THE BANKOF . TORONTO'

THE OF TORONTO. TORONTO THE BANK OF TORONTO THE BANK OF TORONTO

DIRECTORS

W. G. GOODERHAM, PRESIDENT, PROCEEDINGS OF THE President Permanent Mortgage Corporation. President Gooderham & Worts, Limited. President Manufaetvrerr Life Insurance Co. SIXTY-THIRD ANNUAL GENERAL MEETING

JOSEPH HENDERSON, VICE-PRESIDENT. T~~~~~~,Director Confederation Life Association. { Director Canadian Mortgage Investment Ca. ~TH President Rolph-Clark-Stone, Limited. WEDNESDAY. JANUARY, 1919 WILLIAM STONE, Director Wm Stone Sons, Limited,Waadstock and TORONTO. Ingerroll. " Manufacturers Life Insurance Ca. 1President John Macdonald & Ca., Limited (Whale- The Annual General Meeting of the Stockholders of The Bank (being sale Dry Goods Importing House). JOHN MACDONALD, the Sixty-Third since the commencement of business) was held, pursuant Director Confederation Life Association. " Guarantee Ca. of North Amelia. to the terms of the Charter, at the Banking House of the Institution, corner King and Bay Streets, Toronto, on Wednesday, 8th January, Igrg.

TORONTO.Dmetor GoodrrhPm 8r Worts, Limited. ' Confederation Life Association. Moved by Mr. JOHN MACDONALD,seconded by Mr. W. I. GEAR, President Lake of the Woods Milling Company. and " New Bmnswiek Railway Company. BnlG.-GaN' F. S' Resolwed-That Mr. W. G. Gooderbam be Chairman of this Meeting, of London. and that Mr. John R. Lamb be requested to act as Secretary. Cbairman Temiskaming and Northern Railway Commission, Moved by Mr. WILLIAM STONE, seconded by Mr. A. H J. L. ENGLEHART, President Crown Savings & Loan Co. Vice-president London & Western Trust Ca. CAMPBELL,and " " Imperial Oil Co., Limited. Resold-That Messrs. George R. Hargraft and C. H. Taylor be President Cmm Trust Co. WILLIAM I. GEAR, Vice-President The Robert Reford Co., Limited. appointed Scrutineers, and that after the balloting they report to the Director Keewatin Flour Mills Co., Limited. Chairman. " Cairn Line of Steamships. Prerident Canadian Westinghouse Company, PAUL J. MYLER, Limited. The Secretary then read the Annual Report as follows :- Director Landed Banking & Loan Co. '< Dominion Foundlies &Steel, Limited. The Directors of The Bank of Toronto beg to present their Report for the year ending 30th November, 1918, accompanied by the Statement of the Bank's affairs and the results of the operations for the year.

OFFICERS THOS. F. HOW, GntwdMawgcr. JOHN R. LAMB, Arrt. G-IJManw. D. C. GRANT, Chhf Zmpnfor. J. A. WOODS, Wertcrrr Supmpm~denf. 2 THE BANK OF TORONTO THE BANK OF TORONTO

The production of war materials and supplies continued up to the close PROFIT AND LOSS ACCOUNT of the year, general business was good, and the Bank has had a year of The Balance at of Profit and Loss, on November 3oth, growth in all departments. 1917, was...... $555,306 53 The Head Ofice and Branches of the Bank have been regularly inspected by the Inspection Staff, and at the Head Office the usual The Net Profits for the year, after making full provision for inspection of cash and securities has been made. all bad and doubtful debts, and deducting expenses, interest accrued on deposits and rebate on current Mr. G. T. Clarkson, C.A., the auditor of the Bank, has made his discounts, amounted to the sum of...... 844,402 16 examination of the principal offices of the Bank, and his report is appended to the General Statement presented herewith. Mr. Clarkson's name will be submitted to the Shareholders at the Annual Meeting for re-appointment as Auditor.

This sum has been appropriated as follows : The following Branches have been opened during the year :-Bethany, Markdale, and New Lowell, Ontario; Durban and Kenville, Manitoba; Dividend No. 146, Twoand three-quarters percent. .$137,5w 00 Stewart, Saskatchewan; and our Branch at Point St. Charles, Quebec, has Dividend No. 147, Twoind three-quarters per cent.. 137,500 00 been closed. Dividend No. 148, Two and three-quarters per cent.. 137,500 a, All of which is respectfully submitted. Dividend No. 149. Twoand three-quarters per cent.. 137,500 w $554- w W. G. GOODERHAM. pnridn1. War Tax on Circulation...... $50,~00 Transferred to Officers' Pension Fund...... 25,000 oo Patriotic Fund and other War subscriptions...... 34200 ca Toronto General Hospital...... 2,000 oo Written off Bank Premises ...... I 10,884 75 224084 75 Carried forward to next year...... 625,623 94 THE BANK OF TORONTO THE BANK OF TORONTO

30~~NOVEMBER

LIABILITIES ASSETS Notes in Circulation...... $7,z70,61~oo Gold and Silver coin current.. $948,654 gr Deposits hearing interest, including interest Notes held...... 10,473,528 oo accrued to date of statement...... $49,534,482 27 Deposit in the central gold Deposits not bearing interest...... 29,504792 23 reserves ...... 2,5ca,w m 79,0393274 50 Deposit with the Minister for the purposes of Balances due to other in Canada.. ... 459,833 55 the Circulation Fund ...... Balances due to Banks and banking corres- Nates of other Banks...... pondents in the United Kingdom and Cheques on other Banks...... Foreign Countries ...... 1,052,919 56 Balances due by other Banks in Canada .... Balances due by Banks and banking corres- -- '3512,753 'I pondents elsewhere than in Canada.. ... Quarterly Dividend, payable 1st Dec., 1918.. 137,500 ca Dominionand Provincial Government Securi- Dividends unpaid...... 1,226 50 ties, not exceeding market value...... -- 138,726 50 Canadian Municipal Securities and British, Acceptances under Letters of Credit...... 621,m4 08 foreign and colonial public Securities other than Canadian ...... Railway and other Bonds, Debentures and $88,582,373 19 Stocks, not exceeding market value.. .. Capital paid up...... $5,ooo,000 ca Call and Short (not exceeding thirty days) Rest...... 6,000,000 w Loans in Canada, on Bonds, Debentures Balance of Profit and Loss Account carried and Stocks...... forward.. 625,623 94 ...... Other Current Loansand Discountsin Canada 11,625,623 94 (less rehate of ~nrcrest,$1:8,17o.m)...... $48.951,428 33 Ovcrduc 1)ebts (estmated loss provided for). --217,390 70 Liabilities of Customers under Letters of Credit, as per contra Bank Premises, at not more than cost, less amounts TORONTO,30th November, 1918 written off ...... 51C'V07&97 13 W. G. GOODERHAM, THOS. F. HOW, Pn=.&nt. Geutnl Mnr@r.

AUDITOR'S REPORT TO THE SAAREHOLDERB. To the Sharcholdcrs of The Ban3 of Tmmto :

lormstiod and exFlabstio;lir;quirodhsvebeen given to me, andat1 transnotions of the Bank whLoh hwe mme under my notice have, in my opinion, been within the powers of the Bank. Q. T. CLARKSON, TOPO~O.December 16th, 1918. Chortarcd Accmlmt. 7 THE THE BANK OF TORONTO BANK TORONTO ~ - consequence been very large and remunerative and employment has been The PRESIDENTafter the reading of the Report addressed the meeting given to all the available labor in the country at abnormally high wages. as follows :- The trade figures for the twelve months ending with November show GENTLEMEN:-In presenting the Report of the Directors for adoption total imports of $895,238,297, and exports of $1,~70,t4j,76z,the total foreign by you, 1 desire to bring before you some of the events of the year that have trade being $z,t65.j84,ogg. While these figures are $j75,000,000, less than had a bearing upon the financial situation, and that of necessity have in the preceding twelve months, yet they represent an enormous advance affected the operations of the Bank. upon pre-war figures. Our trade Imports from the United Kingdom were For the past four years the great war in which Canada has shared has $71,006,779, and our exports $638,536,280,-from the United States we controlled our actions and been ever present in our thoughts. At our annual imported $731,876,455, and exported to them $4jz,z92,450. These figures meetings we have been obliged to refer to its influence upon all our national show a large balance due to us from the United Kingdom, but this is offset activities and to the way in which, as a banking institution, we have been in part by the payments made by the British Government on our behalf in affected by it. It has not been possible at any previous meeting to speak connection with our army abroad. . with any confidence as to when the end of the war would come, hut we may Ihave thus far confined my remarks to matters relating to our foreign now look hopefully forward to a time in the near future when the present trade, but domestic and internal trade has also been very active and armistice will be followed by a just and satisfactory peace. The business unusually great, both in amount and importance. Uur harvest, grazing anxieties of these years have been great, but these have been but a light lands. mines, fisheries and forests have all yielded large returns. The burden compared with the personal and family anxieties that have rested so wheat harvest was not so uniformly productive as we had hoped, some heavily upon all classes of our Dominion. sections having been affected by drought and frost, but in the aggregate the At to-day's meeting, in the fifth year of the war, we can come together yield at the high prices prevailing brought good returns. It is gratifymg with thankful hearts in the confident hope that the great end for which we also to observe that an increasing number of Western farmers are going Into have been striving has been accomplished. The effect upon our national mixed farming and the number of cattle, sheep and horses is growing, life and character has been to make us as a people more loyal and devoted with the result that the farmers are becoming less dependent upon their to the King, the Empire, and our own Dominion, and we appreciate the wheat fields as their sole reliance. Speaking generally, there has been blessings of peace as we have never before. We can be proud of the record individual prosperity amongst farmers and a very substantial amomt of our country has made, and the name and place she now holds amongst the wealth has been added to the country's resources. nations of the world, owing to the splendid valor of the men of our army, Kelerrn,' now to the report of o:lr wvn instnution, y.~ail1 diwi\.e tlat their uncomplaining and steadfast heroism, and to the fact that they proved larxer l~ro~it.hnve ilern e-~tncdtl~n l.!it year. I uill il.n xu tnto life G:mej worthy to stand side by side with the old and famous regiments of. the of OUT FtXellle~N,as the ch.tn.:es in thrw w\ll he iwrr fully dealt unit b) the Motherland, and with them have shared in the honors that have been won I:In. I wll only say th:~tltc [lank hai incrcnscd tts tciourccr, in this war. hatln:: ;.,inrd itrgcly in deposits, ;m.! we haw dlven cubitnnti.tl aisistmce Neither should we at this time forget the work in which our women have to the (;wernm

