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BMO Selectclass® Growth Portfolio*
BMO Global Tax Advantage Funds BMO SelectClass® Growth Portfolio* IdeAl InveSTOr You are seeking long-term capital appreciation with some element of capital preservation. Growth Aggressive Growth E Q U I T Y F I X E D I N C O Balanced 25% M 100% E F I X turn E D 75% Y Y I T T Re N I I U C U 52.5% 47.5% Q E O Q M Security E E Y I T U Q E 25% F I X E WHY InveST In THIS FUnd? 75% D I N C O M A comprehensive investment E management solution that provides the Risk following benefits: • Diversification by asset class, geography InveSTMenT OBJeCTIve and market capitalization • Professionally constructed and optimized This Portfolio’s objective is to provide long-term growth by investing primarily in portfolios to reduce risk and enhance mutual funds invested in equity securities and, to a lesser extent, in mutual funds return potential invested in fixed income securities. • Manager selection and monitoring to ensure your assets are managed by POrTFOlIO COMPOSITIOn knowledgeable investment specialists • Automatic portfolio rebalancing Fund % Portfolio Advisor Fixed Income A corporate class structure to allow you BMO Bond Fund 15.00 Jones Heward Investment Counsel Inc. to accumulate capital as tax efficiently BMO World Bond Fund 5.00 Insight Investment Management Limited as possible BMO Global High Yield Bond Fund 5.00 PIMCO Canada Corp. • Each BMO SelectClass Portfolio is a series Total Fixed Income 25.00 class of BMO Global Tax Advantage Funds Equity Inc., allowing you to switch among the 4 Portfolios and 10 other classes without BMO U.S. -
Even More Land Available for Homes and Jobs in the Greater Golden Horseshoe
March 9, 2017 An update on the total land supply: Even more land available for homes and jobs in the Greater Golden Horseshoe For more information, contact: Marcy Burchfield Executive Director [email protected] 416-972-9199 ext. 1 Neptis | 1 An update on the total land supply: Even more land available for homes and jobs in the Greater Golden Horseshoe This is the third in a series of Briefs on the land supply for future urban development designated by municipalities across the Greater Golden Horseshoe to accommodate growth to 2031. This Brief sums up the supply of land in (a) the Designated Greenfield Area (DGA), (b) unbuilt areas within Undelineated Built-up Areas (UBUAs), (c) land added through boundary changes to Barrie and Brantford and (d) Amendment 1 to the Growth Plan. Altogether, the supply of unbuilt land for housing and employment planned until 2031 and beyond is 125,600 hectares. How much land is available for development in the Greater Golden Horseshoe? Determining how much land has been set aside to accommodate future housing and employment across the Greater Golden Horseshoe is a fluid process, because land supply data are not fixed once and for all. Ontario Municipal Board decisions, amendments to local official plans, and boundary adjustments constantly alter the numbers. In the first phase of analysis in 2013, Neptis researchers focused on estimating the extent of the “Designated Greenfield Area” (DGA).1 This was land set aside by municipalities in land budgeting exercises to accommodate the population and employment targets allocated by the Province for the period 2006–2031 in the Growth Plan for the Greater Golden Horseshoe. -
225 Henry Street Bldg. 3 Brantford ∙ Ontario
2400 CORNWALL ROAD · OAKVILLE,ONTARIO 225 HENRY STREET BLDG. 3 BRANTFORD ∙ ONTARIO AVAILABLE FOR LEASE HENRY STREET BUILDING 3 WAYNE GRETZKY PARKWAY 52,450 SQ. FT. INDUSTRIAL BUILDING KYLE HANNA* MITCHELL BLAINE* LUKE SLABCZYNSKI* Executive Vice President Senior Vice President Sales Assocaite 416 798 6255 519 340 2309 519 340 2328 [email protected] [email protected] [email protected] *Sales Representative 225 HENRY STREET BUILDING 3 // BRANTFORD,ONTARIO PROPERTY SPECIFICATIONS OVER-SIZED TRENCH NEW LED DRIVE-IN DRAIN IN LIGHTING DOORS PLACE LOCATION Wayne Gretzky Parkway & Henry Street SIZE 52,450 Sq. Ft. ASKING RATE $5.95 per Sq. Ft. Net