an elective at UBC. She found it thought-provoking and entertaining. “I love all theatre – musical, drama, comedy. I think that Vancouver has a great theatre community. I just enjoy it and that’s why I see as much as I can,” said Mah. She has been a loyal audience member of the Playhouse Theatre Company for the past 20 years. As an annual donor, Mah wanted to know the best way to increase her gift and still have it be tax-effective. Her financial planner suggested planned giving. She put her life insurance policy in the Playhouse’s name, enabling her to receive a tax receipt for her annual life insurance Planned gift payment, and ensuring that the Playhouse donor Bonnie will receive a large sum after her death. Mah (left) Mah likes the fact that her planned gift allows her to make a larger contribution meets Max and that, when she is no longer able to Reimer (right), attend productions at the Playhouse, others Playhouse will be able to enjoy the drama that unfolds Theatre onstage. Company’s new artistic Marla Norrad managing Manager, Individual Giving Playhouse Theatre Company director.

LEAVE A LEGACY TO HELP BUILD HUNGER FREE COMMUNITIES

The Greater Vancouver Food Bank Society With your gift, together helps feed up to 25,000 people each we can improve the quality week in Vancouver, New Westminster, Burnaby and the North Shore. 41% of of life for children with those recipients are children. Without any developmental disabilities. government funding the food bank relies on the generosity of the public to continue providing help to those in our community who need it most. 604-852-2686 Every $1 you donate buys $3 worth of food! or www.fvcdc.org

1008LAL 1-877-850-2686 Support a history of caring at . St. Paul’s Hospital by including a bequest ...and neither is your generosity. in your will You can leave a legacy through the Alzheimer Society of B.C. To discuss your options, call Marilyn Kerfoot at 604-742-4922.

For more information contact Yolanda at 604-806-8914 [email protected] • www.helpstpauls.com

www.alzheimerbc.org 1008LAL LEAVE A LEGACY™ October 2008 /LL29

Dennis and Valeria Ward Animal shelter fund helps North Shore pets

Dennis and Valeria Ward had a pets in need on the North Shore. been developed with the North Shore This will result in the distribution of great love for animals, especially cats. They were long-time residents of Community Foundation (NSCF). The over $500,000 during the next quar- It was not unusual for them to find North Vancouver and had historic- will stipulated that the residue of the ter-century. The primary focus will an abandoned kitten in their front ally supported the District of North estate would be bequeathed to the be to support the North Vancouver garden or for someone to knock on Vancouver Animal Welfare Shelter NSCF. Animal Welfare Shelter. their door holding a stray cat. Over with their generosity. After the estate was finalized, the the years, the Wards provided a lov- Dennis Ward, predeceased by his amount of the fund was $355,000. Pat Scarlett ing home, including medical care, to wife Valeria (2003), initiated the For the next 25 years, 1/25 of the President many abandoned cats. fund in 2005, prior to his death in principal and the earned income will North Shore Community The Wards wanted to create a leg- 2006. The Wards included in their be disbursed each year for domestic Foundation acy to provide assistance to domestic wills the trust agreement that had animal projects on the North Shore.

NEW BROCHURES AVAILABLE, CALL OUR OFFICE TODAY! Deluxe Las Vegas Christmas Aloha Oahu leave a lasting legacy 4 nights in Las Vegas Honolulu, Waikiki, Pearl Harbor plus Airfare, transfers, taxes, Reno, Laughlin & Wendover tour admissions & many meals Coast Mental Health Foundation DEC 20 • 11 DAYS • $1049 JAN 22, 09 • 8 DAYS • $2989 Mexico - The Mayan Route Phone: 604-675-2316 Privately Escorted Tour Conﬁ dential e-mail: [email protected] Valladolid, Merida, Uxmal, Riviera Maya LMDSS Airfare, accommodations, many attractions & meals

1008LAL JAN 16 - FEB 6 • 8 DAYS • $1999 1008LAL www.coastfoundation.com COACH & CRUISE TRAVEL SPECIALISTS willsharesinsuranceannuityrealestatefoundationprogramendowment

604-575-6200 • Toll Free 1-866-262-1411 1008LAL LL30/ October 2008 LEAVE A LEGACY™

A donation to

will be made based on October Sales

STORE CLOSING OUT SALE ON NOW Both locations are closed this week through Wednesday to re-merchandise and conduct additional mark down DOOR WILL OPEN THURSDAY, OCT 16TH @ 10AM SHARP 1008LAL LEAVE A LEGACY™ October 2008 /LL31