We have to face a heavy burden of debt, with its interest charges. It the deposit in the Central Gold Reserves previously referred to, amount to is fortunate that so much of this indebtedness is due to our own people, but $13,922,182.91, an increase of $1,339,830 over a year ago. Other cash items even so, the burden still exists and can only be met by direct or indirect and balances, including call and short loans secured, and securities readily taxation. When our population has increased, when our great potential convertible, bring our immediately available assets up to $AJ,OI~,I~A,.OZ, resources have been actively developed, and exports have grown naturally to equal to 53% of our liabilities to the public. This total includes short-date a volume that will yield a large surplus profit to the Country's revenue, the advances to the Dominion Government and to the Imperial Government, burden will be comfortably borne, but until that time shall have come we amounting in all to$~g,SSo,ooo. The remainder of our investments, amount- must be prepared to adapt ourselves to changed conditions. These past ing to $2,603,581.66, are also of the highest class, and are taken into the years have brought with them inflation in prices of all of the necessaries of statement at or below present market value. life, of the materials that are required in every process of manufacture, of the cost of labor employed in all departments of our industrial life, and a read- Our conlmercial loans and discounts now stand at $49,168,819.03, an justment must he made. We may hope that it will come gradually and be increase for the year of $6,855,043, These advances, which are of a very accompanied with the minimum of disturbance, but in view of the possibili- diversified character, have been subjected to a thorough scrutiny, and are ties we feel that we must be moderate in our expectations. We have, there- conservatively valued. fore, taken these factors into consideration when valuing the Bank's assets Our total resources are now slightly over $too,ooo,mo, an increase of over and preparing our statement. $38,ooo,ooo, since November, 1914. The Bank has throughout the year maintained a strong position, and Banking figures have increased very rapidly during the past few years. has increased its holdings of Cash and immediately available securities, and, This expansion may continue for a time, but, as we have already remarked in view of these facts, we trust that the profits of the year will be regarded in connection with the gain in our deposits, we are prepared to see a by you as satisfactory. moderate decline during the next two or three years. There must be a We will also ask you to confirm the action of the Directors in making readjustment downward of prices for commodities and services, and, it is to the appropriations that are set out in the Profit and Loss Statement for be hoped, of production upwards, until we reach a stable level on which all sundry patriotic and special funds. classes of business can proceed in security and comfort. That level will he found only in time, and by natural processes, but violent changes can be I will now ask the General >Imager to address you with more particular avoided, and, we believe, will be avoided through the enterprise and fore- reference to the principal items in our stntctncnt. thought of our Government and their co-operation with the business and THE GENERAL MANAGERthen made the following remarks :- financial interests of the country. The statement which we submit to-day for your consideration and The profits are $844,402.16, an increase for the year of $4r,481.67. approvalreflects in some measure the general prosperity of the count* in Net earnings on banking capital are not entirely in keeping with the ex- which we have fully shared during the year under review. pansion in resources, but it must be remembered that costs of operation have greatly increased during the past few years, while rates of interest and Deposits show the largest increase which we have ever recorded in any our charges for banking services generally have remained practically one year, the gain being $1~,13r,g77,.equal to 24% The increase in the stationary. Our increased volume, however, has enabled us to earn our Canadian deposits of all the banks dur~ngthe same period was $374,955,745, dividends very comfortably, to give liberal allowances and bonuses to the equal to 22%. We cannot say, however, that this gain will be fully staff, and to write $110,884.75 off our Bank premises account, at the same maintained. The figures include some large items ofa temporary character. time making what we feel is adequate provision for the hazards of the future. The subscriptions, too, of our customers to the last Victory Loan amount to We have also added S70,317.41 to our Profit and Loss account carried a very large sum, which will be gradually withdrawn as payments are made forward which now amounts to $625,623.94. and availed of by the Government. I feel that special reference this year is due to the staff. The drain It has been the experience heretofore that subscriptions to Government upon us for military service had reduced the number of efficient officers to issues have been replaced, in fact more than replaced, by new deposits, but the minimum when the influenza epidemic swept over us. Practically every we have now to face new conditions. With the cessation of munitions branch was seriously affected, but the business of the Bank, together with contracts, and the more or less rapid withdrawal of Governments as an enormous amount of responsible work in connection with the last Victory purchasers of food supplies, the money value of our foreign trade may be Loan, has been carried on by those who remained in a way that deserves expecteQo decline, while the requirements of our Government will continue our sincere appreciation. It is a pleasure to acknowledge the industry and for some time to be very large. These conditions may have the effect of loyalty of all ranks during avery trying time. retarding the rebuilding of deposits. However, we are happy and thankful that the war is over, and we are as well prepared as it is possible to be for Moved by Mr. W. G. GOCIDERHAM,seconded by Mr. ]OSEPH the readjustment of business to a peace basis. HENDERSON,and Our circulation has not materially changed from a year ago, standing at Resolved-That the Report and Statement now presented be adopted, and that printed copies thereof be distributed to the Stockholders. $7,270,615. The excess over our paid-up capital, $2,276,615, is cowred by a deposit of S?,5oo,om in the Central Gold Keservcs. On the other side of the statement you will notice that our holdings of gold and silver coin, Dominion of Canada notes (legal tenders) together with