T.M.I (2020) $2.48 POSSESSION October 1, 2020 SHIPPING 1 Truck Level Door, 5 Drive-in Doors ZONING M2 (Outside Storage Permitted) CLICK HERE TO VIEW DETAILED ZONING INFO POWER 600 Volts, 800 Amps Multiple clear heights (High bay: 45’ Low bay: 21’) 2 x 10 Ton cranes, 5 x 1 Ton jib hoist cranes Fully sprinklered COMMENTS Surrounded by numerous retail and restaurant amenities Centre ice location for employment, retail and logistics 2.5 km to Highway 403 225 HENRY STREET BUILDING 3 // BRANTFORD,ONTARIO PHOTOS 225 HENRY STREET BUILDING 3 // BRANTFORD,ONTARIO LOCATION HIGHLIGHTS LOCATION Brantford is centrally located for logistics providers and manufacturers as it is in proximity to: . • Multiple US borders • 3 major markets (Toronto, Detroit, and Buffalo) • Internationally connected railways • Major 400 Series highways (403 and 401) • Three international airports (Toronto Pearson, SITE Hamilton and London) and one local domestic airport (Brantford) Brantford is a one-day drive away from 160 million customers and 60% of all manufacturers in Canada and the US. -
Canadian Imperial Bank of Commerce ANNUAL INFORMATION FORM
Canadian Imperial Bank of Commerce ANNUAL INFORMATION FORM December 4, 2019 TABLE OF CONTENTS 2 A NOTE ABOUT FORWARD-LOOKING STATEMENTS 3 INFORMATION INCORPORATED BY REFERENCE 3 CORPORATE STRUCTURE 3 Name, Address and Incorporation 3 Intercorporate Relationships 3 DESCRIPTION OF THE BUSINESS 3 The CIBC Organization 4 Competitive Conditions 4 Social and Environmental Policies 4 Risk Factors 4 GENERAL DEVELOPMENT OF THE BUSINESS 4 Three Year History 5 DIVIDENDS 5 CAPITAL STRUCTURE 5 Description of Common Shares 5 Description of Preferred Shares 6 Certain Conditions of the Class A Preferred Shares as a Class 6 Bank Act (Canada) Restrictions Related to Share Ownership 7 Liquidity and Credit Ratings 8 MARKET FOR SECURITIES 8 Trading Prices and Volume 8 Prior Sales 9 Escrow Securities 9 DIRECTORS AND OFFICERS 9 Directors and Board Committees 9 Executive Officers 9 Shareholdings of Directors and Executive Officers 10 Corporate Cease Trade Orders or Bankruptcies 10 Penalties or Sanctions 10 Personal Bankruptcies 10 Conflicts of Interest 10 LEGAL PROCEEDINGS AND REGULATORY ACTIONS 10 INTEREST OF MANAGEMENT AND OTHERS IN MATERIAL TRANSACTIONS 10 TRANSFER AGENT AND REGISTRAR 10 EXPERTS 11 AUDIT COMMITTEE 11 Education and Experience 11 PRE-APPROVAL POLICIES AND PROCEDURES 12 FEES FOR SERVICES PROVIDED BY SHAREHOLDERS’ AUDITOR 12 ADDITIONAL INFORMATION 13 Appendix A: Rating Definitions 15 Appendix B: Audit Committee Mandate CIBC 2019 Annual Information Form 1 A NOTE ABOUT FORWARD-LOOKING STATEMENTS From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including in this Annual Information Form, in other filings with Canadian securities regulators or the U.S. -
THE LARGEST COOPERATIVE FINANCIAL GROUP in CANADA Annual Report
THE LARGEST COOPERATIVE FINANCIAL GROUP IN CANADA Annual Report 2004 And proud of it. www.desjardins.com 1 800 CAISSES Commemorative $5 coin issued by the Royal Canadian Mint in honour of the 150th anniversary of the birth of our founder, Alphonse Desjardins. Desjardins 2004 Annual Report THE LARGEST COOPERATIVE FINANCIAL GROUP IN CANADA A FINANCIAL FORCE WITH $106.2 BILLION IN ASSETS HEAD OFFICE Fédération des caisses Desjardins du Québec A HUMAN FORCE OF OVER 5.5 MILLION MEMBERS AND CLIENTS, 100, avenue des Commandeurs Lévis (Québec) G6V 7N5 125,000 BUSINESS MEMBERS, 39,000 MOTIVATED EMPLOYEES Canada AND 7,660 DEDICATED ELECTED OFFICERS Telephone: (418) 835-8444 VERSION FRANÇAISE A HIGHLY ACCESSIBLE DISTRIBUTION NETWORK COMPRISING: La version française de ce Rapport annuel peut être obtenue sur demande. • 1,483 points of service in Québec and Ontario: 572 caisses and This annual report was produced by the Corporate Executive Division of Desjardins Group (Communications and Public Affairs Division) and the Financial Executive Division of Desjardins Group 911 service centres (Control and Financial Disclosure Division), Fédération des caisses Desjardins du Québec. • A combined total of 114 points of service in Manitoba and This annual report is made from paper containing recycled pulp. New Brunswick, that is 40 affiliated caisses and 74 service centres Graphic Design lg2d Production la souris masquée • 55 Corporate Financial Centres in Québec and 3 in Ontario Photoengraving and Printing J.B. Deschamps • 28 Desjardins Credit Union points -
