To Be a Leading Bank for Partnering in Financial Growth Through Innovation and Service
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Table of Contents
TABLE OF CONTENTS Acknowledgements Dedication Executive Summary ----------------------------------------- 01 Chapter 1 (Introduction) ---------------------------------------- 03 Chapter 2 (Industry Overview) --------------------------------------- 08 Chapter 3 (Company Analysis) ---------------------------------------- 15 Existing Product line ---------------------------------------- 16 External Environment ---------------------------------------- 21 Internal Environment ---------------------------------------- 51 SWOT Analysis ---------------------------------------- 67 Growth-share matrix ---------------------------------------- 75 PEST Analysis ---------------------------------------- 78 Customer Environment ---------------------------------------- 81 Marketing Strategies ---------------------------------------- 91 Marketing Mix --------------------------------------- 94 Chapter 4 (Competitor Analysis) ---------------------------------------- 101 SWOT ---------------------------------------- 102 Marketing control ---------------------------------------- 108 Target Market ---------------------------------------- 110 Marketing Mix ---------------------------------------- 112 Chapter 5 (Scenarios) ---------------------------------------- 115 Scenario 1 ---------------------------------------- 116 Scenario 2 ---------------------------------------- 118 Chapter 6 (Recommendations) ---------------------------------------- 119 Appendices ----------------------------------------- 122 ACKNOWLEDGEMENTS We feel blessed by the grace of God for -
NJI Title Annual 2008.FH10
CONTENTS Corporate Information 2 Vision & Mission 3 Directors Report to the Shareholders 4 Key Operating and Financial Highlights 9 Statement of Compliance with the Code of Corporate Governance 10 Review Report to the Members 12 Auditors Report to the Members 13 Balance Sheet 14 Profit & Loss Account 16 Statement of Changes in Equity 17 Cash Flow Statement 18 Revenue Account 19 Statement of Premiums 20 Statement of Claims 21 Statement of Expenses 22 Statement of Investment Income 23 Notes to the Financial Statements 24 Statement of Directors 52 Statement of Appointed Actuary 52 Pattern of Shareholding 53 Compliance Status of the Code of Corporate Governance 55 Notice of Annual General Meeting 57 Proxy Form CORPORATE INFORMATION BOARD OF DIRECTORS Masood Noorani Chairman Javed Ahmed Chief Executive Officer / Managing Director Towfiq H. Chinoy Director Sultan Allana Director Shahid Mahmood Loan Director Xavier Gwenael Lucas Director John Joseph Metcalf Director BOARD COMMITTEES MANAGEMENT COMMITTEES AUDIT CLAIMS Xavier Gwenael Lucas Chairman Javed Ahmed Chairman Shahid Mahmood Loan Member Manzoor Ahmed Member John Joseph Metcalf Member Zahid Barki Member/Secretary FINANCE & INVESTMENT Masood Noorani Chairman REINSURANCE Javed Ahmed Member Javed Ahmed Chairman Shahid M. Loan Member Zahid Barki Member John Joseph Metcalf Member Sana Hussain Member/Secretary Manzoor Ahmed Member/Secretary HUMAN RESOURCE UNDERWRITING Towfiq H. Chinoy Chairman Javed Ahmed Chairman Masood Noorani Member Syed Ali Ameer Rizvi Member John Joseph Metcalf Member Zahid Barki Member/Secretary TECHNICAL COMPANY SECRETARY John Joseph Metcalf Chairman Manzoor Ahmed Javed Ahmed Member Xavier Gwenael Lucas Member CHIEF INTERNAL AUDITOR Adeel Ahmed Khan HEAD OFFICE AUDITORS 74/1-A, Lalazar, M. -
Jeenay Ke Rang
Jeenay ke rang Annual Report 2015 CONTENTS Company Information 03 Company Profile 05 The Mission 07 A Commitment to Excellence 09 Customer Service 09 People 10 Health, Safety & Environment 11 Berger Business Lines 13 Quality in Diversity 14 Decorative Paints 15 Automotive Paints 17 Powder Coatings 19 General Industrial Finishes 21 Protective Coatings 23 Vehicle Refinishes 23 Road Safety 24 Govt. & Marine 27 Construction Chemicals 27 Adhesives 28 Printing Inks 29 Marketing Activities 30 Corporate Activities 36 Financial Highlights 40 Directors’ Report 41 Pattern of Shareholding 45 Statement of Compliance 47 Review Report to the Members 49 Financial Statements Auditors’ Report to the Members 50 Balance