10 THE BANK OF TORONTO THE BANK OF TORONTO

BY-LAWNo. 46. ...BRANCHES ... Moved by Lt.-Col. A. E. GOOOERHAM.seconded by Mr. J. L. ENGLE. - HART, and Resdved-The Bank of Toronto. by virtue of their powers in that ONTARIO behalf, hereby enacts as a By-Law of the Bank as follows : That Uy-Law No. 30, amended by Xy-Laws Nos. 36, qz and 45, be Toronto, King St W.. cor. Bay St. J. S SkeaK, Manager. further amended so as to read : (Main Office) ....P. J. Hanley, Asst. Mgr. "The number of Directors may be increased from ten to twelve, of {. " Cbnroh & Welling~n8ts. . W. H. Hiscock, Maneger. whom four shall form a quorum for the transaction of business." '6 Ddaa St., mr. Oasingtan Avo. J. W. Simpson, PAUL Moved by Mr. J. MYLER,seconded by Major KOBERTMASSIE, " Elm St, wr. Elizabeth 8t Wm. Miller, " D.S.O.. and . . 6' Eng St. W., om. Bathorst St. F. L. Coulson, '< Resolwed-That the action of the Directors in subscribing to and paying " " Patriotic Fund and other war subscriptions to the amount of $36,~~he Parliament Bt.. om. Qneen St. E. A. C. Hodgetts, " '' and the same is herehv avoroved and confirmed. Biwdde, Qnsen,E..&LoganAve. C. P. Borland, ... " Moved by Mr. JAMES B. MCKECHNIE,seconded by Mr. WILLIAM Bonoewalles Am., om. hdas8t. F. A. Lount, ', CROCKER,and " Spadim Are.. DOF. Qwen st. W. Fred. H. Leach, " Resolved-That (as required by the Bank Act) Mr. Geoffrey T. W.Toronto, Dmdw & 1-18 st#, N. J. McKenzie, < c Clarkson, Chartered Accountant, Toronto, he and is hereby appointed ' Pangs at., opp. Albert St . L. S. MeMurray, <, Auditor for the current year, the remuneration to be paid not to exceed Akndale (Sub. to Barrie.) the sum of $5,000...... Bame ...H. A. Sims, d6 Moved by Mr. F. N. WALDIE,seconded by Mr. LESLIEG. CHRISTIE, Bethany (Sub. to Millbrook.) ana ... Resolved-That the thanks of the Stockholders are due and are hereby Bradford ...... H. A. Livingston, " tendered to the President, Vice-president, and Directors of the Bank for Brantford ...A. S. Towers, their careful management of the Bank's affairs during the past year. Brockville ..M. Atkinson, Moved by Mr. W. 1. GEAR,seconded by Mr. WILLIAMSTONE, and Bronte ...(Sub. to Oakdie.) Resold-That the thanks of the Shareholders be given to the Burford ...... A. D. Muir, '6 General Manager and other officers of the Bank for the efficient performance Cardinal ...... R. H. Cardy, " of their respective duties during the trying year just closed. Cobalt ...... T. W. Carlyle, " Moved by Mr. JAMES C. BLACK,seconded by Mr. H. F. GOODERHAM,~~~ Cobourg ...E. W.Hargrdt, Resolved-That the Scrutineers cast one ballot for the election of the Colborne ...... A. Logan, s 6 Directors of The Rank of Toronto for the year. Coldwater .....G. T. Sullivah, '< C01l'mgwoad ..C. W. Paagman, REPORT OF THE SCRUTINEERS Copper Cliff .....A. C. Edmd, $6 We, the undersigned Scrutineers, hereby declare that the following Creemore .....B. T. Ferguson, " named gentlemen were to-day elected as Directors of The Bank of Dorcbester ...J. B. Sandy, Toronto :- Elmvale ...... H. C. Cavill, WILLIAMG. GOODERHAM BRIG.-GEN.F. S. MEIGHEN Freelton ...... H. P. Widdowon, .. WILLIAMSTONE J. L. ENGLEHART Galt ...... D. McLenuan, ,c JOHNMACOONALD WILLIAMI. GEAR Gananoque .....L. S. Barr, ,' LT.-COL. A. E. GOODERHAM PAULJ. MYLRR 6' JOSWH HENDERSON ARCHIBALDH. CAMPBELL Hamilton...... J. Stephen, Hastings ...... A. U. Bailey, " GEORGER. HARGRUT, SCtlltixCwx, Havelock .....H. F. McNichol, '4 C. H. TAYI.OR, " TORONTO,January Sth, 1919. I Keene ...... C. H. Byers, Kerwood ...... H. A. Kern, .' At a subsequent meeting of the new Board, Mr. W. G. GOODERHAM Kingston ...... G. B. McKay, " was unanimously re-elected President, and Mr. JOSEPH HENDERSON, Kitchener .....E. W. Lamprey, ,, Vice-President. London (Main Office) ...J. Pringle, " By order of the Board, " Dunam & Talbot Sta. ..J. C. McDonald, Tnos. F. How, " East .....W. G. Paterwn, 6' GMnl M.~gr". " North. ....T. C. Margrett, 'C 12 13 THE BANK OF TORONTO THE BANK OF TORONTO

Lyndhnrst . . . . . H. R. Neffleton, Manager SASKATCHEWAN Markdale . . . . . W. L. Young, cr Asriniboia Millbrook . . . . . W, B. McCriridr, " Bredenbury Milton H. B. Youell, Chaplin ...... ,, Colonsay New Lowell . . . . . R. N. Freestone, " Glenavon Newmarket . . . . . F. A. M. Lister, Gravelbourg Oakdle ...... J. B. L. Grout, .c Kennedy . Oil Springs D. E. Plewes, Kipling ...... La Fleehe Omemce...... AddisonWemr '. Langenburg Ottawa ...... Geo. C. Gardner, Madison . Parry Sound . . . . . W. A. Bourne, a, Mazenod Penetaaguishene . W. G. Walker, Meyronne . . . Montrnartre Peterborough . . . . . E. J. H. Vanston, Mortlach . Petrolia ...... Geo. Hay, " Pelly . Porcupine . . . . . F. W. D. Wilkins, '' Preeceville Stenen Port Hope . . . . J. R. Bunting, " . . Stewart . Preston ...... A. N. B. Rogers, Vibank . St Catharine+ . . . . F. C. Field, Wolselev Sarnia ...... H. F. Holland, Shelbume . . . . . E. A. Fergnson, ALBERTA Stayner ...... 0. G. Bernhardt, Calgary . C. R. Latimer, Manager. Stratford . . . . . G. L. McHattie, Compeer. F. N. Fallis, Acting Mgr. Sudbnry ...... A. C. Edward, c6 Coronation J. Hayward, Manager. Thornburg . . . . . W. G. Whately, ,, Oyen . B. E. Kelly, ', Wallaceburg . . . . . E. E. Parker, Richdale W. J. Miller Sibbald Waterloo . . . . . P. J. Wright, 'I. . James Murray, Stanmore James Milmine, Welland ...... J, J. McGrail, " Veteran . H. L. Staples, Wyoming . H. E. Lambert, " . . . . . Youngstown G. A. Ross, QUEBEC BRITISH COLUMBIA , Main Office . . . . . H. B. Henwood, Manager. Vancouver . . . . . J. K. Ball, Manager. (St Jamea 8t.. cor. XcQill L. Carson, Asst, Mgr, Merritt ...... W. H. Inns, ss " Bod of RPde . . . G. J. Cuthhertson, Manager. New Westminster . . . . J. Gracey, Victoria A. P. Boulthee, .' " Maiaonnenvs . . . E. F. McNichol, - " ...... " St. Catherine St., oor. Qny St. E. H. Fuller, ec AGENTS " 618 at. kmnse Bodolenud . S. G. Leonard, c, London Jolnt City and Midland Bank. Limited. II AtaatsrAra., wr. St. AntoinoSt H. B. Higginson, Credit Lyonnais. St. Lambert . , . . . A. H. Walsh, '6 ITALY . . . . Banca Comrnerciale Italiana. Gasp6 ...... R. H. Gould, NEW Yon& U:S. . National Bank of Commerce. do. Bankers Trust Go. MANITOBA do. International Bankmg Corporation. *innipeg J. A. Woods, Manager. do. Ladenburg. Thalrnann & Go. . . . . BOSTON,U.S. First National Bank. H. Hopkins, Asst. . . Mgr. BUFPALO,US. . , Manufacturers and Traders National Bank. Benito . . . . . A. A. McNab, Manager. CHIOAGO,U.S. . . First National Bank. ~artwrigdt . . . . . W. I. McCullough, " CINCINNATI.US. . First Natianal Bank. Durban . . . . , . T. R. Menries, cc CLEVELAN~.U.S. 1 First National Bank. Kenville ...... R. S. Booth, d# DzmorT, U.S. . First and Old Detroit National Bank. Pilot Mound . . . . F. C. Bumett, PHILADELPHIA,U:S. Market Street National Bank. . do. Corn Exchange National Bank. Portage la Prairie M. C. Manhard, c2 . . . . Prrrssuno, U.S. Keystone National Bank of Pittsburg. Rossbum . . . . . J. J. Hay, SANFRAN~SOO, U.S. Crocker National Bank. Swan River . . . . . S. B. Chamberlain, " ST.Lours. US. . . National Bank of Commeroe. Transcona . . . . . R. C. Waram, 6. HONGKONG, CHINA Hang Kong and Shanghai Banking Corporation 14 15 THE BANK OF TORONTO THE BANK OF TORONTO