A Human Species Habitat Witness Statement
PLEASANT RIDGE EXHIBIT 189 September 30, 2013 Ms. Esther Wrightman 1516 Napperton Drive Kerwood, Ontario N0M 2B0 Tel.: (519) 247-3541 Email: [email protected] Sent VIA EMAIL A Human Species Habitat Witness Statement RE Middlesex-Lambton Wind Action Group Inc., Harvey Wrightman and Esther Wrightman v. Director, Ministry of the Environment, ERT Case Nos. 13-102, 13-103, 13-104 - LSB No. 13-9781 ERT Case No. 13-102 to 13-104, ENVIRONMENTAL REVIEW TRIBUNAL IN THE MATTER OF appeals by Middlesex-Lambton Wind Action Inc. ("MLWAG") and Harvey Wrightman and Esther Wrightman (the "Appeals") for a Hearing before the Environmental Review Tribunal (the "Tribunal") pursuant to section 142.1 of the Environmental Protection Act, R.S.O. 1990, c. E.19, as amended with respect to Renewable Energy Approval Number 6465- 8XGLQT (the "REA") issued to Kerwood Wind Inc. to engage in the Adelaide Wind Energy Centre by the Director, Ministry of the Environment, on August 1, 2013 and posted on the Environmental Registry on August 1, 2013 under section 47.5 of the EPA, in respect of a Class 4 wind facility consisting of the construction, installation, operation, use, and retiring of a wind turbine facility with total nameplate capacity of 59.9 megawatts and in the Municipality of North Middlesex and the Township of Adelaide-Metcalfe, County of Middlesex, Ontario. A proposed project by NextEra Energy Canada, Adelaide Wind Energy Centre, a 37 wind turbine generator with a total name plate capacity of 60 megawatts (MW). Page 1 of 26 © Copyright 2013 McCann Appraisal, LLC and © Copyright 2013 Ben Lansink NOT A LAND VALUE REPORT – A Human Species Habitat Witness Statement The reader is advised that this report is not a market value estimate; it is not an appraisal pertaining to the value of real estate; and it is not a consulting report. -
Sir Edmund Walker
SIR EDMUND WALKER C. W. COLBY BORN in 1848, Sir Edmund Walker belonged to the generation which was just coming to manhood when the Dominion of Canada took the place of British North America. As he joined the staff of the Canadian Bank of Commerce less than thirteen months after Confederation, it may be said that his career coincided exactly with the period which has elapsed since Canada undertook to become a nation of the modem world. This fact has more meaning than could be attached to a mere chronological coincidence. It may be associated with the central motive of his life. Starting out at a moment when patriotism was in the air, he became a patriot in the fullest sense. There seems never to have been a time when public spirit did not inspire his aspirations and impel his acts. Through out fifty-six years of incessant effort he continued to plan and give and build for the benefit of Canada. Lord Milner has said that when he thinks of the British Empire he does not feel impelled to wave a flag, but rather to go off by him self in a corner and pray. Sir Edmund Walker's patriotism was of the same character. At least it lacked wholly the flamboyant quality which one associates with fervid rhetoric and boisterous flag-waving. Moreover with him, as with the Benedictine monk. to labour was to pray. He built up a great bank, and had every possible opportunity to secure information, by the most legitimate means, which through thought and planning could be made to yield large personal profits in cash. -
BANK MERGERS: IS BIGGER BETTER? Introduction