A Passion for British Columbia

The estuaries of BC are home the future. Already we have to a rich variety of life – and lost many species,” added Dr. they are very close to Dr. Joyce Davies. Davies’ heart. The Nature Trust of British Dr. Davies obtained a degree Columbia is working with in medicine from the University Dr. Davies to ensure that the of Bristol in England and places she loves the best will worked as a chest physician be conserved for the future. for 10 years before moving to The Nature Trust of British Canada in 1958. She served Columbia is a leading non-profit aboard the MV Columbia as a land conservation organization doctor, dentist and even cook dedicated to conserving eco- at times. Her experience travel- logically significant land. ling to communities and native “Due to the Nature Trust of reserves on Queen Charlotte British Columbia’s leadership and Johnstone straits and adja- role in protecting this type of cent inlets changed her life. critical habitat, I became a loyal “As a recent immigrant supporter and have bequeathed English doctor in the early my real estate so that the good 1960s, I worked on a BC mis- work of this organization may sionary boat calling at the continue forever,” said Dr. floating logging camps and vil- Davies. lages. The pristine inlets and vital estuaries with their unique Robin Rivers marine, coastal and bird wildlife Communications Manager had an indelible effect,” said Dr. The Nature Trust of British Davies. Columbia Since then, she has tried to support any efforts to protect critical habitats from human interference. “We must contain this pressure from increasing human encroachment so as to ensure that all ecological systems Dr. Joyce Davies have a chance to survive into

LANGLEY Child Development Centre A future free from MS is yours to give. Working in partnership with families and community, Recommended by Adventures in Dining Authentic Ukrainian Cuisine • Catering Available to support Langley’s Children and Youth with special needs as they develop their individual potential. Frozen Product Also Available (Frozen Raw Frozen Cooked for simple thaw and heat preparation) Join us as “Partners in Developing Potential” _xztvç All natural Homemade goodness Open 8am - 6pm Monday thru Saturday

Lynne Pearson, Executive Director 1008LAL 302-20771 Langley Bypass, Langley, BC [email protected] or 604-534-1155, 101 1-866-679-4557 Phone: 604.533.9354 • Fax: 604.534.1443 www.langleycdc.com or www.mslegacy.ca 1008LAL

prairiecottageperogies.com 1008LAL Help Us Help Give Children Abilities A gift in your Will to the BC Lions Society for Put Life Children with Disabilities will ensure a future ﬁ lled with opportunity and hope for BC's Into Days... Lawyer Referral Service children. Do you need help finding the right lawyer to update or For more information on how your gift to Crossroads Hospice Society create a will? Easter Seal Camps or Houses can help make a provides compassionate care Receive a consultation of up to 30 minutes with a lawyer for difference, please call. to the terminally ill and their $25 +tax. loved ones. You can help. Monday to Friday 8:30 am to 4:30 pm Lower Mainland: 604.687.3221 To make a donation or for information Toll Free in BC: 1.800.663.1919 on how to leave a planned gift to Dial-A-Law Crossroads Hospice Society, Do you need general legal information? please call 604-945-0606. Access legal topics by phone or online. Available 24 hours a day, 7 days a week Lower Mainland: 604.687.4680 Toll Free in BC: 1.800.565.5297 British Columbia Web: www.dialalaw.org Phone: 604-873-1865, Ext. 205 or Public services operated by the CBA, BC Branch. 1-800-818-4483, Ext. 205 www.crossroadshospice.bc.ca Funded by the Law Foundation of British Columbia. Email: [email protected] 1008LAL LL32/ October 2008 LEAVE A LEGACY™

Legacy Gifts Help Keep

MAPLE RIDGE/PITT MEADOWS VanDusen Garden Growing COMMUNITY SERVICES Help Us Your planned gift to the Garden or the VanDusen Endowment Fund ensures that Vancouver’s ‘green’ heart continues to Maple Ridge/Pitt Meadows Community Services beat for future generations. 11907 - 228th Street, Maple Ridge, B.C. Phone: 604-467-6911 • www.comservice.bc.ca For more information please contact: Dawn Russell, Development Director VanDusen Botanical Garden Association 604-257-8190 [email protected] 1008LAL

Your gift is finding solutions in BC.

1008LAL More children survive cancer thanks to advances in research, but survival can carry lifelong consequences. Mary McBride’s study at the BC Cancer Agency is looking at the future health risks of children and is one of 27 current research projects in BC funded by the Canadian Cancer Society.

Through a gift in your will, we can customize Mary McBride, Cancer Researcher your wishes to make the biggest impact.

Give to the Canadian Cancer Society to help individuals with cancer and fund more solutions right here in BC. 1008LAL

WRA Wildlife Rescue Association of BC Contact Mrs. Toni Andreola at: rehabilitating and releasing wildlife since 1979 (604) 675-7112, or [email protected] Your planned gift gives injured, orphaned and pollution-damaged wildlife a second www.cancer.ca chance at life.