LIST OF FOREIGN CORRESPONDENTS LIST OF FOREIGN CORRESPONDENTS-CONTIAUED

FOR THE ENCASHMENT OF DRAFTS UNDER Credito Italiano . Italy. OUR LETTERS OF CREOlT Cracker National Bank . San Francisco, U.S. Forenings Banken i Finland . Helsingfors, Finland. Adam & Cie . Boulogne-Sur-Mer, France Hamilton & Co. ...Santa Cruz. American Express Co. . Several Farekn- Cities. Anglo-EgyptianBank . Malta, Gibraltar, Cairo. Hong Kong and Shanghai Banking Corporation Yokohama, Japan. Alexandria, Port Said. Hope & Co...... Amsterdam, Holland. Anglo-South American Bank. Ltd. . Argentine and Chile. Imperial Bank of Persia .... Persia. Banca Commerciale ltaliana ...Italy. International Banking Corporation . . Several Foreign Cities. Banco de Chile ...... Chile. Ionian Bank, Limited .....Greece. Banco del Peru y Landres ....Callao and Lima, Peru. Jenssen & Co...... Throndhjem, Norway. Bank of Australasia ..... Australasia. London & Brazilian Bank, Ltd. ... Portugal, Brazil and Bank of Bengal .... India. Argentine. Bank of Bermuda, Limited .... Hamilton, Bermuda. London Joint City & Midland Bank, Limited England. Bank of British West Africa, Ltd. .. Sierre Leone and Grand Mauritius Commercial Bank Port Louis, Mauritius. Canary. ... Bankoflreland...... Ireland. Macandrews 91 Cie...... Senlle, Spain. Bank of Nassau ...... Nassau, Bahamas. Munsey Trust Co...... Washington, D.C. Bank of Nova Scotia ..... Kingston, Jamaica. National Bank of Commerce . , . New York, U.S. Banque d'Etat du Moroc . . , . Tangier, Morocco. National Bank of India, Ltd. .... Zanzibar, Aden and India. BanqueFederale. . , , . . Switzerland. National Bank of South Africa, Ltd. ..South Africa. Banque Populaire Suisse .... Switzerland. Private Bank of Copenhagen . , . Copenhagen, Denmark. Banque de la Suisse ltalienne ... Locarno & Lugano, Switz. Pury & Cie ...... Neufchatel, Switzerland. Bergens Kredit Bank .....Bergen, Norway. Riggs National Bank . . , . . Washington, D.C. Bishop 8: Co...... Honolulu. Rotterdamsche Bank-Vereeniging . . Rotterdam, HoUand. British American Bank , . . , San Francisco, U.S. Royal ....Havana, Cuba Capital and Counties Bank. Limited . England. Russian Bank for Foreign Trade . . Russia Centralbanken for Norge ....Christiania, Norway. Sala, T...... Brindisi, Italy. Chartered Bank of India, Australia & China Asia. Scacchi & Co., Amadio . , . . Como, Italy. Colonial Bank . West Indies and British (r Guiana. Scheurleer&Fils . . , . . Holland. Commercial Bank of Scotland Limited . Scotland. SkandinaviskaKreditAktiebolaget . . Sweden. Comptoir National d'Escompte de Paris . France and Foreign Societe de Credit Suisse .... Basle and Lucerne, Countries. Switzerland. Cook & Son, Thomas . Great Britain and Foreign Stavanger Handels-og Industrihank Stavanger, Norway. Countries. . . Cossart, Gordon & Co. . Funchal, Madeira. UlsterBank.Limited. .... Ireland. CdditLyonnais . France and Foreign Yokohama Specie Bank, Limited . . Bombay, Chinaand Japan Countries. 18 THE BANK OF TORONTO TH.E BANK OF TORONTO

LIST OF STOCKHOLDERS

figures The following comparative taken from 31ST DECEMBER. 1918 the Annual Statements show the growth NO. 01 of the Bank since its Incorporation NAME. ADDRE88. shares $104 es ----- I ---I- Abbott, Sir J. J. C., Executors Estate late.. ... Montreal, Que.. .. Ce.@ta end Abemethy, Miss Annie S. Scotland..L'Anse Aux...... Year' Reserved Fund ...... Acteson, Philip ...... 1 Garcons, Que. 1 Adami, Mrs. Mary S ...... Montreal, Que.. . 1857 $ 439,148 Adams, Frederick E., Executors Estate late ... do ... Aird, Ms. Margaret...... Barrie, Ont...... 1868 1,~70,~3 Allan, Archibald A,...... Montreal, Que.. .. Albro, Mrs. Margaret S...... Bennington, Vt .. 1878 3&%314 ~llen;William Ly ...... ' Cobour& Ont.. .. Ambrose, Mrs. Irobel M...... Ham~lton,Out.. . 1888 3,360,514 Ames., A. E. & Co...... I Toronto. Om... . Amys, Arthur L...... Peterboro', Ont .. 1898 3,900~347 Amys, C. Hswitt, M.D. (in trust) ...... do .. Amys, Mrs. Maxy E...... do .. 1909 8,727,050 Anderson, Alexander...... Stratford, Ont.. .. Anderson, Mrs. A. E., Executors&Tmsteeslate Westmount, Que. Anderson, Miss Charlotte D...... 1917 11,555,306 Highlanddo Park, Anderson, Mrs. Emily L...... { ...... 1918 11,625,923 Andros. Mrs. Frances M. L...... Victoria, B.C.. .. ~rchbaid,Edward (in trust)...... Montreal, Quc.. . Archbold, Rev. Francis H. W...... Ireland...... Ardagh, Henry H ...... Barrie, Ont...... Armstrone. Herbert W., M.D...... I Fergus, Ont...... I Paid-up Capitd - - $5,000,000.00 Armstrong, Mrs. Janet ...... Westmount, Que. Art Armciation of Montreal ...... Montreal, Que.. .. Rest Account 6,000,000.00 - - - Atkinson.--~ ~~ Miss Clara ...... do .... Loss 625,623.94 Atkinson, Mirs Florence ...... do Profit and Acaount Atkinson, Martimer ...... Brockville, Ont .. Aurton, Archer L...... Chicago, ILL. .... $11,625,623.94 ""I Bailey,. . Mrs. Annie H...... I Toronto, Ont . ...I Hatley. >lrs Erncrtinc V...... Qacbrc, Que.. ... Bsin, MR. lle=triee hl ...... I'elrolia. Ont.. .. Haines. Allen. hl.1)...... Toronto. Om. ... ~aines:Mrs. Annie 2...... I do . ....I Bainer; Dr. Allen McK., Executor...... do .... Baker, George P...... Yamouth, N.S.. . Baker, John ...... GaspC, Que ..... Baker, Henry E...... Three Rivers, Que Baldwin, Miss Adeline...... Montreal, Que ... Baldwin. F. W ...... Toronto. Ont.. .. Baldwin, Rev. Henry G...... England...... Baldwin, Lawrence H...... I Toronto, Out ....1 THE BANK OF TORONTO THE BANK OF TORONTO . . KOUNT NAME. MomT 'AID . PAID. . Boston Cemetey Association. The ...... Milton. Ont ...... $500 Bowles. James F ...... England ...... 300 Bowman. Miss Alice ...... Windsor . N.S .... 1, 000 Bowman. Miss Caroline M ...... do .... 1, 000 Bowman. Miss Catherine I ...... Halifax. N.S ..... 500 Bowns. Miss Felice M...... Brooklyn, N.Y ... 1,. Boyd. Miss Elizabeth ...... Toronto. Ont ..... 1, 400 Boyd. John ...... do .... 2, tm Bradley . Mn. Marjorie M...... Detroit. Mich .... 400 Bright. Alfred ...... Sherbrooke. Que . 100 Brodie. F . A.. Trustee ...... Vancouver. B.C .. 600 Brooks. Mrs . Mary ...... Gore's Lan'g. Ont. IW Broure. Mrs. Fanny A ...... Toronto. Ont ..... 1,000 Brown. Miss Jennie F...... do .... 600 Brown. Robert. Executors and Trustees of Ottawa.Ont.& Estate of late ...... {Montreal.Que.}, 8, om Brown & Shinton ...... Toronto. Ont...... 3, 500 Brawnridge. Mrs . Laura E ...... do ...., 5" Brownscombe. Felix ...... Peterhod. On1... 1.- Bruce. Alex . D ...... Gormley. Ont .... 3-3 Bruce. Mrs. Frances C ...... do .... 300 Bruce. Miss Janet ...... do .... 1,. Bruce. Miss Jean L ...... do Bruce. Miss Mary C...... do 1, Bruce. Robert ...... do .... I, 2W Brunelle. MIS. Dulcina ...... Montreal. Que::::I ... Im Bryson. Robert B ...... Perth. Ont...... 1, 500 Buchanan . Mn. Edith M ...... St.Cath'rines.Ont. 100 Buckingham. Elijah ...... Collingwood. Ont. 1,200 Buckingham. Miss Elizabeth ...... do 500 Buckingham. James ...... Stnyner. Ont..... 200 Buckingham. Robert {Poqe la 200 ...... Pralne. Man .} Buckingham. Miss Sophia ...... Collingwood. Ont . 700 Buckingham. William ...... do 200 Builen. Miss Selina J ...... Ireland ...... 100 Burland. Jeffrey H . (in tmst)...... Montreal. Que.... 9, Burnett. Mary W..Executon Estate late ...... do .... 3, 900 Burnett. Philip ...... do .... 800 Burns. Miss Jsaie A ...... Toronto. Ont ..... 200 Burns. Walter H . (in trust) ...... do 700 Burton. Brig..Gen Sir George W . E ...... (~Z"R",~Z,";i?} 6,400 Butterworth. Miss Maria E ...... Ottawa. Ont ..... I, 200

