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Bibliography Bibliography Aal, A (2008) ‘The Egyptian cooperative movement: between state and market’, in Develtere, Pollet and Wanyama (eds) (2008) Cooperating Out of Poverty: The Renaissance of the African Co-operative Movement, Geneva: International Labour Organisation All-Party Parliamentary Group for Building Societies and Financial Mutuals (2006) Windfalls or Shortfalls: The True Cost of Demutualisation, London: Mutuo Apthorpe, R and Gasper, D (1982) ‘Policy evaluation and meta-evaluation: The case of rural co-operatives’, World Development, 10(8): 651–668 Armitage, S and Kirk, P (1994) ‘The performance of proprietary compared with mutual life offices’, Service Industries Journal, 14(2): 238–261 Attwood, D and Bhaviskar, B (1988) Who Shares? 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