Sheet 51 Profit and Loss Account 52 Statement of Comprehensive Income 53 Cash Flow Statement 54 Statement of Changes in Equity 55 Notes to the Financial Statement 56 Notice of Annual General Meeting 106 Consolidated Financial Statements Directors’ Report 110 Auditors’ Report to the Members 111 Consolidated Balance Sheet 112 Consolidated Profit and Loss Account 113 Consolidated Statement of Comprehensive Income 114 Consolidated Cash Flow Statement 115 Consolidated Statement of Changes in Equity 116 Notes to the Consolidated Financial Statement 117 Form of Proxy 01 02 Company Information Board of Directors Bankers Mr. Maqbool H. H. Rahimtoola - Chairman Al-Barka Bank Limited Dr. Mahmood Ahmad - Chief Executive Bank Al-Habib Limited Mr. Hamid Masood Sohail Faysal Bank Limited Mr. Muhammad Naseem Habib Bank Limited Mr. Ilyas Sharif Habib Metropolitan Bank Limited Mr. Shahzad M. Husain JS Bank Limited Mr. Zafar A. Osmani MCB Bank Limited Summit Bank Limited Audit Committee United Bank Limited Mr. -
Corporate Ideologies: a Linguistic and Semiotic Analysis of Manifestos and Logos of Cellular Networks in Pakistan
CORPORATE IDEOLOGIES: A LINGUISTIC AND SEMIOTIC ANALYSIS OF MANIFESTOS AND LOGOS OF CELLULAR NETWORKS IN PAKISTAN By IFFAT SARDAR NATIONAL UNIVERSITY OF MODERN LANGUAGES ISLAMABAD April 2018 Corporate Ideologies: A Linguistic and Semiotic Analysis of Manifestos and Logos of Cellular Networks in Pakistan By IFFAT SARDAR M. A., Fatima Jinnah Women University Rawalpindi, 2009 A THESIS SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF PHILOSOPHY In English (Linguistics) To FACULTY OF LANGUAGES National University of Modern Languages, Islamabad © Iffat Sardar, 2018 iii THESIS AND DEFENSE APPROVAL FORM The undersigned certify that they have read the following thesis, examined the defense, are satisfied with the overall exam performance, and recommend the thesis to the Faculty of Languages for acceptance: Thesis Title: Corporate Ideologies: A Linguistic and Semiotic Analysis of Manifestos and Logos of Cellular Networks in Pakistan Submitted By: Iffat Sardar Registration #: 1061- MPhil/ Eng/ F15 Master of Philosophy Degree name in full English Linguistics Name of Discipline Dr. Ansa Hameed __________________________ Name of Research Supervisor Signature of Research Supervisor Prof. Dr. Muhammad Safeer Awan __________________________ Name of Dean Signature of Dean Brig. Muhammad Ibrahim __________________________ Name of Director General Signature of Director General ___________________________ Date iv AUTHOR’S DECLARATION I Iffat Sardar Daughter of Allah Ditta Registration # 1061- MPhil/ Eng/ F15 Discipline English Linguistics Candidate of Master of Philosophy at the National University of Modern Languages do hereby declare that the thesis Corporate Ideologies: A Linguistic and Semiotic Analysis of Manifestos and Logos of Cellular Networks in Pakistan submitted by me in partial fulfillment of MPhil degree, is my original work, and has not been submitted or published earlier. -
Argentina: ''Non- Smokers' Dictatorship'' USA: Make Health Insurance Include Cessation Help, Says Poll
6 News analysis....................................................................................... Tob Control: first published as on 25 February 2004. Downloaded from socioeconomic classes—professionals, challenges the bans on smoking in Argentina: ‘‘non- government officials, and students— closed environments. and sells approximately 10 000 copies However, the Veintitre´s article’s com- smokers’ dictatorship’’ each week. It is advertised on television. parison of the smoke-free movement On 2 October last year, just five days A well known journalist and former with the Nazis is a classic example of the after Argentina signed the Framework director of the magazine, one of the favourite tobacco industry strategy of Convention on Tobacco Control (FCTC), people whose views against tobacco con- trying to position those who work for the magazine Veintitre´s (‘‘Twenty-three’’) trol were quoted in the article, also smoke-free environments as members published a note on smoke-free envir- conducts a popular political news of an extremist movement. Tobacco onments. The main story of the maga- programme on television together with control activists around the world zine was illustrated on the front cover some of the staff of Veintitre´s. During should be aware of this strategy, and using the swastika under the title ‘‘The the show, and most unusually for be prepared to respond with the appro- non-smokers’ dictatorship’’. television, he smokes frequently—he priate arguments. Smoke-free environments are close to obtained a privileged contract to be the JAVIER SAIMOVICI becoming a reality for Argentineans, not only person allowed to smoke on the Unio´n Anti-Taba´quica Argentina, ‘‘UATA’’, only as a result of the signing of the studio set. -