Caldbeck. Mrs. Margaret ...... Toronto. Ont ..... 3,- Caldecott. Mrr. Margaret E ...... do ..... 1, 000 Caldwell. Estate late Wm ...... Peterbard. Ont... I, Cameron. Miss Chersie C ...... Lor Angeles. Cal. 500 Cameron. Miss Grace ...... England ...... 4. 90-3 Cameron. Jam= ...... Collingwood. Ont. 500 Cameron. James & Miss Margaret Cameron. Collingwood. Trurteer ...... {Ont.&Seotland}l 9. 9-3 Cameron. Jxmer A...... mtland .... 10. 000 Cameron. Mrs. Jennie P ...... Culltn~wood.Onr. 1, 200 Camcrun . Miss Marparet...... Is Scotland ...... I 400 Cameron. Mrs. Victoria ...... I London. Ont..... I I. 000 THE BANK OF TORONTO THE BANK OF TORONTO . Na ol . ADDRESS. Share, NAME. ADDRESS . shale .MOUNT $1W ea $1W el PAID...... No' a Campbell, Adelaide L Executors of Estate of 1 .. Cherry. Mrs. Jennie A ...... Toronto. Ont .... 5 late ...... Chisholm .-. Marcaret D .. Estate late ...... 1 do ....1 j Campbell. Sir Alexander. Truitees of Estate .. Chrhtie. Leslie G ...... do .... 30 1 ~~~~~'~~~;: 1 Church Home. The ...... Montrea1.Q~~ .... r Campbell. Alexander ...... Hamilton. Ont... Clark. George M.. Executors of Estate of late .. Cobourg. Ont .... 37 Can~pbell.Alexander C ...... Markham. Ont ... Clark. Mrs. H . Louise ...... Toronto. Ont .... 16 Campbell. Alexander J.. Trustee ...... Truro. N.S ...... Clark. Miss Kathleen M...... Cobourg. Ont .... IC Campbell. A . H ...... Toronto Ont ..... Clark . William ...... Cardinal. Ont .... 27 Campbell. A . H.. G . Campbell andL. McCarthy do .... Clays. George ...... St . Louis. Mo .... rjc Campbell. Benjamin Thomas ...... Montreal. Que.... Cleeve. Mrr . Gladys S ...... Ireland ...... 8 Campbell. Graham ...... Toronto. Ont .... Clemens. Mrs. Marian ...... Westmount. Que.. 5 Campbell. J . H . Mayne ...... do .... Clerk. Ronzo H ...... Montreal. Que ... I& Campbell. I . H . Mayne.. . and A . H . Campbell . ) "". .... Close. Dr. John B ...... Sedgewick. Alta .. 11 "M" ~Eco~~t...... I Clubb. Azariah ...... Toronto. Ont..... 12 Campbell . lame. Estate of ...... Scotland ...... Coghlin . Mrr . L . Jean ...... Montreal. Que ... 7 Campbell. Mrs. Louise H ...... Bradford. Ont.... Comstock. William H ...... Brockvilie. Ont... z5c Campbell. Mrs Margaret. Executors and . 1 Montreal. Que.. . Conledemtion Life Association ...... Toronto. Ont .... 2x0 Trustees of late...... Cooch . Alfred C ...... - do .... 20 Campbell. Miss Vi~bfiaS ...... England...... Cook. George E.. M.U ...... do .... Canada Life Assurance Co ...... Toronto. Ont .... Cook. George J.. Executor ollate ...... do .... Canada Trust Co.. The ...... London . Ont..... Cook. G W ...... Montreal. Que ... Cantiie. George S ...... Montreal. Que... Cooper. Isaac J.. Executors Estate ...... Toronto. Ont .... Cantlie. Jar . A . Jr...... do . . Cooper. William Estate late...... Montreal. Que ... Cargill. W U., W H Bennett and W M...... Cargill. ~nt Copeland. Mrs MaryC ...... Collingwood. Ont . Southam. Trustees in trust ...... 1 ...... Cooeland ...... Mw Nora M...... Toronto. Ont.... Carleton. Hubert ...... Toronto. Ont .... Corby, Mrs . Clara A ...... do 7 Carleton. Miss Mable A...... do .... Corsitt. Miss Frances A ...... / Brockville, 0nt: ::I 20 Carlyle. James ...... do .... Corritt Mrs. Kate L ...... do 57 Carlyle. Miss M rosephine do ...... Coulson ... Duncan ~ ~~ ...... ~~ .I Toronto, Ont ...I( go Carlyle. Mrs . Wilhelmina D ...... do .... Coulson, Frank L ...... do .... 50 Carlyle. Mrs Wilhelmim D., Executrix Estate . do .... Coulson. Harold S ...... I do .... ( i5 James Carlyle ...... Coulson.8...... lnhn -., Lwc...... do Carmlchael. Mrs . Emma B ...... Langueuil. Que... Covert . Henrv...... Exmt, ors oflate ...... do .... Caron. Lady Alice B., Institute. and Charles covert; Mrs Maw Cobourg. Ont Quebec. Que...... I ...... E . Martel, Curator ...... Cowdry. Miss Aline ...... Pekin. China...... Carr. Miss Clara A...... Toronto. Ont .... Coyle. George P., Harold F . Coyle. Mrs. Carrie. Mrs. Catherine ...... do .... Dnothv Gage, Mrr M. A . Hebet. and { 1 Momton. N.B., . Carmthers. James N ...... do .... 5 nce Cassan de la Pe Carry. Morgan ...... Millbrook. Ont ... rz Coyle. George P...... do .. 6 Carson. Major-Gen'l John W ...... Montreal. Que... zoo Coyle. Harold F ...... do ... 6 Canauk. Miss M. Henriette ...... do ... 3 Crawford. Mrs . Edith L...... Toronto. Ont ..... 33 Casey. Mrs . Elizabeth...... Coboure. .. Ont .... ? Crawford. Miis Eli% S ...... Westmount. Que.. 272 Casey, Miss Margaret E ...... Crawrhay. Geoffrey S.. Executor ...... England ...... 8 Cassan de la Peyriere. Mn. Florence ...... I Francedo ...... Croeker. William ...... Toronto. Ont .... 100 Cawthra. Mrs. A . Maude ...... Toronto. Ont .... Cross, A .Ernest ...... Calgary. Aka .... 4 Cawthra. Mrs . Elizabeth J ...... do Crass, Alexander G.. His Honor ...... Montreal. Que ... ro Cawthra. Mrs Elizabeth J., W H Cawthra . . . do Cmsr. Edmund L ...... do ... 3 rs. A . Mabel Adamson (in trust) . . 1 .... Cross. George H ...... do ... I Ca%e Mrs. Elizabeth T . and W . H . 1 . Cross. Miss Janet ...... Westmount. Que.. 12 Cawthra (in trust) ...... 1 "0 .... Cross. Miss Rebecca W ...... do .. II Cawthra, Henry. Executrix of the late ...... do ..... Cross. William H ...... Montreal. Que.... I Cawthra.Joseph. Trusteer Estate. andExecutorr Crossen. William J do ...... Cobourg. Ont .... 125 and Trustees Estate Charlotte E . Cawthra .. ) Crown Trust Company (in trust)...... Montreal. Que ... 125 Cayley. Mrs . Agnes L ...... Collingwood. Ont . Crourther. William C ...... Toronto. Ont .... 15 Chafee. Miss Frances A...... Toronto. Ont .... Currie. Miss Sarah K ...... do .... 25 Chapman. Rev. David M . B ...... England ...... Cuny. Wilfred A ...... Halifer. N.S..... Cherry. George A . and William Cherry ...... Preston. Ont..... Cuwk. Mrs . Frances ...... England ...... 4Ii Cusack . Henry T...... Montreal. Que ... 80 THE BANR OF TORONTO THE BANK OF TORONTO .- HOUNT NO. 0: PAID. NAME. .. Elliott. W . George. Executors Estate late ..... Brantford. Ont ... Hlis. Alfred E ...... Yarmouth. NS.. I Empey. Mrs . Dora J ...... Brockviile. Ont... Englehart. J . L ...... Petrolia. Ont ..... Englehart. Jeffrey H ...... New York. N.Y . Englehart. Miss Reta Frank ...... do English. Mrs . Mary Augusta ...... Rngland ...... Enright. Mm . Katharine ...... Collingwood. Onl Ewan. Alexander. Executors of Errare of late .. Montreal. Que ... Eyre. Miss Mary F. W.. Trustee ...... Cobour& Ont...