DOGS CAN’T HOLD ON... Dogs thrown from the back of trucks usually end up dead or suffer crippling injuries. Let your dog ride up front or provide a protective kennel secured to the truck bed. For more information please call 604.526.2747 support your local or visit our website at www.wildliferescue.ca

1008LAL S P C A LEAVE A LEGACY™ October 2008 /LL33

LANGLEY Child Development Centre Plan with your heart and your mind. You hold the power to make a difference in the Working in partnership with families and community, lives of those living with type 1 (juvenile) diabetes. to support Langley’s Children and Youth with special WEST VANCOUVER needs as they develop their individual potential. COMMUNITY FOUNDATION Through a gift to Juvenile Diabetes Research Foundation in your will, trust or retirement Join us as “Partners in Developing Potential” Helping you make a lasting difference by supporting account, your legacy will ensure that charitable projects in areas of health, education, arts, research continues until a cure is found. social services and the environment in West Vancouver. For more information on how

Lynne Pearson, Executive Director 1008LAL For more information, call you can make a difference [email protected] or 604-534-1155, 101 contact Rita Thodos at: Delaina Bell, Executive Director at 604-925-8153 Toll-free: 1-877-320-1933 www.langleycdc.com By e-mail: [email protected] or visit our website at www.jdrf.ca

or visit www.westvanfoundation.com 1008LAL 1008LAL

Surrey Hospice Society Vancouver Rape Relief Companions for the Journey and Women’s Shelter We are rooted in the community of Surrey and we branch Your gift helps stop violence out to those in need, by providing social, emotional and against women spiritual support for individuals and their loved ones as Join our community of donors to support: they face life-ending illness, and we provide ongoing grief support programs for children, teens and adults. Canada’s ﬁ rst rape crisis centre Support, information and aid for 1400 women this year, We believe no one should face a life-ending illness alone, 24 hours everyday and no one should be alone with their grief. Local Transition house We offer companions for the journey. Protection and comfort for battered women and their children Join us for 'An Affair to Remember' Free support groups, legal clinic, speakers’ bureau, October 18, 2008 volunteer program and more. Surrey Hospice Society's Fall Fundraiser 604.872.8212 for a 3 course meal, great entertainment www.rapereliefshelter.bc.ca with Steve Elliott (aka Elvis). Tickets: $80. Call for more information at (604) 543-7006 or visit our website at www.surreyhospice.com 1008LAL 1008LAL 1008LAL LL34/ October 2008 LEAVE A LEGACY™

Servicing the entire Lower Mainland and Fraser Valley for over 50 years Neufeld Heating Service Ltd.

FOR YOUR HEATING, COOLING AND DUCT CLEANING NEEDS.

Receive up to a Receive a $150 OR 10 YEAR Complete Care Plus REBATE Parts & Labour Warranty with the purchase of qualifying with the purchase of qualifying ® Lennox home comfort products Lennox® home comfort products

Call us for full details. www.gandyinstallations.net Expires Nov. 14, 2008. 1008LAL LEAVE A LEGACY™ October 2008 /LL35 Leave Your Legacy to Conservation Th e BC Wildlife Federation is the largest and longest standing, province-wide voluntary and locally funded conservation organization in British Columbia.

Please help us conserve and rehabilitate wildlife habitats and wetland areas to ensure a future for ﬁ sh, birds and wildlife and the children who will live the consequences of our actions.

Without clean air and drinking water, the future of all life is in jeopardy.

A land ﬁ t for Wildlife Is a land Fit for Humans!

Th eir Future is in Your Hands!

Our oﬃ ce can help you, or your estate planner with details, please contact us at: Unit 101 - 3060 Norland Ave, Burnaby, BC V5B 3A6 www.bcwf.bc.ca | [email protected]

1-888-881-2293 1008LAL LL36/ October 2008 LEAVE A LEGACY™ Remember the Grace Hospital? Women, babies and families of B.C. are still receiving outstanding care.

The Grace Hospital is now called BC Women’s Hospital & Health Centre. The only hospital devoted to women, newborns and families in British Columbia The Grace tradition of excellence continues. We’re on the threshold of major change and exciting times lie ahead. Imagine what your bequest could do for the families of coming generations... Your Legacy (the donation you leave in your will) is essential to our vital work, healing and caring for the women and newborns of B.C. Today and in the future. LEAVE A “GRACIOUS” LEGACY You’ll find more about how to write your will and to make a bequest on our website. www.bcwomensfoundation.org or call 604-875-2270

charitable registration #890267537RR0001 1008LAL