SAP Crystal Reports

Online Banking Award

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Banking - Desktop

Ability to Pre-Population of Activate Bank Statement Set Goal Temporary Lock/Hold Transfer from Company Schedule Future Data for New Credit/Debit Card Available Online Savings on Credit/Debit Cards Home Screen Payments Product Application

ANZ Bank NZ ✘ ✔ ✘ ✘ ✔ ✔ ✔ ASB Bank ✔ ✔ ✘ ✘ ✘ ✔ ✔ Bank of New Zealand ✘ ✔ ✔ ✘ ✔ ✔ ✔ Co -Operative Bank ✔ ✘ ✘ ✔ ✘ ✔ ✔ Heartland Bank ✘ ✔ ✘ ✘ ✘ ✔ ✘ HSBC ✘ ✔ ✘ ✘ ✘ ✔ ✘ Kiwibank ✔ ✔ ✔ ✘ ✘ ✔ ✔ SBS Bank ✘ ✔ ✘ ✘ ✘ ✔ ✘ TSB Bank ✔ ✔ ✘ ✘ ✘ ✔ ✔ Westpac ✔ ✔ ✘ ✔ ✔ ✔ ✔

Report Date: May, 2016. (All information is correct as at April, 2016) Online Banking Award 2016 - Page 1 Online Banking Award

Banking - Smartphone

ANZ Bank NZ ✘ ✔ ✘ ✘ ✔ ✔ ✔ ASB Bank ✔ ✘ ✘ ✔ ✘ ✔ ✔ Bank of New Zealand ✘ ✘ ✔ ✘ ✔ ✔ ✘ Co -Operative Bank ✔ ✘ ✘ ✔ ✘ ✔ ✔ Heartland Bank ✘ ✘ ✘ ✘ ✘ ✘ ✘ HSBC ✘ ✘ ✘ ✘ ✘ ✘ ✘ Kiwibank ✘ ✘ ✔ ✘ ✘ ✔ ✘ SBS Bank ✘ ✔ ✘ ✘ ✘ ✔ ✘ TSB Bank ✘ ✘ ✘ ✘ ✘ ✔ ✘ Westpac ✔ ✘ ✘ ✔ ✔ ✔ ✔

Report Date: May, 2016. (All information is correct as at April, 2016) Online Banking Award 2016 - Page 2 Online Banking Award

Communication, Security and Location Services

Dynamic Integration Email Fingerprint Specific Specific Specific Smart Automatic Company 24hr Help Between Devices Alerts Verification Andriod App iPhone App Watch App Log-off

ANZ Bank NZ ✔ ✘ ✔ ✔ ✔ ✔ ✔ ✔ ASB Bank ✔ ✘ ✔ ✔ ✔ ✔ ✔ ✔ Bank of New Zealand ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ Co -Operative Bank ✘ ✔ ✘ ✘ ✔ ✔ ✘ ✔ Heartland Bank ✘ ✘ ✘ ✘ ✘ ✘ ✘ ✔ HSBC ✔ ✘ ✘ ✘ ✘ ✘ ✘ ✔ Kiwibank ✘ ✔ ✔ ✔ ✔ ✔ ✔ ✔ SBS Bank ✘ ✔ ✘ ✘ ✘ ✘ ✘ ✔ TSB Bank ✘ ✔ ✔ ✘ ✔ ✔ ✘ ✔ Westpac ✘ ✔ ✔ ✘ ✔ ✔ ✔ ✔

Report Date: May, 2016. (All information is correct as at April, 2016) Online Banking Award 2016 - Page 1 Online Banking Award

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings . This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Website - Desktop

Home Loans - Mortgage Branch by Deposits - Full Savings Online Chat Financial Company ATM by Postcode Full Online Repayment Postcode Online Application Calculator Available Tips Articles Application Calculator

ANZ Bank NZ ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✔

ASB Bank ✔ ✔ ✘ ✘ ✔ ✔ ✘ ✔

Bank of New Zealand ✔ ✔ ✘ ✘ ✔ ✔ ✘ ✔

Co -Operative Bank ✘ ✘ ✘ ✔ ✔ ✘ ✘ ✘

Heartland Bank ✘ ✘ ✘ ✘ ✔ ✔ ✘ ✘

HSBC ✘ ✘ ✘ ✘ ✔ ✘ ✘ ✘

Kiwibank ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✔

SBS Bank ✘ ✘ ✘ ✘ ✔ ✘ ✘ ✘

TSB Bank ✘ ✘ ✔ ✘ ✔ ✘ ✘ ✘

Westpac ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✔

Report Date: May, 2016. (All information is correct as at April, 2016) Online Banking Award 2016 - Page 1 Online Banking Award

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings . This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Website - Smartphone

ANZ Bank NZ ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✘

ASB Bank ✘ ✘ ✘ ✘ ✘ ✘ ✘ ✘

Bank of New Zealand ✔ ✔ ✘ ✘ ✔ ✔ ✘ ✘

Co -Operative Bank ✘ ✘ ✘ ✔ ✔ ✘ ✘ ✘

Heartland Bank ✘ ✘ ✘ ✘ ✔ ✔ ✘ ✘

HSBC ✘ ✘ ✘ ✘ ✘ ✘ ✘ ✘

Kiwibank ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✔

SBS Bank ✘ ✘ ✘ ✘ ✔ ✘ ✘ ✘

TSB Bank ✘ ✘ ✘ ✘ ✔ ✘ ✘ ✘

Westpac ✔ ✔ ✘ ✘ ✔ ✔ ✔ ✔

Report Date: May, 2016. (All information is correct as at April, 2016) Online Banking Award 2016 - Page 2