Fair. George H ...... Bmntford. Ont ... Fair. Thomas J ...... do . . Petrolia. Ont. Fairbank. Charles 0. and Mary Edna Rock .... Santa Bar- 1 bara. Gal .... I Farley. Mrr . Elizabeth ...... Belleville. Ont.... Farley. Mrs . Margaret ...... Quebec. Que.... Farrell. Miss Letitia ...... Haliiax. N.S ..... Farrell. Miss Teresa ...... do .... Farwell. Alllert L ...... Boston. Mass ..... Fasken. David ...... Toronto. Ont .... Fnuvel. .\firs Winifred E ...... Ottawa . Ont ..... Fenning. F . W.. and F . R . Fenniug ...... England ...... Field. Miss Emma J ...... Cobourg. Ont .... Field. Mrs. Mary A.. Executrix ...... Broekville. Ont ... Filshie. Estate of A ...... Mount Forest. Ont Finley. Mn. Thora D ...... Xluntred. Que ... Firth. Charles...... England ...... Fisher. Hon . Sydney A ...... Ottawa. Ont ..... Fisher. Hon . Sydney A.. Mary F. Fisher and Ottawa. 0.. & Roswell E . Fisher (in trust) ...... { hfootreal. Q.} Fitton. Mrs . Maud G. Ross ...... Brantfixrl. Ont ... Flagg. Rev. E . L ...... Port Elgin. Ont Fleming. Alexander C...... Galt. Ont...... Faley. Casmo ...... Gasp$. Que ...... Ford . hh. Victoria ...... 1 Qcp.{ . -...... >- . Forrest. Rev. John. Trustee...... Halifax. N.S. .... Forsyth. MIS. Mary ...... Barrie. Ont ...... Fowlds. Henry M.. Exeeutorr Estate late ...... Hastings. Ont .... Fowlds. Miss Mary Y ...... do ... Fowlds. Walter M...... do .... Fowler. Mrs. Huldah ...... London. Ont..... Fmrer. Mirs Hattie ...... lirockville. Ont... Earley. Miss Adelaide ...... Quebec. Que..... 2 Eastern Tmst CO. (The) Trustee ...... Halifax. N.S ..... 95 Fraser. John ...... Petrolia. Ont ..... Eastern Tmst Co., Thos E Fraser and J J Frarer. hlrs. Mary A ...... Brockdle. Ont...... Freelard. Mirr Emily H ...... Montreal. Que Bremner. trustees ...... do .... 13 . Eastern Trust Cu . and H . P. Otty Savary (in Fuller. Miss Mary Emma ...... Hamilton. Ont ... tmstl ...... do .... 8 Eliot. Charles A . and K . MacD . Peterson (ini . 180 Gage. Mrs. Charlotte D ...... Toronto. Ont ..... trust) ...... Montreal. Que.. Gage. Mrs . Charlotte D . (in trust) ...... do .... 1 Gage. Francis H ...... do Elliott. Miss M. F. H ...... Ottawa. Ont ..... 47 .... Ellliot. Geo. T. (in trust) ...... New York. N.Y. Gale. Alfred J . V ...... Hull. Que ...... Elliot. C. H ...... Wingham. Ont.... 3i Gale. Ernest G..M.D ...... Quebec. Que ..... THE BANK OF TORONTO -- Of e. UAOUNT PAID. ------ea. --- Gooderham, William G., Albert E., Geo. H., Melville R.,Executorsand T~steesErtateof ...... 45 6 $45,600 Geo.Gwderham (ac. Harriet V. Blackstock) I Gooderham, William G., Albert E., tieo. H., Melville R., Executors and Trustees Estate ...... 45 6 45,600 of Geo. Gwderham (ac. Adelaide M. Ross). I Gooderham, William H...... Toronto, Ont .... 5 0 5.m Goodhue, Miss Sarah E...... Montreal, Que.... 8 800 Gordon, Alexander D. M., Helen C. Gordon and Eli= A. Gordon ...... } Ont..'. 2 2W Gordon, Mrs. Janet P...... do .... 40 43c-3 Gould, Richard J...... do ... I 2 1,203 Gould, R. H ...... Gasp$, Que...... I rm Gowan, Mrs. Jane ...... Creemorc, Ont.. ..2 200 Graeb, Aaron ...... Preston, Ont..... II3 bm Grandy, Mn. Annie ...... Port Hope, Ont.. .7 700 Grant, Albert...... do . . 510 5tm Grant, Mrs. Josephine Smart...... do . . 267 26,703 Grasett, Frederick Leal., M.D...... Toronto, Ont .... z,I Grasett, Lt.-Col.. Hy. J. and A. W. Grarett, 2,s" T~stees...... 1I 500 Grasett, Lt..Col. Hy. J. and G. B. Strathy, -. do 21 I NSI...... t 2,403 Gray, Reginald...... Burford, Ont.. ... 3 5,m Green, nliss Mabel L. and Miss Hilda T...... cob our^, Ont .... > 2,- Greenshields, Mrs. Maude A...... Montreal, Que. .. , z0,m Gregory, Mrs. Sarah A...... Antigonirh, N.S. 200 Greig, Edward R ...... Toronto, Ont.. .. w0 Gzowski, Casimir S...... do ..,. I 4,400

> 2,- 200 9,600 I 4'" > r,m 37,600 , 1,- 200 10,m 9,IW 5." ro,m 5" 3" 100 21," 1,300 1.5" 6," 300 3.500 2,403 7,503 2,4~ 200 THE BANK OF TORONTO THE BANK OF TORONTO - NAXE. ADDRESS. %MOUNT NAME. I PAID. Kaiser, Mrs. L. Lister ...... Oshawa, Ont. .... 5 Kme, Mrs. Jessie A,, Executrix...... Toronto, Ont.. .. zc Kemp, Mrs. Elsie M...... Montreal. . Oue. .. 8 Keaiy, Joseph B., and Louis F. Kenny, Trusters ...... Kilgour and Smith.. Ninga, Man.. ... Kina, Miss Frances.. Kinrston. Ont.. .. Kin& Mrs. Katherine M ...... Waiervilie, Que.. Kinnear, Miss Effie hl...... Toronto, Ont.. .. Kinnear, Mrs. Euphemia...... I :: ...I Kinnear, Tames ...... Kippen, ljuncnn...... Perth, Ont...... Kippen, Mrs. Elizabeth C...... do ....I Kortright, Ernest A ...... Toronto, Ont.. .. Laidlaw, Mir. Jessie ...... do .... Laidlaw, Robert...... do ... Laidlaw, Robert W...... New York, N.Y.. Laing, G. F., and John W. Spears (in trust) ... Toronto, Ont.. .. Lamb, Henry M...... Montreal, Que. .. Landon, Martin...... Steam Boat { Springs, col.} Langley, Elliott W ...... Toronto, Ont .... Larkin, Hubert E ...... St. CatharinqOnt Larkip, Miss N. M...... do Lash, 2. A,, K.C., and Miller Lash, Trustees Toronto, Ont.. .. Lash, Z. A,, K.C., and JohnUsborne,Tmstees.. Toronto, Ont., { and Honolulu) I.norie, Archibald ...... Quebec, Que..... Laurie, Mrs. Elizabeth F...... do .... Laurie, Duncan, Executor of Estate of late. .... do .... Laurie, Frank C...... do .... Laurie, James, M.D...... do .... Lawrence, Mrs. Alice B...... Bennington, Vt.. Lawrence, Frederick H...... do . , Lawson, Miss Sarah M...... Halifax, N.S.. .. Leach, Frederic H...... Toronto, Ont. ... Learmont, J. B., Estate of...... Montreal, Que.. . Le Boutillier, Charles S...... Gasp&, Que...... Ibbotron, Mrs. F. Louisa ...... Montreal, Que.. Le Boutillier, Herbert S...... do ...... Innes, William P...... Simcoe, Ont.. .. Lee, Thomas S. C...... England ...... Inwood, Frederick G...... Toronto, Ont.. . Lee, Walter S., Executors and Trustees of late. Toronto, Ont. .. Irish, Mrs. Jenny H ...... do ... Leg@, Mrs. Eleanor L ...... Montreal, Que.. . Irwin, Delacherois T., Colonel...... Ottawa, Ont.. .. LeMoine, Alexander, Executors of late...... and Irwin, Mrs. Isabella ...... do .... I Montreal,Que 1 LeMoine, P. R. and A. hl. C. L. R~hillard QUe,, , , Jackson, John Day...... New Haven, Con (in trust) ...... 1 Jephcott, William, Executors and Executtirr, , Leney, John M., h1.D...... , Man.. Estate of late ...... ora an to, 0nt.. . Leney, \I'm A...... Omrtown, Que.. Jex, Alfred L...... Cobourg, Otlt .. Lennarcl, Mrs. Apes ...... Dundas, Ont. ... Johnson, Miss Fanny L...... Montreal, Que. Lemon, Mrs. Sarah A,...... Sodbu~y,Ont.. .. Johnson, Mrs. Mable ...... Cobourg, Ont.. . Lester, Alfred R...... Ireland...... Joly de Lothiniere, Mrs. Marion H...... Lotbiniere. Que Lewin, F. G...... Sarkatoon, Sask.. Jones, Edward C ...... Toronto, Ont .. Lewis, Frederick Orr ...... Montreal, Que ... Jones, Mrs. Emma S...... Windsor, N. 5.. . Lewis, Mrs. Msud Orr...... do ... Jones, James Gordon, Estate of...... Toronto, ont... Lewis, William J., Estate of...... Ilalifar, N.S.. ... Judah, Mrs. Sarah C. (deceased)...... Montreal, Que. Liebner, Ernest 0...... St. Thomas, Om. Julian, Rice Lewis ...... New York, N.Y Lindsey, J ...... Oranaeville, Ont.. THE BANK TORONTO THE BANK TORONTO .. ..-