BANK MERGERS: IS BIGGER BETTER? Introduction In January 1998, the Bank of Montreal and the Royal Bank of Canada announced plans to merge and create one superbank. A few months later, in April, the Toronto Dominion Bank and the Canadian Imperial Bank of Commerce announced similar plans. The proposed bank mergers caught many people off guard, including Minister of Finance Paul Martin. In a Macleans interview, Martin said, "Just because they decided to get into bed together doesnt mean that I have to bless their union." Martins message seemed to be that Ottawa, not the banks, would decide the future of banking in Canada. "There will be no mergers in the banking sector until we are convinced that [it] is what is best for Canadians, and we will not be stampeded into making that decision." According to the banks, the proposed mergers were a natural response to a changing and highly competitive global marketplace. Mergers, they said, provide a way of maintaining a strong Canadian presence in the banking industry. Certainly, recent technological advances have dramatically changed the manner in which the financial services industry conduct their business, and the above- mentioned banks feel, therefore, that they need to be bigger to compete and to have a substantial presence in the global banking community. Martin himself acknowledged the changed nature of banking when he said, "If you look back at banking five years ago, you might as well look back two centuries." While the proposed bank mergers brought attention to the challenges facing Canadas banks, these challenges are not peculiar to the banks alone. -
BMO Private Equity Trust PLC
BMO Private Equity Trust PLC Annual Report and Accounts 31 December 2019 BMO Private Equity Trust PLC Celebrating1 | BMO Private 20 Equity years Trust PLC– 1999 to 2019 Report and Accounts 2019 | PB 2 | BMO Private Equity Trust PLC Report and Accounts 2019 | 1 Overview Overview Contents Chairman’s statement Strategic Auditor’s Report Overview Independent Auditor’s Report 40 Company Overview 2 Report Financial Highlights 3 Summary of Performance 4 Financial Report Statement of Comprehensive Income 46 5 Balance Sheet 47 Chairman’s Statement Statement of Changes in Equity 48 Governance Statement of Cash Flows 49 Strategic Report Notes to the Financial Statements 50 Strategic Report – Introduction 7 M DisclosuresAIF 63 Principal Policies 9 Report Promoting the Success and Sustainability of the Company 11 Sustainability and ESG 12 Annual General Meeting Key Performance Indicators 13 Notice of Annual General Meeting 64 Investment Manager 14 Investment Manager’s Review 15 Other Information Auditor’s Shareholder Information 69 Portfolio Summary 19 Top Ten Holdings 20 History 70 Report Portfolio Holdings 22 Historical Record 70 Principal Risks 24 Alternative Performance Measures 71 Glossary of Terms 73 Governance Report w Ho to Invest 75 Corporate Information 76 d of BoarDirectors 26 Financial Report of the Directors 27 Report Corporate Governance Statement 31 Report of the Audit Committee 33 Report of the Nomination Committee 35 Directors’ Remuneration Report 36 Report of the Management Engagement Committee 38 Statement of Directors’ Responsibilities 39 AGM Other Information 2 | BMO Private Equity Trust PLC Report and Accounts 2019 | 1 185155 PET AR19 PRINT.indd 1 16/04/2020 13:58 BMO Private Equity Trust PLC Company Overview The Company BMO Private Equity Trust PLC (‘the Company’) is an investment trust and its Ordinary Shares are traded on the Main Market of the London Stock Exchange. -
Peel Geographies
Peel Geographies Census Metropolitan Area (CMA) Census Division (CD) Census Subdivision (CSD) Census Metroplitan Areas consist of large Census divisions are the general term for provin- Census Subdivision is the general term for urbanized areas that surround an urban core. cially legislated areas (such as county and regional municipalities or their equivalents (such as Indian The urban core must have a population greater district) or their equivalents. Census divisions are Reserves). than 100,000. Peel is a part of the intermediate geographic areas between the Toronto Metropolitan Area. province/territory level and BROCK the municipality Count in Peel: Count: GGEORGINAEORGINA (census subdivision). 