Annual Report 2017 (8819
Scan the QR code for digital version of Annual Report 2017 Sustainable Development Goals Championing Green Leadership in Asia; Eco-Friendly 1,300,000 retailers Green Supply Chain Process Production 50,000 Business Partners Carbon Footprint Reduction Sustainable Waste Management Most Preferred 27% Ownership Environment, Employer by Government & Health & Safety in Bangladesh Minority Shareholders Programme 2,064 units of Country’s Pure Water Facility Solar Home System Largest Taxpayer in Arsenic affected areas in offgrid areas BDT 16,427 crore in 2017 Water Recycle Process Most Afforestation Female Friendly Programme since 1980 Organisation We take pride being a responsible corporate citizen of Bangladesh One House One Farm Digital Bangladesh Social Security Programme Ashrayan Project Community VISION 2021 Clinic HUNGER AND POVERTY FREE Education Assistance BANGLADESH Programme Investment Expansion Electricity for All Environment Protection Women Empowerment 30% of the Top Team roles held by Women 2,064 units of Solar Home System in offgrid areas; Solar Panel System saved 77,834 Kw/Hr of Electricity 95.50 million Saplings distributed; Water Recycle Process reducing consumption of 65,000,000 litres of Water Highest Tax Payer - Contributed BDT 16,427 Crore in 2017 ABOUT US The presence of British American Tobacco in this part of the world can be traced back to 1910. Beginning the journey as Imperial Tobacco 107 years ago, the Company set up its first sales depot at Armanitola in Dhaka. After the partition of India in 1947, Pakistan Tobacco Company was established in 1949. The first factory in Bangladesh (the then East Pakistan) was set up in 1949 in Fauzdarhat, Chittagong. -
Communication Sector Study
Communication Sector Study ©The Pakistan Credit RatingAgency Limited May 2021 TableOMC | Global Market of Contents Contents Page No. Contents Page No. Overview 1 Business Risk | Investment 15 Global Industry | Overview 2 Financial Risk 16 Global Industry | Market Trends 4 Rating Curve 17 Services | Overview 5 Regulatory Mechanisms 18 Industry | Snap Shot 6 SWOT analysis 19 Local Industry | Contribution to 7 Impact After Covid 19 20 National Exchequer Outlook 21 Local Industry | Supply 8 Bibliography 22 Local Industry | Demand 10 Business Risk |Revenue 12 Business Risk | Average Revenue per 13 User Business Risk 14 Communication Overview • Definition: The communication sector is made up of companies that make communication possible on a global scale, whether it is Internet through the phone or the Internet, through airwaves or cables, Service through wires or wirelessly. These companies created the Providers infrastructure that allows data in words, voice, audio, or video to Cable Wireless be sent anywhere in the world. System Carriers Operators • Not long ago, the communications sector consisted of a club of big national and regional operators. Since the early 2000s, the industry has been swept up in rapid deregulation and innovation. In many countries around the world, government monopolies are now Composition of privatized and they face a plethora of new competitors. Satellite the Sector Telephone Operators companies • Communication plays an important part in daily lives of people todays. It is an essential component of every walk of live ranging from education, business to entertainment. The sector has witnessed many innovations and improvement over the periods Suppliers Software Telecommu and increased competition further fueling the innovation. -
OICCI CSR Report 2018-2019