NAME NAME KOUNT . ADDRESS. &, . PAID . - . IIW Little, George F...... Toronto, Ont ... MeFarlane. Mrs . A . Maude R ...... I Montreal . One.... 1 ,a. Frsr.lr Onr Long, Joseph W ...... Montreal, Que.... 2 .IlcFicgi Artlmr J ...... Long, Miss Marcella ...... Tamnto, Ont .... \lcGee. \In. Llndrrth ...... (haw-. Ont ..... Long. Miss Margaret E ...... do ..,. \IcC~~.lmn.. D. Lome ...... !donlre.?l. 0.w.... Long. Miss Mary...... , ...... do .. McGregor. John A...... ~eterhord','Ont... Long, Thomas ...... Collingwd. Ont. 30 McGregor. Ltd.. J . D. and P . A...... New G1asgow.N.S Long, Thomas P ...... do McHardy, Charles ...... Galerich. Ont.... Toronto, bnt., McIntyre. Gilbert H., Estate of ...... St. Mary's. Ont . Longmore, Mrs . Mary H.. Trustee5 for ..... Qoebec. Que.,& I, McKenrie . Miss Ames M ...... Calpary. Alta .... England ...... Is' .\l~Krrgu~~.John ...... \~&i.unr. Qur.' Love, Miss C Grace , I hliKll . ..I,. llci;hen. #&n. Executor. Eitltr of lrtr...... $ ::I MacKenzie. Miss Mary...... Calgary, Alta .. JILrcmtilc Trust & Iknoilt Cu ...... I ear Yurk ...... MacKenzie. George and Alexander G . Mac- hfethot. Edward W.. estate of ...... New York. N.Y .. Kenzie (deceased) ...... 1 England ...... Midtie. Miss Caroline J ...... London. Ont..... MaeKenzie. Mrs . Jane ...... Richmond. Que .. Michie. Miss Helen R ...... do .... MacKenzie. Kenneth A . J.. M.D...... Portland. Oregon . Miller. William R . (in trust)...... Montreal. Que ... Maepherson. Andrew E ...... Cardinal. Ont ... Mills. Nathaniel (in trust) ...... London. Ont .... MacWilliam. Mrs. Jane ...... Buffalo.N.Y ..... Missionary Society of the Methodist Church .... Toronto. Ont .... McAdie. Mrs. Sarah J . V ...... Oshawa, Ont..... Mitchell. Mrs . Eva C ...... do .... McAdie. William F ...... do .... Mitchell. George G ...... do .... McArthur. Hugh A ...... Cardinal. Ont .... Mitchell. Mrr . Evelyn L ...... Halifax. N.S. ... McBrine. Mrs. Agnes R ...... Toronto, Ont .... Moat. John F ...... Ireland ...... McBrine. Miss Rebecca J ...... do .... Moat. William ...... En land McCallum. Miss Lulu ...... Cobourg. Ont .... Moncrief. Mn. Ann ...... ~~!i~b&'. .&it. : Petrolia and McCann, Jr., JZ&.rd...... Omagh. Ont ...... Moneilelf. Executors Estate Isabella ...... RlcCann, Mrs . Martha A ...... Milton, Ont...... 1 Winnipeg.M . I McClary. Mn. Fanny ...... Toronto. Ont .... Manro. Miss Amy ...... Tomnto. Ont .... McClelland. John ...... do .... Monro. Neville F ...... do .... McClure. Mrs . Mary L ...... Wiarton. Ont .... ~onseil.Mrs . Jane. Estate of late ...... Port Hope. Ont .. McCormack. Robert L.. Estate of ...... Toronto. Ont .... : Montreal City and District Savings Bank ...... Montreal. Que ... McDonagh, Mrs . Marjorie J ...... do .... Montreal Homoeo~athicHosoital ...... do ... MeDougall. Mrs. Helen 0 ...... Montreal. Que.... : Montreal protestait lndustih Rwms...... do McEuen. Chades H., and Mary Bowles. ' Montreal Trust Co.. Trustee ...... do Trustees, Executors and Administrators ... 1 ...... I :::I THE BANR TORONTO THE BANR TORONTO NO . . NAME. ADDRESS. Shal ...... $100 NAME. ADDBESS. !:&: .. Ilca ea Moore, Mn. Elizabeth C ...... Eneland ...... - ...... Moore, Miss Lucie J ...... , , .. do , ..... Pardeg, Miss Amelia F...... Montreal, Que.... Moreault, Jos. F ...... Sorel, Que ..... Paterson, Noble L ...... Toronto, Oot..... Morris, hlrs . Jean M ...... Windsor, N.S .... Patterson, Mrs . Mary S ...... New York, N.Y .. Morrisey, Thomas L. (in trust) ...... Montreal, Que.. I Patton, W . R ...... ,...... England ...... Morrison, Mrs . Mary ...... Toronto, Ont .... r Paulin, George ...... Calgary, Alta .... Morrison . William ...... , ...... do .... 2 Payrant, J . Y . and E . P . Allison, Executors Morrow, Mn Marion L ...... ,S,,,, . . Halifax, N.S..... I and Trustees (in trust)...... 1 Morrow, WilliamG ...... Peterboro, Ont ... r Pearman, Horace V ...... do .... Momsen, Michael ...... Montreal, Que .. 5 Pearson, Mrs. Charlotte E . C . A ...... England ...... Mott, Catharine A., Executors Estate late ..... I~artmoath,N.S .. Pearson, Mrs. Mary J . L...... do ...... Mowat, MIS. Mary A .. ., ...... Toronto, Ont .... 3 Peek, Mrs . Harriett M . C ...... Denver, Col ..... Moyna, Rev . Michael ...... , . do .... Z Pentland, Mrs . Jane A ...... Collingwood, Ont . Muir, Allan D ...... , , .. Burford, Ont..... Penton, MissBessie B ...... Halifax, N.S. .... Muir, Robert, Executors Estate of the late (in England ...... ra Perry, Louis V ...... Montreal, Que.... trust) ...., ...... ) Peterkin, James F ...... Toronto, Ont .. Muir, William ...... , .., . do ,...... za Philp, James ...... Newcastle, Ont .. Mulrenin, Miss Margaret ...... , , . Cobourg, Ont .... Phillips, Rev. Charles C., J . B . Abbott and nnoxville, ue .. Munro, Mrr . Maq ...... , Coilingwood, Ont. Arthur E. Abbott, Trustees...... 1 Murch, W . S . R ...... Kingston, Ont ... I, Piddington, Alfred ...... Montreal, Que ... Murchison, Dalton I< ...... Barrie, Ont .... I< Piddington, Mr. . Annie ...... Quebec, Que..... Murehison, Mrs . Jane ...... do ... , ..,.. Piddington, Mrr . Annie, Imtitute ...... do ...,. Murton, Luther K., Execntrices Estate late .... Oshawa, Ont ..... ' Piddington, Arthur G ...... Montreal, Que.... hlussen, Mrs . Nora F., Estate late ...... Montreal, Que.. , Piddington, Miss Ethel E ...... Quebec, Que ..... Myers, Mrr . hlary A ...... Cambridge, Mars, lo' Piddington, Mis Florence W ...... do ,.... Myler, Paul J ...... , ..., ...... Hamilton, Ont .. 6c Piddington, Samuel...... Ottawa, Ont ..... Piddington, Miss Susan ...... Quelm, Que..... Nash. Miss Eleanor A ...... Montreal. Qoe .... Pirie, Charles N ...... San Jose, C. Rica National Life Assurance Co.. The...... Toronto. Ont..... Pitblado, J . and Co...... Montreal, Que.... National Trust Co.. Limited ...... do .... Porritt, Frederick R ...... Barrie, Ont ...... National Trust Co.. Limited. Trustees ...... do .... Porritt, Thomas Herbert ...... England ...... National Trust Co., Limited. and Mort Rev . Pottenger, Frederick W ...... Grimsby, Ont .... Archbishop Matheson. Executors ...... 'vinnipw 'Ian. . Potts, James MeC ...... Stirling, Ont ..... Nealon. Edwards B ...... }I Ireland ...... Prewer, Mrs . Mary ...... Chapleau, Ont.... Neilson. Mn. Matilda A ...... Cap Rouqe. P.Q .. Price, Mn. Mary J ...... Montreal, Que ... Nelles. Thomar R.. Executor ...... ~mcoe.Ont ..... Price, Walter L ...... do ... Nelson. Mrs . Cora A ...... I ~ortonMills.USA Pringle, John ...... , London . Ont ..... Nelson. Edward J ...... do Protestant liospital for the Insane ...... Montreal, Que ... Nesbitt. Mrs . Amy G ...... I Toronto. Ont ..... Protestant House of Industry md Refuge ...... do ... Nesbitt. Hon Wallace. K.C ...... do ..... Purrlow, Miss Julia G., Executorsand T Port Hope, Ont . Nesbitt. Hon . Wallace. K.C.. Porter Tmrt .... do ..... of the late ...... , ...... Nicolson. Mrs . Clara C...... James'Bay. Que.. Nobbr. Mrs . Ma~yC ...... Montreal. Que.... Queen's University ...... Kingston. Ont .... Nordheimer. Samuel. Executors Estate late ... Toronto. Ont.... Quinlan Hugh ...... Montreal. Que.... Northern Life Assurance Co . of Canada ...... London. Ont..... i Rabaud. Madame Georgina J ...... France ...... Officers' Pension Fund of The Bank of Toronto . Toronto. Qnt Rae. Harry C ...... Toronto. Ont ...... 46 Montreal. Que O'Plynn. JohdF ...... St. Cntherines. Ont 18 Ramray. Robert A ...... Randall. Mrs Mary I do .... O'Keefr. khqene. Estate of late ...... Toronto. Ont .... 300 ...... O'Mem. Mrs . Gertrude...... Quebec. Que 80 Redpath . John R ...... do ...... do ... Orr. Mrs . Mary L ...... Cobourg. Ont .... 10 Reed. Mrs . Jessie E...... Reed. Mrs . Kate...... Quebec. Que..... Or,. William C ...... Stratford. Ont .... 5 Osler. Sir Edmund H ...... Toronto. Ont roo Reeks. Mrs . Sarah A...... St. Thoma~Ont ...... Reford. Mrs Elsie S (in trust) Montreal. Que .. Orwald. Brothers ...... Montreal. Que.... 2 ...... Oxlry. Mrs . Helen B ...... Toronto. Ont..... ro Reford. Robert W ...... do ... Reid. Hon. J . D ...... Prescott, Out .... Pam. Mrs . Elizabeth I ...... Lor Angeles. Cal.1 40 Reid. Robert ...... Montreal. Que ... I Remon. Mrs. Marie E ...... Ottawe. Ont..... Renfrew. Mn. G. Constance ...... Kelowna. B.C.... 32 Rhoder. Francis B . F ...... Bergerville. Que .. 33 THE BANK OF TORONTO THE BANK OF TORONTO