3 EEASTAST Bradford SCUGOG 1 GGWILLIMBURYWILLIMBURY UUXBRIDGEXBRIDGE Count in Peel: New Example: West NEWMARKET DURHAM Example: Mono WWHITCHURCHHITCHURCH - SSTOUFFVILLETOUFFVILLE 1 Tecumseth AURORA CCLARINGTONLARINGTON Caledon, Brampton KING Gwillimbury YORK PPICKERINGICKERING OOSHAWASHAWA Toronto RRICHMONDICHMOND HHILLILL Example: or Caledon MARKHAM WHITBY CALEDON AJAX Last Update: VVAUGHANAUGHAN Peel Region PEEL Last Update: TTORONTOORONTO 2016 BBRAMPTONRAMPTON Last Update: 2016 HHALTONALTON HHILLSILLS MMISSISSAUGAISSISSAUGA 2016 HALTONHALTON MMILTONILTON OAKVILLE BBURLINGTONURLINGTON Census Tracts (CT) Dissemination Areas (DA) Dissemination Blocks Census Tracts are small, relatively stable Dissemination areas are small, relatively stable Dissemination blocks are areas bounded on all geographic areas in census metropolitan areas geographic -
REVISED HAMILTON MUNICIPAL HERITAGE COMMITTEE REPORT 14-009(A) 12:00 P.M
REVISED HAMILTON MUNICIPAL HERITAGE COMMITTEE REPORT 14-009(a) 12:00 p.m. Thursday, August 21, 2014 Council Chambers 71 Main Street West Present: A. Denham-Robinson (Chair), Councillor M. Pearson, M. Adkins, W. Arndt, P. Wilson, W. Furlan, S. Nowak Absent: Councillor B. McHattie – City Business Councillor L. Ferguson – City Business K. Wakeman, W. Rosart, R. Sinclair THE HAMILTON MUNICIPAL HERITAGE COMMITTEE PRESENTS REPORT 14- 009(a) AND RESPECTFULLY RECOMMENDS: 1. Implementation of the Recommendations of the Downtown Built Heritage Inventory Project (PED14191) (a) That the properties listed in Schedule 1 of Appendix “A” attached hereto to the Hamilton Municipal Heritage Committee Report 14-009(a) be included in the Register of Property of Cultural Heritage Value or Interest as non- designated properties; (b) That staff be directed to add the properties listed in Schedule 2 of Appendix “A” attached hereto to the Hamilton Municipal Heritage Committee Report 14-009(a) to the staff’s work program for designation; (c) That Schedule 3 of Appendix “A” attached hereto to the Hamilton Municipal Heritage Committee Report 14-009(a) be approved as amended to include the Candidates for Designation; PLANNING COMMITTEE – September 16, 2014 Hamilton Municipal Heritage Committee August 21, 2014 Report 14-009(a) Page 2 of 2 (d) That staff be directed to prepare a Capital Budget Submission to be brought forward in the 2015 Budget Deliberations to address the work program for designation, as per Schedule 3 of Appendix “A” attached hereto to the Municipal -
Hamilton to Brantford Rail Trail
Thanks to Our Donors Who Helped Build the Trails TheThe Hamilton-Brantford-CambridgeHamilton-Brantford-Cambridge LinkageLinkage ofof TrailsTrails The trails are provided free for public use, but the cost to acquire the land and build the four trails approached $1.5 million. The funds were provided P by generous donations from the following corporations, individuals and like-minded foundations. In 1993, the City of Brantford commenced its Gordon Glaves Memorial Pathway A major trail system now links the cities of Hamilton, Station Masters Honour Roll along the scenic Grand River. Brantford and Cambridge. These 80 kms of trail form a u SC Johnson and Son, Limited major component in the southern Ontario loop of the u Canadian General-Tower Trans Canada Trail System. u Trans Canada Trail Foundation When opened in 1994 by the Grand River Conservation Authority, u The Jean Rich Foundation the Cambridge to Paris Rail Trail was one of the first abandoned rail lines u Redland Quarries to be converted for recreational trail use in southern Ontario. u TCG Materials u Brant Waterways Foundation P u Province of Ontario In 1996, the Hamilton to Brantford Rail Trail was completed by the Hamilton P & Grand River Conservation Authorities and became Canada's first fully developed, Kilometer Club entirely off-road interurban trail. u Brantford Jaycees u CAA South Central Ontario ! u Canada Trust - Friends of the Environment Foundation In October of 1998 these three trails were joined by the SC Johnson Trail, u Ciba-Geigy through the generosity of SC Johnson and Son Limited of Brantford, to form a u Dofasco Inc.