COMBINING THE POWER OF SOCIAL RESPONSIBILITY Corporate Social Responsibility Report 2018-19 03 Foreword CONTENTS 05 OICCI Members’ CSR Impact 06 CSR Footprint – Members’ Participation In Focus Areas 07 CSR Footprint – Geographic Spread of CSR Activities 90 Snapshot of Participants’ CSR Activities 96 Social Sector Partners DISCLAIMER The report has been prepared by the Overseas Investors Chamber of Commerce and Industry (OICCI) based on data/information provided by participating companies. The OICCI is not liable for incorrect representation, if any, relating to a company or its activities. 02 | OICCI FOREWORD The landscape of CSR initiatives and activities is actively supported health and nutrition related initiatives We are pleased to present improving rapidly as the corporate sector in Pakistan has through donations to reputable hospitals, medical care been widely adopting the CSR and Sustainability camps and health awareness campaigns. Infrastructure OICCI members practices and making them permanent feature of the Development was also one of the growing areas of consolidated 2018-19 businesses. The social areas such as education, human interest for 65% of the members who assisted communi- capital development, healthcare, nutrition, environment ties in the vicinity of their respective major operating Corporate Social and infrastructure development are the main focus of the facilities. businesses to reach out to the underprivileged sections of Responsibility (CSR) the population. The readers will be pleased to note that 79% of our member companies also promoted the “OICCI Women” Report, highlighting the We, at OICCI, are privileged to have about 200 leading initiative towards increasing level of Women Empower- foreign investors among our membership who besides ment/Gender Equality. -
(Car) Industry of Pakistan?
E3S Web of Conferences 217, 11014 (2020) https://doi.org/10.1051/e3sconf/202021711014 ERSME-2020 Who has the largest share in automotive (car) industry of Pakistan? Aí Huu Tran1, Muhammad Imtiaz Subhani2, and Denis Ushakov3,* 1Van Hien University, Dien Bien Phurong 1, Quan 3, Hồ Chí Minh 700000, Vietnam 2ILMA University, Main Ibrahim Hyderi Road, Korangi Creek, Karachi, Pakistan 3Suan Sunandha Rajabhat University, 1 U-Thong Nok rd., Dusit, Bangkok, 10300, Thailand Abstract. This research aims to better comprehend & dissect the supply & demand in automotive industry of Pakistan. The primary objective of this study is to delve into casing-works which empowers us to better understand the biggest piece of the overall automotive (car) industry of Pakistan by utilizing interest & expense parameters of automotive items in business sector. The research aims to determine market shares of automotive (car) brands in Pakistani automotive industry. Finding confirms that in Pakistan in automotive or automobile (cars) industry, the Suzuki brand is enjoying the highest market share among the selected/ outlined brands and leading the industry with 29% of market shares. Toyota is enjoying 26% market shares while Honda brand is the third most winning brands in automotive industry in Pakistan with 25% market shares. Further, Nissan, Kia and Daihatsu have 10%, 6% and 4% market shares respectively for the years 2000 to 2019. In developing countries like Pakistan individuals have relatively lower wages, thus a vehicle-purchase decision requires more due-diligence, whereby the accessibility of car-parts in neighborhood markets, how pricy the car parts are, & the resale estimation of brand, are the primary decision-marking factors. -
PTC Annual Report 2018
Celebrating Diversity And Inclusion Soaring through the decades, Pakistan Tobacco Company Limited has achieved uncountable successes. Throughout this journey, our focus has been to make the organisation more Diverse & Inclusive. By doing this, we have been able to create an environment that includes individuals of different ages, genders, backgrounds, cultures and beliefs making them a part of this big PTC family. 