NAME. ADDRE88. zT:i ------1W es Smtt, Miss Mary Jane...... Toronto, Ont.. Scott, Ralph G...... England...... Second Scottish Northern Investment Trust Ltd. Scotland...... Sellar, Mrs. Mary W...... Huntingdon, Q. Semple, Mrs. Christina ...... Tottenham, Ont T'nbr9geW'lls, Sergeant, W. 0. F., A. H. Dashwood and R. Stihbinson T. Hinekes...... I Foxley, Eng.. I Sharmon, Mrs. M. Howard ...... London, Ont ... Sharp, Mrs. Kathleen H...... White Pln's,NY Sharpley, Mrs. Eliza. S...... Montreal, Que.. Shaw, Gw. E...... Toronto, Ont.. Shellington, James W...... Brantford, Ont. Sheltering Home of Montreal ...... Montreal, Que.. Shepherd, Mirr Edna R...... Como Rue, Que Shepherd, Miss Frances A. R...... Montreal, Que.. Shepherd, M. Ward...... Bradley Cr'k, 0. Shepherd, R. W., Executors Ertate late, in Dlontrral, Que,, trust for Mrs. A. MaudeM. Haswell...... )' Shepherd, Sherringham A,...... England...... Simpron, Arthur G...... Montclair, N.J. Sinelair, Donald C., Trustee...... New Glargow.. Sinclair, Mrs. Margaret...... Woodstock, Ont Sindair, Mrs. M. Jean...... Halifax, N.S.. . Sivers, Chas. L., Trustee and Executor...... Toronto, Ont .. Skill, Mrs. E. E. H, ...... Cobonrg, OOn. Small. Catherine G.. Estate of late...... Sarnia. Ont.. .. Small, Joseph S...... do .... Smith, Caroline M., Executor and Trustee of Orillia, ,, Estate of the late...... Smith, Frederick W. and Alfred W. Roper I Montreal, Qne. (in trust) ...... Smith, E. E. N ...... I Hamilton, Ont. Smith, D. King, M.D ...... Toronto, Ont.. Smith, Mrs. Jane M...... Montreal, Que.. Smith, Mrs. Mary J ...... N. York, N.Y.. Smith, J. Murray, Executrix of Estate of late.. Montreal, Que.. Smith, Lady Sarah M...... Dorcherter, N.B Smith. Mrs. Winifred...... Montreal, Oue.. Smyth, Mrs. Sarah...... Pt. Perry, Ont. Sowerb)i, Albert T., Rev...... I Toronto, Oi.. Spaidd, Donald M...... Brockrille, Ont. Spence, Gilbert, Executors Estate late...... Fort William,O. Spencer, Mrs. Edna B ...... Westmount, Q. I Spragge, William T. H., Executors and [ Mnn+.esl ~ue. Andrew's Presbyterian Church, Trustees of.. Barrie, Ont.. ..I Trustees of late...... \ I 1 St. Geop's Society...... Quelxc, Que.. Standard Trusts Co., Executors of Estate late Sailrhury, Mrs. Mary G...... Toronto, Ont.. . Xieholas Bawlf...... St. Clair, Mrs. Mary E...... Bradford, Ont.. Stanton, Mrs. Annie.. Napanee, Ont.. Sanders, Mrs. Laura...... Vaocouuer,B.C. Stanwav... H. M.. Montreal,~. Oue. Sandham, Mrs. Maria A...... England Starer, James ...... Toronto, Ont.. Simsone, Salvator ...... London, Ont .. Stark, John & Co., Trustees...... do .. hunders, E., Managing Director (in trust). ... Toronto, Ont .. Stayner, Frederie H...... England...... t, Frederick R...... Wstmount.Oue Stayner, Major Lawrence G ...... do ..... 1 1 Steaey, Frederick B...... Broekville, Ont. George T...... Toronto, Ont.. Bruno L., Dr...... Albany, N.Y. Stephens. Mrs. Annie W...... Collingwood,O. 13 . - I Steuhenr. Chas. E do 30 'err, ~rthurG ...... Endand ...... - ...... Scott, Hon. James Ii ...... Perth, Ont. .... Stephens, Mrs. Louise...... Stephens, Robert T...... do Scott, Miss Margaret F. M...... Simcoe, Ont. ..'1 ::: : 1 THE BANK OF TORONTO THE BANK OF TORONTO - - NAME AMOUNT NAYE ADDRESS. AMOUNT PAID. zirz, PAID. ------$100- ei Trees, Miss C. E., Miss E. J., J. D., S. L., Toronto, Ont, IW Steven, John...... Scotland ...... and C. F., Trustees...... 1 Stevenson, Mrs. Margaret C...... Toronto, Ont.. I Trees, James U ...... do .. 4 Stevenson, Miss Ma~iaM. W...... S. Beach, US.. Trees, Samuel L...... do .. 6 Stewart, Re7. Alexander...... Scotland ..... 5 Turnbull, John and George H. Srnithers, Tmstees Montreal, Que.. z Stewart, Miss Alice E...... Orillia, Ont.. .. Turner, Mrs. Florence ...... Brockville, Ont. z Stewart, Mrs. Pauline C...... Cleveland, Ohio Tamer, Mrs. Marguerite...... Barrie, Ont.. .. 5 Stokes, Mrs. Edith M...... England ...... I Tyrwhitt, Ms. Mildred R...... Hull, Que.. ... 15 Stokes, John M., Commander R.N...... do ...... Stone, John I<., M.D...... Parry Sound, 0. Uniacke. Ibbic, Exwulrieer of late...... Ilalihx, S.S.. . 18 Stone, William ...... Toronto, Ont.. ra Union 'l'rusr t:uwpnny and l'eoplri Slalr Bank. IJctrult, L'.S.. . 625 Stothart, Miss Elienor...... Peterboro', Ont. Univcrwy uf Lluunt Alliron College...... Snckvllle, S.B. 32 Strathcona and Mount Royal, Margaret Char- I I lotte, Baroness...... Que.. zz Strathy, Mrs. Agnes S. (in trust)...... / Toronto, Ont.. . Strathy, Gerard B. do 3 ...... 3 Stratton, Hon. James R., Executor...... Peterbard, Ont. I Sullivan, Mrs. Heurietta M...... Toronto, Ont.. 8 Swabey, Mrs. Florence ...... do .. Swan, Miss Beatrice Helen...... do Swan, Henry do .. 3 ...... I0 Swan, James H.. do ...... 21 Swan, Robert. Executors of the Estate...... do . . Sweny, Mrs. Alice R...... do . i THE BANI% OF TORONTO .- NAME MOUNT . PAID . .-. Williamson. Mrs. Helen H ...... Simcoe. Ont ... 2 Wilson. Minr Margaret C...... Toronto. Ont .. lo Wihon .Richard W ...... Cobourg. Ont .. 5 Wilson. Robert ...... NewYork.N.Y. 2 Wilson. Thomas ...... Benningt'n.N.H 25 Withall. William J .. Executors of Estate o Quebec and late ...... : 1 Montreal. Q 1 Wolf. Mrr . Ada ...... Oakland. Cal .. 8 Wood . ME . Helen R ...... Toronto. Ont .. la, Wood. Mra . M. L ...... St.Catharines.0 5 Wood. Major Robert ...... Roy'lW'rwick 375 { shire Regt. Wood. Thomas H ...... Toronto. Ont ...1 255 Wood. Thomas R.. Executors of Estate of late do ... 500 Wright. Mrs. Rosa E ...... Pieton. Ont .... 5 Wurtele. Ernest F ...... Montreal. Que . 5 Young. Aamn N.. Trustees of Will of late ..... Chicago. Ill .... Young. Mrs . Amy C ...... Westmount. Q