1 Table of Contents 04 12 26 42 68 80 Our Vision Our Partnerships Organisational Committees of the Operational Horizontal & Structure Board Excellence Vertical Analysis 04 16 28 44 70 82 Our Mission Our Guiding Position of Report of Audit Corporate Social Analysis of Principles Reporting Committee Responsibility Statement of Profit Organisation within or Loss & Statement Value Chain of Financial Position 05 18 30 46 72 84 Our Guiding Our Initiatives Strategic Objectives Standards of Calendar of Notable Summary of Principles Business Conduct & Events 2018 Statement of Profit Ethical Principles or Loss, Financial Position & Cash flows 06 20 32 53 73 85 British American Our Achievements Risk & Opportunity Chairman’s Review 2018 Performance Dupont Analysis Tobacco (BAT) Report 2018 07 22 36 55 74 86 BAT’s Geographical Our Exported Talent Illicit trade: Threat MD/CEO’s Message Critical Performance Liquidity, Cash Flows Spread to legitimate Indicators and Capital Structure industry’s sustainability 08 24 37 56 76 88 Pakistan Tobacco Our People Our Corporate Director’s Report Quarterly Analysis Performance Company Limited Pride Information -
India-Pakistan Trade: Perspectives from the Automobile Sector in Pakistan
Working Paper 293 India-Pakistan Trade: Perspectives from the Automobile Sector in Pakistan Vaqar Ahmed Samavia Batool January 2015 1 INDIAN COUNCIL FOR RESEARCH ON INTERNATIONAL ECONOMIC RELATIONS Table of Contents List of Abbreviations ................................................................................................................... iii Abstract ......................................................................................................................................... iv 1. Introduction ........................................................................................................................... 1 2. Methodology and Data .......................................................................................................... 2 3. Automobile Industry in Pakistan ......................................................................................... 3 3.1 Evolution and Key Players............................................................................................ 4 3.2 Structure of the Industry ............................................................................................... 6 3.3 Production structure ..................................................................................................... 7 3.4 Market Structure ........................................................................................................... 8 4. Automobile Trade of Pakistan............................................................................................ 10 4.1 Import -
Corporate Social Responsibility (CSR) Theory and Practice in Pakistan
View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by Epsilon Archive for Student Projects Swedish University of Agricultural Sciences Faculty of Natural Resources and Agricultural Sciences Department of Economics Corporate Social Responsibility (CSR) Theory and Practice in Pakistan Syed Kamran Hameed Master’s thesis · 30 hec · Advanced level Degree thesis No 634 · ISSN 1401-4084 Uppsala 2010 iiiii Corporate Social Responsibility (CSR) Theory and Practice in Pakistan Syed Kamran Hameed Supervisor: Karin Hakelius, Swedish University of Agricultural Sciences (SLU) Department of Economics Examiner: Jerker Nilsson, Swedish University of Agricultural Sciences (SLU) Department of Economics Credits: 30 HEC Level: Advanced E Course title: Degree Project in Business Administration E Course code: EX0536 Place of publication: Uppsala Year of publication: 2010 Name of Series: Degree project No: 634 ISSN 1401-4084 Online publication: http://stud.epsilon.slu.se Key words: CSR, multinational companies, domestic companies, Pakistan Swedish University of Agricultural Sciences Faculty of Natural Resources and Agricultural Sciences Department of Economics ii Acknowledgements “In the name of Allah, the Gracious, the Merciful” I would like to express my gratitude to all who support me from the begining of my studies to till its completition. Especially, great thanks to my beloved parents, prayers from my mother, moral, and financial support from my father. The special thanks go to my supervisor “Karin Hakelius” whose kindness and support makes me to complete my thesis. I would like to give thanks to the persons in the companies’ espacially Mr. Yawar Mian (CEO) of Capital Business Pakistan (Pvt) Ltd.